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bestgoldloan · 4 hours
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Unlock the Value of Your Gold: 9 Compelling Benefits of Gold Loans!
For many Indians, gold is more than just a precious metal; it represents wealth and plays a vital role in our cultural traditions and celebrations. No wedding, festival, or significant event feels complete without the sparkle of gold.
This treasured asset serves as both a store of value and a cherished family heirloom, often passed down through generations. However, in times of financial difficulty, the gold that has been carefully accumulated can also serve as collateral for a gold loan. Let’s explore the advantages of gold loans and how they can be beneficial during challenging times.
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What is a Gold Loan? A gold loan is a type of secured loan where individuals pledge their gold jewelry or ornaments as collateral to a bank or financial institution. In exchange, they receive a cash loan that is a percentage of the gold's assessed value. Gold loans provide a way to access the value of your unused gold assets quickly. The process is straightforward and requires minimal documentation, making gold loans an excellent option for urgent financial needs or capital requirements.
Benefits of Choosing a Gold Loan Here are some key benefits of opting for a gold loan to meet your financial needs:
Rapid Approval and Disbursement One of the standout features of a gold loan is the swift access to funds. Since it is a secured loan, financial institutions can approve and release the funds within hours after you provide your KYC documents and gold items. The collateral allows lenders to skip lengthy income and credit checks, resulting in a smooth borrowing experience when you need cash quickly.
Competitive Interest Rates Gold loans typically come with lower interest rates compared to unsecured loans like personal loans or credit card debt. Rates usually start around 10%* per annum, depending on the lender.
Flexible Repayment Plans Borrowers can customize their repayment plans based on their cash flow. Options may include paying only the interest during the loan term and settling the principal amount at the end. Some lenders may also permit partial prepayments.
No Credit History Needed Approval for gold loans is based on the quantity and purity of the gold pledged rather than the borrower’s credit score. This makes it easier for self-employed individuals or those with less-than-perfect credit histories to obtain financing.
Boosts Your Credit Score Making timely repayments can positively impact your credit score, as the loan is reported to credit bureaus. This can enhance your profile for future borrowing needs.
Access Cash While Keeping Your Gold Safe By choosing a reputable gold loan provider as Gold loan at Hdfc Bank , you can access the value of your gold during financial emergencies while ensuring its safety. Banks and non-banking financial companies (NBFCs) offer secure storage for pledged items, safeguarding your gold.
Penalty-Free Foreclosure Many lenders allow borrowers to close their gold loans early without incurring penalties, providing added flexibility in managing your finances.
In summary, gold loans offer a practical solution for those looking to leverage their gold assets during times of financial need, combining quick access to funds with favorable terms and conditions.
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sanyam087 · 6 months
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40 PLACES TO VISIT IN DELHI
Apart from being the national capital of India, Delhi is the hub of fashion, art and cultural heritage. Filled with opulence, this cosmopolitan city has rich vibrancy in each and every aspect. The city has a distinctive character which ensures it provides one of a kind mesmerizing experience to their visitors.
Read the full article...
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Places To Visit In Delhi
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techmarkethunter · 8 months
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Silver Shimmers Across India: Today's Market Update (Jan 18, 2024)
Silver Shimmers Across India: Today’s Market Update (Jan 18, 2024) Silver, the moonlit counterpart to gold’s sunshine, shines steadily across India today, January 18, 2024. Whether you’re a seasoned investor or a curious onlooker, here’s a quick glimpse into the silver market: Gram by Gram: The national average price for silver sits comfortably at ₹75.9 per gram. But remember, like snowflakes,…
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delhidarshan1 · 1 year
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Azad Hind Gram: A Tribute to India's Freedom Fighters
India's struggle for independence is a saga of courage, sacrifice, and unwavering determination. The freedom movement was led by luminaries like Mahatma Gandhi, Jawaharlal Nehru, and Sardar Patel, but it was a collective effort involving countless unsung heroes who contributed to the cause in various ways. One such tribute to India's freedom fighters is "Azad Hind Gram."
The Birth of Azad Hind Gram:
Azad Hind Gram, meaning "Free India Village" in Hindi, is a memorial and cultural complex dedicated to the memory of Netaji Subhas Chandra Bose and the soldiers of the Azad Hind Fauj (Indian National Army or INA). It is located in Nidhivan, near Mathura, Uttar Pradesh, India.
The idea for Azad Hind Gram was conceived in 2001, with the primary aim of preserving the legacy of Netaji and the INA and paying homage to their role in the struggle for independence. The complex covers an area of approximately 86 acres and includes various elements that highlight the rich history and sacrifices made by those who fought for India's freedom.
