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#kirkland divorce attorney
leasaads · 1 year
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— BASICS
Name: Lea Saad Age / D.O.B.: 11 November 1988 Gender, Pronouns & Sexuality: CIS Female, She/her, Bisexual Hometown: Park Slope, Brooklyn, New York Affiliation: Civilian, various political ties. Job position: Corporate attorney on Wall Street. Education: NYU; Fordham School of Law. Relationship status: Divorced. Children: N/A. Positive traits: Determined, persuasive, adaptable, resilient, passionate. Negative traits: Impatient, smug, bitter, lacks empathy, occasionally unethical.
— BIOGRAPHY
Born and raised in Brooklyn, Lea is raised by immigrant parents fleeing civil strife in Lebanon. Though the Saad family carries deep scars, they are a tight-knit unit, comprised of Amir Saad, a cardiothoracic surgeon at Mount Sinai Heart (b. 1962–2019), Alessandra (b. 1966) and their two children, Lea and Jude (b. 1990).
A daddy's girl, Lea excels in academics and attends NYU before graduating fifth in her class at Fordham School of Law.
Works for several years in Boston, where she meets her husband, politico Dexter Ellis. They are married for four years before disagreements over whether or not to have children devour the marriage. Ends bitterly.
At the end of her marriage and with the sudden death of her father, Lea moves back to New York and begins working for the NY District Attorney's Office. Sets her sights to bigger and brighter things and eventually climbs the ropes of Kirkland & Dessoukey LLC, a major law firm headquartered on Wall Street, as a junior partner/corporate attorney.
More to come!
— WANTED CONNECTIONS / PLOTS
Coming soon!
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So uhhhh lawyer au. Who's locked up and why? (like Prussia) Also are there any characters who have side jobs that come into play even if they're not regularly in the office or court? (like how N. Italy(?) was in charge of suits)
Yes....lawyer Au again... :D I’ve missed it
Inmate 44671-E-8: Alastair Kirkland is the eldest of the Kirkland brothers. As they grew up, he set a terrible example for his brothers. He still gets himself in trouble but is slowly trying to better himself. He’s in the middle of a four year sentence for an armed B&E, where he also injured three officers while resisting arrest. Prison isn’t very fun but he’s learning to mellow out and control his inner rage. He tries to keep in contact with Arthur but he usually refuses to see him. Ali also tried to hire Art to defend him in court but he refused then too. Ali was prosecuted by Natalya Braginsky two years ago. Arthur sat in the public viewing area with a coat and hat on so he wouldn’t be recognized. Alastair has a girlfriend who he met through a prisoner dating site but when he gets out, he plans on dumping her and moving far, far away.
Peter Kirkland: Peter’s a freshman in highschool who’s been to juvie twice, both for assault. He thinks Arthur is a kiss-ass and he thinks his delinquent brothers are awesome. He goes and sees Alastair in prison every other week and calls him from home if Ali’s alllwed to have phone time. Arthur rents a car to drive up to his family’s house every month or so just for peter, to check in on him. Peter’s an ass though. Last time Art went to see him, he hotboxed Art’s rental car and left burn marks in the car seats...on purpose. Deep down, Peter is afraid of being sent to prison for real but he craves attention. So he acts out. He’s gonna get a taste of reality soon enough...cause once he turns 16 he can be tried as an adult...Uh oh. Arthur is very worried but he doesn’t show it, instead he just yells at Peter or lectures him endlessly with his lawyer talk. Lammmeeeeee
Łukasiewicz, the magician: Feliks ‘Ken Ka-Dazzle’ Łukasiewicz is a traveling magician who won an American talent television show. He travels around Europe and the Americas to perform his act with various circuses or (occasionally) a cirque show. He had his own show in Las Vegas for a summer and performed in another casino for a few nights in the fall while another act fell ill. Feliks was suspected of robbing and killing another magician! He hired defense attorney Herdarvey(did not spell that right lmaoooo) to defend him!! His case was all over the news and people still believe he committed that murder despite the judge and jury ruling him ‘Not Guilty’ after a gruesome full three day trial. Because Eliza defended him so greatly, Feliks pays the rent for her law firm and the rent for her house! He also sends her flowers and cards often despite her husband hating it.
Firefighter Oxernstina: Tino is a firefighter! I talked about him a bit before! He was a firefighter in Finland before moving to LA with his parents! He went though the fire academy there (again) and was quickly hired by the Los Angeles fire department! He was welcomed in without a hitch!! His coworkers love working with him. Tino loves his job too, he works seven nights a month and gets paid very nicely. He loves saving people, it just!!! Makes him feel so good. He met Berwald at a city worker event and married him about a year and a half later. They’ve been married for a little over six years now and they’ve got an adopted son, Oscar, from Sweden! Tino’s side job is coaching the highschool hockey teams! He loves those kids! Berwald comes to every match he can to be supportive. He also brings Oscar to hopefully spark an interest in hockey for him
Eduardo Sousa-Carriedo: Eduardo is Antonio’s step brother. The two do NOT get along but when they’re forced to go to a family gathering, they act very friendly. Eduardo is a private investigator who works out of San Francisco. He lives there but he isn’t around much, he spends a lot of time in Brazil working for big businessmen there. It’s all under the table of course! He makes a pretty penny doing that but he doesn’t live like a rich guy. He has an average house, a nice car...he flaunts his wealth subtly. Diamond earrings, expensive watches, custom briefcases, sleeve tattoos, designer sunglasses. That kind of stuff. He has a handful of clients in Los Angeles so he’s forced to go sometimes and avoids his brother like the plague. And speaking of avoiding, he also has his ex-wife to worry about. She isn’t really tbag important though. After their bitter divorce, she’s been after him trying to get more and more money. Ugh. What a pest. Eduardo plans on moving to Brazil eventually, disappearing without a trace so she can’t find him. That’s how badly he wants her out of his life.
Angelique Dieudonne: Angelique is a casino chain owner! She has multiple locations, the biggest being in Monaco, Vegas, LA, Madrid and NYC. She’s never in one place for too long, she hops locations constantly. Many believe that she’s hosting a huge money laundering scheme but no one talks. She’s practically untouchable. She’s got a team of lawyers, social media managers and advisors on her side. She strikes down videos about her, she refuses on-the-spot interviews, makes employees sign contracts to keep them quiet. All kinds of stuff!!! She’s very powerful. She buys out casinos in popular areas and makes them her own. Her casinos are large and glamorous! Casino goers are usually too busy being drunk and feeling like royalty to realize how much money they’re REALLY spending on games. But that’s all a part of her plan. The prosecutors have a blast talking conspiracy, Ivan gets especially heated about it. He can’t wait for her downfall and claims that he’ll throw a party when she goes to prison
Gianni Vargas: Feli and Lovi’s younger brother. He’s a highschool student who works at the shop with Feli on weekends! He is not allowed to go to work with Lovi because he’s ‘hazardous’ and ‘inattentive’...which may be true. He has little interest in Lovino’s job cause he thinks working with dead people is gross. He looks up to Feliciano though! He wants to be stylish and suave like him! He plans on going into art school after he graduates. He wishes he could drop out of highschool to work in the clothing store with Feliciano but that would never be allowed!!! He goes with Feli to deliver suits so he’s a familiar face at the prosecutors office!! Francis is especially kind to him when he comes around “Awww! There’s my favorite style icon!!” It’s embarrassing but he thinks that Francis dresses cool so he puts up with it. When he turns 18, Gianni’s gonna get his own custom suit from Feli and their grandpa!! Only four more months!! He dreams of his soon to be suit every night!! The fitted pants...the padded shoulders....the fancy buttons...oh boy!!
((There are spelling errors but I am too lazy to fix them lmao sorry :) and there is more to add but I have fake nails on and it’s a muricle that ive managed to type this much haha
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Bill of rights Discovery 14798803369 HQ office
https://www.linkedin.com/in/dwane-kirkland-994239156/
Info for donation /
5/24/2022 10:31:13 AM
Not a problem, I will need a retainer fee as a donation for me to read your discovery and to analyze it, then I will do my best to help you in the matter and the merits of the contract issues.  
Po box 32 London Arkansas 72847.   Mail check or money order and discovery info to be analyzed, to Dwane Kirkland, thanks I will look in to the matter as soon as I receive a retainer fee, thanks, time is essential.    
