#the amount of times something go super wrong somewhere in the process and i legit can't give an explanation to the person... | Explore Tumblr Posts and Blogs

buyneopointcheap · 6 years

Text

How To Resell On Neopets!

Ever wondered how some people get so many Neopoints legitimately? Ever wondered how that three week old account has 20m already? Scared to risk your account by buying Neopoints, or just want to stay legit? There's tips and tricks to making money on the site, and none of it involves needing a high speed computer, super fast internet, or any illegal activity! I myself used to be one of the best resellers on the site. Reigning from 2008 - 2013. I made 100m a month when I went hard out, or 50m a month when I was barely online! I'll be posting some tricks to resell better, faster, and smarter in this guide. In addition to that, I'll be posting ways to avoid getting scammed, how to look out for scammed items, and help prevent any bad items from ending up on your account. Unless you want those bad cheap items!

The guide will be split up into multiple sections -

The basics

Knowing item values

How to avoid getting scammed

Going a little more advanced

Spending your riches wisely

The gamble of trial and error.

Disclaimer

*The Basics*

So, reselling in short is just buying low and selling high. Simple right? WRONG! Sounds like a lot of hooplah, but it's not. A lot of people are going to tell you that ETS (easy to sell) items such as Paint Brushes, Morphing Potions, Trans Potions, and Petpetpet's are the best thing to sell. They're wrong. Those items are the safest to sell. The best money is in the HTS (hard to sell) items.

ETS HTS Paint Brushes Retired books Morphing Potions KQ Code items Petpetpet's RIC items (Rare item code) Non-R99 petpets, and popular cute Petpet's. R101+ wearables Avatar items Collectable Cards Hidden Tower items Some cove items Some* Smugglers Cove items Plushies All maps excluding Space and Underwater A lot of r180 items including books, gardening items, toys, Utility Fish, BD items, Sepcies related items. Some* R99+ Stamps Almost every item below r99 will be HTS

Now, as stated above. The definition of reselling is buying low, and selling high. If that's what you plan on doing, then this guide is not for you.

If that's what you plan on doing, all you need is a price guide, and an account to sell off. This guide, will teach you how to go more in depth, and maximize your profits without maximizing your profits.

*Knowing item values*

Now. A lot of people think that the Trading Post dictates value, and many others in addition to that, think that Jellyneo's item database is accurate. Using either of these as a reliable source for spot on prices, is a big mistake. Both are easily manipulated by users to change the price however they want it. There are many MANY users who will buy up Morphing Potions on the trading post, and then list prices at 800k+ because they have the "only one for sale" or because it's r99 and unpriced on the TP. From there, that person can just go to Jellyneo's item database, and input their price and the price changes. HUZZAH, it looks like that item is worth 2m but it's really only worth 200k. Now, I'm not discouraging using the TP prices as a reference when buying items. Jellyneo is incredibly inconsistent however and I do not recommend using their prices. Here's why:

Pay attention to the price fluctuation. From May 24th, 2010 - September 6th, 2010 the price jumped from roughly 50k to 3m. This is a common case of hyperinflation where one user buys all of a single item from the shop wizard, and prices it exponentially higher on the Trading Post. A lot of the time the user will have MANY quantity of the item, and will offer it on low end ETS items on the trading post, or anything that costs more than what they paid per item. Some items are harder to determine if they're inflated or not, but some of the more common item types are:

(TCG)'s

Old plot items

Buyable Keyquest code items

Buyable TCG RIC items

In some instances, complete junk restockable items

The best thing to do if someone offers an item that you think might be inflated is to check Jellyneo's price history:

This is the only time I will EVER recommend specifically to use Jellyneo's item database as a price reference. Any other time I would say to use Trading Post as a reference, or ask for a price check on the Neoboards.

*How to avoid getting scammed*

There are a lot of scams that go around on the Neopets market. First thing I want to say. If it seems too good to be true. Then it more than likely is. The first scam I'll point out is one of the oldest in the book: Putting up Plushies to look like different items.

Now, side to side, these items look completely different. You can notice the differences instantly without any issues and tell what's more expensive without even having to think about it. People however, still get tricked with this simply because they're scrolling through trades and only glimpse at the Faerie Brush Plushie that's listed at 500k. The person then offers, gets their offer accepted, and they get junk instead of what they expected. The biggest problem with this scam, is that it is NOT reportable unless the seller states that they want X amount for the more expensive item i.e "500k for this Faerie Paint Brush". In which case, it is reportable. So stay attentive, and pay attention when offering. The last thing you need is a garbage item, and a short end bank account when you're reselling! Now, another scam that I've already covered a bit is hyperinflation of items. People will constantly find items that have a small quantity on the shop wizard and from there they'll buy the items, and list them on TP from their main account, or a side/shell account to give it a false price. And from there they offer the items on your more valuable items. I won't cover it very much in this section because it was covered previously. But I do want to strongly emphasize that if you're uncertain about an items increase in value, make a price check thread. There have been instances where items legitimately hyperinflated from 3k to 3m overnight (Gourmet Cooking for your Pet when Bonju was found, Wishing Well items when the Wishing Well avatar was released...)

