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Understanding Your Rights After a Car Accident in Omaha

Car accidents can be a traumatic experience, leaving victims with physical injuries, emotional distress, and financial burdens. In the aftermath of a collision, understanding your rights is crucial to ensure you receive the compensation and support you deserve. At Inserra | Kelley | Cooper | Sewell Injury Attorneys, we are not just a legal service provider, but a dedicated team ready to stand by your side, helping you navigate the complex legal landscape following a car accident in Omaha.

The first step after a car accident is to ensure everyone's safety and seek medical attention. Once immediate concerns are addressed, it's essential to report the accident to the local authorities. In Omaha, you must file a report with the Omaha Police Department if the accident resulted in injury, death, or significant property damage. This report will serve as an official record of the incident, which can be vital in pursuing a claim.

Nebraska follows a fault-based system for car accidents, meaning the party responsible for the collision is liable for damages. This system empowers you to file a claim against the at-fault driver's insurance company to recover compensation for medical expenses, lost wages, property damage, and pain and suffering. To build a strong case, it's crucial that you, as the key witness, gather as much evidence as possible at the accident scene. This includes taking photographs, obtaining witness statements, and securing a copy of the police report.

It's important to understand that Nebraska operates under a modified comparative fault rule. This means you can still recover damages even if you are partially at fault for the accident, as long as your degree of fault is less than 50%. However, your compensation will be reduced by the percentage of your fault. For instance, if you are found to be 20% at fault and your damages amount to $10,000, you would receive $8,000.

Navigating the insurance claims process can be daunting. Insurance companies often aim to minimize payouts and may attempt to settle quickly for less than you deserve. Before accepting any settlement offer, it's advisable to consult with an experienced personal injury attorney. At Inserra | Kelley | Cooper | Sewell Injury Attorneys, we can evaluate your case, negotiate with insurance companies, and ensure you receive fair compensation.

Sometimes, it may be necessary to file a personal injury lawsuit to secure the compensation you need. Nebraska's statute of limitations for personal injury claims is four years from the accident date. Failing to file within this timeframe can result in losing your right to pursue legal action. Our attorneys are well-versed in Nebraska's legal system and can guide you through each step of the litigation process.

Consider the long-term impact on your life beyond the immediate aftermath of the accident. Serious injuries can lead to ongoing medical treatments, rehabilitation, and lost earning potential. It's crucial to account for these future expenses when seeking compensation. Our legal team at Inserra | Kelley | Cooper | Sewell Injury Attorneys works closely with medical experts and financial analysts to accurately assess the full extent of your damages.

If you have lost a loved one in a car accident, you may be entitled to file a wrongful death claim. This type of claim seeks to compensate surviving family members for their loss, including funeral expenses, loss of companionship, and loss of financial support. Our compassionate attorneys understand the emotional toll of such a loss and are committed to providing the support and legal expertise needed during this difficult time.

Understanding your rights after a car accident in Omaha is essential for protecting your well-being and securing the compensation you deserve. At Inserra | Kelley | Cooper | Sewell Injury Attorneys, we advocate for accident victims and ensure their rights are upheld. Contact our office for a free consultation if you or a loved one has been injured in a car accident. We are here to help you navigate the legal process and achieve the best possible outcome for your case.