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#of course the big goals now are the con and my credit cards and it's like. those are feasible now
autistic-shaiapouf · 7 months
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It's like. things are going well and it's like. I know it's just. I got a new laptop and nice bluetooth headphones and am recovering financially from getting a car, had $600 more dollars in my bank account than initially anticipated bc my rent payment went through on time for once, I'm gonna go to a con, I'm learning basic self care, it's. so odd, building a foundation for myself
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Backpacker Advice - Safety and also Security
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female safety items during travel
My goal is to start by simply saying, that I privately have never had any kind of basic safety or security difficulties even though travelling - different than using a bottle connected with half clear shower serum going absent after My partner and i left it inside the bathtub (I was gutted! ). If you follow simple advice and use your personal sound judgment then neither must you.
female safety items during travel
Desired destination Safety
A person should always check your own state's foreign office regarding information how safe your current destination is definitely. This will probably provide the official placement of your government upon in which destination's safety.
Nonetheless any travel warning coming from your unusual office will not necessarily mean you may not head out. Often there might end up being a small part associated with this country that basically safe, nevertheless the foreign business office will announce the complete nation unstable. So it will be some sort of good idea to combination check with some other unknown offices and reporting agencies.
Precisely what To Do If Your own personal Destination Will become Unsafe When There
You're not likely to be able to experience political alter, specifically outside of cities, nonetheless it can happen - navy effet in Bangkok seem to be to take place every several or 4 years.
Normally tourists are not a new focus on and your vacation will be not affected, however you should always stay away from virtually any mass protest as well as display.
If you locate yourself in the very less likely situation of sense hazardous or a concentrate on, you have a couple of alternatives. The first is for you to go to your own personal charge. Be aware that embassies will often become targets by themselves rapid if your charge is a targeted, subsequently neighbouring embassies will most likely present refugee - We. at the. a British Citizen, must be fine to go to help the Australian, Us or even Canadian embassies along with perversité versa.
Note down charge includes before you proceed.
The second option is to buy out as quickly since possible. This may always be as easy as getting the bus away, but while complex as contacting the particular foreign office back residence intended for specialist advice. I actually must state that that is extremely rare, and possesses not happened to myself or perhaps anyone I get met.
Safety measures For Ladies
You should outfit correctly when travelling to particular destinations. Respect religious persuits in regards to attire code and get away from sexual being a nuisance by dressing up conservatively. Take into account wearing shoes or boots you usually are capable of running inside, while visiting high risk regions.
Avoid getting alone following dark. If it is actually inescapable stick to properly lit in addition to crowded parts.
Keep any rape burglar alarm with you when you attend areas where you may possibly be vulnerable. Be sure it will be easy to access instructions with your pocket or linked to (not in) your personal bag.
American women can easily often appear promiscuous in order to some cultures, so in case stressed either ignore this or maybe tell them a person don't like it and they also should back off. When adopted walk into some sort of store or motel as well as tell the owner. If possible ask them to call up the police.
In the event that snapped up or attacked, yell seeing that loud as you could as well as activate your rapadura alert, don't try to be able to plead or even bargain. Combat back, use just about any things around you and shoot for the head, knees or perhaps privates.
If you tend to be sharing a dormitory using another traveller that may be producing you feel uncomfortable, you ought to let them and typically the hostel supervision know -- ask to go rooms when necessary. Most hostels give female only dorms, and so if you are apprehensive concerning sharing with guys this is the best solution.
How To Stay away from Getting Broken into
A related principle to not acquiring robbed anywhere - occurs common sense.
Don't demonstrate off your own valuables, specially not in the risky location or in a region where valuables are rare or hard to are available by.
Never have an excessive amount of on your person and also ensure important items are usually secure and invisible, both in a zipped bank account or locked bag. Retain other valuables safe within your hostel.
Blend in. What exactly I mean by means of which is don't act similar to a new tourist. Don't look through that will big wad of notes inside your finances, looking for the proper foreign money.
Seek safety suggestions out of your hostel. Don't move to a location that an individual have been advised never to or an area just where you will stick out along with become a target.
Keep Alert. Especially when with CREDIT machines and whenever handing above currency. Primary locations to get pickpockets are generally markets in addition to transport dernier.
If you are proceeding to become drinking, may take almost any valuables out there with you and stay added cautious.
Don't drift off in public transport or maybe retail outlet items you don't would like to lose in the cost to do business pockets. From what My spouse and i have heard via many other travellers this is often the most frequent scenario where persons have goods stolen.
Have a tendency keep gear together. Specifically cash : always include an emergency stash, My partner and i. e. in a match of clothes. Documents furthermore, you should have photocopies of your passport retained independently from the authentic.
I am not just a huge fan of safety pouches/ wallets/ belts, I think that they act like magnets for you to thieves - alerting those to the fact you possess something precious on anyone. If you insist about getting one, never receive it in public, constantly move to the very discreet place.
If you sense beneath threat, look with regard to exit items and take into account leaving as well as running.
Exactly how To Protect Your personal Things In Hostels
All people have these kinds of false misconceptions it is the actual locals who are in order to get their belongings, yet the unhappy reality is usually the biggest threat is definitely from your fellow individuals.
Fairly obvious really, contemplating you happen to be sharing a area with an regular regarding 6 strangers for every night time. However it is crucial to consider only a little minority of men and women resort to help theft.
Most hikers usually are wealthy and it can certainly end up being very tempting regarding some people to aid their selves - even in order to items you wouldn't expect. Avoid put anything past individuals - from chapsticks to be able to chargers; tuna to tooth paste - I've heard the particular lot.
The problem is actually most people are also trusting; the golden principle in hostels though is just not to trust anyone having your current belongings, particularly certainly not full strangers.
The bulk of crime will be opportunistic, not planned.
Departing your own personal iPhone on demand untreated is just giving somebody a opportunity to rob it rapid don't offer people options.
If you actually are leaving something alone ensure it is based away instructions that should go for when you usually are sleep too. Always retain valuables in a very locker as well as hostel risk-free.
Scams
Despite the fact that I stated earlier I have got never been any casualty of crime though treking, I have certainly find scam or two -- and you should too.
They goal travelers, so you tend to be likely to find all of them for most tourist destinations a person visit, in particular in establishing countries.
Several scammers get very good strategies to receiving your money. Go with belly feeling, you may usually impression when a thing is awry of course, if that sounds too good to get true, it probably is usually. Never hand over funds, property or details right up until you know everything is definitely legitimate.
Simply use registered taxis, avoid the use of cards throughout non reliable stores or even hostels. Once more common good sense is key, use the idea and also you won't fall target.
Privately, the hotbed intended for hoaxes is Hanoi, Vietnam : every hour We was right now there I ended up being targeted by scammers usually.
In this article is a list involving some cons you may possibly encounter, some more significant than others:
Scams
The particular Over Friendly And Good Salesman. Someone starts some sort of conversation with you upon the neighborhood, usually quite friendly; "where are an individual from?... Oh I enjoy the item there... Do you recognize these kinds of and such? inches. After a while they might offer you a "mates rate" package deal for a new massage for example, that they can will arrange for anyone within the phone. However while you get at this time there, you actually find the owner connected with the massage therapy parlour had not been aware of this particular package, or the parlour isn't going to even exist.
How To be able to Avoid: After having a few associated with these you just learn, and ignore the dialogue to start with. Never pay to get something before you can observe it.
The English language Pupil. Again someone should come upwards to you being incredibly helpful, they will consult if they can easily discuss with you in Uk because they are understanding. They then parents along with student fees or perhaps ebooks, etc.
This may appear to be it could be legitimate, but it took place for you to me 3 times with three or more days in Hanoi. There are numerous scams like this specific - in which play to help your emotions rapid nevertheless most of these sob reports are scams.
Just how To Avoid: Merely point out sorry, I can't aid or I have simply no money in me. In the event you feel bad in that case donate to a signed up charitable organization.
The Scooter Sales person. Some guy on a moped will pull right up subsequent to you and offer you to promote you something. Commonly in order to just take your personal money and journey off of without giving you the product or service.
How To Avoid: Basic, don't acquire anything by someone sitting down on the getaway vehicle.
Typically the Distracter. Extremely common. Any thoughts will be put within place including children approaching up to you, folks wanting a photo together with you, a person spilling one thing on you, and so forth Just about all the while someone more will be choosing your own pocket.
How To Steer clear of: May carry too several valuables in your person. Make certain your case is straightened and wallets are compressed. Be sound the alarm and guard your purchases when fumes screens similar to this are set in place.
The Fixer. You will be taking walks along the lane minding your own business any time an individual will start aiming at your shoes and boots (or bag, or whatever) expressing it is broken and requirements fixing. Then one or maybe two a lot more people will certainly start saying the same. They will will try to correct your current shoe whilst a person are still jogging as well as charge you for typically the services.
How To Keep away from: This happened in my opinion about more than one situation. I actually started by merely saying "no", if this didn't perform I surpassed the street and after that ultimately would start jogging.
Often the Drug Seller. Simple, anyone will offer you drug treatments. If you buy these, they will tip away from any police officer with regard to a reward.
Keep away from: Clearly don't buy prescription drugs. In case you absolutely have in order to, obtain other travellers, as well as through someone a passenger has stated they have delivered from just before.
The Phony Police Officer. An individual proclaiming to be a law enforcement officials officer may ask to be able to see your passport and also claim it is cast, or claim money you merely gave to a seller seemed to be counterfeit, and request you to pay out some sort of fine.
How To Prevent: A difficult a single, although extremely rare because the fees and penalties for the scammers are incredibly high. Tell them an individual have been suggested for you to always pay fees on a local police place to avoid con-artists. When they are reputable police force officers they should include no issue with this. Never ever get into a unmarked police car, look for these people to take you to help often the station in a new marked just one. If many people have a problem using this these are most most likely a scammer, consequently get in touch with the police or your own personal charge.
The Fake Solution. Anyone will sell anyone a bus or even additional ticket, that is in fact just a piece regarding paper with creating with it.
How To Stay away from: Buy primary, from the accredited travel agent, or perhaps from somewhere a revisionist has successfully bought coming from.
The actual Credit Card. An individual card will probably be scanned 2 times or amounts copied.
Precisely how To Avoid: Never allow your card out of your personal sight. Ensure that merchants swipping your credit card in entrance of you - in the event that they "need to consider it out the backside to the actual machine", inquire to follow these individuals. Inquire for, and keep invoices.
The particular Border Crossing. Anyone will be questioned in order to take something across the particular edge, for someone holding out on the other aspect. This specific almost certainly implies you are being utilized because a drug mule instructions and if you find caught carrying out that inside some places it is actually good bye for you.
The way To Avoid: Never, ever before take anything across the border that isn't your own own. Assure your tote hasn't been meddled having as well.
If You actually Be a Victim Of Criminal offenses
To begin with, if you are usually ever threaten using a system always give up your current belongings, it really just isn't worth the cost, especially as you actually should be totally covered by insurance. Also these days it doesn't take long to be able to cancel and get substitutions regarding passports, cards, and so forth.
You need to act immediately in the event you are a sufferer of crime. The 1st step will be filing any police review (this can be vital if professing your insurance). You could nonetheless need/ want to go to your embassy first according to the nature of the criminal offenses.
You will additionally need to stop any objects stolen since soon possible.
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coffeewithmorgan · 4 years
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home sweet home, colorado.
It all started when I was 10 years old. I remember this memory like it was yesterday. My mom, popa, meme and I traveled to Jackson Hole, Wyoming for a vacation together as a family. We went by plane. We rented a cottage up there for a week and a half. I think we stayed for about ten days total. The first thing I remember was how fresh the air was in Wyoming. Coming from the Ohio Valley in Louisville, Kentucky this was very different from what I was used to; obviously it took me by surprise. The next and most obvious shock to me was of course the view. I had never seen anything like it in my life. The crystal clear water. The mountains. Flowers. Animals. All of it was absolutely breathtaking!
Which brings me to Colorado. While I have never been to Colorado, I have been to the Rocky Mountains; Wyoming. I have seen it with my own eyes and I hear that Colorado is even more beautiful. Ever since I visited Wyoming, my heart stayed in the Rocky Mountains. I have never felt more at home. It just feels right. My husband and I have been pondering what our next move would be, location-wise. I had always told him how beautiful and wonderful Wyoming was and I have been, for years. So we started looking there online. Location, places, housing, property-taxes and all of the important stuff.
For years, we have been narrowing down our search between three different states. Wyoming, Montana & Colorado. Weighing all of the pros and cons of each one. Finally, we settled on Colorado. The most feasible city to live in within our means but still be close to a big city is most likely going to be Colorado Springs, Colorado. We are going to look at home between $200,000 and $300,000 homes. Somewhere between 1500-2000 sq ft homes. Right now we live in a 3-bed, 2-bath home that is around 1500 sq ft so we wouldn’t want to go any smaller than the home we’re in currently.
It has never been about the house for me in my reasoning for moving there. It has always been about location. I know in my heart that this is where I want to live for the rest of my life. We don’t have a timeframe of when we will be able to make it happen, but it is our goal to make it happen eventually. We’re mainly waiting to decrease some of our debt. Credit cards are eating us alive. If we can consolidate those payments into a loan and pay some of it off, we would be much more comfortable making the leap to Colorado.
I always have lived by the phrase, “You only live once.” and I truly believe in that. I don’t want to live with any regrets and I know in my heart, if I don’t make this happen and make our dreams come true, I’ll regret it for the rest of my life. Nothing is impossible! I have faith it will happen. We both just have to be patient. Patience is very hard for me but I’m going to try to be a patient as I can be. I know it will be worth it in the end if I am. I hope I can look back on this post in the future and say, WE DID IT!
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allenmendezsr · 4 years
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Industrial Strength Grip By Adam T. Glass
New Post has been published on https://autotraffixpro.app/allenmendezsr/industrial-strength-grip-by-adam-t-glass/
Industrial Strength Grip By Adam T. Glass
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    If you are fed up with missing lifts and cutting sets short due to a slipping grip, keep reading. If you want to shatter personal records of all kinds, grab hold of this information. The strongmen of yore held the secret weapon of strength in their big, meaty paws.
Andy Bolton, the first man to deadlift over 1,000 pounds, credits two of the exercises in this very program as “the ones that have enabled a dream like a 1,008-pound deadlift to become a reality.”
Can you honestly say that grip is not a limiting factor for you?
Let’s be honest, it probably is. While you diligently train your heart, lung, chest and legs, you only THINK you train your arms. Sure, you do biceps curls and triceps extensions — you might even add in wrist curls — but you are still missing 90 percent of the lifts that will make you better.
What does this cost you?
Inches of dense muscle tissue. Hundreds of total pounds subtracted off of lifts. A higher risk of injury to elbows, wrists, and fingers, and for many, the shame of a weak, bony handshake.
IT DOESN’T HAVE TO BE THIS WAY!
Winning the Iron Mind Little Big Horn at 2012 IronMind Record Breaker
My name is Adam Glass, and I am the man who is going to teach you to build an indomitable grip. I hold 13 world records in grip strength and have some of the strongest hands in the entire world. As a performing strongman, I have destroyed metal spikes, torn thousands of decks of cards, scrolled miles of steel bars and horseshoes. I have made the impossible a reality by developing my body past the modern worlds perceived limit.
Over the years, I have trained thousands of people to develop stronger, healthier hands: bodybuilders, powerlifters, weightlifters, mixed martial artists, rock climbers, hockey players, musicians; the list goes on and on. Every time I share the missing link of grip strength with someone, his or her performance improves. What does that mean? It means I can help YOU realize your potential!
It’s a lot easier to reach a destination when the person giving you directions has been where you want to go.
Want powerful hands? I am the one to teach you.
What can specific grip training do for you?
Reduce your chance of injury in your training, your sporting events, and in day-to-day life.
Improve your ability to pull weights off the floor. Many people add 15 to 20 pounds to their best deadlift in the first two weeks of this program.
Add more weight to the bar in your pressing movements by fortifying the wrists. A weak wrist can cost you 15 to 25 percent of weight in pressing movements. Your brain will shut down power production if it detects a weak link!
Never miss a tackle and catch more passes on the field.
Add more yards to your golf swing with one simple drill.
Forge pliers-like strength between your thumb and fingers.
Crush your opponents on the mat. In every grappling sport, hand control is the first battle you must win. Every champion grappler is marked with a fierce grip.
Rehabilitate and regain more range of motion in your wrists and hands. Hundreds of thousands of people are plagued with pain and weakness in their hands; the good news is research demonstrates productive training can reduce and eliminate these problems in most people.
Dominate the boardroom with a true alpha male handshake. No one will doubt your power when they grip your thick, rugged hand.
There was a time when garage lifters, athletes, and coaches thought it was enough grip training to do deadlifts, pull-ups and rows. Now, the best trainers in the world have learned that specific grip training is absolutely necessary to unleash all the physical capacity a person has. The grip simply isn’t trained enough when only trained generally.
I have dedicated over a decade of my training to knowing everything there is to know about grip training, and how to do it most effectively. No matter what the grip goal, whether pulling a massive deadlift PR or competing at the highest levels in grip sport, I have armed others with the tools and information they’ve needed to crush their goals.
For the last two years, men and women across the globe have been smashing their personal bests using the secrets of Industrial Strength Grip Vol. 1. This summer I decided it was time to polish the course.
I added 23 new never-before-seen movements not available in any other grip product anywhere. I also filmed each drill from more angles and brought in some better technology to bring to you a beautifully crafted training DVD. This is not a DVD filmed on a cell phone in someone’s garage!
What EXACTLY will you learn in Industrial Strength Grip Vol 2?
The essentials of hand strength!
Section 1: Grippers
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You will be thrust in immediately with a lesson on the world’s favorite method of grip training, torsion spring grippers. I will share with you the methods I have used to dominate the Mash Monster 4 gripper and Captain of Crush 3.5. Grippers can be an incredible tool for grip strength, if you know how to use them. I will show you the techniques that will allow you to make incredible progress in crushing grippers, and how it can carry over to your other training.
Learn about the best grippers on the market — put your money here and you will never be disappointed.
Why location really is everything. Three simple positioning tips that will increase your crushing strength by at least 25 percent when you use them.
Discover a proven strategy used by the worlds top grip athletes to consistently progress to tougher grippers while avoiding injury and stagnation.