Now, what do you see in this screenshot? The next common scam, is exactly what's posted above. Someone puts a trade up and says their item is worth X amount but they're quickselling for a massive discount. I won't say these are always scams because there are people who do put up legitimate trades like this where their items are worth X amount like they claim, and they're selling for a large discount. It doesn't happen very often however. But, with the previous screenie:

Very clearly, the item isn't worth 10m. It's not worth 1m. It's not even worth 100k. This is an incredibly common practice. If you see something like this, go with your gut and stay away from it or buy it. My motto when I was big on reselling was "I'd rather take a small loss, than miss out on a large profit." And to this day it's something that I stand by. Once you get into the groove of reselling, you will definitely be running into more profits than you will losses. In the beginning, you may run into a loss once or even twice a day. It's a learning process, and the beginning is always the worst. But it gets much better!

The last major scam, unfortunately I won't be able to get my hands on any screenies for.

This scam is most common when it comes to dealing with other resellers!

*Going a little more advanced*

Up to this point, I haven't really covered how to resell correctly. So let me tell you how to do it incorrectly. -Buying an item for 150k and selling it for 200k is wrong. -Buying a Baby Brush on the SW for 50k and selling it for 575k is wrong. -Buying a Pile of Dung for 150k and selling it for 10 NP's is wrong. The only time I'll ever really emphasize selling an item for a fast pure profit is when you're strapped on pure. If you've got 100m pure to work with, and you snipe a Baby PB for 50k. Don't sell that for 575k. Hold onto it. It'll be more beneficial later on.

Trading up

Here's why selling that Baby PB for 575k is wrong. To break it down, you've spent 50k on a Baby PB. That Baby PB can be sold for pure, or used in a trade. If you use it for a 1:1 trade, then you basically only pay 50k for the item you traded for. So there's a reseller trade lot up. 550k for any seven UB's the seller might have up. It's a good deal right? Seven UB's for 550k? Even if you toss them all into your shop, you profit. But you only profit a minimal amount. You see this trade, and you have that Baby PB that you sniped for 50k. You don't offer pure on that trade. Screw that. Pay 50k for the trade and offer the Baby PB for it. The user accepts your offer, and you now have seven UB's that you paid 50k for.

This is where you start selling items for pure

You now look at the items you traded for, and they're all worth 150k - 350k each. From here, you minimize what you can sell them for. 100k each if you want to quicksell, is a 650k profit on a Baby PB. More than the Baby PB was even worth to begin with. And that's just at the minimum. Or you can repeat. Take these seven items that you paid 50k for, with a combined value of 1.05m - 2.1m for a different ETS item like a Faerie Paint Brush worth 1.4m. Trade them directly, and you've now paid 50k for a Faerie Paint Brush. It's entirely your choice how you work your items.

Let's dive a little bit deeper

In this situation, you have no pure, but you have the items mentioned above. You have no pure, but there is a Royal Paint Brush on TP and you want to try to make a deal for it, but the seller wants pure involved in the trade as leeway. How do you get the trade? You've still only paid 50k for these items, so keep in mind that anything is profit above that 50k mark. You have a collector offering 500k for three items that are valued at the 150k - 200k mark. This being full price, you accept. You now have 500k pure and four items worth somewhere between 600k and 1.2m. Royal Paint Brush is valued at 1.7m. You offer the PB owner 500k pure and the four items you have for the PB and they accept.

On a realistic note, if you wanted the fast profit for the items, you could have sold them in your shop for 100k each and made a 650k profit from the start. However, with just a little muscle, 50k can be turned into 700k, or 1m, or 10m depending on how your scenario plays out.

TP sniping

This is simple, easy, and to the point. First things first, you need to know what a TP snipe is.

This is a TP snipe. The Dragonfly Nymph is worth 1.5m, but thrown in with a bunch of junk items.

This is not a TP snipe. Why? The seller has a (junky) set of items with the Rainbow Paint Brush. This is a common practice among sellers. Having something simple and cheap to go with your big value item makes it seem like a better purchase, and appears more often on TP in searches.

So how do you offer on TP snipes? Cheap. You offer very low. This is a perfect example.

This is an exact offer on the trade listed above with the Dragonfly Nymph. The user offering clearly sees the Dragonfly Nymph and is hoping that the seller (in this case me) doesn't know the value of the Nymph, and will jump on what could appear as a large offer for the trade. This is the correct way to offer.

This is not the correct way to offer on a TP snipe. Chances are someone else sees the snipe just like you do, and they can offer correctly. If they offer more accordingly, you won't get the TP snipe. And you want the TP snipes!

