#credit card preapproval

[bitchesgetriches]

Here’s What to Do With Those Credit Card Pre-approval Offers You Get in the Mail

As tempting and celebratory as those credit card pre-approval offers seem, they’re not actually gifts. They’re advertisements. They serve no purpose other than to sell you something. And we’ve told you before about the money-draining power of advertisements. But just in case, here’s a summary of the insidious nature of ads:

The average person sees between 4,000 and 10,000 advertisements every single fucking day.

Clever marketing professionals design ads to make you feel like the only thing standing between you and eternal happiness is their product. Their tricks are sophisticated, even to the point where you’re excited to see the ad (see the scenario in the intro).

Even when ads don’t work, they are an unnecessary drain on your time, attention, and processing power.

Keep reading.

If you found this helpful, consider joining our Patreon.

[money5you]

I've said this before but I remember someone calling me to accuse my aunt of something (parking her car at my house and needing insurance or something) and I was like oh. well she's deceased so. And they person said oh I'm sorry! And I said "it's okay. I'm used to it." Or "it happens all the time." Referring to the fact that the person had erroneously called about her, not referring to the fact that true person is sorry she ever died in the first place.

It's just fucked up what capitalism does to death. What if I said "it's not your fault" (referring to them just dead eyed calling down a list of people) what if said "it's not your fault it's probably your boss's boss right?"

Getting sued for being deranged and knowing things (that people used to call my aunts brother, her older brother, my daddy, all the time about nonsense) that the other person (only person in the world, surely) doesn't

[yosh-iro]

i now have both a costco card and a credit card like a proper adult :)

[alfea]

i got one of those “you’re preapproved for a credit card” letters from disney but they didn’t have any frozen card designs so what’s the fucking point

[paeinovis]

I just used my Credit to get PreApproved for a Different Credit Card I feel like a real adult now

[10moonymhrivertam]

Feeling...A Way about the fact that I haven't written *anything* since I started working again. So...three months? Last thing I was working on was that Hazbin/BATB AU and the ADHD has dropped that like a hot potato

Brain is kinda floating around a Doctor Who group chat/fixit fic (Jack forces everyone to get smartphones and Discord) but those are challenging for me cuz my chat dialogue will get too much like actual dialogue or start going in ADHD circles

and also maybe a 'Gallifrey coming back makes it less dangerous to hop dimensions so Rose's little brother does as a rebellious teen thing and TenToo and Rose come looking for him and meet the Fam or similarly ignorant companions and also TenToo chose the name Don Tyler'

Will my brain write them? No. Do my fingers want to use keyboard? Yes, actually, desperately. What will my brain do next? Persona 5 Royal with bg music of 'hey why tf haven't you done the credit card preapproval with the bank yet IDIOT'

[ukconsultantdermatologist]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Instant Credit Cards for Emergency Situations

As a Credit Specialist, I'm here to share with you some of the best credit cards that you can apply for and use the same day, without having to wait for the card to arrive in the mail. This can be particularly useful if you're facing an emergency situation, such as a flat tire, a broken-down car, or an unexpected trip.

Top Instant Credit Card Options:

Apple Card: You can get pre-approved and apply for the Apple Card, which allows you to use the card instantly once approved without a hard inquiry on your credit.

Amazon Prime Visa: This Chase card requires a FICO 8 credit score of around 660 or higher, and they will typically pull your Experian or TransUnion credit file.

Capital One Cards: Capital One may place multiple inquiries on your credit file, but you can lock up one or two of your credit files and they'll only pull from one. Additionally, if you had a Capital One card in the past that was charged off, you may be able to apply for the Capital One Spark business card, which comes from a different system.

Patel Card: This card doesn't even require a social security number, as it uses a FICO N9 scoring system. It's a great option if you have authorized users, rental payments, subscriptions, or utility bills showing on your credit file.

Other Instant Credit Card Options:

Chase Sapphire: You can use this card instantly after approval.

American Express Blue Cash and Blue Cash Everyday: These cards offer 0% interest on purchases and balance transfers for 15 months, making them a good option for emergency situations.

Milestone and Fortiva: These cards are designed for those with lower credit scores, typically 550 or above, and may come with higher annual fees.

Avant and Petal: These cards offer instant credit limits ranging from $300 to $2,000, making them a viable option for those with bad credit.

Citi Custom Cash, Bank of America Premium, and US Bank Cash Plus: These cards can also be used instantly, with the US Bank card offering 0% interest rates and blank checks for quick access to funds.

Wells Fargo Secured Card: This card can be used to pay rent immediately after approval, a valuable feature for emergency situations.

