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solomonhustle · 3 years ago

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HOW TO INSTALL AND USE M-PESA APP

Pesa is a mobile banking service that allows users to store and transfer money through their mobile phones.

MPesa was introduced in Kenya as an alternative way for the population of the country to have access to financial services.

Safaricom, the largest mobile phone operator in Kenya, launched M-Pesa in 2007. The service is a blend of two entities where M means mobile and Pesa means money or payment in the Swahili language.

To be able to install and use the M-PESA Consumer application the following criteria applies:

• Minimum Android version is 4.4 or iOS 9

• Have a M-PESA account

• Have the SIM card on the device and mobile data turned on. After the 1st sign the application can be used with Wi-Fi.

• Not have a rooted device

• Download the App from either Google Play or App Store

For the 1st sign-in using the Application make sure you have the SIM Card connected to your M-PESA account in the device and also the mobile data turn-on

• After the 1st Sign-in you can use the App with Wi-Fi. You can also use the application with mobile data for free.

• The Application will collect your Phone number so that can sign-in only using your PIN.

• You can swipe through the initial screens to see more information regarding the Application

Then click to sign in on the application

To start using the Application you need to Accept to the Terms & Conditions and Privacy Policy.

To see the full documents you just need to click in the links highlighted in green.

This screen will display your name and phone number to make sure you are accessing the correct account.

Press Continue to accept the terms and conditions and proceed with the sign-in

If your account your are not registered on M-PESA you’ll see the following errors instead of the terms and conditions. For any query go to the nearest Safaricom Store or contact support.

Insert your M-PESA PIN. After you inserted the 4 digits the PIN will be validated without the need to press any button.

After inserting the correct PIN The app will request your authorization to use Biometrics for the next logins and confirming transactions. If you want to access this feature you need to grant the permission or change it later on your account settings.

On the 1st sign-in (or later on account settings) you can choose to set a profile picture to help other people identify you when they are about to send you money.

Grant the Phone permissions to access camera and gallery to be able to choose your profile picture. You can also click to skip this step.

Confirm the Picture you want to use or select a different one. If you press Use this picture you are ready to start using the application.

When signing in you may not lack errors whereby it may be due to simcard being inserted wrongly on the phone or due to a network error. The solution to this is to check correctly if both are done correctly.

On the Home Screen of the application you find the following;

On this screen you can find the most frequently used features and relevant information.

The Home screen is the page where you’ll land after each log-in and can also be accessible through the bottom navigation bar On this screen you have the following features:

• M-PESA Balance (you can tap to hide your balance)

• Fuliza Available Credit (if you’ve opted-in to the service)

• Quick Actions – Send Money, Pay (Pay Bill and Buy Goods), Withdraw (at ATM and at Agent), Buy Airtime for Self or for Others

• Card with your monthly spend and breakdown per category

• Full-Statements

• QR scanner

Navigation Bar Navigation Bar can be found in the bottom of the screen, this bar allows you to navigate between the main sections of the Application. Areas that can be accessed through the Navigation Bar: • Home - You can find Balances, Quick Actions, Statements, Card with monthly expenses, QR Scanner

• Transact – You can find the available transactions that you can perform. This Transactions include features such as Send, Send to Other Networks, Pay Bill, Buy Goods and others.

• Grow – Here you can discover the financial services that are available to you and that will help to save money or get loan

• My Spend – A detailed analysis of your expenses can be found on this area. This page includes a chart with your accumulated expenses on the month, and a breakdown per categories, You can also find the same information for the last 6 months.

• Discover - A brand new functionality on the M-PESA app to help you find several services available to you that you can pay and manage your accounts without leaving M-PESA app.

Personal Finance Management Card Money-In Chart Shows the trend of money-in overtime for a particular store. Clicking on a specific day it will display the accumulated value of money-in transactions for that day. Chart allows to swipe to see older data.

Scrolling in the statements will also navigate in the chart and will display the value for the 1st day being displayed in the statements. You can also pull on the statements to refresh balance, chart and statements.

Transact On this are you can find all the transactions and operations that you are able to perform.

Features available on the Transact Tab:

• Send Money

• Request Money

• Send Money to Another Network

• M-PESA Global

• Pay Bill

• Buy Goods

• Withdraw at ATM

• Withdraw at Agent

• Buy Airtime

• Fuliza M-PESA

My Spend My Spend area provides you an overview of your expenses per month. You’ll also be able to access the aggregated information of the last 6 months.

