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hellohongkong-blog2 · 4 years

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COVID-19 19: Laura Cozijnsen

“Laura you are being irrational you wanted masks but you got disposable gloves!”

To start off the COVID-19 19 interview series, I invited Laura Cozijnsen for a discussion at her office in Tsim Sha Tsui on a Thursday morning. Laura is the founder of Lighthouse Consultancy, a communications consultancy delivering diverse public relation campaigns and events with high profile clients such as Tai Kwun, HKUST and HKIA. Alongside Laura’s entrepreneurial success at Lighthouse, she is an award-winning MC and public speaker hosting events such as the 2010 Expo in Shanghai. With Laura’s longstanding involvement and commitment for Hong Kong’s communications industry, this interview hopefully reveals a glimpse into the potential changes and innovations Lighthouse Consultancy and the larger creative industries will have to go through in order to adapt with COVID-19. And as much as it is important to consider the new corporate strategies set in motion, I also wanted to know how Laura was personally coping with the pandemic whether it be with how she greets her dog when she comes back from work or on the political nature of the face mask. Everyone in Hong Kong has their own memories of SARS and now COVID-19, and this is Laura Cozijnsen’s:

T: Reflecting on the past, what was your understanding and experience of SARS in 2003?

L: 2003, I was working for a media company starting in Hong Kong. I remember vividly that it was very scary. The times were scary. Scary in a sense, there is almost like this fog of fear around hong kong. I think it was scarier then now. I remember vividly because my role back then was a regional role. I had to travel to Singapore, Malaysia and Indonesia. We had a few trips planned before SARS. There was this Singaporean company who called us and said “please don’t come to Singapore, you are from the SARS zone”. And I felt so bad, we always felt so welcomed to have meetings and then we could dine out. And then all of a sudden all we got was “you’re from the SARS zone”. It was also a time when I felt…we felt collectively sad. And the loss of medical professionals - the doctors, the nurses and the caregivers all live in our memories. And of course Amoy Gardens and the area around it, no one wanted to be near the buildings. That was how scary it was.

T: I wrote an essay before this all happened - an essay focusing on illness narratives. I wrote about how prevention was also part of an illness really, because it was a social reaction. So I wrote about the prevention methods in the United Kingdom versus Hong Kong. It reminded me that one time, I told my mom that I was going to a birthday party buffet in the Metropole Hotel in Mong Kok. I didn’t know at the time, because they changed their names and everything. So my mom was like “What’s wrong with you?”.

L: I think it was different from now. SARS was more a Hong Kong/China thing. At the beginning of coronavirus, it felt very much the same. There was China and there was Hong Kong. No one knew that it would blow up in the rest of the world. And now it felt like it was the whole world going through this. And from a financial perspective, it’s worse now. Because SARS was just here, and now the rest of the world. I think, is this nature’s way of telling us like “wake up”. No one can escape.

I had a friend in the UK that caught coronavirus. She is from Hong Kong, she works in London. Her mom visited her in January and her mom came back early March, after staying with her for two months. And the tests at the airports, she was confirmed as a case. And then my friend started feeling coughs and heavy breathing, and it was only then that she realised that she might have coronavirus. She was not tested, because they said we do not have enough test. So the numbers…what does a number mean?

T: You touched on it briefly, but how has it changed in 2020? And especially in the earlier months, when it felt so much more like an “asian problem”. What was your perspective in Hong Kong?

L: I thought it would be like SARS. Okay, as long as we continue doing the precautions we will be okay. But then there was also this scare of the lack of masks. Everybody was trying to get a mask. You know the internet meme of “two boxes please”? When someone says, I have a source and then you respond with “two boxes please”. That has become a joke amongst friends but that was the most scary. Because we had no idea we would need so many masks. And it was Chinese New Year. The Wuhan lockdown was 25th of January. And that really sent a message. I should send you my Facebook Live, I did a facebook live on the survey results. It was amazing, the day Hong Kong people started wearing masks was before the Wuhan lockdown. So why would we know, how come we can predict that we need to wear masks? It was before the first confirmed case in Hong Kong. So there was this collective memory of this type of illness, and the knee-jerk reaction of us needing to do this.

This was so funny, one day like many others I was trying to get a box of mask for myself and my mother who does not live with me. I went all over the neighbourhood trying to get masks. We ended up at a grocery store, and the saleslady said “We ran out of masks, why don’t you get some gloves?”. I think the irrationality got the better of me, I bought two boxes of gloves. So it’s still sitting in my kitchen, unused. That was the moment where I realised “Laura you are being irrational you wanted masks but you got disposable gloves!”. I think it was also realising that the death rate in Hong Kong was much less than SARS in Hong Kong was reassuring. But yes, that was the early days.

T: Especially the HKU Prevention of Diseases department, they continued to speak out even after Carrie Lam was asking citizens to not wear a mask. And the team at HKU, they were like “please wear a mask!”.

L: There are so many mixed messages! I think a lot of them come out and say “don’t wear a mask because there is a shortage”. If you don’t have enough stock, you should be clear about it. We have stock for how many days, what’s the best alternatives. You cannot say you do not have to wear one, it is irresponsible. When you look at the statistics, how the growth was being contained in certain cities you realise mask wearing helps. When you look at the President of the United States, he does not even wear a mask, he does not wear a mask in the hospital.

Which brings to the question - how do we select our leaders, how are our leaders being selected and why are they our leaders?

When I was writing my thesis, inevitably people would start talking about the Anti-Mask Law, last year in Hong Kong for the protests. But I think as researchers in that role, we report what is being brought up. And its totally okay, with people there has to be politics.

