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#like i have savings but at this point i’m expecting to lose like 200 bucks a month just keeping myself alive😔
transmechanicus · 2 years
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Why food so fuckin SPENSIVE
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galadrieljones · 4 years
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That he may hold me by the hand: chapter 8
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Pairing: Arthur Morgan x Albert Mason  
Rating: Mature (Adult Themes and Situations, Violence, and Sexual Content)
Summary: After saving Albert from stumbling off a cliff in the Heartlands, Arthur invites him to Valentine for a drink. What ensues after that is a quiet love story, in which both men find themselves completely undone.
Masterpost | AO3 | Epigraph
Chapter 8: St. Denis was never enough.
“Goddam cemeteries,” said Arthur. He was loading his volcanic. It was early night, and they were creeping through the mausoleums. It had become imperative for them to play errand boys, running out grave robbers in their final push to bring Jack back. It was by far the most ridiculous bullshit with which they had ever been tasked. There was a dog barking somewhere amongst the tombstones, and they kept finding vagrants crouching here and there as if the dead could somehow keep them warm. It all made Arthur feel sick in his bones. “This place is hellish.”
“I appreciate you being here,” said John. He seemed nervous, but not by ghosts nor vagrants. He was terrified about Jack. “Seriously.”
“Of course I’m here,” said Arthur. "Don't be a moron."
“Braithwaite Manor weren’t no picnic. I still smell like smoke.”
Arthur lit a cigarette. He was smoking it and feeling dry in his throat and in his eyes. He was tired. He hadn’t slept properly in two days. “Ain’t sure what you expected.”
“Dutch is losing his mind, Arthur,” said John. “Don’t you think? I ain’t too keen on what I see.”
"I don't see much of anything no more."
“I ain’t sure how much of it I see neither. Seems an awful waste. Of a life? All this time, and running? I don’t even know what he’s talking about half the time.”
“You really ought to leave,” said Arthur, looking around. There was a sad dove singing somewhere nearby. It was creepy. Arthur swore under his breath.
“Leave and go where?” said John. He stopped, like he had got confused by his location.
“I don’t know,” said Arthur. “Anywhere. We get Jack back, and then I reckon you ought to wrangle him, Abigail, and leave. Ain't no reason to stick around no more if you don't follow.”
"What about loyalty?" John said.
Arthur said nothing of it at first. In his mind, he had traveled far from the notion of loyalty. His loyalties had changed. He didn't know what the goddam word meant anymore. "Be loyal to what matters," he said, pulling words out of his ass. But they sounded true.
John seemed pensive on this. He had stopped cold and Arthur along with him. They were officially lost, but neither of them seemed to care, or even notice. “Interesting,” said John. "Real interesting. What about you then?"
“What about me.”
“You and Albert.”
Arthur looked at him, taken off guard. John was unwavering in his resolve, gazing through the fog. “Come on,” said Arthur, ignoring the question. “Let’s get a move on.”
“You can tell me the truth,” said John, following behind. “I ain’t—I would never judge you, Arthur. Not for that.”
“For what?”
“For loving a man. It ain’t like that. And hey, maybe I’m wrong? But I’m just calling it like I see it.”
“You ain’t wrong,” said Arthur. He had the cigarette crammed between his lips. He’d started to get freaked out by the atmosphere of the cemetery, so he holstered his volcanic and opted instead for his repeater. He looked back at John who was earnest and reminding him of a dog who had wandered into a field of corn. He looked so young, thought Arthur. He looked as young as he had the day Arthur took him out that noose in Chicago. Arthur remembered how he’d had ligature bruises on his neck as if he had been dragged for a mile, and when they got him back to their camp in Putnam all the way over on the Illinois River, he did not speak for two days. It still broke Arthur up inside, to think of it.
“Arthur?”
"It’s just—” He shook his head out, to get brave. “You ain’t wrong. Okay?”
John nodded. He didn’t push nor prod. He just said, “Okay.” He seemed satisfied. “I think the place we’re looking for is just ahead.”
“Thank Jesus.”
They finished the job upright and got out clean inside twenty minutes. As they rode home, John struggled with Jack, who seemed enamored of the brief, fancy life he had lived while sequestered at Mr. Angelo Bronte’s. He talked in ecstatic, shiny terms, which intimidated John at first. Arthur mostly found it amusing, though he understood. He was relieved to have Jack back. He was relieved. He had known all along how bad it could have gone, and he had to close his eyes to shake the old fear from his heart.
It wasn’t long before they were back at Shady Belle, and the gang was celebrating Jack’s heroic rescue along with the false comeuppance of all those who had wronged them. Arthur smoked idly and stood off grooming his horse so as to avoid Dutch and even more so Hosea who was sick and getting sicker and whose love he knew to be true but constantly misguided by his thirst for the life. Arthur had never felt any such lust for anything and standing now, in the swamps of southern Lemoyne, he felt farther away from his own life and his own love than he ever had. It took him a great deal of will to finally enter their camp that night. A big haunted house in a big haunted country.
It had been four days, and Albert, in a fit of boredom and cabin fever, rode his horse out of the city and to a safe camping spot, north of Rhodes near Dewberry Creek. It had been so long since he’d slept outdoors that he was beginning to wonder if any of it had ever happened. The creek was an Arcadian dream, full of Whitetail, fox, rabbits. Scarce boar. He tracked a twelve-point buck for a while and took its picture, felt free and alone and calm. He built a fire and his tent, fished a fish in the creek, cleaned and cooked it up for his dinner in the manner taught to him by Arthur. He poured a glass of bourbon whiskey and ate as the sun went down behind the tangled tree line, feeling proud.
Before he had left St. Denis, Albert stopped at the post office where there was waiting for him a letter from his mother. He had been looking forward to her correspondence for a couple weeks now. Before he went to sleep that night, he leaned against a fallen tree trunk, sipping more of the whiskey, and he read that letter by the light of the fire. His mother��s letters were long, requiring time and commitment. They often read like opinion editorials full of immaculate grammar and journalistic observations upon her own life and his and the lives of those she deemed worthy of conversation in the high society of Philadelphia. She was a good writer, educated at Vassar College prior to marrying Albert’s father, the son of a prominent businessman from New York. She was into her mid-fifties now, living in Philadelphia, and she had been alone for many years. He worried about her, sometimes. She had always seemed a tough cookie, but knowing Arthur had tough him well that a strong armor is worth little more than the human sadness it protects.
In his last letter, Albert had told his mother of Arthur—not in a bid for her approval. He just wanted her to know.  The letter he received in return now was several pages long and full of life, but it did not mention Arthur until the very end. He smoked several cigarettes as he read, and by the time he got to the final paragraph, he was happily drunk and sat up off the fallen tree, leaning closer to the fire, for what he read would serve to change his life—
Well, dear Al, we are nearing the end of this most current exchange, and in the spirit of your previous letter, I would like to close things with a quaint proposition for you. You remember my brother, your Uncle Matthew, who recently purchased a large stake of land out on the central coast of California? Well, Matthew has taken a wife, and together they have purchased a home in San Francisco. In the wake of things, he has offered the ranch to me, free and clear. I have taken him up on his offer, of course, and plan to leave in three weeks time. As you well know, I have been aching for departure to the west for many years, and as a result will be closing up the Philadelphia estate indefinitely.
The property in California is comprised of 200 acres of terrain with water, plus a wide stable and two free-standing homes. It also holds a significant quarters for farmhands and stable boys and finds its end on a cliff that drops off into the wide, blue Pacific. I have seen photographs, and it is quite beautiful. Obviously, it is far too much for me to occupy by myself, however, and what I mean to propose is that, should you and your Arthur find yourselves in need of a home once your stretch in St. Denis comes to a close, you should pack your bags and get on a train to Monterey. Technically it is in a little place called Carmel-by-the-Sea, but you catch my meaning. I hope you’ll come. I am certain you would discover a wealth of inspiration for your work out west, Al. And Arthur as well, for I know how you mentioned he is an artist.
Please be in touch, hastily, as if the two of you plan on coming to stay, I will need to ready the property. I like to be prepared! Good luck with your opening, and remember how I love you. Give Arthur my warm regards. I do hope to meet him soon. You sound happy.
Your Loving Mother,
Cynthia
Much later, with the night winding down, Arthur stood chain-smoking on the swamp as a thunderstorm now raged over the horizon of the Lanahechee. With the adrenaline wore off, his body felt beat as he looked at the dark water ahead of him. It seemed endless and humid. Behind him there was the party, still going on and on as ticker tape. Javier played the guitar while Karen sang with Miss Grimshaw and they drank whiskey by the fire.
The colors of the world in which Arthur lived were changing, all around him. He felt sour and uncomfortable there, held up inside and anxious to unleash himself from the life to which he had been yoked for so long. Having forged a life of his own, separate from the interests of the gang, this was now all that Arthur could think about. He knew that it was selfish but he could not remember any other time in his life in which had allowed himself to entertain his own needs long enough to even register what selfishness felt like. He was bored and agitated as he looked out at the swampy river’s edge.
Mary Beth came down at some point and stood beside him, a welcome surprise. She had a pale scarf tied around her hair as if to protect from the occasional blowing rain. Arthur gave her a cigarette, lit it for her off the burning end of his own. Together they stood, looking at the lightning for a while, and smoking like old times.
“You did good, Arthur,” she said after some time. She glanced at him from behind the scarf like she was hiding part of herself. Thunder went off in the distance and shook the land. “Getting Jack back. It was a real good thing you did for John.”
“I know,” he said. “Thank you.”
“I’m supposed to tell you that Dutch wants to talk to you.” She said it half-heartedly. She did not even look at him.
Arthur said nothing.
“Anyway, John’s inside,” Mary Beth went on, smoking. “He’s with Abbie and Jack. Things seem good between them, for once.”
“I’m glad.”
“Arthur?” said Mary Beth.
He looked at her, sensing the curiosity and the concern on the edge of her voice. She wore it so often with him. They had been friends a long time. “What is it?” he said.
“I’m gonna ask you something,” she said, watching the water, “and you don’t have to answer. I won’t mind. I promise. But if you do answer, please tell me the truth. Don’t spare my feelings.”
“Go ahead, Mary Beth.”
Out on the edge of the horizon, lightning threaded the sky. The storm was moving fast. It was headed to sea.
“Mr. Mason,” she said, looking at her hands, “do you love him?”
He smoked. He finished his cigarette, tossed it to the earth and put it out with the heel of his boot. He nodded, gripping his belt, glancing to her and her freckled cheeks. “Yes,” he said.
Her breath did not catch, and she did not hesitate. She simply nodded, took a drag, and blew the smoke out in the air. “Okay,” she said.
“Mary Beth,” said Arthur.
“It’s okay,” she said. She smiled at him, through a fierce façade, as if she were trying desperately not to cry. “Please don’t apologize. I’m glad you found somebody, Arthur. Somebody decent. I surely am, as I want you to be happy. You deserve love.” She put the hair behind her ears and looked at her cigarette. “I never held no expectations for us. I know it sometimes seemed that way but I swear.”
“I know,” he said, studying her. “I know.”
“We’re friends. Ain’t we?”
“Always.”
“Good,” she said, like she was relieved. “You know I used to be filled with all these fantasies, especially when I first joined up with you boys. Knights in armor, all that. They saved my mind for many years. You always fit that bill.”
“I ain’t no knight, Mary Beth.”
“You are to me,” she said. “And I ain’t forgotten.”
“I will always protect you,” said Arthur. “Any way I can. And I am thankful for you. Taking care of me after all that nasty business, in ways that no one else would. For listening to me. You will find love, Mary Beth. If that is what you desire. I know it.”
“Thanks, Arthur.”
“You’re welcome.”
They smoked. The sky churned. “I been saving up, you know,” said Mary Beth, finishing her cigarette, throwing it into the water. She adjusted the scarf in her hair. “I got more than $800.”
“Saving up for what?” said Arthur.
“For leaving the gang,” she said, like a revelation. “It won’t be long now. I been reading a lot, about the Midwest. There are places up there I could live forever, on a much longer dime. I could get a room, with a desk. Maybe even a cabin. A place to write all these stories I been cooking up in my mind. I don’t doubt they’re terrible, but still. They’re mine. I want to make something, Arthur. I can’t do that here. Try as I been, it’s too much running, too much uncertainty.”
“I get that,” said Arthur. “And I think that’s a fine plan.”
“You should go, too,” she said, growing wistful, like she had stars in her eyes. “With Albert. He loves you. He has money. He can take you away from here. From all this. You should let him, Arthur.”
Arthur looked at her, and then he glanced back to the party where he could not see nor hear nothing but debauchery. It was a mixture of those he loved and those he no longer understood, and he knew that in time, all would draw to a close, and it would make no difference. None at all. The hour was growing late now. The night was long. He did not go to see Dutch. He breathed.
The next morning when Albert returned from his camping trip on Dewberry Creek, he opened the door to his apartment and found Arthur inside, waiting. He had been sitting on the sofa, sketching furiously, and when Albert came in, he looked up, relieved, stood and closed his journal.
“Where you been?” he said.
“Arthur,” said Albert, happily surprised. He set down his valise and his tripod, and he removed his hat. “How did you get in here?”
“I uh—I picked the lock,” said Arthur. “Sorry."
"Don't be sorry," said Albert.
"I got here late last night. You wasn't here."
“I went for a ride,” said Albert. “Don't worry. Did you find Jack? Is he okay?”
“Yes,” said Arthur. “He’s back with his family now. Thank you for asking.”
“Of course,” said Albert. “I’m relieved. It seemed so serious.”
They stood across the room from one another now, as if yet too hesitant to cross. Both of them looked at their shoes for a moment, very still in this liminal space.
At some point, Albert finally came over, and both of them sat down on the couch. Albert reached for Arthur’s hand and held it steadfastly. They looked at each other. Arthur studied Albert’s face closely and said, “So, you went for a ride, huh? You look a little windswept.”
“Yes,” said Albert. “I went out camping, just one night. Over on Dewberry Creek.”
“Dewberry Creek?” said Arthur. “That’s pretty country over there. Bold move, Mr. Mason."
“Well, we are untamed," he said, smiling to himself. "I got some wonderful shots of a twelve-point buck. I caught a fish as well.”
“You did?”
“I did.”
“Very good."
“Thank you,” said Albert. He blushed. “I got a letter from my mother yesterday.”
“That sounds nice,” said Arthur. He ran his thumb across Albert's knuckles. His whole body calm, safe. His heart was quiet. “What did she have to say?”
“A lot, actually,” said Albert.
“Oh yeah?”
The morning sun was pouring in through the windows, soaking the room and making it warm. There were some loud and joyful noises then, coming in through the wide open French doors from the bustling street outside. It sounded like a bunch of kids, getting loose, playing tag, being free.
