Small Business Loan
Small business loan are provided to business owners to meet their entrepreneurial objectives. This type of small business loans can be obtained distributors, wholesalers, manufacturing units, retailers, self-employed professionals, non-professionals and services.
Under small business loan individuals can get loans up to Rs.75 lakh with a maximum flexible tenure of 60 months. Small business loans are offered by various banks, financial institutions, or NBFCs. However, this can be obtained either in the form of secured or unsecured business loans.
Eligibility criteria of small business loan
The age limit of the individual is ranging from 21 to 65 years of age.
A minimum of 3 years of business vintage is required.
CIBIL Score must be 750 or above.
The individual has ownership of business loan property or residence.
Manufacturing units, Artisans, Trader, Retailer, self-employed professionals, Distributor, Wholesalers, Services, skilled workers or semi-skilled workers are eligible for this loan.
Documents required for small business loan
2 passport-sized photographs
Proof of business stability.
Aadhar card and Passport.
Copy of PAN Card.
Bank statements of last 6 months for proof of business vintage.
KYC Documents
Proof of ownership such as business premises, residence.
Recent electricity bill of business premises.
Cheque for processing fee.
Complete documentation of property with ATS, Chain + MAP.
Address proof required whether permanent or rented.
Permanent address proof required and also if rented.
2 notes
·
View notes
What is Professional Loan, and How Does It Differ from Other Loans?
When financing your professional endeavours in Castle Hill, you may have heard about professional loans. But what exactly is a professional loan, and how does it distinguish itself from other types of loans available in the market? In this article, we'll delve into the details of professional loans, their benefits, and how they differ from conventional lending options.
Understanding Professional Loans
A professional loan is a specialised type of financial product designed to cater to the unique financial needs of professionals, such as doctors, lawyers, accountants, and other self-employed individuals in Castle Hill. These loans are tailored to address the specific challenges and opportunities professionals face in their careers.
Features of Professional Loans
Here are some key features of professional loans:
Higher Loan Limits: Professional loans often offer higher loan limits than regular personal loans, allowing professionals to access the capital they need for significant investments like setting up a new practice or expanding an existing one.
Competitive Interest Rates: Professional loans typically come with competitive interest rates, making them a cost-effective financing solution for individuals with established careers and income.
Flexible Repayment Options: These loans may offer flexible repayment terms, allowing borrowers to structure their repayments in a way that aligns with their income patterns and cash flow.
Quick Approval Process: Professional loans often have a streamlined approval process, which can be a significant advantage for professionals who need quick access to funds for time-sensitive opportunities or emergencies.
How Professional Loans Differ from Other Loans
Now, let's explore how professional loans differ from other types of loans:
Specific Target Audience: Professional loans are exclusively designed for professionals, whereas personal or traditional business loans are available to a broader range of borrowers. The eligibility criteria for professional loans are tailored to meet the unique financial profiles of professionals.
Tailored Terms: Professional loans come with terms and conditions that consider the irregular income patterns common among professionals. This customisation ensures that the loan is a better fit for the borrower's financial circumstances.
Interest Rates: The interest rates on professional loans are often more competitive than regular personal loans, which can translate to lower professional borrowing costs.
Loan Limits: Professional loans often offer higher than personal loans, which can be essential for professionals looking to fund significant business ventures.
For professional loan, Castle Hill provides an attractive financing option for professionals seeking to meet their unique financial needs. They offer benefits such as higher loan limits, competitive interest rates, and tailored terms, setting them apart from other types of loans. Understanding these distinctions can help professionals make informed decisions about their financial future.
APW Finance Pty Ltd
38 Curtis Rd, North Kellyville NSW 2155, Australia
+61447959546
0 notes
Effectively Securing A CA loan with Maximum Benefits
Securing a CA loan in India can be a daunting task. With the right knowledge and preparation, however, you can effectively secure a loan with maximum benefits. Knowing the current market conditions, the different types of loans, and the necessary documents and processes for loan approval are essential for maximising your loan benefits.
Additionally, understanding the different factors that…
View On WordPress
0 notes
Business Loan,Gold Loan,Home Loan,Personal Loan,Professional Loan Services Providers in hyderabad
1 note
·
View note
how long do you typically spend drawing a comic page? I'm a perfectionist and I have a hard time keeping a reasonable working pace for comics
so I’m actually going to not answer this one (the answer is both less and more time than people think, and it depends) but instead I’m going to give you some advice on how to deal with perfectionism when it comes to making comics
the first thing is to see if you can kill your inner perfectionist, which basically means, can you get comfortable with imperfections? this is something that can be difficult to do, but it can also really take some weight off your shoulders if you can look at a line that’s a little squiggly instead of perfectly smooth and move on from it. there’s a whole page, a single wonky line, is like. fine, especially if you’re doing more than one page.
