#Financial data sharing

[ctcnewsca]

Ottawa's open banking bill is coming! Discover 5 ways it’ll transform your finances with secure data sharing & smarter tools.

[peachyteabuck]

I never understood the sharing bank accounts when you get married 😭😭 especially if it goes shit and ur kind of fucked. Like no thanks. I like my own control of what I earn.

I get why some people do it from a financial perspective (esp if you're not co-habitating) but also! why the fuck are you letting someone else touch your fucking money!!

i moreso understand a savings account (esp a high-yield one) but this idea of creating a money pit..........for what, so you don't have to answer a venmo request?? how do you people BUDGET. i just cannot!!

[graysongarelick]

Elevate Client Services with Excel: Expert Tips for Financial Consultants by Grayson Garelick

Financial consultants operate in a dynamic environment where precision, efficiency, and client satisfaction are paramount. Excel, as a versatile tool, offers an array of features that can significantly enhance the services provided by financial consultants. Grayson Garelick, an accomplished financial analyst and consultant, shares invaluable Excel tips to help financial consultants elevate their client services and add tangible value.

The Role of Excel in Financial Consulting

Excel serves as the backbone of financial consulting, enabling consultants to analyze data, create models, and generate insights that drive informed decision-making. As the demands of clients become increasingly complex, mastering Excel becomes essential for financial consultants aiming to deliver exceptional services.

1. Customize Excel Templates

One of the most effective ways to streamline workflows and improve efficiency is by creating customized Excel templates tailored to specific client needs. Grayson suggests developing templates for budgeting, forecasting, and financial reporting that can be easily adapted for different clients, saving time and ensuring consistency.

2. Utilize PivotTables for Data Analysis

PivotTables are powerful tools in Excel that allow financial consultants to analyze large datasets and extract meaningful insights quickly. Grayson emphasizes the importance of mastering PivotTables for segmenting data, identifying trends, and presenting information in a clear and concise manner to clients.

3. Implement Conditional Formatting

Conditional formatting is a valuable feature in Excel that allows consultants to highlight important information and identify outliers effortlessly. By setting up conditional formatting rules, consultants can draw attention to key metrics, discrepancies, or trends, facilitating easier interpretation of data by clients.

4. Leverage Excel Add-ins

Excel offers a variety of add-ins that extend its functionality and provide additional features tailored to financial analysis and reporting. Grayson recommends exploring add-ins such as Power Query, Power Pivot, and Solver to enhance data manipulation, modeling, and optimization capabilities.

5. Automate Repetitive Tasks with Macros

Macros enable financial consultants to automate repetitive tasks and streamline workflows, saving valuable time and reducing the risk of errors. Grayson advises recording and editing macros to automate tasks such as data entry, formatting, and report generation, allowing consultants to focus on value-added activities.

6. Master Advanced Formulas and Functions

Excel's extensive library of formulas and functions offers endless possibilities for financial analysis and modeling. Grayson suggests mastering advanced formulas such as VLOOKUP, INDEX-MATCH, and array formulas to perform complex calculations, manipulate data, and create sophisticated models tailored to client needs.

7. Visualize Data with Charts and Graphs

Visualizing data is essential for conveying complex information in an easily digestible format. Excel offers a variety of chart types and customization options that enable consultants to create compelling visuals that resonate with clients. Grayson recommends experimenting with different chart styles to find the most effective way to present data and insights.

8. Collaborate and Share Workbooks Online

Excel's collaboration features enable financial consultants to work seamlessly with clients, colleagues, and stakeholders in real-time. Grayson highlights the benefits of sharing workbooks via OneDrive or SharePoint, allowing multiple users to collaborate on the same document, track changes, and maintain version control.

9. Protect Sensitive Data with Security Features

Data security is a top priority for financial consultants handling sensitive client information. Excel's built-in security features, such as password protection and encryption, help safeguard confidential data and ensure compliance with regulatory requirements. Grayson advises implementing security protocols to protect client data and maintain trust.

10. Stay Updated with Excel Training and Certification

Excel is a constantly evolving tool, with new features and updates released regularly. Grayson stresses the importance of staying updated with the latest Excel training and certification programs to enhance skills, explore new capabilities, and maintain proficiency in Excel's ever-changing landscape.

Elevating Client Services with Excel Mastery

Excel serves as a catalyst for innovation and excellence in financial consulting, empowering consultants to deliver exceptional services that add tangible value to clients. By implementing Grayson Garelick Excel tips, financial consultants can streamline workflows, enhance data analysis capabilities, and foster collaboration, ultimately driving client satisfaction and success. As financial consulting continues to evolve, mastering Excel remains a cornerstone of excellence, enabling consultants to thrive in a competitive landscape and exceed client expectations.

[charts-for-the-apocalypse]

Someone asked me the other day why people in their 20s just don't seem happy anymore. As a mid thirty year-old fuck, let me tell you. This is why. Right here. This chart. Pass it around. Let the existential dread fill the void in your heart, or better yet fuel the flames of anger you feel as more and more gets taken, and you get less and less for your work.

If you've ever asked yourself why toil away for someone else's reward, you are not alone. You are not insane. The economy is not peachy keen. I read, pour through, and chart economic data because I cannot believe that nobody else is seeing this.

So here I am. I will share what I discover as I discover it. Tell me when I'm wrong, debate me on the reasons and causes, but never deny that the data is there for us to read for ourselves.

By the way, I did a little bit of number crunching to determine what the value of what was lost is. In today's USD the difference ranges between $5,500-9,200 per year per working American. And that's if I'm being very conservative, generous, and not topping it out around historical highs but hitting historical averages.

Are you comfortable having lost upwards of $10K/year?

Are you comfortable being a bitch?

[balu88r-blog]

PM-WANI ಯೋಜನೆಗೆ ಅರ್ಜಿ ಸಲ್ಲಿಸುವುದು ಹೇಗೆ? PM-WANI ನಿಂದ ತಿಂಗಳಿಗೆ ಸಾವಿರಾರು ರೂ. ಗಳಿಸಬಹುದಾ? ಈ ಸುದ್ದಿ ಓದಿ…!

PM-WANI – ಇಂಟರ್ನೆಟ್ ಇಲ್ಲದ ಒಂದು ದಿನವನ್ನು ಊಹಿಸಿಕೊಳ್ಳಿ! ಸಾಧ್ಯವೇ ಇಲ್ಲ, ಅಲ್ವಾ? ಇಂದಿನ ಜಗತ್ತಿನಲ್ಲಿ ಇಂಟರ್ನೆಟ್ ನಮ್ಮೆಲ್ಲರ ಅವಿಭಾಜ್ಯ ಅಂಗವಾಗಿದೆ. ಪ್ರತಿದಿನ ನಾವು ಮೊಬೈಲ್ ಡೇಟಾ ಅಥವಾ ಬ್ರಾಡ್‌ಬ್ಯಾಂಡ್ ಇಂಟರ್ನೆಟ್ ಅನ್ನು ಎಷ್ಟೇ ಬಳಸಿದರೂ, ತಿಂಗಳ ಕೊನೆಯಲ್ಲಿ ಅಥವಾ ದಿನದ ಅಂತ್ಯದಲ್ಲಿ ಸ್ವಲ್ಪ ಡೇಟಾ ಉಳಿದು ವ್ಯರ್ಥವಾಗುತ್ತಿರುತ್ತದೆ. ಈ ವ್ಯರ್ಥವಾಗುವ ಡೇಟಾವನ್ನು ಆದಾಯದ ಮೂಲವನ್ನಾಗಿ ಪರಿವರ್ತಿಸಿಕೊಳ್ಳುವ ಆಲೋಚನೆ ಹೇಗಿದೆ? ಅದಕ್ಕಾಗಿಯೇ ಭಾರತ ಸರ್ಕಾರವು ಒಂದು ಅದ್ಭುತ…

[allaboutmarketing4you]

The Decline of Tupperware...What Happened?