I think we should provide all medical and sanitation staffs a bonus and a longer holiday after this. Because they work their asses off. I’ve got close friends working in public hospitals that were so stressed, understandably stressed. You also see the beauty of someone going into the Dirty Team with SARS experience, bringing in new nurses and doctors who do not have SARS experience. Hopefully that would educate them and help them understand what it is like. There is a good thing going on as well, those who have experienced it say, “I need to do this because I want the second and third generation of caretakers to know what it's like.”.

T: Going on more of a business perspective, since industries have been pushed into a digital realm during COVID-19, how has that changed working in event management?

L: I think there are a few layers, when you see something that is such a change that is so abrupt. I would think the first thing to do is internal stabilising within the company. In early Feb, we talked about how COVID-19 would affect us as an industry and what we have to brace ourselves for. Every month we have a “situation room meeting”. We basically talk about how business is, what it is going to be like. So internal is phase one. The second is facing external but not in terms of switching gears but understanding what our clients are facing. Because we are all human. They might be afraid of losing their job or bottom line. So really understanding their concerns is what is important. And the thought then would be to switch gears or to think about new things. It would hopefully in the next year that hybrid events could be an option. Once we have this, we can go back and have internal education and the talk yesterday for clients we can reassure them and tell them that we have done this before.

Everything begins with the team, then to understand what the market and client wants and then do it instead of jumping right in. Because without an internal support or understanding you can never do it well. Of course during this time period, all companies are under a lot of stress. It is a time to tell people’s virtues and real characters.

T: Do you think it will change the future of physical events, do you think people will be less willing to participate since you do specific location based events?

L: I think there is going to be a push and pull. There will be a switch in terms of the proportions for a while. And if digital picks up and serves the purpose then we will see events in a different light. Digital events will become less of a ‘nice to have’ and more of a main thing. The benefits have not been capitalised before. I do think that physical events are important because we are human beings, we crave social interactions and seeing each other. But it will be very different.

T: Thinking about your colleagues at work, since they are younger do you think their understanding of SARS is vastly different to yours?

L: I don’t think a lot of them remember, I think at least you have to be 30 years old to have good memory of SARS because it was 17 years ago. To pick up a new thing it does not necessarily have to be for young people, you might see older generations willing to pick up new things. It does not mean that young people will be more accepting to change. So I think the future of education is about growing a generation of agility, flexibility and change. Instead of having to tell students to take ten subjects and pass all of them.

T: How have you and your personal circle (family and friends) been coping with COVID-19?

L: It’s interesting, I get to see more friends now than before. We will call each other more. Before, I had a busier schedule. I do not think that without COVID-19, I would have met so many friends if that can be considered a plus. Family - my mother has been through SARS, she is okay. She has more supplies than she needs, but her only thing is that she is a big church person. So I was teaching her how to use Facebook to watch mass.

T: My grandma does that too! She tells me, “Yes we can go to mass together online!”.

L: I think that has changed, my mom is 78 and she can still learn which is pretty amazing. I also think the world has slowed down. And for us to realise when there is less work, what is important. It is the friends and family that we have. I have friends who paid horrendous amounts of money just to get their kids to get back on the soonest flight. I asked them, “Can you wait for a week? It would be maybe 1/10th of the price.”. And they responded with, “No it must be today.”.

T: This question is more of a precursor to developing one of my other projects, something I want to extend beyond this interview series: In terms of understanding the political nature of the mask, what is your opinion on Hong Kong’s culture of donning masks?

L: I think mask wearing in Hong Kong is a constructed social defence, because that is something we can do. It is almost like psychologically I can do something about it. SARS has redefined for us what a mask is. Because it used to be if you were sick or for a medical staff. But now after SARS, if it is the flu season, you see a lot more people wearing masks. Especially now, according to my research, it is 96% of Hong Kong people wear a mask. Maybe every now and then before the pandemic, someone wearing a mask would be not judged that much. So in fact, the social judgement can change. And not to mention last year, the anti-mask law, and now people see differently. It is something that we feel i can control - both on a hygiene level and on a choice level. So I will do it.

T: How do you feel about the anti-mask law? How did others go about it? Because when I first heard of that law I wondered what people who were sick would go about their day. Even if you were stopped by authorities how can you really prove that you are sick?

L: Personally I was quite resistant to the anti-mask law because I think it is a personal choice. Of course there is a discussion with those who would be held responsible in the eyes of the law with those participating in unauthorised rallies but I still think this is a human right. I think we should want to choose whether we want to wear a mask or not. Of course if a police officer needs to check my HKID for whatever reason, they can request me to temporarily take off my mask. But you cannot say you cannot wear a mask. It’s like if its for religious purposes, oh you cannot wear a veil. It just does not make sense. Or by telling people that you cannot wear a mask it makes people want to wear a mask, its a kind of reverse psychology.

T: I would like to talk about the situation in Mainland China. There are videos on the Internet of people coughing on lift buttons. Now, I do not know if these videos are one hundred percent real or staged. But even the very act of filming it or recording it from a security camera, what does that mean for the health and safety for people living their day to day lives?

