#srcc

[sugarcoatzzz]

think this might be my favorite so far ٩>ᴗ<)و wanted to make different unique versions but my skill is.. not there yet, so maybe i will come back to it later on^^

yue hair; › bgc / not hat compatible / hq › fem frame › teen+

DL FREE ON PATREON | KO-FI

[tommyandsean]

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[dekhocampus11]

Top 5 Government Colleges in Delhi NCR

The Delhi National Capital Region (NCR) is home to some of India’s most prestigious government colleges, offering top-tier education in arts, commerce, science, and economics. These institutions, primarily affiliated with the University of Delhi, have set a benchmark for academic excellence, cultural vibrancy, and career opportunities. Here's a closer look at the top five government colleges in Delhi NCR:

1. St. Stephen’s College, Delhi

Established in 1881, St. Stephen’s College is one of the oldest and most revered colleges in India. Affiliated with the University of Delhi, it has earned a reputation for producing some of the finest minds in the country.

The college offers undergraduate and postgraduate courses in humanities and sciences, including English, Economics, History, Philosophy, Mathematics, Physics, and Chemistry. St. Stephen’s is known for its high academic standards, rigorous admission process, and emphasis on both intellectual and personal growth.

The campus, located in Delhi University’s North Campus, boasts colonial-style architecture, a rich library, and vibrant student societies. The college maintains a low faculty-student ratio, ensuring personalized attention. Its alumni list includes diplomats, politicians, journalists, authors, and civil servants, making it a dream college for many students across India.

2. Lady Shri Ram College for Women (LSR), Delhi

Founded in 1956, Lady Shri Ram College for Women is consistently ranked among the best colleges in India for liberal arts and social sciences. It is located in Lajpat Nagar and is also affiliated with the University of Delhi.

LSR offers courses in Political Science, Psychology, Economics, English, Journalism, Commerce, and Mathematics. The college is highly reputed for its academic excellence, women empowerment, and leadership training. It attracts some of the highest cut-offs during Delhi University admissions, especially for courses like Psychology, English, and Economics.

The college has a dynamic campus life with active student bodies, cultural festivals, and debates. LSR has a strong placement cell and maintains collaborations with organizations for internships and job offers. Alumni include journalists, economists, authors, and experts in academia and policy-making.

3. Hindu College, Delhi

Established in 1899, Hindu College is one of the founding institutions of the University of Delhi and has a legacy of excellence spanning over a century. It is located in North Campus and offers a wide range of undergraduate and postgraduate programs.

Courses are available in the science, Commerce, and Humanities streams, with top programs in Economics, Political Science, History, Physics, Chemistry, and Zoology. Hindu College is known for its academic rigor, inclusive environment, and iconic student societies such as the Debating Society and English Literary Society.

The college is equally renowned for its annual fest, “Mecca,” considered one of the best college festivals in Delhi University. The placement cell actively works with corporations and startups, providing students with career training and job opportunities. Notable alumni include actors, politicians, and scholars who have made significant contributions in their respective fields.

4. Shri Ram College of Commerce (SRCC), Delhi

SRCC, established in 1926, is considered the most prestigious college in India for Commerce and Economics. Located in Maurice Nagar, it is affiliated with the University of Delhi and attracts top-performing students from across the country.

SRCC offers undergraduate courses in B.Com (Hons) and BA (Hons) Economics, along with a Master’s in Commerce. The college is widely recognized for its strong academic focus, experienced faculty, and impressive placement record. Students at SRCC frequently participate in national and international competitions, business conclaves, and entrepreneurship events.

Multinational corporations, consulting firms, banks, and even government institutions often recruit SRCC graduates due to their consistent top rankings. The average salary package is among the highest for undergraduate commerce students in India. Alumni include CEOs, economists, bureaucrats, and public figures known across the globe.

5. Miranda House, Delhi

Miranda House, founded in 1948, is a prestigious women’s college in Delhi University’s North Campus. It has consistently ranked among the top colleges in India, particularly for arts and science streams.

The college offers undergraduate and postgraduate programs in subjects such as English, History, Geography, Sociology, Philosophy, Mathematics, Physics, and Chemistry. Miranda House emphasizes both academic excellence and all-round development. The faculty is known for its research-oriented approach and student mentorship.

Cultural and academic societies are integral to life at Miranda House. From street theater to science clubs, students engage in diverse activities that enhance their creativity and leadership. The campus features modern infrastructure, a well-stocked library, and residential facilities for students from across the country.

The college is recognized for its high standards in teaching, gender empowerment, and intellectual rigor. It boasts a large network of alumni who have succeeded in fields like academia, civil services, journalism, and the arts.

Why These Colleges Stand Out

These five colleges represent the pinnacle of government-funded higher education in Delhi NCR. They combine rigorous academics, excellent faculty, vibrant extracurriculars, and impressive placement support. What also sets them apart is their commitment to values like inclusivity, leadership, and critical thinking.

Admission to these colleges is highly competitive, with cut-offs often crossing 98% for popular courses. Each of them contributes uniquely to shaping future leaders, thinkers, and professionals who go on to make an impact in India and beyond.

