#CPP Disability Lawyer

[alam-law]

5 Ways a CPP Disability Lawyer Can Boost Your Claim Success

Navigating the Canada Pension Plan (CPP) disability benefits process can feel like an uphill battle, especially when you're already dealing with a disabling condition. The application process is complex, the criteria are strict, and denials are all too common. For Canadians seeking financial support through CPP disability benefits, enlisting the help of a specialized CPP disability lawyer can make a significant difference. Here are five key ways a lawyer can boost your claim success, helping you secure the benefits you deserve.

1. Expert Guidance Through a Complex Application Process

The CPP disability benefits application is far from straightforward. It requires detailed medical evidence, proof of sufficient CPP contributions, and a clear demonstration that your disability is both "severe" and "prolonged" as defined by the government. A single misstep—such as incomplete paperwork or insufficient medical documentation—can lead to delays or outright denial.

A CPP disability lawyer brings expertise in navigating this intricate process. They understand the specific forms, deadlines, and documentation required by Service Canada. For example, they can ensure your medical records clearly outline how your condition prevents you from working, aligning with CPP's strict eligibility criteria. By organizing and presenting your application effectively, a lawyer reduces the risk of errors that could jeopardize your claim. For Canadians in cities like Toronto, Vancouver, or Calgary, where legal resources are abundant, finding a lawyer familiar with local medical and legal networks can further streamline the process.

2. Strengthening Your Medical Evidence

One of the most common reasons for CPP disability claim denials is inadequate medical evidence. Service Canada requires comprehensive documentation from healthcare providers to prove that your disability meets its criteria. However, medical professionals are often busy, and their reports may not fully capture the extent of your limitations or align with CPP's specific requirements.

A CPP disability lawyer works closely with you and your healthcare team to gather robust medical evidence. They can request detailed reports from your doctors, specialists, or therapists highlighting your condition's severity and impact. For instance, if you're in Ontario and suffer from chronic pain or a mental health condition like depression, a lawyer can ensure your medical records emphasize how these conditions prevent you from holding "substantially gainful" employment—a key CPP requirement. This tailored approach significantly strengthens your application or appeal.

3. Handling Appeals with Confidence

If your CPP disability claim is denied, don't lose hope—many initial applications are rejected, but appeals can overturn these decisions. The appeal process, however, is even more daunting, involving strict deadlines and complex stages, such as reconsideration and hearings before the Social Security Tribunal of Canada.

A CPP disability lawyer is your advocate during appeals. They can file a Request for Reconsideration within 90 days of a denial and prepare a compelling case for the tribunal if needed. Lawyers know how to present new evidence, challenge Service Canada's reasoning, and argue your case effectively, whether in writing or at a hearing. For Canadians in rural areas like those in Manitoba or Nova Scotia, where access to legal resources may be limited, a lawyer's virtual or remote services can be a lifeline, ensuring your appeal is handled professionally no matter where you live.

4. Maximizing Your Benefits Entitlement

Securing CPP disability benefits isn't just about approval—it's about ensuring you receive the full benefits you're entitled to. Factors like retroactive payments, dependent benefits, or coordination with other income sources (like provincial disability programs) can complicate your claim. Without expert knowledge, you might miss out on significant financial support.

A CPP disability lawyer evaluates your case to maximize your benefits. They can identify whether you qualify for retroactive payments dating to when you became disabled or ensure benefits for your dependent children are included. For example, a lawyer in Alberta can help a client with a long-term disability ensure their CPP benefits are calculated correctly, factoring in contribution history and potential offsets from private insurance. This comprehensive approach ensures you receive every dollar you're owed.

5. Reducing Stress and Providing Peace of Mind

Applying for CPP disability benefits while managing a serious health condition is overwhelming. The stress of deadlines, paperwork, and potential denials can affect your mental and physical well-being. A CPP disability lawyer removes this burden, allowing you to focus on your health and family.

A lawyer provides peace of mind by handling the legal and administrative aspects of your claim. They communicate with Service Canada on your behalf, track deadlines, and keep you informed at every step. A bilingual lawyer can ensure clear communication for Canadians in Quebec, where language barriers might complicate interactions with federal agencies. Knowing a professional is fighting for your rights lets you concentrate on what matters most—your recovery and quality of life.

Why Act Now?

For Canadians struggling with a disability, CPP benefits can provide critical financial support. However, the process is riddled with challenges that can derail even the most deserving claims. At Alam Law, CPP disability lawyer offers expertise, advocacy, and personalized support to boost your claim's success. Whether you're in Mississauga, Toronto, or Hamilton, our specialized lawyer can make all the difference.

If you're considering applying for CPP disability benefits or appealing a denial, don't go it alone. Consult Alam Law to discuss your case. We offer free initial consultations and work on a contingency basis, meaning you pay only if your claim succeeds. 

[ullaw]

Tips and Strategies for Maximizing Your Disability Benefits with a CPP Disability Lawyer in Brampton

Introduction:

Navigating the complexities of disability claims can be a challenging process, and individuals often find themselves in need of professional assistance to secure their entitled benefits. If you are facing difficulties with your Canada Pension Plan (CPP) Disability claim, a disability lawyer in Brampton can provide invaluable support. In this article, we will explore essential tips and strategies to help you maximize your disability benefits through the expert guidance of a CPP Disability Lawyer.

Understanding the Importance of a Disability Lawyer:

When dealing with CPP disability claims, having a knowledgeable Disability Lawyer in Brampton by your side is crucial. These legal professionals specialize in the intricacies of disability law and are well-versed in the specific requirements and documentation needed for a successful claim.