" The classic brand has filed for bankruptcy. This video discusses the company's history and outlines some of the biggest reasons behind its struggles. "

Video source: Company Man

We suggest reading the article below as complementary information to the video:

"Tupperware has been struggling for years. Three charts show just how bad it’s been.By Alex Leeds Matthews, CNN,Published 10:43 AM EDT, Sun April 23, 2023:

CNN — Tupperware may be on the verge of collapse, but the 77-year-old business’ potential demise isn’t necessarily a harbinger of worsening economic conditions.

While sales data shows the rest of the US consumer retail sector — including some of the company’s competitors in the food storage space — seems to be recovering from the pandemic dip, Tupperware sales continue to decline.

Some business experts say that’s because Tupperware has failed to adapt to changing consumer behaviors. And now, faced with mounting debt, declining sales and plummeting stock prices, perhaps little can be done to save the company from bankruptcy.

Tupperware shares hit their lowest price in history Following the announcement that the company could go out of business, Tupperware stock fell to $1.24 per share on April 10.

In a statement emailed to CNN, a Tupperware spokesperson said the brand has been affected by “the pandemic, inflation and high interest rates,” and is working with financial advisers and partnerships including Target and Amazon to strengthen the brand.

“For over 75 years, Tupperware Brands has been one of the world’s most beloved, iconic household brands — and we are excited to remain at the heart of dining room tables, kitchen counters and pantry shelves for many more years to come,” the spokesperson said in the statement.

The Tupperware brand name is so iconic that it’s become shorthand for all food leftover storage. That might be part of the problem, as other brands have emerged to compete against Tupperware, sometimes at lower price points.

“A great brand name can be a blessing or a curse,” said Christie Nordhielm, a marketing consultant and adjunct professor at Georgetown University’s McDonough School of Business. “It’s a curse when you kind of rest on your laurels and milk the brand for profits and don’t continue to invest in a brand.”

If you bought your “tupperware” in a store before October 2022, it was unlikely to be the actual brand. The company just introduced its products into Target stores last fall, a move that is likely, “way too little, too late,” said Barbara Kahn, a professor of marketing at the University of Pennsylvania’s Wharton School of Business.

“At worst, it’s one of these things where their brand name is almost generic, and not in a good way,” Kahn said. “That doesn’t have to be a bad thing… People might call things Kleenex, but they know the difference,” she added.

Tupperware has historically only sold to consumers through “direct sales,” most commonly at “Tupperware parties.” These parties were gatherings where people who enjoyed the product would demo and sell the Tupperware brand to their friends and acquaintances. That direct selling model worked well at first but fell out of favor as consumer habits changed in the decades preceding the pandemic, according to Kahn.

The fact that Tupperware moved away from that direct sales model and into Target was an “admission” that their core business model wasn’t working, said Tim Calkins, a marketing professor at Northwestern’s Kellogg School of Business. While some businesses may have taken hits during the pandemic, Tupperware’s decline wasn’t sudden.

“The company has gradually lost steam,” Calkins said. “It hasn’t gone off a cliff so much as over many years it’s just become weaker.”

The pandemic, which affected most businesses negatively, just exacerbated those failures of Tupperware to adjust to changing consumer behaviors and competitive landscapes.

“You could have seen them making that transition very beautifully, but instead they moved into brick and mortar stores,” Nordhielm explained. “If you go and look at Tupperware in a Target, all you’re doing is seeing how incredibly undifferentiated they are, how many other substitute storage containers there are available.”

Instead, people tend to compare the products based on price, Kahn said, and Tupperware’s most valuable asset — its brand equity — loses all its meaning. Tupperware has also failed to innovate in response to these changes in competition and consumer behavior, Nordhielm said. As a result, Tupperware’s sales have been declining for years.

Tupperware sales trending down The decline in Tupperware's sales did not start with the pandemic's economic woes.

Meanwhile the rest of the consumer retail sector is showing signs of recovery after the pandemic. At the worst of the pandemic, sales saw a stark decline, but they have been improving since, recovering more than 60 percent since their nadir in April 2020.

“The state of the consumer remains relatively strong,” Hamilton said. “If a recession is in the cards, it’s not showing up yet in measures for the consumer sector.”

But the recovery in sales doesn’t mean other retailers are immune to collapse. Calkins points out that financing remains tight, creating a challenge for businesses across the sector that face high debt burdens or need support for innovation. Tupperware may be an early casualty because it was already in a weak position. The brand had to restructure its debts in May 2020.

“Sadly, I think this is not the last one of these stories we’re gonna hear,” Calkins said. " "

Source: CNN

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[neilsblog]

Communication Surveillance Market Share, Growth, and Future Outlook

In an era of digital connectivity, Communication Surveillance has emerged as a crucial yet controversial topic. The rapid advancements in technology have provided unparalleled convenience in communication but have also raised significant concerns regarding privacy, security, and personal freedoms. While surveillance aims to maintain market integrity, prevent criminal activities, and safeguard…

[bitnest]

In the current rapidly evolving digital currency market, decentralized finance (DeFi) platforms are redefining the shape of financial services with their unique advantages. Bit Loop, as a leading decentralized lending platform, not only provides a safe and transparent lending environment, but also opens up new passive income channels for users through its innovative sharing reward system.

Personal links and permanent ties: Create a stable revenue stream One of the core parts of Bit Loop is its recommendation system, which allows any user to generate a unique sharing link when they join the platform. This link is not only a “key” for users to join the Bit Loop, but also a tool for them to establish an offline network. It is worth noting that offline partners who join through this link are permanently tied to the recommender, ensuring that the sharer can continue to receive rewards from the offline partner’s activities.

Unalterable referral relationships: Ensure fairness and transparency A significant advantage of blockchain technology is the immutability of its data. In Bit Loop, this means that once a referral link and live partnership is established, the relationship is fixed and cannot be changed. This design not only protects the interests of recommenders, but also brings a stable user base and activity to the platform, while ensuring the fairness and transparency of transactions.

Automatically distribute rewards: Simplify the revenue process Another highlight of the Bit Loop platform is the ability for smart contracts to automatically distribute rewards. When the partner completes the circulation cycle, such as investment returns or loan payments, the smart contract automatically calculates and sends the corresponding percentage of rewards directly to the recommender’s wallet. This automatic reward distribution mechanism not only simplifies the process of receiving benefits, but also greatly improves the efficiency of capital circulation.

