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#bank jobs circular 2021
jobacademicnewsbd · 2 years
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IFIC Bank Job Circular 2022 ।। আইএফআইসি ব্যাংক লিঃ নিয়োগ বিজ্ঞপ্তি ২০২২
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faruquegolam · 25 days
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Woori Bank Job Circular 2024. Woori Bank leads the industry in establishing a clean banking model in the Global financial market.
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Be The Change: Facts Fueling the Fight for Climate JusticeClimate change isn't just an environmental crisis; it's a social justice emergency. While everyone experiences its wrath, underprivileged communities face the brunt of the blow.  This demands a data-driven approach to bridge the gap and achieve a just and sustainable future for all.The Numbers Tell a Story:20 million people globally displaced due to climate disasters (Internal Displacement Monitoring Centre, 2023).Developing nations suffer most, with women and children disproportionately affected (UN Women, 2023).Economic losses from extreme weather events projected to reach $14.3 trillion per year by 2030 (Global Commission on Adaptation, 2021).A Path Towards Climate Justice:A new report ([link to the report here]) proposes a framework connecting transport emissions with social justice. This reframes climate change as a health, social, and environmental issue.The UN Sustainable Development Goals (SDGs) ([link to the SDGs here]) offer a roadmap for tackling poverty, inequality, and climate change.Success stories show that strong political will, innovative solutions, and global cooperation are crucial.Investing in Climate Justice Pays Off:Reduced healthcare costs: Combating climate-induced health issues like respiratory illnesses saves billions. (World Health Organization, 2021)Improved food security: Climate-smart agriculture ensures food production even in extreme weather conditions. (World Bank, 2023)Job creation: The green economy is projected to generate 24 million new jobs by 2030. (International Labour Organization, 2021)Empowering You to Make a Difference:Subscribe to the Global Empowerment Leadership (GEL) on Youtube:Short link: bit.ly/3SEd7XQ Full Youtube channel link: https://www.youtube.com/watch?v=S_AxNrm5ILw  (ensure viewers can subscribe)Dive deeper:Read our feature article, "Unbuilding the Future: Reimagining Construction with Circularity": bit.ly/3Stdrd8Explore GEL's video library on climate action:Giga Factory Supercharging the Battery Revolution: youtu.be/ppcCfZjZS0w  Sustainable Agriculture and Food Systems: youtu.be/U7HPlzc2mB0GEL's Youtube video: Unleashing the Potential of the Inflation Reduction Act: Building a Sustainable Future: youtu.be/7TM_4QOtP18   Remember, every action counts. Together, we can be the change!#ClimateJustice #Sustainability #GlobalGoals #ClimateAction #SDGs #DataDriven #FactsMatter #Empowerment
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lizseyi · 3 months
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Kinstellar Appoints New Sector And Service Line Heads And Head Of German Desk
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Kinstellar supports professional growth by offering a broad range of career development opportunities for our team, including the role of sector/service line head or co-head. We provide growth opportunities to all of our talented lawyers with the relevant experience and an outstanding track record.
We are delighted to announce the following appointments:
Csilla Andrék��, Partner in our Budapest office, is the Co-Head of the firm-wide Banking & Finance Service Line. Csilla is one of the founders of the Firm and the former Managing Partner of the Budapest office. Csilla also served as the head of the regional Banking & Finance and Restructuring & Insolvency Service Lines. She retired from active practice last year, but has remained close to the firm and is a valued mentor to our team. Csilla has agreed to step out of retirement to help refresh and guide our Banking & Finance service line.
Csilla has over 30 years of experience in project and acquisition finance, restructuring and insolvency matters, PPP/PFI finance, international banking and syndicated lending as well as in capital markets. She is a leading name and authority among her peers with an outstanding career, and we are confident that, under her guidance, we will continue building a strong and acknowledged service.
Magdalena Răducanu, Special Counsel in our Bucharest office, is the Co-Head of the firm-wide Banking & Finance Service Line. She has more than 22 years of experience advising leading banks, financial institutions and borrowers on banking and finance matters. Since joining the Firm and our Banking & Finance Service Line in 2021, Magdalena has advised or coordinated banking mandates totalling EUR 4 billion.
Magdalena has expertise in a broad range of banking and finance matters, having dedicated her focus exclusively to this area and to financial regulatory matters. Lately, she has focused significant efforts assisting banks on various ESG-related mandates.
Miloš Velimirović, the Managing Partner of our Belgrade office, is the Co-Head of the firm-wide Financial Institutions sector. He co-leads the sector alongside Diana Dimova, Managing Partner of our Sofia office.