The three most important items you will need with your gripper for continued gains.
How to use a grip master’s plateau breaker to smash through walls of frustrating stagnation.
Heed this word of warning: Ignore one common suggestion to avoid a painful hand injury and aching joints.
Next we delve into the block that has allowed me to best the strongest grip athletes in the world and capture 9 pinch lifting world records: how to use the thumb.
Section 2: Pinch
Pinch lifting is one of the fundamental movements in grip sport and grip training. No matter what your goals, training your pinch grip will produce gains in every area.
Why pinch training is a must if you lift kettlebells or barbells.
How to add 5 to 10 percent to your best lifts by adding just one extra exercise to your training.
Avoid the No. 1 mistake everyone else is making when they pinch lift. I’ll give you a hint: It has nothing to do with the hands!
Save your money by getting this one innovative piece of equipment and score more PR’s while pocketing more dough.
Learn the set-up technique that captured 9 pinch lift world records for me in just a single year of training.
Find out the three most important qualities for selecting your pinch set-up. Ignore these and you will leave many PR’s on the table.
Discover the four most important grip positions for the thumb and the highest pay-off exercises.
Spend less time training (but still get PR’s) by adding this killer dynamic movement.
Section 3: The Challenge Lifts
Grip training is not limited to fingers and thumbs: It is about integration! I will teach you how to use your newfound strength to explode with power movement classics.
How to do the three most important dumbbell lifts in the world to develop impressive explosive power and lock-tight grip.
A review of the top five slip-on grips available on the market, exploring each of their pros and cons.
How to make the most of a forgotten secret from the golden age strongmen, the single-arm lifts.
Five details that will add 15 percent to your lift speed today.
Here it is, the best lift you’ve never heard of: Add this to your program and see 20 percent more upper back strength.
Conquer the Inch! My proven method to overcoming challenge dumbbells. Do this and you will make history.
Section 4: Thick-Bar Training
Some say the simple act of using a thick bar can transform the average man into a powerhouse. I leave nothing to chance by teaching you insiders’ tips for axle-lifting dominance.
This has been called the No. 1 movement for greater forearm development and strength by one of history’s greatest coaches.
Seek and Destroy! Fix these six errors and add 30 pounds to your pull tonight.
Learn the subtle adjustment that adds pounds to your lift and comfort to your wrist.
It will seem counterintuitive to some, but this single positional adjustment can take you from 3rd place to 1st place in one rep.
The quick way to find your strongest stance: Ignore this only if you are fine with making tortoise-like gains.
Section 5: The Forgotten Lifts
Plain and simple: You will not find these gems anywhere else. These movements are simply too rugged, too hardcore for your standard bench press and quarter-squat crowd. But do these and you will make more progress this year than the last three combined!
Three training exercises you will not find anywhere else that will add many pounds of thick muscle to your arms and back.
Do this single exercise and you never worry about a weak back.
One of the best hip-strengthening drills you will ever find: Pile on the plates and up your squat by 50 pounds soon enough.
One of my favorite lifts for freak-show finger strength. One set of these and you will be hooked!
How to maximize training time while getting the fastest arm-strengthening benefits.
If you ignore everything else I show you, do this one movement! A fantastic exercise to thicken the upper back and shoulders and bulletproof the wrists.
Section 6: One of the Coolest Feats of Hand Strength You Will Ever Learn: Card Tearing
Not only do I want you to build freaky hand strength, I want you to amaze your friends and family with it! One of the greatest lifters of all time, Vic Boff, said, “Everyone loves a strongman,” and indeed, everyone loves to see this incredible feat of strength.
How to legitimately tear a deck of plastic coated poker cards using hand strength. No magic tricks — just pure power.
How to position the deck. Many attempt to emulate me here, but nearly all fail because they don’t know this secret.
The exact progression I used to take me from failing to tear half a deck to tearing a deck into four pieces in six seconds.
How to avoid injuries and bag more PR’s with the No. 1 tearing assistance exercise.
The set-up that will work every time. Learn this and you never fail again.
And much more. This DVD is packed full of information, all of it can be immediately used by YOU right now to get stronger. There is no fluff, no filler.
“Adam Glass has quickly proven to be a force in the Grip World, skyrocketing up the ranks of the sport and laying waste to former records all along the way. His DVD should be a part of every aspiring Grip Athlete’s collection.”
– Jedd Johnson, CSCS, RKC, Red Nail & Captain of Crush Certified
“Adam does an amazing job. He is a natural speaker and teacher. I’m rarely captivated by a DVD, but this rocks! I recently set a new deadlift PR and without a doubt, grip work played the single biggest factor in my strength increase on the deadlift as it was my weak link.”
– Bret Contreras, CSCS, MA
A couple of years ago I mistook my left hand for a bush and trimmed it with my electric hedgeclippers. When the bandages came off I could barely hold a bottle of water in my left hand. During rehab, my left hand was only able to apply 40 psi to a dynamometer. I decided it was time to pursue grip training. Instead of asking Adam for help, I stalked him on the internet and watched all of his videos. Eventually we started talking. Soon after, I got stronger. Over the last two years I’ve made a remarkable comeback from that injury with Adam’s help.
In that time he has never told me to use a technique just because it worked for him or one of his mentors. Instead he taught me how to find the best technique for me. He taught me how to “balance” out the grip training with exercises that have kept me clear of overuse and injury. Most importantly I learned from Adam a way to choose appropriate exercises, weights, reps and sets to streamline my training and honor my body.
I have seen him work one-on-one with people and I’ve seen him work in larger groups and he is one of the greatest teachers I know. He is able to present the depth of knowledge that he has about grip training in a systematic, logical and approachable way that would benefit anyone interested in increasing their hand strength or health.
– Gary J. Berenbroick, Gym Owner & Instructor
“Before I had met adam I never really gave much to training my grip. What I have learned from Industrial Strength Grip is priceless. He gives you the tools to you need to build tremendous hand strength. Whether it be for sports, helping lifts in the gym or just carrying groceries in the house, this DVD will help everyone. For myself, it has helped me be able to plate curl a 35 pound plate for 7 reps, plate pinch 80 pounds one hand, close a CoC 2.5 and much more. Pick this product up you won’t be disappointed.
– Frank Berean, New York
You can begin training with Industrial Strength Grip Vol. 2 the day it arrives. No matter if you train at home or at a commercial gym, you will discover valuable exercises for greater gains.
This is your ticket!
Build the foundation for performing amazing feats of strength.
Most men will add an inch to their upper arms within 8 weeks.
Nearly every man I’ve trained has put an inch on his forearms in only a few weeks.
Many of my clients report an increase in all large movements (pressing and pulling) simply from concentrated grip work application. It’s simple: Strong hands equal a strong body!
Hundreds of people have eliminated elbow and wrist pain.
Risk of injury plummets by 50 percent by training this vital area.
Does this sound like a package you want?
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This powerful knowledge can be yours right now.
Think about it, if you add even a few of these tools right now, how strong will you be in just one month? What about six months from now? A year?
It is scary to imagine how much better you will be!
The Industrial Strength Grip Vol. 2 formula gives you the very best grip movements in the world, with a detailed breakdown of each lift. There is no other resource on the market that provides this information.
Today and tomorrow the price of Industrial Strength Grip Vol. 2 is $49.
The day after? The only promise I will make is that it will cost more.
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I want you to succeed, and I want you to be confident in your investment with my training systems. How about this: You jump in now. You get Industrial Strength Grip Vol. 2, and you start training. If you are not 100 percent happy with your training and your results after 60 days, I will refund you every penny. This is a no-risk opportunity for you to get markedly stronger, add a slew of new skills to your training repertoire, and smash your previous bests in every lift.
You literally have nothing to lose, because I guarantee your satisfaction. You will thank me for offering this video package. But, if after 60 days you aren’t smashing grip feats you couldn’t achieve before I’ll cheerfully refund you 100% of your money back! No hassles or hard feelings from me. In fact, I’d appreciate if you sent me your workout journal so I can see what you did.
Industrial Strength Grip 2 is offered as an INSTANT DOWNLOAD video package of MP4 files that can be viewed on your Mac, PC, iPhone, Android or virtually any modern device. This is a DVD length video series consisting of 8 parts which you can watch the moment you purchase.
It starts right now, right here. Order industrial strength grip. Learn the advanced secrets of a world-record-setting grip athlete. Apply this info, and achieve your potential.
Adam T. Glass
P.S. As a little bonus, I’m going to put all the free videos I put out in one place for those of you who purchase the product. In them, I covered over 35 other movements that aren’t even in the DVD.
P.P.S. Every time I put out a DVD product I end up doing a series of webinars and conference calls with the people who bought it. These proved invaluable in their training, and you won’t want to miss out on them.
P.P.P.S. I’m deadly serious about raising the price after the first 48 hours. Don’t sit on your hands and wait around.
P.P.P.P.S. Again, If you’re not 100% satisfied, send me an email note telling me why. I’ll refund you 100% and you can keep the videos on me.
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4pillarshalifax · 4 years
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Escaping Debt Podcast – Managing Credit Card Debt – Episode 6
Transcript
David Moffatt (00:00): Hello, everybody. I hope you’re doing exceptionally well today. Welcome to the Escaping Debt Podcast. I’m your host, David Moffatt. And today what we’re going to be talking about is really managing credit card debt specifically.
David Moffatt (00:12): Now managing credit card debt isn’t really much different, I guess, than managing other debt. However, it is a lot more dangerous than other debts, which we’ll get into for the duration of the podcast.
David Moffatt (00:25): Remember that our mission and our goal is to make sure that no one has to suffer with the overwhelming burden that debt causes. And we believe that it is simply not possible for someone to represent both the consumer and the creditors in an unbiased fashion when assisting them with debt. And that’s why we work for you, not your creditors.
David Moffatt (00:43): So let’s dive into this topic. And I think the first focus area should really be about the dangers of credit card debt specifically. So, by far if you look at it, there’s a few dangers of it. And really the biggest one has to do with the ease of access. Not just of the money on the credit card, of course, because everybody out there accepts credit cards these days.
David Moffatt (01:08): You go and try to finance, you go to get a dishwasher, right? And they’re like, hey, you can just put this on credit. Right? But also getting new cards. You walk into a bank to open up a bank account and they’re basically ready to just give you a credit card without you even asking for one. When you combine those two things, the ease of getting the new cards and then the ease of accessing funds on those cards, it’s really, really easy to see why people get into trouble.
David Moffatt (01:39): And then if you look at behaviourally, behaviourally, that’s probably not a word. But if you look at the behavior of most people, when you spend money on a card, the math actually works against you. So let’s look at a couple of examples of that. And I’m probably sure I brought this up, but if I haven’t, we’ll dive into it today.
David Moffatt (01:58): So let’s imagine, okay, you have a credit card and you’re going to the store and you want to buy something that is $10. Okay? So, you got the credit card, you pick up your item, it’s 9.99. You understand how it works. So you think that you’ve spent $10, right? You go to the cash register, you swipe your card. Most people don’t even look at the price. And then you think that you’ve only spent $10, right?
David Moffatt (02:30): But this actually isn’t the case, because there’s taxes on that money. And when you talk about this, it sounds so obvious. But the truth is, people don’t really look at the total purchase price. There’s been studies upon studies that have proven that you’ll spend approximately 30% more using a plastic card, whether it’s credit or debit card actually than when you use cash. So now let’s look at the difference of how somebody uses cash, right?
David Moffatt (03:00): So let’s say, for example, they walk in and they have $20 cash and they go to buy that $10 item. Well, at least here in Nova Scotia HST is 15%, meaning then that $10 item is actually going to cost them 11.50. So they hand over that $20 bill, they get back a five and then $3.50 of change. I don’t know if you guys are like me, but I really don’t count change as part of my money. I count the bills. Right. And so, really you think that you only have $5 left.
David Moffatt (03:31): So, do you see the difference there? One person thinks they only spent $10. The other person thinks that they spent $15, right? And so that’s the psychology that plays against you when you walk into a store, which is really why I believe that a lot of companies push this access to credit. A, it also removes a barrier of, I don’t have the money for it, of course. Right?
David Moffatt (03:55): But secondly, people are way more likely to buy the item they think is only a thousand bucks, but then ends up costing 1,150 at the end of the day because they charged a card. And they don’t really realize because they don’t have to pay for 24 months or they can make a 0% interest payments for 24 months, all this type of stuff, right? It’s just a big marketing ploy. And so this is the big, big danger of credit cards, right? And I think we can all agree on that.
David Moffatt (04:24): Credit cards are known to cause significant distress in people’s lives. I have seen people be more stressed out about a $3,000 balance on a credit card than a $40,000 balance on a line of credit. Arguably the $40,000 is more impactful to their life, but there’s a psychology of owing money on a credit card and rightfully so. If you look at the interest, the interest on most credit cards is 19.99%, roughly 20%. And that’s only if you make your payments on time.
David Moffatt (05:04): If you fall behind, pay late even once, typically speaking, they’re going to jerk your interest rate up to 30% and sometimes even 35% on that credit card. So when you and I recently did a podcast talking with a couple of colleagues about the rule of 72, which is how long it takes money to double. A credit card doubles approximately every, I think, it was 3.8 years. It could be wrong. It might be four, 3.6. I can’t remember exactly, but the point remains that the interest is extremely impactful, especially if you miss payments. Right?
David Moffatt (05:49): So, how do you actually go ahead and manage this credit card debt? So we’re going to talk about a few strategies here today, to hopefully try and get you out of credit card debt as quickly as possible with the least impact as possible. All right. So, one thing that I want to do as a disclaimer here is that, everything I’m going to be talking about today is assuming that when you make a money management plan, you actually have free cash leftover. Okay.
David Moffatt (06:14): And when I say money management plan, I mean an honest money management plan, not the one where you make the numbers work just to feel better, ones where the numbers actually work. Okay. If you can’t make your spending plan work with your current debt payments or anything like that, you need to reach out for professional help. Right?
David Moffatt (06:33): So that’s my little bit of a disclaimer. The last thing I want is for you to implement these things, which if your situation is worse than you believe it is, it can actually hurt your situation rather than help it. So, the first thing you really need to do is take an inventory of your financial picture, right? So you need to understand where your incomes come from.
David Moffatt (06:52): You need to understand, with the debt, you need to know how much you owe, what the payment required is and your interest rate percentage that you pay on that. You want to understand what assets you have. So if you have a house, a TFSA and RSP and all these types of things. In this example, I do not want you to go and sell those assets to pay off debt.
David Moffatt (07:14): I think any time you are going to consider selling an asset to pay off a debt, you should be talking to a debt restructuring professional, unless, okay, you can all ready pay off your debt amount in less than three to five years from today. Okay? And the reason why I say that is because if you can do so, that means you can replenish your assets relatively quickly.
David Moffatt (07:38): If it would normally take you 10, 15 years to pay off your debt and you can pay it off by selling assets, I don’t recommend you do that. I recommend talking to a financial professional before you do that. Okay. So, you’ve now taken an inventory of your financial picture, what you have to do after that is start with a proper money management plan. Okay.
David Moffatt (07:56): And so what does this entail? I’m going to cover this briefly because budgeting is boring, right? Is you want to identify your bad habits and really figure out where you’re overspending. Okay. You want to go through the last 12 months of your bank statement to confirm if where you’re overspending is actually where you’re overspending. You’re then going to want to take the last 12 months of your expenses, figure out if you think that they’re good numbers, like for example, if you ate out for $500 a month and you don’t want to do that anymore, obviously you’re going to try to change that. And you’re going to create a spending plan out of it. Okay.
David Moffatt (08:27): So that’s step two. Step three is then to track your spending on a monthly basis as you move forward. The goal behind all of the steps is to have a significant clarity to your situation.
David Moffatt (08:38): So to rehash these, what you want to do is, analyze your bad habits, go through the last 12 months of your spending, make a spending plan, and then ultimately track that spending. Okay. So, when you’re looking at prioritizing your debts, typically speaking credit cards are going to be one of the products that you want to tackle first. Okay? And that’s because credit card interest is exceptionally high. Okay? If you imagine it and look at the math behind it, for every $10,000 that you owe the average credit card, will cost $2,000 a year in interest. Okay. That’s just shy of $200 a month that goes directly to a cost that you receive no benefit for. All right. So every dollar that you put on to that credit card saves you a ton of money when you actually look at it at the end of the day.
David Moffatt (09:36): So when you’re going through your spending plan, any free capital that you have, you should be putting it on your credit card. If nothing more than to limit the amount of interest that you’re paying. Okay. You might actually want to consider going to the bank and ask them for a consolidation loan.
David Moffatt (09:53): Now, this is a double edged sword sometimes, because sometimes what ends up happening is people go and take out a new consolidation loan at a lower interest. And then they end up re-racking up that credit card rate from the get go. And this is why my disclaimer is, if your budget doesn’t work, you need to talk to a professional to make sure you’re doing things properly.
David Moffatt (10:13): But consolidating can make a lot of sense. So, if you consider a $10,000 loan at only an 8% interest rate, where instead of paying $2,000 a year in interest, you’re now paying only $800 a year. So that’s an extra $1,200 or a $100 a month freed up. So, the idea would be that you now direct that principal directly to the credit card debt, which would now be on a personal loan or a line of credit or something like that to help you pay it down.
David Moffatt (10:45): One of the problems that I find with consolidating for a lot of people is that, they don’t maintain the same amount of payments. And this all comes down to not being able to afford things right from the get go. But for example, on the $10,000 credit card, your minimum payment might be $300. Okay. Of which roughly $200 of that is interest, right? So you’re only paying a little over $100 dollars on principle. It’ll take you forever to pay off this account.
David Moffatt (11:14): If you consolidate it, drop your payment now to only the $800 minimum interest payment, right? Let’s say, if it’s on a line of credit, and go and spend that extra additional money, which give me a second, I’ll calculate it here really quick. So, it’d be $66, right? If you go and take the difference of roughly $234 a month and go and spend it, well, you’re actually going to be worse off than just simply making that minimum interest credit card payment.
David Moffatt (11:45): I know that sounds weird to say, but it’s true. So what I recommend you do, is if you were paying $300 before, that you continue to at least maintain the $300 payment. Now, what does that do for you? Well, that now means instead of it being a little over a hundred dollars that goes to principal, like on the credit card, you now have over $200 going towards principal, right?