 For faster progress cash ap, if need link text me at 14063690482 and I will send the cash app inf,   Thanks Mr. Kirkland
5/24/2022 10:31:13 AM Not a problem, I will need a retainer fee as a donation for me to read your discovery and to analyze it, then I will do my best to help you in the matter and the merits of the contract issues. Po box 32 London Arkansas 72847. Mail check or money order and discovery info to be analyzed, to Dwane Kirkland, thanks I will look in to the matter as soon as I receive a retainer fee, thanks, time is essential. For faster progress cash ap, if need link text me at 14063690482 and I will send the cash app inf, Thanks Mr. Kirkland [email protected] [email protected] 1- 479-880-3369 1-406-369-0482
From the founders of the bill of rights, and team members,
Now comes:
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More than 800,000 American citizens daily is violated by the court and forced under force and scare tactics to rob the citizens of equity and the courts are using the police officers to force the citizens to comply and waive their rights under trickery governate schisms and operating under the color of law,
Some victims have come forward/ have come forward with their stories of court abuse and police abuse and administration abuse and due process violation and the bill of rights violations and the abuse of the attorney s abuse and public defender’s office all in RICO collusion of equity in many cases,
without any true element of a crime or a victim or an affidavit file or any indictment, all so called crimes the courts along with the collusion created by them are involved with equity and all administration has teamed up against the masses the American citizens to rob them,
and bring harm on them for illegal bills of pain and illegal bills of attainder.  
Turning civil issues into a crime by the unconstitutional act and enforcement of fake legislative fiat so called laws, that the codes statutes are made to violate the essentials of life,
and they are capitalizing on it because if the ignorance of the real law v the fake laws. What are they violating and turning into a crime or fishing to create a crime against?  well, it’s called the real law under contract that they are to be bound to and where their powers come from, what is the real law?  
The bill of rights is real law.  The basis fundamental rights are real law the Amendments the provisions and the articles and the declarations of rights in harmony with all sister states is real law, that should say something and show how important the real law is under the contract,  
Gues what the attorney’s begin the ere law school with two years of contract law first then some maybe one or two classes of real law government civic and then goes right into the statute’s codes and regulations taxes divorce or admiralty commerce and other so called claimed laws that conflict with the real law,
and if any so-called fake laws legislative fiat of laws made is not law at all and is void and null and not bound to any court of law or any administration or government institution,
and if so then it is an illegal institution operating under the color of law and most likely the office has no oath and is a foreign institution committing high felony treason.  Title 18 US 2381 treason by sedition, and depriving and diminishing rights violating title 18 US 241 242 and many more.
We help people who has been violated abused and the bill of rights,
We have many offices   across the nation in every state working behind the scenes with many American citizens restoring and exposing the crimes against the people one of the people the American citizens the claimed designated beneficiary of the guaranteed protections of the real law,
and the 14th amendment and the iron clad contract that is enforceable and bound in a American court of law not a foreign institutions operating under the color of law,
it is vital to file, motion on the court record to see if they have all these papers and effects in order and to make sure the judge the cop the attorneys and all administration has an oath of office.
Our office and the bill of rights team members and all Americans on the front lines in civil cases with a focus on protecting privacy, holding institutions and individuals responsible, and developing systems to ensure this type of widespread abuse doesn’t happen again.
Lawsuits are currently being filed across the United States. So far, institutions courts shall and are to pay settlements totaling more than $3 billion x 3 and most Americans are Eligible to File a Lawsuit?
Anyone who has been violated shall file a lawsuit in the matter of the crimes committed against them and all the violation against the claimed designated beneficiary the American citizens shall have and seek significant financial compensation for pain,
suffering, therapy, medical treatments, rehabilitation, and lost earnings. We are currently accepting victims who were abused in Arkansas, California, Colorado, Louisiana, Maine, and Vermont.
And all sister states across the nation, the abuse is traumatic, often leaving survivors with long-lasting physical and psychological issues that may affect the survivor for the rest of their life.
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you can recover compensation related to the physical and psychological treatment you may have experienced because of your illegal enforcement and encroachment and violation for due process and administration legislative fiat and enforcing unconstitutional acts and abuse.
Contact info Mr. Kirkland for step-by-step info to guide you and the advocacy team members to help you expose them and lead you to the remedy and recourse that you are entitled to under the protections of the real law ,,,
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paulbenedictblog · 5 years
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%news%
New Post has been published on %http://paulbenedictsgeneralstore.com%
News Trump lawyer Pat Cipollone was a camera-shy Washington Everyman — until impeachment made him a star - The Washington Post
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“No person knew who he change into,” mentioned a individual shut to Cipollone, speaking on the condition of anonymity to command a closed-door campaign gathering.
Right here change into a Washington Everyman, regarded as one of the most indispensable faceless masters of the universe within the capital metropolis who quietly flip the wheels of energy, affect, the law and alternate — pointedly, and by assemble, with out ever producing a headline.
That temporary stumble upon would self-discipline in trail regarded as one of the most indispensable extra outlandish pairings in novel American politics, one thing drawing reach the knitting of a sinner and a saint. A twice-divorced president with a penchant for extramarital dalliances, title-calling and celeb journal spreads aligned with a preternaturally non-public father of 10 whose gigantic passions pattern extra to devotional journeys to the Vatican and Catholic charitable endeavors.
The affect Cipollone made on the day of Trump’s debate prep — the future president and his crew considered this unknown quantity as a individual of discretion, of “judgment, mind and modesty, no longer a leaker,” as one attendee set aside it — would linger. Virtually 2½ years later, Trump would steal out Cipollone as his White House counsel and extra these days as the lead felony professional within the impeachment trial that has performed out for the past two weeks within the Senate chamber.
Cipollone’s central feature within the protection has positioned him on televisions shows across The US, even when he would personal most neatly-most authorized it change into no longer so. He’d argued earlier than the trial that cameras may maybe presumably maybe serene be banned from the chamber. He believed that Trump’s case shall be broken by the re-airing of comments made by the president and performing chief of crew Mick Mulvaney, who’d mentioned at a news conference that the media may maybe presumably maybe serene “gather over it” on sage of quid pro quos “happen the total time” in U.S. international policy, in accordance to of us accustomed to Cipollone’s pondering who spoke on the condition of anonymity to focus on confidential approach sessions. But preserving cameras out additionally would personal had the assemble of affirming his fastidiously nurtured under-the-radar profile.
Unless Jan. 21 at 1: 27 p.m., when Cipollone stepped onto the podium on the second day of Trump’s trial and mentioned, “Thanks, Mr. Chief Justice,” he had by no formulation uttered a be conscious recorded by C-SPAN’s ubiquitous cameras. As if to underscore his reach-anonymity in Washington, Chief Justice John G. Roberts Jr. on the initiating mispronounced Cipollone’s title — as, at numerous instances, would House impeachment managers Adam B. Schiff, (D-Calif.), Zoe Lofgren (D-Calif.) and Hakeem Jeffries (D-N.Y.). (It’s SIP-uh-loan-ee.) Earlier than Cipollone’s title rising as a contender for Trump’s White House counsel job, he’d by no formulation even seemed within the news pages of his hometown newspaper — The Washington Put up.
But, he change into now The US’s most considered felony professional.
“Pat Cipollone is doing a in fact perfect making an try job, made more uncomplicated by the truth that the opposite facet has no case — and it is a Whole Hoax,” Trump mentioned Thursday in a electronic mail to The Put up. “He has been a Mighty White House counsel.”
'Biblical views'
Cipollone, who did no longer answer to interview requests, and Trump came from rather just a few universes. The president change into born into privilege, the scion of a valid estate empire. Cipollone, whose given title is Pasquale, is the son of Italian immigrants of modest formulation. While Trump change into the product of an uncommon Jap boarding college, Cipollone had attended a conservative establishment removed from the energy facilities on the East Flit, Covington Catholic High College in Kentucky. His household had moved to the train from the Bronx when his father transferred to Kentucky for his manufacturing facility job. (A Covington student is now embroiled in a lawsuit in opposition to The Put up in accordance to the newspaper’s coverage of his feature in a confrontation all the plot by technique of last year’s March for Life.)
In temperament and class, Cipollone seemed as if it may maybe be the president’s reverse. At the College of Chicago law college, he’d been is believed as the indifferent one, “no longer the model to steal in just a few gigantic Socratic debate. Not an extraordinarily outspoken individual,” mentioned Melanie Sloan, a classmate.
Early on, he worked on the orderly firm Kirkland & Ellis, nonetheless he took a detour to become a high attorney on the Knights of Columbus, a Catholic fraternal group, where he held the title supreme advocate. While there, he filed a temporary in a Supreme Court docket abortion case in strengthen of a Nebraska law that outlawed a plot dubbed by critics “partial initiating” abortion.
The be conscious, he wrote, amounts to “the killing of a human child all the plot by technique of an already going down dwell initiating.” The excessive court indirectly struck down the law.
