#it's just so easy to fall back into old habits which arent good for me
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twelverriver · 11 months ago
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listening to show yourself on repeat trying to tell myself that change is a good thing and i'm not doomed to fail whatever i touch and it's fine it's all fine... also i'm currently still (again) finding myself so that's also scary !! but i'm trying to see it as a good thing !! as a "i'm turning into someone i've been meant to my whole life" thing !!
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adultswim2021 · 4 years ago
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Harvey Birdman, Attorney at Law #15: “Blackwatch Plaid” | January 1, 2003 - 12:08 AM | S02E01
Mere minutes into 2003 Harvey Birdman, Attorney at Law debuted it’s first episode in a little while: “Blackwatch Plaid”. The new year is traditionally a time when we reflect on our previous year and re-evaluate old habits. At the time of this airing, I was fastidiously recording Adult Swim every week and saving anything new that aired to my own carefully labeled home video archives. Historically I’d been recording to VHS, but I had received a DVD recorder for Christmas and immediately began transferring certain Adult Swim shows from VHS to DVD. The DVD format was still rather young, and the idea of Adult Swim shows actually making it to retail DVD didn’t seem like such a sure thing (even though at this time, two such volumes had been produced; more about those during EPHEMERA WEEK)
This was the tenth episode aired, and 10 episodes was what could fit on a DVD-R recorded in SP mode. So, I completed my first and only custom DVD of Harvey Birdman, Attorney at Law. When faced with the prospect of beginning a second volume of Harvey Birdman on DVD I was at a bit of a crossroads. Keep watching this show I hate in the name of completionism? Or, do what any sane person would do and stop watching? I gave it away a few sentences back, but at the time I picked the later. This was a pretty big deal for me! Sure, I thought less of shows like Brak and Sealab from their strong starts, but I still stuck with them. My rejection of Birdman was a radical act. I was now no longer enjoying Adult Swim as a whole. I was now picking and choosing what I wanted from it.
“Blackwatch Plaid” isn’t so bad, truthfully. It’s a parody of the then-current Homeland Security Terror Alert Level Color Chart, which had debuted earlier in 2002. the eponymous blackwatch plaid is one of the colors on Phil Ken Sebben’s chart, which is created in this episode in response to an imagined office theft. The fact that this imaginary office theft is treated with the same high-level importance as a terrorist attack on our country is the whole joke of the episode. It’s a worthy target for satire, for sure.
Okay, so it’s 2021, and I’m watching these with a more open mind. I can admit the anger I felt at Birdman was “a little much”, this episode is more cohesive than most and the jokes aren’t bad. I didn’t laugh at them then, and I didn’t laugh at them now, so really not much has changed. But I recall one sticking point I had: the live-action montage. There’s multiple bits of live-action in this episode, and they are fun. But jealousy that these guys had a comedy show and I didn’t really worked wonders on me, because I remember really detesting the main montage in the episode. It was as if I thought “how dare you guys have fun, this show sucks.”
In the montage, Sebben presents Birdman with footage from the newly-installed security cameras that proves Birdman doesn’t get much work done in the course of his work day. A now live-action Birdman is seen milling around the office doing nothing much, then suddenly we are treated to a bright and colorful montage of Birdman playing hooky. He’s riding a ferris wheel, getting his nails done, showering at home with Boo Boo who playfully slaps his ass, cavorting around a fountain, popping out of a ball pit, and then running/tip-toeing around a field in different directions, for no reason. It’s wacky. It looks like it was a lot of fun to shoot. And I was pissed.
Okay, I’m primarily using this blog entry to try and get to the bottom of why I hated the montage so much. If a show I loved did something similar, I’d probably applaud it. It’s a fun idea, fairly low-effort (not that doing a live-action shoot doesn’t require real effort, it does!), and it just reads as “comedy is happening” for the entirety of the sequence. From a production stand point there’s little reason to not include a sequence like this.
I feel like this was a form of humor you’d see a lot of amateur comedy makers doing: the bright and cheery montage. It’s ironic, because I’m acting cheesy! I couldn't name names if I tried, but I just had about three or four different amateur sketch group videos pop into my head with the same comedy stylings. I can’t imagine what the point of view is here, or if anyone participating in this particular joke actually thinks they’re being original. At this point I’d say that the number of ironic/spoof montages in this vein outnumber the ones that are actually doing them in earnest. So, the idea can’t be “I’m doing a very original joke here.” The humor in those videos seem to be rooted in the more narcissistic ethos of “this is funny because *I’M* doing it!”
Have you ever seen Stella Shorts? I feel like a lot of aspiring comedy creators saw Stella Shorts and tried to produce similar sketches. That is: hammy, broad, intentionally sorta cheesy but ironic capitol-c comedy. And most of them would fall flat. It’s because the Stella guys were geniuses and the amateur comedians trying to do dime-store imitations of Stella Shorts were mostly not. So, it was the climate that really shaded my disdain for the montage. I wish I had my own TV show, still. I’ve occasionally written comedy pieces with the intent of putting together a low-budget sketch comedy show, and I’m certain that if I were to actually produce said comedy it wouldn’t be so easy, and I’d be very much guilty of putting unoriginal ideas on screen. But, the jealousy remains. So, sorry, Birdman. You’re still forbidden from entering my heart. Fuck you.
MAIL BAG
This is the part of the blog where we all get our eyes ready for some good messages and some good times. Here we go:
Just tried the Popeyes Nuggets, I've enjoy popeyes bone in chicken in the past so I thought I would give their boneless option a shot.
Please stop sending me nugget stuff. This is an anti-corporate, anti-capitalist blog. No one should eat any nugget unless they make it at home themselves. That’s just the facts
I can't believe I felt a little melancholy about the abrupt end of Brak. The first full fledge Adult Swim program to bite the dust. It was mostly terrible and you were better off airing an Aqua Teen episode in it's place but...wow, we'll never have that again. Goodbye Andy! See you in the shitty webtoon.
Andy is in hell now and “that’s gotta suck”. RIP.
Took the kids to Great Falls the other day, last treat before they head off to school and on our way back we stopped at Popeyes. The kids got the nuggets I went with the classic chicken. Cost me about 18 bucks with drinks and all that but it was pretty good chicken. The kids loved the nuggets. My son was like, "it's crunchy". Pretty cool place. Thanks for hipping me and my family to it. If you have any other kid-friendly places let me know because fall soccer season is coming up.
!!! SHUSH! stop that!
You arent gonna write about it since its not an original but Family Guy just left Adult Swim. Why don't you speak your mind about the show in general and what it meant for the programming block. Yeah, that sounds like a good waste of your time.
Little do you realize!
Popeyes chicken
Suck my dick
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somberthoughtsseldomeffort · 4 years ago
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August 5th, 2021
    I havent really been able to update this blog cause ive been super super busy. I really thought that after he left i would have all this free time to like be in myself and my emotions and hang out with chris more. However it feels like ive been busier? Maybe its because ive been back at working in the office? I also had a passing thought that i made all this time to hang out with him, but he actually made the same effort to hang out with me just as much. Which is probably why Chris and i arent mashing up that well. It feels like Chris just wants to do what he wants to do and it even feels like he doesnt listen to me as much as he would him. Which i find kind of annoying, but it is what it is. I am a women, not that i completely blame that aspect of it but it certainly has felt that way.       Im finally retaking my drivers test on wednesday! i can not believe how easy this entire process has been, like im so mad at my past self for being so lazy. I was actually talking to julio recently about my past self and he kept on saying that i was being mean to her. I dont think he understands that im not being “mean” to myself, but im being accountable for my poor behavior before. She took so many things for granted and im glad that chapter of my life is over.          Im constantly having to restructure my old/ poor behavior / bad habits. Im rehabilitating her, and coddling her is enabling her to think its okay to fall back. To give her an excuse that her reaction is appropriate?  That because life is hard that means i get to halt so everything also has to wait? Thats clearly not going to happen. So im glad my health has been more important to me and that i am finally getting my shit together.       So lets talk about the good thngs that have happened lately! I met this cute soul!! Her name is Bizzy and i think shes cute as fuck and i love where her head is at in life. Man shes my age! but she has a kid, so i wonder if thats why she has more of her shit  together cause i for certainly do not! she has a kid, a dog, got a new car i wish i was better at being and adult but its okay cause im growing myself too! I constantly compaire myself to everyone and I need to stop doing that so often. Its so werid making friends as an adult cause like..... Meeting new girls is werid LOL but its so rare to meet such a sweetheart ahhhhh!!! i hope she isnt fake af but i didnt get that vibe from her, she seems super super nive i lvoe 
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shadowofmytime · 6 years ago
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>> some of my absolute favorites ! like and reblog if you save and enjoy ! happy reading and give love to these amazing writers ! feel free to send me some of your favorites ! ! <<
>> there’s a lot so for your convenience, these are in alphabetical order !! the ‘m’s are some of my favorites!! <<
>> yoongi x reader <<
After party - 5.6k+ [producer! yoongi]
Dancing with Hoseok the entire night after a concert and leaving for the bathroom with him under Yoongi’s very angry, challenging gaze seemed like a good idea in theory, but now that you’re back at his place, you’re starting to question your decision because he certainly plans on making you regret it
Bad boy!
