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#people we meet on vacation 353
heart-songs · 10 months
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It's both hard to keep moving and impossible to stop.
Emily Henry, People We Meet on Vacation (p. 353)
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aftg-sunsetz · 1 year
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AFTG Playlist (in no particular order) PART 1
SPOILERS AHEAD 
(I was bored so I decided to create a playlist for the AFTG series and their characters. From depression to calm to party etc. I will still write fitting scenes to it (if I have one). I’m always looking for songs to add to my AFTG playlist. Maybe you find a fitting gem
1. Run Boy Run - Woodkid (of course)
2. The Dreamer - Amigo the Devil (The King’s Men chapter 12 the scene between Neil and Andrew, (I read it in public with the song and almost had a breakdown))
3. Little Dark Age - MGMT (TKM after the kidnapping and Neil is on his way from the hospital to the hotel to meet the foxes)
4. Roslyn - Bon Iver (TKM page 353 Neil wants the answer to “This”)
5. You really got me - Oingo Boingo (while they get ready for Edens, especially in TFC)
6. What could have been - Sting (Neil gets kidnapped)
7. 9 Crimes - Damien Rice (either while this one specific scene in TRK (Thanksgiving by Nicky), or while Neil is on his way to the Nest and Andrew is at the psych ward)
8. I’m not human at all - Sleep Party People (TRK Neil gets back from the Nest and calls Wymack to get him from the airport)
9. Welcome to the Jungle - Novo Armor (the first roof scene between Neil and Andrew after he is off his medication)
10. Tear you apart - She wants Revenge (TFC the first time the monsters and Neil are at Edens)
11. Moon Song - Phoebe Bridgers (TKM after Neil got kidnapped and Andrew strangled Kevin, I just imagine him sitting there, staring off into the distance and grieving)
or
Ohne Dich - Rammstein
12. I hope that you think of me - Pity Party Girls Club (either the team on its way to a game or in TKM when the team takes the vacation after the kidnapping events)
13. Telephones - Vacations (pure vibes)
15. Mount Everst - Labrinth (while the Foxes play a game or while Neil antagonizes someone lmao)
16. Party up The Street - Miley Cyrus (big vibe)
17. Nutshell - Alice in Chains (that’s either a rooftop scene in TKM or the bus scenes on a way to a game, big feelings)
18. Fake Plastic Trees - Radiohead (maybe the shower scene in TKM or the Foxes sleeping in a room together :) )
19. God Complex - VIOLENT VIRA (either while Neil gets tortured at the Nest or in the car in TKM or at Baltimore)
20. Ptolemaea - Ethel Cain (Happy 19th Birthday, jr.) That’s literally my favorite fitting, not gonna lie
21. Freaks - Surf Curse (the foxes)
22. Money trees - Kendrick Lamar (Matt and Seth)
23. Swimming Pools - Kendrick Lamar (the Foxes walking into the stadium and playing a game (maybe against the Ravens?))
24. Me and your mama - Childish Gambino (while Allison and Seth have like an on and off montage)
25.Redbone - Childish Gambino (Neil and Andrew making out (remember the scene while Neil tried to study and Andrew was bored...))
