#how to start loan dsa

[shubhbank]

Elevate your financial dreams with SHUBHBANK! START YOUR OWN BUSINESS journey confidently. Embrace financial prosperity, tailored solutions, and personalized support. Your success story begins with SHUBHBANK – Your Partner in Progress!

[tanya029]

The financial sector is a robust and dynamic industry with numerous opportunities for individuals looking to earn a stable income. One such lucrative opportunity is becoming a Direct Selling Agent (DSA) for personal loans. A DSA acts as a referral agent for financial institutions, helping them source new clients for various loan products. Among the many platforms offering this opportunity, My Mudra stands out as a leading name in the market, providing an easy and efficient way for individuals to become DSAs. In this article, we’ll explore how you can become a Personal Loan DSA loan agent registration with My Mudra, the benefits of doing so, and the steps involved in the registration process.

What is a Personal Loan DSA?

A Direct Selling Agent (DSA) is an individual or entity that works on behalf of financial institutions like banks or non-banking financial companies (NBFCs) to promote and sell their loan products. DSAs are responsible for sourcing potential customers, guiding them through the loan application process, and ensuring that all required documents are submitted to the lender. In return for their services, DSAs earn a commission based on the loan amount disbursed through their referrals.

Personal loans are one of the most sought-after financial products, as they can be used for various purposes, including debt consolidation, home renovation, medical emergencies, and more. As a Personal Loan DSA, you will be helping individuals and businesses secure the funds they need while earning a significant income.

Why Choose My Mudra to Become a Personal Loan DSA?

My Mudra is a well-established financial services platform in India, offering a wide range of loan products, including personal loans, business loans, and more. The platform has built a strong reputation for its transparency, customer-centric approach, and quick loan disbursals. Here are some compelling reasons to choose My Mudra to become a Personal Loan DSA:

1. Easy and Quick Registration Process

My Mudra offers a seamless loan DSA registration online process for aspiring DSAs. You can complete the registration in just a few steps, and the platform provides all the necessary tools and resources to help you get started quickly. The user-friendly interface ensures that even individuals with limited technical knowledge can navigate the process with ease.

2. Wide Range of Loan Products

As a My Mudra DSA, you will have access to a diverse range of loan products, including personal loans, business loans, and more. This allows you to cater to a broad customer base with varying financial needs, increasing your chances of earning commissions.

3. Attractive Commission Structure

One of the key benefits of becoming a DSA with My Mudra is the attractive commission structure. DSAs earn a percentage of the loan amount disbursed through their referrals. The higher the loan amount, the higher the commission. My Mudra ensures that DSAs are fairly compensated for their efforts, making it a financially rewarding opportunity.

4. Comprehensive Training and Support

My Mudra provides comprehensive training and support to all its DSAs. Whether you are new to the financial sector or an experienced professional, you will receive the necessary guidance to excel in your role. The platform offers training modules, webinars, and one-on-one support to help you understand the loan products, the sales process, and how to effectively communicate with potential customers.

5. Marketing and Promotional Support

As a My Mudra DSA, you will have access to marketing and promotional materials that can help you attract more clients. The platform provides brochures, flyers, and digital marketing tools that you can use to promote the loan products and generate leads. This support can significantly enhance your chances of success as a DSA.

6. Flexible Working Hours

One of the biggest advantages of becoming a Personal Loan DSA is the flexibility it offers. You can work at your own pace and set your own hours, making it an ideal opportunity for individuals looking for a side income or those who prefer working independently. Whether you want to work part-time or full-time, My Mudra allows you to choose a schedule that suits your lifestyle.

7. No Need for Prior Experience

You don’t need any prior experience in the financial sector to become a My Mudra DSA. The platform welcomes individuals from all backgrounds, as long as they have a passion for sales and a desire to succeed. My Mudra’s training and support will equip you with the knowledge and skills needed to thrive in the role.

Steps to Become a Personal Loan DSA with My Mudra

Becoming a Personal Loan DSA with My Mudra is a straightforward process that can be completed online. Here are the steps involved:

1. Visit the My Mudra Website

Start by visiting the official My Mudra website. On the homepage, you will find a section dedicated to loan DSA partner registration. Click on the “Become a DSA” link to get started.

2. Fill Out the Registration Form

You will be required to fill out an online registration form with your personal details, including your name, contact information, and address. Make sure to provide accurate information, as this will be used for communication and verification purposes.

3. Submit the Required Documents

As part of the registration process, you will need to submit certain documents, such as your PAN card, Aadhar card, and bank account details. These documents are required for identity verification and commission disbursement. My Mudra takes data privacy seriously, so you can be assured that your information will be handled securely.

4. Complete the Training

Once your registration is complete, you will have access to My Mudra’s training resources. It is important to go through the training modules to understand the loan products, sales process, and compliance requirements. The training is designed to equip you with the knowledge and skills needed to succeed as a DSA.

5. Start Sourcing Clients

After completing the training, you can start sourcing clients for personal loans. Use the marketing and promotional materials provided by My Mudra to reach out to potential customers. You can leverage your personal and professional networks, as well as online platforms, to generate leads.

6. Guide Clients Through the Loan Process

As a DSA, your role is to guide clients through the loan application process. This includes helping them fill out the application form, collecting the required documents, and submitting the application to the lender. My Mudra’s platform makes it easy to track the status of applications and stay in touch with clients throughout the process.

7. Earn Commissions

Once a loan is approved and disbursed, you will earn a commission based on the loan amount. My Mudra’s transparent commission structure ensures that you are fairly compensated for your efforts. The commission will be credited to your bank account as per the payment cycle.

Tips for Success as a My Mudra DSA

While becoming a Personal Loan DSA with My Mudra is a great opportunity, success in this role requires dedication and strategic planning. Here are some tips to help you succeed:

1. Leverage Your Network

Your personal and professional network can be a valuable source of leads. Reach out to friends, family, colleagues, and acquaintances to let them know about the loan products you are offering. Word-of-mouth referrals can be a powerful tool in generating business.