He has this tattoo on his collarbone that just barely peeks out of his shirt and no one knows what it says except for you
Barista! 
Coffee and Yoongi seem like a perfect match bc he’s always working on some project last minute
Boy. Girl - 14k [roommates!]
Boy. Girl. It’s as simple as that. Girl can’t get a good date—scrap that—girl can’t get a good lay, and boy is willing to help out with that
 Friends with benefits seems the perfect solution, except for the fact, it’s not. It never is. Not when boy already has feelings for girl

Breakfast in bed - 12k [ikea employee! au]
Min Yoongi, a grumpy Ikea employee, is wondering who you are and why exactly you’re sleeping in the display bed at his Ikea
Caring is creepy - 1.16k [bad boy! college au]
We hooked up last night even though i rarely do that kind of thing and now you’re cornering me in the cafe and oh god apparently you think i’m cute and want to go on a date this is not at all what i anticipated
Distraction - 3.2k [poly! taegi]
Punishment for being a brat isn’t that bad when you have Yoongi to help you out and offer a
 distraction. It’s too bad that neither of you seem capable of following the rules when you get your hands on each other.
Does this make sense? - 80k [college! yoongi]
You meet the mysterious Yoongi at a house party and no matter how uninterested you tell yourself that you are, you can’t say no to him. Can you end up changing his playboy ways, or will you just end up getting hurt?
Father!
Father of one, a little girl
Fortuitous - 7.2k
Your fates were sealed long before your paths crossed. Get your diploma and get married. You were similar in that way – both bound by outdated customs. Falling in love was never something either of you dared to dream about. Until it happened.
Habit - 6.4k [idol reader!]
After feeling that you were taken for granted by your boyfriend, you leave to go on a world tour. When Yoongi realizes what he’s done, he tries to get you back.
Husband!
“So are you like,” you pause to stare into space, “mad mad?”
Hypothetically - 1.4k [unrequited love]
Yoongi might be your best friend but that hasn’t stopped him developing secret feelings for you
In watercolor - 3.4k [photographer! yoongi]
Aspiring photographer Min Yoongi finds his muse in the middle of a rainstorm. He makes art into art, and falls in love with it.
Keep the Change - 5.3k [cashier! yoongi]
Typically an old man works the night shift at Greg’s Place. however, it seems there’s a new cute guy working the register at night now. and it just so happens it’s finals week

Lean on Me - 100 [poly! taegi]
It’s nearly one in the morning, where could you be? He goes to reach for his phone, but freezes when he hears the sound of the shower down the hall.
Lost stars - 20k+ [enemies to lovers]
It’s a few minutes before seven in the morning and Min Yoongi is already stepping on the gravel which leads into his preferred cafĂ© to get his daily caffeine fix.
Meet me in the treehouse - 3.5k [best friends!]
A boy sits in a computer chair facing a mountain of recording equipment. 
Min Yoongi, Library Services - 7.3k [college! au]
When you accept the offered research position at bangtan university, you are well aware of your partner’s prestige. the only problem is - so is he.
Miss Dial - 15k+ [fratboy! yoongi]
[11:31] You: okay so i’m texting you now like I promised instead of drunktexting yoongi and telling him how badly i want his cock tonight. Arent you proud?
[11:32] unknown number: this is yoongi, hi
Mixtape - 15.6 [college podcast personality! au]
Two mystery students from your college run the podcast dubbed ‘mixtape.’ it’s become a sort of phenomenon around campus, listened to by almost everyone. in their most recent episode they discussed various study methods
 one of them being oh so tempting.
Moan Wars - 13.6k [yoonkook!]
After being forced to listen to Yoongi and his girlfriend fucking loudly in the room next to his, Jungkook decides that two can play that game.
Music store owner!
“I know I’m attractive and all but did you need some help with something?”
Nightfall - 7.8k+ [halloween special]
You were at a frat party and all you wanted to do was to get back home safely, but alcohol made the night take a turn for the worst. And as the night went on, the biker boy that you initially wanted nothing to do with unexpectedly became the only person that you could trust.
Please be naked - 8k+ [rebound]
Rebound sex is one way to distract yourself after a painful break up

Quite Hours - 2.6k [college RA!]
You’d always had a thing for the cool, sexy resident advisor of your hall. When you knock on his door one night under the guise of wanting new music to listen to, you decide to push things with him. Even if it is quiet hours in the dorm.
Siren - 6.4k [officer! yoongi]
You’re willing to do anything to get out of having your license revoked after officer min catches you speeding for the third time this month
Surround me - 10k+ [best friends to lovers]
After a very unfair and unjust firing from his bartending job, yoongi just wants to soothe his sadness by spending some quality time with his best friend - who he is very much in love with.
The best way to be - 2.7k+ [fluff]
If Yoongi wasn’t Min Yoongi he’s pretty sure he would have died right there and then but he was, in fact, Min Yoongi so it didn’t affect him. Not one bit.
The Thought of You Keeps Me Awake at Night - 2.1k [insomniac! yoongi]
You really try to ignore the less than platonic feelings that you have for your roommate but he hardly makes it easy when he stumbles into your room at three am asking for cuddles
The touch of silk - 14.2k [vampire au]
In a world where vampires coexist with the living, there are many humans looking for a cheap thrill
you’re ashamed to admit you’re curious too, putting to good use a dating app you find
but Min Yoongi is nothing like you imagined a vampire to be

Tongue Tied - 100 [boyfriend! yoongi]
They say love is the international language. That may be true, but when you and your significant other’s first language are polar opposites, there does prove to be some difficulty
Tuqburni - 12k [yoonmin x reader]
What do you think about
polyamorous relationships?” Yoongi asked softly. 
What dating suga would be like
"Yoongi, we can’t just go out for ice cream at 3 in the morning.”
083 - 100 [heir! yoongi]
“Stay there, I’m coming to get you”
43 - 706 [honeymoon]
On your honeymoon, Yoongi watches you make a cake and thinks about how loving you is the only thing that comes natural to him
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firelxdykatara · 7 years ago
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Day 2: Hidden Identities
So this is a day late, but hopefully not a dollar short! (lol kill me my jokes suck) ANYWAY, this is for Day 2 of @thirtydaysofzutara and was heavily inspired by @artcraawl‘s amazing Zutara Mulan AU pictures. Some of it is directly from the movie, some is embellished, anyway I hope it’s a fun read, as I certainly had fun writing it!
---
“I don’t know if I can do this, Tui.”
Katara gave one more half-hearted tug, but her father’s sword remained stubbornly embedded in the tree’s trunk. With a sigh, she flopped to the ground, thumping her fists against the hard-packed soil in frustration. Her companion, a silver dragon-lizard with impossibly black eyes, scurried up the tree and perched on the flat of the blade, tugging gently, but to no avail. “It’ll come out! You just have- to be- persistent!”
With a final tug, the lizard slipped from the blade and fell to the ground. Katara pushed herself up on her elbows with a groan. “I’ve been persistent! It’s not working! I haven’t even been able to get that stupid arrow out of the pole.”
“No one else has, either,” Tui pointed out, curling her tail over her shoulder and rubbing a spot of dirt from her scales.
“That’s not the point.” Katara sat up and pushed herself to her feet.  “They belong here. They don’t have to prove anything.”