26. God knows I’ve tried - Kelsy Karter & The Heroines (the foxes ->
“I've been smokin', drinkin', lyin', cheatin' I've overpromised, but underachieved And I usually ain't afraid of nothing But saying this out loud terrifies me I've been breakin' hearts, stealin' cars Takin' shit to walk on Mars To never say sorry don't mean I'm not sorry Baby, I'm sorry, oh, baby, I'm sorry I'm sorry for the pain I've caused For all the moments I've gone and lost Don't you know I've tried to be good? ”)
27. The Wisp Sings - Winter Aid (Neil in the plane on his way to the Nest)
28. Overcome - Skott (kinda a Kevin song)
29. Alligator Skin Boots - McCafferty (the conflict between Andrew and Aaron, especially an Aaron song) my second favorite fitting
30. The Night We Met -  Lord Huron (Neil leaving his belongings behind and the foxes, Andrew, Home and follows Lola)
31. Hey, Mickey - Baby Tate (Kevin when he is in public lmao or the first time he meets Neil in Millport, when he gets introduced)
32. Energy - Beyonce (that’s Nicky for sure)
33. That That (feat. SUGA of BTS) - Psy (the Trojans, maybe they start to get warmed up first and the Foxes watch them)
34. Y’all Want a Single - Korn (Neil when he has press duty lmao)
35. Afraid to Feel - LF SYSTEM (the Foxes training at the gym)
36. Move Like U Stole It - ZZ Ward (Dancing at Edens)
37. Stop it - FISHER (getting cracker dust and eating ice cream)
Songs fitting for:
Allison, Dan and Renee: - Rebel Girl - Bikini Kill (when they get introduced, especially fitting for Allison) - Violet - Hole  - Cherry Bomb - The Runaways (also, especially Allison (just love this girl)) - You call me a bitch like it’s a bad thing - Halestorm (Allison and Dan) - Sweet Dreams (Are Made of This) - Eurythymics (has a Dan vibe tbh) - transparentsoul - WILLOW (that’s a Renee song) - Mood 4 Ever - Beyonce 
Andrew: - This body means nothing to me - Shrimp - Mutter - Rammstein (Mother) - Was ich liebe - Rammstein (What I love) - Next to me - Imagine Dragons - Snuff - Slipknot - Medicine - Daughter
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swedna · 4 years
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In the backdrop of the coronavirus (Covid-19) scare affecting the livelihoods of daily wage earners due to slowing down of the economy, the state governments across the country are planning to give unemployment benefits to contract and temporary workers who have the fear of losing their jobs, and putting a plan in place to tackle the economic challenges thrown up by the pandemic. As a measure of social distancing and to contain the spread of the virus, many states have announced a lockdown in India till March 31.
The labour ministry has asked central ministries and states concerned to ensure that employers don’t fire their employees, particularly contractual or casual workers, or reduce their wages amid Covid-19 outbreak as it would deepen the crisis. The ministry has also asked the states and ministries that all employees going on leave during the lockdown period should be deemed on duty without any consequential pay cut.
Under the prevailing circumstances the daily or contract wage earners are the worst-hit because they are dependent on their daily earnings to meet the basic needs.
ALSO READ: Covid-19: Govt tells companies to protect wages, not terminate workers
In a raft of anti-coronavirus measures, governments across Delhi, Uttar Pradesh, Haryana, Maharashtra, Punjab and Himachal Pradesh are ramping up efforts to provide financial assistance to compensate businesses and people, particularly daily wagers. The administrations are coming up with guidelines for safety and security of those who are running the health services, financial, power, transport, water supply and sanitation services etc.
Uttar Pradesh
The Yogi Adityanath government in Uttar Pradesh has announced a financial package of over Rs 353 crore to give cash handouts to an estimated 3.53 million daily wage earners and labourers, who are likely to be hit due to the coronavirus outbreak.
ALSO READ: Coronavirus hurts tourism sector in Uttar Pradesh; Agra records 50% drop
Moreover, amount of Rs 1,000 each will be given to 1.5 million daily wage labourers and 2.03 million construction workers across the state through direct benefit transfer. That means, the beneficiaries including rickshaw pullers, hawkers and kiosk owners, will get the money directly into their bank accounts.
ALSO READ: Adityanath govt unveils Rs 353-cr financial plan, to give cash to 3.53 mn
The state has also decided to provide free food grains for the months of April and May in advance to more than 8.38 million widow, old age and handicapped pensioners next month. Moreover, the state government has urged the Centre to sanction Rs 556 crore for payment towards the jobs rendered by beneficiaries under the MNREGS.
Punjab Punjab Chief Minister Amarinder Singh has declared an immediate relief of Rs 3,000 to each registered construction worker in the state. The money would be transferred to their bank accounts in a bid to mitigate the hardships being faced by them in the wake of the coronavirus outbreak. A total sum of Rs 96 crore has been earmarked for this purpose.
CM Amarinder Singh sanctioned Rs 20 crore out of the Chief Minister Relief Fund for providing free food and medicines to the needy in the state. Punjab IAS officers association and state cabinet ministers also announced to donate their one month salary to the CM relief fund.
ALSO READ: People defy lockdown, Punjab clamps curfew; also announces relief measures
Punjab Health Minister has requested the Centre to release Rs 150 crore for building isolations wards and other buildings necessary to treat coronavirus patients. The state has sought a comprehensive economic package from the Centre to mitigate the hardship resulting from Covid-19 to the most vulnerable people and establishments across sectors.