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For example, lets say I have car insurance and pay it on a timely matter and then all of a sudden I move to city where there is a lot of public transportation and my car breaks down. So, instead of worrying about my car I utilize the bus system as I cannot afford to have my car fixed, in turn I cancel my car insurance. Hypothetically lets say a couple months down the road I have a change of heart and am able to afford the repairs for my car. So now my car is up and running etc etc. Why is it that now when I sign up for insurance again my rates will be higher. My situation is that I have a vehicle but it is a lot older and it is broken down right now. It is going to be a few months before I can get it fixed. So, I thought of canceling my insurance bc I was wondering why should I pay insurance for something I am not driving. I, then, told my agent that once i got it fixed i would add the insurance back, he then told me what the consequences of my actions would be. Why do my rates go higher just bc I get rid of the insurance? It's not like I am doing anything illegal. I would not be driving the car bc it is broke down.""
Do you have to be on someone's insurance to drive a car?
In the state of Florida, if your name isn't on a policy, can you still drive a car? I know that some insurance companies offer uninsured driver insurance, in case someone without insurance hits you. But, do you need to be paying monthly on a policy if you don't have a car of your own?""
Where can I find affordable family health insurance?
Looking to find several health company quotes.
How much should a person pay for car insurance in uk?
How much should a person pay for car insurance in uk?
Cheapest car to insure for a 21year old?
hey let me firstly tell you all my situation.....im 21 years old, a new driver only having just got my licence looking to buy and insure my first car. i wanted to buy a 1999 peugeot 206 1.1 which costs 700 but the insurance is almost 3000 which i just cant afford? can anyone think of any other half decent cars that arnt too expensive and also cheap to insure? they must be really safe cars though as i have a young child. im in full time employment, live in a safe neighbourhood, the car would be parked in a locked carpark overnight and im only really looking for third party insurance. please help!!!!!""
Average cost of sr22 insurance?
What is the average cost of sr22 insurance?
ninja quotes insurance
ninja quotes insurance
How much do you pay for full coverage car insurance?
i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay
How much did your car insurance go up after a speeding ticket?
I got a ticket a few months ago, and I got one today. Both were oddly enough 21 mph over the limit. I have not noticed a rate increase yet, and I was wondering what others have gone through.""
What is the approximate cost of insurance for a lamborghini gallardo lp550-2 spyder?
What is the approximate cost of insurance for a lamborghini gallardo lp550-2 spyder?
Car insurance question?
Originally I registered my car insurance with my previous address. Now I've moved to a new place, do I require to update the address? What happen if I don't update the address and continuously using my previous address as registered?""
Help in family health insurance in Indiana?
I have a family of 4, My wife and I make about $20,000 a year. Right now, we have to pay $350 a month for health insurance. We already applied for HIP insurance, but it've been 2 years, and they have no positive answers for us. I feel $350 a month is too expensive for us right now, this insurance only pay for us when we have to pay over $10000 at a hospital. For example, if we have to pay $14000 for health, we pay $10000 and they pay $4000 ; anything under $10000, they won't pay. Please help us with our situation, Are there any other options out there. Thank you very much""
How much Do you pay for Car insurance every month?
and what car insurance you have?
What is the Cheapest Insurance?
Hi. My dad has been having AAA as his insurance for $82, compared to our other family members insurance, that is pretty over priced. Isn't the insurance price supposed to go down if you didn't violate anything over the year? And also, i am 16, and have my license, i basically have my dad's old car so he needs to get me into his insurance. What is the best insurance for me and him together? I know Im a minor and the insurance is going to go up but what is the cheapest insurance or best insurance for both of us? My dad wants to switch if ever we find a good deal?""
Does anyone know the best car insurance to buy from with just the minimum required?
i am so sick of car insurance companies taking advantage of people with these super high prices just because the dumb law says you have to have insurance.
How much has your health insurance gone up since the affordable health care act was passed?
I just got notice mine went up by 33.5% last week. Why is my insurance getting less affordable instead of more affordable?
How do you find out if a driver has insurance or not?
My car got hit and the driver took off. I have their name, address, and vin number but they did not provide an insurance company name either because they don't have it or there's a possibility that it was not provided at the time. Who can find this out for me, the police said they can't and my insurance company said they don't think they can either....""
Can I buy Motorcycle Insurance for 3 months?
Is it possible for Geico to do that?
How much will be my car insurance? (I'm serious)?
Guys please take this question seriously and don't even try to answer unless u r going to answer thoroughly I'm 18 and will be 19 in october And I'm getting driver license in a month My parents are not citizen and they don't live in US But I'm citizen and go to high school I heard that my car insurance is extremely expensive since my parents don't live in US But I really NEED to drive my own car ( Not i want to, i NEED it!) I'm aware that the insurance fee depends on companies ***So what I want is approximation or similar examples or similar cases (My GPA is over 4.0 so probably there will be discount... *** if there is, i need every info for discount) And only my mom got her license when she stayed here for few month last year She needs to renew it and she is registered to my uncle's car (I live with my uncle) ***Does this affect my fee? I'm working in city recreation department How can I go work if i don't have car? Now...I ride bike for 4miles to go there... Please help me""
I am looking to get a new car. I am currently on moms insurance - please read below?
I am 26 and purchasing my first new car - I am currently on moms insurance. I will be getting my own insurance. Do you need proof the day you purchase of your OWN insurance - or is proof of my moms insurance enough until I get my own? Also, when you purchase a new car - can you drive off the lot the day that you purchase it? Thanks!""
What insurance companies are cheap for young drivers that have 6points due to non insurance?
What insurance companies are cheap for young drivers that have 6points due to non insurance?
What is Private Health Insurance?
My work provides me with insurance that covers medical and some RX. Is this considered Private insurance? Or is Private insurance when you go and purchase the insurance on your own?
How much does insurance cover?
I have blue cross shield insurance I am fourteen how much would I be for Invisalign On my bottom teeth? I got braces on my top years ago The insurance covered all of my tonsilectomy we paid nothing out of pocket.
Is insurance affordable under the Affordable Care Act?
Is insurance affordable under the Affordable Care Act?
Auto Insurance Quote too high?
I got an insurance quote from Amica Insurance. I've never had any ticketes or anything and they want $ 180 per month. With Farmers it is $360 every 6 months. Why the big difference? I heard Amica is supposed to be cheaper? Thanks
Teen insurance and info two questions in one?
Hi, i am having a tough time with auto insurance qoutes and prices, so i could use some help. Question 1. ok, i am 15, will be 16 in May, if that helps, i have a 1994 Dodge full size van of my own (title was signed to me) and i am getting ready to tag it. i also live in Kansas. ok, i have $500 dollars saved up and have a job that i work 2 days a week and i make about $200 a week. now, i would like to buy my own insurance if possible. is it possible? Question 2. if i can not buy my insurance, can i put the insurance in my mom's name only, and then title it in mine? but one way or the other I HAVE to title it, the title is written out to me on the back in ink, so...................... thanks to any answers or if you know any good cheap insurance companies thanks""
What are typical limits on a full coverage auto insurance policy.?
I was recently in a mans vehicle when he wrecked, I was pretty seriously injured, and now have a lot of medical bills, and surgery bills. I know that he has a full coverage policy with Geico, because they have contacted me, and told me that. The only thing that they will not tell me is his personal limits. I have found out though that He has a history of accidents, and DUI'S. I do not know if that has any affect on his limits or not. I am just concerened about my bills getting paid, and my reimbursement for my lost time, and pain and suffering.""
""Im 17 how much would insurance be for an an Infinity QX56 2013? Its fully loaded and costs $80,470.?
I want one so bad!
Is insurance must for Two Wheelers?
I have a four years old Honda Unicorn. Till now I have insurance for my bike. Now if I do not renew the insurance, what are expected problems ? Legally am I bound to have some insurance ?""
Does anyone recommend a cheap company for my first car insurance policy?
I only have a 1.2 punto so I'm just looking for a nice cheap quote - if such thing exsists?
Self Employed Health Insurance?
My father just quit his old job, he couldn't work there anymore (Too long commute and we lost a parent, so he had to stay closer home for the family) So now he is self employed. We are trying to find insurance that will cover him, 4 children, vision (we all wear glasses) + dental. Does anyone have any suggestions? (We live in PA)""
Do 'normal' car insurance companies insure exotic cars as well?
I've gone to multiple popular car insurance agencies websites and tried to get a quote for a Lamborghini, but in the drop down menu there is never an option for it. I'm beginning to wonder if they even do insure these kinds of cars?""
ninja quotes insurance
ninja quotes insurance
How can I get medical insurance if I have a history of pancreatitis?
I've never had medical insurance b/c I've never had a reason too. Never had any major sickness before now, never a broken bone and never sprained anything. My pancreas suddenly became inflamed. It wasn't caused by drinking, I hate the stuff! I believe it was caused by smoking. I've had a few episodes of pancreatitis and was hospitalized once in which it cost an arm and a leg. Should have went to the hospital this last time, but I was so scared of the extra costs. Your pancreas is a major organ. You can't live without it. Am I going to just have to grin and bare it and leave a debt to my family when I die?! I tried applying for the discount but I wasn't eligible b/c I don't have a job. I haven't had one in 4 years. What are you to do. No insurance company will accept me due to the medical problems. I'm scared of what I'll be charged, but even more scared of the pancreas killing me.""
Car insurance?
I heard that you will pay less for auto insurance if you have your license and a clean record even when you nor our family memeber have a car. IS that ture? I mean like you didnt buy a car or insurance when you first get ur license.
Will I be able to buy car insurance?Thanks?
Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we're waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks
Is it illegal if someone else pays for my health insurance?
I lost my job last month, and I need to know if there would anything illegal or wrong if say a relative paid for my health insurance until I get a new job? The insurance is through this new Affordable Care Act program.""
""My car insurance was voided in the past, and now I can't get a quote anywhere, can anyone help?!?""
When I started learning to drive at 17, I decided to buy my self a cheap car so that I'd be able to get more experience behind the wheel, pass my test quicker and have a car as soon as I passed my test. I was insured on my provisional license with an insurance company which specialised in learner drivers. However, I ended up getting 3 points on my license the week before I passed my test, in what I still think were pretty unfair circumstances. My house doesn't have a drive or a garage and so I had to park my car on the road in front of my house, or on a street round the corner when there were no spaces. As it was my first car I was really excited, and without understanding that I could get in trouble for it, I used to sometimes sit in my car and listen to music with my friends. The week before I passed my test we were sat chatting when a police car came down the road and pulled up behind us. Someone had broken into some allotments nearby and they were questioning us as to if we had seen anything. They searched my car- for tools that could suggest we had done it I presume, and when they found nothing they ran my license and obviously realised I only had a provisional license. I still at this point didn't realise I had done anything wrong, I wasn't driving the car, simply sat in it so I didn't realise I had committed an offence. The police informed me that because the engine was running, I could have been driving or about to drive and on that basis they convicted me for driving without a license. I only got 3 points and a 60 fine due to the fact I wasn't actually driving and at the time I accepted that with relief, I was terrified I'd get a ban or lose my license or get a massively unaffordable fine. I could have appealed but that would have meant going to court and I was only 17 and that terrified me. I declared the points to my insurance company straght away, but due to the nature of the offence my insurance was invalidated and void. I've only just now realised how serious having insurance voided in the past is. I'm supposed to be moving a 5 hours away in a few months for a job, and I have plenty of money saved for car insurance and a car, as without a car, the move is completely unrealistic. Without a car I won't be able to get to work as the hours are unsocial and my job isn't very well connected with public transport at all and so relying on public transport or taxis is simply not an option. I found a car, went to get an insurance quote, and found out that getting insurance is practically impossible when you've had insurance voided in the past. The points don't seem to be a problem, when I tell companies about my points but not about my insurance voided in the past they happily give me a quote. They're expensive, but affordable and it's what I was expecting. However, as soon as I tell them that my insurance was voided in the past they refuse to even give me a quote. I'm completely out of options and I don't know what to do. I need a car, but I can't get insurance as much as I try. I know I was in the wrong, but it seems like the voided insurance is more of a punishment than the points are and surely that isn't right? And the voided insurance will stay with me for the rest of my life, so does that mean that driving will never be an option for me? I'm sorry for the essay, I just really don't know what to do! If anyone's been in a similar situation with voided insurance or know of a company that would insure me then please let me know! Just anything that would help, let me know! Thank you so much in advance and sorry again for the babbling!""
Car Insurance?
anybody know what the Uk cheapest car insurance for somebody with 15 years no claims discount car engine size 2.8cc?
""If we are getting affordable heath insurance, why can't my employer afford it?""
If we are getting affordable heath insurance, why can't my employer afford it?""
How much is small business insurance?
Hi I am doing a project for school and I was wondering how much insurance is for a small business. It will be a temporary food vendor. I am looking at owner, liability, product liability, and auto insurance. I just need an estimate if you could help. Thanks!""
Can my insurance tell what the ticket was for?
So, I live in CA and i have AAA insurance. My daughter got a speeding ticket and i know it will raise my insurance. and i know they can tell that thre is a ticket on certain person's name but can they tell what the ticket was for???""
Any ideas on how to get cheaper car insurance?
Any ideas on how to get cheaper car insurance?
Will my car insurance rate increase if my car is stolen and never recovered?
I also have GAP insurance.
How does insurance either supplied by an employer or by the government drive UP the price of health care?
How does insurance either supplied by an employer or by the government drive UP the price of health care?
Motorcycle Insurance?
I am currently trying to get a motorcycle license and I'm wondering if there's any insurance company that would insure me. I'm 18, in California and I don't have a drivers license yet. I have passed the written test for a drivers license but haven't been able to schedule a behind the wheel test yet because my family's lack of cars (mom/dad uses them to get to work until ~8). So while I'm waiting for that to happen then I'm might as well try to get a motorcycle permit because we have my dad's old (but not so old) one. But question is, is there an insurance company that would insure somebody like me? Price isn't too much of an issue because I have a job with no added financial duties so to say.""
Can small business owners & the self-employed get quality yet affordable health & dental insurance...?
if so, how?""
Auto Insurance average for me?
I've had my temps for about 8mos now, and I'm going Togo to driving school for my license. I'm 17 years old. How much do you think average coverage should be?""
What is the most affordable health insurance in NYC?
My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?""
Are there any health insurance programs like healthy families?
I know healthy families are for children and teenagers but are there any other medical low cost program for kids in their early 20's. There is medical but what if they don't qualify for medi-cal, and if the parents don't make enough money and kids don't have any job because our economy is whacked. How we suppose to take kids to the doctor when they're sick? Please help, any helpful information would be greatly appreciated. God bless!""