Conclusion

Delhi NCR’s top government colleges are not just educational institutions—they are centers of inspiration, opportunity, and transformation. St. Stephen’s, LSR, Hindu College, SRCC, and Miranda House consistently set high standards in terms of curriculum, student life, and career growth. For students aspiring for quality education with affordability and recognition, these institutions are among the best choices in India. Whether you’re aiming for the civil services, corporate world, or academia, these colleges offer the perfect foundation for success.

[sanyam087]

TOP UNIVERSITIES IN DELHI NCR

Apart from being the hub of fashion, art and culture. Delhi also boasts some of the best colleges all across the country. Millions of students from not in India but across the globe travel to the National Capital to avail the excellent academic and extra-curricular activities provided by numerous colleges. Read the full article...

[powerssquaredcomicbook]

Wishing all the Hound Dogs out there a Merry Christmas! Be happy and be safe.

[digitalphotoco]

Demystifying Marine Insurance Clauses in 2025: What Indian Businesses Must Know

Marine insurance may be essential for exporters and importers, but its policy language can be confusing. Clauses packed with legal terms and fine print often leave business owners unsure about what’s covered, what’s not, and how claims will be handled.

In 2025, Indian companies must go beyond signing a policy; they must understand key clauses to avoid disputes and ensure proper protection.

This guide breaks down the most important marine insurance clauses every Indian business should know.

1. Institute Cargo Clauses (A, B, and C)

These standard clauses define the scope of coverage:

Clause A (All Risks): Broadest coverage, including theft, damage, and natural disasters

Clause B: Covers partial losses from specific events like fire, lightning, vessel grounding

Clause C: Least coverage; covers total loss and very limited events

Tip: Always match the clause to the value and risk level of your cargo. High-value goods? Choose Clause A.

2. “Warehouse-to-Warehouse” Clause

This clause ensures your cargo is covered from the time it leaves the seller’s warehouse to its final destination  not just during sea or air transit.

Example: If damage occurs during road transport from Mumbai port to your customer in Delhi, this clause ensures coverage continues.

3. Subrogation Clause

If the insurer pays for a claim, they acquire the right to recover the loss from a third party responsible (e.g., a negligent freight handler).

Why it matters: This clause ensures your insurer can take legal steps on your behalf after claim settlement.

4. SRCC (Strikes, Riots, and Civil Commotion)

In today’s volatile trade landscape, this optional extension is critical. It covers losses caused by strikes, riots, or public disturbances.

In 2025, many insurers in India now include SRCC automatically, especially for shipments to high-risk countries.

5. “Inherent Vice” Exclusion

Policies typically exclude damage caused by a product’s natural characteristics (e.g., fruit spoiling, metal rusting).

What to do: Use this clause to check if your cargo needs special packaging or added coverage.

6. Delay Exclusion Clause

Standard marine insurance doesn’t cover loss due to shipment delays, even if it’s financially damaging.

Tip: Ask about “consequential loss” extensions if your business depends on just-in-time delivery.

7. Packing Clause

Poor or inadequate packaging can void your claim. This clause makes proper cargo packing your legal responsibility.

Pro Tip: Always photograph packed goods before sealing and dispatching. Keep all packaging records.

Final Thoughts

Clauses aren’t just legal jargon they are the foundation of your cargo protection. In 2025, with increasing risks in supply chains, Indian businesses must review policy wording with care before signing.Don’t hesitate to ask your insurer or broker to explain each clause in simple terms. Or better yet, work with marine insurance advisors like https://btwimf.com to get customized guidance for your cargo type, destination, and route.

[insightfultake]

Arjav Jain’s CUET Triumph: A Beacon for Aspiring Humanities Students

In a country where engineering and medical entrances like IIT-JEE and NEET often take the spotlight, Arjav Jain’s outstanding performance in the CUET-UG 2025 exam proves that brilliance also thrives in the world of commerce, arts, and social sciences. Securing All India Rank 2, Arjav has emerged as the topper from Delhi-NCR, bringing pride not just to his family but also to a larger community that values holistic academic excellence.

[somalilandcurrentnews]

AU mission hails Ethiopia-Somalia agreement to restore diplomatic ties after year-long hiatus

The African Union Mission in Somalia (AUSSOM) has welcomed the agreement between Ethiopia and Somalia to fully restore diplomatic relations, following discussions between Somalia’s President Hassan Sheikh Mohamud and Ethiopia’s Prime Minister Abiy Ahmed in Addis Ababa on 11 January 2025. In a statement, Ambassador Mohamed El-Amine Souef, Special Representative of the Chairperson of the African…

[nanamineedstherapy]

Kaapi Aur Kaand: South Delhi Gangs Edition

Previous Chapter - [Tumblr/Ao3] A/N: This fic is based on true events (i.e. every group project I ever did with men) warning: contains caffeine-fuelled vengeance, parasocial loyalty to filter coffee, Gojo being a chaabi-less himbo, & Nanami praying for god to kill all startups. Inspired by the question: What if capitalism but everyone was hot & needed therapy? If you’ve ever wanted to sue a founder on Shark Tank, this one’s for you 🫡 Anyway enjoy the unhinged startup gore. (p.s. Sukuna is right. Helvetica is the font of war.) No hate to anyone, its all just comedy.