L: I feel the most sorry for the people in Wuhan. I think they would require a lot of support after this because it is like where the nuclear bomb hit, right? You didn’t know it was happening, it happened, you didn’t know how to react, you didn’t know who to trust, and you’re just trying to fight for your life. And it is so sad to see videos of people living there and reporters trying to cover footage, its such a quiet city. It is a city that needs a lot of love. And politics is one thing but we always need to remember we are all people, whatever political affiliations we have we are human beings. And imagine that feeling in Wuhan, is like the feeling of being in SARS in Hong Kong. Like, “Fuck, what’s going on? What’s going to happen next?”. I still remember during SARS when I go home, I’d take off all my clothes and then run straight to the bathroom and take a shower before I’d play with my dog. And my dog would be looking at me like (makes confused face). Even now, its not as serious. I would go home, wash my hands and then take off my mask and change into home clothes and then I’ll play with my dog. But she still looks at me confused. And I’m sure people with kids as well. Just imagine doctors and nurses with kids, they (kids) don’t understand. If this is happening to us, we aren’t even in the epicentre. Imagine those in the epicentre.

T: I remember when they did the lockdown in Wuhan, initially they said it was two weeks. But when I saw the lorries barricading the city. I thought to myself, “This is not for two weeks. This is something very serious.”

L: I think for us in communication there is a lot to learn. How should we communicate? What should we communicate? And I think the Taiwan government this time has done a good job. There is so much to learn from them, how they communicated, what to say and what not to say. It is not a parental way of ruling, it is more like how can we work together. I think it is a lot to learn in terms of communications and media.

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chapmanbroch16-blog · 5 years

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lexicolaura · 3 years

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tofuskid-blog · 6 years

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Crypto Currency News – Moneyhungry Best Cryptocurrency

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fazcollectionoriginal · 3 years

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yongsgarage · 5 years

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harddriverssite95e-blog · 4 years

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martin9395 · 6 years

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morapandora · 7 years

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Happy new year everyone! 🌟 Today’s post rings in the new year with my monthly news round-up, with all the details on what’s coming up for January 2018 – we have the Valentine’s Day and Chinese New Year 2018 collection launches, some Disney Parks updates, info on the next Pandora Disney UK release, and more! 🌈

I hope you all had a lovely time celebrating (or not celebrating) the new year! We cooked a nice dinner with family, and then spent the evening playing Pictionary, learning how to play poker and watching The IT Crowd. 😊

I apologise again to anyone who was disappointed by the Pandora SS18 sneak peeks being removed. I hope to be in discussion with Pandora about this soon, and will provide an update when I can. I’ve read through and appreciate, as always, all your interesting and thoughtful comments, but will hold off my responses for the time being.

In the meantime, I hope you enjoy this round-up!

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Pandora Valentine’s 2018 collection release

The main event for this month is the launch of the Pandora Valentine’s 2018 collection. The collection has had mixed reviews from collectors, and features a set of lip-themed jewellery alongside the usual hearts and pinks. It’s due to launch on 11 January – and you can see a full preview if you look through the Pandora Valentine’s Day 2018 tag.

In the meantime, I have some live images to show you! The first comes from Pandora’s official Instagram, offering a rather pretty look at the new charm bracelet coming out:

#DOCelebrate love this year with this new padlock-inspired bracelet, available in stores and online soon. Its eye-catching, detachable heart clasp makes a foolproof combo with love-inspired charms and dangles. #PANDORABracelet #DOPANDORA

A post shared by PANDORA (@theofficialpandora) on Jan 1, 2018 at 1:09am PST

These next are courtesy of tiedyedeb – I’ve picked a selection out here, but there are more if you follow the link. 🙂

Image by tiedyedeb

The Pandora Club charm for 2018 is also making its debut alongside the Valentine’s 2018 collection. We have a great collection of live shots of the charm from all angles, courtesy of Lady G Forty. As usual, it comes in a heart-shaped box, stamped with the year.

Image by Lady G Forty

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Pandora Chinese New Year 2018 release

As is tradition, Pandora are also putting out a special release in honour of the lunar new year. This year, we’re being treated to two new dangle charms – you can see a full preview here.

We have this cute live shot of the two charms, thanks to Sha! The charms strike me as being quite representative of ‘old’ and ‘new’ Pandora: the figure, with its two-tone and red enamel, being more in keeping with existing CNY charms; and the heart, with its sparkly pink CZs, more in line with newer Pandora collections.

I’m told that these will be available in North America and Australia/New Zealand, but not the UK. 😦 I am in love with the little God of Fortune and so I’ll definitely be getting him to go on my red Asian-themed bracelet:

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Pandora Disney Cruise gift set

There’s a new Disney cruise exclusive Pandora gift set available, including an engraved version of the Frosty Mint shimmer murano, the Cruise ship dangle charm and a Disney version of the usual engravable pavé button charm. This features a sailor Mickey Mouse on one side, and the Disney cruise logo on the other.

We have a couple of beautiful close-up images of the charms included in the set, thanks to Mark Scott.

Image by Mark Scott

The set is available for $225 USD. The murano even has the copyright symbol next to Disney, which tickles me for some reason!

Image by Mark Scott

The only stock image I’ve seen so far is this one by @dpantry:

In other news, the 2018 Disney Parks Pandora charm is now available for $75 USD. (I previously previewed this with the Pandora Disney Parks AW17 collection.)

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Pandora Disney UK February 2018 Release

The next Pandora Disney drop for the UK will be in February – there won’t be brand new beads included, but we’ll be catching up on some of the charms that have already made it out in other countries. The new Disney beads will be out on 15 February.

I don’t have specific details of what charms exactly will be coming out, but I can confirm the characters that will be making an appearance:

Tinker Bell

Winnie the Pooh & friends

Donald & Daisy Duck

Ariel

Snow White (including the Anniversary charm)

Rapunzel’s Dress (but not Maximus! :()

Other princess pieces

I’m told that, once this launch has dropped, our Disney offering in the UK will be pretty much on a par with what’s offered in Australia currently.

