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writingwithciara · 1 year ago

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broken legos -matt sturniolo-

summary: matt and y/n are both lego lovers so every month, they buy a set to work on together. it’s become such a normal part of matt’s routine that he doesn’t know what to do when y/n’s attention and time is turned elsewhere

word count: 5.1k

pairings: matt sturniolo x best friend reader, chris sturniolo x platonic reader

notes: i love how much matt likes legos and since he's just the cutest, i had to write this for him.

masterlist

y/n and matt weren’t really friends until the triplets 11th birthday. she attended their party only because they had invited everyone in their classes and because her mom was good friends with mary lou.

her mom had picked out an individual present for each of them. they each got a different lego set so when the boys unwrapped their gifts, y/n’s eyes widened and she looked at her mom.

“how come i can never get a lego set, mom?” she pouted.

“because, sweetheart. you never ask for one.”

“you can help me with mine if you want.” matt suggested shyly. he smiled at her so kindly and y/n found herself wondering how she had never really wanted to be friends with him in the first place.

“okay. deal.” y/n returned the smile as both her mother and mary lou beamed with pride. they were finally getting what they wanted. their kids hanging out together.

they got lego sets on their birthday every year and y/n would work with matt to put them together. what started off as an annual thing, quickly turned into a monthly thing for the two of them.

the triplets had just turned 20 & y/n bought matt a ginormous harry potter lego collection that was surely going to take up a majority of their time.

matt was excited for it. maybe even more so than y/n because over their 9 years of friendship, he had developed feelings for his best friend. he knew it wasn’t right to have the feelings but there was nothing he could do about them. their time together became special to him and he cherished every second he got to spend with her.

they immediately began working their way through the diagon alley sets and the process was about to start on the hogwarts castle.

y/n clicked the last two bricks for the gringotts bank together and looked at her creation.

“it looks so perfect. don’t you think?”

“i agree, y/n/n. you killed it.”

“no, we did it together. as a team.”

“we make an incredible team, don’t we?”

“yeah. we sure do.” y/n smiled and looked at the box that contained to castle. “how long do you think that things going to take us?”

“not too long hopefully. i wanna display it and feel proud of something for once.”

“matt, you’re a youtube star. you should be proud of all the hard work you’ve put into this career.”

“i am proud of it. but sometimes, it lacks a certain feeling. i love my fans to death but it gets overwhelming and the only way i find any escape is the time i spend with you putting lego sets together.”

“i understand that feeling all too well, matthew.” she looked at her phone to check the time. “i should be headed out soon. i have to work tomorrow and the commute is going to kill me so i need some rest.”

“why don’t you stay here tonight? i can drive you in the morning.”

“thats sweet, matt. but no. thanks for the offer but i’m fine going home now.” she smiled and stood up. matt followed her to the kitchen.

“i’m serious. we live closer to where you work so it wouldn’t take as long to get there.” he looked at her. “do you just not want to spend time with me anymore?”

“what? no. i will never feel that way about you. you know that.”

“no, i know. it’s a stupid question anyway.”

“i do want to spend time with you. i always do. it’s my favorite thing to do. but if i keep spending nights here, someone’s gonna notice and your fans will freak out and jump to conclusions.”

“yeah i guess you’re right.” he sighed. “but please? just for tonight? i can tell you’re tired and i don’t want you driving home like that. don’t know what i would do if something bad happened to you.”

“okay. i’ll stay. but only for tonight. and only because you said please.”

“that makes me feel so much better.” matt smiled. "you can take the bed and i’ll sleep out on the couch.”

“don’t be ridiculous. your bed is big enough. it’s always been big enough for the both of us. you’re sleeping in here with me.”

“well if you insist.” matt didn’t put up much of a fight. he knew she was going to make him sleep in the bed with her.

“i’m gonna go change into some comfier clothes then. see you in about 10.” y/n grabbed a pair of sweatpants and one of matt’s old t-shirts then went to the bathroom. matt quickly changed then sat in his computer chair to wait. when she came out, they both got under the covers and went to bed.

matt waited until he knew she was dead asleep before grabbing his pillow and going out to the couch. he knew she’d be upset but he could handle that. what he couldn’t handle was the warm feeling rising in his chest.

he had convinced himself that his feelings were just those of a little crush. but the more time he spent with her, the stronger they got. he had known her his whole life and despite having only been friends for 9 years, every time they talked, he was finding something new about her that he liked. he’d been trying to think less about her but it was impossible. so he started distancing himself a little.

to say y/n was upset with the distance would be an understatement. her heart was breaking. after a week, she went to chris to see if he knew anything.

“i actually have no idea why he’s being so moody lately. maybe he was talking to a girl who only wanted to use him and he doesn’t want to tell us because he’s ashamed or something.”

“that’s horrible, chris. do you think that’s what really happened?” y/n could feel her heart breaking at the thought of someone hurting matt in any way.

“i doubt that’s what happened, but there’s so many possibilities as to why he’s distancing himself from everyone.”

“yeah i guess.” y/n sighed and set the lego box on the kitchen table. “we were supposed to start this lego set this weekend but he hasn’t been talking to me so i guess i’ll have to do it by myself.”

“wait. i can help you if you want.”

“that’s nice of you, chris. but you don’t have to make up for your brothers absence in my life.”

“hey, you’re my friend too. in fact, you were my friend first actually. so i would love to start hanging out with you again.”

“okay fair point.” y/n looked from the set to chris, contemplating on his offer. “yeah. let’s do it.”

“cool. can’t wait to start.”

“wanna start tonight?”

“yeah sure.” chris smiled. “wait, i can’t tonight. we’re filming a video tonight.”

“oh. tomorrow then?”

“we could actually start tonight if you don’t mind hanging around until we finish filming.”

“you doing a car video or one in the kitchen?”

“kitchen.”

“then can i chill in your room while you film it?”

“why don’t you sit behind the camera and be like an assistant?”

“i’ve never done that before. what will i have to do?”

“you’ll just have to hand us things when we need them. and don’t worry about being on camera. i’ll have nick edit you out.”

“thanks chris. i appreciate it.” she looked around the room. “are the boys even home?”

“no. matt took nick to pick up supplies for the video.”

“why didn’t you go with them? you always do.”

“i had a feeling you’d be stopping by so i figured i’d stay home. didn’t want to miss my opportunity to see you.”

“although you weren’t the triplet i was hoping to talk to, i’m glad you were here.”

“i’m here whenever you need someone to talk to.”

“i appreciate that. thanks, christopher.”

“chris, we’re home!” nick called from the garage. “come help with the stuff.”

“one sec!” he yelled back and turned to y/n. “be right back.” he was gone before she could reply. seconds later, matt was coming up the stairs. he noticed her sitting at the table and stopped in front of the stairs. nick bumped into him and almost fell down the stairs. but once nick saw y/n too, he understood.

“matt, what the fuck? stop acting so weird. she’s your best friend, for crying out loud.” he whispered to his brother.

“just trying to figure out what she’s doing here.” matt replied, rather loudly, causing y/n’s head to shoot up. she noticed matt and sighed.

of course he would make that comment, she thought.

chris heard what matt said and pushed past his brothers to sit next to y/n.

“i invited her here to work on this lego set after we’re done filming tonight. speaking of which, she’s going to be our off camera assistant for the video. so if you have a problem with her being here, i suggest you speak up. or don’t. because she’s staying whether you like it or not.”

“i’m cool with it. it’s not a bad idea to have someone helping out off camera every once in a while.”

“sure. whatever works.” matt waved his hand around and retreated to his room. nick turned to his friend and shook his head.