In closing, please note

Trading up is MUCH easier when dealing with higher end HTS items. If you can buy a high end HTS plot prize, retired item, code item, Cove item, or similar items for a good discount, I always advise doing so. If you can get a 5m HTS item for 1.5m pure, and you know you can sell it for 3m, or use it in a trade for 2.5m value (or vice versa) do it. These small quantity HTS items are worth A LOT in bulk. If you pay 15m for ten items worth 5m tops each, you can trade them in bulk +/- pure with a value from anywhere between the lower end of 20m, up to 45m depending on the item and who you're dealing with. The profits are entirely situation based on who/what/why. Who's buying? What items are involved? Why are they being? To resell, or to collect?

*Spending your riches*

As a reseller myself, my goal was always to make more and get the items I wanted along the way. This little section is just a reminder to budget your money appropriately. Remember, you can't make money without money. Set a limit for yourself. If your goal is to just make more money, then by all means put all your investments into reselling. If you're looking to add to your gallery, paint your pets, train a BD pet, buy a BD set. Anything. Set yourself a percentile to spend out of X amount of money and don't go past it. If you want to set X amount as your budget rather than a percentile, who am I to discourage you? Work it however you know you can hit your goals and continue making money. If you overspend on your goals at any point, I'd recommend cutting back and spending a short bit of time solely on making more money to recuperate your spendings. From there, start splurging again!

How To Resell On Neopets! published first on https://buyneopointscheap.com

0 notes

gocasualrunawaycollection-blog · 6 years

Text

Pottersville New York Cheap car insurance quotes zip 12860

"Pottersville New York Cheap car insurance quotes zip 12860

Pottersville New York Cheap car insurance quotes zip 12860

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

RELATED QUESTIONS:

""Cheapest car for insurance, and also cheapest insurance company in uk?""

hi, I have just passed my driving test, so I am looking to buy a car. As I am a new driver, I would like to get some tips and help about choosing a car that is cheap to insure and also a cheap insurance company. to give u an idea I have around 2000 to 2500 pounds to spare for a car and insurance. do u think it would be possible with my budget Please help.... thanks.""

Car insurance companies with no deposit?

i need car insurance but cannot afford to pay an upfront deposit? can any one help?

""A life insurance company sells a $250,000 1-year term life insurance policy to a 20-year-old female?""

for $200. According to the National Vital Statistics Report. 56(9), the probability that the female survives the year is 0.999544. Compute and interpret the expected value of this policy to the insurance company - I also have to find the probability that the company has to pay the female Im suppose to get .000456 but don't know how to get this?""

Aviva 15 weeks free car insurance?

does 15 weeks free car insurance mean i pay nothing for 15 weeks,.. or just pay the deposit then free 15 weeks,.. also what does total charge for credit mean and when does it get paid? thanks""

Why is car insurance mandatory but not health insurance?

Say you have mandatory car insurance but not health insurance and you get in a car accident and get injured; your mandatory car insurance covers your car but what about you?

Auto Insurance for an 18yr old?

I'm 18 almost 19 and I am looking for an auto insurance policy away from my parents because I am about to have my own car in my name. How do I figure the rates for my own auto insurance policy because I am confused when I try to figure it out on the insurance websites.

Maternity and Health Insurance?

If you have health insurance but do not have maternity insurance. Does the health insurance cover any of the hospital. etc fees? Example...Hospital stay?

How to get car insurance on a Toyota Yaris 1 litre?

It's quite an old car, I estimate about 20 years. Still works well though. How can I get insurance through Direct line? How much would it cost? greenxfox x x x""

What would it cost to add someone who has a drink drive conviction to my car insurance for a couple of weeks?

It would be third party fire & theft; the same as me.

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks""

Can you really find cheap health insurance ?

I live in mass and i can not find health insurance for my needs and have been denied by the state health insurance. Dont know what to do ... anyone can help ?

Where have you been able to obtain the cheapest car insurance from?

Is it better to go through an independent agent or is it better to just go directly to some of the larger companies?

Estimated car insurance cost for an 18 year old beginner driver?

I waited until I turned 18 until I went to get my drivers permit. I've had my permit since November 18 2009. I plan to stay on the permit until its expiration date. I'm not sure what car I plan to purchase after that, something affordable (nothing over the top) and that will last quite awhile. Now assuming all that, can any of you share with me what your car insurance payment is monthly, just an estimate of course. And throw in what type of car you have in so I can get a better idea. I'll be 19 at the time I finally get my license. My parents will not be adding me to their insurance, I have to pay for this on my own and I'd like to start putting some money away towards it so that I can make the payments with no problem later on. Are their any other things I can do to lower the cost of my car insurance as well?""

Anyone know a good Renters Insurance Company ?

Live in an Apartment and I would like to purchase some Renters insurance to cover any damages that may happen. I want to make sure it's a good legit company and not some rinky dinky place. Thanks ahead of time for all your answers.

""Pizza delivery driver insurance in own car, where can I get insurance uk?

I have been offered a job as a pizza delIvery driver but I need to insure my car with business insurance I have tried everywhere but know one does it please Help x

Good question about financed car and insurance.?

I'm insuring two cars and my rate is high. I would like to know, Is it possible to tell my insurance company that my car is no longer finance (even if it still is) so i can switch to a liability coverage and lower my rate. Is my insurance company going contact my finance about detail...""