Remember, when dealing with an emergency, it's important to choose the right credit card that fits your needs and credit profile. By taking advantage of these instant credit card options, you can have access to the funds you need, when you need them most.

YouTube Source: Instant Approval Credit Cards with Soft Pull Preapproval: No Deposit or Fees Required YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/714242822182805900/ https://www.diigo.com/profile/ukconsultant0

[clarencecloutier]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Top Instant Credit Cards for Emergencies

As a Credit Specialist, I'm here to share with you the best credit cards you can apply for and use the same day, even in emergencies. Whether it's a flat tire, a broken-down car, or an unexpected trip, these cards can provide you with the instant access to cash you need.

The Top Instant Credit Cards to Consider

Apple Card: You can use this card instantly once approved, and it offers a unique "Apple Card trick" where you can do a pre-approval and lock your TransUnion file to avoid a hard inquiry.

Amazon Prime Visa: This Chase-issued card requires a FICO 8 credit score of around 660 for approval, and they typically pull your experience or TransUnion file.

Capital One Cards: While Capital One is known for putting multiple inquiries on your credit file, you can lock up one or two of your credit files and they'll only pull from one. Additionally, if you had a past Capital One card that was charged off, you may be able to apply for the Capital One Spark Business card.

Patel Card: This card does not require a social security number and uses a FICO N9 scoring system, making it easier to obtain if you have authorized users, rental payments, subscriptions, or utility bills on your credit file.

Instant Credit Options from the Major Issuers

Chase Sapphire: You can use this card instantly upon approval.

American Express Blue Cash and Blue Cash Everyday: These cards offer 0% interest on purchases and balance transfers for 15 months, providing you with immediate access to funds.

Milestone: This card charges a higher annual fee but can be obtained with a credit score as low as 550.

Fortiva: This card is designed for those with bad credit scores.

Avant: This card offers credit limits ranging from $300 to $2,000, providing instant access to funds.

Citi Custom Cash Card: This card can be used right away upon approval.

Bank of America Premium Card: Another instantly usable option.

US Bank Cash Plus: This card offers 0% interest rates for long periods and may provide you with blank checks to liquidate the funds immediately.

Wells Fargo Bilt Card: This card can be used right away to pay rent in an emergency.

Remember, these cards cater to a variety of credit profiles, from average to poor. By choosing the right card for your situation, you can gain instant access to the funds you need during an emergency. If you have any further questions about business credit, personal credit, or credit repair, feel free to schedule a one-on-one consultation.

YouTube Source: https://www.youtube.com/watch?v=LroxE7YgbxQ YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/727331408599917939/

[hildatjames]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Instant Credit Cards for Emergencies: A Guide by Houston Mcmiller

As a Credit Specialist, I'm here to share with you some of the best credit cards that you can apply for and use the same day, without having to wait for the card to arrive in the mail. Whether you've had a flat tire, a car breakdown, or an unexpected emergency, these cards can provide you with the immediate access to funds you need.

Top Instant Credit Card Options

Apple Card: The Apple Card allows you to do a pre-approval and apply without a hard inquiry on your credit.

Amazon Prime Visa: This Chase-issued card typically requires a FICO 8 credit score of around 660 for approval.

Capital One Cards: While Capital One may place multiple inquiries on your credit, you can lock up one or two files and have them pull from a single source.

Patel Card: This FICO N9 scoring card doesn't even require a social security number, making it accessible for those with limited credit history.

Big-Name Instant Credit Card Options

Chase Sapphire: You can use this card instantly upon approval.

American Express Blue Cash and Blue Cash Everyday: These cards offer 0% interest on purchases and balance transfers for 15 months, making them great options for emergencies.

Other Instant Credit Card Alternatives

Milestone: This card is for those with lower credit scores, charging a higher annual fee but providing immediate access to funds.

Fortiva: Another option for individuals with bad credit scores.

Avant: Offers instant credit limits ranging from $300 to $2,000.

Citi Custom Cash: This card can be used right away upon approval.

Bank of America Premium Rewards: Another instantly-accessible credit card option.

US Bank Cash Plus: This FICO N-scoring card often uses TransUnion and provides 0% interest rates for extended periods, along with blank checks for easy liquidity.

Wells Fargo Bilt: This card can be used to pay rent immediately upon approval.

Remember, while these cards may offer instant access to funds, it's important to use them responsibly and consider the long-term impact on your credit. If you have any questions about business credit funding, personal credit funding, or removing negative items from your credit report, feel free to click the link in the description to schedule a one-on-one consultation. Thank you for your time.