David Moffatt (12:05): And that makes a massive difference at the end of the day, because you just cut the repayment term on your credit card from probably 20 plus years to now. You’re going to end up having that credit card paid off in five years or less. And the cool part about this is, is that the more that you pay on to the account, the less interest that you end up getting charged, which ultimately means that the faster it gets paid off, right? So, consolidating can make sense, but you just have to make sure that you’re doing it properly.
David Moffatt (12:38): You do not want to put yourself in a situation where you end up having to basically go backwards and re-racking up a whole bunch of credit card debt after the fact. Make sure things work, don’t get yourself stuck into the trap of interest rate.
David Moffatt (12:53): I always say that interest rates are nothing but interesting, which means that you could have the lowest interest rate in the world, but if you can’t afford the payment it’s meaningless, right? So, I hope that one helps. That’s probably one of the biggest ones, if you can afford things to immediately save costs and not actually impact your situation at all.
David Moffatt (13:10): So, I’ve had some people that without changing their payments period, they’ve been able to consolidate and chop down how long it’ll take to pay off their debt by 10 plus years. Right? So, the next ones are going to be deterrence for spending on your card. So, what I have seen time and time again, is people have an effective budget that they can stick to. But the temptation of having a credit card actually makes them spend more money.
David Moffatt (13:40): So, for example, Amazon is a big problem for this, because you go on Amazon and you’re like, Oh wow, that’s such a great deal. I absolutely need this. So in my mind, I’m thinking of a TV, right? So, let’s say you go into a big box store local to you. Well, that TV might be $400, right? But on Amazon, it might only be $300. And so people think they had got such a phenomenal deal, but here’s the truth, they would’ve never bought the TV locally. To begin with their TVs, fine, excuse me, their TV is fine, but they have been wanting a new TV. Because they have access to a credit card, and they have access to Amazon, they go ahead and they basically buy this TV and then they re-rack up all of the amount of money they put on the credit card, right?
David Moffatt (14:28): So you see this self defeating, I guess, function that happens. Right. So, how can you get around this? Right. So, if getting out of credit card debt is your number one priority, cut up the card. Okay? Again, when you look at these studies that basically prove that you’ll spend up to 30% more using a card, it’s probably the smartest thing that you can do. Operating on a cash based budget for the items that you can, of course, is going to make a whole ton of sense, right? So, cut up your credit cards in that way. If you really needed credit, you’d have to go and order a new card which would be really, really annoying.
David Moffatt (15:05): I recommend that you remove all of the saved numbers and everything like that from any online platforms that’ll help you out as well. Next thing is that, and this might sound really cliche, but if you put them in a plastic container, freeze them, and well put it in your freezer so that it’s frozen. It’ll take a lot of effort to get to that card. Now it’s not going to be as much effort. The effort rather will be worth it if you truly need your card for “an emergency.”
David Moffatt (15:38): Although I think spending money on a credit card for an emergency is still not that great of an idea. You should be having an emergency fund. However, and when I talk emergency funds everybody recommends three to six months. I recommend people start with a $1,000 just because $1,000 is obtainable.
David Moffatt (15:53): And there’s very little in life that takes more than a $1,000 if you needed it today, right? It’s not perfect by any means, but start with 1,000 then build it up from there. So by freezing the card, if you need it, you can get it. It takes a little bit of thought and effort to go and get the card. So it’s not like you’re going to be making rash impulse decisions if your card’s actually frozen.
David Moffatt (16:16): The thing that I personally like the best is, if you have a significant other in your life or someone that you truly trust, give them your card to hang on to. And whenever you need the card, set a rule in place that you have to tell them why you want the card. Two heads are better than one, right?
David Moffatt (16:35): Finances are a very emotional thing. And we have these impulse urges to buy things, right? And so, if that other person does not have that impulse urge to buy something, then they will be a little bit more rational than you would be. So, I think that one is my favorite because now it’s two people putting their heads together to determine whether something’s worth it, rather than just yourself. Right? So I think that really is the key, right? So, some things that you want to know in managing credit card debt, just as general information, right? So, interest rates are extremely high.
David Moffatt (17:17): We’ve already talked about it, but really you have to understand that when you start understanding the true cost of holding a balance on a credit card, you’ll be less likely to hold a balance on a credit card. Okay? I recommend you pay off the balance as soon as you spend the money.
David Moffatt (17:30): If you treat your credit card like a debit card, you’re less likely to get yourself into trouble, where you hold balances, where credit card debt becomes a problem. You may already be holding a bounce, but you know what, if you start good habits today it’s less likely that you’ll do the bad habits tomorrow. When spending money with credit cards, actually spending money in general, just period, take a day to think about if you truly need something.
David Moffatt (17:55): So, what I tell clients is that, if you woke up today and you didn’t need the item that you want to buy, then the chance that you actually need it are very, very slim. So, go to bed and if you wake up the next day and you still think you need the item, I’m not saying go buy it, but at least consider it more strongly. Okay?
David Moffatt (18:16): I promise that trick alone will save you a ton of money. The second thing is that don’t just go browsing. A lot of people their hobby is to go browse at a… Go to the mall, or just go shopping and pick up a couple things. You got to remember every company out there is trying to sell you stuff. So, to avoid that just don’t go to those places, right? When you go to the mall or you go to a store, know exactly what you’re going to buy, go in, buy it and leave, right?
David Moffatt (18:44): The reason why shelves are designed a certain way, the reason why they use yellow tags versus red tags, etc, etc, is all because those things are more likely to make you spend money. The more often you put yourself in a position to not spend money, the better your situation will be. Yeah. So I hope that helps.
David Moffatt (19:06): I know it’s not the, end all be all guide to managing credit card debt. But really what I want people to understand is that credit card debt is simply too costly to continue holding onto. If you’re carrying a balance, you want to tackle that balance as it owes you money, right? So be ferocious and get that thing paid down as quickly as possible.
David Moffatt (19:29): Once you get your credit card paid down to a zero balance or consolidated, I don’t necessarily at that point recommend that you cut up your cards, but you should strongly consider switching to a cash based budget or at least a primarily cash based budget. So I hope that helps.
David Moffatt (19:47): So, guys thank you very much for listening to Escaping Debt Podcast.
David Moffatt (19:51): Remember that our goal is to make sure that no one should struggle with the overwhelming burden that debt causes. We believe that it’s simply not possible to work for both the creditors and the consumer at the same time in an unbiased fashion when dealing with debt.
David Moffatt (20:05): And that’s why we work for you. Not your creditors. We’ll catch you in the next episode.
David Moffatt (20:10): Have a great day. Bye.
The post Escaping Debt Podcast – Managing Credit Card Debt – Episode 6 appeared first on 4 Pillars Halifax.
source https://www.halifaxdebtfreedom.ca/escaping-debt-podcast-managing-credit-card-debt-episode-6/
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Reachers vs Settlers
After recently ending a 10 year relationship where I always felt like I was the reacher, based entirely on looks I think I always felt like this. My fiancé was beautiful in every way, I thought. Always put together, beautiful in every conventional way that you would want a woman to be. And after the things she went through as a child she is still a good person through and through. My view on myself isn’t super healthy, so obviously I don’t believe I’m a beautiful person. I am morbidly obese by my BMI, so I have the normal female lumps and bumps that are bigger than most, along with a few extra. I hate wearing makeup and the way it feels on my skin so I don’t ever look flawless. I feel like this sets up enough of an expectation of clear reacher (me), settler (her). Upon reflection I’m starting to realize that there are more ways that in a relationship one could be a reacher vs a settler. Love languages, communication styles, lifestyle choices, financial goals, family time and the all important sex life. I’m sure there are more, but for now maybe this will open your eyes enough to decide whether or not you’re the reacher or settler. If you’ve never read the 5 Love Languages by Gary Chapman, I highly encourage it. It goes through the 5 different ways that people give and receive love. For instance, gifts do not mean anything to me really, I mean they do, but they don’t mean as much as if my significant other would go and do the dishes for me, as my main love language is acts of service. My next highest is words of affirmation, so to tell me you appreciate that I made dinner or compliments mean so much to me (even though my self confidence makes compliments really uncomfortable). Alternately, to insult me even in the smallest way or to mention something off hand like “oh your butt wasn’t supposed to get smaller from kick boxing!” will completely change my behavior because those words mean so much. Or to not take the extra time you have to do something small for me, like I know it’s a long week and I’m stressing about the weekend adulting, but you don’t do anything to help with those chores, makes me feel like you don’t care. In terms of this, I believe both my fiancé and I were the settlers. Her love languages were quality time and physical touch. Her version of quality time was always must be out doing something together, up until this last year or so I didn’t know why, but I didn’t always have the energy for this. Physical touch wasn’t an issue initially, but so many things happened over time to break down my want for physical touch, this was bound to be an issue. And since communication was the biggest cause of this issue there was going to be no fixing the problem until we could have learned to understand each other.
In terms of lifestyle, we both had very different ideas of what was fun and something worth spending our time and money on. She wanted to do a mediumship course and learn about a gift she had had since she was little, it was $1000 and we found the money to do it. Did we actually have the money? Not really. That should have been spent on more responsible financial decisions like credit cards or other bills to get us out of a paycheck to paycheck lifestyle. It was important to her though, so it was important to me. Since being diagnosed with fibromyalgia this past year, I have wanted to take a nutrition course to learn about how what I eat effects my body, to lose weight, to control triggers for pain, etc. it costs $50, but was continually told we didn’t have the money. I chose to allow that to happen, I settled for being told I was less important; Which in reality, due to my nature wasn’t a difficult thing to convince myself. This is just one extreme example of a lifestyle choice where one of us settled to make the other one happy. Holidays were a whole other story. Every major holiday was spent with her family. Since my grandparents sold their house, holidays have not been a big deal with my family, we will celebrate around the holiday, but usually never on to accommodate everyone else’s schedules. It made it easy to just settle and spend those days with what little family of hers is in this country, but it also meant that far less time was spent with my family over the last 10 years. A small settle, but a settle nonetheless. In terms of sex life, if we are both brutally honest, I think we both settled, but I think love will make you think that’s OK sometimes. Nothing can be perfect right? She made clear that she was unsatisfied with me and I think while I always felt what we had was great, emotionally it wasn’t as fulfilling as I needed it to be. Because of my love languages I really needed to be with someone who was persistent and was always demonstrating being attracted to me. My sense of my low self confidence and feelings of being a reacher in terms of attractiveness didn’t help with feeling like I was ever enough physically either though. I never realized I was settling for less than I was emotionally worth, somewhat because I didn’t think I had much, but also because it seemed like the pros outweighed these cons. I know now what was really happening. In many things in our relationship I settled, too many to go through I think and I suppose some things should remain sacred to a relationship bond. But now that I am taking the time to reflect on things said and done, attitude and energy I allowed all of these things to happen. Over and over I chose these situations and I take responsibility for that. My goal now is to be more introspective and find my own worth so I can finally be in a healthy relationship that adds value to my life. To make a list of the non-negotiable items that my next partner must have. Figure out what in my life I can settle for and what is so important to me fundamentally that it’s necessary for me to feel like neither of us area reacher or a settler, but equal partners building the same life together.
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filipeteimuraz · 5 years
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The Best Ecommerce Website Builder
Launching an online store and trying to decide among the best ecommerce website builders, but don’t know which one’s right for you? They all seem to promise the same things: gorgeous templates, robust analytics, effortless inventory management, wonderful customer support.
I’ve got you covered. I took a look at all of the options to find the best website builder for creating an online store.
In my research, I paid attention to the following criteria:
Functionality — The major difference between an ecommerce site builder and a “normal” website builder is you’re going to be running your business off this platform. It needs to accept payments instantly and securely. It needs to have a useful dashboard to monitor traffic, sales, and inventory. It needs to keep have a cart the makes buying easy, and a system for calculating shipping.
Ease of use — There should be an easy way to add and remove products, an easy way to see your analytics, and an intuitive sales dashboard that can serve as your home base.
Design — The templates should look good out of the box and be easy to customize without expert (read: $$) help; and the designs should be pretty hard to mess it up or make worse.
Customer support — When things get tricky, you don’t want to feel like you’re going it alone.
Marketing — The pages should be SEO optimized, and the template should work work with your social channels and easily to connect paid ad channels.
Add ons — Since almost no system will have everything for everyone out of the box, I made sure the website builder had a way to accommodate additional needs.
Pricing — Sure, I get that an all-in-one solution like an ecommerce website builder will be more expensive than a DIY option, but we don’t want to pay through the nose, and we want what we get to be worth it. This includes the terms for payment processing. This is the last bullet on the list for a reason though: saving a penny here isn’t worth losing out on a dollar later on.
Which online store builder should I use?
The short answer: You should probably go with Shopify, especially if you plan to do more than $5,000/month in sales. It’s the industry leader for a reason. It has the level of in-depth analytics, inventory management, POS, shipping options, and every other ecommerce feature that you need (and that you really need at the $5,000+ level. If you’re not thinking that big, it’s time to get started.
New digitally-native and niche brands are the future of retail. — “Small Is The New Big,” Forbes
If you’re running more of a professional portfolio with some sales or subscription offerings, then hen you should check out Squarespace. Price wise, they’re basically the same. Squarespace wins for design; Shopify wins for ecommerce features.
The other online store builder worth recommending is Wix, which has a pretty cool AI-builder that’ll turn your social media into a website with a coordinating color palette and pre-populated photos. If you run a bookings-based business, or a music business, then there are features in the Wix stores that are definitely worth checking out. It’s also one of the cheapest options, though if you’re picking your ecommerce platform by price alone, we need to have a side conversation about how you need to get your head in the game. There are some flaws I discuss further down in the in-depth reviews you should take into account — and see if they’re dealbreakers for you during your free-trial period.
Side note: No matter which website builder you pick, you should use the free-trial period as a test run. What features are missing and can you live without them? What’s it like to actually run your business from that platform?
I also reviewed WooCommerce which is an open-source, subscription-free way to sell things through your WordPress store. If you’re running a content site, I wholeheartedly recommend building your site with WordPress; it just wins in the content management space. Simple as that.
Finally, Weebly, which was recently acquired by payments processor Square, is fine, but not impressive. The standards set by Shopify, Squarespace and the other contenders are just too high for Weebly to hit them. I’ll keep an eye out though.
The top 5 ecommerce website builders compared
Shopify
Best ecommerce platform for most businesses
Drag-and-drop store builder
70 themes: 10 free + 60 paid
Competitive pricing
Shopify is my favorite ecommerce software — and the one I recommend to just about everyone. It’s the leader in the industry and rightfully so. The most important ecommerce features are ready to go without any customization, and Shopify makes it easy to customize anything else with its super robust app store. If you run into any issues, there’s 24/7 support.
The worst thing about Shopify is the price point — and it’s generally competitive. The subscription, which starts at $29/month is right in line with what you’d pay with any hosted option, and so are the payment processing fees, which start at 2.9% + 30¢ credit card rates and only get better from there. I just don’t like the 2% additional fee for non-Shopify payment processors. I get that Shopify wants you to stay in the Shopify ecosystem, but offering multiple payment options is better for customers and one of our 8 quick wins for ecommerce sites.
Pros
Robust app store
Clean, modern themes
Intuitive product pages
Easy-to-use drag-and-drop store builder
Competitive payment processing rates
Safety and security
Speed
Can create landing pages
Optimized for SEO
24/7 Support
Cons
Additional fee for payments from non-Shopify payment processors, like PayPal for example
Blog feature is minimal — it’s technically there, but it’s not enough to run a content site on
Majority of the apps in the Shopify app store aren’t free, so you could also increase your monthly spend there
Liquid set up, not PHP
Lock-in feature — it can be challenging to move your store away from Shopify. It’ll export as a CSV file, but it’ll be time-consuming to rebuild where you go next
Shopify pricing
It’s competitive, but like I said charges an kind of annoying fee for external payment processors. All in all, I think the price is worth it.
$29/mo for Basic Shopify — 2.9% + 30¢ credit card rates + 2% for non-Shopify payment processors
$79/mo for Shopify — 2.6% + 30¢ + 1% for non-Shopify payment processors
$299/mo for Advanced Shopify  — 2.4% + 30¢ + 0.5% for non-Shopify payment processors
The difference between these packages:
Increase in number of staff accounts: 2, 5, 15
Unlock gift cards, reporting, and advanced reporting
Unlock third-party shipping calculations
Better rates on shipping and payment processing as you increase in the plans
Shopify themes
When choosing a theme, I suggest skipping filtering by price point. None of the themes on Shopify are going to break the bank — the most expensive themes are $180. If a theme has what you want, that’s the theme for you. Go to the all themes and ask yourself a few questions.
The first question is the most important:
How many products are you selling? Just one? A few? A lot? If you are selling one item your site will be very different than another online store that’s selling hundreds. In fact, set this filter and see if that’s enough to bring the templates down to a reasonable number.
If the number is still large, then you can filter even further:
Do you need a size chart?
What social media do you want integrated? Instagram? Twitter? Pop-up email form?
Would you like a “related products” feature?
Do you need video capabilities?
What layout and menu option will be easiest for your user to navigate?
What’s your store’s style? What’s your business like? Which theme reflects your business and creates the feeling or idea in your customer that you’re looking for? If you don’t have a clue where to start with this question, I recommend filtering by Industry. You’ll get a sense of the types of designs Shopify considers in line with most businesses like yours.
How are you going to tell your brand story? Is it in video? Writing? Photos? Are you running a crowdfunding campaign and the goal tracker is part of that story?
Find one you think you like? Check the theme reviews.
If other people have this theme and are frustrated, that’s a little peek into the future for you too.
Back away from themes with frustrated customers who haven’t had good luck with customer service.
Take a look at the demo sites both mobile and desktop versions. Then take a look at the actual stores using the theme. Are these in line with what you want to make?
If everything checks out, choose your theme. Don’t worry — you don’t have to buy it now. You’ll pay for it later, after you have a chance to test it out. Do check out the different versions of the theme — these will control the overall look and feel of your site, and you’ll want to decide which one you like best at this point. It can be hard to tell which one is best when you have only template content to look at.
I went through this process with a hypothetical business that sells one, and found a theme I like for this business. I chose the Showcase theme because I like the full-page photography. I picked the theme, answered a few questions from Shopify and then got to my dashboard.