Car insurance more expensive for men?

I'm twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs 3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen January just gone - it would cost 1750. Is that not sorta wrong?""

Car insurance Expired?

My car insurance will expire 12:01 am Friday. I owe a past due balance and also....for me to renew the total would be 353.00..I don't have the money so im thinking about just letting it expire and going with someone else. Will that balance go into collections?

What are the cheapest home owner insurance for oklahoma city?

what are the cheapest home owner insurance for oklahoma city? can someone tell me which company give the cheapest rate and the best coverage please, thank you very much; this is my first time buy a house, if you have any advise please let me know, thanksssssssss a million :)""

Is it mandatory to have car insurance in New York State?

Will I get a ticket or get my licensed suspended if I don't have I don't have car insurance?

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?""

Where to find affordable health insurance?

I need blood presser pills but cant afford lab work or doctor fees

Insurance for renting a home?

I'm renting a home from a friend, and she says that she has to cancel her home insurance. Is there rental insurance, or any more suggestions.""

""How much taxes will be taken out of $250,000 life insurance?

I am getting a life insurance policy pay out. Does anyone know how much taxes will be taken out?

How much will car insurance go up for me?

im 15 and i live in FL so i can get my permit but my mom said shes not letting me unless i get put onto theyre insurance (statefarm) but she also said shes not getting me insurance if its super expencive.....any1 know a estimated amount it will go up????

Pottersville New York Cheap car insurance quotes zip 12860

Good Insurance? Any Advice?

Hello, I am looking for a good, affordable insurance plan and don't know where to look for some good ratings or tips. I am married but the insurance would only be for me, my son has insurance already as well as my husband. It costs us way to much money to add me to my husbands insurance through work. Any tips on where to look and how to go about the search? I am looking to spend somewhere between $300-$500 monthly for it, I am in the United States. I also have some health issues. Endometriosis and Fibromyalsia. Any tips that would help me out would be so appreciated! Thank you to everyone!""

""Would insurance be high for a 1999 VW Jetta? My first car, 16y/o girl?""

I'm looking at a 99 VW Jetta on Craigslist for $2000. Here's the exact listing: http://pittsburgh.craigslist.org/cto/3371425857.html Obviously this would be added on to my parents car insurance since I'm still a minor. I have to pay my insurance though, so how much do you think it would be?""

How much would insurance be for a 16 year old with a v8 truck?

I'm looking for a first car. I need to know the price of insurance for ford or Chevy truck with a v8 before I can go out and buy one

""On average, how much does it cost to make your car completely legal in arizona?""

Im sitting here looking at cars, and in Illinois where I live it's like 266 to get plates & registration for our car on top of like 288 for car insurance. Is it alot more in arizona? How much more?""

Should I take health Insurance?

I am 30 years old and have no medical history. Should I take Medical Insurance?

Motorcycle collision insurance?

Is this a good idea if its a 2001? Its not manditory, no loan. $4000 bike. Does it cover non accident damage? Like the bike falls/gets knocked over? Vandalism? Thanks""

How would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ?

how would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ? first decent answer gets 10 points:)

Do I need car insurance in Florida?

I passed my 4 our class on drugs and alcohol. I'm waiting for my certificate to come in the mail so I can go to the DMV and get my learners permit. Do I need insurance even though I'm not going to be driving my own car? I'll be driving my friends car. Sources? What's the cheapest insurance for a 16 year old male? Name of insurance and cost? Why would I need it if I don't even have a car and I'm driving my friends car?

""Would something like an older, heavier car get me a better insurance rate? Any insurance lowering tips also?""

I'm a 16 year old teen guy (I know, I know) and I'm getting a car. Would an older, heavier model of car, like a large van or something, reduce my incredibly high rates? Looking an an out here. I don't have enough money to pay for it all. Any insurance lowering tips, besides drivers ed and good (already qualify) would be great.""

Im just about to start learning to drive have you got any tips what car i should drive to get lower insurance?

I want a beetle but i dont think that will give me cheaper insurance, i dont have any idea.""

Is there insurance for?

is there insurance for rabbits or is it just for cats and dogs? my rabbit is about 3 years old and want to get some insurance for her if i can.

Car insurance question?

I just turned 16 and got my driving permit. I would be using my grandmothers car and she has erie insurance. My question is.. Am I allowed to practice driving on the car even without getting insurance? She insists that I'm not allowed to unless I get insurance but everyone else I know does it without. She thinks that I am going to get in a crash because I can't keep my room clean. (wtf?)

Why is car insurance so expensive?

I'm going in for my test in a few weeks and I'm looking to get just a cheap car to get me from a to b but prices are so ridiculous. I got a quote on a 106 3door 1litre engine the cheapest was just under 900 with a company iv never heard of and my dearest was 4600 with asda even though my beautys going to be sleeping in the garage:) why are they such ridiculous prices?

Boat insurance cost on average for a 52ft 1989 sailboat boat?

I am looking for what others may have paid, so when i do get a quote I know what to expect. If you have something to say that negative please don't respond.""

