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immediateedgeappuk · 5 years ago

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Article InfoAuthor: Adam GreenLast Updated: 21 November 2020Adam Green

Adam Green is an accomplished essayist and fintech devotee. He worked with LearnBonds.com since 2019 and covers a scope of regions including: individual budget, investment funds, securities and duties.

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bettycooper · 7 years ago

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This (not) just in: PLAGIARISM SUCKS!

Hey Fandom,

As much I’d like to hope people will stop sucking and plagiarizing fics, that doesn’t seem to be the case. In light of that, I’ve compiled a short(ish) “How to Report Plagiarism” tutorial for Ao3, FFnet, & WattPad below the cut. Ideally, you will never need to use them, but if you either get plagiarized or see any plagiarism, here’s how you get that bidness taken down.

Ao3

There are two ways to report plagiarism on Ao3.

From within the story you wish to report, scroll all the way to the bottom & select “Report Abuse.” (Using this method will auto-populate the link to the story you’re reporting.)

You can also report from outside the story using the following link: https://archiveofourown.org/abuse_reports/new. (Using this method will require you to put the link to the story you’re reporting.)

In both cases, for “Brief summary of Terms of Service Violation” all you need to put is “plagiarism, “stolen work,” or something along those lines, and you’ll need to provide a link to the original work which has been stolen in the “Your comment” section.

IMPORTANT NOTE: Ao3 inspects every single Abuse Report they receive. Thus, if the story has been reported an an issue once, it doesn’t need to be reported again. In fact, according to Ao3, that might actually slow the removal process down. For Ao3 abuse reports? One and done per story.

FF net

Now, FFnet has FOUR completely different, unrelated ways to report plagiarism. I take that to mean they want to be spammed in all of them when plagiarism is found out. So, pick your favorite or use them all (several times for three of them). It’s up to you!

On desktop:

At the bottom of each story/chapter, there’s an “Action” button. Click it, select “Report Abuse,” and in the pop-up window, use the drop down menu to select “Not the property of uploading writer.” Finally, use the comment box to provide a link to the original fic & any other pertinent details you wish to include.

FFnet has a thing called The Anti-Plagiarism Investigation Reports (TAPIR). In their own words it’s “a forum to report, investigate and document cases of plagiarism on Fanfiction Dot Net (FFN).” For this method, you’ll reply to the most recent poster with a link to the work which has committed plagiarism, the link to the work which was plagiarized, and if you want, any specific excerpts or the author’s profile pages. This link: https://www.fanfiction.net/topic/124913/128848605/68/TAPIR-Tip-Thread-Got-a-plagiarism-case-to-report-or-any-other-useful-info-Post-Details-Here will take you to the forum page currently being used.

Finally, you can send an email to FFnet support at: [email protected] with the subject “[abuse]” in your subject line. Be sure to be detailed in the body by including the links to both the original fic, the fic which plagiarized, and perhaps the member profiles or any excerpts you’d like to specifically point out.

On the FanFiction app:

Once you’re in the story, you will see 3 dots in the top right hand corner of the app. Click them & then follow the images below:

Last thing! Fill in the box with the relevant info & hit “Report.”

Wattpad

On all three formats, you will:

Select “I found a Copyright violation” as the reason for the report.

Select “Yes” to being either the owner of the original material or an authorized representative.

Fill out the form will all of your info, put the link of the original piece in “URL of Original Work,” and finally, put the link of the work exhibiting plagiarism in “URL(s) of Allegedly Infringing Work.”

You can use this link: https://www.wattpad.com/help/DMCA as it takes you directly to the reporting form. (This method only requires steps 2 & 3 from above).

#riverdale #marvel #reylo #harry potter #bughead #meowatthemoon #just fandom things #resources

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georgecrecy · 6 years ago

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Charlie 4

"This is a fine pickle we're in now, bucko." James said as he rested on the ground against the side of a breathing, scaly mass behind him. The grizzled miner leaned against the belly of a massive, eight ton lizard-like beast that he had called compatriot and friend for several years, scratching at an almost perpetual five o'clock shadow on his chin. Charlie in turn was curled on the floor of the cargo hold, while the comparatively massive eyes looked guiltily past its snout toward James. "And all because you had to have a big romp through a public park. One'd think you'd been drunk again." Casting a sidelong glance towards the large head nearby James said, "You weren't, were ya? You didn't get into the Adroxan Ale again, right?" The only reply was a thump of the long tail that hit the metallic floor with a clang, along with a quick snort of hot air through the ribbed nostrils.

"Mhmm, sure you didn't. Don't mean I ain't gonna check their levels later." James chuckled lightly and patted the side of his scaly companion as he heard the beginnings of a slight whine forming in the vocal cords. "Agh, don't you be worryin' my ole friend, I ain't holdin' nothin' against ya. Bunch of uptight snobs anywho if'n y'ask me." His arm continued to brush against the large heaving side as he thought back to a week ago, when lawyers from the Southtech Corporation had brought a warrant of restraint and removal for Charlie because of destruction of company property at their park. Despite James’ protest, Charlie was led away by several wary members of animal control to be impounded. James immediately went with the lawyers to their headquarters, where he met a loathsome cretin - or as they called him VP of Operations. Seated at his desk as the group walked into the expansive office, he sprang lithely out of the chair to stand in front of an ornate and needlessly wide desk.

“Ah, the miner... James, is it? A pleasure.” He held out a hand which James didn’t deign to take. Rather than taking offense, the suited man smiled even wider with teeth that were too white as he put his hand back down. “I am Crassus Jaul, I understand there has been an unfortunate incident at our park including your….” Searching for the word for a moment, he snapped his fingers at one of the lawyers flanking James, a brief blaze of anger showing through the facade. The lawyer jumped and mumbled hurriedly, “A- a Tilluxian Dragon sir-” “A Tilluxian Dragon, yes.” Jaul interrupted officiously. “But naught to worry, once the Dragon is disposed of, you only need worry about the replacement costs, and then-” “Wait a goddamn minute, you’re gonna put down Charlie? Like he was some dirt beneath your shoe? He ain’t done nothin’ to deserve that!” To his credit, Jaul looked surprised at being interrupted, but he was better able to hide his anger this time. “Why, Mr. James, I’m afraid you forget what sort of pet you brought to our planet. You chose to bring a Hazard Class 1 species into a populated urban area, so be grateful you aren’t locked up as well for endangering the public.”

“Look mister, he ain’t no pet, he is a thinkin’ being who didn’t mean any serious harm to nobody, and he’s my friend. You ain’t gonna put ‘im down. Not on my watch. And, ain’t there somethin’ we can do? We’d be happy to pay ya back fer any of the minor damage he might’a caused.”

Jaul gave a calculating look at the miner before motioning to the other lawyer, who handed him a combi-pad. His manicured fingers perused through lists for a few minutes before saying, “I’m afraid it is more than minor damage. Several acres of lawn torn to shreds, an imported Japanese bridge from old Earth now on its side, its pylons needing repairs, this is a hefty sum that I doubt a man of your… station… would be able to afford.” His grey eyes brightened as if hit by a sudden thought, “However, we could come to some sort of arrangement. You have a good-sized freighter if I heard correctly? Then we might have a quick set of jobs that a man of your rough and tumble talent might be able to handle. My men will hand you all the information, and once done, you can return for your little… ahem - friend.”

James, however, was already shaking his head. “Oho no, that ain’t gonna pan out. Charlie ain’t a fan o’ bein’ caged. He’d do more damage to wherever they tried keepin’ ‘im than would be worthwhile. And I ain’t gonna let ‘im be mistreated like that. He’s comin’ with.” Jaul smile turned into a dower scowl, “We can hardly let you merely wander off never to return with your pet. But I suppose what you say might be true. In that case, we will be implanting a charge tracker.” James began to protest, but Jaul held up a hand, “No, Mr. James, I’m afraid that we at Southtech have to protect our investitures, a charge tracker will have to do. Let us say that it will add further… incentive to get back to us in good time with the tasks complete. Now, please follow these gentlemen who will give you the particulars. Goodbye now.”

Waving them off without hardly a glance, Crassus Jaul wound his way back to his chair on the opposite side of the desk, while the lawyers none too gently escorted James out of the office. The last thing James saw as the doors shut behind him was Jaul dialing into a keypad to make a call.

From the end of the catwalk above, a control panel next to one of the doors which exited the massive cargo bay beeped insistently, which roused James from his thoughts. With a sigh and a groan, he hauled himself off the metal grating which comprised the floor, heading for the ladder leading up. Charlie’s large head rose with him and tracked his movements with cat-like grace despite the size.

"But we got a job to do now, much as we don't like it. They gotta whole bunch o' clout with the right folks, leavin' us little choice. And we gotta be there for each other." Clambering up the ladder, he punched the annoying alarm off before heading through the door towards the bridge. As he left the room, the Tilluxian Dragon snuffled mournfully and bent his head back over his monstrously taloned feet, its gaze snapping back to the door soulfully every few minutes, and scratching at a puffy incision mark behind its left ear.

“Please, you mustn't take it! What will we do when the winter comes? Our children and old will starve!” The tinny, croaking audio from the auto-translator did little to mitigate the urgency of the colony headman. James hung his head in defeat and frustration, and could only say in return, “I know, mister. I really wish it could be different.” Prior to setting down on the planet, he had poured over the documents trying to find some loophole that the Corporation’s own nitpicking accountants hadn’t already factored in, but he couldn’t find anything that would save them from their debt being collected upon.

The Yallarians had had the misfortune of a bad harvest after buying what seemed a foolproof farming package deal for their new colony from the Southtech Corporation. They were refugees to begin with, and they didn’t have any founding society to rely upon to back up their losses, so their only capital to bargain with was their future crop return, and they lost the roll. Now with nothing left to leverage, their one source of future food - the greenhouse network and it’s main processing computer, which the whole system relied upon - had been ripped out and placed on a hover dolly on its way to the hold of James’ freighter. The eyes of the headman looked desperately after the retreating computer core over James’ shoulder, but he ripped his eyes away from the agonizing sight as James continued, “You know, I got a few friends at a colony only a few jumps away, helped them with a problem a few years back, they might have some extra food for you to get through the winter with.”

