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Ontario Housing Starts Hit a Rut—What It Means for Buyers, Sellers, and ...

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Ontario’s housing market is showing troubling signs.

A Fraser Institute analysis, featured in The Globe and Mail around July 25, 2025, highlights a sharp drop in housing starts—with important implications for housing affordability and market dynamics in the province.

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(via Ontario Housing Starts Hit a Rut—What It Means for Buyers, Sellers, and Realtors. | Mandeep Toor, OMAXE REAL ESTATE INC. BROKERAGE*)

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Ontario Housing Starts Hit a Rut—What It Means for Buyers, Sellers, and Realtors.

Ontario’s housing market is showing troubling signs. A Fraser Institute analysis, featured in The Globe and Mail around July 25, 2025, highlights a sharp drop in housing starts—with important implications for housing affordability and market dynamics in the province.(fraserinstitute.org) Key Numbers: A Sluggish Start to 2025 Only 27,368 new homes broke ground in the first half of 2025,…

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lessons from Machiavelli’s The Prince

Power over morality – A ruler should prioritize maintaining power and stability, even if it requires morally questionable actions. Ends justify the means – Actions that may seem cruel or deceitful can be acceptable if they secure the state. Better feared than loved – Love is fragile, but fear ensures obedience (though a ruler should avoid being hated). Adaptability is crucial – A successful…

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Top Lessons from Machiavelli’s The Prince

Here are the main lessons from Machiavelli’s The Prince in short:

Power over morality – A ruler should prioritize maintaining power and stability, even if it requires morally questionable actions.

Ends justify the means – Actions that may seem cruel or deceitful can be acceptable if they secure the state.

Better feared than loved – Love is fragile, but fear ensures obedience (though a ruler should avoid being hated).

Adaptability is crucial – A successful leader must adjust to changing circumstances and use both cunning (fox) and strength (lion).

Control appearances – A prince should appear virtuous, even if he acts otherwise behind the scenes.

Strong military = strong state – Reliance on one’s own army is essential; mercenaries and auxiliaries are dangerous.

Stability through decisiveness – Indecision weakens authority; bold, timely action secures respect.

Fortune and virtue – Half of success comes from luck (Fortuna), but the other half is skill, boldness, and preparation (Virtù).

Eliminate threats – Rivals and enemies must be neutralized quickly and decisively to prevent rebellion.

Balance cruelty and mercy – Occasional cruelty, if used wisely, can prevent greater disorder and bring long-term stability.

👉 In essence: The Prince is a handbook for rulers on gaining and maintaining power through pragmatism, strategy, and control, rather than idealistic morality.

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CMHC’s new bonding rules could slow Canada’s housing supply.

Canada needs housing fast—but one technical change from CMHC could delay new projects hitting the market. 🔹 What changed?CMHC’s MLI Select program (which helps finance multi-unit rental projects) now requires stricter surety bonds. These bonds are like financial guarantees to ensure a project will be completed. 🔹 Why it matters: Developers who build in-house may struggle to…

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🏗️ CMHC’s new bonding rules could slow Canada’s housing supply.

Canada needs housing fast—but one technical change from CMHC could delay new projects hitting the market.

🔹 What changed? CMHC’s MLI Select program (which helps finance multi-unit rental projects) now requires stricter surety bonds. These bonds are like financial guarantees to ensure a project will be completed.

🔹 Why it matters:

Developers who build in-house may struggle to qualify.

Contractors need to prove bonding capacity before being hired.

Sub-trades, many of whom have never dealt with bonds, now face stricter entry barriers.

When bonding requirements aren’t met, projects can stall, financing can collapse, and badly needed rental housing may never make it to market.

✅ The takeaway: For developers, contractors, and trades, bonding is no longer “paperwork”—it’s a core part of financing strategy. Planning ahead and working with surety experts early could mean the difference between a completed building and a stalled project.

📉 Bottom line: A technical change with very real implications for supply, affordability, and timelines in Canada’s housing market.

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The Cambridge Dictionary is keeping up with the times!

They’ve officially embraced digital slang and neologisms—adding words born from social media, texting, and the online world. From internet culture to trending phrases, our everyday digital language is now shaping the future of English. Language is alive, and it’s evolving faster than ever. Do you think slang belongs in the…

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📚✨ The Cambridge Dictionary is keeping up with the times! 

 They’ve officially embraced digital slang and neologisms—adding words born from social media, texting, and the online world. From internet culture to trending phrases, our everyday digital language is now shaping the future of English. 

🌐💬 Language is alive, and it’s evolving faster than ever. 

🚀 Do you think slang belongs in the dictionary? 