2. Stay Informed

The financial sector is constantly evolving, with new products, regulations, and market trends emerging regularly. Stay informed about the latest developments in the industry by attending webinars, reading financial news, and participating in My Mudra’s training sessions. This knowledge will help you better serve your clients and stay ahead of the competition.

3. Focus on Customer Service

Providing excellent customer service is key to building long-term relationships with clients. Be responsive, attentive, and transparent in your dealings with customers. Address their concerns promptly and provide them with accurate information. A satisfied customer is more likely to refer others to you, helping you grow your business.

4. Utilize Digital Marketing

In today’s digital age, having an online presence is essential for success. Utilize digital marketing strategies such as social media marketing, email campaigns, and content marketing to promote your services. My Mudra provides digital marketing tools that you can use to reach a wider audience and generate more leads.

5. Set Goals and Track Progress

Setting clear goals and tracking your progress is crucial for success as a DSA. Determine how many clients you want to source each month, how much commission you aim to earn, and what strategies you will use to achieve these goals. Regularly review your progress and make adjustments as needed.

Conclusion

Becoming a Personal Loan DSA Agent online with My Mudra is an excellent opportunity for individuals looking to earn a steady income in the financial sector. With its easy registration process, comprehensive training, and attractive commission structure, My Mudra provides all the tools and resources you need to succeed in this role. By following the steps outlined in this article and implementing the tips for success, you can build a rewarding career as a DSA and help others achieve their financial goals. Whether you are looking for a full-time opportunity or a side income, My Mudra offers the flexibility and support to help you thrive.

[finrizefinserv]

Online Bank Loan DSA Registration For Car Loan | +91-9084945327, 8077409095

Online Bank Loan DSA Registration

No Joining Fees High Commission Monthly / Payout

Get a DSA partner registration to start your journey as a DSA loan partner. Discover your latent potential of turning leads into deals. Work with renowned banks to sell their products hassle-free. All you need is knowledge of the loan scheme and decent communication skills.

The DSA is a bridge between a loan provider and someone who needs it. In addition, the DSA loan partner is given various responsibilities, including getting potential leads, collecting loan applications and documents, verifying the application through a preliminary check. Thereafter, ensuring the authenticity of the documents. Not only this, you also have to upload the documents along with the application form to get a DSA code to allow the tracking of applications.

How to get DSA Partner Registration?

To become a DSA loan partner, you should be having the comprehensive understanding of various loan products along with interest rates, eligibility (age, educational qualification, credit record, experience, etc.) and repayment options.

Once you correspond to the eligibility criteria, you can register online by providing all your basic and necessary details to become DSA registration. Upload your identity documents or other documents to complete the process of DSA registration.

Attain the necessary training to understand the basics of how to become a loan partner and get certified by qualifying for the destined exam. Once done, you can simply get an agreement signed that talks about the intricate terms and conditions. And it's done.

After getting registered, you can start offering loans in the name of the bank. This will help you generate leads and build a network. Be reasonable with your marketing skills. Use your DSA code to track your deals.

For more information contact us at +91-9084945327, 8077409095

[digitalsevaportal1]

Exploring the Opportunities of Loan Business and Loan DSA Business

Introduction

In a world of financial uncertainties, loans have become an integral part of many individuals and businesses. Whether you need capital for a new venture, a home purchase, or simply to meet your immediate financial needs, loans have become a reliable solution. And when it comes to the distribution of these loans, the loan DSA (direct selling agent) business has emerged as a promising avenue. In this article, we will delve into the loan business and the loan DSA business, exploring the opportunities and potentials they offer.

Understanding Loan Business

Loan business encompasses the broad spectrum of activities related to providing loans to individuals and businesses. This sector plays a pivotal role in facilitating economic growth by ensuring access to capital for various purposes, such as education, housing, and entrepreneurial endeavors.

Key components of the loan business include:

Lending Institutions: Traditional banks, credit unions, online lenders, and microfinance institutions all participate in the loan business, offering a variety of loan products tailored to different needs.

Loan Types: Loans are not one-size-fits-all. Common types include personal loans, business loans, mortgage loans, student loans, and auto loans.

Risk Assessment: Lenders evaluate borrowers' creditworthiness through a variety of metrics, including credit scores, income, and collateral.

Interest Rates: The interest rates on loans vary depending on factors like credit history and the type of loan. It's how lenders make a profit.

Loan DSA business

The loan DSA business is an evolving and lucrative sector in the financial services industry. Direct-selling agents act as intermediaries between borrowers and lenders, helping potential loan applicants connect with financial institutions. This business model offers several advantages, such as:

Flexibility: Loan DSAs can work independently or with multiple financial institutions, providing flexibility in terms of clientele and work arrangements.

Income Potential: Commissions earned by loan DSAs can be substantial, and as the loan portfolio grows, so does their income.

Minimal Overhead: Starting a Loan DSA business typically requires minimal capital investment. It can be operated from home, eliminating the need for physical office space.

Expanding Market: As more people seek loans for various purposes, the market for loan DSA businesses continues to grow.

Tips for Success in the Loan DSA Business

If you're considering venturing into the loan DSA business, here are some essential tips for success:

Build a Strong Network: Establish and nurture relationships with financial institutions to access a variety of loan products.

Continuous Learning: Stay updated with the latest financial products and industry regulations to serve your clients better.

Ethical Practices: Maintain transparency and honesty in your dealings to build trust with clients and lending institutions.

Marketing and Lead Generation: Invest in digital marketing and lead generation strategies to attract potential loan applicants.

Conclusion

The loan business and the loan DSA business are both indispensable parts of the modern financial landscape. They provide the necessary capital for personal and business growth while also offering opportunities for entrepreneurs to flourish. As you explore the possibilities within these domains, remember that success requires dedication, a commitment to ethical practices, and a keen understanding of the evolving financial market.