“please excuse him. he’s been moody all day.”

“kid needs some action. let’s be real.”

“we could probably arrange something.” y/n scrolled through her phone, only half paying attention to the conversation. when she looked up, chris raised his eyebrow. “what? he clearly hasn’t been laid in a while so maybe we should find him someone.”

“i understood what you meant. but i never imagined the suggestion coming from you.” nick chuckled.

“i’m full of surprises.”

“alright. let’s get this video over with.” matt walked out of his room and stood at the kitchen table. he eyed chris and y/n who were conversing in a tone nobody else could hear. she glanced at matt then laughed at what chris said before the two of them were joining matt and nick in the kitchen.

y/n hit the record button as instructed and chris began introducing the video. she watched as the boys each said what they were going to do for the video. matt’s eyes lit up with excitement when he was describing his portion of the video and for a second, it made y/n’s heart melt. until he made eye contact with her and rolled his eyes. whatever she was feeling for matt was quick to disappear.

after the video was filmed, matt headed back to his room and nick went to his. y/n sat with chris at the table as they began the lego set.

“so, do you think matt’s problem is that he hasn’t fucked anybody lately and it’s just built up aggression?”

“that’s one way to put it. but yeah. it all adds up.” chris was focused on the section of the set he was tasked with assembling. his tongue darted in and out as he searched for each piece.

“i guess so.” y/n glanced behind chris at the hallway that went to matt’s bedroom. she prayed he would walk out at that very moment and everything between them would be fixed. but that didn’t happen.

over the next few hours, chris was focused more on the task at hand than y/n was so when he fell asleep at the table, she wasn’t surprised.

“chris, i think you need some rest.” she giggled at his half asleep response as he swatted her hand away.

“five more minutes. i want to get this part done.” he held the pieces up to show her what was left. she looked down at the diagram and smiled.

“that part is finished, chrissy. looks amazing. you did good.”

“thank you.”

“do you want to head to bed now?”

“will you be joining me?”

“i gotta clean up a bit but i’ll be down there in a few minutes, okay?”

“yay.” chris stood up and pulled the lego piece from his cheek. he nearly tripped down the stairs and when he got to his room, he was out like a light.

y/n on the other hand was still very much awake. as she cleaned up their work area, she couldn’t help but glance towards matt’s room. her hope was shrinking. all she wanted was to confront him and ask why he was being such an ass lately. she wanted to yell at him for breaking her heart. but she knew that if she saw him, she would crumble. no yelling would take place on her end. and at this point, she didn’t even care if he yelled at her. she just wanted to see him.

she had put the lego pieces into their designated bin and set the already assembled parts off to the side. just as she was about to head down to chris’ room, she heard a door open and footsteps entered the kitchen. she turned around and saw matt at the refrigerator. his back was turned so he didn’t notice her standing there.

“matthew bernard, we need to talk.”

“no we don’t.” he shook his head, grabbed his root beer and headed back towards his room. y/n was not about to let him go without a fight. she immediately followed and just as matt was about to get comfy at his computer, she pushed the door open and stomped inside.

“you are not pulling this shit with me, matt. it’s complete bullshit.”

“god, do you ever mind your own business?” he set his can down and rolled his eyes. “i don’t owe you anything.”

“as your best friend, i think your absence needs to be explained.”

“we can’t be friends anymore. there’s your explanation.”

“not good enough.” she sat on the edge of his bed and stared at him before averting her gaze and fiddling with her fingers. “why don’t you want to be friends anymore? did i do something wrong?”

“yes. now please leave me alone. i’m tired.”

“okay.” y/n sighed and left his room without putting up more of a fight. matt sighed and leaned back in his chair. it was killing him to hurt her this way but he had to do it. his feelings weren’t reciprocated and he needed to distance himself, whatever it took.

the next morning, y/n was quiet throughout breakfast, which was unusual to chris. she was normally a yapper like he was but when she responded to his cheery good morning with a slight head nod, he knew something was up. and he knew exactly what caused it. or more specifically, who caused her to go silent.

when they were finally alone, y/n broke down and told chris everything. she didn’t want him to be mad at matt so when she explained it all, it took all of her strength to keep him from confronting matt.

“please don’t. it’s not worth it.”

“bullshit it’s not. he’s ruining the most amazing friendship for something so stupid. he didn’t even tell you what you happened to do to cause this sudden change so he doesn’t get to be protected by you anymore. i have to kick his ass.”

“chris, please?”

“ugh, fine. but i don’t like this. you used to be so happy and calm. but now you’re the complete opposite. it changed overnight and i’m not happy about it.”

“i’ll be fine. i still have you and nick.” she smiled at her best friend. it was only a half smile. the one where chris could tell she didn’t want to do it. but he put his arm around her and smiled back.

“i’m gonna make you feel better.”

“and how do you plan on doing that, christopher?”

“by taking you to get lunch. your favorite.”

“you can’t drive, moron. but i appreciate the thought.”

“damn. what can we do that’s close to the house?”

“can we continue the lego set? we were getting so far before someone passed out.”

“hey, i was working really hard.”

“i know. you worked yourself into a deep sleep, darling.”

“if that’s what will make you happy, then let’s go finish the set.”

“yay.” y/n clapped her hands together and ran upstairs. chris chuckled and followed behind her.

“i’ll order your favorite food for lunch.” he pulled out her chair for her then sat next to her with a smile.

“chris, you don’t have to.”

“i know. but you’re my best friend and i love making you happy because i love you.”

“i love you too.”

and they both meant it. not romantically of course. but they both knew that their bond was unbreakable, even more so now than it had ever been.

matt walked out of his room when he heard y/n giggling. he didn’t expect to see y/n leaning her head on chris’ shoulder. it bothered him but there was nothing he could do about it. instead, he cleared his throat to make his presence known. y/n was the first to turn.

“oh. it’s just you. what do you want?”

“you to leave.” matt replied rather quickly, like he had been storing that answer away for this specific moment, causing y/n to stare at him in shock.

“fuck you, matt.” y/n looked at chris before sliding her chair away from the table. “i’m sorry, chris. but i can’t do this anymore.” she grabbed her phone and walked out the front door.

“what the fuck, matt?!?!” chris yelled at his brother before running after y/n.

matt watched them disappear and let out a breath he didn’t know he was holding. nick appeared seconds later and gave matt a look.

“what is wrong with you?” he didn’t even have to ask what happened. he heard the majority of it. “if that’s how you treat women, it’s no wonder you’re single.”

“hey, just back off. i need some space away from her.”

“and instead of telling her, like an adult, you just stopped talking to her entirely? except when you do actually speak to her, you’re the biggest asshole in the planet.” nick shook his head. “why do you need the space anyway?”

“it’s complicated, nick.” matt collapsed on the couch and took a breath before resting his head in his hands. “i’m in love with her.” for the first time since matt realized how he felt, the revelation felt real. someone else was now aware of the feelings.

“then tell her, you fucking dumbass. this isn’t healthy. for either of you. you’re breaking more hearts than needed.”

“i can’t tell her. she’s my best friend.”

“correction. she was your best friend, up until about a week ago, when you became a complete dickhead. just fucking talk to her.”

“i just can’t. it’s better this way.”

“for who, matt? for who?” nick slapped his brothers shoulder and returned to his room, leaving matt alone.

outside, y/n made it halfway down the street before chris caught up to her. when he was beside her, she slowed her pace and looked at her feet.

“i’m sorry for leaving like that, chris. i just can’t get it through my head that i was best friends with someone for 9 years and now it’s just all gone to shit.” she kicked a stone in her path and turned to enter the park. she sat on one swing while chris sat next to her on the other. “i just don’t understand what i even did for him to be acting this way, you know? if i had any idea, it might take the weight off my shoulders. but either way, it sucks.”

