#healthinsuranceindia

[riteshlicadvisor]

जीवन, स्वास्थ, मोटर, गृह, यात्रा - भारत में बीमा के विभिन्न प्रकार की जानकारी। देखें और सीखें!

विभिन्न प्रकार के बीमा और उनके लाभ

जानिए भारतीय बीमा के विभिन्न रंगों को! 🌈 यह वीडियो हमारे चैनल @riteshlicadvisor पर उपलब्ध भारतीय बीमा उत्पादों के बारे में रोचक और महत्वपूर्ण जानकारी प्रदान करता है। आपको जीवन बीमा से लेकर स्वास्थ बीमा, मोटर बीमा, गृह बीमा, यात्रा बीमा, और बहुत सारे अन्य बीमा विकल्पों के फायदे और महत्वपूर्ण तथ्यों के बारे में जानने का बेहतरीन मौका है।

यदि आप अपने जीवन और समृद्धि को सुरक्षित रखने के लिए सही बीमा उत्पाद का चयन करना चाहते हैं, तो इस वीडियो को जरूर देखें। अगर आप बीमा एजेंट हैं, तो यह वीडियो आपको अपने ग्राहकों को सही बीमा उत्पादों के विषय में सलाह देने में मदद करेगा।

इस वीडियो को देखने के लिए अभी क्लिक करें और इसे अपने साथियों के साथ साझा करें ताकि सभी भारतीय बीमा के बारे में ज्ञानवर्धक बन सकें। और अगर आप ने अभी तक हमारे चैनल को सब्सक्राइब नहीं किया है, तो जल्दी से सब्सक्राइब करें ताकि आप हमारे नए वीडियोस से अपडेट रहें। धन्यवाद! 🙏

[understandinghealthinsuranc-blog]

Buying a health insurance? Here’s what to look for

Life is quite unpredictable and your health can fall prey to illness at any point of time. Young people take things lightly but you may never know about unexpected critical illness or meet an accident anytime. If you don’t have sufficient financial back-up you might have to borrow money at an extremely high rate of interest or keep property mortgage. Therefore, a health plan has to be in proper place. Health insurances are one of most definite necessities of today’s time because of the escalating costs attached to doctor’s bills and hospitals treatments. A simple surgery might costs in lakhs due to hospitalization, doctor fees, ambulance, medical treatment and more.  A sudden illness might already take a toll on your health and interrupt your rhythm of life which becomes traumatic enough for you and your family. That is why a proper health policy will not only help you to combat the financial burden but also helps you to stay mentally fit to recover well. Health insurance concept is quite new in India but due to the benefits associated especially cashless treatment or reimbursement facilities it is quickly taking root and there is a wide network to support it. These plans are generally affordable and different from insurance policies because of the claim benefits at the necessary point of time in your life. Plans have to be renewed on yearly basis. There are several options for medical plans in the insurance markets. You can always take your time to understand the policy as well as the fine print. Some factors need to be considered when you are looking for health insurance in India. When you’re choosing a health plan, there is no such thing as good or bad health plan. Online comparison sites are one of the best mediums to shop around for your policy. Before purchase you can compare them in terms of benefits & features, discounts, claim settlement ratio, premium payments and more. When you buy a policy, make sure to understand what the premium buys for you. If the premium is high but benefits are not covered it is pointless. So don’t get stuck on premium rates like low or high and decide your policy. Instead compare apple-to-apple of your policy, requisite benefits, and premium rates and then go for policy purchase. Be clear about what you’re looking for cover on cost. You should be able to afford basic doctor visits, dental bills and medicines on your policy. Your family needs are important too. There is a family floater health insurance plan that will cater to your family needs under single premium. In case, your parents are too old and already facing any health issue opt for senior citizen health plans. Such policies will definitely be worth it in the long run for your family financials. While doing this, look at the terms of renewal as well. The basic aim of the policy would be taking it till you are alive. So try to find products that will continue over your lifetime. There are around 25+ general insurance companies that cater hundreds of customized medical insurance products for consumers across India. You can visit the branch, call up agents or customer service, or compare policies online and buy a suitable health insurance plan that will cater you & your family needs during medical emergencies.

[licprempandey]

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Zindagi Ke Saath Bhi Zindagi Ke Baad Bhi - LIC Prem Pandey! What's App / CALL 📲+91 98995 54785 📩Mail us prempandeylic@gmail.com

It is a reminder to keep these beautiful moments secured with LIC solutions, Zindagi Ke Sath Bhi Zindagi Ke baad Bhi. To know more visit www.licprempandey.wordpress.com

#LIC #Insurance #LifeInsurance #insurance #lifeinsurance #insuranceagent #healthinsurance #insurancebroker #covid  #health #businessinsurance #life #family #financialplanning #insuranceclaim #protection #money #StarHealthInsurance #healthinsuranceindia #LICPremPandey

[radhikka-blog]

Get a gud health insurance online

[understandinghealthinsuranc-blog]

How to efficiently claim your Health Insurance?

Now that you have purchased a health insurance policy it’s time to rejoice and take sigh of relief. Buying a suitable insurance policy helps insured need not worry about how he or she can manage adequate funds for treatments. This type of policy ensures that the outflow of such funds does not create a big hole in your wallet. When you or one of your family members fall ill, the very last thing you will concern about is how to pay for the medical treatment. And, health policy India fulfills the same purpose at really affordable rates. But many a time due to the hassle and in the concerned frame of mind you tend to miss out the major aspect of policy claim. Policyholders can take advantage of insurance benefits only when they know how and when to claim their insurance. Although buying a health policy is as simple as a click on your mouse, the claiming process is really complicated. Relax! The article will guide you on how policyholders can avail the most of their health insurance policies:

When to Claim

Generally, according to the standard parameters set, insurance can be claimed when the policyholder has been taken into a hospital for a period of at least 24 consecutive hours. There are exceptions in few cases such as ‘Day Care treatment’ for which a policy can be claimed even if the patient is admitted into a hospital for less than 24 hours. It includes chemotherapy, eye surgery, tonsillectomy, prostate surgery and ligament repair procedure among other processes and will be mentioned in a policy document, if applicable.