So, whether you're a borrower in need of financial assistance or an aspiring Loan DSA entrepreneur, the loan business holds a world of opportunities waiting to be explored.

Read More: Unlocking the Potential of DigitalSevaPortal: Your Gateway to Digital Services

[finfinancesblog]

A chat about "How to start a Loan DSA Business?"

Sonu: Hey Monu, I've been thinking about starting a Loan DSA business in India. Any idea where to begin? Monu: Hey Sonu, that's a great idea! It can be quite profitable. First, you'll need to choose the types of loans you want to offer - personal, home, car, etc. What kind of loans are you interested in? Sonu: I am thinking of starting with personal and home loans. They seem to have good demand. Monu: Good choice. Next, you'll need to tie up with banks or non-banking financial companies (NBFCs) as their Direct Selling Agent. This involves meeting their eligibility criteria, like having a clean financial record and a minimum office setup. Sonu: Got it. Do you have any banks or NBFCs in mind that are DSA-friendly? Monu: ICICI Bank, HDFC Bank, and Axis Bank are popular options for personal loans. For home loans, you could consider LIC Housing Finance, PNB Housing, and HDFC Limited. Do some research to see which ones align best with your business goals. Sonu: Thanks, Monu. What's the process like for tying up with them? Monu: It usually involves submitting an application, providing the necessary documents, and attending their training programs. They'll also inspect your office to ensure it meets their standards. Sonu: How do we earn in this business? Monu: You earn a commission for every successful loan application you refer to the bank or NBFC. The commission varies depending on the type of loan and the financial institution. Sonu: Is it a competitive field? Monu: It can be competitive, but building a good network and maintaining trust with your clients is crucial. Offer exceptional service and ensure your clients get the best loan deals. Sonu: Any legal aspects to consider? Monu: Definitely! You need to register your Loan DSA business as a proprietorship, partnership, or company. Also, ensure you comply with the RBI and SEBI guidelines and have the necessary licenses and certifications. Sonu: Thanks for the info, Monu. I'll start working on this. It sounds like a promising venture! Monu: You're welcome, Sonu. Best of luck with your Loan DSA business. If you ever need more guidance, just ask.

[digitalsevaportal]

The Intersection of Loan Business, Banking, Fintech, and the Digital Seva Portal

Introduction: Traditional banking models have evolved, embracing digital technologies and innovative solutions to meet the ever-growing demands of customers. The symbiotic relationship between the loan business, banking business, fintech sector, and the Digital Seva Portal, highlighting their impact on financial services and the opportunities they present.

Loan Business: The Loan Business has been an essential part of the financial sector for centuries. Loan DSA enable individuals and businesses to access funds for various purposes, such as starting a new business, purchasing a home, or investing in education. In recent years, the loan industry has witnessed significant transformations due to advancements in technology and changes in customer expectations. Online lending platforms and alternative financing options have emerged, providing borrowers with quicker and more accessible loan products.

Banking Business: Banks have long been the primary source of banking business, offering a range of products like savings accounts, loans, and investment opportunities. However, the rise of digital banking has revolutionized the industry. Today, customers can access their accounts, make transactions, and even apply for loans from the convenience of their smartphones. Digital banking has enhanced efficiency, reduced costs, and expanded financial inclusion by reaching previously underserved populations.

Fintech Financial Business: Fintech, short for financial technology, refers to the use of technology to improve and automate fintech business . Fintech companies have disrupted traditional banking by introducing innovative solutions that enhance convenience, speed, and efficiency. These include mobile payment apps, robo-advisors, blockchain-based platforms, and peer-to-peer lending. fintech financial business has democratized finance, empowering individuals and small businesses to access financial services with greater ease and flexibility.

The Digital Seva Portal: The Digitalsevaportal is an initiative by the Indian government to provide citizens with a range of government and financial services through a single platform. It aims to bridge the digital divide by offering access to services like banking, insurance, utility payments, and more, particularly in rural and underserved areas. The portal leverages technology to connect citizens with various government schemes and facilitates transactions in a secure and convenient manner.

The Synergy and Opportunities: The convergence of the loan business, banking industry, fintech sector, and the Digital Seva Portal presents numerous opportunities for both businesses and consumers. The integration of digital platforms and technologies enables faster loan processing, improved risk assessment, and personalized loan offerings. Fintech companies partnering with banks can leverage their technological expertise to enhance the banking experience and expand their customer base. The Digital Seva Portal brings government services and financial products closer to individuals, fostering financial inclusion and empowering citizens to take advantage of various schemes and opportunities.

Conclusion: The loan business, banking industry, fintech sector, and the Digital Seva Portal are all integral components of the evolving financial landscape. Together, they are transforming how individuals and businesses access financial services, driving innovation, and promoting financial inclusion. As technology continues to advance, the opportunities for collaboration and synergies between these sectors will only increase, providing more convenience and value to customers while driving economic growth and development.

[aletalks210]

Multi-Level Marketing VS Pyramid Schemes

I see a lot of posts on the internet about MLM being branded as a scam by victims or by people who think that both mean the same.

I did my research and found the difference between the two on the website of the South Dakota Office of the Attorney General Consumer Protection.

Multi-level Marketing (MLM) or network marketing is defined as individuals selling products to the public - often by word of mouth or direct/indirect sales. The main idea behind the MLM strategy is to promote a maximum number of distributors for the product and exponentially increase the sales force. The promoters get a commission on the sale of the product as well as compensation for sales their recruits make, thus, the compensation plan in multi-level marketing is structured such that commission is paid to individuals at multiple levels when a single sale is made and the commission depends on the total volume of sales generated.

Pyramid scheming, however, fraudulent scheme, disguised as an MLM strategy. The difference between a pyramid scheme and a lawful MLM program is that there is NO REAL PRODUCT that is sold in a pyramid scheme. Participants attempt to make money solely by recruiting new participants into the program. The hallmark of these schemes is the promise of sky-high returns in a short period of time for doing nothing other than handing over your money and getting others to do the same.