A corporate shootout, but the guns are NDAs and Gojo's chaabi-less Audi.

It started the way most Delhi beef does—on LinkedIn.

A beige-font post with the humility of a CAA student and the subtlety of a banana republic ad:

“Emerging startups need to step back and let legacy brands lead.”

— Eepy Crow’s CEO, apparently inspired by Ambani but mentored by Manav Kaul

He wasn’t even tagged.

Just... posted it.

No context.

But you choked on your espresso.

Because you were the “emerging startup.”

The one roasting beans and egos since 2021.

The one with warehouses in Noida, interns from IIT, and the emotional stamina of a C-section mother running a tech team.

Nanami read the post, looked up from his quarterly report, and muttered, “I’m going to kill him.”

Gojo shared it in the team group chat with, “Should we post a reaction reel or just slash his tyres?”

Suguru shared it to your internal Slack with the caption: “Hahaha, are we allowing war crimes yet?” Then sipping oat milk like a villain in slow motion, added it to his “petty crimes I’m manifesting” list.

Sukuna was already in the parking lot, warming up. “Send me the location.”

Toji was in a towel on the terrace bench-pressing the printer, already on Instagram DMing the CEO’s girlfriend. He saw the post and said, “Say less. Give me 48 hours and a cricket bat.”

You kicked open the glass door of the CP investor roundtable an hour later.

Hair uncombed. Kajal smeared like war paint. Black kurta, silver jhumkas, chappals snapping like gunshots on marble.

Toji followed behind, chewing gum and looking like he’s already committed three minor felonies.

The CEO looked like a law intern turned health startup bro who discovered caffeine after losing his crypto wallet.

Three co-founders. One vision. Zero originality.

Packaging like an Art Deco Spotify ad. Branding like they swallowed the entire Pinterest board of Bon Appétit India.

And now he wanted to talk legacy?

You walked up to him, sipped your espresso, and said: “Who taught you marketing? A 3rd year SRCC frat boy on his second heartbreak? Or was it Akshay Kumar during a pressure cooker ad?”

He blinked. “Can we not—”

You didn't. “Bhaiya, aapne LinkedIn pe post kiya na? Ab face pe sun lo.”

The Eepy Crow boys ran with legacy funding, Gen Z packaging, and Gurgaon dads.

You? You had rage, caffeine, juniors who knew Photoshop, and absolutely no respect for men with sandalwood-beard-oil startups.

Startup War: Day Zero

Their flagship café opened in Defence Colony at 9:00 AM sharp.

By 9:01, your rage was boiling like an underpaid tandoor.

Right across the street from your best-performing kiosk. A kiosk built on insomnia, broken relationships, and two years of unpaid emotional labour. A kiosk where even the pigeons knew better than to shit on your logo.

Then their banner had the audacity to read:

"REAL Coffee. REAL Flavour. Not Filtered By Attitude."

Gojo staired. “Is that... is that about us?”

You didn’t blink. Didn’t breathe. Just sipped your cutting black brew.  “They want smoke. Let’s give them  a gas chamber.”

You gathered the team.

War Room Meeting: 10:00 AM

You walked in like a mafia consigliere in a Fabindia funeral edit. All black kurta. Khol. Gold jhumkas swinging like guillotine blades.

Nanami already had a whiteboard up, graphs stabbing across it like war wounds. Toji brought a cricket bat and a chai thermos filled with vodka. Suguru was hand-roasting beans in a corner like some evil witch auntie. Gojo looked like he hadn't slept since Tinder updated. Sukuna wore a red shirt, silver chains, and that glint in his eye—the one he only got before crime.

You: CEO. Full Wasseypur revenge arc. Hair unbrushed. Eyes sharp. No time for emotional closure.

Gojo: Partnerships lead. Wearing eyeshadow brighter than his career prospects.

Nanami: CFO. Already threatening to call SEBI.

Suguru: Head of R&D. Barista Cult Leader. Quietly planning biological warfare via almond milk.

Sukuna: Brand Head. Has 3 meme drafts ready. All of them slander.

Toji: Logistics. Smirking like he just ran a red light with no number plate.

Ino: On Leave.

Nanami starts the meeting, “They’ve poached two of our vendors. Offered them double. Their cost of production is now 38% higher than ours. They’re losing margin just to spite us.”

Sukuna sipped his Red Bull. “Let me design the revenge poster. I want blood splatter and Helvetica.”

Suguru raised a brow. “Can I poison their almond milk supply chain?”

Toji cracked his knuckles. “I’ve already hacked their founder’s wife’s Pinterest. She now follows a board titled ‘Meat Porn & Failed Marriages.’”

You nodded. “Focus. We have 72 hours. Operation: Caffeine Coup. Begin.”

Gojo raised a hand, hopeful. “Should we... try talking?”

The room turned. “Shut up, Gojo.”

