#robinhood api

[robertkrell47]

Zelle API

An integration of Zelle API to your website or mobile application makes your payment system faster and more efficient. You can send and receive all payments without any hassles by just having an email address or phone number. This API allows you to manage all payments in one platform eliminating the creation of a specialized payment system for each payout process.

[m0od]

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[finmonopoly]

Fintech is blowing up in 2019!

Just got my hands on a Robinhood account—zero-commission trading is legit. I’m dabbling in stocks like Tesla and Microsoft, plus some ETFs for diversification. The market’s been climbing, with the Dow hitting 26,000 again, but I’m cautious—trade war talks with China are spooking investors. Anyone else loving these new apps? Venmo for splitting bills, Acorns for spare change investing—it’s so easy now. Still, I’m keeping an emergency fund in a high-yield savings account (2.5% APY, baby!). What’s your favorite fintech tool? Oh, and anyone betting on IPOs like Uber or Lyft? They’re coming soon, and I’m torn. Let’s talk money strategies!

[swagtalk123]

Beginners Must Read: 10 Elements to Master Quantitative Trading of US Stocks

✅ Beginners Must Read: 10 Elements to Master Quantitative Trading of US Stocks Quantitative trading of US stocks is a modern investment method that uses data and models at its core and computer programs to make securities trading decisions. It emphasizes automation, systemization, and strategy-driven, and is widely used in high-frequency trading (HFT) and medium- and low-frequency arbitrage trading strategies.

To fully enter the market and make long-term profits, you need to prepare the following 10 core elements.

I. Technical Conditions

1️⃣ Programming Skills Quantitative trading requires very high coding skills.

Programming Language Applicable Scenario Python Strategy research, backtesting, data processing (ecosystem: Pandas, NumPy, TA-Lib, Backtrader, Zipline) R Statistical modeling and visualization (best for quantitative research) C++ High-frequency trading scenarios, low latency execution Java / C# Building stable trading services SQL queries on structured market and trading data

2️⃣ Data processing capabilities Cleaning: outlier removal, missing value handling Feature engineering: indicator calculation, principal component analysis, normalization, etc. Storage optimization: HDF5, Parquet for efficient storage Parallel computing: Utilizing tools such as Dask, Numba, Ray for big data processing

3️⃣ Computing infrastructure High frequency: Co-location of deployment on local servers or exchanges Medium/low frequency: Wait until sufficient AWS EC2, Google Colab, Azure cloud resources are available Tools: Docker, Redis, GPU acceleration, distributed computing frameworks, etc.

II. Data acquisition

1️⃣ Data types Types Description Historical market data: K-lines, ticks, trade-by-trade Real-time data: Level 1 (snapshot), Level 2 (market) Alternative data: Social media, credit card usage, satellite imagery, etc.

2️⃣ Data providers Name Function AllTick: Tick-level, low latency, global market support Bloomberg/Refinitiv: Commercial-grade data standard Polygon.io/IEX Cloud API: Flexible, suitable for developers Alpha Vantage/Yahoo Finance: Free, suitable for prototype testing of strategies

III. Strategy formulation

1️⃣ Theoretical foundations Financial models: CAPM, APT, Black-Scholes Mathematical tools: Regression analysis, cointegration, Monte Carlo simulation, PCA Machine learning: Classification, clustering, regression, reinforcement learning, XGBoost, LSTM

2️⃣ Types of strategies and backtesting platforms Types of strategies Examples Trend strategies: moving averages, MACD Mean reversion: pairs trading, Bollinger bands Market neutral: statistical arbitrage, quant hedging Event driven: earnings season, M&A, ex-dividend High frequency arbitrage: quote stuffing, latency arbitrage ✅ Recommended backtesting tools: Backtrader, Zipline, QuantConnect, QuantRocket

IV. Trade execution system 1️⃣ API broker access Broker features Interactive Brokers (IBKR) Professional level, FIX API support, global asset coverage Alpaca Zero commission, developer friendly, REST API support TD Ameritrade / Robinhood For retail investors, limited API features 2️⃣ Execution system optimization Uses FIX protocol or ZeroMQ for low latency trading Smart order splitting and exchange routing (smart order routing) Slippage control and detailed analysis of order books

V. Risk Management 1️⃣ Risk Metrics and Indicators Use of Indicators VaR/CVaR Estimated Maximum Loss Sharpe Ratio Balance between Profit and Volatility Maximum Drawdown/Sortino Describes the Extreme Losses of the Strategy 2️⃣ Fund Management Kelly Rule, Fixed Ratio, Dynamic Position Adjustment Stop Loss/Stop Profit Mechanism, Trading Frequency Limit, Drawdown Protection Mechanism

VI. Compliance 1️⃣ Registration and Licensing Register with the SEC (US Securities and Exchange Commission) as an RIA (Investment Adviser) or CTA (Commodity Trading Adviser) High Frequency Traders must register with FINRA/NFA/CFTC to ensure compliance 2️⃣ Regulatory Compliance Comply with Securities and Investment Advisers Act Prohibited Activities: Market Manipulation, Insider Trading, Fraudulent Issuance

VII. Capital Requirements 1️⃣ Initial Capital Investment Type Reference Amount Low Frequency Test Strategy $10,000-$100,000 High Frequency Trading Starting at $500,000 (including servers and data) 2️⃣ Cost structure Fees, data subscription fees, infrastructure

Legal advisors, compliance advisors, human resources

Evaluate the breakeven point of the strategy and determine sustainability

VIII. Team and resources

1️⃣ Team composition Financial engineers: models and backtesting

Data scientists: factor engineering, machine learning research

Programmers: development of execution systems and data pipelines

Risk managers: building indicators, monitoring models

Operation and maintenance engineers: ensuring system stability 24/7

2️⃣ Business mechanisms Deployment of continuous integration strategy with Git + CI/CD

Strategy logging + post-mortem debugging

Quarterly/monthly strategy review mechanism

IX. Market access and permission management

1️⃣ Access methods Access to major exchanges such as NYSE, NASDAQ, CBOE

High frequency strategy recommended Colocation (same computer room as exchange servers)

2️⃣ Permissions and contract management

Naked short selling, options trading, leverage allowed

Check broker API Restrictions on calls, margin trading, etc.