How do you know which is which?

According to Jeffrey A. Babener, an attorney in the law firm of Babener and Associates, here are some ways in which you can investigate an MLM company.;

✔ Check to see if it is a member of any industry associations, like the DSA or DSWA.

✔ Call your state's attorney general's office or consumer protection division. Most countries regulate direct selling companies through these agencies.

✔ Check with the Better Business Bureau.

✔ Check the company's financial information (especially if they are publicly traded - corporate reports are available from online services) by assessing a credit reporting service, like Dun and Bradstreet.

✔ Ask your sponsor (or potential sponsors) for the names and numbers of some other distributors.

✔ Attend one of the company’s training seminars to see how the company operates firsthand.

✔ Check industry trade publications for any information on the company, like Entrepreneur magazine.

✔ Many times the company’s products will be regulated by government agencies, like the FDA. You can check the credibility of the products in some cases by contacting such government agencies.

✔ Do some digging: gather as much information from the company itself, like the number of years they’ve been in business, the number of distributors they have, what countries they operate in, etc. This information will give you an idea of the company’s credibility.

And if you are wondering how to make sure that the direct selling company that you’re starting is not an unintentional pyramid scheme, be sure to contact the nearest attorney general's office for legal consultation.

Many scams request you to pay fees in advance of receiving goods, services, or a prize. It's illegal for a company to ask you to pay a fee upfront before they'll give you a loan.

Don't allow present-day scammers to prevent you from grabbing the opportunity to earn online.

[eaasylending-blog]

Loan DSA Registration all over Maharashtra

Product we  offer are Personal loan, Business Loan, Home Loan, Mortgage Loan, SME loans for low income group of people with good cibil 

[shubhbank]

Join our journey as PARTNERS! Together, we'll navigate challenges, seize opportunities, and build a future defined by innovation and success.

[berniesrevolution]

IN THESE TIMES

THE FOUNDATIONS OF THE ESTABLISHED ORDER ARE CRACKING. 

The day after democratic socialist Alexandria Ocasio-Cortez won her Democratic primary last June, the Merriam-Webster Dictionary reported a 1,500 percent increase in searches for the word “socialism” on its website. Overall, socialism and fascism have become its most-searched words—a telling commentary. In the midterm elections, Ocasio-Cortez and another charismatic democratic socialist, Rashid Tlaib (D-Mich.), won seats in the House, and universal healthcare emerged as a potent, unifying issue that helped deliver Democrats control of that chamber.

The cornerstone of the passing era is hostility toward taxes, regulation and public investment. The era began with the election of President Ronald Reagan in 1980, but it was a Democratic president, Bill Clinton, who expressed its motto most memorably. “The era of big government is over,” Clinton proclaimed in his 1996 State of the Union. The white flag of surrender has flown over the Democratic Party ever since, with an all-too-brief interlude during Barack Obama’s first presidential campaign.

Perversely, it was a demagogic Republican who sensed the emergence of a new era and rode its currents to the White House. He may be a liar and a charlatan, but Donald Trump’s election-turning insight was that voters don’t want smaller government. They want government that works for them—and not for corporations. In addition to xenophobia and white Christian nationalism, Trump campaigned on massive infrastructure investment, “great” healthcare for everyone, taking on the pharmaceutical industry and “draining the swamp” of political corruption. Similar (but authentic) platforms of robust public investments and checks on corporate power have turned Ocasio-Cortez and Bernie Sanders into political sensations.

At least on paper, even the Democratic Party seems to be catching on that corruption—defined as the capture of government by wealth and special interests—is the new “big government.” In May, Democratic leadership released a three-page plan for “fixing our broken political system and returning to a government of, by, and for the people,” promising to beef up ethics laws and “combat big money influence.” If these promises are to be anything more than empty gestures, though, there is a long way to go. A May analysis by OpenSecrets showed that incumbent congressional Democrats had taken an average of $29,000 apiece from lobbyists since 2017, while Republicans had taken $30,000. In August, the Democratic National Committee overturned a ban on contributions from fossil fuel companies.

Universal healthcare is a case study in how the current system saps the energy for pushing major legislation through Congress. The majority of Democrats claim to want Medicare for All, but centrist Democrats, beholden to the insurance and hospital industries, are content to tweak Obamacare; they only support universal coverage by some vague mechanism, at some uncertain point.

Progressives, meanwhile, began rallying behind specific legislation in 2015: Medicare for All bills in the House and Senate. Local chapters of organizations like Democratic Socialists of America (DSA) and National Nurses United began pushing for single-payer bills in individual states, helping move the issue into the national debate.

That split within the Democratic Party, multiplied across a range of issues, is an unmistakable sign of transformation. The Left is in a phase of intense institution-building similar to that of the Right in the 1970s and ’80s, with new and newly energized think tanks—Demos, Data for Progress, the Roosevelt Institute and the Democracy Collaborative, among others—and an electoral infrastructure made up of groups like DSA, People’s Action, Justice Democrats, Our Revolution and Working Families Party.

This progressive resurgence is reflected, as well, in the landscape of the 2020 Democratic presidential primary. The five probable contenders in the Senate—Bernie Sanders, Cory Booker, Kirsten Gillibrand, Kamala Harris and Elizabeth Warren—have among the Senate’s most left-leaning voting records, and they’re vying to distinguish themselves by introducing progressive legislation.

Gillibrand is the most striking example, and the best measure of where the Democratic Party’s energy lies. Once a centrist, she has tacked steadily left in recent years and is now one of the party’s leading voices for the #MeToo movement and immigration reform, in addition to becoming an energetic economic populist. In April, for example, she introduced a bill to require that post offices offer basic banking services, like checking and savings accounts and low-interest loans. It’s a partial solution to the abuses of the payday loan industry that could help the estimated 9 million “unbanked” people in the United States.

