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jhonwik1 · 6 months
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optimistredsox · 3 months
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4 July, BOS @ MIA, 6-5, win, 12th inning
We hadn't had a rollercoaster in some fucking time but what better way to celebrate what must've been the most reflective and subdued Independence Day (considering the rampant rat-fucking shit-fuckery of the Supreme Court at the moment) in living memory than having a proper hold-your-hands-in-the-air-and-shriek-on-the-big-dips rollercoaster of a day game in Miami. Holy shit. Nick Pivetta rocks up and nearly throws a no-no but then the Sox blow the lead and the collective hearts of Red Sox Nation drop like that crazy bit on Space Mountain. Of course, the rollercoaster only really started in the 8th, when the Marlins evened it all up. Before then it was edge-of-the-seat potential no-no watch. What a ride. Anyway, we got the sweep and plenty of bright sides to boot.
Nick Pivetta joins Kutter Crawford (still his real name) and Brayan Bello in the bounce back from a shitty start with a dominating performance club. Dude gave up one hit and two walks over seven innings and left the Sox 2-0 up. Carried a no-no into the seventh. Shook off his previous rough outing like a pro should do. It was pretty great. Shame he didn't get the W because he deserved it. He struck out ten and managed to induce 15 swings and misses.
Dave Hamilton and Tyler O'Neill rocked not one but TWO double steals. The first in the first inning put the Sox ahead 1-0 to kick things off after Raffy knocked Hamilton in with a RBI groundout. Then they did it again in the sixth and Raffy grounded Hamilton in AGAIN with a groundout.
Tyler O'Neill also went 3-for-5 with a run scored and 2 RBIs, one of which was the game-winning RBI.
Jarren Duran was only 1-for-6 but he fired a bullet in the ninth from centre field to throw out Sánchez trying to take home on a single. That would've been a walkoff Marlins win, but not on Jarren's watch. Way to go. That was an awesome outfield assist.
Raffy managed to get 2 RBIs in spite of an uncharacteristic 0fer. He also walked three times.
We won! We had the lead, gave it up, got it back, gave it up, then got it back again and kept it. All from the 8th to the 12th inning. Baseball is fucking great.
We swept the Marlins!
We're pretty good in Florida this season!
Let's go kick the shit out of the Yankees!
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manelyec · 1 year
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Edwards Named Conference Pitcher of the Year, 5 other Lions Earn Honors!
Conference Carolinas has released the 2023 Softball All-Conference and All-Tournament selections and Emmanuel had six ladies honored.
A junior pitcher from Lakeland, Florida, Maddie Edwards was tabbed as the Pitcher of the Year in Conference Carolinas. Edwards finished 17-3 on the 2023 regular season in the circle. She pitched 18 complete games on the regular season in 142.0 innings pitched. She has fanned 137 on the season so far. In conference games, Edwards led the league in opposing batting average and was second in earned run average (1.92).
Alyssa Adams (3rd base) and Jaryn Gibson (DP) were both named to the first team. Adams, a junior from Orange Park, Florida, finished with a .472 batting average in league play this year, the 10th best mark in the conference. She had 25 RBIs and 34 hits along with 9 home runs, the most in the conference. Gibson, a sophomore from Lawrenceville, GA, hit .408 to go with 29 hits and 23 RBIs in conference play. Kinsley Goolsby, a junior catcher from Concord, GA, was named second team All-Conference. She had 16 RBIs with 20 hits while batting .323 in conference play. Sophomore Lexi Jordan, a second baseman and Comer, GA native, made the All-Defensive team with a fielding percentage of .987 in conference play. She had 39 putouts and 36 assists to just one error on the season while also taking part in two double plays.
With an impressive hitting percentage of .600 (6 hits in 10 at-bats) over three games in the 2023 Conference Carolinas Softball Tournament, sophomore Ellee Varner was named to the All-Tournament team. The Bold Springs, GA native also recorded 10 putouts in left field over the course of the tournament.
The full Conference Carolinas postseason honors release can be found here.
For more on Emmanuel College athletics, visit goeclions.com.
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charcha-equity · 2 months
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Budget 2024 Breakdown: Your Simple Guide To Economic News
Union Finance Minister Nirmala Sitharaman, in a highly anticipated move, took center stage to present the Interim Budget for the fiscal year 2024-25. Beyond the seemingly complex figures and economic intricacies, this budget stands as more than a numerical list; it unfolds as a comprehensive roadmap, meticulously charting the course for India's economic future. Rather than drowning in finance jargon, let's embark on a simplified journey to dissect the crucial takeaways, making the fiscal landscape more accessible for beginners.
Budgeting For Growth
In the upcoming fiscal year, the government plans to borrow around ₹14.13 trillion. It might sound like a massive amount, but it's basically how the government manages its money for expenses and investments. Think of it as a smart strategy to boost the country's economy. They're not just splurging; they're making calculated moves to help different parts of the economy grow. It's like a big plan to ensure that the country's finances stay strong and steady for the long run.
Also Read: Unraveling The Intricacies Of Cost Of Funds And Cost Of Borrowing
Agricultural Triumphs
In the budget presentation, one standout achievement was underscored - the success of crucial schemes like the PM-Kisan Samman Yojana, which has brought tangible benefits to a staggering 11.8 crore farmers across the nation. Picture this as a domino effect in action; the financial assistance provided doesn't just stop with the farmers; it cascades down, creating a ripple effect that significantly bolsters the entire agricultural sector. 
Furthermore, the implementation of the Electronic National Agricultural Market serves as a transformative force, seamlessly integrating 1,361 Mandis and revolutionizing the way agricultural trade operates. This isn't merely administrative efficiency; it's a strategic move that promises to enhance the overall dynamics of the agricultural landscape, making it more robust and responsive to the needs of the farmers and the market alike.
