#and that helped my save a LOT of money
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#sometimes i forget that im an adult w/ free will and there is Nothing stopping me from doordashing ice cream to my apartment at 8pm#my bank account might argue#but in all fairness i spent almost nothing for like. a whole month#and that helped my save a LOT of money#like feeling p damn okay abt my finances right now#even after buying atz tickets#and i get paid again this week so we're FINE
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I just realised I completely forgot to show my finished Arthur cosplay so here!!









You can find the process of me making the hat here! Everything including the hat and the materials was purchased second hand and using things I already had (the rope, jeans, journal, neckerchief, etc) so it's a very budget cosplay but I think it turned out well! The total came to about £45, there's receipts here if you're interested <3
#I did the drawings in the journal throughout the day at comic con and it was really fun!!#don't mind mr barrowman being in there I went to meet him too he was very lovely#the total for everything would be less if it wasn't for shipping costs <\3#but I fucking love that the riding boots have horseshoes at the bottom!!#the spurs make such a satisfying sound when I walk with them on#*insert that one post about spurs helping cowboy dysphoria here*#and yes that is a banana in my gun holster#the venue had a no imitation gun policy so I improvised#it was really funny#but yeah I had lots of compliments!!!#so I did something right!#mick squeaks#rdr2#red dead redemption 2#arthur morgan#red dead redemption community#arthur morgan cosplay#cosplay#<3#sometimes I feel like a crazy person when I recommend people buying second hand stuff#but I really do recommended it!!#it saves money and helps people in the long run#vinted and ebay and thrift shops are a lifesaver#love you all <3
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it is so hard to break the habit of consumption but once you start trying, once you really start to ask yourself "do i really need this brand new piece of garbage?" whenever you're at the target dollar spot, or wherever else, it becomes easier and easier to say, "actually, no. this will not bring my life new meaning. it will maybe provide a tiny dopamine rush, and then it will have served its purpose." and you'll start to realize that not only did you not need this $3 piece of plastic whatever, you didn't actually really want it. you'll go home without it and you won't regret it and the next day you won't even remember it
#ive been working on this but i genuinely think ive gotten a lot better just in the last few months alone#something that is so annoying because u hear about it and you're like ugh whatever but then it turns out to be true...#is that getting rid of stuff is a thrill#truly that's where the real dopamine is#cleaning out your closet or picking thru your junk drawers and asking 'why do i still have this plastic whistle from a 2016 street fair'#i feel like i've been holding a lot of space in my mind for plastic junk i dont know what to do with#the answer is get rid of it bitch u dont WANT it#i still have a long way to go#i love clutter and trinkets#but im trying to keep only things that mean something to me#acquire only things that i really truly want#it also helps that im trying to save up for a big trip so almost all my little treat money is going toward that instead#it's amazing what having a goal can help you accomplish??? i cant believe no one told me this before???? lmaooo
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not to project like a motherfucker on natalie berzatto but ohhhh boy the impact of a narrative that says “hey, is your desire to make sure everybody around you is okay also about you? and could that perhaps be partially a maladaptive trauma response you should look into and maybe mitigate? because if it’s a genuine question that’s fine, but if the only answer you will respond well to hearing is yes that’s a You Issue Too, Babe”
#as somebody with a loud and toxic italian extended family the bear comes for my neck over and over#s3 is going even harder on that#nat’s pathology is gentler and less easy to spot than mikey’s or carmy’s or god help us all donna’s#but it is nonetheless unhealthy and bad for her#the theme of “you do not need to be Good And Pleasing to be worth love” is a lot this year#related (and this will take s4 to be sure of but i have Hope) that your ability to succeed in a garbage capitalist structure defines worth#as somebody who worked in a lot of kitchens this show just feels like home#and the thing that kept jarring me about the whole let’s upgrade to fine dining plan was …what about the people you leave behind#and after having seen napkins now it feels like the show KNOWS THAT#tina could not be hired at the bear but being hired at the beef saved her life#god i want them to bring this home#the fact that the sandwich window is the ONLY THING MAKING MONEY feels promising#like… i want the bear (the in-world restaurant) to succeed#but also no. no i do no want it to succeed as-is.#i want the bear and the beef to blend for REAL and then succeed#or i guess fail given the general themes of the season but try on terms they can be entirely proud of!!! even if they fail!!!