The effects of all this, as with the effects of the “Reagan revolution” of 1980, will take decades to fully manifest. But they will likely radiate out and reshape our politics for a generation and beyond.

“VALUE VOTERS”

The Republican ascendancy of the past 40 years has been driven by a network of institutions bankrolled by wealthy donors and corporate interests, harnessed to the conservative movement’s passion for a few key issues, especially its hatred of abortion, same-sex marriage and public education. Over the decades, the Heritage Foundation and other quasi-scholarly institutions, in sync with popular rightwing media operations, have given conservatives a unified agenda and framed it as an apocalyptic battle between good and evil. Broadly, the goal was to radically limit the federal government’s involvement in the economy and vastly expand its power to legislate Christian Right morality.

In the 1990s, the Democratic establishment’s “third way” exposed the party’s lack of a similar set of principles. The heart of the third-way paradigm was the idea that the Democratic Party could survive the libertarian and “values voter” onslaught only by meeting the GOP halfway, tacking between right-wing interests and the common good. Bill Clinton’s most influential policy successes, like the North American Free Trade Agreement, the welfare reform bill of 1996 and deregulation of the financial services sector, tended to serve corporate interests while betraying working-class and minority voters.

The Occupy movement of 2011, which pushed economic inequality front and center, was the first sign of a tectonic shift in our politics. The Sanders campaign of 2015-16 was the second. Both cast inequality as a moral outrage, with the same urgency and fierceness that evangelicals bring to the abortion debate. Writing in the Guardian, Sanders denounced oligarchy and called income inequality “the great moral, economic and political issue of our time.”

And it isn’t only about economic inequality. The nation’s moral imagination is broadening as inequality writ large takes center stage. We know too much about the consequences of climate change, especially in the most vulnerable communities, for it not to be a moral issue. The same is true of access to quality education. The many videos of police abuse, the stories of sexual assault, and the protests and movements they spawned—#MeToo, Black Lives Matter, NFL players taking a knee— have helped to galvanize and focus the progressive resurgence, along with Trump’s demonization of racial and religious minorities and his pride in sexual assault and misogyny.

“The old perceived trade-off, between appealing to a broad middle of the electorate and having a transformative agenda, is becoming outdated as progressives coalesce around ideas that speak to the people who’ve been excluded from our system,” says Adam Lioz, political director at Demos Action. “It’s an exciting moment in progressive politics, in that candidates recognize that putting forward a bold platform is actually the pragmatic thing to do.”

This is how new political eras emerge. Just as the capture of government by special interests in the 19th century provoked the rise of the Progressive movement, the pervasive corruption of our politics is now reinvigorating it. The evangelical Right's passion hasn’t faded, but its focus on sex and reproduction no longer dominates national discussions about morality. To talk about inequality and corruption is to talk about right and wrong, fairness and justice. We are all “values voters” now.

Translating progressive values and votes into policy is the task ahead. That can seem like a nearly hopeless prospect, given the current makeup of Congress and the Supreme Court. But it starts with putting forward a strong agenda to frame the debate. That’s what the conservative movement did for the Republican Party in the 1970s and ’80s. Across a range of issues—notably economic injustice, climate change, state violence against minorities and corrupt elections—it’s what the progressive movement is doing for the Democratic Party right now.

ECONOMIC INJUSTICE

With about 28 million people still uninsured in the United States—and with medical bills the leading cause of bankruptcy—the radical inequalities of the healthcare system remain one of the nation’s great moral failures. The number of cosponsors of the single-payer Medicare for All bill in the House, HR 676, is a measure of how decisively leftward the consensus has shifted. From 2013 to 2015, the number of cosponsors fell by one, from 63 to 62. It has since nearly doubled, to 123.

The campaign for a higher minimum wage, led most prominently by Fight for $15, has, since 2014, put struggles of minimum-wage workers front and center, winning a $15 wage in at least 35 cities, states and counties. In 2017, Democrats in the House and Senate introduced the Raise the Wage Act, which would hike the federal minimum wage to $15 by 2024 and index it to the median wage after that.

Warren and Sanders are the highest-profile progressive advocates in this realm. If either runs in 2020, they will help to set the terms of the debate. Warren has already released a proposal requiring that 40 percent of a corporation’s board of directors be elected by workers, known as “codetermination.” It would also require that social interests, not just shareholder interests, be a key factor in corporations’ decision making.

Warren’s proposal has no chance of becoming law anytime soon, but it has planted a flag for a radical idea (in the U.S. context), attracted media coverage, provoked discussion and shaped the debate over how capitalism is practiced. It’s a prime example of how ideas become mainstream, legislative agendas are formed, and a party out of power remains relevant.

(Continue Reading)

[your-dietician]

How will Seattle’s next mayor rebuild the economy after COVID?

New Post has been published on https://tattlepress.com/economy/how-will-seattles-next-mayor-rebuild-the-economy-after-covid/

How will Seattle’s next mayor rebuild the economy after COVID?

In late 2001, as then-Mayor-elect Greg Nickels prepared to take office, Seattle was sliding into a deepening economic crisis. With global travel hammered by the Sept. 11 terrorist attacks, the incoming administration anticipated major hits to tourism and more layoffs at Boeing, then the Seattle area’s biggest employer.

Although Nickels had campaigned heavily on transit issues, his first-term priorities quickly expanded. “It became very clear that the economy, and trying to get people back to work, would be front and center,” Nickels recalls.

Two decades later, Seattle is choosing a mayor for whom a main priority will be guiding the city from another economic crisis.

It’s a tall order. Although Seattle’s economy has rebounded substantially from the depths of pandemic, a full recovery could be a year or more away, thanks in part to lingering damage from the pandemic. But the new mayor will also have to navigate deep political disagreements over the best way to revive the economy, or even what a “recovered” economy should look like.

