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#money saving
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heydrangeas · 7 days
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hey. hey. did you know if you buy a rotisserie chicken ($5-10 depending on where you get it) you can dig into it like a rat, then strip and save the rest of the meat, then make as much stock as you can fit in your largest pot by simply simmering the bones with herbs and veggies or veggie scraps for 6-8 hours, thereby easily doubling the value of your purchase and making the best soup base ever?
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staycoolbutstillcare · 5 months
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Saving Money as a Homemaker 🧺
I’ve posted before that we’re anxiously awaiting and preparing for our second baby and with that we’re focusing heavily on saving money! We have high hopes of buying first cars, paying for college, etc etc for both of our girls and despite the fact one is 18 months old and the other is still in utero, we know that the saving and preparing starts now. I do not bring in an income in our home but I do help manage the money my husband brings in and I work hard at making every dollar go as far as possible, so here are some things that make our money go further:
1. Eating at home - everyone gives this advice and it’s because it’s 100% true. You are literally throwing away money eating out and more and more the food that you buy at restaurants isn’t even that good. An easy way to make the switch is by making crockpot meals. Many are “dump and go” meals that require no skill and 9/10 you’ll even have leftovers for lunch the next day. Plus a crock pot is like $20-25 and they last forever.
2. Pay off existing debt - I’m not talking just your monthly minimums. If you have an extra $100 without a job in your monthly budget, it should go towards debt. Any extra you pay on your principal now is money you don’t have to pay in interest later. If you need more motivation for paying off your debt early, pull up a debt calculator and see how much in interest you’ll be paying before it’s all said and done. I promise you’ll get motivated real quick.
3. Create a budget!!! - if you are just floating through life, spending money willy nilly, I promise you don’t even realize how much money you’re just throwing away every month. I remember after I graduated from college and met my husband, we sat down to look at my finances together and I was legitimately embarrassed to see how much money I spent just getting coffee. I was spending a car payments worth on coffee every month and I literally was a barista. I could make that ish at home!! side note - "fun money" is a category you should have in your budget. You are bound to stumble if you aren't ever allowed to spend any money on yourself.
4. Determine what’s worth investing in and what’s not - for us this is list is pretty short. We invest in food and “clean” products. We eat and feel good on a high protein diet so we prioritize meat within our budget. Yes, there are plenty of cheaper plant protein sources, but that is not how we choose to fuel our bodies and it’s not how we feel best. But, more than just choosing to prioritize this financially, we prioritize the time it takes for my husband to go hunting to help save money on this as well. As far as “clean” products, I’m talking fragrance/toxin free shampoos, conditioners, cleaning supplies, etc. We’ll shop sales if one becomes available but we will not skimp with a $1 bottle of shampoo that will irritate my husbands skin or leave me with a migraine. This list will and should look different for every family but if you have your priorities clearly laid out there’s no room for convincing yourself that something not on this list is worth spending extra money on.
5. If you can make it at home, you should make it at home - cleaning products, food, gifts, home decor, all of it.
6. Thrift! But not as a hobby - I love thrifting and there’s a heck of a thrill in finding a beautiful ceramic mug or stumbling upon a cute sweater, but you’re not saving money like that. You should thrift for the things you need first and make sure to have a clear idea of what you’re looking for before going in. The thrift store should ideally be your first stop when looking to buy, but if you can’t find it after a bit of time looking, you’re not less than for having to buy new.
7. Borrow borrow borrow - sure, it’s kinda annoying to borrow other peoples stuff, but there’s really no reason to buy something you only need once or twice.
8. Learn to sew- I’ve had so many pieces of clothing rip at a seam and if I didn’t know how to stitch that back together, I’d have to throw it away and probably replace it (I’m looking you pockets on jackets). Instead, a five minute YouTube video has saved me, idk, probably at least $100.
9. Order your groceries online - this is probably very dependent on which grocers you have close to you, but ours still has online coupons and sales and it is an excellent way to make sure that you're sticking to your list. Plus, it's a godsend with little kids.
10. Finally, identify yours and your spouse's strengths and weaknesses - by this I mean, can you not help yourself from buying something if you go "just to look around" at your favorite shop? Does your husband add 47 unnecessary items to the grocery order anytime it's his turn to do the shopping? Whatever your individual money spending weakness are, identify those and help keep each other accountable or hand off the things that the other excels in so the temptation is just never there.
Happy money saving!
