#TRUEMind

[truemindcapital]

Health Insurance Calculator: A Smart Tool for Smart Coverage

Healthcare costs in India are rising steadily, and even a short hospital stay can set you back by thousands—or even lakhs—of rupees. That’s why having the right health insurance is crucial. But how do you know how much coverage you need?

Enter the Health Insurance Calculator—a quick, free, and easy-to-use tool that helps you make informed decisions.

What is a Health Insurance Calculator?

A Health Insurance Calculator helps you estimate:

The ideal sum insured based on your age, lifestyle, and medical risks

Your monthly or annual premium

The most suitable plan based on your needs

It saves time, removes guesswork, and helps you plan financially.

Why Should You Use It?

Using a health insurance calculator offers several benefits:

Customized results based on your personal details

Budget planning for premium payments

Avoid underinsurance in case of major illness

Compare multiple plans easily

How It Works

To use the calculator, you usually need to enter:

Your age and that of family members

Your location (as medical costs vary by city)

Pre-existing conditions (if any)

Budget or preferred sum insured

Based on this, it recommends:

Best-suited sum insured

Estimated premiums

Policy suggestions

Example

Say you're 30 years old and want a policy for yourself and your spouse. Based on your inputs, a calculator may suggest:

Coverage: ₹10–15 lakh

Premium: ₹10,000–₹15,000/year

Policy options: Multiple, based on features like room rent, network hospitals, and claim process

✅ Final Thoughts

Choosing the right health insurance plan can feel overwhelming—but a Health Insurance Calculator simplifies the process. In just a few clicks, you’ll know what kind of coverage fits your health needs and financial goals.

Use it today and stay one step ahead—because your health and peace of mind are worth it.

Try it Here:- https://www.truemindcapital.com/financial-tools/health-insurance-calculator

[briskwinits]

Sir Jagadish Chandra Bose, The father of Bengali science fiction is here to motivate us on our Monday Blues. Let's look beyond the cloud of illusion and unravel the true Mind.

#Truemind #Lawoftruth #Sirjagadishchandrabose #Mondaymotivation #BWITquotes #Mindfulmonday

[suwaneemeditation]

Today’s words

“It is the same principle as washing dirty clothes - the more you clean the dirt away, the more it goes back to its original state. A piece of paper, which has been scribbled on, gets cleaner the more the scribbling is erased. Enlightenment is the same as knowing the true state of the paper once it is clean.” ― Woo Myung, Stop Living In This Land, Go To The Everlasting World Of Happiness, Live There Forever

[xuemo]

“当你抛开一些可笑的纠缠后，真心的原貌就会自然地显现出来。”

[northridgemeditation]

“A person can love unconditionally only when the mind is discarded and the mind of the great universe is always present. Love is not to be received, but to be given. When true love is given, true love can be received. One must have the true mind to truly love.” 🧘🏻‍♀️✨ Happy Valentine’s Day! ❤️ 🍃northridgemeditation.org 🍃1.818.831.988 (call&text) #valentinesday #truelove #truemind#love#meditation#meditationquotes #northridge#northridgemeditation (at Northridge Meditation) https://www.instagram.com/p/Cop1bpSPCZ-/?igshid=NGJjMDIxMWI=

[vietnamzen]

