#EFTPOS machine with no monthly fees

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2023's payment trends for small businesses

The Latest Payment Technologies

The payment trends for small businesses are rapidly evolving, and the payments landscape is becoming increasingly complex as technology advances and new payment options become available. 2023 is shaping up to be an exciting year for small business owners who want to take advantage of the latest payment technologies to drive their business. As the payments environment evolves, so must small business owners. In this article, we’ll explore some of the top payment trends for 2023 that small businesses should be aware of and investigate how they can make use of them to benefit their operations. mobile payment system

Overview of Payment Trends in 2023

As technology advances and new methods become available, the payment landscape is becoming increasingly complex and competitive. Small business owners must keep up with industry trends and incorporate new strategies into their operations to remain competitive. The main trends shaping the payments landscape in 2023 include mobile payments, contactless technology, SoftPOS platforms, cryptocurrency adoption, automated billing solutions, security measures, digital wallets, instant/real-time payments and artificial intelligence in fintech solutions.

Mobile Payments and the Rise of Contactless Technology

The rise of mobile payments has revolutionized the way people make purchases and pay bills. This trend is set to continue in 2023 as more consumers rely on their mobile devices for payment transactions. At the same time, contactless technology is becoming increasingly popular for smaller purchases such as food and drinks at coffee shops or fast-food restaurants. Small businesses should consider accepting both mobile and contactless payments to provide customers with an easy and secure purchase experience.

The SoftPOS Revolution

Traditionally, merchants have been reliant on hardware and payment devices (e.g. EFTPOS terminals) to accept payments in-store or in-person. The downside of this is that these devices usually come at an exuberant cost for the business owner. These costs include device rental fees, sign-up costs, paper receipt replacements and replacement costs for damaged or faulty devices.

This is all looking to change with the recent increase in SoftPOS (i.e. software-point-of-sale) solutions. These solutions turn existing mobile devices into point-of-sale and payment machines. With this, monthly rental fees, extra hardware costs and replacement fees are eliminated from the business owner's overheads. All they need is a phone.

To find out more about how to turn your phone into an EFTPOS terminal, contact Pebl through the instant chat at the bottom-right of this page or contact@pebl.me.

The Growing Popularity of Cryptocurrency

Cryptocurrencies are gaining traction among consumers due to their low transaction fees and secure nature. Small businesses should consider accepting cryptocurrency payments to tap into this growing market. Accepting cryptocurrency can also help small businesses stand out from the competition and attract new customers.

For More Info: mobile POS system

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Why small business owners need to ditch eftpos machines & use QR codes

The benefits of using QR codes for small business owners

QR codes have become increasingly popular in recent years, and their popularity is only set to continue to grow. For small business owners, QR codes offer several benefits. QR codes can be used to accept payments instead of an eftpos machine, meaning that you no longer need to rely on clunky hardware that often costs up to $45 per month. QR codes can also be used to provide customers with information about your products or services. When scanning a QR code, customers can be directed to your website, social media page, or even a specific landing page on your website. QR codes are an easy and efficient way to provide customers with the information they need, and they are a great way to promote your business.

How QR codes can help increase sales and revenue

QR codes can be an effective way to increase sales and revenue for any business. Using QR codes, businesses can provide customers with quick and easy access to their products and services. QR codes can also be used to track customer behaviour and preferences, allowing businesses to tailor their marketing efforts accordingly. In addition, QR codes can also be used to accept payments, whilst offering post-transaction services such as email receipts, loyalty programs or links to publishing a business Google review. Ultimately, QR codes offer a versatile tool that any business can use to increase sales and revenue.

Why EFTPOS machines are no longer adequate for small businesses.

QR codes have become increasingly popular in recent years, as they offer a convenient way for customers to make payments without having to carry cash or cards. However, most EFTPOS machines are not equipped to compete with QR code payment. QR code payments are often faster and more secure than traditional card payments, so businesses that do not accept QR code payments may be at a competitive disadvantage.

EFTPOS machines often cost businesses monthly fees and set-up costs, which can be expensive for a small business. They also take a long time (by today's standards) to get signed up, delivered and set up to accept payments - often requiring help from the businesses bank or EFTPOS machine provider.

Additionally, EFTPOS machine's features typically stop at payments, offering no pre-transaction or post-transaction experience to the customer, such as emailed receipts, split payments, Google reviews & loyalty programs. All of these can be crucial to a small business's success.

As QR code usage continues to grow, it is clear that EFTPOS machines are no longer adequate for small businesses. If you own a small business, you should consider working with a QR code payments provider such as Pebl, so that you can accept QR code payments from your customers using existing mobile devices, such as a smartphone or tablet. Businesses will then be able to accept all major payment types including Apple Pay and Google Pay from the palm of their hand, along with all other benefits previously outlined in the article.

How to accept payments for your business using QR codes

With the recent outbreak of COVID-19, businesses have had to find new ways to accept payments that minimize contact. One option that has become popular is QR code payments. QR codes are easy to generate and can be scanned by customers using their smartphones. To accept QR code payments, all you will need is a QR code payment provider (e.g. Pebl) and a smartphone or tablet.

