#but my ceiling is at 500 and i can increase it at 650 | Explore Tumblr Posts and Blogs

weholyperfectioncollectorme-blog · 6 years

Text

What should I buy for my first car? Preferably something with cheap insurance!?

"What should I buy for my first car? Preferably something with cheap insurance!?

Okay, so I'm a 17 year old male in the UK. I'm looking to buy my first car fairly soon, but I realise I'm absolutely clueless about cars. I have quite a bit of money saved, but I would love to spend as little as possible on the car and insurance. I'm looking on auto trader and other second hand websites, but I really have no idea. Any suggestions of where to look, what make to buy, where to get insurance would be great. Thanks

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr

RELATED QUESTIONS:

How much will State Farm raise insurance for a toll violation?

I didn't have any money on me so the attendant wrote down my license plate number and I went through. Here in Florida it counts a s a moving violation and is 3 points on your license. It's my dad's car, so I assume the points will be put on his license unfortunately. How will this affect his rates?""

What is the estimated cost of a pool monthly in California including insurance?

What is the major advantage of term life insurance over whole life insurance?

Is Secura insurance company reputable?

I was told by my insurance agent that in order to keep my house insured with them , I would also need to insure my auto with them. Does anyone have or has had any experience with Secura insurance? Good or bad.""

Can my brother drive my car without insurance?

My insurance company is with Statefarm. I'm the primary driver with full insurance coverage for the car. My brother just received his license but does not have any car insurance YET. Would it be legal for him to drive my car and if so, would my car be covered by the insurance company if he gets into an accident. I am from Canada, Ontario.""

""Where is houston, tx is there an affordable OBGYN clinic?""

I do not have insurance, but need to get in to have an obgyn exam. Does anyone know where the most affordable place would be, and no do not suggest planned parenthood. They are on a sliding schedule, but apparently I make too much money which is a crock of crap.""

How come health insurance is so cheap ?

Im 18 and need health insurance. I just got a quote from kiaser for a 5K deductible with 6K out of pocket maximum. So basiccly 6 K yearly. And then after the deductible im fully covered. The quite was 80 bucks monthly

Are there any schools out there that offer their teachers affordable family insurance?

My husband is a full-time teacher. I work part-time and am a grad. student. He has great insurance for himself, but I have to pay for my own separately. To add me to his plan would cost us $650.00 a month (adding 1 to 9 people is one lump sum, $650). I can barely afford what I pay on my own ($160+) and then there's the deductible... (basically my insurance doesn't end up paying for anything... it all comes out of my pocket). I guess I just always assumed that if a person had a good full-time job that family insurance would be included or affordable... It's not even an option. Seriously, who can afford $650 a month and on a teacher's salary? Is there any school out there that has a better insurance plan? We love where we are, but we can't afford to live. Is there a light at the end of the tunnel?""

Why is my Auto Insurance so high?!?

I am 20 years old paying full coverage insurance on a 2011 Nissan Versa that I am making payments on. My Credit is middle of the pack and I've never had a wreck or a ticket. So, can anyone tell me why my insurance is twice as high as anyone I talk to with the same set up?!? My insurance company said that it was strange, but can't find out why it's that high and this is my 2nd insurance company. The previous one charged a little more. I've gotten quotes and they're either close to my monthly currently or are more. I am paying nearly 500 dollars a month... I hope someone out there can help me lower this insurance. Thanks ahead.""

I need cheap motorcycle insurance. Cant afford the ridiculous $1500 insurance for a $3000 bike.?

And I need full coverage. Any idea? I'm getting the new 2008 ninja. I'm an experienced rider, but I have no record of motorcycling at all. I used to ride in my country. But here, nope. no record. All i can do to reduce my insurance cost is take the MSF course. Dont even have an american driver's/motorcycler's license yet.""

Car Insurance Liability?

Should I go around and get $2000000 in liability, or should I just go with $1000000?""

Should I pay someone to do the body work on my car or file a claim and watch my insurance rates go up?

So I bumped into an SUV the other day, and the other person's car was totally fine, so they decided not to file a claim. I drove off with a messed up hood though.. So now I don't know what to do... pay cash for the damages (roughly $2500 which i don't really have...) or file a claim and have the crash go on my record for 5 years and watch my premiums increase. I have asked my insurance company and they cannot give me an answer as to how much my insurance will go up so its a guessing game at this point... I have a good driving record and having never crashed before... Please Help!""

