davidxiemortgageguy

[davidxiemortgageguy]

Unlock Wealth with Manufactured Homes! 🏡 #shorts #realestate Unlock Wealth with Manufactured Homes! 🏡 #shorts #realestate #manufacturedhomes #wealthbuilding #affordablehousing #passiveincome #realestateinvesting #homeownership #financialfreedom #housingmarket #propertyinvestment #simpleliving Watch the full video here: https://www.youtube.com/watch?v=jcmOzyIVoTo via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 16, 2025 at 06:04AM

[davidxiemortgageguy]

Save $42K on Your Mortgage with These 3 Refinance Tips 💬 Schedule a time to chat with me! https://ift.tt/70rLlYp Save $42K on your mortgage with these 3 game-changing refinance tips! In this video, mortgage expert David Xie shares proven strategies that have helped real homeowners save thousands. Whether you have excellent credit, an average score, or are exploring cash-out options, you'll learn how to optimize your refinancing approach and tailor it to your financial goals. From creating lender competition to leveraging credit improvements and choosing the right financial products, these practical tips could change your financial future. Don't miss out on actionable advice that could help you achieve up to $127K in lifetime interest savings. Watch now to take control of your mortgage and unlock your potential savings! #mortgagerates #homeownershiptips #cashoutrefinancemortgage #financialfreedom #refinancetips CHAPTERS: 00:00 - Intro to Credit Strategies 00:47 - Case Study 1: Good Credit Benefits 03:59 - Case Study 2: Average Credit Insights 06:48 - Case Study 3: Cash Out Refinance vs Home Equity Loan Comparison Please visit my website to get more information: https://ift.tt/e3zaiM2 🔔𝐃𝐨𝐧'𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐭𝐨 𝐦𝐲 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐮𝐩𝐝𝐚𝐭𝐞𝐬. https://www.youtube.com/@DavidXieMortgageGuy/?sub_confirmation=1 ✅ Important Links to Follow 🔗 All Links Site https://ift.tt/SqhWMaV 🔗 Stay Connected With Me. Facebook: https://ift.tt/4Fu9dZk Tiktok: https://ift.tt/2gftlZr Linkedin: https://ift.tt/pYDo0OV Website: https://ift.tt/e3zaiM2 📩 For business inquiries: david@xmortgageteam.com ============================= 🎬Suggested videos for you: ▶️ https://www.youtube.com/watch?v=zQM8qf1AW7M ▶️ https://www.youtube.com/watch?v=yccUmZyIepo ▶️ https://www.youtube.com/watch?v=rHAoWjki7MY ▶️ https://www.youtube.com/watch?v=qFtyhLThP2s&t=10s ▶️ https://www.youtube.com/watch?v=xKVqB5H2ceE&t=2s ▶️ https://www.youtube.com/watch?v=F_MbYmzpnBg ▶️ https://www.youtube.com/watch?v=EZR51PrE92M&t=34s ▶️ https://www.youtube.com/watch?v=IhZ6579XHmg ▶️ https://www.youtube.com/watch?v=JHTibAfJF_M ▶️ https://www.youtube.com/watch?v=3aCbvSRZOYo ▶️ https://www.youtube.com/watch?v=DEMqs20BbbM ▶️ https://www.youtube.com/watch?v=Zaomm1nAxSI ▶️ https://www.youtube.com/watch?v=cbtb8upxDqg ▶️ https://www.youtube.com/watch?v=g-uJBTrjnU8 ▶️ https://www.youtube.com/watch?v=PfhvnCUPS0s ================================= ✅ About David Xie Mortgage Guy. Welcome to David Xie Mortgage Guy! I'm David Xie, a licensed mortgage broker with 18+ years of experience helping clients navigate the mortgage process—especially those who have been told "no" or feel lost in a mortgage call center. If you're self-employed, facing credit challenges, or just need expert guidance, I'm here to provide personalized solutions. I believe in hard work, exceptional service, and putting people first—from my family to my clients and colleagues. With access to hundreds of mortgage options and competitive wholesale rates, my goal is to make the mortgage process stress-free. Join me for mortgage tips and the best strategies to achieve homeownership. For Business inquiries, please use the contact information below: 📩 Email: david@xmortgageteam.com 🔔 Tired of mortgage roadblocks? Subscribe for expert guidance, home financing solutions & access to competitive rates to make homeownership a reality! https://www.youtube.com/@DavidXieMortgageGuy/?sub_confirmation=1 ================================= 🔎 Related Phrases: Hashtags via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 14, 2025 at 04:15AM

