studynotesexpert

[studynotesexpert]

Top 11 Regulation/Guidelines of SEBI for Mutual Funds

Mutual funds are regulated under the SEBI (MF) regulations, 1996. In the next section, you will study the guidelines of SEBI for mutual funds. The regulation has laid down a detailed procedure for launching schemes, disclosures in the offer document, advertisements, listing and repurchasing of close-ended schemes offer period, transfer of units, and investments, among others. All the MFS have to be registered with SEBI. Regulation/Guidelines of SEBI for Mutual Funds RBI also supervises the operations of bank-owned MFS while SEBI regulates all market-related and investor-related activities of the bank/ Fl-owned funds; any issue concerning the ownership of the AMCS by banks falls under the regulatory ambit of RBI. The following are the guidelines of SEBI for mutual funds: 1. A mutual fund scheme should invest at most 15% of its NAV in debt investments issued by single issues rated not below investment grade by a credit-rated agency authorized to carry out a such activity under the Act. 2. AMF scheme should invest at most 10% of its NAV in unrated debt investment issued by a single issuer, and the total investment in the such instrument should be at most 25% of the NAV of the scheme. 3. No mutual fund under all its schemes should own more than 10% of any company paid up capital carrying voting rights. 4. A scheme may invest in another scheme under the same assets management company or any other mutual funds without changing any fees, provided that aggregate inter-scheme investment made by all schemes under the management of any asset management company should not exceed 5% of the net assets value of MF. However, this does not apply to any fund of funds schemes. 5. The initial issue expenses for any scheme of debt securities market can be at most 6% of the funds raised under the scheme. 6. Pending the development of a scheme's funds signifies the turn of the investment objective of the scheme of MFS can. Read the full article

[studynotesexpert]

Cause Related Marketing: 6 Benefits | Limitations

Cause related marketing program contains a partnership between a profit-based business and a non-profit organization. Here, the enterprise associates its marketing strategy with the fundraising requirements of a charitable or generous cause for the mutual benefit of both parties. Under cause-related marketing, businesses are actively involved; thus, its concept goes beyond the notion of one-time donations. Effective cause related programs increase the brand image and goodwill of the organization, along with the trustworthiness of marketing endeavors. This is another major reason that strengthens the growth of cause-related marketing. Such programs also help customers by giving them a more sensible way to contribute to non-profit organizations through purchases. According to Thompson, "Cause Related Marketing can be defined as a strategic positioning and marketing tool which links a company or brand to a relevant social cause or issue for mutual benefit." Major Benefits of Cause Related Marketing The benefits of cause related marketing are as follows: 1. Attracting and Retaining Customers It is a strong belief among the organization's related marketing efforts that such efforts significantly help attract, retain, and develop long-term relationships with customers. 2. Market Differentiation Cause-related marketing helps organizations differentiate themselves from their direct competitors by giving customers a chance to contribute more significantly rather than just buying products. 3. Connect with Niche Markets Under cause marketing, organizations are partnered with non-profit organizations, which helps them to associate with a particular demographic/geographic niche market. 4. Motivated and Loyal Employees One of the main advantages of cause-related marketing enterprises is that they can attract and retain quality and skilled personnel. 5. Read the full article

[studynotesexpert]

Exploring 7 Key Elements of a Top Language App

Language learning has become popular at the current time. If you are also Interested in learning a new language but don't have much time, then online platforms can help you. However, before choosing the right platform, you must know the principal elements of a top language apps. Knowing the key elements will help you to know what platform is best for you. Thus, further, we have discussed some critical elements you get in a top language learning platform. Critical Elements of a Top Language App Following are the top key elements that you will be getting in the top language learning app: 1. Friendly Interface All the language learning platforms have a user-friendly interface, which you can easily use. It is one of the elements of a top language apps. You can easily navigate on the platform and use different features on it. Different sections on the platform make it easy to get more out of that platform. 2. Flexibility Online learning means learning new content by sitting at your home and enjoying the content. People doing a job or having other responsibilities like taking care of the family find it difficult to cope with their studies. In such a scenario, online education has helped balance your other responsibilities and language learning. Online learning means learning new content by sitting at your home and enjoying the content. You can learn at any place and at any time you want. 3. Offline Learning It is not always possible to be online or have an internet connection. Thus, to help you with this problem, many platforms have the option for downloading content online. Duolingo is one such platform that offers Duolingo offline options that help you to get the following few lessons offline which is one of the best ways of keeping you consistent with your language learning and also the elements of a top language app. By allowing this feature, language learning platforms ensure you can learn the language any time you want. 4. Read the full article

[studynotesexpert]

Great Tips to Mentor Your Kids Effectively

The process of a child’s natural development is highly complex. And it depends on numerous factors. Out of the many aspects that influence the child, mentoring is one of these. As an ongoing process for parents, mentoring involves more than academic achievements and career selection. It is also about the character building of a child that makes them a responsible member of society. There are various tips to mentor kids effectively can discuss in later section. Your mentoring can help the child to grow as an emotionally intelligent individual who can face the ups and downs of life easily. Children who are self-aware understand the positive ways of dealing with negative emotions/feelings have also helps in reducing talking back habit. These skills teach the child how to accept and manage varied emotions across the stages of life. In fact, these are also great support to deal with situations that require an attitude of ‘moving on.' Extraordinary Tips to Mentor Kids Effectively 1. Experiential Learning If you wish to mentor your child effectively, try to add elements of your experience appropriately. Do not lecture the child about the good and bad things you have discovered. Instead, mention all relevant details stating your point of view. And involve the child in discovering more facts with the help of the information that is already available. Experience can add great value to your child’s learning. And also reduces the chances of making grave mistakes (that they are likely to make). For example, a long drive can explain why carrying a first aid box is better through an example of your past. Such examples can apprise the child of practical problems like availability challenges in remote areas or the importance of immediate first aid in cases of emergency. Experiential learning is a great way of making even the most complex concepts easily understandable for the child. And it is a great way of protecting them from potential damage. 2. Read the full article