#Class 12 Accountancy Sample Paper

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‘Together with’ Class 12 Accountancy CBSE Sample Question Papers 2025 for Board Exam Success

‘Together with‘ (EAD) Class 12 Accountancy CBSE Sample Question Papers 2025 is a step by step practice material for upcoming board exams. EAD book 2025 includes 35+ sample paper in Digital+Physical format to allow you to learn at your own pace. Access e-sample question paper by scanning the QR codes. EAD divides the whole of the best reference material for Class 12 accounts exam into different sections based on different levels of difficulty of (EAD) Physical + Digital Accountancy Sample Paper 2025.

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Combined Graduate Level Exam: Eligibility Rules You Must Know

 The Combined Graduate Level (CGL) Examination, carried out by way of the Staff Selection Commission (SSC), is one of the maximum prestigious and sought-after government recruitment checks in India. It opens the doorways to a wide range of Group B and Group C posts in various ministries, departments, and subordinate offices below the Government of India. Each 12 months, lakhs of aspirants from across the u . S . A . Compete for a limited number of vacancies, making it one of the most competitive tests inside the nation.

Combined graduate level examination eligibility

1. Objective of the SSC CGL Exam

The examination guarantees a transparent and benefit-based totally selection procedure for jobs that provide stability, security, and the status of operating for the government.

The posts consist of roles like:

Assistant Section Officer (ASO)

Inspector of Income Tax

Assistant Audit Officer

Central Excise Inspector

Statistical Investigator

Auditor

Junior Accountant

Divisional Accountant, and plenty of more.

2. Eligibility Criteria

To apply for SSC CGL, applicants have to fulfill the subsequent primary eligibility criteria:

a) Educational Qualification

A bachelor’s diploma in any area from a diagnosed university is the minimal requirement.

For positive posts, unique qualifications can be wanted (e.G., Statistics degree for Statistical Investigator).

B) Age Limit

Age varies depending at the publish, generally between 18 to 32 years.

Age rest is provided to candidates belonging to reserved classes (SC/ST/OBC/PwD).

C) Nationality

Candidates need to be Indian residents or belong to other eligible categories as described by way of the SSC.

Three. Structure of the Exam

The SSC CGL exam is conducted in four tiers:

Tier-I: Preliminary Examination

Objective kind, online

Total Marks: 200

Time: 60 mins

Tier-II: Main Examination

Objective type, on-line

Papers encompass:

Paper I: Quantitative Abilities

Paper II: English Language and Comprehension

Paper III: Statistics (for relevant posts)

Paper IV: General Studies (Finance & Economics, for AAO put up)

Negative marking applies

Tier-III: Descriptive Paper

Pen and paper-based

Essay/Letter/Precis writing

Marks: a hundred

Language: English or Hindi

Duration: 60 mins

Conducted for unique posts

4. Syllabus Overview

a) General Intelligence & Reasoning

Analogies, type, coding-deciphering, puzzle solving, syllogisms, and sample reputation

b) Quantitative Aptitude

Number gadget, percentage, mensuration, earnings & loss, ratio and percentage, time & paintings, algebra, geometry, trigonometry

c) English Comprehension

Grammar, vocabulary, comprehension, sentence correction, cloze assessments

d) General Awareness

Current affairs, history, geography, polity, economics, standard technological know-how

five. Preparation Strategy

Preparing for the SSC CGL exam requires consistent effort, a strategic take a look at plan, and smart time management.

A) Understand the Exam Pattern

Know the weightage of every section

Practice through previous year query papers

b) Focus on Basics

Strengthen your fundamentals in math and English

Make short notes for revision of GK and modern affairs

c) Regular Practice

Attempt day by day mock exams

Improve pace and accuracy

d) Stay Updated

Read newspapers, observe monthly contemporary affairs magazines

Use apps and on-line systems for daily quizzes

6. Job Roles and Perks

SSC CGL-decided on candidates get located in prestigious positions with the Government of India. Some of the blessings consist of:

Attractive Salary Packages: Ranging from Rs. 35,000 to Rs. 70,000 depending on the submit and place.

Job Security and Pension: Government jobs offer unrivaled task safety and post-retirement advantages.

Growth Opportunities: Regular promotions and opportunities to take departmental checks.

7. Challenges Faced via Aspirants

Despite the appeal of the CGL examination, aspirants face several demanding situations:

High Competition: With over 20 lakh applicants annually, opposition is fierce.

Changing Exam Patterns: The SSC on occasion modifies patterns and syllabus, requiring adaptability.

Limited Seats: With just a few thousand vacancies, handiest the maximum organized applicants prevail.

Preparation Time: It requires long-time period steady guidance, often for over a 12 months.

Eight. Recent Changes and Reforms

The SSC has been working to make the CGL examination extra obvious and efficient:

Online Application and Computer-Based Tests: To reduce mistakes and accelerate processing.

Normalization of Scores: Ensures fairness throughout extraordinary shifts.

Single Year Calendar: SSC now releases an annual calendar for all assessments, allowing better planning.

9. Role of Coaching and Self-Study

Many aspirants be part of training institutes to prepare for the CGL exam, especially for help in math and reasoning. However, with the rise of virtual learning platforms, self-study with online resources, YouTube tutorials, and ridicule test collection has come to be a popular and effective technique for many.

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Best Home Tuition Near Me – Expert Learning at Your Doorstep with Saraswati Tutorials

Are you searching for the Best Home Tuition near me to help your child achieve better academic results? Whether your child is struggling with core subjects, needs support with board exam preparation, or simply learns better in a one-on-one setting, Saraswati Tutorials offers the perfect solution — high-quality, personalized home tutoring right in your neighborhood.

In today’s competitive academic world, students often find it difficult to thrive in crowded classrooms where personal attention is limited. That’s why thousands of families are turning to trusted home tuition providers like Saraswati Tutorials to give their children the edge they need.

Why Choose Home Tuition?

Every student learns differently. Some need more time, some need concept clarity, and others just need someone to explain things their way. Home tuition creates a space where students can ask questions freely, learn at their own pace, and build confidence — all from the comfort of home.

Key benefits include:

Personalized Teaching: The tutor focuses solely on your child’s strengths and areas that need improvement.

Flexible Timings: Sessions are scheduled at times that suit your family’s routine.

One-on-One Interaction: Students can clear doubts immediately without any hesitation.

Faster Academic Improvement: Regular guidance and practice lead to better results.

Safe and Comfortable Environment: Students learn more effectively in a familiar space — their own home.

So, if you’ve been asking yourself, “Where can I find the Best Home Tuition near me?”, the answer may be just a call away.