YouTube Source: https://www.youtube.com/watch?v=LroxE7YgbxQ YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/604397212522358964/

[patrickcarpet]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Here is a 150-word summary of the video in a professional tone, with bullet points, bold key phrases, and headings:

Instant Credit Cards for Emergency Situations

As a Credit Specialist, I often receive inquiries from individuals who need quick access to credit due to unexpected circumstances. In this post, I will highlight some of the best instant credit card options that you can apply for and use the same day.

Top Instant Credit Card Recommendations

Apple Card: Offers the ability to do a pre-approval and apply without a hard inquiry on your credit.

Amazon Prime Visa: Issued by Chase, typically requires a FICO 8 credit score of around 660 for approval.

Capital One Cards: Customers can lock up certain credit files to minimize the number of hard inquiries.

Petal Card: Does not require a social security number and uses a FICO N9 scoring model, making it accessible for those with limited credit history.

Chase Sapphire, American Express Blue Cash, and American Express Blue Cash Everyday: These cards can be used instantly upon approval and offer 0% interest on purchases and balance transfers.

Milestone, Avant, and Fortiva: These cards cater to individuals with lower credit scores and may have higher annual fees but provide immediate access to credit.

Citi Bank Custom Cash, Bank of America Premium, and US Bank Cash Plus: Additional instant credit card options to consider.

Utilizing Instant Credit for Emergencies

Remember, while instant credit can be beneficial in emergency situations, it's essential to use it responsibly and consider the long-term impact on your financial well-being. If you have any questions about personal or business credit funding, or need assistance with credit repair, please feel free to schedule a one-on-one consultation. YouTube Source: Effortless Credit: Top 10 Instant Approval Cards with Soft Pull Preapprovals! YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/700732023302132938/

[repairnorwalk]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Instant Credit Cards for Emergencies: A Guide by Houston Mcmiller, Credit Specialist

As a credit specialist, I'm here to share with you some of the best credit cards you can apply for and use the same day, without having to wait for the card to arrive in the mail. Whether you're dealing with a flat tire, a broken-down car, or an unexpected trip due to an emergency, these cards can provide you with the instant access to cash you need.

Top Instant Credit Cards to Consider

Apple Card: With the Apple Card, you can get instant approval and use the card right away. You can also take advantage of the "Apple Card trick" by doing a pre-approval and locking your TransUnion FICO 9 file to avoid a hard inquiry.

Amazon Prime Visa: This Chase-issued card requires a FICO 8 credit score, typically around 660, to get approved. Chase will likely pull your experience or TransUnion file.

Capital One Cards: While Capital One is known for putting multiple inquiries on your credit file, you can mitigate this by locking up one or two of your credit files. Additionally, if you had a Capital One card in the past that was charged off, you may be able to apply for the Capital One Spark Business card, which comes from a different system.

Petal Card: The Petal card is a FICO N9 scoring card, which means you don't even need a social security number to apply. It accepts alternative credit data, such as rental payments, subscriptions, and utility bills.

Instant Access with Major Issuers

Chase: You can use the Chase Sapphire card instantly after approval.

American Express: The American Express Blue Cash and Blue Cash Everyday cards offer 0% interest on purchases and balance transfers for 15 months, providing you with immediate access to funds.

Other Instant Credit Card Options

Milestone: This card is suitable for those with lower credit scores, around 550, but it comes with a high annual fee.

Fortiva: This is another option for those with bad credit scores.

Avant: This card offers instant credit lines ranging from $300 to $2,000.

Citi Bank Custom Cash: This card can be used right away after approval.

Bank of America Premium: Another instantly accessible card option.

US Bank Cash Plus: US Bank typically uses a FICO N scoring system and provides 0% interest rates for long periods, as well as blank checks that can be liquidated.

Wells Fargo Bilt: This card can be used to pay rent immediately after approval, which is a unique feature.

Remember, if you have any questions about business credit funding, personal credit funding, or removing negative items from your credit report, feel free to click the link in the description and schedule a one-on-one consultation. I'm here to help you navigate the world of credit and achieve your financial goals.

YouTube Source: https://www.youtube.com/watch?v=LroxE7YgbxQ YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/625155992055377547/ https://www.diigo.com/profile/jamescomputer0

[patriciacomputer]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Instant Credit Cards for Emergencies: A Guide by Houston Mcmiller

As a Credit Specialist, I'm here to share with you some of the best credit cards that you can apply for and use the same day, without having to wait for the physical card to arrive in the mail. This can be crucial when you're facing an emergency situation, such as a flat tire, a broken-down car, or an unexpected trip.