Key Features of Azad Hind Gram:
Netaji Museum: At the heart of Azad Hind Gram stands the Netaji Museum, which houses a remarkable collection of artifacts, photographs, and documents related to the life and times of Subhas Chandra Bose. Visitors can explore the museum to learn about Netaji's early years, his leadership of the INA, and his contributions to the freedom struggle.
INA War Memorial: The complex features an impressive war memorial that honors the soldiers of the INA who laid down their lives for the cause of India's independence. The memorial is a solemn reminder of the sacrifices made by these brave men and women.
Light and Sound Show: Azad Hind Gram offers a captivating light and sound show that recounts the story of Netaji and the INA's valiant struggle. It is an immersive experience that transports visitors back to the tumultuous era of the freedom movement.
Replica of Jhansi Fort: One of the striking features of Azad Hind Gram is a replica of the historic Jhansi Fort. This fort holds a special place in India's history, as it was where Rani Lakshmi Bai of Jhansi fought against British colonial rule. The replica serves as a symbol of resistance and courage.
Cultural Performances: Visitors to Azad Hind Gram can enjoy cultural programs that showcase India's diverse heritage. These performances celebrate the country's rich traditions and the spirit of unity that was instrumental in the fight for freedom.
Freedom Struggle Exhibition: The complex also hosts exhibitions that provide insights into the broader freedom struggle. These exhibits educate visitors about the sacrifices made by countless freedom fighters from different regions and backgrounds.
The Significance of Azad Hind Gram:
Azad Hind Gram serves as a testament to the undying spirit of freedom that inspired Netaji Subhas Chandra Bose and the soldiers of the INA. It is a place of reflection and remembrance, where visitors can pay their respects to the heroes who dedicated their lives to the cause of a free India.
Moreover, Azad Hind Gram plays a vital role in educating future generations about the sacrifices and contributions of those who fought for India's independence. It serves as a source of inspiration for young minds, encouraging them to value their freedom and work towards a better, united, and prosperous India.
In a world that is constantly changing, Azad Hind Gram stands as a timeless tribute to the enduring values of patriotism, courage, and sacrifice. It reminds us that the struggle for freedom is a shared responsibility, and the memory of those who fought for it should forever be etched in our hearts and minds. Azad Hind Gram ensures that the flame of freedom continues to burn brightly, lighting the way for a brighter future.
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swiftloans09 · 2 years
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Which Banks Provide the Best Deals on Loans Against Gold?
Are you looking for a way to access cash quickly and easily? One option you may want to consider is a loan against gold. At Swift Loans, we understand that unexpected expenses can arise and it's not always easy to have cash on hand. That's why we offer our customers the opportunity to borrow money using their gold as collateral.
When you come to us for a loan against gold, we'll first assess the value of your gold. This will be done by one of our experienced appraisers, who will take into account factors such as the weight, purity, and current market value of the gold. Based on this assessment, we'll offer you a loan amount that's a percentage of the value of your gold.
The process of obtaining a loan against gold with Swift Loans is quick and easy. You'll need to bring in your gold and show proof of your identity, and then our team will take care of the rest. We'll provide you with a loan agreement that outlines the terms of the loan, including the repayment period and interest rate. Once you've signed the agreement, you'll receive the loan amount in cash or by bank transfer.
One of the advantages of getting a loan against gold with Swift Loans is that the interest rates are lower than most other types of loans. Additionally, the process is quick, and there is no need for a credit check.
Keep in mind that, as with any loan, it is important to read and understand the terms and conditions before signing the agreement. And also, the gold you use as collateral will be in the possession of the lender until you pay off the loan.
If you're in need of cash and have gold that you're willing to use as collateral, a loan against gold from Swift Loans is a great option to consider. Contact us today to learn more about our loan options and to schedule an appointment with one of our appraisers.