Keeping my car at a different address than given to car insurance company?

I am currently looking at car insurance (17 male) and for a peugot 106 its 2,100 at my address, but at my dads address its 1,850? He only lives like 1 mile away... If i put his address in the insurance website, but the car will be staying at my address is there anyway they can find out or check? I stay at my dads now and then and the car will be there sometimes but most of the time it will be at my address.... But i dont want to pay another 250pound for living like 1 mile away...lol""

Doing a school project and need health and car insurance cost?

Okay so I am doing a school project (Im a junior in high school) and I was given a pretend life where I am a 33 year old divorced mother of 4. I just need an about range for how much car and health insurance I would need to pay monthly.

Is it legal for me to drive my friends car with my own insurance?

So my friend and I bought a car, however he does not have insurance yet, and I have comprehensive, liability and theft insurance for my own vehicle which is a Honda, now while I use his car, would it be legal for me to drive the car using my own insurance card? I have a notarized letter from my friend that I am allowed to use the car.""

Why is reasonable profit for insurance companies bad?

Many jobs are provided in insurance.

Cheapest auto insurance rate in NJ ??? I have a perfect driving record....?

I just moved from Boston and don't know what companies are the cheapest ??? Any suggestions ??

17 year old looking to buy a car ( what cars are cheap to insure)?

hey as the title says what cars are cheap to insure and tax and so on please say the make as i dont have a clue about what makes of cars and stuff, prefer a 4 door as got a kid so it will be easier getting in and out with the car seat, thanks""

No health insurance?

I don't have health insurance anymore because my COBRA coverage is over now. Because I have a pre-existing condition other health care companies won't take me. I have tried to find a job that offer health insurance, but seems very difficult right now. Because I own half of the house where I live. I been told that I cant qualify for any low income health care services. I don't know what to do? I dont even have a job, and Im considered well off to qualify for something. Have anybody out had this problem? I live in California.""

Can I insure a car without it being registered to anyone?

I was driving a car belonging to a trader but not registered to him and got pulled over by the police and fined 300 pounds the car is in the impound but the car is not registered to the dealer how can I get the car back from the police impound I also have no insurance on that car because the dealer was repairing my car and I was driving his car and thought I was covered but I was not what can I do to get the car back please help

A question on fully comprehensive car insurance cover?

im 17 years old and am insured with quinn direct. I was just wondering if i would be able to drive other cars not insured under my name on third party? thanks for the help :)

Who has the cheapest auto insurance in California?

I have a second car that has been inop and I want to sell. I only need insurance for about a month.

Home Owner's Insurance?

I asked this a while ago, but I didn't word it right... If I stepped off a rafter and accidentally fell through the ceiling at my house, would my home owner's insurance cover the hole in the ceiling?""

Affordable health insurance/maternity coverage?

My husband and I are considering trying to conceive our second baby in the next few months. Only problem is went husband works construction and they don't offer insurance. We have private insurance but it only covers preventative. Have you ever been in this situation? What solutions have or did you find? Any help would be greatly appreciated. Thank you!

At what point does an insurance company own your car when it is stolen?

I live in the state of California and my car was stolen. I was paid out for it by my claims adjuster, but the paperwork is still in the process of being transferred from my name to the insurance company's name. Is the car relinquished? If it gets found, am I liable for towing expenses, etc and is it legally still mine?""

What should I buy for my first car? Preferably something with cheap insurance!?

Would a warrant for a no insurance ticket affect me in california from minnesota?

Motorcycle insurance?

I am looking to get a motorcycle in the future and I know it takes time and money, but most people do not ride in the winter (NJ), so my question is, can I cancel my motorcycle insurance during winter months, so I am not paying all year round? Also, are there any reprocussions to doing this? Thanks.""

Life insurance and payout?

I want to get life insurance in the amount of 250000 for my daughter. If I pass away I am concerned how the money will be spent. How can I make sure the money goes to a college education and perhaps buying a home for her. I have no family so I cant ask anybody to take care of this if I pass away. Thanks. I live in California.

Why is car insurance more expensive based on age than value?

