#Credit Card Protection

[allpromarlo]

dan heng just casually using stelle’s phone while playing chess oh they’re SO married

[ronanlynchusurper]

just thinking about whatever sexy job adam parrish does to have a dot gov email and the ability to open doors for him and ronan with his corporate credit card.

[melyzard]

Okay, look, they talk to a Google rep in some of the video clips, but I give it a pass because this FREE course is a good baseline for personal internet safety that so many people just do not seem to have anymore. It's done in short video clip and article format (the videos average about a minute and a half). This is some super basic stuff like "What is PII and why you shouldn't put it on your twitter" and "what is a phishing scam?" Or "what is the difference between HTTP and HTTPS and why do you care?"

It's worrying to me how many people I meet or see online who just do not know even these absolute basic things, who are at constant risk of being scammed or hacked and losing everything. People who barely know how to turn their own computers on because corporations have made everything a proprietary app or exclusive hardware option that you must pay constant fees just to use. Especially young, somewhat isolated people who have never known a different world and don't realize they are being conditioned to be metaphorical prey animals in the digital landscape.

Anyway, this isn't the best internet safety course but it's free and easy to access. Gotta start somewhere.

Here's another short, easy, free online course about personal cyber security (GCFGlobal.org Introduction to Internet Safety)

Bonus videos:

(Jul 13, 2023, runtime 15:29)

"He didn't have anything to hide, he didn't do anything wrong, anything illegal, and yet he was still punished."

(Apr 20, 2023; runtime 9:24 minutes)

"At least 60% use their name or date of birth as a password, and that's something you should never do."

(March 4, 2020, runtime 11:18 minutes)

"Crossing the road safely is a basic life skill that every parent teaches their kids. I believe that cyber skills are the 21st century equivalent of road safety in the 20th century."

[ask-mist-ghoulette]

Stole Swiss' credit card so I can buy Phantom bat plushies and a bunch of shark stuff for Rain. Anybody else want anything? Also, Phantom called me mom 🥺

🌫-Mist

[mappingthemoon]

In light of Elom rummaging around in everyone's private personal information and probably selling it on the dork web, may I advise: NOW IS A REALLY GOOD TIME TO FREEZE YOUR CREDIT.

It is free to freeze your credit. You can unfreeze and re-freeze it for free as many times as you wish.

When your credit is frozen, it means no one can open up an account in your name, including bank accounts, credit cards, loans, mortgages, I think also some cell phone companies, etc. (any account or service which requires a credit check, pretty much). When you want to open an account, you can lift the freeze temporarily so they can do a credit check and then re-freeze immediately. This is super easy to do and adds an extra layer of protection against identity theft.

You will need to set up freezes with each credit reporting company: Equifax, Experian, and TransUnion. This post from Experian includes info for all three credit bureaus: https://www.experian.com/blogs/ask-experian/credit-education/preventing-fraud/security-freeze/

Setting the freeze online is very simple, but you can also do it via phone or mail. If online, you may have to sign up for accounts with all three bureaus, and in some cases you may have to submit your SSN online to verify your identity, so if you don't want to do that, choose the phone or mail option.

(Added bonus: You may receive less junk mail credit card offers and stuff since these companies will no longer be able to see your credit report all the time without permission.)

You can monitor your own credit for free at https://www.annualcreditreport.com/

You used to only be able to request a report from each bureau once a year, but during COVID they changed it to free weekly reports. I personally request one company's report every four months (first from Equifax, then Experian, then TransUnion). Looking at your report regularly will help you stay on top of any bad shit like accounts opened under your name that you didn't open. You can do this perfectly fine by requesting your reports from the source; I would NOT recommend using services like Credit Karma where you have to connect all your accounts to some company's database so they can try to sell you shit under the guise of offering "monitoring" services.

Note: Your credit report will NOT show your "credit score" for free, if you want that, you'll have to pay money, but tbh the entire concept of a credit score is a scam and paying money for the arbitrary number is more of a scam. It's more important to pay attention to keeping your accounts in good standing (paid on time) and obvs making sure you don't get mixed up in identity theft or some dumbass clerical error that isn't your fault. (Example: At age 21 upon taking out my first loan [narrator voice: and that was her first mistake...], I discovered that my parents' mortgage was associated with my credit report, and even though it was taken out before I was born and my name and SSN are different than my parents', I had to submit tons of evidence in triplicate to prove that it wasn't my loan and get it removed from my report!)