The state has directed the local government department to defer the due date of making payment of water and sewerage bills by one month in all Municipal Corporations and Councils, besides extending the amnesty scheme on property tax till May 31, 2020.
Haryana The state government of Haryana has also announced special financial assistance for people in Below Poverty Line (BPL) category and low-income groups like daily wagers, labourers, street vendors and construction workers. This will cost the state government nearly Rs 1,200 crore per month, Chief Minister Manohar Lal Khattar said.
ALSO READ: Covid-19 impact: MSMEs require support to survive, says industry expert
As part of relief measures, the state also announced setting up of a Haryana Corona Relief Fund (HCRF) and appealed to people to make voluntary donations, as he himself contributed Rs 500,000 from his personal account. The money will be used to mitigate hardship of those affected by the Covid-19 spread.
Enlisting measures for the poor, CM said all BPL families will be provided their monthly rations for the month of April free of cost while all government school children and those enrolled with anganwadis will be given dry rations for the period the schools and anganwadis stay closed.
ALSO READ: Coronavirus lockdown: Police vacate Shaheen Bagh protesters after 3 months
Those registered with the Haryana Board of Construction Workers but have not registered under Mukhya Mantri Parivar Samriddhi scheme will be provided a sum of Rs 4,500 per month on weekly basis starting March 30. The sum will be credited directly to their bank accounts.
All BPL families who have not registered under MMPSY will be provided a sum of Rs 4,500 per month on weekly basis starting March 30. Daily wagers, including labourers and street vendors, may register with the deputy commissioner of the district on a portal that will be established by March 27, Khattar said, adding all such persons, found eligible and having a bank account, will be directly provided an assistance of Rs 1,000 per week.
ALSO READ: Coronavirus outbreak: Everything you need to know about social distancing
All coronavirus patients, if requiring hospitalisation, will be admitted free of cost. All health and frontline workers, engaged in curbing the coronavirus spread, will be provided accident insurance of Rs 1 million. A special package for agriculture and farmers will be announced by the government by March 28.
Kerala The Kerala government has decided to facilitate loans worth Rs 2,000 crore through a self-help group ‘Kudumbashree’ in the nature of a consumer loan to those impacted by Covid-19. Another Rs 2,000 crore will be distributed as village employment assurance programme for April and May. Social welfare pensions, due in April, will be distributed this month, and for two-month pension, it is expected to be around Rs 1,320 crore.
Foodgrains will be provided to families from all spectrum whether they are below poverty line or not. The government has allowed a one-month extension for the payment of water and electricity bills, and plans to launch restaurants will be fast-tracked and meals will be offered at Rs 20 instead of Rs 25, which was fixed earlier. Besides, tax relief has been declared to auto-rickshaws and taxis and buses.
ALSO READ: Kerala imposes state-wide lock down to curb spread of coronavirus
The Kerala government has already declared Rs 20,000-crore special package to overcome coronavirus disease, including Rs 14,000 crore to clear all arrears pending in various sectors and Rs 500-crore health package.
Delhi
The Delhi government will pay salaries for all contractual staff, daily wage staff and guest teachers employed at places which have been closed in view of the coronavirus outbreak. Deputy Chief Minister and Finance Minister Manish Sisodia said the novel coronavirus was causing terrible financial stress to the poor and announced that those receiving ration from fair-price shops would get 50 per cent extra for next month.
ALSO READ: Delhi Lockdown: Things you need to know before stepping out from home
CM Arvind Kejriwal has doubled the pension for widows, differently-abled and elderly for this month. "We are extremely concerned about daily wagers, labourers who have been hit hard over the coronavirus crisis; don't want anyone to go hungry," he said, adding that lunch and dinner would be provided for homeless in night shelters.
ALSO READ: Coronavirus: Uber, Ola suspend services in Delhi till Mar 31 amid lockdown
"7.2 million people in Delhi get ration from fair price shops. Ration per person is being increased by 50 per cent. It will be provided free," Kejriwal said. He also announced that the goods and services tax would be waived to make it more affordable for those who needed to be quarantined and were opting for the paid hotel facility.