The blubbery skin of the Yallarian shook side to side in their version of motioning no, the auto-translator again sounding tinny and light despite the gravity of the situation. “What would we pay them with? Even if we could pay them, what will we do at the end of the season? We have nothing left to bargain with, our colony is doomed. I do not know what will become of us.” James shook his head, “But you got yourselves, yer hard workers, I seen that in the reports.” The Yallarian’s eyestalks narrowed, and the other bystanders to the conversation all began to mutter fiercely among themselves. “You suggest we become enslaved? We left our planet because of such depravity, and are not intent on returning to it.” The miner held up his hands in what he hoped they understood to be a conciliatory gesture, “Us humans haven’t been to fond of it either, not for a few millenia now. I’m suggestin’ a mutual agreement between yourselves and them to help each other, given they accept, and I’m sure they might. They owe me big time. I only need ta get ‘em on the horn. Please Headman Ulla, I wanna help.” Through the frustration and defeat he had felt during his task, the idea had come across his mind as they were signing the paperwork. He wasn’t completely sure it would work with the interests of two colonies and their residents having to be considered on a single planet, but he had hope.

James could tell that Ulla was conflicted, as well as skeptical. First the miner had destroyed the future of their colony by repossessing their computer, and then in the same breath offered a possible salvation. The headman wasn’t sure if he wanted to attack him or hug him. The eyestalks cast about the faces of its fellow colonists, which returned his gaze with uncertainty and fear. In the distance, he watched as the strange man’s colossal friend played with the young in one of the fields, showing a gentleness and grace with them while they weaved through its legs despite the size. Finally, he made a decision.

“Call them.”

After what seemed to James as forever, he cast himself wearily onto the couch/bunk of his rather spartan crew space. A vessel even of this size was largely automated, which was what first drew him to it many years ago, given his preference to go solo at the time. It hadn’t been built with the expansive crew quarters of other comparable mining or hauling ships. Given his rather bachelor lifestyle, it was also bereft of more than basic decoration, except for two pic-files that were mounted in frames on a wall rack near the bed. One showed him from a few years ago, his grizzled frame nearly being ousted out of the shot by a massive and scaly snout with a row of dangerous teeth flashing out of the top and bottom lips, one of James’ arms curled around from underneath as he laughed. The other was a shot of a beautiful vista in twilight, and in the foreground were two figures silhouetted by the two suns they were gazing at together, one a small blue cat-like species that sat atop Charlie’s head. Both were bathed in the pink and aquamarine color that permeated the thin atmosphere.

He gazed at these reminiscently as his mind also battled the conundrum he was currently positioned with. The Yallarians were but one of several colonies he had been tasked with repo-ing something from over the last three weeks. Besides the computer core of the Yallarian colony, there had also been the entirety of a mining system from another colony of Vashas, a lab setup from a startup research firm, and the defense network from an outer rim planet that really didn’t want to give it up. Considering the amount of pirate activity in the area, he could understand why, but if the Southtech folks hadn’t also sent along the kill codes for the network, he was sure the negotiations would have been short for him indeed for the last one.

With every part of the job he had pored through the orders and the warrant information that showed the credit history of each, and all he could do was scratch his head. He was a miner, not an accountant, and while he knew his way around ore breakdown folios and asteroid surveys, he was lost elsewhere, and he didn’t risk sending the info to someone who did lest it cost him his friend if the company got wind. In frustration he hit his hand on the hard metal bulwark, and instantly regretted it, grunting from the brief stab of pain. From the cargo bay he felt the weight of the ship shift as a lizard-like muzzle poked as much as it could through the open door, its nostrils sniffing the air for trouble. Clutching his smarting hand, James got up to show his friend all was okay, and scratched the skin around Charlie’s nostril with his non-injured hand, which he knew he liked and would calm him down. From the door he watched as Charlie lifted his serpentine head and neck off of the metal catwalk, which groaned and creaked in protest from the weight now lifted off it. Once Charlie had settled back on the floor of the bay, James slowly turned and walked back through the compartment and past the bed which his body achingly called him back to.

Instead, he continued past and through another door which led to the bridge. Sitting down and ordering up another cup of coffee from the dispenser to his left, he picked up his combi-pad and scrolled through the mining returns of the Vasha colony again. He scrolled past lists of part requisition orders and breakdown logs to the return forms of all the ore they had sold. It seemed their system was a good investment if the surveys were anything to go by, but they still couldn’t put enough dough up to cover the expenses for some reason. There were a lot of breakdowns, but the company listed the majority as user error, and the Vasha were well known for being hard on equipment without caring much about maintenance, so he was left stumped.

The ding of his dispenser alerted him that his coffee was ready, and he gingerly sipped it as he gazed out the cockpit window. The many stars of the surrounding sector glistened and shot past like the fleeting thoughts in his mind. Despite being overjoyed at finally being done with this loathsome assignment, something was nagging at the back of his mind.

Two hours later, their freighter jumped out of warp nearby the green and blue planet where all the trouble had begun. He had been cleared to land and with Charlie in tow made their way to the Southtech Corporation Building, a tall white edifice that contrasted against the dark clouds which had begun to darken the skies as they had descended, people gazing in awe or simply fast-walking by a different route once they saw the pair. Since Charlie could hardly fit through the front doors, they were instead ushered in via one of the supply docks to the side of the building. It was in the expansive warehouse section that they were met again by Crassus Jaul, flanked by several of the building security forces. He wore yet another expensive suit, his shoes clicking on the smooth quik-crete floor.

“Ah, my friend, you have returned! We have received all the shipments in good order, so we must congratulate you on a job well done. Surely it is men such as yourself that ensure all creditors are good to their word.”

James merely scowled in return. “Save it, Jaul. We’ve done your dirty work, now get that damn charge tracker out’a his neck and we’ll be on our way. Where’s the vet?”

Jaul pouted his lips in an almost mock expression of sorrow. “Ah, yes, about that arrangement of ours. I’m afraid our lawyers first glance at the law came a bit short. The charges are a bit more serious-”

James’ anger and frustration burst through the surface, “What!? What’re you talkin’ about, you bastard! We had a deal!” Charlie growled menacingly, and the guards immediately raised their rifles at the ready. Jaul quietly pulled out a small remote pad from a pocket in his jacket, and waved it suggestively in the air. James signaled to Charlie to calm down, but even with Charlie’s growls down to a low murmur, the room was tense. Jaul smiled sickeningly. “That’s better. Now, as I was saying, the charges against you and your mutt are more serious than we first realized. I’m afraid your services - while appreciated - was not enough for judges on the planet to look the other way considering. Not to mention that your little shenanigans with the Yallarians cost us a repeat client. So I am afraid the government will be taking possession of the subject and terminating it.”

James was dumbfounded. Barely keeping a bubbling fury in check, he said through clenched teeth, “How convenient. I looked into this world ya know, and your corporation owns this whole damn planet! You own the judges, you own the lackeys in the government, you practically write the damn laws! We done your laundry and you still gonna leave us dry? Why don’t you just write another new law, eh?”

Jaul barely tried to hide a crooked smile. “Why Mr. James, I haven’t the slightest clue what you are talking about. We live in quite the democratic society, and one which fines heavily for such slanderous and unsubstantiated talk, which we shall overlook considering the stress you are in at the moment. Now, we can do this quietly and it can be put down in a more civil manner tomorrow. Should you try to cause trouble, however, that charge tracker in its neck has enough explosive to send its head across the room, and you will get to clean up the mess in chains, after having been sentenced, of course.”

Inside his head he expected screaming, the sound of combi-blasters and roars, but instead it was only silence. He realized he was in shock. The only thing he could think to ask was, “Can... I say goodbye?”

Jaul shrugged unconcernedly. “Fine. Be quick. Make the thing stay quiet when it is taken if it is possible to keep such a beast in check.”

Not even bothering to look towards the loathsome prick, James shouldered past the guards and went straight for the huge head of his friend who had been with him for so long. Behind him, the guards looked surprised at each other. Most were uncomfortable being as close as they were now to such a stereotypically dangerous species, let alone go and hug the maw of one, bristling as it did with sharp teeth. James buried his face against the bridge of Charlie’s nose so Jaul and the others wouldn’t have the satisfaction to see the tears now glistening down his scrabbly cheeks. Doing his best to bite back the sobs which threatened to burst forth, James could barely put two words together to say, “I’m sorry. I’m so sorry bud. Now you gotta be quiet and nice okay, and… I’ll come see ya before… before.”

Jaul’s feet clicked impatiently on the floor. “That will be all Mr. James, the government needs to take possession of your beastie, and I’m sure there is some asteroid or godforsaken planet for you to crawl around on, or whatever it is you do. Guards, please escort them both out.”

Charlie could tell something was wrong, his human never acted like this. He was always so strong-willed, like a pup first learning how to hunt despite a lack of success. And now he felt wetness on his muzzle where the human’s not-muzzle was… also wet? He didn’t understand until he felt the rope being wrapped around his neck and flanks and begin to pull him away. He snapped at a few of them before he noticed his human sign for calm. He was confused, didn’t the human not want them to take Charlie? He obeyed, but he keened a cry of anguish low and long, as he had heard several times before on his home when his family grieved a still one. Charlie saw the human sign several more times the calm signal, more wetness cascading down the human’s not-muzzle.

James stood there and shook in silent sobs as Charlie reluctantly let the guards drag him into a different room, and as a door slid down to close, Charlie made sure to crane his neck down to follow the opening so as to not lose sight of James despite the ropes which bit at his neck. His bellowing rumbled through the large warehouse until the door sealed the sound away to a low rumble. The guards practically had to drag James as well back out the door. Once outside, however, one hesitated and looked backward briefly before sifting through his pockets and writing on a business card. Silently he handed James the card, which he discovered had a time and address scrawled on it. The guard quickly closed the door in his face as he looked at the paper in disbelief. He wanted to scream. He wanted to bash the walls down with his fists until he found his friend. Instead, after what seemed forever, he dazedly turned around and staggered out of the side alleyway. He stood there at the junction of the street and alleyway for a while before turning again and starting down the street with only one destination in mind.

After two information kiosks and several police officers accosting him for possible vagrancy, he looked up and realized he was at the address listed to where it was to take place. What greeted him was a solemn, dismal building that matched the unforgiving purpose that lied within. Dirty sandstone columns rose up to meet with ionic capitals, all of which supported the top of the triangular roof in the fashion of a Greek temple from old Earth. The pediment inside the triangle formed by the roof showed a large sculpture of galaxies and stars, which were intertwined with a scroll with the ancient Latin words listed in a flowing script, ‘fiat justitia ruat cælum,’ which a posted info tablet told him was translated as ‘Let justice be done though the heavens fall.’ Without comment, James sat down at a nearby bench to wait the many hours that were left, which to him didn’t seem to be enough.