From here, I can add merchandise, or I can customize my theme. I’ll do a little bit of both, of course.
Key changes to make:
Change the font — this ensures your store will look different than other stores, even stores with the same theme
Layout, content blocks — you’ll drag and drop these in the menu on the left side and the preview will update to the right
Attach your social media feeds
Customize the cart experience
Shopify app store
If there’s anything your theme doesn’t have, like customer reviews, there’s the Shopify app store. Basically the apps are little snippets of code that will add a feature to your Shopify store. It’s like having a dev build something for you, but because Shopify is a huge ecosystem, you don’t have to pay them the real price of custom building you something. They’re going to sell this same code to thousands of other stores. I love this about Shopify. According to the Shopify app store, more than 80% of stores use apps — and I’ll bet if you filtered that number by the number of live, active stores that are really making sales, then the percentage would be really really close to 100%.
Squarespace
Stunning templates
Professional look
Ideal for portfolio sites
Has a learning curve
Squarespace has a reputation for beautifully designed templates. That reputation applies to its ecommerce store themes as well. They’re handsome, I must admit it. There are a few things you should know going in: I recommend Squarespace more for professional portfolio sites than true ecommerce stores. It’s just set up for those kinds of stores better.
It’s not a bad idea to run your online store with Squarespace; Shopify is just easier when it comes to managing inventory and customizing every little nuance of your store. The Squarespace builder is a module-based builder. It’s not drag-and-drop — but you can get the hang of it pretty easy. Don’t get frustrated by the “demo” content or “sample” pages. You’ll have to copy the page before you can customize it, a silly step but not one to deter you from getting your work done.
Pros
Gorgeous templates
Incredible looking result
24/7 support
15-day free trial
Cons
Tabbed interface that’s not super intuitive
Design requires high-quality photography (which you should get)
Only integrates with Stripe, PayPal, and Apple Pay
No app marketplace
Squarespace pricing
Basic online store: $26/month billed annually
Advanced online store: $40/month billed annually
What’s the difference between these plans?
The Advanced plan includes flexible coupons, subscriptions, abandoned cart auto recovery, gift cards, and advanced shipping. Unless you want one of these features, you’ll be good with the Basic online store. There are also two other plans that aren’t aimed at ecommerce stores — Personal website for $12/month billed annually, and Business website for $18/month billed annually. With the Personal plan you can’t sell anything. With the Business plan you can, but you’ll pay a 3% transaction fee. If you’re doing more than $275 in sales each month, there’s no question between the two plans — you’d be paying in fees the difference in the price without unlocking any of the online store features like inventory, tax, coupons, and shipping labels.
You can also upgrade or downgrade your plan at any time. Unless you know you want one of the Advanced features, I’d start with the Basic online store and go from there.
Squarespace templates
All of them are beautiful. Let’s start there. To find one that fits your store, I’d start by sorting into Online Stores. You’ll see your options are narrowed to 11 templates. Then ask yourself:
How many products do I want featured on the homepage?
What amazing photography do I have?
Do I want to use video backgrounds?
Does the quality of my images stand up to the quality of the Squarespace design?
Do I have much to say in words? Do I want those words over the top of my images or beside them?
What kind of menu do I want?
Do I want anything specific: Grid layout? Scrolling features? On-hover effects?
I suggest you preview the theme and notice what it’s like to use the example layout. To be honest, your site is going to be at best like this one, so if there’s anything you don’t like, take note. It’ll likely annoy you even worse in your own store.
Once you find a layout you like, click Start with “Theme Name.” You’ll create an account at this point. Don’t worry, you don’t have to pay yet — you have a 15-day free trial to customize the store and make sure it’s what you want.
To make changes to the pages, you’ll need to make copies of the sample pages. The interface is minimal and soothing, but not very helpful. Just get in a meditative mindset and keep clicking to figure things out. There are a lot of tabbed sections, which I don’t love. But it’s not challenging.
I wouldn’t call the builder drag-and-drop — it’s more of a module based style to build and go. You’ll get use to it the more time you spend with the system. Though, I’ve gotta say, if you’re using Squarespace, I suggest you take your cues from the design that’s ready-made. It’s one of the things you’re paying for.
Wix
500 templates
Drag-and-drop without limitations
Quick-start with the help of an AI designer
Unique templates for booking, music, events and restaurants
I really like the way Wix has used AI to automate the design decisions. It’s the exact opposite of the Weebly approach of making you pick a theme based on your first glance. If you already have some web presence — maybe in your Instagram or Facebook — Wix will take the work you’ve already done and create a website to match. You can also start from scratch. That’s one of the things I like most about Wix. It’s pretty much down to help you build your online store the way you want to: with help or without, from scratch or from a template, in the drag-and-drop builder or deep in the code.
Pros
Cheapest website builder in this list
Dozens of payment gateways including Square, Stripe, and 2Checkout
VIP Priority Callback support option
Cons
Limited reporting and analytics
No way to automate or integrate tracking numbers
Product pages don’t have a sort filter
The biggest drawbacks for Wix are its store features. Some very basic things you’ll want to do if you’re actually shipping products may become very irritating. I’m talking things like attaching tracking numbers to orders or downloading your reports.
If you’re making the choice on which ecommerce website builder to use simply on price, I implore you to stop using that as your methodology. There is a false logic at play. The $6 you’d save by choosing one website builder over the other will not be worth it when you’re wasting time trying to make the software do something it’s simply not built to do. Give the website builder you do select a thorough test run during your trial. This is the software you are using to run your business — don’t let a few bucks stand in the way of getting software that’ll really support you.
Wix pricing
Business Basic for $20/month
Business Unlimited for $25/month
Business VIP for $30/month
What’s the difference between these plans?
Storage: 20GB, 35GB, 50GB
Video hours: 5 hours, 10 hours, unlimited
VIP plan also gets VIP support with Priority Response
There are also 4 non-ecommerce plans that won’t allow you to accept payments
If you’re interested in learning how to make a Wix website for your online store, I have a whole tutorial on it, so I won’t repeat myself here.
WordPress with WooCommerce
Complete control over your ecommerce site
No subscription fees
1 theme, with variations and customizations
WooCommerce is a little bit different than the other ecommerce options we’ve looked at so far. It’s a self-hosted option, which is the more DIY version. A website builder like Shopify is like living in a hotel where everything is already included: there’s a coffee maker and coffee grinds, clean towels, and shampoo. If anything breaks you know you’ll have help. But it’s also more expensive and you have less control and ownership. You can’t take the towels from the hotel home with you, for example. With WooCommerce, you’ll build your own site on WordPress and use the free WooCommerce Storefront theme. It’s not a drag-and-drop website builder, but you can customize the look and feel.
Pros
Free theme
Works with WordPress blog
Great for content-heavy sites
Easy to customize with add-ons
Cons
Not a drag-and-drop builder
Not an all-in-one solution
WooCommerce pricing
Free
Common add-ons range from $10–$60 a year
With WooCommerce you can get started for free. You’ll need to buy a domain name and set up web hosting. We have a how-to guide on all those steps here in How to Start a Blog. When you get to Step 6, choose a theme, you’ll choose the WooCommerce Storefront theme. There are a few different “child themes” to choose from — these change the look of the theme the way a new coat of paint changes the look of a room. Some child themes are free; others are $39.
I recommend also checking out the WooCommerce extensions. Most sites will benefit from the customizer bundle. You may also need features like the pricing table, a contact section (yes, you definitely want this), and maybe a hamburger menu. Some extensions are free, others are paid. The price points are reasonable.
Weebly
35 ecommerce themes
348 apps
Weebly was bought by Square in 2018, and though Weebly is run as a separate business, it’s clear to me that Square is attempting to bolster it’s full-service suite of offerings for small businesses — with the cornerstone of that suite being in-person POS systems and payment processing. The drag-and-drop builder is intuitive, but the set-up and guidance isn’t all there for me. For the price point — $4/month less than Shopify — I don’t think it’s worth going with Weebly.  
Pros
Intuitive drag-and-drop builder
Includes memberships, forums, support
Cons
Not very useful in helping pick a theme
No way to sort themes by feature
Cluttered page system that’s not good for more than 10 pages
You’ll need to manually copy blog posts if you migrate
If you’re launching an online store, you can skip right over the Starter and Pro plans — you’ll be pay a premium of 3% on every transaction and you’ll be limited in a lot of ways. You won’t be able to modify your cart, for example. For the price, I think you’ll get a better store from Shopify’s $29/month plan.
Starter $8/month annually
Pro $12/month billed annually
Business $25/month billed annually
Performance $38/month billed annually
What’s the difference between these plans?
Weebly transaction fee: 3% on Starter and Pro, 0% on Business and Performance
Number of products: 10, 25, unlimited, unlimited
Features only available on Business and Performance: Shopping cart, digital goods, product reviews, coupons, inventory manager, shipping calculator, among others
Weebly themes
When you create a store, Weebly will ask what you’re selling and if it’s online or offline, or both. After just two questions, it’ll pop you into a store for you. This seems kind of curt, and it is. When you click customize your store, you’ll be able to choose a new theme. How will you decide? Weebly doesn’t make it easy — there’s a page of themes offered, but you can only sort them by the top-of-the-fold look and feel.
Weebly pricing
The first few options are pretty and white.
Take note of a few things:
How large are the photos?
Is there a border?
Is there text on the photos?
Is there a CTA?
Where is the menu?
How many products are featured in that first view?
Since there’s no filtering, your best hope is to choose one you think looks like your store should look.
It’s pretty intuitive to add products and personalize your store. Keep checking back with the preview and you should do fine.
In sum: How to choose the right ecommerce platform for your online store
For an online store, you can’t go wrong with Shopify. It’s the industry leader, easily one of the best ecommerce website builders, and it’s well worth the price point. I like it a lot — particularly how much you can customize it with the app store. It’s got the analytics you need to run a real ecommerce shop. I also like the designs from Squarespace. They really do make it possible for a total beginner to create a professional looking site.
The other contenders for all-in-one builders are Wix and Weebly. I found them to have limitations, so they’re not my top picks. I did like the Wix AI creator and the features it boasts for booking businesses and other speciality stores, like music or video creators. It’s worth checking out (there’s a free trial period) if one of those things intrigues you. I’ll keep tabs on Weebly. However, right now it doesn’t come close to competing with Shopify and Squarespace.
If you want to run a WordPress site, then look into WooCommerce. You’ll find it is very familiar and has all the things that are great about any WordPress site: nearly limitless customization, great content management, excellent SEO, all subscription-free and open source. Granted, you’ll probably end up spending some on customizations and will need to throw down for your domain name and your web host. But if you’re the type that’s curious about building a self-hosted site, you already knew all that.
http://www.quicksprout.com/best-ecommerce-website-builder/ Read more here - http://review-and-bonuss.blogspot.com/2019/03/the-best-ecommerce-website-builder.html
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themoneybuff-blog · 5 years
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18 Two-Minute Chores to Tackle Right Away
All too often we explain away our lifestyle or money messes by saying, I just dont have time to do [whatever would have prevented the problem]. Heres a simple, supremely effective tactic: Any time something can be done (or at least well-begun) in two minutes or less, then for heavens sake, do it! The two-minute rule cant fix everything in our lives. But applying it helps to keep chores and paperwork from piling up quite so high. Every time a little thing doesnt add to the big things, our lives get better. More to the point, a small block of time can result in ongoing dividends. For example, shopping apps can get you discounts, cash back, or even refunds if a price drops. Downloading apps like Ibotta, Earny, Shopkick, Paribus, or Cartwheel gives the chance to both save and earn money when shopping for essentials and treats alike. Some of the tips in this article are simple productivity hacks. Others could completely change your financial life. All take just a couple of minutes at a time, and will move you further along the road to financial security. 1. Pay attention to your accounts. Personal finance author Beverly Harzog checks her credit card accounts every morning. It takes very little time, says the U.S. News & World Report columnist, and is a great way to catch fraud in the early stages. Dont want to check every day? Let the account tell you, by setting up an alert. Ask the bank or credit union to let you know when a bill has been paid or a debit card is used, or have the credit card company flag any transactions over a certain amount. Or over any amount, maybe: Jim Wang of WalletHacks.com has his card alert him to every. Single. Transaction. Yes, he really did set the alert amount to $0.00. You hear all these stories of people getting ripped off in $5 and $10 amounts because they dont notice, Wang says. These alerts let you know immediately that somethings wrong. The sooner you report fraud, the fewer losses a card issuer has to eat and remember, the cost of fraud gets passed along to all consumers eventually. 2. Order a free credit report. Are you checking your credit report often enough? You can do it for free three times a year (once for each of the major credit reporting bureaus) by visiting AnnualCreditReport.com. Requesting one report every four months can prevent small issues from becoming big ones. For example, if the report says you missed a payment but you really didnt, write to the credit bureau and get this fixed. Or perhaps theres an account on there that you didnt open. That could be a simple mistake but it could also be a sign of fraud. 3. Consider credit monitoring. Depending on what kind you choose, a credit monitoring service will do things such as check for account applications (bank, phone, credit, utilities) made in your name, provide identity theft insurance, monitor your personal information across thousands of databases, and alert you if there are any changes to your credit report or score. Some of these services are even free, such as Credit Karma and Credit Sesame. Personal finance writer Cameron Huddleston says one such alert clued her in to a drop in her credit score. Turns out she had a payment that she didnt realize was late. I quickly fixed the problem and raised my score in the process, says Huddleston, life and money columnist for GOBankingRates. 4. Set up automatic payments. If youre confident youll always have enough in your checking account, put your bills on auto-pay and let them take care of themselves. No more missed payments! Not everyone can (or wants to) keep that much in checking from month to month, though. Due to the hectic nature of life, Lee Huffman of the Bald Thoughts blog suggests setting up payment for at least the minimum amount each month. You can still pay bills in full manually, but setting an automatic minimum means no more late fees, ever. 5. Download your banks mobile app. Having your phone talk to your bank makes it easy to check account alerts wherever you are. Some apps offer other perks, such as letting you deposit checks remotely rather than having to drive to the bank (big time-saver) or letting you make person-to-person payments (helpful for stuff like chipping in on a shared utility bill or reimbursing a friend who picked up the tab at dinner). 6. Look into student loan refinancing. Some scholars graduate with scary amounts of debt. Figuring out whether to refinance your student loans is a complex subject, since its based on individual circumstances. However, refinancing could also change your life, if only by getting you out of default and on track to a solution. To find out more about whether its right for you, see Student Loan Consolidation: Pros and Cons. 7. Set up automatic savings. If you dont already have an emergency fund, this is a great way to get started. It shouldnt take more than two minutes to log into your bank or credit union account and set up a recurring monthly (or weekly) transfer into a separate emergency fund. Set it and forget it. Or maybe youre aiming for other kinds of savings: a pay cash for the next car fund, a 529 plan for your kid, or a pot of money that youll funnel into real estate or some other investment. No matter what kind of savings youre aiming for, be sure to make the amount sustainable. Specifically, dont commit every non-budgeted penny, because life brings surprises that take you over budget. 8. Deal with the mail. Dont throw it onto the table or desk because its mostly junk anyway. Take two minutes to weed through the junk and toss it into the recycle bin or trash. Otherwise, the pile of untended mail gets bigger and bigger, and you run the risk of missing something. For example, if a bill gets hidden in the stack and doesnt get paid, youll incur a late fee, and maybe even a ding on your credit report. (Yes, some of us do still get bills in the mail.) Bonus: Less clutter = less irritation. A tidy living space is very calming. And speaking of tidiness 9. Try some stealth cleaning. Choose a chore that can be done within two minutes. Vacuum one room. Move the laundry from the washer to the dryer. Clean a toilet. Scoop the cats litter box. Carry the trash out to the garbage can or dumpster. This works best if every member of the household takes on a daily two-minute task. Even toddlers can dust, and preschoolers can empty the bathroom trash or carry dishes to the sink. Little by little your living space will get tidier and youll feel better. In the best-case scenario, youll get in the zone and do two or three such chores. Now: Take the money you were considering putting toward a weekly housecleaning and use it for something that advances your personal financial goals. 10. Contact your insurance agent. Sometimes life changes or home upgrades make you eligible for discounts on your insurance policy. Keep your agent updated by e-mail or phone if, say, youve started to carpool (or to work from home), or if you had a home security system installed. Even if nothing changes, get in touch with your agent to ask about other potential discounts. For example, a decent-enough price break for taking a driving course might be worth the cost of the class. Should your credit report or your teen drivers report card improve noticeably, see if that will improve the premium. Still not convinced youre getting the best deal? Then you should 11. Comparison shop for insurance. You can fill out an online quote form in just a couple of minutes and the results might really surprise you. The Simple Dollars insurancearticles can help you understand the different kinds of coverage and find a lower rate. That way you can buy exactly what you need, vs. paying for products that dont support your financial goals. While youre at it 12. Comparison shop for credit cards, too. Some people dislike the current credit scoring system, and in a sense theyre right. Why should they be penalized for paying cash? But its what we have, and a smart consumer will learn to work within it. Thats why if you dont have a credit card, you should get one to build your credit score. It could also be invaluable in case of the unexpected; twice Ive had to drop everything and fly thousands of miles for family emergencies, and having plastic made that much, much easier. And if youve already got a credit card? Make sure youre getting the optimum benefits. Whether youre looking for travel rewards or cash back bonuses,The Simple Dollars credit card section lays it all out for you. 13. Schedule some maintenance. Keeping on top of the manufacturers suggested maintenance on everything from vehicles to home heating systems means preventing problems versus trying to fix them. A friend drove her car for nearly 22 years that way. Dont neglect your own maintenance, either. For starters, see the dentist twice a year. Annual medical exams arent always necessary, but talk with a primary care physician about whether you should at least have lab work done plus any other tests appropriate to your age (e.g., mammogram or colonoscopy). Not only is it cheaper to fix a health issue caught early, it can sometimes be a matter of life and death. 14. Keep an ongoing grocery list. If you use almost all of the remaining toilet paper, cat food, toothpaste, or whatever, add it to the online shopping list right then and there. Dont use online shopping? Add it to the paper list stuck on the fridge. Because you probably wont remember that you need cilantro, cat food, or whatever else when youre at the grocery store later and might find yourself at a convenience store at 10 p.m., grumbling and paying a ridiculous amount of money for TP. 15. Cancel a subscription. Are you even reading those magazines? How often do you go to the gym? Did your kids excitement over monthly craft kits peak at oh, about four months in? Do you really need regular deliveries of makeup, clothing, or snacks? Most people probably have a subscription or two that they never got around to canceling, says Austin Grandt of the Financial Toolbelt website. Apps like Trim and Truebill will corral your current subscriptions, making it easy to weed through what you really want. Remember: These things are generally wants, not needs. And they can cost a lot more than you might imagine. 16. Get a library card. It might take you two minutes to find out whats required in your area, such as photo ID and a current utility bill, and then another two minutes to get a librarian to set you up. Totally worth it! Libraries buy books and movies and subscribe to magazines so you dont have to. Depending on where you live, the library might also lend out everything from toys to art to fishing gear. Libraries offer information on genealogy, social services, and other useful stuff, too. (The main library in my city houses the Cooperative Extension Service.) Many host a wide variety of activities, including but not limited to childrens story hours, public lectures, movie nights, clubs, resume-building workshops, tax help, and film appreciation nights. Most if not all of these things will be free. 17. Set things up before bed. Before you turn in, ready your breakfast supplies. When you stumble into the kitchen at 6:45 a.m. youll be greeted by your favorite mug, a batch of already brewed coffee (thanks, timer!), the box of cereal, and a bowl. So much better than rummaging around for coffee and filter, the cereal, and a bowl and mug while also trying to unload the dishwasher you ignored yesterday. More importantly, this helps cement the habit of eating breakfast at home, which is cheaper and healthier! than hitting the coffee cart or the fast-food drive-through on your way to work. 18. Set up reminders. Cody, the young-and-hustling author of the FlyToFI blog, uses his iPhones Reminders app to avoid errors as simple as forgetting to buy milk, or as potentially life-changing as failing to change the batteries in the smoke detector. This app, or any other reminders system, can save you money in the here-and-now, such as avoiding no-show fees for missed medical appointments. Reminders also help you stay on top of things that keep you financially healthy. Its so easy to think, I really should [look for a better rewards card/get scheduled auto maintenance done/buy life insurance] and then not do these things. If thats you, then set reminders. Re-set them if necessary. Sooner or later (preferably sooner) youll make Future Yous needs a priority. Award-winning journalist and veteran personal finance writerDonna Freedmanis the author of Your Playbook for Tough Times: Living Large on Small Change, for the Short Term or the Long Haul and Your Playbook for Tough Times, Vol. 2: Needs AND Wants Edition. More byDonna Freedman: https://www.thesimpledollar.com/18-two-minute-chores-you-should-never-put-off/
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dyernews · 6 years
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Discover It Credit Card Review
Many months ago now, following what I called my financial awakening, I found that I was suddenly in the market for a new rewards credit card. This led me to start researching various cards before ultimately landing on my final choice: the Discover It card. Before we get into my hands-on review, let me explain what I liked about this card on paper and why I ultimately applied for it.