With more than 15 years of experience in banking & finance, Miloš has advised companies and financial institutions on issues associated with the regulation of the financial services sector and on M&A, data protection, project financing, and other general matters. He has participated in complex financial transactions of corporate clients, government, municipalities, and state-owned entities with a total value of over EUR 2 billion. Miloš is particularly active in investment funds regulatory matters and the fintech industry.
Before joining SOG Law Firm and subsequently Kinstellar, Miloš worked as the Head of Serbia’s Public Finance Department, served as a member of the Credit Committee at Hypo Alpe-Adria Bank, and was Finance Specialist at the World Bank Competitiveness and Jobs project. His combined education in law, finance, and business, as well as his background in banking, enable him to provide clients with comprehensive advice. His experience in public offices and position with the World Bank make him well positioned to advise clients cooperating with public authorities and institutions.
Jan Lehký, Counsel in our Prague office, is the Co-Head of the firm-wide Environmental, Social and Governance (ESG) service line. He co-leads the sector alongside Olena Kuchynska, Managing Partner of our Kyiv office.
With more than 15 years of experience, Jan focuses on a range of ESG and regulatory issues with a focus on helping investors with ESG and governance strategies, including navigating ESG transparency, ESG disclosures and reporting, environmental regulation, circular economy issues, ESG litigation risk, and ESG-related obligations and risk assessments. His expertise also includes structuring real estate transactions, such as acquisitions of real estate portfolios, construction law, and the permitting process during various stages of development, as well as advising on high-value, long-term lease agreements, title insurance, litigation, and general commercial and contract law.
Lukáš Mrázik, Managing Associate in our Bratislava office and Co-Head of the firm-wide Data & Cybersecurity service line, is also Co-Head of the firm-wide Technology, Media & Telecommunications (TMT) sector. He co-leads the sector alongside Viliam Myšička, Partner in our Bratislava office.
Lukáš has over eight years of experience focusing on the Technology, Media & Telecommunications and Life Sciences & Healthcare sectors, with particular expertise in data protection, intellectual property and corporate matters. Lukáš holds CIPP/E, CIPT and CIPP/US certifications awarded by the International Association of Privacy Professionals.
Prior to joining Kinstellar, he worked in London as an Associate at a global consulting firm owned by a leading technology company, where he assisted on privacy and data protection issues and all aspects of GDPR implementation.
Iustinian Captariu, Partner in our Bucharest office, is the Head of the firm-wide Energy & Natural Resources sector and service line. 
Iustin has over 15 years of experience advising local and international clients on all aspects of energy law, including energy M&A, renewable investments and developments, upstream projects, joint-ventures, reorganisations, disputes, licensing, and all types of regulatory matters.
Lukáš Ševčík, the Managing Partner of the Prague office and the firm-wide Head of the Defence & Security sector, has been appointed to lead our German Desk.
Lukáš is a German-qualified lawyer, educated and trained in Germany and is a member of the Frankfurt Bar Association. He has 30 years of experience advising international clients on their investments and divestitures in CEE.  For further reference, please also visit our dedicated German Desk webpage (in German).
Lukáš Ševčík Managing Partner
+420 221 622 [email protected]
Miloš Velimirović Managing Partner
+381 63 555 156 [email protected]
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esglatestmarketnews · 3 months
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How ESG Factors Drive Sustainable Growth in the Online Grocery Sector
Grocery CEOs, consumers and grocers envisage online shopping as the next big thing, spurred by technological advancements and greater convenience. The COVID-19 onslaught was partly attributed to online grocery flooding the market. While leading players and startups jumped on the bandwagon, ESG watchdogs were wary of the sustainable impact the industry would have on the planet. Stakeholders are expected to harness gender equality, fair wages, waste reduction, responsible sourcing of farm produce and sound corporate governance. 
The ease of browsing, getting items ticked off and quick delivery have been a revelation—a delivery service delivering to multiple homes has negated the need to drive to the store. More than 17 million metric tons of CO2 pollution are attributed to weekly household trips to the grocery store, a report cited by the U.S. EPA claimed. Incumbent players have furthered investments in electric vehicles (EVs) to offset greenhouse gas emissions. In April 2022, India-based Swiggy, a food delivery company, joined forces with EVIFY to enable grocery and food delivery through EVs in Surat, Gujarat. 