“Neither do you, as far as they know.”
“Sure, and what happens when they find-”
“Who are you talking to, Tak?”
Katara froze. Tui scampered into the bushes with an alarmed squeak, and the moment stretched uncomfortably, as the woman tried desperately to convince herself that voice belonged to someone—anyone­—else. It didn’t work; she was pretty sure she could feel his amber gaze burning holes into her back.
He had the disconcerting ability to make her feel like he could see right through her façade—through the warrior she was trying to be, to the scared, homesick girl beneath.
Time sped up again, and Katara turned to look at Zuko, who was standing behind her with his arms crossed and one eyebrow raised.
“Uh
” she began, before realizing her voice was pitched too high, coughing to cover it up. “No one! I’m just, talking to
 myself
” She trailed off, rubbing the back of her neck with one hand (mostly to hide the fact that she kept reaching for a lock of hair that just wasn’t there anymore). Her eyes slid to her sword, still sunk into the tree trunk, about the same time Zuko’s did. Disapproval radiated from his lithe form in waves, and Katara had to fight back the nervous laughter that kept threatening to bubble up.
“Oh, this is
 I was just training
” she said, grabbing the hilt tightly in both hands. It still refused to move, and she braced herself with one foot on the trunk. Finally, with an almighty yank, the sword came free, and the momentum sent her careening off-balance.
Zuko ducked just in time—the blade passed a hair’s breadth over his head.
“Oops,” Katara muttered, giving a weak chuckle as she clumsily shoved her sword back into its sheath. “Cut it a little close there-” Spirits, Katara, stop talking.
The captain looked less than impressed as he straightened back up, looking at her with some emotion in his eyes that she couldn’t quite describe. Then he sighed, shaking his head. “Pack up.”
Something churned unpleasantly in the pit of her stomach. “What?”
“Go home. You’re through here, Tak. I’ve tried my best, but you just aren’t suited for war—not in my company. And if you’re the best that Chief Hakoda could send in his own stead-” He broke off, squaring his shoulders. “You’d be more of a danger to your own comrades than the Fire Nation soldiers. And I won’t have good men, even you, needlessly killed because they weren’t ready.”
Katara watched as he walked away, trying very hard to keep from noticing the way his muscles had tensed (probably from anger) beneath the thin padding of his training vest. “He’s right. I know he is. But
”
Tui poked her head out of the bushes. “But you want to prove him wrong.”
A wry grimace twisted at her mouth. “I was too willful and stubborn to make a good wife, remember? It must be good for something.”
“So what are you going to do?”
The sun had set, the last of its amber glow receding from the skyline just as the full moon began to peek through the clouds. “I don’t know
” Katara murmured, gazing up at the sky—she traced the moonbeams with her eyes, until she caught one that illuminated the arrow still stuck at the top of that tall, wooden beam.
She could have had it down weeks ago, if she’d wanted to risk waterbending—but it was supposed to be a physical exercise. For all that she was at a disadvantage compared to the rest of the company (not that anyone but Sokka realized it), the last thing she wanted to do was prove herself by cheating. But there had to be some way to get to that arrow. And maybe, if she got it down herself

 Hours later, the only thing preventing her from screaming in frustration was the fact that Zuko’s tent was only ten feet away. “Come on,” she grunted, taking another running jump at the pole—and, as before, she made it a few feet before falling to the ground in an ungainly heap.
She might have had a better chance at getting higher, if not to the top, if it weren’t for the weights at her wrists. Katara picked herself up for the thousandth time, dropping the weights and dusting herself off. (It was a good thing her family didn’t seem to have the ‘quitter’ gene, or she might have contemplated just leaving, like she’d been told.) She couldn’t help the nagging feeling that there was something about this exercise that was missing, that she just didn’t understand. She picked up the weights again, holding them in front of her, inspecting the etchings in the gold. It was an ancient form of Earth Kingdom script, and she could only make out a few letters.
Somehow, she doubted anyone had carved a cheat sheet onto these things a thousand years ago, anyway.
But as the weights swayed gently on their leather ties, something occurred to her—it was so simple she could almost kick herself for not thinking of it sooner. It was so obvious. It wasn’t just about having to struggle against the weight. It was about discipline and strength—using them to her advantage.
Squaring her shoulders, Katara faced the pole again—this time, when she jumped, she swung the weights, tangling the leather ties together, and she began to climb.
Halfway up, she almost wanted to let go, forget the whole thing. Her arms were screaming in protest, and she kept slipping even as she gained inches in height—sweat was streaming down her face in small rivers, and she could feel her tunic sticking to her back. The cotton binding around her breasts was beginning to itch something fierce. But she had already gotten too far to quit, and so she kept going—gaining inches and losing centimeters, until she could see the top of the pole. She could almost reach out and grab that arrow.
The sun began to peek over the horizon once more, and Katara gasped for breath, her muscles screaming in agony as she grabbed the top of the pole and finally pulled herself up. It was a deceptively wide beam of wood, in fact, and easy enough to perch on was she grabbed the arrow in one tender hand and pulled it free.
It was only when the cheering began that she realized she’d drawn a crowd.
A tired grin crossed her face, and she subtley bent some of her sweat, coating the arrow-head with a thin layer of ice. Just as Zuko’s tent flap opened, she threw the arrow down—it landed with impressive accuracy, thudding into the ground at his feet as he stepped out. He looked up at her, and while it was difficult to tell from how far away she was, Katara almost thought he looked proud.
 ---
 “I’m sorry. About your uncle.” Katara winced inwardly—she kept forgetting to pitch her voice low enough, but Zuko didn’t seem to notice. He was staring at the fire; if he’d heard a word she said, he didn’t indicate it. Which was almost a relief—she wasn’t sure she’d be able to get into a conversation about lost loved ones and not accidentally blow her own cover.
Sokka had been helping as much as he dared, once he’d realized her plan, but there was only so much he could do to keep her from ruining everything with her ‘stupid girly habits’.
Apparently, talking about feelings qualified.
Either way, Zuko clearly wasn’t in the mood for company. Katara turned to go—if she hadn’t already become so tuned to the tenor of his voice, for reasons she couldn’t even begin to explain, she might have missed it entirely when he said, “Thank you, Tak.”
She stopped, glancing back at him—he was giving her at least an attempt at a smile, and it suddenly struck her how very young he looked. Especially for a captain.
He really couldn’t have been more than a couple years older than she was, and it was hard enough for her to manage to keep her own life straight—she couldn’t imagine what it was like trying to lead an entire company.
She opened her mouth to say something else—she wasn’t quite sure what, but since when had thinking ever stopped her from blurting out what was on her mind?—when she heard the screech of a bird of prey high in the sky above them. It sounded familiar, almost
 almost like

She was six years old, and the snow had turned grey from falling ash. Buildings burned, people were screaming and running away, bursts of fire from soldiers in the streets kept illuminating the overcast sky, and Katara couldn’t find her parents.
“Mama!” she shouted, tears streaking through the soot stains on her face, running towards her house. Everything was chaos, but she still knew home. Somewhere, high in the sky, a fire hawk screamed—the little girl could see it circling over her family’s hut, an omen she couldn’t quite comprehend.
When she opened the door, the smell of charred flesh nearly knocked her off her feet. It was-
“The Fire Nation!” Katara heard herself shouting, those last images from her memory still superimposed over her vision, the smell sticking to her all these years later. She wanted to gag, but there was no time. “They’re here! They-“
An arrow whistled through the air and into Zuko’s shoulder as he stood, knocking him flat.
“Zuko!” Katara rushed to his side as more arrows floated into view just over the snowy hilltop—he waved her off, pulling the arrow free with a grunt and clambering to his feet.
“Everyone, get out of their range! Grab the cannons!”
It was pure chaos, after that. Zuko’s company scattered—they grabbed armloads of cannons and their weapons and ran, forcing the Fire Nation soldiers to abandon their high ground advantage if they wanted to do any real damage. Out of range of the arrows was also out of range of their firebenders, and it took everything Katara had not to panic and freeze.
“Sokka!” The relief nearly knocked her over, but she held her ground, grabbing for her brother’s hand and yanking him out of the way of another arrow barrage. “Where’s Zuko? Is he-”
“He’s fine! We need to set up these canons, Tak. Now!”