X. Mentality and practical experience

1️⃣ Understanding of market structure

Deep understanding of order book, trade matching, and trade priorities

Responding to exchange delays and changes in trading rules

2️⃣ Self-discipline and stress tolerance

Accept short-term failures of the strategy and avoid subjective interventions

Maintain consistency in the strategy and a long-term perspective

Establish a positive review and knowledge repetition system

✅ Summary: Systematic + Data-driven is the essence of quantitative trading

Quantitative trading of US stocks is not just about "creating a strategy", it is also about technology, finance, engineering, psychology, and law.

Mastering the above 10 preparation elements will significantly improve your ability to:

Strategy win rate and robustness

System stability and execution efficiency

Long-term profitability and risk management ability

[superex-media]

On the Eve of a Stablecoin Adoption Boom: Which Business Scenarios Are Ripe for Entry?

#Stablecoin #Crypto

If you often follow our media and articles, you may have noticed an interesting trend: Lately, we’ve been publishing a lot of in-depth analyses of the stablecoin sector, approaching it from multiple perspectives.Why? Because stablecoins are not only a hot topic, but also the next clear mega-trend and new blue ocean.

This wave of stablecoin enthusiasm is no longer about simply raising awareness within the crypto community. From Stripe acquiring Bridge, to Robinhood’s CEO publicly stating they use stablecoins for weekend settlements, to the progressive rollout of the GENIUS Act in the U.S. and Hong Kong’s crypto policies, it’s becoming impossible to ignore a key question:

Does your business need stablecoins?

In the past, when people discussed stablecoins, they mainly focused on their basic traits — fast, cheap, convenient.But now, more and more companies are seriously asking:How can I integrate stablecoins into my real operational workflows?

Today, we’ll break this down by exploring four of the most representative business models, analyzing which use cases are best suited for stablecoins, how to implement them, and what problems they solve.

Click to register SuperEx

Click to download the SuperEx APP

Click to enter SuperEx CMC

Click to enter SuperEx DAO Academy — Space

B2C Fintech: Remittances, Settlements, and Cash Management — All in One

For fintech companies, stablecoins are arguably a secret weapon to raise ARPU and improve user retention.

Scenario 1: Reinventing Cross-Border Remittances

In many classic corridors — like U.S.–Mexico or U.S.–Argentina — traditional remittance services charge 300+ basis points and take 2–5 days to clear.Now, new players like DolarApp offer USDC-based remittances with:$3 flat fees；Instant settlement；24/7 availability.Who would still use the old SWIFT rails?Key implementation steps:

Integrate orchestration platforms like Fireblocks or Bridge to connect banking systems and blockchains

Use stablecoins (USDC, USDT, USDG) for real-time clearing and settlement

Partner with fiat on/off ramps (e.g., Yellow Card) in receiving countries for conversion

Rely on stablecoins for weekend or bank-holiday settlements to avoid disruptions

Scenario 2: The Robinhood Playbook — Weekend Settlements

Robinhood’s CEO has been explicit: They use stablecoins to solve settlement delays when banks close over the weekend.Why?In the current interest rate environment, waiting until Monday wastes massive capital efficiency, while stablecoins allow funds to keep moving without interruption.Any retail finance platform with high transaction volumes will feel this need acutely.

Scenario 3: Global Treasury Rebalancing + Internal Liquidity Management

If your platform spans multiple countries, stablecoins enable on-chain treasury management, letting you move funds from Market A to Market B in real time — no correspondent banks, no intermediaries.Effectively, you get a global real-time liquidity hub.

B2B Commercial Banks and Enterprise Services: Unlocking USD Settlement and New Hedging Tools

Compared to B2C, B2B pain points are deeper — and often non-negotiable — especially in USD-scarce emerging markets.Think of Nigeria, Argentina, Indonesia — where getting a USD account is nearly impossible.Stablecoins make it simple.Applicable scenarios:

Building Global USD Accounts

No need to negotiate with multiple banks,Businesses can instantly gain digital USD capabilities

Especially valuable for cross-border e-commerce and exporters

Bypassing Banking Systems with Instant Settlement

No correspondent banks,No intermediaries,Stablecoins deliver single-hop settlement

AR/AP management becomes dramatically more efficient

Hedging FX Volatility

Anchor working capital in USDC,Protect against local currency depreciation

Asset Yield Management

Connect to yield-bearing stablecoin services like Paxos,Earn ~4% APY — higher than many bank deposits

Implementation Tips:

Businesses integrate stablecoin wallets + local compliance layers

Commercial banks custody stablecoin accounts, offering real-time settlement and automated finance features

Connect to Superstate or similar tokenized Treasury platforms to combine safety and yield

Why Does It Matter?

In high-inflation, low-infrastructure markets, enterprise demand for stablecoins is exploding.Banks that move first can expand their business boundaries — and secure a strategic foothold in the reshaping of the global financial system.

Payroll Platforms: The Most Immediate “Killer Use Case”

With the rise of remote work, freelancers, and digital nomads, paying global teams has become a real challenge.Stablecoin payroll is almost a superpower for modern HR and contractor platforms.Applicable scenarios:

Instant Cross-Border Payroll

Use USDC to pay teams across Latin America, Africa, Southeast Asia,Instant settlement,Dramatically lower costs vs. SWIFT,Even if users cash out to fiat, it’s still cheaper overall.