Eepy Crow’s flagship launched with free cappuccinos and poorly timed jazz.

Across the street, your kiosk played Daler Mehndi and gave out free espresso shots with stickers that said:

“Legacy tastes like your dad’s failed dairy business.”

The war had begun.

Their press release hit Mint. Yours hit people’s souls.

Gojo stood behind you, watching you yell into your phone at the B2B manager while eating golgappas.

He didn’t say anything.

Just watched.

Like he used to. Back in college.

When he thought, maybe the world made sense if you were in it.

Suguru fed you a sweet golgappa by hand while you continued seething, “If you ever want to co-found something less stressful—like a poetry café—I’d build it around your rage.”

You chewed it with judgement. “If you ever quote Ghalib at me again, I’ll co-found your funeral.”

Gojo didn’t flirt.

He just... walked beside you.

Followed your orders.

Made your decks prettier.

Answered your 3AM Slacks without asking why you were awake.

The other men wanted you.

He just missed you. His friend he could always talk to.

Day 1: Khan Market Bloodbath

Flash mob. Free cold brew shots. Loudspeakers blasting “Tunak Tunak Tun.”

Yuji and Junpei handed out coupons with QR codes linking to a blog titled:

“How Eepy Crow is Gentrifying Filter Coffee.”

Sukuna tweeted:

“BREAKING: Eepy Crow found guilty of war crimes against South Indian breakfast culture. Source: Rage and receipts.”

Day 2: Twitter Bloodbath

Sukuna’s thread went live:

A THREAD 🧵: Why Eepy Crow is South Delhi’s Theranos. (1/47)

Point #3 included a Google Sheet of their copy-pasted mission statements. Point #19 included a meme of their CEO edited into a sachet of Bru Gold.

Day 3: Biological Warfare

Suguru quietly delivered a “new cinnamon infusion” pack to their Defence Colony outlet.

It had fermented extract from leftover paani puri water and cinnamon grown in some unknown man's Gurgaon balcony.

Their cold brew turned into what could only be described as paani from Lajpat sewage.

You received a cease and desist letter.

Nanami wrote a reply:

“Freedom of Beverage Expression is protected under Article 19(1)(a). Choke on it.”

Day 4: Reels and Revenge

Kokichi directed. Nobara styled. Megumi composed background score.

The revenge reel?

Sunset behind your kiosk. Your juniors laughing. Slow-mo espresso pours. Captioned:

“We didn’t inherit this. We bled for it.”

Zomato reposted. Chuiggy made a sticker pack.

Eepy Crow’s engagement dropped 18%.

Day 5: Merch and Menace

Nobara’s tote bags said:

“F*ck Legacy. Filter Coffee Forever.”

Sold out in six hours. Delhi girls wore it like it was political protest merch.

Megumi added an AI feature to your app. Without telling you.

You found out when Toji asked you, “Why does the POS system say ‘you’re doing amazing, sweetie’ after every transaction?”

You almost smiled.

Almost.

Day 6: Breakdown

It was late.

You were in the war room.

Hair in a bun.

Glasses crooked.

No shoes. Chai untouched.

Toji asleep under the desk.

Sukuna’s meme flagged for hate speech.

Nanami threatening to resign via Excel cell comments.

You were pacing.

The new café promo had just tanked.

You turned—and Gojo was there.

Laptop open. Campaign ideas queued.

Sitting quietly.

He pointed to a single line of copy on the slide:

“For the ones who built it without help. Without names. Just hands.”

You read it.

Then looked up. Slowly.

He didn’t meet your eyes.

Just smiled.

Small. Real.

You didn’t say thank you.

Just handed him a new task. “Fix Ino’s ad. It looks like Google made it during a migraine.”

Day 7: Final Strike

You launched: “Pay What You Want” Weekend.

People queued. Students. Lawyers. Delivery boys. Aunties in nighties. Everyone came.

You made profit.

They made complaints.

Eepy Crow’s CEO posted a long LinkedIn cry:

“We must ask: is this disruption or is this... toxicity?”

You posted a video of Toji beating an espresso machine with a chappal. Caption:

“This is what we do to machines that try to replace us.”

The Final Meet: Lodhi Garden.

You walked in: black shades, printouts, full Delhi 6 swag.

He brought: two angel investors, his gym bro, and a dog in a bandana.

“This isn’t how legacy behaves,” he said.

You didn’t sit. Just dropped the file.

“Legacy doesn’t mean jack if your coffee tastes like Noida divorce court.”

Gojo arrived late with parathas.

Sukuna livestreamed.

Toji flirted with their CFO.

Suguru watched a couple cry beside the pond and whispered, “Romance is dead. So is their funding.”

Nanami finally spoke:

“We’re going D2C exclusive. Six-week drop. Delhi only. Title: Sutta Aur Sudden Espresso.”

You left with a nod.

He left with PTSD.

Results:

Eepy Crow café “closed for rebranding.”

Your kiosk hit record footfall.

Your juniors dropped a rap:

“Chai ho ya coffee, startup toh yahi baap hai.”

Gojo tried to hug you. You ducked.

Nanami quit. Came back. Quit again.