Their answering barrage sent shockwaves rippling through the ground—when they were down to the last cannon, Zuko appeared behind them. “Hold- we don’t know who’s left. If
”
He trailed off. The smoke cleared, and revealed the bulk of the Fire Nation army still intact on the hillside.
Ozai was at the army’s head. Katara could feel his smug smirk from here.
“Sokka, take that last canon. Hit Ozai, if it’s the last thing you do!” Zuko commanded. “Men- prepare for a fight!”
Katara’s hand went to her sword hilt, but something was still bothering her. Taking out Ozai wouldn’t decimate the Fire Nations forces—they’d keep coming, they’d kill everyone. How many more villages would suffer the way Omashu had? The way her tribe had? The way-
She caught sight of the snow-covered mountain just behind them. They weren’t going to have time to retreat back through the mountain passes to safety, but maybe, if she could only just
 She reached, but nothing. Practicing her bending in secret had only gotten her so far, and that snow was too far off. But

“Give me that!” She pushed Sokka aside and grabbed the cannon. It would work. It had to.
 ---
 Katara was beginning to lose feeling in her arms. She hadn’t realized Ozai’s blade had cut that deep, but now Koda’s saddle was soaked in her blood, and she had barely been able to muster the strength to grab Zuko and pull him to safety.
The avalanche had stilled, snow wiping the last traces of the Fire Nation army away, and Katara finally slid from her horse’s back, stumbling to her knees. Zuko had regained consciousness, and he rushed to her side. “Tak! Are you alright?”
She gripped his arm and pulled herself upright, nodding weakly. “I’m fine, is everyone else-”
“We made it, Tak,” Toph said, affectionately thumping her shoulder. “Thanks to you. That was brilliant.”
The others chimed in, and Katara smiled, for just a moment. And then she collapsed.
When she opened her eyes, she recognized the colors of the medical tent above her cot. For a moment, Katara was dazed, confused—how had she gotten here? Where were Zuko, Sokka and the others? How-
Her clothing had been removed. The breast binding wraps were visible, overlapping the bandages around her abdomen. The doctor was looking at her, perhaps to be sure she was truly awake, but when she opened her mouth to speak, he turned away and left the tent.
Katara sat up quickly, wincing at the tight feeling of the wound in her stomach, wanting to protest—but then Zuko stepped inside, and the words died in her throat.
It was then that she realized her hair was loose—the thick, dark brown waves that just brushed against her shoulders were much more visibly feminine now that she no longer wore them in her father’s hairstyle, and the breast wraps had only been effective at hiding her figure when covered by padding and armour. Now, she felt her cheeks burn as Zuko’s eyes followed her figure, and realized the truth of what the doctor had obviously told him.
“So it’s true,” came Long Feng’s voice as he entered the tent behind Zuko. Where the latter’s gaze was completely unreadable, Long Feng didn’t bother to disguise his disgust. He surged forward, grabbing Katara by the arm and dragging her out of the tent, throwing her into the snow with just her blanket for cover. She fell to her knees before the rest of the company, tears of humiliation freezing to her lashes before they even had a chance to fall.
“A woman,” Long Feng hissed. “A despicable traitor to our great kingdom!”
Toph and Aang stared in shock. Sokka started forward, but Katara shook her head. It was too late for her, but she would not let her brother take the fall, too. “My name is Katara. I only came here to save my father-”
“More lies!” Long Feng insisted, turning to glare at her as Zuko approached. “Devious snake!”
“I never meant for it to go this far!” Her eyes met Zuko’s, and she pleaded with him silently. Please understand. “You have to believe me! I only wanted-”
“Silence!” Long Feng shouted.
Sokka ran forward. “Wait! You can’t do this—she’s my sister!”
“Sokka, no!”
But the damage was done. “You knew about her deception?” Long Feng was practically quivering with rage. “Stand aside, boy, or you will share in this traitor’s fate!”
“Sokka, please-”
He refused to budge. Katara could still see Zuko, staring at the both of them now, sword in hand. He took a step forward, and several gasps ran through the company—Toph and Aang looked ready to rush to their defense, but Long Feng threw his arm out and stopped them. “You know the law!”
For just a moment, Katara met Zuko’s eyes, and thought she saw something flickering in their depths. Something other than anger or disgust. Something warm.
Then it was gone, and Zuko threw his sword to the ground. “A life for a life,” he said, staring down at her. “My debt to you is ended.” Finally, as if only now realizing he was there, Zuko looked at Sokka. “Take her home. Don’t bother coming back.”
He turned on his heel—Long Feng made a noise, as if he were about to protest, but Zuko turned on him with a glower that could’ve melted steel. The advisor finally cowed into silence, he turned to the rest of his men and motioned for them to move out.
 ---
 “You trusted Tak. Why is Katara any different?”
“You stole my victory.” “No! I did!” “
 The soldier from the mountain!”
“She’s a woman, and from the water tribes! She’s not worth protecting!”
“I have heard all about you, Katara of the Water Tribes. You followed your brother off to war—stole your father’s armour and ran away from home. You impersonated a soldier, deceived your commanding officer, dishonored the Earth Kingdom, and
 you have saved us all.”
 It was
 surreal. That was the only way Katara could describe the feeling that overtook her, when she realized that not only was the Earth King bowing, but so was the entirety of Ba Sing Se. As far as the eye could see, citizens were stooping low, and it was all but impossible to believe they were honoring her.
Even Zuko was bowing—even her brother. She wanted to tell them all to stand up, that she really hadn’t done anything that extraordinary, but she didn’t want to risk losing the King’s good faith. The moment eventually passed, anyway, and Katara turned to find the Earth King smiling warmly at her.
“I would be honored if you would accept a seat on my council, Katara,” he said—Long Feng looked like he was about to faint.
“B- but sir, you can’t just- there are no positions open!”
“Alright. You can have his job.”
This time, he did faint. Katara had to smother a chuckle before taking a deep breath and shaking her head. “You honor me, your majesty, but
 I think it’s time for me to go home.”
He nodded, as if he’d expected nothing less of her.
The Earth King gave her his medallion and Ozai’s sword, and when Katara finally turned to go, she very nearly ran right into Zuko. “Oh! Zuko, I-”
“Katara-” he began, at the same time. They both broke off; Katara bit her lip, waiting for him to continue. He cleared his throat. “I, uh- you fight good. Well! Proficiently, you- you’re an excellent soldier.”
Their eyes met, but Katara was the first to look away, this time. “Oh. Thank you, Zuko. For everything.” And then she left, finding Koda and pulling herself into his saddle to begin the long journey home.
“You don’t meet a girl like that every dynasty,” the Earth King declared—sounding very much like he was calling Zuko an idiot.
 “Would you like to stay for dinner?” From a distance, Katara could hear Grandma Kanna’s voice, “Would you like to stay forever?!” Zuko laughed. “Dinner would be great.”