Fiscal Responsibility
The fiscal deficit goal for FY25 at 5.1% reflects the government's dedication to prudent financial management, a cornerstone for economic stability. Drawing a parallel to personal finance, envision it as diligently setting a budget to prevent exceeding one's income. In essence, the disciplined approach mirrors an individual's commitment to financial responsibility. This fiscal prudence is not just a numerical target; it signifies a crucial strategy ensuring the long-term sustainability of India's economy, echoing loudly throughout the key themes of the budget presentation.
Taxing Matters
While there are no changes in tax slabs, Sitharaman assured continued support for startups and extended tax exemptions for specific units till March 2025. It's a strategic move to fuel entrepreneurial spirit without burdening individual taxpayers.
Also Read: How Are NBFCs Tackling RBI’s Stance On Unsecured Loans?
Inclusive Development Initiatives
Direct Benefit Transfer of Rs. 34 lakh crore into PM-Jan Dhan accounts is a noteworthy achievement. This isn't just about numbers; it signifies the government's dedication to 'Sabka Sath Sabka Vikas,' ensuring every citizen reaps the benefits of economic progress.
Parimal Heda, Chief Investment Officer, Digit General Insurance, views the budget as aligning with the goal of 'Viksit Bharat by 2047.' Though not directly impacting the insurance sector, the budget's measures will have a cascading effect, influencing various sectors.
Infrastructure Boost
GST enabling One Nation One Market One Tax simplifies the taxation structure, creating a unified market. This, coupled with tax reforms and a strengthened financial sector, lays the foundation for sustainable economic growth.
Also Read: Abhay Bhutada Shares Insights on Poonawalla Fincorp’s Long-Term Objectives
Conclusion
As a beginner investor, dissecting the budget might seem overwhelming, but understanding the basics can be empowering. The Interim Budget 2024 is not just about numbers on paper; it's a blueprint for a resilient, sustainable, and inclusive economic future. So, buckle up and stay tuned for the financial journey ahead!
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Learn finance, Banking & More With The Best B.com College In Kolkata
Getting a B.Com degree is necessary for a commerce student, but a mere degree from an average college is useless. It is difficult to find high-paying jobs for B.Com graduates without choosing the right B.com college. This blog will help you find the best B.com college in Kolkata. Just completing a degree can’t assure you a great career after b.com but the college that provides you with the right set of skills, and great placements are necessary. Amity University Kolkata is the best college in Kolkata, it makes its students ready for a great career in commerce. 
Graduates with a B.Com can pursue careers in diverse sectors
There are numerous options available for you after pursuing a B.com course in Kolkata from Amity University. Some of them are listed below.
Finance
India is home to many Non-Banking Finance Companies (NBFC) that offer guaranteed & unsecured loans for different purposes. They serve under RBI regulations and cannot accept deposits, but are interested in financing activities. These NBFCs employ B.Com graduates as they are skilled in accounting, taxation, & commercial operations.
Accounting
As discussed before, there is a huge scope for B.com graduates in accounting because they are experts in managing the accounts and finances of the company. All firms like to have clean accounts because they want to decrease the auditing cost every year.
Taxation
In this field, B.com holders can go on to become chartered accountants, financial risk managers, tax consultants, tax specialists, senior tax managers, tax compliance managers, cost estimators, lecturers, stockbrokers, financial analysts, and actuaries. B.Com graduates assist clients in filing returns and generating their tax statements, saving them from last-minute nuisances.
Education
There is ample scope for B.Com graduates in the education sector students can opt for a B.Ed and accordingly become a TGT or PGT.  Students clearing the National Eligibility Test (NET) are also qualified to become lecturers or professors.
Wealth Management
If you are acquainted with the various investment options that provide good returns, then wealth management is an ideal career for you. With expertise in accounts & business mathematics, B.com graduates can become wealth managers & help people create wealth through intelligent investment moves.
Apply today!!
Amity is one of the top commerce colleges in Kolkata. Aspiring students shouldn't miss the opportunity to be a part of the community dedicated to academic superiority, personal development, and professional success.
Source: https://amityuniversitykolkata.blogspot.com/2024/07/learn-finance-banking-more-with-best.html
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poddar123 · 3 months
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Top Government Jobs after BCA
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BCA is one of the most popular degrees. It will prepare you for careers such as Web Designer, Web Developer, System Manager, Network Administrator, Software Developer, Computer Programmer, Software Tester, and so on.
Poddar Business School is one of the top B-Schools in Jaipur, offers the best PGDM course in the city. Poddar Business School conducts many skill development classes for its   students required for qualifying many government exams.
Civil Services
Students get many prestigious govt job posts through civil service exams. Such as IAS Officer, IFS, IRS, and IPS. The civil service exam minimum qualification is graduates students. It is one of the toughest exams in government in India jobs.
UPSC
UPSC (Union Public Service Commission) is another best govt jobs after graduation. UPSC recruitment exam is also one of the toughest completive exams. And they hire for the CBI, CDS, NDN, Collector, Telecom, and Navi positions.
 State PCS
State PCS also comes with lots of govt job online form for graduates. That you can apply for administrative posts like Range Forest Officer, Assistant Conservator, Deputy Superintendent, District Magistrates, etc. State PCS is also get conducted through three exam patterns Prelims, Mains, and Interview stage. State PCS is famous more for the Government jobs state-wise.
 IBPS Clerk
If you want to make your career in bank position, like SBI Clerk. Then graduate degree is a minimum qualification. You cannot apply for SBI Clerk just after 12th class. The IBPS Clerk exam normally asks questions related to Financial Awareness, Quantitative Aptitude, General English, Reasoning Ability, etc. Poddar Business School and Poddar International College trains its students in these areas by organizing Olympiads and Business Quiz for its students. 