Himachal Pradesh
Himachal Pradesh government has announced Rs 500-crore relief package for the poor and the needy, and Rs 30 crore for construction workers who are likely to face financial troubles due the coronavirus outbreak. About 105,000 workers registered with the Building and Construction Workers Board will be provided Rs 2,000 as one-time relief.
Besides this, ration including flour and rice for two months will be given to targeted public distribution system card holders. In the same way, Rs 160.2 crore as first quarter pension will be released to social security pension holders in the first week of April. Moreover, Rs 3,000 as first quarter pension will be provided within a fortnight to about 534,000 social security pension holders including about 125,000 widows and disabled persons.
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kennethherrerablog · 5 years
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353 Simple Ways to Save Money in (Literally) Every Area of Your Life
1. Hike (Don’t Spike) Your Credit
One way to secure better interest rates on your debt is to increase your credit score.
Start by getting a free credit report card over at Credit Sesame. See what type of debt you’ve got lingering. Credit Sesame offers personalized tips to help you increase your score.
Once you bump it up a bit, consider refinancing to potentially lower the interest rate on your monthly payments.
2. Consider Refinancing Your Debt
A lot of us are being crushed by credit card interest rates north of 20%. If you’re in that boat, consolidation and refinancing might be worth a look.
A good resource is consumer financial technology platform Even Financial, which can help match you with the right personal loan to meet your needs.
Even searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.
3. Adopt a Watchdog to Sniff out Price Drops
One of our secret weapons to save money is called Paribus — a tool that gets you money back for your online purchases. It's free to sign up, and once you do, it will scan your email for any receipts.
If it discovers you’ve purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund when there’s a price drop.
Plus, if your guaranteed shipment shows up late, Paribus will help you get compensated.
4. Quit Scratch-off Tickets
Instead of dropping $1 — or $20 — on a scratch-off ticket each time you swing by the gas station, download a free app called Lucktastic.
Each day, Lucktastic releases a new assortment of digital scratch-off tickets with instant wins ranging from $1 to $10,000. The app is supported by advertising, which allows the payouts to remain high and the games free.
Better yet? You won’t get metallic foil stuck under your fingernail.
5. Power Down Your House for an Hour
In 2017 Tanya Williams, a stay-at-home mom of five, made $1,700 by cutting the power to her house down for a couple of hours each week.
Sure, she was saving energy — and perhaps some money on utilities — but she was also making money through OhmConnect.
OhmConnect is an energy-saving platform. When you save energy during a designated #OhmHour, you could get paid. How? OhmConnect sells the electricity you’re saving back to the grid. The money earned goes directly to you.
6. Boost Your Savings (and Motivation) With a Bet
Establishing a savings proves difficult when you don’t have a whole lot of excess money. But there are creative ways to boost your bottom line.
One of our favorites is through a company called HealthyWage. You place a bet on your weight-loss goals, then, if you succeed, you’ll bank money based on your bet.
In the middle of her weight-loss challenge, Marcie Hagner told us, “Money is a huge motivator for me. Especially because I don’t have a lot. I don’t want to give somebody $500, especially for something I can control and do.”
She bet $500, and if she hits her goal, she could pocket $862.
7. Hide Your Money in Real Estate Investments
Tuck your money away, and watch it grow.
If you want to try real-estate investing without playing landlord, we found a company that helps you do just that.
Oh, and you don’t have to have hundreds of thousands of dollars, either. You can get started with a minimum investment of just $500. A company called Fundrise does all the heavy lifting for you.
Through the Fundrise Starter Portfolio, your money will be split into two portfolios that support private real estate around the United States.
8. Let a Robot Negotiate Your Pricy Bills
Negotiating your monthly bills can save you a bundle, but who wants to sit on hold for 30 minutes just to speak with a curt representative?
It’s time to call in reinforcement — a bot named Trim. Trim will negotiate your internet, cable and cell phone bills for you.
It works with Comcast, Time Warner, Charter and other major providers. Just sign up with Facebook or your email address. Then, upload a PDF of your most recent bill, and Trim’s system gets to work. It’ll take 25% of the savings tab as a commission, but the rest is yours.
9. Find Your New Favorite Recipe and Get Paid
InboxDollars is a rewards platform that’ll pay you in cold, hard cash to watch online videos.
Our favorite genre? The cooking tutorials. Get ideas for simple dinners while also getting paid.