By the next day, news had gotten around the city that a big and dangerous Tilluxian Dragon was set to be destroyed by the state, and many arrived as the hour drew near to see the spectacle. It was a brusk morning, and dew glinted off of the street lamps that lit the area, including one that hung over a lone bench that a haggard man with dirty orange overalls and a haunted, grizzly look on his face sat on. Bystanders would be hard put to tell whether the glistening water that sat on the end of his stubble was dew or tears. He sat staring at the words etched in the granite above without moving until an hour before when the doors were unlocked and opened. People in business attire and upscale clothing alike were allowed in, but when the guard at the door saw the miner in his dirty clothing come up, he was about to turn him away. James flashed the card he had been given, and after a quick check was allowed in, though the other people looked at him with disdain. He followed the flow of people which eventually led to a dimly lit audience hall, where several tiers of seats faced a curtained plas-steel window. James found a seat near the front, barely noticing the looks cast his way, or the fact that quite a bit of clearance was given him on either side by those afraid for the sake of their clothes being stained.

The murmuring in the hall came to a standstill as the lights dimmed further, but changed to an audible gasp as the curtains were mechanically drawn apart, revealing the lighted chamber beyond. Inside stood several solemn looking people in white doctoring robes as well as several armed guards, but everyone’s attention was drawn to what was restrained in the center.

His muzzle was clamped shut, and his legs had been forced into an uncomfortable lying position on the black and white tiled floor, many lengths of titanium cord three inches in diameter wrapped around the large body before bolting to the floor. The sheer size and a glance at the muscles tight with tension added an element of wonder that the comparably minuscule restraints seemed inadequate for the job, but they held. Charlie’s head had little leeway left to move, but he could glance up as the curtain opened to see the room outside, and a deep and rumbling howl echoed through the plas-steel and quaked inside the very bodies of the bystanders watching in awe. Charlie’s eyes cast about the room frantic and confused, before finding the eyes of James. When he saw him, he lashed about in place, unable to move enough to find purchase to get back to his friend, though trying with all his prodigious might. His head did not stop looking at James though, with a puzzled and frustrated expression, his keening now coming at a feverish pitch.

The doctors and guards were startled for a moment at the sudden movement before bursting into action, the guards standing ready with rods in hand as the doctors readied their gruesome concoction. A final somber figure entered the scene from the side and stood in front of the crowd, though keeping well away from the thrashing thing to his side. “Thank you all for coming today, as we witness the destruction of a member of the vilest and most perilous species that plagues our corner of the galaxy: a Tilluxian Dragon. We have it well restrained, I can assure you all, and in one minute, it will be put down, and from there taken to the Adrax Laboratory for study and dissection to further the cause of fighting these beasts.”

James barely comprehended the words the official said, he was having more trouble ensuring that he kept to his seat instead of bursting towards the glass because he knew that even if he spent all the fury welling inside of him, the glass would barely show a scratch, and he would only make matters worse. He rocked imperceptibly back and forth as the last minute he had with his companion of several years ticked down, wishing he had the chance to hug his enormous side, or sit with him one more time in the familiar space of his freighter’s cargo hold, the memories of many adventures flashing with lightning speed through his mind.

The doctors inserted several large needles into Charlie’s side, each connected to a different container of fluid. The official watched a clock inset onto the wall in the tiled room as Charlie stopped thrashing, his energy spent. Instead, he called out to James again and again with pitiful bleats, confused and feeling abandoned. Why didn’t his human come to his call? What kept him in place? What was going on? Finally, the official motioned towards the lead doctor, who nodded and switched the pumping mechanism on. First one fluid, then another, and then the last began to pump into Charlie’s veins, and his bleating and keening finally quieted down after several agonizing minutes, the large eyelids slowly closing over the yellow eyes. A heart monitor sat nearby which beeped with a constant, but slowing rhythm until at last, it held a continuous flat line. The official nodded again, and the curtain drew closed.

The audience chamber was awash with light again, and the burbling of chatter from the many excited people dwindled away as the room emptied out, leaving a solitary orange-clad figure sitting where he had since the beginning of the macabre event. Ever so slowly, he stood, and finally exited the room to head to a lonesome ship on a landing pad on the other side of the city. Outside, the clouds still clung dark and brooding, brushing the tops of some of the spires of buildings. Where the quiet of a single-crewed ship had once been exciting and preferable to James when he first bought it, it now seemed unbearably lonely and bleak.

Behind the curtain, shortly after it had closed, Crassus Jaul entered the room, and with a wave sent the official and most of the other staff packing, which was just as preferable to them. The lead doctor stayed per the plan, but he still nervously shifted from foot to foot. Jaul tenderly felt the now stilled side of the monstrous body before him, feeling his hand slide over layers of scale and the muscle underlying it, now lacking the tension it had had before. The doctor coughed anxiously which Jaul annoyedly acknowledged with another wave of his hand as one would do to swat away a fly. “I know.” After several more minutes of gazing, Jaul motioned the doctor to continue, and he swept into action. Inserting a large syringe into the closest vein he could discern, he wiped the sweat off his brow as Jaul stood like a hawk at a distance, surveying his work. The doctor deployed the antitoxin and after several minutes gasped in relief when the heart monitor bleeped back to a slow and steady pulse. The sides of the Dragon began to lift up and down as a regular breathing rhythm accompanied the bleep of the monitor like the lashing of waves on the shore. Jaul clapped the doctor on the shoulders who had been watching the readouts from his machines carefully, making the nervous man jump. “Relax, my friend, you have done well! I was sure your expert hands could perform this little miracle of ours. Now, you can expect remuneration shortly in your account, and we needn’t have to worry about the welfare of your wife and children if this stays between us. Understand?”

The doctor’s eyes grew wide in fear, and without speaking nodded emphatically before ducking out of the room. Jaul then turned his eyes back to his new prize and smiled fiendishly in self-satisfaction. “Now, my pretty thing, you are much more profitable to me alive. My friend will be paying a pretty penny for your smelly hide. I’ve made sure of it.”

Read the other parts of the series!

Part 1: https://georgecrecy.tumblr.com/post/183762132696/charlie-1

Part 2: https://georgecrecy.tumblr.com/post/183787102041/charlie-2

Part 3: https://georgecrecy.tumblr.com/post/183794906326/charlie-3

Part 5: https://georgecrecy.tumblr.com/post/183818824461/charlie-5

Part 6: https://georgecrecy.tumblr.com/post/183819131196/charlie-6

Part 7: https://georgecrecy.tumblr.com/post/183819391261/charlie-7

#haw #hfy #humans are weird #humans are space orcs #earth is space australia

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technicaldr · 3 years ago

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Toward a smarter electronic health record

Electronic health records have been widely adopted with the hope they would save time and improve the quality of patient care. But due to fragmented interfaces and tedious data entry procedures, physicians often spend more time navigating these systems than they do interacting with patients.

Researchers at MIT and the Beth Israel Deaconess Medical Center are combining machine learning and human-computer interaction to create a better electronic health record (EHR). They developed, a system that unifies the processes of looking up medical records and documenting patient information into a single, interactive interface.

Driven by artificial intelligence, this “smart” EHR automatically displays customized, patient-specific medical records when a clinician needs them. provides autocomplete for clinical terms and auto-populates fields with patient information to help doctors work more efficiently.

“In the origins of EHRs, there was this tremendous enthusiasm that getting all this information organized would be helpful to be able to track billing records, report statistics to the government, and provide data for scientific research. But few stopped to ask the deep questions around whether they would be of use for the clinician. I think a lot of clinicians feel they have had this burden of EHRs put on them for the benefit of bureaucracies and scientists and accountants. We came into this project asking how EHRs might actually benefit clinicians,” professor of computer science in the Computer Science and Artificial Intelligence Laboratory (CSAIL) and senior author of the paper.

The research was co-authored by CSAIL graduate students Luke Murray, who is the lead author, Divya Gopinath, and Monica Agrawal. Other authors include Steven Horng, an emergency medicine attending physician and clinical lead for machine learning at the Center for Healthcare Delivery Science of Beth Israel Deaconess Medical Center, and David Sontag, associate professor of electrical engineering and computer science at MIT and a member of CSAIL and the Institute for Medical Engineering and Science, and a principal investigator at the Abdul Latif Jameel Clinic for Machine Learning in Health. It will be presented at the Association for Computing Machinery Symposium on User Interface Software and Technology next month.

A problem-oriented tool

To design an EHR that would benefit doctors, the researchers had to think like doctors.

They created a note-taking editor with a side panel that displays relevant information from the patient’s medical history. That historical information appears in the form of cards that are focused on particular problems or concepts.

For instance, if identifies the clinical term “diabetes” in the text as a clinician types, the system automatically displays a “diabetes card” containing medications, lab values, and snippets from past records that are relevant to diabetes treatment.

Most EHRs store historical information on separate pages and list medications or lab values alphabetically or chronologically, forcing the clinician to search through data to find the information they need, Murray only displays information relevant to the particular concept the clinician is writing about.

“This is a closer match to the way doctors think about information. A lot of times, doctors will do this subconsciously. They will look through a medications page and only focus on the medications that are relevant to the current conditions. We are helping to do that process automatically and hopefully move some things out of the doctor’s head so they have more time to think about the complex part, which is determining what is wrong with the patient and coming up with a treatment plan,” Murray.

Pieces of interactive text called chips serve as links to related cards. As a physician types a note, the autocomplete system recognizes clinical terms, such as medications, lab values, or conditions, and transforms them into chips. Each chip is displayed as a word or phrase that has been highlighted in a certain color depending on its category (red for a medical condition, green for a medication, yellow for a procedure, etc.)

Through the use of autocomplete, structured data on the patient’s conditions, symptoms, and medication usage is collected with no additional effort from the physician.

Sontag says he hopes the advance will “change the paradigm of how to create large-scale health datasets for studying disease progression and assessing the real-world effectiveness of treatments.”

In practice

After a year-long iterative design process, the researchers tested by deploying the software in the emergency department at Beth Israel Deaconess Medical Center in Boston. They worked with an emergency physician and four hospital scribes who enter notes into the electronic health record.

Deploying the software in an emergency department, where doctors operate in a high-stress environment, involved a delicate balancing act, Agrawal says.

“One of the biggest challenges we faced was trying to get people to shift what they currently do. Doctors who have used the same system, and done the same dance of clicks so many times, form a sort of muscle memory. Whenever you are going to make a change, there is a question of is this worth it? And we definitely found that some features had greater usage than others,” she says.

The Covid-19 pandemic complicated the deployment, too. The researchers had been visiting the emergency department to get a sense of the workflow, but were forced to end those visits due to Covid-19 and were unable to be in the hospital while the system was being deployed.