What to Claim

This is the trickiest part of the policy. A regular Health insurance will cover the costs incurred during hospitalization like surgery and procedures, room charges and medical tests and so on. Also, it pays for some pre- and post-hospitalization expenses which are connected to the condition for which insured person is hospitalized. Policyholder can register a claim only for those conditions which are in a policy document. The companies strictly abide by the rules and regulation and will not entertain anything out of the agreement level and mentioned conditions. Therefore, it is advisable to read your health insurance policy carefully to know both the exclusions and coverage. All insurance companies in India provide plans along with a list of related expenses like ambulance, wheel chairs, or delivery charges etc. from the residential location to the hospital if not covered under your policy. Some plans even pay for treatment at home or domiciliary treatment under certain situations. However, you need to go through the policy where it clearly mentions if such expenses can be claimed or not.

Claim Procedures

There are two ways to claim health insurance. Either you pay the amount at the counter and then apply for reimbursement of expenses or you avail cashless facility at the time of admission into the hospital. For cashless claims, policyholder must avail treatment at a network hospital. Request the hospital administration to fill in the claims cashless request form at the time of admission and then submit it to insurer. In case of reimbursement of expenses, insured must contact insurer regarding hospitalization charges. Policyholder will need to settle the medical bills at the time of discharge and later submit it to insurer along with diagnostic reports, prescriptions, discharge summary, other specified papers etc.

Claim Rejection

Many times the major reason for claim rejection would be non-payments of your premiums on time, policy lapse or expiration and you being unaware of it. Sometimes, it does happen because of reasons like non-disclosure of health issues, lack of clarity with regard to the policy terms & conditions and misunderstandings of the procedure to be followed.

[licprempandey]

High Return Insurance policy. What's App / CALL 📲+91 98995 54785 📩Mail us prempandeylic@gmail.com

LIC Prem Pandey is Your trusted partner for Star health insurance solutions since 2005. To know more visit www.licprempandey.wordpress.com

#insurance #lifeinsurance #insuranceagent #healthinsurance #insurancebroker #covid  #health #businessinsurance #life #family #financialplanning #insuranceclaim #protection #money #StarHealthInsurance #healthinsuranceindia #LICPremPandey

[licprempandey]

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Zindagi Ke Saath Bhi Zindagi Ke Baad Bhi - LIC Prem Pandey! What's App / CALL 📲+91 98995 54785 📩Mail us prempandeylic@gmail.com

It is a reminder to keep these beautiful moments secured with LIC solutions, Zindagi Ke Sath Bhi Zindagi Ke baad Bhi. To know more visit www.licprempandey.wordpress.com

#LIC #Insurance #LifeInsurance #insurance #lifeinsurance #insuranceagent #healthinsurance #insurancebroker #covid  #health #businessinsurance #life #family #financialplanning #insuranceclaim #protection #money #StarHealthInsurance #healthinsuranceindia #LICPremPandey

[licprempandey]

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Zindagi Ke Saath Bhi Zindagi Ke Baad Bhi - LIC Prem Pandey! What's App / CALL 📲+91 98995 54785 📩Mail us prempandeylic@gmail.com

It is a reminder to keep these beautiful moments secured with LIC solutions, Zindagi Ke Sath Bhi Zindagi Ke baad Bhi. To know more visit www.licprempandey.wordpress.com

#LIC #Insurance #LifeInsurance #insurance #lifeinsurance #insuranceagent #healthinsurance #insurancebroker #covid  #health #businessinsurance #life #family #financialplanning #insuranceclaim #protection #money #StarHealthInsurance #healthinsuranceindia #LICPremPandey

[licprempandey]

High Return Insurance policy. What's App / CALL 📲+91 98995 54785 📩Mail us prempandeylic@gmail.com

LIC Prem Pandey is Your trusted partner for Star health insurance solutions since 2005. To know more visit www.licprempandey.wordpress.com

#insurance #lifeinsurance #insuranceagent #healthinsurance #insurancebroker #covid  #health #businessinsurance #life #family #financialplanning #insuranceclaim #protection #money #StarHealthInsurance #healthinsuranceindia #LICPremPandey

[licprempandey]

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Health Insurance policy with Star ⭐ health Insurance What's App / CALL 📲+91 98995 54785 📩Mail us prempandeylic@gmail.com

LIC Prem Pandey is Your trusted partner for Star health insurance solutions from 2005. To know more visit www.licprempandey.wordpress.com

#insurance #lifeinsurance #insuranceagent #healthinsurance #insurancebroker #covid  #health #businessinsurance #life #family #financialplanning #insuranceclaim #protection #money #StarHealthInsurance #healthinsuranceindia #LICPremPandey

[licprempandey]

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Health Insurance policy with Star ⭐ health Insurance What's App / CALL 📲+91 98995 54785 📩Mail us prempandeylic@gmail.com

LIC Prem Pandey is Your trusted partner for Star health insurance solutions from 2005. To know more visit www.licprempandey.wordpress.com

#insurance #lifeinsurance #insuranceagent #healthinsurance #insurancebroker #covid  #health #businessinsurance #life #family #financialplanning #insuranceclaim #protection #money #StarHealthInsurance #healthinsuranceindia #LICPremPandey