User Adoption Is Surging

Over 250 million wallets actively use stablecoins globally

In Argentina, people pay a 30% premium for USDC to hedge inflation

This shows — people are ready to get paid in stablecoins

Accounting and Tax Automation

On-chain transactions mean complete records

Automatic reconciliation,Instant financial reports and tax filings

Programmable Payment Innovation

Pay by project/hour,Auto-release bonuses or performance incentives

Even collateralize salaries for DeFi loans via smart contracts

Implementation Tips:

Integrate with platforms like Rain and Beam for end-to-end payroll flows

Enable contractors to link Visa cards that spend stablecoins (Rain supports this)

Use Fireblocks for treasury management and smart contracts for auto-settlement

Why Does It Matter?

You don’t need to wait for some future technology wave — stablecoin payroll is already here, with mature tools ready to deploy.If you’re running a remote team, freelancer platform, or global HR service, this is the entry point you should be prioritizing.

Web3-Native Use Cases: NFTs, DAOs, DeFi — All in Play

If you’re building in Web3, stablecoins are not just a payment tool, but your ecosystem currency.Examples:

DAOs hold reserves entirely in USDC, immune to crypto market volatility

DeFi protocols package yield into stablecoin savings accounts (like tokenized Treasuries)

NFT projects accept stablecoin payments to lower friction and expand their user base

This area is growing explosively, with new use cases emerging fast.

Conclusion: Stablecoins Are No Longer “Future Tense”

If you look at how giants like Stripe and Circle are betting heavily on stablecoins, it’s clear — this is not theory anymore.This is a market measured in real dollars, not imagination.

If your business touches payments, remittances, payroll, or cross-border capital, stablecoins could be your first step toward lower costs and higher efficiency.

The question is no longer “Should you use them?”

It’s:“How will you use them?”

Note: This article does not constitute any subjective stance or investment advice. It is an objective analysis of market trends only.

[techit-rp]

How Gen Z is Disrupting Investment Banking and Financial Analytics: A Generational Shift in Finance

In recent years, a generational shift has begun to reshape the world of finance. Generation Z—those born between the mid-1990s and early 2010s—are entering the workforce and investment landscape with a radically different mindset than their predecessors. Tech-native, socially aware, and driven by purpose over profit, Gen Z is disrupting traditional norms in investment banking and financial analytics. This transformation is not just changing how investment banks operate—it’s redefining what it means to be a financial analyst in the digital age.

The Gen Z Mindset: Digital, Decentralized, and Driven

Unlike Millennials, who adapted to technology, Gen Z was born into it. They’ve grown up with smartphones, social media, algorithm-driven platforms, and real-time information. This generation thrives on immediacy and transparency, and they expect the same from financial institutions.

Key Gen Z traits impacting investment banking and financial analytics:

Digital Fluency: Gen Z is comfortable with fintech platforms, blockchain, and AI-driven analytics tools.

Values-Driven Investing: ESG (Environmental, Social, and Governance) metrics matter more than quarterly profits.

Entrepreneurial Spirit: Many in Gen Z are not just job-seekers; they're startup founders, crypto investors, and self-taught traders.

Demand for Flexibility: Remote work, flexible hours, and inclusive work environments are must-haves—not perks.

These values are pushing investment banks and analytics firms to evolve rapidly, rethinking how they attract talent and engage clients.

Tech-Savvy Analysts and AI-Enhanced Investment Decisions

The rise of Gen Z has accelerated the adoption of AI and data science in financial analytics. Unlike previous generations who relied heavily on Excel spreadsheets and historical financial statements, Gen Z analysts are leveraging tools like Python, R, Tableau, and machine learning algorithms to make more accurate and predictive financial decisions.

Key transformations:

Algorithmic Trading: Gen Z analysts are more comfortable programming trading bots than making manual trades.

Real-Time Analytics: Data dashboards and real-time insights are now integral to decision-making.

Open Banking and APIs: Gen Z embraces integration and automation, driving the popularity of API-led banking.

Traditional investment banks are now investing in digital transformation to stay competitive, often hiring young data-savvy professionals or collaborating with fintech startups to stay ahead of the curve.

Shifting the Culture in Investment Banks

Historically, investment banking has been known for its high-pressure environment, long work hours, and rigid hierarchy. Gen Z is challenging this culture. They prioritize mental health, work-life balance, and inclusivity—forcing banks to evolve or risk losing top talent.

Key cultural shifts:

Mental Health Support: More banks now offer wellness programs, therapy support, and “mental health days.”

Flat Hierarchies: Young professionals want to be heard, not managed. Collaborative teams are replacing top-down structures.

Remote Work: Post-pandemic, remote-friendly models have become permanent for many roles in financial analytics.

According to a 2024 report by Deloitte, 65% of Gen Z employees say they would leave a job that does not align with their values or offer flexibility. Investment banks are taking notice.

The Rise of Social Finance and Community Investing

Gen Z’s influence goes beyond internal work culture—it’s visible in how investment strategies are evolving. Social finance, impact investing, and community-focused portfolios are becoming mainstream.

Robinhood, Zerodha, and Groww have empowered Gen Z investors to trade on their own terms.

Crypto and DeFi platforms offer alternatives to traditional investment channels.

Reddit forums and TikTok finance influencers have democratized access to financial knowledge.

Financial analysts and bankers now have to account for social sentiment and retail investor behavior—two factors largely driven by Gen Z's online activity.

Preparing for the Future: Education and Upskilling

To thrive in this evolving financial ecosystem, students and professionals must arm themselves with the right skills. This is where specialized education plays a vital role.

If you're an aspiring finance professional in central India, enrolling in an investment banking course in Guwahati can set you on the path to success. The Boston Institute of Analytics offers one of the most comprehensive programs in this space—blending technical training with real-world insights to prepare you for modern-day challenges in investment banking and financial analytics.

Why choose an investment banking course in Guwahati?

Location Advantage: Guwahati is emerging as an educational hub with increasing access to finance and tech industries.