[davidxiemortgageguy]

Stop Wasting Money—Invest in Homes Now! #shorts #realestate Stop Wasting Money—Invest in Homes Now! #shorts #realestate #investing #housingmarket #personalfinance #propertyinvestment #realestateinvesting #homeownership #financialfreedom #wealthbuilding #mortgagetips #entrepreneurship #housingadvice via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 13, 2025 at 10:03PM

[davidxiemortgageguy]

HELOC vs Mortgage: What You’re Missing! #shorts #finance HELOC vs Mortgage: What You’re Missing! #shorts #finance #HELOC #mortgage #refinance #homeequity #loans #investing #debtmanagement #blendedrate #financialtips #realestate via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 09, 2025 at 10:59PM

[davidxiemortgageguy]

Don’t Let Delays Derail Your Closing! #shorts #mortgageadvice Don’t Let Delays Derail Your Closing! #shorts #mortgageadvice #clear2close #closingprocess #mortgagetips #homebuying #ratelock #realestate #lendercommunication #documentsneeded #financialpreparedness #homeclosingtips Watch the full video here: https://www.youtube.com/watch?v=jcmOzyIVoTo via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 09, 2025 at 06:05AM

[davidxiemortgageguy]

Avoid Refinance Hurdles: Here's the Secret! #shorts #refinance Avoid Refinance Hurdles: Here's the Secret! #shorts #refinance #homeloan #mortgagetips #homevalue #loanapproval #closingprocess #underwriting #borrowinglimit #appraisal #financialtips #mortgageadvice via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 06, 2025 at 10:07PM

[davidxiemortgageguy]

How FHA Loans Create Real Estate Millionaires 🎯 💬 Schedule a time to chat with me! https://ift.tt/FsiCAZy Learn how FHA loans create real estate millionaires by unlocking the door to wealth through low down payments and accessible financing. Discover how Mike turned his $1,800 rent into a triplex investment, living rent-free while collecting $2,400 in rental income. FHA loans make multifamily property ownership possible with just 3.5% down, even for those with limited credit or savings. From house hacking to refinancing, this video breaks down proven strategies to start building your real estate portfolio and achieve financial freedom. Stop paying rent and start investing in your future today! Watch now to learn how to make your first move in real estate investing. #realestaterookie #benefitsoffhaloans #fhaloanlimits #fhaloanvsconventional #multifamilyhousing CHAPTERS: 00:00 - Mike's Journey: From Renting to Triplex Ownership 00:38 - Overcoming Barriers: Why People Avoid Real Estate Investing 02:49 - Understanding the Numbers: Real Estate Calculations Explained 06:19 - Expanding Your Portfolio: Strategies for Growth 09:02 - Take Action Now: Starting Your Real Estate Journey Please visit my website to get more information: https://ift.tt/5MZSTEQ 🔔𝐃𝐨𝐧'𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐭𝐨 𝐦𝐲 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐮𝐩𝐝𝐚𝐭𝐞𝐬. https://www.youtube.com/@DavidXieMortgageGuy/?sub_confirmation=1 ✅ Important Links to Follow 🔗 All Links Site https://ift.tt/W15UlGy 🔗 Stay Connected With Me. Facebook: https://ift.tt/gfJAl2K Tiktok: https://ift.tt/QvNwhM2 Linkedin: https://ift.tt/8MJflFy Website: https://ift.tt/5MZSTEQ 📩 For business inquiries: david@xmortgageteam.com ============================= 🎬Suggested videos for you: ▶️ https://www.youtube.com/watch?v=zQM8qf1AW7M ▶️ https://www.youtube.com/watch?v=yccUmZyIepo ▶️ https://www.youtube.com/watch?v=rHAoWjki7MY ▶️ https://www.youtube.com/watch?v=qFtyhLThP2s&t=10s ▶️ https://www.youtube.com/watch?v=xKVqB5H2ceE&t=2s ▶️ https://www.youtube.com/watch?v=F_MbYmzpnBg ▶️ https://www.youtube.com/watch?v=EZR51PrE92M&t=34s ▶️ https://www.youtube.com/watch?v=IhZ6579XHmg ▶️ https://www.youtube.com/watch?v=JHTibAfJF_M ▶️ https://www.youtube.com/watch?v=3aCbvSRZOYo ▶️ https://www.youtube.com/watch?v=DEMqs20BbbM ▶️ https://www.youtube.com/watch?v=Zaomm1nAxSI ▶️ https://www.youtube.com/watch?v=cbtb8upxDqg ▶️ https://www.youtube.com/watch?v=g-uJBTrjnU8 ▶️ https://www.youtube.com/watch?v=PfhvnCUPS0s ================================= ✅ About David Xie Mortgage Guy. Welcome to David Xie Mortgage Guy! I'm David Xie, a licensed mortgage broker with 18+ years of experience helping clients navigate the mortgage process—especially those who have been told "no" or feel lost in a mortgage call center. If you're self-employed, facing credit challenges, or just need expert guidance, I'm here to provide personalized solutions. I believe in hard work, exceptional service, and putting people first—from my family to my clients and colleagues. With access to hundreds of mortgage options and competitive wholesale rates, my goal is to make the mortgage process stress-free. Join me for mortgage tips and the best strategies to achieve homeownership. For Business inquiries, please use the contact information below: �� Email: david@xmortgageteam.com 🔔 Tired of mortgage roadblocks? Subscribe for expert guidance, home financing solutions & access to competitive rates to make homeownership a reality! https://www.youtube.com/@DavidXieMortgageGuy/?sub_confirmation=1 ================================= 🔎 Related Phrases: Hashtags via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 06, 2025 at 01:15AM

