#interest free loan in pakistan 2021

[carpricesinpakistan]

New cars in Pakistan

Cars Spirit PK: CarSpiritPK aims to bring all information about the automobile market in Pakistan, including news updates, reviews, comparisons, maintenance, car histories, and forecasting. With a primary focus on cars that are available in Pakistan or that we believe should be available in Pakistan. CarSpiritPK was created for auto enthusiasts and strives to provide its readers with the most interesting automotive-related content on the internet. CarSpiritPK is an online information service, the presence of which via the domain name Carspiritpk has taken, and will continue to take care in the development, preparation and maintenance of the content for this blog.

CarSpiritPK will use its reasonable endeavors to ensure only accurate information is posted on its website. However, CarSpiritPK does not guarantee or warrant the accuracy or reliability of any information, content or materials published on this blog. CarSpiritPK shall not be liable for any losses as a result of reliance on the information provided. The content of this blog may be changed at any time without notice.

While CarSpiritPK uses reasonable efforts to obtain information from sources which it believes to be reliable, it makes no representation that the information or opinions contained on the website, or associated links to the website, are accurate, reliable or complete. CarSpiritPK will accept no responsibility or liability for any material or services contained on any website not under the control of CarSpiritPK.

CarSpiritPK does not warrant that the functions contained in the site will be uninterrupted or error-free, that defects will be corrected, that the site or any server that makes it available is free from viruses or other harmful components, or that successful or accurate results or outcomes will result from your use of this site.  All the details of the cars that have been published on our websites has customer reviews. We make an official page of Car Reviews in our website where the users can go and give reviews about the information we provided on our site. New Cars in Pakistan: Here is a list of upcoming automobiles in Pakistan: 1. KIA Cerato 2. Honda City (7th Generation) 3. Toyota Corolla (12th Generation) 4. Changan Alsvin Proton • KIA Cerato: In Pakistan, KIA Motor tested the Cerato, according to sources. The KIA Cerato has finally arrived in Pakistan. Cerato will have the 1.6-litre engine, according to sources. Toyota Corolla Altis 1.6L is KIA Motor's main competitor. It is expected that the KIA Cerato price will be in the range of 3 to 3.5 million Pakistan rupees. First quarter of 2021 is when KIA Company plans to launch this car. • Honda City: City (7th Generation) is being tested on Pakistani roads by Honda Company. City (7th Generation) will be available in Pakistan by 2021. Tests are underway in Pakistan with the Toyota Corolla (12th Generation). Towards the end of 2021, Toyota Company Pakistan plans to launch the 12th generation Toyota Corolla in Pakistan. 12th Generation Toyota Corolla will cost 1 to 2 lacs higher than the present price. • Proton Saga: Proton is building a factory in Pakistan, which will be finished shortly. Proton Company intends to introduce the Proton Saga in Pakistan in the first quarter of 2021. The Proton Saga will have a 1299cc engine. The Proton Saga will cost between 2 and 2.5 million PKR. • Changan Alsvin: Changan Karavan is one of the company's cars that is extremely popular in Pakistan. Changan Company is putting the Changan Alsvin through its paces on Pakistani roads. This vehicle was observed by several individuals on the Islamabad highway. Changan Company intends to launch Changan Alsvin in Pakistan by the end of 2020, according to our sources. • Hyundai Elantra: Hyundai displayed the “Hyundai Elantra” at the Pakistan Autoshow 2020. Hyundai Nishat officials stated at the time that they want to launch the Hyundai Elantra in Pakistan. In Pakistan, the Hyundai Elantra will be equipped with a 1.6-liter engine. According to Hyundai Nishat officials, the Hyundai Elantra would be introduced in Pakistan in February 2021. Pakistan Automobile News: According to the State Bank of Pakistan's quarterly report, Pakistan's car sector grew by 23.4 percent from July 2020 to March 2021, compared to a decrease of 37.7 percent during the same period last year (SBP). Cars improved by 24.7 percent, motorbikes improved by 20.3 percent, LCVs improved by 30.2 percent, and tractors improved by 57.5 percent. This growth was caused by low loan rates, relative stability in vehicle costs, and the launch of new models. According to the study, consumer financing for the car sector was Rs. 73.6 billion, up from Rs. 3.2 billion the previous year. Almost 40% of these loans were disbursed in the third quarter of 2021, from January to March. Car prices in Pakistan is on mediocre level and the investors earn profit by investing in cars industry and earn more than the investment.

[newstfionline]

Headlines

UN calls for global cease-fire (Foreign Policy) United Nations Secretary-General Antonio Guterres has called for a global cease-fire in order for countries to focus on the coronavirus pandemic. “End the sickness of war and fight the disease that is ravaging our world,” he said. “It starts by stopping the fighting everywhere. Now. That is what our human family needs, now more than ever.”