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do you make enough money from selling prints in etsy to sustain your life? how are you able to afford this beautiful house and time to crochet and go on walks and all of that? i’m not asking for nosiness but because i’m trying to figure out what i would need to do in order to make my life financially sustainable… is art an option… etc
short answer i mooch off my bf <333333333333333
#long answer part 1: i make enough off my etsy to afford my stuff (and i really don't buy much) and help out w th food bills where i can etc#i hvnt been able to do much of that OR save anything for the past couple months bc i hvnt been selling much BUT . things are beginning#to pick up again and i hve new stock to add when i get back from holidays :3#i have a smallish job lined up from my agent which is exciting! but hopefully i will make enough w her doing picture books etc to be able#to pay my keep / save more etc! i hve been anxious abt money this past months but thats just more so money for me to spend on small stuff :#i also dont drive so . i dont rlly hve many outwards expenses . im very lucky to have him hes very kind and lovely !!#if i wasnt w him and he didnt hve a house i would still b living w my mama which i did since i left uni!#long answer part 2: i always make time for goofing off during my work day. always!!!#part of the joys of being a freelancer! i can do what i want!!#i can share my routine in more detail if u guys want but i dont start work until abt 2pm-ish most days bc i dont rlly work well in the#mornings. when i hve more work that might change!! i have enough on to keep me busy but im not rlly hvin 2 manage my time u kno#im very very lucky to be in such a comfortable position :3 i hope one day u can be as comfy !!#oh also. i think once the agency work kicks in i will b fine financially ! and also u can absolutely make a living off etsy when its good#its very good for me ! i was very comfy financially around xmas last year i made a lot#u can do it u can do it !! art will always sell !!
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Aaargghhh!!!
#i feel so bad suddenly#ive been worrying about money since i was way too young to understand it#seeing my brothers make stupid decisions and put our parents in debt#worked my ass off in highschool to get a scholarship and graduate college without and debt and get a job right away and i did it!!!#i did it all!! but it doesnt feel good!!#im buying this stupid phone that i need but im freaking out cuz that means i wont meet my saving goals this month#bro i want. to enjoy life#all my friends are traveling and having fun and i cant do it because im too worried about the fututre#i save more than half my paycheck usually. ive been saving commission money for years now to feel a semblance of independence#but i feel sick thinking about spending money#i want to have my own place someday. just two bedrooms one bathroom. thats enough#but im losing sleep over this#i know im way more fortunate than a lot of people but i dont know. i feel like i will never enjoy life#i want to go to iceland and costa rica and aotearoa and brazil and i cant justify it to myself#where is my freedom???#i know im young but i cant help comparing myself to my peers#i feel im the only one in this whole of despair. living with people that dont respect me and#and just. not having fun#at least i have fun in my job but even then im worrying#im feeling overwhelmed#i will buy that stupid phone
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y do u have a sand pit on ur wish list
Because one of my dogs likes to dig and I think he deserves a lil sand pit to dig to his hearts content :3
#my garden doesn't really have a lot of dirt so his digging options are limited :(#i rent and share my garden with the flat upstairs so i cant dig out a flower bed type thing for him#imma order it for him anyways at some point but thought id pop it there for now incase anyone wants to treat him#he is a handsome lil that deserves the world :3#were currently saving our pennies and pocket money for our holiday next week#also if youve subbed to my 0F recently you helped me pay for this lil caravan holibob so big smooch to you 😘#anyone that tipped gets head ���😌#right i gotta get back to work im rambling :0#soz anon for hijacking your ask big love
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An interaction me and my favorite subway worker had
Her: *complaining about manager cutting her hours, and mentions she won't be able to take her birthday off bc she otherwise won't make rent*
Me: 👀 *stays 30 min longer than I was planning until she steps outside for a quick break*
Me: So, how short are you on rent?
Her:
Her: *incapable of letting others do nice things for her* .... none of your business...
#anyways she told me after I insisted#this woman is an absolute darling i cannot overstate this enough#like. genuinely. she helps customers save money whenever she can. she gives free cookies#and she works in food service + closes the place alone and has a shit manager#and since we were talking about money while i ate she mentioned her son oweing her money for her car + like 5k??? and not paying it back#but how she wont ask for it back bc hes her son & her kids had a shitty father and so i was basically just WAITING for a moment at that time#where there werent any customers so i could ask how much she needed#bc like HELL im gonna let someone i actually like risk missing rent if i can help it#i say im a broke college student here a lot but like. i DO have quite a lot in savings. im honestly just stingy w money#bc ive seen my family (*cough*grandpa&sib*cough*) spend money on things that really arent necessary#as in like hundreds and thousands within a week. and then they complain abt not having enough later in the month#so yeah. im careful w my money#but i like helping people & i like treating people & shes been honestly a really bright feature in days that have been shitty so#imma help out!#amber's shit you can ignore
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I’m thinking about Rebecca’s financial decisions.
On one hand, it’s established that Hollywood U is very expensive, and obviously tuition and housing are covered by the mysterious benefactor, but surely at a campus full of rich nepobabies, just hanging out with people and making friends could get expensive. Plus she likes to party, and she can finally do that without worrying about her family. And I imagine she felt deprived her whole childhood, but fuck it this is my money I do what I want. Especially, if her early roles don’t pay well. Each gig, she could look at the check and feel there’s not even enough worth saving, and just live in that pattern of letting money disappear the second she earns it.