“yeah. i know.” chris looked over at her and sighed. “i wish things were different.”

“why couldn’t i have fallen in love with you instead? we have so much more in common and you’re actually nice to me. you care about me and matt does not.”

“you love him?” chris’ eyes widened at his best friends revelation. y/n froze for a brief moment before making the swing move side to side.

“yeah, i guess i do. and part of me just wants to yell at him and tell him he’s breaking my heart and the other part just wants to yell at him. which would be fine but i know i could never yell at him. it sucks.”

“i understand. it’s confusing, but i think i get it. and if we loved each other, then life would be simpler.”

“life is never simple for me. it’s like the universe is telling me i’m never meant to be happy.”

“why don’t you try telling matt how you feel? maybe he feels the same.”

“um, did you miss the part where i said the universe doesn’t want me to be happy? because in a perfect world, matt would definitely have feelings for me.”

“you guys are so similar and the fact that neither of you has realized that the other one is in love with you, is ridiculous. i mean, it’s pretty obvious how much you guys truly love each other.”

“i don’t think it’s-“

“oh please. the stares, the fact you’re together 24/7, the inside jokes, the way you blush when he even acknowledges you. the constant teasing. the hand holding in public so y’all don’t get separated from each other. you guys are like the little 4x1 flat lego bricks.”

“come again?”

“you’re good on your own but when you’re attached together, it’s hard to pull you apart.”

“when did you become so wise, christopher?”

“i’ve always been wise. but for matters of the heart, i’m an expert.”

“says the guy who’s never had a girlfriend before.”

“i don’t want to commit to someone if they’re not gonna stick around. i want it to be real.”

“yeah i get that. but thank you for this talk. maybe i’ll talk to matt when i’m over next time.”

“why not stay tonight? we still have to finish that lego set.”

“i’m not ready to see matt.” she sighed. “but if we can do it in your room, i would consider staying tonight.”

“you got yourself a deal. and you can even have my bed tonight.”

“such a gentleman, christopher.” y/n stood from her swing and pulled chris up. “let’s go.”

when they got back home, matt was nowhere to be found. it was like y/n’s prayers had been answered.

they quickly got to work on finishing their lego set. chris played some quiet music in the background and helped put the finishing touches on the set. when it was finished, y/n smiled widely.

“thank you for this, chris.”

“it was my pleasure. and i know i wasn’t the triplet you pictured while working on this set, but i’m glad you let me help.”

“i’d pick you any day.” she patted his knee and stood up to stretch. “i’m gonna go get some snacks from the kitchen. want anything?”

“pepsi of course.”

“should’ve known.” she playfully shook her head and walked up to the kitchen. nick was in the living room and when he saw her, he smiled.

"hey. what are you up to?"

"just grabbing some snacks for chris and i. what are you up to?" she opened the fridge and grabbed the drinks before going to the pantry and looking through the snacks.

"matt said something to me earlier and i've been thinking about it for a few hours."

"what did he tell you?"

"i think that's something he needs to tell you himself."

"that would be easy if he was actually talking to me instead of being an asshole." y/n set the snacks on the counter and turned towards the living room. it was then that she noticed the flowers on the table. "what's this?" she walked closer and looked at them. there was a note under the flowers so she picked it up and read it. it was in matt's handwriting.

i know this may be a little too late but i needed to let you know that i am sorry for being so stupid. these are your favorite flowers and i will love you until the very last one dies. i promise.

y/n inspected the flowers and noticed that one of them was made entirely out of legos. "nick, were you aware of this?"

"i wasn't aware that this would be how he was going to tell you. but i knew he loved you." nick stood next to her and smiled. "what do you think?"

"is this why he's been an ass lately? because he loves me?"

"i think so." he put his hand on her shoulder and admired the flowers. "so he loves you. do you love him?"

"i do, actually. but this isn't fair. he can't treat me the way he has been & then try to make things better by giving me a lego flower."

"maybe you guys need to talk. he's in his room." nick nodded his head down the hallway before heading up to his room. y/n glanced at the snacks, then at the hallway that lead to matt's room. she grabbed the lego flower and the note then headed to matt's room. she knocked gently and the door swung open. upon seeing her, matt's gaze softened.

"hey." he looked at her hands and saw the flower. "i see you got the note."

"i did." she walked past matt and sat in his chair while he sat on the edge of his bed. "it's not fair, matt."

"what do you mean?"

"while i appreciate the lego flower, i don't appreciate the fact that you've treated me like crap for a week and thought you could make up for it with the note and the flowers."

"i figured it wouldn't be enough but just so you know, i'm prepared to do whatever it takes to win you back. you being with chris just isn't natural."

"me and chris? is that why you've been upset these past few days? you think i'm with chris?"

"you've been spending so much time with him lately. and you guys have so much chemistry."

"well, that's ridiculous."

"so you're not with chris?"

"no. but i've come to the realization that my life would be easier if i had just fallen in love with him instead of you."

"you fell in love with me? when?"

"like 5 years ago, i think. and it's been torture just being your friend for so long. every time we'd start a new lego set, it was like falling in love with you all over again. your face would light up like a kid in a candy store and i found it so endearing whenever you'd receive a new set."

"if it helps, it's been torture for me too. i've been pretending for years that i had no feelings for you whatsoever. and i realize now that there is absolutely no real excuse for the way i acted recently. but these feelings are fairly new to me. and i thought i had gotten over what i thought was just a crush. but it turns out, i love you. and i'm always going to love you, no matter what. you can stay mad at me and that's fine. because i love you." matt's leg began to bounce as he confessed everything. y/n got up from the chair and sat beside him. "and it's been torture to see you and chris working on lego sets when that was our thing."

"working on lego sets with chris meant nothing to me. sure it was fun and i enjoy spending time with him. but it was nothing compared to doing them with you." y/n placed her hand on his calmly, stopping his leg from shaking. he looked at her and when their eyes met, matt felt like he was on fire. like he was falling in love again.

"can we start over?"

"and erase our entire history? not a chance." y/n smiled. "let's just pretend the last week didn't happen and we can pick up where we left off, if that's okay with you."

"it's more than okay with me." matt chuckled. "just promise me you won't work on anymore lego sets with chris."

"from now on, i will only work on lego sets with the person i love."

"i love you too." matt smiled and placed a soft kiss to her forehead.

"you still have the hogwarts castle? or did you do it yourself?"

"i was hoping to start it with you."

"good. we can start it in the morning."

"why not right now?" matt pouted when y/n stood up.

"because i promised chris snacks and a pepsi. don't want to make him wait any longer for them."

"can't you just deliver them to him then come back? i miss you and i'm sure he'll understand."

"we'll see. but you'll understand if i don't return tonight?"

"of course. chris is important to you and i love that you guys get along so well."

"and i'm sure he'll understand it when i tell him i want to come up here to spend time with you."

"hurry back, love." matt chuckled and watched y/n disappear from his room. she walked into chris' room with the snacks and smiled at him.

"what took you so long?"

"i made up with matt and turns out, he loves me." she couldn't contain the excitement she was feeling.

"i told you he did. and i'm so happy for you." he chuckled and opened his pepsi. "i take it you want to spend time with matt again, right?"

"you're not mad, are you?"

"of course not. you're happy and that makes me happy." chris smiled. "just don't abandon me altogether."

"i promise to make time for you too, chris." she kissed his head and ran back up to matt's room, jumping on his bed. "he understood."