Lost jobs, income, and mortgages (Wall Street Journal) Mortgage companies are bracing for a severe cash crunch when Americans who lose jobs and income because of the coronavirus pandemic stop making payments on their home loans. The companies expect a wave of missed payments from borrowers as early as next month that will force them to come up with tens of billions of dollars on short notice.

US airline shutdown coming? (Wall Street Journal) Major U.S. airlines are drafting plans for a potential voluntary shutdown of virtually all passenger flights across the U.S., according to industry and federal officials, as government agencies also consider ordering such a move and the nation’s air-traffic control system continues to be ravaged by the coronavirus contagion. No final decisions have been made by the carriers or the White House, these officials said.

Trump Weighs Rollback of Lockdown Measures as Economy Worsens (Foreign Policy) At a White House briefing yesterday, U.S. President Donald Trump said that normal economic activity would resume in weeks, not months. “Our country was not built to be shut down,” Trump said, “This is not a country that was built for this. It was not built to be shut down.” His comments highlighted the growing friction between public health experts keen to halt the spread of the coronavirus and White House advisors who see the economy as the priority. “The president is right. The cure can’t be worse than the disease,” Larry Kudlow, the director of the National Economic Council said on Fox News on Monday, “And we’re going to have to make some difficult trade-offs.” Such sentiments are not limited to the White House. There is a growing chorus among conservatives and in mainstream publications calling for a rethink.

Britain Placed Under a Virtual Lockdown by Boris Johnson (NYT) Facing a growing storm of criticism about his laissez-faire response to the fast-spreading coronavirus, Prime Minister Boris Johnson announced on Monday that he would place Britain under a virtual lockdown, closing all nonessential shops, banning meetings of more than two people, and requiring people to stay in their homes, except for trips for food or medicine. People who flout the new restrictions, the prime minister said, will be fined by the police.

With live sports gone, announcer offers play by play of the everyday (NYT) Freelance rugby announcer Nick Heath is filling a sports-sized void with short videos where he provides a running commentary on regular life in London. In one clip, four women walking with strollers are suddenly competing in the “international four-by-four pushchair formation final.” Pedestrians using a crosswalk are in the “2020 crossroad dash.” Each clip is an absurd delight that’s both funny and very British.

As Coronavirus Surveillance Escalates, Personal Privacy Plummets (NYT) In South Korea, government agencies are harnessing surveillance-camera footage, smartphone location data and credit card purchase records to help trace the recent movements of coronavirus patients and establish virus transmission chains.

In Lombardy, Italy, the authorities are analyzing location data transmitted by citizens’ mobile phones to determine how many people are obeying a government lockdown order and the typical distances they move every day. About 40 percent are moving around “too much,” an official recently said.

In Israel, the country’s internal security agency is poised to start using a cache of mobile phone location data--originally intended for counterterrorism operations--to try to pinpoint citizens who may have been exposed to the virus.

As countries around the world race to contain the pandemic, many are deploying digital surveillance tools as a means to exert social control, even turning security agency technologies on their own civilians. Health and law enforcement authorities are understandably eager to employ every tool at their disposal to try to hinder the virus--even as the surveillance efforts threaten to alter the precarious balance between public safety and personal privacy on a global scale.

Pakistan moves toward lockdown (Al Jazeera) Pakistan has moved closer to a countrywide lockdown to attempt to control the accelerating spread of coronavirus cases across the country, as cases hit more than 850 and doctors complain of dwindling personal protective kits. On Monday, a full lockdown went into effect in the southern city of Karachi, home to more than 20 million people, while Punjab province--home to almost half of Pakistan’s 207 million people--also announced widespread restrictions on public movement.

India orders 21-day lockdown (Foreign Policy) India, South Asia’s largest economy, has ground to a halt since the weekend. Authorities urged people to take curfew orders seriously, shutting down domestic commercial flights and rail services. In a televised address to the nation on Tuesday, Prime Minister Narendra Modi announced a strict 21-day nationwide lockdown. “If we are not able to manage the next 21 days, we will be pushed back by 21 years,” he warned. “For 21 days, forget what it means to step outside your home.”

Documents Show Modi Govt Building 360 Degree Database To Track Every Indian (Huffington Post) The Narendra Modi government is in the final stages of creating an all-encompassing, auto-updating, searchable database to track every aspect of the lives of each of India’s over 1.2 billion residents, previously undisclosed government documents reviewed by HuffPost India establish.

Reducing Afghan aid (NYT) The State Department said it was cutting $1 billion to Afghanistan this year, and potentially another $1 billion in 2021, after rival Afghan leaders failed to support a unified government. It’s a condition that U.S. diplomats consider crucial for peace talks.

China ends Wuhan restrictions (NYT) Officials in Wuhan, China, where the outbreak started, said today that public transportation would resume within 24 hours and that residents would be allowed to leave the city beginning April 8, as infections appeared to be dwindling.