Industry leaders are likely to emphasize upstream transportation (farm-to-retail) and foster last-mile transportation—pushing for deliveries and offsetting personal trips. Centralized grocery delivery services and fulfillment centers have brought a paradigm shift in minimizing GHG emissions and food loss. State-of-the-art technologies, including predictive analytics, can provide the silver bullet to prevent pilferage and streamline sourcing. Besides, boosting access to affordable and high-quality fresh food, along with the focus on diversity, integrity and transparency, will remain instrumental for a circular economy.  Is your business one of participants to the Online Grocery Industry? Contact us for focused consultation around ESG Investing, and help you build sustainable business practices
Kroger and BigBasket Invest in Climate Strategy for a Sustainable Future
The online retail boom and an emphasis on speed and user experience—instant delivery—have disrupted e-commerce business models. Brands with sustainability strategies appeared resilient during the COVID-19 outbreak, banking on online shopping to conserve raw materials and minimize GHG emissions. Kroger is poised to establish a new Scope 3 goal for supply chain emissions reduction in line with its Science Based Targets initiative (SBTi) commitment. The American retail giant has set 2030 sustainable packaging goals, such as using 100% recyclable, reusable and/or compostable packaging. 
Amidst emerging climate risks and opportunities, Kroger inferred using infrared refrigerant leak-detection technology in 2,000 stores. Meanwhile, in 2021, Bigbasket, a TATA Enterprise-owned online grocery retailer, teamed up with New Leaf Dynamic to install a biomass-powered chiller that can save 186 tons of CO2 annually. The Indian giant cited in its Green Report 2022 that it produced 5,457,000 kWh of solar power (reducing 1,670 tons of GHG emissions) in 2022 and 5,458 electric delivery vehicles helped minimize 7012 tons of CO2 emissions during the period. 
Amazon Fresh Navigates Changing Social Landscape 
Amidst rampant layoffs and the prevalence of workplace injuries, grocery warehouses and fulfillment centers have prioritized the social pillar. In January 2023, Amazon announced over 18,000 job cuts, denting workers across industry verticals, including grocery stores. People employed as supply chain managers, program managers, software engineers and store designers bore the brunt in online grocery delivery and fresh stores businesses. That said, the American behemoth inferred in May 2023 that it had poured CDN 25 billion since 2010 in its Canadian operations, including job creation and establishment of data centers and fulfillment centers. In September 2021, the U.S. giant committed USD 1.2 billion to offer 300,000 employees education and skills training programs till 2025. 
Incumbent players have upped investments to make the workplace safer and foster a healthy environment. Amazon has a team of health coordinators, physiotherapists and advisors. The occupational doctors perform medical checks and report trends in major risk areas. 
The U.S. e-commerce company has augmented diversity, equity and inclusion (DEI) efforts to underscore its sustainability quotient. In 2021, it committed to a 30% rise year over year in hiring U.S. black employees in level 4 through level 7 from the preceding year’s hiring. The multinational company warrants 100% of employees to take inclusion training. 
Governance Key for Relentless Sustainable Goals of Rakuten and Walmart
Sound corporate behavior is second to none for an agile business process and an inclusive global system that complements ethical business practices. Rakuten creates a list of ESG themes with the assistance of external experts and refers to the UN Sustainable Development Goals and Sustainability Accounting Standards Board (SASB) Materiality Map.
The Japanese company has appointed Chief Compliance Officer (CCO) to undergird compliance management. It has banked on a risk-based approach to define high-risk issues and implement measures, such as prevention of money laundering and terrorist financing; prohibition of bribery and corruption; and adherence to competition, antitrust and other related laws. 
Rakuten has propelled board diversity—outside directors account for 58.3% of the BoD, while 25% are foreign directors. Meanwhile, Walmart expects Board members to disclose their race/ethnicity and gender annually. Its board had 27% women and 18% directors who are racially/ethnically diverse (as of April 2023). 
Millennials and Gen Z want the e-commerce sector to foster social contributions, operate in a responsible supply chain and bolster transparency. ESG reporting could be pronounced, prompting online incumbents to further their investments in sustainability. Grand View Research anticipates the global online grocery market size to depict upward growth through 2030. Investments in the circular economy can create momentum and be a differentiating factor in an ever-growing competition in the online grocery business. 
Related Reports:
Real-time Payments Industry ESG: https://astra.grandviewresearch.com/real-time-payments-industry-esg-outlook
Digital Payments Industry ESG: https://astra.grandviewresearch.com/digital-payments-industry-esg-outlook
Business Process Outsourcing Industry ESG: https://astra.grandviewresearch.com/business-process-outsourcing-industry-esg-outlook
About Astra – ESG Solutions by Grand View Research
Astra is the Environmental, Social, and Governance (ESG) arm of Grand View Research Inc. - a global market research publishing & management consulting firm.