Privacy protection and security: A security barrier for funds All transactions and money flows are carried out on the blockchain, guaranteeing transparency and traceability of every operation. In addition, the use of smart contracts significantly reduces the risk of fraud and misoperation, providing a solid security barrier for user funds. Users can confidently invest and promote boldly, and enjoy the various conveniences brought by decentralized finance.

conclusion As decentralized finance continues to evolve, Bit Loop offers a new economic model through its unique recommendation system that enables users to enjoy highly secure and transparent financial services while also earning passive income by building and maintaining a personal network. Whether for investors seeking stable passive income or innovators looking to explore new financial possibilities through blockchain technology, Bit Loop provides a platform not to be missed.

[firoz857]

DebitMyData Custom Logo and Facial Recognition-You Are the Product! Get Paid for Your Data!

Welcome to the official YouTube Channel of DebitMyData! Debit My Data is your ultimate hub for understanding our groundbreaking peer-to-peer platform that's redefining the crypto space. With our platform, we merge the power of cryptocurrency and Non-Fungible Tokens (NFTs), all driven by advanced technology to innovate digital transactions and content sharing. From insightful tutorials on creating your custom logo or facial recognition NFTs, to deep dives into our unique Proof of Work (PoW) and Proof of Future (PoF) strategies, our channel is your one-stop guide. We aim to equip you with the right knowledge to fully engage with all the possibilities DebitMyData offers. If you are a content creator looking to monetize your NFTs, an advertiser aiming for impactful reach, a crypto enthusiast keen to learn more, or someone intrigued by the potential of digital finance, we invite you to join us on this thrilling journey. Don’t forget to subscribe and tap the bell icon to stay updated on our latest videos and announcements.

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Learn about DebitMyData's custom logo and facial recognition technology that allows you to get paid for sharing your data. Your data is valuable, so why not get compensated for it? Watch this video to find out how DebitMyData is revolutionizing the data sharing industry and giving you more control over your personal information. Opt in now and start earning for your data!

Unlock the power of your data with DebitMyData! Our custom logo and facial recognition technology allows you to control and monetize your own personal data. Say goodbye to being a product and hello to getting paid for your valuable information. Join the data revolution now with DebitMyData!

Introducing DebitMyData - a revolutionary platform that allows you to get paid for your data! Our custom logo and facial recognition technology ensures your data is secure and always in your control. With DebitMyData, you are no longer the product, you are the owner. Sign up now and start earning for your valuable data!

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tage:

[aminul857]

DebitMyData Custom Logo and Facial Recognition-Quantum-Computing-Bridge

Welcome to the official YouTube Channel of DebitMyData! Debit My Data is your ultimate hub for understanding our groundbreaking peer-to-peer platform that's redefining the crypto space. With our platform, we merge the power of cryptocurrency and Non-Fungible Tokens (NFTs), all driven by advanced technology to innovate digital transactions and content sharing. From insightful tutorials on creating your custom logo or facial recognition NFTs, to deep dives into our unique Proof of Work (PoW) and Proof of Future (PoF) strategies, our channel is your one-stop guide. We aim to equip you with the right knowledge to fully engage with all the possibilities DebitMyData offers. If you are a content creator looking to monetize your NFTs, an advertiser aiming for impactful reach, a crypto enthusiast keen to learn more, or someone intrigued by the potential of digital finance, we invite you to join us on this thrilling journey. Don’t forget to subscribe and tap the bell icon to stay updated on our latest videos and announcements.

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Introducing the revolutionary DebitMyData Custom Logo and Facial Recognition-Quantum-Computing-Bridge! This cutting-edge technology combines secure facial recognition with powerful quantum computing for secure and efficient data management. Upgrade your security with DebitMyData now!

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[david214]

DebitMyData Custom Logo and Facial Recognition-Quantum-Computing-Bridge

Welcome to the official YouTube Channel of DebitMyData! Debit My Data is your ultimate hub for understanding our groundbreaking peer-to-peer platform that's redefining the crypto space. With our platform, we merge the power of cryptocurrency and Non-Fungible Tokens (NFTs), all driven by advanced technology to innovate digital transactions and content sharing. From insightful tutorials on creating your custom logo or facial recognition NFTs, to deep dives into our unique Proof of Work (PoW) and Proof of Future (PoF) strategies, our channel is your one-stop guide. We aim to equip you with the right knowledge to fully engage with all the possibilities DebitMyData offers. If you are a content creator looking to monetize your NFTs, an advertiser aiming for impactful reach, a crypto enthusiast keen to learn more, or someone intrigued by the potential of digital finance, we invite you to join us on this thrilling journey. Don’t forget to subscribe and tap the bell icon to stay updated on our latest videos and announcements.

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Introducing DebitMyData's newest technology: a custom logo and facial recognition system powered by quantum computing! Say goodbye to traditional passwords and hello to convenient and secure access to your data. Learn more about our groundbreaking bridge between technology and security in this video. #DebitMyData #CustomLogo #FacialRecognition #QuantumComputing #Security

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tage:

[ultragamerz]

The Rise of AI in Crypto: A Look at Top Projects by Ecosystem

New Post has been published on https://www.ultragamerz.com/the-rise-of-ai-in-crypto-a-look-at-top-projects-by-ecosystem/

The Rise of AI in Crypto: A Look at Top Projects by Ecosystem

The Rise of AI in Crypto: A Look at Hyped Projects by Ecosystem

The intersection of Artificial Intelligence (AI) and cryptocurrency is a bustling landscape teeming with innovative ideas. AI projects are utilizing blockchain technology to create decentralized marketplaces for data, training models, and AI computation. This article explores some of the most hyped projects within the AI in crypto space, categorized by their primary ecosystem, and explores potential future players in the L1 blockchain space.

Ethereum-Based AI Projects:

Fetch.ai (FET): Focuses on building a decentralized machine learning network powered by autonomous economic agents.

Ocean Protocol (OCEAN): Creates a decentralized marketplace for data sharing.

SingularityNET (AGI): Aims to be a global marketplace for AI services and tools.

Numerai (NMR): Specializes in building a decentralized hedge fund powered by artificial intelligence.

iExec RLC (RLC): Provides a decentralized cloud computing platform for running AI applications.

Cortex (CORT): Focuses on building an open-source, interoperable AI ecosystem.

Enigma (ENG): Offers a privacy-preserving computation platform for AI.

Imgnai (XIMG): Focuses on AI-powered image and video recognition applications.

SBR (SBR): Aims to build a decentralized marketplace for AI-powered medical data.

ALI (ALI): Creates a decentralized platform for AI-driven asset management.

Jub (JUB): Offers a secure enclave solution for AI training on confidential data.

Naka (NAKA): Provides a decentralized platform for AI-powered prediction markets.

Cosmos-Based AI Project:

Injective Protocol (INJ): Creates a decentralized derivatives exchange powered by AI and machine learning.

Own Blockchain Projects:

DeepBrain Chain (DBC): Develops a blockchain infrastructure specifically designed for AI applications.

Deepcoin (DEP): Focuses on AI-powered financial services and risk management.

Solana-Based AI Projects:

Serum (SRM): Provides a decentralized exchange with on-chain order book management, leveraging AI for efficient market making.

Pyth Network (PYTH): Offers a decentralized oracle network specifically designed for providing reliable data feeds for AI applications.