Service Charges for Auto Insurance?

I'm getting quoted for auto insurance, one of the quotes has +service charge , but other cars from the same insurance provider don't have this. Why would auto insurance have a service charge? Is this a normal thing? And if so how much is it normaly? I'm assuming its a % of the quote... Thanks.""

What is the cheapest insurance company for 17 year olds?

im 16 but will be turning 17 in a few months. to get ahead of the game and in the know i decided to start looking at cars and insurance straight away. my car of choice would be a 1995-1999 Vauxhall corsa 1.0 0r 1.2 litre as they cheap to buy, run and supposedly insure. ive looked around for insurance qutoes for myself when i turn 17 and recieve my full ik license but all quotes so far are above 4,000 even with a pass plus. is there any companys to get it below 3,000 or anywhere close. i realise i am never going to get cheap insurance straight away but i would consider 3,000 a much more reasonable quote and would love it to be closer to 2.000. also any tips or advice on getting cheaper insurancewould be greatly appreciated thanks guys""

Insurance to expensive.?

I live in Miami and i just got my license. I was excited to finally drive. But i found out that monthly the insurance would be 330 extra added to my parents policy. I rather not drive! What are my options?

Best school to prepare for my life and accident/health insurance licensing exam?

I need to start my 52 hour training to get licensed in California for life, accident and health. Which is the best school to prepare me for the exam? There are so many online, however I want one with a high pass rate.""

Car insurance coverage question...?????

I have state farm. there's an expectation of a severe storm with softball size hail heading our metroplex. I'm in the middle of switching car insurance. The coverage will expire april 10, 2008. Will state farm covers me if I have hail damage on the same day it's expired?""

Cheap car/insurance for a young lad?

18 year old son has just passed his test. Looked at a Fiat siacento(I know thats wrong but you know what car I mean)1999/1100cc/65000miles/good nick/500,I thought bargain. Until I checked the insurance.... 3000!!! Before I start ranting about the cost of insuring a young lad(and the cost of my own insurance) can anyone tell me a cheap car that is also cheap to insure. Thanks.""

What's the best affordable health insurance for a freelancer?

I was laid off in March and still need to figure out a health plan. Not being covered is scary! How can I get some coverage that's affordable ASAP? Thanks.

Young drivers car insurance question?

i am 20 years old in april and my car insurance is sky high beeing quoted 5000+ for a little 1.1 car there must be a way for it to go down as i see people younger then me driving round in bigger litre cars then me anyone know the secret?

Looking for health Insurance?

I'm looking for affordable health insurance with good coverage and options for doctors. A PPO is okay but I'm looking for quality AND affordability. Dental and vision would be a great plus. Can anybody out there help me!?!

""Best car insurance, in your opinion?

I'm getting my car insured by myself for the first time and would appreciate any advice!!

I have an insurance quote of 1300 for a punto 1.2 on a provisional licence?

if i take this quote what will happen when i get a full licence will it go up or down?

Pottersville New York Cheap car insurance quotes zip 12860

""Car accident, other insurance wont pay my car hire bills, my insurance wants me to take driver to small claims?""

The car hire bill the other side won't pay is four thousand pounds. My insurance were very slow deciding car was a write-off, so I had the hire car for nearly a month. They want ...show more""

""When your 18 and still in high school, does the car insurance company still check your grades for a discount?

My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount still apply to students who are 18?

Renters insurance?

what exactly is renters insurance all about? is it pretty important or a waste of money?

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road""

Motorcycle insurance prices in uk at 17-19?

Hello, I really want to get a motorcycle at the age of between 17 to 20 (preferably 17-18) but I was wondering how much it would cost for the insurance of a brand new Yamaha r125 and a Kawasaki Ninja 300 at each age between 17 to 20, thanks guys and it would clear some thoughts on how much it would be, what age seems good. I really want to get a bike before uni.""

Why do health insurance companies care what type of doctor you see?

My health insurance is awful. It doesn't cover anything I need and I wonder why they'll offer so much to pay for one type of specialist, but none for another type. If they are willing to pay the money for one type of care, why does it matter if you want a different type of care, worth the same amount. Why does it matter what care you're getting? If you're sick, and need help, isn't that what insurance is for? Right now I need to see two doctors to treat bipolar disorder, but it's not covered at all. But if I see a doctor about my physical health, they'll pay 80%. My physical health is fine, all I need is payment for mental health therapy and medication. They don't pay for mental health medicine either. I've had the same insurance for many years before having this issue. I never actually used it, and now that I need it doesn't help me at all.""

Do i have to have insurance?

i live with my parents. an my mom told me that our car insurance company says i HAVE to be insured, cause i have access to my parrents cars... can they do that?""

Mercury insurance teen driver rates?

hi i am 16 and i just got my permit. i was wondering, do u need insurence when driving with a permit? also how much are mercury insurance teen driver rates (estimate $$) because thts what my mom has as insurace. please if anybody has any idea what the rates are or if there are specials for teenagers? thank you :] sarah""

Why do i need insurance?