PHÁP AN TÂM Thần Quang (thiền sư Huệ Khả) trèo đèo vượt núi đến chùa Thiếu Lâm - Tung Sơn bái yết Tổ sư Đạt-ma mong được khai thị Pháp Ấn của chư Phật. Đạt-ma ngồi yên lặng xoay mặt vào vách không thèm ngó ngàng đến. Do đó, Thần Quang phải đứng đợi ngoài cửa, gặp lúc tuyết rơi đầy trời, ngập tới đầu gối, mà gương mặt Thần Quang vẫn thản nhiên. Đạt-ma thấy sư đúng là người thành kính cầu pháp, mới mở miệng hỏi : - Ông đứng lâu trong tuyết, mong cầu việc gì ? Thần Quang thưa : - Xin Hòa thượng mở cửa cam lồ, rộng độ chúng sanh. - Diệu đạo vô thượng của chư Phật, dù nhiều kiếp tinh tấn, hay làm được việc khó làm, hay nhẫn được việc khó nhẫn mà còn không thể đến. Huống là, ông dùng chút công lao nhỏ này mà cầu được pháp chơn thừa sao? Thần Quang nghe nói như thế, liền lấy dao chặt đứt cánh tay trước mặt Đạt-ma, tỏ lòng thiết tha cầu Đạo. Ngài biết đây là bậc pháp khí bèn dạy: - Chư Phật cầu đạo, vì pháp quên thân, nay ông chặt tay muốn cầu cái gì ? Thần Quang thưa : - Đệ tử tâm không an, xin Tổ dạy pháp an tâm. Đạt-ma nói : - Đem tâm ra ta an cho ! Thần Quang ngạc nhiên nói : - Con tìm tâm không được. Đạt-ma cười mỉm, nói : - Ta đã an tâm cho ông rồi. Thần Quang nhơn đây được khế ngộ. Ngài Đạt-ma liền đồi thên Thần Quang là Huệ Khả và truyền Y bát kế thừa làm vị Tổ 29 của Thiền Tông. Lời bình : Phiền não của chúng ta vốn không, tội nghiệp cũng không có tự tánh, tâm thức lặng lẽ, không có chỗ vọng tưởng động niệm, đó là chánh giác, là Phật đạo. Nếu giữ gìn được chơn tâm bình thường không động, thì Phật tánh ngay đó hiển bày. #vietnamzen #thientruclamyentu #zenbuddhism #bodhidharma #Buddha #meditação #meditation #méditation #zen #zenpractice #meditationtraining #howtomeditation #howtozen #howgettinginzen #learnzen #learnmeditation #lookinsideyourself #TrueNature #TrueMind #trueyou #Trust #enlightenment #findyourmind #batlapvantu #giaongoaibiettruyen #trucchinhantam #kientanhthanhPhat (tại Thiền Viện Trúc Lâm Tháp Mười) https://www.instagram.com/p/CUbgaZXlv7W/?utm_medium=tumblr

[freedomsmilemusic]

2021.01.30 空、 青、 以上。 #空 #青 #sky #blue #bluesky #truemind #空の青と本当の気持ち #福岡 #糸島 #fukuoka #itoshima https://www.instagram.com/p/CKqN4f2MMJl/?igshid=1857hwik5iiz5

[truemindcapital]

Health Insurance Calculator: Why You Need It & How to Use It

In today’s world, medical emergencies can strike without warning—and treatment costs are rising fast. From hospital bills to surgeries, even a short hospital stay can cost lakhs of rupees. That’s why health insurance isn’t a luxury—it’s a necessity.

But how much coverage do you actually need? That’s where a Health Insurance Calculator comes in. Let’s explore what it is, how it works, and how you can use it to protect your family’s health—and your finances.

What is a Health Insurance Calculator?

A Health Insurance Calculator is an online tool that helps you:

Estimate how much health coverage (sum insured) you really need

Choose the right plan for your age, income, location, and family size

Compare premium amounts across insurers

It’s smart, free, and takes just 2–3 minutes to use.

Why Should You Use a Health Insurance Calculator?

Here’s why this simple tool is so powerful:

Saves Time – No need to compare dozens of plans manually Gives Clarity – Know how much coverage is “enough” for your needs Helps Budgeting – Shows how much premium you’ll likely pay Avoids Underinsurance – Prevents buying too little coverage

Who Should Use It?

Young professionals buying their first health policy

Families looking for a family floater plan

Seniors evaluating retirement health cover

Anyone confused by too many policy options

How Does It Work? (Typical Inputs)

When you open a health insurance calculator, it usually asks for:

Age of the insured person(s)

Number of family members

City/Region (affects treatment cost)

Existing health issues, if any

Annual income or budget (optional)

It then suggests:

Recommended sum insured (e.g., ₹10 lakh, ₹20 lakh, etc.)

