#Value Note Currency Counting Machines for Offices

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7 Essential Insights About Money Counting Machines

In today's fast-paced financial environments, efficiency and accuracy in handling cash are paramount. Businesses, whether large or small, rely on advanced tools to streamline operations, and a money counting machine is one such indispensable device. This article will delve into the key aspects of money counting machines, highlighting why they are crucial for businesses and how to choose the right one.

1. The Evolution of Money Counters

Money counters have come a long way from the simple mechanical devices of the past. Modern machines are equipped with advanced technologies, allowing them to handle large volumes of cash quickly and accurately. Today’s machines not only count notes but also detect counterfeit currency, making them essential tools in the retail and banking sectors. With the rise of digital transactions, the need for cash handling might seem reduced, but cash is still king in many parts of the world, making money counting machines relevant even today.

2. Types of Money Counting Machines

There are several types of money counting machines, each designed to meet different needs.

Basic Currency Counting Machines: These are straightforward devices that count the number of notes passed through them. They are ideal for businesses with a low risk of counterfeit currency and where speed is more important than accuracy.

Mix Value Counters: These advanced machines can count mixed denominations and calculate the total value of the notes. This feature is particularly useful for businesses that handle large amounts of cash in various denominations, ensuring that they don’t just count notes but also know their exact value.

Note Counting Machines with Counterfeit Detection: These machines not only count money but also check for counterfeit notes using UV, magnetic, or infrared technology. This is crucial for businesses in high-risk areas where counterfeit currency is more prevalent.

3. Why Businesses Need Currency Counting Machines

For any business handling cash transactions, time is money. Manually counting notes is not only time-consuming but also prone to human error. A money counting machine automates this process, significantly reducing the time spent on counting cash and minimizing errors. Moreover, the counterfeit detection feature in many machines ensures that businesses do not lose money by accepting fake notes.

4. Key Features to Look For

When choosing a money counting machine, there are several features to consider:

Counting Speed: Depending on the volume of cash handled daily, businesses should look for machines with varying counting speeds. High-speed machines are suitable for larger businesses, while smaller businesses may opt for slower, more affordable models.

Counterfeit Detection: As mentioned, this feature is crucial for businesses in areas where counterfeit currency is common. Ensure the machine uses multiple detection methods for the highest accuracy.

Hopper Capacity: This refers to the number of notes the machine can hold at once. Larger hoppers are better for businesses that need to count large amounts of cash quickly.

Noise Level: Some machines can be quite noisy, which can be a distraction in quieter office environments. Consider a machine with a lower noise output if this is a concern.

Portability: For businesses that require flexibility, portable money counting machines are available. These are lightweight and easy to transport, making them ideal for use at multiple locations.

5. The Cost Factor: What to Expect

The price of money counting machines varies significantly based on their features. Basic models can be quite affordable, but as you add more advanced features like counterfeit detection and mix value counting, the price increases. It's important to balance your budget with your needs, as investing in a more expensive machine can save you money in the long run by preventing losses from counterfeit notes and improving efficiency.

6. Maintenance and Durability

Money counting machines are robust devices, but like any equipment, they require regular maintenance to ensure longevity. Regular cleaning and calibration will keep your machine running smoothly and accurately. It's also wise to invest in a machine from a reputable brand that offers a good warranty and customer support.

7. Real-World Applications

In the retail sector, where cash transactions are frequent, a currency counting machine can save significant time during cash register closeouts. For banks and financial institutions, mix value counters ensure that large volumes of cash are processed accurately. Even small businesses can benefit, as these machines reduce the likelihood of errors and the labor costs associated with manual counting.

Conclusion Investing in a money counting machine is a smart move for any business that handles cash. With features like counterfeit detection, mix value counting, and high-speed processing, these machines streamline cash handling, improve accuracy, and protect your business from losses. Whether you run a small retail shop or a large financial institution, there's a currency counting machine tailored to your needs. By choosing the right machine, you can enhance efficiency and ensure the smooth operation of your cash-handling processes.

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Currency Counting Machines with 100% Fake Note Detections in Madurai

Currency Counting Machines with 100% Fake Note Detections in Madurai

Buy Currency Counting Machines with 100% Fake Note Detectors Online Best Prices in Madurai, India. Madurai No.1 Best Price Online currency counting machines with fake note detector shopping store Check Price in Tamil Nadu and Buy Online. EROMART, Leading Currency Counting Machines Manufacturers with Software Updated to Count all types of Old & New Indian Rupees Online shopping store Check Price…

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BIS Certification

Maxsell, an ISO 9001:2015 Certified organization offers wide array of field tested products such as Currency counting machines, Fake note detectors, Paper shredders under it Office Automation Equipments division. Buy Maxsell products with Best Service Backup from its dealers located in Major Cities & Towns across India. 

 India has a unique love for gold. Gold symbolizes auspiciousness and richness. It is an integral part of the lives of most Indians. The value of gold is what it is because of the ease of liquidity attached to it. Thus, there is a major concern of its purity. The hallmark is the symbol of its purity and authenticity. It determines and authorizes the content of precious metal in the precious metal articles. These are used in many countries as an official sign or mark as a proof of authenticity. It protects the consumers' rights against adulteration and fraud in precious metals and gems. There are different hallmarks in the country. BIS is one of them.

 BIS hallmark is a scheme that is in line with international criteria in hallmarking. The scheme grants registration to the jewelers. So that, they can get their jewelry hallmarked from any of the BIS-recognized hallmarking centers. BIS is the acronym for Bureau of Indian Standards. From Jan. 15th 2021, it is a rile that no jeweler can sell gold without hallmarking.

 Certain procedures need to be followed to obtain registration for the same.

1.     The online portal of BIS under the Ministry of Consumer Affairs, Food & Public Distribution Government of India is available. Jewelers need to create an account on this portal. 

2.     After account creation login using the credentials

3.     There you will find the registration form

4.     Upload mandatory documents such as proof of establishment, proof of address of firm premises, proof of identity of the signatory, map of the nearest landmark, proof of annual turnover, logo, and identification marks

5.     Pay the application fee (costs around Rs. 20,000)

6.     Get the Grant certificate of registration.

7.     You will receive a notification of the grant via SMS or email on your registered mobile phone number.

 There are many hallmarking centers. These are authorized to issue hallmarks to jewelers. The list of centers is divided into regions. These are as follows:

1.     Central Region

2.     Northern Region

3.     Southern Region

4.     Eastern Region

5.     Western Region

 These are certain parameters that you should look before buying gold:

1.     BIS: Gold jewelry is hallmarked by BIS will have its logo to indicate its purity verified by its laboratory. According to the BIS it is the only agency licensed by the government to ensure purity in any kind of gold article. Moreover, BIS hallmarking scheme is voluntary so anyone can offer their own marking in-house hallmarking which is not verified by BIS. So before purchasing the jewelry you must confirm if it is BIS hallmarked or not.

2.     22K916: Karat and fineness number is another measure of the purity of gold. 24KT is considered to be the purest form of gold but since it is too soft to be moulded into any jewelry it is mixed with other metals such as silver or zinc to make a jewelry. Fineness number is the measure in terms of purity in parts per thousand.

22K916 – For 22 Karat

18K750 – For 18 Karat

14K585 – For 14 Karat  

3.     Assaying Centre's Identification Mark:

4.     Mark of Jeweler: The Jewelers who sell the jewelry also put their identification mark. The mark can be put on by a BIS certified jeweler.

The list of all the BIS certified jewelers can be accessed here

How is the Hallmarking Done?

The hallmarking process is carried out in 3 major steps:

1. Homogeneity testing

2. Purity Testing

3. Individual Items Marking

 In the first phase of homogeneity testing all the item samples are checked so as to ensure that they all comply with the BIS regulatory standards.

 In the second stage of purity testing a detailed analysis is carried out. As a start 1 out of 50 similar samples is randomly selected. After that a preliminary test with XRF gold testing machine is carried out on the surface of each item for further detailed examination. Lastly an assay test is conducted to find out the value, purity and fineness of the sample.

 Then the final step of hallmarking is done using laser marking machine, press or hand marking based on the results obtained.