I am trying to shop for a new car but I want to know if I can manage the monthly expenses such as insurance and gas. I am interested in the 2011 Nissan Altima 2.5 S Coupe the Kelley Blue book value for the car is $17,000. The car has really good gas but I was shock to see the estimated quote for car insurance to be over a $100 a month. I was also interested in the 2008 Lexus IS 250 and the Kelley Blue Book value is $21,000. The gas for the car is okay but not as good as the nissan but the estimated car insurance quote to my surprise was only $45 a month. That doesn't really make any sense shouldn't it be more expensive since the car is worth more?""

""What do you want, universal health care or affordable health insurance??""

What do you want, universal health care or affordable health insurance??""

I'm trying to get life insurance for myself and my son. what company offer best benefit?

where from los angeles, ca. i never smoke...don't drink alcohol.. and what things that i should know for getting life insurance? and what is the best coverage? advice pls?""

Car insurance?

my car insurance is $1537 i dont know why im 18 years old have a kia spectra 03 drive 2 hours to school everyday can anyone pls help me

What is the cheapest car insurance for a 17 year old young man?

I'm 17 and passed my test a couple of months ago. i've checked websites like go compare and the cheapest car insurance i can get is around 2000 pounds. this is way too high. whats the cheapest i can get? i understand if i go on my mums insurance i could probably get it cheaper. whats can i do to make it cheapest? for example go on my grandma's with 3 other people insured on it or something ? i havent got a car so if anyone could tell me the cheapest car to insure? i understand clios are quite cheap? thankyou

""Anyone know of an affordable individual health/dental insurance plan for Brooklyn, NY?""

I no longer have school insurance and my work does not offer insurance. I am looking for an affordable health/dental insurance plan in Brooklyn, New York. Is dental included in medical insurance or is that separate? I don't want to spend $600-$1000 on a premium for an HMO, but would rather spend a few hundred a month while getting a decent amount of benefits. Also, does anyone know of a comparison chart online regarding details of insurance providers including premiums and benefits. All I can find are complaint comparison charts for insurance providers. Any kind of help would be greatly appreciated. Thank you!""

Penalty for not having auto insurance in calif.?

Damaged rental car. How much should I pay?

Hi. I was involved in an at-fault car accident while driving a rental. Here is the rental situation: The rental car was not insured through the independent rental company. My insurance won't cover it either. I was never offered rental insurance and there was no contract signed regarding the car in question. The owner of the rental company has a rent-to-own business as well, and priced the car at $6,000, but is letting me pay just $4,550. According to Blue Book, the car is worth anywhere from $2,100 to $2,900. I'm willing to pay for the car. My question is, do I pay what he is asking or pay what the car is worth according to Kelly Blue Book? If I would have bought the car before the accident I would have never paid $6,000. It was only in fair condition when I got it. Thoughts? Thanks""

Motor insurance policy q2?

hi contemplating on making a second claim. how does this effect my renewal premium? situation is the policy holder had an accident where the third party was at fault and this claim was dealt with few months ago. now a named driver had a piece of metal flung at the car. the excess is only 50 and estimated cost to repair independantly 150-200. but i'm not sure how much premiums usually go up by? if for example making a second claim bears not much difference as a claim has already been made then I might as well do it through insurance. If making a second claim bumps up the renewal considerably higher then maybe I should just pay 150-200 GBP by independant garage and save on my premium?

""If i was an officer in the air force, does that military help pay car insurance?

how nice r the houses on base and how much meal do i get to eat per day while living on base?

Where is the cheapest place to get taxi insurance in Northern Ireland.?

I have 7 years no claims on a taxi insurance and looking to see where i can get the best deal . Cheers

What is the best and cheap motorbike insurance I can get?

Hi everyone. I'm buying a motorbike soon and wanna know the cheap and best motorbike insurance I can get. I'm 17 and getting a 125cc motorbike and just wanna know the cheap and best I can get thanks you.

Home insurance/ Hazard insurance?

Is there any difference between these two...I was looking at my home mortgage and I think I pay for hazard insurance and home insurance...I looked online and it didnt seem there isn any difference between them? Im trying to lower my mortgagae payment thats why Im asking:)

Car Insurance and Registered Owners?