Car Insurance Company have had my car for OVER A YEAR.?

Ok, so this is a little complicated... Oct 2008 I had a car accident. My car was written off. My car was towed to a garage and was held there while the insurance company evaluated the damage. THAT WAS THE LAST TIME I SAW MY CAR. Because the size of my excess (800) and the amount of damage matched the value of the car (800) I was advised it would be pointless to claim on the insurance and it was written off. The accident was my fault and I held my hands up and admitted it and the other party walked away with everything sorted. No suggestion of fraud and certainly nothing fraudulent on my part. Towards the end of 2008 my insurance company started falling off the radar, not returning my calls or my emails, letters etc. I repeatedly asked what I was supposed to do next (I'd never had an accident before and the whole process confused me because they kept giving me conflicting info) and where my car was. I was ignored (or given incorrect info). In the end I declared a SORN on the car and had so much going on in my personal life, I forgot about it, knowing the car was off the road. Anyway, I'm now trying to track the car down as the SORN is about to run out. Insurance company are still off the radar and refusing to answer. Now they're saying they have no record of me, my policy OR my car. So I've lost my car, I don't know who's got it and yet I'm still liable for it. What can I do? Can I get the police involved? Trading standards? ANYTHING? I don't care about the car, whoever has it can keep it! I just don't want to be liable for it! By the way, the insurance company involved is SwiftCover.com, in case anyone is thinking of going with them because they're cheap. They're cheap because they're RUBBISH.""

""Can you give me an estimate of what it will cost to repair this dent in my car, picture included?""

A large tree limb fell on my car last night. I would like to have an idea of what it might cost to fix this before calling the insurance company. If it cost less to pay out of pocket that is the route I would like to take. Here is a link to the pic of the damage, which is on the passenger side of a 2001 Hyundai Accent. http://i11.photobucket.com/albums/a163/janezanaddict/IMG_3079.jpg Thanks for your help!""

""Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?""

I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance.""

SO confused about this car insurance issue?

ok, due to being in the hospital giving birth, i missed a second payment on my car insurance in one term. i was told by my broker that was it, there was nothing i could do, they would cancel. my insurance company is ING. i said ok so what next? she told me on july 10th that they were sending out a registewred letter that day stating it was cancelled (my payment was late on june 25th). 2 wks later i had not received anything so i called my broker again. this was at 1 pm (they close at 4) and no one called me back. finally, i called back again, she called ING and called me back saying ok they said if you can pay it today it wont be cancelled (i had asked MULTIPLE times if this was an option, i was told no) by the time she told me that, it was 330 pm. I live a 1/2 drive away and by the time i got the baby together, went to the bank etc, it would be after their closing time so i couldnt do that. i contacted another broker who my mother deals with and he told me that they would send me my""

Where can I get an insurance quote?

I want to get an insurance quote on my car but every site I go to asks me for a lot of information such as address, name and other personal things. Is this how you have to do it? Or is there a site where you just type in your birthday and info about your car? I just want an approximate quote. I'm only 16 and would be insuring a 1974 Ford Mustang II with a v6. How much do you think that would be? Whats the best site for quotes?""

Auto insurance wrong information!!?

Relatively, I am a new resident in the USA, I have been here for 18 months only, and I am trying to get a car insurance. The problem is the insurance companies give a huge discount for those who got licensed in the USA or Canada at age 16, but they do not consider other countries. For this reason I have to pay a ridiculous amount of money to get the state minimum requirements for auto insurance. In fact I have been licensed in my country since 1998.. I wonder what's the influence if I choose to answer yes when the insurance company agent asks me whether I got licensed at age 16 or not in the USA or Canada? Because technically I am already licensed at that age but not here!!""

Car insurance for a japanese import?

I am looking for car insurance for a japanese import car and I am trying to find companies which will deal with imports and are cheap. I am only 18 so I know that the insurance will be pretty expensive but if anyone has had any experience with imports at this age and can tell me some companies to try that would be great. The car I am looking at is a Mazda mx-3 1.5i . If anyone knows how to get cheap insurance for this I would like to hear from you. It would be cheaper if I was a named driver and could earn no claims discount but I don't know if any of the companies who do that accept imports. Any help or advice anyone could give me would be very much appreciated. Thanks

Home Insurance?

If your insurance runs say from 1st November 07 to 1st November 08 and if you make a claim in January 07, and then make another claim on 26th November 07. Does this mean that this is counted as 2 claims differernt years or is this claims counted the same year?""

Where can an 18 year old male find cheap car insurance?

It's getting frustrating looking for insurance that a college student will be able to afford and buy food at the same time. Is there a car that's cheaper? Or a brokerage that's cheaper?

I am 18 and need car insurance?

i am moving out of my moms house, me and her havent been getting along at all lately. she isnt letting me take my car so i need to buy my own car and get my own insurance. is it possible for an 18 year old to get their own car insurance policy ? i was told you had to be 25. and if i do buy my own policy, about how much will it be? i have no tickets or violations and it will be an older car, but it will run! and advice at all on moving out and making it work would be much appreciated.""