Why I Chose the Discover It Card
As you probably know if you’ve ever set out to find a new credit card there are tons of options, each with their own set of pros and cons. Admittedly my first line of thinking was to look at branded cards that would offer loyalty perks for various airlines or hotels. However, while I’d like to do more travel, at this time it wasn’t clear that I’d use any one of these brand-specific cards enough to get any real rewards. So what did I go for instead?
A flat cash back rate with rotating bonus categories
Before adding the It card to my wallet, my wife and I actually had been using a PNC card she’d been using for years. While it is a strong option overall, the credit card has one glaring downside: any category that wasn’t gas, entertainment, or dining accrued only .25% cash back unless we spent more than $10,000. Because of this,  finding a card that could fill that hole was a big priority. With that goal in mind I was attracted to the Discover It card’s 1% back on everything. However what really won me over were the bonus categories.
Each quarter the It card offers a new spending category that nets you 5% on up to $1,500 in spending. For example during this quarter cardholders can earn 5% on purchases made at restaurants. This actually tops the already-impressive 4% that my Uber Visa card (which I obtained about a year after my Discover It) carries in this spending category.  Currently, the rest of Discover’s announced 5% slate looks like this:
July-September 2018: Restaurants
October-December 2018: Amazon.com & Wholesale Clubs
Hopefully Discover will unveil their 2019 line-up soon as I’ve noticed that they do change a bit from year to year.
No annual fee
For a short time during my search I actually considered a card with an annual fee. In many cases, such as with the Disney Premier Visa (which I was drawn towards given my affinity for that particular company), it seemed that paying these fees might be a good bet in the long run. But who wants to shell up upwards of $100 to perhaps only barely earn it back?
That’s why I was delighted to discover (no pun intended) that the It card carried no annual fee. Additionally, unlike many other rewards cards, there wasn’t even a higher tier of card to tempt you. Ultimately this gives me greater flexibility as I don’t feel obligated to use the card or risk wasting my fee.
Foreign transactions + acceptance issues?
Before applying for my Discover card my biggest concern was about how many retailers would accept the card outside of the U.S.  This was especially important because, while the card boasted no foreign transaction fees, I questioned whether that selling point would ever even come into play if I couldn’t find anyone to take my card while on vacation. What started as a major concern quickly turned around once I learned that Discover has partnerships with UnionPay in China and JCB in Japan to boost their acceptance in a huge way. Unfortunately my latest travels haven’t taken me to that part of the globe (although I did spend time in Hong Kong, which is actually not included by the UnionPay partnership) and I learned from my visits to Paris that acceptance in Europe is pretty low. Therefore, unless you’re headed to China or Japan, it’s probably best to have cash or a Visa card onhand as a backup.
First year = double cash back
Admittedly the Discover It card doesn’t offer a huge signing bonus upfront. On the other hand that could be a good thing if you play your cards right. Currently the company is offering a bonus to new cardholders where they will match the cash back you earn in the first year.
To be clear, this means that you won’t receive your bonus until after a full year of using the card but this presents you with an opportunity to earn a big payoff. There is no limit to the level of cash back they will match and you can even use your cash back in the meantime without it deducting from your matching bonus. With this offer on top of the 1% all the time and 5% quarterly categories, I was able to score a pretty sizeable bonus at the end of my first year and still have a couple of hundred dollars sacked away, ready for me to redeem when the time is right.
Card design is on point
I’d be lying if I said that this wasn’t a factor. I opted for the plum-colored card but was happy to see that I can order additional cards that look like old cassette tapes or ones with NHL hockey team logos on them (go Devils). Initially you’ll have the choice between four basic card colors: plum, garnet, spruce, and the very rare and exotic… blue.
When receiving the card you may be surprised to find that all of the info including your name and the card number is printed on the back. This leaves the front with a clean look, nice finish, and just overall sexy appearance. Like I said, this probably shouldn’t be a big deal but it is. For what it’s worth, I did end up ordering the cassette tape design for my wife and she gets compliments about it from just about every merchant that sees it.
My Experiences So Far
Having been a Discover cardholder for some time now, I’ve had plenty of opportunities to explore the card’s site, app, and more. Here’s what I think is worth knowing about the Discover Card user experience:
Apple Pay and iOS integration
I presume that most credit cards you can obtain these days are compatible with Apple Pay but that’s always a good thing in my book. However what really impressed me was another iOS feature Discover offered.
If you’re like me you frequently swipe down on your iPhone to reach your notification center and overview of the day. While this typically includes a look at the weather and what items are on your calendar it also allows for third party widgets, including Discover. Now I can quickly view my card balance from this dashboard making it easy to keep on top of things. Plus the Discover app is compatible with Touch and Face ID, which I say is another win.
Something else I should mention is that, since I time I first got my Discover card, they updated their app to allows users to access their credit card and Discover Bank accounts under a single login. As a Discover Bank customer, this was a welcomed improvement. The change also makes it easier to transfers earnings from my Cashback Debit to my It card rewards balance.
Bonus offers and coupons
On top of the regular cash back offers there is also a section of the app and the site devoted to Discover Deals. This page houses a mix of retailer-specific cash back bonuses as well as various coupons made available to Discover customers. For example cardholders can enjoy 5% cashback on purchases made at JCPenney.com, Ulta.com, Gap.com, and more. Keep in mind that you’ll need to shop at these sites using the link on the Discover Deals page and, of course, terms and conditions apply.
Cash out for gift cards and get more
Another aspect of the It card I was surprised to learn about was their selection of gift cards that could be redeemed with cash back earnings. What makes this an even better proposition is that all of these gift cards come with free money. For instance $45 can buy you a $50 AMC movie card while $20 can get you $25 to Bed Bath & Beyond. Currently there are more than 100  gift card deals listed so this offers a lot of options to get the most from your earnings.
Credit score
Since part of the reason I decided to get another credit card all that time ago was to help bring up my credit scores even more, I was encouraged to find that Discover includes your FICO score from TransUnion on your statements. This information is also accessible through the app and the wesbite. Although this will only give you one credit score it’s nonetheless a nice added perk.
Easy account freeze
If you’ve seen a Discover card commercial in the past several years you’ve probably heard about this nifty feature. Basically, if you misplace your card but aren’t quite sure that it’s gone for good, you can put a hold on your account just in case. If you do end up finding the card afterward — no harm, no foul — you can unfreeze your account and go back to using your card. This is one feature I hope to not have to use but I’m still glad it’s there.
Final Thoughts on the Discover It Card
I was attracted to the Discover It card for its simple flat-rate cash back offer as well as the 5% quarterly categories that would make it easy to supplement my current rewards card.
Add in its lack of foreign transaction fees, a first-year bonus cash back doubling offer, it’s downright pretty design, and I was sold. However my choice was further validated once I received the card and got to fully explore its tech integrations, security features, and the various ways it allows me to save money.
Even my wife’s PNC card and my Uber Visa in the mix, there are still purchases where my Discover’s cash back wins out, allowing me to maximize my rewards all around. For all of those reasons I would recommend the Discover It card to anyone looking for a solid cash back card.
  The post Discover It Credit Card Review appeared first on Dyer News.
0 notes
motorsport619 · 6 years
Text
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
https://www.youtube.com/watch?v=yDbgqf0puds
https://www.youtube.com/watch?v=PhKGMURzgew
https://www.youtube.com/watch?v=hQD7Q1aOcl4
https://steemit.com/total/@alwaysus/total-money-magnetism-review-does-total-money-magnetism-really-works
What’s up guys? I’m back again with another one amongst my honest self-facilitate/personal development product reviews (in a very similar vein to the reviews I actually have already in deep trouble merchandise like Manifestation Miracle (review), Cosmic Ordering Secrets, and the Power of Conversational Hypnosis). These days we have a tendency to are having a look at a very hot new product called Total Cash Magnetism, by renowned author and private development guru, Steve G. Jones. Steve carved out his niche as a clinical hypnotherapist, and has gone on to author a range of widespread books and courses on self-facilitate, hypnotherapy, and private development. For instance, you may have already come back across his admittedly dated wanting, however nonetheless successful and widespread hypnosis mp3s website. If not, then you can test it out here: ==> Total Money Magnetism – Visit Official Website Currently you’re probably thinking “oh great, another “superstar” product”. But there’s a catch here – Steve G. Jones is genuinely quite a well-known figure in this trade. Check out his Wikipedia page, as an example … or his Facebook profile that includes a truly massive following. All that aside, Steve G. Jones is back within the ring with another personal development product known as Total Money Magnetism, and today we have a tendency to are going to tear it to items to see if it is actually any smart, and whether or not or not it is price a get! What's Total Money Magnetism? Before we tend to will review Total Cash Magnetism, it's necessary to induce a feel for what this product is and what it really sets out to realize. At its most simple level, Steve G. Jones’ Total Cash Magnetism is a personal development coaching course that is engineered round the concept of rewiring your brain to create you successful in terms of money. While several merchandise, such as the venerable Manifestation Miracle, are all concerning unlocking the hidden power of your brain to achieve a number of different aims, Total Cash Magnetism (because the name suggests) very will specialise in the $$$ aspect of success. Like most in style personal development courses, it comes with a range of different elements that we have a tendency to can discuss in a lot of detail now: What's Included In Total Money Magnetism? As mentioned on top of, there are a variety of various “parts” that return included after you download Total Money Magnetism. Here is basic overview of what you get:     A digital download copy of the main Total Money Magnetism product (an eBook, essentially).     The Millionaire’s Mindset video, which includes a wealth (hehe, pun supposed) of interviews with real-life millionaires that's designed to help kickstart you into monetary success.     6 self-facilitate hypnosis mp3s from Steve G. Jones, that are designed to work beside the main product so as to enhance your monetary and wealth generation success.     three bonus “Platinum Sessions” with Steve.     A free month’s subscription to the Amazing Self personal development course, which features a more generalised approach to success in life, love, health, and wealth (please see my note on this below within the “cons” section of this review of Total Cash Magnetism).     Another video course known as “three Fastest Ways in which To create Money Online”. This is by a successful Internet marketer with a massive worldwide following called Mark Ling, and is all about serving to you reach your money goals by making money on the Internet. Together with Total Cash Magnetism, this is a powerful couple. Here’s a graphical representation of what you get: total money magnetism review - does it extremely work?   Key Product Details Now may be a sensible time to seem at key product details, like worth, download format, how you can pay, refund period etc. Here’s what you need to grasp:     Value: $47 USD – please see my note in the “cons” section on truthful pricing     Refund period: 60 days, no queries asked     Payment options accepted: Credit card, Paypal     Payment processor: Clickbank (one in all the planet leaders in digital payment processing) Total Cash Magnetism Professionals Currently we come back to the stage of this review where we tend to will begin to appear at the execs and cons of the product. This is often really the main “meat” of the review, and is what you should pay shut attention to when determining whether or not you must contemplate buying and downloading Total Money Magnetism. Here’s what I very like about this product:     It’s a nice quality product – The company that publishes Total Cash Magnetism, Unica Publications, includes a fantastic memoir for manufacturing extraordinarily prime quality digital data merchandise. This product is no exception, and oozes with professionalism and good production quality. From the slick PDF eBook, through to the crisp quality MP3s, everything here is made by people who clearly apprehend their craft.     Insightful, perspective-altering teachings on wealth and money success – Steve G. Jones is undoubtedly a successful fellow, and his success at generating wealth undoubtedly interprets through to the teachings in this product. Although it isn’t going to create you wealthy overnight, you'll learn some insightful methods and techniques for unlocking your mind to a greater probability of economic success.     Reasonable worth – $47 USD may be a fairly affordable value for this type of product (certainly abundant cheaper than some various choices just like the Power of Conversational Hypnosis, that weighs in at nearly $200!) Although the scope of the product is quite narrow, it still isn’t badly priced in the slightest degree.     Secure payment and download processing – I’m a firm believer keep your personal details private and secure, and can never purchase a digital product unless I am confident that my privacy is being safeguarded. As a result of Clickbank.com has a terribly trusted and well-tested platform for handling payments and downloads in an exceedingly secure fashion, you'll be able to rest assured that your details will be 100percent safe and secure when buying and downloading this product.     Generous refund window – you don’t need to worry regarding obtaining caught short with a product that you aren’t satisfied with. Thanks to a very generous 60 day, no-questions-asked, cash-back guarantee you can perpetually get a refund if you aren’t happy. You simply email the product vendor’s support address, and then they can process the refund at intervals a few days. In the unlikely event that you did have any problems, Clickbank (the payment processor) will FOREVER aspect with the client and place the refund through.     Ongoing support and updates – This product has already been released for the most effective half of a year, and has seen continued support and updates throughout now. I actually have no reason to suspect that the product can be abandoned in the future either. This means you don’t have to worry about purchasing and then concluding with an unsupported product that is left with no updates or improvements over time. Total Cash Magnetism Cons Nothing in life is perfect; especially not personal development courses. Like everything I have reviewed so way, Steve G. Jones’ product will have some notable downsides:     “Dishonest” pricing – I even have mentioned this issue before on a range of different reviews. And, sadly, this ugly downside once again rears its head. Like several digital data products, Total Cash Magnetism suffers from a scarcity of clear pricing. After you visit the sales page and finish watching the introductory video, you will see a special provide pricing saying that the merchandise has been discounted twice (all the way down to its final price of $47).     Primarily, the value continuously has and probably continually be $forty seven. The heavy, supposedly “time sensitive” discounting is just there to try and encourage you to shop for quickly.     A touch skinny on content compared to another products I have seen. Because Total Cash Magnetism is thus focused on, well, money, it undoubtedly has less content than some competing merchandise like Manifestation Miracle. Even though I think it is fairly fairly priced at $47, it might be a small amount low on content if you’re trying for more than simply a means to extend your monetary income. However, when you think about that you are protected by a very watertight cash-back guarantee, you don’t truly have too much to fret regarding.     You’ll only get out what you put in. I’ve spent a small amount of your time puzzling over whether or not or not I should embody this within the “cons” section of my review, or in the conclusion … however extremely the end result can be the identical either means. As with all merchandise concerning personal development and self-improvement, the very big drawback is that you'll be able to solely get out of it what you put in. This can be because you are dealing with products that are all regarding training your mind to figure in new ways that. This is often in contrast to a physical product, such as a replacement electrical toothbrush. If you go and purchase an electric toothbrush, then – as long as you actually use it – you’ll get some reasonably profit as a result of it works of its own accord. Conversely, with data products like TMM or any of the alternative product I have reviewed on this web site, you only see a benefit if you really take what is taught and build a acutely aware effort to use it to your life. As a result of of this, I suppose it is fair to say that the particular price you derive from a product like Total Cash Magnetism very will rely to some extent on your ability to absorb the knowledge provided, and then work diligently to place it to good use. total money magnetism pricing Here’s what I mean by dishonest/unethical pricing – the price will invariably be $forty seven … it doesn’t matter if you “act currently” or “act later.” Review Conclusion Therefore – all things being thought-about – should you get Steve G. Jones’ Total Money Magnetism? The answer to the present question very depends on what your goals in life are. If you've got invariably wished to become wealthy and improve your financial position, then it's positively a worthy purchase as there is some truly prime quality teaching here regarding how you can move to a new dimension of economic success. However, if you are simply fascinated by personal development in an exceedingly more general context, then I assume that you should look to alternative options such as Manifestation Miracle.