I have recently bough a car and I am the registered owner and keeper of the car on the documents. As this is my first car and I am under 26, my insurance quote was very high, so as the car will be driven by me and my boyfriend he is the primary driver and i am the second driver on the insurance policy. Does the primary driver also have to be the registered owner for an insurance company to pay out?!""

Cost of car insurance for a 20 year old male in california?

My car insurance is to high! How can I lower it?

I'm 18 years old, I have been in no accidents. I have health insurance. My car is a buick 2002 century. I pay 400 and don't even have full coverage! I only work part time I don't have 400 dollars every month. Anything I can do?""

Cheapest auto insurance?

""How much money does insurrance cost for a New male driver, in Alberta Canada?""

Ok so im 16 and i want to take my test, the only thing is my parents want me to take drivers ed. because apparently it saves on insurance. but it costs like 600 bucks Jeeeze. Anyways i want to know how much insurance costs so i can work out how much i would actually save...or wouldn't. Thanks""

How much would insurance and stuff be for a 1st time driver?

i dont plan on puttin a car on the road till i get my g2.. whts in 11 more months lol ill be 19 then. but i have to do it all on my Own and i dont make alot of money wht is why im savin up!, and nobody else in my family has a car so i can NOT go unnder any1 elses insurance. and i live in Belleville ontario. and so far the only car insurance place i seen around here is Statefarm so ill proly b goin with tht. and i plan on havin either a z24 cavalier, honda civic, neon, sunfire, or an acura, no older then 93.... sp anyone knw wht its gonna cost?, im thinkin proly around $500 a month but im not sure..""

""I'm being low balled by an insurance claims adjuster for damage to my car, now what?

I had a claim against a guys insurance company for damage he caused. They came out today and did an evaluation and now the insurance estimator is saying that the vehicle needs to be totaled and that I will be offered some low ball figure because my car has prior damage which was only cosmetic and minor nothing structural at all. I know that the vehicle will be worth more than they are going to offer. But I just want a fair price for the car. They suggested that it might take some back and forth negotiations and I need to know how to prepare for that and succeed at getting something fair? Are there any angles or cards that I can play that should give me some leverage against their claims adjuster? Your help is appreciated and thank you for your answer!

17 year old girl insurance?

My dad is a mechanic and will only buy me a 1.0 for insurance and cost. I want to know how much would it cost me to insure a Citroen Saxo when i have my full liscence in 6 monts?? I was told it is also possible to be a name driver on one of my parents insurance. How much would that cost??

How much insurance for a 17 yr old?

what is the cheapest car insurance for a 17 yr old in south texas v8 2007 mustang standard went thru and passed driving school with about a B+ gets good grades in school no crashes or tickets of any kind

What should I buy for my first car? Preferably something with cheap insurance!?

What is the fastest and best looking insurance group 4 or 5 car i can get?

looking for a newer car to buy that is not just quick but looks good.

Riding a 49cc scooter in NY without insurance?

can you register a 49cc scooter with the dmv without having insurance for it first? and what are the fines if i get pulled over riding the scooter without insurance? the cheapest insurance i can get is with progressive and it's 531$ a year! thats too much!

How much does insurance cost each month for a trolley/bus?

I was thinking of purchasing a trolley like this http://www.bargainbusnews.com/Buses/1774-2008SupremeClassicAmericanTrolle/

What if I cause an accident but the car insurance is not under my name.?

Well I hit someone and in my car but the insurance is under my mothers name only.The other driver and his passenger are riding in car that does not belong to both and they are not under the insurance of the car.Sadly the passenger was complaining about a neck injury so they called the cops and an ambulance.What happens then?

Will CT speeding ticket effect my NY insurance?

I have recently received an out-of-state speeding ticket in CT, and the state's policy is that if you just pay the ticket (pleading no contest) there will not be any points added to your license. The policy for my home state, New York, is that the state does not record out of state moving violations such as this one. My question is that if I were to just pay the ticket so I wouldn't receive points, would my insurance company in NY still be able to raise my rates for this? Would they even find out? Anyone with a simalar experience between these two states would be extremely helpful""

How much life insurance do I need? How long?

Hi, I am 31, married, in decent health (don't smoke). No kids, but planning for one next year. How much life insurance do I need? Thinking about a term policy for $500,000, but not sure if I need it for 10, 20 or 30 years? Any advice much appreciated. Annual income is the $100,000 range. Thanks.""