Tokyo Olympics postponed to 2021 (AP) The IOC announced a first-of-its-kind postponement of the Summer Olympics on Tuesday, saying that the Tokyo Games “must be rescheduled to a date beyond 2020, but not later than summer 2021, to safeguard the health of the athletes, everybody involved in the Olympic Games and the international community.”

Libya becomes theatre for drone combat (Guardian) The blind eye the western world is turning to Libya has allowed it to become the world’s main theatre of drone combat, with the UAE and Egypt introducing Chinese-made drones to the field of Middle Eastern warfare. Not only does this undercut America’s short-lived monopoly on military drone technology, it has also shown the world that Chinese drones, as well as other equipment such as guided artillery, are the cheap and effective alternative for proxy warfare. It is a foreboding symbol of the future of arms proliferation and the technological upgrade that smaller, regional conflicts are set to experience.

African finance ministers call for debt waiver (Foreign Policy) In a joint statement, African finance ministers called for $100 billion in stimulus to allow the continent to weather the dual storms of coronavirus and falling oil prices. The statement calls for a waiver on interest payments on public debt and sovereign bonds--a move that would free up $44 billion and “provide immediate fiscal space and liquidity to the governments in their efforts to respond to the COVID-19 pandemic,” the ministers said.

South Africa imposes lockdown (South China Morning Post)​​ South Africa will impose a nationwide lockdown for three weeks as it tries to contain a surge in coronavirus cases, which on Monday jumped from 274 to 402 in a day. President Cyril Ramaphosa said it was “a decisive measure to save millions of South Africans from infection and save the lives of hundreds of thousands of people.” The country’s 56 million people have been told to “stay at home” from midnight on Thursday until midnight on April 16 “to prevent a human catastrophe of enormous proportions in our country.”​

[lahoreherald]

Kamyab Pakistan will assist all those living in poverty says PM Imran Khan

Prime Minister Imran Khan stated that the Kamyab Pakistan Program will help poor people better Pakistani living standards.

The initiative is scheduled to be launched on 9 August and will be an “example for developing countries,” stated the Premier at ICEE 2021 an event designed to spread information on continued changes in the building sector.

He vowed to give 40% of Pakistan’s poor people easy access to education, healthcare and homes.

“Each member of each household will have access to rapid and easily accessible technical training and IT training that opens new prospects for earners,” stated the PM. “Every household receives a Rs10,000 health cards that is available in any hospital.”

A family member is provided with interest-free loans to establish a business and become independent financially.

Exports

The Prime Minister has stated that the administration has progressively eliminated barriers to promoting Pakistan’s export culture. “We’re an enormous market. Why must we import it still?”

Credits for housing

PM Imran Khan commented that throughout the years the Pakistan government of Tehreek-i-Insaf has worked hard to guarantee that banks grant home loans comfortably. In Pakistan – the lowest in the region — only 0.2 percent of home loans are provided.

Change in climate

The Prime Minister spoke of the hazards of global warming and climate change. He stated only by growing more trees can the country preserve itself from ever more catastrophic weather patterns.

Published in Lahore Herald #lahoreherald #breakingnews #breaking

[hassanzohaib]

Would I be able to Buy a Bike On Installments?

Bikes on installments urge you to buy another bicycle and spread the speculation over a fixed time span.

The stores are for the most part qualified for street cycle financing, off-road bicycle portion, and bicycle financing. Regardless of whether you like the flexibility to Buy Bikes on Installments with a top-notch bundle, bikes on installments may be an insightful option to consider.

How Buy Bikes on Installments work?

Leeway bikes and bikes are likewise available to be purchased on portion, so in case you're searching for a modest trail blazing bicycle or off-road bicycle, it merits testing the deal.

At the point when you endorse your solicitation to Buy Bikes on Installments, you are additionally approached to pay a store of 10% previously. Then, at that point, during (as a rule) three to 48 months, you will part the expense of your reimbursements.

In more limited term arrangements, interest bundles with zero percent are likewise open. More expanded portion plans (normally as long as 12 months) would mean a lower yearly discount; however, the loan cost rates will ordinarily add to the bicycle's cost. A short notification on phrasing. "Loan fee" and "APR" are two words regularly utilized in cruiser financing bargains that sound indistinguishable yet that are totally unique (both communicated as rate rates).

The loan fee applies to the level expense on your bikes on installments bargain on the measure of money you acquired. APR is resolved dependent on a powerful recipe (the FCA rules endorse), assuming other praise expenses and charges alongside financing costs. An Interest pace of zero percent, for instance, doesn't generally apply in a portion course of action subject to the zero percent loan fee since any punishments or portion charges might be remembered for the arrangement.

Who is qualified to Buy Bikes on Installments?

Each organization may have different terms; however, you should, by and large, apply for bicycle installments in Pakistan:

Being a lasting Pakistani resident

Be either: day by day, full-time (16+ hours a week) or independently employed and jobless and with a pension over 50 years old or inability benefits.