Railways
Many BCA students have an interest in railway jobs. And you can apply for railway govt jobs after bachelor’s computer application degree. RRB (Railway Reservation Board) conducts railway recruitment for students. Railway government jobs provide smart salary packages and other perk benefits too.
Teaching Jobs
Teaching comes to the top list of government jobs in India after graduation. So just after a graduate degree, you can apply for a teaching job in government sector. But if you complete higher education, such as MCA (Master in Engineering in Computer Science or Ph. D.
CDS (Combined Defense Service)
Next, the best govt jobs for software engineer students are career in combined Defense services (CDS). This competitive exam also hires students for the defense sector. If you get a good rank in the exam then you will get a good position in defense rank. So prepare well for the defense exam if you have any interest.
RBI Officer
RBI is one of more top prestigious job that gets conducted by the apex bank. RBI exam required qualifications like a bachelor’s degree with 60% marks. Master’s degree minimum qualification with 55% marks. Doctorate Degree along with 50% marks. All of these are required with relevant equivalent grades.
Disclaimer
The author assumes no responsibility or liability for any errors or omissions in the content of this article. The information contained in this article is provided on an ‘as is’ basis with no guarantees of accuracy or relevance. Any similarity with any other published article may just be a coincidence.
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chintamanifinlease · 3 months
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HAVE YOU SPENT YOUR SAVINGS OR OPTED FOR A LOAN?
Getting your finances in order is a difficult feat that requires a great deal of effort, discipline, and time. Buying a new home, planning a wedding, pursuing higher education, or starting a business all necessitate large sums of money.
While these are anticipated expenses, many people face unexpected financial obligations, such as paying a hospital bill. While some people choose to pay for financial emergencies with their own money, others may consider taking out a loan or borrowing money. However, how can you choose the best course of action?
When it comes to deciding whether to use cash or credit in an emergency, there is no one-size-fits-all solution. Paying from savings relieves the financial strain of repaying a loan, yet borrowing money may appear to be the best alternative in an emergency.
To assist you in making the best decision, consider the following reasons why you should use your savings or apply for a loan in an emergency.
WHY USE SAVINGS IN TIMES OF EMERGENCY?
Eliminates interest
When you use your saved money in an emergency or for other purposes, like purchasing a home or a household appliance, you avoid having to pay interest on the amount. For example, if you intend to purchase a phone for Rs. 40, 000 and take out a personal loan to pay for it, you'll end up spending Rs. 40, 000 plus interest. This is not the case if you use your savings because you can make the complete payment from your savings in one go. As a result, when you save instead of borrowing, the costs of goods and services you pay are lower.
EMI is imposed as a cost.
EMIs are monthly or annual payments that must be made on loans. In reality, this means that the impact of a single large purchase lasts as long as the debt is not fully returned. Because a portion of your salary is diverted to pay EMIs, this is not an ideal position.
Improves financial prudence
Debts and loans must be paid back with money earned in the future, which encourages irresponsible spending because the future is unclear and appears far away. When you use your savings, however, the pain of parting with your hard-earned money is greater, especially if the purchase is for a luxury item that is not required. Savings teaches a person to be self-disciplined because they learn to limit their luxury and only buy what they can afford.
High-stumbling blocks
The majority of banks and financial institutions require their customers to provide collateral or securities in exchange for a loan. Additionally, they demand that their borrowers have a high CIBIL score. Taking a loan without them might be extremely difficult, which means there are various obstacles to overcome.
Spending is stress-free.
Spending from your wallet may be a tough pill to swallow, but it helps you avoid the long-term anxiety and stress that comes with repaying a loan. People who aren't excellent with money might easily get themselves into debt if they aren't careful with their borrowing, so it's important to spend only what you can afford right now.
Interest rates have the potential to rise over time.
To encourage or discourage credit in the economy, most banks and financial institutions adjust their interest rates regularly following RBI policy. Customers who have existing loans will have variable EMIs, and the interest rate will fluctuate over time. As a result, you may end up paying a little more in interest over time than you anticipated.
Credit scores are no longer important.
If you use your savings to pay a bill or make a purchase, your credit score becomes useless and does not influence your spending capacity. This is not the case with loans, as most banks demand that consumers have excellent credit scores to get approved.
Penalties and additional charges
Customers are typically charged processing fees, prepayment fees, and late penalties by most banks and financial institutions. These can raise the overall cost of the loan, making it unaffordable for some customers.
Approval and payment
Most banks have a lengthy application process and tight qualifying requirements. Furthermore, there is no guarantee that they will approve your loan in its entirety, if at all. Then there's the loan disbursal time, which varies from bank to bank. This can be a big roadblock for someone who needs money right away.
WHY OPT FOR A MORTGAGE?
Less expensive in the long run 
In the short term, a loan is more expensive than using your savings, but in the long run, your investments are likely to yield larger returns than the amount you wind up paying in interest on the loan. For example, if you sell a house that increases in value by 10% each year, you will lose more money than if you pay an interest rate of 8% on a loan.
Saving limits your affordability.
One of the most significant disadvantages of saving is that a person can only spend the money they have saved. In this case, a person's wants will be limited by the quantity of money they have in their savings account. As a result, if an emergency arises that necessitates increased spending, depending on savings will not suffice.
Assists in the reduction of the tax burden.
There is an unspoken benefit to taking on debt: it reduces your tax burden. This is because the expense of interest on a loan lowers taxable income and, hence, lowers tax liability. Thus, when taking out a loan, a person can save a significant amount of money in taxes and offset the expense of interest by making use of the various deductions available under the Income Tax Act of India for loans.
A long-drawn procedure
Few people maintain all of their money in a bank account; instead, they invest it in various forms, such as stocks, bonds, mutual funds, real estate, and gold. While these are safe investments, accessing their liquidity when needed normally takes a few days. As a result, if you need the money right away, raiding your savings account might not be the ideal option.
It instills financial discipline. 