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desiblr-tales · 1 year
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dahi papdi chaat is a famous Delhi street food. it is a crispy sweet, spicy, and tangy chaat that packs a whole lot of flavor.
bhutte ki khees is a well-liked and delightful street food of central India prepared using corn and spices.
misal pav consists of misal, a spicy curry usually made from moth beans and pav.
vada pav, the dish consists of a deep fried potato dumpling placed inside a bread bun (pav) sliced almost in half through the middle.
samosa pav is similar to vada pav, it just has samosa instead of vada between the bread.
pav bhaji is a fast food dish from Mumbai (Bombay), India, consisting of a vegetable curry (bhaji) cooked in tomato gravy and served with a soft bread roll.
matar kulche is a very famous dish of delhi. matar refers to the spiced and tangy curry made with dried peas and since it is served with the soft and fluffy kulcha.
bread pakoda are simply bread slices dipped in spiced gram flour batter & fried. These are popular as a North Indian street.
puchka is golgappa/panipuri.
fafda jalebi are traditional pairing of gujarat. fafda is made of besan and is crispy whereas jalebi is deep fried and sweet.
chaat is a term signifying a huge variety of Indian street foods, snacks, or small meals which usually combine salty, spicy, sweet, and sour flavors. there are a various amounts of chaat available like aaloo chaat or tikki chaat.
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akilsposts · 16 days
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Greater than a Medal...
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The story of Vinesh Phogat is one of enduring resilience and an athlete's determination to overcome all the odds stacked against her. From being one of the faces of the brave protest against the sexual harassment faced by women wrestlers (including minors) at the hands of the then head of the Wrestling Federation of India and BJP MP, Brij Bhushan Charan Singh, to becoming an unceasing source of inspiration for innumerable people in this country, Vinesh Phogat has become a shining light in not just the sporting history of India but also among those fighting for a safe and better society.
The story is not unfamiliar to the world because the latest chapter of it unfolded at the Olympic Games which was recently held in Paris. The official version is very simple: Having fought through a draw that needed her to beat the defending Olympic Champion, the reigning European Champion, the reigning Pan American champion in each of her rounds, Vinesh had entered the final and was scheduled to face Sarah Hildebrandt of the USA before she was disqualified on the morning of the bout for being 100g above the permissible weight of 50 kg. Vinesh Phogat's disqualification meant that she would end up receiving no medals. However, it is the role of different sporting and political authorities of our country, and all the events that took place leading to the Olympic final that needs our examination as a concerned society.
The Indian Olympic Association (IOA), as is the case with any other sports-body in India, has long been a rubber-stamp that is invariably controlled by the ruling dispensations. The role of this body in this whole affair is suspect. That the alacrity with which it announced the disqualification of Vinesh Phogat from the competition was not shown in making an appeal against the decision has not gone unnoticed. Its President, P.T. Usha, has been quick to absolve her organisation from all responsibility in the matter and has covertly and overtly placed the blame on the shoulders of the athlete. The Sports Minister Mansukh Mandaviya, addressing the issue in the Parliament, stooped so low as to declaim about the money the government had spent on Vinesh Phogat's training. At this point, it should not be forgotten that it was this same ministry that had delayed in providing accreditation for Phogat's support staff including her coaches and physiotherapists. The snide and even belittling remarks following the disqualification and the barely concealed glee of many elected representatives of the ruling party point to the deep resentment that they had harboured towards Vinesh. However, the most noticeable was the silence of Prime Minister Narendra Modi following each of Phogat's victorious bouts leading to the final. It was very uncharacteristic because he has always been quick to bask in the reflected glory of the achievements of our sportspersons. It is unsurprising that his social media post after the disqualification was equated to the shedding of crocodile tears by the discerning public.
Vinesh Phogat's achievement can only be understood in its true proportions if we take into account the reason for her being above the permissible weight by a mere 100 grams. This is also the reason why she has been a thorn in the flesh of the authorities in our country. Phogat is an athlete whose normal weight is 55-56 kg. She usually competes in the 53kg weight category. However, she had to forgo all rigorous training during the phase of protest where she and fellow wrestlers and Olympic medalists Sakshi Malik and Bajrang Punia protested for many days and nights on the streets of Delhi at Jantar Mantar demanding the arrest of Brij Bhushan. Not only was she unable to train, she also had to undergo surgery to correct a lingering medical issue. In the meanwhile, the qualifying spot in her preferred 53 kg category was already taken by another wrestler. Fearing that the Wrestling Federation of India (WFI) would not allow her trials in the 53 kg category as retribution for her role in the protests, she appeared for trials in both the 53 kg and also the 50 kg. Subsequently, she qualified for the Olympics in the 50kg category. In a sport as gruelling as wrestling it is normal for athletes to gain and lose weight between matches. However, the very fact that Vinesh had to lose 5-6 kg just to compete in the Olympics, that too in a category that is not her preferred one speaks volumes about her determination and character. But, the very fact that she was forced to do all these is the result of the constant obstacles that were erected before her by the nefarious authorities, particularly the WFI which continues to be ruled by Brij Bhushan in all but name.