 The government of India had submitted notices to the hallmarking and assaying centers to shift to the BIS hallmark in June 2021. They were supposed to register with the BIS. This concludes that BIS is the certified hallmark for gold. Make sure to see your gold is having the BIS hallmark.

  FAQs

 Q. How to check BIS hallmark?

Ans: The BIS hallmark/916 BIS hallmark is printed on the inner side of the gold jewelry. (Add the picture of the BIS hallmark)

 Q. What is BIS certification?

Ans: BIS certification is the proof of authority of the seller. The certificate will be put up in the showroom or the shop. It is granted by the Government of India (The National Standards Body of India).

 Q. Is 916 and BIS hallmark the same?

Ans: In lay terms, it is the same. 916 is the proportion of gold in the jewelry. Thus, BIS is 916 gold. It includes 91.6 grams of pure gold which of 22 carats. There are new standards approved by BIS – 18k & 14k as well. So there are 3 standards in total – 22k, 18k and 14k gold.

 Q. What is the difference between BIS and ISI?

Ans: ISI stands for Indian Standards Institute and it provides standards of quality for everything. It comes under the Government of India. However, BSI is authorized to make use of ISI and provides a certification for the product quality. This is voluntary.

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Loose Note Counting Machine

If you are a business owner who needs a loose note counting machine for your office as well as for your home you are at the right place. Because our loose note counting machines help you count each note particularly if all the denominations are in the same bundle. Our Godrej Loose note counting machine can count mixed denomination values for all the new INR including 10, 20, 50, 100, 200, 500, and 2000. It has an inbuilt sorting facility that sorts all the denomination notes and counts. It not only saves your time but also is very reliable and has a front LCD display to show the value of the total loose notes. This particular invention can count the value of bundle notes and is the best bundle note counting machine in India. This Bundle note counting machine price is the best available n the market and does its job perfectly and accurately than all the other machines. This note counting machine not only counts the values of multiple denominations all together but can also detect fake notes from the bundle of hundreds in less than a second. This Godrej note counting machine is one of the best currency counting machines with a fake note detector available in India. It has an automatic sensor that detects fake notes with UV and magnetic IR while in the process of counting. This machine is the best and fully automatic money counter which detects fake notes and has a display LCD to show the values of the particular denomination of money

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What Are The Counterfeit Production Methods?

Various methods, which span a wide range of value in yield, are currently used for producing counterfeit U.S. banknotes. Once produced, the counterfeit U.S. currency must either be passed by the manufacturer or transferred to others for distribution; either method is a complicated undertaking when large volumes of notes are produced. A bank or an individual may be fooled into accepting a clump of counterfeit U.S. currency once, yet seldom more than once. Thus, the counterfeiter must distribute the counterfeit notes ever more widely. If you are willing to buy forged notes online, then connect with an online agency today and get it delivered shortly!

In the past, producing profoundly deceptive or easily passed counterfeit U.S. currency required substantial technical capacity and access to presses, inks, and, fundamentally, high-grade paper. With advancements in personal processing and other computerized technology, printing technology is improving at a sensational rate, thus reducing the costs and printing skills or special preparing needed for counterfeiting. As a result, the nature of counterfeit U.S. currency that can be produced on shading copiers or inexpensive personal computer equipment is increasing.

Counterfeit U.S. banknote fabricating operations are of three basic types: customary offset-printed counterfeit notes, carefully printed notes, and more profoundly deceptive notes produced by intaglio and typographic printing methods. Customary offset lithography requires specialized printing equipment and materials, as well as considerable skill. The counterfeit U.S. banknotes produced by offset lithography can be quite deceptive to the public however are generally easy to detect via trained cash handlers. The high volume of counterfeit U.S. currency that can be easily produced by offset lithography presents a significant threat.

Advanced printing techniques employ copying machines, scanners, and computers, which reproduce currency images using multicolor plastic toners or liquid inks. These counterfeit notes change greatly in quality. A layperson with just rudimentary computer skills can use advanced technology to produce a reasonably "passable" counterfeit note. Computerized technology is also poised to revolutionize conventional printing operations. Fully automated and computer-controlled offset presses and other specialized printing equipment being introduced in the present market are permitting high-caliber and high-volume printing with little preparing or expertise.

The U.S. Secret Service suspects that the counterfeiting of U.S. currency will continue to be easier as the technology improves, and the cost of computer equipment (counting printers and scanners) decreases. Counterfeiting with laser shading printers is likely to increase with the affordability of the printers. Similarly, the growing use of the Internet is expected to aid counterfeiting.

At last, certain profoundly deceptive notes, termed "supernotes" or "super dollars" by the media, have received worldwide attention. These notes are printed with intaglio and typographic methods similar to those used by the U.S. Bureau of Engraving and Printing (BEP) and use specially manufactured paper. Despite the high caliber of this type of counterfeit, defects and other features enable it to be consistently detected in currency processing at Federal Reserve Bank cash offices and other financial institutions worldwide. Also, in terms of volume, the current threat from this type of counterfeit is greatly overshadowed by the threat from the offset and advanced counterfeiting.

Get In Touch For More Information!

[bigevidence]

The Picture

Browsing Reddit I stumbled upon this image of Room 100 of the Central Building in the New York Public Library. Its catalog details are dateless but the clothes, hairdos and office equipment seem to place the moment in the teens of the 20th century.

My New York chauvinism presumes this was state-of-the-art in the go-go days of early modernity. Room 100 would have been its brain, the system’s central processing unit with its card catalog system indexing a vast database of manuscripts, objects and books.

I count thirteen women and six men, a healthy two-to-one ratio. This suggests, anecdotally, the early days of information management system culture were dominated by female knowledge workers. Then I see a guy, that stern-looking guy in the back. His hands clasped behind in the classic pose of ready reproach. This is the boss. Some things in business change more slowly than others, and males dominating the management class remains infuriatingly one of them.

We Were Warned

Aldous Huxley, writing in 1932, imagined his Brave New World of techno-dystopia as a huge card catalog index. He might have guessed wrong on the storage media, but his prediction betrays an insight: library sciences in the early 20th century was the innocent precursor for the Wild West information economy we inhabit today.

So, how did we get from that mostly girl-powered Room 100 to the brave new marketplace of facial recognition and black-box algos? In less than a hundred years we galloped from an open-access, community-financed, human value-add information culture to something Huxley basically nailed: a violent chaos of data energized by the cold logic of value extraction - a surveillance economy.

Boys and Their Toys

History’s short, brutal arc from our image above to that touch-screen you’re staring at this very moment has a defining characteristic - phallo-technic. An insurgent whiff of testosterone infuses every leap beyond the analog. Turing’s machine thinking starts sparking early innovations like Colossus, the mighty Allies’ crypto-breaking war machine. From there, the guys blast genius paths to stored memory on tubes instead of cards, and by the 60s they came up with microprocessors and CPUs.  Big businesses formed around these break-throughs - companies like Sperry Univac, IBM and Intel all laying claim to the emerging frontiers of cutting-edge tech. Then the 70s happened, and the soon-to-be unholy trinity of business, government and academia spawned the defining product Eisenhower warned us about - Messrs. Cerf and Kahn’s development of TCP/IP and the birth of ARPANET. Recognizing early they had a naming issue, somebody in the vast military-industrial complex had the branding smarts to re-christen their new everywhere machine, the Internet.

The battle matrix for humans versus machines was locked and loaded. If only there was a simple way to connect it all. Thinking through the problem of what regular people might be able to with all those connected servers, Tim Berners-Lee came up with the protocol for the World Wide Web. The lowly but lovely browser was born and released into the early 1990s world with the promise of a “free and open” web for the world.

And so began the most fertile, frenzied fifteen business years the planet has ever known. A handful, you guessed it, of guys puttered their way from garage labs to an almost total takeover of the Web. Today was born, the state of human affairs defined dystopically by the *FAANG-ilization of everything. Huxley, dude – how did you know?

Theft as Gift

If there’s a key to understanding how we got here it’s the human data-theft at the heart of our devil’s bargain with the FAANG/BATs* (*adding the emerging Chinese tech conglomerates Baidu, Alibaba and Tencent.) A theft calculated by the imbalanced exchange of our data for their “free” services, utility and content. The swindle sealed by a brilliant if insidious deception, that what was sensed as newfound control turned out to be full frontal surrender.