Taking on debt necessitates discipline in terms of effectively managing financial expenses, particularly in terms of investing and spending in the early days until a person earns enough to repay it. As a result, one of the benefits of debt is that it encourages the borrower to maximize every dollar and live a financially disciplined life.
Future plans are jeopardized.
If you've been saving for years, intending to purchase a car or a home, it may be tough to use your savings without jeopardizing your long-term objectives. In these circumstances, a loan might be more appropriate. Although it will cost you extra, you will still be able to stick to your schedule.
Multiple-purpose usage of personal loans
Personal loans, unlike most loans, are approved for several purposes, including buying a car or house, going to college, or starting a business. Borrowers' personal loan amounts are usually not restricted in any way, giving them greater spending liberty.
Discourages future saving
People who are compelled to spend all of their savings in one go may be discouraged from starting over. People may come to discount the importance of saving money and engage in risky spending practices. This may make it more difficult to recover from the setback.
Loans are risky but accessible in the long run because of the burden of paying.
Conclusion
In conclusion, the decision to use savings or opt for a loan during emergencies depends on individual circumstances and financial goals. While using savings avoids interest costs, it limits immediate spending and may hinder long-term plans. On the other hand, loans offer immediate access to funds but come with interest payments and potential risks. Understanding the implications of each option is crucial for financial well-being. Balancing between using savings judiciously and leveraging loans sensibly can help individuals navigate emergencies while maintaining financial stability and working towards their future objectives.
If you have any further questions, please don't hesitate to contact us:
216, Ansal Vikas Deep Building, Laxmi Nagar District Centre,
Near Nirman Vihar Metro Station, Delhi, 110092.
Phone: (+91) 9212132955
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dfoxmarketing · 11 months
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RBI Grants Approval for Ashok Vaswani as CEO of Kotak Mahindra Bank Post Uday Kotak’s Exit
Ashok Vaswani’s Appointment as Kotak Mahindra Bank CEO
Reserve Bank of India (RBI) has approved Ashok Vaswani‘s nomination as the bank’s future Managing Director and Chief Executive Officer (MD & CEO), according to a statement released by Kotak Mahindra Bank on Saturday.
Uday Kotak, a seasoned banker and co-founder, left his post last month, and this appointment follows his departure.
As MD and CEO, Vaswani’s tenure will last for three years from the date of his formal appointment, which must take place by January 1, 2024 at the latest. It’s crucial to remember that the private lender has indicated that this nomination is subject to shareholder approval of the bank.
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Ashok Vaswani: A Banking Professional 
Ashok Vaswani is a notable character in the monetary business with a heavenly vocation and a long history of standing firm on top situations.
Having worked in the financial sector for more than thirty years, he is considered a seasoned expert in this area.
His career path includes top positions at Barclays and Citigroup. He was most notably the Chief Executive Officer of Barclays Bank in the United Kingdom, where he later assumed leadership of the company’s worldwide payments, private, business, and consumer segments.
I am “honoured” to continue Uday’s legacy, said Vaswani, who is credited for elevating Kotak Mahindra Bank to its present position.We will develop the bank higher than ever with the assistance of our accomplished chief group.
Also Read: Global IT Spending Expected to Reach $5.1 Trillion by 2024
To make abundance for investors, we’ll ensure Kotak Mahindra Bank contributes altogether to India’s climb to become one of the main three economies on the planet over the course of the following five years,” he said.
Follow Digital Fox Media for latest business news.
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Top 3 Coaching Centres located in Borivali in Mumbai, Maharashtra
Experts recommend the Top 3 Coaching centres in Borivali in Mumbai, Maharashtra. The Coaching centres listed are the most authentic. Based on our study, we evaluated the age of business and trustworthiness, reputation and excellence. They also evaluate the quality of service, satisfaction of customers and their reviews, prices and value-for-money. They are the best choice for the "Coaching centre near me" within your search results for local businesses. It is only the top. Our team of experts verifies that businesses. have been tagged with an authentic badge. They're reliable and trustworthy. Contact and business details are regularly updated.
ARIHANT ACADEMY
Arihant Academy is a well-recognized training centre that caters to aspirants for various competitive examinations in Borivali. Faculty members are accountable, well-trained, skilled, and have a wealth of experience. They maintain a good student-to-faculty ratio, allowing teachers to connect with each student more effectively. It is also cost-effective. They hold regular practice sessions and send out notes to their students.
SPECIALITY:
Standard Study Materials The most unique and tested pedagogy, Premier Coaching Institute, SSC, ICSE, Science, Commerce. Transformation of students. Tutorials for Classes IX, X and XII.
CPLC
CPLC is a famous coaching centre that is located in Borivali. They provide tutors with specialization for special topics. The centre is organized and disciplined and strives to increase students' focus. It's a good alternative for various examinations for the government and others. They offer notes and organize regularly scheduled mock tests. CPLC is determined to offer excellent support and guidance for those aspiring to pursue careers in Management. The students strictly adhere to the course, and the teachers are courteous and helpful.
SPECIALITY: CAT, NPAT, GMAT, GRE, MBA Entrance Examinations, CAT, NMAT, MhCET, NMIMS. SNAP, Live-Interactive Classes, Individual Attention, Tests and Assignments.
CAREER LAUNCHER
Career Launcher is an acclaimed coaching centre situated in Borivali. They are unique because they provide comprehensive study resources that help students thoroughly comprehend every subject. They provide every syllabus subject and focus on fundamentals so students can fly their flags when they take their exams. Competitive exams. The faculty members are highly qualified and assist every student individually.
SPECIALITY:
CUET, IPM, LAW, JEE, NEET, MBA, UPSC, GATE, SSC, Banking, RBI, GMAT, GRE, SAT, IELTS, Standard Study Material, Well Qualified and Laborious Teaching Faculties, Easy Learning Environment.