Capable of direct charge discounts

If you have gone through under three years at your present home, have your old location

Under the consumer credit laws of the Financial Conduct Authority, any monetary searcher will be subject, for motivations behind the enemy of monetary washing, to a moderateness evaluation that incorporates ID and portion reference search.

There is no reason that you couldn't reapply if your application was dismissed already. Notwithstanding, remember that dreary applications will genuinely influence your credit score.

We realize that conditions change, and your "hazard level" is surveyed dependent on information remembered for your most recent solicitation.

Buy Bikes on Installments enjoys numerous benefits for you:

No credit checks.

Always 0% premium. No secret charges.

No least request esteem.

2-6 equivalent monthly installments.

Central issues

The accompanying central matters will show the reasons for the monthly installment of a bicycle portion.

Cost of Bike

Monthly installments to cruisers fluctuate from 10% and 30%. Nonetheless, numerous customers decide to pay this base with the goal that EMI (likened monthly installments) are made accessible at a decreased expense, which will diminish the monetary pressing factor later on.

Financial Credibility

A critical consideration in finishing the monthly installments and the EMI is the ability of the person to subsidize the whole amount of the bicycle. On the off chance that the moneylender supports the customer profile well, he/she can utilize zero monthly installments on the acquisition of the bicycle, and loan specialists can give appealing cures.

Credit Score

The portion value is somewhere in the range of 300 and 850 for his/her credit esteem. The FICO rating creates numerous aspects, including introducing installments, open records, productive buys, and reimbursement history. In monetary life, this score assumes a critical part. A credit score of 670 or higher is considered acceptable, and 800 or higher is exceptional. It offers an approach to higher financing costs and installments. You will expand your FICO rating from numerous points of view, and the most straightforward approach to accomplish this is to have a decent installment history of least or invalid obligations. It upgrades the likelihood of client installments on enormous buys and facilitates monetary pressing factors.

The expanded requests of bikes, transport, and rock-solid bikes have made two-wheel installments amazingly common. Subsequently, consumers save time and assets for these gadgets and search for alluring bank installments and monthly installments with modest EMIs for their two wheels.

About Lahore place:

Free from any danger

With Lahore focus, Lahore focus' Purchaser Security Program actually covers you. In addition, current safety efforts scramble protection to keep away from unlawful buying.

General information about Lahore place

200,000 stores nationwide collaborate with them

Online checkouts have run for more than 15 years.

The heart of Lahore utilizes ninety million buyers.

Why pick us?

For quite a long while, Lahore Center has helped our residents with their home solace needs. Keep it a neighborhood with Lahore Center and exploit projects and offices custom fitted to your requirements. We're still here to help, regardless of whether you're a current client needing help or a potential client hoping to join our family. You should connect with us whenever of the year, 24 hours every day and seven days per week.

Reference:https://lahorecentreblog.blogspot.com/2021/06/would-i-be-able-to-buy-bike-on.html

[brajeshupadhyay]

Galwan Valley clashes may have been China's pushback against efforts to thwart its ambitions for Indo-Pacific region

A few days before Indian and Chinese soldiers clashed in Galwan Valley in eastern Ladakh, three American aircraft carriers, accompanied by Navy cruisers, destroyers, fighter jets and other aircraft, began patrolling the Indo-Pacific waters.

According to AP, for the first the first time in three years, American carriers were spread across the Pacific. The USS Theodore Roosevelt and its strike group was operating in the Philippine Sea near Guam. The USS Nimitz strike group was in the Pacific off the US West Coast. The USS Ronald Reagan had left port in Japan and was operating in the Philippine Sea south of there.

As predicted, China portrayed the massive show of naval force by the US as an example of American provocation, and evidence that the US is a source of instability in the Indo-Pacific region.

On the surface, there may appear to be no connection between the presence of US warships in the Indo-Pacific and what transpired in the Galwan Valley. But when one considers India's recent foreign policy decisions, the growing ties between the US, India and Australia — three of the four members of the Quad formed to defend the openness of the Indo-Pacific — in the context of China's ambitions for the resource-rich Pacific waters and its growing assertion amid COVID-19, and the reciprocity becomes clear.

What's the Indo-Pacific?

According to The Diplomat, the Indo-Pacific is a mental map that stretches from the eastern shores of Africa to the western coast of the US. However, countries differ on the expanse of this 'imagined' region, depending on their geographic position there.

The Indo-Pacific region has gained importance in the last few years largely because of China's rise as a superpower, India's growing economic and strategic clout and the strategic importance of the Indian Ocean in global trade.

According to Reuters, China has been more active in the resource-rich Pacific in recent years, seeking to extend influence with aid and encouraging countries away from diplomatic ties with Taiwan, which China regards as renegade province with no right of state-to-state ties.

According to AFP, "Between 2011 and 2018, China committed loans to the region worth $6 billion – around 21 percent of regional GDP".