The Top Instant Credit Cards

Apple Card: You can use this card instantly once approved, and take advantage of the Apple Card trick - preapproval and locking your TransUnion FICO 9 file to avoid a hard inquiry.

Amazon Prime Visa: This Chase-issued card requires a FICO 8 credit score of around 660 to get approved.

Capital One Cards: While Capital One is known for putting multiple inquiries on your credit file, you can lock up one or two of your credit files and they'll only pull from one. Plus, if you had a previous Capital One card that went into charge-off, you may be able to apply for the Capital One Spark Business card, which can provide up to $5,000 with a 580 credit score.

Patel Card: This card doesn't even require a social security number, as it uses a FICO N9 scoring model. It's a great option if you have authorized users, rental payments, subscriptions, or utility bills showing on your credit file.

The Big Boys: Chase, American Express, and More

Chase Sapphire: You can use this card instantly once approved.

American Express Blue Cash and Blue Cash Everyday: These cards offer 0% interest on purchases and balance transfers for 15 months, making them great options for emergencies.

Milestone Card: This card may charge a higher annual fee, but it can be a good option if you have a credit score as low as 550.

Fortiva Card: This card is designed for those with bad credit scores.

Avant Card: This card offers instant credit from $300 to $2,000.

Citi Custom Cash Card: You can use this card right away once approved.

Bank of America Premium Card: Another instant credit card option.

US Bank Cash Plus Card: This card offers 0% interest rates for long periods and may send you blank checks to liquidate the credit line.

Wells Fargo Built Card: This card can be used immediately to pay rent or other urgent expenses.

Remember, when it comes to your credit, it's important to choose the right cards that align with your credit profile and needs. Avoid cards that may put multiple hard inquiries on your credit file, and focus on the "low-hanging fruit" options that can provide you with instant access to credit when you need it most.

If you have any questions about business credit funding, personal credit funding, or removing negative items from your credit report, feel free to click the link in the description to schedule a one-on-one consultation. I'm here to help!

YouTube Source: https://www.youtube.com/watch?v=LroxE7YgbxQ YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/775463629617666739/ https://www.diigo.com/profile/patriciacomputer

[andrecarpetclean]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Instant Credit Cards for Emergencies: The Best Options

As a Credit Specialist, I'm here to share with you some of the best credit cards that you can apply for and use the same day, without having to wait for the card to arrive in the mail. This can be especially helpful if you're facing an unexpected emergency, such as a flat tire, a broken-down car, or a sudden trip due to a family situation.

Top Instant Credit Card Options

Apple Card: You can get pre-approved for this card and then apply without a hard inquiry on your credit.

Amazon Prime Visa: This Chase-issued card only requires a FICO 8 credit score of around 660 for approval.

Capital One Cards: While Capital One is known for multiple inquiries, you can lock up one or two of your credit files and have them pull from just one.

Petal Card: This card does not even require a social security number, as it uses a FICO N9 scoring model that considers alternative data like rental payments and utility bills.

The Big Players: Instant Access with Perks

Chase Sapphire: You can use this card instantly upon approval.

American Express Blue Cash and Blue Cash Everyday: These cards offer 0% interest on purchases and balance transfers for 15 months, providing immediate financial relief.

Bad Credit Options: Instant Access, Higher Fees

Milestone Card: This card may have a higher annual fee, but it can be an option for those with credit scores as low as 550.

Fortiva Card: This is another instant credit card option for individuals with bad credit scores.

Avant Card: This card offers instant credit limits ranging from $300 to $2,000.

Other Instant Credit Card Options

Citi Custom Cash Card: This card can be used right away upon approval.

Bank of America Premium Rewards Card: Another option for instant credit access.

US Bank Cash Plus Card: This card offers 0% interest rates for long periods and can be used with blank checks for instant liquidity.

Wells Fargo Bilt Card: This card can be used to immediately pay rent upon approval.

Remember, when it comes to emergencies, having access to instant credit can be a lifesaver. By exploring these options, you can find the right credit card to meet your needs and provide the financial support you require, even in the most unexpected situations.

YouTube Source: https://www.youtube.com/watch?v=LroxE7YgbxQ YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/745416175854882753/ https://andrecarpetcleaning.blogspot.com/

[castillocourtney0]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Instant Credit Cards for Emergencies: The Top Options to Consider

As a Credit Specialist, I'm here to provide you with the best credit card options that you can apply for and use the same day. This is crucial when you're facing an urgent financial situation, such as a flat tire, a broken-down car, or an unexpected trip due to an emergency. Let's dive into the top credit cards you should consider:

The Apple Card

The Apple Card allows you to use the card instantly once approved.