[davidxiemortgageguy]

Avoid This Refinance Mistake! Equity Matters #shorts #refinance Avoid This Refinance Mistake! Equity Matters #shorts #refinance #mortgage #equity #cashoutrefinance #homeownership #mortgageinsurance #loanpricing #financialtips #realestate #mortgagetips #refinancingprocess via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 05, 2025 at 09:41PM

[davidxiemortgageguy]

Clear to Close in 12 Days! Here’s How #shorts #mortgage Clear to Close in 12 Days! Here’s How #shorts #mortgage #cleartoclose #homebuying #realestate #loans #appraisal #realtor #manufacturedhomes #mortgagetips #homeinspection #closingprocess #realestatetips Watch the full video here: https://www.youtube.com/watch?v=jcmOzyIVoTo via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 02, 2025 at 06:01AM

[davidxiemortgageguy]

Save Thousands with Smart Refinancing Tips! #shorts #mortgage Save Thousands with Smart Refinancing Tips! #shorts #mortgage #refinancing #HELOC #savemoney #mortgagetips #financialplanning #equity #debtconsolidation #mortgageadvice #wealthbuilding #homeownership via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ July 01, 2025 at 09:32PM

[davidxiemortgageguy]

5 Home Buying Mistakes That Could Cost You Big! 💬 Schedule a time to chat with me! https://ift.tt/NyuZsbK Uncover the 5 hidden costs of buying your first home 🏡 that most new homeowners overlook! Beyond your mortgage, there are significant expenses like property taxes, insurance, HOA fees, utilities, and maintenance that can double your monthly housing budget. In this video, I break down the true cost of homeownership, explain why online calculators might mislead you, and share budgeting strategies to avoid becoming house poor. Plus, learn how your debt-to-income ratio could make or break your homeownership dreams. Don't let financial blind spots derail your future—watch now to take control of your first home-buying journey! #housingmarket #mortgagerates #mortgagebroker #debtfreemillennials #downpaymentassistance Please visit my website to get more information: https://ift.tt/u8V1pi0 🔔𝐃𝐨𝐧'𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐭𝐨 𝐦𝐲 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐮𝐩𝐝𝐚𝐭𝐞𝐬. https://www.youtube.com/@DavidXieMortgageGuy/?sub_confirmation=1 ✅ Important Links to Follow 🔗 All Links Site https://ift.tt/J5yM7qT 🔗 Stay Connected With Me. Facebook: https://ift.tt/GDHC5WR Tiktok: https://ift.tt/ciZ7jGL Linkedin: https://ift.tt/O6Sa381 Website: https://ift.tt/u8V1pi0 📩 For business inquiries: david@xmortgageteam.com ============================= 🎬Suggested videos for you: ▶️ https://www.youtube.com/watch?v=zQM8qf1AW7M ▶️ https://www.youtube.com/watch?v=yccUmZyIepo ▶️ https://www.youtube.com/watch?v=rHAoWjki7MY ▶️ https://www.youtube.com/watch?v=qFtyhLThP2s&t=10s ▶️ https://www.youtube.com/watch?v=xKVqB5H2ceE&t=2s ▶️ https://www.youtube.com/watch?v=F_MbYmzpnBg ▶️ https://www.youtube.com/watch?v=EZR51PrE92M&t=34s ▶️ https://www.youtube.com/watch?v=IhZ6579XHmg ▶️ https://www.youtube.com/watch?v=JHTibAfJF_M ▶️ https://www.youtube.com/watch?v=3aCbvSRZOYo ▶️ https://www.youtube.com/watch?v=DEMqs20BbbM ▶️ https://www.youtube.com/watch?v=Zaomm1nAxSI ▶️ https://www.youtube.com/watch?v=cbtb8upxDqg ▶️ https://www.youtube.com/watch?v=g-uJBTrjnU8 ▶️ https://www.youtube.com/watch?v=PfhvnCUPS0s ================================= ✅ About David Xie Mortgage Guy. Welcome to David Xie Mortgage Guy! I'm David Xie, a licensed mortgage broker with 18+ years of experience helping clients navigate the mortgage process—especially those who have been told "no" or feel lost in a mortgage call center. If you're self-employed, facing credit challenges, or just need expert guidance, I'm here to provide personalized solutions. I believe in hard work, exceptional service, and putting people first—from my family to my clients and colleagues. With access to hundreds of mortgage options and competitive wholesale rates, my goal is to make the mortgage process stress-free. Join me for mortgage tips and the best strategies to achieve homeownership. For Business inquiries, please use the contact information below: 📩 Email: david@xmortgageteam.com 🔔 Tired of mortgage roadblocks? Subscribe for expert guidance, home financing solutions & access to competitive rates to make homeownership a reality! https://www.youtube.com/@DavidXieMortgageGuy/?sub_confirmation=1 ================================= 🔎 Related Phrases: Hashtags via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ June 30, 2025 at 04:15AM

[davidxiemortgageguy]

Save Big: Optimizing Mortgages with Refinancing! #shorts Save Big: Optimizing Mortgages with Refinancing! #shorts #refinance #mortgage #savings #debtreduction #homeloan #mortgageinsurance #equity #fixedrate #interestrate #loanterm #financialfreedom #homeownership via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ June 28, 2025 at 10:26PM

[davidxiemortgageguy]

Set Your Budget or Risk Losing It! #shorts #mortgage Set Your Budget or Risk Losing It! #shorts #mortgage #budgeting #mortgagetips #homebuying #manufacturedhomes #homebudget #downpayment #loantips #realestateadvice #financialplanning #upfrontcosts #dreamhome #mortgagehelp Watch the full video here: https://www.youtube.com/watch?v=jcmOzyIVoTo via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ June 25, 2025 at 06:01AM

[davidxiemortgageguy]

Lower Payments FAST With VA Streamline Refinance! #shorts #finance Lower Payments FAST With VA Streamline Refinance! #shorts #finance #VAloans #StreamlineRefinance #IRRRL #LowerPayments #RefinanceTips #MortgageSavings #LowInterest #VeteransBenefits #VARefinance #HomeLoans #EasyRefinance via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ June 24, 2025 at 10:21PM

[davidxiemortgageguy]