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Pandora hallmarking changes

I’m sure every collector is familiar with Pandora’s hallmark: 925 ALE if the charm is 2011 or before, and S925 ALE if the charm originates after that point. However, charms have been cropping up over the past few months with new, unfamiliar hallmarks, and I’ve had a few questions about this. After a little research, I found the following info, courtesy of Dora Melinte. 🙂

This text from a French Pandora brochure explains that additional hallmarks have been added to certain Pandora products to help them pinpoint any quality control issues. The new hallmarks include a range of different symbols:

The text translates as follows:-

As part of our quality control process, we have added different symbols & hallmarks to our products to help us identify manufacturing locations. You will see the following symbols on our products.

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Pandora Winter 2017 sales continue

Winding up the round-up, I wanted to note that many of Pandora’s regional winter sales are still running and will do so for the first week of January in many cases. I’ve listed the details for most of the sales in my previous sales alert post. Pandora US has extended their sale until 7 January, too.

I’m aware that I don’t want much from Valentine’s (if anything) apart from the CNY bead and the Club charm, and so I’ve gone a little bigger on my sales purchases than I might have done otherwise. 😂 After all, I have a little window to absorb my sales spending before March, lol.

I got the red Twinkle murano, the Club charm 2017 and the Koinobori in the US sale. Yes, I finally cracked and got the lovely Koinobori! I’m wanting to put the muranos on my red leather as a complementary design to my main CNY red bracelet.

Then, as my brother is over in Australia again and can be my Pandora mule, I hit that sale too… two Rapunzel muranos for me, and the Lock of Longevity too, neither of which have made it out in the UK thus far.

Finally, in the UK sale, I got the lovely little Wise Owl. I’ve wanted this for such a long time! He’s on my Halloween bracelet. 😀

[line]

Pandora, as told by SNL

Finally, we have a little oddball contribution to this month’s round-up 😶 This SNL skit did the rounds just before Christmas, and I thought it was absolutely hilarious:

(The embarrassing thing is that I think the little coffee cup would be a pretty cute charm 😂)

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My Comment

It’s going to be a bit of a quiet month for me, as I need to hunker down after indulging so much in the sales. ^^ I’m looking forward to seeing all the Valentine’s 2018 pieces in person – I don’t intend on buying anything, but I’m open to being pleasantly surprised by something when I see it in store. The Lock your Promise bracelet is a possibility, although I don’t really need to start a new design.

Have you been sales shopping at all? Are you planning on getting any of this month’s new launches?

Happy new year everyone! Today's post rings in the new year with my Pandora news round-up for January 2018 :) Happy new year everyone! 🌟 Today’s post rings in the new year with my monthly news round-up, with all the details on what’s coming up for January 2018 - we have the Valentine's Day and Chinese New Year 2018 collection launches, some Disney Parks updates, info on the next Pandora Disney UK release, and more!

#discount #gift set #pandora CNY 2018 #Pandora Disney #Pandora Valentine&039;s 2018 Collection News

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torripumpkin04-blog · 7 years

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jerrymcguireau · 7 years

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Markets Live: Banks put ASX on front foot The Sydney Morning Herald

Sarah Turner and Patrick Commins

252 reading now

Shares enjoy a positive start to the week’s trade after Wall St cracked new records on Friday night, with the big banks and Macquarie leading the gains.

Australia’s three-year bond yield has climbed to the highest since December 2015 amid rising speculation that the RBA will follow its UK and Canadian counterparts in turning hawkish. The three-year rate has climbed for the sixth straight session to 2.16 per cent, to bring its rise over the past week to over 8 per cent.

The bonds are starting to look very appealing, CBA head of debt research Adam Donaldson told Bloomberg. “It’s probably time to go long,” he said, pointing to a string of “quite solid” economic data, such as last week’s employment figures.

“That has seen the market starting to consider whether the RBA could be tightening policy earlier than previously thought.”

Futures markets are pricing in at least one rate hike over the next 12 months.

Evolution Mining is selling its Edna May mine in Western Australia to Ramelius Resources for $90 million.

It will receive $40 million in cash and up to $50 million in contingent payments consisting of a royalty payment once Ramelius has produced 200,000 ounces of gold from current tenements and a milestone payment when Ramelius starts a cut back of the current open pit.

“While the headline $90 million appears reasonable, the majority of the form and timing of this consideration is contingent upon decisions made by the purchaser,” RBC analyst Paul Hissey notes.

“Under the transaction, Ramelius get a 200,000 ounce holiday from royalty payments (we forecast Edna May to produce around 90,000 ounces per annum).

“Following this, the royalty payment of either $100 and ounce or $60 an ounce plus $20 million cash and/or shares, is predicated on Ramelius’ decision to undertake a cutback at Edna May.”

As a result of the sale, Evolution lowered its 2018 financial year gold production guidance to between 750,000 and 805,000 ounces, from 820,000 – 880,000 ounces.

Shares are down 0.4 per cent.

A red hot 28 kilogram gold bar. Photo: Waldo Swiegers

The Reject Shop is one ASX-listed retailer whose biggest problem isn’t the looming entry of Amazon into Australia.

The deep discount retailer, which sells up to 7,000 different items including stationery, metal birdhouses, soap, garden pots and pet care products from a network of 347 stores, simply doesn’t have an online delivery business because the average spend of its customers is too low to justify the economics of having a delivery charge and transporting the goods to their home.

The Reject Shop managing director Ross Sudano said the company had done extensive research in the United States, Canada and the United Kingdom on the deep discount market, and while Amazon is a formidable force in retail generally, the low-priced items which the deep discount retailers have as their core business, mean they are largely immune.