Estimated annual premium

List of plans matching your needs

Quick Example

Let’s say:

You’re 35 years old

You want to insure yourself, spouse, and 1 child

You live in Delhi

The calculator may recommend:

Minimum sum insured: ₹15–20 lakhs

Estimated premium: ₹18,000–₹25,000 annually

Top insurers/plans based on your input

Tip: Always compare at least 3 plans before choosing.

How to Choose the Right Coverage

When using a calculator, keep in mind:

Metro city? Go for ₹15–25 lakh cover Family floater? Consider age of eldest member Pre-existing conditions? Choose plans with fewer waiting periods Budget tight? Look for top-up or super top-up plans

Final Thoughts

A Health Insurance Calculator is your first step toward smart, informed coverage. In just a few clicks, you’ll know how much protection your family truly needs—so you’re not left worrying during a medical emergency.

Start with a calculator. Protect your health. Secure your future.

Try it here:- https://www.truemindcapital.com/financial-tools/health-insurance-calculator

[plainviewmeditation]

Today's quote🌿 It is not about knowing with your brain, it's about becoming one with your heart. Meditation, the way to have enlightenment within💛 Have a good weekend everyone! #enlightenment #meditation #findwithin #truemind #theway #path #method #guidedmeditation #heart #becoming #oneness #wisdom #ahha #goodweekend https://www.instagram.com/p/CH1cRxtjICI/?igshid=z1moq0tq9sdg

[sandypuggames]

Folded

By Nem

Wind kicked up dust from the field below and carried the scent of sweat and blood to Calagaan’s yurt. The 8 ruby candles arrayed around their throne wavered just a hair, and a single bead of sweat trickled down the side of Calagaan’s face. Their breathing remained steady, the blank, empty expression on their face seemed as immutable as time. The roar of the two armies below seemed to bow and warp within the confines of the tent, as if the yurt was underwater, or its plain canvas walls were made of stone.

There was magic in the air. Random flashes of light, arcs of electricity, strange shapes that seem impossible but are gone before you can really see them, all of it churning, chiming with the musics of reality. Almost peaceful.

Below, the battle was a stalemate. Hordes of chariot mounted women threw their lances in perfect coordinated brutality, sweeping at the edges of the Gargan forces lines, while Gargan’s responded with swift and precise crossbow fire. The melee was slow moving, a clashing of shields and exploratory jabs, each side daring the other to commit or break. There was blood on the soil already, rivulets of it descended from the east, where Calagaan had attempted a feint, and an entire brigade of cavalry had been exsanguinated.

Almost directly across from Calagaan’s yurt was another tent — this one higher than it was wide, and seemed to twist on itself, undulating unnaturally and occasionally coughing out plumes of deep, purple smoke. If one listened closely, even over the din of the battle, strange music seemed to hum from the Gargan Battle Wizard’s sanctuary.

Calagaan winced and 300 men were instantly incinerated. The Gargan wizard had trapped Calagaan’s mind in a shifting wooden puzzle box made up of thousands of shifting wooden cubes, each surface of which was a game of chess. Calagaan struggled, the mental image alone was overwhelming, but every wizard’s first lesson was to resist the urge to visualize their duels. There was just too much information for the mind to process; even the simplest conflicts were a deluge of stimulus, and spending too long trying to make sense of it was an mistake many young wizards make, but only once.

The Gargan wizard’s trap demanded Calagaan solve and win a thousand simultaneous chess matches, which was impossible even for one of the greatest minds the Miai school of sorcerers had ever produced. Instead, Calagaan reached out a thousand hands and jammed them into the edges of each board, flipping them, then joining them into a long ribbon of checked fabric. Calagaan tweaked their wrist just so, as the ribbon twisted back on itself impossibly, forcing the Gargan wizard along a Mobius strip a billion miles long. The mind whizzed around it a few times, testing its boundaries, bouncing off of the edges, each collision sending a shower of contrasting fireworks across the valley. For a second it looked like that would do it, the ground beneath the Gargan flank cracked like glass, and more than a hundred men were pulled down into the abyss below. The chariots turned and charged, looking to capitalize on this moment and end things here, then their wheels turned to snakes and the body of the chariots burst into a mist of fine splinters, with their riders soon following suit.