Why Saraswati Tutorials Is the Right Choice

Saraswati Tutorials is one of the most trusted home tuition providers in Dehradun, with a wide network of qualified, friendly, and experienced tutors. Our approach is focused on ensuring that each student receives academic support tailored to their needs, goals, and school curriculum.

Here’s what makes us different:

Verified & Experienced Tutors: All our tutors go through a strict selection and background verification process.

All Classes & Boards Covered: We provide tuition from Class 1 to 12, and across CBSE, ICSE, ISC, and State Boards.

Subject Experts: Whether it's Math, Science, English, Social Science, or Commerce subjects, we match you with the right expert.

Performance Tracking: Regular feedback and assessments to track progress and ensure improvement.

Free Demo Class: Try before you commit — get a trial session to see if the tutor fits your child’s learning style.

When parents search for the Best Home Tuition near me, Saraswati Tutorials consistently ranks among the top choices thanks to our result-driven approach.

Subjects and Classes Offered

We offer expert tutoring in the following categories:

Primary Classes (1–5):

Math, English, EVS, Hindi, and General Science

Foundational reading and writing support

Concept-based and activity-based learning

Middle School (6–8):

Mathematics and Science

Social Science and English

Project guidance and assignment help

Secondary Classes (9–10):

Full subject preparation for board exams

Special focus on Math, Science, SST, and English

Sample paper practice and revision tests

Senior Secondary (11–12):

Commerce: Accountancy, Economics, Business Studies

Science: Physics, Chemistry, Biology, Math

Humanities: History, Political Science, English Core

Competitive exam coaching (NEET, JEE, CUET, etc.)

Available in Your Locality

We provide home tutors across all areas of Dehradun, including:

Rajpur Road

Sahastradhara Road

Balliwala

Clement Town

Patel Nagar

Vasant Vihar

Jakhan

Prem Nagar

Subhash Nagar

Nehru Colony

Dalanwala

So wherever you’re located, when you search for the Best Home Tuition near me, Saraswati Tutorials brings expert guidance right to your doorstep.

How It Works

Getting started is simple and efficient:

Contact Us: Share your requirements — class, subject, board, and preferred timing.

Tutor Matching: We find the most suitable tutor based on your needs and location.

Free Demo Session: Evaluate the tutor’s teaching style before committing.

Start Regular Classes: Begin personalized, one-on-one sessions at home.

What Parents Say

“We were looking for the Best Home Tuition near me for my daughter in Class 10. Saraswati Tutorials matched us with a brilliant tutor who made even the toughest concepts easy to understand. Her results have improved significantly.” – Meenal Joshi, Balliwala

“My son is in Class 5 and needed help with English and Math. The tutor from Saraswati Tutorials is so patient and encouraging. I’ve seen a huge improvement in his confidence.” – Sanjay Rawat, Rajpur Road

Results That Speak for Themselves

At Saraswati Tutorials, our success is measured by student performance and satisfaction. Our students routinely show:

20–40% improvement in academic scores within 3–6 months

Enhanced conceptual clarity and retention

Better exam readiness and time management skills

Greater participation and confidence in school classrooms

When you search for the Best Home Tuition near me, you’re not just seeking convenience — you’re looking for real results. Saraswati Tutorials delivers both.

Conclusion

A good home tutor can make a lasting impact on your child’s education. With Saraswati Tutorials, you get access to experienced, compassionate, and subject-focused tutors who know how to bring out the best in each student. If you want a flexible, reliable, and affordable way to improve your child’s academic performance, look no further.

Still wondering where to find the Best Home Tuition near me? Saraswati Tutorials is just a phone call away.

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Home Tuition in Dehradun – The Smartest Choice for Academic Excellence

In today's highly competitive academic environment, students need more than just classroom education to thrive—they need focused, personalized guidance to truly succeed. That's where Home Tuition in Dehradun by Saraswati Tutorials comes in. We bring customized, one-on-one learning experiences to the comfort of your home, designed to unlock the true academic potential of your child.

Why Choose Saraswati Tutorials for Home Tuition in Dehradun?

We understand that every child is unique—with different strengths, weaknesses, learning styles, and pace. Our approach to Home Tuition in Dehradun is built on this very principle. Whether your child needs help in understanding tough concepts or is aiming to top their class, we create a learning roadmap that is perfectly aligned to their individual goals.

With over a decade of success, Saraswati Tutorials has become a trusted name among parents seeking the best Home Tutor in Dehradun for their children’s academic growth.

Our Expert Home Tutors – The Strength Behind the Success

At the heart of our service is a hand-picked team of qualified, experienced, and passionate Home Tutors in Dehradun. Every tutor at Saraswati Tutorials is not only a subject expert but also trained in child psychology, pedagogy, and student motivation.

We provide tutors for:

Classes 1 to 12 (CBSE, ICSE, and State Board)

Science (Physics, Chemistry, Biology)

Mathematics (Basic to Advanced)

English, Hindi, Sanskrit

Social Studies, History, Geography

Commerce (Accountancy, Business Studies, Economics)

What Makes Our Home Tuition in Dehradun Stand Out

1. Personalized One-on-One Teaching

Unlike overcrowded tuition centers, we focus on personalized attention. Our tutors adapt their teaching pace and style to suit the student’s learning ability, ensuring better understanding and retention.

2. Flexible Scheduling at Your Convenience

Our tutors come to your home at a time that suits your family’s routine, ensuring that learning is both effective and stress-free.

3. Regular Assessments and Performance Reports

We conduct weekly tests, periodic assessments, and provide detailed feedback reports to track your child’s academic progress.

4. Complete Exam Preparation

Our tutors prepare students for:

Unit tests and school exams

Board exams (10th & 12th)

Olympiads and NTSE

Entrance exams like NDA, NEET, JEE, etc.

Home Tuition in Dehradun for Every Learning Stage

Primary Level (Classes 1 to 5)

We make learning fun and interactive at this level, focusing on building strong literacy, numeracy, and basic science skills.

Middle School (Classes 6 to 8)

Conceptual clarity becomes vital here. Our home tutors guide students to understand and apply concepts rather than memorize them.

Secondary Level (Classes 9 & 10)

Board exams begin here, and our Home Tutors in Dehradun ensure students are well-prepared with NCERT solutions, sample paper practices, and conceptual revisions.

Senior Secondary Level (Classes 11 & 12)

Specialized tutors for Science and Commerce streams help students tackle advanced topics and score well in board as well as competitive exams.