"A majority of that money, $4.1 billion, was earmarked for Papua New Guinea. Only a fraction, less than $1 billion, has so far been disbursed but China is still the single largest creditor in Tonga, Samoa, and Vanuatu," the article said.

Two  other island-nations in the Pacific — Solomon Islands and Kiribati — have already switched diplomatic recognition from Taiwan to Beijing.

China’s increasing assertiveness in the energy-rich South China Sea, an important constituent of the Indo-Pacific, has raised US and regional concerns.

China claims most of the South China Sea, through which some $3.4 trillion in shipping passes each year. Several countries including Malaysia, the Philippines, Vietnam and Brunei have overlapping claims to parts of the sea.

The COVID-19 pandemic, which had hit the US hard, has further heightened the need for Washington to keep the Indo-Pacific "free and open", especially among reports of China capitalising on the pandemic-led lockdowns.

According to reports, while the US and China's rival Southeast Asian claimants of the disputed waters, Philippines and Malaysia, conducted military drills, China extracted natural resources and even deployed large-scale military assets in South China Sea.

In April, there were reports of a confrontation on the sea between a Chinese government survey ship Haiyang Dizhi 8 and an oil exploration vessel of Malaysia's state oil company Petronas.

The vessel, Reuters said, was earlier also spotted off Vietnam, where it had last year conducted suspected oil exploration surveys in large expanses of Vietnam’s exclusive economic zone. Beijing, however, denied the reports.

The US has been conducting its own routine 'freedom of  navigation' exercises to enforce 'free and open Indo-Pacific'. In April, amid heightened tensions between China and Taiwan, USS Barry, a US warship sailed through the sensitive Taiwan Strait for the second time in a month.

“The ship’s transit through the Taiwan Strait demonstrates the US commitment to a free and open Indo-Pacific. The US Navy will continue to fly, sail and operate anywhere international law allows,” Lieutenant Anthony Junco told Reuters.

According to the US naval officers, China is slowly and methodically building up military outposts in the South China Sea, putting missile and electronic warfare systems on them. China already operates in Djibouti in the Horn of Africa, and has plans to increase its Marine Corps to 1,00,000, from existing 20,000, a large chunk of which are likely to be stationed there.

It also owns the world's largest coast guard, which has often been at the centre of most stand-offs in the disputed waters, according to Asian Military Review.

It's perhaps because of these reasons that in less than a month after 5,700 of its servicemen tested positive for the novel coronavirus, the US was in the Pacific with three warships. And that too on the same day the US Senate cleared a $7 billion fund focused on competition in the Indo-Pacific (Pacific Deterrence Initiative or PDI) in the 2021 National Defense Authorisation Act (NDAA).

The PDI aims to make funds available to "improve military and defence infrastructure, basing, logistics, and assured access in the Indo-Pacific region" in order to "respond to adversarial threats in a timely manner".

The idea of  a 'free and open Indo-Pacific', however, is not one that is espoused by the US alone. It's something India has often expressed its commitment to protect, both at home and internationally for years.

New Delhi not only shares the US view of the "free and open Indo-Pacific", but has in the past, openly supported it to the extent that it even backed out of the China-backed economic agreement RCEP.

India is also part of the Quad grouping, which also includes Japan and Australia as well as the US. The grouping was most recently upgraded to Quad Plus with Vietnam, an ASEAN country, and  New Zealand and South Korea, also extending their support.

Australia, which long enjoyed unrivalled influence in the Pacific, too in recent years become more assertive in maintaining its standing in the region. In 2018, it launched an A$3 billion fund to offer Pacific countries grants and cheap loans for infrastructure.

From South China Sea beef to actual beef, China-Australia ties had soured long before onset of COVID-19

Australia has also been slowly upgrading its armoury in the Pacific. In February this year, Australia Prime Minister Scott Morrison announced that his government will spend A$1.1 billion ($725.9 million) to upgrade an airbase in the country’s tropical north.

Most recently, Prime Minister Narendra Modi and Australian prime minister Scott Morrison, signed a Mutual Logistics Support Agreement (MLSA), which will allow militaries of the two countries to use each other's bases for repair and replenishment of supplies besides facilitating scaling up of overall defence cooperation. This agreement will give Indian warships and aircraft enhanced reach towards the Pacific.

India has already signed similar agreements with the US, France and Singapore.

The Galwan Valley connection

In the days since the violent face-off took place between the soldiers of the Indian Army and the People's Liberation Army, the Chinese media has time and again brought the US and Indo-Pacific Strategy into the conversation. The propaganda has been three-pronged: first, downplay the US' presence in the Pacific, second, portray that a huge gap exists between the military capabilities of the India and China, and third, present the US and the deepening India-US ties as the problem.

This approach is clear in a Global Times editorial published on 17 June.

The editor says that India has "misjudged" the situation in thinking Beijing lacks the will to "hit back provocations from the Indian side" because of increasing strategic pressure from the US.