if not, that’s okay! we’re moving on to the 75%-80% rule, which is: figure out what giving 100% in art looks like for you, then find out what giving 70%-80% looks like. As a person, you can probably consistently give 80% to any given illustration, but doing 100% all the time is going to fuck you up in the long run. If you can get comfortable consistently giving a 80%, you can then decide when you want to crank it up for dramatic effect, or you can save going all in on something fun or a big project.
if perfectionism is a hard habit to break, instead try it reframe it as giving a ‘perfect’ 80% instead of 100. it’s all about that overall visual consistency, baby!
comics can feel like doing seven or eight individual illustrations on a page (panels) and some people definitely tackle them this way, and that makes learning what you can consistently give without wanting to shove your hands into cement very important. If every panel is a solid 80%, the entire page looks Good (which means the entire page is working at 100% because you have visual consistency/coherency and that’s what matters)
ideally, you reach a point where you can gauge what a good 80% of what you can give looks like across an entire sequence. for me, Trikaranos is operating at 80% while Ex Voto is 70% (part of it is that Trikaranos is more demanding, while Ex Voto is more casual and vibes based, but for both I put a lot more work into formatting and lettering)
part of what can help with all of this is figuring out a good work pipeline that encourages finishing up a sequence to keep you from getting stuck agonizing on small details
a decent one is this
thumbnails > rough pencils > do tight pencils where you think you’ll need it (I do tight pencils on facial expressions, furniture if there are bodies on it, and perspective shots) > inks > colors > lettering
adjust it based on whatever your own needs are, etc.
what’s imperative to this is that you don’t do the pencils > inks > coloring stages in sequential order, but instead jump around so that you don’t burn your energy through it (in that there’s a drop in quality as you either get tired or start to rush). Jumping around lets you spread out your high energy points and it picks up the slack for when you want to just get it done, but also it forcibly keeps you from spending too much time on one specific thing. (which is why breaking it up into stages is important, instead something like finishing one whole page from pencils to colors and then doing the next one)
when I do single page comics, I usually alternate every other panel, when I do multi page comics, I’ll either alternate entire pages or I’ll do the first and last pages at the start, and then jump around the middle in whatever order I feel like.
whenever I find myself spending too much time on something, I will set a playlist that has either a 15 minute or half hour run time, and when I reach the last song, if I’m still fucking around focusing on one thing, I’ll make myself move in and return to it later. I do this the most with the inking stage so that I don’t over ink something (I find crosshatching relaxing, but it doesn’t often look good because I do too much in one place and it looks bad because it doesn’t work with the rest of the panels and then I have to start over), and then I can go back to a panel with fresh eyes later and decide whether or not more detail is necessary for the whole page to look good, or if it’s fine as is.
and ofc, the most important guideline of all: the Fuck It, We’re Done rule, which is at some point, you may look at a page and go ‘I don’t want to work on this any more, I’m tired, it’s not fun, I’ll be stuck here forever, etc’ and that’s when you put your pencil down, physically move back from the page, and figure out what the bare minimum amount of work you need to do in order for the whole page to be coherent is, do JUST THAT, and post it.
at the end of the day, it’s the whole page that’s important, not all the individual details, so try not to focus on too many small details early on, but instead go back and add them in closer to the end. You can clean up any line art mistakes that are bothering you here at this stage too.
finally, don’t zoom in too close on a digital canvas, especially if you’re doing pencils. there’s no reason for a reader to zoom in close like that unless you specifically want them too, spare your hands the agony of tiny details that won’t be seen when you upload it at viewer resolutions. I know artists who won’t go past 150% because those details won’t show up at print resolutions.
HEUGHGHHH this is so so long, but hopefully there is some helpful advice in there for you, anon
47 notes
·
View notes
Elite Athlete Program by Galaxy Sport
Galaxy Sports Group offers athletes and their support systems a unique financial literacy program. Our workshops, webinars, and coaching sessions were designed to teach athletes and their families about personal finance, taxation, investing, and other financial management strategies. The financial Capstone workshop is a blended program for athletes that demonstrates how education about money continuity can be applied in real-life scenarios to grasp the athlete’s unique goals and practical know-how to improve their finances. At Galaxy Sports Group, we do precisely that! Visit https://galaxysport.com.au/ for more.