Sukuna’s brand thread got published in The Ken and now has 200K Twitter followers. Fights Aranb Goswami daily.

Suguru got a cold DM from someone who just wrote “marry me.”

Toji is banned from four cafés.

And you drink black coffee on your office rooftop and whisper:

“Iss Dilli mein... revenge aur coffee dono kadak chahiye.”

Gojo watched from the office terrace as you laughed—full chest—with the juniors, sipping chaas and playing Uno.

You were barefoot.

Happy.

Not with him.

Just... in the world again.

He didn’t say anything.

Just sat near the glass door, laptop open.

Still trying.

Still your friend.

Just quietly now.

Bonus:

App Reviews:

“5 stars but Toji stole my scooter”

“Coffee slapped harder than my breakup. Would recommend.”

Gojo’s Bad LinkedIn Bio:

“Digital Nomad | Coffee Cultivator | Part-time Muse | Still finding myself (pls don’t contact HR)”

---

A/N: Thank you for reading this caffeine-drenched, unbrushed-hair revenge arc. I wrote this during a real-life budgeting breakdown & yes, I did threaten to bite someone in finance. Pls let me know in the comments: Who would survive a WeWork docuseries? Which jjk man should be handed over to SEBI? If Gojo should be allowed a driver’s license ever again? comments = legally binding NDAs saying you’ll fight legacy cafés with me hate = filtered like eepy crow’s espresso See you in court (or Khan Market) 💅☕

Next Chapter - Beedi, Budgets, & Bitching - [Tumblr/Ao3]

All Works Masterlist

[southernhispanics]

TORCIDO TUESDAY: Shady (RIP) from VENICE 13, Kito from South Side EIGHTEEN STREET, Lil Huerito from WEST SIDE VERDUGO and Mike from VARRIO NORWALK in SRCC. Use the hashtag for more photos of this varrio.

[beemawala]

What is Commercial Inland Marine Insurance?

– Provides 24/7, 365-day coverage.

– Safeguards businesses involved in importing, exporting, or transporting goods within India.

– Covers goods in transit via various modes, including road, rail, and air.

– Protects against potential damage, loss, accidents, and perils during operations

Key Benefits in a Nutshell

– Extensive coverage for various risks.

– Damage due to accidents, theft, natural disasters, and fire incidents included.

– General expenses like contributions to general average, salvage costs, and sue and labour expenses covered.

– Protection against liabilities arising from collisions, contact with other vessels, or property damage.

– Coverage for delays in transit, quarantine compensation, temperature-controlled cargo, and more.

Who Needs Commercial Inland Marine Insurance?

– Essential for importers, exporters, manufacturers, distributors, and businesses involved in goods transportation.

– Beneficial for those dealing with valuable items.

The Crucial Coverage – Explained

– Comprehensive coverage for goods in transit via various modes.

– Includes protection for damage due to accidents, theft, natural disasters, and fire incidents.

Standard Coverage under Marine Insurance Policy:

1. Accident Cover : This covers damage to cargo due to accidents during transportation.

2. Theft Cover: This covers the loss of cargo due to theft or pilferage.

3. Natural Disaster:This covers damage caused by natural disasters such as storms, floods, or earthquakes.

4. Fire Accident Cover: It provides coverage for losses resulting from fire incidents during transit.

5. General Expenses Cover:This covers general average contributions, salvage, and sue and labor expenses.

6. Liability Cover: It offers protection against liabilities arising from collisions, contact with other vessels, or property damage.

7. Delay in Transit Cover:This provides coverage for delays in transit that lead to financial losses.

8. Quarantine Compensation:This offers compensation for expenses incurred due to vessel detention or quarantine.

9. Temperature Sense Cover:This covers the deterioration or spoilage of perishable goods.

10. Riots, War & Civil War etc:It provides protection against risks associated with war or political unrest affecting transportation routes.

11. Business Financial Safety:It offers financial security for businesses involved in international trade or shipping.

Riding the Wave of Additional Coverage Options.

– Flexibility with additional coverage options.

– Protection for high-value goods.

– Coverage against strikes, riots, civil commotions, war, terrorism, and temperature-controlled cargo.

– Specialized coverage for items exhibited at trade shows or transported via oversized cargo.

Additional Add-ons Under the Open Marine Insurance Policy:

1. Extended Coverage for High-Value Goods: This add-on provides extra protection for transporting

valuable items, ensuring they are fully covered in case of any unforeseen incidents during transit.

2. Strikes, Riots, and Civil Commotions (SRCC) Coverage:This protects against losses or damages

caused by strikes, riots, or civil commotions during transit.

3. War and Terrorism Coverage: This provides coverage for losses or damages resulting from acts of war, terrorism, or political violence.

4. Temperature-controlled Cargo Coverage: This offers protection for perishable goods that require temperature-controlled transportation, covering losses caused by temperature deviations or equipment failures.

5. Exhibition or Trade Show Coverage: This extends coverage to goods displayed or exhibited at trade shows, exhibitions, or fairs.