Industry-Driven Curriculum: Courses are updated regularly to include the latest trends—like ESG investing, AI in finance, and behavioral analytics.

Expert Mentors: Learn from industry veterans who bring practical experience and mentorship to the table.

Placement Support: Top institutes like Boston Institute of Analytics offer placement assistance with leading firms across India and abroad.

For a generation as dynamic and future-forward as Gen Z, such programs offer a perfect launchpad.

Embracing the Gen Z Effect: What Firms Must Do

To stay competitive, financial institutions need to align with Gen Z’s expectations—not just in how they hire, but in how they invest, communicate, and evolve.

What investment banks must embrace:

Tech-first Mindset: Upgrade legacy systems and embrace fintech innovation.

Diversity & Inclusion: Foster an inclusive culture that welcomes all voices.

Transparent Communication: Use social media and digital tools to communicate clearly and authentically.

Learning Opportunities: Continuous upskilling through certifications and workshops is a must.

By doing so, firms not only attract top Gen Z talent but also future-proof their operations in an era of rapid change.

Final Thoughts

Gen Z is not just another demographic—it’s a powerful force reshaping the world of investment banking and financial analytics. Their values, digital fluency, and boldness are prompting long-overdue changes in how financial institutions operate. From AI-powered analysis to ESG-conscious investing, the financial world is becoming more inclusive, agile, and tech-driven.

If you're looking to ride this wave and make your mark in the industry, now is the time to upskill. Enroll in an investment banking course in Guwahati and become part of the new generation that’s defining the future of finance.

[fabbuilder]

What Are Mobile Applications? A Guide to Getting Started

In today’s fast-paced digital world, mobile applications have become an integral part of our daily routines. From social networking and online shopping to fitness tracking and gaming, mobile apps simplify tasks, offer entertainment, and enhance productivity. But what exactly are mobile applications, and how can you get started with building one? Let’s dive into the essentials.

What is Mobile Applications?

A mobile application — commonly known as a mobile app — is a type of software designed to run on smartphones, tablets, or other mobile devices. These apps are usually downloaded from app stores such as Google Play or Apple’s App Store and provide specific functionalities tailored for mobile users.

Mobile apps can work independently or integrate with other software to offer seamless experiences, whether you’re booking a ride, streaming music, or managing your calendar.

Types of Mobile Applications

When it comes to mobile apps, they are generally classified into three main categories:

Native Apps:

Built specifically for a single platform (iOS or Android) using platform-specific languages like Swift for iOS and Kotlin for Android.

Offer high performance and a seamless user experience but require separate development for each platform.

Web Apps:

Accessed via a web browser and doesn’t need to be downloaded.

Built using HTML, CSS, and JavaScript, they are platform-independent but may lack some device-specific features.

Hybrid Apps:

Combine elements of both native and web apps.

Built using frameworks like React Native or Flutter, allowing developers to write code once and deploy it on multiple platforms.

Benefits of Mobile Apps

Mobile apps offer several benefits for both businesses and users:

Enhanced User Experience: Mobile apps are tailored to provide smooth navigation, faster load times, and personalized experiences.

Increased Customer Engagement: Push notifications, in-app messaging, and loyalty programs keep users engaged.

Brand Recognition: A well-designed app helps reinforce your brand identity and build customer loyalty.

Data Insights: Apps allow businesses to collect valuable user data, enabling data-driven decisions.

Offline Access: Unlike web apps, many mobile apps can function partially or fully offline.

Revenue Generation: Apps can generate income through in-app purchases, ads, and subscription models.

Examples of Mobile Apps

Here are some popular mobile apps across different categories:

Social Media: Facebook, Instagram, TikTok

E-Commerce: Amazon, eBay, Shopify

Finance: PayPal, Google Pay, Robinhood

Health & Fitness: MyFitnessPal, Fitbit, Headspace

Entertainment: Netflix, Spotify, YouTube

Productivity: Slack, Trello, Microsoft Teams

Why Are Mobile Apps Important?

Mobile apps play a crucial role in modern life and business for several reasons:

Enhanced User Engagement: Apps provide a direct channel for businesses to engage with customers through push notifications, personalized experiences, and easy access to services.

Brand Visibility: Being on a user’s smartphone increases brand presence and awareness.

Revenue Generation: Many apps monetize through in-app purchases, subscriptions, or ads.

Data Collection: Apps help gather user data and insights, aiding businesses in making data-driven decisions.

The Importance of Mobile App Security

Security is a critical aspect of mobile app development. Without proper safeguards, apps can expose users and businesses to data breaches and cyber-attacks. Key security practices include:

Data Encryption: Ensuring sensitive data is encrypted both in transit and at rest.

Authentication Measures: Implementing strong authentication methods, such as two-factor authentication (2FA).

Secure APIs: Protecting APIs from unauthorized access by using tokens and API gateways.

Regular Security Audits: Conducting penetration testing and vulnerability assessments.

Compliance with Regulations: Adhering to industry security standards like GDPR, HIPAA, and PCI-DSS.

Steps to Get Started with Mobile App Development

If you’re considering developing a mobile app, here’s a step-by-step guide to get you started:

Define Your App Idea:

Identify the problem your app will solve.

Research your target audience and competitors.

Plan Features and Functionality:

List the core features your app must have.

Prioritize functionality for the Minimum Viable Product (MVP).

Choose the Right Tech Stack:

For native apps: Swift, Kotlin.

For cross-platform apps: React Native, Flutter.

For backend: Node.js, Firebase.

Design UI/UX:

Create wireframes and prototypes.

Ensure a user-friendly interface with smooth navigation.

Develop the App:

Code the app based on your design.

Integrate APIs and databases if needed.

Testing and QA:

Perform rigorous testing to fix bugs and ensure app performance.

Use tools like Appium, TestFlight.