Benefits of Hiring a Home Tutor in Dehradun

1. Personalized Learning Pace

Every student learns differently. A Home Tutor in Dehradun adjusts the teaching speed and difficulty level to match the child’s capacity.

2. Instant Doubt Resolution

Unlike in schools, students can ask questions freely and get their doubts cleared instantly, building confidence and deep understanding.

3. Enhanced Focus and Discipline

In a one-on-one environment, students remain more focused and motivated. They also develop better study habits and time management skills.

4. Safer and More Convenient

There’s no need to send your child out in traffic or harsh weather. With home tuition, your child learns in the safety and comfort of home.

Why Parents Trust Saraswati Tutorials for Home Tuition in Dehradun

Over 10 years of excellence in personalized tutoring

Trusted by parents across Rajpur, Balliwala, Race Course, Sahastradhara, and Prem Nagar

Verified, punctual, and professionally trained tutors

Consistent academic improvement and excellent board results

Affordable and transparent fee structure

Flexible learning plans and trial classes available

Success Stories from Saraswati Tutorials

“My daughter had lost interest in studies during the pandemic. After enrolling with Saraswati Tutorials, her interest revived, and her marks improved drastically.” – Mrs. Shalini Joshi, Vasant Vihar, Dehradun

“We hired a Home Tutor in Dehradun from Saraswati Tutorials for Class 12 PCM, and the results were outstanding. Highly recommended!” – Mr. Deepak Chauhan, Dalanwala

Home Tuition for Competitive Exams in Dehradun

We also offer home tutoring for students preparing for:

NDA (National Defence Academy)

NEET (Medical entrance)

JEE (Engineering entrance)

SSB Interviews

Scholarship tests and Olympiads

Our tutors provide targeted preparation, covering syllabus, mock tests, doubt sessions, and revision schedules that help students excel under pressure.

Get Started with the Best Home Tuition in Dehradun Today

Finding the right tutor can be overwhelming, but Saraswati Tutorials simplifies it for you. From the moment you reach out to us, our team helps match your child with the most suitable Home Tutor in Dehradun, ensuring results and satisfaction.

We don’t just teach—we transform learning experiences.

How to Book a Tutor

Call or message us with your child’s academic details

Get matched with the best available tutor

Book a free demo session

Finalize schedule and fees

Begin the journey to better marks and deeper understanding

Conclusion – Choose Academic Success with Saraswati Tutorials

If you're searching for quality, dedication, and results-driven tutoring, Saraswati Tutorials offers the most effective Home Tuition in Dehradun. From improving grades to building confidence and achieving academic goals, our Home Tutors in Dehradun are changing lives—one student at a time.

Choose Saraswati Tutorials – where excellence comes home.

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Best CA Foundation Coaching in India

Introduction to CA Foundation

If you're someone dreaming of becoming a Chartered Accountant (CA) in India, you already know the first milestone in your journey is clearing the CA Foundation exam. Now, whether you're a commerce topper or an average scorer, one thing's for sure — having the right coaching can make or break your preparation. Let's dive into everything you need to know about CA Foundation coaching.

What is CA Foundation?

CA Foundation is the entry-level exam conducted by The Institute of Chartered Accountants of India (ICAI) for students aspiring to pursue a career in Chartered Accountancy. It’s basically your passport to move ahead in the CA course.

Students who have cleared their Class 12 exams or are waiting for their results can register for this exam.

Why is CA Foundation Important?

CA Foundation isn't just another exam. It tests your fundamentals in subjects like accounting, business laws, and economics — things that you'll be using throughout your CA career. Plus, clearing it with good marks boosts your confidence for the tougher levels ahead.

Understanding the CA Foundation Exam Structure

Before you decide whether or not to take coaching, you should know the structure of the CA Foundation exam.

Eligibility Criteria

Must have passed Class 12 from a recognized board.

Should register with ICAI before the cut-off dates.

Subjects Covered

The CA Foundation exam includes four papers:

Principles and Practice of Accounting

Business Laws & Business Correspondence and Reporting

Business Mathematics and Logical Reasoning & Statistics

Business Economics & Business and Commercial Knowledge

Exam Pattern

Papers 1 & 2 are subjective.

Papers 3 & 4 are objective.

Negative marking for wrong answers in objective papers.

Why You Need CA Foundation Coaching

Now the real question — should you opt for coaching? And the answer is: absolutely yes, if you want structured preparation and expert guidance.

Benefits of Joining a Coaching Institute

Expert faculty explains concepts in-depth.

Regular mock tests and assessments.

Access to updated study material.

Peer competition keeps you motivated.

Online vs Offline Coaching

When it comes to coaching, you’ve got two main options — online and offline. Let’s weigh the pros of each.

Advantages of Online CA Foundation Coaching

Learn from the comfort of your home.

Flexible class timings.

Recorded lectures for revision.

Access to national-level expert faculty.

Advantages of Offline CA Foundation Coaching

Face-to-face interaction with teachers.

Instant doubt-solving.

Competitive classroom environment.

Routine and discipline.

How to Choose the Best CA Foundation Coaching

Not every coaching center will suit you. Here's what you should check before enrolling:

Check the Faculty Experience

A coaching institute is as good as its teachers. Look for institutes where the faculty has years of teaching and industry experience.

Look for Past Results

Check how many students have cleared CA Foundation from the institute in previous attempts. Success rates matter!

Review Study Material Quality

Updated and exam-oriented study material can be a game-changer. Some coaching centers provide exclusive notes and test papers.

Demo Classes and Reviews

Always attend a few demo classes or watch sample videos if it's online. Also, go through Google reviews and student testimonials.

Top CA Foundation Coaching Institutes in India

Let’s talk about some popular names you can consider.

National Level Institutes

Unacademy CA Foundation

SuperProfs

Aldine CA

CAClubIndia Classes

City-Specific Popular Coaching Centres

VSI Jaipur (known for top All India Ranks)

Swapnil Patni Classes

JK Shah Classes (Mumbai, Delhi, Pune)

Sri Medha CA Academy (South India)

Tips to Prepare for CA Foundation Alongside Coaching

Even with coaching, your personal effort matters the most. Here are a few quick tips:

Create a Study Plan

Distribute your syllabus week-by-week and include time for revision and mock tests.

Practice Mock Tests Regularly

The ICAI pattern includes negative marking. Regular mock tests help improve accuracy and speed.

Stay Updated with ICAI Notifications

Exam dates, syllabus updates, and announcement of result dates — never miss an update. Bookmark the ICAI official website.

Cost of CA Foundation Coaching

Alright, let's talk about money. Coaching isn’t free, and the fees vary.