These politics of recovery have already surfaced in the run up to the primary (ballots are due Aug. 3): a feud between Seattle’s downtown establishment, which sees downtown as the engine for recovery, and a leading candidate, M. Lorena González, who champions a broader strategy focused on “all of our neighborhoods across the city.”

One city, many recoveries

The feud is largely performative — but it underscores a key challenge to Seattle’s recovery: The next mayor will oversee not just “one” economy but a diverse economic community whose various elements haven’t recovered at the same rate.

While many of Seattle’s larger employers, including big downtown players like Amazon, have bounced back (or actually enjoyed pandemic booms), the city’s small-business community may need years to get back its pre-pandemic numbers or vitality.

For more information about voting, ballot drop boxes, accessible voting and online ballots, contact your county elections office. Ballots are due by 8 p.m. on Aug. 3.

For more information on your ballot, in any county, go to: myvote.wa.gov

Similarly, where Seattle’s white-collar workforce saw minimal job losses in the pandemic, prospects for post-pandemic recovery are less certain for the city’s service workers, especially in industries such as tourism, nightlife, and arts and culture.

Those sectors “got hit the hardest, and that’s going to show up more acutely in Seattle than in other areas,” says Anneliese Vance-Sherman, a state Employment Security Department (ESD) economist who focuses on the Seattle area.

And where some Seattle neighborhoods have already seen a strong recovery, the going is much slower in other areas.

Downtown Seattle continues to suffer in the absence of office workers, who are still at around 20% of pre-COVID levels. Some South Seattle communities have also been slower to bounce back, partly because residents were more reliant on pandemic-battered service industries.

In South Park, for example, many smaller businesses and sole proprietorships closed due to COVID restrictions, but were unable to get pandemic small-business loans, says Rocio Elizabeth Arriaga Briones, president of the South Park Merchants Association (SPMA). That has made recovery “pretty difficult,” Arriaga Briones says.

That points to another recovery obstacle: COVID-19 exacerbated many of the problems, including economic inequality and homelessness, that were already hobbling Seattle’s tech-fueled prosperity.

Fifteen months into the pandemic, these problems are not only slowing the city’s recovery efforts; they’re also deeply complicating the politics of recovery for the next mayor.

Last week, backers of the so-called Compassion Seattle charter amendment reported gathering enough signatures to put the controversial measure on the ballot. (The signatures still have to be validated.) If approved by voters, the business-backed measure would require the next mayor and council to rewrite the city budget around homeless and human services, open thousands of shelter or housing units and “balance” the need to clear encampments from city property with health and safety of the people in the camps.

Many in Seattle’s business community say homelessness and encampments, and the crime and blight associated with them, are key impediments to recovery — and proof of a broader erosion in the conditions businesses need to bounce back. “We really need the basic fundamentals of municipal government to be working right if we ever expect to fully recover from the pandemic,” says Mike Stewart, executive director of the Ballard Alliance, which backs the charter amendment.

Small business, big homelessness crisis

The eight main mayoral candidates have some pretty big differences in how they would manage the city’s recovery — but also some similarities.

All eight have promised more help for small businesses.

Former state legislator Jessyn Farrell, for example, wants to see large direct grants to small businesses, particularly those in disadvantaged communities that may have missed out on federal pandemic loans and “don’t have access to traditional banking relationships.”

Lance Randall, an economic development specialist, wants tax breaks to landlords who offer rent reductions or other incentives to small-business tenants. Such a policy could also help fill some of the many empty storefronts, Randall said during a recent candidate forum sponsored by the Downtown Seattle Association. “There are a lot of vacant spaces because of COVID,” he said.

Another popular platform plank: cutting the regulatory burden for small business. “We’ve got to be really cognizant that Seattle has not always been the easiest city to do business in,” adds Colleen Echohawk, former head of the Chief Seattle Club.

“If we empower more people to be able to start their own businesses … we are going to recover that much faster,” said Andrew Houston Grant, an architect and former staffer for city Councilmember Teresa Mosqueda, who also wants easier permitting, especially for businesses in marginalized communities. The city’s permitting process, he says “is broken.”

There’s far less unanimity when it comes to homelessness and security issues. While all eight candidates say they’ll prioritize homelessness policy, their approaches often differ substantially.

Only four candidates support the Compassion Seattle: Randall, Farrell, former Deputy Mayor Casey Sixkiller and former City Council President Bruce Harrell.

At the DSA forum, Harrell said he backed the charter amendment in part because “it suggests strongly that we have a compelling need to open our parks and public spaces.” Similarly, Sixkiller says the city needs to demonstrate “that we have the ability to both get [homeless] folks inside, but also address the conditions in our streets and in our parks.”

But Houston, González, Langlie and Echohawk oppose the measure. Langlie, a construction executive, said he shares backers’ concerns — “I do feel we’ve not held enough urgency on this issue” — but doesn’t think asking voters to decide is “good governance.”

Echohawk, who initially backed the measure as way to spur city action, later withdrew that support out of concern that the measure includes no dedicated funding and may lead to more sweeps of tent encampments.

Candidates were also divided on another key recovery issue: rising tensions between City Hall and the city’s business community. Relations between business leaders and the City Council’s progressive majority have grown increasingly hostile over a new tax on large employers and some council members’ combative rhetoric toward Amazon and some of the city’s other big companies.

Some mayor candidates have promised a more constructive, business-friendly tone. “We’ve got to remember these big large businesses that call Seattle home — they started as small businesses,” said Sixkiller at the recent DSA forum.

Others have kept big business firmly in campaign crosshairs. González argues that the city’s recovery strategy “must be first and foremost centered on workers … the people that have felt the brunt of this pandemic,” while “the mega corporations … in our city, whether they’re in downtown, or any other neighborhood, do not need taxpayer subsidies.”