This human data theft premises, privileges and permissions the dominating platforms to treat this new connected culture lab as their shareholder piggy bank, ringing up billions in $s, ¥s and €s each hour with its super-efficient violence of value extraction by-design.

Capital’s OS

There’s nothing new about the insight connecting the human male with aggression. The history of everything – science, philosophy, art, sport, invention – has always been told through the muscular narrative of men on the march. Business and its platform of capital perhaps even more so. But the 20th century’s technological advances, along with their owners, sponsors and profiteers were definingly male, fueled by states, their militaries and compliant academic accomplices.

Marx in all his prescient insight about how capital morphs and snakes through a social system couldn't have predicted such omnipotence. No one (if only Huxley’s insight was more economic) could have imagined how capital might behave when unleashed across the digitally collapsed frontiers of nations, markets and human autonomy itself.

But here in the teen years of the 21st century, capital has found its most perfect operating system. Essentially owned and operated by the FAANG/BATs, finally exceeding states' powers to regulate by cutting them in on the deal. The merits seemed obvious, for a few cycles. But now the darker downsides unsettle, even if muted by the seeming benefits. All we have to do is lean forward, accept the terms of service and enjoy the pleasing haze of surrender. Or not.

Fork You

One of my more unlikely sources of insight is Audre Lorde. In the late 70s, in her call-to-arms for a broader reset of culture, politics and governance she suggested, “the master’s tools will never dismantle the master’s house”.  Lorde added a caveat to her provocation – “in the long run, anyway…”. I take her qualification as inspiration for an alternative path to our shared futures together.

Lorde understood that, in the near term, sometimes the fastest and most efficient way to ignite change was to borrow from the master's tool-box. So, from our reigning overlords of the technosphere I borrow a term – forking. Originally coined by application engineers working in the early Unix operating system, it describes how a system makes a copy of itself in order to launch a new program or procedure.

It’s useless to ponder what if we hadn’t succumbed so completely to the current techno-economic regime. But it’s not crazy to suggest  an act of shared re-imagination about what’s next – and doing something about it. Given the choice and taking the chance, ask ourselves what a more equitable human fork beyond this replicant economy might look like.

Look at Me... I matter!

Fredric Jameson and Slavoj Žižek lay equal claim for musing, “it’s easier to imagine the end of the world than the end of capitalism”. We won’t be solving for capitalism, but it’s certainly within our imaginative grasp to re-engineer a fresh fork in the fabric of our shared technosphere.

Our first leap together is the toughest, but everything depends on it. We must re-imagine a reward incentive to replace the predatory value extraction at the heart of the current model. Imagination without insight is an empty exercise. The stakes are too high and the opportunities too sweet. We arm ourselves with an insight grounded in the ancient core of human need: recognition and affirmation.

This is the essential human insight driving our behavior together since we sat around communal fires 50,000 years ago to tell stories and share things like food, heat and protection against the forces from without. It’s the insight we’ve been baking into our creative briefs for a more radical marketing for the past twenty years.

It’s also an insight we’re all intimately familiar with, given our newfound togetherness on socially connected devices.  Whether you’re a lurker, a poseur or somewhere in between, that feeling you get when someone likes your lunch picture or comments on your pithy comebacks is a pleasing if minor reward. A gift minted in a scalable social currency of affirmation and recognition.

If we need an insight to spark our imaginative leap into a different future of everything, I’m going with - “Look at me... I matter!” The challenge remains what we do with it to disrupt the disruptors out of their ubiquitous ownership of our 24/7 lives.

The Big Lie

Our primary solve for applying this insight is cost. The cynical lie at the heart of the surveillance economy is that the companies who give us all this free stuff – image storage, social connectivity, email and massaging, document management, navigation tools, video services – need to pay for them with advertising.

I’ve been in the global advertising and marketing racket for over thirty years and I can tell you, as we say on Madison Avenue, this is absolute bullshit. From the radio soap operas of the 1930s through to the sitcoms of the current twilight of linear TV, the default economic model was to exchange content costs with eyeball reach.

But advertising is an increasingly moribund model when it comes to getting and keeping customers. Brand marketing teams, agencies, publishers and broadcasters have known this for the past several years and are frantically trying to figure out alternative models. Don’t expect what they come up with will have you the human at the heart of its value equation.

Note well: if we’re imagining a more equitable human technosphere, someone will need to pay for it. The shareholders of the FAANG/BATs – full disclosure that includes me – aren’t candidates. We, and that includes everybody, will need to be ready to offer up some value in exchange. This new currency of exchange, unlike the attention we spend under today’s regime, will be something quite different.

Identity and Attention

Under the dominant rules the most valuable asset we control is not our attention. It’s our identify itself.

In the past fifteen years Google, Facebook, Twitter, Amazon, Apple and LinkedIn (the shortlist) all have aimed for a lock on owning and managing our identity. Each developed APIs and competed for publishers to offer their credentialing service in return for reducing the friction of visitors to their sites or apps to register. This was a brilliant strategy for aiming to "own" human identity on the Web. The winners would become the custodians of our identity, allowing them to monetize our attention and continue gathering our personal data trails, even when we were off their sites and networks.

We underscore this founding and enduring connection between identify and attention, and the pair's critical role in the business model of platform value extraction. Pundits coined the benign term the “attention economy” to sugar-coat the brutal mechanics of the emerging surveillance economy. But what we thought we were so freely exchanging wasn’t really our attention. That was simply the metric (see views, impressions) of their very last-century media model. What this economy was actually based upon was the signs and manifestation of our identity itself - our behaviors, our transactions, our attitudes and our fears, our desires and our demographics. Our human identity data serving as fuel for all this perfidy.

If identity is how we signal our authentic and autonomous presence, attention is merely just one of the things we do with it. With our forking leap grounded in the human desire for connection and affirmation, human identity is a critical first principle. Our digital, just like our IRL identities, must be integral, persistent, authentic, privately and personally owned and controlled. Unlike the current mess we’ve surrendered ourselves into, it must be ours. Identity has been the golden goose of the surveillance economy’s value model. We want it back.

For several years infosec geeks, technology activists and a handful of marketers and payment solutions companies have been talking about the personal information economy. There is much to be inspired about here. But we can’t kid ourselves about the daunting task of challenging the profit at stake in the walled gardens of the hegemonic platforms.

The Diamond District

To the platforms, attention was always a zero-sum competition. Ever wonder why links are rare on Instagram or why those redball notification counts are so addictive? The platforms engineered everything they could to keep you on their sites and apps when you got there and get you back soon and often when you left.

There’s a problem with this idea about attention being zero-sum – it isn’t. Yet, in order to more fully monetize our identity through our attention, the platforms and the complicit brands they've duped all had to believe the same things about human desire, value exchange and the very nature of competition. They got all three wrong.

I teach a graduate course in Competitive Strategy at NYU. On the 19th slide of tonight's first lecture deck are three words in 90 point type – FUCK THE COMPETITION. The insight here is one you won’t get from traditional business theorists (99% men by the way). They advise we obsess over the competition, so to better annihilate them. This defensive zero-sum thinking informed the product, interface and technical design strategies for all the big box platforms. Hold that thought.

For evidence to support my profane advice, I suggest my students take a  walk down 47th Street between Sixth and Fifth Avenues. If you know Midtown New York you know that block is crammed with jewelry stores selling ~$400 million worth of diamonds every day. Each one of those shops is competing with each other. Observer’s intuition tells us this is dumb. Why would all these competitors within a single category put up their shops next door to each other. The answer is because this is where the customers are.

Each of those stores is forced to compete for customer attention, dwell-time and purchases in one of capitalism’s most Darwinian exercises imaginable. Here’s the insight: this commercial system is the anti-thesis of zero sum. Everyone’s a winner, but mostly the customers who know exactly where to go, how to compare and who to buy from when they’re diamond shopping.

Better Business Building

The key that connects our forking strategies to these gathering insights is value. Our brief is bold: how do we enable humans to come together with each other in their shared worlds – cultural, social, commercial, political, economic, aesthetic – in moments of mutually satisfying value exchange. And, when the moment presents, get and keep them as customers.