How can i get cheap insurance?
I'am going to be 17 soon and i going to buy a car so i was wondering what car should i buy or what shoul i do to get cheap insurance, because at the moment it's cost about 3.500 and that just too expensive... help please""
If my son is on my parents insurance does that mean they claim him on his taxes?
Okay my son is now 1 year old. He is on my parents insurance, we live with them, and my parents pretty much support him.(pay for all expenses).. Now my sons father wants to put him on his taxes. I know he just wants to get money to get him a new car. he also says he will get me a car too. but idk about that. When i told him i think my parents already claimed him, he started yelling its his son, and told me to give him his security card(he has a really bad temper and gets angry to where i get scared) so i did.. but now i need to sign a paper..and i dont want too.. Here is my thing i told him that he is automatically on my parents taxes, because he is on there insurance, so that would mean i would have to take aiden off of their insurance(Which means he wouldnt be on any insurance)he started yelling how stupid i am and just to sign paper, my question is is it true that because my parents have him on their insurance, he is on their taxes. What should i do? Thanks for anyhelp. Sorry long question. Please no rude answers""
Cheap auto insurance for mid-california...?
i had a accident in december last year and a speeding ticket doing 90 in a 55 last year.. 2 different occasions. i am buying a 2002 jeep grand cherokee laredo and wheni went to geico they said my quote was like $406 a month.. thats crazy. progressive was $199 a month.. but it still seems outrageous... cant i find it cheaper than this? please help..... im 23 female who has had my license for 7 years since i was 16, never had it revoked or anything.. how do i get my rates to go down?""
For my car insurance I have full coverage. Have a $500 deductible to fix a broken window. Is that normal?
A rock hit my window while I was driving and i have a $500 deductible to fix it. I wanted to see was that really high or normal? I have full coverage. I just want to see how this insurance compares to others. $500 deductible just seemed a bit high. Thanks!
Question about car insurance. Will give 10 points. thank you!?
Well i have a basic hometown insurance, and they charge me 415bucks, im 16 years old and male. We own a Chevy Venture, 2000 toyota camry, and 1989 toyota camry, i don't own any, so how can i be still getting charged? I thought only the owner will get charged, i can drive under my dads insurance.? My dad owns the toyota camry, 89. Sister owns the 00 camry., dad owns van.""
Should I drop collision from my auto insurance this renewal?
I have a ten year old Honda Civic, just over 40,000 miles, has a crack in the driver's side rear bumper that I ignore. I have an excellent driving record, no points, am the only driver, am at that age where I'm not young enough or old enough to be considered a threat, but I live in a high rate state and money is more than tight and they just shot my house insurance through the roof, even though I never put in a claim, because, get this, there is a chance that someday we may have a hurricane! Am I being pennywise and pound foolish, or am I paying for something that won't pay off even if I need it? Thank you!""
How much do you think i'll be paying for car insurance?
I'm 16 from Massachusetts, and i'm going to be getting my license next month! I have saved enough money and i'm going to be buying a volkswagen beetle from the year 2000. how much do you think i'll be spending a month on car insurance? i took drivers ed so that could help.""
Good car insurance??
I will be 16 in a few months and am hoping to get a Mustang two doors. soo it might be a little higher insurance..Is there an insurance company thats better than another?
ninja quotes insurance
ninja quotes insurance
https://www.linkedin.com/pulse/can-you-drive-learners-permit-without-insurance-anthony-lopez/"
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haidas-anxiety · 4 years
Text
My Personal Gambling Strategy
First off, I need to thanks for viewing this article and reading my ideas. Secondly if you don't have $500 to $1,000 greater which you may not leave out, STAY OUT OF THE CASINO!!! I cannot pressure that sufficient. Too many people rush inside the on line casino and play on sacred money and what I mean by that is cash that will pay for their hire, utilities, infant care, food, gas, and other requirements. If you cannot feed your children to your paycheck are searching for help and open a savings account instead of being egocentric and blowing your money in your gambling dependancy. They rush in to play hoping they may hit some thing to be able to trade their life and ultimately maximum will stroll away disappointed and the few that truely do jackpot huge typically do so due to the fact probability works and now not due to a few mystical, supernatural stuff, or systems. If God actually desired you to have extra cash I think he'd do so by means of getting you a better activity and main you to become a clever investor in place of getting you addicted to the desire of one huge pay off  lo khung 3 ngay 188xoso I without a doubt am no longer a fan of these people who have web sites obtainable that say such things as "buy my gadget for $forty nine.95" and you'll win massive on your next go to to the casino or the ones that want to promote you insider secrets. I discover it interesting that they by no means make it smooth that allows you to touch the humans on their testimonial segment. If your "device" become as suitable as you claim it's miles then why charge for it? I'm putting myself on the road and now not charging for my ideas and strategies and I'm giving it back to the sector freed from price.
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OK now that this is out of the way and you've $500 to $1,000 greenbacks extra to spend how can you maximize your bankroll? I have been playing for approximately 4 years now and in no way won something extraordinary until I began playing the excessive denomination machines. I'm talking approximately the large boys which can be everywhere from $2 a bet as much as $25, $50, or even $a hundred according to guess. Simply positioned in case you play the better stakes you may win extra. This need to be obvious however most of the people who cross into a casino by no means try this. You'll discover your average player gambling zone, nickel, and penny slots. I can for my part tell you that until you hit a jackpot on a modern machine on a max wager, do not expect to walk out with more than a few hundred bucks at exceptional. Most quarter machines on a jackpot on max wager pay out between $600 and $2500 bucks. That could be first-rate if you hit that on a max wager but the odds are not in your desire and they're literally astronomical. The simplest way you may walk out with a few thousand greenbacks is to play the high stakes and keep in mind that sure you may lose your cash it is in reality viable. I've walked in with my $500 financial institution roll simplest to lose it all.
So here's the center of my method. I play $5 and $10 machines and I put in $a hundred and guess one till I'm over $100. Once I'm over $one hundred I max wager. If I get under $a hundred I bet one. It's that simple. One aspect that I noticed is that mixtures like bar bar bar, bar bar recreation image, and sport symbol 3bar 3bar, come up quite frequently and you are much more likely to hit those combinations than you're a jackpot. Now shall we embrace you're playing 1 / 4 device and you are max betting and also you hit bar bar game symbol and that will pay 60. You have simply gained $15. Now if you have been gambling a $5 device and max having a bet and hit the equal combination 60 x $five offers you a win of $three hundred. On a $10 system that might be $six hundred. Now at this factor you can walk together with your winnings or preserve gambling but I endorse that in case you're not triumphing anymore walk away whilst you've lost half of what you have won. So if you won $300 and also you misplaced $one hundred fifty play every other system or cross domestic. It have to be obvious which machines you need to be playing at this point. My best day changed into where I hit on three special machines, two $five and a $2, and received $3800, $1200, and $1600. That's $6600. Who walked out of the on line casino feeling more confident that day, the guy who won $eighty on the zone device or the fellow who made a nice earnings off $200 on the $five and $2 machines. Keep in mind that I walked in with $500 and only spent $two hundred to get there. But I'd be mendacity if I instructed you to expect that or that it happens all of the time. It surely doesn't. However you stand a higher danger of creating more money in case you're playing the high stakes. And in case you test with most casinos payout records, you may discover that a huge part of the payouts got here from the high denomination machines which ought to be no wonder.
Now walking in and playing quarter machines or penny machines is high-quality if that's what you need to do with your $500. But in case you're trying to make a few coins don't be scared to take the danger and play the excessive stakes. Most humans within the casino that I speak to complain approximately how they never win anything large and when I ask them in the event that they play $five or $10 machines they say "oh it really is an excessive amount of money for me." To quote Master Yoda "this is why you fail." Now it does hassle me that a few humans will study this and forget about the first component I said and go out and play on cash they can't manage to pay for to lose. This is exactly for those who've the extra money to spend and no longer for someone broke with their closing $20 hoping to make their goals come actual. So over again if you do not have and additional $500 to $1,000 which you won't miss STAY OUT OF THE CASINO!!! Don't be a selfish jackass and blow your paycheck or your infant's college fund seeking to get wealthy quick. The odds are not to your prefer and if you examine human beings who've won big jackpots, they didn't control the money properly and finally misplaced all of it or spent it all. I suppose they call it the lottery curse or something like that. I should move on about money control however it's every other article. Good luck in your subsequent on line casino experience and keep in mind play on money which you might not pass over.
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enterprisepoint · 4 years
Link
News reports & useful posts on Point of Sale and POS System Hardware .
“Necessity is the mother of invention,” goes an old English saying.
If we had said at the start of January 2020 that restaurants would be adding a gallon of milk, a roll of toilet paper and a head of lettuce to online orders, the idea would’ve seemed preposterous. But that might be the new norm if restaurants want to survive in the era of COVID-19.
Just how have restaurants pivoted their business models and what changes do they expect are here to stay to ride out and survive these times?
We surveyed nearly 90 restaurant owners and managers about how they’ve had to restructure their business and operating models and what marketing and promotional strategies they’ve implemented since to drive sales for survival.
Key takeaways:
To adjust to decreasing demand, restaurants are reducing their operating hours while focusing on promotions and gift cards to drive their business. [Read more] To drive sales, restaurants are changing up their menus by introducing specials and spreading the word over email newsletters, their website and social media. [Read more] Restaurants are finding online delivery platforms to be critical to sustaining their business during the COVID-19 pandemic. [Read more]
Fight decreased demand with fewer operating hours, more promotions
Once the COVID-19 pandemic hit, restaurants across the country were almost entirely shuttered, leaving them with the option of either closing their services completely or providing curbside, pickup, or delivery service to their customers as a means of survival.
As a result of the nationwide lockdowns, our survey found that over half of our restaurateur respondents had to reduce their operating hours to adjust to declining customer demand and labor costs.
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In an interview with Bon Appetit, Frank Chung of Henry’s Hunan Restaurant made a simple but powerful observation: “I’ll only be able to open a few hours every day for take-out because I think business will be really slow. Our main clientele are office workers and no one is coming into work.”
But just because customers aren’t there to dine at your restaurant doesn’t mean they can’t support you online. During this economic uncertainty, who doesn’t love a good deal? Especially when, according to Gartner, nearly half of consumers said their household income had already been affected by COVID-19 in the form of layoffs, reduced hours, and closures.
To drive sales outside of their restaurants and understand the new financial strain customers are now under, restaurateurs are digging deep by offering promotions and gift cards.
Staying engaged with customers when your doors are closed or hours are limited is crucial to weathering and surviving this storm. As much as 30% of restaurants could close down permanently before the end of the COVID-19 pandemic, and it’ll take resilience and creativity to avoid this fate.
Pro tips: Even as restaurants start to open up, there’s still a good number of customers who are keeping away. Continue to engage them with promotions tailored to the current situation.
Gift cards also offer a diversified stream of revenue and give customers the option of contactless payment which they can receive through email or text message. Most retail POS systems come with a set of gift cards tools that can help you get set up in no time.
Push new, creative offerings on digital and social platforms
Operational changes won’t solve all your problems; many restaurants have had to reconsider their menu mix in efforts to improve their margins for the survival of their restaurant. Some are coming up with family dinner specials while others are delving into pre-prepared meal kits.
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One thing is consistent across the board: restaurateurs are all trying to figure out what their customers expect to spend and what they’d be interested in purchasing, all while weighing these new expectations against their new business economics.
As more families are staying home, customers are looking to get the most bang for their buck in order to feed more. In an interview with Restaurant Business, Molly McGrath, culinary director and chef of Roti Modern Mediterrarean, shared an opportunity to launch family meal boxes for takeout and delivery and found the result to be positive:
“We always hoped to strengthen our dinner business, and these have been a good way to introduce families and kids to Roti. I’m hoping to sustain and grow the dinner business now that I see it catching on.”
The restaurant specializes in rice plates accompanied by various proteins, toppings, and sauces and is now providing family dinners to go for customers in residential neighborhoods where some of its restaurants are located.
But it isn’t enough to just change up your menu mix—restaurants recognize that there are still customers who are wary of venturing out and are marketing their business by raising awareness where their customers are at: online. And they’re doing that through existing and free or low-cost methods, such as email newsletters, social media accounts and websites to spread word of their changes, as our survey found.
Pro tips:
Focus on your highest-margin menu items: Look at your data on your POS to determine what customers are ordering and then pare down your SKUs.
Bundle your meals: Make group ordering as visible and easy as possible. For example, “$30 dinner for three” positions your meal as a special deal. Bundling will take your labor costs down. Avoid single items unless they’re high margin.
Find opportunities to upsell: Consider sides such as drinks, desserts, and appetizers that you can throw in to complete the meal.
Use all digital platforms available to share useful and concise content: Most likely your customers are getting a bunch of COVID-19 related emails so you’ll want to make sure yours is useful information with bulleted key points that are easily scannable.
Sustain business with online delivery platforms
Where possible, restaurants have pivoted to delivery or takeout models as a result of the COVID-19 pandemic. As much as 25% of restaurants were forced to shutter completely during the pandemic.
Once optional for some, takeout and delivery is now a critical lifeline for restaurants. The restaurants that have survived have been the ones that were already well-positioned for—or pivoted swiftly—to delivery options to meet consumer needs.
Our survey confirmed that just as much the importance of delivery services – nearly 45% of restaurants have launched delivery services as a result of the pandemic.
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According to Gartner, customers are attracted to ordering from restaurants for a myriad of reasons, mainly convenience, variety, a break from cooking, desire for certain favorites, and the desire to support local restaurants.
COVID-19 is reshaping restaurant business models
About a quarter of restaurants have also changed their pricing and business model during the pandemic.
One example is Revolution Catering, which, prior to the pandemic, specialized in corporate catering in the form of drop-off meals and full-service events for companies in the Boston area.
As a result of the pandemic, the company has since pivoted to deliver fully prepared restaurant quality meals throughout New England.
“One in four of our orders is a gift for a client or a friend/family member,” Mike Spiegel, owner of Revolution Catering, tells Software Advice. “We didn’t even see that as a thing or know it was possible. Now we’ve got our sights set on disrupting the entire food gifting industry.”
According to Spiegel, after pivoting, the company has since been able to drive its break-even figure down by 50% and recreated about 25% of its revenue within a 30-day period—after losing 100% of its revenue in mid-March.
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Steps Revolution Catering took to pivot its business model for survival
Launched renewed mission and messaging“Our goal is to support every day busy schedules or sent as a gift to reach out and connect with clients or loved ones.”
Overhauled food offerings“We now feature rotating weekly menu items as a restaurant would.”
Rebuilt website“We’ve iterated our websites four times already [during the COVID-19 pandemic.]”