How much is a monthly car insurance in new York ?

I'm leasing a car n I need to know what is the average monthly cost in NYC. Thanks.

About how much would it cost to for a year of car insurance for a 17 year old in new york?

I am planning on getting a used 2001 Mercedes-Benz C-Class C320. Before I buy the car I will have a senior license and will have taken drivers ed and a defensive driving coarse.

""I was denied homeowners insurance by state farm, are there any companies that will insure me?""

I made 3 claims 12/18/09 amt. $302, 9/1/08 $0; and 5/10/08 amt.$1302. Allstate has said no as well.""

Cheap car insurance? and cars that are cheap to insure?

Im 17 and had my licence about a month and really want a car but insurance is a killer. anyone knoe of any cheap cars in insure and companys that are cheap for people my age? thanks

Question about health insurance coverage?

I work for a municipal court, a city job. I asked if I could purchase a direct pay insurance plan on my own without participating in the one the city has. They said if I wanted to enroll in my husband's or SO's health plan, I could do so. However, I cannot purchase an individual plan(I am single). Something about a buyback of insurance from another corporation. I do not understand this. Can anyone enlighten me? Thanks in advance.""

How often does Geico lower their insurance rates after you have been with them?

i have been with Geico for almost a year and right at the 6 months my insurance went down from $90 a month to $77 a month... I think they do what some other companies do and lower every 6 months for not getting involved in an accident but i want to know for sure. if someone has the information for me that would be great... thank you:)

Pottersville New York Cheap car insurance quotes zip 12860

Buying a car and using a friends insurance to practice?

Can I buy a car and drive it with a provisional license with a friend who has a full license and insurance for their own car with me? I asking because I don't know how insurance works, but I know someone who has a full license, insurance and own car can let you drive it if you have a provisional license. I'm in the UK btw.""

How can I lower my insurance on a 2000 zx3 ford focus?

Right now, with the good student discount and drivers training class discount, I'm playing $164 a month to drive around a stupid ford focus. I'm on my parents plan so we get the multiple car discount too. this seems rather high for insurance. what insurance companies might be cheaper? I have full coverage. how can I get lower insurance?""

How can I change my insurance plan in Covered California?

I enrolled in Covered California last December. I just realized that I am not happy with my Kaiser plan. How can I upgrade it? I tried to call but I waited on hold for more than an hour and when I was finally able to speak with a representative, she hung up on me. I plan to stay with Covered California but I want to change/upgrade my plan without being kicked out of the system. I am worried because it is only 4 days to the end of open enrollment.""

Jeep Tracker - About how much will insurance cost?

I'm 16 years old and I will be getting the Jeep tracker after I take drivers training. I live in Alberta and I am buying the car for about $1500. Any help would be great!

Insurance (and more) for new driver in Ontario?

So, I'm going to take my written test (G1) tomorrow and I'm looking ahead trying to figure this out. I plan on taking a MTO certified course to be able to take my G1 exit driving test in 8 months. I have a car lined up that will practically be given to me in 8 months. I'm 30 and living on my own. Will I be able to get insurance on a car with only a G2 license? Will I have to pay through the nose for it? Would it be legal and/or cheaper to have my dad buy the car and put it and me on his policy? Would I live to be living in the same household as him? Any other ideas, issues, or options I should be aware of? Thanks a bunch.""

What should a 16 year old expect to pay for insurance?

I have never had insurance before. I own my first car right now. I have a graduated drivers license. and I have taken a drivers ed course. I need to know how much to expect to pay a month. Thanks!(:

16 Year old Illinois Insurance Rates?

Im 16 now, and i may be buying a truck soon. Its a 1994 Ford f-150. Im trying to find where the cheapest rates are. I only want liability insurance because im short on $$$$$. Im not doing so hot in school so that will raise my rates a bit, but what would be my best bet and finding insurance?""

Do you cancel an auto insurance quote?

I had an economics project and there was a section where I had to purchase auto insurance. Sure enough, I went to Geico and got a free quote, but the problem is that Geico is annoying to lock in the policy and actually have me as their customer. What can I do to tell them that I only wanted a policy for a project and I'm not really their customer?""

Best insurance company for full coverage?

What's the best insurance company that's pretty affordable?? I am financing a Toyota Camry (new) and need full coverage. I have a DUI on my record but have my license. I'm 21. =\

What kind of insurance is good and affordable for an 18yr old female and their first car?

Is there an insurance that will insure me and not my car?

my friend had an insurance that insured just him for any car he was driving idk what it was called but it was only for ohio residents anyway(im in pa) ....how would it work?

What height/weight ratio will get me best life insurance rates?

I want to replace some ART life insurance with level term. But I'm worried my weight relative to height might keep me from the best rate. Is there some way to find out what numbers trigger higher risk? If so I might wait another year and try to lose 10-20 lbs.

Will I be able to get health insurance to cover this?