On top of the screen you can see the total expenses made on the selected month, you can swipe to see the information of previous months or total for the last 6 months.

You can also see a line chart that shows your accumulated expenses since the beginning of the month. A breakdown of the categories where you spent your money will also appear on the page. If you click on a category you can see a list of the transactions for that category.

Account Account Tab allows is your personal area and allows to:

• Manage personal Settings such as Change Profile Picture, Biometrics and Change PIN

• Find different channels where you can contact Safaricom to get support or see recent announcements

• Find more information about the App and Legal documents such as Privacy Policy and Terms and Conditions

PESA App Features

Send Money

Click on Send (from home screen or transact tab)

Give permission for the Application to access your device contact list 3. Select a Contact

4.Insert the Amount to send and press Continue a) You can also select to pay withdraw fee for the receiver

5. Confirm Receiver details, Amount and Fee (to edit amount press back or in the edit button in front of the amount) and click Send

6. Insert PIN

7. You’ll see a success screen with the Transaction ID confirming your transaction

Add/Edit/Delete Favourite End of the flow Add

Click on Add Favourite

Edit or Confirm Name Edit

Click on Add Favourite when it’s highlighted

Select option to edit and change the name

Confirm Delete

Click on Add Favourite when it’s highlighted

Click Delete Favourite

Add Favourite (from send money screen)

Click on Add Favourite

Select a contact from the contact list or enter the phone number

Edit or type the name for your favourite

Save the favourite

Send to Other Network To Send Money to Other Network:

Click on Transact on Bottom Navigation Menu

Click on Send to Other Network

Select a contact from the contact list or select to Enter Phone Number

Enter Amount

Confirm the details of your transfer. Make sure you have the SIM Card on your device to complete this transaction

Insert PIN (PUSH SIM Tool Kit PIN)

Buy Goods

Click on Transact on Bottom Navigation Menu or Quick Actions

Click on Buy Goods

Select to enter the number manually or select from frequents or favorite merchants

Insert the Till Number Number and Click Continue

Insert the Amount to purchase

Click Continue

Confirm Merchant details, Amount and Fee (to edit till number amount press back or in the edit button in front of the amount)

Click Make Payment

Insert PIN

You’ll see a success screen with the Transaction ID confirming your transaction

Pay Bill

Click on Transact on Bottom Navigation Menu or Quick Actions

Click on Pay Bill

Select to enter the Pay Bill number manually or select from frequents or favourites. You can also go to a category and select a business

Insert the Pay Bill Number Number and Click Continue. Insert an account number if applicable and click continue

Insert the Amount to purchase

Click Continue

Confirm the Payment details and click Pay

Insert PIN

You’ll see a success screen with the Transaction ID confirming your transaction

Pochi la Biashara

Click on Transact on Bottom Navigation Menu or Pay on Quick Actions

Click on Pochi la Biashara

Enter the Mobile Number and click to continue

Enter the Amount

See the confirmation screen and click to Pay

Insert PIN

You’ll see a success screen

Withdraw at ATM To Withdraw Money at ATM from Transact:

Click on Transact on Bottom Navigation Menu

Click on Withdraw at ATM

Insert the ATM Number and Click Continue

Insert PIN

You’ll see a success screen saying that you’ll receive an SMS with withdraw code

Withdraw at Agent To Withdraw Money at Agent from Transact:

Click on Transact on Bottom Navigation Menu

Click on Withdraw at Agent

Insert the Agent Number and Click Continue

Insert the Amount to withdraw

Click Continue

Confirm Agent details, Amount and Fee (to edit agent number amount press back or in the edit button in front of the amount)

Click Confirm

Insert PIN

You’ll see a success screen with the Transaction ID confirming your transaction

Buy Airtime for others

Click on Transact on Bottom Navigation Menu

Click on Buy Airtime for others

Select the contact or Enter Phone Number

Insert the amount and click continue

Confirm the amount to buy and click Buy Airtime

Insert PIN

You’ll see a success screen with the Transaction ID confirming your transaction

Request Money List

Click on Send and Request (from home screen or transact tab) or Request (on transaction tab or on the header or send money)

Click M-PESA Requests

Select on of the tabs Sent or Received

For Sent Requests users can have the following options:

• If Pending:

• Mark as Paid

• Cancel

• If Past Requests:

• Delete

For Received Requests users can have the following options:

• If Pending:

• Accept

• Reject

• If Past Requests:

• Delete

Request Money – Block/Unblock Users Block users:

Click on Send and Request (from home screen or transact tab) or Request (on transaction tab or on the header or send money)

Click M-PESA Requests

Select on Block icon (Top Right Corner)

Click Block User

Either Enter Phone Number or Select from Contacts and confirm the action You can also block users from the request details Unblock users:

Step 1-3 of Block Journey

Click Unblock on the user that you want to unblock and confirm

Request Money – Block Users

Request Money – Accept/Reject a Request

Open the Request from Push Notification, Notification Inbox or Request List

To Accept the request click Accept on the Request Details and then confirm the transaction as in Send Money

To Reject the request click Reject on the Request Details

Export Statements

Click on Export Statements icon on My Spend Tab(Top Right Corner)

Users are also able so filter by transaction type or dates on the flow, for them to do so they need to use the filters before exporting

Click Export Statements

4. Statements will be opened and user can then use phone options to share or save to device

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solomonhustle · 3 years ago

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The most effective method to Use Amazon Gift Card

With regards to picking gifts, we frequently scratch our heads on what to gift so the beneficiary utilizes it. All things being equal, why not let the beneficiary choose what he/she might want to purchase. This is the place where gift vouchers come into the image. Maybe than giving money, we can gift vouchers of a well known brand like Amazon India. With regards to utilizing Amazon gift vouchers, the conceivable outcomes are practically endless. So let us get where to purchase Amazon gift vouchers and how to recover/use them.

Advantages of purchasing Amazon Gift Vouchers

At the point when you purchase Amazon present vouchers from the GyFTR site, you can get different BOGO offers every now and then. The offers continue to change each month.

You can likewise purchase Amazon present cards from the PAYBACK site and get a pizza worth up to Rs. 600 with the Beer Café promotion code. The offers continue to change each month.

You additionally get up to 3 PAYBACK focuses for each Rs. 100 spent.

The most effective method to recover Amazon Gift Vouchers

When you purchase Amazon present vouchers, the recovery cycle is very straightforward as clarified beneath:

1.Visit the Amazon site: www.amazon.in

2.Click on the "Amazon Pay" connect on the landing page

3.Click on the "Add Gift Card" connect

4.Enter the gift voucher/voucher code and snap on "Add to your equilibrium" button

5.Your gift voucher sum will be added to your Amazon Pay balance

Where would you be able to utilize Amazon Pay balance

You have practically endless choices for utilizing your Amazon Pay balance as follows:

1.Amazon India website: The Amazon India site records crores of items to browse. You will get nearly absolutely everything on the Amazon India site. And so on and they have it. You can pay for your buys utilizing Amazon Pay balance.

2.Bill payments: Got to take care of your service bills? Pay them on Amazon utilizing Amazon Pay balance

3.Booking travel tickets: You can book flight tickets or transport tickets on Amazon and pay utilizing Amazon Pay balance

4.Movie tickets: Want to get the most recent Bollywood blockbuster? Book film tickets utilizing Amazon Pay

5.Partner websites: You can utilize Amazon Pay for making installment for your buys on Amazon accomplice sites in different classifications including amusement, food, travel tickets, wellbeing and wellness, home administrations, and so on Amazon India has in excess of 100 accomplices.

6.Offline stores: You can utilize Amazon Pay for paying for your buys at disconnected stores. At this moment the disconnected acknowledgment is low yet will increment soon.

Advantages of Amazon Pay

1.You don't have to utilize the whole equilibrium at one go. Any unused equilibrium will stay in your Amazon Pay wallet and can be utilized for ensuing buys.

2.If your whole Amazon Pay balance is lacking to pay for a buy, you can pay the leftover sum utilizing some other method of installment.

3.Each Amazon gift voucher has a legitimacy of one year. Gift vouchers having the most punctual expiry date are utilized first for installments

4.You can check your equilibrium and exchange history from the Amazon Pay connect

Impediments of Amazon Pay

1.Amazon Pay balance can't be utilized to buy gift vouchers of different brands, for instance, MakeMyTrip, BigBazaar, and so forth

2.Amazon Pay balance can't be moved to some other record or reclaimed for cash.

3.You won't procure any interest on your Amazon Pay Balance

End

Amazon gift cards A offer you the best incentive for your cash. The following time you need to gift somebody for any event, go for Amazon gift vouchers and let the beneficiary choose what they need to buy. We are certain, the beneficiary will thank you for the gift voucher.

#business #technology

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