47 notes · View notes
wonhuis · 6 years ago
Note
we can ramble together! also sorry, my english was awful, sometimes i think i wrote one word to ended up noticing i didn't. what you study sounds really interesting! how do you manage your time with 2 things? hopefully you finished your work without any problem and good luck with your exam!! tell me how that went later. i totally understand you, i left my finals for february because i wanted to rest these months, yesterday i slept almost the whole day😅 1/3 🍰-sss
i work as a freelance tutor for little kids. one of my fav hobbies is knitting, currently im working on a sweater similar to chan’s one from home mv. thank you! it totally sucks but last night it was amazing, full 6hs which is a lot. i hope you can rest properly even though it bothers you sometimes :( ahh those songs are wonderful, lean on me is one of my favs. for vocal unit i’d say hug or habit, and for hhu trauma or check in (the mv is one of my favorites so colorful) 2/3🍰-sss
i feel like i’ll end up sending u one more ask, bc tumblr doesn’t allow really long asks dfksksd. yeah, seungcheol is def something else, idk he’s so wholesome and cute and i love him. i was wondering did u choose url bc wonwoo + jun? was he your bias or smth like that?👀 VIXX! i love them, and miss them. shangri la always reminds me of jun for some reason, maybe the colors. those aes really help me to figure it out what gift can i make for you, thank you! 3/4🍰-sss
ahh tbh i like a lot of concepts i don’t have a fav, for svt i tend to like “soft” stuff more like pretty u, mansae and very nice but fear, hit and getting closer are really great as well! i think i’m a biased hehe. but ballads and fall/winter aesthetics touch my heart, i love a good cinematography for a mv with a warm tone in it. what are your fav movies or genre? do you think jun would like them?😂 oh and what are your hobbies? 4/4 🍰-sss (idk if you got this one, tumblr said error)
yeah i’m gonna put this under read more lmao 
ur english is fineeeeeee, i have this thing where i never apologize for my english and i don’t think anyone else should either!!! esp if ur not a native english speaker (which i think u arent bc they never apologize for their badly written english lmao), bc like
 we have learned another language besides our own you know? and english speakers always think they’re better than everyone else when they mostly only speak english LMAO don’t apologize for your english bc u had to learn it from 0 and you mostly don’t even have to use it for anything in your country!! so it’s ok!! (unless u live somewhere ppl actually do speak english then i’m SORRY, bUT EITHER WAY U DONT NEED TO APOLOGIZE LMAO)
oh i actually don’t lmao i don’t rlly care about my college and i kinda hate it sometimes, some teachers are rlly awful and the books have lots of mistakes and i’m not learning anything bc i don’t study and don’t care and am only wasting money :( it’s online classes and some classes are just rlly bad, like i’ve been doing ok bc i already knew a lot of things, but mostly i’m just skipping through everything :/ i wanna drop it again but henrique won’t let me :((( i do love my graphic design course though!!! and i also have bought some other online courses and i’m rlly excited to start them but i’m too lazy at the same time LMAO
knitting!!!!!!! god i’ve always wanted to learn how do knit!! it’s sooo cute that your doing a sweater!! i love sweaters lmao also i just watched the mv again and it’s rlly cute!!! though it’s rlly hot here now so i can’t even THINK about wearing a sweater lmao or even knitting rip ohhhh i love habit too!! i’m not a big fan of the check in song per se, but i do LOVE the mv! it’s rlly aesthetically pleasing
so! i love wonhui as cat lover bffs!!! they’re my fave ~pair~ in svt besides verkwan (for obviously reasons) bc i just love their dynamics sooo much, also i was kinda too much in love with wonwoo back in clap era and since i made this blog in that era it served just right!! i wanted the junhao url honestly but it’s not been available for years and the person using it haven’t posted anything since 2016 :////
ohhh i love shangri la!! never associated it with jun but i can TOTALLY see it!! again with the classy and royal kind of aesthetic that i always associate jun with LMAO 
oh i love soft and fun things too but ballads
 not my thing lmao have i said it? maybe i did but akjdnak esp winter themed i just find it meh, christmas ballad songs


 no thanks LMAO but i do like some ballads every once in a while, i love say yes and some vocal unit songs, (i also love miracles in december by exo, me, a christmas ballad hater LMAO)
my fave movie is meet the robinsons! i love animation movies the most, love studio ghibli ones and disney/pixar ones too! i also love horror movies and comedy (some romantic comedies too) i really can’t watch full on romance movies and i HATE dramas. i like to have fun watching stuff, this is why i rlly like animation ones bc they’re fun and funny and easy to watch since i have the attention spam of a 5 year old lmao what about you??? also jun does like animations and he’s a weeb too so we’re good
and as for hobbies
 i like to listen to music, read sometimes and watch other people playing games lmao other than that i only really do things that i HAVE to do. besides being on youtube watching random stuff lmao i used to paint with watercolors but not even that i do anymore rip 
0 notes
themoneybuff-blog · 6 years ago
Text
A Loan Won't Solve Your Money Woes If You Don't Fix These 10 Issues First
Sometimes even the best-prepared households get knocked sideways, financially speaking. Illness, unemployment, divorce, a car accident that triggers a lawsuit these and other situations can quickly put a hurt on the budget. In such times a personal loan or one of several types of home equity loans can provide a little breathing room until you rebuild your finances. As noted, money woes are sometimes the result of plain old bad luck (illness, job loss). However, sometimes were our own worst enemies: We buy too much, we save too little, we plan not at all. You cant get ahead that way. And you cant keep borrowing your way out of trouble. A loan wont help you unless you fix the following issues. 1. Not having a budget The simplest way to wind up in debt is to spend without thinking. Stop, then, and think for a moment about what you would like to have happen five years from now: buying a home, starting a business, getting married, traveling? When you create a budget, youre not just allocating your dollars youre enabling your dreams. An easy way to do it is the 50/30/20 budget: Spend no more than 50% of your take-home pay on essentials, 30% on wants, and 20% on saving (including retirement planning and an emergency fund). Plenty of budgeting apps exist as well (some are even free). 2. Not tracking spending You cant plug budget leaks unless you know where they are. Track your spending for a month, using pen and paper or a budgeting app. The cumulative effect could be eye-opening. For example, a relatives ex-husband was shocked shocked! to realize that spending $8 a day on fast food added up to $240 a month. His wife had made more money than he did, and their commingled finances made it easy for him to swipe a card and think no more of it. Heres hoping that your own habits arent quite that clueless. But even those of us who think were doing pretty well could be surprised by the cumulative impact of certain habits: beef jerky and a soda every time we pay for gasoline, daily iTunes downloads, $20 a week on scratch tickets. Add up the opportunity cost of those non-essentials, and ask yourself if you could do better. (Spoiler alert: You probably can.) 3. Keeping up with the Joneses Just because next-door neighbor bought the priciest riding mower on the market doesnt mean you have to ditch your trusty Snapper. When your coworker talks about all the activities her kid participates in, you dont have to sign your own tots up for horseback riding and soccer camp. You should not let other people determine your clothing, dcor, automobile, or anything else. Its no ones business that you bought a fixer-upper, that you drive your car until the wheels fall off, that your idea of nightlife is to read a new library book once the kids are in bed. Remember: The Joneses may be up to their hairlines in debt. They might be focused on keeping up, too with the minimum payments, that is. 4. Wanting your kids to have things you didnt Theres nothing wrong with this! Except when there is. Obviously you want your children to be well-fed, reasonably well-dressed, and housed comfortably. You might also want to give them treats and opportunities you never had, such as vacation trips, a big allowance, loads of extracurricular activities, and fully funded education plans. But dont let this noble impulse bust your budget. Just because your kid wants snowboarding lessons, a new smartphone every year, and a car of their own at age 16 doesnt mean you have to give these things. Staying out of debt and funding your retirement should take precedence over granting every whim. At the very least they should have some skin in the game: doing additional chores to help save up for a big-ticket item, say, or mowing lawns or babysitting for extra pocket money. Besides, we arent doing our kids any favors when we give them everything they want. Setting the bar too high now could mean setting them up for problems later on. Specifically, when they move out on their own theyll want to keep living in the style to which we have accustomed them and if their salaries dont allow for that, theyll wind up in debt. 5. Automatic upgrades Whats wrong with your old smartphone or car or whatever? If you bought it relatively recently and it still works, whats with the rush to replace? If you get the newest phone as soon as it comes out, or trade in your vehicle every few years, or replace anything else before it really needs replacing, ask yourself why. Because your co-workers do? Because some commercial made you want a new car? Because you dont know why, but you really, really want to anyway? Think about the opportunity cost of that cash. Then think about the way you want to live, and whether or not you want other people making decisions about your money. 