You can download Pebl from your app store, sign-up and accept your first payment in as little as five minutes. Mobile POS System

Once you have set up your business with Pebl, you can generate a QR code for each payment you need to accept. Customers can then scan the QR code with their smartphone and make the payment using their preferred payment method. QR code payments are a quick and convenient way to accept payments without needing to handle cash or cards.

[equatoreducation]

Banking in Australia.

Banking will be an integral part of your life in Australia so it's vital that you understand the Australian banking system and learn how to set up and manage your finances.

If you have an Australian bank account, it will ensure that you have easy access to your money to pay for your accommodation, living expenses and tuition fees, and will ease the payment process for your employer if you choose to work. You should be aware of the following banking information- 1 Banks in Australia 2 Opening a bank account in Australia 3 Types of bank accounts 4 Ten things to look for when selecting a bank in Australia 5 Australian currency 6 Bank opening hours in Australia 7 Automatic teller machines (ATMs) 8 Telephone and internet banking in Australia 9 EFTPOS and other payment methods

Banks in Australia There are four major banks in Australia: • Australia and New Zealand Banking Group (ANZ) • Commonwealth Bank of Australia (CBA) • National Australia Bank (NAB) • Westpack Banking Corporation

There are also a number of smaller banks, including Adelaide Bank, Bank of Queensland, Bank of Melbourne, Bankwest, Bank SA, Bendigo Bank, St George Bank, ME Bank and Suncorp Bank. How to open a bank account in Australia

Moving to Australia can be time consuming, so it is best to organise your account before you reach so you can access your money right away and without hinderance The process is usually as follows: • Most banks will let you to apply to open an account through their website using an online application form. You will need to type in your passport details when you’re doing so. • When your application has been processed and approved, you will be notified and will recieve the details of your new account so that you can make transfers. • Once you are in Australia, you will have to go to your bank and show them your passport so that you can have access to your money. At this time, you will also receive a debit card which would be linked to your account and can register for telephone and internet banking thereon. If you want to wait until you are in Australia before opening a bank account, you must do so within six weeks of arrival. You will have to visit a bank to provide staff with your details and show them your passport as proof of identity and they will then send you an account card in the mail. As an international student, many banks will offer you a special student account which does not charge monthly account fees and you may also be allocated an international student banker for you to contact regarding any queries, and many banks will try to find a banker who speaks your language.

Types of bank accounts It is a good idea to set up a transaction account for everyday banking (paying for goods and depositing income, for example) and a high-interest savings account for storing your savings. You may also wish to open additional accounts to divide your money for specific purposes (such as paying rent or saving for travel). Some transaction accounts give you the option of using additional services such as a personal cheque books, these are commonly known as cheque accounts. Other account types include credit accounts and credit debit accounts. See EFTPOS and other payment methods for more information about the transactions you can make with these accounts.

Things to look for when selecting a bank in Australia: -Is there any application fees? -Can you open an online savings account before you arrive so you can earn interest on the funds you send to Australia? -Will you be provided with a personal banker? If you are, does your banker speak your language? -Are you eligible for a student account that does not charge monthly account fees?  -Is there a minimum opening deposit required at the time of opening an account and a minimum balance you are required to maintain? -Can you transfer money to Australia with your foreign exchange provider of choice when setting up an account? -Does the account include a Visa or MasterCard debit card at no extra cost, so you can shop online with your own money? -Does your bank have a national network of branches? -Does your bank have a large number of ATMs? -Do the bank's ATMs provide access in multiple languages?

Australian dollar (AUD) is the currency used in Australia and they have bank notes for $5, $10, $20, $50 and $100, gold-coloured coins for $1 and $2, and silver-coloured coins for 5 cents, 10 cents, 20 cents and 50 cents. Prices are rounded to the nearest 5 cents when you pay for example, $2.93 rounds to $2.95.

Banks are usually open during business hours from 9.30 am to 4 pm Monday to Thursday and 9.30 am to 5 pm on Fridays. Some banks and branches may stay open longer or open on weekends. Bank branches allow you to transfer money, open accounts, cash travellers cheques, order bank cheques and exchange currency, among other financial services. Automatic teller machines (ATM) and telephone and internet banking allow you to make some transactions after hours.

ATMs are available throughout Australia, allowing you to withdraw cash, check your funds and, in some cases, make deposits. Note that fees generally apply when withdrawing funds from another bank's ATM (usually around AUD$2) and when using international cards. Telephone and internet banking enables you to manage your account, transfer funds between accounts and make payments without entering the bank branch. To use telephone and internet banking services, you will need to register with your bank.