Sought out avenues for donations of meals to families in need“We’ve served about 1600 of those to 200 families who have been laid off from the hospitality industry.”
Stepped up social media presence, and email marketing“You can see for yourself it was pretty pathetic before March.”
Worked out shipping arrangements with UPS“We now can serve nine states in the Northeast overnight. We’ve shipped as far north as Maine, and as far south as central New Jersey. Before we serviced only a 25-mile ring around Boston proper.”
Implemented daily cash flow and financial monitoring“We were not irresponsible with this before but we became hyper-aware of this. We cut nearly a dozen subscription services, reduced waste removal, renegotiated some delivery fees with vendors-the list goes on. We were able to save thousands a month here just by doing that.”
Created a new weekly meeting schedule between departments“The goal is to immediately work out food quality and consistency issues, as well as logistical problems so that things are nipped right away because each box that goes out is so much more important now. We were turning down multi-thousand dollar events eight weeks ago, and now every penny counts.”
Took professional quality food photos for the website“We learned how to take professional quality food photos for our website prior to weekly menu changes. We’re asking our team to create new weekly items now. Before this, it was quarterly with a seasonal change.”
Solidified relationships with professional vendors“We had an incredibly solid group of professional vendors who were able to help us navigate rules and programs. They made their value apparent at the most challenging times. Many of them also became advocates for us and customers in their homes.”
What can your restaurant do now to respond?
The takeaway here is to recognize the changing expectations of your customers and start thinking about how you can meet those new expectations and reinvent your marketing and promotional strategies for survival. If you’re not using online delivery, you can start today.
What you need to know about online restaurant delivery:
Buyer’s Guide for Online Ordering software 5 Top-Rated Restaurant POS Systems with Online Ordering Why You Need to Take Your Restaurant Food Ordering In-House 3 Impactful Ways to Drive Your Restaurant’s Online Ordering Sales
Want to know more about how best to execute promotions and gift cards? Check with your restaurant POS vendor about how you can integrate those into your system.
What you need to know about promotions and gift cards:
3 Proven Ways to Drive Gift Card Sales and Increase Your Profit Why Your Business Should Start Offering Gift Cards Now
Before revamping your menu, you need to first dig into your data and the food costs of each item to see which product will be able to get you the highest margin.
What you need to know about implementing a profitable menu:
4 Strategies for Creating a Profitable Restaurant Menu Reduce Your Food Costs With This Food Cost Calculator
Next, schedule a call or live chat with one of our advisors for free. Our advisors will be able to cut down the time you spend finding the right tool from days and weeks to just 15 minutes. Just let them know what you need to achieve and they’ll send you a shortlist of the best systems that fit your restaurant.
The above post was first published here.
We trust that you found the post above of help and of interest. Similar content can be found on our blog here: enterprisepointofsale.com Let me have your feedback below in the comments section. Let us know which topics we should write about for you in the future.
The post How Restaurants Are Reinventing and Adapting to Drive Sales for Survival appeared first on Enterprise Point of Sale.
source https://www.enterprisepointofsale.com/how-restaurants-are-reinventing-and-adapting-to-drive-sales-for-survival/
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Desires 13
A/n: slight smut, RPF 
Words: 1, 872
Previous Chapter 12 
Pairings: Richard Speight Jr x OFC
_______
The moment that Charlee said “dada” Richard’s mouth dropped. Kori looked at Rob silently thanking him for hopping that plane like a mad man. Richard quickly walked over to Kori taking Charlee from her mother. Kori turned and walked to Rob while Richard tried to con Charlee into saying dada one more time.
“You know this means the world to him.”
Kori said with a smile. Rob nodded.
“I didn’t want either of you to hear about it over facetime. So are you two all good?”
Kori held up the hand that had her engagement ring on it. Rob looked relieved.
“Thank god! Emo Richard isn’t a fun person to deal with.”
“I heard that”
Richard said shooting his friend and fiance a look. Rob smiled cheekily.
“You know its true.”
Rob said with a smirk.
Later that night Kori lay in bed with Charlee while Richard was talking to Rob in the other room. Alexander wanted to stay up with Mackenzie on his own. Kori knew that her little sister would be lucky to make it through the night and wanted to give Alexander what alone time he could have.
“Enjoy some time with your fiance and baby.”
Alexander had said when Kori offered to stay up with Mackenzie. It broke Kori’s heart seeing the pain in Alexander’s eyes as he looked down at Charlee. He had missed so much of Mackenzie’s life it was painfully obvious he was regretting everything at the moment.
Kori looked down at Charlee as she chewed on her stuffed lamby blissfully unaware of everything that was going on around her. At the moment all that she was concerned with was the teeth trying to break through. Kori smiled as she running her fingers through the baby’s hair.
“I think someone needs to get tired.”
Charlee looked up at her with a little grin.
“Mama no.”
Kori leaned down pressing a kiss to Charlee’s pudgy cheek as Richard walked in shutting the door behind him.
“Rich we are in trouble?”
Richard turned around looking at her with wide eyes.
“What did we do now?”
Kori smirked.
“Charlee knows how to say no also.”
Richard winced.
“Yep we are goners.”
Richard smiled as he watched Kori’s feeble attempts of getting the baby to go to sleep. Getting into bed so Charlee wouldn’t roll off Richard reached over intertwining his hand with Kori’s.
“Did Alexander say anything about Mackenzie?”
Kori nodded,
“He wanted to be alone with her tonight. He doesn’t think think she will make it tonight. Rich I feel awful just laying her and not being in there”
Richard slowly pulled his hand away from Kori’s stroking her head. He wished in a way that Charlee was safely in her crib because the look on Kori’s face just made him want to hold her even more.
“I know sugar but something about like this let the man do what he wants. You need to relax too darlin.”
Kori nodded, looking down at Charlee who had finally drifted off to sleep. Richard reached over turning the lamp off before the baby decided to wake up for another round.
“Let’s hope my voice doesn’t always put her to sleep. Lectures as a teenager will never fun when your dad’s voice puts you to sleep.”
Around 2 am there was a knock on the door jarring Kori awake. She moaned looking over at the clock before gently shaking Richard’s shoulder.
“Honey keep an eye on Charlee. I’ll be right back.”
Richard looked up with a frown before wrapping an arm around Charlee so the baby wouldn’t roll off the bed. Kori quickly got up pulling her sweatpants back on and going to the door. Alexander stood on the other side with a dark look on his face.
“Kori…”
Kori’s heart immediately sank.
“Did it just happen?”
Alexander nodded.
“She passed peacefully. The funeral home will be here soon.”
Kori looked down unsure of what to say. She knew that Mackenzie was dying but deep down she expected the girl to pull through. Even after all the research Kori had done on Batten’s disease there was part of her that secretly hoped her sister would pull through.
“Kori are you okay?”
Alexander asked softly. Kori looked up.
“Yeah. Alexander I’m so sorry. Can I do anything?”
Alexander shook his head.
“I’m just going to be alone. If you need anything let me know.”
The next days was the longest and fastest of Kori’s life. From helping plan Mackenzie’s funeral to helping Alexander’s get everything in order for his relatives to come in Kori was exhausted!
The day of the funeral Kori had spent most of the morning alone. Standing on the balcony of her and Richard’s bedroom she sat looking out at the large yard. She jumped when Richard’s arms wrapped around her waist.
“Easy baby.”
He said, pressing a series of kisses to Kori’s neck. Kori whimpered relaxing her body back into his.
“I’m ready to get this over with.”
Richard nodded not letting go over her
“I know baby. Just get through today and we’ll be back home tomorrow.”
As the funeral started Kori sat quietly at Richard’s side while he whispered quietly to Rob. A lot of the people at the funeral Kori didn’t know. Most of the people were Alexander’s relatives but a few was some of Janet’s family, which in turn was her extended family.
When Kori looked up again her heart stopped seeing Janet. She was shocked at her mother’s appearance. The woman looked completely awful! She looked like the definition of a drug addict. Kori wrapped her hand around Richard’s before leaning over.
“Before you lose your shit Janet just walked in.”
Richard’s face instantly went livid as he looked over his shoulder to where Janet stood with another woman talking. He quickly took Charlee and wrapping an arm around Kori as Janet’s eyes fell in their direction. Her eyes winded seeing Richard giving her the biggest go to hell look imaginable.
“Bitch is brave showing up here.”
He said quietly. Kori smirked.
“Richard we are in a church.”
Richard shrugged.
“I don’t care where we are at this particular moment. That woman better not be brave enough to come over here is all I have to say.”
Kori relaxed against Richard’s chest. She smiled slightly at the protective pissed off look in his face. If she had any doubt in her mind that Richard didn’t care that would have wiped that out 100%.
“I don’t think she would be brave enough to.”
Kori said softly before looking up with a smile to see her father walk in. Kori quickly stood as Mark walked over wrapping his arms around her.
“Hi sweetie.”
“Dad you came?”
Mark nodded as he reached down taking Charlee from Richard. The baby was eagerly reaching for Mark with a huge smile on her face. Mark smiled, kissing the little girl’s head.
“Of course. This pertains to you so I wanted to be here for you. I see the wicked witch of the west is here.”
Mark said starring at Janet coldly. Janet looked at him and was looking right at Charlee. Mark frowned turning so that Janet couldn’t see his granddaughter. Kori smiled at her father deciding that she wasn’t going to let Janet ruin this for her or cause drama.
“Dad, Charlee started talking finally.”
Mark smiled looking down at his granddaughter.
“Well precious what do you have to say?”
Charlee looked around a few times with a smile before shaking her head.
“She kind of only talks when she wants to. She got dada, mama, and no out.”
Mark smirked looking at Rob.
“So it is true. You did hop a plane and came here over that?”
Rob nodded with a nervous laugh. Mark chuckled before taking a seat beside Kori. She sat talking quietly to Mark about everything that happened the last few days until Richard leaned over.
“Babe I’m going to go get some air with Rob.”
Kori nodded as Richard kissed the top of her head and followed Rob out.
“Well this is an actual nice service so far.”
Rob remarked as they walked by Janet. Richard focused on keeping himself calm and not say a word to the woman. It wasn’t until she made a comment to her companion about him being controlling. Richard froze ignoring Rob who started pulling on his arms. He didn’t want to start a scene. Richard turned looking dead at Janet.
“I would watch your mouth lady. I am not about to cause a scene at your daughter’s funeral because she deserves better. Maybe you should tell your friends how you hacked into my phone and had a sex tape released. Just a heads up, if you go about two more steps forward you will be breaking your restraining order on Kori. I don’t mind paying for a lawyer for contempt of court.”
Janet blinked a few times before looking down.
“That’s what I thought.”
Richard grumbled as Rob reached over grabbing him by the arm and pulling him back to where Kori was sitting. One look at her fiance told Kori that he was pissed.
“Rich?”
“Not now”
He said coldly. Kori watched Richard for a moment. He wasn’t blinking and wouldn’t even look in her direction as the service started. Kori sat quietly looking between her Richard and Rob who was giving her sideways looks as well.  She periodically looked at Janet up had retreated to the back of the sanctuary and was sitting alone.
Once the service was over Mark glanced over at her.
“Do you want me to take little one back with me? You and Richard both look exhausted. Well Richard looks ready to kill someone and $200 bucks says I know who it is.”
Kori nodded.
“Thanks dad.”
Arriving at the hotel Richard hit the mini bar right away. Kori watched him for a few minutes before walking over and taking the glass of whiskey out of his hand. Richard watched her carefully as she undid her dress letting it fall to the floor. His eyes widened at the new lingerie he hadn’t seen before.
“What are you doing sugar?”
Kori turned pressing her behind into Richard’s crotch while taking his hands covering her breasts with them.
“Just getting your attention. Rob told me what you said to Janet.”
Richard groaned as she applied more pressure to his forming erection.
“I uh…uh…she got what she deserved as usual. We shouldn’t have anymore dealings with her at this point. Mhm sugar I can’t even think straight at the moment. Is this a new outfit?”
Kori nodded.
“I was saving this for our wedding night but I think you would enjoy this tonight. After all when we get back home we do have a lot of wedding plans to make. Things can get back to normal.”
Richard looked pleased.
“Normal. I like normal.” _______
@tas898
@jannalionheart
@sherala007
@greenappleeyes
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Understanding
Summary: In response to this post.
Word Count: 2015
A/N: reader insert (Y/N: your name, Y/L/N: your last name, Y/N/N your nickname). I hope this is good and does this justice. I am tagging all of you that commented/shared this (sorry not sorry). Let me know if you like this!
Masterlist
Posted: 6/16/17 Updated: 4/4/18
not my Gif
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You’d never been a good sleeper; struggling to fall asleep most nights, and when you did, it didn't last long. You’d awaken at the smallest noise, so really it wasn't a surprise that you tended to be the one waking your teammates from their nightmares. No matter where you were, you could hear your teammates struggle in their sleep; it was too the point now that you’d instructed F.R.I.D.A.Y to alert you if you didn’t notice right away.
Bucky, Steve and Tony had them the most often; after Ultron, Thor started to get them too, but he wasn’t around often. Natasha would have horribly violent tremors sometimes, but when you’d wake her, she wouldn’t want to talk, so you’d hug her awhile in silence before she’d fall asleep again.
Tony was the victim tonight. F.R.I.D.A.Y called you to his room when you didn’t wake on your own, “Miss. Y/L/N, I believe Mr. Stark may need you ma’am,” she spoke, ever calmly. Since Pepper had left, Tony’s nightmares had gotten more frequent, and caused him to thrash violently. That was how you found him; screaming Pepper’s name, flailing on his bed.
“Tony,” you called, slowly reaching out to him. His suit would appear protect him if it thought you were a threat (a lesson you only had to learn once) so you knew to keep your voice even and movements slow.
“Tony,” you repeated, gently grasping his shoulder and shaking him.
His eyes flew open and he gasped as he shot up into a sitting position, you backed away, just in case, but his suit didn’t activate. Tony looked frantically around the room before his eyes landed on you. You gave him a small smile that he didn’t return before he placed his head in his hands, still breathing heavily.
You didn’t speak as you approached his bed again, climbing on so you could kneel next to him. You wrapped your arms around his shoulders and rested your forehead on the back of his neck. You both sat like this for a while, Tony regaining his composure while you silently comforted him.
“I saw her fall. I didn’t catch her Y/N,” his voice was so small and timid, sounding nothing like his boisterous, proud facade.
“She survived Tony. She lived, and she’s alright now,” you soothed. This wouldn’t make the nightmare any better, but he had to stop blaming himself or they’d never go away.
“You beat Killian and fixed what he did to Pepper. You didn’t put her there, he did. No, you didn’t catch her, but the whole situation wasn’t your fault Tony.”