The story of Vinesh Phogat is compelling. She may have been disqualified for reasons beyond her control, and ones which are suspicious to say the least but she has, undoubtedly, won her greatest battle. She had famously proclaimed that she would happily sacrifice her career if it meant that countless other girls would get an opportunity for a safe working environment. She stuck steadfastly to the same goal going into this Olympics. She knew that it would be her last Olympics and that her career would be over but she wanted to fight for the women who would follow in her path. She was actutely aware that a victory at the Olympics, in front of the watching world would be the greatest slap in the face of a system that not only refuses to come to their aid but obstinately shields the criminals who wronged them. Needless to say, the authorities were also well aware of this. Yet, Vinesh's determination has inspired countless who celebrated each of her victories and wanted her to bring home the much coveted gold. The outrage and disappointment at her disqualification soon turned into a universal acknowledgement of the brave fight put up by this undaunted wrestler. If the rousing and heartwarming reception that she received on her return to India is any indication, Vinesh Phogat's and her fellow wrestlers fight has surely stirred the conscience of this country. This is important for a society that continues to stifle women's participation in not just sports, but all public activities. Recent events in our country are evidence that women remain unsafe in the present social atmosphere. It will be through unrelenting protests and collective activities like sports that we will achieve true democratization. Vinesh Phogat's role will forever be etched into the history of this struggle, for in a world where sportspersons and other famous personalities either openly endorse those in power or remain tight lipped to protect their own personal interests, she has fought the hard battle for a cause greater than an Olympic medal.
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farhatali · 3 months
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Hi, we invite you for High Tea and Snacks at Escon Panache, SITE C Surajpur, and Greater Noida.
🔥The ultimate living in premium villas with smart automated technologies
Join us and thrive. 😎
📅 Date: Sat 13th - Sun 14th July 2024
⏲ Time: 10:00 AM to 7:00 PM
⏲ OFFER: Grab 24 Gram GOLD - ON SPOT BOOKING*
📍 Location: Escon Panache, SITE C, Surajpur, Greater Noida.
🔑 Why Attend:
Join this event to discover the property that matches your vision and investment goals. Get to know the latest trends and opportunities in the Greater Noida Real Estate market.
✔ Visit Escon Panache, SITE C, Surajpur, Greater Noida
VISIT: www.esconpanache.com
🤙 for any help, call 08586 888 555 / 8750 988 288
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akshaymehndiratta · 5 months
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Most Popular And Best Dishes In India By Akshay Mehndiratta That You Must Try
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India is a country where you can taste a wide variety of famous dishes and you will find many food lovers relishing the delicious flavors. In India, many food bloggers from abroad come to enjoy the famous and delicious food of the country. One such blogger is Akshay Mehndiratta, who loves not only cooking but also eating. He travels to the most famous states of India and samples their famous dishes. Through his blog, he shares recommendations for dishes he savors during his journeys, tempting your taste buds. These famous dishes are a must-try!.
1. Biriyani
Biryani, a favorite dish in India, holds a special place in the culinary world with its rich taste and aromatic spices. Food lover Akshay Mehndiratta enjoys a variety of dishes ranging from juicy chicken biryani to delicious egg biryani, delicious mutton biryani to juicy prawn biryani and even the vegetarian flavor of mushroom biryani. Each variation of biryani gives a completely unique blend of spices and ingredients, reflecting the cultural richness and culinary history of India. From aromatic Hyderabadi Dum Biryani to spicy Kolkata Biryani and aromatic Lucknowi Biryani, the surrounding specialties enrich the biryani landscape, tantalizing the senses and leaving diners yearning for more. Since Akshay loves the diverse flavors of biryani, he recommends this biryani to everyone.
2. Vada Pav
Vada pav is a vegetarian dish that brings water to the mouth. It is a famous dish in India and people are relishing this dish. Akshay says that a classic street food dish from the busy streets of Mumbai is made from spicy potato, coated in gram flour, and served with chutney and pav. This highly satisfying snack embodies the creativity of Indian street food culture, which Ashok Vaidya started selling outside the Dadar railway station in 1966. It has now reached the hearts and minds of the people and is loved by them.
3. Masala Dosa
Masala Dosa, an essential South Indian dish, is a favorite culinary treasure known for its crispy texture and delicious potato or vegetable filling. Foodie Akshay Mehndiratta also enjoyed this traditional dish, which consists of thin, golden-brown crepes in a lentil batter filled with a combination of fermented rice and spicy potatoes. Dosa is expertly folded and served with coconut chutney, spicy sambar and sometimes extremely spicy red chutney, making it a delicious dish. Be it breakfast or lunch, masala dosa never fails to create a sense of satisfaction, making it a favorite among foodies everywhere.