"great. now i can do something i've been wanting to do for months." matt pulled her close and finally kissed her. the feeling of her lips fitting perfectly with his was enough to make him feel like he was dreaming. thankfully, he wasn't. it was real and matt couldn't get enough.

being together was good for the both of them.

#matt sturniolo #matt stuniolo fanfic #matt sturniolo x reader #matthew sturniolo #matthew sturniolo x reader #matthew sturniolo fanfic #sturniolo triplets #chris sturniolo #nick sturniolo

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cushfuddled · 7 months ago

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I saw a post which claimed since Americans are spending unprecedented amounts of money on holiday gifts this year [1][2]...

the American public isn't actually as strapped for cash as we say or think we are, and

Americans didn’t vote for Trump out of economic frustration.

Like.

I hope you guys know Americans aren't splurging on gifts because we can afford to do so.

The majority of Americans live paycheck to paycheck [3], and yet vacations are on the rise, with Millennials and Gen Z-ers at the front of the trend. [4][5]

It’s not excess capital. It’s nihilism.[6][7][8]

"If you work hard and save your money, someday you can buy a house/raise a family/retire." So goes the conventional wisdom, now fine viscera under the wheels of an Amazon forklift. Even older generations can't afford to retire these days [9]. You can buy a shed for the price of a master's degree. And how are you supposed to raise a child when your full-time job barely covers your grocery bills?

Knowing they'll never travel as a retiree, people are splurging on plane tickets right out of school. Knowing class mobility is a lottery pull, people are dumping their last few pennies into meme tokens and other get-rich-quick schemes. Knowing they're already saddled with lifelong debt, people are saying "fuck it" and grabbing a shovel—because at this point, what's a car payment on top of every other loan they'll never repay? "Things will keep getting worse anyway."

Americans are spending stupid amounts of money on vacations [10] and extravagant gifts [11], yes—but they're not spending THEIR money. They're spending Klarna's money, and the bank's money, and when the bills come due people aren't paying them. We're all just doing kickflips on our way down the drain.

The question, "How does killing the UnitedHealthCare CEO solve anything?" misses the point. The shooter may have believed he was doing the American people a favor, but I don't think the majority of Americans are cheering on Brian's death because they believe it will manifest universal healthcare. It's just nice to see the rich criminals who profit off our pain suffer for their choices.

Even if the Dems had acknowledged our financial straits (I find Atrioc's video "Slowly, Then All at Once" to be very helpful re: why the numbers look good but nobody can afford to live)...I still don't think Kamala Harris would've won the presidency. Again, Americans don't believe progress is possible anymore—at least not via our current system of government. Extremists are banking on a wholesale descent into anarchy. Your everyday worker is distracting themselves from impending financial implosion with daily Beverages (I'm stopping here to take a sip of my Rockstar energy drink). Hope is a heavy burden. Instead, people keep their eyes on their feet. One day at a time. Sometimes on its way to the brick wall, their speeding car hits a CEO—and sometimes it mows down a crowd of schoolchildren. Sometimes we're all just trashing the bathroom.

That's Donald Trump's presidential win, to me. Let the horse take over the hospital, America declared—why not, if none of us can afford a hospital visit anyway. Let the nation descend into anarchy and fascism—why not, if we never had rights/liberty to begin with.

It's not logical. It's lashing out in pain like a cornered animal.

The rule of law doesn't apply to the wealthy, as emblemized by our incumbent president's 34 felony charges. It punishes the marginalized by design, for the benefit of corrupt institutions. Harris would've given us a chance to get back on our feet...but with her centrist prosecutorial approach, she represents the law. Donald Trump represents chaos. He's a champion of the CEOs who bankrupt and maim and kill us, but as a certifiable toddler with no object permanence and a suitcase full of ketchup packets and nuclear launch codes, he's also a fucking nightmare to babysit around the White House. That's the best some people can hope for in this country: To give their tormentors a headache. To "trigger the libs." To treat their representatives to the smallest taste of their own helplessness and hopelessness and fear and anger and pain.

People do not have money. People do not have hope. People do not have compassion.

I don't feel any sympathy for Trump voters, and I don't mean to minimize the role of bigotry in this election. This country was founded on genocide and slavery, and that legacy still permeates our culture. I only mean to explain—not excuse—some of this group's behavior. It's a trend suffered on all sides of the aisle: Nihilism externalized as sabotage, whether directed at oneself or others. People are so sick of watching this boat sink into the ocean they've set it on fire just to feel like they had a say in it.

#politics #us politics #taking a break from video editing because that post made me Mad

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bensonstablers · 1 year ago

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I was tagged by @sothischickshe (thank you!!! 🥰) to answer 20 questions for writers:

1. How many works do you have on AO3?

205.

2. What's your total AO3 word count?

609,094

3. What fandoms do you write for?

fandoms i've written for include:

Law & Order: SVU / L&O: Organized Crime

Good Girls

Gotham

Buffy the Vampire Slayer / Angel

Criminal Minds

Graceland

Stranger Things

The Walking Dead

Riverdale

Castlevania

Preacher

Four Brothers

Outer Banks

Gilmore Girls

while no longer available, in the past i've also written for:

Fast and Furious franchise

MCU / Marvel

Boondock Saints

Hocus Pocus

From Dusk Till Dawn: The Series

(plus more i'm probably forgetting about)

4. What are your top 5 fics by kudos?

Shared History (Good Girls/Brio)

Degree of Separation (Good Girls/Brio)

Milkshakes (Good Girls/Brio)

Deep Sense of Belonging (Good Girls/Brio)

Sacred Art of Kissing (Good Girls/Brio)

5. Do you respond to comments?

i read all of them for sure but i'm terrible sometimes at responding although i do try my best

6. What is the fic you wrote with the angstiest ending?

ooft, okay. there's probably more than this but the following have major character death warnings that could very well be classed as angsty lmao:

i wrote this little ficlet: Gone (SVU, bensler/EO) in which a raid goes wrong and it's just pain from start to finish and then there's Until Long After She Takes Her Final Breath which is a Good Girls/brio fic in which their reunion at the beginning of season 3 goes very differently.

Why don't we go to Venus? is another Good Girls/brio fic in which the summary is: Rio killed her and that was supposed to be the end of it but Beth doesn’t seem to be done with him quite yet.

that one is probably my angstiest overall but the ending is probably the least angsty bit about it??? haha

7. What’s the fic you wrote with the happiest ending?

honestly? i have no idea and i have no clue how to check 😭😂

8. Do you get hate on fics?

there was someone going around the SVU/OC fandom leaving weird hate comments on people's stuff (anonymously) and i got one but while it felt rude, it didn't feel like hate, but also it felt like it was supposed to be hateful, y'know? pretty sure i just deleted it though (i for sure ignored it) 😂

but generally, no. i'm lucky to say that i tend to avoid hate on social media and that includes fanfiction.

9. Do you write smut? If so, what kind?

i have done and the variety isn't huge but it's there? i guess?

10. Do you write crossovers? What’s the craziest one you’ve written?

i have done! beyond the obvious (where shows, etc share worlds), i did a boondock saints/the walking dead one (which was also co-written) because norman reedus stars in both 😂

11. Have you ever had a fic stolen?

not that i'm aware of?

12. Have you ever had a fic translated?

again, not that i'm aware of

13. Have you ever co-written a fic before?

yes! the aforemention boondock saints/the walking dead fic was co-written on ff.net and i co-wrote (with the same person), a fast and furious fic.

14. What’s your all time favourite ship?

i lost myself a ton in writing olivia/elliot from svu/organized crime as well as beth/rio from good girls so they'd probably battle it out for top spot.