Despite those initial challenges, became popular with the scribes over the course of the one-month deployment. They gave the system an average rating of 83.75 (out of 100) for usability.

Scribes found the autocomplete function especially useful for speeding up their work, according to survey results. Also, the color-coded chips helped them quickly scan notes for relevant information.

Those initial results are promising, but as the researchers consider the feedback and work on future iterations of, they plan to proceed with caution.

“What we are trying to do here is smooth the pathway for doctors and let them accelerate. There is some risk there. Part of the purpose of bureaucracy is to slow things down and make sure all the i’s are dotted and all the t’s are crossed. And if we have a computer dotting the i’s and crossing the t’s for doctors, that may actually be countering the goals of the bureaucracy, which is to force doctors to think twice before they make a decision. We have to be thinking about how to protect doctors and patients from the consequences of making the doctors more efficient,” Karger says.

A longer-term vision

The researchers plan to improve the machine learning algorithms that drive so the system can more effectively highlight parts of the medical record that are most relevant, Agrawal says.

They also want to consider the needs of different medical users. The researchers designed with an emergency department in mind — a setting where doctors are typically seeing patients for the first time. A primary care physician who knows their patients much better would likely have some different needs.

In the longer-term, the researchers envision creating an adaptive system that clinicians can contribute to. For example, perhaps a doctor realizes a certain cardiology term is missing from and adds that information to a card, which would update the system for all users.

The team is exploring commercialization as an avenue for further deployment.

Technical Doctor's insight:

Contact Details : [email protected] or 877-910-0004 www.technicaldr.com

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lenguaepro1 · 4 years ago

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Automotive Translation and Language Services: Speaking the Language of Consumers | LenguaePro

Localization Play Role in the Automobile Industry:

Almost every country is going digital when the world ceases to move due to pandemics and industries across the world are adopting language services to reach markets across the globe. One such industry is the automobile industry, which is in dire need of translation and localization services. As rapid globalization compels automobile companies to shift to international markets from saturated metropolitan markets, to explore and move towards every region of the market.

Another significance of localization and translation services for the automobile industry is the range of vehicles manufactured, categories, or types ranging from trucks, cars, MUVs, SUVs. These automobile manufacturers certainly need a distinct translation strategy, as they majorly sell their automobiles in the outskirts of a town, so a different translation strategy is required to do that. Correct local translations are required to penetrate the targeted markets, and thus create an encouraging business environment that would help increase sales of automobile companies. Additionally, if personalized and more effective customer service needs to be taken care of besides sales, then translations play an important role in the automobile industry? We will be exploring the importance of language translation services and how these companies are helping automobile companies with culturally and locally relevant and appropriate translations.

Auto Industry Localization Services

If automobile companies are planning for expansion or introducing a new line or want to capture a new market segment to a new country, where the company needs their content to be converted word for word to a new language to impart a message to their target market. New Audiences or markets can only be interested and can understand your brand if they develop trust in your company. The only way to gain the trust of new customers is to make them feel that promotional ads are only released and were made specifically for them.

Automotive localization services ensure the regulation, compliances, legal requirements, formatting specifications, and proper cultural messages are conveyed to the targeted audience.

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Vehicles are transported to other nations via supply chain distribution across multiple nations, so maintaining a unified vision of a vehicle’s style and operation is of utmost importance.

LenguaePro, which offers translation services in Connecticut, can understand your need for professional language services. Our team of translators and interpreters handles everything from vehicle specifications to commercial localization.

Benefits of hiring Automotive Translation and Language Services Agency:

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Lenguaepro, translation services in Norwalk, covers all segments of the automotive industry, from manufacturing to sales, serving customers with high-quality language translation services and the language support they need.

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Some of the key elements that need professional translation of documents for the Automotive Industry:

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How Lenguaepro can help the Automobile industry?

LenguaePro, provides translation services in Bridgeport, offers complete automotive translation and language services including on-demand interpreter services, in-person interpreter services, and written translation services. We are certified U.S.-based interpreters offering services to limited English-proficient customers quickly and effectively at a faster speed 24*7.

Lenguaepro is known for its cost-effective on-demand solution that can bridge the gap between over-the-phone and on-site interpretation services while maintaining accuracy.

The automobile industry can take leverage of professional Translation agencies who have extensive experience in translating a wide range of documents:

Below are some of the services listed, offered by the translation services provider

Translation Services: A written form of translation proves to be valuable for non-English speaking customers, helping to reach more potential consumers, Lenguaepro has full capacity to professionally translate materials from English to desired target languages and vice versa. Our translators are certified subject-matter experts to ensure that you get the most qualified translator for your project. Lenguapro offers on-site Interpretation through on-site interpreters, providing services at your location to help you communicate with non-English speaking clients and customers.

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Lenguaepro interpreters offer language services by superior, experienced, and certified translators, whom you can trust. They take time to do in-depth research and understand industry-specific terminology to provide the highest quality language interpretation for your organization.

Lenguaepro helps the automotive industry increase customer satisfaction, comply with government regulations and standards to expand their brand reach to multicultural consumers. Lenguaepro understands quality parameters and our experienced and professional language experts deal with the automotive industry every day.

Resources

Our linguistic professionals do their research, based in their home countries where they keep touch with the native languages which locals use. Our native translators and domain experts work to ensure the right brand message is circulated.

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We offer a shorter turnaround time on larger volumes of work and deploy multiple Automobile translators to perform additional reviews to ensure a good quality deliverable in a short time.

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Confidentiality for your data is maintained, you can count on us. One of the major benefits of outsourcing the services from Lenguaepro. Once the translation part is completed, the output is passed through several QC stages within the shortest possible time frame.

If you are like this blog and want to read more about what are the

Quality Standards in the Translation Industry

then you shout visit this blog.

#translation services #translation agency #certified translations

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mcintyrefrancis · 5 years ago

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skptricks · 7 years ago

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Load more data using jQuery Ajax and PHP from MySQL database

In this tutorial, we are going to show you how to Load More Results From MySQL Database Using jQuery Ajax in PHP. We have used similar paging technique like Facebook and twitter to load data from database. Whenever user click on load more button, then it will fetch the new data from database without page reload.

Lets see the below complete example, Here we Load More Data from MySQL database, when user click on load more button.

Create Load More Results From Database System Using jQuery, Ajax, PHP and MySQL

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First Create "Post" Database Table Create below table in mysql database and add entries to it.

CREATE TABLE `post` ( `POSTID` int(3) NOT NULL, `POSTTITLE` varchar(100) NOT NULL, `POSTDETAILS` varchar(10000) NOT NULL, `POSTLINK` varchar(100) NOT NULL )

config.php Consists of database configuration details to establish database connection.

<?php /* DATABASE CONFIGURATION */ define('DB_SERVER', 'localhost'); define('DB_DATABASE', 'skptricksdemo'); define('DB_USERNAME', 'root'); define('DB_PASSWORD', ''); ?>

DAO.php This DAO class helps to establish the database connection and populate/fetch the record from MySQL database on AJAX call.

<?php include("config.php"); class DAO{ private $items_per_group = 2 ; public function dbConnect(){ $dbhost = DB_SERVER; // set the hostname $dbname = DB_DATABASE ; // set the database name $dbuser = DB_USERNAME ; // set the mysql username $dbpass = DB_PASSWORD; // set the mysql password try { $dbConnection = new PDO("mysql:host=$dbhost;dbname=$dbname", $dbuser, $dbpass); $dbConnection->exec("set names utf8"); $dbConnection->setAttribute(PDO::ATTR_ERRMODE, PDO::ERRMODE_EXCEPTION); return $dbConnection; } catch (PDOException $e) { echo 'Connection failed: ' . $e->getMessage(); } } public function getData($groupNo){ //sanitize post value $group_number = $groupNo; //throw HTTP error if group number is not valid if(!is_numeric($group_number)){ header('HTTP/1.1 500 Invalid number!'); exit(); } //get current starting point of records $position = ($group_number * $this->items_per_group); try { $dbConnection = $this->dbConnect(); $stmt = $dbConnection->prepare("SELECT * FROM `post` order by `POSTID` LIMIT :position , :items_per_group"); $stmt->bindParam(':position', $position , PDO::PARAM_INT); $stmt->bindParam(':items_per_group', $this->items_per_group, PDO::PARAM_INT); $stmt->execute(); $Count = $stmt->rowCount(); //echo " Total Records Count : $Count .<br>" ; $result ="" ; if ($Count > 0){ while($data=$stmt->fetch(PDO::FETCH_ASSOC)) { $result = $result ."<div class='user-post-right-display-main-container-upto-last' > <div style='margin-left:10px;' > <span style='margin-left:12px;' ><h3><a href='".$data['POSTLINK']. "' style='text-decoration:none;'>".$data['POSTTITLE']."<a/> </h3></span> <span>".$data['POSTDETAILS']."</span> </div> </div>" ; } return $result ; } } catch (PDOException $e) { echo 'Connection failed: ' . $e->getMessage(); } } public function getTotalNumberOfRecordsCount(){ try { $dbConnection = $this->dbConnect(); $stmt = $dbConnection->prepare('SELECT count(*) as `total_count` FROM `post`'); $stmt->execute(); $Count = $stmt->rowCount(); //echo " Total Records Count : $Count .<br>" ; if ($Count > 0){ $data=$stmt->fetch(PDO::FETCH_ASSOC) ; $total_groups = ceil($data['total_count']/$this->items_per_group); return $total_groups; } } catch (PDOException $e) { echo 'Connection failed: ' . $e->getMessage(); } } } ?>

controller.php Controller work is to control the flow of execution. Here When use click on "load more" button, jQuery script send request to controller.php page and it will process the request and return response to be displayed.

<?php include("DAO.php"); if(isset($_POST["group_no"])){ $group_number = filter_var($_POST["group_no"], FILTER_SANITIZE_NUMBER_INT, FILTER_FLAG_STRIP_HIGH); $dao = new DAO(); echo $dao->getData($group_number); } ?>

index.php This page consists of Jquery, AJAX, PHP and HTML code, which helps to fetch records form MySQL database when user click on "Load More" button.

JQuery script helps to detect on click event to load data.

AJAX helps to fetch records without page refresh.