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halfdeadshadow · 3 months
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peoplefromheaven · 2 years
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Grandmas money saving tips:
Make your own cleaner: vinegar, hot water, a bit of lemon and maybe baking soda is all you need
Keep a herb garden: herbs are insanely expensive and no matter how small your apartment is, there’s gonna be a spot for that basil and thyme plant. Figure out which herbs you use most and start from there.
Learn how to sew: not even anything major, just learn how to repair small things on your clothes instead of immediately buying a replacement
Use up your kitchen scraps: potato peels make crispy chips, leftover veggies? Put them in a sauce or soup and freeze. Learn how to make broth. Use your leftover lemons for cleaning or boil them in a pot on the stove and make your house smell lovely
Learn how to can: start with easy things like pickles and work your way up from there. It’s easy enough, makes your food last and if worse comes to worse, you’ll have a stockpile of food readily available
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angelangelangelx · 5 months
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Genuine post for my UK friends!!!
Join plum money saving app it's literally the best thing I ever got 😂 I've had it coming up to 6 years now and my lifetime deposits (savings) are over 17k purely just from using this app 🥰🥰🥰
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It just takes little bits of money here and there and you can move it into "pockets" that you can't instantly withdraw from so it reduces my impulse spending 😂
Sign up with my referral link pls 🥰🖤
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iheartvelma · 2 months
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Hey friends -
I know a lot of us are struggling economically right now.
My wife found this really helpful app (currently US only and limited to a few cities) called Too Good To Go, which works with food retailers to reduce waste, bundling items that are clearance or would otherwise be thrown out at really low prices.
We’ve gotten really great bundles from local bakeries, stores like Old World Market, and even Circle K - often for as little as $4.
Sometimes the choices are a bit random, but it’s a great way to try different foods and save on snacks.
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petula-xx · 3 months
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IT'S A WRAP!
All of these Christmas gifts have been wrapped with either re-used or re-purposed materials. The ribbons alone are enjoying their 3rd Christmas and will be saved for a 4th. The plastic bags, baskets and big green bag will get another go too.
Apart from the sticky tape and gift tags, wrapping these gifts cost me nothing. A merry Christmas indeed!
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auntiepasto · 6 months
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Save Money, Cut Your Own Meat
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This is half of an 8.8 pound pork roast from Costco. It cost me $20.22.
Yes, you read that right. Under $3/pound. In 2023, where even breathing the air is expensive.
It’s a whopping big chunk of meat, and Costco pork is decent. (Would I love to be indulging in small-farm meat? Of course. Does the budget permit? Not always.)
Pork loin is incredibly forgiving to a first-time butcher. All you do is cut it straight down, as shown above.
You’ll notice I’ve started cutting it into pork chops. I’d already cut the other half into a mix of chops and larger pieces that I’ll probably cut up smaller later and use for stir-fry or pork jun.
Do you need to be meticulous about your sizing? Nope. You can see where I slashed the fat to indicate roughly a pound of meat (8ish pounds divided in half, then divided by 4). I then divided each pound that I was planning to use for chops in four, and cut those.
I did end up deciding to use the last two pounds as a roast, so there’s a nick in the fat cap on that. Oh well, that’s fine.
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Bag up your meat in freezer bags. Choose to store it in sizes that you’ll eat, so if it’s just for one, I’d store it in either half-pound or pound increments — so one meal fresh and one meal of leftovers out of a half-pound. If it’s for two or more, you’ll probably want to start with a pound per bag, and you might want to do two, depending on how many people you’re feeding.
Weigh it up (optional, but I like to know), label and date, squish all the air out, and toss it in your freezer. Voilá, you have meat for months. Even if you eat a pound of pork (four chops) a week, you’ve got two months worth of meat and it cost you only $20-some and a bit of your time.
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tris-magistus · 9 months
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Hey so I've tried for 2 years to make money online as an affiliate marketer I haven't been able to make anything, then I found this system that will give you everything and tell you how to us it for free, so if any is curious just look in over 2 years nothing in 4 days $150 and that's only to start it Grows exponentially. So if you want the life you've always wanted, this is how you can get it.
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thehalfwaypost · 1 year
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rngaredead · 10 months
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If you sign up for a free trial of a streaming service and know you are going to cancel it, immediately set up a calendar notification for a couple days in advance of when they would start to bill you to remind yourself to cancel it.
You can still use the service for the remainder of the free trial and then you are not scrambling to remember what time on that last day you need to cancel by before they charge you.
Some sites will throw in additional free use of the site when you go to cancel. If that is the case, immediately set yourself a new calendar notification several days ahead of the new end date of your extended free trial.
(I know this all sounds like basic common sense, but I also know how easy it is to forget about cancelling something and then ending up paying for an extra month of something you don’t necessarily want.)