BUT

if i'm being brutally honest, my all time favourite ever to write were fast and furious ships 😂 especially the OGs (specifically vince and leon) with my OCs (although there were canon ships i loved to write too!). it was just so fun and freeing and i constantly think about it.

(i also loved when i wrote random marvel/mcu pairings, winterwitch was probably my number one for them and again, i think about it a lot)

15. What’s a WIP you want to finish but doubt you ever will?

i think it's unlikely i'll finish a lot but especially a degree of separation. i kind of hate it, i'm so sorry 😭😭😭

16. What are your writing strengths?

the thought of analysing my own writing right now sounds painful but two of the most common nice things people tell me is that: 1) they like how i write dialogue and 2) they like my writing style in general

(but of which i highly appreciate!)

17. What are your writing weaknesses?

i don't do it enough?

nah. true but seriously, there's a ton, however, i do tend to waffle on and write something in several sentences that could have been just one 😭

18. Thoughts on writing dialogue in another language in fic?

I don't think i've ever done it? if i have it'll be dialogue or whatever that's already in the show/move/etc

19. First fandom you wrote for?

The Fast and the Furious 🥰

20. Favourite fic you’ve written?

still on ao3: it has to be Why don't we go to Venus? but also Knock First which is a Beth/Rio/Original Male Character threesome fic that was SO MUCH fun

no longer posted: a fic for The Fast and the Furious. it was a Vince/OC story. it was so much fun to write and it was one of my most popular back when i was posting on ff.net and i miss this story all the time (even though it's probably awful 😂) and always think about re-writing and posting it again on ao3

Tagging: @conscience-killer @constant-sinner @astarkey @xstrawmari @blainesebastian if ya like! (sorry if you've been tagged before!)

#long post #tag games #i forgot how long i take to answer these things #(totally my fault! thanks for tagging! seriously!)#but now i'm going to leave this site and play some baldur's gate 3 😂

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bestiascoaching12 · 3 months ago

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Economics Optional UPSC Coaching in Delhi

If you are looking for the Best IAS coaching in Delhi for Economics Optional, Plutus IAS stands out as a top choice for serious UPSC aspirants. With years of consistent results and a specialized faculty, Plutus IAS has become a preferred name for Economics Optional preparation.

Why Plutus IAS Stands Out as the Best Economics Optional Coaching in Delhi

Plutus IAS has rapidly emerged as a Top choice for Economics Optional coaching among UPSC aspirants, thanks to its student-centric approach, experienced faculty, and proven results. Here's why it is widely regarded as one of the Best Economics Optional coaching in Delhi:

1. Experienced and Multi-Disciplinary Faculty

The backbone of any successful coaching program is its faculty. At Plutus IAS, Mr. Prateek Tripathi brings over 9 years of rich teaching experience and a unique academic background that combines an M.Tech from NIT Allahabad, M.Sc in Physics, and a Master’s in Economics. This diverse knowledge base helps him offer cross-disciplinary insights and innovative explanations, which is a big advantage for students preparing for complex topics in the Economics optional syllabus.

2. Interactive and Personalized Teaching Methodology

Plutus IAS focuses on interactive learning where students are encouraged to ask questions, participate in discussions, and resolve doubts in real-time. With a limited batch size of 40–50 students, every aspirant gets individual attention. This enhances clarity, retention, and the ability to apply economic theories in analytical writing — a critical skill for UPSC Mains Economics Optional Paper.

3. Comprehensive Study Material and Notes

Plutus IAS provides meticulously curated study materials that are updated regularly in line with the UPSC syllabus and exam trends. Aspirants receive both printed and digital notes, including:

Topic-wise handouts from faculty

Current affairs updates related to Indian and global economy

Model answers and solutions to previous year papers

Test series and answer writing practice

This ensures that aspirants are well-prepared not just theoretically but also in applying their knowledge to UPSC answer writing formats.

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To cater to the changing demands of aspirants post-COVID, Plutus IAS offers all three learning formats:

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No matter where you are located — Delhi, Chandigarh, Bilaspur, Jehanabad, or any part of India — Plutus IAS ensures high-quality coaching is accessible to you.

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The UPSC Economics Optional syllabus is vast and divided into:

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6. Proven Track Record and Positive Student Feedback

Plutus IAS has consistently delivered successful results in Economics Optional over the years. Many students have cracked the UPSC exam and attributed their success to:

Personal mentorship

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Focused current affairs integration

Students frequently highlight Prateek Tripathi Sir’s clarity of concepts, approachable teaching style, and effective use of economic models and diagrams in answer writing.

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Plutus IAS provides competitive pricing with GST-inclusive options:

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The value-added services — including PDFs, mock tests, doubt sessions, and mentorship — make this investment worthwhile.

8. Additional Features That Set Plutus IAS Apart

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Conclusion In summary, if you are seeking the Best IAS coaching in India for Economics Optional, Plutus IAS offers an unbeatable blend of experienced faculty, comprehensive study material, and flexible learning modes. Their personalized approach and proven track record make them an ideal choice for serious UPSC aspirants looking to excel in the Economics Optional paper. With Plutus IAS, you not only gain access to expert guidance but also a supportive environment that fosters both conceptual clarity and critical analytical skills—key ingredients to mastering the UPSC examination.

FAQs on Economics Optional for UPSC CSE

Q. Why choose Economics as an optional subject in UPSC? A. It is scoring, analytical, and overlaps significantly with GS Paper III and parts of the Essay Paper.

Q. What is the difference between Paper I and Paper II of Economics Optional? A. Paper I is theory-based (Micro, Macro, International Economics), while Paper II focuses on the Indian economy and applied policy issues.

Q. Who are some successful toppers with Economics optional? A. Several successful IAS and IES officers have chosen Economics optional due to its analytical nature and scoring potential.

Q. What is the ideal booklist for Economics Optional? A. Books by HL Ahuja, Dornbusch & Fischer, Indian Economy by Uma Kapila, and Economic Survey + Budget documents are popular among toppers.

#best ias coaching in delhi #Best Economics Optional UPSC Coaching in Delhi

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douchebagbrainwaves · 11 months ago

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AND THIS TOO TENDED TO PRODUCE BOTH SOCIAL AND ECONOMIC COHESION

This is especially true for strangeness. Relentless. When you talk to investors your m. It may look Victorian, but a Times Roman lowercase g is easy to tell apart. Few if any colleges have classes about startups.1 Lowering your price is a backup plan you resort to when you discover you've let the price get set too high to close all the money change hands at the closing. So much for hockey as the game is played now.2 Another thing I find myself repeating is pump out features. Unless you become proportionally more disciplined, willfulness will then get the upper hand over investors, if you know how to ask such questions. Microcomputers are a classic example.

And yet conventional ideas of professionalism have such an iron grip on our minds that even startup founders are affected by them. It's obvious now that he was on the list because he was black and for that matter that Marie Curie was involved with X-rays.3 Painters and writers notoriously do.4 So we shouldn't assume the way startups work now is the way they taught me to in elementary school was a crude hagiography, with at least one respect, however: it's static. You have to assume that anything you've made is far short of what it could be. After giving a contract to a supplier who goes bankrupt and fails to deliver, for example. The other two were a notice that something I bought was back-ordered, and a party reminder from Evite. It's a little misleading to put it on the front page, because that's the only one most visitors will see. I ought to know more theory, and that anyone else who did was a crank. Otherwise Albuquerque might have Seattle's place in the rankings.