6. Customised Coverage:This tailors the policy to meet the specific needs and requirements of the insured, providing additional coverage for unique or specialised goods or circumstances.

7. Valuable Papers and Documents Coverage: This add-on ensures the safety of important business documents during transit, covering the loss or damage of these valuable papers, offering financial security and minimising disruptions to your operations.

8. Loading and Unloading Clause: This clause provides coverage for any damages that occur while goods are being loaded onto or unloaded from the transport vehicle, protecting against potential losses during these critical stages.

9. ODC (Over Dimensional Cargo) Clause: The ODC clause offers specialised coverage specifically for transporting large or oversized cargo, ensuring protection for these unique shipments and addressing any potential risks associated with their transportation.

6. The Art of Claiming: How it Works

The claiming process involves systematic steps.

– Promptly notify the insurance company about the loss.

– Provide necessary documentation, including policy copy, a detailed statement, shipping documents, proof of value, and relevant evidence.

– The claim is assessed, and the eligible amount is determined for settlement.

6.1 Where are the following step which are carried out when a claim arises.

Notification: You should promptly inform the insurance company about any loss or damage that occurs during transit.

Documentation:You are required to submit necessary documents, including a copy of the policy, a detailed statement, shipping documents, proof of value, and relevant evidence.

Detailed Sales and Purchase Proofs: These documents should demonstrate your financial transactions from the policy start date to the claim initiation date.

Claim Form: You should complete and submit the provided claim form with essential information.

Additional KYC Documents: This involves including copies of identification documents, such as the Aadhaar card and PAN card, as well as a self-declaration letter of ownership.

Verification:The insurance company assesses the claim, conducts investigations if necessary, and may appoint a surveyor for assessment.

Settlement Decision:The insurance company determines the eligible amount and communicates this decision to the insured.

Additional Supporting Documents: You should also provide an image of a cancelled cheque, a subrogation letter (if applicable), and a discharge voucher.

[dekhocampus11]

Top 5 Government Colleges in Delhi NCR

The Delhi National Capital Region (NCR) is a hub of higher education in India, known for housing some of the most prestigious government colleges and universities. These institutions offer excellent academic facilities, experienced faculty, research opportunities, and a vibrant campus life. Here’s a comprehensive look at the top five government colleges in Delhi NCR based on academic reputation, infrastructure, student outcomes, and overall excellence.

1. St. Stephen’s College, University of Delhi

Established: 1881 Location: North Campus, Delhi University Courses Offered: Undergraduate and postgraduate programs in Arts and Science streams

Overview: St. Stephen’s College is one of the most elite and oldest colleges in India. Affiliated with the University of Delhi, it has a legacy of academic excellence, producing notable alumni in politics, business, literature, and journalism. The college offers programs in Economics, English, History, Philosophy, Sanskrit, Physics, Chemistry, Mathematics, and Computer Science.

The selection process is rigorous, with students required to meet high cut-offs, followed by interviews for many programs. The college is known for its structured academic environment, active societies, and value-based education. With a stunning colonial-style campus and an intellectually stimulating environment, it remains a top choice for students across India.

2. Lady Shri Ram College for Women (LSR), University of Delhi

Established: 1956 Location: Lajpat Nagar, South Delhi Courses Offered: Undergraduate and postgraduate degrees in Arts, Commerce, and Social Sciences

Overview: LSR is consistently ranked as one of the best women’s colleges in India. Affiliated with the University of Delhi, the college is known for its high academic standards, diverse student community, and emphasis on leadership and empowerment.

Popular courses include English, Psychology, Political Science, Economics, Journalism, and Commerce. LSR boasts exceptional faculty and extensive co-curricular opportunities through student societies and annual events like Tarang (its cultural festival). The college also has a strong placement record, especially in fields like media, consulting, development studies, and finance.

3. Hindu College, University of Delhi

Established: 1899 Location: North Campus, Delhi University Courses Offered: Undergraduate and postgraduate programs in Science, Arts, and Commerce

Overview: Hindu College is one of the most respected institutions in Delhi NCR. With a rich history and excellent faculty, the college offers top-tier education in subjects like Physics, Chemistry, Economics, Political Science, and English.

The college has a dynamic student culture, with one of the most vibrant and democratic student unions in DU. The annual fest “Mecca” draws participation from across the country. Academic facilities include research labs, a well-stocked library, and mentorship opportunities. Hindu College’s alumni include prominent leaders in politics, bureaucracy, business, and the arts.

4. Shri Ram College of Commerce (SRCC), University of Delhi

Established: 1926 Location: North Campus, Delhi University Courses Offered: B.Com (Hons), B.A. (Hons) Economics, M.Com, and M.A. Economics

Overview: SRCC is a premier institution in India for students aspiring to build careers in commerce, finance, economics, and business. It has consistently ranked among the top commerce colleges in the country due to its rigorous curriculum, elite faculty, and outstanding placement record.

Admission is highly competitive, and the college attracts the best talent from across India. SRCC’s students benefit from regular interaction with industry experts, conferences, case competitions, and internships. Placement drives attract participation from top recruiters, including Deloitte, EY, KPMG, McKinsey, and leading banks. Its emphasis on practical learning and business acumen makes SRCC a preferred destination for aspiring entrepreneurs and business leaders.