Later, he became a title accomplice within the D.C. firm Stein, Mitchell, Cipollone, Beato & Missner — which made him a neatly off man. Cipollone earned extra than $6.7 million in 2017 and 2018, in accordance to a financial disclosure assemble filed when he took the White House job.
His recent client record has included the enchancment big Bechtel, Sony Leisure Crew and the Recording Industrial of The US. He additionally as soon as served on a factual crew for Johnny Depp in a lawsuit in opposition to regarded as one of the most indispensable actor’s outdated attorneys.
Through the years, Cipollone naturally fell in with the metropolis’s circle of neatly-connected Catholics, love-minded influencers with firm positions on disorders such as abortion and related-sex marriage.
“Pat puts biblical views on all the pieces,” mentioned worn senator Rick Santorum (R-Pa.). Both males personal teenagers who attended the Heights College in Potomac, Md., which is affiliated with Opus Dei, an ultraconservative Catholic establishment.
He additionally solid a deep bond with Leonard Leo, then the vp of the Federalist Society, the influential conservative factual neighborhood that has performed a most indispensable feature in shaping the judiciary. Alongside with Leo, Cipollone change into regarded as one of the most indispensable founders of the Nationwide Catholic Prayer Breakfast, shaped in 2004 “in accordance to Saint John Paul II’s name for a Contemporary Evangelization,” in accordance to its internet sites.
The chums traveled to Rome together two summers ago and visited the Vatican with a priest from the Catholic Data Heart, a D.C.-essentially based academic group on whose board Leo and Cipollone personal both served. Cipollone has additionally served on the board of the Cohesion Association, a corporation that helps Catholic evangelization and schooling.
Cipollone cares about “non secular freedom, the tradition of life,” Leo mentioned in an interview.
Leo and Cipollone are shut with William P. Barr, who served as President George H.W. Bush’s felony professional frequent and now holds the same put up within the Trump administration. Cipollone worked for a time as a speechwriter under Barr in Bush’s Justice Department.
“Pat and Invoice reach from the college that believes executive energy is mainly most indispensable to the preservation of particular individual freedom, since the branch that is most inclined to abusing the public is the legislative branch,” Leo mentioned. “Since the legislative branch by a long way is mainly the most noteworthy of the three branches, there have to be a take a look at from both other branches.”
Cipollone has generally avoided electoral politics, nonetheless in 2012 he jumped in to relieve Santorum’s presidential campaign, flying on diminutive planes with the candidate and one other volunteer. The operation change into so stripped down that the excessive-powered attorney ended up doing projects in total dealt with by pimply interns — grabbing coffee or lunches for Santorum or doing reach work.
“Nothing change into under him,” mentioned David Metropolis, a specialist and Republican campaign operative who change into the third member of the diminutive campaign crew.
In an interview, Santorum mentioned he and Cipollone meshed on most disorders nonetheless “didn’t consistently explore sight to sight on immigration.” Cipollone told him to sensible his demanding-line tone, hewing to Catholic tenets about serving to the heart-broken.
On policy, “Pat’s valid no longer a heavy hand,” mentioned Santorum, who has been a client of Cipollone’s to handle contracts within the years for the reason that campaign. “By plot of factual [strategizing], he generally is a very heavy hand.”
'Sturdy, soundless model'
When Trump change into elected, Cipollone all as soon as more took a step toward politics, angling to become deputy felony professional frequent within the Justice Department headed by then-Attorney Total Jeff Sessions. Barr — then in non-public be conscious — change into among those that instructed Cipollone, in accordance to a individual who is shut to both males. Santorum and Leo additionally instructed him.
Cipollone didn’t gather the job, a flip of events that irked Barr and other supporters. But he remained on the president’s radar, and in 2018 his title surfaced as possible White House counsel. He wasn’t the supreme finalist, in accordance to an exterior adviser who change into consulted on a contest that he described as a photo enact.
“There change into a orderly amount of self belief in both his ability as an felony professional and that he brought loads to the table as somebody who understood the increased conservative mission,” the outside adviser mentioned.
Having secured the job, he sought enter from Melanie Sloan, his College of Chicago classmate.
“I expressed my surprise that he would have to work in this White House. He valid doesn’t explore the president as I carry out,” mentioned Sloan, who is a senior adviser to American Oversight, a nonpartisan ethics watchdog that has been most indispensable of Trump. “I imagine Pat as a really ethical and ethical man and a actual household man. All of those values appear at odds with the president.”
At a White House tournament the month after Cipollone took the job, Trump told the viewers that his new high felony professional change into the “strong, soundless model.”
But last autumn, Cipollone — the individual who doesn’t assemble headlines — spoke loudly, blasting out an almost Trumpian whisk that dominated the news cycle. In a brusquely worded, eight-internet page letter to House leaders, he declared that the White House would no longer cooperate with the House impeachment inquiry. The inquiry change into precipitated by allegations of a quid pro quo in which Trump threatened to withhold protection drive relieve to Ukraine except it announced an investigation of a number one political rival, worn vp Joe Biden, and his son Hunter, who held a lucrative seat on the board of a Ukrainian oil and gasoline firm.
“By no formulation earlier than in our history has the House of Representatives — under the regulate of either political occasion — taken the American of us down the harmful path you appear certain to pursue,” Cipollone wrote. “Set simply, you explore to overturn the outcomes of the 2016 election and deprive the American of us of the President they've freely chosen.”
The defiant plot change into cheered by conservative tastemakers.
Two days later, 21 of Cipollone’s worn law college classmates, who mentioned they represented a wide quantity of political affairs, requested him to withdraw the letter, arguing that it “flouts the traditions of rigor and mental honesty that we realized together” and that it “distorts the law and the Constitution for other functions, including cable news consumption.”
But those that are shut to Cipollone were no longer surprised on the allege material or tenor. Cipollone has a visceral disdain for this House and how it basically works, in accordance to of us who know him neatly nonetheless spoke on the condition of anonymity to command non-public conversations.
Internally, Cipollone’s arrival within the White House has, at instances, precipitated friction. He has complained generally about Mulvaney and puzzled his efficiency as chief of crew, in accordance to a pair of officers who spoke on the condition of anonymity to focus on non-public conversations.
Political instincts puzzled
Even just a few of his allies negate he does no longer part ample records with someone as antagonistic to the president, on sage of he is too terrified of leaks to the media. All the plot by technique of meetings, he in total has mentioned he needs to talk with Trump one-on-one after the neighborhood leaves, a behavior that some White House advisers negate has left them out of the loop on what he believes is the ethical route of action. White House press secretary Stephanie Grisham has complained many instances that he doesn’t maintain the communications crew instructed.
But publicly the White House has most effective correct things to negate about the counsel. “Pat Cipollone has carried out a masterful job leading the president’s protection crew on impeachment and he has frequent strengthen in the end of the White House,” ­Grisham mentioned in a press originate emailed to The Put up. “The president trusts his counsel on a wide quantity of disorders and counts him as regarded as one of his closest advisers.”
Cipollone has proved to be a deft infighter. His powers of persuasion were examined all the plot by technique of a fierce debate about whether or no longer Trump may maybe presumably maybe serene originate the rough transcript of the phone name with Ukrainian President Volodymyr Zelensky. Communications aides told him it would assemble things worse for Trump, in accordance to officers pondering about the discussions. But Cipollone prevailed.
Even then, it wasn’t a straightforward path. Cipollone tried to organize the media approach for the transcript originate with out appealing the communications put of work, arguing that he would provide the supreme briefings for journalists and lawmakers. He ended up doing the briefings.
The internecine squabbles did no longer subside. Some within the White House considered him as lacking political instincts and heaps instances giving Trump rosier predictions than other advisers. Loads of days earlier than the impeachment vote, Cipollone change into serene telling the president that the House may maybe presumably maybe no longer vote to impeach him, in accordance to advisers who listened in on the discussions. Others told Trump, “Listen, you’re going to assemble impeached.” They told the president no longer to put stock in Cipollone’s evaluation.
The others were ethical. On Dec. 18, a House vote made Trump valid the third president in American history to be impeached.
Cipollone change into in line to take care of the lead on the Senate impeachment trial that all people knew change into coming. But with a client as snappy as the president, he wasn’t going to assemble to assemble the total decisions about who else would be on the protection table.
On Christmas Eve, Trump approached Alan Dershowitz, the infamous O.J. Simpson protection felony professional and emeritus Harvard law professor, within the buffet line on the president’s Mar-a-Lago resort in Palm Seashore, Fla. Trump told Dershowitz that he wanted him to affix the impeachment protection crew, Dershowitz mentioned in a recent interview.