4. Chloe and Kulcha
Chole and Kulcha, a famous street food originating from the bustling streets of Delhi, captures the essence of North Indian flavors in a delicious and hearty snack. Chole is a spicy and tangy chickpea curry packed with aromatic spices like cumin, coriander and garam masala. This chole is served hot with kulcha. Kulcha is soft and fluffy leavened bread, often topped with ghee to make it delicious. Chole and kulcha together create a harmony of texture and taste that delights the taste buds. Akshay appreciates the culinary artistry behind this beloved street food that has made its way into the hearts and stomachs of foodies across India.
5. Kachori
Kachori, a favorite Indian snack loved for its crunchy exterior and delicious taste, is a recipe that thrills foodies across the country. Akshay Mehndiratta, deeply appreciate of traditional flavours, savors this iconic dish. Hailing from the streets of Rajasthan, Kachori is a fried flour pastry filled with a spicy mixture of lentils, peas or potatoes, flavored with aromatic spices like cumin, coriander and chilli powder. Served hot and crispy, kachori is often paired with spicy tamarind or mint chutney, which elevates its taste to new heights. Kachori, whether served as a snack or a full meal, never fails to evoke feelings of warmth and pride, making it a popular dish in Indian cuisine.
6. Bhelpuri
Akshay Mehndiratta loves Bhelpuri, a popular street food originating from the colorful streets of Mumbai. It is a beautiful combination of crunchy texture and spicy flavour. With a combination of ingredients — crunchy puffed rice, crunchy sev (thin sev made from chickpea flour), chopped onions, tomatoes and baked potatoes — served with spicy tamarind, or green chutney. this famous snack captures the spirit of Indian street food culture. You can enjoy this dish for a quick breakfast with family and friends, Bhelpuri embodies the spirit of culinary innovation and enjoyment that defines the bustling streets of Mumbai.
7. Misal Pav
Misal Pav is a Maharashtrian dish which is Akshay’s favorite dish. Originating in the colorful streets of Maharashtra, Misal Pav is a highly spicy curry prepared from sprouted moth beans, cooked in a rich and aromatic gravy with a blend of spices like cumin, coriander and turmeric. Served hot, the aromatic curry is garnished with crunchy farsan (fried salty snacks), finely chopped onions, clean coriander and lime juice, which adds a of texture and flavour. With a soft and buttery pav (bread roll), Misal Pav offers a satisfying delightful flavors in every bite.
8. Pav Bhaji
Pav Bhaji, a favorite street food from the bustling streets of Mumbai, It is Akshay’s favorite dish. This iconic dish includes a delicious and aromatic vegetable curry, called bhaji, which is prepared from a combination of mashed potatoes, tomatoes, onions, peas and capsicum, along with spices like cumin, coriander and garam masala. Bhaji cooked in an aromatic mixture of spices is served with smooth and buttery pav (bread roll), which is toasted with a generous amount of butter on a tawa. The dish is garnished with lemon, chopped onions and clean coriander, and it gives an unlimited taste pleasure in each bite.
Conclusion
Amidst the vibrant tapestry of Indian cuisine, Akshay Mehndiratta’s curated some list of dishes that everyone must taste it. From the aromatic allure of Biryani to the crunchy taste of Vada Pav, each dish has a unique taste that captures the essence of India’s diverse cuisine. Akshay’s passion for food and his deep appreciation for traditional flavors is reflected in every recommendation, inviting foodies on a culinary adventure from the congested streets of Delhi to the colorful lanes of Maharashtra.
If you are interested in learning more about delicacies, consider joining Akshay Mehndiratta’s journey. This journey will take you on a culinary adventure through the rich and diverse world of Indian cuisine, where you will experience the amazing flavors and health benefits of traditional Indian cuisine.
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teachingrounds · 2 years
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CRE = Carbapenem-Resistant Enterobacteriaceae. Carbapenems are a newer class of beta-lactamase antibiotics; CRE bacteria may also be resistant to unrelated drugs such as fluoroquinolones. Enterobacteriaceae is the name of a family of Gram-negative bacteria (E. coli, Klebsiella, Salmonella, etc.), many of which live in the human gut. Some patients came down with CRE after being scoped with the same endoscope as another patient with CRE in their stomach, intestines, or lungs. This category includes bacteria that have certain resistance factors such as KPC , NDM-1, and VIM. Treat with old and/or toxic drugs such as polymyxins, fosfomycin, and (sometimes) aminoglycosides (susceptibility varies).