Other Blockchain Projects:

Arweave (AR): (Own Blockchain) Creates a permanent decentralized storage solution for AI data and models.

Audius (AUDIO): (Ethereum) Builds a decentralized music streaming platform powered by AI for music discovery and curation.

Potential AI Players on Other L1 Blockchains:

While the space is still evolving, some L1 blockchains are exploring AI integration through ongoing development or community projects. Here are a few potential future players to watch:

Cardano (ADA): The Cardano community recently voted to allocate funding for AI projects, and SingularityNET (AGI) has expressed interest in integrating with Cardano. A hypothetical “Cardano AI (CAI)” coin is also a possibility in the future.

Important Note:

While the coins listed above represent some of the hyped AI projects in crypto, it’s crucial to conduct thorough research before investing in any cryptocurrency. The AI in crypto space is still evolving, and many projects remain in their early stages of development. Consider the project’s team, technology roadmap, and community engagement before making any investment decisions.

The Future of AI in Crypto:

The integration of AI and blockchain holds immense potential for the future of data management, machine learning development, and financial services. As these technologies converge, we can expect to see further innovation and disruption across various industries. However, navigating the hype and identifying truly groundbreaking projects requires careful research and a cautious investment approach.

[treasure-mimic]

So, let me try and put everything together here, because I really do think it needs to be talked about.

Today, Unity announced that it intends to apply a fee to use its software. Then it got worse.

For those not in the know, Unity is the most popular free to use video game development tool, offering a basic version for individuals who want to learn how to create games or create independently alongside paid versions for corporations or people who want more features. It's decent enough at this job, has issues but for the price point I can't complain, and is the idea entry point into creating in this medium, it's a very important piece of software.

But speaking of tools, the CEO is a massive one. When he was the COO of EA, he advocated for using, what out and out sounds like emotional manipulation to coerce players into microtransactions.

"A consumer gets engaged in a property, they might spend 10, 20, 30, 50 hours on the game and then when they're deep into the game they're well invested in it. We're not gouging, but we're charging and at that point in time the commitment can be pretty high."

He also called game developers who don't discuss monetization early in the planning stages of development, quote, "fucking idiots".

So that sets the stage for what might be one of the most bald-faced greediest moves I've seen from a corporation in a minute. Most at least have the sense of self-preservation to hide it.

A few hours ago, Unity posted this announcement on the official blog.

Effective January 1, 2024, we will introduce a new Unity Runtime Fee that’s based on game installs. We will also add cloud-based asset storage, Unity DevOps tools, and AI at runtime at no extra cost to Unity subscription plans this November. We are introducing a Unity Runtime Fee that is based upon each time a qualifying game is downloaded by an end user. We chose this because each time a game is downloaded, the Unity Runtime is also installed. Also we believe that an initial install-based fee allows creators to keep the ongoing financial gains from player engagement, unlike a revenue share.

Now there are a few red flags to note in this pitch immediately.

Unity is planning on charging a fee on all games which use its engine.

This is a flat fee per number of installs.

They are using an always online runtime function to determine whether a game is downloaded.

There is just so many things wrong with this that it's hard to know where to start, not helped by this FAQ which doubled down on a lot of the major issues people had.

I guess let's start with what people noticed first. Because it's using a system baked into the software itself, Unity would not be differentiating between a "purchase" and a "download". If someone uninstalls and reinstalls a game, that's two downloads. If someone gets a new computer or a new console and downloads a game already purchased from their account, that's two download. If someone pirates the game, the studio will be asked to pay for that download.

Q: How are you going to collect installs? A: We leverage our own proprietary data model. We believe it gives an accurate determination of the number of times the runtime is distributed for a given project. Q: Is software made in unity going to be calling home to unity whenever it's ran, even for enterprice licenses? A: We use a composite model for counting runtime installs that collects data from numerous sources. The Unity Runtime Fee will use data in compliance with GDPR and CCPA. The data being requested is aggregated and is being used for billing purposes. Q: If a user reinstalls/redownloads a game / changes their hardware, will that count as multiple installs? A: Yes. The creator will need to pay for all future installs. The reason is that Unity doesn’t receive end-player information, just aggregate data. Q: What's going to stop us being charged for pirated copies of our games? A: We do already have fraud detection practices in our Ads technology which is solving a similar problem, so we will leverage that know-how as a starting point. We recognize that users will have concerns about this and we will make available a process for them to submit their concerns to our fraud compliance team.

This is potentially related to a new system that will require Unity Personal developers to go online at least once every three days.

Starting in November, Unity Personal users will get a new sign-in and online user experience. Users will need to be signed into the Hub with their Unity ID and connect to the internet to use Unity. If the internet connection is lost, users can continue using Unity for up to 3 days while offline. More details to come, when this change takes effect.

It's unclear whether this requirement will be attached to any and all Unity games, though it would explain how they're theoretically able to track "the number of installs", and why the methodology for tracking these installs is so shit, as we'll discuss later.

Unity claims that it will only leverage this fee to games which surpass a certain threshold of downloads and yearly revenue.

Only games that meet the following thresholds qualify for the Unity Runtime Fee: Unity Personal and Unity Plus: Those that have made $200,000 USD or more in the last 12 months AND have at least 200,000 lifetime game installs. Unity Pro and Unity Enterprise: Those that have made $1,000,000 USD or more in the last 12 months AND have at least 1,000,000 lifetime game installs.

They don't say how they're going to collect information on a game's revenue, likely this is just to say that they're only interested in squeezing larger products (games like Genshin Impact and Honkai: Star Rail, Fate Grand Order, Among Us, and Fall Guys) and not every 2 dollar puzzle platformer that drops on Steam. But also, these larger products have the easiest time porting off of Unity and the most incentives to, meaning realistically those heaviest impacted are going to be the ones who just barely meet this threshold, most of them indie developers.

Aggro Crab Games, one of the first to properly break this story, points out that systems like the Xbox Game Pass, which is already pretty predatory towards smaller developers, will quickly inflate their "lifetime game installs" meaning even skimming the threshold of that 200k revenue, will be asked to pay a fee per install, not a percentage on said revenue.

[IMAGE DESCRIPTION: Hey Gamers!

Today, Unity (the engine we use to make our games) announced that they'll soon be taking a fee from developers for every copy of the game installed over a certain threshold - regardless of how that copy was obtained.

Guess who has a somewhat highly anticipated game coming to Xbox Game Pass in 2024? That's right, it's us and a lot of other developers.

That means Another Crab's Treasure will be free to install for the 25 million Game Pass subscribers. If a fraction of those users download our game, Unity could take a fee that puts an enormous dent in our income and threatens the sustainability of our business.

And that's before we even think about sales on other platforms, or pirated installs of our game, or even multiple installs by the same user!!!

This decision puts us and countless other studios in a position where we might not be able to justify using Unity for our future titles. If these changes aren't rolled back, we'll be heavily considering abandoning our wealth of Unity expertise we've accumulated over the years and starting from scratch in a new engine. Which is really something we'd rather not do.

On behalf of the dev community, we're calling on Unity to reverse the latest in a string of shortsighted decisions that seem to prioritize shareholders over their product's actual users.