The Mobius strip cracked down the center, briefly shifting back to the checkered pattern of the chessboards before solidifying into a vast and interlocking series of abstract and non-Euclidean shapes, with Calagaan’s power at the very center. They flexed, just a little, and the sound was beyond deafening, it was celestial in volume, a billion tightly locked gongs the size of galaxies clashed with a sound that could tear planets apart, echoing off of Calagaan’s mental firebreaks, cracking the obsidian that protected their truemind.

So Calagaan’s will became gas, and they flowed through the cracks and edges in the metal structures. They expanded, growing larger and larger until the gas encompassed everything, and then grew larger still, doubling, tripling, quadrupling over and over again. Every particle of Calagaan simulated within the Garganian’s warmind, straining it to its limit as they bounced off one another, more and more with each passing moment. Somewhere, the Gargan wizard was smirking. Calagaan had made this a battle of brute force, will against will, and nobody made minds stronger than Gargan.

The warmind expanded, infinitely in all directions, every edge led into its opposite end, looping the universe they battled in back in on itself — Calagaan began to drown in themself. Their grasp of the gaseous form began to waver and outside the yurt a cliff face came to life and destroyed a company of grenadiers, a horde of spirits began to descend from the darken sky with blades in their hands, and the sun itself began to drool liquid hot light across the once-stable line of spearmen contending with Gargan’s westernmost flank. The Gargan wizard was pouring more and more of their power into the battle outside.

This was their final mistake.

As the walls of the warmind began to fold in on themselves, they compressed, tighter and tighter like a mirror held up to itself, showing a million billion realities collapsing toward themselves. It was close, a hairs difference on either side and Calagaan and their mind would have been lost, but as the two ends of the planes touched, they unraveled, folding this way and that. The Gargan wizard barely had time to realize what had happened before the trap was turned inside out, blossoming into a beautiful, yet simple, origami hummingbird. Folded a million times, across at least 14 dimensions, it was perfectly inescapable. Calagaan took one deep breath, and opened their eyes. The yurt was completely still, and the busy silence of nature sauntered in the air.

[xuemo]

Bathed in the Sunlight of your Heart by XUEMO

真心：真心是透过云缝看到的太阳 当你扫尽乌云沐浴在阳光下 就是成功的修行

[northridgemeditation]

Happy independence day!! 🕊🍃✨ #free#liberate #truemind#truth#northridge#northridgemeditation #balboablvd (at Northridge Meditation) https://www.instagram.com/p/CfmAIqMrGLc/?igshid=NGJjMDIxMWI=

[vietnamzen]

THIỀN LÀ MỘT PHƯƠNG PHÁP TU ĐỂ THẤY ĐƯỢC LẼ THẬT NƠI CON NGƯỜI Thấy được nơi con người những cái gì giả biết là giả, những cái gì thật biết là thật. Cho nên chủ trương của Thiền tông là Kiến tánh. Tánh là gì? Là Phật tánh, là Pháp thân, là hòn ngọc vô gi��. Kiến tánh là thấy được bản tánh, hay là Phật tánh của chính mình. Sau khi biết rõ cái giả rồi, chúng ta không còn bị mê lầm nữa. Bấy giờ chúng ta mới bước qua tìm cái thật. Nhận ra cái thật, chúng ta không còn bị cái giả lôi cuốn vào đường sanh tử. Nhận ra cái thật, chúng ta sống an nhàn tự tại trong cái bất sanh bất diệt, tức là Phật tánh, là Pháp thân, là hòn ngọc báu vô giá vậy. ( Sư Ông Trúc Lâm ) #vietnamzen #vietmeditation #zenbuddhism #thientruclamyentu #thienViet #vietnamculture #vietnamhistory #ThichThanhTu #SuOngTrucLam #zenmaster #TrueNature #TrueMind #KienTanh #Buddha #Bụt #nobornnodie #Trust #meditation #meditação #meditate #zen #zeninlife #zenpractice #meditationguide #meditationtraining #méditation #meditationinlife #meditationteacher #zenwithliving #heart (tại Thiền Viện Trúc Lâm Tháp Mười) https://www.instagram.com/p/CUHEX4MF1at/?utm_medium=tumblr