<?php include("controller.php"); $dao = new DAO(); ?> <html> <head> <script src="jquery-3.2.1.min.js"></script> <style> .user-post-right-display-main-container-upto-last { float:left; line-height:20px; min-height:50px; word-wrap:break-word; overflow:hidden; display:block; font-size:15px; width:600px; margin-top:15px; background-color:white; border:1px solid #d6d7da; border-radius:4px; } .user-post-display-body-main-container:after { content: "."; display: block; height: 0; clear: both; visibility: hidden; } .animation-load{ float:left; min-height:30px; text-align: center; width:600px; font-size:18px; margin-bottom:15px; margin-top:15px; background-color:white; border:1px solid #d6d7da; border-radius:4px; padding-top:5px; -moz-border-radius:4px; -webkit-border-radius:4px; box-shadow: 0 2px 10px #cbcbcb; -moz-box-shadow: 0 2px 10px #cbcbcb; -webkit-box-shadow: 0 2px 10px #cbcbcb; display:none; font-weight: bold; cursor: pointer; } </style> <script type="text/javascript"> $(document).ready(function() { var track_load = 0; //total loaded record group(s) var loading = false; //to prevents multipal ajax loads var total_groups = <?php echo $dao->getTotalNumberOfRecordsCount(); ?> //total record group(s) // Load data on first load... $.post('controller.php',{'group_no': track_load}, function(data){ track_load++; $('.user-post-display-body-main-container').append(data); $('.animation-load').show(); }); function loadData() { if(track_load <= total_groups && loading==false) //there's more data to load { loading = true; //prevent further ajax loading $('.animation-load').html('<img src="loading-animation.gif" width="70px;" height="50px">'); //load data from the server using a HTTP POST request $.post('controller.php',{'group_no': track_load}, function(data){ $(".user-post-display-body-main-container").append(data); //append received data into the element //hide loading image $('.animation-load').html('Load More...'); //hide loading image once data is received track_load++; //loaded group increment loading = false; }).fail(function(xhr, ajaxOptions, thrownError) { //any errors? alert(thrownError); //alert with HTTP error $('.animation-load').hide(); //hide loading image loading = false; }); } if(track_load >= total_groups-1) { //reached end of the page yet? disable load button $('.animation-load').html('No more post'); } } $(".animation-load").click(function (e) { //user clicks on button loadData(); }); }); </script> </head> <body style="margin:0px auto;width:700px;"> <div id="display_posts" class="user-post-display-body-main-container" style="margin:0px auto;width:700px;"> <?php // echo $dao->getData(0); ?> </div> <div class="animation-load" > Load More... </div> </body> </html>

Download Link : https://github.com/skptricks/php-Tutorials/tree/master/Load%20more%20data%20using%20jQuery%20Ajax%20and%20PHP%20from%20MySQL%20database

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#AJAX #CSS #html #html5 #javascript #jquery #php #web development

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hicglobal · 5 years ago

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Webmerge: Merges for the multitasking agent

For the individuals who recollect Webmerge's beginnings, it was, indeed, a late contestant to the universe of archive age. Seeing that it has since combined its situation as an innovator right now, notice. Improved Document Generation is a significant piece of any development technique that looks for the upper hand through time-investment funds and consistency.

What is WebMerge?

Basically, Webmerge is an archive creation programming intended to shave off time spent on manual information section, duplicate glute exercises, and structure passages through a mechanized procedure for record creation by mixing Salesforce CRM information (from both Custom or Standard items ) into a WebMerge report organization of well-known decision, for example, Word documents, PDFs, PowerPoint introductions, and spreadsheets.

It essentially focuses on powerfully making single-tick proficient archives. Other than mechanized archive age, it likewise offers various conveyance decisions, including email, the cloud, and outsider applications that loan themselves to simple coordination with agent work processes.

Here're a few features of the stage:

Experts of Using Webmerge for big business documentation

Progressively evident stars of utilizing WebMerge

· Decreases manual blunders

· Hurries deals shutting, follow upcycles, consistence

· Effective, a single tick Proposals, Quotes, Receipts, Reports, Forms, Applications, Agreements, Certificates.

· One-stop documentation arrangement

· Not any more manual section

· Start to finish process mechanization through templating,

· Streamlined desk work forms

· Record/auto-fill, populace

· Record Delivery computerization

· Furnishes Legroom with type, substance, and conveyance

· Information converge for Objects

· Backing for all well-known archive position

· Flexible record creation

Lesser-Known Pros Of Webmerge Usage

· Progressively Manageable, Relevant Strategic records.

· Steady, proficient graphical portrayals.

· Control and timetable where documents go out.

· Supports Logical conditions to channel proposed beneficiaries, particularly for touchy archives.

· Permits customization of archives with dynamic updates oversaw get to

· Outsider reconciliations bring over fields while giving you command over appearance.

· Webmerge Document Generation

Templating

Directly out of the door, this is an operator's closest companion. Also, the way that the documentation procedure doesn't begin once again without any preparation for every client spares the main part of their subsequent time by taking out the manual information section on the whole.

Moreover, reps can transfer layouts in well-known formats(Fillable PDF Files) and shoot out reports anyplace from the supervisor.

Unions and PreFilling

In truth, this is what is most important to the templating and truly pays off. The capacity to populate information from applications, spreadsheets, CSVs, or APIs quickly takes record robotization a few walks further and brings upper hands significantly nearer. Much more, for quicker go-to-showcase procedures, you can blend keen reports with existing ones as well.

Aside from this, you could even round and print out PDFs in prefilled, printable PDFs with fields to eliminate change steps frequently associated with arriving at the ideal report position.

Famous use cases and Document types

We won't go similarly as calling archive generators cut bread.

Yet, most front line archive-based activities in any division or vertical do rely on more intelligent, shared documentation.

Some basic use cases incorporate auto-populating administrative, consistency structures, ticket raises for occasions and social events, and expert graphical portrayals for venture recommendations. This, other than the most widely recognized use case – unmissable, secure Intake structures.

In general, it lets you streamline report customization and work processes.

You would now be able to make viable, complex concurrences with different gatherings, programmed segments, and many factors and conditions for quicker help understandings. This, thus, spells a lot shorter shutting times and direct upper hands and more business.

Moreover, you can co-alter reports, walk your clients through structures, reactions, and agreements, and make changes powerfully. The adaptability in report conveyance likewise continues to WebMerge's help for a large group of quick consolidation choices.

#webmerge #document generation #document creation

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vjmglobal · 4 years ago

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GSTR 2A vs GSTR 2B| Detailed Comparison of GSTR-2A with GSTR-2B

In the pre-GST regime, there was no option available to check the authenticity of Input Tax Credit taken by any taxpayer. Whether the corresponding supplier has paid his taxes or has filed his return or has disclosed the corresponding sales was not traceable unless the Assessing Officer cross checks returns of all the suppliers during assessment proceedings. Under VAT, in a few states, the option to verify details of local purchases was available online but it was not fulfilling the purpose.

Under Goods and Service Tax (“GST”), transparency of Input Tax Credit was kept on priority. Details of sales made by a registered person were provided to the recipient on their online portal so that ITC availed in GST return can be checked with ITC appearing on portal and no person can take fake or bogus or incorrect ITC. Details of supplies made by the supplier are available to the recipient in Form GSTR-2A and GSTR-2B.

Since the introduction of GST, GSTR-2A has been available on the GST portal. However, GSTR-2B is a newly introduced form made available from August, 2020. Option to download GSTR-2A and GSTR-2B is available in following way:

In this article, we have made a detailed discussion on GSTR-2A and GSTR-2B.

1. GSTR-2A

GSTR-2A is an auto-populated purchase return available on GST portal of a taxpayer. GSTR-2A contains details of all sales disclosed by the supplier against GSTIN of a taxpayer.

It is a purchase related summary that reflects when the supplier files his GSTR-1 (Details of Outward Supplies).

GSTR-2A is a real time document and it keeps on getting updated as and when suppliers file their GSTR-1 or other forms. In simple words, when a supplier files its return of outward supplies, the information furnished by the supplier in its GSTR-1 starts reflecting in GSTR-2A of the buyer as and when the supplier saves the data on his GST portal.

Therefore, before availing Input Tax Credit in GSTR-3B, buyers may refer to GSTR-2A for clear understanding of Input Tax Credit to be taken for the month.

If ITC availed by a registered person in his GSTR-3B is far different from ITC auto-populating in GSTR-2A then GST authorities may take appropriate action.

Data in GSTR-2A auto-populates on the basis of following returns filed by the counter party:

Form GSTR-1: – Details of outward supplies filed by a normal registered person.

Form GSTR-5: – Returned filed by Non-Resident.

Form GSTR-6: – Return filed by an Input Service Distributor.

Form GSTR-7: – Return to be filed by tax deductor.

Form GSTR-8: – Return filed by an E-commerce operator liable to collect the tax.

Therefore, GSTR-2A contains details of purchase made from a registered person, Credit distributed by Input Service Distributor, TDS deducted, TCS collected, IGST paid on Import of Goods and IGST paid on purchase of goods from Special Economic Zones.

Data of GSTR-2A can be downloaded in Excel and downloaded document contains following data:

2. GSTR-2B

GSTR-2B is a newly introduced form available on the GST portal from August, 2020.

GSTR-2B is auto-generated purchase return which contains details of eligible Input Tax Credit, i.e., ITC available for availment during a tax period.

Though it sounds the same as GSTR-2A but it contains a separate set of information.

2.1. Reason of Introduction of GSTR-2B when GSTR-2A was already available

Section 16(2) of CGST Act, 2017 provides conditions for availing ITC. One of the conditions for claiming ITC is that the supplier must have filed his GST return.

A new rule 36(4) was inserted by N/No. 49/2019-Central Tax dated 09.10.2019. As per Rule 36(4) of CGST Rules, 2017, a taxable person shall be entitled to avail ITC upto 105% of ITC which is uploaded by supplier on GST portal.

E.g:-

Therefore, If an invoice is pertaining to the month of April, and supplier delays in filing his GSTR-1 for the same month and files the same in September, 2020. Then, as per Rule, 36(4) of CGST Rules, 2017, the recipient shall be entitled to claim such ITC in the month of September, 2020 itself.

GSTR-2A is prepared on the basis of date of invoice and not on the date of filing of return basis, i.e., in the above mentioned example invoice of April, 2020 will appear in GSTR-2A of April, 2020 and not september, 2020. Therefore, such statements could not be used to calculate eligible ITC under Rule 36(4) of CGST Rules.

GSTR-2B is a static statement and it contains details of all purchases uploaded by the supplier upto due date of filing of GSTR-1. E.g., GSTR-2B of April, 2021 shall contain all purchases uploaded by suppliers during the period of 14th April, 2021 to 13th April, 2021 irrespective of the month of return and date of Invoice.