I have a disclaimer which my cowardice can no longer contain. I’m a selfish business strategist (if a slightly more interesting value marketeer). My aim of strategic attack remains true: mine and articulate fresh insight powerful enough to be transformed into value. Value first for humans and then, the selfish part, the businesses who hire me. My call for forking radically from the predatory platform models of today isn’t altruistic. It’s good for business. Better business, different business. Sustainable and organic business.

Recent business history is rife with inspiring cases…

One of history's most commercially disruptive business models exploded at the heart of technology itself, the open source software initiative. Launched in 1998 it was intended to foster a community of creators, software developers, around the principles of free speech. The software wasn’t meant to be free, but its collaborative creation and distribution was. Within ten years of its founding the reigning software industry incumbents Microsoft and SAP were forced to succumb to variations on its themes, or become marginalized and irrelevant.

Wikipedia was founded in 2001 on the same principles of collaborative value creation, or in the words of its Wikipedia entry (as meta as you wanna be...) - “based on a model of openly editable and viewable content”. Within four years, independent comparative reviews of the quality and extent of its entries against the dominant incumbent encyclopedias essentially put those publishers out of meaningful business.

Bandcamp is another business model based on the refreshing new rules of respectful mutual value recognition and exchange. It’s counter-intuitive post-platform axiomatic confounds Hayekians fully: the pricing posted by musicians for purchasing their music is set as a floor, and 40% of the time customers choose to pay more. Music and media critic Steve Smith suggests Bandcamp’s growth and popularity is due to its “responsible and ethical business model more equitable to artists than any other retailer of comparable size, but also a savvy grasp of social media’s power of peer-to-peer persuasion, implemented through public-facing “collections” meant to function as virtual record shelves to be pored over and emulated.”

Another jewel in the crowd of emerging better businesses is GitHub. Launched by two developers in 2008 it was acquired by Microsoft in mid-2018 for $7.5bn because, well, the Internet… More specifically, like other companies forged upon the exponential power and value of community, GitHub offers its code repository and hosting services absolutely free. As long as you’re cool with all your work being public. This is a lower barrier than you might imagine. According to this paper analyzing its business model, “GitHub currently hosts millions of free repositories, including many powerful projects like MySQL and Ruby on Rails used by GitHub themselves to power the platform.” Italics added and you can see why.

Each of these modestly alternative businesses share at least five key characteristics, distinguishing them from the reigning predatory models.

They leverage community to scale contributive value through collaboration.

The rewards reaped by all participants are either symmetrically aligned, or equably unbalanced to the mutual benefit and happiness of all involved.

The core behaviors of value exchange are essential public acts of private production.

The exchange of products and services generate uniquely exponential surplus value. One plus one isn’t three – but, potentially 3 million (see characteristic number 1).

Although none rely on decentralized technology a la blockchain (that’s another chapter…), both trust and authority exist within and emanate from the contributive crowd.

It’s Tomorrow Again

In 2009 Google sent a crew of corporate flacks into Times Square to ask people “what is a browser?”. The self-serving video they promoted elicited the desired response. People thought of their browser as their search engine. Lol, what sweet dear idiots. In retrospect, Google’s stunt seems more strategic than mean-spirited. Exactly a year before wading into Times Square, Google launched their own web browser Chrome, and it wasn’t yet ripping commanding market share from the then dominant Microsoft Internet Explorer.

Google’s insight from their video was used to ignite a market-share grab that soon proved those poor misguided people were actually right. Today, Google enjoys almost 70% of the browser market and over 90% of the search engine market. And we don’t even have to trouble about going all the way over to google.com to search --- just pop those search terms into your browser’s URL box. Combining these two interfaces and offering both ‘free’ remains the founding act of the extractive surveillance economy. An economy that generated about $120 billion for Google in 2018 – nearly 33% of all the advertising income cashiered globally.

This sort of commercialization of online attention through the primary entry-point into our connected world probably wasn’t what Tim Berners-Lee had in mind when he founded the W3C as a not-for-profit organization in 1994 to release his invention of the World Wide Web to the world, “available freely, with no patent and no royalties due.”

But it most certainly was a factor inspiring Berners-Lee (TimBL to the digerati) to found another organization, the World Wide Web Foundation in 2009.  At the time, he announced the move as a necessary step to, "advance the Web to empower humanity by launching transformative programs that build local capacity to leverage the Web as a medium for positive change."

TimBL was making a point. The “positive change” he had imagined was not about the unimaginable market cap realized by the surveillance platforms who have been monetizing his invention since he went all pay-it-forward and gave it the world “free” twenty years earlier.

I say we have a winner. Our pivot model is Tim Berners-Lee and his founder’s intent for what was to be done with his invention called the Web. We don’t need to fork from the chaos of extraction dictated by the FAANG/BATs of today. Philosophically and strategically we aim our imagination and make our fork from the same ethical, technical and social location Berners-Lee set the damn thing free in the first place.

Real Feels

Here on the edge of the 2020s the digital fumes of a pervasive, violent system of connected platforms sicken our lived experiences on the planet. Recall the data theft and value extraction at the heart of its formula for exchange. We’re proposing to subvert, reject and eventually replace that life-negating technosphere with the more touchy-feely kumbaya model as imagined by Berners-Lee and his fellow do-gooders from the World Wide Web Foundation.

Go ahead, place your bets. But then hold my beer…

Reconsider the picture atop our wandering manifesto. Imagine yourself one those primeval knowledge workers. What got you going each day? My guess is it was a passion for knowledge and a love for sharing it. Here’s another question - don’t you think they would’ve wildly embraced Berners-Lee’s quixotic quest to “empower humanity by launching transformative programs that build local capacity… as a medium for positive change”?

Me too.

The reason 40% of music purchasers on Bandcamp pay more than the musicians ask is because they love their music and it makes them feel good to pay more. They will never forget that feeling of munificence, of genuine generosity. It makes listening to that music, and the emotional relationship to its producers, different and special.

How about those developers giving their code away on their no-charge GitHub because, what the hell: maybe someone can improve it, do something with it I might not have done. Better together rules.

How about all the thankless hours nameless Redditors spend moderating their subreddits or Wikipedia editors competing to nurture their entries. I imagine they'd all say it was time well-spent.

We improve each other when we share and give. And that, if you’ll pardon the warranted exuberance, feels fucking great. It’s a little bit vain sure. It’s a little bit self-serving, adding to the bank of our social currency among communities that matter to us.  Communities of people – customers, employees, partners, clients – that matter to my happiness.

There’s a final insight we can lean on to inspire us to start building and sharing things differently, whether it's products, services, companies or communities. Importantly, it’s the same insight about why we spend so much time on social networks and what we get and give in return. Belongingness. We gather in these communities to affirm our place in the world. To prove to ourselves we matter. We belong there, here among the like-minded, like-employed or like-impassioned.

Passion. That’s the thing we’ve got to bake into the core of our replacement formula for value exchange. The passion to create, to nurture, to add not subtract to something of minor meaning in the world. Feelings, real feelings, are the domain where the rewards for this work are both sown and reaped.

But is it possible to imagine, never mind develop, a candy brand, or clothing brand, a soap brand or a pharmaceutical brand inhabiting the marketplace under such a feeling-based regime? Well that’s the job at hand. So we’d better figure it out.

For inspiration, we take one more loving look at those long-gone library staff. They showed up to contribute. Their work gave them worth. Their service was of a particular and very special value. Their passion for helping knowledge sustain and spread was a potent and positive force in the community of their customers, users - humans.

Not bad poster-children for a brazen fork towards a world of humans, brands and the technology that connects us all.