Launch and Deployment:

Publish your app on Google Play and Apple App Store.

Ensure you follow app store guidelines for approval.

Post-Launch Support and Updates:

Gather user feedback.

Roll out updates and improvements regularly.

How FAB Builder Simplifies Mobile App Development

Creating a mobile app doesn’t have to be complicated. With platforms like FAB Builder, you can streamline the development process using AI-powered low code. FAB Builder supports modern tech stacks like MERN, MEAN, React, Node.js, Java, Flutter, and iOS — enabling you to build high-performance apps quickly.

Key benefits of using FAB Builder:

Faster Development: AI-generate code and reduce manual efforts.

Customizable Modules: Add features and integrate APIs seamlessly.

Cross-Platform Support: Deploy your app on iOS and Android with minimal adjustments.

One-Click Deployment: Push updates and launch apps effortlessly.

Building Mobile Applications with the FAB Builder Low-Code Platform

Developing mobile apps no longer requires complex coding skills. With the FAB Builder low-code platform, businesses can quickly create powerful and customizable apps. Here’s how FAB Builder simplifies mobile app development:

Step 1: Describe Your App

Use FAB Builder’s AI-assisted entity creation to describe your app’s purpose, features, and requirements.

Provide basic details like the app’s name, target audience, and key functionalities.

Step 2: Choose Your Tech Stack

Select your preferred frontend, backend, and database technologies from FAB Builder’s supported tech stacks:

Frontend: React.js, Angular, Vue.js

Backend: Node.js, Java, .NET

Database: MongoDB, PostgreSQL, MySQL

Step 3: Define Your Data Model

Use FAB Builder’s data model visualizer to define your app’s data structure in the form of lists and fields.

Add out-of-the-box fields (e.g., text, numbers, dates) or create custom fields to match your requirements.

Step 4: Preview and Iterate

Use FAB Builder’s live preview feature to see your app in action before deployment.

Iterate and refine your app’s design, features, and data model until it meets your expectations.

Step 5: Deploy Your App

Deploy your full-stack app to AWS, GCP, or Azure with FAB Builder’s one-click deployment.

Launch your app and start gathering user feedback or generating revenue.

With FAB Builder, businesses can reduce development time, cut costs, and launch high-performing mobile apps effortlessly.

Conclusion

Mobile apps have revolutionized how we interact with technology. Whether you’re a startup looking to enter the mobile market or a developer eager to create your next project, understanding mobile applications is the first step. With the right platforms like FAB Builder, you can turn your app idea into reality faster and more efficiently.

Ready to build your mobile app? Start exploring innovative development solutions today and stay ahead in the mobile-first world.

Frequently Asked Questions

1. What is a mobile application?

A mobile application, or mobile app, is a software program designed to run on mobile devices like smartphones and tablets. These apps offer various functionalities, from social networking and online shopping to health tracking and productivity management.

2. What are the main types of mobile apps?

Mobile apps are generally classified into three categories:

Native Apps: Built specifically for a particular platform (iOS or Android) using platform-specific programming languages.

Web Apps: Mobile-optimized web pages accessed through a browser, not requiring installation.

Hybrid Apps: A blend of native and web apps, developed using web technologies but packaged in a native shell.

3. Why are mobile apps important for businesses?

Mobile apps help businesses by:

Enhancing user experience through personalized content.

Increasing customer engagement with push notifications and loyalty programs.

Collecting valuable user data for better decision-making.

Boosting brand recognition and loyalty.

Generating revenue via ads, in-app purchases, and subscriptions.

4. Can you give examples of popular mobile apps?

Here are some examples across various categories:

Social Media: Facebook, Instagram, TikTok

E-Commerce: Amazon, eBay, Shopify

Finance: PayPal, Google Pay, Robinhood

Health & Fitness: MyFitnessPal, Fitbit, Headspace

Entertainment: Netflix, Spotify, YouTube

Productivity: Slack, Trello, Microsoft Teams

5. How secure are mobile apps?

Mobile app security is crucial to protect user data and prevent cyber threats. Essential security practices include:

Data Encryption: Encrypt sensitive information in transit and at rest.

Strong Authentication: Use two-factor authentication (2FA) and biometric logins.

API Security: Protect APIs with tokens and secure gateways.

Regular Audits: Perform security tests and vulnerability checks frequently.

Compliance: Adhere to GDPR, HIPAA, and other data protection laws.

6. How can FAB Builder help in mobile app development?

The FAB Builder low-code platform simplifies mobile app creation with features like:

Pre-Built Modules: Add login systems, payment gateways, and notifications effortlessly.

Cross-Platform Compatibility: Build apps for both iOS and Android at the same time.

Real-Time Testing: Preview app features and interfaces instantly.

SaaS-Ready Setup: Deploy apps quickly with cloud hosting and one-click deployment.

Tech Stack Support: Integrate with MERN stack, MEAN stack, React, Node.js, Java, Flutter, and iOS.

7. Why choose low-code platforms like FAB Builder for mobile app development?

Low-code platforms like FAB Builder reduce development time and cost by offering pre-built components, visual interfaces, and automated deployment. They empower businesses to build apps quickly and adapt to changing needs without relying heavily on developer resources.

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The Ultimate Guide to the Best Brokers of 2024

The Ultimate Guide to the Best Brokers of 2024 In the ever-evolving world of finance, choosing the right broker can make a significant difference in your investment journey. WikiStock’s Ultimate Guide to the Best Brokers of 2024 provides a comprehensive overview of the top brokers, highlighting their strengths and unique features. This article delves into the key aspects that make these brokers stand out in 2024.To get more news about WikiStock, you can visit our official website.

1. Interactive Brokers Interactive Brokers continues to lead the pack with its extensive range of products and low fees. Known for its institutional-grade desktop trading platform, it offers a wide array of customizable tools and high-quality trade executions. This broker is ideal for professional traders who require advanced features and access to foreign markets.