Fee Structure for Online Classes

₹20,000 to ₹40,000 for complete CA Foundation course.

Includes study material, mock tests, and video lectures.

Fee Structure for Offline Classes

₹25,000 to ₹50,000 depending on location and faculty experience.

Some institutes charge extra for mock test series.

Conclusion

So, if you're serious about cracking the CA Foundation exam on your first attempt, good coaching can give you that extra edge. With the right institute, experienced faculty, and solid study material, you’ll be better equipped to tackle the syllabus and score high. Remember, coaching can guide you, but it’s your hard work that’ll ultimately take you through. So, enroll in a coaching program that suits your learning style, stick to your study plan, and keep practicing those mock tests. You’ve got this!

FAQs

Q1. Is CA Foundation coaching necessary? Yes, if you want structured preparation, expert guidance, and mock test practice. Though self-study is possible, coaching offers a disciplined environment and better chances of success.

Q2. Can I clear CA Foundation in 3 months with coaching? Absolutely! With the right coaching and disciplined self-study, many students clear CA Foundation in just 3 months.

Q3. How to choose the best CA Foundation coaching online? Look for institutes with experienced faculty, good past results, flexible schedules, and positive student reviews.

Q4. What is the average fee for CA Foundation coaching? The fee ranges from ₹20,000 to ₹50,000 depending on whether you opt for online or offline classes.

Q5. Can I attend CA Foundation coaching while doing my 12th class? Yes, many students start coaching in Class 12 itself to prepare early and manage both school and CA Foundation together.

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Best Coaching for Class 12 Commerce Students in Kankarbagh

Class 12 is a crucial year for commerce students as it lays the foundation for higher studies and professional careers. With board exams, competitive exams, and future career decisions at stake, selecting the right coaching institute is essential. If you are a Class 12 commerce student  in Kankarbagh, Patna, Chartered Commerce is the best coaching institute for class 12  to help you excel in Accountancy, Business Studies, Economics, and other subjects.

With experienced faculty, structured study materials, regular assessments, and personalized attention, Chartered Commerce ensures that students achieve top scores in board exams and prepare for professional courses like CA, CMA, and B.Com.

Why Choose Chartered Commerce for Class 12 Commerce Coaching?

1. Highly Experienced and Qualified Faculty

Chartered Commerce boasts a team of experienced and well-qualified teachers, including CA professionals and commerce experts, who: ✔ Provide concept-based learning to strengthen fundamental concepts. ✔ Offer easy-to-understand explanations for complex topics. ✔ Conduct interactive and engaging classes to keep students focused.

With expert guidance, students gain in-depth knowledge of their subjects, ensuring better performance in board exams and entrance tests.

2. Comprehensive Subject Coverage for Class 12

Class 12 syllabus requires thorough understanding and application-based learning. Chartered Commerce provides:

Accountancy – Covers Partnership Accounts, Company Accounts, and Cash Flow Statements in depth.

Business Studies – Focuses on management principles, business finance, and marketing strategies.

Economics – Includes Macroeconomics, National Income, and Indian Economic Development.

Each subject is taught using real-world examples, case studies, and practical applications to ensure better retention and conceptual clarity.

3. Structured and Well-Researched Study Material

Chartered Commerce provides comprehensive study materials, including: ✔ Simplified notes and concept-based explanations for quick understanding. ✔ Practice questions and worksheets for revision. ✔ Previous years’ board exam papers to help students familiarize themselves with the exam pattern. ✔ Mock tests and sample papers designed according to CBSE standards.

These resources ensure that students are fully prepared to tackle their Class 12 board exams with confidence.

4. Regular Tests, Mock Exams, and Performance Analysis

At Chartered Commerce, assessment and evaluation are key priorities. The institute conducts: ✔ Weekly and monthly tests to track progress. ✔ Mock board exams under real exam conditions. ✔ Detailed performance analysis and feedback sessions to help students improve.

By practicing under exam-like conditions, students gain time management skills and confidence to score high in their final board exams.

5. Small Batch Sizes and Personalized Attention

One of the biggest advantages of Chartered Commerce is its small batch size, which allows for: ✔ One-on-one interaction with faculty. ✔ Special doubt-clearing sessions for weak topics. ✔ Personalized mentoring to improve individual performance.

Unlike overcrowded coaching centers, Chartered Commerce ensures that every student gets the attention and guidance they need to excel.

6. Smart and Interactive Learning Methods

To make learning more effective and engaging, Chartered Commerce integrates modern teaching techniques, such as: ✔ Smart classrooms with visual presentations. ✔ Live problem-solving sessions for better understanding. ✔ Case studies and real-world applications to relate concepts to practical scenarios.

This approach enhances critical thinking skills, preparing students for board exams, competitive exams, and future careers.

7. Affordable Fees and Scholarship Opportunities

Chartered Commerce believes that quality education should be accessible to all. The institute offers: ✔ Affordable fee structures for Class 12 students. ✔ Scholarships for meritorious students to encourage excellence. ✔ Flexible payment options to reduce financial burden.

This ensures that every student in Kankarbagh has access to top-quality commerce coaching.

8. Career Counseling and Professional Course Guidance

Class 12 students often struggle with choosing the right career path. At Chartered Commerce, we provide: ✔ Career counseling sessions to help students make informed choices. ✔ Guidance for CA, CMA, B.Com, MBA, and Finance-related careers. ✔ Information about top universities and entrance exams for higher studies.

With expert career counseling, students can plan their future wisely and choose the right career path in commerce.

9. Convenient Location and Well-Equipped Infrastructure

Located in the heart of Kankarbagh, Patna, Chartered Commerce offers: ✔ Easily accessible location for students across the city. ✔ Well-equipped classrooms and a resourceful library for an optimal learning experience. ✔ A disciplined and student-friendly environment to encourage focused learning.

The state-of-the-art infrastructure ensures that students have all the facilities needed for effective learning.

Final Verdict: The Best Choice for Class 12 Commerce Students in Kankarbagh

If you are a Class 12 commerce student in Kankarbagh, Patna, Chartered Commerce is the best coaching institute to help you achieve academic excellence. With expert faculty, structured learning, high-quality study materials, personalized attention, and career counseling, it provides everything needed to score high in board exams and prepare for a successful commerce career.

Join Chartered Commerce Today!

Give your Class 12 commerce preparation the best start with the top coaching institute in Kankarbagh, Patna.