0 notes
miathesquid · 6 years
Text
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
https://www.youtube.com/watch?v=yDbgqf0puds
https://www.youtube.com/watch?v=PhKGMURzgew
https://www.youtube.com/watch?v=hQD7Q1aOcl4
https://steemit.com/total/@alwaysus/total-money-magnetism-review-does-total-money-magnetism-really-works
What’s up guys? I’m back once more with another one among my honest self-facilitate/personal development product reviews (in a very similar vein to the reviews I actually have already in serious trouble products like Manifestation Miracle (review), Cosmic Ordering Secrets, and therefore the Power of Conversational Hypnosis). Nowadays we are looking at a extremely hot new product called Total Cash Magnetism, by renowned author and personal development guru, Steve G. Jones. Steve carved out his niche as a clinical hypnotherapist, and has gone on to author a range of common books and courses on self-facilitate, hypnotherapy, and private development. As an example, you may have already come across his admittedly dated trying, but nonetheless successful and widespread hypnosis mp3s website. If not, then you can confirm it out here: ==> Total Cash Magnetism – Visit Official Website Now you’re most likely thinking “oh nice, another “famous person” product”. But there’s a catch here – Steve G. Jones is genuinely quite a well-known figure during this industry. Check out his Wikipedia page, as an example … or his Facebook profile that includes a truly massive following. All that aside, Steve G. Jones is back in the ring with another personal development product known as Total Money Magnetism, and these days we are going to tear it to items to work out if it's actually any good, and whether or not it is price a purchase! What's Total Cash Magnetism? Before we will review Total Money Magnetism, it is necessary to get a feel for what this product is and what it truly sets out to attain. At its most basic level, Steve G. Jones’ Total Money Magnetism may be a personal development coaching course that is built round the concept of rewiring your brain to create you successful in terms of cash. While many products, such as the venerable Manifestation Miracle, are all regarding unlocking the hidden power of your brain to achieve a number of different aims, Total Cash Magnetism (as the name suggests) very does focus on the $$$ aspect of success. Like most widespread personal development courses, it comes with a number of various elements that we will discuss in a lot of detail now: What's Included In Total Cash Magnetism? As mentioned higher than, there are a number of various “elements” that come back included after you download Total Cash Magnetism. Here is basic overview of what you get:     A digital download copy of the main Total Cash Magnetism product (an eBook, primarily).     The Millionaire’s Mindset video, which includes a wealth (hehe, pun supposed) of interviews with real-life millionaires that's designed to help kickstart you into money success.     six self-facilitate hypnosis mp3s from Steve G. Jones, that are designed to work in conjunction with the most product in order to reinforce your money and wealth generation success.     3 bonus “Platinum Sessions” with Steve.     A free month’s subscription to the Amazing Self personal development course, that features a additional generalised approach to success in life, love, health, and wealth (please see my note on this below in the “cons” section of this review of Total Cash Magnetism).     Another video course referred to as “3 Fastest Ways To make Money Online”. This can be by a successful Internet marketer with a big worldwide following referred to as Mark Ling, and is all concerning serving to you reach your financial goals by making money on the Internet. In conjunction with Total Money Magnetism, this is often a robust pair. Here’s a graphical representation of what you get: total money magnetism review - will it extremely work?   Key Product Details Currently is a good time to look at key product details, like worth, download format, how you'll be able to pay, refund period etc. Here’s what you would like to know:     Value: $47 USD – please see my note in the “cons” section on truthful pricing     Refund amount: 60 days, no queries asked     Payment choices accepted: Credit card, Paypal     Payment processor: Clickbank (one amongst the world leaders in digital payment processing) Total Money Magnetism Execs Currently we tend to return to the stage of this review where we will begin to seem at the execs and cons of the product. This can be very the most “meat” of the review, and is what you should pay close attention to when determining whether or not you ought to think about purchasing and downloading Total Money Magnetism. Here’s what I very like concerning this product:     It’s a nice quality product – The company that publishes Total Money Magnetism, Unica Publications, encompasses a fantastic log for producing extraordinarily top quality digital info products. This product isn't any exception, and oozes with professionalism and sensible production quality. From the slick PDF eBook, through to the crisp quality MP3s, everything here is made by people who clearly understand their craft.     Insightful, perspective-altering teachings on wealth and financial success – Steve G. Jones is undoubtedly a successful fellow, and his success at generating wealth positively translates through to the teachings in this product. Although it isn’t going to form you made overnight, you'll learn some insightful methods and techniques for unlocking your mind to a greater probability of economic success.     Affordable value – $47 USD could be a fairly affordable worth for this type of product (actually much cheaper than some different choices just like the Power of Conversational Hypnosis, which weighs in at nearly $two hundred!) Although the scope of the merchandise is quite slim, it still isn’t badly priced in any respect.     Secure payment and download processing – I’m a firm believer to keep your personal details personal and secure, and will never purchase a digital product unless I am confident that my privacy is being safeguarded. Because Clickbank.com features a very trusted and well-tested platform for handling payments and downloads in a secure fashion, you can rest assured that your details will be a hundredpercent safe and secure when shopping for and downloading this product.     Generous refund window – you don’t need to fret about getting caught short with a product that you aren’t happy with. Thanks to a very generous 60 day, no-questions-asked, cash-back guarantee you'll be able to continuously get a refund if you aren’t happy. You simply email the product vendor’s support address, and then they will process the refund among a few days. In the unlikely event that you did have any issues, Clickbank (the payment processor) can FOREVER facet with the client and put the refund through.     Ongoing support and updates – This product has already been released for the simplest part of a year, and has seen continued support and updates throughout this time. I even have no reason to suspect that the product will be abandoned in the future either. This means that you don’t have to fret about getting and then concluding with an unsupported product that's left with no updates or improvements over time. Total Money Magnetism Cons Nothing in life is perfect; especially not personal development courses. Like everything I actually have reviewed so so much, Steve G. Jones’ product will have some notable downsides:     “Dishonest” pricing – I have mentioned this issue before on a variety of various reviews. And, unfortunately, this ugly drawback once once more rears its head. Like many digital data merchandise, Total Money Magnetism suffers from a lack of transparent pricing. When you visit the sales page and finish watching the introductory video, you'll see a special provide pricing saying that the merchandise has been discounted twice (all the way down to its final value of $47).     Basically, the price continually has and most likely continuously be $47. The significant, supposedly “time sensitive” discounting is simply there to attempt and encourage you to buy quickly.     A touch skinny on content compared to another product I have seen. Because Total Cash Magnetism is therefore centered on, well, cash, it undoubtedly has less content than some competing merchandise like Manifestation Miracle. Even though I think it's fairly fairly priced at $forty seven, it might be a small amount low on content if you’re trying for additional than just a method to increase your financial income. However, when you think about that you're secured by a terribly watertight money-back guarantee, you don’t truly have too much to stress about.     You’ll solely get out what you set in. I’ve spent a touch of your time considering whether or not or not I should embrace this in the “cons” section of my review, or within the conclusion … however really the top result will be the identical either manner. As with all merchandise about personal development and self-improvement, the extremely massive downside is that you'll be able to only get out of it what you put in. This is because you're coping with merchandise that are all concerning coaching your mind to work in new ways in which. This can be in contrast to a physical product, like a new electric toothbrush. If you go and buy an electric toothbrush, then – as long as you truly use it – you’ll get some kind of profit as a result of it works of its own accord. Conversely, with info product like TMM or any of the alternative merchandise I actually have reviewed on this website, you merely see a profit if you actually take what is taught and make a acutely aware effort to apply it to your life. As a result of of this, I assume it is fair to mention that the particular worth you derive from a product like Total Money Magnetism extremely will depend to some extent on your ability to absorb the information provided, and then work diligently to place it to good use. total money magnetism pricing Here’s what I mean by dishonest/unethical pricing – the value will always be $forty seven … it doesn’t matter if you “act currently” or “act later.” Review Conclusion Thus – all things being thought of – should you purchase Steve G. Jones’ Total Money Magnetism? The answer to the present queryextremely depends on what your goals in life are. If you've got perpetually wished to become wealthy and improve your monetary position, then it's definitely a worthy purchase as there is some truly high quality teaching here about how you can move to a replacement dimension of financial success. However, if you are just inquisitive about personal development in an exceedingly more general context, then I think that you should look to different choices like Manifestation Miracle.
0 notes
moleskin-journal · 6 years
Text
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
https://www.youtube.com/watch?v=yDbgqf0puds
https://www.youtube.com/watch?v=PhKGMURzgew
https://www.youtube.com/watch?v=hQD7Q1aOcl4
https://steemit.com/total/@alwaysus/total-money-magnetism-review-does-total-money-magnetism-really-works
What’s up guys? I’m back once more with another one in all my honest self-help/personal development product reviews (in a similar vein to the reviews I have already done for products like Manifestation Miracle (review), Cosmic Ordering Secrets, and also the Power of Conversational Hypnosis). Nowadays we tend to are taking a look at a extremely hot new product called Total Money Magnetism, by renowned author and private development guru, Steve G. Jones. Steve carved out his niche as a clinical hypnotherapist, and has gone on to author a number of common books and courses on self-facilitate, hypnotherapy, and private development. As an example, you may have already return across his admittedly dated wanting, however nonetheless successful and fashionable hypnosis mp3s website. If not, then you can sample it out here: ==> Total Money Magnetism – Visit Official Site Currently you’re probably thinking “oh nice, another “celebrity” product”. But there’s a catch here – Steve G. Jones is genuinely quite a widely known figure during this trade. Check out his Wikipedia page, as an example … or his Facebook profile that includes a really huge following. All that aside, Steve G. Jones is back within the ring with another personal development product called Total Cash Magnetism, and nowadays we tend to are visiting tear it to pieces to work out if it's truly any sensible, and whether or not or not it's worth a buy! What's Total Money Magnetism? Before we can review Total Money Magnetism, it is necessary to urge a feel for what this product is and what it actually sets out to realize. At its most basic level, Steve G. Jones’ Total Money Magnetism could be a personal development training course that's engineered around the concept of rewiring your brain to create you successful in terms of cash. While several product, such as the venerable Manifestation Miracle, are all concerning unlocking the hidden power of your brain to realize a variety of various aims, Total Money Magnetism (as the name suggests) really does specialize in the $$$ aspect of success. Like most in style personal development courses, it comes with a variety of different components that we have a tendency to will discuss in a lot of detail now: What is Included In Total Money Magnetism? As mentioned on top of, there are a variety of various “components” that return included once you download Total Cash Magnetism. Here is basic overview of what you get:     A digital download copy of the main Total Cash Magnetism product (an eBook, essentially).     The Millionaire’s Mindset video, which includes a wealth (hehe, pun supposed) of interviews with real-life millionaires that's designed to assist kickstart you into financial success.     half dozen self-help hypnosis mp3s from Steve G. Jones, that are designed to figure in conjunction with the most product so as to enhance your money and wealth generation success.     three bonus “Platinum Sessions” with Steve.     A free month’s subscription to the Amazing Self personal development course, that features a additional generalised approach to success in life, love, health, and wealth (please see my note on this below within the “cons” section of this review of Total Cash Magnetism).     Another video course called “3 Fastest Ways in which To form Money Online”. This can be by a successful Internet marketer with a big worldwide following referred to as Mark Ling, and is all about helping you reach your monetary goals by making money on the Internet. At the side of Total Money Magnetism, this is a robust duo. Here’s a graphical illustration of what you get: total cash magnetism review - will it extremely work?   Key Product Details Currently may be a smart time to appear at key product details, like price, download format, how you'll be able to pay, refund period etc. Here’s what you would like to grasp:     Price: $47 USD – please see my note within the “cons” section on truthful pricing     Refund amount: 60 days, no queries asked     Payment choices accepted: Credit card, Paypal     Payment processor: Clickbank (one among the world leaders in digital payment processing) Total Cash Magnetism Execs Currently we come to the stage of this review where we tend to can begin to appear at the pros and cons of the product. This is often very the most “meat” of the review, and is what you ought to pay close attention to when determining whether or not or not you ought to think about getting and downloading Total Money Magnetism. Here’s what I extremely like regarding this product:     It’s a great quality product – The company that publishes Total Money Magnetism, Unica Publications, encompasses a fantastic diary for producing very top quality digital data products. This product is not any exception, and oozes with professionalism and smart production quality. From the slick PDF eBook, through to the crisp quality MP3s, everything here is created by folks who clearly apprehend their craft.     Insightful, perspective-altering teachings on wealth and financial success – Steve G. Jones is undoubtedly a successful fellow, and his success at generating wealth positively translates through to the teachings during this product. Although it isn’t going to make you wealthy overnight, you will learn some insightful strategies and techniques for unlocking your mind to a bigger likelihood of monetary success.     Cheap value – $47 USD could be a fairly affordable price for this kind of product (certainly a lot of cheaper than some different choices like the Power of Conversational Hypnosis, which weighs in at nearly $200!) Although the scope of the merchandise is sort of narrow, it still isn’t badly priced in any respect.     Secure payment and download processing – I’m a firm believer to keep your personal details non-public and secure, and will never purchase a digital product unless I am assured that my privacy is being safeguarded. As a result of Clickbank.com features a terribly trusted and well-tested platform for handling payments and downloads in an exceedingly secure fashion, you'll be able to rest assured that your details will be a hundredpercent safe and secure when buying and downloading this product.     Generous refund window – you don’t want to stress regarding getting caught short with a product that you simply aren’t happy with. Thanks to a very generous sixty day, no-questions-asked, money-back guarantee you'll always get a refund if you aren’t happy. You simply email the merchandise vendor’s support address, and then they can method the refund within some days. In the unlikely event that you did have any issues, Clickbank (the payment processor) will CONTINUALLY side with the customer and place the refund through.     Ongoing support and updates – This product has already been released for the best half of a year, and has seen continued support and updates during this time. I even have no reason to suspect that the product will be abandoned in the future either. This means you don’t have to fret about getting and then concluding with an unsupported product that's left with no updates or improvements over time. Total Cash Magnetism Cons Nothing in life is good; especially not personal development courses. Like everything I have reviewed thus so much, Steve G. Jones’ product does have some notable downsides:     “Dishonest” pricing – I even have mentioned this issue before on a range of various reviews. And, sadly, this ugly problem once again rears its head. Like many digital information merchandise, Total Cash Magnetism suffers from an absence of transparent pricing. When you visit the sales page and end watching the introductory video, you will see a special supply pricing saying that the merchandise has been discounted twice (down to its final worth of $forty seven).     Primarily, the value invariably has and in all probability continuously be $forty seven. The serious, supposedly “time sensitive” discounting is just there to try and encourage you to buy quickly.     A small amount thin on content compared to another products I even have seen. Because Total Money Magnetism is thus targeted on, well, cash, it undoubtedly has less content than some competing merchandise like Manifestation Miracle. Even though I assume it's fairly reasonably priced at $47, it may be a touch low on content if you’re looking for more than just a manner to increase your financial income. However, when you think about that you are protected by a very watertight money-back guarantee, you don’t truly have an excessive amount of to fret regarding.     You’ll only get out what you put in. I’ve spent a small amount of your time pondering whether or not or not I should embrace this within the “cons” section of my review, or within the conclusion … but really the top result can be the same either means. As with all merchandise regarding personal development and self-improvement, the really big drawback is that you can solely get out of it what you place in. This can be as a result of you are coping with products that are all regarding training your mind to figure in new ways in which. This is often in distinction to a physical product, like a new electrical toothbrush. If you go and buy an electric toothbrush, then – so long as you truly use it – you’ll get some quite profit as a result of it works of its own accord. Conversely, with data merchandise like TMM or any of the choice product I have reviewed on this site, you merely see a profit if you actually take what is taught and create a acutely aware effort to use it to your life. As a result of of this, I assume it is truthful to say that the particular price you derive from a product like Total Cash Magnetism very will depend to some extent on your ability to absorb the knowledge provided, and then work diligently to put it to smart use. total cash magnetism pricing Here’s what I mean by dishonest/unethical pricing – the value will perpetually be $forty seven … it doesn’t matter if you “act currently” or “act later.” Review Conclusion Thus – all things being considered – should you purchase Steve G. Jones’ Total Cash Magnetism? The answer to the current question extremely depends on what your goals in life are. If you have got perpetually wished to become wealthy and improve your monetary position, then it is definitely a worthy purchase as there is some truly high quality teaching here about how you'll be able to move to a new dimension of monetary success. However, if you're simply fascinated by personal development during a additional general context, then I suppose that you ought to look to alternative options like Manifestation Miracle.