• KPC = Klebsiella pneumoniae carbapenemase. A resistance factor that helps bacteria survive carbapenems and other beta-lactamase antibiotics. There was an outbreak in an NIH hospital.
• NDM-1 = New Delhi Metallobeta-lactamase 1. First identified in India and now in 140 countries, this plasmid moves promiscuously among different species of bacteria. Bad news for wound infections, pneumonias, meningitis, and blood infections.
• VIM = Verona Integron-Mediated Metallo-betalactamase. Like NDM-1, makes bugs resistant to beta-lactamase antibiotics such as penicillin or ceftriaxone.
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muthootcapital81 · 2 years
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Sell Gold for Cash in Delhi
Calculate the Gold loan per gram rate with Muthoot Finance Gold Loan Calculator. Check out different charges applied & factors that affect the Gold Loan. Visit today!
https://www.muthootgoldpoint.com/buyers-sell-gold-cash-delhi/
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bestgoldloan · 2 months
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HDFC Bank Gold Loan: Comprehensive Guide
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When it comes to securing a quick financial boost, the HDFC Bank Gold Loan is a standout option. Leveraging the value of your gold, this loan provides an efficient and reliable solution for urgent financial needs. This guide covers everything you need to know about the HDFC Bank Gold Loan , including its features, benefits, and application process.
HDFC Gold Loan: Overview
The HDFC Bank Gold Loan is designed to offer quick access to funds by using your gold as collateral. This financial product is particularly useful for individuals who need immediate cash without the long waiting times and extensive paperwork associated with traditional loans.
Key Features of HDFC Bank Gold Loan
Quick Disbursal: The HDFC Gold Loan stands out for its rapid approval and disbursal process. Funds are often disbursed within a few hours, making it an ideal choice for urgent needs.
Flexible Loan Tenure: Borrowers can choose a repayment period that fits their financial situation, ranging from a few months to several years.
Competitive Interest Rates: The HDFC Gold Loan Rate is competitive, ensuring that you get a favorable deal on the loan amount you borrow.
Minimal Documentation: The application process is straightforward and requires minimal paperwork, simplifying the loan process.
HDFC Jewel Loan: How It Works
An HDFC Jewel Loan is essentially a gold loan where your jewelry or ornaments are used as collateral. The amount you can borrow is determined based on the gold's value.
Applying for an HDFC Jewel Loan
Visit an HDFC Bank Branch: To initiate the application, visit your nearest HDFC Bank branch with your gold and identification documents. This step is crucial for the loan evaluation process.
Gold Valuation: HDFC Bank will assess the purity and market value of your gold to determine the loan amount. This valuation ensures a fair and accurate loan offer.
Loan Disbursement: Once the gold is evaluated and the loan is approved, funds are swiftly disbursed to your account, providing you with the cash you need promptly.
HDFC Gold Loan Details: Key Information
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Understanding the specifics of the HDFC Gold Loan Details is essential for making an informed decision. This includes details about the loan amount, interest rates, and repayment options.
Loan Amount and Valuation
The loan amount offered by HDFC Bank is based on the value of the gold pledged. The bank evaluates the gold’s purity and current market price to determine the maximum loan amount. HDFC Bank typically provides a high loan-to-value ratio, allowing you to borrow a substantial amount against your gold.
Interest Rates on HDFC Gold Loan
The HDFC Gold Loan Rate is designed to be competitive within the market. Interest rates can vary depending on factors such as the loan amount, tenure, and your banking relationship. It is advisable to check the current rates with HDFC Bank before applying to ensure you are getting the best possible terms.
Repayment Options
HDFC Bank offers various repayment options for its gold loan customers. You can choose from several EMI plans or opt for a bullet repayment scheme, where the principal amount is repaid at the end of the loan term. This flexibility allows you to manage your finances according to your convenience.
Advantages of Choosing Gold Loan at HDFC Bank
Opting for the HDFC Bank Gold Loan comes with several advantages:
Speed and Efficiency: The loan application process is streamlined for efficiency, ensuring that you receive funds quickly and without unnecessary delays.
High Loan-to-Value Ratio: HDFC Bank offers a high loan-to-value ratio, which means you can borrow a significant amount based on the gold's value.
No Prepayment Penalty: There are no penalties for repaying the loan early, allowing you to clear the loan ahead of schedule without incurring extra costs.
Strong Customer Support: HDFC Bank provides excellent customer support to guide you through the loan process, from application to repayment.
Eligibility Criteria for HDFC Gold Loan
To be eligible for an HDFC Gold Loan, you must meet the following criteria:
Age: Applicants should generally be between 21 to 65 years old.