This article is adapted and excerpted from Kennon’s upcoming Madland: A Radical Marketing Manual to be published in the Fall of 2019. 

http://www.freeradicals.marketing/2019/01/31/real-feels/ 

[glopratchet]

economy

Computer programming in the Commonwealth of Lixie Bixie : an overview of computer technology and its applications The Commonwealth of Lillian B a description of the Commonwealth's capital city, as well as other major locations in the area Most computer programming is organized by subject matter: Language : the language used to write programs; for example, English or Basic Algorithm : a set of rules that determine how to solve problems using computers For instance, in order to count the number of people walking through a door, you might use an algorithm called "counting people " There are many different algorithms The most common ones are: counting , finding average , and brute force Companies for computer programming are called software houses These companies for computer programming exist to write and sell software that others can use, or embed into their own products Companies for computer programming make their money by volume of sales, so the best way for them to pull in a great deal of income is to write popular software: that is, software that will appeal to a wide variety of people For affordable computer programming in the morning, noon, and night, choose "Bertrand's Tech Toys " Choice prices on quality goods for low, low prices! using advanced technology skills to program sound recorders and other types of machinery into the body This allows them to repurpose a machine into a more developed form Some people able to cross-craft by Specifically internal batteries and wiring, as well as a voice box to speak aloud questions or commands However many devices have become illegal to cross-craft, due to their destructive capabilities or nature in causing people unnecessary harm The prefered method for teaching the different forms of computer programming is through a three-piece system, combining immersive VR reality, text books packed with health information on the human mind and body, and hands on learning via custom simulation stations that monitor brain activity and vital functions to make sure you're not going to overdose yourself or bleed from your ears The first question is one of the most important questions there is in computer science: what do you want your program to do? Obtaining it is more or less automatic if stated by a government doctor or lawyer Second-hand cyber-technology may only be bought by people with enough money, but will result in cheaper devices that are old, used, and contains a number of security risks due to their risky modification Cross-crafting requires permission by automatically guaranteed by law Cross-crafting refers to the process of embedding small devices into your body; normally, the customer has a choice from several devices How strict are computer programming restrictions If you're using your computer to gain unauthorized access to someone's research, remember that they can find out where the hack originates from This may prove incriminating in a court of law A special note: use your head If you think your company's newest game is going to destroy everyone's computers on Christmas morning because of a fatal bug, say something! The retrictions to computer programming are controlled by a governing body related to the company's size Anyone may hack into your bank account and empty it of money, provided they know your login details and your password is easily susceptible to brute force attacks or common knowledge; (Using the example of "hunter2" as a password would be an example) As a general rule, use complicated passwords comprised of uppercase letters, lowercase letters, numbers, and symbols A middle-sized town computer programming types are respresented by teachers at holdiday arts schools with large endowments At these places, basic and advanced user courses can be taken City University has an excellent school of it, although it requires heavy specialization and doesn't cover much related material Typically, companies will be more than happy to offer you a job Otherwise finding a place to ply your trade may be a little tricky depending on the setting Wanted: Security expert to work construction of homes and offices The cost of computer programming in gold skutes coins are listed below: The easiest to find and use are your local libraries, containing books in old or obscure languages filled with undecipherable text as well as the best authors hand-written literature, among other resources such as an online system for requesting books Likely located in a more well-to-do community Look for the large brown buildings, often with pillars or large windows facing the street and plenty of cars parked nearby on the curb The system of exchange for computer programming is denoted in values from smallest to largest found on the right The typical denominations of gold skutes money exist in this world The smallest coin is worth one skute Larger coins of ten and fifty can also be found commonly in use, though again, the exchange is really your only guide to what the value of something is worth That, and a governmentally set rate of course Other official currencies exist too such as a more antiquated copper coin version found only in small towns or rural communities On a trip, most teachers are likely to carry ? 000 worth of coins on them ; (about 50 coins of any size) Gold skutes coins are called The trade secerts of computer programming exist in the following forms Permitted; (T): You may through basic rights and freedoms found in nation-states, enter any education based institution to take classes on computer programming You may not recieve any of the official or unofficial documentation provided at any school however Secondhand; (S): You may take classes or read any information provided through hand-me-downs, however official documentation such as diplomas and degrees are non-transferable and voided if tested Some common knowledge related to computer programming Most common transfers of computer programs or any related media is almost always done online It's likely most families have some kind of computer gadgets that can allow loading and transmission of information online, from a personal desktop to a much more simple hand-held version with phone capabilities that can be used for the same things such as an Apple IPhone or Googletab A detailed description of the process a young person goes through to become involved with computer programming looks like The first is simply getting into the field by taking courses and what-not this: There are two main steps Areas with high technology industries, often offer scholarships for computer programming education This occurs in any community with computer labs and libraries, where basic computer skills, online research via special databases online and word-processor creating abilities are usually taught at younger ages Step one is to Regardless of formal education, people can often teach themselves how to program through online books and private tutoring online or in community centers simply go to school Consult your region's technology industry for your own follow-up questions, if any getting paid to do your hobby Other fields such as online journalism, graphic design, legal 'ease-dropping', anti-virus software development In most states and many nations, this step isn't necessary as computer science is considered a well paying career field in itself and almost all work through official or unofficial employment Step two results in etc result in good pay for self-taught informatics professionals Computer science is also considered a gateway into many other lucrative fields, above all medical you to make 'big bucks' Step three allows As technology continues to move forward at breakneck paces, self taught computer geniuses who specialize enough in other fields can easily translate their skills and write highly profitable programs for physicians or medical researchers Step four is when you're officially self-employed you may become a legend In any community that technology has reached, there are dozens of unofficial and unintended uses for everyday computing equipment; most of which can be sold and traded online Illegal uses such as credit card fraud, terrorism spam and child-pornography, profitable inventions such as video games, software piracy and fake IDs Finally in step five, all these large markets have one thing in common The educational requirements for computer programming include possessing the ability to work long and tedious hours and have the ability to speak English-- or whatever your region's primary language is, be highly disciplined, be constantly aware of what's going on online ; (so you don't get ripped off) and have the capacity to write legal engravings as well as engravings that will bring a corrupt authority to their knees Technology industries are businesses that live or die in pace with technology itself The skill ranks of computer programming are called Coding skills and unlike all others in the Psychopharmacology skill tree have a direct impact on quality and alterations made to certain drugs There are currently only five out of an unknown amount, most of which are hypothetical At the time self-enhancement drugs are under constant development and usually take years to fall from peak popularity or even fall completely out of practice Voracity is surely the most obvious benefit associated directly with computer science the price of admission for using? Is the use of various software or programs over decades of experience like learning how to shoot by practicing with a BB gun, then a rifle and finally a shotgun before using a sniper rifle? Sponginess 1-3: None You're scraping the bottom of the barrel financially and need to find any source of income immediately; while your apartment is already benefiting from state owned reputation ascension your fellow citizens are less than pleased with the housing conditions Are the craft requirements for various skill ranks Government funding than you do and are less likely to tolerate the circumstances They depend more on You can already see yourself on the streets Creativity 1-3: Your full time job is working in a call centre, where you often take abuse from irate customers with problems that can't always be solved Do you even have an iota of a creative string in your mind or are you just content on playing games all day? With luck, maybe someone else in your class does Most are happy enough as they are or fund any possible relocation as part of a sign on bonus Some cities who have people who computer programming specialize in specific markets offer higher salaries to attract others to join in on the fun It's become almost a requirement for applying at certain companies anyway; those who can't relocate-- don't get hired This shouldn't affect starting funds provided you already qualify for these procedures through your city if not your region, though there may be an enrollment fee for bypassing the queues Regulations the Commonwealth of Lixie Bixie has placed on computer programming practices don't allow for private business; this law is a major reason the smaller towns that do specialize in these markets have had trouble staying afloat despite a heavy depletion in resources-- especially coal Are private businesses providing for different cities by sending the right monetization to the right places, or do you send uncovered? It isn't really wise to worry about carrying too much on you at any time, but if you were skilled enough Some laws on the books related to computer programming are completely ridiculous such as having to return or destroy any electronics you have on you and performing minor repairs to others, this isn't likely to affect you considering where you'll most likely be working Qualifications for this particular field of study are extensive as it can get, you aren't an idiot but the science is almost infinitely complex and constantly changing with every new discovery At what age did your parents enroll you in this field and are you abandoning other opportunities to increase their probability of survival? The standardized systems of weights and measures related to computer programming that you've familiarized yourself with may help increase your efficiency and building, pure and simple In a rare turn of events an international standardization has been introduced called the Metric System, its ability to blend physics and computer science together may allow for more effective sharing of information between scientists in different parts of the world; even colonies given how recent the discovery was When it comes to computer programming , sometimes it is import to specify what exactly it is you plan to do No field is wider in spectrum or has more potential than this; and playing on the world stage requires certain criteria to be met Various certifications exist though none are necessarily mutually exclusive, earning one may make it easier to gain employment specific to that area while specializing in others may be necessary for other positions Which specialization did your city encourage you to take? Did they place any emphasis or was it of little concern? rely on out-of-date primary school textbooks your city library offers free online resources for it's educational system specializing in technology and leadership Your terminal access is as unlimited as the information the NWU has graciously provided to it's youth Rather than way of creating "barriers to entry, " meaning that the amount of resources being traded are limited by the area it will be sold in before further transport becomes unprofitable These differing systems affect shipping and trade by You understand that this information age we live in was only possible because of our recent technological revolutions The upfront cost of research, testing, and development is astronomical; without trade these expensive projects would never pay for themselves, thankfully our growth has turned these investments into profit centers-- just barely most of the time The new industries developing related to computer programming are too new to know how well they'll hold up, or if they'll ever be remotely as profitable as silicon, but so far every measure of growth can only be seen as a good sign The role of semiconductor chips are integral in all areas of electronics and computing as well much of modern life; from space stations to scientific equipment our computers rely on them and they require rare and costly materials to produce Right now the supply and demand have been in a stable equilibrium, but some rumors of shortages in production are becoming more common place Computer programming makes obsolete countless blue, pink, and even white collar jobs Rather than cause mass unemployment the NWU lifted regulations and taxes to allow small businesses to expand, as one might expect more freedom led to more individuals start their own business Instead the biggest effects are seen in factory work as automation makes large manufacturing centers obsolete, it's just too expensive and time consuming to make manufactured goods on-site when they could be produced so much more efficiently elsewhere Records kept for computer programming by age are some of the most impressive Even when standing alone they are superior to all other students, but when interacting with other related fields the complexity of the project they can work on become truly mind-blowing Its been fun visiting other cities throughout the world-- as part of a school trip, but coming home has always felt right Perhaps that's not surprising seeing as your were born and raised here A merchant class name of computer programming has taken shape within your lifetime and spread it's roots deep into the concrete and ore of your city It seems like only yesterday when your dad sat you down to help put you in your place, where has the time gone? You imagine before too long there won't be any name at all for it, as progress develops speech recognition and other computational methods beyond our current imagination the technically proficient Until something comes along to obsolete it no one knows for sure what the future holds, do aliens exist? Time travel? We can't be certain They fit in society What we do know is a spaceship left this solar system decades ago and hasn't been heard from since It's said the crew were nuclear powered, and therefore had an indefinite life span, immortality even Do you really think there are places and things unseen in our lifetime? Companies are they organized by government? Rights? Perhaps it won't matter soon in the super-cities through sole ownership of the power satellites Right now all you really know is that they have become a no-fly zone for any aircraft This suggests one of two conclusions; either the power-company is trying to prevent piracy by competitors or they are building a massive defense platform to rival that of a small moon The power companies have to control trade is best expressed You imagine it might be possible due to the orbital laser cannons used in such quantities a tremendous loss of life for everyone caught in the middle It a sign perhaps that policies should be reviewed and changes implemented before everyone literally dies for their overlords Infighting between companies results in You haven't really thought about it, truth be told you don't pay much attention to politics The news shows blather on about it all day but to what end? Corporations fighting over scraps, governments plotting on how to stay in power It's all so mean The trading organizations of computer programming transcend countries they are known as the Uber Alles Unlike the large governments, they seem to actually care about the common man It's very humanitarian of them, assuming of course you're using the same definition that they are Whenever anything breaks out between nations concerning territory or lawsuits, it's usually over fairly quickly The trading organizations combat this problem by sending tasks forces made up of 'volunteers' to help protect their investments when needed within territory can provoke military action so whenever things look tenuous they send in their troubleshooters to help reinforce their position The power the trading organizations wield is ever increasing A large a presence of companies Why has there never been an uprising? Due to their efficiency and humanitarian efforts ; (to those who are productive) they have practically eliminated poverty as well as uplifting the masses is fairly simple, do well and live comfortably, fail and become enslaved by debt Sadly it seems that the majority are destined to live their lives within cycles of debt, forever paying off loans for basic necessities This skute-based economy After all, who starts a business without financing? It's practically impossible What this means is those who are born poor will most likely die poor, and those born rich will die rich There is little chance fo changeing your station in life The saying goes, "those to the far left and those to the far right hold the reins of the future Computer programming gets to market by either converting the data into a harmless stream of 0's and 1's before broadcasting, or in some case they go straight to the recipient via an internet-type connection Billions ofmini-satellites fill space providing global communications, with computer chips being manufactured at a rate of giga-bits per second Time is rendered virtually irrelevant as transactions are processed with blinding speed, jumping between satellites like fleas on a wolf Most satellite communication is strongly encrypted for security reasons Computer programming is most important to the Commonwealth of Lixie Bixie due to its push to remain a technology based society Strategy, defense, law, government, life-support, trade, and other aspects of running a civilization are all based around computer technology As far as biological manipulation goes the only groups known to practice such things are Inra Industries, CFS BioTECH, L'anceotheaire LTD and Sinsters Corporation Computer programming depends on materials from the Commonwealth of Lixie Bixie 's resource-rich planets as well as shipments from the far ends of explored space In the past there have been mistakes shipments, as well as computer virus attacks causing malfunction with satellite equipment, though why this is done is unknown due to shattered communication during these events The theory is that terrorist organizations are behind it, though none have claimed responsibility The most noticeable class distinction is toward genetic engineering; bio-engineering jobs are held in high regard while regular computing jobs are not These materials for computer programming consist of petrified wood, metal crystals, minute computers smaller than a speck of dust et cetera Each piece changes hands for incredible prices due to the widespread need for these materials A few drops of blood are enough to power a computer program with but a fraction of the power of a 0 1 watt lightbulb for one second The same rules apply when it comes to genetic manipulation, using a few drops of blood the technicians can alter the life it any way they see fit Somtimes it happens that supplies are disrupted for computer programming due to discovery of an important material on a recently explored world, causing a rush to search it before the others, or due to trade disagreements causing lack of supply Somewhere in untouched wilderness far away from civilized populace in one of the many mountain ranges lays a gigantic Mother Computer kept up and running by a team of fifty technicians working around the clock, seconded by hundreds more maintaining observatory equipment use this Mother computer to issue currency -granting a 2% flat interest- , store information, recording the history of the world, keeping track of relics and items of religious or cultural importance scattered around the globe ; ( as well as individuals of interest) and receives pages upon pages of requests from government, private groups, civilians anxious for a thrill and far more serving the public good in one way or another The only thing it cannot do is grant wishes The groups responsible for skute coinage Being male Having less than 9 documented instances of being drunk, 52 of getting plenty of rest every night and 42 confirmed cases of purity every month ; (female) Being between the ages of 16 and 36 Generally acceptable standards related to skute coinage Owning your own home and not living with parents Never having worked as a pimp or as an aggressive form of mercenary Owning most necessary equipments for their job and/or hobby Counterfeiting of skute coinage is a serious offense, the guilty parties suffer the pains of skin-melting acid and explosive implants until no remains are left to recover or euennae could be given to their family Computer programming smuggling is the hub of most illegal transportation ; (and exchanging, gambling, arrangement of fights and prostitution) is located on the farthest moon of a gas planet nearest to the sun quite common despite tight security The only ways to reach it are either by a patrolling naval ship or a shuttle going back and forth from a nearby planet with an underground complex large enough for illegal activities due to the numerous civil wars tearing up space and inciting terror amongst civilized citizens; once upon a time the system was congested by numerous pirates and no one could leave or enter the system without paying a hefty ransom, those days are over but this underground trading haven still remains which is now directly supported by every government and corrupt official in the galaxy This smuggling occurs One of the greatest problems with this, is that it gives shelter to the Skute Thieves' Association Also known in underworld circles as the Skuts You and your group, The Thorne Blades fall under this definition ; (and also being underworld figures involved in gambling and funding skirmishes) but most importantly you're all skuts The Blades are not nearly as morally corrupt as some of their figureheads but they are still criminals nonetheless Lesser crime syndicate in galactic south that worships only profit and gain No moral boundaries ; (except harming an active profitable market)