He laughed sarcastically at that before replying, “wasn’t it though? I taunted the bastard, fell for all his tricks and Pepper paid the price. I always do this; I make shit decisions and then the people I care about pay for them instead of me!” Tony was sobbing into his hands now.
You tightened your hold on him, keeping your breathing even. There was nothing you could say to make him believe you , no way you could talk him out of feeling this way, so you just held him. This was what you did for your team, you reminded them that someone still cared; even if they thought they were evil personified, irredeemable, or stupid, you were still there for them.
You never talked to the other members of the team about each other's dreams, always thought that was private, but sometimes, you’d wish you could. Tony and Steve especially; their nightmares were so similar, and you wished you could get Bucky to talk to them both; as a person who had been dropped, to remind them it wasn’t their fault. But you wouldn’t break their trust, even if you thought you could help.
After a few minutes, Tony calmed. You rubbed his back and asked him if he was going to try to go back to sleep, when he answered in the negative, you enlisted his help with breakfast; knowing that, if left to his own devices, he’d hole up in his lab, alone, and inevitably endanger himself, if not the whole compound. Plus, it was almost 5 AM anyway, you knew Steve, at least, would be up by then. So the two of you headed to the kitchen. You asked F.R.I.D.A.Y to play some of your music, which caused Tony to groan and complain, but you smiled and hummed along anyway, which caused Tony to smile, just a little.
You were halfway through teaching Tony the proper way to make French Toast (he always skipped the vanilla and chose the wrong bread) when Sam and Bucky emerged from the hallway. The two had been getting along better since moving into the compound, they didn’t like each other nearly as much as they liked Steve, but they weren’t hostile anymore.
“Where’s Steve?” Bucky mumbled around a mouthful of pilfered French Toast. You smacked his hand lightly and he shot you a grin.
“Capsicle hasn’t shown up yet,”Tony answered, handing Bucky and Sam their own plates full of toast and pointing to the syrup and butter before turning back to you. You smiled at him and made him get his own food and eat before you joined the group.
The rest of the team filtered in until Steve was the last one left. As you were about to go and check on him, he stepped out of the hallway. He looked tired and he didn’t get any food, just coffee, before coming to the table.
“You okay there Cap?” Nat asked noticing, as you did, that he was behaving out of sorts.
“Hm…” Cap looked up and met her questioning gaze before shaking his head lightly, “oh, yeah, I’m good.”
He seemed far from good and as the day went on, and the team continued to ask him if he was sure he was alright (sensitivity thy name is NOT Avengers), he seemed to get worse.
Eventually, he snapped. Poor Peter had just arrived for dinner and hadn’t known any better, but he’d asked how Steve was, and Steve bit his head off.
“I’m fine for God’s sake,” he yelled. Your head shot up from your phone  and you watched Steve stalk out of the room, Bucky tried to waylay him, but Steve didn’t even meet his eyes as he hurried past. Bucky was left looking hurt and confused, you squeezed his arm as you passed him in pursuit of Steve.
“Careful Y/N/N,”
“I got this Buck.”
As it turned out, you didn’t have to search hard, just follow the sounds of Tony telling Steve off, loudly.
“You didn’t have to yell at the kid Cap! He was trying to be nice! You know ‘nice’ that thing you usually embody to the point of annoyance? What the hell crawled up your ass and died?!”
“Buzz off, Stark. I don’t have the energy to deal with you today,” Steve growled.
“You don’t have the energy? I didn’t sleep at all last night, neither did Y/N, but we aren’t screaming at people who try to ask if we’re okay!” You winced as Tony brought your name up. You were around the corner from them, close enough to step in if needed, but out of sight.
“Yeah, well I’m sure your self-induced all-nighter in the lab was completely purposeful! I was trying to sleep, I just…” Cap trailed off, losing his anger, and sighing.
“Nightmares?” Tony asked softly without missing a beat. You peered around the corner; neither of them was looking at you; Cap looked so tired, his head hung, leaning back against the wall, but he looked up when Tony had spoken. He looked at the other man for a moment, brow slightly furrowed before nodding.
“Yeah, every night this week.” Your eyes widened, why hadn’t F.R.I.D.A.Y woken you? Poor Steve, “How’d you know?”
“I have ‘em too. Had one last night, woke Y/N up,” Tony admitted, leaning back against the wall opposite Steve.
“Does she help you too?” Steve asked and when Tony nodded he leaned his head back against the wall and looked at the ceiling before he continued, “I had to tell F.R.I.D.A.Y to stop waking her up. She can’t keep losing sleep ‘cause I have the same awful dream night after night.”
“You know, if she finds out you did that she’ll flip, right?” Tony laughed lightly. You smirked but ducked back behind the corner and went back to talk to Bucky, leaving Tony and Steve to talk.
“What’s your nightmare about?” Tony mumbled a moment after you left.
“The train. Bucky..I-I let him fall…” Steve stuttered, trying not to break down in front of Tony. He didn’t meet Tony’s eyes, feeling as small as a human being possibly could at that point. It was the biggest point of shame to him; he couldn’t protect his best friend, and because of him, Bucky had become the Winter Soldier; Steve felt it was all his fault. But by not looking at Tony, Steve missed the look of shock, and then sympathy on Tony’s face. Tony swallowed and cleared his throat; he wasn’t expecting Steve to open up at all, let alone have such a similar nightmare. He looked at Steve, standing with his head hung again; he looked a mess. Normally, Tony would tease him, or make some ridiculous comment to lighten the mood, but he got the feeling that wouldn’t help here. He could almost hear Y/N in his ear, telling him to talk about it, to open up.
“I… did I ever tell you, about what happened, after New York?” Tony asked. Steve shook his head, but didn’t look up.
“There was a lot of complicated shit, but it boiled down to a mistake I made. A mistake from my past. Someone I had hurt, I guess, he came for me, but he took… he took Pepper.” Tony struggled, brow furrowed and now also looking at the floor.
“What happened Tony?” Steve’s voice was quiet, but Tony winced at the question. He had no choice now, he had to tell him.
“He’d experimented on himself, given himself a mutation of sorts. When he took Pepper, he gave her whatever he’d dosed himself with. It hurt her, but she was still alive. I came for her. She ended up something like 200 feet up in a shipyard, I told her I’d catch her… I… sh-she, fell Cap.” Tony sobbed quietly but didn’t stop, he couldn’t stop now, “whatever he’d done to her saved her, she didn’t have a scratch, and I fixed her mutation, but I still didn’t catch her, Steve. I watched her fall, thinking that she was going to die, thinking I had killed her.”
There was silence in the hallway aside from the occasional muffled sob. Neither man knew what to say at this point. Neither met the other’s eye. There was no tension to the silence, just a sort of pause. Steve recovered first, crossing to Tony’s side of the hall and grasping his shoulder. Tony didn’t look at him but spoke, quietly, “I just don’t want you to think you’re alone, Steve. You’re not. You aren’t the only one who's made a mistake, or who still feels the weight of something that wasn’t your fault, and no, before you interrupt me, what happened to Barnes wasn’t your fault. I know you’re gonna say what happened to Pepper wasn’t my fault, Y/N does too, but if that wasn’t my fault, Barnes’s fall couldn’t have been your fault.” Tony met Steve’s gaze at that point, with a bit of the light back in his eyes.
Steve bit back the argument he had waiting; Tony had a point, he was going to tell him that Pepper’s fall wasn’t his fault. Maybe... maybe Bucky hadn’t been as much his fault as he’d thought?
Unaware of this breakthrough, you’d met up with Bucky and the two of you were heading back to the towards Steve and Tony. You’d told Bucky that Steve was overtired and hadn’t been sleeping, and Bucky had immediately guessed that he’d had nightmares as well. You’d explained as much as you could without breaking your promise of confidentiality to Tony and Steve, and then Bucky and you had headed back for them.
When you’d rounded the corner though, you both paused. Tony and Steve looked at the two of you, Steve squeezed Tony’s shoulder and Tony raised his arm to Steve’s opposite shoulder and repeated the action before the two broke apart. Tony went straight for you and swept you into a tight hug, before he turned to Bucky.
“I think, I think we should talk Barnes,” he stated quietly, shocking both you and Bucky; Tony had never referred to Bucky in any way other than with a demeaning nickname. 
Bucky looked to Steve, then you, and finally looked back to Tony and said, “sure, Stark. Anytime.” Tony shot him a small smile then left the hallway. Steve clapped Bucky on the shoulder and pulled you into a hug too.
“Thank you Y/N,” he said before he followed Tony out to apologize to Peter, leaving you and Bucky in the hallway, looking bewildered.
Tags:
@fatisid98, @devildears, @but-boomerang-arrows, @addictionmarvel, @famehunting
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smoothshift · 4 years
Text
Cost/Analysis of daily driving a Mercedes W123 for 6 months via /r/cars
Cost/Analysis of daily driving a Mercedes W123 for 6 months
This April, I flew down to Ft. Lauderdale, FL and bought a car without telling any of my family friends. That car is a Mercedes W123 240D 4-speed affectionately known as Molly. I drove her 12 hours from Ft. Lauderdale to my home in Nashville having never really driven a stick-shift, and survived without hurting myself or having too too many embarassing moments.
The second car in the garage is my 2005 W220 S500, which has an unjust rep as the "worst S-class", and as a total maintenance hog. There is a fantastic writeup available here, and I added my experiences on that thread as well. It seemed to me that the W123 and W220 have almost polar opposite reputations, as the 123 is regarded as a cockroach of a car that will outlast society. There are examples that have passed the million mile mark, and I've heard "this was from when a Mercedes Was A Mercedes™" plenty. So I decided to do an analysis on the 240D, just like the W220. So without further ado...
Maintenance and Cost
Being a Florida car, I wasn't too worried about the car being a total rust hog. There are a few spots of paint bubbling, so she isn't perfect, but there is nothing I would remotely regard as troubling. The drive home was 12 hours, and the car tracked straight, stopped well, and the 4 cylinder NA Diesel OM616 ran happily with little blow-by. However there was a water leak and the oil was a bit old, so a shop visit was in order. They discovered that the water pump was on its way out, so a replacement was ordered and installed. The rest of work needed included a new headlight, reverse switch, and an oil change, and the total came out to $1,022.76. Reverse switch wasn't very easy to get a hold of, and the water pump upped the price. Not too bad for a first service though!!
Early August she went back to the shop for an oil change and a valve adjustment, which is a common procedure on these old diesels. Some W123 owners swear they can feel the difference after a valve adjustment, especially if it has been a while since adjustment has been made. I figured it had been at least 4 years since they had been adjusted, but didn't feel too much difference after. All together that cost $297.47
I've driven the car just over 4,000 miles in 6 months. I travel for a living, so my fuel-ups tend to last longer than if I was truly daily-driving, but a tank tends to last me about 3-4 weeks. We'll round up and call that 10 fuel-ups in 24 weeks/6 months. With the average cost of diesel being about 2.87 a gallon, and a tank being 17.2 gallons, that's about 500 bucks in 10 fill-ups, or roughly 8 cents a mile after you factor in mileage. When maintenance/upgrades is factored it, it raises to 53 cents a mile for cost of ownership.
And that's it. Compared to the W220, the lack of (necessary) visits to the shop is awesome. Albeit this is a much much simpler car to work on, and the Aftermarket community is awesome at DIY fixes, but my initial worries that buying a classic car would be a massive mistake have gone unfounded. Which comes to...
Upgrades and DIY
A few things have been added on that I wouldn't count as maintenance, or that I did myself. They do add up, so I figured I'd include them on the write up.
W123s with American headlights use sealed beams that were considered as ancient even when they were rolling off the assembly line. These sealed beams get dimmer as they get older, and I can't actually track when the headlights that were on at the time of purchase were installed. One of them went out on the initial drive home, and the second went out about 2 months later. They are both cheap and easy to replace, but I decided to upgrade them to Hella H4 halogens and lenses that are brighter, have much longer life, and don't degrade over time. The lenses are essentially stock looking, and the whole kit cost me 200 bucks
I took a dive into upholstery work and replaced the driver's seatback cushion. These cushions are horsehair, and once they decide to start deteriorating, they will not stop. My pad was so crumbled that I could feel each spring digging into my back. I removed the seat, took off the MB-tex, and replaced the cushion with one I bought online for 80 bucks. I don't think I saved myself any many, as I had to buy a couple of tools, but the experience was worth it for both better support, and confidence that I could take a seat apart and put it back together again.
I also disassembled the glovebox and center console to replace one of the center vents that had dismantled itself, as well as replaced the interior lighting on the (very basic) manual climate control panel. This cost another 40 bucks for the vent.
I bought blue/white CocoMats because they look cool and match the blue interior and white headliner (:
Ongoing issues
There are a few things I just don't feel like fixing right now. Unbeknown to me, the previous owner unplugged the switches for both the sunroof and rear window defroster, and I haven't plugged them back up yet. Sunroofs on W123s are a notorious point of failure, and mine is shut with no leaks, so I don't think I will open that can of worms. Because the car will be resting for the window, I probably won't use the defroster much either. There are also several issues with the paint that reflect the car's age. None of them show signs of getting worse or causing damage, so it will probably be going unfixed for the long-term. The vacuum-operated central locking is completely inoperative, and I live with manual locking and unlocking my doors. I could chase down the vacuum leaks during the winter, but don't know to what extent the issue is. My main concern is I will mess something up and lose the vacuum that shuts down the engine!
Should I daily a classic car?
I think it depends. I won't lie, it is incredible peace of mind to at least have another car available to you if something goes wrong. Even though nothing has, and I haven't elected to not drive the 240D in any situation, the ability to make that decision is still in your back pocket. Also, diesel is just a bit more expensive than I've wanted. But I don't get in the car wondering about overheating, electrics failing, or brakes fading. It starts warm or cold, stops smoothly or strongly, and accelerates...enough. The AC works (crucial) and the heater is strong enough to melt clothes to your skin. And the car gets compliments at stores, stoplights, and side streets, which I've never gotten to experience. I don't think the W123 is representative of every car built in 1983, but it goes to show just how great a car built in 1983 can be. Nothing rattles that shouldn't and build quality is awesome. MB-tex deserves a shoutout because I think the interior of this car will outlast me. I make fun of its slowness and how old it is, but I always find myself looking back at it, or in window reflections. And it has never let me down.
Final thoughts
Yes, the W123s are truly solid cars. They are very easy to work with, and with the right care and maintenance, they will last your lifetime, and the next owners, and the owner after that. I specifically bought Molly because she lacked some of the features that are known to have chronic issues; Mainly, the automatic climate control, electric windows, and the vacuum-modulated automatic transmission. It has been a fascinating experience going from technical powerhouse like the W220, to a bare-bones trim of a bare-bones car. While 53 cents a mile is a bit high, I'm expected that cost to continue to go down as the car is driven more and (hopefully) needs less attention. If you've gotten this far, thanks for reading! If you have any questions, let's hear them.