📍 Visit us at: A-10, above Bank of Baroda, Housing Board Colony, Kankarbagh, Patrakar Nagar, Patna, Bihar 800020 📞 Call us at: 8674817276 📧 Email us at: ccptna@gmail.com 🌐 Website: Chartered Commerce

Admissions Open! Secure your future with the best commerce coaching in Kankarbagh!

[arihantbooks]

Arihant Publication CBSE iSucceed Accountancy Sample Paper Class 12

Prepare for your Class 12 Accountancy exam with the CBSE iSucceed Sample Question Paper by Arihant Publication. This sample paper is crafted to enhance your problem-solving skills, boost confidence, and provide an in-depth understanding of exam patterns. Practice with diverse questions and improve your exam performance.

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Best CBSE Class 12th Sample Paper Accountancy with 35+ EAD question papers 2024-25

Latest edition of Together with CBSE Sample Paper EAD Class 12 Accountancy 2025 with digital content is a perfect step-by-step study material for students to prepare for Board Exams as per the latest exam pattern. Class 12 CBSE Sample Paper 2024-25 Accountancy has been designed to assist the students to crack board exams with right approach to the newest pattern in Physical & Digital modes.

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Your Path to Success: Understanding CBSE Exam Structures

The Central Board of Secondary Education (CBSE) plays a crucial role in shaping the educational landscape in India. For students preparing for the CBSE exams, understanding the exam structure is essential for effective preparation and achieving academic success. This guide aims to break down the key components of CBSE exam patterns, helping students navigate their path to success.

CBSE residential schools in Coimbatore

1. Overview of CBSE

CBSE is one of the most prominent educational boards in India, known for its rigorous academic standards and a well-defined curriculum. The board conducts examinations for Class 10 (Secondary School Examination) and Class 12 (Senior Secondary Examination), which are pivotal for students' academic progression.

2. Exam Structure for Class 10

a. Subjects Offered

Class 10 students typically have the following subjects:

Languages: Hindi, English, and a third language (like Sanskrit or French).

Mathematics

Science: Physics, Chemistry, and Biology.

Social Science

Optional Subjects: Such as Computer Science, Home Science, or additional languages.

b. Question Paper Pattern

The exam pattern for Class 10 varies by subject, but generally includes:

Types of Questions: Multiple-choice questions (MCQs), short answer questions, long answer questions, and case-based questions.

Mark Distribution: Each subject typically carries 100 marks, which are divided into different sections to test various skills and knowledge areas.

c. Internal Assessment

In addition to the board exams, internal assessments contribute to the overall score. These assessments include:

Periodic tests

Practical exams

Projects and assignments

CBSE Boarding schools in Coimbatore

3. Exam Structure for Class 12

a. Subjects Offered

Class 12 students can choose from various streams:

Science: Physics, Chemistry, Mathematics, and Biology.

Commerce: Accountancy, Business Studies, and Economics.

Arts: History, Political Science, and Psychology, among others.

b. Question Paper Pattern

The Class 12 exam structure is similar to Class 10 but often includes more advanced topics. Key features include:

Diverse Question Types: MCQs, analytical and descriptive questions.

Mark Distribution: Each subject generally has a total of 100 marks.

c. Practical and Project Work

Practical exams are vital for subjects like Science and Computer Science, while project work may be required in subjects like Business Studies and Geography.

4. Key Changes and Updates

The CBSE periodically updates its examination patterns to align with educational goals. Recent changes include:

Introduction of Competency-Based Questions: These questions assess students' application of knowledge in real-life scenarios.

Enhanced Weightage on Internal Assessments: Internal assessments now have a more significant impact on the final grades, emphasizing continuous learning.

CBSE residential schools in Coimbatore

5. Preparation Tips

Understanding the exam structure is just the first step. Here are some effective preparation tips:

a. Familiarize Yourself with the Syllabus

Review the syllabus for each subject thoroughly. This will assist you in pinpointing essential topics and managing your study time efficiently.

b. Practice with Sample Papers

Solving previous years’ question papers and sample papers will give you a clear idea of the exam pattern and the types of questions you may encounter.

c. Create a Study Plan

Develop a structured study plan that allocates time for each subject, incorporates revision sessions, and includes time for practicing mock tests.

d. Focus on Time Management

During your preparation and while taking the exams, practice time management to ensure you can complete your papers within the allotted time.

e. Seek Help When Needed

If you find certain topics challenging, don’t hesitate to seek help from teachers or peers. Participating in study groups can be advantageous for collaborative learning.

CBSE Boarding schools in Coimbatore

6. Conclusion

Understanding the CBSE exam structures is vital for students aspiring for academic excellence. By familiarizing yourself with the exam patterns, syllabus, and effective preparation strategies, you can pave your way to success. Remember, consistent effort and a strategic approach will not only help you perform well in exams but also build a strong foundation for your future academic pursuits.

Final Thoughts

Stay positive, stay focused, and embrace the journey of learning. With determination and the right resources, you are well on your way to achieving your goals. Best of luck in your preparations!

[palakk]

ICAI Registration for CA Foundation: How to Apply

Embarking on the Chartered Accountancy (CA) path in India is both prestigious and challenging. Your initial hurdle is navigating the ICAI registration for CA Foundation. This detailed guide equips you with the knowledge and procedures to ensure a seamless registration, setting you on the path to successfully enroll in the CA Foundation program.

Early Bird Gets the Registration Advantage

While meeting deadlines is crucial, focusing solely on them is not enough. Typically, the registration window closes around September 1, 2024, for the May 2025 exams (always verify on the ICAI website). Missing this key date can significantly delay your progress, preventing you from taking the exams as planned. However, registering early offers several benefits beyond avoiding last-minute stress.

A Guide for a Simple and Easy Registration Process

Registering for CA Foundation on the ICAI student portal is straightforward. Here’s a step-by-step guide to help you with the ICAI registration for CA Foundation:

Navigate to the Official ICAI Website: Begin by visiting the official website of the Institute of Chartered Accountants of India. Familiarize yourself with the website's layout and the student resources offered.

Sign Up for the Students' Portal: Locate the "Students' Portal" section and follow the instructions to create an account. This online registration site targets students obtaining CA credentials.

Complete the Online Registration Form: Once logged in, navigate to the "Examination" section and select "Foundation Examination." Carefully fill out the ICAI registration for CA Foundation form, ensuring all information is accurate and up-to-date. Double-check your email address and phone number to ensure you receive important updates and communication from the ICAI.

Submit Required Documents

Don't forget to submit the required documents within the stipulated timeframe, which typically coincides .

A signed printout of the online registration form.

An attested copy of your Class 12 transcript.