The price points of most of their goods are too low, for even the might of Amazon to make a meaningful dent, so the online giant largely steers clear.

“The discount segment has been growing strongly in the US despite Amazon being such a strong player in retail,” Mr Sudano said on Monday.

The average basket size of shoppers in The Reject Shop stores is between $10 to $15 on each trip, as they pick up basic items like tissues, shampoo and detergent, and perhaps a trinket or two that weren’t expecting to find.

“It’s the rummaging, the finding something they didn’t expect to find. That element is almost impossible to replicate online,” he said.

Shares are down 1.2 per cent.

Read more here

The Reject Shop customers couldn’t care less about Amazon.

Melbourne has a tight residential vacancy rate of 1.7 per cent and that will fall lower by 2019 as new housing supply slows due to less investment by local and foreign buyers, SQM Research says.

But while vacancy rates in Melbourne and Sydney (2 per cent) were unchanged in August from July, an improvement in other capitals painted the picture of residential markets in the rest of the country starting to move after years of stagnation or even being in reverse, the latest figures from consultancy SQM Research show.

The country’s tightest residential market is Hobart, where the residential vacancy rate slipped to just 0.4 per cent last month – the lowest recorded for any capital since SQM started tracking the figures in 2005.

Darwin recorded the sharpest decline for the month with vacancy rates falling to 2.5 per cent in August from 2.9 per cent July. The NT capital has now recorded seven straight months of falling vacancy rate, suggesting the downturn in its rental market is over.

But with a vacancy rate of between 2 per cent and 3 per cent indicating a market in equilibrium, the outlook for Melbourne backs up suggestions – such as that made by consultancy BIS Oxford Economics last week – that the city, like Sydney, will suffer from a shortage of dwellings, rather than a surplus.

“There is nothing in our numbers to suggest the market is about to be hit with oversupply,” SQM managing director Louis Christopher said on Monday.

“Dwelling completions should peak in early 2018. And given the pronounced year-on-year declines in building approvals, we believe rents will likely rise at a faster pace in 2018 than what has been recorded in 2017, thus far. We now have mounting concerns for significant rental shortages in 2019 for Sydney and Melbourne.”

Brisbane, already suffering a glut of apartments, also saw a tighter vacancy rate in August, down to 3.1 per cent from 3.3 per cent in July.

Industry group Urban Development Institute of Australia supports the argument of an undersupply. A report it published last month argues that new housing construction estimates based on dwellings approvals numbers regularly overestimate the number of new homes that will actually be created because the development of sites in established areas involves the demolition of at least one existing dwelling.

If you only read the headlines – or, say, my columns – you might be pessimistic about China’s economy. Recent news has been dominated by a crackdown on capital outflows, worries about rapid debt growth, and efforts to rein in a risky overseas investment binge, writes Christopher Balding on Bloomberg.

Yet ordinary Chinese are highly optimistic: The China Consumer Confidence Index hit 114.6 in July, a level not seen since 1996. This is a logical reaction to some significant improvements in China’s economic outlook. And for the government, it offers a key opportunity for reform.

By basic welfare measures, Chinese have every reason to be confident. The official unemployment rate has dropped below 4 per cent . Real estate prices are still rising, with broad gains even in so-called tier-2 or tier-3 cities.

Stock markets in Shenzhen and Shanghai are both up by about 9 per cent this year. Foreign-exchange reserves have been rising. The yuan has strengthened so much that the central bank is making it easier for traders to take short positions. Even non-performing loans are holding steady.

It’s no wonder China’s confidence seems to extend well into the future. The Consumer Expectation Index hit 117.4 in July, the highest reading since 1993, according to the National Bureau of Statistics. Indexes measuring confidence among stock investors and economists have also surged recently, thanks to a strong labor market, robust growth and rising asset prices.

Although such metrics are often imprecise, they matter enormously – because confidence can be self-reinforcing. As long as China’s investors have confidence in a market or asset, prices can diverge from fundamentals for a long time.

Real estate has reached $US858 ($1070) a square foot in Beijing not because of income fundamentals but because buyers are confident prices will continue rising by 10 per cent a year. Similarly, although China’s banking system is in bad shape, the government has propped up confidence – and staved off bank runs – by quashing rumours and reassuring anxious depositors.

Confidence is a fragile thing, however, and there are reasons to think the good times won’t last.

Read more here

Canton Road in the Tsim Sha Tsui area of Hong Kong. Photo: Hong Kong Back to top

If only investors in shipping had the equivalent of a mariner’s tide tables. They can see where the low water mark in share prices lies, but must divine for themselves how high the waters might now rise, writes the FT’s Lex Column.

In this particular cycle, the ebb lasted a long time after container lines ordered too many ships and then struggled to fill them. The low point was probably last autumn, when Korean line Hanjin filed for bankruptcy.

The market has improved markedly since then. Industry volume growth is expected to hit 5 per cent this year, from 3.8 last year. Scrapping rates have picked up, while new capacity on order is finally falling.

Such newfound discipline might last longer than in previous cycles because consolidation has increased the market share of the top six operators to almost two-thirds, from two-fifths in 2013. Four alliances have become three. In other industries – airlines, for instance – concentration of this sort led to greater self control.

Such developments have not gone unnoticed. Antitrust regulators have raised concerns about the shrinking number of alliances and their control over certain routes. And the Dax global shipping index has risen 15 per cent (in dollar terms) since January.

Some individual shipping lines have risen more. Hapag-Lloyd, which recently posted a 80 per cent increase in earnings before interest, tax, depreciation and amortisation for the six months to June, is up 35 per cent.