It also warns New Delhi against relying on US, stating that Washington will extend help only to worsen ties between the two neighbours and make India "dedicate itself to serving Washington's interests".

In an article that appears simultaneously in the PLA Daily, the official daily of the Chinese People's Liberation Army and Global Times, Dr Qian Feng of the National Strategy Institute, Tsinghua University, makes Beijing's disgruntlement with the US' Indo-Pacific Strategy and India clear as it proclaims: the US plans to use “use” India to “contain” Beijing.

Feng goes on to say that "some countries in the Indo-Pacific region have mounting suspicions about China’s rise, and more or less want to leverage the US to balance China’s growing influence in the region".

While these "countries" have not been named specifically, the attempt to dissuade India from taking sides in the Indo-Pacific amid a border clash, is evident.

The article says that the best option for New Delhi to safeguard its interests is to "maintain current balance among major countries" such as the ASEAN countries, Japan and China.

Japan is part of the Indo-Pacific grouping Quad that includes India, Australia and the US.

It then adds that India's "'strategic independence' principle goes counter to 'America first'" and hence the US Indo-Pacific Strategy is not a suited for New Delhi.

Needless to say, the biggest gain for China would be to keep India out of the US-led military grouping in the Indo-Pacific. Some Chinese projects in the Indian subcontinent and the Indian Ocean Region as part of the Belt and Road Initiative — Gwadar Port in Pakistan, a port in Myanmar's Kyaukpyu town, Hambantota Port in Sri Lanka, infrastructure projects in Nepal, the China-Pakistan Economic Corridor and its investment in modernising the Chittagong port — are believed to have been designed to encircle India in the south Asian region.

China appears to perceive the growing size of the Quad Plus and India's increasing presence in the Indo-Pacific as a threat to its ambitions. Its objective, therefore, would be to keep India out of the US' Indo-Pacific strategy.

via Blogger https://ift.tt/2NqX4eQ

[hassanzohaib]

How to buy AC on installments in Pakistan?

Summers may be rather relentless in Pakistan. If we can all agree on one thing, Pakistan's summers can be tolerated if you have air conditioning. We all know the sense that we are heading to an air-conditioned house from a hot, wet day: pure comfort.

Summer is warm enough, and the feeling grows much worse when humidity adds to it. The mix of heat, pressure, and water is not healthy for living with. This is a sufficiently solid incentive to invest in air conditioning.

Whether it's online or offline, make sure you get the proper AC unit for pleasant cooling. You can get the most effective air conditioner to overcome the summer heat here for recommendations.

The difficulty is, however, that not everybody is willing to acquire a new AC unit. Do not fear; there are abundant financial choices that let you buy AC on the installment, so you do not have a credit card or do not want to use it.

Can I buy AC on installments in Pakistan without a Credit Card?

Yeah, without a credit card, you may buy an AC on installment. In the next portion of this post, we will discuss many possible funding alternatives.

How to buy AC on installment?

If you like to purchase the AC without using a credit card, you may convert the order to simple installments without paying any upfront.

These are your alternatives for sources of finance:

1. Web-based financier’s personal loan

Online lenders meet every consumer's desire for simple personal financing. They rely on technology to provide personal loans or personal loans as long-lasting loans for consumers.

Lahore center – A go-to option for a personal loan to buy AC on installments in Pakistan

• Offers a fixed interest and installment rates that may extend from two months to three years.

• Offers are a single lump payment in the form of a credit line. With our INSTALLMENT loan calculator, you can determine your installment amount. So, no devaluation here! No devaluation here!

• No collateral needs to be used. It's a personal loan that's not secured.

• Provides 100% financing for installment purchases of AC. No cash is needed for the down payment.

• The personal loan application process is simple and online.

• Instantly check your credit history and loan score to determine whether you're fit. Enter into a few seconds a personal loan.

2. INSTALLMENT cards

Several banks and financial institutions offer installment cards. You may purchase AC without a credit card on installment.

A pre-approved personal loan is attached to an installment card. By transforming your shopping into manageable installments, you can pay back the amount.

3. Consumer durable loans

You merely have to go to the salesman on the store if you stroll into the store and want an AC, but you do not have enough cash. You may obtain a lasting consumer loan with minimum documents. However, sustainable consumer loans may not give 100% financing. A down payment might be requested on your purchase.

4. Installments on debit cards

Some banks can use a debit card to purchase AC. You may buy the AC from a partner dealer without a credit card on INSTALLMENT, as long as you have enough money in your account.

Advantages of buying AC on installments in Pakistan

Whatever financing option you choose to accept the AC on installments in Pakistan, you'll have these advantages:

· Repay in easy installments

To repay the loan, you must not break the bank. Easy, pocket-friendly installments.

· No charge for converting your purchase into installments

To restore your purchase into reasonable installments, you don't have to pay any processing costs.