I am about to graduate from college and have not been covered by insurance regularly in many years, for a short time I was on a California county-supported low-income type of insurance program but it automatically runs out every few months if you don't reapply evidently... Anyways, I'm about to graduate and move back to Oregon. I have some kind of hip/tendon injury that I need to go to the doctor for and have checked out...but because I don't have insurance, and this is an old injury already, is there any way I'm going to find health insurance to help me pay for this? Or am I just completely screwed and destined to limp around for the rest of my life??? because there's no forseeable way that I'll be able to afford my own health care any time soon, I'll be paying off my student loans for the next few years. I also doubt that I will be able to find a job that offers health coverage in my field so that's not looking very likely either.""

Car insurance beginner.?

i am a 16 year old, good grades, i might get a Honda civic hatchback, does any one know where i am able to get a good insurance company and still pay low amounts in california""

""When I buy a used car, is it legal to drive it home without insurance?""

What do I have to do before I drive it home? I am buying the car in another city, so I have a 45 minute drive from the sales point back to my house.""

""After what age in the UK is drivers insurance, cheaper?""

im 20, i passed when i was 18. at what age is insurance cheaper, i know it depends on where you live, car, model, engine etc but at what age?""

""How much would the insurance be for a 2004 Range Rover HSE, for an 18 year old?

just an estimate thanks so much!! :)

Whats the best and cheapest car insurance?

Volkswagen Polo 1. Litre, to drive in the city of London?""

I am 19 years of age i how much will they charge me for my insurance?

i have never been involved in a car accident or gotten pulled over by the police i live in california i have had my drivers license since i was 16. i own a 1997 nissan sentra gxe i pay 480 for it every 6 month and a 2011 nissan murano and i pay 554 every 6 months for it i have Farmers Insurance my dad is main driver my sister in the policy also. How much will they charge me if i buy a 2005 mustang will my car insurance sky rocket because i am consider an inexperience driver and mustang is a sports car Please help

For Californian's - Arnolds Health Insurance question?

Can someone explain to me if this is wrong or is this right? He intends to tax the businesses that don't give their employees health care (which would be among the smallest businesses because those with over 50 employees have too in California) and use that money to buy them some kind of health insurance? I wonder how many folks are going unemployed due to the closure of small businesses if that happens?

How much do you pay for your auto insurance per year?

Is it true that the more expensive your car is, the insurance will automatically go up, too? Isn't the older car need more insurance cover since they are more easy to get into accident? I don't know much about auto insurance, so you can share some of your knowledge would be greatly appreciated. Thanks! =D""

Will they provide motorcycles at a motorcycle safety course?

I want to buy a Kawasaki ninja , but i dont know how to drive on its easy to learn i driven motor bikes over seas but its not the same. Well the motorcycle satey course will the provide a motorcycle a sports bike not a cruiser? and what do i need to bring exactly? Do you guys know on average how much motorcycle insurance cost for a 19 year old?? I know its different from different parts but from where your from. Detailed answers are much appreciated thanks guys!""

""Car insurance help, for new driver!?""

I passed my driving test 3 months ago and am looking for insurance to drive my parents car, however every company i have tried is way too expensive (one quoted 11000?!?!) anyway, does anyone know of any UK insurance companies that do good deals for new drivers?? please help, i am so desperate to drive! thanks :)""

Is Liberty National Life Insurance is a good company to work for?

Ok, like a few days ago i've scheduled an interview with National Life Insurance company and was really excited 'bout workin' there until today, but tomorrow (8/05/09) i have my interview...anyways, while i was making some more researches about the company so that i could present my questions to the interviewer (u know when he/she will ask me if i have any questions...) and then i stumbled upon some acclaimed Liberty National Life Insurance scams ...u know how people can be HORRIBLE on the internet. so anyways people (customers or employees, especially EX employees) were saying really bad stuff about the company. Like, LNL insurance doesn't pay people fairly, and that if you just wanna buy a pair of shoes to wear then it's a fitted company to work for, and all the bad things u could imagine...in fact, the ex employees were really crucial about the company. So now, i'm really nervous about working for them you know? I mean what if what those ppl are telling the truth and that i'm just heading toward god knows what?! What if i get the job and realize then that everything that was being said on the internet was true? What if they don't pay me fairly? or i don't know.... All of this has gotten me very frustrated...so if any of u guys can be any help with reliable sources, or just helpful suggestions would be more than great! Thankx and oh lol i didn't realized i wrote so much...sorry 'bout that though....""

Where can a recent college grad find affordable short-term health insurance?

I am not sure what to do about health insurance after I graduate from college (in a few months). I know that I am going to need some time to job hunt (my field is very competitive) and I would also like to do some volunteer work before I start my career. Problem is, if I am not a full-time student, my parents' health insurance won't cover me, and if I don't or can't find a job with benefits right away, I will be left uninsured. Any ideas where I can get affordable health insurance for short-term (no more than a year and a half) ??? Thanks!""

Pottersville New York Cheap car insurance quotes zip 12860

https://www.linkedin.com/pulse/best-cheap-insurance-cars-young-drivers-morgan-scott/"

0 notes