Several candidates have attacked business’s role in the campaign. Ferrell says “the people of Seattle should choose their next mayor, not corporate interests.” Houston has criticized “corporate interests” and vowed to resist the “developers, millionaires, and bad actors trying to influence our election.”

How these competing recovery strategies play electorally is difficult to predict. Homelessness will likely be a priority for Seattle voters: 57% of voters identified homelessness as the city’s biggest problem, according to a February poll conducted for Compassion Seattle by EMC Research. It’s probably notable that Compassion Seattle garnered 64,155 petition signatures, or roughly twice the number necessary to get on the ballot, according to its backers.

But the mayoral race is also taking place in a political culture that has become increasingly divided over economic issues, such as inequality and corporate taxes.

As a campaign issue, economic recovery could be framed either as “City Hall partnering with small business” or “as a choice between worker versus employer interests,” says Ben Anderstone, a Seattle-based political consultant who is advising City Council candidate Sara Nelson. That could leave voters to choose between “vastly contrasting visions of what economic recovery even in,” he says.

Limited power, but a big ‘bully pulpit’

For all the debate over strategy, the next mayor’s ability to influence recovery will be limited.

Even politically effective mayors wield modest resources when it comes to addressing economic crises.

Seattle’s aggressive vaccination program and its various relief programs, such as small business grants and eviction restrictions, have helped blunt the pandemic’s worst economic effects.

But most of the recovery thus far has been driven by external factors, such as federal stimulus, the easing of state restrictions, and decisions by individual businesses.

“The city itself has a few tools — but really, it’s the market that’s going to determine ultimately what the economic conditions look like,” Nickels says. “And that goes far beyond Seattle and far beyond the mayor’s office.”

And, importantly, what power Seattle’s mayor has must be shared with a City Council with its own ideas about economic recovery.

The mayor’s main advantage, Nickels says, is the “bully pulpit” — a prominent platform to build public support for critical initiatives, which the mayor can then use to pressure the City Council when negotiating economic policies. If the next mayor can do that, “the council will have really little choice but to follow along,” says Nickels.

But an effective bully pulpit strategy requires a well-defined mayoral agenda that can appeal to a broad base of voters and constituent groups. And so far, Nickels says, he hasn’t seen that from any of the candidates.

“That’s what we’ll have to see between now and the primary certainly, but even more so once we figure out who the final two are,” he adds.

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[futuremoneyeasy]

Personal Loan Interest Rates in India of 2020-21

An individual credit is an extraordinary rescuer when we are shy of cash and need the assets earnestly, it might be because of a crisis or a spontaneous cost. Benefiting an individual advance is very helpful as the advance is accessible online by a moneylender. The online accessibility diminishes the time utilization and endeavors of the borrowers while taking this easy way to get a personal loan advance. Notwithstanding, the individual advance doesn't need a borrower to give guarantee or protection from the advance, however, to get endorsed they need a decent record as a consumer alongside a low credit usage proportion.

Financing cost and its effect on your Personal Loan

The way into a problem-free acquiring residency is to pick the moneylender that offers the least financing costs on your credit. This is on the grounds that the loan cost at which credit is endorsed decides the expense of your getting. Lower the How to get a personal loan easy  rate lower will the month to month outgo of EMI and the other way around. Along these lines, this makes it imperative to pick an advance that comes at similarly lower rates.

Thus, we should pick the well-being rate for yourself. Here is a rundown of individual advance loan fees of various banks. All you require is to think about the rates and pick the best one for you. Here is a rundown of financing costs for individual credits by the top banks.

HDFC Bank

State Bank of India

ICICI Bank

Pivot Bank

IDBI

BOI (Bank of India)

Indian Bank

IndusInd

Truly Bank

PNB

Bank of Baroda

Indian Bank

IDFC First Bank

IDBI Bank

Where to Apply?

Despite the fact that we have plenty of alternatives to apply for an individual advance, we have to do a ton of exploration work to get the best arrangement. Nonetheless, there is an answer to this, so as to limit your endeavors and spare time, applying with DSAs can support you. Fund Buddha is one of such DSAs that can assist you with getting the best arrangements. You will get all the loan specialists recorded there with their financing costs and different subtleties. Along these lines, how to get a good personal loan correlation turns out to be a lot simpler and you can apply with any of the banks that suits your prerequisite. In the wake of applying, chiefs will call and help one to take the technique further. Also, when the candidate meets the qualification models the credit application gets affirmed, trailed by the advance disbursal right away.

Individual credit loan fees change from moneylender to bank. Nonetheless, the estimation of individual credit depends on two rate types, which are:

Fixed financing cost: according to the fixed financing cost, the pace of intrigue charged on your own credit stays steady all through the advance residency. Subsequently, the EMI which you need to pay will stay steady for the whole residency.

Drifting financing cost: according to the costing financing cost, the loan cost charged on the individual credits is variable. The financing cost here is connected to the outside benchmarks saw by the bank. Subsequently, in light of it, the loan costs according to this rate type continue changing with the market. Henceforth, the payable EMI may increment or abatement as needs are.

Central issues for Personal Loan

An individual advance can be benefited for a few personal loan online emergency purposes going from a health-related crisis to a get-away, subsidizing advanced education to a wedding, or in any event, for a charge card installment or obligation union.

Qualification is a significant factor that administers your credit endorsement. This incorporates the borrower's age, salary, work security, business status, CIBIL score, and credit use proportion.

Credit Amount: The advance sum which you can overcome an individual advance reaches from ₹ 5,000 to ₹ 25 Lakhs relying upon your qualification.

Advance Tenure for an individual credit goes from 12 to 72 months.

Handling Fees start from 1% and can go up to 2% of the advance sum.

Reports required incorporate Address Proof, Identity Proof, and Income Documents.

Banks may offer how to get a personal loan from a bank tweaked individual advance loan fees and plans for salaried borrowers working in government and MNC organizations. Nonetheless, ascertaining your assessed EMI utilizing an EMI mini-computer is an unquestionable requirement to realize your all out acquiring cost and to dissect your moderateness.