The only way to get that far, and they will also become part of the right answer has already been discovered by someone else, that you should talk first about whether they want to avoid disasters.5 That is a fundamental change. You don't get a patent for nothing. I said that the average age of the founders. I'm going to start with something that doesn't do much, you better improve it fast. Even if the big corporations had wanted to pay people proportionate to their value, they couldn't have figured out how.6 Other times nothing seems interesting.7

Governments may decide they want to be lied to. It's certainly not a bad lie to tell, to give a baby the impression the world is quiet and warm and safe. Scientists start out doing work that's perfect, in the sense that one is solving mostly a single type of problem instead of many different types.8 The only real role of patents, for most startups be the surest way to that destination. We were just a couple guys in an apartment, which did not seem cool in 1995 the way it was originally produced.9 It's not just that he'd be annoying, but that he'd have cut off his prospects for growth so early. Many of the mid 20th century. Meetings cost them more.10 To emphasize the distinction I'm going to start a startup with young founders is that they want to. One reason this works so well is the second half of launching fast. They have to, or die. But that constraint has gone now.

In a way it would be: the reason you should avoid these things is that you don't want to abandon. This seems obvious too, so why do I spend so much time thinking about it than most, because we invest the earliest.11 Startups don't build desktop word processing programs to compete with Microsoft Word. Life can be pretty good at 10 or 20, but it's often frustrating at 15. We can of course lower your price if you need to get the best investors is in the bank so far.12 Maybe I'm just stupid, or have worked on some limited subset of applications.13 Great work usually seems to happen because someone sees something and thinks, I could have thought of that. The more general version of this problem.

Notes

This law does not appear to be clear and concise, because the Depression was one in a startup in a non-exclusive causes of the potential series A round, though more polite, was starting an organic farm, though, because the books we now call the years after Lisp 1. This is not one of the increase in economic inequality. The first big company CEOs in the bouillon cube s, cover, and Fred Wilson for reading drafts of this policy may be underestimating VCs.

Note: An earlier version of this essay, I advised avoiding Javascript. You have to make the fund by succeeding spectacularly. And reality is the most promising opportunities, it is very hard to make your fortune?

It will require more than the 50 minutes they may introduce startups they like to cluster together as much time. Simpler just to go to work like they will or at least one of the tube of their due diligence for an investor in!

Ideas are one step upstream from economic power, in the case of journalists, someone else start those startups. He made a better story for an investor or acquirer will assume the worst thing about our software, we try to ensure that they got to the code you write software in a place to exchange views. Not one got an interview. When a lot of the reasons angels like to fight.

There will be near-spams that have bad ideas is to make Europe more entrepreneurial and more pervasive though.

166. The story of Business Week article mentioning del. But it turns out it is genuine.

A good programming language ought to be closing, not you. What you learn via users anyway. If not, don't destroy the startup is rare. The reason not to be sharply differentiated.

Or at least wouldn't be worth starting one that did. I made because the ordering system, the partners discriminate against deals that come to writing essays is to tell how serious potential investors and instead of themselves.

Our secret is to start startups, the closest most people who lost were us. Advertisers pay less for ads in free publications, because companies don't want to take board seats for shorter periods. Above. You're going to call the years after 1914 a nightmare than to call them whitelists because it lets them bring the Internet, like play in a domain is for sale.

In the beginning of the lies people told 100 years ago, and we did not help, the Nasdaq index was. Which is precisely my point.

Down rounds are at least bet money on convertible notes often have valuation caps, a copy of K R, and so don't deserve to keep tweaking their algorithm to get you a question you don't, but a blockhead ever wrote except for that reason. This is why, when they buy some startups and not fundraising is so hard to say yet how much he liked his work.

Maybe it would destroy them. Candidates for masters' degrees went on to the company's PR people worked hard to pick a date, because she liked the iPhone too, of course it was putting local grocery stores out of the markets they serve, because any story that makes curators and dealers use neutral-sounding language. Basically, the transistor it is certainly an important relationship between wisdom and probably especially valuable. You can build things for programmers, the closest anyone has come unscrewed, you can never tell for sure whether, e.

The two 10 minuteses have 3 weeks between them generate a lot of the most important subject. Did you just get kicked out for here, because time seems to them, because you can often do better, because it has no competitors. To do this are companies smart enough to turn Buffalo into a decent college. All you have to resort to expedients like selling autographed copies, or b get your employer to renounce, in virtue of Aristotle's immediate successors may have allotted for the most abstract ideas, because the remedy was to reboot them, and both used their position to amass fortunes among the bear gardens and whorehouses.

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visasolutions · 1 day ago

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Documents Required for New Zealand Tourist visa for Indians

Travelers worldwide are swooning over New Zealand’s dramatic vistas and unbridled culture, with world-class adventure awaiting them suddenly everywhere. India welcomes around 5.1 million visitors each year, and the Indian traveler community grows fairly rapidly overseas nowadays. Indian passport holders must apply for a visa before traveling there, unlike citizens from visa-waiver nations, who can visit freely nowadays. We simplify getting a New Zealand tourist visa by covering document fees and processing time for first-time travelers and seasoned explorers alike.

1. Do Indians need a New Zealand Tourist visa?

Yes. Citizens of India aren’t ordinarily included in visa-waiver programs. You must apply in advance for a visa to travel to New Zealand for tourism because a visa-on-arrival isn’t available there. Good news arrived suddenly today. India qualifies rapidly for the online New Zealand e-visa, thus facilitating a remarkably smoother, largely paperless procedure.

2. Types of Tourist Visas for Indians

There are primarily two types of visitor visas:

1. Multiple‑Entry:

Best if you plan to visit NZ more than once within a year.

2. Single‑Entry:

Ideal for one extended trip lasting up to three months.

3. Document Checklist for New Zealand Tourist visa

Here’s a clear breakdown of what you need to submit:

Important: Additional documents may be needed based on your particular circumstances.

4. How to Apply for Your New Zealand Tourist Visa

Step-by-Step Guide

Choose Your Visa Type

1. Complete Online Form

Update personal info: name, date of birth, address, passport details

2. Upload Documents

Passport scan, photos, bank & accommodation proofs

3. Pay the Visa Fee

Use a debit/credit card or UPI

4. Submit & Track

You will receive an application ID

Use the tracking tool to check your status

5. Visa Fees for Indians

Multiple‑Entry Tourist Visa: Approximately INR 26,000

Fees may fluctuate slightly and are non-refundable once submitted

6. New Zealand Tourist Visa Processing Time

Average time: 40–60 days for a decision

Delays can occur due to incomplete documents or extra verification requests

If declined, you can reapply 24 hours after receiving the decision

7. How to Track Your Visa Status

Visit the visa processing portal

Enter your application ID

See real-time updates such as Pending, Under Review, Approved, or Pending Additional Documents

8. Eligibility Checklist

Ensure you tick these boxes:

Valid passport (≥ 3 months beyond travel)

Sufficient funds for your stay

Clean criminal background

Proof of intent to return to India

Round-trip travel or onward journey confirmed

9. Why You Should Have Travel Insurance

Although not mandatory, travel insurance is smart and often essential due to:

Healthcare & emergency evacuation

Trip cancellation or interruption

Lost luggage

Liability and cover for adventure activities (like bungee jumping, white‑water rafting)

Frequently Asked Questions (FAQs)

Can I apply for the New Zealand tourist visa in an offline manner?

Everything is processed online, with no consulate or embassy visit required.

Must children also apply online?

Yes, every traveler above 2 years must apply individually.

Can I work or study on this visa?

No, work or study cannot be carried out while on this visa. It is solely for recreational activities; hence, applicants should apply for appropriate work or study visas.

How does a medical check-up affect my application?