Astra offers comprehensive ESG thematic assessment & scores across diverse impact & socially responsible investment topics, including both public and private companies along with intuitive dashboards. Our ESG solutions are powered by robust fundamental & alternative information. Astra specializes in consulting services that equip corporates and the investment community with the in-depth ESG research and actionable insight they need to support their bottom lines and their values. We have supported our clients across diverse ESG consulting projects & advisory services, including climate strategies & assessment, ESG benchmarking, stakeholder engagement programs, active ownership, developing ESG investment strategies, ESG data services, build corporate sustainability reports. Astra team includes a pool of industry experts and ESG enthusiasts who possess extensive end-end ESG research and consulting experience at a global level.
For more ESG Thematic reports, please visit Astra ESG Solutions, powered by Grand View Research
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bitcofun · 2 years
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This is a viewpoint editorial by Hermann Vivier, co-founder of The Surfer Kids and Bitcoin Ekasi. On Aug. 5 2021, Joey Olden and Luthando Ndabambi strolled into JCC Camp, an area on the borders of Mossel Bay, South Africa. They had an objective: discover an area corner shop ready to offer them something for bitcoin. Their ultimate success later on that afternoon (when they purchased 2 cool beverages with sats sent out over the Lightning Network) might be called the minute Bitcoin Ekasi was born. Above: Aug. 5, 2021-- Bitcoin Ekasi is born. But the seeds that grew the job were planted long in the past. I was initially presented to Bitcoin in late 2013, following the banking crisis in Cyprus My other half and I run a surf-tourism company and, since she's Russian, we're mostly concentrated on the Eastern European and Russian markets. The crisis in Cyprus (together with the subsequent bailouts and associated confiscation of deposits) impacted lots of Russians and when I discovered Bitcoin-- thanks to a couple of early printed editions of Bitcoin Magazine and a pal who had actually purchased some on Mt. Gox-- it got my attention. On March, 25, 2013, a EUR10 billion global bailout by the European Central Bank, International Monetary Fund and others was revealed. This in return for Cyprus accepting close the nation's second-largest bank, the Cyprus Popular Bank, enforcing a one-time levy on all uninsured deposits there and taking around 48% of uninsured deposits in the Bank of Cyprus, the island's biggest industrial bank. A minority percentage of it was held by people of other nations (a lot of whom from Russia) and 47.5% of all bank deposits above EUR100,000 were taken. Like everyone, I did not right away comprehend what Bitcoin was or how it worked. I still do not comprehend a great deal of the finer technical information. It didn't take long to understand that, whatever this thing was, if what was composed in that publication were real, those individuals would not have had their cash arbitrarily taken if their cash had actually been in self-custodied bitcoin rather than a Cypriot bank. After having actually purchased a little bitcoin near the top in 2013 and doing my research when the cost crashed, we began accepting bitcoin payments from surf-trip customers in mid-2015 Unravel Surf Travel - KwaZulu Natal, South Africa, 2015 The very first Russian and Ukrainian dispute had actually broken out and, as an outcome of sanctions, sometimes bitcoin was the only method to get payments. On July 17, 2014, the United States extended its transactions-ban to 2 banks, Gazprombank and Vnesheconombank and, on Sept. 12, 2014, enforced sanctions on Russia's biggest bank, Sberbank. This impacted the capability of both normal Ukrainains and Russians to make worldwide transfers and, paradoxically, our very first surf-trip bitcoin payment (in May 2015) originated from Ukrainian travelers who were not able to pay as an outcome of sanctions versus Russia. Unravel Surf Travel - Mozambique, 2018 Fast forward to late2019 Episode 179 of the "What Bitcoin Did" podcast was my intro to Bitcoin Beach The concept of proactively constructing a circular Bitcoin economy made good sense and held terrific appeal. If Bitcoin was to provide on its pledge, it would need to become utilized for daily functions. And, doing this in a marginalized neighborhood, like El Zonte in El Salvador, appeared like a gorgeous illustration of the truth that there was no useful factor it could not be embraced anywhere else. It negated numerous of the typical fallacies one hears when speaking about mass adoption: it's too unstable; it's too intricate; it's just helpful for crooks and drug dealerships, and so on, and so on Listening to that interview with Michael Peterson, I recognized that we had the platform to do something comparable. Along with our tourist service my partner and I co-founded a little non-profit, The Surfer Kids, in2010 It was developed as a donation-based