Insurance Agency Tax Help 1120S?

I own an insurance agency. I have a seperate checking account for insurance premium funds. When we collect a insurance premium payment from a customer, the funds are deposited into this account and then we send our agency check to the insurance company. How are these funds treated on form 1120S?""

Can the color of a car affect insurance rates?

Young drivers car insurance!!?

I am 17 at the moment but planning on getting the insurance when i turned 18 at the end of this month to make it that bit cheaper, I already own a Renault Clio (1.2L, 16v, 02 plate). The cheapest quote ive got is 4,000 (300 a month) and that's with co-ops new fit smartbox for young drivers, and i also have my dad as an additional driver and my mum on it with her provisional licence and I really just cant afford that price, any ideas on what i could possibly do?""

""When Shopping Around for Auto Insurance, Is Price Most Important?""

The Wall Street Journal published an article a few weeks ago discussing how rate shopping for auto insurance can payoff. You can review the article here: http://online.wsj.com/article/SB10001424052748703298004574457002796003522.html Some of the tips include: 1. Be aware of your financial behavior 2. Understand what discounts you qualify for 3. Price matters, but service does also Does the cost of auto insurance outweigh all other factors? Were you aware of what insurance companies are looking at to determine costs? How does quality of service factor into your final decision? Full disclosure: As is mentioned in my Yahoo profile, I am here as a representative of State Farm. Our goal is to help people become better educated about how to evaluate insurance needs.""

Which is on average better out of petrol/diesel cars?

In terms of performance (speed,0-60 etc), economically, fuel cost (miles per gallon etc), insurance etc""

Whats the cheapest car insurance?

im 18 and a new driver

Which of these cars in cheapest in insurance?

Out of these 6 cars, can you list in number order from most to least expensive in car insurance? 1. Ford Mustang 2. Infiniti G35 3. Dodge Charger 4. Nissan 350Z 5. Cadillac CTS 6. BMW 3 series""

Can I get car insurance from a country in the EU (but not in the UK) when living and driving in the UK?

I am looking for cheaper car insurance, I was wondering whether it would be cheaper to get insurance from an EU country, such as France, then drive in the UK. I am a young driver and have recently passed my test. Also is this legal?""

Where can a person find affordable health insurance...?

...in Illinois if they are single, childless, and with low income?""

Illegals can buy health insurance now. If they pay the premiums BCBS will sell them health insurance.?

Is that wrong of Humana and Blue Cross Blue Shield and the other Insurance companies?

Cheaper insurance for a second toy car

I currently am driving a 99 corolla and am looking into getting an 87 firebird Is their a cheap way to insure the car just as a toy not a daily driver mabey drive it tops 5 times a month?

How can I find out NAIC number for car insurance company?

I am filling out a report for DMV and there is a section where I need to provide the National Association of Insurance Commissioners (NAIC) number for AAA. I talked the company and my agent and they say that there is no such thing? I wonder if there is any where I can look this info up..... Any idea?

How much would car insurance be for a 16 year old with full coverage?

ok well im going to get 24000 for my car and 3 years of insurance so in just wondering how much monthly car insurance would be because im thinking about 250 but i think that is a bit much please help i need to know how much the insurance would be so i can know how much i can spend on my car???????????????????????????????????????

How do I get general liability ins. for a business ?

I've tried to get small business general liability insurance but my field (custom fireplace mantel construction / installation ) is not listed , so I cannot get any quotes . I am licensed in my state but cannot pursue without ins.""

Need help deciding what car to get next ? 10 points for the best answer.?

Hiya, I just wondered if anyone can help me choose my next car ? I would prefer it to have 5 doors, with a fair size boot, not bothered about speed, but needs to do well enough for motorway useage, cheap insurance, cheap tax, and does a lot of mpg. Also, I have around 2600 to spend. I am in England, so no American cars please, unless they are RHD and readily avaliable in England. Thank-you for any help you give! And the best answer will recieve 10 points. Just thought to add - It will be my 2nd car, only been driving for 7 months, so not that experienced for anything too special as my first car was a 400 Renault R5! Thank-you (:""

Any car insurance agents out there?