Dershowitz demurred, telling the president that his spouse, Carolyn Cohen, would no longer be cosy. That despatched Trump off to search out Dershowitz’s spouse in other locations within the room. The president convinced her, and valid love that, Trump had added some neatly-known individual energy to his protection crew.
The warmth of the spotlight
Going into the trial, Cipollone additionally told officers on the White House that he did no longer have to appear on television news programs and focus on shows all the plot by technique of impeachment. As an different, he mentioned, he most neatly-most authorized to defer that project to others, including Pam Bondi, a staunch Trump supporter who these days left put of work as Florida’s felony professional frequent.
“I consistently hoped that he would carry out press,” mentioned Ingraham, who has hosted a Fox Data Channel program since 2017. “Many instances along the plot it change into definite to me he had no favor to be a television attorney. He likes to assemble his job carried out within the back of closed doors.”
But there change into no avoiding television last week when Cipollone change into the significant felony professional to take care of the podium to debate the proposed suggestions for the trial. He adjusted the microphone. A slim man with graying, exquisitely parted hair, he wore a sad suit and a straightforward purple, striped tie. The Washington Everyman in uniform.
His train dripping with disdain, Cipollone flung many of his remarks on the president’s significant antagonist, Schiff, the California Democrat and lead House supervisor who had valid completed his presentation.
“It’s too a lot to hear to almost,” Cipollone mentioned, “the hypocrisy of the total thing.”
He invoked the nation’s founders, saying the trial change into “their worst nightmare.”
“It’s a partisan impeachment that they dropped at your step,” he mentioned.
“They’re no longer here to purchase one election,” he mentioned. ‘They’re here to purchase two elections.”
He closed by urging senators to “discontinuance this ridiculous charade” so “we can trot personal an election.” With that he clapped his folder shut, punctuating the second, and walked back to his seat.
Cipollone’s client change into an ocean away, communing with just a few of the enviornment’s richest of us on the World Financial Summit in Davos, Switzerland. But Trump change into paying attention and wanted a fiery efficiency, of us accustomed to the president’s pondering mentioned. Trump had hoped for even extra of a flamethrower — somebody extra love himself.
Within the past year, the unassuming attorney now arguing to retain Trump in put of work had ensconced himself deep into the perilous president’s inner sanctum.
And not utilizing a doubt one of Cipollone’s two predecessors, Donald McGahn, change into known for staying in his lane, steerage definite of the staffer risk zone that surrounds Trump and that has been a component in so many White House departures.
“Don change into a good deal pondering about the judicial endeavor and deregulation,” mentioned Leo, Cipollone’s perfect friend. “Pat has focused some time on that, nonetheless he has broadened his passion areas. He will get himself pondering about other things within the building with better depth than Don may maybe presumably maybe need.”
Inserting himself in policy matters and palace intrigue carries risk. But Cipollone, who has traveled with Trump extra than his predecessors, had staked floor as reach as possible to the president.
His chums anguish he is having fun with a runt bit too shut to the fire.
Alice Crites contributed to this file.
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horowitzagency · 6 years
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What You Can Learn From How Top Law Firms Are Using Social Media
You know that your firm needs to be on social media, but how do you get started and what should you do?
We’ll take a deep dive into what some of the top law firms in the country are doing and see what we can learn from them.
According to the ABA 2018 Tech Report, 76% of survey respondents have a presence on social networks.
You already know it’s important to have a social media presence, but how can you stand out?
Top Law Firm Facebook & Twitter Statistics
We looked at what some of the top Vault 100 law firms are doing on Facebook and Twitter. Some of the results are surprising, while others seem like common sense.
Facebook – 2018
Firm Fans # of Posts # of Shares Avg Engagement Per Day* Latham Watkins 8,.726 342 678 37.9 Skadden 5,875 43 121 5.9 Cravath 1,055 0 0 0 Davis Polk 115 0 0 0 Gibson Dunn 905 40 7 .3 Paul Weiss 547 68 23 1.5 Cooley 2,464 82 210 6.,4 Morrison & Foerster 1,114 93 40 1.8 Covington & Burlington 1,151 716 106 4.2 Allens Legal 4,325 120 58 8.7 Jones Day 3,161 154 193 9.7 Paul Hastings 844 25 5 .3 Sidley Austin 2,684 122 112 10.4
*Engagement is a combination of  likes, shares, reactions, and comments.
Some Of The Most Engaged Posts:
Twitter – 2018
Firm Followers Tweets Avg Tweets Per Day Avg Engagement Per Day Cravath 1,989 97 0.3 0.8 Skadden 10.408 229 0.6 1.5 Sullivan & Cromwell 2,875 488 1.3 3.2 Latham & Watkins 33,509 981 2.7 6.8 Davis Polk 2,966 72 0.2 0.3 Kirkland & Ellis 22,100 586 1.6 4.4 Gibson Dunn 7,639 223 0.6 0.6 Paul Weiss 1,273 40 0.1 0.2 Cooley 8,407 420 1.2 5.3 Morrison & Foerster 7,290 1,079 3 2.8 Covington & Burlington 7,983 1,067 2.9 2.8 Allens Legal 9,505 425 1.2 4.8 Jones Day 20,075 75 1.7 5 Paul Hastings 5,200 281 .8 1.2
Some Of The Tweets With More Engagement:
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Key Takeaways:
The most engaged posts tended to be news that related to the firm or it’s attorney’s.
It might seem like common sense to post about your firm’s news and updates, but actually doing it consistently is hard.
At the very least, posting consistently keeps your firm top of mind. Your audience may not be looking for a lawyer or law firm now, but they might in the near future.
Some firms like, Kirkland & Ellis focused on 1 social media site.
What Could Be Done Better:
More posts that were helpful to their target audience rather than just news and updates.
A consistent posting/tweet schedule.
What You Can Do For Your Social Media:
Attract and Know Your Audience
Before you begin to capture the attention of your audience, you must first know who they are and what they are about.  Demographics matter. The way you’d talk to insurance adjusters about workers comp is far different than how you’d approach someone getting a divorce.  
Establish who you’ll be targeting and then approach them based upon their age, needs, likes, dislikes, and everything else they are about.  The more you know about your group, the better chance you have of winning their attention.
For more a more specific breakdown read our post on demographics and psychographics here.
See when they are most likely to be on social media.
There are some of the best times to post according to Co-Schedule:
Facebook 9:00am & 3pm-4pm Instagram 12pm-1pm, 5pm-6pm, 8-9pm Twitter 7am-8am, 11am, 6pm, 9pm LinkedIn 8am, 10am-12pm, 6pm
Set a consistent posting schedule.
Use a tool like Hootsuite or Buffer to schedule your posts in advance. You’ll want to post at least 2-3 times a week and depending on which network you are using, you may want to post 2 or more times per day as well.
Post about a variety of topics that would be helpful to your target market, not just updates and news about your firm.
Here are a few actionable tips on how to do so:
Be a Story-Teller
Decide what story you want to tell.  What’s your message? Do you want to inform your audience about yourself, your practice, or perhaps your mission?  Maybe you’d like to let them know individual cases you’ve been successful on.
Tell your story with passion.  Based upon the statistics, it’s clear that getting your message out to the public is imperative.  An audience can’t respond to or engage with information they haven’t seen.
But while exposure offers you the chance to engage, the way in which you tell your story will determine what you do with that opportunity.  Connecting with people is the key. Pull on their heartstrings. Stir up emotions. Give them something – information, a cause, or something else of value.
Have a Game Plan
What is your strategy?  Where is it you are wanting to go with the information you have given?  Maybe your purpose is simply to attract followers. Ask for what you want.  If your intention is to direct your audience to your website, let them know.  
Have a goal with what you want to accomplish and a make a precise plan of how you intend to carry it out.  Be clear with your intentions by giving a direct call to action.
Be on Their Side
To someone with a legal issue, an attorney is like a doctor is to a person who is sick.  They are depending on you for assistance, both professionally and personally. It’s important that your audience knows that you are on their team.
In order to accomplish this order, be careful not to talk down to your readers by using judgmental wording, professional jargon, or a vocabulary that is over their head.  Get on their level. Assure them you know how they feel and sympathize with them. It is up to you to convince them that not only do you understand their problem at hand but you are also able to provide a solution.  
Summary Of The 4 Key Takeaways From This Case Study
When it comes to social media growth, seeing what the big firms are doing can help you when planning your law firm’s social media strategy.
Identify your target audience in order to focus your marketing efforts and to tailor your messaging.
Post At Optimal Times
Have A Consistent Posting Schedule
Post Helpful Articles Along With Firm Related News
It’s a Win-Win
Social media offers the potential to reach millions of viewers.  But there is a catch. You have to capture your audience’s attention and you have only seconds to do so.  And, once you do have their attention, you have to keep it.