And yes.
It's that slow.
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"affordable health insurance of texas houston
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affordable health insurance of texas houston
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Any idea how much it would cost and a few examples of a car and insurance rates. Also if you had a part time job would you actually be able to drive the thing?
The cost of insurance for multiple super cars?
Alright, so let's say I win a Powerball lottery jackpot, which automatically makes me the happiest man in the world. Well.. I know that's not going to happen, since I have a horrible luck, but let's just imagine. I get a big, luxury house in Beverly Hills with an underground garage. Since I'm a huge car guy, I'm getting all of my dream cars (all brand new). Here is the list (I probably forgot some): Lamborghini Aventador Lamborghini Gallardo Super Trofeo Bugatti Veyron Maserati GranTurismo Mercedes SLS Mercedes C63 AMG Mercedes E63 AMG Mercedes G63 AMG Mercedes SLR (not new, of course) BMW X6 M BMW M3 BMW M6 Audi R8 Audi RS5 Audi RS7 Range Rover HSE 2 Cadillac Escalade Platinum Ferrari California Ferrari 458 Italia Rolls Royce Phantom Coupe Rolls Royce Wraith Bentley Continental GT Bentley Mulsanne Corvette ZR1 Alright, so that's pretty much it. How much would insurance approximately cost? And don't say anything like if you have to ask, you probably can't afford it . Well, no ****, I can't afford it and never will, I'm just curious how much expanses I would have if I was happy.""
What are good sites to get multiple car insurance quotes all at once so you can compare?
I don't mean individual insurance companies like geico or all-state, I mean where it can do the quotes for multiple companies at a time. Know any safe & legit websites? I don't want to put my personal info just anywhere.""
What are Insurance groups all about?
And... 1. Is a 1.4 engine car okay for a 17 year old? Or does it HAVE to be 1.2 2. Honda Civic or Volkswagen Polo? 3. A rough idea on the insurance cost per year for third party fire and theft?
Which auto insurance companies offer road side assistance and what exactly do they cover?
Which auto insurance companies offer road side assistance and what exactly do they cover?
Why is the tripling of insurance premiums called Affordable Health Care ?
I got a letter from my health insurance company that my current policy (which I was just fine with) would be cancelled in 2014 and if I did nothing I would automatically be changed ...show more
How much will insurance cost for my painting business i am a sub contractor and i have no employs just my self?
what they require is $1,000,000 per occurrence and $1,000,000 personal injury and $2,000,000 general aggregate . thanks""
My husband and I are buying our first home. What insurance will we need?
Life insurance to cover the mortgage? Illness or unemployment cover? Please help!
How much will insurance go up with PLPD as a teen driver involved in fender bender?
I have a plpd insurance and am a teen driver..got into a fender bender yesterday and was at fault ..how much should my insurance go up?
Car insurance?
does your physical health affect your car insurance rates?
Recommended Car Insurance Coverage?
I'm 18 years old and have to buy car insurance for the firsr time on my one. I don't know what level of insurance to get... what's the recommended car insurance coverage amounts?
How do you get health insurance?
I'm try'na get emancipated from my parents, and they said I medical/health insurance. No ******** answers.""
Buying car insurance for the first time. HELP!!!?
Next week I can get my licens, and I already have a car so the only thing left would be car insurance. I asked my mom, who is making me pay for it, how much it would be to be put on her insurance. She said $108 a month!!! I know that I will not be able to afford that. I have enough money right now for about 14 months and that is it. I already have a job, but all the money I make goes toward tuition for private school(long story). Can I have my own isurance plan? Do I have to be under a parent? what are my options? Please help. I have until newt Friday to figure it out.""
Can I get insured for a Volkswagen Golf GTI? (i'm 18)?
Hi! I wanted to buy the new golf gti, and I was wondering how much insurance would cost. What do you think will be cheaper, insuring the golf, or importing a car from another country (i won't have to buy it- i'll just take one of my parents' cars. Please don't say you won't be able to afford it etc. Trust me, I can afford it. Full stop.""
Can car insurance charge you if you dont have a car?
state farm is charging my mom extra $$ because i got my license a few months ago (im currently 21) i got it late but they are charging her and i dont even have my own car. are they allowed to do that? how much would they increase it by?
How much is the premium for auto insurance usually for an 18 year old?
basic converage NY state 2000 plymouth neon driver was never in any car accedents
affordable health insurance of texas houston
affordable health insurance of texas houston
Is car insurance cheaper in manhattan than queens?
Is car insurance cheaper in manhattan than queens?
Want an awd turbo car with low insurance?
Im looking for an awd turboed car that has low insurance. Evos and sti insurance is 400 a month. I don't want an audi. I want something fast tho. What do you think. Thanks
Can I drive my friend's car if I am NOT on their insurance?
In the state of OHIO, I want to know would I be able to drive a friend's car if I am NOT on their insurance, but I have my own insurance?""
What is the best car insurance company for 1st time drivers UK?
Hi, I am 24 and I have had my lisence for about 6 months now! Insurance is soooooo high for this age range and not having much previos experience. What insureers would you suggest to first time drivers? Thanks""
What would be the cheapest insurance company for a 125cc motorbike?
i am a 17 male living in the uk.
Is it okay to drive your parents car but dont have insurance yet but your parents gave permission to drive it?
Like if i was to be pulled over which I plan on not being because I drive very carefully but with cops now a days they will pull you over for no reason and just follow you and pull ...show more
Is there a cheap auto insurance i can get while i have my learners permit?? everything is so catch 22?
Its like you have to have insurance to buy a car, but you have to have the car to take the drivers test. So im really confused, and i need to know if theres insurance for me while i have my learners permit?""
Could a person have too many insurance policies?
i have 5 from 2 different companies, 3 different agents...coz i have difficulty saying no...is that too much?""
Best car insurance for a teen?
Im 16 and will be getting my license soon but have to pay for my own insurance. I would like to know which insurance agency would be cheapest?
What about your Gas Millage and Insurance on the 2006 Toyota Prius?
I Have a new Prius with about 4000 miles. I get 44-45 miles/Gal What do you get, What is your insurance rate for 6 Month. I have a friend who say she has driven 30 miles at 70 mph on the electric motor after running out of gas. What About this ??? Can that be done""
Why do my car insurance quotes keep changing price even though its the same car I keep trying to insure?
Hello I keep getting different prices for insuring my car. I entered all the same details and reg number and on Saturday I got quoted 1313 , but I tried again today and its over 3000. Why is the price changed even though I entered the same details and reg number ? Getting frustrated with it all now.""
Getting insurance for another persons car?
I'll be getting a loan of my brother-in-laws car while he's away serving with the army for 6 months and I'm trying to find the most cost effective way(s) of me getting insured for it for that duration. At the moment I have my own car with insurance, for myself and my wife (insurance is in my name), and I effectively want to use a second car. Ideally I wouldn't want my brother-in-law to have to pay insurance while he's away.""
How to get cheaper car insurance?
I'm 18 and want to get insured. How much would it be? I've been passed since July? What if I get my dad the registered keeper and me second driver? My mate she's 18 and she's got insurance. Come on, there must be a way!""
Which Insurance?
If someone borrows my car but they have their own insurance and get in an accident is their insurance company responsible
Car insurance?
I am trying to get a quote for car insurance, but am a bit stuck. I got my South African licence in 2002 and exchanged it for my UK one October last year. When they ask you how long you have held your licence....do I say 5 years or less than 1 year. Does the South African one count....I really hope so. We drive on the same side of the road and everything. Thanks""
Can i survive without auto insurance?
I'm 16 and a half. I live in California. I got my drivers license yesterday. My dad has farmers insurance. Adding me to his plan will double his monthly bill. I am a VERY good driver, i live in a small city, and i never go on the freeway. Is it alright if i drive without adding myself to his insurance plan? i don't think $200/month is necessary. Also, it is not legal to drive in California without financial coverage so if i get pulled over, will i get into trouble?(the car's covered so im partially covered rite?). Thank you""
Cheapest car insurance?
Which company has the cheapest car insurance? I just bought a brand new car yesterday and I can't drive it off the lost until I have car isurance for it.
350z insurance cost tx 16year old?
how much is insurance for a 2006 350z for a 16 year old first car in texas?
I rang up Tesco Car Insurance today and they sent me away?
Hello, I rang up Tesco Car Insurance today, this women spoke on the phone and her first question was asking for the policy number, and then I asked her a question why they increase my insurance and she said everywhere is the same, they are the cheapest, and then she told me to ring somewhere else to get a quote and then phone us back. Thats a good customer service. What do you guys think about this situation?""
In Florida what is the charge ($) for driving without car insurance?
I recently found out that my car insurance was cancelled through my ins. company. I know I need to get a new policy asap. I have been told that the state charges the driver a certain amount for everyday that they are driving a registered car without any car insurance. Is this true and does anyone know how much it is in the state of Florida?
How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?
How much is it to rent a car per day in costa rica w/the necessary insurance [of course-4 wheel drive]?
Insurance companies offering restricted hours driving to get a cheaper quote?
Insurance companies offering restricted hours driving to get a cheaper quote?
Where can I get an honest auto insurance quote?
Hi I was wondering if anybody could point me in the direction of a website that gives honest auto insurance quotes? I have been looking to get an auto insurance quote online for quite some time now but most of the websites look like scams to me.... Thanks in advance!! -David
Who do I contact when a taxi driver has no private insurance?
Who do I contact when a taxi driver has no private insurance?
How much is car insurance per year for a oldish mini?
I'm 18 in June and I would really love a mini say 2005 or something like that. How much roughly would insurance be per year for one of them. Thanks guys :)
affordable health insurance of texas houston
affordable health insurance of texas houston
https://www.linkedin.com/pulse/quotes-auto-insurance-iowa-daniel-edwards/"
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Blytheville Arkansas Cheap car insurance quotes zip 72315
"Blytheville Arkansas Cheap car insurance quotes zip 72315
Blytheville Arkansas Cheap car insurance quotes zip 72315
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
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VW Golf third-party insurance for a new driver?
Looking at getting a car, just passed my test and considering a VW Golf Mk4 (1.4 - 1.6l as a max) I'm not 17, I'm 20 - Would this go in my favour? How much can I expect to be paying, is it manageable?""
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If you install an aftermarket radio incorrectly, and your car catches fire will insurance cover it?""
What is an easy and cheap way to get a supra up to around 300-400bhp?
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Anybody knows any insurance company who provides auto insurance without signing one year contract ?
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How much a month for loan and insurance for a 350z.?
Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""
""Spouse suspended license, live together, can I get auto insurance?""
Actually, it is my son in law who has a suspended license. My Daughter's policy was canceled and she wants to start a new policy, but she says that no insurance company will touch her because she lives with someone with a suspended license. Is this for real? Sound like a bunch of hog-wash to me. She lives in Massachusetts.""
Is getting a motorcycle in college a smart idea?
Im going to be attending UCI in the fall and right now I have a 2000 eclipse. I was looking at parking permits online and I noticed that car permits are 3x more expensive than motorcycle permits. Car permits $98-motorcycle $35. I was planning on getting either a 250 or 300cc bike to get used to them and waste less gas. The only thing is that i barely got my license 4 months ago so i know that i will pay alot for insurance but will it be more than my eclipse? (since I have the GT version i already pay allot). Im not sure if i will be able to find a job right away so i dont want to pay around 1k on car parking permits and get sunk in debt even more. But I also don't know if buying a motorcycle be a good idea. I have been riding quads for 9 years now and i know how to change gears and stuff but i have only driven a 2 wheel dirbike a handful of times. Son is getting a motorcycle a good idea or should I sell my car and have no transportation on campus or keep my car in the dorms?
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i'm turning 16 soon. Getting my intermediate license, then six months later i'll get my real license. I've been looking at Jeep Wranglers, but i've decided I need something that gets a little better gas milage. So now i've really come to like Jeep Grand Cherokee's. The price of the Jeep isn't a problem, I can pay for the gas too. But the insurance is another. Does anyone have any clue how much insurance might be? I think my mom is with progressive if it matters. Thanks in advance!""
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I want to buy a winter-beater, something around 600 bucks. When I quote myself for insurance my monthly comes to $330 and I would assume that means full coverage. I don't want my insurance to cost a hundred times what my car is worth. If I were to customize my insurance and have the choice, what insurance options should I be choosing to bring my cost down below $200? I know it will also depend on other things like the car itself, don't give me un-necessary information, please and thanks. I live in Ontario.""
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How much would full coverage insurance cost on a 1965 Silver Cloud 3 Rolls-Royce?
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How much would insurance cost for a silverado?
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How much insurance should i buy ?
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I recently got in a car accident with no insurance. I rear ended someone and totalled his old car. The police came and made a police report and did not question me on wether I had insurace or not. If I bought Insurance right after that, can i use it to file a claim for what happened? If the other guy would cooperate and say we crashed at a later time would that work?""
Motorcycle insurance company for temporary 1 month policy plz help?
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Which insurance is cheap for 20 years old new drivers in WA Everett.?
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I'm looking into geting health Insurance and i not sure how mush it would cost a healthy 24 year old female who's monthly income is ruffly 1500 a month. I don't have any major health problem. Can someone please give me an idea of what i might be looking at or any suggestions ... thanks
""(new driver) quoted 3600 /year for insurance, do they really expect me to pay that? lol?""
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Changing insurance from car to van?
I have a multicar policy with admiral at the moment. I have bought a vw van to drive for pleasure, not for work. I am selling one of my cars in the policy and am replacing it with the van. The car insurance runs out in december. What will I do? Will I have to pay more and not get any money back. You can't have vans in the multicar policy!""
Blytheville Arkansas Cheap car insurance quotes zip 72315
Blytheville Arkansas Cheap car insurance quotes zip 72315
A guy crashed into my today and totaled my car-how much will his insurance pay towards a new car?
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Can I throw away my old insurance card?
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What are 3 reasons why insurance rates are higher for driver's under the age of 25?
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Web site to get insurance quotes?
Web site to get insurance quotes?
What is the toll free phone number for Travelers Insurance?
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Health insurance system in USA?
Hello. I live in Japan. I am Japanese. Sorry for my bad English. I ask everyone. About Health insurance is. When I got sick,I show a health insurance card at a hospital. I pay medical costs of 30% in Japan. For example,medical costs is 10000yen,I pay 3000yen at a hospital. NO card,I must pay 10000yen(100%) How about health insurance system in USA?""
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Car insurance on Mitsubishi Eclipse?
