#LongTermVsShortTermDisability

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Long-Term vs. Short-Term Disability Insurance: Your Group Plan Guide

Unable to work due to illness or injury? Understanding the differences between long-term and short-term disability insurance in your group plan is essential for adequate income protection. EBSource clarifies which coverage best meets your needs. Short-term disability offers rapid benefits (0–14 days) for up to 30 weeks, while long-term provides extended coverage from 90 days to age 65. Over 10 million Canadians rely on group disability plans. EBSource’s comparison addresses costs, coordination, and decision factors to ensure financial security.