EFTPOS and other payment methods There are a number of payment methods available in Australia in addition to cash: EFTPOS (linked to a transaction account)- EFTPOS allows you to pay for items electronically using your bank debit card and a PIN number to access money from your transaction account and it is available at most stores and restaurants. You can also withdraw cash through EFTPOS at some stores including supermarkets and petrol stations. Credit cards (linked to a credit account)- Credit cards allow you to make purchases and pay for them at a later time, usually with interest and are accepted for most payments in Australia, in stores, restaurants, online and over the phone. The most commonly accepted cards are Visa, MasterCard and American Express. Credit debit cards (linked to a credit debit account)- Visa or MasterCard debit cards allow you to use money in your own account to pay for items through both EFTPOS and credit systems. They act in the same way as a credit card by allowing you to make payments online, over the phone and in places where EFTPOS is not accepted, but use your own money rather than credit. Cheques (linked to a transaction account)- Some people request a personal cheque book in addition to a debit card to make purchases using money from their transaction account. Cheques are accepted for payment in some circumstances, typically for larger payments such as a rental bond for accommodation and if you do not have a personal cheque book, you can still make a cheque payment using money from your transaction account by going into a bank branch and requesting a bank cheque.

[cash2goatms]

Why Having an ATM Machine Is Fruitful for Your Business?

It can increase cash turnover

Reduce EFTPOS transactions

It is an alternative option for banking cash.

Keeps clients in your venue by giving them access to cash & account balances.

Removes cash from the till and the number of cash on-premises.

Promote customer loyalty & monthly rebates

How Its Work

How Do These Benefits Work for You Once We Have Installed the ATM?

Through extended research, we have found that customers spend volume increases between 10 and 30%, resulting in a 10-30% increase in your gross monthly turnover.

Because most people use the same two or three ATM machines for the majority of their cash withdrawals, going into your store becomes part of your ATM machine users’ daily habits, thus bringing more regular foot traffic.

The ATM encourages impulse buying, with cash at their disposable rather than the exact amount on EFTPOS purchasers; your customers spend more on each visit.

Reduced credit card and EFTPOS fees as customers chose to use the ATM instead and get the cash they need for other purchasers during the day.

Finally, customers will choose your business over others due to the convenience of an ATM at disposable.

[peblme]

Why small business owners need to ditch eftpos machines & use QR codes

The benefits of using QR codes for small business owners

QR codes have become increasingly popular in recent years, and their popularity is only set to continue to grow. For small business owners, QR codes offer several benefits. QR codes can be used to accept payments instead of an eftpos machine, meaning that you no longer need to rely on clunky hardware that often costs up to $45 per month. QR codes can also be used to provide customers with information about your products or services. When scanning a QR code, customers can be directed to your website, social media page, or even a specific landing page on your website. QR codes are an easy and efficient way to provide customers with the information they need, and they are a great way to promote your business.

Get in contact with Pebl and start accepting QR code payments for your business in as little as 5 minutes!

How QR codes can help increase sales and revenue

QR codes can be an effective way to increase sales and revenue for any business. Using QR codes, businesses can provide customers with quick and easy access to their products and services. QR codes can also be used to track customer behaviour and preferences, allowing businesses to tailor their marketing efforts accordingly. In addition, QR codes can also be used to accept payments, whilst offering post-transaction services such as email receipts, loyalty programs or links to publishing a business Google review. Ultimately, QR codes offer a versatile tool that any business can use to increase sales and revenue.

Why EFTPOS machines are no longer adequate for small businesses.

QR codes have become increasingly popular in recent years, as they offer a convenient way for customers to make payments without having to carry cash or cards. However, most EFTPOS machines are not equipped to compete with QR code payments. QR code payments are often faster and more secure than traditional card payments, so businesses that do not accept QR code payments may be at a competitive disadvantage.

‍EFTPOS machines often cost businesses monthly fees and set-up costs, which can be expensive for a small business. They also take a long time (by today's standards) to get signed up, delivered and set up to accept payments - often requiring help from the businesses bank or EFTPOS machine provider.

‍Additionally, EFTPOS machine's features typically stop at payments, offering no pre-transaction or post-transaction experience to the customer, such as emailed receipts, split payments, Google reviews & loyalty programs. All of these can be crucial to a small business's success.

As QR code usage continues to grow, it is clear that EFTPOS machines are no longer adequate for small businesses. If you own a small business, you should consider working with a QR code payments provider such as Pebl, so that you can accept QR code payments from your customers using existing mobile devices, such as a smartphone or tablet. Businesses will then be able to accept all major payment types including Apple Pay and Google Pay from the palm of their hand, along with all other benefits previously outlined in the article.

How to accept payments for your business using QR codes

With the recent outbreak of COVID-19, businesses have had to find new ways to accept payments that minimize contact. One option that has become popular is QR code payments. QR codes are easy to generate and can be scanned by customers using their smartphones. To accept QR code payments, all you will need is a QR code payment provider (e.g. Pebl) and a smartphone or tablet.

‍You can download Pebl from your app store, sign-up and accept your first payment in as little as five minutes.

Once you have set up your business with Pebl, you can generate a QR code for each payment you need to accept. Customers can then scan the QR code with their smartphone and make the payment using their preferred payment method. QR code payments are a quick and convenient way to accept payments without needing to handle cash or cards.

For More Info: mobile POS system