That is considerably better than Maersk, the other major quoted European shipper. The number of analysts rating the Hamburg-based group’s shares a buy has doubled.

That partly reflects its merger with UASC, completed in May, which made the company less dependent on chartered ships and containers. Those savings, plus increased volumes, helped cancel out a 57 per cent rise in fuel costs. Travel group Tui sold its remaining stake in the company, removing an overhang.

Based on 2017 forecasts and its current market value, the group has a free cash flow yield of over 8 per cent. In Hamburg at least, high tide could still be some way off.

The shipping market has improved. Photo: Nicolo Filippo Rosso

China’s home prices rose in the fewest cities since January, adding to signs of a real estate industry slowdown as officials persist with curbs to limit the risk of bubbles.

New-home prices, excluding government-subsidised housing, in August gained in 46 of 70 cities tracked by the government, compared with 56 in July, the National Bureau of Statistics says. Prices fell in 18 cities from the previous month and were unchanged in six.

Average new home prices in China’s 70 major cities rose 0.2 per cent in August from a month ago, slowing from an 0.4 per cent gain in July, as policymakers battle to rein in an overheated market.

New home prices rose 8.3 per cent in August versus a year ago, slowing from a 9.7 per cent increase in July, Reuters calculated from the NBS data.

China’s almost two-year-long property boom hit fever pitch last August when prices jumped 1.5 percent in a month.

While regulators have intensified their crackdown on property speculation in more than 45 major cities, the buying frenzy came to smaller centres this year as local governments offered cheap credit and imposed few restrictions in the hope of clearing a housing glut.

But many analysts still expect the sector to gradually lose momentum over the rest of the year in the face of continuous policy tightening and an official financial deleveraging campaign.

Home sales increased last month at the slowest pace in almost three years, according to data released last week.

Chinese policymakers are trying to engineer a soft landing for the hot property market. Photo: AP

The under-pressure board of AGL Energy looks set to avoid an embarrassing “second strike” at next week’s annual shareholders meeting after two powerful proxy advisers recommended investors back the remuneration report.

But the proxy firms, ISS and CGI Glass Lewis, still voiced concerns about chief executive Andy Vesey‘s high pay, which has also been the subject of criticism in Canberra amid intense scrutiny of the utility’s plans to close its Liddell power station in NSW.

Pay for senior executives and directors in AGL, including Mr Vesey, “remains well above peers”, noted ISS, which is also critical of the company’s use of underlying profit to determine executive performance.

But ISS, which last year recommended investors reject the remuneration report, said AGL has made enough improvements to its pay structure to warrant supporting report this time.

“Overall the company paid more than its peers and performed about the same as its peers,” said CGI Glass Lewis.

It noted that Mr Vesey’s fixed pay is about 30 per cent higher than the median of peers and said it views high fixed pay “with scepticism” because it is not directly linked to performance “and may serve as a crutch when performance has fallen below expectations”.

However it noted the board had already determined Mr Vesey would not receive an increased in fixed pay this financial year and deemed his remuneration “appropriate at this time”.

“Whilst we’ve noted our concerns with the CEO’s fixed remuneration, given the company’s performance and growth since Mr Vesey’s appointment we do not believe this is a concern for shareholders at this time,” CGI Glass Lewis said. “We will however monitor an further changes to the CEO’s remuneration levels going forward”.

Shares in AGL have jumped close to 40 per cent in the past 12 months, making the stock by far the best performer in the benchmark utilities index.

Looks like AGL Andy Vesey has one fewer thing to worry about. Photo: Andrew Meares

Iron ore is facing renewed pressure and risks sliding back into the $US60s, as China’s economy shows signs of cooling and global mine supply increases, while planned steel capacity cuts in the world’s biggest consumer this winter could further cut demand.

Ore with 62 per cent content in Qingdao fell 2.5 per cent to $72.13 a dry tonne on Friday, the lowest level since July 28, extending the previous day’s 3.4 per cent loss, which was the most since May, according to Metal Bulletin. The commodity, which almost hit $US80 in August, posted the first back-to-back weekly decline since June.

Chinese iron ore futures are off another 0.7 per cent this morning, threatening to extend their losing streak to three days in a row.

Local iron ore miners are feeling the pressure this morning, with Fortescue off 2 per cent and (much) smaller peer Mt Gibson down 1.8 per cent. Rio Tinto is pretty flat, while BHP, which also moves with the energy sector, is ahead 0.6 per cent.

The steel-making raw material is in retreat after a slew of negative outlooks, with Barclays saying the commodity is “living on borrowed time”. Industrial output and retail reports from China this week suggested an unexpectedly slower pace of growth. While capacity cuts to curb pollution in Asia’s top economy are set to hurt consumption, a further expansion in mine supplies from Brazil and Australia also threatens prices.

Much of iron ore’s recent strength has been spurred by strong demand within China, but that’s about to change, according to a Sept. 13 report from Barclays, which said its economists see an “impending end” to macroeconomic support. While the bank didn’t give a price forecast, it has said previously it sees an average of $US50 by the fourth quarter.

But Australia’s major miners would still make healthy profits at $US60 a tonne because of the difference between that price and their production costs, as well as healthy prices for other commodities such as coal (metallurgical and thermal), and copper.

“Any price at $US55 and above you’re going to have Rio, BHP and Fortescue all generating very healthy levels of cash flow,” Morgans analyst Adrian Prendergast said.

Sydney’s outer suburbs recorded auction clearance rates below 50 per cent this week and more homes sold prior to auction as Australia’s biggest housing market showed further signs of cooling.