2. eToro eToro is renowned for its social trading platform, which allows investors to follow and copy the trades of experienced traders. With free stock and ETF trading, seamless account opening, and a vibrant investor community, eToro is perfect for those who are new to trading or prefer a more interactive approach.

3. Fidelity Fidelity stands out with its commission-free trading for US stocks and ETFs. It offers robust trading platforms and excellent research tools, making it a favorite among both novice and experienced investors. Fidelity’s comprehensive range of US and international stocks ensures that investors have plenty of options to diversify their portfolios.

4. Charles Schwab Charles Schwab is celebrated for its outstanding research and customer service. With free stock and ETF trading, Schwab provides a user-friendly experience through its enhanced trading platforms, including the acclaimed thinkorswim platform acquired from TD Ameritrade. This broker is well-suited for investors who value in-depth research and a seamless trading experience.

5. Webull Webull offers free stock and ETF trading, along with a high 5% interest on uninvested cash. Its fast and easy account opening process, coupled with great trading platforms, makes Webull an attractive option for tech-savvy investors looking for a modern trading experience.

6. SoFi Invest SoFi Invest is known for its fast and fully digital account opening process. With free stock and ETF trading and responsive customer support, SoFi Invest caters to investors who prioritize convenience and efficiency. Its user-friendly platform is ideal for those who are new to investing.

7. Alpaca Trading Alpaca Trading is a standout for its great API trading service and fantastic charting tools. Offering free stock and ETF trading, Alpaca Trading is perfect for developers and tech enthusiasts who want to integrate trading into their applications or automate their trading strategies.

8. Robinhood Robinhood revolutionized the brokerage industry with its commission-free trading model. It offers a great mobile and web trading platform, making it easy for investors to trade on the go. With interest paid on uninvested cash and a fully digital account opening process, Robinhood remains a popular choice for millennials and new investors.

9. Vanguard Vanguard is known for its low-cost investment options and easy account opening process. With free trading for stocks and ETFs, Vanguard provides a great mobile trading platform and interest on uninvested cash. It is an excellent choice for long-term investors who prioritize low fees and a straightforward investing experience.

Conclusion Choosing the right broker is crucial for achieving your investment goals. WikiStock’s Ultimate Guide to the Best Brokers of 2024 highlights the top brokers that offer a combination of low fees, advanced trading platforms, and excellent customer service. Whether you are a professional trader or a novice investor, there is a broker on this list that can meet your needs and help you succeed in the financial markets.

[toollistai]

What is Hubflo?

Hubflo is the fastest-growing AI-Powered Client Portal for professional & creative services. Build a stunning branded client portal in 60s with AI to impress clients and streamline operations. 

The platform is highly customizable and branded, allowing businesses to customize entire web portals in minutes with 15+ built-in tools (File sharing, contracts, approvals, client messaging, tasks, billing..)  and 500 apps integrations, including popular tools like Gmail, Google Calendar, and QuickBooks.

Key features : 

Flexible & highly customizable Customer portal built with AI Magic

Fast integrations with 500+ external tools

Mobile friendly experience

Client onboarding features

Real-time client collaboration tool : advanced messaging, approvals, visualization of goals and projects progress..

Smartfiles : contracts and approvals in one-click

Hubflo is ideal for digital agencies, consultants, freelancers, accountants, architects, home designers, law firms, and any other professional or creative service providers

Clients, partners and contractors can collaborate in real-time, view deliverables, and provide feedback all within one organized interface. 

Designed to improve client experience and back-office management, Hubflo aims to be an all-in-one solution for service professionals.

Don’t let processes overwhelm you and get in the way of delivering a great client experience. Impress your clients with a customized and automated onboarding, a smooth delivery and collaboration. 

Skyrocket client satisfaction and retention Reduce client emails, calls & meetings Speed up onboarding & project delivery

About Hubflo :  

A fast-growing startup backed by top-tier investors ($3M raised): first investors of Revolut, Stripe, Deliveroo...(Hummingbird Ventures & Seedcamp) and incredible business angels (ex-general manager of Microsoft, founder of Gumtree, VPs at Facebook, Notion, Robinhood)

[ltpcalculator]

How do I make a stock trading platform like Robinhood?

Creating a stock trading platform like Robinhood involves several key steps, including:

Market Research and Planning:

Understand the target audience and their needs.

Analyze competitors, including their features, user experience, and business models.

Define your unique selling propositions and target market segment.

Regulatory Compliance:

Understand the regulatory requirements for operating a stock trading platform in your target market(s).

Obtain necessary licenses and registrations. This might include licenses from financial regulatory bodies like the Securities and Exchange Commission (SEC) in the United States.

Technology Stack:

Choose the right technology stack for your platform. This includes backend development, database management, and frontend development.

Consider using cloud-based solutions for scalability and flexibility.

Ensure security measures are in place to protect user data and transactions.

Data Feeds and Integration:

Integrate with financial data providers to get real-time stock prices, market data, and news feeds.

Implement APIs for trading execution, order management, and account management.

User Interface and Experience (UI/UX):

Design an intuitive and user-friendly interface for both web and mobile platforms.

Focus on simplicity and ease of use, especially for beginners.

Provide educational resources and tools to help users understand investing and trading.

Account Management and Security:

Implement secure user authentication mechanisms.

Enable features like two-factor authentication for added security.

Develop account management functionalities including profile settings, transaction history, and tax reporting.

Trading Features:

Implement core trading functionalities such as buying, selling, and monitoring stocks.

Offer advanced trading features like limit orders, stop-loss orders, and margin trading if desired.

Payment Integration:

Integrate payment gateways to enable users to fund their accounts and withdraw funds securely.

Ensure compliance with financial regulations regarding fund transfers and withdrawals.

Testing and Quality Assurance:

Conduct thorough testing to ensure the platform functions correctly across different devices and browsers.