company and the initial concept was to provide travelers some insight into what life resembled for 90% of South Africans, without taking part in the "let's- drive-through-the-slum" type tourist. We introduced a program that taught browsing to kids particularly from impoverished locations on a weekly basis and enabled a more positive interaction in between residents and travelers. By 2019 The Surfer Kids had actually grown and progressed into a program serving 40 kids going to browse sessions 5 days a week, throughout the year. The Surfer Kids - 2016 In 2021 Bitcoin Magazine offered me a platform to compose, which resulted in a podcast interview on By the Horns and, as an outcome, The Surfer Kids program got its very first bitcoin contribution in mid-2021 That was the last piece of the puzzle and the minute when the rubber actually struck the roadway. I might visualize the useful execution of the job, now called Bitcoin Ekasi. Link to ingrained Tweet. I approached The Surfer Kids' coaches, particularly our Senior Coach, Luthando, and proposed the concept. He 'd never ever become aware of Bitcoin prior to (besides from fraudsters) so, initially, we 'd invest 2 months talking about Bitcoin, me attempting to impart as much understanding as possible within a brief area of time. Second, Luthando took that recently obtained understanding and began talking with the owners of corner shops in the town, describing the possible useful advantages of accepting bitcoin as payment. The Surfer Kids' Senior Coach-- Luthando He came across a great deal of resistance. The majority of store owners thought (and numerous still do) that it's all one giant fraud. Many of his time was invested not so much discussing Bitcoin, however merely showing its ease of usage. Mobile applications like Bitrefill, Paxful and (more just recently) Azteco were important in revealing individuals that, yes, bitcoin remained in reality genuine cash. An individual's disposition would extremely rapidly modification from suspicion to interest as they experienced bitcoin-- transferred into a wallet by themselves phone-- being utilized to purchase mobile credit which got here near instantly with Bitrefill. Or withdrawing money from an atm, in spite of not having a checking account, with just a pin number, sent out by a complete stranger, who wanted to purchase bitcoin from them on Paxful. Store owners were filled with shock when we transformed coupons, which they currently equipped, into bitcoin with Azteco. In this method Luthando onboarded our very first shop (Kwallos Shop, owned by Nosihle and her spouse Vuyisa) in early August 2021 and at that point we started supplementing his existing fiat wage with bitcoin, which he might now invest at that shop. For 2 months Bitcoin Ekasi stayed absolutely nothing more than that. I continued to inform Luthando about all things Bitcoin and he would go into the municipality, invest his bitcoin wage purchasing groceries at Kwallos and speak to other store owners, showing and discussing the useful advantages of Bitcoin. Kwallos Shop, Nosihle and Luthando - January 2022 It took about 3 months to onboard the 2nd and 3rd shopkeeper and, in the interim, we started paying bitcoin incomes to our 3 junior coaches who helped Luthando in running The Surfer Kids' program. Up till that point, 2 of them had actually been volunteering/working as apprentices, with the hope that we 'd become able to pay for an income for them. The Surfer Kids' junior coaches, delegated right - Sandiso, Lukhangele Mbasa The 3rd Junior Coach, Lukhangele, (17) the most senior of the 3 junior coaches, had actually been making his income in money. He was (and still is) not able to open a checking account due to the fact that of a clerical error on his birth certificate; his money wage was frequently by force taken by older relative who utilized it for their own suspicious functions. Making money in bitcoin was a fascinating shift for him as he experienced having complete control over his own cash for the very first time.
Saving cash in a bitcoin wallet, safeguarded by a password, altered the household dynamic. He's the earliest brother or sister in the home and he's the huge sibling in a fatherless family. Regardless of still being a school-kid, his income (of about $150/ month) was the single most significant routine home contribution, with the remainder of the household mainly depending on social grants and periodic casual work. Bitcoin put him in the position where he might choose what-- and when-- he would add to the home. Above - The Surfer Kids Junior Coach - Lukhangele These sorts of experiences and useful usage cases stimulated me due to the fact that for the very first time I personally saw an extremely real-world effect of what bitcoin might perform in another person's life. I had actually experienced it in my own life, however in fact seeing monetary empowerment occurring in front of my own eyes, broadened my point of view on what's possible with bitcoin. The meme "Bitcoin repairs this" unexpectedly ended up being genuine, as I saw it impacting apparently unassociated social problems in favorable methods. And the more I experienced this, the more inspired I ended up being to drive this job forward as far as possible-- due to the fact that it's something to think that Bitcoin can alter the world, however to see it and experience it right in front of me, that actually lit the orange fire within me. It was around that time when some momentum began developing, both on the ground and on our Bitcoin Twitter profile, that Michael Peterson called me and provided the assistance of Bitcoin Beach His concept was to turn Bitcoin Beach into a worldwide motion whereby they support comparable tasks however permit them to construct and grow in their own special methods. This speaks with the decentralization of Bitcoin itself and stands in plain contrast to the world of fiat donations/funding where, in my experience, numerous donors anticipate an impractical level of impact and control when contributing to an NPO. Thanks to their assistance we've had the ability to extend our effect by doing some really interesting things, like introducing our kids' benefits program, designating a full-time Bitcoin teacher in our neighborhood, supplying store owners with Bitcoin signs, using full-time lifeguards to patrol our beaches and avoid drownings and selecting an extra Senior Coach, Akhona, to assist