Im only 16, almost 17. Female. First time driver. No accidents. We have Geico. The car is a 2007. 47500 miles on it. 2 door. I tried looking online for an insurance calculator.. I just wanna know about how much a month it would be.""
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Life insurance through disability until age of 65. Now they say there is no policy for me.?
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""One more question on insurance,,,, do I HAVE to cancel existing insurance on my mums car.....?""
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HOW MUCH WOULD IT COST IF A PERSON GOT A TICKET FOR DRIVING UNDER SUSPENSION AND NO INSURANCE?
I HAVE BOTH OF THESR AND WANNA KNOW WHATS THE MAXIMUM FEE
How much does Viagra cost without insurance?
How much does Viagra cost without insurance?
Have a few questions about car insurance?
I am planning on buying a car soon but I have a few questions: 1) When I go test drive the car, do I still need to have car insurance while I'm driving (e.g. Temporary car insurance)? He will be with me in the car. 2) Can I leave the car on my drive way(private land) without any car insurance? I will be getting car insurance most likely a few days after buying the car. Do I still need to SORN it? 3) The Tax expires next year, but do I still need to buy another 12 Month because of a different owner? 4) What other infomation should I bring or record while filling out the V5C? should I then post this V5C form to DVLA or the seller? Sorry for the questions, first time buying a car.""
What is the average cost of life insurance?
What is the average cost of life insurance?
""Health Insurance, Medical Insurance, and Individual Health ...?
United Health One health insurance plans for individuals and families. http://unblockyoutube.cn/health-insurance.html
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Blytheville Arkansas Cheap car insurance quotes zip 72315
Blytheville Arkansas Cheap car insurance quotes zip 72315
Will health insurance cover existing medical bills?
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Is auto insurance always required in California?
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Car insurance queries?
its got no insurance but taxed and motd can i drive it on my licence i can drive any car not belonging to me with owners permission
Possible cancer without insurance?
My fiance has a visible tumor (it's visible--it was benign and removed before but came back). He lost his health insurance a couple years ago, and he seems to only be progressively be getting sicker (we don't know if it's because it's a cancerous tumor or his stress levels are insanely high). Either way, he obviously needs to see a doctor--but we have no insurance and we don't make enough to afford insurance (we might make little enough to qualify for medicaid--for this question, assume we do). My question is, what options does he have? We can't afford treatment. He doesn't want to go to a doctor w/o insurance because they won't help him since he can't pay and he will lose the job he has and what little he does make. Please, are there special programs? I know his condition does not qualify for the fast SSI claims as I looked into that already. Would medicaid be enough? Are there special cancer programs? Is there anything? Or is he really going to be left to die? He's only 26. Also, we live in Colorado (since that might make a difference).""
Car insurance admin charges?
hi i am having problems with my car insurance people i had to get a car as i am disabled .i am on benefits i told the insurance people that my benefits come in on the 27 after midnight .but they tried to take the money on the 26 instead of the 28 .as i did not have the money in my bank .i was also charged by my bank ..i phoned them on the 28 and tried to pay the car insurance and told them i would have to sort out the admin charges another time but they would not take the money ,they said i would get a letter to in 7 days to tell me when i can pay the whole amount ..plus the admin charges ,its 140 .this is interfering with my other bills can you advise please no silly replies thank you .""
What is the best life insurance for someone in their early twenties?
I want to ensure my mom & husband will have some money if I were to die early in life.
Car Insurance question?
Hi im 23 and currently live in BC, im planning on moving to Alberta and im wondering how much my insurance would be when I move I have my class 5 BC license my insurance monthly right now is 350 bucks due to me having an accident with my N a couple years ago I want to know if I move to alberta will it be more or less a month as ive heard alberta insurance companies dont like drivers under 25. Also is it worth risking it and not getting it changed and sneak it and hope not to get in to an accident with my bc license if ive moved there?""
Why is it that insurance rates are so high in the state of New Jersey?
The insurance rates in New Jersey are higher than any rates in the entire United States. I demand an answer to this outrage! It makes no sense that in California you can pay like $140 for the whole -year- to insure a car, while in NJ you pay like $140 every month.""
""Having a driver's license, but no car? Insurance question.?""
I'm 18 years old and currently have my driver's license and pay car insurance on it under my parents insurance plan. I want to know if it's possible to sell my car and stop paying for the car insurance. Is it possible to have a drivers license, but not be paying for insurance? I wont be driving any cars, I'm going to get a motorcycle. I live in Florida.""
Which company deals with indemnity title insurance for remortgaging?
I want to remortgage my property and have been given an offer by a lender, however I can't complete without indemnity title insurance. Norwich Union no longer does title insurance due to the credit crunch, is there anyone else who can help me?""
What is the best and cheapest insurance when renting a car in America?
I have heard that when renting a car in America the insurance can be as much as the rental cost itself when organizing insurance through the rental car agency. I am traveling to the US and will be renting a car and am trying to figure out a batter way to get the collision damage waiver insurance other than paying the high insurance prices offered by car rental companies.
I don't know anything about car insurance?
Determine the claim amount (with deductibles). For each of the following situations, what amount would the insurance company pay? a) Wind damage of $835; the insured has a $500 deductable b) Theft of a stereo system worth $1,300; the insured has a $250 deductible. c) Vandalism that does $425 of damage to a home; the insured has a $500 deductible. Please explain how you got to your answers thank you.""
When do i get insurance money from my accident?
ok so.. my friend was driving we were at a stop light and all of a sudden we got hit from behind.... hard!! i had to go to the doctor that day then a week later and now im in physical therapy. my neck and shoulder and my whole upper back hurt... there was no reason for her to hit us it was a red light... what should i do?? how much can i get?? P.S. it totaled the car i was in..
How much would it cost to be put on my dad's insurance?
I have a provisional license and i'd like to know how much it would cost my dad to put me on his insurance???? and please don't give me any links to confused.com i tried it doesn't help me and don't tell me to ring the insurance company because i'm going to today.... I was hoping you could just give me an estimate like... how much a month? or whatever.... thanks in advance
""Speeding ticket in Ontario, How much will an increase be on my insurance per vehicle?
I have just gotten a speeding ticket in on my Ontario driver's license. Can anyone tell me a rough figure as for how much as an average I could be paying on extra insurance for my vehicle when it gets updated? And how long will these penalty premiums be in effect? Thank you.
How much is insurance for a mazda rx8 if....?
my dad is going to buy me a used 2005 mazda rx8 for my 16th birthday, since i'm going to be a new driver and it's considered a sports car, is the insurance going to be super expensive?""
Can someone tell me how much will cost insurance for my friends car just for driving test day?
Can someone tell me how much will cost insurance for my friends car just for driving test day?
Am I getting ripped off for car insurance?
Got my car insurance bill. I'm on a family plan with my mom and my sister. We did it because we were told it would save money. I'm in my late 20's, drive an older car(a ...show more""
Car insurance bait and switch?
I admit I have a not so favorable driving record. The company I was with had elected to discontinue my coverage, leaving me to shop around. After calling every company I could think of, I got all extremely high, but understandable quotes. My last call was to a insurance broker . I know not the best route, but left with no other choice. The company got me a quote. . After I signed all paperwork and agreed to the deductions, I called the company just to verify all the information. All was said and fine. A week later they call to tell me the premium was significantly increased due to my record. While I understand, can they really tell me one thing first, have me agree and sign, then change it up like that? I had specifically asked if my record was already pulled and all my info was correct and they said yes.""
California parent trying to decide whether to purchase/register car in California vs. Arizona?
I live in California and my child goes to college in Arizona. I am trying to decide if I should buy / register the car in California (and have her under my policy - lower policy cost) OR buy/ register the car in Arizona (under her own name - to minimize my liability. We've been checking Craigslist and within our price range, the cars in California have much higher mileage and more expensive than cars in Arizona. What are the pros and cons of both options?""
Car insurance confusion?
so my dad bought a car for my sis and I to share. I have liability that my mom pays. My sis has insurance my dad pays. Can I still drive the car my dad bought for us or do I have to be under his plan? btw my parents are divorced
Car Insurance and Tickets?
My room mate just got two tickets. One for changing lanes without using a blinker and another for not having his headlights on at 9 o'clock at night. He had just left a parking lot. He had a previous ticket for going 12 over the speed limit which was moved to a parking violation. Will these new tickets affect his insurance rates? He has State Farm and lives in Saint Louis. Should he just pay it or get it fixed?
Car insurance and the state you live in and registration?
I just moved from Richmond VA to Greensboro NC. My car insurance is in Richmond VA and and my car is registered up there. I'm only going to stay in North Carolina for about 8 months. I want to know if I can switch my car insurance to North Carolina with out having to register my car and switching my license plates over to North Carolina. Car insurance is a hell of alot high up in Richmond than here and I want to save some much needed money. Anyone know if I can make the insurance switch with out having to register my car and switching my tags over to North Carolina? Please respond with only legit answers.
What is the cost of auto insurance in Florida?
I plan on buying a cheap beat up car in florida. It will be my first car and I was wondering what it would cost for auto insurance?
Where can i get affordable health insurance?
health insurance in south carolina
Blytheville Arkansas Cheap car insurance quotes zip 72315
Blytheville Arkansas Cheap car insurance quotes zip 72315
Should everyone be required to buy healthcare insurance?
I say no. What if I can afford it? It should not be required but it should be AFFORDABLE!
Insurance on Mini Cooper for an 18 year old?
I was wondering if you could get insurance on one of the older ones 1900s pickups or van or normal.I was thinking of a restoration project. But I want to know could I get insurance on one. And roughly how much. I know the restoration will cost a lot but I could do a bit and I have family that could just about cover everything else. I thought I might have 10,000 for everything including insurance. Thank you""
Free Insurance for my newborn?
Im eighteen and im pregnant with my first child. Shes due next month. A few people have told me that i can get free insurance for her? Does anyone know how i can do that? I dont have an income and im on my moms insurance plan and it wont cover the baby.
Long Term Care Insurance?
Please give me the pros and cons of obtaining long term care insurance. What is the criteria, and who should buy long term care insurance? Conversely, who should not, or who does not need such a policy? What does it cover and what are the variable costs. Also, does it help prevent you from going into a nursing home should that be indicated? Thank you!""
How much would car insurance cost for me?
I'm a 17 year old student that has been driving for a couple years and have never had any accidents/tickets... How much would insurance for a $2500 VW baja bug cost? Please tell me in a total amount for a year.... Thanks
HOW MUCH WOULD IT COST IF A PERSON GOT A TICKET FOR DRIVING UNDER SUSPENSION AND NO INSURANCE?
I HAVE BOTH OF THESR AND WANNA KNOW WHATS THE MAXIMUM FEE
No proof of insurance question?
So i made a mistake. I was stopped last night and cited by a law enforcement officer for no proof of insurance. I had an idea that my insurance was no longer valid due to it overdrafting from my account when i had no money. so i contacted the insurance company and now they will NOT re-instate the insurance policy due to the fact that i have had two bad overdrafts with them. I completly understand, and like i told the officer, this is my fault...i was poor..... anyways. Now i hear that the fine is 400.00 to start, i am willing to pay as i did not take the time to ensure insurance was active on the vehicle and that the overdraft was taken care of. However now i am hearing im going to loose my license...... So i was told by the driver license department that if i go out now and get an SR22 qualifying insurance plan with a different company, that when i walk into the justice court payment window, they will not take away my license from me? however justice court states that my license will get taken away and i have to bring the proof of insurance to the DMV............and get my license back. Please note i have a california license in the state of utah..... please help? what can i do to fix this? i will pay the fine, as i did the crime wether i was for-sure or not....but i need my license, i just moved and am living in a place wityh no friends, and a new job... PS sorry for mispelling and typing this is on blackberry.""
Are you 17/18 and recently bought a car/insurance?
Im wondering what are the prices like now, and for what cars. Speaking to my mum,she told m vauxhall astra has a fairly cheap insurance for a young driver but anyway share below of around how much it costed you to get insurance and for what car thank you! 10 pts""
""Insurance question I need help with, any help would be great?""
I need some help here... The question is Hans sells his car to Pieter and now has no car and no need of auto insurance. Hans calls his State Farm agent to tell him to transfer his auto insurance to Pieter. The agent tells Hans: A. The transfer will not take place until that night at 12:01 AM B. That Hans will need to put Pieter on his policy as an additional driver C. That Hans must keep paying the premium until the end of the policy period. D. That he cannot transfer the policy to Pieter. E. None of the above. Im pretty sure B and C are incorrect, but otherwise I have no clue. Any help would be greatly appreciated!""
Cheapest Car Insurance Nineteen Year Old?
So im nineteen and am hoping to pass my test friday, i have been looking on comparison websites and cant find any quotes for a low litre car under lets say 2500. I was just wondering if anyone out there knows of any specific insurers which could offer a much better deal, i would be very very grateful""
Can you have two different insurance policies on one car?
I am buying a car from my friend and I will have it paid off in August and the insurance will be in his name til August but I want to know if I can go ahead and get insurance in my name on the car in July while insurance is still goin to be on the car in his name as well. Is this possible?
How much to insure audi 80 tdi (1.9 litre) ?
I am soon to be 17 and take my driving test, I have an audi 80 tdi being offered to me for 50 with the only fault being a broken break light. It is a 1.9 litre diesel and is apparently (according to the internet) cheap to fuel. Insurance no doubt on a 2.0 litre would be expensive. On the car insurance websites I get quotes from around 6500> I've heard however that the price on the websites is exaggerated and actually the price is much cheaper. How much do you think it would cost me to insure ? How could I reduce this cost? Is it worth getting a pass plus certificate? If the insurance on this IS a ridicuous price as it says on the insurance websites, what saloon car is cheap to insure? (preferably with a modest engine size:P) Thanks""
What is the cheapest insurance for a teenager?
I'm currently 18 looking for the cheapest possible insurance on my car
Can you get life insurance if you smoke marijuana?
My husband's 20 year policy is up and I am renewing us one together. He smokes it occasionally and I do not. We have to do a medical screening to the get insurance, so do they drug test? What is the outcome of smoking marijuana? Does that automatically cancel the application? We have 6 months to take the exam, so I am sure he can stop until then, but I am just wondering about the rules.""
Can I still own a car but without insurance?
I'm moving out, my car insurance is at 361.00$ a month now and I wont be able to afford rent and that. Is there anyway to either not have any insurance at all or just some sort of just minimal coverage?""
Can I go on my fathers insurance?
hi, I am 24 and I have just passed my driving test. I was wondering if I bought a car, would i be able to insure it on my fathers car insurance. I don't want to use his car though, I want a car of my own. How would i do it? and will it be cheaper?""
How does low income families apply for health insurence?
My family of 4 has about $32000 annual income. How do I apply for health insurance?