Turn Equity Into Cash Without Tax Returns! 🏠 💬 Schedule a time to chat with me! https://ift.tt/Ozoabkj Unlock the secret to turning equity into cash without tax returns! 🏠 Discover how DSCR loans help real estate investors access property equity without income verification headaches. Learn about the qualification process, strategies for portfolio growth, and real-life examples of how investors are scaling their businesses. Whether you're looking to reinvest in new properties, consolidate debt, or boost property value through improvements, this video will show you how to use DSCR cash-out refinancing to transform your investment strategy. Don't miss out on this opportunity to unlock your property's true potential—watch now and take control of your financial future! #housingmarket #dscrloansexplained #financialeducation #propertymanagement #dscrloans Please visit my website to get more information: https://ift.tt/4dk6PSY 🔔𝐃𝐨𝐧'𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐭𝐨 𝐦𝐲 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐮𝐩𝐝𝐚𝐭𝐞𝐬. https://www.youtube.com/@DavidXieMortgageGuy/?sub_confirmation=1 ✅ Important Links to Follow 🔗 All Links Site https://ift.tt/pNtOUlY 🔗 Stay Connected With Me. Facebook: https://ift.tt/AHXbqni Tiktok: https://ift.tt/0CtjbZm Linkedin: https://ift.tt/6lu4icy Website: https://ift.tt/4dk6PSY 📩 For business inquiries: david@xmortgageteam.com ============================= 🎬Suggested videos for you: ▶️ https://www.youtube.com/watch?v=zQM8qf1AW7M ▶️ https://www.youtube.com/watch?v=yccUmZyIepo ▶️ https://www.youtube.com/watch?v=rHAoWjki7MY ▶️ https://www.youtube.com/watch?v=qFtyhLThP2s&t=10s ▶️ https://www.youtube.com/watch?v=xKVqB5H2ceE&t=2s ▶️ https://www.youtube.com/watch?v=F_MbYmzpnBg ▶️ https://www.youtube.com/watch?v=EZR51PrE92M&t=34s ▶️ https://www.youtube.com/watch?v=IhZ6579XHmg ▶️ https://www.youtube.com/watch?v=JHTibAfJF_M ▶️ https://www.youtube.com/watch?v=3aCbvSRZOYo ▶️ https://www.youtube.com/watch?v=DEMqs20BbbM ▶️ https://www.youtube.com/watch?v=Zaomm1nAxSI ▶️ https://www.youtube.com/watch?v=cbtb8upxDqg ▶️ https://www.youtube.com/watch?v=g-uJBTrjnU8 ▶️ https://www.youtube.com/watch?v=PfhvnCUPS0s ================================= ✅ About David Xie Mortgage Guy. Welcome to David Xie Mortgage Guy! I'm David Xie, a licensed mortgage broker with 18+ years of experience helping clients navigate the mortgage process—especially those who have been told "no" or feel lost in a mortgage call center. If you're self-employed, facing credit challenges, or just need expert guidance, I'm here to provide personalized solutions. I believe in hard work, exceptional service, and putting people first—from my family to my clients and colleagues. With access to hundreds of mortgage options and competitive wholesale rates, my goal is to make the mortgage process stress-free. Join me for mortgage tips and the best strategies to achieve homeownership. For Business inquiries, please use the contact information below: 📩 Email: david@xmortgageteam.com 🔔 Tired of mortgage roadblocks? Subscribe for expert guidance, home financing solutions & access to competitive rates to make homeownership a reality! https://www.youtube.com/@DavidXieMortgageGuy/?sub_confirmation=1 ================================= 🔎 Related Phrases: Hashtags via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ June 23, 2025 at 04:00AM

[davidxiemortgageguy]

Save $330K by Refinancing THIS Way! #shorts #shortsvideo Save $330K by Refinancing THIS Way! #shorts #shortsvideo #refinance #savemoney #mortgagetips #interestrates #homefinance #loanrepayment #financialfreedom #mortgagerefinance #moneytips #personalfinance #debtfree #savingstrategy via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ June 22, 2025 at 10:50PM

[davidxiemortgageguy]

Save $488/Month on a $400K Mortgage! #shorts #mortgage Save $488/Month on a $400K Mortgage! #shorts #mortgage #mortgagetips #financialfreedom #savemoney #interestrates #homeownership #realestate #personalfinance #mortgageadvice #budgeting #loanrepayment via David Xie Mortgage Guy https://www.youtube.com/channel/UCYTXRSUzyEq7H_HSUyFzpoQ June 21, 2025 at 09:46PM