Tips for Conquering the CA Foundation Exams

Your ICAI registration for CA Foundation marks the beginning of your academic journey. Now that you've secured your spot, here are some tips to ensure you approach the exams with confidence:

Stay Organized: Maintain a designated study space and keep all documents related to your registration, syllabus, and study materials organized. This minimizes distractions and allows you to focus effectively during study sessions.

Master the Syllabus: While registering for CA Foundation, you'll gain access to the official syllabus. Dedicate time to thoroughly understand the syllabus for each subject. Identify the weightage of how to register for ca foundation each topic and prioritize your learning accordingly.

Embrace Diverse Learning Resources: Textbooks are a great foundation, but consider supplementing them with additional resources. Explore online lectures, practice papers from previous years (available on the ICAI website), and sample questions offered by coaching institutes.

Develop Strong Time Management Skills: The CA Foundation exams assess your knowledge across four subjects. Utilize tools like planners and calendars to stay on track and ensure you cover the entire syllabus effectively.

Practice Makes Perfect: Don't underestimate the power of practice. Regularly attempt mock tests and sample papers to gauge your understanding, identify your strengths and weaknesses, and improve your time management skills under exam-like conditions.

Seek Clarification: Don't hesitate to seek clarification if you encounter challenging concepts. Approach teachers, mentors, or online forums to resolve doubts and ensure a comprehensive understanding of the subject matter.

Join a Support System: Surround yourself with positive and motivated ICAI registration for CA Foundation individuals who are also aiming to clear the CA Foundation exams. Study groups or online communities can offer valuable support, encouragement, and opportunities to share strategies and discuss challenges.

Additional Tips for Successful Registration and Exam Preparation

Beyond the specific steps and exam preparation, here are some general tips to ensure your success:

Regular Review Sessions : Incorporate regular review sessions into your study plan. Revisiting topics periodically helps reinforce your understanding and retention of the material.

Use Flashcards for Key Concepts: Create flashcards for key concepts and terminologies. This is an effective way to quickly review and recall important information.

Join Online Study Groups: Engage with online study groups and forums dedicated to CA Foundation aspirants. These platforms can provide additional insights, study materials, and support.

Take Care of Your Physical Health: Physical health significantly impacts your mental performance. Ensure you have a balanced diet, stay hydrated, and incorporate regular exercise into your how to register for ca foundation routine.

Practice Meditation and Mindfulness: Incorporate meditation and mindfulness practices to manage stress and maintain focus. These practices can enhance your concentration and overall well-being.

Stay Updated with ICAI Announcements: Regularly check the ICAI website for updates and announcements. Staying informed about any changes or additional resources can be beneficial.

[newlysteadytrophy]

Home Tutor in Dehradun – One-on-One Learning That Delivers Results with Saraswati Tutorials

In Dehradun, a city known for its rich academic culture and institutions like Doon School and Welham, the value placed on education runs deep. But even with prestigious schools and competitive environments, many students struggle to keep up with their peers or realize their full potential. That’s where personalized education steps in—and more families are turning toward a Home Tutor in Dehradun to meet this growing need.

Unlike coaching centers where students are taught in batches, home tutoring allows a student to learn in their comfort zone, at their pace, with undivided attention. And when it comes to quality home tutoring, Saraswati Tutorials has become a household name across Dehradun, offering trusted educational support right at your doorstep.

Why the Demand for Home Tutors Is Rising in Dehradun

The academic demands today are not what they used to be. Schools move fast, and syllabi are packed. Students juggle assignments, tests, projects, and expectations—often without enough time to actually master what they’re learning.

Parents across Dehradun are noticing this shift and asking the same questions:

“Why is my child losing interest in studies?”

“Why do marks drop even after attending school regularly?”

“How can I give my child the support they really need?”

The answer for many has been finding a reliable Home Tutor in Dehradun who can give individual guidance that schools often can't.

How Saraswati Tutorials Is Redefining Home Tutoring

Saraswati Tutorials isn’t just about teaching chapters. It’s about understanding how a student learns, building trust, and helping them grow both academically and personally.

Here’s how Saraswati Tutorials creates impact:

1. Individual Mentorship, Not Just Teaching

Every student is assigned a tutor who acts more like a mentor than just a subject expert. These tutors observe how the student learns, adapt their teaching style, and work with the student to build confidence and consistency.

The goal is not just to prepare students for exams, but to make them independent learners who enjoy studying.

2. Real-World Academic Experience

The tutors at Saraswati Tutorials are not college interns or part-timers. They are trained educators with real classroom or tutoring experience. Many have taught in schools or worked with students for years.

They specialize in subjects such as:

Physics, Chemistry, Biology

Mathematics (basic to advanced)

English grammar and writing

Hindi and Sanskrit

Economics, Accounts, and Business Studies

Social Studies, Geography, History, Civics

Whether a student is in Class 4 or preparing for Class 12 boards, Saraswati Tutorials has the right Home Tutor in Dehradun for them.

3. Smart Learning Tools and Practice Material

Beyond face-to-face teaching, students get access to notes, sample papers, and past exam questions. Tutors often bring worksheets or share PDFs that reinforce learning without overwhelming the student.

No spoon-feeding—just effective learning strategies.

A Day in the Life of a Saraswati Tutorials Student

Let’s take a real-world example. Ananya, a Class 9 student from Dalanwala, was scoring average marks in Science and often skipped practice tests due to fear of failure.

Her parents hired a Home Tutor in Dehradun from Saraswati Tutorials.

Within two weeks:

She had a weekly study plan

Her tutor introduced concept-mapping to simplify her biology topics

She began solving problems instead of memorizing answers

Her internal test scores jumped by 20%

Most importantly, she stopped dreading the subject

This is just one of many such transformations happening in homes across Dehradun.

Local Advantage: Tutors Who Know Dehradun’s School Systems

One reason Saraswati Tutorials is so effective is that it aligns tutoring with the local academic environment.

Tutors are familiar with:

CBSE and ICSE school exam patterns

Question paper styles used in top Dehradun schools

The local education calendar and test schedules

Common academic issues students face here (especially during transitions between classes)

Whether your child studies at Doon International, KV ONGC, St. Joseph’s Academy, or a local school, the tutors are trained to tailor sessions accordingly.

Areas Covered for Home Tutoring in Dehradun

Saraswati Tutorials offers personalized home tutoring across all major regions in Dehradun, including:

Dalanwala

Balliwala

Sahastradhara Road

Rajpur Road

Kaulagarh

Clement Town

Subhash Nagar

Premnagar

Vasant Vihar

Race Course

Jakhan

Patel Nagar

And if you’re outside these regions or prefer online learning, Saraswati Tutorials also offers live online tutoring sessions with the same level of personal attention.