· Instant approval and disbursal

No waiting to get your AC home. Funds are instantly disbursed.

· For what you buy, you may select a simple INSTALLMENT payment plan

You can choose a loan tenure based on your financial convenience. You can split the purchasing costs into evenly distributed installments for a tenor from 1 to 5 years.

· It helps build up your credit score.

You may also increase your credit score by buying a loan to buy AC on installments in Pakistan. By timing your payments, you can raise the credit score by following rigorous financial disciplines.

Buying a new air conditioner? Keep these things in mind

· Tonnage.

· Efficiency.

· Type – Split or Window.

· Air Quality.

· Key Components.

· Speed.

· Installation and Maintenance.

· Additional features

Why choose us?

Lahore Center has been helping our locals with their home comfort requirements for numerous years. Take advantage of programs and services suited to your requirements locally with the Lahore Centre. We are still there to support you whether you are a well-established customer or a new customer who wishes to join us. We want you to feel more at home relaxed. Feel free to contact us at any time of the year. For more information, visit our websites lahorecenter.com

Reference: https://lahorecentreblog.blogspot.com/2021/05/how-to-buy-ac-on-installments-in.html

[brajeshupadhyay]

A few days before Indian and Chinese soldiers clashed in Galwan Valley in eastern Ladakh, three American aircraft carriers, accompanied by Navy cruisers, destroyers, fighter jets and other aircraft, began patrolling the Indo-Pacific waters. According to AP, for the first the first time in three years, American carriers were spread across the Pacific. The USS Theodore Roosevelt and its strike group was operating in the Philippine Sea near Guam. The USS Nimitz strike group was in the Pacific off the US West Coast. The USS Ronald Reagan had left port in Japan and was operating in the Philippine Sea south of there. As predicted, China portrayed the massive show of naval force by the US as an example of American provocation, and evidence that the US is a source of instability in the Indo-Pacific region. On the surface, there may appear to be no connection between the presence of US warships in the Indo-Pacific and what transpired in the Galwan Valley. But when one considers India's recent foreign policy decisions, the growing ties between the US, India and Australia — three of the four members of the Quad formed to defend the openness of the Indo-Pacific — in the context of China's ambitions for the resource-rich Pacific waters and its growing assertion amid COVID-19, and the reciprocity becomes clear. What's the Indo-Pacific? According to The Diplomat, the Indo-Pacific is a mental map that stretches from the eastern shores of Africa to the western coast of the US. However, countries differ on the expanse of this 'imagined' region, depending on their geographic position there. The Indo-Pacific region has gained importance in the last few years largely because of China's rise as a superpower, India's growing economic and strategic clout and the strategic importance of the Indian Ocean in global trade. According to Reuters, China has been more active in the resource-rich Pacific in recent years, seeking to extend influence with aid and encouraging countries away from diplomatic ties with Taiwan, which China regards as renegade province with no right of state-to-state ties. According to AFP, "Between 2011 and 2018, China committed loans to the region worth $6 billion – around 21 percent of regional GDP". "A majority of that money, $4.1 billion, was earmarked for Papua New Guinea. Only a fraction, less than $1 billion, has so far been disbursed but China is still the single largest creditor in Tonga, Samoa, and Vanuatu," the article said. Two  other island-nations in the Pacific — Solomon Islands and Kiribati — have already switched diplomatic recognition from Taiwan to Beijing. China’s increasing assertiveness in the energy-rich South China Sea, an important constituent of the Indo-Pacific, has raised US and regional concerns. China claims most of the South China Sea, through which some $3.4 trillion in shipping passes each year. Several countries including Malaysia, the Philippines, Vietnam and Brunei have overlapping claims to parts of the sea. The COVID-19 pandemic, which had hit the US hard, has further heightened the need for Washington to keep the Indo-Pacific "free and open", especially among reports of China capitalising on the pandemic-led lockdowns. According to reports, while the US and China's rival Southeast Asian claimants of the disputed waters, Philippines and Malaysia, conducted military drills, China extracted natural resources and even deployed large-scale military assets in South China Sea. In April, there were reports of a confrontation on the sea between a Chinese government survey ship Haiyang Dizhi 8 and an oil exploration vessel of Malaysia's state oil company Petronas. The vessel, Reuters said, was earlier also spotted off Vietnam, where it had last year conducted suspected oil exploration surveys in large expanses of Vietnam’s exclusive economic zone. Beijing, however, denied the reports. The US has been conducting its own routine 'freedom of  navigation' exercises to enforce 'free and open Indo-Pacific'. In April, amid heightened tensions between China and Taiwan, USS Barry, a US warship sailed through the sensitive Taiwan Strait for the second time in a month. “The ship’s transit through the Taiwan Strait demonstrates the US commitment to a free and open Indo-Pacific. The US Navy will continue to fly, sail and operate anywhere international law allows,” Lieutenant Anthony Junco told Reuters. According to the US naval officers, China is slowly and methodically