Luthando drive this job with more boots on the ground. Bitcoin Ekasi/ The Surfer Kids - Coaches and Lifeguards In addition, we are now supplying personnel uniforms to our broadened group of coaches and lifeguards, all of whom make 100% of their income in bitcoin and invest it purchasing groceries from stores we have actually onboarded. Above: Left to Right-- Good Morning Shop (Michael), Good Hope Shop and Isinyoka Shop The supreme concern, I think, is, "Why do this?" If you're a Bitcoiner, you understand why. It's my hope that routine individuals likewise read this and look at tasks like ours and Bitcoin Beach and feel influenced to believe much deeper and even more about the ramifications of Bitcoin on neighborhoods in South Africa and the Global South. There are 2 reasons I'm doing this. To support and broaden upon the initial objective of the The Surfer Kids' program, which has actually constantly been about individual empowerment. As a recuperating addict there is something I comprehend effectively, which's the reality that modification should originate from within The very best method to assist another is to reveal them how to assist themselves. Anything else produces reliance and, most of the time, has unfavorable long-lasting negative effects. And so The Surfer Kids' focus has actually constantly been on teaching the kids the worth of dedication to long-lasting objectives. As that's the method for a private to empower themselves: devote to something and persevere, no matter what. Surfing is enjoyable however naturally hard to discover and, like Bitcoin, teaches determination.
However, running The Surfer Kids for more than a years, it's constantly seemed like a drop in the pail. There are countless individuals living under terrible situations because town, which's simply among countless areas-- in this nation alone. And we just serve 40 kids. Introducing Bitcoin as a tool for individual and monetary empowerment could, like it performed in El Zonte, produce a causal sequence in our neighborhood. And I've currently seen that take place in various fascinating and amazing methods. Those who dismiss the concept that Bitcoin alters an individual's state of mind and mindset are either not focusing, have actually not experienced the impact firsthand in their own lives and/or have actually never ever seen it occur in another person's life. Second, as discussed previously, this is another evidence of principle. There are extremely couple of locations worldwide where individuals live under more desperate scenarios than towns such as this one. Joblessness is astronomically high. Illiteracy is swarming. A lot of houses remain in reality casual structures constructed from scrap product and the bulk have neither running water inside their house, nor toilets or warm water. If Bitcoin can work here and be naturally embraced in a setting such as this, there's no reason it could not be embraced anywhere else. I 'd comprehend if an upper middle class individual informed me they 'd choose not to utilize it, for no specific factor aside from choice. Do not inform me it's due to the fact that it's too intricate or unpredictable. If it's being embraced (willingly and without any reward besides the energy it needs to use) in the scenarios that we've explained here, then why not anywhere else? And all over else? The reality of the matter is, those are all simply reasons. Individuals will embrace it when they require it. When they have no other option left, bitcoin will no longer be "too complicated," "too unpredictable" or "just helpful for lawbreakers and drug dealerships." And that's actually been the most gorgeous feature of this experience. Individuals whom we've seen embracing bitcoin, in the municipality, have actually refrained from doing so for ideological or philosophical factors. They do not care about our Twitter disputes. We've seen bitcoin being embraced merely because, unlike the rest of society for whom the present system still works fairly great, for numerous in this municipality neighborhood Bitcoin is, in numerous aspects, just the very best readily available alternative. An individual course to higher flexibility and indiv idual obligation is being found out, one South African at a time. And when (not if) the existing status quo stops working or when there's a significant sovereign default or reserve currency crisis, those doubters who do not yet see its energy will start to comprehend. It is just at that point where they will start to highly think about embracing bitcoin. Essentially, we're assisting to get the lifeboat prepared prior to the ship decreases. Due to the fact that by the time it does decrease, the lifeboat should be cruising. This is a visitor post by Hermann Vivier. Viewpoints revealed are completely their own and do not always show those of BTC Inc. or Bitcoin Magazine Read More
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tanzaniajobs · 2 years
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Manager Treasury Middle Office Job Opportunity at Diamond Trust Bank (Tanzania) Limited