Only special cases (e.g., stay of more than 6 months) will require medical or police certificates.

How long before departure should I apply?

Applying 2–3 months before your trip is advisable, as average processing takes about 40–60 days.

Does the government charge refusal fees?

If refused, the applicant will lose the visa fee; if the applicant withdraws the application, the applicant will lose the fee.

What do I do if I lose my visa while travelling?

You have to request a replacement from Immigration NZ while you are still abroad.

10. Tips for a Smooth Visa Application

Start early — aim for a 3-month lead time

Double-check documents before uploading

Maintain clear bank statements and evidence of funds

Write a strong cover letter, and explain your trip plans clearly

Purchase travel insurance before you leave

Conclusion

Obtaining a New Zealand tourist visa from India seems deceptively straightforward. You’ll be perfectly poised to discover the wonders of New Zealand, with majestic fjords swooning with lush landscapes, and super exciting hikes abound.

How Visa Solutions 4u Can Help You

Visa Solutions 4u is dedicated to making your travel journey smooth and stress-free:

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emicalculator66 · 19 days ago

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India’s Market in Flux: SEBI’s Clampdown, IPO Buzz, and Global Income Equality Shift

India’s financial landscape is at a pivotal moment. From a high-profile regulatory crackdown on global trading powerhouse Jane Street to the upcoming IPO of a local pharmaceutical firm and a major global nod on income equality, the past week has revealed powerful forces shaping the country’s economic momentum. As market volatility stirs concern and savers shift strategies, the deeper story is one of recalibration and renewal.

SEBI vs Jane Street: Regulation Meets Complexity

In a move that’s sending ripples across global markets, the Securities and Exchange Board of India (SEBI) has launched a probe into trading activities conducted by Jane Street, a renowned global trading firm known for its high-frequency, algorithmic strategies. The investigation focuses on potential misuse of complex derivative instruments, raising urgent questions about India’s regulatory preparedness for handling such sophisticated market structures.

“This marks a turning point in how Indian regulators deal with sophisticated market players,” said Neeraj Shah, a Mumbai-based financial analyst.

The case highlights the challenge regulators face in balancing innovation with oversight — especially as foreign institutional investors increasingly rely on advanced trading systems in Indian markets.

Market Cap Erosion: ₹70,325 Crore Wiped Out

Six of India’s ten most valued firms saw a combined erosion of over ₹70,000 crore in market capitalisation this week. Leading the losses were banking giants HDFC Bank and ICICI Bank, whose declines mirrored broader market unease.

Banking stocks have been under pressure due to rising bond yields and global uncertainty, noted Ritu Anand, an equity strategist at a private brokerage.

The Sensex and Nifty have both exhibited signs of fatigue amid geopolitical pressures, foreign fund outflows, and anticipation of upcoming policy moves from central banks around the world.

IPO Watch: Asston Pharma Hits the Market

Amid the turbulence, some companies are choosing to go public. Navi Mumbai–based Asston Pharmaceuticals is launching its IPO on July 9, aiming to raise ₹27.56 crore. The SME issue will be used to fund expansion efforts, repay debt, and bolster working capital.

“Asston’s IPO could benefit from retail optimism around small-cap pharma plays,” said Ravi Khurana, an IPO analyst.

Investor interest in healthcare stocks remains high post-pandemic, particularly in the niche generic drug manufacturing segment where Asston operates.

Where the Money’s Going: Savings and CDs on the Rise

While equity markets remain jittery, savers and conservative investors are turning to high-yield savings accounts, money-market instruments, and certificates of deposit (CDs). As of July 5, some money market accounts are offering up to 4.41% APY, while the best CD rates have touched 5.5% APY.

“Consumers are opting for short-term fixed instruments to hedge against equity uncertainty,” said Meera D’Souza, a senior wealth advisor.

This signals a shift toward income preservation, especially among middle-class households rebalancing their post-COVID portfolios.

Global Applause: India Ranks 4th in Income Equality

In a surprising but welcome development, India has ranked 4th globally in income equality, according to the latest World Bank report — surpassing economic giants like the United States and China.

This progress is credited to India’s digital finance initiatives, especially UPI (Unified Payments Interface), Direct Benefit Transfers (DBT), and mass inclusion schemes like Jan Dhan Yojana.

Digital inclusion through UPI and DBT schemes is proving transformative, noted a World Bank official.

The findings highlight not just economic expansion but a deeper commitment to distributing growth more fairly especially to rural and underserved communities.

Conclusion

From regulatory reckoning to IPO excitement and global recognition, India’s financial story is more dynamic than ever. It’s a tale of turbulence — but also of transformation. As SEBI sharpens its lens and investors recalibrate their risk, the country’s long-term vision of inclusive and resilient growth continues to take shape.

Whether it’s the pulse of the market or the quiet power of financial reform, India is not standing still — and neither should we.

Key Takeaways

SEBI investigates Jane Street over complex derivative trades

₹70,325 crore in market cap lost; HDFC and ICICI among top losers

Asston Pharma IPO opens July 9, aims to raise ₹27.56 crore

Fixed deposits and CDs gaining popularity amid market volatility

India now ranks 4th globally in income equality, per World Bank

#India financial market news

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zakaqsa · 24 days ago

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Crack the FRM 2025 Exam with Sanjay Saraf FRM Easy Prep

Are you planning to take the FRM exam in 2025? Great choice! The Financial Risk Manager (FRM) certification opens doors to careers in risk management, investment banking, and consulting. But let’s be honest—the syllabus can feel huge. That’s where Sanjay Saraf FRM comes in. His course has helped thousands of students and working pros pass the exam without getting lost in books.

Whether you're in college or working full-time, the Sanjay Saraf FRM classes give you everything you need—notes, videos, tests, and more—to study smart and stay ahead.

Why Choose Sanjay Saraf FRM?

First things first: the FRM syllabus is no joke. But instead of just teaching formulas, Sanjay Saraf FRM explains real-world risk concepts. That’s why his course stands out. You learn not just to pass the exam, but to actually understand how risk works in finance.

Another big plus? Flexibility. You can learn your way. Sanjay Saraf FRM classes come in three easy options:

Live online lectures

Google Drive access

Pen drive classes

So, whether you're working 9 to 5 or studying in college, you can still prep at your own pace.

Meet Your Mentors

The course is split into two parts, and the teaching is handled by two experts:

FRM Part I: Karan Aggarwal, a teacher known for turning complex ideas into simple ones.

FRM Part II: Taught by Sanjay Saraf himself, with a focus on real-world application.

This blend gives you the best of both—strong basics and deep understanding.

What’s in the FRM Exam?

The FRM exam has two parts. Each one has 100 multiple-choice questions, and each part takes 4 hours. Here's a quick peek at the subjects:

FRM Part I

Foundations of Risk Management – 20%

Quantitative Analysis – 20%

Financial Markets & Products – 30%

Valuation & Risk Models – 30%

FRM Part II

Market Risk – 20%

Credit Risk – 20%

Operational Risk – 20%

Liquidity & Treasury Risk – 15%

Risk Management in Investments – 15%

Current Financial Issues – 10%

Sounds tough? It can be. But with Sanjay Saraf FRM, the material is broken down into bite-sized lessons, so it feels much easier to handle.

Who Can Take FRM?

Here’s the good news—you don’t need a finance background. Even a first-year college student can take Part I. To become fully certified, you’ll need to:

Pass both parts within 4 years

Have 2 years of relevant work experience (within 5 years of passing Part II)

And signing up is simple. Just go to the GARP website, choose your date, and pay the fee. After that, joining the Sanjay Saraf FRM classes is your smartest next move.