6. Shopping mindlessly If you dont need anything, stay out of the mall. Going shopping with friends puts you in a position to find something you suddenly cant live without, or something that looks so cute on you or would be so cool in your house or so useful in the garage. Except that you were doing just fine without that item until you saw it. Ditto online shopping: Dont cruise your favorite retailers websites unless you have a specific reason to do so. Better yet, undo the one-click function and remove stored credit card info from all sites where youve shopped in the past. Bonus frugal points if you change your online passwords to something that has personal significance, such as WeDDingDAy8192020, or 19YEarsLEftonMORTgage, or EARLYretire2028 these little reminders of where your dollars could be going instead might help you from overbuying. 7. Always buying retail Why automatically pay full price? Instead of heading straight to the shopping center when you need (or want) something, consider these options instead: Thrift shops: Some are junky, but others are great. Its like a treasure hunt. (Pro tip: Find out if there are senior discounts or other special deals. For example, a secondhand store my daughter likes offers 50 percent off every Monday.)Consignment stores: Like thrift shops, except theyre more discriminating about whats accepted.Flash sales: While online shopping should be approached with caution, sometimes a sale really is too good to pass up. Hold yourself to limits, though: Just because those slacks are a great deal doesnt mean you need to buy a pair in every color.OfferUp, LetGo, Craigslist: Sometimes people want (or need) to get rid of furniture, tools, bikes or automobiles without the hassle of a yard sale. Caution is required, but you can get some darned good deals this way.Newspaper classified ads: Yes, really. A guy I know recently bought a pickup truck (necessary for his job) from a newspaper ad, spending many thousands less than he would have paid at a dealership.Freecyle: You might be surprised at whats being given away, no strings attached. Ive seen beautiful furniture, clothing, bicycles, toys, books, and other useful stuff offered up.Yard sales: Another treasure hunt. Ive seen items still in the shrink-wrap at these sales. Its a great place to buy baby stuff, including newborn-sized clothing that seems never to have been worn.Buy Nothing Facebook groups: Last month my partner and I just picked up an almost-new Weber grill. Some of the other things Ive seen lately: baby stuff, solid wood table, sewing machine, board games, computer desk, cookware, and tons of childrens clothes. All of it is free.8. Overdoing it on special occasions Are holidays and birthdays completely over the top? Maybe its time to tone it down. When they become extravaganzas of gift-giving, we cheapen the meaning and also set the bar higher and higher. A kid who gets tons of presents is unlikely to appreciate each one fully and more to the point, he develops a sense of entitlement. As for birthday parties, when did they start resembling mini-coronations? Even one-year-olds are having party rooms reserved, decorations put up, and gift registries established. Really? Think of all the money thats spent and quickly forgotten. Now think what those dollars could have done for a childs education fund or your own retirement. Celebrate joyously, but celebrate sensibly. 9. Overbuying for grandchildren While waiting in line at a crafts store, I met a woman who developed the bad habit of having small gifts waiting for her granddaughters whenever they visited and they visited a lot. The woman was fretting visibly as she looked over the items in the stores dollar section. What do you buy for someone who already has everything? she asked me. After hearing her story, I felt very sad not just for her but also for the kids. A visit to grandmas house had become an exercise in acquisition. The first thing they do upon crossing the threshold is to ask what theyre getting. (Does anyone else find that quite sad?) Expectations are made, not born. If youve gotten into the habit of treats and more treats, scale back. Replace them with activities and gifts of time. The kids who are used to getting stuff will gradually become used to not getting stuff and when occasionally you do treat them, it will mean a lot more. Again, the money you save could go toward their education funds or toward shoring up your own budget. You cant finance retirement. 10. Giving more than you can afford Charity is a noble impulse. But giving to the American Red Cross or the Society for the Prevention of Cruelty to Animals should be done after youve taken care of business. Specifically, after youve built an emergency fund, started saving for retirement, and taken care of any consumer debt. Put on your own oxygen mask first, financially speaking. Award-winning journalist and veteran personal finance writerDonna Freedmanis the author of Your Playbook for Tough Times: Living Large on Small Change, for the Short Term or the Long Haul and Your Playbook for Tough Times, Vol. 2: Needs AND Wants Edition. Read more: https://www.thesimpledollar.com/loans/blog/a-loan-wont-solve-your-money-woes-if-you-dont-fix-these-10-financial-issues-first/
0 notes
themoneybuff-blog · 6 years ago
Text
A Loan Won't Solve Your Money Woes If You Don't Fix These 10 Issues First
Sometimes even the best-prepared households get knocked sideways, financially speaking. Illness, unemployment, divorce, a car accident that triggers a lawsuit these and other situations can quickly put a hurt on the budget. In such times a personal loan or one of several types of home equity loans can provide a little breathing room until you rebuild your finances. As noted, money woes are sometimes the result of plain old bad luck (illness, job loss). However, sometimes were our own worst enemies: We buy too much, we save too little, we plan not at all. You cant get ahead that way. And you cant keep borrowing your way out of trouble. A loan wont help you unless you fix the following issues. 1. Not having a budget The simplest way to wind up in debt is to spend without thinking. Stop, then, and think for a moment about what you would like to have happen five years from now: buying a home, starting a business, getting married, traveling? When you create a budget, youre not just allocating your dollars youre enabling your dreams. An easy way to do it is the 50/30/20 budget: Spend no more than 50% of your take-home pay on essentials, 30% on wants, and 20% on saving (including retirement planning and an emergency fund). Plenty of budgeting apps exist as well (some are even free). 2. Not tracking spending You cant plug budget leaks unless you know where they are. Track your spending for a month, using pen and paper or a budgeting app. The cumulative effect could be eye-opening. For example, a relatives ex-husband was shocked shocked! to realize that spending $8 a day on fast food added up to $240 a month. His wife had made more money than he did, and their commingled finances made it easy for him to swipe a card and think no more of it. Heres hoping that your own habits arent quite that clueless. But even those of us who think were doing pretty well could be surprised by the cumulative impact of certain habits: beef jerky and a soda every time we pay for gasoline, daily iTunes downloads, $20 a week on scratch tickets. Add up the opportunity cost of those non-essentials, and ask yourself if you could do better. (Spoiler alert: You probably can.) 3. Keeping up with the Joneses Just because next-door neighbor bought the priciest riding mower on the market doesnt mean you have to ditch your trusty Snapper. When your coworker talks about all the activities her kid participates in, you dont have to sign your own tots up for horseback riding and soccer camp. You should not let other people determine your clothing, dcor, automobile, or anything else. Its no ones business that you bought a fixer-upper, that you drive your car until the wheels fall off, that your idea of nightlife is to read a new library book once the kids are in bed. Remember: The Joneses may be up to their hairlines in debt. They might be focused on keeping up, too with the minimum payments, that is. 4. Wanting your kids to have things you didnt Theres nothing wrong with this! Except when there is. Obviously you want your children to be well-fed, reasonably well-dressed, and housed comfortably. You might also want to give them treats and opportunities you never had, such as vacation trips, a big allowance, loads of extracurricular activities, and fully funded education plans. But dont let this noble impulse bust your budget. Just because your kid wants snowboarding lessons, a new smartphone every year, and a car of their own at age 16 doesnt mean you have to give these things. Staying out of debt and funding your retirement should take precedence over granting every whim. At the very least they should have some skin in the game: doing additional chores to help save up for a big-ticket item, say, or mowing lawns or babysitting for extra pocket money. Besides, we arent doing our kids any favors when we give them everything they want. Setting the bar too high now could mean setting them up for problems later on. Specifically, when they move out on their own theyll want to keep living in the style to which we have accustomed them and if their salaries dont allow for that, theyll wind up in debt. 5. Automatic upgrades Whats wrong with your old smartphone or car or whatever? If you bought it relatively recently and it still works, whats with the rush to replace? If you get the newest phone as soon as it comes out, or trade in your vehicle every few years, or replace anything else before it really needs replacing, ask yourself why. Because your co-workers do? Because some commercial made you want a new car? Because you dont know why, but you really, really want to anyway? Think about the opportunity cost of that cash. Then think about the way you want to live, and whether or not you want other people making decisions about your money. 6. Shopping mindlessly If you dont need anything, stay out of the mall. Going shopping with friends puts you in a position to find something you suddenly cant live without, or something that looks so cute on you or would be so cool in your house or so useful in the garage. Except that you were doing just fine without that item until you saw it. Ditto online shopping: Dont cruise your favorite retailers websites unless you have a specific reason to do so. Better yet, undo the one-click function and remove stored credit card info from all sites where youve shopped in the past. Bonus frugal points if you change your online passwords to something that has personal significance, such as WeDDingDAy8192020, or 19YEarsLEftonMORTgage, or EARLYretire2028 these little reminders of where your dollars could be going instead might help you from overbuying. 