Engaging your audience can only be achieved by knowing your audience and giving them something they want to latch on to – be it a touching story, a worthy cause, or a service they need.  Then, you’ll need to have a winning plan to seal the deal in order accomplish what you set out to do in the first place – to provide an excellent service for your viewer.
Now it’s your turn to test it out.
This post first appeared on Horowitz Agency - What You Can Learn From How Top Law Firms Are Using Social Media
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divorceyourring · 6 years
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Shipping Up To Boston: Why Biglaw Associates Should Seriously Consider Lateraling To Boston Law Firms
Ed. note: This is the latest installment in a series of posts from Mainspring Legal’s team of expert contributors. Eamon Welch is based in Massachusetts where he oversees attorney placements and client services in the Boston and New York markets. Prior to joining Lateral Link, Eamon practiced law in Goodwin Procter’s Boston office and Greenberg Traurig’s Miami office. Eamon earned his J.D. magna cum laude and Order of the Coif from the University of Miami School of Law, and he also holds an M.A. from Duke University and a B.A. from Trinity College.
November has arrived, and as Biglaw associates wrap up another 2200-hour billable year, many begin to contemplate their next career move.  But for associates in New York City and beyond, it doesn’t have to be an unenthused choice between more of the same.  Whether it’s long-term growth potential, increased purchasing power, better quality of life, or a variety of other compelling reasons, associates across the country should seriously consider transitioning their careers to Boston’s thriving legal market.
Premier Clients and Sophisticated Work
General Electric, State Street, Boston Consulting Group, New Balance, Liberty Mutual, Putnam Investments, Bain Capital, The Baupost Group, Boston Scientific, and Vertex Pharmaceuticals are only some of the household names that’ve chosen the Boston metro for their global headquarters.  And when you throw in several of the nation’s top universities and the most vibrant tech ecosystem east of Silicon Valley, it’s no wonder why the Kirklands and Lathams of the world are expanding their footprint into what was once deemed a provincial legal market.
The current driver of Boston’s economy is innovation (illustrating this fact, Bloomberg has designated Massachusetts as the most innovative state in the nation on multiple occasions).  Accordingly, Corporate Associates with experience in — or an interest in — the technology, life sciences, or emerging companies sectors are highly sought after in Boston, and they’ll have the chance to work on some of the most sophisticated transactions in those domains.  Similarly, Intellectual Property litigators are in demand by firms throughout the city.
Even if one’s practice isn’t concentrated on the innovation economy, opportunities still abound.  Boston law firms are very active in the private equity space (both large-cap and middle-market), so numerous positions are available for M&A lawyers; correlatively, there always seems to be a need for individuals with high-level Capital Markets or Finance experience.  Given the booming real estate market, attorneys with all types of real estate expertise will be of interest to firms.  Associates with practices that complement any of the above, such as Private Funds, Tax, or Restructuring will also discover that doors will open for them.  And as the home of both the District of Massachusetts and 1st Circuit federal courts, litigators will find an abundance of first-rate trial and appellate work.
Quality of Life (Inside of the Office)
But what makes practicing in Boston so appealing is the quality of life that it offers associates.  According to the associate happiness survey conducted by Chambers, “young Bostonian lawyers were among the happiest and least stressed in the US.”  In 2016, National Jurist ranked Boston as the 3rd best city for young attorneys (significantly outplacing New York and San Francisco).  And the data from The American Lawyer’s midlevel associates survey earlier this year further corroborates the Boston-favorable sentiment: for those firms listed with offices in both Boston and New York, for a sizable majority of firms, midlevel associates in Boston are happier than their New York colleagues.
The superior quality of life that Boston affords associates can be separated into two categories: inside of the office, and outside of the office.  Inside of the office, Boston Biglaw is a kindler, gentler version of its New York counterpart, while still supplying the same upside (sophisticated work, premier clients, high compensation, partnership potential, in-house exit opportunities, etc.).  Average associate billable hours are generally less in Boston than in New York.  Moreover, many Boston firms prioritize creating an environment that truly supports work/life balance: respecting vacations and holidays, minimizing weekend demands, and allowing remote work, among other initiatives.  This focus presents a strong contrast to the 24/7/365 nature of practicing in cities like New York.
Top Boston firms are also typically less leveraged than comparably ranked firms in New York (i.e., they have fewer associates per partner).  This composition decreases hierarchical structure, which has a pair of positive consequences for associates: (i) it promotes a more egalitarian atmosphere in the office, as there are fewer artificial lawyers of seniority; and (ii) it enables associates to acquire more substantive legal experience, direct partner interaction, and meaningful client exposure earlier in their careers.  As one associate described practicing at a Boston firm, “You don’t feel lost in some big corporate machine here. In fact, we get a lot more attention and exposure to higher quality work than in the larger offices in New York.”
There’s also a palpable sense that Boston firms invest in — and truly care about — the long-term professional development of their associates.  A Boston associate isn’t just another number, another anonymous face, who will complete a three-year rotation and then be pushed out the door.  Boston firms often hire for partnership; if partnership isn’t an associate’s end goal, many firms actively help associates secure in-house roles with firm clients.  As summarized to Chambers about associate career prospects in Boston, “[Y]ou can build a long-term career here.  The typical view of law firm life in places like New York is that you get there and stick it out for as long as you’re willing to put up with the lifestyle sacrifices, and then you leave. It’s not like that in Boston. Firms aren’t used as a stepping stone with a large number of people leaving after three, four, or five years….The firms try to grow and develop people.”
Quality of Life (Outside of the Office)
Beyond the office, Boston provides several other advantages that enhance an associate’s quality of life.  A major factor is the relative purchasing power of a Biglaw salary in Boston.  According to NALP’s “Class of 2016 Buying Power Index,” a Boston associate would need to earn only $116,820 to enjoy the same purchasing power as a $180,000 salary in New York; phrased differently, a first-year associate’s salary (on the pre-Milbank scale) has over 54 percent more purchasing power in Boston than New York.  When one considers that most of the top Boston firms match New York market salaries (and those firms that don’t are close behind), one sees that Boston allows for a comparatively more affluent lifestyle.
But what interesting activities can associates spend their more valuable dollar on?  Many.  Boston is a deeply historical city, so there are plenty of offerings for the history buff.  Between the dynamism of Boston’s academic institutions, and a vibrant arts and cultural community, an intellectual energy permeates the city.  A bourgeoning restaurant scene has put Boston on the map of foodies.  And Boston is home to professional sports teams in every major sport, the majority of whose stadiums/arenas are downtown and easy to get to.
Boston offers all of the benefits of living in a world-class city, but in a more manageable day-to-day setting.  The historic brownstones of Back Bay and Beacon Hill, and the modern high-rise apartments of the Seaport, are all within walking distance of Boston’s major law firms.  If one opts to move out of downtown, inviting suburbs with top public schools are only a 20- to 30-minute drive or train ride away.  And because it’s so easy to get in and out of Boston (and because Associates aren’t spending every waking moment at their desks), Associates can avail themselves of all of the desirable destinations within a 1 to 3-hour radius of the city: Cape Cod, Nantucket, Newport, and Maine during the spring and summer; the Berkshires during the fall; and the mountains of Vermont and New Hampshire during the winter.
Entering the Boston Market
The Boston legal market is flourishing, with available positions for associates of all practices and seniority levels.  There used to be a sense that unless one attended college and law school in Boston, or needed multiple hands to count the generations of one’s ancestors who had resided in New England, the Boston legal market was inaccessible; that ship has sailed like the Mayflower.  Boston firms are now very open to — and in some cases, prefer — associates from other major cities.
If you’d like to stay in (or relocate to) the Northeast but would prefer practicing in a city that offers long-term growth potential, increased purchasing power, and good quality of life, you should seriously consider transitioning your career to Boston.  Please feel to reach out to me at [email protected] in order to explore opportunities in the Boston market and learn how to best position yourself for them.
Lateral Link is one of the top-rated international legal recruiting firms. With over 14 offices world-wide, Lateral Link specializes in placing attorneys at the most prestigious law firms and companies in the world. Managed by former practicing attorneys from top law schools, Lateral Link has a tradition of hiring lawyers to execute the lateral leaps of practicing attorneys. Click here to find out more about us.
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topinforma · 7 years
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Win the Lottery? Here's the First Thing You Should Do
Often when someone is faced with large, life-changing events, they are not thinking clearly. Even if the event is a positive one, such as getting the job they always wanted or winning the lottery, they may be overwhelmed by the lifestyle change. We have all read about professional athletes who have made millions of dollars during their careers ending up homeless within five years of retiring. The immediate reaction is: How can that possibly happen? The answer is easy, if they aren’t emotionally prepared and schooled in the responsibility of handling such wealth.