building up military outposts in the South China Sea, putting missile and electronic warfare systems on them. China already operates in Djibouti in the Horn of Africa, and has plans to increase its Marine Corps to 1,00,000, from existing 20,000, a large chunk of which are likely to be stationed there. It also owns the world's largest coast guard, which has often been at the centre of most stand-offs in the disputed waters, according to Asian Military Review. It's perhaps because of these reasons that in less than a month after 5,700 of its servicemen tested positive for the novel coronavirus, the US was in the Pacific with three warships. And that too on the same day the US Senate cleared a $7 billion fund focused on competition in the Indo-Pacific (Pacific Deterrence Initiative or PDI) in the 2021 National Defense Authorisation Act (NDAA). The PDI aims to make funds available to "improve military and defence infrastructure, basing, logistics, and assured access in the Indo-Pacific region" in order to "respond to adversarial threats in a timely manner". The idea of  a 'free and open Indo-Pacific', however, is not one that is espoused by the US alone. It's something India has often expressed its commitment to protect, both at home and internationally for years. New Delhi not only shares the US view of the "free and open Indo-Pacific", but has in the past, openly supported it to the extent that it even backed out of the China-backed economic agreement RCEP. India is also part of the Quad grouping, which also includes Japan and Australia as well as the US. The grouping was most recently upgraded to Quad Plus with Vietnam, an ASEAN country, and  New Zealand and South Korea, also extending their support. Australia, which long enjoyed unrivalled influence in the Pacific, too in recent years become more assertive in maintaining its standing in the region. In 2018, it launched an A$3 billion fund to offer Pacific countries grants and cheap loans for infrastructure. From South China Sea beef to actual beef, China-Australia ties had soured long before onset of COVID-19 Australia has also been slowly upgrading its armoury in the Pacific. In February this year, Australia Prime Minister Scott Morrison announced that his government will spend A$1.1 billion ($725.9 million) to upgrade an airbase in the country’s tropical north. Most recently, Prime Minister Narendra Modi and Australian prime minister Scott Morrison, signed a Mutual Logistics Support Agreement (MLSA), which will allow militaries of the two countries to use each other's bases for repair and replenishment of supplies besides facilitating scaling up of overall defence cooperation. This agreement will give Indian warships and aircraft enhanced reach towards the Pacific. India has already signed similar agreements with the US, France and Singapore. The Galwan Valley connection In the days since the violent face-off took place between the soldiers of the Indian Army and the People's Liberation Army, the Chinese media has time and again brought the US and Indo-Pacific Strategy into the conversation. The propaganda has been three-pronged: first, downplay the US' presence in the Pacific, second, portray that a huge gap exists between the military capabilities of the India and China, and third, present the US and the deepening India-US ties as the problem. This approach is clear in a Global Times editorial published on 17 June. The editor says that India has "misjudged" the situation in thinking Beijing lacks the will to "hit back provocations from the Indian side" because of increasing strategic pressure from the US. It also warns New Delhi against relying on US, stating that Washington will extend help only to worsen ties between the two neighbours and make India "dedicate itself to serving Washington's interests". In an article that appears simultaneously in the PLA Daily, the official daily of the Chinese People's Liberation Army and Global Times, Dr Qian Feng of the National Strategy Institute, Tsinghua University, makes Beijing's disgruntlement with the US' Indo-Pacific Strategy and India clear as it proclaims: the US plans to use “use” India to “contain” Beijing. Feng goes on to say that "some countries in the Indo-Pacific region have mounting suspicions about China’s rise, and more or less want to leverage the US to balance China’s growing influence in the region". While these "countries" have not been named specifically, the attempt to dissuade India from taking sides in the Indo-Pacific amid a border clash, is evident. The article says that the best option for New Delhi to safeguard its interests is to "maintain current balance among major countries" such as the ASEAN countries, Japan and China. Japan is part of the Indo-Pacific grouping Quad that includes India, Australia and the US. It then adds that India's "'strategic independence' principle goes counter to 'America first'" and hence the US Indo-Pacific Strategy is not a suited for New Delhi. Needless to say, the biggest gain for China would be to keep India out of the US-led military grouping in the Indo-Pacific. Some Chinese projects in the Indian subcontinent and the Indian Ocean Region as part of the Belt and Road Initiative — Gwadar Port in Pakistan, a port in Myanmar's Kyaukpyu town, Hambantota Port in Sri Lanka, infrastructure projects in Nepal, the China-Pakistan Economic Corridor and its investment in modernising the Chittagong port — are believed to have been designed to encircle India in the south Asian region. China appears to perceive the growing size of the Quad Plus and India's increasing presence in the Indo-Pacific as a threat to its ambitions. Its objective, therefore, would be to keep India out of the US' Indo-Pacific strategy.

http://sansaartimes.blogspot.com/2020/06/galwan-valley-clashes-may-have-been.html