The shows are sponsored by brands that need to get them in front of as many eyeballs as possible. Every time you watch one, InboxDollars will credit your account with a little bit of cash, which you can put toward your grocery expenses.
10. Turn Your Spare Change Into Hefty Savings (and Pocket $5)
Remember the good ol’ days? When we had spare change that we’d funnel into a coin jar then cash out?
Well, you can do that with digital change now, too. When you use the Acorns app and turn on its round-up feature, each purchase you make will round up to the nearest dollar. Once the change adds up to $5, it’ll go in your Acorns investing account. Plus, you’ll get a $5 bonus just for signing up.
Jeremy Kolodziej used Acorns to save up for vacation. In 20 months, he put away $1,000 without thinking about it.
11. Shave Down Your Credit Card Interest
A lot of us are being crushed by credit card interest rates north of 20%. If you’re in that boat, consolidation and refinancing might be worth a look.
A good resource is online lending platform Upstart, which can help you find a loan without relying on only your conventional credit score. Rather, it also factors your education and employment history into your creditworthiness.
12. Add $5 to Your Savings for a Morale Boost
Here’s a survey site we like: PrizeRebel.
You won’t get rich using PrizeRebel, but it’s a legit site — we’ve tried it ourselves. You earn points by taking surveys. You can cash in as soon as you earn 500 points, which gets you $5.
You’ll redeem points for cash or gift cards from more than 500 brands, including Amazon, PayPal, eBay, Walmart — plus stuff you won’t find everywhere, like Buffalo Wild Wings, Uber and Nike.
13. Pay Less When You Shop Online (and Get a $10 Gift Card)
If you shop online, you should know better than to pay full price for anything. With so many coupons, promo codes and rebates floating around, you should be able to save a little bit!
Try looking up your favorite store on Ebates, a cash-back site that’ll reward you for your purchases. For example, Ebates gives you 10% cash-back on purchases from Walmart.
Plus you’ll get a free $10 gift card to Walmart for giving the site a try.
14. Take Control of Your Retirement Savings
If you’re like most people, you have no idea whether your 401(k) is on pace for your retirement or just sputtering along.
Chances are, your 401(k) could be doing a lot better. Take control with help from Blooom, an SEC-registered investment advisory firm that can optimize and monitor your 401(k) for you and keep it speeding toward retirement.
It just takes a few minutes to get a free 401(k) analysis. After that, if you sign up, it’s just $10 per month to have Blooom monitor and maximize your 401(k). Bonus: Penny Hoarders get the first month free with the code PNNYHRD.
15. Empty Your Closets
Are your closets and shelves packed to the brim with stuff you never use — or even look at?
You can sell (nearly) anything on Letgo. This intuitive app lets you snap a photo and upload your item in less than 30 seconds. It removes a lot of the hassle of selling things online and it’s 100% free to use.
16. Earn Cash Back on Grocery Hauls
We know it sounds strange, but Ibotta will pay you cash for taking pictures of your receipts.
Before heading to the store, search for items on your shopping list within the Ibotta app. When you get home, snap a photo of your receipt and scan the items’ barcodes. Bam. Cash back.
Ibotta is free to download. Plus, you’ll get a $10 sign-up bonus after uploading your first receipt.
17. Join a Local Research Panel
Sign up for an online market research site like Harris Poll.
Most surveys pay between $3 and $4 each for 20 minutes of your time. Larger panels are hosted locally. These usually require two to four hours of your time, and they pay up to $75.
18. Drive Around Town
Need a fun, flexible way to earn money while also meeting lots of new people?
Try driving with Lyft.
Demand for ride-sharing has been growing like crazy, and it shows no signs of slowing down. To be eligible, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later.
We talked to Paul Pruce, who’s been driving full-time with Lyft for over a year. He earns $750 a week as a driver.
Best of all, he does it on his own time. You can work days, nights or weekends — it’s up to you!
Because it’s easy to switch between apps, Lyft drivers often also sign up to drive with Uber.
19. Share a Snapshot of Your Fridge
Remember the Nielsen company? The one that’s always tracked TV ratings? Well, it wants to know what’s in your fridge.
Once you sign up to be on the Nielsen Consumer Panel, you can either use your smartphone, or the company will send you a free barcode scanner. Every time you go shopping, you simply scan the UPC codes on the back of each product and send your data to Nielsen.