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Job Overview Manager Treasury Middle Office Dar es Salaam Diamond Trust Bank (Tanzania) Limited Established in 1945, DTB Tanzania is a full-fledged commercial bank with a network of 28 branches and 28 ATM locations in major Tanzanian urban centres. Key responsibilities: Managing the Treasury Middle Office (TMO) functions which includes management of market risk and liquidity risk activities undertaken by the Treasury Department such as monitoring, reviewing and reporting activities on foreign exchange risk, Interest rate Risk, price Risk and liquidity risk. periodical performance analysis of Treasury operations to ensure that the operations are not only profitable but also in compliance with the internal policies and procedures, IFEM’s Code of conduct, Circulars/Guidelines issued by the Bank of Tanzania from time to time including but not limited to Risk management Guidelines 2010, IBCM rules, CDS rules, Liquidity Risk Regulations, the foreign exchange Exposure limits Regulations 2014, and Bank of Tanzania’s stress testing Guidelines 2021 and observations of internal and external auditors. Knowledge, experience and personal competencies: Bachelor’s degree / Advanced diploma in Business administration or related discipline. Other professional qualifications in related fields is desirable and will add more advantage. Five years of progressive experience in a similar position. A thorough understanding of the local financial services industry. Knowledge of foreign exchange markets and money markets. A structured approach in dealing with complex and variable work environments in an independent manner. Ability to balance opposing business requirements. Ability to balance opposing business requirements. Strong evaluation, communication and reporting skills Able to provide advice and cause/effect evaluation to support business decision making Independent and logical thinker, yet an achiever and implementer Good at managing large volumes of information and can add value through management reporting Good interpersonal skills Good knowledge of Treasury products and other Banking products Applications should be submitted to on or before 3rd July 2022. DTB is an equal opportunity employer. Read the full article
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jobscirculars · 3 years
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Asia Foundation Job circular 2021
Asia Foundation Job circular 2021
Asia Foundation Job circular 2021 The Asia Foundation Job circular 2021. As Asia Foundation new job notice 2021. NGO form download of Asia Foundation. application form download NGO organization. additionally , Asia Foundation NGO job circular 2021. Similarly, the Asia Foundation is an NGO organization in our country. most significantly , Asia Foundation’s new form is 2021. Finally, they need been…
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jobacademicnewsbd · 2 years
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ইসলামিক ফাইনান্স এন্ড ইনভেষ্টমেন্ট লি: নিয়োগ বিজ্ঞপ্তি ২০২২।। IFIL Job Circular 2022
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farhadunnoor · 3 years
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Southeast Bank Limited Job Circular 2021
Southeast Bank Limited Job Circular 2021
শেয়ার করে রাখুন Working for Southeast Bank Limited offers a unique opportunity to gain experience and develop skills in the banking sector. Southeast Bank Limited has issued a job circular for all job seekers and unemployed in Bangladesh. So for those who are looking for a good job for the beautiful future of themselves and their family, this job may be the desired job. The details of this job…
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esglatestmarketnews · 9 months
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The Future of ESG in the Online Grocery Industry
Grocery CEOs, consumers and grocers envisage online shopping as the next big thing, spurred by technological advancements and greater convenience. The COVID-19 onslaught was partly attributed to online grocery flooding the market. While leading players and startups jumped on the bandwagon, ESG watchdogs were wary of the sustainable impact the industry would have on the planet. Stakeholders are expected to harness gender equality, fair wages, waste reduction, responsible sourcing of farm produce and sound corporate governance. 
The ease of browsing, getting items ticked off and quick delivery have been a revelation—a delivery service delivering to multiple homes has negated the need to drive to the store. More than 17 million metric tons of CO2 pollution are attributed to weekly household trips to the grocery store, a report cited by the U.S. EPA claimed. Incumbent players have furthered investments in electric vehicles (EVs) to offset greenhouse gas emissions. In April 2022, India-based Swiggy, a food delivery company, joined forces with EVIFY to enable grocery and food delivery through EVs in Surat, Gujarat. 
Industry leaders are likely to emphasize upstream transportation (farm-to-retail) and foster last-mile transportation—pushing for deliveries and offsetting personal trips. Centralized grocery delivery services and fulfillment centers have brought a paradigm shift in minimizing GHG emissions and food loss. State-of-the-art technologies, including predictive analytics, can provide the silver bullet to prevent pilferage and streamline sourcing. Besides, boosting access to affordable and high-quality fresh food, along with the focus on diversity, integrity and transparency, will remain instrumental for a circular economy.  Learn more about the practices & strategies being implemented by industry participants from the Online Grocery Industry ESG Thematic Report, 2023, published by Astra ESG Solutions Kroger and BigBasket Invest in Climate Strategy for a Sustainable Future The online retail boom and an emphasis on speed and user experience—instant delivery—have disrupted e-commerce business models. Brands with sustainability strategies appeared resilient during the COVID-19 outbreak, banking on online shopping to conserve raw materials and minimize GHG emissions. Kroger is poised to establish a new Scope 3 goal for supply chain emissions reduction in line with its Science Based Targets initiative (SBTi) commitment. The American retail giant has set 2030 sustainable packaging goals, such as using 100% recyclable, reusable and/or compostable packaging.