Test security measures to identify and address vulnerabilities.

Gather feedback from beta testers to refine the platform.

Launch and Marketing:

Plan a marketing strategy to attract users to the platform.

Launch the platform with a focus on user acquisition and retention.

Continuously gather user feedback and iterate on the platform to improve features and user experience.

Remember, developing a stock trading platform like Robinhood is a complex undertaking that requires expertise in finance, technology, and regulatory compliance. It's essential to have a skilled team and sufficient resources to execute the project successfully.

LTP Calculator Overview:

LTP Calculator is a comprehensive stock market trading tool that focuses on providing real-time data, particularly the last traded price of various stocks. Its functionality extends beyond a conventional calculator, offering insights and analytics crucial for traders navigating the complexities of the stock market.

Also Available on Play store  -  Get the App

Key Features:

Real-time Last Traded Price:

The core feature of LTP Calculator is its ability to provide users with the latest information on stock prices. This real-time data empowers traders to make timely decisions based on the most recent market movements.

User-Friendly Interface:

Designed with traders in mind, LTP Calculator boasts a user-friendly interface that simplifies complex market data. This accessibility ensures that both novice and experienced traders can leverage the tool effectively.

Analytical Tools:

Beyond basic price information, LTP Calculator incorporates analytical tools that help users assess market trends, volatility, and potential risks. This multifaceted approach enables traders to develop a comprehensive understanding of the stocks they are dealing with.

Customizable Alerts:

Recognizing the importance of staying informed, LTP Calculator allows users to set customizable alerts for specific stocks. This feature ensures that traders receive timely notifications about significant market movements affecting their portfolio.

Vinay Prakash Tiwari - The Visionary Founder:

At the helm of LTP Calculator is Vinay Prakash Tiwari, a renowned figure in the stock market training arena. With a moniker like "Investment Daddy," Tiwari has earned respect for his expertise and commitment to empowering individuals in the financial domain.

Professional Background:

Vinay Prakash Tiwari brings a wealth of experience to the table, having traversed the intricacies of the stock market for several decades. His journey as a stock market trainer has equipped him with insights into the challenges faced by traders, inspiring him to develop tools like LTP Calculator.

Philosophy and Approach:

Tiwari's approach to stock market training revolves around education, empowerment, and simplifying complexities. LTP Calculator reflects this philosophy, offering a tool that aligns with his vision of making stock market information accessible and understandable for all.

Educational Initiatives:

Apart from his contributions as a tool developer, Vinay Prakash Tiwari has actively engaged in educational initiatives. Through online courses, webinars, and seminars, he has shared his knowledge with aspiring traders, reinforcing his commitment to fostering financial literacy.

In conclusion, LTP Calculator stands as a testament to Vinay Prakash Tiwari's dedication to enhancing the trading experience. As the financial landscape continues to evolve, tools like LTP Calculator and visionaries like Tiwari sir play a pivotal role in shaping a more informed and empowered community of traders.

[cashappreviewus]

How to receive crypto on robinhood?

To receive crypto from an exchange, make sure you verify that the exchange supports withdrawals for that crypto on one of the supported networks.

Home → Menu → Receive.

Scan the QR code or enter the address manually.

Send to My Wallet.

Send, receive, and swap crypto

You can send, receive, buy or transfer, or swap crypto with your Robinhood Wallet.

Send crypto

You can send crypto from Robinhood Wallet to any address or exchange that supports Ethereum, Bitcoin, Dogecoin, Arbitrum, Polygon, Optimism or Base transfers. Make sure you transfer crypto over the same network. For example, only send crypto on Polygon to another wallet or exchange that supports Polygon.

Home → Menu → Send

Scan the code or enter the address manually

Choose crypto to send

Enter the amount you’d like to send

Select Review → Submit

Use Face/Touch ID or PIN

Select Done

Remember to only send crypto to people and entities you know and trust. 

Receive crypto

You can receive crypto from other self-custody wallets on Ethereum, Bitcoin, Dogecoin, Arbitrum, Polygon, Optimism, or Base. To receive crypto from an exchange, make sure you verify that the exchange supports withdrawals for that crypto on one of the supported networks.

Home → Menu → Receive

Scan the QR code or enter the address manually

Send to My Wallet

Remember to only receive crypto from people and entities you know and trust. 

Buy and transfer crypto

Home → Menu → Transfer from Robinhood

Choose a crypto to transfer

Choose the network if the crypto is available on multiple networks

Complete you transfer with Robinhood Crypto

Select Return to Robinhood Wallet

If you’re outside the US, you can use Sardine to buy crypto with a debit or credit card (where available).

Home → Menu → Buy

Choose a crypto to buy or transfer

Choose the network if the crypto is available on multiple networks

Continue with your transaction on Sardine

Once you confirm your order on Sardine, you’ll be taken back to Robinhood Wallet

Swap crypto

You can swap crypto on the Ethereum and Polygon networks via 0x API and LI.FI, which are decentralized exchange (DEX) aggregators. Keep in mind, you can only swap tokens that are supported on either the Ethereum or Polygon networks, and available through 0x API or LI.FI.

Search for the token you’d like to swap

Select Swap → Sell or Buy

Enter the amount you’d like to buy or sell

Select the token to swap

Select Review → Swipe to swap

Your swap may execute with a rate that is either guaranteed or estimated.

A rate that is guaranteed is locked in for 30 seconds before they automatically refresh. 0x API or LI.FI try to fill your order by routing to a market maker. If a market maker is offering a competitive quote, it’s a guaranteed rate. When rates are guaranteed, there’s no difference, or slippage, between the quoted price and the execution price.

Keep in mind, orders will only execute if they fall above or below the slippage tolerance (a percentage of the total swap value) that you choose.