SEE ALSO: Could Unclaimed Money Be Yours?
Often it takes a professional to help a recipient of sudden money to come to grips, and process how their positive change of circumstance could impact their lifestyle.
Winning the lottery
Probably the most random way of becoming extraordinarily wealthy is by winning the lottery. You buy a lottery ticket for $2, go to bed worrying how you’re going to pay your rent or fund your child’s college tuition, and wake up a multimillionaire. There are innumerable issues to deal with: taxes, estate planning, investing, long-lost friends and relatives, new “friends” who generally want something, old buddies who treat you differently, guilt, anxiety and fear.
A Certified Financial Transitionist (CeFT) may be the liaison that a person who has a sudden positive change in circumstances needs. CeFTs are financial service professionals with training in dealing with the emotional side of money. They help the recipient integrate their newfound wealth into their lives, so they can reach their goals in a positive, non-destructive manner. A CeFT doesn’t tell the client what to do, but rather is their “thinking partner” to help explore options and come up with a plan.
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A typical lottery situation
Joe comes from a working-class family. He tends to live from paycheck to paycheck. He generally takes his wife out to dinner for her birthday and their anniversary, but typically they have pizza or Chinese takeout with friends on a Saturday night. Joe’s car is seven years old, his home is well cared for but not fancy. His clothes are not new or fashionable. His wife, Sue, works part time but likes to be home when the children come home from school. Joe likes to buy a lottery ticket or two, but only when the prize is huge. On his way home from work Joe heard the Mega Millions was up to $370,000,000, so he stopped by his favorite corner store and bought a ticket. He put it in his pocket, went home, forgot to tell Sue about his purchase, ate dinner and went to bed. The next morning he heard that not only was there a winner but the ticket was bought in “his” store. He was nonchalant when he fished the ticket from his pocket, but as he checked the numbers in the newspaper, he practically fainted.
SEE ALSO: NFL Superstars’ Financial Fumbles Hold Lessons for Rest of Us
After Joe showed Sue the matching numbers they stared at each other in shock. All of the “if I ever won the lottery scenarios” went floating through their minds, but as they sat there the most pervasive emotion was anxiety laced with fear. They never needed a fancy estate plan – just a simple “I love you” will; taxes were taken out of their paychecks, and they didn’t have any investments so their accounting needs were minimal. All of their friends were in similar circumstances. Who could help them? Who could be trusted? They went on an Internet search and ultimately came to the Sudden Money Institute. They called SMI and got the name of a reputable CeFT.
Handling the winning ticket
Joe and Sue were petrified when they arrived at CeFT Jane’s office. Jane explained that although having great wealth most likely would change their physical environment, it didn’t need to change who they were. Jane explained that her job was to guide them through the process – to work with them about the feelings the newfound money created. They needed to have a game plan on issues of how they would handle requests for money from family and friends, if they chose not to work what would they do all day, where did they want to live, how to help the children to adjust. Jane explained part of her role was to help them come to comfortable decisions on these issues.
In addition to the emotional issues, she would help them set up a team consisting of estate-planning attorneys, a CFP who would assist them with their financial planning and investment needs, and any other specialists that they required. The goal of the team was to determine the best way to help Joe and Sue achieve their goals and educate them about their choices while, among other things, taking into account taxes, setting up trusts for their minor children, helping them decide if and how to be generous to friends and families.
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Although this scenario focused on winning the lottery, the same principles apply to all large influxes of cash, i.e., inheritances, divorce settlements, exercising large option positions and selling restricted stock units or a business.
Large cash windfall do’s and don’ts:
Take your time to become mentally and emotionally comfortable with your change of circumstance.
Don’t make any hasty decisions or promises.
Surround yourself with a team of professionals including: Tax attorney Estate-planning attorney Certified Public Accountant (CPA) Certified Financial Planner (CFP) Certified Financial Transitionist (CeFT)
Make a game plan that gives you structure on how to proceed, including: Make a budget and keep to it. Decide who and under what circumstances you may/may not financially help friends and relatives. Don’t be afraid to say no.
Remember you rule the money. The money does not rule you. It should not dictate what you do. It only allows you the opportunity to do what you want to do with it.
SEE ALSO: Make Charitable Giving a Win-Win Part Of Your Wealth Plan
Barbara Shapiro is the President of HMS Financial Group located in Dedham, Mass. She is a CFP®, Certified Divorce Financial Analyst and a Financial Transitionist®. She is also co-author of He Said: She Said: A Practical Guide to Finance and Money During Divorce. Her firm specializes in comprehensive financial planning with a subspecialty in divorce that assists clients’ transition from marriage to independence with peace of mind and confidence. Learn more at HMS-Financial.com.
Securities offered through Cadaret, Grant & Co., Inc., member FINRA/SIPC. Advisory services offered through Barbara Shapiro, a Massachusetts Registered Investment Advisor. Barbara Shapiro, HMS Financial Group and Cadaret, Grant & Co., Inc. are separate entities.
Comments are suppressed in compliance with industry guidelines. Click here to learn more and read more articles from the author.
This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.
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divorceyourring · 6 years
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13 (Horrible) Reasons Why You’re Still At Your Law Firm
Matt Ritter
Matt Ritter is a Senior Director of Legal Recruiting focusing on law firm and in-house placements in California and New York. He went to Penn Law (’05), worked at Mayer Brown and Kirkland as a corporate associate, then toured as a comedian, wrote and produced a few hit TV shows… and is now trying to help lawyers find their dream jobs! You could say he’s not your typical recruiter. He can be reached at [email protected] or 917-576-0049.
It’s almost the end of the year, and you’re still at the firm you said you were going to leave. Still?! You’re not quite sure why you’re still there, but you know you have your reasons. Maybe it’s time for a little self reflection. We at Lateral Link believe there are plenty of good reasons to stay at a firm, but there are also a LOT of bad ones. Since you all loved the one he did last year, here’s another quick video from a legal recruiter and comedian, Matt Ritter, with 13 really bad reasons to stay at your firm. If any one of these is you, please call us or email us at Lateral Link so we can help you with your Stockholm Syndrome.
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Lateral Link is one of the top-rated international legal recruiting firms. With over 14 offices world-wide, Lateral Link specializes in placing attorneys at the most prestigious law firms and companies in the world. Managed by former practicing attorneys from top law schools, Lateral Link has a tradition of hiring lawyers to execute the lateral leaps of practicing attorneys. Click here to find out more about us.
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The post 13 (Horrible) Reasons Why You’re Still At Your Law Firm appeared first on Divorce Your Ring.
source https://divorceyourring.com/top-posts/13-horrible-reasons-why-youre-still-at-your-law-firm/
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topinforma · 7 years
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New Post has been published on Mortgage News
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An Overlooked Way to Pass Down Your Home Without Probate: The Life Estate
In my experience, most people remember to do basic estate-planning tasks like adding beneficiaries or a Transfer on Death designation to important financial assets. But what about your home?
SEE ALSO: 5 Types of People You Should Gift to Using Your Will
Just designating a beneficiary in your will or assuming the home will pass to your children could create problems for your heirs. After all, probate can be lengthy and costly, and in the meantime your kids might have to deal with keeping up your property or making mortgage payments until they’re able to sell.
But there is another way.
The Life Estate
If you decide not to set up a trust, you still have options for your home. One option might be a life estate.
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In this setup, you (as the “life tenant”) retain the right to live in your home until your death, at which time the property is automatically transferred to the “remaindermen,” or your stated heirs. This setup can work for individuals or for couples who want to ensure that both parties can remain in the home for their lifetimes.
State laws govern property ownership, so it’s important to find out what processes you’ll need to go through to set up the life estate where you live. Please visit your county government’s website to learn the specifics of what you need to do.
Generally speaking, you’ll need to fill out and execute a deed to the property (typically in the presence of a notary) that records your status as the “grantor,” your remaindermen’s status as “grantees” and a notation on the deed that you will retain a life estate in the home. It will also cover basic information about your property.
From there, you’ll file the deed with your county’s Registry of Deeds so that it becomes binding. Also, be sure to update your property insurance policy to reflect the addition of new owners.
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Control and responsibility
As the life tenant, you will still legally be responsible for your mortgage, taxes and insurance costs, and property maintenance. Of course, your children (or other remaindermen) can agree to cover some of these costs if you choose.