Amidst emerging climate risks and opportunities, Kroger inferred using infrared refrigerant leak-detection technology in 2,000 stores. Meanwhile, in 2021, Bigbasket, a TATA Enterprise-owned online grocery retailer, teamed up with New Leaf Dynamic to install a biomass-powered chiller that can save 186 tons of CO2 annually. The Indian giant cited in its Green Report 2022 that it produced 5,457,000 kWh of solar power (reducing 1,670 tons of GHG emissions) in 2022 and 5,458 electric delivery vehicles helped minimize 7012 tons of CO2 emissions during the period. 
Amazon Fresh Navigates Changing Social Landscape  Amidst rampant layoffs and the prevalence of workplace injuries, grocery warehouses and fulfillment centers have prioritized the social pillar. In January 2023, Amazon announced over 18,000 job cuts, denting workers across industry verticals, including grocery stores. People employed as supply chain managers, program managers, software engineers and store designers bore the brunt in online grocery delivery and fresh stores businesses. That said, the American behemoth inferred in May 2023 that it had poured CDN 25 billion since 2010 in its Canadian operations, including job creation and establishment of data centers and fulfillment centers. In September 2021, the U.S. giant committed USD 1.2 billion to offer 300,000 employees education and skills training programs till 2025. 
Incumbent players have upped investments to make the workplace safer and foster a healthy environment. Amazon has a team of health coordinators, physiotherapists and advisors. The occupational doctors perform medical checks and report trends in major risk areas. 
The U.S. e-commerce company has augmented diversity, equity and inclusion (DEI) efforts to underscore its sustainability quotient. In 2021, it committed to a 30% rise year over year in hiring U.S. black employees in level 4 through level 7 from the preceding year’s hiring. The multinational company warrants 100% of employees to take inclusion training. 
Is your business one of participants to the Online Grocery Industry? Contact us for focused consultation around ESG Investing, and help you build sustainable business practices Governance Key for Relentless Sustainable Goals of Rakuten and Walmart Sound corporate behavior is second to none for an agile business process and an inclusive global system that complements ethical business practices. Rakuten creates a list of ESG themes with the assistance of external experts and refers to the UN Sustainable Development Goals and Sustainability Accounting Standards Board (SASB) Materiality Map.
The Japanese company has appointed Chief Compliance Officer (CCO) to undergird compliance management. It has banked on a risk-based approach to define high-risk issues and implement measures, such as prevention of money laundering and terrorist financing; prohibition of bribery and corruption; and adherence to competition, antitrust and other related laws. 
Rakuten has propelled board diversity—outside directors account for 58.3% of the BoD, while 25% are foreign directors. Meanwhile, Walmart expects Board members to disclose their race/ethnicity and gender annually. Its board had 27% women and 18% directors who are racially/ethnically diverse (as of April 2023). 
Millennials and Gen Z want the e-commerce sector to foster social contributions, operate in a responsible supply chain and bolster transparency. ESG reporting could be pronounced, prompting online incumbents to further their investments in sustainability. Grand View Research anticipates the global online grocery market size to depict upward growth through 2030. Investments in the circular economy can create momentum and be a differentiating factor in an ever-growing competition in the online grocery business. 
About Astra – ESG Solutions by Grand View Research Astra is the Environmental, Social, and Governance (ESG) arm of Grand View Research Inc. – a global market research publishing & management consulting firm.
Astra offers comprehensive ESG thematic assessment & scores across diverse impact & socially responsible investment topics, including both public and private companies along with intuitive dashboards. Our ESG solutions are powered by robust fundamental & alternative information. Astra specializes in consulting services that equip corporates and the investment community with the in-depth ESG research and actionable insight they need to support their bottom lines and their values. We have supported our clients across diverse ESG consulting projects & advisory services, including climate strategies & assessment, ESG benchmarking, stakeholder engagement programs, active ownership, developing ESG investment strategies, ESG data services, build corporate sustainability reports. Astra team includes a pool of industry experts and ESG enthusiasts who possess extensive end-end ESG research and consulting experience at a global level.
For more ESG Thematic reports, please visit Astra ESG Solutions, powered by Grand View Research
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amaderdinkal · 3 years
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Chakrir Dak Jobs Newspaper 1 January 2021
Chakrir Dak Jobs Newspaper 1 January 2021
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bdjobinsider · 2 years
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