7. Always buying retail Why automatically pay full price? Instead of heading straight to the shopping center when you need (or want) something, consider these options instead: Thrift shops: Some are junky, but others are great. Its like a treasure hunt. (Pro tip: Find out if there are senior discounts or other special deals. For example, a secondhand store my daughter likes offers 50 percent off every Monday.)Consignment stores: Like thrift shops, except theyre more discriminating about whats accepted.Flash sales: While online shopping should be approached with caution, sometimes a sale really is too good to pass up. Hold yourself to limits, though: Just because those slacks are a great deal doesnt mean you need to buy a pair in every color.OfferUp, LetGo, Craigslist: Sometimes people want (or need) to get rid of furniture, tools, bikes or automobiles without the hassle of a yard sale. Caution is required, but you can get some darned good deals this way.Newspaper classified ads: Yes, really. A guy I know recently bought a pickup truck (necessary for his job) from a newspaper ad, spending many thousands less than he would have paid at a dealership.Freecyle: You might be surprised at whats being given away, no strings attached. Ive seen beautiful furniture, clothing, bicycles, toys, books, and other useful stuff offered up.Yard sales: Another treasure hunt. Ive seen items still in the shrink-wrap at these sales. Its a great place to buy baby stuff, including newborn-sized clothing that seems never to have been worn.Buy Nothing Facebook groups: Last month my partner and I just picked up an almost-new Weber grill. Some of the other things Ive seen lately: baby stuff, solid wood table, sewing machine, board games, computer desk, cookware, and tons of childrens clothes. All of it is free.8. Overdoing it on special occasions Are holidays and birthdays completely over the top? Maybe its time to tone it down. When they become extravaganzas of gift-giving, we cheapen the meaning and also set the bar higher and higher. A kid who gets tons of presents is unlikely to appreciate each one fully and more to the point, he develops a sense of entitlement. As for birthday parties, when did they start resembling mini-coronations? Even one-year-olds are having party rooms reserved, decorations put up, and gift registries established. Really? Think of all the money thats spent and quickly forgotten. Now think what those dollars could have done for a childs education fund or your own retirement. Celebrate joyously, but celebrate sensibly. 9. Overbuying for grandchildren While waiting in line at a crafts store, I met a woman who developed the bad habit of having small gifts waiting for her granddaughters whenever they visited and they visited a lot. The woman was fretting visibly as she looked over the items in the stores dollar section. What do you buy for someone who already has everything? she asked me. After hearing her story, I felt very sad not just for her but also for the kids. A visit to grandmas house had become an exercise in acquisition. The first thing they do upon crossing the threshold is to ask what theyre getting. (Does anyone else find that quite sad?) Expectations are made, not born. If youve gotten into the habit of treats and more treats, scale back. Replace them with activities and gifts of time. The kids who are used to getting stuff will gradually become used to not getting stuff and when occasionally you do treat them, it will mean a lot more. Again, the money you save could go toward their education funds or toward shoring up your own budget. You cant finance retirement. 10. Giving more than you can afford Charity is a noble impulse. But giving to the American Red Cross or the Society for the Prevention of Cruelty to Animals should be done after youve taken care of business. Specifically, after youve built an emergency fund, started saving for retirement, and taken care of any consumer debt. Put on your own oxygen mask first, financially speaking. Award-winning journalist and veteran personal finance writerDonna Freedmanis the author of Your Playbook for Tough Times: Living Large on Small Change, for the Short Term or the Long Haul and Your Playbook for Tough Times, Vol. 2: Needs AND Wants Edition. Read more: https://www.thesimpledollar.com/loans/blog/a-loan-wont-solve-your-money-woes-if-you-dont-fix-these-10-financial-issues-first/
0 notes
themoneybuff-blog · 7 years ago
Text
Mastering the abundance mindset (and changing your money blueprint)
Shares 531 Old habits die hard. When you get to be a middle-aged man like me, you have forty-nine years of learned behavior to guide your actions and decisions even when you know your choices arent necessarily for the best. Our mental blueprints (including our money blueprints) are deeply ingrained and tough to change. Dont worry. I havent turned into a spendthrift or anything. But Ive been thinking a lot lately about how certain parts of my past continue to affect me, sometimes in huge and annoying ways. For instance, I fight an ongoing battle against a scarcity mindset. I havent been able to master the abundance mindset.
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Scarcity and Abundance Ive been reluctant to talk about scarcity and abundance because the terms have been co-opted by Law of Attraction types who use them to encourage magical thinking. I hate the New Age-y approach to these concepts. I want to discuss them from a psychological perspective. With a scarcity mindset, you believe that everything is limited. Time is limited. Money is limited. Love is limited. This causes you to worry about the future. Youre consciously or unconsciously more concerned with what might go wrong than with what could go right. You make fear-based decisions. Youre afraid of missing out. Youre afraid of not having enough. You have trouble with moderation and often exhibit all or nothing behavior.With an abundance mindset, you believe theres plenty for everyone. Theres plenty of wealth, prestige, and happiness to go around. Youre optimistic about the future. You think things will work out even if there are bumps along the way. You make decisions based on the Big Picture rather than a single snapshot in time. Its easy for you to balance tomorrow and today. Ive written before about my trouble with impulse control. In the past, Ive had problems with overspending, overeating, video game addiction, alcohol consumption, and borderline hoarding behavior. (Im a compulsive collector of Stuff.) All of this the collecting, the addictive tendencies, the lack of self-control stems from a scarcity mentality. But I didnt realize it until a few years ago when my therapist helped me see the source. Because my family didnt have much when I was young, I find it difficult to defer gratification. My default mindset even when life is grand is that if I want something and its available, I should get it now. Somewhere deep inside, I feel as if there wont ever be another chance. My father had this mindset. My mother had it. My brothers have it too. (Like me, Jeff and Tony have both learned to fight the feeling of scarcity in their own fashion.) A Real-Life Example of the Scarcity Mindset Over the past year, my deeply-seated scarcity mindset has begun to manifest itself in another annoying way. Since moving into our new house last July 1st, weve had to make tens of thousands of dollars worth of repairs. About $56,000 of these costs came from the sale of our previous home, but that still leaves us on the hook for $30,000 or $40,000. We have one last project to do before we believe were finished: We want to replace the rotting back deck and install a hot tub. (This was the first project we had planned to tackle when we moved in, but we had to put it off for more pressing priorities.) Kim and I know without a doubt that well use the deck and hot tub nearly every single day of the year. (TMI: Currently, she and I both take several hot baths each week. If we had a hot tub, wed be able to soak together.) Its not a question of whether well get value from building an outdoor oasis. No, the problem is that Ive reached some sort of mental breaking point. Im reluctant to spend another penny on home improvement. Im over it. I hate the idea of cashing out yet another chunk of my index funds. Hate it, hate it, hate it. I feel like thats money Ill never get back. (I feel this way despite the intellectual understanding that wed recoup maybe 80% of our costs if we were to sell the home in the future.) I recognize that this is my scarcity mindset kicking in, yet I cannot shake these feelings. Theyre a part of my money blueprint. Heres the thing: In so many ways, financial freedom depends on casting aside this scarcity mentality and embracing an abundance mindset instead. Financial well-being is fundamentally tied to positive expectations of the future. Lets look at three ways the scarcity mindset can manifest itself and how to embrace abundance instead. Jealousy and Spite For some, the scarcity mindset manifests as jealousy and spite. These folks resent the success of others, financial and otherwise. They find it tough to be happy when something good happens to a friend or family member. Theyre territorial, reluctant to co-operate toward a greater common good. Heres how Stephen Covey describes this flavor of scarcity in The Seven Habits of Highly Effective People: People with a scarcity mentality tend to see everything in terms of win-lose. There is only so much; and if someone else has it, that means there will be less for me. This type of scarcity mindset is the source of the average Americans love-hate relationship with wealth. Most people want to be wealthy but are suspicious of those who already are. They typical person believes that when she makes money, its a result of hard work and skill. But others who get rich? Theyre lucky jerks who dont deserve it. People with this form of the scarcity mindset dont just hold back themselves but they keep down the people around them. This usually manifests as gossip and griping. Sometimes these people keep score. In extreme cases, they actively work to sabotage the success of others. People with this type of scarcity mindset are a drag on life, a net negative to the world at large. What if you suffer from this sort of scarcity mentality? Train yourself to be happy for others. Recognize that my success does not diminish you. Life is not a zero-sum game. To that end: Dont compare yourself to other people. Focus on yourself, on your own goals and accomplishments. If you must compete, compete with yourself. Strive for constant self-improvement.Practice a win-win approach to life. Look for ways to improve your own situation while also helping those around you. When faced with a conflict, dont try to be the victor; instead, work toward a solution beneficial to both parties.Teach yourself to share. Force yourself to give things time, money, resources to other people. When you have a surplus of something, spread the love. (More on this later.) Jealousy and spite can be overcome, but it takes work. Making the effort is a great way to change your outlook, creating a better life for yourself and the people around you. Never Enough