Ok one last thing, I'm not trying to veer off into an identity theft prevention master post rn, BUT, it's also a good idea to avoid letting your debit/credit/banking info sit around in various shopping websites' databases. Every single online store is all like, "Save your card for faster checkout?" Fuck that, it's a trap! When possible, I mediate every payment through PayPal or Venmo. Those companies are also not great, but at least there is less risk in only having your banking info in a couple of databases rather than 50 different ones for each store you bought something from.

GOOD LUCK OUT THERE. Who knows, maybe money will become obsolete and/or irrelevant in the next few years and none of this shit will matter anymore 🫠

[etherealnoir]

Gabi really should’ve just taken Sir out but that would mean ending the show way ahead of schedule. Also I’m the anon who sent the Margaret ask and I’ll be honest I completely forgot that it’s only been a couple of days since the reveal. Once I rewatched I realized that Margaret’s reaction really does make sense because of everything you laid out and it’s not like Gabby‘s gonna really face any legal consequences so some attitude and icing out is pretty much all the punishment she’ll get. I think I just miss the team dynamic and think it’s way more interesting when they get along because everything feels a bit fractured right now

That’s why I’m kind of irritated by the show sometimes. Because so many things are CONTRIVED for the sake of the plot.

What do you mean Trent, who is a very “by the rules” cop, walked right by Hugh on a park bench in broad daylight and didn’t notice him? Bro didn’t even have his face covered. He just had a hood on LOL

And Hugh was FOLLOWING HIM. What do you MEAN you were being followed by this bulky 50 something year old man and you didn’t notice?!?!

Why is said bulky 50 year old man able to disappear in and out of spaces so quietly like he’s a petite acrobat?

He’s very smart, but he’s not a genius lol nor is he a magician.

Anyway lol I also miss the team dynamic but I’m also glad Gabi is being held to the fire. Because I was so sure they were just gonna shrug it all away once Lacey was taken. My only worry now is that they’re going to go about Lacey’s post-second abduction life very carelessly. That she won’t be given substantial screen time nor will they actually take the time to show her heal.

[horsescary]

what's the point of saving money when the nikon zf exists

[lightgaswaterelectricityrent]

sometimes it does feel good to just let yourself spend $30 on new headphones instead of continuing to use the 5 year old ones that hurt your ears because you had to replace the original tips with some random lime green ones your mom had in a drawer somewhere that do not actually fit you but you were trying to be conservation minded and repair instead of replace. also that little piece of like filter paper or whatever it is had fallen off and I replaced it with a piece of tea bag I punched out with a hole punch.

[devilskniife]

just spent like 2 hours putting keychain and sticker sheet stuff together i want to order for my debit card to decline and block transactions on this site too

[wherepond]

Trump unhinged solipsist

Trump just got rid of the director of the Consumer Financial Protection Bureau

If President Trump is serious about lowering costs and capping credit card interest rates, he needs a strong CFPB and a strong CFPB Director.

Psychopaths seek revenge

[fingertipsmp3]

I wonder what it’s like to be able to kick a habit quickly and easily. I had to do four different things in order to stop biting my nails and I still occasionally fuck up (only when I break a nail but still)

[tirfpikachu]

I DROPPED MY PHONE NOW IT WON'T TURN ONNNNNN

[batqueers]

just paid a part of my student loans for the first time ^_^

[kc22invesmentsblog]

Understanding the Distinctions: Military Lending Act vs. Servicemembers Civil Relief Act

Written by Delvin The Military Lending Act (MLA) and the Servicemembers Civil Relief Act (SCRA) are two important pieces of legislation designed to protect military service members and their families. While both acts aim to provide financial safeguards, they address different aspects of military life. In this blog post, we’ll explore the differences between the MLA and the SCRA to help military…

[lazyjellyfish300]

me getting ready to slap em again:

SLAP HIM SILLY!!

FT | Satoru ༝ Suguru ༝ Kento ༝ Choso ༝ Toji ༝ ˖ Sukuna.

Desc | They thought they were the protectors, until they get thrown petty comments their way and you're already winding up your slap. ➜ They're unprepared surely, but definitely complaining.

Cw l fluff + established rls. Reader calls Toji a 'cringe' nickname | ML | Other RECENT smaus? ➜ 1 ˖ 2 ˖ 3 ˖ & 4.

Divider/Boarders produced by | enchanthings-a & hyuneskkami

Song written by Koi'lani/@aquasoftware.

REBLOGS, COMMENTS, AND LIKES ARE HEAVILY APPRECIATED!! THANK YOU <3

A/n : Thank you for the request @cr0w-427