#aging life care manager

[momlovesyoubest]

Want to Make More $ Billing Care Management Hours?

    Billing and Profit are often mind-numbing to care managers who start an Aging Life or geriatric care management business because they are nurses and social workers who never bill but get a paycheck. However, billing and profit need to be in the toolbox of care management skills. Beware– without the tools and skills to make money- your great idea of a private geriatric care management…

[damndude69]

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[dykedivorce]

if any other bitch in konoha had been gay apart from sasuke none of this would have happened to my son naruto.

[im-smart-i-swear]

Ok so Buddy works in space McDonalds right? Does that mean others have a job somewhere as well?

ill admit that in the comic i used space mcdonalds mostly for comedic effect........ i mean they propably worked at a space fast food restaurant at some point, but it definetely wasnt their only job!

okay so after eeneks unexpected family reunion the clones, eenek and zora all decide to stay on znahors ship for the time being(it gets a little cramped but its bearable), and they just kinda start going from place to place after that?? before picking them all up znahor already was doing essentialy that, anyway- he traveled from planet to planet, occasionally helping the locals and then fucking off elsewhere. so thats what they do! they jump from one star system to the next, never staying anywhere for long, trying to not bring any unwanted attention to themselves, and they get by mostly by doing random odd jobs(some more legal than others..) and stuff.

they all(ecept for taka bc hes like 10) get their fair share of shitty jobs, but they dont really have a choice, do they? the war is over, sure, but obviously such a long conflict leaves an impact on the world. the chaos is on one hand a blessing, bc an odd bunch like three galrans and a gaggle of humans dont bring much attention in a sea of refugees, but it also means that sometimes things get messy, and making ends meet is difficult.

out of the clones, buddy has the most experience and knowledge about how alien worlds function, so they often end up with jobs that require communication and frequent interaction with other people- basically what im trying to say is that they work customer service. a lot. they survive it by remembering how infiuriating diplomacy was and telling themselves that hey! at least them fucking something up wont put the fate of the universe into jeopardy this time!! stickbug often works alongside them, but he hates interacting with customers even more that buddy does and tries to avoid this kind of job as much as he can(my man spent too much time trying to please everyone in his childhood and is OVER IT). i mean all of them get a customer service job from time to time but bud is the one whos least terrible at it

im not sure if the others have any preferred jobs tbh, but the idea of soup trying competetive fighting at some point would be interesting to explore i think........

[dutybcrne]

Love the idea of Kae getting used to eating consistent meals bc of a significant other or even a friend who made it a point to always eat with him to ensure he doesn't forget, and even gaining a little weight as a result, even with his metabolism.

[daydreamerdrew]

The Adventures of Captain America (1991) #2

[runthepockets]

I agree with the sentiment "passion is for white people", but I'm baffled by people who think this is something to be exhausted by and not something that should be be universalized. A guaranteed right rather than an earned privilege.

We should all be allowed to sit around with our dicks in our hands and be offered jobs that we apply to our interests or degrees, pay good money and give good benefits. We should all be allowed to take 12 years off to fucking, go to Alaska to take pictures of wildlife or paint the sunrise in our pajamas while vacationing in the Netherlands. We should all be allowed to dream big and ask for more than the scraps we're given, not just white people, not just trust fund babies, not just people that are both. This belief is one of many reasons that I'm a Communist.

[pawberri]

Disability pride month PSA that schizophrenia and related disorders often starts to present in your mid 20s, so if things have been getting harder, life is less manageable, you feel less and less connected to reality, don't be afraid to get an assessment. It is not life ending, and living as someone with schizophrenia is worthwhile!!! It is a neurodivergence like any other, one that is disabling but doesn't make you less human. Getting early screenings and treatment is shown to give better outcomes for patients!!