[freedomsmilemusic]

2020.06.09 ロックの日。 自分が演奏するジャンルは昔と変われど、 魂は変わらずそうでありたいと 今でも思う。 #福岡 #糸島 #いまそら #青空 #ブラウン管の向こう側 #bluesky #truemind #空の青と本当の気持ち https://www.instagram.com/p/CBNw3SnFYSx/?igshid=17h9zni0huog3

[meditationholic]

Let us get rid of the unnecessary false minds from our minds Though unnecessary things are excreted from our bodies things remain in our bodies Likewise when we remove the unnecessary false from our minds Only one's true mind will remain Only he who has a true mind will live he who has the true mind lives doing true deeds because his body and mind are true. Let's get rid of the unnecessary false minds and live with true mind . Let's live truly 🙂 Free Intro Session Boston-meditation.org Online Meditation Onlinemeditationevents.com #boston #onlinemeditation #zoomclasses #truemind https://www.instagram.com/p/CJFj467jX_M/?igshid=twnskj7f5zup

[truemindcapital]

How to Achieve Financial Freedom: A Step-by-Step Guide

Imagine waking up without the stress of bills, debt, or the pressure of a 9-to-5 job. Imagine choosing work because you want to, not because you have to. That’s the power of financial freedom—and the good news is, it’s possible for you.

In this blog, we’ll walk you through what financial freedom really means, why it matters, and a simple step-by-step plan to help you achieve it.

What is Financial Freedom?

Financial freedom means having enough savings, investments, and income streams to support your desired lifestyle—for life. It gives you the freedom to:

Retire early (or never work again if you choose)

Travel, explore hobbies, or start your dream business

Sleep peacefully without money worries

It’s not about being ultra-rich. It’s about having control over your time and choices.

Why Financial Freedom Should Be Your Goal

Security: You’re protected against job loss, emergencies, and economic downturns.

Peace of mind: No constant stress about bills or credit card debt.

Flexibility: Take career breaks, switch paths, or work on passion projects.

Legacy: Build wealth for your family or causes you care about.

How to Achieve Financial Freedom: 7 Practical Steps

1. Know Your "Freedom Number"

This is the amount of money you need to cover all your living expenses indefinitely.

Use this formula:

Annual Expenses × 25 = Financial Freedom Number

Example: If you need ₹6,00,000 per year to live comfortably: ₹6,00,000 × 25 = ₹1.5 crore

2. Track Your Current Finances

List all your income sources

Track monthly expenses

Calculate your net worth (Assets - Liabilities)

Use apps like Walnut, Money Manager, or Excel sheets.

3. Create and Stick to a Budget

Use the 50/30/20 rule:

50% Needs

30% Wants

20% Savings/Investments

Cut unnecessary expenses: subscriptions, eating out, impulse shopping

4. Eliminate Debt

Pay off high-interest debt first (like credit cards or personal loans)

Use the snowball or avalanche method

Avoid taking new debt unless it’s for appreciating assets (e.g., home, education)

5. Build Multiple Income Streams

Side hustles (freelancing, coaching, online store)

Passive income (rent, dividends, interest)

Skill-based part-time gigs (tutoring, consulting)

6. Invest Smartly

Start early and consistently. Use:

SIPs in mutual funds

Public Provident Fund (PPF)

NPS or retirement funds

Stocks (for long-term wealth creation)

REITs or Real Estate (if budget allows)

Let compounding work its magic.

7. Protect and Plan

Get health insurance and term insurance

Build an emergency fund (3–6 months of expenses)

Plan your retirement portfolio smartly

Write a will or set up an estate plan

Mindset is Key

Achieving financial freedom is 80% behavior, 20% knowledge. Stay consistent. Don’t compare your journey with others. Celebrate small wins and keep improving.

Final Thoughts

Financial freedom isn’t a luxury—it’s a choice you can make starting today. No matter your age, income, or background, small actions over time can lead to big results.

Try it here:- https://www.truemindcapital.com/financial-tools/financial-freedom-calculator