ITC as per books of Accounts-INR 500

ITC uploaded by corresponding supplier on GST Portal through GSTR-1 -INR 400

Supplier shall be entitled to claim ITC upto 105% of INR 400, i.e., 420.

2.2 Features of GSTR-2B

The GSTR-2B is made available to every taxpayer with advance features which were not available in GSTR-2A. The GST department has kept both in usage as GSTR-2A and GSTR-2B have different features which can be used separately. Apart from similar features in both the statements the following are the features which made GSTR-2B distinct and more advanced from GSTR-2A :

Separate column of Eligible ITC and Ineligible ITC available.

ITC can be Viewed in 1000 rows without downloading it in Excel.

It has included the feature of advisory which suggests the action to be taken on different ITC whether eligible, Ineligible or reversible. With help of same, taxpayer can take relevant action in GSTR-3B.

Unlike GSTR-2A, it includes the data of SEZ (Special Economic Zone) unit and also Import.

GSTR-2B is systematic in nature, i.e., GSTR-2B once generated don’t change with filing of GSTR-1 by supplier.

GSTR-2B is the detailed format of the Input Tax Credit eligible as well as ineligible ITC at one place.

2.3 Corresponding returns on the basis of which GSTR-2B is auto-populated

Data in GSTR-2B auto-populates on the basis of following returns filed by corresponding party:

From GSTR-1: – Return filed by normal registered person.

Form GSTR-5: – Returned filed by Non-Resident.

Form GSTR-6: – Return filed by an Input Service Distributor.

Data of Import available on ICEGATE (Auto populated Import data)

3. Difference between GSTR-2A and GSTR-2

4. Basis for taking ITC: GSTR-2A or GSTR-2B

Both the statements are valid and acceptable in the eye of law. However, for the purpose of availing ITC, GSTR-3B pulls data in table 4 (Input Tax Credit) from GSTR-2B of the corresponding month

Therefore, for the purpose of checking the maximum eligible amount of ITC, reference must be given to the GSTR-2B itself.

5. Reconciliation of ITC claimed in Books of Accounts

Reconciliation of ITC claimed in Books of Accounts with ITC uploaded by supplier is of atmost important because of the following reasons:

As per Rule 36(4), the taxpayer can only claim ITC only if details of such invoice is uploaded by supplier in his GST return.

If any supplier misses to file his return or upload incorrect information then he can be asked to revise his return within due time. Reconciliation helps taxpayers to find out the error. Therefore reconciliation should be made on regular intervals.

Now, generally taxable persons get confused that whether ITC claimed in books of accounts should be reconciled with GSTR-2A or GSTR-2B.

GSTR-2B contains invoices uploaded by suppliers during the month and it may contain invoices pertaining to earlier months or years. Therefore, reconciliation with GSTR-2B may not provide desired results. Since, GSTR-2A is prepared on the basis of date of invoice therefore, GSTR-2A should be used to reconcile ITC uploaded on GST portal with ITC claimed in books of Accounts.

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#best ca firm in india

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seegenerally · 5 years ago

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Microsoft Word Hack: Auto Populating Repeated Words in a Document

Using document properties in Microsoft Word will allow you to set fields throughout the document that when you fill in one, they all will be filled in with the same word(s). Here is what you do:

Step 1

If you haven’t already, turn on the Developer Tab. You can learn how to do that HERE.

Step 2

Open a form pleading in Microsoft Word (or a pleading you would like to convert into a form). I’ve used this on petitions for the typical cases I take and discovery documents. Anything I can do to reduce the time spent on discovery is worth it.

Step 3

Choose a word that you need to be able to update all at once throughout the document. Ideally, this will be a word that needs to be uniform and the same throughout the document. It could be a party name, client name, gendered pronouns, or any word that needs to be correctly repeated.

Step 4

Go to the Insert tab and click on Quick Parts (normally on the right half of the tab).

Step 5

Scroll down to Document Properties and select one of the options. It doesn’t matter which one, just pick something that makes sense to you for the word you want to repeat through the document.

NOTE: This is why I am calling this process a “hack.” While you can change the title of the field in the next step, the actual word that shows up in the bracketed field will remain the same.

Step 6

Click on the Document Property you now have in your document and then go to the Developer Tab and click on Properties. In the box that pops up, type the title you want for the field in the title bar. This will not change the document property you selected from the list but when you click on the field, the title will pop up letting you know what the field is supposed to be. What I have done here is write “Petitioner or Respondent” or “he or she.” You will need to do a separate field if some portions of the document need the word in all caps. For example, I added a separate field saying “PETITIONER OR RESPONDENT IN CAPS” so I don’t forget.

Step 7

Once you have the document property field created, you can select and copy it (control+c). Then, everywhere you want to have that word appear, paste the field there (control+v).

NOTE: You can even paste the field into the footer.

There is a good video explanation of this for Word 2007 HERE. The steps are the same even if your Word version is newer.

I hope this helps. The document might look a little weird by having [abstract] or [subject] through it but if you do this right the first time, you will never have to worry about using the wrong word in the wrong place again.

Pro Tip: Once you have the form how you want, save it as a “read only” file to avoid accidentally saving over it. You can learn how to do that HERE.

#see generally #law practice #microsoft word #word #law #lawyer #attorney #document properties #quick parts #auto populate

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lenaysworld · 6 years ago

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Progress Report #9: Filming Ends & Footage is Analyzed!

This week, I made a bunch of progress on my senior project!

First, filming officially ended on Saturday, November 9! The 40-day experiment is officially done, and I have amassed over two hours of footage to prove it!

A screenshot of the playlist dedicated to my experiment, fully populated with the 40 days of footage!

After filming completed, I immediately finished up compiling and exporting my full-length compilation film. I then went ahead and uploaded it onto my playlist.

A screenshot of my full-length film posted onto my YouTube playlist.

I then dived into the analysis portion of my project. First I watched the full-length feature in its entirety from start to finish. As I watched the film, I jotted down notes on anything I qualitatively observed (common concepts discussed, observations, realizations, transformations, etc.). After watching the film and jotting down my notes, I then filled out the General Observations/Content Messages section of my analysis document. Below is what I noted down onto the doc:

Frequently Discussed Concepts/Phrases/Topics:

School/Homework/Grades/Professors

Anxiety/Worry/Depression/Overwhelmed Feeling/Stress

Living a life that is unfulfilling to me/not aligned with my dreams/personal happiness

“I am not looking forward to this day” (Feelings of Dread, Not Wanting To Live)

Feelings of Self-Doubt

Attempts to stay positive, but negativity trumping in the end

“I need help”/”I am sick”

“I am tired”

Money

Transformation(s) Over Time:

The entire experiment, overall, remained relatively stagnant (I didn’t get more positive or negative over time). For the most part, I remained the same (exhibiting extreme anxiety, mixed with depression) over the course of the 40 days. However, there were some realizations that arose over the course of the 40 days:

1) I realized that where I am in my life currently is not where I want to be. Throughout the course of the 40 days, I constantly explained that I felt like I was living a life that was unfulfilling/not making me happy or making me grow. I explained that school made me feel this way primarily (partaking in homework and activities for school is what I found the most unfulfilling, while going to work was fun and fulfilling).

2) I realized that I am mentally ill (a true realization that I am sick and need help). Throughout the entire experiment, I constantly harp on the negative aspects of my life and cannot focus on the positive. Almost every clip, I stated that I was anxious or worried or overwhelmed or feeling down, and even when I did feel positive, I still mentioned that there were thoughts in the back of my mind that were negative. I also exhibited extreme amounts of self-doubt and a lack of self-confidence which fed into the anxiety and depression I experienced throughout the course of the 40 days.

1:00:00 - I realize that this is a bad part of my life and I am not doing well mentally/internally

25:20 - I realize that my anxiety is fueling my depression (the extreme anxiety I experience causes me to desire to not live through the day, which makes me sad because I am constantly “wishing my life away”)

48:30 - I realize how severe my anxiety is (“I am constantly living in fear, which is what makes living through this semester so hard”)

1:57 - “I am sick”

2:00 - “Something within me needs to change”

3) I realized that I am obsessive over school, and how my obsession with getting good grades and pleasing my professors is the root of most (if not all) of my unhappiness

53:35 - I become aware of my obsession, and I realize it is unhealthy

4) I realized that it is not that I am whiny or lazy, just that the school environment does not foster my happiness/creativity/emotional well-being

1:00:39 - I realize that I am fine at work (in fact, I enjoy working and wish I could do more of that). It is school that is the problem.

1:18 - I realize that I generally feel better on the weekends because I do not need to be in the school environment (I can work and spend time with my loved ones, which are both activities that foster my spirit and well-being)

5) I realized that this whole project was, in a way, a cry for help

1:20 - I express my frustrations with the fact that my professors aren’t asking me if I’m okay, even though they are watching the videos. I feel like I am screaming for help but they are not hearing my cries

1:32 - I actually admit that the project was a cry for help and that I was surprised that people (i.e., professors) were getting offended by the project, as it wasn’t about them)

Other Patterns/Observations:

1) Sometimes I didn’t overtly explain what was making me feel a certain way/I would go out on a tangent (the “check-ins” took on the form of a stream of consciousness/”emotional spewing” style of speaking/explaining, like a journal entry but on film broadcast to the rest of the world)

2) Throughout the entire experiment, school directly caused me to experience lower moods. Almost all of the times I explained I felt worried, anxious, low, overwhelmed, or stressed, it was because of school.

3) This project is a glimpse into a highly depressed person’s life. It is a window into what chronic anxiety and depression look like in an individual.

4) This project is a commentary on the university system and how it is a flawed system (“the grade” matters more than the welfare of the student, the professors do not reach out when a student is exhibiting dangerous behavior, it is a normal experience for a student to lose their sanity for the sake of a good grade).

5) Throughout the experiment, I constantly tried to stay positive, but ultimately always failed and fell back into my depressive state. The experiment depicts a constant struggle between someone who is trying to get better on their own but who is failing.

1:09 - “I’m trying to stay fucking positive”

1:40 - I realize that in the foreground of my mind, I am positive, but in the background, the negative thoughts linger

After filling out that section of my analysis doc, I then moved onto the next section: Audience Outreach/Engagement Analytics. For this, I used the YouTube Analytics tool, as well as some minor calculations I did on my own (simple addition of total likes, comments, views, etc.)

A screenshot of the YouTube Analytics tool.