[nomairuins]

and also it doesnt even matter if i miraculously get a job tmrw bc we don't have a car . and im too out of shape to walk anywhere bc everything is far away . so i genuinely dont jnow what to do

[reinemichele]

Okay, I had my cardiologist appointment today but unfortunately all that was was scheduling for tests on my heart, I'll have 2 in the beginning of September and then a follow-up for them later in September (unless the results are concerning)

But he did prescribe me a beta-blocker and said I can continue taking zyrtec-d since I need to take it, which is reassuring (and also nice that he took me at my word about my allergies... Altho maybe I sound wheeze-y and sinus-y lmao 😭 either way I can't breathe so I'm going to take it rn)

[kedge-soli]

The Price of Longevity: How Age Influences Life Insurance Premiums

Life insurance is often seen as a cornerstone of financial planning, offering peace of mind and security for loved ones in the event of one's passing. However, one critical factor that significantly impacts the cost of life insurance premiums is age. As we grow older, the cost of obtaining life insurance can increase dramatically. In this blog, we'll explore why life insurance premiums can become so high based solely on age and what this means for those considering life insurance later in life.

The Nature of Risk Assessment

Insurance companies operate on the principle of risk assessment. They calculate the likelihood of having to pay out a claim based on various factors, with age being a primary determinant. Statistically, older individuals are closer to the end of their lifespan than younger ones, making it more likely that an insurance company will have to pay out a policy sooner rather than later. This increased risk translates directly into higher premiums.

The Exponential Cost of Aging

The relationship between age and life insurance premiums isn't linear; it’s exponential. This means that as you age, the cost doesn't just rise steadily but accelerates. For example, the difference in premiums between someone who is 30 and someone who is 40 is noticeable, but the difference between someone who is 60 and someone who is 70 can be staggering.

Let’s take a closer look at some hypothetical figures to illustrate this point:

Age 30: A healthy 30-year-old might pay around $30 per month for a 20-year term policy with a $500,000 death benefit.

Age 50: By age 50, the same policy might cost $100 per month.

Age 70: At age 70, the premium could easily soar to $400 or more per month, and this is assuming the individual is in good health.

These figures are generalizations, but they highlight how significantly premiums can increase with age.

Health Complications

As we age, the likelihood of developing health issues increases, and these health issues can further inflate life insurance premiums. Conditions like hypertension, diabetes, heart disease, and other chronic illnesses become more common, and insurers factor these risks into their pricing models. Even minor health concerns can lead to substantial premium hikes, or in some cases, make it difficult to obtain life insurance at all.

Limited Policy Options

In addition to higher costs, older individuals often face more limited options when it comes to life insurance policies. Some insurers set age limits for certain types of policies, such as term life insurance, making it more challenging to find suitable coverage. Those that do offer policies to seniors often provide shorter term lengths or reduced coverage amounts.

What Can Be Done?

While the reality of higher premiums with age is a challenge, there are steps you can take to mitigate the impact:

Purchase Early: The most effective way to lock in lower premiums is to purchase life insurance while you are young and healthy. The earlier you start, the better the rates you can secure.

Consider Permanent Life Insurance: While more expensive initially, permanent life insurance policies, such as whole life or universal life, provide lifelong coverage and can be a better long-term investment for those concerned about future insurability.

Shop Around: Different insurance companies have different underwriting criteria. It's worthwhile to compare quotes from multiple insurers to find the best rates for your age and health status.

Healthy Lifestyle Choices: Maintaining a healthy lifestyle can help you qualify for better rates. Regular exercise, a balanced diet, and avoiding smoking can all contribute to lower premiums.

Conclusion

Age is an unavoidable factor that dramatically influences life insurance premiums. While it poses a financial challenge, understanding the reasons behind these cost increases can help individuals make informed decisions about their life insurance needs. By planning early and exploring different options, you can ensure that you and your loved ones are adequately protected without breaking the bank.

Whether you're considering life insurance for the first time or revisiting your existing policy, it's crucial to stay informed and proactive. Your future self—and your family—will thank you.

[momlovesyoubest]

Care Economy Revived By Kamala Harris

Care Economy Bill Failed in 2003 to be revived by Kamala Harris In 2023, President Biden tried to pass a bill on the care economy, but Senator Joe Manchin blocked the bill, saying it was “welfare economy legislation.” So, we have no new Medicare programs covering dental, vision, and hearing, leaving all but the 10% or union members with rotting teeth or $8,000 bills to dentists they cannot…

[whateveriwant]

Good evening, I can't stop thinking about Simon going brain dead as he fucks you :)

Like, just imagine. You're on your elbows and knees as Simon's hitting it from behind, when suddenly you feel something wet land on your back. You know it's not him finishing given the fact that he's still buried deep inside you, so you look back over your shoulder to see what the hell that was you just felt.