Where can I find an affordable party hall in brooklyn for less than $2500?
I want to plan a surprise 21st birthday party. So far, I haven't been able to find anything for less than $2500 for less than 100 people. Can anybody please help!!!!!""
""Using friend's home address for car insurance, does that effect his taxes or his personal car insurance?""
Its plain and simple and I know its insurance fraud if I were to use a different address but I have no choice since I'm under 25 and the area(Toronto, Canada) I live in has skyrocketing auto insurance premiums for tweens especially when you're a male. So No other choice left. I'd like to know if there's any legal liabilities on my friend if I use his address ?? Also I'd like to know if it effects his personal auto insurance premium. Please help me drive my car with the peace of mind of being covered by insurance. Thank you.""
How much will my insurance inflate?
Okay so this is my first year driving and my insurance was about $1100-1200. I was backing out and someone was in my blind spot so I hit the side of his car. My car had no damages but unfortunately I caused a slight dent in his, it wasn't that serious but it was still noticable. How much will insurance go up now that I've had my first accident that was completely my fault?""
Help with approximation on how much an 18yo would pay per month (or year) for motorcycle insurance?
Ok so I really want to get a motorcycle (I dont even have my drivers license yet just my permit and will get my license within a month or so). I may be getting a full time job and want to make sure I can afford the motorcycle. I have factored in everything except insurance. I plan to get a Standard (since sports would probably cost me more on insurance) bike with about 1000cc. Also I will be taking a safety course (AT LEAST beginners but ill probably take more than that). I live in California. The bike will be used. So about how much will insurance cost meA?
How much can I expect to receive in my auto accident settlement?
I was t-boned by an illegal mexican (in Phoenix, AZ, who'd have thought, right?) who was going 50 mph on my side of the car. There was 5K is damage to the car. Fortunately, I did not have any broken bones but the doctors STILL can't get my bones into correct position. I have been going to therapy for 4 going on 5 months. I am still attending therapy. I probably will do 6 months total in therapy. I am suing my own insurance company with Phillips & Associates. Can anyone tell me what would be reasonable amount to expect?""
Around how much would my car insurance be?
I was thinking about buying a 2001 chevy camaro that my friend is selling. I wanted to purchase the car but my mom said I shouldnt because the insurance for the car would be too much. I'm 18 years old. I also know that different insurance companies will have different prices. Just wanted to know if anyone can tell me around how much I would paying. Thank you for your time
Insurance companies for high risk driver?
hi, i am 16 and i burrowed my dad's car for a day and got into a left turn accident, the claim was for $5000. the problem was i was not insured and my dad himself had his G2(canadian) licence for less than a year, so now the insurance company we had said that they would not renew the policy. so does that mean that my dad's insurance got cancelled and could anyone reccomend a good insurance company for me to go with.. i live in Scarborough Canada. thanks in advance for help.""
Disability insurance?
Where can I find a free, instant , disability insurance quota online?""
Blytheville Arkansas Cheap car insurance quotes zip 72315
Blytheville Arkansas Cheap car insurance quotes zip 72315
https://www.linkedin.com/pulse/insurance-quotes-exotic-cars-rita-backer/"
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totallymotorbikes · 7 years
Link
Whatever: What’s in a Name? One interesting phenomenon I’ve noticed over the years is the seeming inability of the non-motorcycling public to read. Inevitably, when whatever motorcycle I’m riding draws a layperson’s attention, they’ll ask, ‘What kind of motorcycle IS that?’ And it doesn’t matter how large VICTORY or HONDA is written on the gas tank. The sole exception is Harley-Davidson. Then the comment is always ‘Nice Harley.’ And if some casual observer says ‘nice Harley’ when you’re on a Japanese cruiser trying to hide its identity, you know the Japanese have won another skirmish but are destined to eventually lose the cruiser war. H-D enjoys instant global brand recognition, and that can’t be a bad thing. Lately H-D’s reluctance, okay refusal, to take bold new styling steps looks like genius. While the critics continue to criticize, Harley continues to lead the league in sales. On the other hand, you had the bold new spaceship Victory Vision, which appeared in 2007. Built on a stiff aluminum frame via computer-aided design, packed with advanced features, a superior ride and a great engine at a reasonable price – its interpretation of classic American cruiser veered just slightly too far into Buck Rogers territory for the intended buyer. The bike failed to achieve the high hopes Polaris had for it; our press accolades failed to bring it the success it deserved. At gas stops, the occasional person would wander over to the Vision with ‘nice Harley’ on the tip of their tongue, stopping short at the last second and recoiling like a dog finding a different food in its dish. What the?! Polaris is Closing Victory Motorcycles Then again, maybe this 2013 Arlen Ness Vision was a bit over the top… The difference is the dog would probably adapt in about two bites and say, ‘Hey, this is pretty good…’ Add the Vision 8-Ball to the list of great oddball collectibles. I’d love to own one of these. Yes, it has cruise control. Personally, I was a big fan of the Vision 8-Ball, which was a lowered and blacked-out bagger version of the bike. It made me feel like Batman, like I should be wearing a cape. I’ve never seen one on the road. In 2010, Victory sort of dumbed down the Vision to look more like what people expect, and called it Cross Country and Cross Roads. Maybe by then it was too late. Does America just not want different anymore? You always read how there were 200 motorcycle companies competing in the U.S. in the old days. How many are we down to now? Really, I don’t think it’s that we don’t want different; I think we just want the Familiar more than ever. I guess that equals the same thing. As the Empire declines, people want tradition, a return to the good old days when we were on the way up. I reviewed the first Triumph Thunderbird when that storied marque was resurrected and returned to the U.S. market in 1994. It was a good bike but not a great one, and most of the new Triumphs that followed it over the next few years weren’t exactly cutting-edge or even as good as the mostly Japanese competition. It really wasn’t until the second-generation Speed Triple that Triumph had a real hit. Looking back, I think what saved them was one thing: Triumph was prominently displayed on that classic ’60s garden-gate logo on the gas tank or somewhere on the bike. Yo, my uncle had one! I have seen this before! It probably didn’t hurt that Triumph was ramping up just as the U.S. was entering the upslope of a huge housing-fuelled economic boom (which should’ve lifted Victory also, which debuted its V92 in 1998, but didn’t quite). The first bike that reintroduced Triumph to America was kind of meh, but John Bloor’s little company stuck with it and keeps breaking sales records. When xenophobia and Brexit and wall-building rhetoric begin to spread across the globe, though, it percolates right down to the things we buy, too. If Soichiro Honda showed up today with the Honda Cub, would it be a success? Or would it receive the same nasty comments Chinese bikes do now? (Granted, the Chinese sort of had it coming; my greyhound had the runs for a year after eating a bad bag of Costco dog food. Not that that kept him from eating all kinds of other weird things including three $20 bills, which were still spendable after I bleached them.) Are the nicest people from the ’60s who made Honda so wildly successful the same people today, now in their 60s, who won’t ride anything but a Harley? Beats me. My dad, a Navy veteran of the Big One and a George Wallace Republican, suffered through years of AMC Ambassadors, Plymouth Volares and Chevy Vegas while swearing that buying a Japanese car constituted a low form of treason. But once my mom talked him into a Toyota Celica, it was nothing but Camrys from then on. If that guy could open his heart, forgive and forget and embrace the new, you’d think anybody could. Doesn’t seem to be the case: Politically, socially and motorcycle-ly, the tribes seem to be further apart than ever with even less common ground, and each tribe defending the totem it worships more vigorously than ever. Given a stagnant motorcycle economy and an uncertain future, I finally arrive at my point: Closing down Victory was the right thing for Polaris to do. Top 10 Best Victory Motorcycles Of All Time Guys who bought Victorys and ride them know what great bikes they are, but that’s a small group, outside of which nobody knows Victory Motorcycles ever existed. No impressionable youth is thinking ‘someday I will own a Victory.’ And let’s face it, a lot of cruiser buyers (not all!) don’t do a lot of market research; they tend to be “low-information voters” (my favorite new phrase) – some of the same people who put Trump in the White House and voted Britain out of the European Union. They are a yuuge voting bloc. What makes shutting Victory down smart, of course, was the genius acquisition of Indian in 2011. I don’t think everybody’s gotten the word yet that Indian is back in business, but once it spreads, do you think Joe the Plumber would prefer a Victory t-shirt or a vintage Indian one? MO Interview: Polaris’ Steve Menneto Word on the street is while some Victory factory employees will lose their jobs, most of the engineers and designers who worked on Victory will be assimilated into other jobs at Polaris – which means the best brains will wind up at Indian – where exciting things are going on, including a new FTR750 flat-tracker. Now that there are no Victory and Indian brands to keep separated and squabble over resources, Indian can build whatever it wants to build. We can hope, anyway, that the suits won’t completely quash the motorcycle nuts. Whichever direction Indian goes in, though, whatever bikes it builds, they’ll all stand a much greater chance of success for one simple reason: They’ll all say INDIAN on the gas tank so big a blind man’s seeing-eye dog won’t be able to miss it. Which is smart. Yo, my Granddad had one! PS: In the meantime, I was doing a little research for an upcoming Bobber comparison test, and realized the Victory Octane is a deal at $10,499; the less-powerful Indian Scout is $800 more. An Octane with the Going out of Business discount tacked on could be a screaming deal, and when you’re old you’ll be able to explain to the kids how it’s really an Indian… Whatever: What’s in a Name? appeared first on Motorcycle.com.
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ramialkarmi · 7 years
Text
Tesla is taking a huge risk with the Model 3 — and it may not pay off (TSLA)
The biggest test that Tesla and CEO Elon Musk will face in 2017 is the successful launch of the Model 3 mass-market vehicle, expected to be priced at around $30,000 once tax breaks and credits are applied.
The Model 3 will deliver more than 200 miles of range on a single charge and benefit, for a fee, from Tesla extensive Supercharger network, which will enable long-distance drives.
After selling $100,000 luxury sedans for several years and adding a luxury SUV in the Model X in 2015, the company is finally unleashing a Tesla for the rest of us.
Nearly 400,000 per-orders for the Model 3, at $1,000 apiece, certainly prove that the rest of us is a sizable group. That's an unprecedented level of advance demand for an automobile, of any sort.
But there's a major problem looming for the Model 3 and Tesla, one that hasn't yet been thoroughly discussed.
Will Tesla be able to afford to build this car?
A structural change in the market
We're in the early stages of what could be a major structural shift in the auto industry, away from passenger cars and into SUVs and pickup trucks. Fiat Chrysler Automobiles CEO Sergio Marchionne already says the change is underway. 
Other industry leaders aren't yet ready to give up on cars, but they're struggling to figure out what to do with small cars: vehicles that are priced in the same ballpark as the forthcoming Model 3. Admittedly, it's much harder to make a decent profit off a small car that sells for around $20,000, so Tesla has some cover by pricing the Model 3 about $10,000 higher. 
But it's still hard to bring in a substantial margin on a $30,000 car. The best profits are in the vehicles that Tesla is already selling: luxury four-doors and SUVs. In fact, Tesla can achieve an impressive gross margin on these vehicles already, between 20%-30%.
The assumption is that Tesla's margins will be consistent and that due to things like lower battery costs thanks to mass-production at the company's massive Nevada Gigafactory, the Model 3 will be a big moneymaker. 
However, Tesla is going in exactly the opposite direction as most other car companies when it comes to the Model 3. A compact SUV, sometimes called the Model Y, is planned, but the first Model 3's will be modest four-door. And essentially no automakers doing business in the US are trying to disrupt the low end of the market, as the Japanese and later the South Koreans did when they first arrived.
Benefit of the doubt
From Hyundai to General Motors, the game is to sell more high-margin luxury and near-luxury vehicles, as well as pickups and big SUVs. The smaller, cheaper vehicles serve other purposes: they get customers into the brand earlier, they act as a hedge against rising gas prices, and they provide compliance with more stringent government fuel-economy and emissions standards.
Until Donald Trump was elected President and started making it difficult for automakers to move their small-car production to less expensive labor markets outside the US, the emerging consensus in the auto industry was that it made sense to relocate that manufacturing to Mexico, in order to maintain even narrow profit margins.
Building compact mass-market cars in the US, when you could be assembling SUVs instead, didn't make sense.
Tesla is confident it can buck this trend, in some measure by rethinking how cars are manufactured. In response to a request for some additional insight into this challenge, Tesla pointed me to recent comments from CFO Jason Wheeler, made on Tesla's most recent earnings call.
"On a go-forward basis, the way we're thinking about margins is we certainly see opportunities for continued cost downs, both on the engineering front, also on the commercial front as well," he said. "We've got a supplier base that is very excited about the Model 3 and is giving us the ability to leverage that for cost downs. Also, we continue manufacturing efficiencies ... labor hours per car is trending quite positively right now and we're laser-focused on continued improvement in that key metric."
I'm inclined to cautiously give Tesla the benefit of the doubt here — its gross margins on the cars it already sells are actually quite impressive — but I also don't want to pretend that there's some miracle innovation that will allow Tesla to defy the economics of automaking.
Doubling down on an earlier mistake?
And it should be noted that Tesla is kind of making the same mistake with the Model 3 that it made with the Model S — bringing to market a car rather than an SUV. You could forgive Elon Musk and his team for not seeing the SUV revival coming back in the early 2010s, when the Model S arrived. But that's not the case with the Model 3. And because the Model 3 will be built on a flexible platform that could support everything from an SUV to a pickup truck to a sports car, the decision to launch with a sedan is questionable (even if almost 400,000 potential buyers don't think so).
Mixed in with my skepticism, of course, must be the awareness that Tesla is special. Expecting the company to be beholden to the same rules as everyone else is pointless, because Tesla has created an entirely new market that it has almost entirely to itself. Musk's team built over 80,ooo all-electric cars in 2016 and sold them all.  
But possessing what is a small monopoly on EVs can't really protect the company from having to construct hundreds of thousands of mass-market vehicles over the next few years, figuring out as it goes along how to keep up the profit margins. Tesla has crossed the Rubicon: those Model 3's have to get built. 
If the company makes a much smaller margin on them, or even loses money, it will be doing that at scale. 
Luckily, it will still have the Models S and X to fall back on, with their juicy profits. But it might not be enough. And Musk's vision isn't to be the preferred automaker of the Silicon Valley elite — it's to save the planet by displacing gas-burning cars from the road in major quantities and inspiring other automakers to do likewise.
Tesla can't afford to get this one wrong. And there's every chance it won't. But the risks are substantial.
SEE ALSO: Tesla owners are insanely happy with their cars
Join the conversation about this story »
NOW WATCH: Elon Musk came up with an ingenious solution to a Tesla owner's Twitter complaint in just 6 days
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