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[wealthpalofficial]

Do you know how Banks and NBFCs get majority of their individual clients who are seeking a loan? It is through Direct Selling Agents (DSAs). There are very few professions that are easy to start and quick to grow as one of becoming a DSA. Also called a channel partner, a DSA is a person who is authorized to work as a referral agent for a Bank or NBFC. There are numerous successful career change stories where corporate employees switched to DSA and multiplied their income in a matter of couple of years. DSAs can specialize in Housing loans, Car loans, Used Car Loans, Personal Loan and Business Loans, or provide all services under one roof. As per Zakir Hussain, DSA with leading Banks and NBFCs at Jodhpur, “In the past, Banks and NBFC ussed to have their own sales team. But now they work through DSAs who play the important role in the field of identifying customers, preparing their loan files and submitting files to dedicated staff at bank for speedy processing.” A detailed background check is done (CIBIL etc.) by Banks and NBFCs before approving someone as a DSA. DSAs are paid a commission (2-3%) based on size and nature of loan; each Bank /NBFC having its own incentive scheme. #businessrequirements #dsa #channelpartner #financialrequirements #careerchange https://www.instagram.com/p/CBH2H__F7Qc/?igshid=17nu6mcvcx1q3

[dealsofloan]

What is Direct selling agents (DSA) and How its work?

As the name suggests, direct selling agents or the DSA are experts brought direct business to institutes.With increasing competition in the banking sector, the banks and financial companies have assigned business developers as DSAs works in the field and giving clients for the financial goods provided by the banking industry, such as loans, credit cards, etc.They are paid a fixed percentage commission on the bank’s business.

In any of the finance institutes, the functions and roles of a DSA are similar to those of the bank itself, although there are also special requirements for any particular bank, so the DSA agreement should be read well before entering into the agreement to act as a DSA for a bank or finance company.The basic purpose of a DSA working in the banking sector is to locate a customer who would eventually be a potential customer for the most common retail loans to a particular banking product.

The basic work done by a DSA can therefore be defined as:

– Locate and list for the financial services of the bank, such as credit cards,personal loan,home loan,business loan, mortgages loan, deposit schemes etc.

– procure the completed loan applications forms.

– Check the applicant’s data.

– Check the records or documents that were received.

– Sumbit all checked and finalised documents to the bank for further process.

Start registered for your DSA account now with dealsofloan!

We are open to registration with Bank DSA for Personal Loan, Mortgage Loan, Home Loan, Business Loan, and many other loan items. Our goal is to reach all of India’s DSAs and provide leadership for all registered banks.We provide free online Dsa Registration process.we gives simple and easy process of dsa registrations.

Simple Steps for online Dsa Registration:

visit our dsa registration page : https://www.dealsofloan.com/bank-dsa-registration/

Fill out the information on the site such as Name, Mobile no,Email etc.

Agree to the terms and conditions and click on the registration button

You need to authenticate your profile by using the reference to your email.

Our customer support will call you and verify the details.

You need to login the DealsofLoan’s crm panel and begin the lead processing system.

Advantages for Work asa DSA with Dealsofloan:

– Timely payout.

– Highly payout.

– Dedicated RM Support.

– Free CRM system.

– Get maximum leads at your locations.

– Flexible working hours.

– No need of particular educational qualification.

– Basic education , good communication and negotiation skills are needed.

– Risk measurement is very low.

– Is often used as a secondary source of income.

To know more visit us: Dealsofloan,personal loan

[ayorima]

Lets Profit and Crisil- A Collaboration For The Best Financial Solution

Crisil, a leading analytic and global ranking company has now joined hands with Lets Profit, a promising DSA in Kolkata.

Together they have opened the wide window of endless opportunities of financial aid to businesses. Before getting into how this will work, get a vivid description about the companies -

Crisil

A global analytics company which helps their clients manage and minimize risks of business, take valuable and correct decisions, generate more profit and increase returns. They’re intended to make market functioning better offering best in the market opinions, insights and solutions.

They provide coalition indices for those who have interest in the macro performance and health of the investments banking industry. 91 standard and over 100 customised indices they maintain, that are used by mutual funds, insurance companies, provident funds, and investors.

Mutual fund ranking methodology that they provide acts as a point analysis of mutual funds taking into consideration of key factors such as risk-adjusted returns, asset quality and value. Their RAM or simply Risk Assessment model methodology offers borrower knowledge of their risk rating information.

Lets Profit

A leading DSA in Kolkata, which is registered with different banks and NBFCs to help you reducing your hassle of various loan processes and find you the best financial institution to take loan from. They provide almost every kind of loans. If you own a medium or small enterprise you can go for the SME finance or working capital finances to keep your day to day business flow smooth.

If you’re more into buying a luxurious car or house then they offer best housing and car loan with attractive interest rates and longer tenure options. There are also start-up and instant business loans available in their bags, so, if you’re planning to start one or just expand these finances is just for you.

How it works –

Cirsil does analysis of a business and then they give ranking to the business. Once your business has checked all the parameters for ranking, they can come to Lets Profit to get financial consultancy and aid for their business.

This way, applying for right amount of loan, at the right time and getting it approved becomes easier!

Benefits for this collaboration

Benefit 1 - Lets Profit is more into helping their customers with the right kind of loan they need for their business while Crisil can be helpful to manage risks, uncertainties and make the better decision.

Benefit 2 - Investors who are intended to buying a commercial property of invest in business can apply for a loan in Lets Profit as well as use the indices from Crisil to know the market and generate more profit and returns.

This collaboration from Crisil and Lets Profit can really prove to be helpful for the ones who are interested in macro medium and small enterprises or investment banking industry. Visit their website and give a call to know more about service they have to offer.

[shubhbank]

Turn your passion into profit! Start Your Own Business today. Take the first step towards entrepreneurship and make your dreams a reality.