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Mercury Retrograde 2019

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March 5 - March 26

July 9 – July 30

Nov 1 – Nov 18

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Thought of the Day

You think we‘re rude — we think you‘re vague, avoidant and, therefore, weak. Culture clash at its best, forever and ever.

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Astrology Left vs. Right-Brained

I think pure Earth signs (Capricorn, Taurus, and Virgo) and pure Air signs (Gemini, Aquarius, Libra) are more likely to be left-brained.

While pure Water signs (Cancer, Scorpio, and Pisces) and pure Fire signs (Leo, Aries, and Sagittarius) are more likely to be right-brained.

Of course this is just a sun-sign basis and one’s exact combination of the elements will determine just how intensely so or if it’s more balanced. But that’s my final answer! Am I fired?

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Virgo

Feeling prissy and defective all the time and passive-aggressively nitpicking themselves and others the worse it gets — a Virgo concept.

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Gemini

Being amused and feeling smug while everyone else gets hysterical over some issue — a Gemini concept.

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Pisces

Drowning in a sea of self-pity and crying for 6 days straight — a Pisces concept.

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Capricorn

Wondering why everyone is so upset over nothing due to not getting emotional issues — a Capricorn concept.

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Sagittarius

Pushing down their own feelings for the sake of being PRACTICAL at all times — a Sagittarius concept.

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Leo

Playing „Damsel in Distress“, then sitting back and watching others do the work they should have done themselves — a Leo conceot.

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Capricorn and Sex

Capricorns are very planned people and would prefer to schedule sex or know when it will happen and proceed according to plan. Seduction is cooperation, foreplay is warm-up, intercourse is work well worth it IF orgasm is reached or there’s a reward at the end. Sex should take some time and have a lasting effect. They’re not romantics but very factual and may have to be coaxed into foreplay and sex by their partners if they do not make the first move. Once at it, they tend to be good lovers who really aim to please but also like to dominate. Perseverence and committment to their partners is their thing. Capricorn likes it pretty basic when it comes to technique but enjoys a change in scenery - it doesn’t always have to be the bedroom - outside, elsewhere in the house or in places where one might get caught will be something they enjoy. Capricorns like challenges but dislike empty flirting. They may not “get it” when someone comes on to them, or might bluntly reject that person. After sex, a Cap really just wants to get up and do something else, but may have developed the discipline to stay and cuddle, if that is what is expected. On the other hand, it doesn’t take long before they’re eager to do it all again, with just as much commitment. Caps are enduring with profound stamina - if there is a goal.

Turn-offs includes random surprises, random sexual encounters, tomboyish women for Cap males/feminine men for Cap females, sloppiness, people with no goals in life, anything involving flashiness, and people with mushy emotions and dramatic feelings, people who cry and want to cuddle endlessly, or those who poke them to reveal things about their own feelings.

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The man who should have been President of South Africa.

http://en.wikipedia.org/wiki/Lucky_Dube

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Always looked gay. And vain. Leos, lol.

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Pisces

Sticking their head in the sand and not showing up to avoid all conflict — a Pisces concept.

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31% of Americans have no Retirement Savings

Nearly a quarter of workers are missing out on retirement savings: Survey

A new survey has found that 31% of employed adults in the U.S. lack access to a retirement savings plan at work. Of those, three in four would likely save if they had the opportunity.

That means that nearly a quarter of employed Americans are missing out on retirement savings opportunities.

Prudential helped administer the survey. Phil Waldeck, president of Prudential’s retirement division notes that those missing out are “on a much tougher path where they have to save on their own.” Waldeck, who appeared on Yahoo Finance’s “YFi PM” to unveil the results, noted that “this is about the long-term resilience of our society, both individuals but also the economy more generally.”

The survey covered 840 employed adults and was conducted by the Funding Our Future campaign and Morning Consult. The interviews were conducted online with a margin of error of plus or minus 3 percentage points.

Other surveys have painted an even starker picture for workers: According to a report by Stanford University’s Center for Longevity, roughly half of all households are offered work-based retirement plans at their current jobs. Meanwhile, Labor Department data shows that 71% of workers have access to a retirement plan (including pension plans), with 55% participating in them.

And of course, having access to a retirement plan is only beneficial – 401(k) contributions are pre-tax and some employers offer to match workers’ contributions – if workers participate in it and contribute a meaningful portion of their income. Americans planning to retire at age 65 need to contribute 10% to 17% of their income for retirement, even if they start saving as early as age 25, according to the Stanford report, which estimated that families age 25-64 are currently only saving a median of about 6% to 8% of income toward retirement.

A number of groups reported notably lower access in the Funding Our Future survey. “If you work for a big employer, you very, very likely have a workplace retirement plan,” says Waldeck. Those who work for smaller employers – with fewer than 100 employees – are not as lucky: “half of them don’t have access to a workplace plan,” he said.

Participants in the gig economy also have less access, as do women, minorities, and those at the lower end of the income spectrum.

Just 54% of respondents with an income under $50,000 a year reported access to a plan. For those earning over $100,000 annually, nearly 9 in 10 respondents can save.

During the interview, Waldeck touted the SECURE Act which recently passed the House of Representatives as a way to address some of these gaps. That bill would make it easier for small businesses to offer retirement plans.

Ben Werschkul is a producer at Yahoo Finance based in Washington, D.C.

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Aquarius

Having a secret pity party for themselves that involves alcohol and violence — an Aquarius concept.

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Libra

Glossing over major flaws of loved ones just to keep the peace and remain in harmony, then resenting them to the point of being constantly disgusted with their behavior but still sticking with it — a Libra concept.

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“Have the courage to live the way you want to.”

— Unknown