However, even though you’ll have all the responsibilities of a full owner, your control over your home is not limitless. Once you add remaindermen to your property’s deed, you cannot unilaterally remove them without their consent. Similarly, you will not be able to sell or mortgage your home without the agreement of the remaindermen. If you do decide to sell while you’re still alive, keep in mind that the sale’s proceeds will be divided across all parties.
Of course, if everyone agrees to reverse the life estate, you’ll be able to do so — as long as you file the updated deed correctly for your locality.
Common pitfalls
There are other potential drawbacks to a life estate that you should consider.
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Most important, a life estate ties up your financial interests with that of your heirs. For example, if one of your remaindermen goes through a divorce or bankruptcy or has trouble paying their taxes, it’s possible that a lien could be filed against their interest in your property.
Similarly, the way the deed is titled will have important repercussions over time. For example, if your heirs are listed as “joint tenants,” you’ll be guaranteed that if one of your heirs should die, the ownership stake will revert to the other remaindermen. On the other hand, if you go with the default “tenants in common” designation, upon each heir’s death the ownership stake would become part of their estate and go to their heirs in turn.
As you can see, this can get complicated very quickly — not only practically, but emotionally. If you want to control the eventual distribution of the property, the way you title the deed is key to enforcing your wishes.
Finally, keep in mind that giving away assets through a life estate can affect the timing of Medicaid eligibility and trigger gift taxes for your heirs. The specifics will depend on your local laws and on the value of your property and the way you transfer ownership — for example, buying a new property with your heirs as remaindermen could have different implications than giving title to your existing home.
Again, it is very important to be familiar with your local regulations with respect to setting up the life estate appropriately and managing any potential tax consequences.
Important benefits
That said, there are benefits to a life estate.
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Not only can a life estate ensure that you’ll remain in your home, it can make it easier for your heirs to manage the logistics of your property after your death. I’ve seen situations where children have had to invest heavily in managing a deceased parent’s property until probate is completed, which can be costly and stressful for bereaved families.
A life estate can also help you meet the needs of various parties. For example, you can use a life estate to ensure that your home goes to your children from a previous marriage, while also guaranteeing that your spouse is able to stay for his or her lifetime should you die first.
Managing the risks – or finding an alternative
However, it’s important to remember the risks and find ways to manage the drawbacks. Generally, you’re more likely to have a successful experience with the life estate if you are:
On good terms with your heirs and their families
Confident and in agreement about your plans and preferences for titling the property
Able to communicate effectively about your respective financial positions and needs
Willing to work together to find solutions if your situations change
If you’re not sure about these factors and you want to be certain that your property avoids probate, it could make more sense to set up a trust instead. While they’re a little more costly at the outset, trusts generally avoid the risks of both probate and the life estate, and they can also incorporate your financial assets and other properties.
Of course, as with everything in personal finance, the right decision is highly dependent on your specific situation. When making these types of plans, it’s usually very helpful to speak to an estate-planning attorney, who can help you navigate the options and find the course that’s most suitable for your family.
See Also: Death of a Spouse: The Under-Discussed Risk in Retirement
Written by Bradford Pine with Anna B. Wroblewska.
Brad is a wealth adviser and president of Bradford Pine Wealth Group, based in Garden City, N.Y. BP Wealth Group assists individuals and entrepreneurs to create wealth, simplify their lives and plan for retirement. Honesty, integrity and reliability are the foundations of Brad’s investment philosophy.
Comments are suppressed in compliance with industry guidelines. Our authors value your feedback. To share your thoughts on this column directly with the author, click here.
This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.
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topinforma · 7 years
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New Post has been published on Mortgage News
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A Will Can Be a Beautiful Thing
Recently, Amy Krouse Rosenthal wrote an essay for The New York Times titled “You May Want to Marry My Husband.” In it, Krouse Rosenthal, who was dying of cancer, created a dating profile for her husband in the hopes that he would find new love after she was gone. Her touching tribute went viral. Hopefully, one woman’s story of preparing the way for her family to go on without her will inspire others to think how they can do the same for their own families.
SEE ALSO: Death of a Spouse: The Under-Discussed Risk in Retirement
Estate planning may make people uneasy because it deals with death. However, it can give people an incredible peace of mind. It certainly was a blessing for my own family. My father passed away two years ago. My dad was a scientific developer, earned his advanced degrees in mathematics and joined the emerging industry of information technology.
Needless to say, he was process oriented. I’m the eldest of three girls. Dad prepared us. Before he went on a business trip, he’d make me crack the safe so I knew what to do just in case. I was destined to become a planner because Dad planned for the inevitable.
Here are some elements of final planning that your family will appreciate you settling for them in the event of your passing away.
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Wills and trusts
The first step in estate planning is a will. A 2016 survey by Harris Poll for Rocket Lawyer found that 64% percent of American adults don’t have a will. Either they thought they didn’t need one or they just never got around to it.
This document is where you state who you want to inherit your money and property, among other directions. A will is also where parents can name a guardian to care for their young children. Without a will, whatever assets you owned, such as a summer home, a car or jewelry, will end up in probate court. Even less-expensive items, such as Grandma’s knitted shawl, can cause a big headache.
Another option is a living trust. A trust transfers assets from your name to your beneficiaries. A living trust goes into effect right away, whereas a will becomes active after your death.
End-of-life decisions
It is important to communicate with loved ones your exact wishes in the event you are unable to make medical decisions for yourself. Do you want to be resuscitated or kept on life support? Do you want to donate your organs? In the living will there is a health care declaration with a power of attorney stating who will ensure your medical wishes are granted.
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Beneficiaries
Make sure you complete all the beneficiary information for your bank accounts, brokerage accounts and life insurance policies. When you start a new job and sign up for life insurance coverage, you are asked to put down beneficiary information in the event of your death. You can list more than one person for life insurance and many other types of accounts. In fact, you can even specify both primary and contingent beneficiaries.
Funeral
Document if you want a funeral. Do you want to be buried or cremated? My dad was terminally ill and died from complications from Parkinson’s disease in 2015. Dad had life insurance and prepaid for funeral plots, years in advance. As his condition worsened and he knew the end was near, he identified some of his favorite music and scriptures for his end-of-life celebration. Do you want a life celebration or some other memorial service? Estimate how much the funeral will cost. Are you a veteran? Do you have funds put aside for funeral costs?
Documents
Of course, it goes without saying that you should keep real estate and car deeds, wills, trusts, insurance policies, retirement benefits, 401(k) and IRA documents in one safe, secure spot, but be certain to inform the executor of your estate where these items are stored. The main takeaway is to figure out where you want your assets, property and finances to go to avoid issues in the future. It’s hard enough for your loved ones to deal with the emotional aspects of your loss.
Considerations for married couples
If you are married, you shouldn’t have joint wills since it is unlikely you will pass away at the same time. Separate wills also take into consideration other personal circumstances, such as previous marriages, other children, causes a partner wants to support and outstanding bills/debt.
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Other considerations
While it is often recommended that you seek help from a financial planner and/or lawyer, you can get started on your own. There are many websites with will templates, such as the one by Nolo.
A will should be updated after a huge life change, such as marriage, divorce, birth and death.
Do you own a business? Create a succession plan that details who you want to take over in the event of your death.
Do you, like Krouse Rosenthal, have hopes for your family you want to make known? Consider writing an “emotional will.” It isn’t legal, but it’s a place where you can share your thoughts, memories and hopes for your loved ones as a lasting remembrance of your life.
A will for Facebook?
You might want to consider drawing up will just for your social media accounts, especially if you have many online ventures and also a strong social media presence. Facebook allows users to determine a person who can take care of their profile in the event of death. Check each site to see what you need to confirm the death and next steps.
Do it for the ones you love
One of my friends shared a story of how a co-worker died of colon cancer the day before his third child was born. He had thoughtfully made his arrangements, which took an incredible burden off his grieving wife. For those out there who are avoiding thinking about drawing up a will because it seems morbid, remember, just because you plan, doesn’t mean you’ll jinx yourself into dying. But the flip side is also true: Just because you don’t plan, doesn’t mean you won’t die.
So be prepared. Your family will thank you.
See Also: 5 Types of People You Should Gift to Using Your Wil
Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. She is a CFP® professional, a Chartered Retirement Planning Counselor℠, Retirement Income Certified Professional and a Certified Divorce Financial Analyst. She helps educate the public, policymakers and media about the benefits of competent, ethical financial planning.
Comments are suppressed in compliance with industry guidelines. Our authors value your feedback. To share your thoughts on this column directly with the author, click here.
This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.
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5 Types of People You Should Gift to Using Your Will
Despite what you may think, you may never need a will. Your last will and testament only transfers assets through probate that have no automatic beneficiary the moment you die. Instead, many people attempt to avoid probate by naming beneficiaries directly on their accounts. However, while this does minimize costs and delays associated with probate, it often does nothing to protect these assets. A living trust could do that.