And when you turn around, the sight that greets you is one for the ages. There's Simon, eyes unfocused and glazed over, mouth hanging wide open in the most fucked-out expression you've ever witnessed. He looks like he's never had an intelligent thought in his life; like he's been reverted back to a primitive brain, whose only drives are to eat, breathe, and fuck.

As you watch him rut into you like a sex-crazed animal, it's then you spy the source of the mystery liquid dripping onto your back. There, dribbling steadily from Simon's ajar mouth, flows a thick stream of drool. It leads down from his bottom lip in long, viscous ribbons, landing and settling itself along the curve of your spine. If he even notices (which, by the look on his face, he's too far gone for such higher-order thinking processes) then he doesn't care. He just lets his spit pour freely from his open mouth, like some kind of wild beast that's got its eyes locked onto its next meal.

Simon is so mentally checked out that he can't even hear you as you gently say his name. No, all he can think about – all his shriveled little monkey brain can focus on at this moment – is how fucking good you feel around him and how fucking badly he needs to fill you up.

When Simon does finally cum, he can only manage a garbled string of grunts and groans that doesn't even come close to resembling human speech. After three, four, five thrusts as deep into you as possible, his whole body is shaking, and his trembling limbs give out.

He collapses on top of you without a second's consideration of his size, pinning you to the mattress beneath his warm, heavy frame. You can still feel him drooling a little as his face comes to rest in the crook of your neck, the mess on your lower back getting smeared between your bodies.

It's hard for you to breathe being trapped under Simon's weight like that, so you try lightly tapping him on the head to ask him to roll off you. Unfortunately, I'm afraid it's no use trying to gain his attention right now. You're going to have to give him a few minutes to collect himself, love.

The poor guy just fucked himself stupid, after all.

[sluthut6000]

nothing like living with men to realize you fall into gendered roles because of the hardest hitting combo of daddy and mommy issues 😬😬😬😬😬😬😬😬😬😬😬😬😬😬😬😬😬

[inkoutsidethelines]

Thinking about how I would write an adult Scooby-Doo series, because I think it can be done.

The first thing I’d do is make the characters actually be adults.  Still young, but adults, in the mid to late 20s range.  Mystery Inc. is a private detective type business that they run together.  In this universe, the supernatural/ghosts/etc are real, but not necessarily common, so when they take on a case, the culprit might be a person disguised as a monster, or it might actually be a real ghost.  The stakes can be higher; sometimes a bad guy is legitimately trying to kill them.  Sometimes the mystery they’re trying to solve is a murder.  Sometimes they actually get hurt on their cases.

Fred: the core of Fred’s character should be that he’s incredibly kind.  Like, give a stranger the shirt off his back kind.  The “Fred can’t talk to potential clients because he might take a case for free and we need to eat” kind.  He’s an honest and good person and sometimes gets himself into trouble because he assumes other people are too.  While he’s not very good at reading people or noticing ulterior motives, he’s brilliant when it comes to mechanical or engineering type stuff, so he’s the one who keeps the mystery machine running, builds their gadgets, and of course, designs the traps.

Daphne: she comes from old money, and her parents absolutely despise her life choices, to the point where they haven’t officially disowned her, but they have basically cut her off, so she doesn’t actually have access to any family money.  Growing up wealthy has granted her a variety of skills, including speaking multiple languages, horseback riding, and fencing.  She’s very into fashion and jewelry (even if she can’t afford it anymore) and has extensive knowledge of both that can occasionally provide a vital clue in a case. And even though her parents have cut her off, Daphne still has a wide network of contacts she can ask for favors sometimes, because she’s personable, and people tend to like her.  Daphne is also very emotionally intelligent, and is usually the one who can spot when someone is lying to them.

Side note - I ship Fred and Daphne, so I think I would start them off as an established couple for this universe.  Dating, engaged, married, I don’t care.  They are stupidly in love, ride or die for each other.  There’s no will they, won’t they, no worries about cheating.  They are in a healthy, happy, loving relationship, and no one (not even Daphne’s disapproving parents) are going to mess that up for them.