🤔 #CambridgeDictionary #LanguageEvolves #DigitalSlang #WordOfTheDay

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Ottawa faces growing pressure to loosen foreign homebuying ban.

Ottawa’s foreign homebuying ban is grabbing headlines again as developers and city leaders urge changes to help boost new housing supply and support jobs. Critics say the ban was a quick political fix but could have long-term consequences for affordability and future growth in Canada’s housing market. Should Ottawa consider targeted exemptions for new home construction? The debate continues.

#CanadaHousing #RealEstate #ForeignHomebuyers #Ottawa #HousingCrisis #PolicyDebate

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🐜 If you put 100 red ants and 100 black ants in a jar, nothing will happen.

But shake the jar violently — and they’ll start to kill each other.

The red ants think the black ants are the enemy.

The black ants think the red ants are the enemy.

But the real enemy is the one who shook the jar.

💭 The same is true for society.

We often fight, argue, divide — blinded by colors, opinions, or beliefs.

But before we turn against each other, we should ask:

Who’s shaking the jar?

🧠 A reminder to think deeper before reacting.

– Inspired by Kurt Vonnegut

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🎙️ NEW PODCAST EPISODE OUT NOW!

Topic: "If Neither Party Is Ready to Close – Who (If Anyone) Is Legally at Fault?"

This episode is a clear example of how crucial intentions are — even beyond paperwork or verbal agreement. Intentions speak through actions, especially when no one is saying anything.

We explore a real-world scenario highlighting the importance of understanding roles, responsibilities, and timing during a real estate closing.

📝 Courtesy of James R.G. Cook, featured in Real Estate Magazine (REM). 👉 This podcast is for educational purposes only and does not constitute legal advice. Always consult your lawyer for legal guidance.

🎧 Hosted by: Mandeep Toor Broker of Record OMAXE REAL ESTATE INC., BROKERAGE 📞 416-731-7774 🌐 www.MandeepToor.ca

#MandeepToor #OMAXERealEstateInc #RealEstatePodcast #RealEstateEducation #ClosingDay #RealEstateLaw #HomeBuyers #HomeSellers #RealtorLife #BrokerOfRecord #GTARealEstate #BramptonRealEstate #IntentionsMatter #LegalAwareness #RealEstateCanada #RealEstateDeals

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If Neither Party Is Ready to Close – Who (If Anyone) Is Legally at Fault?

Link To Listen: https://youtu.be/kxSsb8H-U04 This episode is a clear example of how crucial intentions are — even beyond paperwork or verbal agreement. Intentions speak through actions, especially when no one is saying anything. We explore a real-world scenario highlighting the importance of understanding roles, responsibilities, and timing during a real estate closing. 📝 Courtesy of James…

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🏡 Discover Your Dream Home at Seaton Winding Woods! 🌳

Seaton Winding Woods in Pickering is your gateway to luxury living! Explore our stunning new Freehold Towns, Semis, and Detached Homes located conveniently near Whitevale Rd & Peter Matthews Dr. Embrace the tranquility and beauty of nature right at your doorstep.

Don’t miss this opportunity to elevate your lifestyle! Act now and make your dream home a reality! ✨

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"Is a recession on the horizon? 🤔 We asked ChatGPT and 6 other AI chatbots the tough question everyone’s wondering… and their answers might surprise you! 💬📉"

🎥 Watch the full video to see what each AI predicted about the economy’s future.

👉 Do you think a recession is coming? Drop your thoughts below!

#AI #ChatGPT #EconomyUpdate #Recession2025 #MarketTrends #RealEstateMarket #FinanceTalk

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Exercise Isn’t Optional – It’s Essential.

If you choke someone, they’ll feel the absence of oxygen immediately.

Lock someone in a room, and within a few hours, thirst kicks in—suddenly, water becomes essential.

Give it a few days, and hunger reminds them how critical food is for survival.

But skip exercise for weeks, months, or even years—and the damage creeps in slowly, silently.

Just because it takes longer to show its effects doesn’t mean it isn’t harming you.

By the time you feel it—low energy, aches, chronic issues—it’s often too late. The damage may be irreversible.

Exercise is just as vital as oxygen.

Its absence doesn’t choke you right away—but it will over time.

Move daily. Protect your health. Don’t wait for symptoms to force a change.

#HealthIsWealth #DailyExercise #MovementIsMedicine #WellnessJourney #NoMoreExcuses

#OMAXE #OMAXERealEstateInc #MandeepToor #MandeepToorRealty #MandeepToorRealtor #RealEstate #Lifestyle #LiveBetter #Discipline #HealthyLiving #RealEstateGoals