On the other hand, she’s so ambitious and driven. And how long has she been making films for her small channel, getting creative and resourceful with no budget? How much has she had to plan and scrape together in order to make this happen without (as far as she knows at the time) sacrificing Ryanne’s wellbeing?
I could see it go either way. What’s her deal with money?
Prior to Hollywood U when she worked at a bank, she was a lot better at being responsible with her money. She wanted desperately to move out, so she was putting away most of her paychecks to be able to afford that sooner rather than later.
Though, in doing that, she often had to dip into her savings in order to afford diapers or formula and medicine, which made her feel incredibly anxious about saving money. She often fell into the pitfall of "what's the point, I'll never be able to afford this, why not just use it up and deal with my parents for a while longer?"
Once she got to Hollywood U, I think she adopted an ideology of "fuck it, my tuition and dorm is paid for and Ryanne's safe back home, I'm gonna do what I want"
I figure she sends some money back home for Ryanne every paycheck, but the rest of it? She blows it that weekend and complains the entire time between getting paid about having no money. She consistently has maybe $15 in her savings.
She's gotten very good at flirting for drinks at parties, and she loves a five finger discount.
#rebecca hunt#rebecca prince#hollywood u#hwu#i think once she starts consistently making a lot (and also works on her self destructive tendencies) she gets better#plus being in a relationship with someone so reaponsible like hunt helps too#rebecca is def me coded cause i can NOT save my money
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this might be nuts but I think my sister & I might try to do a trip abroad with the baby next fall
#I took on a couple extra last minute students#and suddenly I have enough money to like. maybe plan a fun trip#here is my secret dream: instead of giving lots of Christmas gifts#i kind of want to have a tradition of giving a small gift or two#but then having our big joint gift be a trip#which we would ideally take in the spring/summer#and as he gets older we can read books and watch movies about the place we’re going#and then when he’s a bit older he can help plan the trip#like help pick out where we stay and what activities we do#anyway#in college and grad school I got to travel internationally almost every year#even though I was making almost no money#but then I stopped for a long time (pandemic + after)#and I just sort of forgot that like#nobody gives you permission to travel#you just have to choose to prioritize it and save for it and plan it yourself#so idk 🤷♀️#I also think that like#it could be a nightmare traveling with a small child! but also alternately#it could be a great way to get him used to it early#and also my favorite activities while traveling are always just like#wandering around a new place#and spending time getting to know it#rather than racing from place to place#so that seems like a type of travel that could be possible with a kid#and anyway idk! like any high difficulty parenting challenge#i bet even just attempting it will feel pretty great#even if things don’t go to plan#anyway we are currently considering 3 options: Netherlands or Slovenia or Nice
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So, I may have "adopted" (another) child. Sadly his current living conditions are absolutely horrible, he has a single set of clothing to wear, broken shoes, broken furniture, only potatoes to eat, and no privacy. I have no money or income to help, so I'm trying to figure out how to get the funds... I was considering a Gofundme, but due to the sensitive nature of his situation it would be a bit hard to explain the circumstances without putting him at risk. But to put things simply, he suffers from severe lifelong mental and physical conditions so he's permanently disabled, and that has made all his attempts at finding work fail (trust me, he's really tried!) so he's stuck where he is. He's stubbornly refusing my help at the moment though, but he really needs it... If you have the means, and want to help, here's my Ko-fi: ko-fi.com/A81611AH Every little bit counts - and I'll make sure it reaches him so he can have his basic needs met - especially now when it's getting cold!
#I don't normally do this#but he needs help#for very basic needs#so even a little bit means a lot#he has been eating only potatoes for several days now#and needs new clothes and shoes#I will also deliver any words of encouragement to him#it will take some convincing to get him to accept help#but I will make sure it reaches him#so I'll be grateful for anything#and while I can't share more specific details publicly I can explain the situation in private messages if needed#needless to say but my attempts at saving money for the new laptop are on hold until his basic needs are met#I would LOVE to help him escape and move to a new place but saving that much money would practically take a miracle#so I just want to help him cope with daily life for now
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Seriously though a part time would be great. Don’t matter where. Im even thinking of giving you $100 for getting an interview.