The weakness in Sydney’s mortgage belt suburbs delivered the fourth week out of five with an overall clearance rate below 70 per cent on a busy weekend with almost 2500 auctions held across the capital cities.

Sydney house prices have risen just 0.3 per cent over the past three months, according to research house CoreLogic, with some economists and analysts tipping up to a 10 per cent fall in prices after a five-year bull run. Last week ANZ forecast Melbourne house prices to rise 8.4 per cent compared with 5.4 per cent in Sydney.

Fairfax-owned Domain recorded a 67 per cent preliminary clearance rate in Sydney this week with almost 800 auctions scheduled. This was up on last week’s 63 per cent, but well below the 78 per cent clearance rate recorded at the same time last year when there were fewer than 600 auctions.

Adding to the picture of a weakening market, 148 homes in Sydney sold prior to auction, up from 145 last week and 109 the previous week, according to Domain, a sign that vendors have less confidence in achieving a higher price at auction.

Listed real estate agents McGrath sold 34 out of 66 homes this weekend prior to auction, achieving a clearance rate of 57 per cent, down from 63 per cent last weekend.

“We’re back to the underlying trend of lower clearance rates in a Sydney market that has run out of puff,” said Domain Group chief economist Dr Andrew Wilson.

“We had very low results in the Western suburbs, which have been a downward force on the market. Western Sydney, southwestern Sydney and the north-west all had clearance rates well under 50 per cent.

“It shows the two-speed nature of the market with the inner suburbs, where buyers are less discretionary, still very strong [with around 80 per cent clearance rates],” Dr Wilson said.

Auction clearance rates are signalling more weakness in some Sydney property markets. Photo: Sarah Keayes Back to top

Billionaire media mogul Bruce Gordon has lost a court bid aimed at thwarting the sale of Network Ten to America’s CBS after the NSW Supreme Court threw out his case against administrators of the free-to-air broadcaster.

Mr Gordon, through his companies WIN Corporation and Birketu, took urgent legal action on September 6 to prevent Ten’s administrator, KordaMentha, from holding a second creditors’ meeting last week to vote on the CBS proposal.

The meeting was delayed until tomorrow.

The administrator backs the sale of Ten to CBS.

Mr Gordon’s companies had also asked the court to make a range of orders and declarations, including that KordaMentha’s second report to creditors failed to include adequate information about the bid for Ten made by Birketu and Lachlan Murdoch’s Illyria Nominees.

The companies also sought orders that would either reduce or eliminate CBS’ voting rights on the takeover proposal.

CBS is Network Ten’s largest creditor, with Ten holding a $172 million debt to the US group.

This morning, NSW Supreme Court Justice Ashley Black said he was “not satisfied” that lawyers for Mr Gordon’s companies had established any deficiencies in the creditors’ report that would require orders to be made.

He was also not persuaded that CBS should have its voting rights reduced or removed.

Since the case was heard urgently last week, Birketu and Illyria have made a fresh bid for Ten.

A spokesman for KordaMentha said the creditors’ meeting would go ahead tomorrow.

WIN television owner Bruce Gordon lost his court bid to thwart the sale of Ten to CBS. Photo: Rob Homer

Shares are enjoying a solid start to the week’s trade, led by the major banks and inspired by Friday night’s gains on Wall Street. The Aussie is holding at 80 US cents.

The ASX 200 has reclaimed the heady heights of the 5700s, climbing 32 points or 0.6 per cento to 5727. As mentioned, the Big Four are driving the gains, with CBA and Westpac up 0.9 per cent, NAB up 1.1 per cent and ANZ advancing 0.7 per cent. Macquarie has climbed 1.5 per cent.

Miners are on the nose with iron ore off Friday night, although BHP is flat as energy stocks managed some gains. Rio is down 0.7 per cent, South32 0.5 per cent and Fortescue 1.8 per cent. Gold miners are also tracking lower amid the lift in general optimism.

Investors seem to like talk of Fairfax Media and Seven West Media hooking up, however tentative those plans may be, with Fairfax up 1.6 per cent and Seven West 1 per cent ahead.

Winners and losers in the ASX 200 this morning. Photo: Bloomberg

9:54am on 18 Sep 2017

Banks are wading back into the market for interest-only home loans, cutting fixed interest rates as the industry grows more comfortable with a regulatory cap on higher-risk lending.

Lenders including Commonwealth Bank, ANZ Bank and Suncorp last week cut some of their fixed interest rates, including for customers with interest-only loans, who have been targeted by regulators this year in a bid to cool the housing market.

The rate cuts, which come at a time that is traditionally strong for property sales, suggest banks want to lift their growth among property investor and interest-only customers after clamping down on these buyers earlier in the year.

The Australian Prudential Regulation Authority has this year forced banks to cut the proportion of new home lending that is interest-only to less than 30 per cent, which has led to tighter credit for these buyers in recent months including higher rates and tougher rules on deposits.

However, there are signs some of this pressure is now easing. Interest rate comparison website Mozo said almost a third of the lenders in its database had cut one of their fixed rates since the start of August.

CBA, the nation’s biggest bank, last week cut four and five-year fixed rates by between 0.1 and 0.2 percentage points, including for interest-only customers, amid a flurry of similar cuts over the last month.

ANZ Bank also cut its two-year fixed loans rate for customers only paying interest on their loans by 0.1 percentage points, to 4.64 per cent. In contrast, it raised two-year principal and interest fixed rates by 0.31 percentage points, to 4.34 per cent – a move that narrows the premium interest-only customers are being charged.

APRA chairman Wayne Byres noted the changes last week, saying these were a sign lenders were trying to lift their growth towards the limit imposed by APRA.

