mt615

[mt615]

Homeownership Is Full of Financial Benefits

Homeownership in Murfreesboro Is Full of Financial Benefits

Homeownership Is Full of Financial Benefits A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the top four financial benefits of owning a home according to consumer respondents: 88% – a better chance of saving for retirement87% – the best investment plan85% – the chance…

[mt615]

Why Today’s Options Will Save Homeowners from Foreclosure

Why Today’s Options Will Save Homeowners from Foreclosure

This time is different…

Many housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by COVID to delay mortgage payments to a later date) could lead to an increase in foreclosures when forbearances end.

Some originally forecasted that up to 30% of homeowners would choose to enter forbearance. Less than 10% actually did, and…

[mt615]

Is the Economic Recovery Beating All Projections?

Is the Economic Recovery Beating All Projections?

What letter of recovery is anyone’s guess

Earlier this year, many economists and market analysts were predicting an apocalyptic financial downturn that would potentially rattle the U.S. economy for years to come. They immediately started to compare it to the Great Depression of a century ago. Six months later, the economy is still trying to stabilize, but it is evident that the country will…

[mt615]

How Low Inventory May Impact the Housing Market This Fall

How Low Inventory May Impact the Housing Market This Fall

Keep your eye on new listings

Real estate continues to be called the ‘bright spot’ in the current economy, but there’s one thing that may hold the housing market back from achieving its full potential this year: the lack of homes for sale.

Buyers are actively searching for and purchasing homes, looking to capitalize on today’s historically low interest rates, but there just aren’t enough…

[mt615]

Is Now a Good Time to Move?

Its a great time to be thinking about this

How long have you lived in your current home? If it’s been a while, you may be thinking about moving. According to the latest Profile of Home Buyers and Sellers by the National Association of Realtors (NAR), in 2019, homeowners were living in their homes for an average of 10 years. That’s a long time to time to be in one place, considering the…

[mt615]

Murfreesboro banker Ronnie Martin talks about the PPP Loan

[mt615]

Meet Jon Fleet with Fully Promoted Jon is an outside sales rep who is dealing with Covid-19. We talk about his family and his job. He makes some great suggestions about promoting your business and places to visit here in Murfreesboro.

[mt615]

Meet Shawn Hackinson Owner of The Alley on Main We get to know Shawn a little better and learn how he and his family are coping with Covid-19 and how they are trying to keep their family business alive.

[mt615]

Let's get to know Dena Oneal with Alzheimer's Association Tennessee Chapter Dena leads Rutherford County on the mission is to eliminate Alzheimer's disease through the advancement of research; to provide and enhance care and support for all affected; and to reduce the risk of dementia through the promotion of brain health.

[mt615]

Meet the Honorable Judge Don Ash

[mt615]

40% Tax Raise in Murfreesboro

40% Tax Raise in Murfreesboro

//murfreesboro.granicus.com/player/clip/6977?view_id=2&entrytime=2720&stoptime=2869&autostart=0&embed=1

My question for you is do we need more city council members?

Do you want district representation?

What are your thoughts about a full time mayor instead of a city manager?

[mt615]

Middle Tennessee Election Wrap up and commentary

[mt615]

If You Want To Sell Your Home This Fall, Start Doing These Things Now

When trying to forecast the future housing market, most experts look at pending home sales. If they’re consistently trending upward, we can comfortably look forward to a robust near-future. For most of this year, the pending home sale statistics have looked like a rollercoaster, with three consecutive months of declines until June, when they began increasing again.

With ever-shrinking inventories of available homes and the corresponding rise in prices, what will happen in autumn is anyone’s guess at this point. But right now, with expanding job growth and continued low interest rates, it appears that the fall home-selling market will be somewhat robust.

So, if you’re among those hoping to sell their homes this fall, we have put together some tips to help you get started. And, by the way, now is the best time to start.

Choose your real estate agent now

Think about the appearance of the exterior of your home in fall. Leaves change color and begin falling from trees, the lawn may begin going dormant and, if temperatures dip, those colorful summer annuals lose their charm.

When homebuyers are perusing the MLS for homes to view in person, they view the home’s photo first. If what they see isn’t compelling, they’ll click to the next home on their list. So, if you wait until fall to choose your real estate agent, your home will look like all the others – with leaf-covered or brown lawns, no color in the planting beds and twiggy trees.

If you hire your agent right away, you can request that the exterior photos be taken now, while the home’s curb appeal is at its most attractive. Come fall, when you put the home on the market, the photos of your home will stand out from all the others, impressing buyers enough to want to view it in person.

Get maintenance out of the way

Consider having the HVAC system serviced. Summer is rough on the system and dust and dirt can accumulate around the outdoor components, restricting air flow during fall and winter. The lack of fresh air circulating in the home during showings can become a deal killer.

Get the gutters cleaned out now to avoid problems during a rainy day showing. While you’re up there, look for holes and check the connections. If you get these small repairs out of the way now, you avoid having to do them during messy weather.

Autumn is all about getting cozy and nothing helps you get there better than a fire in the fireplace. Though you may not want to leave one roaring while you’re away at work, you may want to make the fireplace a focal point for showings. Clean the glass doors, clear out accumulated ashes and, if it’s been awhile, consider hiring a chimney sweep.

Staging your home now for autumn buyers

The most important thing you can do when you’re considering how to stage the home in any season is to bring in as much light as possible. It’s even more important in fall and winter since days get shorter, and home interiors become darker, earlier. Yes, leaving the curtains open helps, but you may want to consider beefing up the interior lighting of the home as well.

Buy new lamps for dark corners and add brighter bulbs to fixtures that could use them. Then, leave the lights on (yes, all of them) before leaving for work in the morning on days you expect showings.

As you look for ways to stage the home, remember the fireplace-as-a-focal-point idea. Arrange the furniture so that it faces the fireplace and then dress the mantel (subtly) in an autumn theme. Use cozy throws on the sofa or chairs to further promote the idea of warmth and comfort.

Curb appeal still matters

Probably the most challenging aspect of a fall home sale is keeping the yard free of plant debris. As we get closer to the time you’ll be putting the home on the market, rake the landscaping as needed and keep it up consistently during the showing period.

Consider planting some fall color as well, such as rust-colored and yellow mums. Even if they’re planted in pots that line the walkway or are clustered attractively on the porch, that pop of color will catch buyers’ eyes.

Think about leaving the grilling equipment and patio furniture outdoors just a smidge longer than usual so that you can stage the deck or patio to appeal to buyers. Give the furniture a good cleaning and then arrange it tastefully so that buyers can picture themselves entertaining in that spot.

Finally, organize the garage. Sure, you don’t read much about staging garages, but it’s just as important (if not more so to some buyers) as staging the other areas of your home. If you use yours for storage, start with decluttering it, purge items you no longer use or need and then organize what’s left.

Toss all the information you’ve collected on summer home sales because selling in fall is a somewhat different process. Thankfully, we are still experiencing a seller’s market so along with the advantages inherent in this type of market, you’ll have even less competition from other sellers than you would have if you’d decided to sell in summer.

If you are considering selling this fall, or any time for that matter, contact us and we’ll give you our recommendations on how to price your home based on current conditions and we’ll get those all-important exterior photos taken now.

[mt615]

Middle Ground Podcast with Michael Sparks

[mt615]

Meet my friend Gabe Frazier with Farmers Insurance After a discussion about failure my computer fails:

[mt615]

Meet Deborah Harding with You Can Make It Home Ownership Center

[mt615]

Meet Jason Qualls, CFP and Radio Show Host