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The Reserve Bank of India has said that Rs 500 and Rs 1,000 notes, returned to banks when the government demonetised high value currency 15 months ago, are still being ‘processed for their arithmetical accuracy and genuineness’. This is being done in an ‘expedited manner’, the central bank said. ‘Specific bank notes are being processed for their arithmetical accuracy and genuineness and the reconciliation for the same is ongoing. This information can, therefore, be shared on completion of the process and reconciliation,’ the RBI said in reply to an Right to Information application filed by a PTI correspondent. To a query on the number of demonetised notes, it said, ‘…subject to future corrections if any, arising in the course of verification process, the estimated value of specified bank notes received as on June 30, 2017 is Rs 15.28 trillion (lakh crore)’. Asked to provide the details of the deadline for finishing the counting of demonetised notes, the RBI said, ‘specified bank notes are being processed in an expedited manner’. As on date, 59 sophisticated Currency Verification and Processing (CVPS) machines are in operation in RBI for the purpose, it said. The reply did not specify the location of the machines. ‘Besides, eight CVPS machines available with commercial banks are also being used. In addition to this, seven more CVPS machines on lease basis have been installed at RBI regional offices,’ the RTI reply said. The government had on November 8, 2016 banned the use of Rs 500 and Rs 1,000 notes and allowed the holders of these currency bills to deposit them with banks or use them at certain notified utilities. In its annual report for 2016-17 released on August 30 last year, the RBI said Rs 15.28 lakh crore, or 99 per cent of the demonetised notes, had returned to the banking system. The central bank said in the report, for the year ended June 30, 2017, that only Rs 16,050 crore of the Rs 15.44 lakh crore in old high denomination notes had not returned. As on November 8, 2016, there were 1,716.5 crore pieces of Rs 500 and 685.8 crore pieces of Rs 1,000 notes in circulation, totalling Rs 15.44 lakh crore, it had said.  The Rediff.com : 11th. Feb,18