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psibinstitute · 1 year
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How to Find the Best Institute for Banking Coaching in Delhi
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If you are preparing for a banking exam, such as IBPS PO, SBI PO, RBI Assistant, or others, you might be looking for a good coaching institute that can help you achieve your goal. However, finding the best institute for banking coaching in Delhi can be a challenging task, as there are many factors to consider, such as the course curriculum, the faculty quality, the fee structure, the success rate, and the location. Here are some tips on How to Choose the Best Institute for Banking Coaching in Delhi, and also introduce you to one of the most reputed and reliable institutes in this field: PSIB Institute.
Tips on How to Find the Best Institute for Banking Coaching in Delhi
• Do your research: Before you enroll in any institute, do some research on the internet and offline sources. You can check the websites of different institutes, read their reviews and testimonials, compare their short term banking courses and fees, and look for their success stories and achievements. You can also ask your friends, relatives, or seniors who have taken banking coaching before for their recommendations and feedback.
• Visit the institute: Once you have shortlisted a few institutes, visit them personally and interact with the staff and faculty. You can ask them about their course details, teaching methods, study materials, mock tests, doubt sessions, and other facilities. You can also observe the infrastructure, hygiene, and environment of the institute. You should also try to attend a demo class if possible to get a feel of the teaching quality and style.
• Check the faculty: The faculty is one of the most important factors that determine the quality of an institute. Check the qualifications, experience, and expertise of the faculty members who will teach you. Also check their availability, accessibility, and approachability. You should look for an institute that has a team of dedicated and experienced faculty members who can guide you throughout your preparation.
• Check the course curriculum: The course curriculum is another important factor that determines the effectiveness of an institute. You check the syllabus coverage, topic-wise distribution, difficulty level, and relevance of the course content. Check the duration, frequency, and timing of the classes. Look for an institute that offers a comprehensive and updated course curriculum that covers all the aspects of the banking exam.
• Check the fee structure: The fee structure is another important factor that determines the affordability of an institute. Check the total fee, installment options, refund policy, and other charges of the institute. You should also check if there are any discounts or scholarships available for deserving candidates. Look for an institute that offers a reasonable and transparent fee structure that suits your budget.
Introducing PSIB Institute: One of the Best Institutes for Banking Coaching in Delhi
If you are looking for an institute that meets all the above criteria and more, then you should consider PSIB Institute. PSIB Institute is one of the best investment banking courses in india that offers various courses for banking exams such as IBPS PO, SBI PO, RBI Assistant, and others. PSIB Institute has many features that make it stand out from other institutes, such as:
• PSIB Institute has a team of highly qualified and experienced faculty members who have been teaching banking aspirants for more than 10 years. They use innovative and interactive teaching methods to make learning fun and easy. They also provide personalized guidance and mentoring to each student according to their strengths and weaknesses.
• PSIB Institute has a well-designed and updated course curriculum that covers all the topics and concepts required for banking exams. The course curriculum is divided into modules that include theory classes, practice sessions, mock tests, revision classes, doubt sessions, and feedback sessions. The course curriculum is also aligned with the latest exam pattern and syllabus.
• PSIB Institute has a state-of-the-art infrastructure that provides a conducive learning environment for students. The institute has spacious classrooms equipped with smart boards, projectors, sound systems, and air conditioners. The institute also has a library with a collection of books and magazines related to banking exams. The institute also has a computer lab with high-speed internet access where students can take online tests and practice questions.
• PSIB Institute has a reasonable and transparent fee structure that is affordable for all students. The institute offers various payment options such as cash, cheque, online transfer, or card payment. The institute also offers discounts and scholarships for meritorious students based on their performance in entrance tests or previous exams.
• PSIB Institute has a proven track record of delivering excellent results in banking exams. The institute has trained more than 20,000 students so far and helped them achieve their dream jobs in various banks. The institute also provides placement assistance to its students by conducting mock interviews, group discussions, resume writing workshops, and personality development sessions.
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alwaysrise079 · 1 year
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RISE Excellence Academy
 Introduction  
Since 2008, we have been committed to providing excellent finance education. After incorporating as Rise Excellence Academy in 2015, we continued our affiliation with ICFL to train and place students. While too many to list fully, our key achievements include conducting numerous enriching programs - seminars, workshops, classes - both online and in-person, to improve the learning ecosystem and spread financial awareness. Our focus remains enriching capital market knowledge.
RISE Academy Indore
Our finance and investment programs have enriched diverse groups including professionals, homemakers, students, teachers, army personnel and corporates. From sharing trading strategies to career guidance for students, best practices for intermediaries, and corporate training, our customized workshops and sessions cater to specific objectives. We feel privileged to have partnered with colleges and various bodies like NISM and RBI to spread financial literacy and strengthen this ecosystem.
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Stock market education
If you aspire to train and educate others on mutual funds, our Certified Fund Trainer program is for you. We'll equip you with in-depth knowledge and skills to deliver high-impact investor and distributor training workshops. From learning key concepts to honing presentation abilities, this comprehensive curriculum will empower you to share your expertise. Become a transformative trainer who spreads financial literacy and enables growth in the mutual fund industry.
Stock Market Courses with certification
Our NISM exam preparation program provides comprehensive solutions to help candidates successfully qualify on the first attempt. This includes in-depth academic training aligned to the curriculum, mock tests for practice, enrollment and registration assistance, exam date scheduling, soft copy module notes and more. With a strategic focus on exam readiness along with practical learning, we aim to deliver a cost-effective, results-oriented program empowering candidates to excel in NISM certification exams.
Learn to trade nifty options 
Master the intricacies of options trading through our immersive classes. Gain expertise in options strategies and risk management principles to trade confidently. Our hands-on training will equip you with skills to analyze charts, identify patterns, and make data-driven decisions to capitalize on market opportunities. Learn from experienced instructors how to leverage options for higher profit potential and manage risks. Take your trading to the next level.