“There are some banks that have announced some shaving of certain fixed rates and other things—because they are clearly trying to recalibrate to get just inside what we would like to do, but no more,” Mr Byres said.

Have banks gone too far? The slowdown in interest-only lending is a likely reason why the property market has slowed. Photo: Louise Kennerley

9:43am on 18 Sep 2017

Welcome to a world of ‘Quantitative Tightening’

Eyes of the world’s financial market fall, and firm plans to unwind its $4.47 billion balance sheet. This video was produced in commercial partnership between Fairfax Media and IG Markets.

9:30am on 18 Sep 2017

Here’s AFR’s Karen Maley on the US Federal Reserve which may give the green light to start shrinking its $US4.2 trillion ($5.25 trillion) balance sheet as soon as this week:

Can the US central bank slash its massive balance sheet in half without triggering a fresh outbreak of turmoil in financial markets?

That’s the big question for investors ahead of the US Federal Reserve Open Market Committee meeting this week, at which the US central bank is expected to give the long-awaited green light to start shrinking its bloated balance sheet.

Investors are betting that the US central bank can pull off this risky manoeuvre without disruption and they demonstrated their optimism by pushing the US share market to a record high at the end of last week.

The Fed has already signalled that it will move at a glacial pace, with analysts expecting that its balance sheet will only shrink by $US10 billion in each of October, November and December, for a total $US30 billion by the end of the year.

This means that any tightening in financial market conditions caused by the Fed’s move will be more than offset by the European and Japanese central banks which are still buying bonds with gusto, and which are expected to inject around $US400 billion into financial markets in the final three months of the year.

But not everyone is confident that markets will enjoy a smooth ride as the Fed picks up the pace of its balance sheet shrinkage, which it expects will reach a peak of $US50 billion a month.

“There is a good chance it does not go well,” warns Deutsche Bank’s chief strategist, Dominic Konstam in his latest research note. He points out that when the Fed reduces its balance sheet, other buyers will have to step in and buy US bonds and mortgage-backed securities in its place.

Read more here

Janet Yellen of the US Federal Reserve. Photo: Pablo Martinez Monsivais Back to top

9:18am on 18 Sep 2017

Here’s all of Friday’s action in numbers:

SPI futures up 16 points or 0.3% to 5708

AUD -0.1% to 80.01 US cents (Range: 79.87 – 80.35)

On Wall St: Dow +0.3%, S&P 500 +0.2%, Nasdaq +0.3%

In New York, BHP -1.8% Rio -0.7%

In Europe: Stoxx 50 -0.3%, FTSE -1.1%, CAC -0.2%, DAX -0.2%

Spot gold -0.7% to $US1320.76 an ounce

Brent crude +0.1% to $US55.54 a barrel

US oil flat at $US49.87 a barrel

Iron ore -2.5% to $US72.13 a tonne

Dalian iron ore -2% to 500 yuan

LME aluminium -0.6% to $US2085 a tonne

LME copper +0.1% to $US6508 a tonne

10-year bond yield: US 2.20%, Germany 0.43%, Australia 2.74%

On the economic calendar:

New motor vehicle sales August

China property prices July

Euro zone CPI August

UK Rightmove house prices September

US NAHB housing market index September

Broker changes:

Automotive Holdings cut to hold at Morningstar

F&P Healthcare cut to sell at UBS

Macquarie Atlas Raised to Add at Morgans Financial

9:13am on 18 Sep 2017

Local stocks are poised to lift to start the week after the Standard & Poor’s 500 topped 2500 for the first time as technology stocks recovered their upward momentum and as investors dismissed somewhat disappointing US retail sales and industrial output data.

ASX futures were up 16 points. Iron ore retreated and the Australian dollar ended flat.

The pound surged after an unexpected hawkish tilt at the Bank of England’s policy meeting last week, the most dovish member of the committee Gertjan Vlieghe said a rate hike could happen in the “coming months.”

In the coming days, there will be the release of the minutes from the Reserve Bank’s latest meeting on Tuesday, and speeches by RBA chief economist Luci Ellis on Wednesday and then governor Philip Lowe on Thursday.

Over the same time, US policymakers gather for a scheduled meeting at which they are expected to approve the paring back of the Federal Reserve’s $US4.5 trillion balance sheet.

The Fed’s balance sheet swelled over the last few years as the Fed bought bonds as part of its effort to keep lending costs low so that both businesses and individuals would be encouraged to help spend the US economy back to health.

The Dow Jones Industrial Average rose 0.29 per cent on Friday to end at 22,268.34 points, while the S&P 500 gained 0.18 per cent to 2500.23, records for both. The Nasdaq Composite added 0.3 per cent to 6,448.47.

In Europe, the pan-European STOXX 600 and euro zone stocks both fell 0.3 per cent, while the export oriented FTSE slumped 1.1 per cent as the pound spiked higher.

In Hong Kong on Friday, the Hang Seng index rose 0.1 per cent, to 27,807.59 points, while the China Enterprises Index lost 0.3 per cent, to 11,067.55 points.

Shanghai stocks fell on Friday to end the week lower, as a slew of soft data suggested the world’s second-largest economy is starting to lose some momentum in the face of rising borrowing costs and government-mandated capacity cuts.

Traders work the floor at the New York Stock Exchange. Photo: MARK LENNIHAN

9:13am on 18 Sep 2017

Good morning and welcome to the Markets Live blog for Monday.

Your editors today are Sarah Turner and Patrick Commins.

This blog is not intended as investment advice.

Fairfax Media with wires.

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Markets Live: Banks put ASX on front foot – The Sydney Morning Herald