SEE ALSO: Delaware Trust? You May Want to Consider Nevada Instead
However, if you do not have the time or funds to create a living trust, there is an alternative: Have the assets pass by a “testamentary trust” created by your will.
Certain Accounts Avoid Probate by Naming Beneficiaries
While wills have been transferring property for hundreds of years, there are now many types of accounts that completely avoid probate: Jointly owned accounts and real estate, retirement plans, life insurance policies, Transfer on Death [“TOD”] and In Trust For [“ITF”] accounts all transfer outright to your beneficiary at the time of your death. The beneficiary to these accounts merely needs to provide the financial company with a death certificate, so no lengthy probate is necessary. These types of accounts are often called “Testamentary Substitutes” (since they transfer funds in an alternative way from your last will and testament).
The Problem With Testamentary Substitutes
Some people should not, or cannot, receive money outright:
1. Minors. A child cannot receive property without an adult named as a financial guardian or conservator by a court, meaning the legal expenses you minimized by avoiding probate now have to be spent on a different legal process.
2. Disabled individuals. People with disabilities who are receiving Medicaid or some other government program could be disqualified from these programs if they acquire too much money in their own names.
3. Spendthrifts. Funds transferred to people with creditor issues are often not protected when they receive money outright.
4. Substance abusers. Clearly, people who are addicted to drugs should not receive funds directly, lest their habits consume the gifts.
5. People in rocky marriages. Finally, beneficiaries who may be nearing divorce can sometimes make rash decisions with testamentary substitutes they receive outright.
Solution: A ‘Testamentary Trust’ Using a Will
The best suggestion is to utilize a trust created by your will, often called a “testamentary trust.” Unlike a living trust, which is a separate document immediately effective the moment you sign it, a testamentary trust goes into effect only once your will is admitted to probate. In addition, while a living trust does avoid probate, you also have to change the title to any property you want passed by the trust to the trust as owner or beneficiary: deeds, investment and bank accounts, co-op shares, life insurance and retirement plan beneficiary forms, and other property that is not left to the living trust do not pass by the trust, meaning the assets are transferred by your will anyway. People with multiple accounts and properties often forget to change all of their property to the living trust due to time, expense and the sheer volume of work required on their part.
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A testamentary trust can offer all of the same provisions as a living trust, such as avoiding transferring funds to a beneficiary with substance-abuse issues, maximizing creditor protection, and giving guideline ages or life events when a beneficiary may receive trust funds.
A will can also give the executor the ability to create a supplemental needs trust that can protect beneficiaries who become disabled, thereby allowing the beneficiary to receive government benefits and still have indirect access to the funds.
Transferring accounts by your will instead of outright can also allow the executor to create a Uniform Gifts to Minors Act (UTMA) account for a minor beneficiary who is receiving a smaller sum that does not justify the creation of a testamentary trust.
Perhaps the greatest benefit of using a will is to allow a set percentage of total funds to be received by your choice of beneficiaries while also taking advantage of certain tax efficiencies. Remember that testamentary substitutes may change in value at a different rate than your probate assets: Your IRA (a testamentary substitute) may decrease as you age due to required minimum distributions, but your house (which may pass by probate) will likely increase in value; if you leave your currently equally valued IRA and house to two beneficiaries with the hope of them receiving equal benefits, one beneficiary will almost certainly get short-changed over the course of time.
Leaving testamentary substitutes by your will also makes it easy to figure out who the contingent beneficiaries are: If you have one beneficiary on an IRA account who has died, you may need to change several forms, but if the trust in your will is the beneficiary of the account you have probably created a number of contingent beneficiaries, since a will’s beneficiary designations — written in plain English and elastic in nature — are more flexible and dynamic than a beneficiary designation form, which only names specific people instead of including specific circumstances.
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How to Designate the Testamentary Trust, and How Not to
Correctly naming your testamentary trust on your beneficiary form is incredibly important. Remember that some forms are more testamentary-trust friendly than others, since some actually ask whether you are leaving funds to a trust created by your will, while others don’t look like they allow it. You should have your beneficiary form state:
“To the Trustee of the Trust Created for my Children by Article V of My Will Dated 01/23/2015.”
Do NOT name the beneficiary as your “Estate,” particularly for retirement plans, as the funds will have to be distributed over the span of five years, thus negating the ability to “stretch” your IRA distributions.
Using a testamentary trust is often more desirable than leaving assets directly to a person: Minor children, disabled family members, spendthrifts, substance abusers and people in shaky marriages are sometimes hurt more by receiving the money than they would by not receiving it at all. When you do not have the time, money or patience for creating and funding a living trust, naming a testamentary trust as the beneficiary of testamentary substitutes may be a feasible alternative.
See Also: A Trust Can Protect Your Adult Child’s Assets from a Failed Marriage
Daniel A. Timins is an estate planning and elder law attorney and a certified financial planner, helping clients with wills, probate, living needs and Medicaid planning.
Comments are suppressed in compliance with industry guidelines. Our authors value your feedback. To share your thoughts on this column directly with the author, click here.
This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff.
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Trump names Alexander Acosta as new pick for labor secretary
President Trump nominated former U.S. attorney Alexander Acosta to lead the Labor Department. (Thomas Johnson/The Washington Post)
A day after the dramatic exit of one of his Cabinet nominees, President Trump on Thursday named former U.S. attorney Alexander Acosta as his next pick for labor secretary.
Acosta served as an assistant attorney general for the Justice Department’s civil rights division under President George W. Bush and is a former U.S. attorney for the Southern District of Florida. He also previously served on the National Labor Relations Board and is now the dean of the law school at Florida International University.
In his announcement, Trump said Acosta, a former clerk to Supreme Court Justice Samuel A. Alito Jr., has had a “tremendous career.”
If confirmed, the son of Cuban American parents will be the first Hispanic member of Trump’s Cabinet.
Trump’s announcement came on a day when senators were supposed to be grilling his first choice for the job, fast-food chief executive Andrew Puzder. The nominee withdrew his bid Wednesday amid wavering Republican support and scrutiny of his personal life, including a rancorous divorce more than 25 years ago that included domestic-violence allegations that his ex-wife later retracted.
While the executive faced staunch opposition from Democrats and labor groups who were concerned about his opposition to wage and labor regulations, it was his support of an overhaul of immigration law and the revelation that he once hired an undocumented immigrant in his home that ultimately did him in.
Acosta, who studied at Harvard University, received early support from some top Republicans. “He has an impressive work and academic background,” said Sen. Lamar Alexander (R-Tenn.), chairman of the Senate Health, Education, Labor and Pensions Committee.
Unlike Puzder, Acosta would come to the role with some public service experience. Still, lawmakers and consumer groups that pushed hard against Puzder’s nomination said they would give Acosta’s record a close look.
“People across the country have sent a very clear message that they want a true champion for workers as secretary of labor, one who will work for them, not just those at the top,” Sen. Patty Murray (D-Wash.), the ranking Democrat on the Senate committee, said in a statement.
“I look forward to carefully reviewing Mr. Acosta’s qualifications and background, and meeting with him to discuss his plans and vision for the Department,” Murray said, adding that she has “some initial concerns about his record” that she will be looking into, without specifying what those concerns were.
On Thursday, a civil rights group pointed to a controversy Acosta faced while he was at the Justice Department. An investigation from the department’s Office of Inspector General concluded that Acosta “did not sufficiently supervise” a former senior division official who favored hiring people with “conservative political or ideological affiliations” over those with more civil rights experience. “It is hard to believe that Mr. Acosta would now be nominated to lead a federal agency tasked with promoting lawful hiring practices and safe workplaces,” said Kristen Clarke, president and executive director of the Lawyers’ Committee for Civil Rights Under Law.
Some of Acosta’s views may be at odds with Trump’s push to reduce regulations and rulemaking by agencies. In 2010, Acosta wrote an article for the Florida International University Law Review advocating that the National Labor Relations Board shift from a “pre-World War II quasi-judicial administrative agency model” to one in which it would issue rules. “Rulemaking is a better, more democratic, more stable, more transparent, and more modern path for quasi-legislative enactments,” he wrote. He said that the NLRB “should learn from other agencies and it should hire staff experienced with the specific challenges of rulemaking.”
Alexander said that the Senate committee will schedule a hearing as soon as it receives Acosta’s required paperwork.
Acosta earned his undergraduate degree from Harvard College and received a law degree from Harvard Law School. He previously worked at the law firm Kirkland & Ellis and taught at the George Mason University Law School.
Story developing. John Wagner and Steven Mufson contributed to this report.
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