Gold Quality: The gold must be in the form of jewelry or ornaments and should meet the purity standards set by HDFC Bank.
Identity and Address Proof: Valid identification and proof of residence are required for the loan application.
How to Apply for HDFC Bank Gold Loan
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Applying for an HDFC Bank Gold Loan is a straightforward process. Here’s a step-by-step guide:
Prepare Documentation: Gather your gold and necessary documents, including proof of identity and residence.
Visit HDFC Bank: Go to your nearest HDFC Bank branch or apply online through the HDFC Bank website. The online application can be a convenient option if you prefer not to visit the branch in person.
Submit Gold for Valuation: The bank will assess the gold's value to determine the loan amount you are eligible for.
Sign the Loan Agreement: Review and sign the loan agreement, completing any additional formalities required.
Receive Funds: Once the loan is approved, the funds are disbursed to your account promptly, providing quick access to cash.
Conclusion
The HDFC Bank Gold Loan offers a practical and efficient financial solution with its competitive rates, fast processing, and flexible repayment options. Whether you need urgent funds or a flexible loan product, the HDFC Gold Loan provides a reliable option to meet your financial needs. By understanding the loan’s features, benefits, and application process, you can make an informed decision that aligns with your financial goals.
For further information or personalized assistance, contact HDFC Bank’s customer support or visit a nearby branch.
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sanyam087 · 6 months
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40 BEST THINGS TO DO IN DELHI
Delhi being the national capital and also a metropolitan city is always bustling with people and can certainly be called the ‘city which never sleeps. Over the years, it has become rhetoric of a vibrant and zestful city which will always welcome its visitors with open arms.
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neuzboyx24net0 · 6 hours
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Gold Price Rises In India: Check 24 Carat Rate In Your City On September 27
Gold Rate Today In India. Check the latest gold price today across major cities in India. Get detailed city-wise gold rates for 22-carat and 24-carat gold in Delhi, Kolkata, Mumbai, Bangalore, Hyderabad, and more. Gold Rate Today In India: On September 27, gold prices in India were around Rs 77,000 per 10 grams. The price of 24-carat gold, known for its highest purity, stood at Rs 77,160 per 10…
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Gajar Halwa
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Gajar Halwa (atau Gajar ka Halwa) adalah hidangan penutup tradisional India yang terbuat dari wortel parut, susu, gula, dan berbagai rempah-rempah. Ini adalah salah satu dessert yang paling populer, terutama selama musim dingin, dan sering disajikan pada festival atau acara khusus.
1. Asal Usul
Gajar Halwa memiliki akar yang dalam dalam masakan India, khususnya di wilayah utara, termasuk Punjab dan Delhi. Hidangan ini dianggap sebagai simbol kemewahan karena penggunaan bahan-bahan seperti susu dan ghee.
2. Bahan Utama
Wortel: Wortel merah segar yang diparut adalah bahan utama.
Susu: Susu penuh krim atau susu evaporasi digunakan untuk memberikan kelembutan dan rasa.
Gula: Gula pasir atau gula merah untuk menambah rasa manis.
Ghee: Mentega yang digunakan untuk menumis bahan dan menambah rasa.
Kacang-kacangan: Kacang mete, almond, atau pistachio yang dihancurkan sebagai topping.
Rempah-rempah: Kadal (cardamom) dan, kadang-kadang, mawar air untuk aroma.
3. Cara Membuat Gajar Halwa
Berikut adalah resep sederhana untuk membuat Gajar Halwa:
Bahan:
1 kg wortel merah, parut halus
1 liter susu penuh krim
150-200 gram gula (sesuaikan selera)
100 gram ghee
1/2 sendok teh kapulaga bubuk
50 gram kacang mete, cincang (opsional)
50 gram almond, cincang (opsional)
Kismis (opsional)
Langkah:
Mendihkan Susu:
Dalam panci besar, didihkan susu. Masak di atas api sedang hingga susu mengental, aduk sesekali untuk menghindari lengket.
Menambahkan Wortel:
Setelah susu mulai mengental, tambahkan wortel parut ke dalam panci. Aduk rata dan masak hingga wortel lunak dan airnya menyusut.
Menambahkan Gula dan Rempah-rempah:
Tambahkan gula dan kapulaga bubuk. Aduk hingga gula larut. Masak terus hingga campuran mengental dan sebagian besar cairan menguap.