Conclusion 
Our mission is to empower India's youth with affordable, purposeful education that enhances employability and entrepreneurship. We aim to serve the nation by designing and delivering programs that build relevant knowledge and skills in students. Through a meticulously developed curriculum focused on driving employability and capacity for entrepreneurship, we strive to increase job-readiness and ability to start ventures among our students. Enriching future generations with transformative learning is our purpose.
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consulting24m · 1 year
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Navigating RBI Cryptocurrency Regulations in India and Beyond
In today's ever-evolving global FinTech landscape, businesses must remain attuned to the regulatory nuances of the countries they operate within. For successful navigation of these intricate terrains, expertise in RBI cryptocurrency regulations becomes paramount. One company at the forefront of providing specialized guidance is Consulting24, offering tailored services that encompass various regulatory frameworks, including those in Dubai, Estonia, Lithuania, and, of course, India.
Understanding RBI Cryptocurrency Regulations in India:
A focal point in this landscape is the RBI's cryptocurrency regulations in India. Notably, the RBI imposes a substantial 30% tax on cryptocurrency profits, a rate higher than many other jurisdictions. Nevertheless, India's vast and rapidly expanding market presents enticing opportunities for crypto ventures. Consulting24 stands ready to provide essential counsel, assisting businesses in comprehending and adhering to crypto regulations, including navigating the complexities of tax requirements.
Exploring Alternative Cryptocurrency Adoption Across Dubai, Estonia, and Lithuania
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Each of these jurisdictions offers distinct characteristics, and Consulting24 is well-equipped to guide businesses through their intricacies:
Dubai: Dubai welcomes crypto businesses with a diverse range of licensing options, each accompanied by varying share capital requirements and government fees, making the licensing process intricate. Nevertheless, the global financial hub's abundant opportunities make it a compelling destination.
Estonia: Estonia adopts a stringent approach to crypto regulation, necessitating a physical office and periodic audits. Despite these stringent rules, Estonia provides flexibility regarding the nationality of the director, allowing a broader spectrum of businesses to establish themselves.
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”Sharing the sentiments echoed by many in the industry, CEO Mardo Soo emphasizes that Lithuania's appeal lies significantly in its swift establishment period, typically taking just 1-2 months.”
Going beyond mere comprehension of these diverse regulatory environments, Consulting24 offers strategic planning to streamline and expedite the acquisition of necessary licenses. With a track record of successfully obtaining licenses across multiple jurisdictions, their expertise in this realm is undeniable.
In summation, firms like Consulting24 empower businesses to not only comprehend and navigate intricate RBI cryptocurrency regulations but also optimize their licensing procedures, paving the way for a prosperous future in the dynamic realm of digital currencies.
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pankaj1106 · 1 year
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meghalayacareer · 1 year
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RBI Recruitment 2023: Legal Officer, Manager and Librarian (10 Posts)
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RBI Recruitment 2023: Reserve Bank of India has released an employment notification for the recruitment of the Legal Officer, Manager (Technical Civil), Assistant Manager (Rajbhasha), and Library Professional (Assistant Librarian). The last date for submission of the application is 20th June 2023. 1. Post Name:- Legal Officer (Grade-B) - No of posts:- 1 - Upper age limit:- 32 years as on May 01, 2023 (candidates must have been born not earlier than 02-05-1991 and not later than 01-05-2002). The upper age limit is relaxable by 3 years in case of candidates possessing an LL.M. degree and 5 years in the case of candidates possessing a Ph.D. in Law - Salary:- Pay of Rs.55,200/- p.m. in the scale of Rs. 55200-2850(9)- 80850-EB-2850(2)- 86550-3300(4)-99750 (16 years) applicable to Officers in Grade-B. - Essential Qualification:- (i) Bachelor’s Degree in Law from any University/College/Institution, recognized by UGC and the Bar Council of India with a minimum of 50% marks or equivalent in the aggregate of all semesters/years. (ii) For SC/ST and PwBD candidates, the minimum required marks shall be 45% in Bachelor’s degree in Law in the aggregate of all semesters/years, against vacancies reserved for such candidates. - Experience:- Enrolled with the Bar Council as an Advocate. (i) As an Advocate or (ii) As a Law Officer in the Legal Department of a large bank/ financial institution/ statutory corporation/ company/ State/ Central Government after being enrolled with the Bar Council or (iii) As a full-time teacher in a Law College/ University, teaching law. - Desirable: Special knowledge of Banking Law, Company Law, Labour Law, and Constitutional Law and experience in drafting pleadings and documents. 2. Post Name:- Manager (Technical Civil) - No of posts:- 3 - Upper age limit:- 35 years as on May 01, 2023 (candidates must have been born not earlier than 02-05-1988 and not later than 01-05-2002). Upper age relaxation as per Govt rules. - Salary:- Pay of Rs.55,200/- p.m. in the scale of Rs. 55200-2850(9)- 80850-EB-2850(2)- 86550-3300(4)-99750 (16 years) applicable to Officers in Grade-B. - Essential Qualification:- A Bachelor’s Degree in Civil Engineering or equivalent qualification with a minimum of 60% marks (55% for SC/ST, if vacancies are reserved for them) or equivalent grade in aggregate of all semesters/years. Aggregate Grade Point or percentage of marks where awarded would mean aggregate over the entire duration of the course. - Experience:- At least 3 years experience in a relevant field after graduation (in a position of independent responsibility) in a public/private limited organization, including Hospitals/ Banks/ Financial Institutions/ Planning/ Designing/Construction/ Large Office Buildings/ Multistoried Buildings/ Housing Companies/residential campus-based educational institutions and having experience in preparation and evaluation of the tender. - Desirable: (i) Experience in maintenance of Office and Residential properties/ colonies. (ii) Experience in administering construction projects in all aspects and knowledge of PERT/ CPM techniques. (iii) Working knowledge of Computer in Structural Design in CAM/ CAD / MS Project or Primavera evaluation and analysis of tenders with special references. (iv) Working knowledge in structural rehabilitation works. (v) Experience in Construction and Project Management. (vi) Ability to work in a computerized environment. 