2 notes
·
View notes
I'm being visited once again by my old friend, unexpected expenses in the hundreds of dollars
2 notes
·
View notes
Plz tell me how you got diagnosed with autism? I defiantly have symptoms but don’t want to assume ):
i could sit here and tell you to drop thousands of dollars on a formal assessment or hundreds of dollars each on therapy sessions, but i will tell you a secret instead. u are not harming anyone at all by assuming you have autism without having a formal diagnosis. i promise it isnt as big of a deal as you think it is and anyone who tells you otherwise is uneducated
20 notes
·
View notes
people trying to help me in too pushy of a way <3 how do i say thanks so much but leave me alone <3
2 notes
·
View notes
Small Business Loan
You can apply and avail the loan online and then repay in easy instalments as convenient. You need money to make more money. Invest in your small business loans by availing of a Business Loan and watch your profits grow.
Business loans can be broadly categorized into two different categories, such as secured loans and unsecured loans.
Working capital can help you avail yourself of quick business loans from Rs. 5 lakhs to Rs. 75 lakhs for a tenure of 12 to 36 months with interest rates starting at just 19%. Moreover, you can apply for a business loan online with us! We ask for no collateral, high loan eligibility, and grow your business loans today.
Banks/NBFCs offer both secured and unsecured business loans, including Term Loan (Short-term/Long-term), Working Capital Loans, Cash Credit, Overdraft, Letter of Credit, Bill/Invoice Discounting, Equipment Finance, Machinery Loans, POS loans, Loan under Bank Guarantee, Loan under Govt. schemes, etc.
The minimum loan amount offered by lending institutions starting Rs. 1 lakh to Rs. 75 lakh, based on the borrower profile and requirements. Also, borrowers can avail unsecured business loans, in which they don’t need to pledge their assets or collateral to obtain such loans. Startups and MSMEs are eligible for small business loans.
2 notes
·
View notes
ok so i’m into making badass skeleton memes now. I think I have a real gift for the genre. I mean, lookit how professional these came out. I did notice that when I added an additional word to one, i dropped it in the wrong spot, but i have seen other memes that mix up the words like that, and they don’t look nearly as professional as these babies do. So i decided to pretend like i did that on purpose for art reasons.
3 notes
·
View notes
Is Doctor Loans The Best Solution for Doctors Today!
Foundational to running a successful medical practice is having ample financial resources. The costs associated with maintaining and expanding a medical practice can be extraordinarily expensive, leading to the popularity of doctor loans. A doctor loan is a type of financing designed for physicians and medical services providers, with benefits including quick approval, large loan amounts,…
View On WordPress
0 notes
so i decided to learn to crochet and my mom and i had an argument about it, which in retrospect was 50% funny and 50% depressing.
i was like just vibing crocheting a shitty scarf as my first project (as one does) and my mom was all like "you're wasting your time doing this and procrastinating on things that you need to do" (sidenote it is like 8:00 PM during this conversation lmao).
im all like "oh? why?" and she goes "well you can just buy a scarf from the store for like $10."
personally i think that this crocheting for me is a lot like pottery in that it is more about the practice of making than about the object itself. i am "getting my hands dirty" with a real, tangible and useful object. this is like the opposite of wasting my time playing video games or dicking around on tumblr dot com or something. i find making stuff and things, especially practical simple items kinda spiritual actually and i feel this sense of connection with the past and with our ancestors when i make stuff. plus when i use a thing that i made in my day to day life, like having a bowl of soup i made from scratch in a simple green bowl that i made with toast i made from bread i made from scratch on simple plate i made i feel things. there's something magical and wonderful about simple useful things and making idk.
that said, like no matter what i said she just ... didn't get it and insisted that doing this is a waste of my time. #momfinallyundestandhobbies2023
we circled around to the "you have nothing to show for yourself despite being out of college for almost 4 years" argument which was fun and the "you did nothing this week".
which. like. i painted 3 doors on monday. i had CANCER removal surgery on tuesday. i went to work for 7 hours on wednesday and taught a group of children how to make paper snowflakes. today i finished some overdue online work training modules, went to the doctor and had blood drawn and then went to the craft store to buy replacement buttons for a dress im rehabing and then went to the grocery. i also worked on figuring out what was wrong with a broken family heirloom camera that i inherited. and i did crochet. so. like. i didn't do nothing this week. sure i slept the back half of the day on tuesday and overslept (in til 9AM) today, but like. i am in a lot of pain (between 5/10 and 6.5/10) from a burned hole in my head with stitches. so uh. yeah.
idk i think that the fact that im not dead (and still employed, if part time) despite months of extreme fatigue and crippling depressive episodes, lots of shitty death and family drama, and oh. yeah. fucking CANCER. TWICE, is actually pretty good. idk. maybe thats just me.
anyways 2021-2022 have been big ass FML years and i just want it to stop. god if you're real you're a bitch.
7 notes
·
View notes
listening to boom radio (station made for boomers lol but it plays good music) and theyre playing part of the union
9 notes
·
View notes
what if i fucked around and got my masters
2 notes
·
View notes