Velma: she is the forensics nerd who sometimes gets super excited about the wrong thing at the wrong time (”He was mummified in seconds? That’s so cool!” “Velma!  His wife is standing right there!” “Oh.  Sorry.”).  She’s not purposely insensitive, she just gets laser focused on her work and forgets to filter herself sometimes.  She’s also the one who can get so fixated on solving whatever mystery they’re working on, she’s willing to bend or maybe break laws.  Is breaking and entering really so bad?  Not if it gets them answers.

Shaggy: he is still the comic relief, but he’s the comic relief by being the only person in the group that actually has common sense.  He manages the business’s finances, he’s the only one who knows how to cook, and the others tease him for being a coward sometimes, but Shaggy maintains that if a ghost with an axe is coming for you, running is the only sensible option.  He should also have a range of random knowledge that sounds useless, but sometimes saves the day (ex ventriloquism, origami, the history of spoons, etc).

Scooby: as this is a universe where supernatural creatures exist, Scooby is an ancient eldritch type being that took a shine to Shaggy when he was a kid, and took the form of a talking dog to befriend and hang out with him.  Aside from the talking dog bit and not aging, he never uses his powers in a way that anyone notices.  The audience is not told upfront that Scooby is an ancient eldritch being; it should slowly be hinted at throughout the series so the audience put it together, but the characters never realize it.  Scooby genuinely considers Shaggy to be his best friend, and cares about the rest of the gang too.

[artemisdesari-blog]

Sometimes being the mum who exists in fandom spaces leads to awkward, even concerning, conversations. Such as the one which happened this morning. The mum of my daughter's best mate asked me if one of their mutual friends had sent her a specific message. This message was a link to a fic on ao3, if this had been a G rated fic this conversation would not have happened. It was not G rated. It was an E rated fic. Our kids aren't even 12 yet. As it happens, both of our kids have their internet access heavily locked down and monitored. They have phones because of how their school manages homework. The mutual friend, however, is not so monitored. Or she wasn't, given what her mum found she's about to be. This kid had found a fandom, joined it, and found it chock full of antis. The fic had been sent to her by one of them as an example of the sort of terrible people out there who need to be harassed and attacked because they wrote a smutty story.

Someone thought it was appropriate to send written porn to an 11 year old to encourage her to attack the author.

This resulted in a very awkward conversation where I had to explain to multiple horrified parents the anti culture that is becoming so prevalent. The fact that there are adults who use that purity message to groom kids. The way they escalate and how it bleeds into real life. One parent told me she'd wondered why her 14 year old was suddenly concerned about the two year age gap between her parents. The more I explained, the more absolutely ludicrous it sounded and the more baffled these poor mums looked. More than once I was told "but the characters aren't real, it's really weird but it isn't hurting anyone". Which is the point. The fictional situation isn't hurting anyone. The person who sent porn to an 11 year old is.

Was the person who sent it the author? Doubtful, that thing was tagged in the extreme. Was the person who sent it an adult? Almost certainly. The parent who's child received the original message has found more concerning stuff and gone to the police, but from the language the person doing the sending was in the US. We aren't. Did my daughter receive it? No, she isn't interested in that fandom and therefore wouldn't have bothered with it. Is this the fault of the author? No, they didn't send the link, they didn't ask to be harassed, they wrote a story and put it on ao3, the website created in response to rampant censorship and designed to allow for all kinds of fiction. Is this the fault of the parents? Partially, they should have been looking at their daughter's internet use and clocked what was happening sooner. Is this the fault of the child? No, she's 11, she didn't know better.

This has been a difficult day. Multiple parents have had their eyes opened to parts of fandom culture they had no idea existed. And the thing of it is, they aren't concerned about the why of anti rhetoric. They don't care about the adults writing about teens or rape or incest or torture or any of the rest, because they looked at the clearly tagged and rated fics and figured that it worked the same as a warning on any streaming service. They only cared because some utterly vile individual decided to expose their child to something this girl might not have looked at for years.

Proshippers did not cause what I have spent afternoon helping several sets of parents navigate. Antis did. Normally I'm fairly quiet about the whole debate because I just want to get on with my life and share my experiences. Today I got dragged into that mess in my every day life and the adults in the equation didn't react the way Antis like to think they would. They didn't condemn the author. They condemned the anti who shared the work with a preteen.