AFTER 15 MONTHS OF NOTE BAN, RESERVE BANK OF INDIA IS STILL PROCESSING RETURNED NOTES : The Reserve Bank of India has said that Rs 500 and Rs 1,000 notes, returned to banks when the government demonetised high value currency 15 months ago, are still being 'processed for their arithmetical accuracy and genuineness'.

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[uniteordie-usa]

Bitcoin is the AOL of cryptos

http://uniteordie-usa.com/bitcoin-is-the-aol-of-cryptos/ http://uniteordie-usa.com/wp-content/uploads/2018/01/Bitcoin-is-not-dead.jpg Bitcoin is the AOL of cryptos Blockchain is the Future, but is Bitcoin the future of cryptocurrencies? The Blockchain Model T Ford “If I had asked people what they wanted, they would have said faster horses.” Henry Ford Crypto-currency is gaining acceptance as a medium of exchange. The list of merchants who...

Blockchain is the Future, but is Bitcoin the future of cryptocurrencies?

The Blockchain Model T Ford

“If I had asked people what they wanted, they would have said faster horses.”

Henry Ford

Crypto-currency is gaining acceptance as a medium of exchange. The list of merchants who now accept bitcoin  includes Subway, Microsoft, Newegg.com, Whole Foods and Bloomberg. The Wall Street Journal noted (12/1/18) that PricewaterhouseCoopers in Hong Kong for the first time accepted payment for services in bitcoin (BTC $15,088 1/8/18). Ripple (XRP $2.41 1/8/18)  has signed up more than 100 banks to test its network. NEO (formerly Antcoin $101.95 1/8/18)  has the full backing of China’s government. The regulatory leader of the United States Federal Reserve  has called for more research into “limited purpose” digital money to help settle interbank transactions.

110 years ago, Ford began manufacturing the Model T, “a car for the great multitude.” Until then, horses were the accepted mode of personal transportation. But when Ford made a dependable, affordable vehicle powered by an internal combustion engine, even cowboys started driving them. Twenty-five years ago, America Online launched AOL Mail, and electronic messaging became available to anyone with a telephone line, computer and modem. “You’ve Got Mail,” announced the arrival of a geographically distant communication, delivered nearly instantaneously (if both sender and receiver were online) without the use of paper or mailman. Ten years ago someone, or some group named Satoshi Nakamoto, wrote the open-source software that most everyone knows as bitcoin (BTC). Talented computer operators became able exchange worth, as if in a barter transaction, without having been introduced or even knowing the names or locations of the parties involved.

Although Model T’s still exist, few are used for transportation, but the quarter-billion automobiles on the road today were produced using Henry Ford’s assembly line process. Everyday communication by email is more customary than by post, but users of AOL Mail are about as common as drivers of Model T’s. Karl Benz developed a gasoline-powered automobile in 1885, but it was Ford’s manufacturing process that put America on wheels. Email via  ARPANET was used by the United States Department of Defense beginning in 1969, but invitations to “Try American Online FREE” in the 1990’s got America to put down its paper and pen and latch onto a mouse.

Ralph Merkle  patented the “hash tree” in 1979, and in 1992, Dave Bayer, Stuart Haber and W. Scott Stornetta incorporated  Merkle trees, which allowed several documents to be collected into one “block.” But it was not until 2008 that Satoshi Nakamoto described the bitcoin as “A purely peer-to-peer version of electronic cash that would allow online payments to be sent directly from one party to another without going through a financial institution.” On May 22nd, 2010 Laszlo Hanyecz  paid 10,000 bitcoin for two Papa John’s pizzas and the age of digital currency had begun.

According to Don and Alex Tapscot, in Blockchain Revolution: “The blockchain is an incorruptible digital ledger of economic transactions that can be programmed to record not just financial transactions but virtually everything of value.” Bitcoin is a blockchain performing the most primitive of mathematical functions in a highly complex way. Bitcoin counts. What once is counted, cannot be uncounted. Bitcoin has counted more than 500,000 blocks without a break in the chain. The longer the chain, the harder to trace back to the start of its encrypted maze. Its length and strength are trusted more with each additional block. This simplest of arithmetic, repeated every ten minutes for nine years, has been trusted with over $250 billion. The more bitcoin secures, the more it is trusted.

But using blockchain as a currency is as artless as using an iPhone as a paperweight. Blocks in the chain can store any coded information. Bitcoin stores currency transactions, a common function that has been prevalent since the first  shekel was traded for food over two and a half millennia ago. Bitcoin is but a practical but rudimentary demonstration of what blockchain technology is capable. One of bitcoin’s problems which later-created coins attempted to address is the size of its blocks. Its one-megabyte capacity seemed immense when, in its infancy, each block was around eighty kilobytes. Now, because of its popularity, transactions are delayed waiting for the next block to be created as the previous was filled to capacity. The Bitcoin Cash (BCH $2408 1/8/18) “hard fork” in August of last year attempted to address that difficulty with an eight-megabyte capacity that is touted as expandable to thirty-two.

Another problem, which Ethereum (ETH $1362 1/10/18)  addressed with its launch 2014, is bitcoin’s inflexible programming. ETH enabled “smart contracts” with its  Turing complete programming language. Smart contracts allow agreements as well as transactions between anonymous parties without relying on a central authority. Ethereum’s ability to “scale” its programmed blocks to fit the needs of the parties in a transaction recently  became its “Achilles heel.” A recent project called “CryptoKitties” caused a slowdown on the ETH network and dramatically increased the volume of unprocessed transactions. “Stakeholders” on the ETH network have not been able to agree on a fix for this problem, just as they could not agree after $50 million was lost in 2016. That led to a hard fork and the creation of ETH while Ethereum Classic (ETC $34.17 1/8/18) continued on the original blockchain.

Possibly the most serious issue crypto-currency miners will eventually face is the  law of diminishing returns because bitcoin and Ethereum both use a  proof of work (PoW) system in order to certify that only one new block is mined every ten minutes. Mining involves decrypting a long string of numbers, like solving a complex problem by attempting as many solutions as possible. Miners receive a transaction fee paid in the currency they have mined. Only those miners with the most computing power have a decent chance of winning the ongoing competitions among miners for the digital reward.