I fucking hate it here.

-Aggro Crab - END DESCRIPTION]

That fee, by the way, is a flat fee. Not a percentage, not a royalty. This means that any games made in Unity expecting any kind of success are heavily incentivized to cost as much as possible.

[IMAGE DESCRIPTION: A table listing the various fees by number of Installs over the Install Threshold vs. version of Unity used, ranging from $0.01 to $0.20 per install. END DESCRIPTION]

Basic elementary school math tells us that if a game comes out for $1.99, they will be paying, at maximum, 10% of their revenue to Unity, whereas jacking the price up to $59.99 lowers that percentage to something closer to 0.3%. Obviously any company, especially any company in financial desperation, which a sudden anchor on all your revenue is going to create, is going to choose the latter.

Furthermore, and following the trend of "fuck anyone who doesn't ask for money", Unity helpfully defines what an install is on their main site.

While I'm looking at this page as it exists now, it currently says

The installation and initialization of a game or app on an end user’s device as well as distribution via streaming is considered an “install.” Games or apps with substantially similar content may be counted as one project, with installs then aggregated to calculate the Unity Runtime Fee.

However, I saw a screenshot saying something different, and utilizing the Wayback Machine we can see that this phrasing was changed at some point in the few hours since this announcement went up. Instead, it reads:

The installation and initialization of a game or app on an end user’s device as well as distribution via streaming or web browser is considered an “install.” Games or apps with substantially similar content may be counted as one project, with installs then aggregated to calculate the Unity Runtime Fee.

Screenshot for posterity:

That would mean web browser games made in Unity would count towards this install threshold. You could legitimately drive the count up simply by continuously refreshing the page. The FAQ, again, doubles down.

Q: Does this affect WebGL and streamed games? A: Games on all platforms are eligible for the fee but will only incur costs if both the install and revenue thresholds are crossed. Installs - which involves initialization of the runtime on a client device - are counted on all platforms the same way (WebGL and streaming included).

And, what I personally consider to be the most suspect claim in this entire debacle, they claim that "lifetime installs" includes installs prior to this change going into effect.

Will this fee apply to games using Unity Runtime that are already on the market on January 1, 2024? Yes, the fee applies to eligible games currently in market that continue to distribute the runtime. We look at a game's lifetime installs to determine eligibility for the runtime fee. Then we bill the runtime fee based on all new installs that occur after January 1, 2024.

Again, again, doubled down in the FAQ.

Q: Are these fees going to apply to games which have been out for years already? If you met the threshold 2 years ago, you'll start owing for any installs monthly from January, no? (in theory). It says they'll use previous installs to determine threshold eligibility & then you'll start owing them for the new ones. A: Yes, assuming the game is eligible and distributing the Unity Runtime then runtime fees will apply. We look at a game's lifetime installs to determine eligibility for the runtime fee. Then we bill the runtime fee based on all new installs that occur after January 1, 2024.

That would involve billing companies for using their software before telling them of the existence of a bill. Holding their actions to a contract that they performed before the contract existed!

Okay. I think that's everything. So far.

There is one thing that I want to mention before ending this post, unfortunately it's a little conspiratorial, but it's so hard to believe that anyone genuinely thought this was a good idea that it's stuck in my brain as a significant possibility.

A few days ago it was reported that Unity's CEO sold 2,000 shares of his own company.

On September 6, 2023, John Riccitiello, President and CEO of Unity Software Inc (NYSE:U), sold 2,000 shares of the company. This move is part of a larger trend for the insider, who over the past year has sold a total of 50,610 shares and purchased none.

I would not be surprised if this decision gets reversed tomorrow, that it was literally only made for the CEO to short his own goddamn company, because I would sooner believe that this whole thing is some idiotic attempt at committing fraud than a real monetization strategy, even knowing how unfathomably greedy these people can be.

So, with all that said, what do we do now?

Well, in all likelihood you won't need to do anything. As I said, some of the biggest names in the industry would be directly affected by this change, and you can bet your bottom dollar that they're not just going to take it lying down. After all, the only way to stop a greedy CEO is with a greedier CEO, right?

(I fucking hate it here.)

And that's not mentioning the indie devs who are already talking about abandoning the engine.

[Links display tweets from the lead developer of Among Us saying it'd be less costly to hire people to move the game off of Unity and Cult of the Lamb's official twitter saying the game won't be available after January 1st in response to the news.]

That being said, I'm still shaken by all this. The fact that Unity is openly willing to go back and punish its developers for ever having used the engine in the past makes me question my relationship to it.

The news has given rise to the visibility of free, open source alternative Godot, which, if you're interested, is likely a better option than Unity at this point. Mostly, though, I just hope we can get out of this whole, fucking, environment where creatives are treated as an endless mill of free profits that's going to be continuously ratcheted up and up to drive unsustainable infinite corporate growth that our entire economy is based on for some fuckin reason.

Anyways, that's that, I find having these big posts that break everything down to be helpful.

[axeeglitter]

Back from the Vault: LifeX

Nathan Brown sat hunched over his desk, the glow of his laptop screen illuminating his tired eyes. His San Francisco apartment was a mess: clothes strewn across the floor, empty takeout containers stacked on the kitchen counter, and a half-empty coffee mug perched precariously on the edge of his desk. Nathan's bed was unmade, a tangled heap of blankets and pillows. The room smelled faintly of stale air and sweat, the result of a broken air conditioning unit and a lack of motivation to clean.

Nathan was staring at his laptop screen, scrolling through yet another round of job listings. His bank account was dangerously low, and the anxiety of unpaid bills was gnawing at him. He was 26 years old, recently graduated with a degree in communications, and he was struggling to find any kind of work. His YouTube channel, where he reviewed video games and shared walkthroughs, was his only source of income, but the revenue it brought in was barely enough to buy groceries, let alone pay rent or bills.

Nathan was average in build, with a light tan from his Latino heritage, and short, dark hair that he usually kept neat. His face was lightly stubbled, a sign of his growing indifference to grooming as stress took over. He sighed and rubbed his eyes, feeling the weight of exhaustion settle into his bones. He was on the brink of giving up when a notification popped up on his screen, breaking his focus.

"Subject: Exciting Opportunity for Collaboration!"

Nathan hesitated, then clicked on the email. It was from a company called LifeX. He didn’t recognize the name, but curiosity got the better of him.

“Dear Nathan,

We’ve come across your YouTube channel and believe we could work well together. LifeX is launching a groundbreaking new game, and we are looking for individuals to help us with beta testing and promotion. Your content aligns perfectly with our vision, and we think this could be a great collaboration. If you accept, you’ll also be able to help us optimize the AI of our games by creating your own NPC character, it’ll be later implemented in the game when it’ll be released. Of course, we offer financial compensation for your work.

Looking forward to hearing from you.

Best regards, The LifeX Team”

Nathan’s first instinct was skepticism. It sounded too good to be true, and he’d heard horror stories of scams and phishing attempts. But the desperation for money overrode his better judgment. He quickly searched for LifeX online, finding only a sparse website filled with vague marketing speak about “immersive experiences” and “cutting-edge technology.” There were no reviews, no user testimonials, nothing solid. This should have been a red flag, but Nathan was too desperate to care. He needed this. He needed a break.