You can do a pre-approval on your laptop, lock your TransUnion file, and then apply without a hard inquiry on your credit.

The Amazon Prime Visa

The Amazon Prime Visa is issued by Chase, so you'll need a FICO 8 credit score of around 660 to get approved.

Chase will likely pull your credit experience or TransUnion file for this card.

Capital One Cards

Capital One cards, such as the Capital One Platinum Card, can be good options for those with lower credit scores.

You can lock up one or two of your credit files, and Capital One will only pull from one.

If you had a Capital One card in the past that was charged off, you may be able to apply for the Capital One Spark Business card, which comes from a different system.

The Patel Card

The Patel card is a FICO N9 scoring card, which means you don't even need a Social Security number to apply.

It accepts authorized users, rental payments, subscriptions, and utility bills as credit history.

Chase and American Express Cards

The Chase Sapphire card can be used instantly once approved.

For American Express, the AMX Blue Cash and AMX Blue Cash Everyday cards offer 0% interest on purchases and balance transfers for 15 months, making them great options for emergencies.

Other Instant Credit Card Options

Milestone and Fortiva cards are for those with bad credit scores, with higher annual fees but instant access to credit.

The Avant card offers credit limits from $300 to $2,000, which can be an instant credit solution.

Other options include the Citi Bank Custom Cash Card, the Bank of America Premium Card, and the US Bank Cash Plus Card, which often provide 0% interest rates and instant access to funds.

The Wells Fargo Built Card can be used to immediately pay rent in an emergency situation.

Remember, when facing an emergency, it's crucial to choose the right credit card that can provide you with instant access to funds. By considering the options outlined above, you'll be better equipped to handle unexpected financial situations. If you have any further questions, don't hesitate to reach out for a one-on-one consultation.

YouTube Source: https://www.youtube.com/watch?v=LroxE7YgbxQ YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/792000284501360483/ https://www.linkedin.com/feed/update/urn:li:share:7199259954850009088

[davidfmoriarty]

Easiest 10 Instant Approval Credit Cards With a Soft Pull Preapproval! No Security Deposit or No Fee

Instant Credit: Unlocking Financial Flexibility When You Need It Most

As a Credit Specialist, I'm excited to share with you some of the best credit cards that you can apply for and use the same day, even in emergency situations. These cards can provide you with the financial flexibility you need when your car breaks down, you have an unexpected trip, or you simply require quick access to funds.

The Top Cards to Consider

Apple Card: This card allows you to do a pre-approval and lock your TransUnion FICO 9 file, so you can apply without a hard inquiry on your credit.

Amazon Prime Visa: A Chase-issued card that typically pulls your Experian file and requires a FICO 8 credit score of around 660 for approval.

Capital One Cards: While Capital One may put multiple inquiries on your credit file, you can often lock up one or two of your credit files and they will only pull from one. Additionally, if you had a Capital One card in the past that was charged off, you may be able to apply for the Capital One Spark Business Card, which comes from a different system.

Patel Card: This card does not require a social security number and uses a FICO N9 scoring model, making it more accessible for those with alternative credit histories.

The Big-Name Options

Chase Sapphire: This card can be used instantly upon approval.

American Express Blue Cash and Blue Cash Everyday: These cards offer 0% interest on purchases and balance transfers for 15 months, providing financial flexibility.

Other Instant Credit Solutions

Milestone: This card caters to those with lower credit scores and may charge a higher annual fee.

Fortiva: This card is designed for individuals with bad credit scores.

Avant: Offering credit limits from $300 to $2,000, this is another instant credit card option.

Citi Custom Cash Card: This card can be used right away upon approval.

Bank of America Premium Card: Another instant credit option to consider.

US Bank Cash Plus: This card often uses a TransUnion FICO N scoring model and may provide 0% interest rates and blank checks for instant access to funds.

Wells Fargo Bilt Card: This card can be used to pay rent immediately upon approval.

Remember, when exploring your credit options, it's important to be mindful of your credit score and the specific requirements of each card. By understanding these options, you can unlock the financial flexibility you need, even in unexpected situations. If you have any further questions about business credit funding, personal credit funding, or removing negative items from your credit, feel free to schedule a one-on-one consultation.

YouTube Source: https://www.youtube.com/watch?v=LroxE7YgbxQ YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/624663410847573544/ https://www.linkedin.com/feed/update/urn:li:share:7199259951964278785