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ray-without-organs · 5 months
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so at this embroidery shop they have candies and you can get a handful for 25 cents, and I got 12 skittles from it.
I found a website that sold 16 fun size packs of skittles and they said they each had 12 skittles each which is actually so convinient
I did funny calculations (2nd grade math) and a single fun sized pack was 37 cents
I SAVED MONEY!!!! THIS IS LIFE CHANGING!!!
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iamsanjeewa · 1 year
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The Plants That Will Disappear First in a Crisis
In a crisis, people will turn to plants once again for both food and medicine.
And there are some plants that will vanish faster than all others.
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So the only way to make sure you have them when you need them is to grow them in your own backyard.
The Plants That Will Disappear First in a Crisis
I’ve gathered all the seeds for growing these plants and placed them inside a Medicinal Garden Kit.
But I only managed to make 300 packages like this:
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All these seeds have been handpicked from the very best plants.
What you see is what you get—seeds for powerful medicinal plants that are perfect for making your own remedies at home, now or in times of need.
This package offers you more than you could ask for: a natural antibiotic, a herbal painkiller, a wound healer, and many more.
Check out the entire list here.
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starkidrqngers · 1 year
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PSA: For people in Europe and North America
If you’re struggling with cost of living, food insecurity/financial problems, I highly recommend checking out the app TooGoodToGo !!! You can search for places in your area - restaurants AND SOME GROCERY STORES - that you can buy basically the food they didn’t sell that day for a massive discount! For restaurants, this is a great way to try out some new spots and get some variety of food without spending a lot of money, but getting groceries on here could save you a good chunk of what you need for the week. Plus, you’re taking food that is still good and stopping it from just being thrown out, reducing food waste and helping the planet! The stuff you get is kind of random potentially since it’ll be whatever the place sells that would’ve gone to waste, but you can filter down to search for vegetarian/vegan or specific places and types of food! I’m not sure exactly where all it will be available/useful but if you live in a city area there’s a good chance to find places in your area. I recently got a grocery bag through there for the first time: I paid £3 and got a massive bag filled with about 15 kohlrabi, a small bag of green beans, 2 small heads of lettuce, a big bags of potatoes, some dried mango bites, and two whole melons - probably would’ve been about £15-20 to buy all that at normal store price. Everything was pretty much right at it’s sell by date but is still perfectly okay to eat and has lasted 3 days in the fridge so far (besides what I cooked + ate already). Great way to get some produce and possibly bread/pastries cheap because that’ll be what often reaches its expiration date without being sold. Huge money saving way to add some decent healthy food to your meals! Hope this can help some people, time’s are tough so take care of yourselves however you can ❤️
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hearthandheathenry · 23 days
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The Real Cost Of Convenience
The other day I went through my weekly flyers, did some online snooping, and made a list of all my local deals that would help feed my family healthy fresh foods on the limited budget we have. We've been trying to feed our family of 3 whole foods and proteins for less than $100 a week. What started as a simple hunt for sales to stock up, ended up turning into a huge eye-opening lesson on convenience and our health. Please let our family's shopping trip and findings not only inspire you to eat healthier at a lower cost, but also open your eyes on the real cost of convenience on our health and wallets.
To summarize my findings, it turns out that we could buy over TWO TIMES the amount of vegetables that would feed us for a month (or more) STILL for less than opting for convenient, already-prepped frozen veggie alternatives. I spent $33.61 on fresh veggies to chop up and freeze, and after some research, the cheapest alternatives listed online equaled out to $75.64 for a nearly identical amount of frozen veggies (I accounted for the veggie waste difference). Which means I am cutting my vegetable grocery bill in half! That is absolutely insane. Keep in mind this amount of veggies would feed my family of 3 for a month at the price and amount I've already spent. Which means I could get about 2 months of food for my family for the price of 1 month of convenient, frozen options. This leaves us so much more room to invest in quality grass-fed red meat and pasture-raised poultry, so we can elevate our health and diet without spending more out of pocket. So, if you would like more affordable and healthy options for food in your house, I highly recommend looking for deals on fresh vegetables and stocking up when you are able to, rather than opting for the easy to grab and prepare option off the shelves. Eating healthy does not have to be expensive and is actually really affordable for families. Your health and wallet will thank you.
I plan to do more cost comparison and snooping around to see what else I can uncover and tips that I can give you all to elevate your lives in the future, but for now, here is a breakdown of where I shopped and what I spent, versus the cost of the cheapest convenient, frozen options of similar poundage online (after processing to account for veggie waste):
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