Nathan decided to respond. He typed out a quick reply expressing his interest. Almost immediately, another email arrived, containing a download link, setup instructions, and a NDA requesting his personal information: name, age, location, and other details. Nathan filled out the form, barely thinking about the potential consequences. He selected the longest trial period possible: one month, hoping it would give him enough content for his channel and enough time to determine if the collaboration was worthwhile.

As soon as he submitted the form, a melodic chime sounded from his laptop, followed by a smooth, professional voice:

“Thank you for signing up, Nathan. To begin your experience, you will first create the NPC character, and then you’ll be ready to start your experience in the environment you’ll choose. For the trial to run successfully, please ensure that your computer remains on for the entire duration of the test period: one month. Any interruption may result in data loss or corruption. Welcome to LifeX.”

Nathan frowned at the last part but shrugged it off. He figured it was just standard legalese, probably meant for immersion. The screen changed to a character creation window, displaying a basic human figure in a T-pose. Nathan leaned forward, curiosity piqued, and started customizing the avatar.

He named the avatar “Cody,” envisioning him as the polar opposite of himself. Cody would be everything Nathan wasn’t: confident, athletic, and effortlessly cool. He adjusted the height to 6'4", pushed the muscle sliders to the maximum, giving Cody bulging biceps, a broad chest, and thick, powerful legs holding a perfectly muscled ass. From the corner of his eyes, Nathan spotted a slider on the groin area. He laughed as he understood he could also determine how big he could adjust Cody’s penis and balls. Smiling, he selected the largest option possible for his dick and added a huge heavy pair of balls to go with it, watching it grow in proportion to the rest of his body. He added bright hazel eyes, bushy eyebrows, and messy dark brown hairs that would contrast perfectly to the pale sun kissed skin.

After the body customization, Nathan saw a new window open: Clothes and accessories. After thinking about it, he chose a pair of denim shorts that ended mid-thigh, showing off Cody’s muscular legs. Nathan opted for no T-shirt, exposing Cody’s ripped torso and added a ripped sleeve shirt opened on his muscled hair pecs. He then moved on to accessories and decided to put a loop earring on his right ear and a silver chain around his neck.

After the customization was done, it was asked for Nathan to enter some information about the NPC he just created to create a base behavior for him. After a while, Nathan decided to go for the stereotypical fratbro behavior to go with the appearance he just did. He started typing, adding details about Cody’s lifestyle. He entered notes in the behavior interface: “Cody is dumb as a brick. He loves gym, training and being barefoot, feeling the ground under his calloused feet.” He laughed as he added another line: “Cody never takes showers, loves the smell of his own musk, enjoys sniffing his hairy armpits after a workout and scratching his big dick every couple of minutes after what he smells them and always smile enjoying his own musk.” Nathan chuckled, amused at the thought of creating such a ridiculous character. It was so far removed from his real life that it seemed like a fun NPC to talk and interact with. Just a dumb easy-going character that is always down for a fuck and a drink after a gym session barefoot in the woods.

Satisfied with his creation, he confirmed the settings. The game prompted him to select a location, and he chose the Secluded Forest Realm, envisioning Cody as a carefree physical trainer just out of college living in a cabin in the wilderness.

The screen went black for a moment, and the professional voice returned: “Now that your character is complete, it’s time to play! Please keep your computer running at all times to maintain synchronization. Any interruption may lead to data corruption. Enjoy your month-long experience, Nathan, and welcome to LifeX.” Nathan was really getting excited now. He conder what kind of character he would create for himself when he saw a flash of light on the screen. It looked like some kind of swirling mesh, almost like a blackhole. For a moment Nathan thought it was kind of a cool effect, but everything changed when he went to grab his half drink cup of coffee sitting next to him only to realize his right hand was tingling and tiny particles were escaping his nails, flying straight to his screen.

A sudden wave of fatigue hit Nathan, and the lights in his apartment flickered briefly. A sense of unease washed over him, making the hairs on his arms stand up. Before he could react, the tingling sensation spread from his fingertips up through his arms. He stared in disbelief as his fingers began to dissolve into streams of glowing white code, spreading quickly across his body. He tried to scream, but his voice caught in his throat. His vision blurred as the Life X logo was pulsing in bright light in the center of the screen with a loading bar under it going up further and further. The last thing he saw was the 100% before everything went black.

Nathan found himself suspended in a void. He was floating, naked, surrounded by darkness. Panic set in, his heart racing as he tried to move, but his body was frozen in a T-pose. The sensation was bizarre, as if he were trapped in a dream. He wanted to call out, but his voice was muffled, like shouting underwater. The smooth, professional voice returned, echoing through the void:

“Welcome to your new life, Nathan. Don’t panic; this process is normal and painless. In a few moments, you will begin your ideal life in the Secluded Forest Realm. Relax and feel calm. Avatar synchronization will begin in 5, 4, 3, 2, 1…”

“What the fuck, where am I? What is going on? Why can’t I move?! HELP!!” thought Nathan as he tried to scream even though his face remained frozen.

Nathan’s body suddenly stiffened. A pressure built inside him, starting at his core and spreading outward. His bones stretched and cracked, lengthening to match Cody’s new height. His arms and legs grew longer, muscles bulging and expanding to fill out his new form. Nathan could feel his muscles tearing and healing at an accelerated rate, becoming stronger and more defined with each passing second.

His skin began to tighten, smoothing out imperfections and leaving with a perfectly smooth skin all around his muscled body. Nathan would be screaming if his voice mas not muted. Everything was burning and it was like feeling his DNA being rewritten while still being conscious. As he felt tears rising up his eyes, a new sensation invaded his newly modified skin. In his pits, legs and between his pecs, he felt like thousands of needles were piercing holes. The sensation was only multiplied as he started to feel hair sprouting from the holes. They were dark brown and thick but worst, the sensation of piercing needles started to appear around his groin too. Still wondering what was happening to him, Nathan tried to connect the elements he could find and that when he realized. The secluded forest, the muscles, the hair; that was Cody’s information, which means… Just enough time to understand what was happening to him when the hair started to sprout in abondance around his dick and nuts and climbing up his sculpted abs in a thin happy trail. After the hair, the modifications started to appear on his face. His jawline becoming sharper and more angular, his cheekbones more pronounced. His lips filled out, becoming more defined, while his eyebrows grew thicker, framing his eyes. His vision sharpened, colors becoming brighter and more vivid. His brown eyes shifted to a bright hazel as he lost vision for a moment. Everything was happening all at once and still, Nathan felt like it was an eternity of pain.

Nathan’s hair thickened, turning into soft, dark strands that fell casually over his forehead. His ears reshaped slightly to match his new head structure. A sensation of warmth spread through his throat as his vocal cords tightened, his voice box reshaping. When he tried to speak, his voice was deeper, richer, and carried a slight accent, a relaxed, Western drawl.