0 notes
mgdlnaesthetic · 6 years
Text
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
https://www.youtube.com/watch?v=yDbgqf0puds
https://www.youtube.com/watch?v=PhKGMURzgew
https://www.youtube.com/watch?v=hQD7Q1aOcl4
https://steemit.com/total/@alwaysus/total-money-magnetism-review-does-total-money-magnetism-really-works
What’s up guys? I’m back again with another one among my honest self-help/personal development product reviews (in a very similar vein to the reviews I even have already finished products like Manifestation Miracle (review), Cosmic Ordering Secrets, and the Power of Conversational Hypnosis). Today we tend to are having a look at a extremely hot new product known as Total Money Magnetism, by renowned author and private development guru, Steve G. Jones. Steve carved out his niche as a clinical hypnotherapist, and has gone on to author a range of in style books and courses on self-help, hypnotherapy, and private development. As an example, you might have already come back across his admittedly dated trying, however nonetheless successful and widespread hypnosis mp3s website. If not, then you'll be able to try it out here: ==> Total Cash Magnetism – Visit Official Web site Now you’re in all probability thinking “oh great, another “celebrity” product”. However there’s a catch here – Steve G. Jones is genuinely quite a well known figure in this trade. Check out his Wikipedia page, as an example … or his Facebook profile that features a really huge following. All that aside, Steve G. Jones is back within the ring with another personal development product called Total Money Magnetism, and today we have a tendency to are visiting tear it to items to see if it's actually any good, and whether or not it's worth a purchase! What's Total Cash Magnetism? Before we can review Total Cash Magnetism, it is vital to urge a feel for what this product is and what it really sets out to achieve. At its most basic level, Steve G. Jones’ Total Cash Magnetism is a personal development training course that's engineered around the concept of rewiring your brain to make you successful in terms of cash. While many products, like the venerable Manifestation Miracle, are all concerning unlocking the hidden power of your brain to realize a range of various aims, Total Cash Magnetism (as the name suggests) really will specialize in the $$$ aspect of success. Like most in style personal development courses, it comes with a variety of various parts that we tend to can discuss in a lot of detail currently: What is Included In Total Cash Magnetism? As mentioned on top of, there are a number of different “elements” that come included after you download Total Cash Magnetism. Here is basic overview of what you get:     A digital download copy of the most Total Cash Magnetism product (an eBook, primarily).     The Millionaire’s Mindset video, which includes a wealth (hehe, pun intended) of interviews with real-life millionaires that is designed to help kickstart you into monetary success.     6 self-help hypnosis mp3s from Steve G. Jones, that are designed to work in conjunction with the main product so as to boost your financial and wealth generation success.     three bonus “Platinum Sessions” with Steve.     A free month’s subscription to the Amazing Self personal development course, which incorporates a a lot of generalised approach to success in life, love, health, and wealth (please see my note on this below within the “cons” section of this review of Total Money Magnetism).     Another video course known as “three Fastest Ways that To make Money Online”. This is often by a successful Internet marketer with a big worldwide following referred to as Mark Ling, and is all regarding helping you reach your financial goals by making money on the Internet. Along side Total Cash Magnetism, this is a powerful duo. Here’s a graphical illustration of what you get: total cash magnetism review - will it really work?   Key Product Details Now could be a smart time to look at key product details, such as worth, download format, how you can pay, refund period etc. Here’s what you need to know:     Value: $forty seven USD – please see my note within the “cons” section on truthful pricing     Refund amount: 60 days, no questions asked     Payment options accepted: Credit card, Paypal     Payment processor: Clickbank (one amongst the globe leaders in digital payment processing) Total Cash Magnetism Execs Currently we come back to the stage of this review where we will start to look at the execs and cons of the merchandise. This can be extremely the most “meat” of the review, and is what you should pay close attention to when determining whether or not or not you ought to think about getting and downloading Total Money Magnetism. Here’s what I very like regarding this product:     It’s a great quality product – The company that publishes Total Cash Magnetism, Unica Publications, includes a fantastic account for manufacturing very top quality digital info merchandise. This product is no exception, and oozes with professionalism and good production quality. From the slick PDF eBook, through to the crisp quality MP3s, everything here is made by individuals who clearly recognize their craft.     Insightful, perspective-altering teachings on wealth and money success – Steve G. Jones is undoubtedly a successful fellow, and his success at generating wealth undoubtedly translates through to the teachings during this product. Although it isn’t going to form you wealthy overnight, you'll learn some insightful ways and techniques for unlocking your mind to a larger chance of economic success.     Cheap price – $47 USD could be a fairly cheap value for this kind of product (actually much cheaper than some different choices like the Power of Conversational Hypnosis, which weighs in at nearly $two hundred!) Although the scope of the product is sort of slim, it still isn’t badly priced at all.     Secure payment and download processing – I’m a firm believer keep your personal details personal and secure, and will never purchase a digital product unless I am confident that my privacy is being safeguarded. As a result of Clickbank.com has a very trusted and well-tested platform for handling payments and downloads in a secure fashion, you'll rest assured that your details will be a hundredpercent safe and secure when shopping for and downloading this product.     Generous refund window – you don’t need to stress regarding getting caught short with a product that you just aren’t glad with. Thanks to a terribly generous sixty day, no-queries-asked, cash-back guarantee you'll continuously get a refund if you aren’t happy. You simply email the product vendor’s support address, and then they can process the refund among a few days. In the unlikely event that you did have any issues, Clickbank (the payment processor) can FOREVER facet with the customer and put the refund through.     Ongoing support and updates – This product has already been released for the most effective part of a year, and has seen continued support and updates throughout this time. I have no reason to suspect that the merchandise can be abandoned in the longer term either. This means that you don’t have to worry concerning purchasing and then polishing off with an unsupported product that is left with no updates or improvements over time. Total Cash Magnetism Cons Nothing in life is excellent; especially not personal development courses. Like everything I even have reviewed therefore far, Steve G. Jones’ product will have some notable downsides:     “Dishonest” pricing – I even have mentioned this issue before on a variety of different reviews. And, unfortunately, this ugly problem once again rears its head. Like many digital info products, Total Cash Magnetism suffers from an absence of transparent pricing. Once you visit the sales page and end watching the introductory video, you may see a special supply pricing saying that the product has been discounted twice (all the way down to its final value of $47).     Primarily, the value always has and in all probability continuously be $forty seven. The significant, supposedly “time sensitive” discounting is just there to try and encourage you to buy quickly.     A small amount thin on content compared to some other merchandise I have seen. Because Total Cash Magnetism is therefore focused on, well, money, it positively has less content than some competing product like Manifestation Miracle. Even though I think it is fairly moderately priced at $forty seven, it may be a touch low on content if you’re trying for more than just a manner to extend your financial income. However, when you consider that you're insured by a very watertight cash-back guarantee, you don’t really have too much to stress about.     You’ll solely get out what you put in. I’ve spent a small amount of time wondering whether or not or not I should embrace this within the “cons” section of my review, or in the conclusion … however really the top result can be the identical either manner. As with all product about personal development and self-improvement, the extremely big drawback is that you can only get out of it what you set in. This is as a result of you're addressing merchandise that are all about coaching your mind to work in new ways in which. This is in distinction to a physical product, like a brand new electric toothbrush. If you go and purchase an electric toothbrush, then – as long as you truly use it – you’ll get some reasonably benefit as a result of it works of its own accord. Conversely, with data merchandise like TMM or any of the alternative merchandise I actually have reviewed on this website, you merely see a benefit if you truly take what is taught and create a aware effort to apply it to your life. As a result of of this, I suppose it's fair to mention that the actual price you derive from a product like Total Money Magnetism extremely does depend to some extent on your ability to absorb the knowledge provided, and then work diligently to put it to smart use. total cash magnetism pricing Here’s what I mean by dishonest/unethical pricing – the value can always be $forty seven … it doesn’t matter if you “act currently” or “act later.” Review Conclusion So – all things being thought-about – should you purchase Steve G. Jones’ Total Money Magnetism? The answer to the current queryvery depends on what your goals in life are. If you've got invariably wished to become wealthy and improve your financial position, then it's positively a worthy purchase as there is some really high quality teaching here about how you can move to a new dimension of monetary success. However, if you're simply curious about personal development in an exceedingly additional general context, then I suppose that you must look to different choices like Manifestation Miracle.
0 notes
allenmendezsr · 4 years
Text
Industrial Strength Grip By Adam T. Glass
New Post has been published on https://autotraffixpro.app/allenmendezsr/industrial-strength-grip-by-adam-t-glass/
Industrial Strength Grip By Adam T. Glass
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    If you are fed up with missing lifts and cutting sets short due to a slipping grip, keep reading. If you want to shatter personal records of all kinds, grab hold of this information. The strongmen of yore held the secret weapon of strength in their big, meaty paws.
Andy Bolton, the first man to deadlift over 1,000 pounds, credits two of the exercises in this very program as “the ones that have enabled a dream like a 1,008-pound deadlift to become a reality.”
Can you honestly say that grip is not a limiting factor for you?
Let’s be honest, it probably is. While you diligently train your heart, lung, chest and legs, you only THINK you train your arms. Sure, you do biceps curls and triceps extensions — you might even add in wrist curls — but you are still missing 90 percent of the lifts that will make you better.
What does this cost you?
Inches of dense muscle tissue. Hundreds of total pounds subtracted off of lifts. A higher risk of injury to elbows, wrists, and fingers, and for many, the shame of a weak, bony handshake.
IT DOESN’T HAVE TO BE THIS WAY!
Winning the Iron Mind Little Big Horn at 2012 IronMind Record Breaker
My name is Adam Glass, and I am the man who is going to teach you to build an indomitable grip. I hold 13 world records in grip strength and have some of the strongest hands in the entire world. As a performing strongman, I have destroyed metal spikes, torn thousands of decks of cards, scrolled miles of steel bars and horseshoes. I have made the impossible a reality by developing my body past the modern worlds perceived limit.
Over the years, I have trained thousands of people to develop stronger, healthier hands: bodybuilders, powerlifters, weightlifters, mixed martial artists, rock climbers, hockey players, musicians; the list goes on and on. Every time I share the missing link of grip strength with someone, his or her performance improves. What does that mean? It means I can help YOU realize your potential!
It’s a lot easier to reach a destination when the person giving you directions has been where you want to go.
Want powerful hands? I am the one to teach you.
What can specific grip training do for you?
Reduce your chance of injury in your training, your sporting events, and in day-to-day life.
Improve your ability to pull weights off the floor. Many people add 15 to 20 pounds to their best deadlift in the first two weeks of this program.
Add more weight to the bar in your pressing movements by fortifying the wrists. A weak wrist can cost you 15 to 25 percent of weight in pressing movements. Your brain will shut down power production if it detects a weak link!
Never miss a tackle and catch more passes on the field.
Add more yards to your golf swing with one simple drill.
Forge pliers-like strength between your thumb and fingers.
Crush your opponents on the mat. In every grappling sport, hand control is the first battle you must win. Every champion grappler is marked with a fierce grip.
Rehabilitate and regain more range of motion in your wrists and hands. Hundreds of thousands of people are plagued with pain and weakness in their hands; the good news is research demonstrates productive training can reduce and eliminate these problems in most people.
Dominate the boardroom with a true alpha male handshake. No one will doubt your power when they grip your thick, rugged hand.
There was a time when garage lifters, athletes, and coaches thought it was enough grip training to do deadlifts, pull-ups and rows. Now, the best trainers in the world have learned that specific grip training is absolutely necessary to unleash all the physical capacity a person has. The grip simply isn’t trained enough when only trained generally.
I have dedicated over a decade of my training to knowing everything there is to know about grip training, and how to do it most effectively. No matter what the grip goal, whether pulling a massive deadlift PR or competing at the highest levels in grip sport, I have armed others with the tools and information they’ve needed to crush their goals.
For the last two years, men and women across the globe have been smashing their personal bests using the secrets of Industrial Strength Grip Vol. 1. This summer I decided it was time to polish the course.
I added 23 new never-before-seen movements not available in any other grip product anywhere. I also filmed each drill from more angles and brought in some better technology to bring to you a beautifully crafted training DVD. This is not a DVD filmed on a cell phone in someone’s garage!
What EXACTLY will you learn in Industrial Strength Grip Vol 2?
The essentials of hand strength!
Section 1: Grippers
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You will be thrust in immediately with a lesson on the world’s favorite method of grip training, torsion spring grippers. I will share with you the methods I have used to dominate the Mash Monster 4 gripper and Captain of Crush 3.5. Grippers can be an incredible tool for grip strength, if you know how to use them. I will show you the techniques that will allow you to make incredible progress in crushing grippers, and how it can carry over to your other training.
Learn about the best grippers on the market — put your money here and you will never be disappointed.
Why location really is everything. Three simple positioning tips that will increase your crushing strength by at least 25 percent when you use them.
Discover a proven strategy used by the worlds top grip athletes to consistently progress to tougher grippers while avoiding injury and stagnation.
The three most important items you will need with your gripper for continued gains.
How to use a grip master’s plateau breaker to smash through walls of frustrating stagnation.
Heed this word of warning: Ignore one common suggestion to avoid a painful hand injury and aching joints.
Next we delve into the block that has allowed me to best the strongest grip athletes in the world and capture 9 pinch lifting world records: how to use the thumb.
Section 2: Pinch
Pinch lifting is one of the fundamental movements in grip sport and grip training. No matter what your goals, training your pinch grip will produce gains in every area.
Why pinch training is a must if you lift kettlebells or barbells.
How to add 5 to 10 percent to your best lifts by adding just one extra exercise to your training.
Avoid the No. 1 mistake everyone else is making when they pinch lift. I’ll give you a hint: It has nothing to do with the hands!
Save your money by getting this one innovative piece of equipment and score more PR’s while pocketing more dough.
Learn the set-up technique that captured 9 pinch lift world records for me in just a single year of training.
Find out the three most important qualities for selecting your pinch set-up. Ignore these and you will leave many PR’s on the table.
Discover the four most important grip positions for the thumb and the highest pay-off exercises.
Spend less time training (but still get PR’s) by adding this killer dynamic movement.
Section 3: The Challenge Lifts
Grip training is not limited to fingers and thumbs: It is about integration! I will teach you how to use your newfound strength to explode with power movement classics.
How to do the three most important dumbbell lifts in the world to develop impressive explosive power and lock-tight grip.
A review of the top five slip-on grips available on the market, exploring each of their pros and cons.
How to make the most of a forgotten secret from the golden age strongmen, the single-arm lifts.
Five details that will add 15 percent to your lift speed today.
Here it is, the best lift you’ve never heard of: Add this to your program and see 20 percent more upper back strength.
Conquer the Inch! My proven method to overcoming challenge dumbbells. Do this and you will make history.
Section 4: Thick-Bar Training
Some say the simple act of using a thick bar can transform the average man into a powerhouse. I leave nothing to chance by teaching you insiders’ tips for axle-lifting dominance.
This has been called the No. 1 movement for greater forearm development and strength by one of history’s greatest coaches.
Seek and Destroy! Fix these six errors and add 30 pounds to your pull tonight.
Learn the subtle adjustment that adds pounds to your lift and comfort to your wrist.
It will seem counterintuitive to some, but this single positional adjustment can take you from 3rd place to 1st place in one rep.
The quick way to find your strongest stance: Ignore this only if you are fine with making tortoise-like gains.
Section 5: The Forgotten Lifts
Plain and simple: You will not find these gems anywhere else. These movements are simply too rugged, too hardcore for your standard bench press and quarter-squat crowd. But do these and you will make more progress this year than the last three combined!
Three training exercises you will not find anywhere else that will add many pounds of thick muscle to your arms and back.
Do this single exercise and you never worry about a weak back.
One of the best hip-strengthening drills you will ever find: Pile on the plates and up your squat by 50 pounds soon enough.
One of my favorite lifts for freak-show finger strength. One set of these and you will be hooked!
How to maximize training time while getting the fastest arm-strengthening benefits.
If you ignore everything else I show you, do this one movement! A fantastic exercise to thicken the upper back and shoulders and bulletproof the wrists.
Section 6: One of the Coolest Feats of Hand Strength You Will Ever Learn: Card Tearing
Not only do I want you to build freaky hand strength, I want you to amaze your friends and family with it! One of the greatest lifters of all time, Vic Boff, said, “Everyone loves a strongman,” and indeed, everyone loves to see this incredible feat of strength.
How to legitimately tear a deck of plastic coated poker cards using hand strength. No magic tricks — just pure power.
How to position the deck. Many attempt to emulate me here, but nearly all fail because they don’t know this secret.
The exact progression I used to take me from failing to tear half a deck to tearing a deck into four pieces in six seconds.
How to avoid injuries and bag more PR’s with the No. 1 tearing assistance exercise.
The set-up that will work every time. Learn this and you never fail again.
And much more. This DVD is packed full of information, all of it can be immediately used by YOU right now to get stronger. There is no fluff, no filler.
“Adam Glass has quickly proven to be a force in the Grip World, skyrocketing up the ranks of the sport and laying waste to former records all along the way. His DVD should be a part of every aspiring Grip Athlete’s collection.”
– Jedd Johnson, CSCS, RKC, Red Nail & Captain of Crush Certified
“Adam does an amazing job. He is a natural speaker and teacher. I’m rarely captivated by a DVD, but this rocks! I recently set a new deadlift PR and without a doubt, grip work played the single biggest factor in my strength increase on the deadlift as it was my weak link.”
– Bret Contreras, CSCS, MA
A couple of years ago I mistook my left hand for a bush and trimmed it with my electric hedgeclippers. When the bandages came off I could barely hold a bottle of water in my left hand. During rehab, my left hand was only able to apply 40 psi to a dynamometer. I decided it was time to pursue grip training. Instead of asking Adam for help, I stalked him on the internet and watched all of his videos. Eventually we started talking. Soon after, I got stronger. Over the last two years I’ve made a remarkable comeback from that injury with Adam’s help.
In that time he has never told me to use a technique just because it worked for him or one of his mentors. Instead he taught me how to find the best technique for me. He taught me how to “balance” out the grip training with exercises that have kept me clear of overuse and injury. Most importantly I learned from Adam a way to choose appropriate exercises, weights, reps and sets to streamline my training and honor my body.
I have seen him work one-on-one with people and I’ve seen him work in larger groups and he is one of the greatest teachers I know. He is able to present the depth of knowledge that he has about grip training in a systematic, logical and approachable way that would benefit anyone interested in increasing their hand strength or health.
– Gary J. Berenbroick, Gym Owner & Instructor
“Before I had met adam I never really gave much to training my grip. What I have learned from Industrial Strength Grip is priceless. He gives you the tools to you need to build tremendous hand strength. Whether it be for sports, helping lifts in the gym or just carrying groceries in the house, this DVD will help everyone. For myself, it has helped me be able to plate curl a 35 pound plate for 7 reps, plate pinch 80 pounds one hand, close a CoC 2.5 and much more. Pick this product up you won’t be disappointed.
– Frank Berean, New York
You can begin training with Industrial Strength Grip Vol. 2 the day it arrives. No matter if you train at home or at a commercial gym, you will discover valuable exercises for greater gains.
This is your ticket!
Build the foundation for performing amazing feats of strength.
Most men will add an inch to their upper arms within 8 weeks.
Nearly every man I’ve trained has put an inch on his forearms in only a few weeks.
Many of my clients report an increase in all large movements (pressing and pulling) simply from concentrated grip work application. It’s simple: Strong hands equal a strong body!
Hundreds of people have eliminated elbow and wrist pain.
Risk of injury plummets by 50 percent by training this vital area.
Does this sound like a package you want?
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This powerful knowledge can be yours right now.
Think about it, if you add even a few of these tools right now, how strong will you be in just one month? What about six months from now? A year?
It is scary to imagine how much better you will be!
The Industrial Strength Grip Vol. 2 formula gives you the very best grip movements in the world, with a detailed breakdown of each lift. There is no other resource on the market that provides this information.