Competitive Edge for Exams and Boards

Today, success in school is just the beginning. Saraswati Tutorials helps students aim higher with additional coaching for:

Olympiads and NTSE

Board exam strategy sessions (10th & 12th)

Entrance exams like CUET, NDA, and more

JEE and NEET (foundation level)

Tutors prepare students through:

Timed mock tests

Daily practice problems

Focused doubt-clearing

Performance analysis

This ensures students aren’t just studying—they’re preparing to compete.

What Makes Saraswati Tutorials the Right Choice?

Choosing a Home Tutor in Dehradun isn’t just about who’s available—it’s about who’s effective. Here’s what sets Saraswati Tutorials apart:

Free demo class before you commit Monthly progress updates for parents Structured yet flexible lesson plans Emergency support before exams Transparent, reasonable fees (pay monthly—no lock-in)

How to Book a Home Tutor in Dehradun from Saraswati Tutorials

Getting started is easy:

Call or WhatsApp Saraswati Tutorials with your subject and class details

Get matched with a tutor based on your area and academic needs

Schedule a free trial session at your home

Finalize timings and begin your journey to better results

Final Thoughts

Education doesn’t need to feel like a burden. With the right guidance, students can enjoy learning, improve their grades, and grow into confident individuals. If you’re searching for a dependable Home Tutor in Dehradun, Saraswati Tutorials brings experience, empathy, and excellence together to deliver real results.

From concept clarity to exam prep, their personalized approach ensures your child gets the attention and academic boost they need—without stress or confusion.

So, whether your child is just beginning their school journey or gearing up for board exams, choose Saraswati Tutorials—because the right tutor doesn’t just teach, they transform.

[chandelblogs]

Elevate Your Learning with Arihant’s All in One Series for CBSE Classes 11-12 Commerce

Arihant Publications has set a benchmark in educational resources with their All in One series, designed specifically for CBSE students. For those in classes 11 and 12, particularly in the commerce stream, this series offers an unparalleled blend of comprehensive content and strategic exam preparation. Here’s why the All in One series by Arihant is a must-have for commerce students.

Comprehensive Resources for Accountancy

Textbooks for Accounts: The Textbooks for Accounts in the All in One series are meticulously designed to cover the entire CBSE syllabus. These textbooks ensure that students grasp the fundamental concepts of accountancy, which is crucial for their academic success and future career.

Detailed Explanations: Each chapter in the Textbooks for Accounts includes detailed explanations of accounting principles and practices. The structured layout helps students understand complex concepts with ease, providing a solid foundation in accountancy.

Practice-Oriented Approach: The Textbooks for Accounts come with numerous practice problems, including solved examples and unsolved exercises. This practice-oriented approach enables students to apply theoretical knowledge to practical scenarios, enhancing their problem-solving skills.

Future-Ready Textbooks

Textbooks for 2025: Arihant’s Textbooks for 2025 are designed to meet the evolving educational needs of students. These textbooks incorporate the latest updates in the CBSE curriculum and are tailored to prepare students for the challenges of the modern academic environment.

Innovative Learning Tools: The Textbooks for 2025 include innovative learning tools such as QR codes linking to additional resources, interactive exercises, and real-world case studies. These tools enhance the learning experience, making it more engaging and effective.

Competency-Based Learning: The Textbooks for 2025 focus on competency-based learning, emphasizing skill development and application of knowledge. This approach ensures that students are not just exam-ready but also equipped with the skills required for higher education and professional success.

Specialized Books for Accountancy

CBSE Book for Accountancy: The CBSE Book for Accountancy in the All in One series is an essential resource for students aiming to excel in their accountancy exams. This book is aligned with the latest CBSE guidelines and provides exhaustive coverage of the syllabus.

Exam-Oriented Content: The CBSE Book for Accountancy includes previous years’ question papers, model test papers, and sample papers. This exam-oriented content helps students familiarize themselves with the exam pattern and question types, boosting their confidence and performance.

Step-by-Step Solutions: Each problem in the CBSE Book for Accountancy is accompanied by step-by-step solutions, helping students understand the methodology and logic behind each answer. This clarity is crucial for mastering accountancy.

Why Choose Arihant’s All in One Series?

Holistic Preparation: The All in One series for commerce students provides a holistic preparation strategy, covering all aspects of the syllabus with a perfect blend of theory and practice. Whether it’s the Textbooks for Accounts, Textbooks for 2025, or the CBSE Book for Accountancy, students get a comprehensive learning experience.

Aligned with CBSE Standards: Every book in the All in One series is aligned with the CBSE standards and curriculum. This ensures that students are preparing with the most relevant and updated material, crucial for scoring well in their exams.

Proven Success Record: Arihant’s All in One series has a proven track record of success. It is trusted by educators and students alike for its reliable content and effective preparation strategies. The series has helped countless students achieve their academic goals with ease.

In conclusion, Arihant’s All in One series for CBSE classes 11-12 commerce is an indispensable resource for students. Whether it's the Textbooks for Accounts, Textbooks for 2025, or the CBSE Book for Accountancy, these books provide detailed explanations, innovative learning tools, and a practice-oriented approach. This comprehensive preparation ensures that students are not only ready for their exams but also for future academic and professional endeavors.

[harshitsharmablogs221]

Excel in Commerce with Arihant’s All in One Books for CBSE Classes 11-12

The leap from secondary to higher secondary education marks a crucial phase for commerce students. It is essential to have reliable study materials to navigate through complex subjects like Accountancy, Business Studies, and Economics. Arihant Publications has developed a comprehensive series known as "All in One" to cater to the academic needs of commerce students in Classes 11 and 12. This article delves into the features and benefits of these books, focusing on their efficacy as Textbooks for Accounts and as a CBSE Book for Accountancy.

Why Choose Arihant’s All in One Books for Commerce Students?

Arihant’s All in One series is highly regarded for its comprehensive content and student-centric approach. Let’s explore why these books are indispensable for commerce students in Classes 11 and 12.

Comprehensive Coverage of Commerce Subjects

The All in One books are meticulously aligned with the latest CBSE syllabus, ensuring that they cover all the crucial topics in commerce. These books provide an in-depth understanding of subjects like Accountancy, Business Studies, and Economics.

Clear and Structured Content

The All in One series is known for its clear and structured presentation. Each topic is broken down into manageable sections, making it easier for students to grasp complex concepts. This clarity is particularly beneficial for understanding the intricacies of Accountancy.