3. Post Name:- Assistant Manager (Rajbhasha) - No of posts:- 5 - Upper age limit:- 30 years as on May 01, 2023 (candidates must have been born not earlier than 02-05-1993 and not later than 01-05-2002). For candidates with Ph.D. qualifications, the upper age limit will be 32 years. The maximum age relaxation applicable to SC/ST and OBC category candidates, even having Ph.D., will be 5 years and 3 years respectively if posts are reserved for them. (Cumulative benefit is not allowed). - Salary:- Pay of Rs.55,200/- p.m. in the scale of Rs. 55200-2850(9)- 80850-EB-2850(2)- 86550-3300(4)-99750 (16 years) applicable to Officers in Grade-B. - Essential Qualification:- (i) Second Class Master’s Degree in Hindi/Hindi Translation with English as a subject at the Bachelor’s degree level; OR (ii) Second Class Master’s Degree in English with Hindi as a subject at the Bachelor’s degree level along with Post Graduation diploma in translation; OR (iii) Second Class Master’s Degree in Sanskrit/ Economics/ Commerce with English and Hindi as subjects at the Bachelor’s Degree level along with a Postgraduate diploma in translation. (Instead of a subject of Hindi at Bachelor’s degree level, one may have recognized Hindi qualification equivalent to a Bachelor’s Degree); OR (iv) Master’s Degree in both English and Hindi/Hindi Translation, of which one must be Second Class. - Desirable: Knowledge of bi-lingual word processing. 4. Post Name:- Library Professional (Assistant Librarian) Grade-A - No of posts:- 1 - Upper age limit:- 30 years as on May 01, 2023 (candidates must have been born not earlier than 02-05-1993 and not later than 01-05-2002). Upper age relaxation as per Govt rules. - Salary:- Pay of Rs. 44,500/-p.m. in the scale of Rs. 44500-2500(4)-54500-2850(7)- 74450-EB-2850(4)- 85850-3300(1)-89150 (17 years) applicable to Officers in Grade-A. - Essential Qualification:- (i) Bachelor’s Degree in Arts/Commerce/Science and (ii) Master’s Degree in ‘Library Science’ or ‘Library and Information Science’ of a recognized University/ Institution with a minimum of 60% marks or equivalent grade in aggregate of all semesters/years. Aggregate Grade Points or percentage of marks where awarded would mean aggregate over the entire duration of the course. - Desirable: (i) Diploma in ‘Computer Applications from a recognized University or Institution (ii) Qualified in the national level test (NET/SLET/SET) conducted by the UGC or any other agency approved by the UGC (iii) Short-term/ crash course on content management, viz. Joomla, Drupal, etc. - Experience:- Three years of professional experience in a library (in a position of Library Assistant/Technical Assistant (Library) or similar designation or above) under a Central/ State Government/ Autonomous or Statutory organization/ PSU/ University or Recognized Research or Educational Institution or any major library. How to apply for RBI Recruitment 2023: Legal Officer, Manager, and Librarian Vacancy? Candidates are required to apply ONLINE only through the Bank’s website www.rbi.org.in from May 29, 2023, to June 20, 2023 (till 6.00 pm). No other mode for submission of the application is available. Application Fee - For SC/ST/PwBD candidates: Rs. 100/- + 18% GST - For GEN/OBC/EWS candidates: Rs. 600/- + 18% GST - For Staff: Nil Those who wish to apply are advised to go through the below official notification in detail before submitting applications. Online Application Link Click Here Download Official Notification Click Here Job Updates on Telegram Click Here Read the full article
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atdmoney · 1 year
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Top 5 Salaried Loan App in India
Are You Searching for Fast Loan Applications in India? ATD Money claims to offer fast loans for salaried employees across India.
Customers can easily check their eligibility online and if approved, funds should arrive to them within one to three days.
ATD Money
ATD Money Salary & Payday Loan is a convenient and safe mobile app designed to provide salaried employees with quick cash loans in emergency situations. This app carefully verifies social and creditworthiness of each applicant as well as their employer’s credibility before accepting them as customers.
Benefits of this loan app include no paperwork, no fees and an impressive approval rate. Furthermore, all your information remains strictly confidential — making this loan app one of the top rated loan apps in India. Another advantage is its convenient nature for quick loans for any purpose — download this loan app to access your account from anywhere!
Additionally, this app is user-friendly and offers superior customer support from company representatives who are always available to answer any queries about service usage or any other matters that arise. In addition to offering assistance and providing advice for saving money and improving credit scores, they also offer advice on saving money and increasing them.
This Android application is free to download and use with an intuitive user interface. Simply create an account, provide basic personal details and choose from several loan options available based on your needs — upload scanned documents for faster approval if desired! Once complete, your loan could arrive as soon as within minutes!
Upwards
Upwards is a quick personal loan app that makes applying for loans easy and fast, all from your smartphone. The application process is completely digital and can be completed at home in minutes; minimal paperwork is needed and borrowing money through Upwards is safe — even short-term borrowing if needed! You can borrow small amounts over an extended period and pay it back later!
Loans designed specifically for salaried professionals can help professionals meet any unexpected financial emergencies with flexible repayment terms and low-interest rates, making managing expenses simpler. Although multiple loans or credit cards may affect your credit score negatively, EMI payments should aim to remain below 40% of take-home salary for optimal success.
Another advantage of taking out this loan is that it can help you build up a healthy credit profile, increasing the odds of getting a mortgage in the future. To do so successfully, regularly monitor your credit report while also paying your EMIs on time to avoid damaging your score.