Below are my findings regarding audience engagement/outreach throughout the course of the experiment:

Watch Time (Past 28 Days): 561 minutes

Views (Past 28 Days): 487

Subscriber Change (Past 28 Days): +7

Top Videos (Watch Time Within Past 28 Days):

10.27.19 (73 mins watched)

10.18.19 (38 mins watched)

10.1.19 (23 mins watched)

Top Videos (Views):

10.27.19 (125 views)

10.1.19 (68 views)

10.7.19 (46 views)

Total Amount of Video Likes: 37

Total Amount of Video Dislikes: 0

Total Amount of Video Comments: 9

Total Amount of Video Views: 647

Impressions: >3.0 k people

Next up, I transcribed my full-length feature using the YouTube Auto-Captioning tool and fed it into the text analysis tool on Utility.org to analyze common words/phrases that were said throughout the 40 days. Below were my findings:

Frequently Said Word(s):

I/I’m (~1000 occurrences)

Feel/feeling (~160 occurrences)

Class (46 occurrences)

Homework (44 occurrences)

Sick (40 occurrences)

Work (39 occurrences)

Frequently Stated Emotion(s):

Anxious (17 occurrences)

Worried (15 occurrences)

Bad (27 occurrences)

Positive (23 occurrences) [NOTE: this is more than likely because I commonly said, “I want to keep positive”, not necessarily “I am feeling positive”]

Frequently Said Phrase(s):

“I don’t know”

“I feel like”

“I don’t want”/”Don’t want to”

“I’m trying my best”/”trying my best”

“Not really looking forward”

“I got a lot done today”

“I have so much homework to do”

“It’s going to be good”/”Going to be a good day”

Keep in mind, I had to parse through a lot of words that were frequently said that were not significant enough to include in this analysis (”fluff” words like really, like, so, etc.). I included only the words and phrases that I felt were specific/informative enough to shed light on this experiment and what it uncovered (so, in a way, this data is kind of biased).

Finally, I transcribed the full-length compilation again using VideoGrep and created some supercuts of common words/phrases. I will note that the transcription tool on VideoGrep seemed kind of off, so I am sure the supercuts I created only depict some of the occurrences of the words/phrases (not all). However, I wanted to create some supercuts just for fun and possibly to use bits and pieces of for my documentation video. It was more of a supplemental exploration than a substantial piece of analysis! Below are the supercuts I made and posted onto my YouTube channel playlist:

“Anxious” Supercut:

https://www.youtube.com/watch?v=lRj7C1R6ywo

“Homework” Supercut:

https://www.youtube.com/watch?v=tS-bLptG6NE

“School” Supercut:

https://www.youtube.com/watch?v=nkLCsb9ssYM

“Stressed” Supercut:

https://www.youtube.com/watch?v=gN0rCdjSOkg

“Stressful” Supercut:

https://www.youtube.com/watch?v=ASBW9yopCYE

“Worried” Supercut:

https://www.youtube.com/watch?v=LOBGJwNGqcE

“Worry” Supercut:

https://www.youtube.com/watch?v=ypIGuD3SKJc

Overall, I made a ton of progress this week in terms of analyzing all the footage that was taken throughout the course of the 40 days and making sense of it all! Now, I will be moving forward with finalizing the script for my documentation video and getting that made!

Here is the link to my analysis doc if you’d like to take a looksie:

https://docs.google.com/document/d/1_RqEf_Qp3M0Yq2ATBbePwaE5RPgm-M1l2Ht0_wDNPYU/edit?usp=sharing

Until next week :)

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xhostcom · 6 years ago

Text

A Beginners Guide To Aria Markup

Accessibility is a major issue in today’s online world. These days, having a website that many people struggle to navigate is considered unacceptable. ARIA markup is a step in the right direction. It’s an answer to the question how you can make your website more usable for those with disabilities. What is ARIA? A set of code attributes that expand HTML’s capabilities and make it easy to optimize your site for screen readers. It does this by making parts of your website visible to assistive technology, that otherwise, these devices wouldn’t be able to interact with at all. Ready to include ARIA in your website? Or just curious to learn more about it? In this article, we’ll explain what ARIA is, how to make your site accessible, and give you the resources to learn more about this invaluable technology.

Why Make Your Site Accessible?

Some people might wonder: why care about web accessibility? Is it really worth putting in the resources to learn specifications like ARIA? Is creating an accessible website really making much of an impact? Disability Isn’t Uncommon In actuality, yes. Disability isn’t so rare. 18.7% of Americans have a disability of some form. While not all of these will impair their ability to interact with the web, that’s still a staggering number, and it only includes people from the US. 3.3% of Americans also have a vision impairment. This means they could have trouble seeing websites and may rely on tools like screen readers. That’s also a significant percentage of your potential user base and includes the elderly and those with temporary disabilities. People with impairments need the Internet just as much as everyone else. Many use it to shop, socialize, and find information. Sometimes it’s their primary, or even their sole way, of doing so. 54% of disabled people are online, and while this number is smaller than compared to the general population, it’s still a significant portion. Plus, it’s 2019. In this day and age, we should strive to include every user group as well as we can. Giving people with disabilities unrestricted access to browse the web should be a major goal for any web developer. Plus, it even comes with personal benefits. Accessibility Overlaps With Good Web Design and SEO A site that follows accessibility standards is often one that’s using good web design principles, works better on mobile devices, and ranks high in SEO. For instance, one of the WCAG standards includes not auto-playing long clips of audio without a way to stop the sound. This is already a big no-no for web designers. Another standard is providing enough color contrast between elements. Colors that blend together on a website are often an indication of a bad palette. As a consequence, following accessibility guidelines leads to a site that looks better and is more user-friendly. Can anybody say win-win?

Accessibility is also an important part of SEO. Shirking it can lead to ranking penalties from Google and other search engines. But adding alt text to your images, including keyboard controls in interactive elements, and using headings both help disabled visitors and give you an SEO boost.

As you can see, making your site accessible is a good idea as it has an impact on all user groups. If designing a website that offers everyone a good experience is your aim, then you should do everything you can to avoid excluding people with impairments. One thing you can do is implement ARIA into your design, so people with screen readers can better find their way through your site. What are Screen Readers? A screen reader is a program that reads the content of a page or document out loud while allowing you to navigate it using the keyboard. Anyone can download one onto their computer, and there are a variety of programs available free or paid. Some of them also help navigate the desktop and other programs as well as websites. They may enlarge text and images for the visually impaired, and some can output to a refreshable braille display. This guide explains how screen readers work. Without screen readers, visually impaired people would struggle to use a computer and the Internet, or be unable to use them at all. ARIA markup plays a big part in how these tools function. It provides extra information, giving them more options and the ability to interact with parts of the UI that would otherwise be invisible to them. But what exactly is ARIA, and how can you improve your website by including it? Let’s give a quick breakdown on this specification and how it works.

What is ARIA?

ARIA stands for Accessible Rich Internet Applications. It is a set of attributes that provide extra context for how a web page is laid out and what’s inside it. In other words, they give more information about parts of the UI, such as popup alerts, menus, or even whole sections of the page. If you have ever looked at a website with the browser developer tools, you might have seen it before. To quote the Mozilla documentation: “The complementary landmark role is used to designate a supporting section that relates to the main content, yet can stand alone when separated.” So, basically, this part of the markup lets screen readers know about what part of the layout they are dealing with. Consequently, ARIA allows you to create accessible interfaces and widgets without even changing how they look or act on the front end. Most people won’t be able to even tell the markup is present. But add a little code, and screen readers will be able to seamlessly interact with your interface. When is ARIA Really Necessary? By default, screen readers can understand most HTML and HTML5 elements. If you have a very simple, static site, you may not need to implement ARIA at all. But some Javascript, dynamic, and interactive elements can’t be seen by screen readers, and this is where the markup comes in. On the other hand, you shouldn’t use ARIA when what you’re defining is already accessible. For instance, the HTML element is recognized by screen readers. It doesn’t need to have a button ARIA role. You should only include roles when you’re not using HTML elements that are supported by assistive devices. In the same vein, technically I don’t need to add the complementary role to an aside element above as they both describe the same thing. However, you find this markup quite often as it is above. Still confused? Let’s talk a little more about how ARIA works.

Understanding ARIA

Things can get very complex with ARIA, and it’s easy to get overwhelmed. But the basics of it are fairly easy to break down. Once you understand those, learning more advanced concepts will be a snap. ARIA markup is made up of three attributes: roles, states, and properties. ARIA Roles Roles define elements on a page, such as buttons and checkboxes. They help screen readers tell what parts of a page do, and they have four different sub-categories: landmark, document, widget, and abstract roles. Landmark roles — Separate a site into different sections, like main content, navigation, and complementary areas. This can help visitors get their bearings and more easily find what they’re looking for on a page.Document roles — Describe specific sections within a page, such as articles, documents, lists, and rows.Widget roles — Define elements and interfaces. Tabs, textboxes, alerts, and buttons are some of the elements ARIA can describe. When HTML doesn’t define these elements, or you’re using a widget made of many different parts, widget roles can help.Abstract roles — These are utilized by the browser. You don’t need to worry about them.States and Properties States and properties work similarly to each other. Properties once set rarely change, as they only describe relationships with other elements. States are dynamic and can change on their own or with user interaction. An example of a state is aria-busy, which tells the screen reader that the element is updating. Another is aria-pressed, which indicates that a button has been pushed. These are elements which can actively change. On the other hand, properties include attributes like aria-valuemax which sets the maximum number in a range selector, or aria-haspopup which indicates that an element will trigger a popup. These are not likely to update. And that’s the basics of ARIA. Much simpler once it’s broken down, right? But you’d be surprised how much you can do with it. To learn more, try the official WAI-ARIA documentation, or Google’s beginner introduction for developers.

Testing for ARIA Accessibility

Once you’ve implemented ARIA, you might want to make sure that everything is running smoothly. How does your site really look on assistive devices? The most obvious way is to download a free screen reader like NVDA, blindfold yourself, and go to town. This will give you the full experience.

You can also skip the blindfold and just hover the elements you want to check ARIA attributes on, but you’ll miss out on key info like how difficult it is to find those elements. Even this isn’t a perfect representation of what it’s like to use a screen reader as it takes a lot of practice to learn, so it’s best to ask actual users to test drive your website. There are also many inspector tools like Firefox’s Accessibility Inspector that let you see information about selected elements. WAVE points out various errors, including those with ARIA. Finally, this ARIA widget checklist makes a great audit for while you’re designing.