Nathan felt a growing warmth in his groin and realized what was about to happen now. All of a sudden, he regrated giving Cody such a big dick and heavy nuts. His cock thickened and lengthened, becoming larger than Nathan had ever been. He could feel the veins snaking down his growing dick as his cock head started to grow thicker and bigger. He could feel the cold air surrounding him as the head sneaked out of his foreskin. Wait, his foreskin? He didn’t remember going this far in details. His nuts fall down and grew thicker and full of potent cum as he could feel them going overload working on creating new manly sperm nonstop. Nathan could feel the horniness starting to rise as his body was assaulted by huge amount of testosterone. A drop of precum appeared at the tip of his cock as he could feel the weight of it between his legs, an odd sensation that both embarrassed and intrigued him. His buttocks tightened, becoming firm and lifted, while his thighs and calves thickened with muscle.

The transformation was almost complete when Nathan felt a sharp pain on his left pec. He wanted to scream, but his body was still frozen. The pain was like a branding iron pressing into his skin. “What is this?!” screamed Nathan in his new deep voice. A voice appeared from all around him “Dear user: NATHAN BROWN, as talked with you earlier on, you agreed to review and help us create the new generation of AI used for our NPCs. For that, your character, CODY, will have to be monitored. This assignation, XXIV, is the link to your identity and allow us to track your character. Please relax as your actions will be tracked and then saved. The program will make sure to copy all your movements, thoughts and everything that your character, CODY, might do to make sure to copy human mechanism that will be implemented in our NPCs later on. Thank you for your service.” When it subsided, a Roman numeral tattoo “XXIV” was there, bold and black, as if it had always been part of him. Nathan could feel the tattoo pulsing with energy, as if it was more than just ink on skin.

As his body finished transforming, clothes materialized around him. He now wore a sleeveless, open checkered flannel shirt and a short pair of denim shorts. Then he felt his ear being stabbed as the earing appeared in it and the coldness of the silver metal appeared around his neck. His feet then started to tingle as Nathan could feel the skin of his sole getting thicker and denser to better serve his barefoot lifestyle in the forest.

Nathan was terrified about what he just heard; his humanity was going to be used to program AI that will be implemented in NPCs. How is that even possible? Does that mean he was Cody now? And for a whole month? He didn’t agree to this. He had a life outside, friends, job to find, maybe some interviews if he was lucky. And about the bills? What was he going to do?

As all the questions were swirling in his head, Nathan fell the restriction holding his body in place as it was being modified lift. He could move on his own again, and the first thing he tried to do was take of his shirt or necklace. But every tug on the clothes or metal fell like he was trying to rip a part of him away. The clothes were part of him now. Nathan started to feel tears rise once again in his ears as all he could see around him were the infinite void of this artificial world. “Modification process terminated, Assimilation to the realm starting in 3,2,1…” Out of nowhere, the ground started to shake under Nathan’s barefoot. Then he saw light pierce through the ceiling. As a reflex, he put his hands to cover his bright hazel eyes but the light was way too bright. Nathan could see entire walls of darkness vanish and being obliterated by this bright light coming from above and fear started to raise in him. Nathan closed his eyes as all he could see was the infinite light engulfing the void and him with it. When he opened his eyes, Nathan was alone in a cabin in the woods, standing in front of a mirror. For the first time, he could see from the first person point of view what the body he created really looked like. Everything was looking so life like, even scent of pine and dirt were coming from the opened window next to him. He could smell the woods, feel the sun on his skin, the wood under his foots. Everything was lifelike. As Nathan sight started to look what his transformed body looked like, his head started to spin. Nathan grabbed it with his two manly hands but the pain was growing stronger. And in the blink of an eye, Nathan was no more. Cody stared at his reflection before smiling and flexing his biceps while smiling. His right hand lowered to get inside his shorts and scratch his hairy dick before putting his fingers under his nose to smell his musk. Cody laughed as he walked away, grabbing a snack on his way out to go exercise a bit in the nature.

“New NPC starting test phase. Remaining time 30 days, 23 hours 59 minutes 23 seconds. Behavior analysis… Acting following user NATHAN BROWN encoding. Tester assimilation… Assimilation stable, user will turn back when tests are over.”

______________________________________________________________ Hey guys! Here's another story back from the Vault, and it's my first ever published story: LifeX Hope you guys enjoy this new version of my story. Let me know what you think of it. As always, my asks are open and i'm always looking for new ideas and prompts from you. I try to answer them all and I love to read your ideas so please, don't be afraid to send anything you'd like me to write and I'll do my best to do it :) Take care of yourself! P.S. A follow up to this story should arrive soon ;)

[probablyasocialecologist]

Adopting rightwing policies on issues such as immigration and the economy does not help centre-left parties win votes, according to new analysis of European electoral and polling data. Faced with a 20-year decline in their vote share, accompanied by rising support for the right, far right and sometimes the far left, social democratic parties across Europe have increasingly sought salvation by moving towards the political centre. However the analysis, published on Wednesday, shows that centre-left parties promising, for example, to be tough on immigration or unrelenting on public spending are both unlikely to attract potential voters on the right, and risk alienating existing progressive supporters.

[...]

One of the key lessons was that “trying to imitate rightwing positions is just not a successful strategy for the left”, he said. Two studies in particular, looking at so-called welfare chauvinism and fiscal policy, illustrated the point, the researchers said. Björn Bremer of the Central European University in Vienna said a survey in Spain, Italy, the UK and Germany and larger datasets from 12 EU countries showed that since the financial crisis of 2008, “fiscal orthodoxy” had been a vote loser for the centre left. “Social democratic parties that have backed austerity fail to win the support of voters worried about public debt, and lose the backing of those who oppose austerity,” Bremer said. “Centre-left parties that actually impose austerity lose votes.”

[...]

The data strongly suggests centre-left parties can build a coalition of voters who believe a strong welfare state, effective public services and real investment, for example in the green transition, are essential,” Bremer said. “But doing the opposite – offering a contradictory programme that promotes austerity but promises to protect public services and the welfare state, and hoping voters will swallow such fairytales – failed in the 2010s, and is likely to fail again.” Similarly, said Matthias Enggist of the University of Lausanne, analysis of data from eight European countries showed no evidence that welfare chauvinism – broadly, restricting immigrants’ access to welfare – was a successful strategy for the left.

10 January 2024

[456-is-the-way]

Hi! I was wondering if you if you could do a smutty In-ho x fem! Reader x Gi-Hun. Something along the line of they are both pining and see each other go to talk to reader alone and decide to wait. In-ho talks to her during lights out and Gi-hun talks to her doing mingle. In the final fight, she goes with either in-ho or Gi-hun and the stand of at the end, ends with them deciding to truce for a moment and share reader.

A/n: OMG A smutty story with both the hottest daddies!? Yet people keep the requests coming because I have many more to write! I hope to post at least 3 stories a week only because I am returning to my job after my holiday vacation! ALSO regarding the TAGLIST IDK why it won't let me add people like some it won't bring their name up SO I am not sure how to fix that RIP Im sorry y'all!!! ALSO, late tonight or tomorrow my part 1 of my 4-part Gi-Hun story is coming out!! (Hints of In-ho x reader) will also be in the story! Next week I'll have 3 more requests stories done!