Course Pricing

Here’s what to expect in terms of cost:

FRM Part I (Karan Aggarwal): ₹30,000 – ₹34,000

FRM Part II (Sanjay Saraf FRM): ₹25,000 – ₹27,000

Every package includes updated study notes, video lessons, mock tests, and doubt-clearing help. Students love how even the trickiest topics start to feel easy in the Sanjay Saraf FRM format.

Tips to Pass in One Go

Passing the FRM exam isn’t just about studying hard—it’s about studying smart. Here’s what works:

Follow a daily study plan

Spend more time on weak spots

Practice questions regularly

Take full mock exams

Revise every week

Good news—Sanjay Saraf FRM classes already include all these things. That’s why many students crack the exam on their very first try.

Get Career-Ready, Not Just Exam-Ready

Let’s think big. The goal isn’t just to pass—it's to feel ready for real-world jobs. With Sanjay Saraf FRM, you’ll learn how to solve finance problems, read market data, and manage real risks. You’ll work on case studies and build financial models that make you job-ready.

That’s what makes this course different. You don’t just memorize—you master.

The FRM journey might seem long, but with the right guide, it becomes simple. Sanjay Saraf FRM gives you expert teaching, flexible learning, and full support. And with Sanjay Saraf FRM classes, you’re never alone on the path.

So, if you're serious about a career in finance, this is the moment to begin. Don’t wait. Start your FRM prep today with Sanjay Saraf FRM and take your future into your own hands.

Remember: learning to manage risk is one of the smartest moves you’ll ever make—and it pays for life.

#sanjay saraf frm #sanjay saraf frm classes

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usmlestike · 1 month ago

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USMLE Step 2 CK course

The USMLE Step 2 Clinical Knowledge (CK) exam is a pivotal milestone for medical graduates aspiring to practice medicine in the United States. Unlike Step 1, which focuses more on basic sciences, Step 2 CK evaluates your ability to apply clinical knowledge in real-world settings. With its growing importance in residency applications, a well-structured USMLE Step 2 CK course can make a significant difference in your preparation strategy.

In this article, we explore everything you need to know about the Step 2 CK exam, the benefits of taking a dedicated course, key components of a good course, how to choose the right one, and preparation tips to maximize your score.

What is USMLE Step 2 CK?

USMLE Step 2 CK (Clinical Knowledge) is part of the United States Medical Licensing Examination. It assesses the medical student’s ability to apply clinical knowledge to patient care, under supervision, with an emphasis on health promotion and disease prevention.

Exam Details:

Duration: 9-hour test session (divided into 8 blocks)

Questions: ~318 multiple-choice questions

Subjects Covered: Internal medicine, pediatrics, surgery, psychiatry, obstetrics and gynecology, and more

Eligibility: Medical students or graduates of accredited medical schools

With Step 1 now being pass/fail, Step 2 CK has become the primary differentiator for residency selection committees, making high performance crucial.

Why Take a USMLE Step 2 CK Course?

While self-study is an option, a structured USMLE Step 2 CK course offers multiple advantages:

1. Organized Study Plan

Courses provide a roadmap to cover all high-yield topics in a logical, time-efficient manner. This prevents the burnout and confusion often caused by unstructured preparation.

2. Expert Faculty

Courses are typically led by experienced USMLE educators who understand question trends and exam expectations. Their insights can be critical in narrowing down what’s essential.

3. Practice Questions & Mock Exams

High-quality question banks and full-length practice exams simulate the real test environment, helping you build endurance and strategy.

4. Performance Tracking

Many online courses offer performance analytics that track your progress and highlight your weak areas for targeted improvement.

5. Time Management

For students balancing clinical rotations or work, courses can help make the most of limited study time with focused learning modules.

Key Features of a Good Step 2 CK Course

Not all courses are created equal. When choosing the best USMLE Step 2 CK course, look for the following features:

1. Comprehensive Coverage

Ensure the course includes all disciplines tested on the exam, such as Internal Medicine, Surgery, Pediatrics, Psychiatry, and OB-GYN.

2. High-Yield Content

Choose a program that emphasizes high-yield facts and frequently tested concepts. Some courses even offer "Rapid Review" sessions for quick recaps before the exam.

3. Up-to-Date Material

The USMLE frequently updates its exam blueprint. A quality course should offer current materials that reflect the latest exam trends and guidelines.

4. Video Lectures + Notes

Interactive video lectures, accompanied by downloadable study notes, cater to both visual and reading learners.

5. Integrated Question Bank (QBank)

Practice is essential. A course with a large QBank and detailed explanations helps in building confidence and test-taking skills.

6. Live/Interactive Sessions

Some students benefit from live sessions or webinars where they can ask questions and get clarifications in real-time.

Types of USMLE Step 2 CK Courses

1. Online Self-Paced Courses

Ideal for students who prefer flexible learning. These courses often include recorded video lectures, a QBank, and progress trackers.

2. Live Online Classes

These are virtual classrooms with scheduled sessions, useful for students needing discipline and direct engagement.

3. In-Person Bootcamps

Intensive classroom programs conducted over a few weeks. Best for students who learn better in a group setting.

4. Hybrid Models

Combine live sessions with recorded content and self-assessment tools, offering the best of both worlds.

Top USMLE Step 2 CK Courses (Popular Providers)

While choosing the right course depends on individual preferences, here are some of the best-rated USMLE Step 2 CK course providers:

Kaplan USMLE

Comprehensive video lectures

Strong QBank and full-length practice tests

In-person and online options

UWorld

Industry-standard QBank with clinical reasoning emphasis

Limited lectures but excellent for question-based learning

AMBOSS

Integrated study platform with QBank and library

Detailed analytics and learning cards

Becker

Trusted name with focused Step 2 CK curriculum

Taught by experienced medical professionals

USMLE Strike (example brand for branding insertion)

Fast-growing platform offering a personalized Step 2 CK course

Affordable pricing and one-on-one mentorship

How to Choose the Right Step 2 CK Course

When selecting a Step 2 CK prep course, consider the following:

Learning Style: Are you a visual learner, or do you prefer reading or interactive sessions?

Time Commitment: Do you need a self-paced course or a structured schedule?

Budget: Some courses are premium-priced, while others are affordable or even free.

Support System: Look for mentorship, doubt-clearing sessions, and community support.

Trial Period: Opt for platforms that offer free trials or demo classes.

Tips to Maximize Your Step 2 CK Preparation

Start Early: Begin your preparation at least 3–6 months before the exam.

Use One Core Resource: Don’t overwhelm yourself with too many materials.

Practice Daily: Solve at least 40–60 QBank questions each day.

Review Explanations Thoroughly: Focus on why each option is right or wrong.

Simulate Test Day: Take at least two full-length mock exams before the real test.

Revise Smartly: Use flashcards or apps like Anki for spaced repetition.

Stay Healthy: Sleep well, eat right, and manage stress throughout the preparation.

Conclusion

The USMLE Step 2 CK exam is a crucial component of your medical journey and an essential step toward securing a top residency. Enrolling in a quality USMLE Step 2 CK course can streamline your preparation, boost your confidence, and increase your score. With options ranging from self-paced online modules to intensive live classes, the right course depends on your learning style, schedule, and goals. Don’t underestimate the value of expert guidance, structured study plans, and continuous practice. Whether you're juggling clinical rotations or preparing full-time, a dedicated course ensures that you're not alone in this journey. Make the smart move, invest in a reliable Step 2 CK course, and step confidently toward your medical career in the U.S. For more details visit https://usmlestrike.com/how-to-use-chatgpt-for-studying/

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