Detailed Explanations with Practical Examples

One of the standout features of these books is the detailed explanations accompanied by practical examples. This approach helps students to apply theoretical knowledge to real-world scenarios, which is crucial in commerce education.

Extensive Practice Questions

To ensure thorough preparation, the All in One series includes a variety of practice questions. These questions range from multiple-choice to long-answer formats, catering to different types of exams. This extensive practice is especially important for mastering Textbooks for Accounts and preparing for CBSE exams.

Chapter Summaries and Revision Notes

Each chapter concludes with a summary and key revision notes that encapsulate the main points. These sections are invaluable for quick revisions and last-minute exam preparations.

Unique Features of All in One Books for Class 11 Commerce

Foundational Knowledge in Accountancy

The All in One books for Class 11 provide a solid foundation in Accountancy, which is essential for students beginning their journey in commerce. The books cover basic concepts and principles in detail, ensuring a strong start.

Interactive Learning Techniques

These books incorporate interactive learning techniques, such as practical exercises and real-life case studies, making the learning process engaging and effective. This approach helps students understand the practical applications of theoretical concepts.

Unique Features of All in One Books for Class 12 Commerce

Advanced Accountancy Preparation

The All in One books for Class 12 delve deeper into advanced topics in Accountancy. They provide detailed explanations and problem-solving techniques that prepare students for both their board exams and competitive exams.

Board Exam Focused Material

For Class 12 students, the focus is on board exam preparation. These books include model answers, sample papers, and detailed explanations of the marking scheme, helping students understand what is expected in the exams.

Advantages of Using All in One Books for Classes 11-12 Commerce

Consistency Across Grades

Using All in One books across Classes 11 and 12 ensures a consistent learning experience. The continuity in teaching style and content structure helps students transition smoothly from one grade to the next.

Builds Confidence

With detailed explanations, extensive practice questions, and interactive learning methods, these books boost students' confidence in their academic abilities. This confidence is crucial for excelling in subjects like Accountancy.

Valuable Resource for Teachers

These books are also valuable resources for teachers, providing structured lesson plans and diverse teaching materials that can enhance classroom instruction.

Conclusion

Arihant's All in One Books for commerce students in Classes 11 and 12 are invaluable resources. They offer comprehensive coverage of subjects, detailed explanations, and a variety of practice exercises, ensuring that students are well-prepared for their board exams and competitive exams. Whether you are looking for Textbooks for Accounts or a CBSE Book for Accountancy, the All in One series provides the tools needed for academic success.

FAQs

What makes the All in One books for Class 11 Commerce unique? The All in One books for Class 11 Commerce are unique due to their comprehensive foundational coverage, interactive learning techniques, and alignment with the CBSE syllabus.

How do the All in One books for Class 12 help with board exam preparation? The All in One books for Class 12 include model answers, sample papers, and detailed explanations of the marking scheme, specifically designed to prepare students for board exams.

Are there sufficient practice questions in the All in One books for thorough exam preparation? Yes, the All in One books include a wide range of practice questions, catering to different exam formats and ensuring thorough preparation.

How do the chapter summaries and revision notes aid students? Each chapter ends with a summary and key revision notes, providing a quick recap of important concepts and aiding in efficient revision before exams.

Are the All in One books suitable for self-study? Absolutely. The detailed explanations and structured layout make the All in One books ideal for both classroom learning and self-study.

[thomasbranding]

AI in Retirement Planning: The Need for Friction

The wealth management and retirement planning industry is likely primed for some level of disruption from AI. Finance, investing, and retirement planning are complicated topics that many people don’t have a strong understanding of. As such, this create an area for AI to provide advice to people on how to best prepare for retirement, with potential examples being what investments to make, how much money to save, and how to best structure investments to save money on future taxes. Further, wealth management and tax experts traditionally are relatively expensive (for example, according to US News, a typical wealth management advisor fee is 1% of client assets each year), meaning that AI solutions could provide customers significant cost savings in addition to making retirement planning more accessible to less-wealthy individuals. In addition, for years already companies like Fidelity have offered Robo Advisors that will likely continue to improve in the future as AI capabilities are added (see image below).

With that in mind, when implementing AI in the wealth management industry, there is a strong need for “good frictions” to create better customer experiences (with emphasis on their investment outcomes). There are several areas/examples where frictions will be important, depending on how AI tools are implemented. For instance:

Requiring customers to spend meaningful time inputting data based on their goals. Goals in retirement are different for each person, and these goals should directly influence investment decisions to maximize a client’s probability of being able to achieve them. For a future AI tool, slowing down the onboarding process to ensure data on goals is correct will be vital to determining optimal investment decisions. Additionally, an AI tool could be supplemented with human involvement to have more personal conversations to better understand a client’s goals (and make sure they are properly accounted for) and ask questions that make sure the client has the correct understanding of their own goals (in case what they think their goal is isn’t what their actual goal is)

Find ways to increase transparency into customer options and costs. According to the reading, having transparency along the customer journey is essential for customer loyalty and trust. AI wealth management tools will require transparency improvements beyond what is requirement by regulations (ex: the famous “past performance is not indicative of future returns…”) to help customers understand what they are paying for, how decisions are made, and what risks are involved.

Being mindful that in the investment world, what happened in the past is not what will necessarily happen in the future. Many AI and machine learning models rely heavily on data from things that happened in the past. As a result, people implementing AI tools in the wealth management space will need to be extremely mindful that future investment return outcomes may not be like those in the past. For example, over the past 30+ years, U.S. equities have performed extremely well. However, basing investment decisions predominately off this data from the past could cause an AI tool to recommend a portfolio that is under-diversified from a country and asset class perspective. According to academic paper “Stocks for the long run? Evidence from a broad sample of developed markets,” researched estimated that a diversified equity investor with a 30-year investment horizon would have a 12% chance to lose relative to inflation. This type of outcome could be devasting for someone saving for retirement. However, data looking solely at the last 30+ years of U.S. equity returns may cause an AI tool to come up with a portfolio that over-invests in U.S. equities if not implemented with the proper oversight, potentially increasing the risk of underperformance and not meeting retirement goals.

[devlibrary]

Class 12th Accountancy Question Paper with Solutions

Class 12th Accountancy Question Paper with Solutions

Class 12th Accountancy Question Paper with Solutions pdf Download The answer of each Question Paper is provided in the list so that you can easily browse throughout different Class Questions and Solutions. CBSE Sample Papers, Class 12 Accountancy, Class 12 commerce Accountancy, CBSE Class 12 Accountancy, Class 12 Accountancy Sample Paper, class XII commerce previous years question papers, Questio…