Other Ways to Make Your Site Accessible

ARIA markup is just the beginning when it comes to web accessibility. There are many other standards you should follow to make your site usable by people with vision, hearing, mobility, and other impairments. Here are a few examples of just a handful of guidelines you should follow. Website content is responsive and works while zoomed in.The site and its elements can be used with only a keyboard.Text is properly contrasted against the background.All non-text content has text alternatives, including audio and video captions/transcripts.Ensure that most images have descriptive alt text, and decorative images have empty alt text.No information is conveyed solely through sight, sound, or color.Avoid auto-playing audio without providing a mute button.Automatically moving elements can be paused or stopped.That’s only a handful of what you can do to make your site truly accessible. If this feels like too much, try the simple accessibility checklist. Use it as a basis for your design before moving onto the more detailed WCAG guidelines.

Making Your Site Usable for Everyone

Avoiding accessibility can have a negative impact on your user base and even your reputation. People with disabilities make up a large percentage of web users, and it’s important to ensure that the majority of the Internet isn’t closed off to them. By implementing accessibility standards including ARIA markup, you’re both giving screen reader users the ability to see more of the web, and allowing your website to grow as large as possible. Once you know how to include specifications like ARIA, accessibility will seem a lot less confusing. Making your site easier to use for everyone means more people willing to stick around, so there’s no reason not to use ARIA if your site needs it. Many themes also offer it out of the box by now. These standards don’t just help people with disabilities; they help everyone. Accessibility guidelines often overlap with good web design practices and are quick to implement once you know them. So remember to include ARIA when you’re developing a website. It’s better for you and for all your users. Do you ever have trouble navigating websites? What could web designers and developers do to improve the situation? Let us know your experiences with online accessibility (or lack thereof) in the comments! Read the full article

#accessibility #aria #webaccessibility

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alexisidhr485-blog · 6 years ago

Text

What You Fail To Understand About Debt Consolidation Loan

Debt and low credit score are like plagues that deprive people of an happy and worry free life. All over the country, a massive part of the human population is under a low credit score situation. There are many folks that lose heart without delay and believe that a bad credit score will enslave them forever nevertheless they can not be more mistaken. There are others that opt to take charge of the credit and they also take control to completely clean up their act together and repair their bad credit. Credit repair is one thing that anyone can do even without the assistance of what are known as credit score improvement services. You should however take care and become prepared specially when looking at the way you word out of the requests to the three different credit agencies when you try to organize your most crucial financial information.

Be certain that you only pay whatever it is that you need to pay. If you know your right, it's also wise to realize that you're eligible for one free credit improvement each from all of in the verifying agencies as stated by Federal Law. Should you want to have your FICO score, it comes with the lowest fee. While the FICO score is important, you'll only really need it in case you have not seen it yet before or if you want to look into a whole new car or even a home loan probably.

Make usage of pre-form letters. After studying your credit file, be certain you analyze it and be vigilant with errors or updates. After which, you can create usage of proven pre from letters once you try to obtain in touch with Experian, Equifax and TransUnion. A pre form letter contains proper and legal terminology which will help push down the timelines to get bad data off your report.

You have the to certainly explain yourself. If you have an extremely bad entry inside your credit profile as being a charged off account which don't be coming off your credit file soon, law makes it necessary that it is possible to send a personalised written explanation towards the three credit reporting agencies and explain why it is so. This way, they are going to know if the unhealthy entry only agreed to be a mistake or otherwise not. Be certain you indicate within that the matter may be resolved and avoid recounting a lengthy explanation coming from all your troubles.

Make certain that all of your correspondence is proofread and documented. If you must, take note of names, dates, and other important components of info on the surface of documents that you simply send and receive. You can save your large amount of trouble in the event you verify numbers much like the expiration dates on the statute of limitation.

youtube

Lastly, because you document all correspondence, maintain your document copies organized. When you have to contact seventy one credit reporting agencies to improve or comment on a poor entry on the report, paperwork starts flying around, wander away, as well as your request could be forgotten. It is best should you will have separate folders for seventy one credit agencies. If you have any outdated reports, be sure that you shred these to protect your entire important personal data.

A charge card is a peasant's critical for the palace. Things you couldn't access it your family salary are manufactured accessible when you have a credit card. The new HD television, the auto, and of course you will get everything else your heart desire after you hold a sound charge card. Credit card companies make accessing these things quite simple. Buy it here and there repay me later. It is as fundamental as that and lastly, all that you should pay may be the minimum rate, right. True, credit cards company makes everything easy but is this something for your benefit or theirs? Ummm, I wonder? If you take a short while to totally examine your credit card statement, you could possibly conclude that you could possibly need credit consolidation. However, what is credit consolidation and who needs it? Before we give attention to exactly what is credit consolidation service, have you seen your statement and contains it truly dawned you yet the length pinnacleonefunding.com of time it will take you to repay your credit card debt in the event you continue making minimum monthly payments? Yes. No. Well, whatever your answer is, credit consolidation can be a service that's been meant to help creditors and the ones indebted to society to repay their debts quicker. When you think about repaying your loans by using this means, you have two solutions to you. The first one is usually to mount up all the debt and apply for a consolidation from your lending agency. This new loan that you're going to receive will repay all debt you might have and you'll be left just to make one payment amount. With this choice, you will be getting precisely what is known as refinance rates. While this option will give you roughly sixty months to repay and solve the debt, this kind of credit consolidation is very challenging to acquire and you will need to have some kind of collateral before you can find it. Along with the previously referred to choice for credit consolidation, creditors like you could possibly prefer to choose selecting registering with a credit advice agency. If you decide to go with the next option, the business which you register with, will seek to ensure you get a repayment plan with your debtors that provide refinanced rates. Some of these payments will likely be made once per month and most creditors who enroll in this approach can come to find out that their charge cards have been closed and so they cannot rely on them. Determining should you need credit consolidation needn't be hard and all sorts of you really need to do is examine your credit card statements and appearance into all other debts that you could possibly have. Getting not in debt is not as hard as many people might imagine and which has a little research, you can easily find credit consolidation agencies that may help you debt free. You will either get refinanced rates or some other means that may help you through your struggling. It is never cognizant of spend the money for minimum rates for your bank cards and in case you realize that itrrrs this that you've got been doing, rethink your strategy, receive the allow you to need and have not in debt.

#debt consolodation #debt loan #loan

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emiliodzhs077-blog · 6 years ago

Text

What Does Debt Consolidation Loan Mean?

Debt and a bad credit score are like plagues that deprive people of your happy and worry free life. All over the country, a huge section of the population is within low credit score situation. There are many individuals who give up hope straight away and believe poor credit will enslave them forever however they can't be more mistaken. There are others that opt to take charge with their credit and so they assume control to scrub up their act together and repair their a bad credit score. Credit repair is something that now you may do even without the assistance of what are named as credit improvement services. You should however be mindful and turn into prepared specially when looking at the method that you word your requests to the three different credit agencies once you make an attempt to organize your most crucial financial information.

Be certain you only pay something you need to pay. If you know your right, its also wise to are aware that you might be permitted one free credit score improvement each from all from the credit rating agencies mentionened above previously by Federal Law. Should you want to have your FICO score, it arrives with a small fee. While the FICO score is important, you'll only actually need it should you have not seen it yet before or if you plan to look into a whole new car or possibly a mortgage probably.

Make using pre-form letters. After studying your credit report, be certain that you examine it and be vigilant with errors or updates. After which, you possibly can make using proven pre from letters whenever you try to obtain in touch with Experian, Equifax and TransUnion. A pre form letter contains proper and legal terminology which will help push along the timelines of having bad data from your report.

You have the right to explain yourself. If you have an extremely bad entry with your credit profile just like a charged off account which don't be coming off of your credit history soon, law mandates that you'll be able to send a customized written explanation to the three credit bureaus and explain why it's so. This way, they will determine the unhealthy entry was just a mistake or otherwise. Be sure that you indicate within that the matter has been resolved and steer clear of recounting an extended explanation coming from all your troubles.

youtube

Make without doubt your correspondence is proofread and documented. If you must, note down names, dates, as well as other important pieces of information about surface of documents that you send and receive. You can save your hair a large amount of trouble if you check numbers like the expiration dates about the statute of limitation.

Lastly, while you document all correspondence, maintain document copies organized. When you have to contact seventy one credit agencies to take care of or discuss a poor entry on your report, paperwork starts hovering, get lost, and your request may be forgotten. It is best in case you will have separate folders for all three credit agencies. If you have any outdated reports, be certain that you shred these to protect your important personal data.

A plastic card is often a peasant's answer to the palace. Things you couldn't access it your regular salary are created accessible once you have credit cards. The new HD television, the auto, as well as you may get other things your heart desire when you hold a sound plastic card. Credit card companies make accessing these materials very easy. Buy it here and there repay me later. It is as fundamental as that not to mention, all that you should pay could be the minimum rate, right. True, a charge card company makes everything easy but are these claims something for your benefit or theirs? Ummm, I wonder? If you take a few momemts to completely examine your bank card statement, you may conclude that you might need credit consolidation. However, what's credit consolidation and who needs it? Before we focus on precisely what is credit consolidation service, maybe you have seen your statement and contains it really dawned on you yet how much time it will lead you to settle your financial troubles in the event you continue making minimum monthly obligations? Yes. No. Well, whatever your solution is, credit consolidation is really a service that's been built to help creditors the ones indebted to society to settle money they owe quicker. When you consider repaying your loans employing this means, you have two possibilities to you. The first one is usually to accumulate all the debt Pinnacle One Funding Rating and apply for a consolidation from your lending agency. This new loan that you're going to receive will repay all debt you've and you will be left to merely make one monthly payment. With this choice, you will end up getting what exactly is known as refinance rates. While this option will give you roughly sixty months to pay back and get rid of your debt, this form of credit consolidation is very challenging to acquire and you may require some type of collateral before you can find it. Along with the previously referred to option for credit consolidation, creditors for example you may prefer to choose the option of registering with a credit guidance agency. If you decide to go along with the next option, the business that you register with, will aim to ensure you get a repayment schedule using your debtors offering refinanced rates. Some of these payments will likely be made once per month and a lot creditors who sign up for this option should come to discover that their bank cards have been closed and so they still can't rely on them. Determining should you need credit consolidation is simple and many types of you will need to do is examine your charge card statements and appearance into all the debts that you may have. Getting out of debt just isn't as hard as some individuals might think and using a little research, you can easily find credit consolidation agencies that will assist you out of debt. You will either get refinanced rates or some other means that will help you through your struggling. It is never wise to pay for the minimum rates for your credit cards and in case you realize that this is what you've been doing, rethink your strategy, get the allow you to need and have debt free.

#debt consolodation #debt loan #loan

0 notes