Trigger warning: SMUT

Squid Game Masterlist

In-ho x Reader x Gi-hun

Love and War

Being in the games was the last thing (Y/n) was expecting, or at least in a life-or-death situation. She took a breath, looking over the group she was lucky enough to be in. Gi-hun did not hide the looks in her direction. Her (e/c) orbs meet his. (Y/n) could feel her cheeks warm up as Gi-hun winked. She turned away, looking at the ground quickly. How could two people be so obvious in their lustful looks? Their group quickly picked up on their subtle hints, flirtatious works, mindful touches, and lustful gazes. However, it sparked a rivalry between Gi-hun and his newfound friendship with Young-Il. The other gentleman also expressed his feelings towards (Y/n), which did not go unnoticed. (Y/n) happily reciprocated the attention she received from both of these handsome bachelors. It was lights out, and as normal, their group gathered in one spot, taking turns on night shift duty. Many thought of them as one of the strongest teams for now. In-ho sighed deeply as he was woken by Jung-bae. “Your turn.” He whispered. In-ho only responded with a grunt getting up to take his place by (Y/n). In-ho looked over her figure. It honestly pained him to lie to (Y/n) of all people. While scouting for participants, he would collect all their data and reasoning for poor financial situations. He never showed favor or pity towards anyone until now. Why did it have to be her of all people?

“I can take watch by myself if you need me to. I want you to have all the rest. Especially for the next challenge… I am nervous to find out what it may be.” In-ho whispered. She gave him such a warm and loving smile. In-ho had not felt butterflies like this in his stomach in so long the feeling was almost foreign. The way her eyes would almost sparkle while gazing into his. In-ho felt his breath be taken away every time.

“No, I won't allow you to not have a partner. We agreed on pairs of two. I am going to be fine. I could say the same for you, Young-Il.” She gazed into his eyes and before anything else could be said In-ho leaned in kissing her deeply. (Y/n) gasped but did not pull back once his warm lips dominated hers. In-ho cupped her cheek before letting his hand trail down squeezing her beast. “W-Wait.” Her voice seemed weak from the desire but quickly In-ho stopped all his advances.

“Fuck (Y/n) I am so sorry if I hurt you.” His eyes showed nothing but absolute worry.

“Young-Il, you didn’t hurt me. I just. We cant I-”

“You love Gi-hun. Don’t you?” He asked.

She looked away rubbing her temples. “I am unsure who I like. I have feelings for you both but if we act out on them… If you or him dies I would never be able to get over your death, or is..” She leans against In-ho resting on his shoulder.

“I understand…I love you.”

“I… I love you as well.” (Y/n) whispered cuddling into him.

….

After the night the next game had started early that morning, and (Y/n) had not been expecting what was to come. As the game commenced it felt very intense making sure the groups had the correct amount of people in each room. They even teamed up with new players they clicked with instantly. As it began getting lower in numbers for each door (Y/n) became nervous. She felt Gi-hun grab her hand gently. “I got you.” He whispered. Once the merry-go-round stopped and the number was ‘2’ he instantly took off with her ultimately forgetting about any of the others. Even shamelessly (Y/n) did not even look back for In-ho. Once in the room the door instantly shut. The female leaned against the wall as Gi-hun was breathing heavily on the other side of the room, “Gi-hun, are you okay?”

Gi-hun did not bother to answer before walking over to (Y/n) and kissing her deeply. The female lets a shaken moan out as their bodies are pressed against each other. His hands hold her waist before lowering down her backside and cupping her ass. “G…Gi-hun, babe, we cant.” Her body was on fire for this handsome older man.

“You love me… I know you do.” He let you go resting his forehead against yours.

“I…I do love you. I have since the moment I laid eyes on you. I can’t be with you Gi-hun. I wont risk getting attached-”

“Is it because of Young-Il? Is that the true reason? I heard you both talking last night. I know you have feelings for him of some kind… I want to know if he-”

“No, my love it's not because of Young-Il… I care for you both but if I got too attached and lost either of you I… I wouldn't be able to ever move on.” When the doors unlocked she took his hand, “Talk later okay?”

Gi-hun nods walking out as their hand in hand. In-ho instantly noticed and sent a glare at Gi-hun who met his gaze with a stronger one.

…

(Y/n) was soaked in her friend's blood as she was on her knees. Gi-hun and Jung-Bae beside her on their knees. In front of them stood a man who organized the games. With a quick hand motion from the man in the black mask, Jung-Bae was pulled away. Gi-hun went to help but a gun was quickly pulled out.

“Don’t” (Y/n) begged, tearing up. Her eyes widen as the gun slowly is lowered.

“I love you (Y/n).” The Front Man whispered she glared into his eyes.

“I hate you.” She glared. In-ho took a moment before removing his mask. Both (Y/n) and Gi-hun gave his a look showing all their bundled up emotions. “You… are the Frontman. HOW COULD YOU!” (Y/n) cried loudly .

In-ho leans down, “My real name is In-ho, I joined yes, but I never expected to fall in love with you! Please… Let me have you before anything else happens… Gi-hun.” He turned to his friend who reluctantly nodded they both desired you and that over powered all current feeling. The triangle guard let Gi-hun free before leaving.

“Please lets forget about all of this. For a few moments.” Gi-hun adds agreeing with In-ho. What felt like eternity she agrees.

Gi-hun instantly pulled her against his frame smashing their lips together. In-ho kneels down pressing against her back side kissing up (Y/n)’s neck. The female moaned loudly into the kiss as her body is sandwiched between theirs. “Fuck.” She gasped as Gi-hun trailed down to the other side of her neck. In-ho proceeded to slides his large hands under her shirt cupping her bare breasts. Her nipples already were hard. “Ngh! (Y/n) whined as he pinch them roughly pulling her buds harshly.

“Take her shirt off.” In-ho growled.

“Slide her pants down.” Gi-hun adds. (Y/n) had no time to react before her shirt was being lifted and sweatpants pulled down swiftly. Once practically naked she puts a hand on their bulges rubbing both men. They let out a shaken groan each, Gi-hun’s voice held a submissive tone while In-ho growled dominantly. Their already hardening cocks were at full attention. Gi-hun’s leaking precum at the tip. In-ho leans his forhead against (Y/n)’s shoulder cock twitching as she worked both touch starved men.

“F-Fuck I’m close.” Gi-hun whined.

In-ho chuckled,” Baby slow down before he blows a load in your hands. Let us inside of you.”

“MMmm… But will b-both fit?” She asked inhaling as Gi-hun reached down feeling her soaking wet panties.

“Fuck you are soaked honey. Did jerking us off turn you on that much?.. Yes dear we will both fit.”

(Y/n) nods and spreads her legs, In-ho nods to Gi-hun, She arches, feeling both their cocks brushing her entrance. “AHH FUCK Gi-hun. In-ho!~” (Y/n) was held up by the men who began roughly thrusting into her tight and warm pussy.

“Fuck baby you are tight.” “Your pussy was made for your us.” “Going to fill you up.”

Both of their praises made the knot tighten inside of her. “FUCK!” She cried out as their cock meet the perfect rythem until she felt the euphoria hit all at once. Her pussy clams down making both men cum deep inside. The three now lay there panting in pleasure. (Y/n) closed her eyes.

“I love you both.” Her voice is strained. Gi-hun instantly responsed with a quick ‘I love you back’ .

In-ho sighed deeply kissing her cheek knowing nothing would be the same after this. He loved her too much.