5. Miranda House, University of Delhi

Established: 1948 Location: North Campus, Delhi University Courses Offered: Undergraduate and postgraduate courses in Humanities and Sciences

Overview: Miranda House is a highly acclaimed women’s college known for its strong academic traditions and vibrant campus culture. It has consistently ranked among the best colleges in India, especially for courses in English, Political Science, Sociology, and Physics.

With a faculty dedicated to research and innovation, the college encourages interdisciplinary learning and student participation in seminars and workshops. The college promotes inclusivity and gender empowerment and has a range of active societies related to debate, drama, music, environment, and social service. Miranda House has a strong emphasis on research, and its science departments are well-equipped with modern labs and resources.

Common Features of These Institutions:

Affiliation: All five colleges are affiliated with the University of Delhi, which adds credibility and access to DU's centralized academic framework.

Admissions: Admission is merit-based and now largely facilitated through the Common University Entrance Test (CUET) introduced recently for most DU programs.

Student Diversity: Students from across the country apply to these institutions, making the campuses vibrant and culturally diverse.

Faculty: Experienced, research-oriented faculty have a major influence on the academic outcomes and intellectual climate.

Infrastructure: These colleges provide quality infrastructure, including libraries, laboratories, hostels, auditoriums, sports facilities, and cafes.

Career Support: Career development cells and placement offices are actively involved in grooming students for higher studies, jobs, and internships.

Conclusion:

The top government colleges in Delhi NCR offer not only academic excellence but also a holistic development platform for students. Whether it’s humanities, commerce, or sciences, these institutions provide a strong foundation, dynamic learning environment, and wide exposure through extracurricular engagement. Admission to these colleges is highly competitive, reflecting their quality and reputation. For students aiming for a rich educational experience with national-level recognition, these five colleges stand out as exceptional choices.

[jaylaxies]

ARIA DID U SEE THE STAR KIDS AT SRCC?? i wish i was in that college im jealous 😭

HELP YES I DID i actually saw suhana, aditi and the boys up close, but i didn’t see khushi 😭 (and no i don’t study at srcc)

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New peek-of-the-week Mascot Variants - Baseball Our second Mascot variant stars Elvis the Howler' rooting for the San Romero Community College baseball team. Art by Rachel Wells. https://powerssquaredcomicbook.com/peek-of-the-week

[eduscholar]

Bachelor of Commerce (B.Com) 2025: Laying the Foundation for a Dynamic Business Career

In a world powered by economies, strategies, and financial intelligence, the Bachelor of Commerce (B.Com) degree continues to be one of the most sought-after undergraduate programs globally. If you are a student interested in business, finance, accounting, economics, or even entrepreneurship, a B.Com degree can offer you the academic framework, practical tools, and career direction to thrive in a fast-evolving global marketplace.

But why is B.Com still so popular, especially in a competitive academic landscape filled with emerging fields like data science, AI, and design thinking? The answer lies in the versatility, depth, and real-world relevance of commerce education—and its seamless connection to future careers, whether in the corporate world, government, startups, or your own enterprise.

What is Bachelor of Commerce (B.Com)?

The Bachelor of Commerce is a three-year undergraduate program that equips students with foundational knowledge in subjects like:

Accounting and Financial Management

Business Economics

Business Law

Marketing and Organizational Behavior

Taxation and Auditing

Entrepreneurship

Statistics and Data Analysis

E-commerce and Digital Business

It’s a multidisciplinary program that not only strengthens your theoretical understanding of the business ecosystem but also trains you to interpret numbers, analyze market trends, understand taxation frameworks, and make informed decisions.

Many universities now also include courses in business analytics, Microsoft Excel, Python for Finance, and case study-based learning to align with industry expectations.

Why Choose B.Com in 2025?

As the world undergoes financial and digital transformation, the relevance of commerce graduates is increasing. Here's why pursuing B.Com in 2025 is a smart career move:

1. Wider Career Opportunities

A B.Com graduate is not confined to one field. With this degree, you can pursue careers in:

Accounting and Auditing

Investment Banking

Corporate Finance

Tax Consultancy

Management

Business Analytics

E-commerce Strategy

Government & Civil Services

2. Perfect Pathway for Professional Courses

If you're planning to pursue qualifications like CA (Chartered Accountancy), CS (Company Secretary), CFA, CMA, or MBA, then B.Com provides a strong academic foundation that aligns with these advanced programs.

3. Flexible Skill Set for Today’s Economy

With a blend of theoretical and applied skills, B.Com graduates can adapt to roles across industries—be it finance, retail, manufacturing, real estate, banking, or consulting.

4. Entrepreneurship Ready

The B.Com curriculum is designed not only to create job seekers but also job creators. Courses on startup management, business planning, and digital strategy make it ideal for aspiring entrepreneurs.