Nielsen will reward you with points, which you can redeem for free electronics, jewelry, household items or even toys for the kids.
20. Earn Extra Money by Listing a Spare Room
Have a spare room? Might as well try to earn some money by listing it on Airbnb.
If you’re a good host with a desirable space, you could add hundreds — even thousands — of dollars to your savings account with Airbnb.
And there's no reason you can't be creative. We talked to Terence Michael, an Airbnb superhost based in Los Angeles who shared lots of clever tips.
21. Know That SBs = Cash (and a $5 Bonus)
Swagbucks is definitely a reader favorite in terms of money-making platforms. That’s probably because of the wide variety of ways to make money — not just surveys.
It’s also famous for handing out free rewards points (they’re called SBs) at random just for being a member. Plus, you get $5 just for signing up and taking your first survey.
22. Take Five Surveys for an Easy $5
MyPoints is a survey platform that rewards you in gift cards for answering polls and taking surveys. If you’re sitting in line — or on the subway — why not?
You’ll snag a $5 bonus when you complete your first five surveys.
23. Pay off Your New Phone Faster Than Expected
Honestly, a functioning cell phone is more necessity than luxury these days.
If you’re venturing out to get a new phone, see how much you could make selling your old phone by getting a free estimate through a buyback site. When we crunched the numbers, we found that Decluttr consistently offers some of the best prices on electronics.
Bonus: Use the code FREE5 for an extra $5 on your order.
24. Let This App Determine How Much You Can Afford to Save
With income and expenses ebbing and flowing, it can be difficult to know how much you can afford to tuck away in savings.
Digit is an app that automatically determines that number for you — and adjusts it as needed.
Just link your checking account, and Digit’s smart algorithms will take over to determine small (and safe!) amounts of money you can afford to put aside. It’ll stash this money away in an FDIC-insured account.
Bonus: Penny Hoarders get an extra $5 when they sign up.
25. Earn Rewards for Your Good Savings Habits
This app kind of rules them all: MoneyLion, a free all-in-one app for managing your personal finances.
MoneyLion offers rewards to help you develop healthy financial habits and will literally pay you for logging onto the app. You can earn points in the rewards program by paying bills on time, connecting your bank account or downloading the mobile app.
You can redeem those points for gift cards to retailers like Amazon, Apple and Walmart.
26. Make a Mindless $36/Year Shopping on Amazon
Love Amazon? Us, too.
Connect your Amazon account to ShopTracker, a market research app created by the trusted research company Harris Poll. You’ll earn $3 a month for sharing your purchase history — plus another $3 when you sign up.
27. Earn an Extra $30 This Month
VIP Voice surveys are relatively quick to complete and reward you with points you can redeem for cash or gift cards. Plan to login a few times each week. You’ll have no trouble earning an extra $30 this month with almost no work.
28. Play the Slots — and Earn More Interest Than at Your Bank
Are you more of the “sit at home and play video games” type of person but you’re making yourself read this because you’re determined to get this adulting thing down?
The folks who created Long Game have you covered with a game that’s fun and helps you achieve your financial goals.  
As you save and accomplish missions, you’ll earn coins to play mini games for cash prizes! We’re talking the classics, like slot machines, scratch-offs and spin-to-win wheels.
Once you link your bank account, you’ll earn 300 points, so you can start playing while you wait for payday.
29. Spin the “Cashout Wheel”
Survey Junkie’s clean look and “cashout wheel” keep you motivated to take as many surveys as you want. They're relatively quick to complete and reward you with points. Once you earn 1,000 points — or $10 — you can cash out for gift cards or cash paid via PayPal.
30. Cash in on Your Smartphone Addiction
Let’s be real: That phone habit is hard to break. So you might as well make some money while you’re scrolling instead of totally waste your time.
Download AppKarma, a free rewards app that lets you earn cash and gift cards when you try out gaming apps and watch videos.
31. Spend Money Only in Ways That Make You Happy
That's the dream, right?
Enter Joy, a free iPhone app that helps you save money and spend in a way that makes you happier.It takes a psychology-based approach to daily financial decisions and bills, and it calls itself “the first and only money app that won't judge you for how you spend your money.”
The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.
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