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For others, the scarcity mindset manifests as fear of the future. These people think and act like children of the Great Depression. Theyre so worried about how bad things could get that theyre unable to recognize and enjoy what they already have even when they have a lot. Let me give you an example. I once met with a woman who had over $6 million in the bank. She was my age mid forties and lived a modest lifestyle. She wasnt overly frugal, but she didnt spend a lot either. Plus she had just landed a job that paid half a million per year. Nice position to be in, right? Not to her. She was scared to stop working because the didnt want to run out of money. Based on standard assumptions about inflation and stock market returns, this woman could probably spend $240,000 per year for the rest of her life and still die rich. (Thats without taking into account her new $500k per year position!) Her spending was closer to $50,000 per year, yet she fretted about not having enough. Other folks are more extreme. Ive known retirees who have millions in the bank but who are so frightened of the future inflation! peak oil! stock market collapse! that they wont spend on needed home repairs and health concerns. What good is all of that money if youre dead or your house falls down around you? These folks arent harming anyone else (at least not directly), but theyre doing severe damage to their own well-being. They sacrifice happiness today in order to have more tomorrow but they never enjoy tomorrow. People with this type of scarcity mentality never have enough. No amount of money will allow them to sleep soundly at night. What if you feel like youll never have enough? Unlike those who suffer from jealousy and spite, you should keep score. Do this in two ways: First, keep a journal a standard daily diary. It doesnt have to be detailed. Write down the most important events from your life. And every day note at least one thing for which you are grateful. At the end of each year, go back and re-read what youve written. (This exercise will increase in value the longer you keep at it.)Second, track your net worth and spending. Know how much you have and how much you need. Remember this rule of thumb: For every $25 youve saved, you can probably spend $1 each year without worry. (If youre really nervous, you might change that to $1 for every $30 or $40 saved.) If you have more than enough stashed away and still fret about the future, force yourself to spend. Im dead serious. Pick something youve always wanted to do or have, and go get it. Money is a tool to build a better life. If the tool sits unused, whats the point? Instant Gratification Finally, there are the folks like me, people who find it tough to wait for what they want. Were shopaholics and compulsive spenders. With our flavor of the scarcity mindset, were so skeptical about tomorrow that we enjoy too much today. We want it all and we want it now. A decade ago, when I still struggled with money, I had nothing saved. No retirement, no nothing. What I ought to have been doing was paying down my debt and building a foundation for the future. Instead, I was spending everything I earned on books, comics, and computer games. It never occurred to me to wait. I wanted things now, so I bought them. As I mentioned at the start of this article, my therapist helped me to understand that growing up poor had given me a loathing of uncertainty and an inability to delay gratification. My money blueprint was largely constructed around a fear of missing out. During my transition from spendthrift to money boss, I learned to put off potential spending. I learned to wait for the things I wanted. Like the last group, people with this sort of scarcity mentality never have enough. But the lack manifests in a different way. Instead of needing more money, we need more Stuff. We buy and buy and buy and are never satisfied. Theres no amount of possessions that will make us happy. What if a feeling of scarcity drives you to always want more? Practice the art of deferred gratification. I learned this skill by using the 30-day rule. Heres how it works: When you see something you want, make a note of what it is, where you saw it, and how much it costs. But dont buy it yet.Over the next 30 days, be on the lookout for free or cheap alternatives. Does the library have that book? Can you borrow that tool from a friend? Could the local thrift store have a similar shirt?At the end of 30 days, if you still want the item then consider buying it. In most cases, however, youll find the urge to purchase has passed. Also practice moderation. Recognize that most things in life dont require an all or nothing approach. You can have some, and thats okay. Finally, keep a gratitude journal. The fundamental problem with this type of scarcity mindset is not appreciating what you already have. Force yourself to catalog the good things in your life. From Scarcity to Abundance A scarcity mindset leads to self-defeating behavior. It sabotages your chances for future financial success. Even when a Depression-type scarcity mentality helps you accumulate piles of cash, youre unable to enjoy it. Youre afraid to. Fear is always at the heart of scarcity: fear of failure, fear of the future, fear of missing out. Those with a scarcity mindset cling to the notion that theres a limited amount of everything, and theyre afraid they wont get their share. Well talk more about fear (and overcoming it) next week. For now, you should recognize that in order to achieve financial freedom, you must adopt an abundance mentality. If youre worried about lack, you arent free.
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Ive already suggested several ways to fight specific flavors of scarcity. To finish, lets look at a technique anyone can use to move from scarcity to abundance: To get what you want, give what you want. What do I mean? In an amazing article from the academic journal Psychological Science, researchers suggest that giving time gives you time. The authors found that spending time on others (instead of yourself) boosts how much time you think you have in both the present and the future. Many of us feel pressured by the modern world. We feel rushed, as if theres never enough time to do what we want. We feel a lack, a scarcity, of minutes and hours and days. To cope with this, we tend to turn inward. We watch TV. We play videogames. We get a massage. But studies show that wasting time like this truly is a waste. When we spend time on ourselves, we feel like the time is lost. On the other hand, when we give our time to others helping friends or volunteering in the community, for instance we experience feelings of time affluence. Plus our time seems fuller. We feel better about ourselves and what weve done. And as a bonus: Giving time to others not only increases the givers sense of subjective time but can also increase the recipients objective amount of time, such that giving time contributes to the well-being of both the self and others. That, my friends, is abundance in action. The bottom line? When individuals feel time constrained, they should become more generous with their time despite their inclination to be less so. The same idea applies to other areas of your life in which you experience feelings of lack. When I started giving away and selling my Stuff several years ago, for example, I came to realize just how much I had. Before, when I was constantly in acquisition mode, I felt like I had very little. I was wrong. I had mountains of things! If you feel a lack of respect from others, give respect to others. If you feel a lack of compassion from others, be compassionate to others. If you feel like people dont love you, love other people. If you feel broke, donate time and money to the poor. If you feel like youll never have enough wealth, systematically give away some of what you have. In The Seven Habits of Highly Effective People, Stephen Covey writes: The abundance mentalityis the paradigm that there is plenty out there and enough to spare for everybody. It results in sharing of prestige, of recognition, of profits, of decision making. It opens possibilities, options, alternatives, and creativity. The abundance mindset comes from understanding theres plenty in the world: plenty of money, plenty of love, plenty of time. Theres plenty for everyone both for you and for others. Theres plenty now and therell be plenty tomorrow. Enjoy it! A Real-Life Example of the Abundance Mindset While we were wintering in Savannah two years ago, Kim hustled to get her dental hygiene license for the state of Georgia so that she could earn some money. She spent a couple of days driving across the city, dropping off rsums and speaking with doctors. Soon she started getting calls asking her to do fill-in work while other hygienists were sick or on vacation. She also got an offer for a long-term position at a big office in town. Kim could have taken the long-term gig. In fact, she was tempted. What if I cant find any other positions? she asked as we talked through her options. This is a sure thing. Maybe I should take it in case nothing else comes along. After a few days of internal debate, Kim decided not to take the long-term offer. Im getting plenty of calls from other offices, she reasoned. Ill bet I can stay busy just with the short-term stuff, and thatll give me greater flexibility. Sure enough. Because she refused to make a fear-based decision, because she chose to believe shed have more opportunity rather than less, she was able to pick and choose when and where shed work. She had more offers than she had time. She constantly got new calls asking her to fill in. When we returned to Portland, she used the same experience to find permanent dental hygiene positions. She cast her net wide, then waited for the offers to come. And they came. By exercising patience and an abundance mindset, she landed two gigs that she loves. (Plus, she still gets fill-in offers all of the time.) Shares 531 https://www.getrichslowly.org/abundance-mindset/
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