Top B.Com Specializations in 2025

Many universities now offer B.Com in different specializations to help students pursue targeted career goals:

B.Com (Hons.) – A more rigorous version of B.Com with specialization in one core subject

B.Com in Finance & Investment

B.Com in International Business

B.Com in Business Analytics

B.Com in Banking & Insurance

B.Com with ACCA or CIMA Integration

These specializations allow you to dive deeper into emerging business areas while still covering the essentials of commerce.

Top B.Com Colleges in Delhi

If you’re considering pursuing B.Com from the nation’s capital, here are some of the best B.Com colleges in Delhi that offer high academic standards, industry exposure, and robust placement support:

Sharda University, Greater Noida Offers modern B.Com (Hons.) programs with global exposure, practical internships, and startup incubation support.

University of Delhi (DU) Colleges like Shri Ram College of Commerce (SRCC), Hindu College, and Hansraj College are considered elite for B.Com.

Jamia Millia Islamia (JMI) Renowned for its focus on economic theory, taxation, and financial modeling.

IP University Colleges Many affiliated colleges offer quality B.Com (Hons.) courses with a focus on case studies and group projects.

Amity University, Noida Provides multiple B.Com specializations with industry collaborations and global curriculum exposure.

JIMS (Jagannath Institute of Management Sciences) Focuses on industry-integrated B.Com programs and soft skills development.

Eligibility and Admission Process

To pursue B.Com in 2025, most universities require:

Completion of 10+2 from a recognized board, preferably with Commerce or Math

Minimum aggregate percentage of 50–60%

Entrance exam or merit-based selection (varies by college)

Some universities accept CUET scores (Common University Entrance Test)

Private universities may also conduct their own admission tests or interviews.

Career Pathways After B.Com

After completing a B.Com degree, you can opt for:

Postgraduate Options:

MBA in Finance, Marketing, HR, or Business Analytics

M.Com (Master of Commerce)

PGDM (Post Graduate Diploma in Management)

Law (LLB), if you're inclined towards Corporate Law

Job Roles:

Financial Analyst

Investment Banker

Tax Consultant

Business Development Executive

Data Analyst (with add-on courses)

Banking Associate

Digital Marketing Strategist

Final Thoughts: Is B.Com Right for You?

If you have an analytical mind, a strong interest in business functions, and a desire to understand the mechanics of money, markets, and management, then Bachelor of Commerce is the right degree to start with.

It’s an education that teaches you not only how to read a balance sheet or file taxes—but also how to lead a team, scale a business, and make financial decisions that matter.

With strong, rapidly evolving curriculums, and rising demand for business professionals, now is the perfect time to step into the world of commerce.

[eduverge]

Create Your DU Preference Sheet: Smart Choices for Top Delhi Colleges

In today’s competitive admission landscape at Delhi University, securing a seat in your dream college goes far beyond achieving a high CUET score. With thousands of applicants vying for limited positions in the Best colleges in DU, the key to success lies in strategic planning—starting with a well-structured DU Preference Sheet.

At CUETMOCK, we understand the critical importance of this process. That’s why we offer smart, data-driven tools to help students make informed, confident decisions during the seat allocation process through the Common Seat Allocation System (CSAS) Portal.

Why Your DU Preference Sheet Matters

The introduction of the CSAS Portal has made preference submission a decisive factor in the admission process. Students must now rank their desired colleges and courses, and these preferences directly impact seat allotments. Unfortunately, many applicants rely on outdated advice or insufficient research, leading to suboptimal choices and missed opportunities.

CUETMOCK’s DU Preference Sheet generator is built to eliminate guesswork. It ensures that your selection strategy is aligned with your CUET performance, category, academic profile, and historical cut-off trends.

Smarter Tools for Smarter Admissions

Our DU College Predictor is one of the most advanced tools available for aspiring Delhi University students. Powered by AI, it evaluates your CUET score along with relevant parameters to recommend a tailored list of colleges and courses.

For instance, if your score doesn’t meet the cut-off for SRCC in Commerce, our predictor will highlight strong alternatives such as Hindu College, Hansraj College, or Kirori Mal College, ensuring your preference list includes a well-balanced mix of aspirational, competitive, and safe options—all backed by reliable data.

Seamless Integration with the CSAS Portal

CUETMOCK’s tools are designed to function in full alignment with the CSAS admission framework. This helps avoid common mistakes such as choosing ineligible courses, duplicating preferences, or misranking colleges—issues that can jeopardize your admission chances.

Whether you're targeting top-tier programs in Economics, Political Science, History, or Commerce, our system ensures that your preference sheet is not only complete but also optimized for success.

Secure Your Spot in the Best Colleges in DU

Each year, thousands of students aim for the best colleges in DU, but only those with a well-researched, data-informed approach make it to their top choices. Whether your dream is Miranda House for History, LSR for Political Science, or SRCC for Commerce, the journey begins with a thoughtfully prepared preference sheet.

With CUETMOCK, you're not just selecting colleges—you're planning your future. Our guidance, insights, and AI-powered tools empower you to make clear, strategic choices that reflect your goals and potential.

Take the Next Step

Start building your DU Preference Sheet today with CUETMOCK. Make each choice count—and position yourself for success at the best colleges in Delhi University.