Menambahkan Ghee dan Kacang-kacangan:
Tambahkan ghee dan kacang-kacangan (jika digunakan). Aduk rata dan masak selama beberapa menit hingga semua bahan tercampur baik dan halwa menjadi agak kering.
Penyajian:
Angkat dari api dan biarkan dingin sebentar sebelum disajikan. Gajar Halwa bisa disajikan hangat atau pada suhu ruang. Hiasi dengan kacang-kacangan dan kismis sebagai topping.
4. Variasi Gajar Halwa
Gajar Halwa Vegan: Mengganti susu dengan susu nabati (seperti susu almond atau kedelai) dan menggunakan minyak kelapa sebagai pengganti ghee.
Gajar Halwa dengan Biskuit: Beberapa resep modern menambahkan biskuit hancur untuk memberi tekstur tambahan.
Gajar Halwa dengan Saffron: Menambahkan saffron untuk memberikan rasa dan warna yang lebih kaya.
5. Penyajian
Gajar Halwa biasanya disajikan sebagai hidangan penutup pada acara-acara khusus atau selama festival seperti Diwali atau Holi.
6. Manfaat Kesehatan
Gajar Halwa kaya akan nutrisi dari wortel, yang merupakan sumber vitamin A dan serat. Jika menggunakan susu, juga menambah kandungan kalsium.
Gajar Halwa adalah dessert yang lezat dan memuaskan, sempurna untuk setiap perayaan atau sebagai penutup yang manis. Jika Anda ingin tahu lebih banyak tentang variasi atau cara menikmatinya, silakan beri tahu!
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palmoilnews · 1 day
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Better harvest in rice, wheat, millets to fuel record output 2024/09/26 New Delhi, Sept. 25 -- India is set to achieve a record foodgrain production of 332.29 million tonnes (mt) in the 2023-24 July-to-June agricultural year, according to final estimates released by the agriculture ministry on Wednesday. This represents an increase of 2.61 mt from the previous year's total of 329.68 mt. The growth has been attributed to favourable production in key categories such as rice, wheat and millets. While foodgrain production as a whole scaled new highs, pulses and coarse cereals faced challenges in the 2023-24 season. Total pulse production was estimated at 24.25 mt, with tur (pigeon pea) at 3.42mt and gram at 11.04 mt. The low production of pulses is expected to lead to an increase in imports, as the average annual consumption of pulses in the country is estimated at 27 mt. Mint reported on 4 September that despite record sowing of pulses during the kharif season, India's goal of becoming self-reliant in pulses by 2027 seems to be slipping out of reach, as production has continued to decline from 27.3 mt in FY22 to 26 mt in FY23. The Indian agricultural year, or crop year, straddles two main seasons-kharif (sown during monsoon, harvested in autumn) and rabi (sown in winter, harvested in spring). Bad weather-specifically drought-like conditions in Maharashtra and prolonged dry spells in Rajasthan in August-affected the output of pulses, coarse cereals, soybean and cotton, especially during the rabi season. Rice production in 2023-24 set a record at 137.83 mt, an increase of 2.07 mt (or 1.52%) from 135.76 mt in the previous year. Wheat production also reached a new high at 113.29 mt-2.74 mt higher (or 2.48%) than the 110.55mt produced in 2022-23, the data showed. A good harvest of rice and wheat is crucial for maintaining food security for the country's population of over 1.4 billion. The production of millets has gained attention in recent years due to its resilience to climatic challenges and its nutritional value. For the 2023-24 season, millet production is estimated at 17.57 mt, slightly up from the previous year's 17.32 mt, the data showed. In 2023-24, oilseed production also grew significantly, with total output estimated at 39.67 mt. Rapeseed and mustard reached a record production of 13.26 mt. Oilseed crops soybean and groundnut were estimated at 13.06 mt and 10.18mt respectively. Sugarcane, a critical cash crop for millions of farmers across the country, was estimated at 453.16 mt. While sugarcane production has remained relatively stable, the crop's water-intensive nature has led to increased scrutiny and calls for more sustainable agricultural practices, especially in water-scarce regions. Cotton, another key component of India's agricultural economy, was estimated at 32.52 million bales (weighing 170 kg each), while jute and mesta production is pegged at 9.69 million bales (weighing 180 kg each). Both cotton and jute are essential to India's textile industry, providing raw materials for domestic manufacturing as well as exports. Similarly, total production of nutri/coarse cereals was estimated at 56.94 mt, with maize accounting for 37.67 mt. Coarse cereals, which include crops like sorghum, pearl millet and finger millet, are important for food security in arid and semi-arid regions, but their production was hampered by the drought-like conditions in some states.
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