I really need someones honest opinion. My vehicle was stolen right out of my driveway a few nights ago. I am hoping that it is recovered, but in the event that it is not. How does my insurance co determine how much they will give me for the vehicle? Please explain in dumby terms because I am not in this line of work. I appreciate all the help you have to offer.""

On medical insurance?

I want to get medical insurance but have no idea where to start or what to even look for. My employer offers medical insurance, which I don't qualify for yet, but want to look into other plans before making a decision. Can I get some links so I can educate myself on this, or can I get some suggestions or information from you guys? Thanks""

How do i open a car insurance company?

my husband and i were thinking ofdoing this .We would sell insurance for geico or any other insurance company basically we would be the middle man. But we dont know who to talk to ? how to begin ?

Can some one help me with a car insurance quote?

I am writing a paper, for my english class. I am writing about some of the high priced items in the world today. one area is cars. would any one have a ruff idea of how much it would cost to insure a 2007 Rolls-Royce Phantom for a person that is 27 years old""

What should I buy for my first car? Preferably something with cheap insurance!?

How long can a Insurance company in the state of Tennessee look back on your driving record?

I had a wreck two years ago this October, I was wondering how long an insurance company can look back on my record? Its been two years since I have had any wrecks or tickets but my rates are still high, I was thinking if I switch companies and didnt tell them about the wreck I would have a clean record?""

""My car was broken into last night, insurance?""

I have a good rating, never claimed and fully comprehensive insurance. My car was in a carpark next to the train station but not the official carpark. I lost about 300 worth of CDs and a Sat Nav system, can i claim for these items without proof of purchase? Obviously I dont have any records for Cds dating back 5 years for instance.""

Where can I get cheap insurance for a performance car? I have tried the usual (confused.com etc etc)?

UK only please

Do you have to have car insurance to get a Florida drivers license?

I'm 16 and about to travel to Florida and currently dont have a license. Do I have to have proof of insurance before I am able to get my teen restricted drivers license down there?

""Who will pay for my flooded car, the city or insurance company?""

This past weekend I get a knock at the door from some neighbors during a storm telling me that I should move my truck out of the street. I walk outside and see that my truck is sitting in nearly four feet of water. The water level rose up to cover the seats and nearly reached the dashboard. We put it in neutral and pushed it down the street so most of the water ran out. We used towels to get out what we could that night. I didn't try to crank it, and I unhooked the battery cables. When I tried to crank it about 18 hours later it would not start. My question is, can I sue the city for the flood damage to my truck since their sewer drainage system was responsible for the localized flooding on my street? Can they be held responsible for this? Or will I just have to settle with what the insurance company will give me for the truck since it is undoubtedly totaled? I have already paid about $19500 on the truck, but I still owe about $8600. How much can I actually expect to get?""

Where can I find affordable auto insurance with a bad driving record?

I have a bad driving record and the convictions don't come off my driving record until december 2010. I feel like I've searched everywhere for a decent rate. Does anyone know where I can find a good rate for a person who has a bad record? Or know a way around getitng insurance. My parents can't insure it for me. So that's not an option. Thanks!

How much will my car insurance go up?

I accidently hit a parked car. No damage to my car. Damages to the other car add up to about $900. I have liability insurance with USAA and wont be paying a deductible. My driving record has been clean for 12 years. Should I just pay out of pocket or file the claim with insurance?? The person who owned the damaged car is a neighbor and said they won't file a claim if I pay them directly. I'm concerned.... if my insurance premiums go up 40% over 5 years then I'd just pay myself. I don't know.. I really can't decide.

How much to insure 2004 corsa 1.2 sxi?

I am 18 years old and unable to get a quote for some reason. I was wondering on average how much woul it be to get insurance on a 2004 corsa 1.2 sxi, on my parents name?? Does anybody know if it would be more than 2000??""

How can I get a liability insurance for my cleaning business?

I have called to a few insurance companies to get a general liability insurance, and I have been turned down, because I have barely any experience in the cleaning business. How then can I start and get an insurance at the same time? Do I have to lie to them and tell them that I have 10 years of experience?""

If you didn;t need to buy car insurance till you get into an accident?

Would you buy insurance till you needed it. Same with Health insurance, why buy it till I need it. Obama Care says you can not be denied health care for pre existing.""

Home insurance wants to raise dwelling coverege?