A rate that is estimated is continually refreshed to give you the best price possible. If no market makers have a quote available, 0x API or LI.FI route your order to a network of automated market makers (AMM) to find the best available rate. Your order will execute if it falls within the slippage tolerance that you select, which means the executed price may differ from the quoted price. The order won’t execute if the rate goes beyond that threshold above or below the quoted price.

Your balances will automatically update after your transaction has been processed on the blockchain.

Fees

Robinhood currently doesn't charge service fees on token swaps. Fees are subject to change. Network fees, or gas fees, are blockchain transaction processing fees. These required fees are submitted to the network along with your transaction. These fees fluctuate based on the volume of transactions, confirmation speed, and transaction size for that network. Network fees may apply for token approvals, transfers to an external wallet, and interacting with dapps. Robinhood Wallet doesn’t collect any part of the network fee.

[destin-plus]

Get more cash in your pocket

About me

Hello, I'm Destin Jones—a husband, homeowner, car owner, and reseller. I manage a small local company and handle my finances using tools like Money Market, APY Savings Accounts, and various money-making apps, both free and paid. Additionally, I venture into Stock Market Investing Forex, & other methods for financial growth.

Follow me on social media! My goal is to share years of experience and value to help shape a more positive future for those that are interested.

Now Let's

Get more cash in your pocket

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[joekellyotcglobalholdings]

Robinhood CEO Says Big Banks Are Taking Advantage of Americans. Now His Company Wants to Put More Money Into Your Wallet No Investing Required.

Robinhood CEO Says Big Banks Are Taking Advantage of Americans. Now His Company Wants to Put More Money Into Your Wallet — No Investing Required. https://www.entrepreneur.com/business-news/robinhood-ceo-bank-customers-ripped-off-offers-5-apy/465512 The move aims to attract customers disillusioned with traditional financial institutions. via Entrepreneur: Latest Articles https://www.entrepreneur.com/latest November 16, 2023 at 07:30AM

[bgbhavesh005]

NOW,TRADE WITHOUT ANY INVESTMENT

Robinhood: Robinhood offers commission-free trading for stocks, options, cryptocurrencies, and exchange-traded funds (ETFs). You can start trading with as little as $1.

Webull: Webull is another commission-free trading platform that offers stocks, options, and cryptocurrencies. They often provide promotions with free stocks when you sign up.

M1 Finance: M1 Finance allows you to invest in a portfolio of stocks and ETFs for free. You can choose your investments, and the platform will automatically rebalance your portfolio.

eToro: eToro is a social trading platform that allows you to trade stocks, cryptocurrencies, forex, and more. While there are real-money trading options, eToro also offers a virtual portfolio mode for practice trading.

TD Ameritrade (PaperMoney): TD Ameritrade provides a paper trading platform called PaperMoney. It allows you to practice trading with virtual money without risking real capital.

Fidelity (WealthLab): Fidelity offers a virtual trading platform called WealthLab, which lets you practice trading stocks, options, and mutual funds with virtual money.

TradingView: TradingView is a popular charting and analysis platform that also offers a simulated trading mode. You can practice trading stocks, forex, and cryptocurrencies with virtual funds.

hinkorswim by TD Ameritrade: Thinkorswim, a trading platform by TD Ameritrade, includes a paper trading feature where you can practice trading various financial instruments.

Alpaca: Alpaca is a commission-free API-first brokerage platform. They provide paper trading and live trading options for developers and traders.

NinjaTrader: NinjaTrader offers a free trading simulator where you can practice trading futures and forex. Please note that while these apps and platforms allow you to trade without using real money, it's essential to understand that trading always carries a risk. It's a good idea to use these tools to practice and learn before trading with real money. Additionally, be aware of any fees associated with transferring money, margin trading, or other trading-related activities, as these may still apply even when you're not investing your own funds.

[ailtrahq]

Multichain wallet Exodus has released its financial results for the second quarter of 2023, disclosing revenue of $12.4 million, a 4% decrease year-over-year. Net income amounted to $1.9 million.According to Exodus, its exchange aggregation business accounted for the majority of total revenue in the quarter, totaling $11.6 million. Fiat onboarding revenue rose 220% from 2022 to $561,000. The volume of exchange provider transactions in Q2 was $591.5 million, down 12% from Q2 2022. Bitcoin (BTC), Tether (USDT), and Ether (ETH) were the top assets traded in the quarter, at 27%,16%, and 12% of volume, respectively. Exodus generates revenue from API integration fees charged to third parties. Monthly active users, however, decreased 6% to 772,839 in the second quarter, from 817,972 last year.Exodus cash and digital assets holdings. Source: ExodusDespite the decline in revenue, Exodus' results were strengthened by cost reductions of 6% year-over-year, to $7.1 million in the second quarter. A reduction in headcount and cloud infrastructure expenditures contributed to the lower expenses, the company said, adding that ”the Exodus team stood at approximately 195 full time equivalents as of June 30, 2023, a decrease from 290 as of June 30, 2022."Amid the bear market, Exodus also slashed its administrative and marketing allocations by 65% in the quarter, resulting in expenses of $4 million. Total general and administrative expenses represented 32.2% of company revenue, a significant decrease from 87.1% in the second quarter of 2022. As of June 30, Exodus held $55 million in cash, cash equivalents, and U.S. Treasury Bills, as well as $46.2 million worth of Bitcoin, claiming to be one of few public companies holding over 1,000 Bitcoin in corporate treasury. Among major developments in the quarter, the company rolled out an integration with Robinhood Connect, allowing users to purchase and hold cryptocurrencies in Exodus through Robinhood's cash and so-called buying power. Exodus also added full support for Arbitrum and Optimism, along with Matic staking.“Accordingly, the next step for Exodus is to provide our technology to other companies, often called Wallet-as-a-Service or Infrastructure-as-a-Service," said JP Richardson, CEO and co-founder of Exodus.Magazine: How smart people invest in dumb memecoins — 3-point plan for success Source