Computers that are able to compete in such a contest cost a great deal, but that is a fixed cost. Miners’ greatest expense is their ongoing need for electricity to accomplish such computational feats. In the United States, the lowest  cost of producing one bitcoin is $3224 in Louisiana. A miner in Hawaii would pay $9483 for that same amount of power. As the cost of producing bitcoin increases with increased competition among miners, so may the potential reward for each new coin decrease. Miners with less computing power may call it quits and leave the mining to those who can better afford the activity. That could eventually lead to a  tragedy of the commons where few miners control the majority of the industry, the supply of bitcoin, and the price.

Singapore-base  QTUM (QTUM $53.27 1/10/18) pursues solutions to the limited capacity of bitcoin, the Ethereum programming uncertainty, and the exorbitant cost of power of both with a hybrid of their key elements. QTUM is a fork off BTC that includes an ETH-like “virtual machine,” but uses an “x86” architecture optimized for mobile platforms. It resembles BTC but also includes an “Abstract Accounting Layer” to provide smart contract functionality. QTUM includes “protective clauses” that function like templates for business contracts and reduce the possibility of infestation by unwanted pests like CryptoKitties. Because Qtum uses an alternative known as proof of stake (PoS) as its method to validate transactions, computing power and cost of electricity are reduced as factors for mining success. A PoS miner may mine only the percentage of each transaction equal to the percentage of the crypto-currency the miner owns. A holder of 1% of all outstanding Qtum is limited to mining 1% of transactions in each new block. Instead of a race to solve a cryptographic puzzle that is usually won by the rider of the fastest digital horse, Qtum’s proof of stake method apportions the winnings among paid participants.

Blockchain is the future of all recordkeeping. Pity the poor middlemen who will be replaced by robots, just as will long-haul truck drivers be supplanted by autonomous 18-wheelers in the twenty-nine US states where theirs is the number one occupation. Title-insurance companies are making preparations to use blockchain for real estate transactions, records of which can now only be viewed by visiting a town clerk’s office. France has said it will allow use of blockchain technology in the issuance of stocks and bonds. Hyperledger, a Linux Foundation project,  seeks to allow multiple interconnected distributed ledger database projects under one umbrella of interoperability. In Estonia, the “digital republic”, a government data platform  called X-Road “links individual servers through end-to-end encrypted pathways.” In the event of another Russian invasion, Estonia’s elected leaders might scatter across the globe but continue running their country from their laptops.

Read More: https://www.zerohedge.com/news/2018-01-10/blockchain-model-t-ford

[goldeagleprice]

India issues redemption guidelines

If you’ve ever wondered about how to redeem worn-out coins or bank notes, don’t feel you are alone. It has been so difficult to redeem damaged and heavily circulated currency in India that their central bank has recently published guidelines meant for banks as well as consumers to follow.

A recently released Reserve Bank of India master circular presented guidelines to banks as well as a warning against refusing to accept legal tender currency. Among other things, the circular demands banks post a message that the banks will accept coins and bank notes that need to be recycled.

According to the circular, “All designated bank branches are required to display at their branch premises, at a prominent place, a board indicating the availability of note exchange facility with the legend, ‘Mutilated Notes Are Accepted And Exchanged Here.’ Banks should ensure that all their designated branches undertake note exchange business.”

The central bank didn’t stop there. All central bank branch offices were directed to accept coins of all denominations for either exchange or for deposit. Lower denomination coins may be accepted by weight rather than by count, while other coins can be accepted in what is described as “polythene sachets” of 100 coins each or more. This, according to RBI information, is for the convenience of the cashiers as well as the bank client.

According to the new bank guidelines, low denomination coins now being withdrawn from circulation should be packed separately and by metal composition. This includes aluminum composition 5-, 10- and 20-paise coins; aluminum-bronze and stainless steel 10 paise; and copper-nickel 25 and 50 paise and 1, 2 and 5 rupees. “In case of large variation of weight, counting machines may be used.”

Guidelines for redeeming bank notes fall into categories of soiled and cut; mutilated; or “extremely brittle, burnt, charred, or stuck up” notes.

Soiled and cut notes can’t be cut into more than two pieces with “no essential feature of the note” missing. “These unfit notes shall, in no case, be issued to the public as reissuable notes but shall be deposited in currency chests for onward transmission to RBI offices as chest remittances.”

According to the RBI, “A mutilated note is a note of which a portion is missing or which is composed of pieces. Mutilated notes may be presented either at Issue Offices of [the] RBI or designated bank branches of commercial banks.”

The guidelines continue, “Notes which have turned extremely brittle or badly burnt, charred, or inseparably stuck up together and therefore cannot withstand normal handling shall not be accepted by the branches for exchange. Instead, the holders may be advised to tender these notes to the concerned Issue Offices where they will be adjudicated under a special procedure.”

The RBI explained why all these guidelines are now necessary. According to the Reserve Bank of India Act 1934 (Section 28 with Section 58), “No person is entitled as a right to recover from the Government of India or RBI the value of any lost, stolen, mutilated, or imperfect currency note of the GOI or bank note.”

The same law allows refunds as “a matter of grace.” Under RBI (Note Refund) Rules, 1975 (as amended up to 1980) for the benefit and convenience of public, all currency chest branches have been delegated powers for exchange of torn/mutilated/defective notes.

Redemption of well-worn or mutilated coins and bank notes has been an ongoing concern in India, with many banks refusing to accept such currency.

  This article was originally printed in World Coin News. >> Subscribe today.

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[wionews]

One year after demonetisation, RBI says returned notes still being counted

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Nearly a year after Prime Minister Narendra Modi announced demonetisation, the Rs 500 and Rs 1,000 bills returned to banks are still being "processed in all earnest" through a sophisticated currency verification system, the RBI has said.

In reply to an RTI query, the central bank said it has processed about 1,134 crore pieces of Rs 500 notes and 524.90 crore pieces of Rs 1,000 junked notes, having face value of Rs 5.67 lakh crore and Rs 5.24 lakh crore respectively, as on September 30.

The combined value of the processed notes is Rs 10.91 lakh crore approximately, according to the reply.

"Specified Bank Notes are being processed in all earnest in double shift on all available machines (sophisticated counting machines)," the Reserve Bank of India (RBI) said in reply to the RTI query filed by a PTI correspondent.

The central bank was asked to provide details of demonetised notes counted so far.

Replying to a question on providing the deadline for completing the counting exercise, it said, "The verification of notes withdrawn from the circulation is an ongoing process".

The RBI said at least 66 Sophisticated Currency Verification and Processing (CVPS) machines were being used for counting of junked Rs 500 and Rs 1,000 notes that were deposited with various banks post demonetisation.

The government had on November 8 last year banned the use of old Rs 500 and Rs 1,000 notes and allowed the holders of these currency bills to deposit them with banks or use them at certain notified utilities.

The notes deposited or collected are being verified by the central bank at its offices to establish the total number of currency bills returned and to weed out those that are fake.

Several opposition parties including the Congress and Mamata Banerjee's TMC have announced that they would observe November 8, the first anniversary of demonetisation, as 'Black Day' and would hold protests across the country to highlight its "ill-effects" on the economy.

To counter the opposition protest, the ruling BJP has decided to observe the note ban anniversary as "anti- blackmoney day".

In its annual report for 2016-17 released on August 30, the RBI had said Rs 15.28 lakh crore, or 99 per cent of the demonetised Rs 500 and Rs 1,000 notes, have returned to the banking system.

In the annual report, which was for the year ended June 30, 2017, the central bank said only Rs 16,050 crore out of the Rs 15.44 lakh crore in old high-denomination notes have not returned.

As on November 8, 2016, there were 1,716.5 crore pieces of Rs 500 and 685.8 crore pieces of Rs 1,000 notes in circulation, totalling Rs 15.44 lakh crore, it had said.

"Subject to future corrections based on verification process when completed, the estimated value of specified bank notes received as on June 30, 2017, is Rs 15.28 trillion," RBI had said in the report.

While the counterfeit currency notes made for a minuscule number, RBI post-demonetisation spent Rs 7,965 crore on printing new Rs 500 and Rs 2,000 bills and notes of other denominations, more than double the Rs 3,421 crore spent in the previous year, it said.

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