Today and tomorrow the price of Industrial Strength Grip Vol. 2 is $49.
The day after? The only promise I will make is that it will cost more.
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I want you to succeed, and I want you to be confident in your investment with my training systems. How about this: You jump in now. You get Industrial Strength Grip Vol. 2, and you start training. If you are not 100 percent happy with your training and your results after 60 days, I will refund you every penny. This is a no-risk opportunity for you to get markedly stronger, add a slew of new skills to your training repertoire, and smash your previous bests in every lift.
You literally have nothing to lose, because I guarantee your satisfaction. You will thank me for offering this video package. But, if after 60 days you aren’t smashing grip feats you couldn’t achieve before I’ll cheerfully refund you 100% of your money back! No hassles or hard feelings from me. In fact, I’d appreciate if you sent me your workout journal so I can see what you did.
Industrial Strength Grip 2 is offered as an INSTANT DOWNLOAD video package of MP4 files that can be viewed on your Mac, PC, iPhone, Android or virtually any modern device. This is a DVD length video series consisting of 8 parts which you can watch the moment you purchase.
It starts right now, right here. Order industrial strength grip. Learn the advanced secrets of a world-record-setting grip athlete. Apply this info, and achieve your potential.
Adam T. Glass
P.S. As a little bonus, I’m going to put all the free videos I put out in one place for those of you who purchase the product. In them, I covered over 35 other movements that aren’t even in the DVD.
P.P.S. Every time I put out a DVD product I end up doing a series of webinars and conference calls with the people who bought it. These proved invaluable in their training, and you won’t want to miss out on them.
P.P.P.S. I’m deadly serious about raising the price after the first 48 hours. Don’t sit on your hands and wait around.
P.P.P.P.S. Again, If you’re not 100% satisfied, send me an email note telling me why. I’ll refund you 100% and you can keep the videos on me.
0 notes
alysselauren · 6 years
Text
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
https://www.youtube.com/watch?v=yDbgqf0puds
https://www.youtube.com/watch?v=PhKGMURzgew
https://www.youtube.com/watch?v=hQD7Q1aOcl4
https://steemit.com/total/@alwaysus/total-money-magnetism-review-does-total-money-magnetism-really-works
What’s up guys? I’m back again with another one in all my honest self-facilitate/personal development product reviews (in a similar vein to the reviews I actually have already in hot water merchandise like Manifestation Miracle (review), Cosmic Ordering Secrets, and therefore the Power of Conversational Hypnosis). Today we tend to are having a look at a really hot new product called Total Cash Magnetism, by renowned author and personal development guru, Steve G. Jones. Steve carved out his niche as a clinical hypnotherapist, and has gone on to author a number of common books and courses on self-facilitate, hypnotherapy, and private development. For instance, you would possibly have already come across his admittedly dated trying, but nonetheless successful and popular hypnosis mp3s web site. If not, then you'll sample it out here: ==> Total Cash Magnetism – Visit Official Web site Now you’re most likely thinking “oh nice, another “famous person” product”. But there’s a catch here – Steve G. Jones is genuinely quite a widely known figure during this trade. Check out his Wikipedia page, as an example … or his Facebook profile that features a truly massive following. All that aside, Steve G. Jones is back within the ring with another personal development product known as Total Money Magnetism, and today we tend to are going to tear it to pieces to determine if it is truly any good, and whether or not or not it is price a buy! What is Total Money Magnetism? Before we have a tendency to can review Total Money Magnetism, it's vital to urge a feel for what this product is and what it actually sets out to attain. At its most simple level, Steve G. Jones’ Total Cash Magnetism could be a personal development coaching course that's built around the concept of rewiring your brain to create you successful in terms of cash. While many merchandise, such as the venerable Manifestation Miracle, are all regarding unlocking the hidden power of your brain to achieve a range of different aims, Total Cash Magnetism (because the name suggests) extremely does specialise in the $$$ facet of success. Like most fashionable personal development courses, it comes with a range of different parts that we can discuss in additional detail now: What's Included In Total Money Magnetism? As mentioned above, there are a number of various “parts” that return included once you download Total Cash Magnetism. Here is basic overview of what you get:     A digital download copy of the most Total Cash Magnetism product (an eBook, essentially).     The Millionaire’s Mindset video, that includes a wealth (hehe, pun meant) of interviews with real-life millionaires that's designed to help kickstart you into monetary success.     6 self-help hypnosis mp3s from Steve G. Jones, that are designed to work beside the main product in order to reinforce your financial and wealth generation success.     three bonus “Platinum Sessions” with Steve.     A free month’s subscription to the Amazing Self personal development course, that features a a lot of generalised approach to success in life, love, health, and wealth (please see my note on this below within the “cons” section of this review of Total Money Magnetism).     Another video course called “3 Fastest Ways that To form Cash Online”. This is often by a successful Internet marketer with a big worldwide following known as Mark Ling, and is all regarding helping you reach your financial goals by creating cash on the Internet. In conjunction with Total Cash Magnetism, this is a robust couple. Here’s a graphical representation of what you get: total money magnetism review - does it extremely work?   Key Product Details Now could be a good time to look at key product details, such as value, download format, how you'll pay, refund period etc. Here’s what you need to know:     Worth: $forty seven USD – please see my note in the “cons” section on truthful pricing     Refund period: 60 days, no queries asked     Payment options accepted: Credit card, Paypal     Payment processor: Clickbank (one in all the planet leaders in digital payment processing) Total Cash Magnetism Pros Now we tend to return to the stage of this review where we have a tendency to can begin to appear at the pros and cons of the product. This can be really the most “meat” of the review, and is what you should pay close attention to when determining whether or not or not you should take into account getting and downloading Total Money Magnetism. Here’s what I extremely like about this product:     It’s a great quality product – The company that publishes Total Cash Magnetism, Unica Publications, contains a fantastic journal for producing extremely high quality digital information merchandise. This product isn't any exception, and oozes with professionalism and smart production quality. From the slick PDF eBook, through to the crisp quality MP3s, everything here is created by folks who clearly recognize their craft.     Insightful, perspective-altering teachings on wealth and money success – Steve G. Jones is undoubtedly a successful fellow, and his success at generating wealth positively translates through to the teachings during this product. Although it isn’t going to create you made overnight, you will learn some insightful strategies and techniques for unlocking your mind to a bigger likelihood of financial success.     Reasonable value – $forty seven USD is a fairly cheap price for this sort of product (actually abundant cheaper than some alternative choices like the Power of Conversational Hypnosis, that weighs in at nearly $200!) Although the scope of the product is sort of narrow, it still isn’t badly priced in the least.     Secure payment and download processing – I’m a firm believer to keep your personal details personal and secure, and will never purchase a digital product unless I am confident that my privacy is being safeguarded. As a result of Clickbank.com incorporates a very trusted and well-tested platform for handling payments and downloads in an exceedingly secure fashion, you can rest assured that your details will be one hundred% safe and secure when shopping for and downloading this product.     Generous refund window – you don’t need to stress regarding getting caught short with a product that you aren’t satisfied with. Thanks to a very generous sixty day, no-questions-asked, money-back guarantee you'll be able to invariably get a refund if you aren’t happy. You just email the product vendor’s support address, and then they can process the refund inside a few days. In the unlikely event that you did have any problems, Clickbank (the payment processor) can ALWAYS side with the client and place the refund through.     Ongoing support and updates – This product has already been released for the best part of a year, and has seen continued support and updates during now. I actually have no reason to suspect that the product can be abandoned in the longer term either. This means you don’t have to fret regarding purchasing and then completing with an unsupported product that is left with no updates or enhancements over time. Total Cash Magnetism Cons Nothing in life is good; especially not personal development courses. Like everything I even have reviewed thus way, Steve G. Jones’ product will have some notable downsides:     “Dishonest” pricing – I actually have mentioned this issue before on a range of different reviews. And, sadly, this ugly downside once again rears its head. Like several digital info merchandise, Total Money Magnetism suffers from a lack of transparent pricing. After you visit the sales page and finish watching the introductory video, you'll see a special supply pricing saying that the product has been discounted twice (all the way down to its final value of $forty seven).     Essentially, the worth continuously has and most likely perpetually be $47. The significant, supposedly “time sensitive” discounting is just there to strive and encourage you to shop for quickly.     A bit thin on content compared to some other product I actually have seen. As a result of Total Cash Magnetism is so centered on, well, cash, it undoubtedly has less content than some competing products like Manifestation Miracle. Even though I assume it is fairly fairly priced at $47, it might be a bit low on content if you’re wanting for additional than simply a means to extend your monetary income. However, when you think about that you're protected by a terribly watertight cash-back guarantee, you don’t actually have an excessive amount of to worry about.     You’ll solely get out what you set in. I’ve spent a touch of your time considering whether or not or not I should include this in the “cons” section of my review, or in the conclusion … however very the top result will be the identical either approach. As with all merchandise regarding personal development and self-improvement, the extremely huge problem is that you'll only get out of it what you place in. This is as a result of you are addressing product that are all regarding training your mind to figure in new ways. This is in contrast to a physical product, such as a new electric toothbrush. If you go and buy an electric toothbrush, then – so long as you actually use it – you’ll get some reasonably profit as a result of it works of its own accord. Conversely, with information merchandise like TMM or any of the choice merchandise I have reviewed on this website, you only see a benefit if you actually take what's taught and make a acutely aware effort to use it to your life. As a result of of this, I suppose it is fair to mention that the actual value you derive from a product like Total Cash Magnetism really does depend to some extent on your ability to soak up the data provided, and then work diligently to place it to smart use. total cash magnetism pricing Here’s what I mean by dishonest/unethical pricing – the value can continuously be $forty seven … it doesn’t matter if you “act now” or “act later.” Review Conclusion Therefore – all things being thought of – should you purchase Steve G. Jones’ Total Money Magnetism? The answer to the current question very depends on what your goals in life are. If you have perpetually wished to become wealthy and improve your money position, then it is undoubtedly a worthy purchase as there's some truly high quality teaching here regarding how you'll be able to move to a brand new dimension of economic success. However, if you are simply curious about personal development during a more general context, then I think that you should look to different choices such as Manifestation Miracle.
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always-lighting · 6 years
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Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
Total Money Magnetism Review
https://www.youtube.com/watch?v=yDbgqf0puds
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https://steemit.com/total/@alwaysus/total-money-magnetism-review-does-total-money-magnetism-really-works
What’s up guys? I’m back again with another one amongst my honest self-help/personal development product reviews (in a very similar vein to the reviews I even have already in dire straits merchandise like Manifestation Miracle (review), Cosmic Ordering Secrets, and therefore the Power of Conversational Hypnosis). Today we are taking a look at a extremely hot new product known as Total Money Magnetism, by renowned author and private development guru, Steve G. Jones. Steve carved out his niche as a clinical hypnotherapist, and has gone on to author a number of standard books and courses on self-help, hypnotherapy, and personal development. As an example, you would possibly have already return across his admittedly dated wanting, however nonetheless successful and widespread hypnosis mp3s website. If not, then you'll sample it out here: ==> Total Cash Magnetism – Visit Official Website Currently you’re in all probability thinking “oh nice, another “star” product”. However there’s a catch here – Steve G. Jones is genuinely quite a widely known figure in this industry. Check out his Wikipedia page, as an example … or his Facebook profile that has a truly large following. All that aside, Steve G. Jones is back within the ring with another personal development product referred to as Total Money Magnetism, and today we tend to are visiting tear it to items to determine if it's actually any smart, and whether or not or not it's worth a buy! What's Total Cash Magnetism? Before we can review Total Money Magnetism, it's important to induce a feel for what this product is and what it actually sets out to achieve. At its most elementary level, Steve G. Jones’ Total Cash Magnetism may be a personal development training course that is built around the concept of rewiring your brain to form you successful in terms of cash. While several merchandise, like the venerable Manifestation Miracle, are all regarding unlocking the hidden power of your brain to realize a number of different aims, Total Money Magnetism (as the name suggests) very will specialize in the $$$ aspect of success. Like most common personal development courses, it comes with a variety of various parts that we have a tendency to will discuss in more detail now: What's Included In Total Cash Magnetism? As mentioned on top of, there are a variety of various “parts” that come back included once you download Total Cash Magnetism. Here is basic overview of what you get:     A digital download copy of the main Total Cash Magnetism product (an eBook, primarily).     The Millionaire’s Mindset video, that includes a wealth (hehe, pun supposed) of interviews with real-life millionaires that is designed to assist kickstart you into money success.     half-dozen self-facilitate hypnosis mp3s from Steve G. Jones, that are designed to figure in conjunction with the most product in order to boost your financial and wealth generation success.     3 bonus “Platinum Sessions” with Steve.     A free month’s subscription to the Amazing Self personal development course, that encompasses a additional generalised approach to success in life, love, health, and wealth (please see my note on this below in the “cons” section of this review of Total Cash Magnetism).     Another video course known as “three Fastest Ways that To form Cash Online”. This is by a successful Internet marketer with a big worldwide following known as Mark Ling, and is all concerning helping you reach your money goals by making money on the Internet. Beside Total Money Magnetism, this can be a strong couple. Here’s a graphical illustration of what you get: total money magnetism review - will it very work?   Key Product Details Now could be a good time to appear at key product details, like worth, download format, how you can pay, refund period etc. Here’s what you would like to know:     Value: $forty seven USD – please see my note in the “cons” section on truthful pricing     Refund amount: 60 days, no questions asked     Payment options accepted: Credit card, Paypal     Payment processor: Clickbank (one in all the world leaders in digital payment processing) Total Cash Magnetism Pros Now we come to the stage of this review where we will begin to seem at the execs and cons of the merchandise. This is extremely the main “meat” of the review, and is what you must pay close attention to when determining whether or not or not you must think about buying and downloading Total Money Magnetism. Here’s what I really like regarding this product:     It’s a nice quality product – The company that publishes Total Cash Magnetism, Unica Publications, incorporates a fantastic journal for manufacturing very prime quality digital info products. This product is no exception, and oozes with professionalism and good production quality. From the slick PDF eBook, through to the crisp quality MP3s, everything here is created by people who clearly understand their craft.     Insightful, perspective-altering teachings on wealth and money success – Steve G. Jones is undoubtedly a successful fellow, and his success at generating wealth definitely translates through to the teachings in this product. Although it isn’t going to form you rich overnight, you will learn some insightful strategies and techniques for unlocking your mind to a larger chance of economic success.     Affordable value – $forty seven USD could be a fairly reasonable price for this kind of product (definitely much cheaper than some alternative decisions just like the Power of Conversational Hypnosis, that weighs in at nearly $two hundred!) Although the scope of the product is sort of narrow, it still isn’t badly priced in the slightest degree.     Secure payment and download processing – I’m a firm believer to keep your personal details non-public and secure, and can never purchase a digital product unless I am assured that my privacy is being safeguarded. As a result of Clickbank.com has a terribly trusted and well-tested platform for handling payments and downloads in an exceedingly secure fashion, you'll be able to rest assured that your details can be 100% safe and secure when buying and downloading this product.     Generous refund window – you don’t would like to fret about obtaining caught short with a product that you simply aren’t glad with. Thanks to a terribly generous 60 day, no-questions-asked, money-back guarantee you can perpetually get a refund if you aren’t happy. You simply email the merchandise vendor’s support address, and then they will method the refund inside a few days. Within the unlikely event that you probably did have any issues, Clickbank (the payment processor) can PERPETUALLY side with the customer and put the refund through.     Ongoing support and updates – This product has already been released for the most effective half of a year, and has seen continued support and updates during this time. I actually have no reason to suspect that the product can be abandoned in the future either. This suggests that you don’t have to fret concerning getting and then winding up with an unsupported product that is left with no updates or enhancements over time. Total Cash Magnetism Cons Nothing in life is good; particularly not personal development courses. Like everything I actually have reviewed therefore far, Steve G. Jones’ product will have some notable downsides:     “Dishonest” pricing – I even have mentioned this issue before on a range of different reviews. And, unfortunately, this ugly problem once again rears its head. Like several digital information products, Total Cash Magnetism suffers from a lack of clear pricing. Once you visit the sales page and end watching the introductory video, you'll see a special offer pricing saying that the product has been discounted twice (all the way down to its final price of $forty seven).     Primarily, the price invariably has and most likely perpetually be $47. The significant, supposedly “time sensitive” discounting is just there to attempt and encourage you to shop for quickly.     A bit skinny on content compared to some other product I even have seen. As a result of Total Cash Magnetism is therefore targeted on, well, cash, it definitely has less content than some competing merchandise like Manifestation Miracle. Even though I assume it's fairly reasonably priced at $forty seven, it may be a small amount low on content if you’re trying for additional than just a manner to extend your financial income. However, when you consider that you are backed up by a terribly watertight cash-back guarantee, you don’t actually have an excessive amount of to fret regarding.     You’ll solely get out what you put in. I’ve spent a touch of time thinking about whether or not or not I ought to embrace this within the “cons” section of my review, or within the conclusion … but really the top result will be the identical either manner. As with all products concerning personal development and self-improvement, the extremely big downside is that you'll be able to solely get out of it what you place in. This is as a result of you are dealing with product that are all concerning training your mind to figure in new ways. This is in distinction to a physical product, like a new electric toothbrush. If you go and get an electrical toothbrush, then – as long as you actually use it – you’ll get some quite profit as a result of it works of its own accord. Conversely, with information merchandise like TMM or any of the alternative merchandise I have reviewed on this web site, you only see a profit if you truly take what is taught and build a aware effort to apply it to your life. Because of this, I assume it's fair to mention that the particular price you derive from a product like Total Money Magnetism very will depend to some extent on your ability to absorb the knowledge provided, and then work diligently to put it to good use. total money magnetism pricing Here’s what I mean by dishonest/unethical pricing – the price can always be $forty seven … it doesn’t matter if you “act now” or “act later.” Review Conclusion Thus – all things being considered – ought to you purchase Steve G. Jones’ Total Money Magnetism? The answer to this queryvery depends on what your goals in life are. If you have got continuously wished to become wealthy and improve your money position, then it is definitely a worthy purchase as there's some truly top quality teaching here concerning how you can move to a brand new dimension of economic success. However, if you're just curious about personal development in an exceedingly additional general context, then I assume that you should look to alternative options like Manifestation Miracle.
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