i only work night cause it works with my kids schedule and for my family who helps me watch them while i work all night so yeah don’t have kids if you wanna work and do whatever tf you wanna do
#anon#prsnl#money is actually got my sons birthday#i make tips every night i saved them up for three weeks then the hotel we’re staying at has no closed parking lot#so someone broke into my car and stole my whole purse#so yeah they took everything i had for the party#not like anyone actually cares#lol but that’s why i need help
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#my friend does those open mics that are fundrisers for peoples transition#and i spontaneously applied being like eh im not going to get chosen anyway#(and to start getting t i basically need 300 euro and i need to pay for collage if i get in so 300 euro from my savings is A LOT)#and i got randomly chosen#so now i am going to an event that is a fundriser for me#in 2hours#and im getting so nervous#i didnt fucking expect any of it#and now im like oh no this event is its own entity but also is for me#i do not do well with attention#and like im not completely broke#maybe somebody else deserves this money so much more????#but i agreed to come in so now its a commitment#and like idk if i can commit to hormones now cause idk if i can afford to keep paying for them#yes the intial 300 is a lot and yhey can help#but after that id need around 90 euro monthly (or more if i need extra consultations and blood tests)#and i absolutely cannot aford that till i find a new job#so what if i get the money and wouldnt be able to give them an update because i cant afford to pay for the upkeep#cause i feel like id owe to show them that im doing it#idk i feel like such a scammer#i dont deserve this#personal
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makin pork roast and getting hit with bouts of anxiety and depression today. what a day
#today is one year since my gramma passed away too so it's an odd feeling#worried about making the bills i had money saved because we were trying to fix the AC so i'm alright for like a month but that's about it#i really don't feel like i'm in a good enough state to really focus on work but also i can't not because bills#we got more medical bills in today too so that's a thing i gotta worry on later#and then i'm gonna have to worry for paying the lawyer and any legal bills for the estate#and i gotta do my taxes and mom's and idk about needing a tax guy to help out or if mom would've had to pay so it's like a lot#and i know opening comms isn't an option since there's little interest in my art so i don't even have that to fall back on in the meantime#idk i'm just tired today
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i can't say this to my mom because she gives me rides and i can't afford to piss her off. but considering my brother (allegedly) stole from her and she loves stealing from me, it must be fucking hereditary
also don't read the tags if you're a worrier. it sounds bad and it is bad and life is bad for me right now. but causing people to worry over me isn't going to help
#aiden's monologuing#it's really really darkly funny in a way that makes me suffer. but it is still funny#is it considered financial abuse if she pays for my groceries a lot#throwback to 2008 when she spent all her money on alcohol and i had to give her any money i got as gifts for gas money#and i had to make sure the lights were off as much as possible to save on electricity#sorry for thr trauma. i am not doing well. i don't really have a way to be ironic and funny about it right now#and i'm out of alcohol 😔#my mom has this recurring dream of going to prison and that is also really really funny. i hope the nightmares haunt her.#can someone get me some friends so i stop venting on tumblr.com. it feels kind of pathetic#anyway. if my mom starts bitching about my brother again i will not be able to stop myself from bringing up the $70 she stole from me.#and if she speeds up the car and tries to kill us both so be it.#i should get a will so i can dictate how i want my funeral to go. i want it to be as green as possible#as in i want my body to help a tree or plants or something#failing that donating it to science is also acceptable#if i end up in some shitty casket leaching things into the earth one of you has to become a graverobber for me#anyway anyway. i love you all. i love tumblr. it's the only social life that hasn't abandoned me despite my foibles#i'll keep trying. have to keep the dice rolling. it's the only way forward.
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you know someday i'm gonna feel so good when i have my student loans paid off
that ain't gonna be soon, trust me, but i think about it
#i've been saving so much for it that i paid off over like $2k in the last 2 or 3 months#it's just thinking about how the amount of interest goes off that drives me literally crazy#and my monthly amount i owe is like just under $120#which to some people as a regular bill is more manageable than others. but as i have an irregular income#as a substitute teacher it's something that gives me a LOT of stress.#which is another reason i've been overpaying. in case something happens/i can't get a lot of work#it defers the next due date.#that way it's not urgent but yet i still *feel* it all the time#debt is a crazy kind of thing#and to think that my loans are from COMMUNITY college. two years. publicly owned#when i start taking classes again soon. i currently have enough saved that if i take like ONE class#i can pay out of pocket. and i think im only gonna take one class to start anyway#which will also help with the deferred payments#see i just fucking hate having to think practically about money like this#tales from diana#idk how ppl leave high school and go straight to live in a dorm room at a private university for four straight years#and rack up tens to hundreds of thousands of dollars in debt.#first of all that lifestyle was not accessible for me to begin with. even when paying it was such an abstract put-it-off thought#as it is for so many 18-year-olds who are told not to worry about where they apply.#but i had under $12k to repay when the student loan debt was unfrozen last fall#and it's been weighing on me soooo heavily since then. i think about it every damn day#it's like the money i make isn't even mine. it goes straight to mohela and food#keep in mind i also live w my parents & am on their health insurance so someday there'll be moooore bills!!!!
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