I purchased a townhome in March of 2013 for $183k in Florida. It is in a 200-unit subdivision that just completed all construction and sold out all last remaining units a few months ago. When I signed up for home insurance, the insurance company set my dwelling coverage to $183k. I told them that it isn't accurate for them to base dwelling coverage on market price because the replacement cost must be lower since market price includes land and profits the builder makes. Long story short, they convinced me to stay at $183 because they said costs were rising and so forth. I decided not to fight it. Fast forward to this year, and now they are proposing to increase the dwelling coverage to $203k (11% increase). Funny thing is that for my exact townhome model, about 20 units were sold in the last year with prices averaging in the upper $180s (slightly above what I paid). I called the insurance company to let them have a piece of my mind, and they told me they use an independent 3rd party company to price the replacement costs. I told them it's BS because it's way above average market price and replacement costs is always below market price. They asked me to send them documents from when I purchased the home that details the construction materials used and upgrades so that they can reevaluate the dwelling coverage. My question is, why is the burden of proof on me to prove to the insurance company that dwelling coverage should be lowered? Why can't they just reduce it to what I tell them to reduce it to? After all, I am the customer who pays for the insurance. If my house is ever destroyed and I underinsured, that's my problem not theirs. I just find it strange that I'm paying for an insurance service and the insurance company decides what the replacement cost is, not me. Even though it doesn't affect them.""

Which insurance agencies help pay for braces?

I need braces and I'm looking for a good affordable insurance agency that I can get them through.

Report old ticket to insurance company?

I am looking to get new car insurance, and I had a failure to control ticket over 2 years ago, which means that it is no longer on my driving record in my state. When filling out insurance information, it asks me to report any violations in the last 5 years. If my ticket is not on my record, should I still report it to the insurance company?""

Can you have be under two car insurance companies at once?

My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?""

What is the annual premium for a house?

Cud u help me on my maths homework What is the aunnual premium for a house valued at 65000, if the insurance is 3 per 1000 of house value? Thanks""

""Tornado and insurance problems in enterprise, alabama?

USAA Property Insurance will not pay enough for me to rebuild my home that was destroyed on 1 March 07 from the tornado!

How can I verify if the car I'm driving has insurance?

I do have the VIN# and car info, but there was no insurance papers in car. I also don't have a contact number on the car's owner""

Ford focus insurance?

any one know which type of ford focus has a low insurance group, i am looking to buy one soon but want one that has a cheap insurance policy, i am thinking of a focus ghia 1600 or 1800cc around 03 reg, any help please

What's the best florida home insurance?

Classic car insurance for 18 year olds?

I was wondering whether it is possible to be put on a classic car insurance policy at 18. I've looked around and nearly all say you have to be over 25. I would like to somehow be insured on an Escort XR3i or RS turbo. I understand that because of may age this isn't going to be very easy. would it be cheaper to be a named driver if my dad owned the car ?

How soon after purchasing a car do you need to get insurance?

i live in florida and i just bought used vehicle... how long do i have to purchase insurance... also can i register the vehicle without insurance?

Hey much will auto insurance cost me?

hey i will be 16 yrs old soon enough but i need an auto insurance i live in orlando, does anyone know how much it will cost me?whats the cheapest?""

Can anyone give me a quote for car insurance on a 2006 Trailblazer??

I'm 22, female, a college student, I've never had any tickets (knock on wood) I wanted to lease the car but I wanted to know what people thought my insurance would be.""

How much would it cost for three 18-20 year olds to live on their own in a 2 bedroom apartment?

I am currently 15 but am planning to move in with my best friend, and my boyfriend at the age of 18. Can anyone tell me what the prices may range for about? We want-- A two bedroom apartment. (Not specifically top notch) Heat of course, but air conditioning not needed. One car with insurance. No cable, phone, or internet. Electricity, Water, and food of course are important. I will be in school as well as my friend, so we can work part time. The boyfriend can work part time or full time. Does anyone know how much this may come to? Around? Aim high because we really want to be prepared. Thank you all so much. =]""

""How can i get insurance if my car cost 20,000?""

How can i get insurance if my car cost 20,000?""

What should I buy for my first car? Preferably something with cheap insurance!?

https://www.linkedin.com/pulse/auto-insurance-companies-ma-robert-watkins"

0 notes