Lendingkart’s acquisition of Upwards is a strategic move designed to address Tier 2/3/4 markets’ significant credit gaps while capitalizing on Upwards’ advanced technology and expertise for streamlining loan application and underwriting processes.
Upwards offers an assortment of personal finance products, such as personal loans and credit cards. As a registered non-bank financial company (NBFC), this lender adheres to RBI guidelines. Apply for your loan within 3 minutes with Upwards!
ZestMoney
ZestMoney is an instant loan app designed for salaried individuals that allows them to make purchases on installments over an EMI repayment schedule. Free and instant loan approval make ZestMoney ideal for purchasing electronics, healthcare items, fashion accessories or courses from Udacity, UpGrad Edureka SimpliLearn.
Zest Money has partnered with more than 3, 000 leading e-commerce merchants to provide its users with buy now pay later credit limits and automated repayment of monthly EMIs. While this service may save time and hassle, users should be mindful that it does have some limitations.
At first glance, this company is unregulated by the RBI — this means they do not need to follow strict customer privacy and security regulations. Furthermore, fees and charges remain opaque and some customers have complained about using personal data for marketing purposes by the company.
Though financial emergencies may force us to make quick decisions, it’s still wise to do your research prior to applying for a buy now pay later loan. Otherwise, you could fall into an expensive debt trap. Check terms and conditions carefully so as to avoid unexpected fees; also think carefully if ZestMoney loans are right for you; especially if your credit history is poor — in which case it may be best avoided altogether; but if applying anyway make sure payments are timely in order to prevent falling into another debt trap.
CASHe
CASHe is an instant loan app that makes borrowing money effortless and paperless. Users only have to upload documents online when applying, with free download and use available to anyone with a smartphone — the app even asks users for selfie verification to authenticate identity!
CASHe stands out from other lenders by providing short-term loans specifically targeted towards young professionals. These loans can be used for various purposes, from paying an unexpected bill or planning a trip, to purchasing items on e-commerce websites. Furthermore, this company utilizes an alternative credit scoring algorithm which assesses customer risk; thus providing loans even when users have low CIBIL scores.
CASHe also offers credit line products that allow customers to withdraw funds incrementally — ideal for anyone needing extra cash but don’t wish to pay interest on the entire loan amount. Using its app, this product makes it simple for customers to understand all aspects of it including accessing amounts available and the EMI payable.
CASHe’s quick loan app provides an effective way of accessing funds when financial emergencies arise. Use it to pay a deposit on a new home, take an overseas vacation or purchase a vehicle — all without collateral! Best of all, repayment is easy thanks to its convenient installment plan and CASHe offers built-in tracking features so that you can stay on top of repayments.
NIRA
Those with good salaries and credit histories may qualify for personal loans through NIRA, an app offering fast disbursal and flexible repayment. There’s even an easy online application process and customer support line!
NIRA is an innovative digital lending platform connecting customers with NBFC partners. Customers are identified using their CRN ID which lasts forever and there is also a built-in verification system using various sources to confirm each person’s identity and ensure the company works only with legitimate applicants.
NIRA’s mission is to provide people with immediate financial relief they require quickly and affordably, acting as an alternative to more restrictive bank services that often come with hidden costs and fees. Customers of NIRA also have the ability to repay loans in installments, eliminating late fees or penalties altogether.
Some digital lending companies have been accused of harassing their customers. Lenders frequently send unsolicited phone calls or send unwanted texts and/or spam. Many of these lenders specialize in servicing Gig economy jobs that have been severely impacted by Covid-19.
NIRA was established in 2017 and operates out of Bengaluru, India. The platform provides small-ticket consumer loans to low-income workers within India’s middle class, boasting more than 2 million registered users and being partnered with Muthoot Finance Limited allowing Muthoot to build its personal loan
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shashank2709 · 1 year
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Crack Government exam with ixambee expert guidance
In order to develop the next generation of intelligent learners, ixamBee offers the greatest technology-based learning solutions for competitive exams. In order to help students prepare for regulatory bodies' exams, banking & insurance exams, exams administered by SSC like SSC CGL, exams by Railways, exams by Teaching, and various government and other exams in the most thorough manner possible, ixamBee offers study material like mock tests, online test series, online practise tests, and speed test series.
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In order to help students succeed in all competitive exams in the easiest possible way, ixamBee's educational professionals have created test series and free mock tests for Bank and all other exams. Every online test that is created makes sure to adhere to the most recent exam format and keep the same level of challenge as the actual exam.
Reserve Bank of India (RBI) Grade B Officer Exam: The Reserve Bank of India conducts the highly competitive RBI Grade B Officer test to hire officials for its many departments. There are three parts to the exam: the preliminary exam, the main exam, and the interview. For the purpose of assisting students in preparing for all three exam phases, iXamBee provides thorough study resources, live online lectures, practise exams, and mock exams.
National Bank for Agriculture and Rural Development (NABARD) Exam: The NABARD test is held to hire officers in NABARD's several departments. NABARD is an Indian development finance organisation. There are two phases to the exam: the preliminary exam and the main exam. For both exam periods, iXamBee provides instruction via live online lessons, practise exams, and mock exams.
Securities and Exchange Board of India (SEBI) Grade A Officer Exam: SEBI, which oversees the Indian securities market, holds this examination to appoint officers to its several departments. There are two phases to the exam: the preliminary exam and the main exam. iXamBee provides thorough preparation materials for both exam phases, including live online lessons, practise exams, and mock exams.
Staff Selection Commission (SSC) Exams:  SSC conducts various exams for recruitment in government departments and organizations in India. iXamBee offers courses for several SSC exams, including SSC CGL, SSC CHSL, SSC JE, and SSC MTS. The courses include comprehensive study materials, live online classes, practice tests, and mock tests.
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