1. Early Consultation:

One key strategy to maximize your disability benefits is to consult with a Disability Lawyer as early in the process as possible. They can guide you through the initial application, ensuring that all necessary information is provided and increasing the likelihood of approval.

2. Thorough Documentation:

Detailed and comprehensive documentation is vital for a successful CPP Disability claim. A Disability Lawyer will help you gather and organize medical records, employment history, and other relevant documents to strengthen your case.

3. Appeal Assistance:

If your initial claim is denied, don't lose hope. A CPP disability lawyer can assist with the appeals process, presenting additional evidence and arguments to support your case. Their experience in handling appeals increases the chances of a successful outcome.

4. Clear Communication:

Effective communication is key in disability claims. A Disability Lawyer acts as a liaison between you and the relevant authorities, ensuring that your case is presented clearly and persuasively. This helps to avoid misunderstandings that could potentially jeopardize your claim.

5. Stay Informed:

Working with a Disability Lawyer doesn't mean you should be passive in the process. Stay informed about the progress of your claim, ask questions, and actively participate in your case. A collaborative approach between you and your lawyer enhances the likelihood of a positive result.

Conclusion:

Maximizing your disability benefits through a CPP Disability claim requires careful planning, attention to detail, and the expertise of a qualified Disability Lawyer in Brampton. By following these tips and strategies, you can navigate the complexities of the claims process with confidence, knowing that you have a dedicated legal professional advocating for your rights and working towards securing the benefits you deserve.

[lawyerserving456]

Family Law Act Election

It's in one of the best interests of the child. Maybe the 2 events don't divorce lawyer have to be in the same room; you would go from room to room.

So we need to have a system that works for people whether they have access to lawyers and to the justice system or not. One of the issues talked about in a number of the

British Columbia is certainly one of a handful of provinces that allow individuals decide to not divide their CPP credits. To do that, very particular language must be used and it is best to seek the assistance of a lawyer to be positive to get it exactly proper. Good faith signifies that the guardian who wants to move isn’t planning on moving just to take the family law kid away from another guardian, but because they're shifting, no much less than in part, because they believe the transfer will enhance the child's or guardian's quality of life. And the objecting guardian should then show that the move just isn't in the most effective pursuits of the kid or the move shall be allowed.

In the case of a assist payor who just isn't launched beneath subsection (2), the arresting peace officer or the officer in cost must, as quickly as practicable however in any occasion within 24 hours after the arrest, convey the assist payor before a justice. A choose or master might proceed with the listening to within the assist payor's absence or problem a warrant for the help payor's arrest for the purpose of ensuring their attendance on the hearing. The wages of the support payor which might be collected by the receiver appointed underneath this section are exempt to the extent set out in The Garnishment Act, and that Act applies to the order appointing the receiver as if it have been a garnishing order. If a support payor is in default beneath a help order, the director might apply to a court docket for the appointment of a receiver.

First, let's have sensible expectations for law reform. Let's be careful family law act about transferring into areas that are untested.

Please retain and seek the advice of a lawyer and use your own good judgement earlier than choosing to behave on any info included within the blog. If you choose to rely on the supplies, you achieve this totally at your individual danger family lawyer. In basic, the worth of any property acquired through the marriage (and nonetheless existing at separation) should be divided equally between these spouses, and any enhance in the worth of property owned by such a spouse at marriage should be shared.

When support receivable underneath the prior support order has been assigned to the Director of Assistance or the Director of Disability Support, the project is deemed to apply to support receivable underneath the overseas order being enforced underneath this part. The fee of fees charged beneath this section could additionally be enforced in the identical manner as a penalty imposed underneath section 37. Despite subsection 49(3) of The Manitoba Evidence Act, a party family law lawyers intending to produce the printout may achieve this with out prior notice to the other celebration. The director might interpret a support order or different order for the purpose of enforcement under this Act. (b) fails to provide data or a statutory declaration as required by subsection 41(1) or by an order made under subsection 41(5).

(“accord de séparation”)  R.S.O. 1990, c. 51; 2006, c. 5 (6, 7); 2020, c. (2) An order for imprisonment under subsection (1) may be conditional upon default within the performance of a situation set out in the order and may present for the imprisonment to be served intermittently. 44 (2); 2019, c.

(e) has applied for a parenting order, a guardianship order, or a contact order where the application is pending. A one that just isn't a member of the family may apply to the court for a contact order if there are depart family law rules of the court docket. (b) to acknowledge that in distinctive circumstances kids can benefit from contact with non-family members underneath a contact order when such contact is within the kid's greatest interests.

[langlawyers-blog]

Looking to get a bit of advice from a personal injury solicitor while pursuing a Toronto Fatal Accident Claims? Call now & pay after the settlement.

[brartamber]

Canadian Pension Plan (CPP) disability benefit claims can be denied for a number of reasons. But you can appeal this denial and take steps to ensure you receive the benefits you deserve. Get in touch with a CPP disability lawyer in Toronto to navigate the complicated claims and appeals process.

[leadsandesigns]

Disability Lawyer Barrie

Is your physical disability causing several challenges in your life?

 Sometimes, accidents result in a severe disability to victims. Some of us also have this problem since birth. Whatever be the cause of your disability, you must not be deprived of compensation. If you have found any discrimination based on your disability, you have the right to file a case. There is a disability lawyer Barrie to help you in proving your claims in the court.

The legal rules on disability are mostly about disability insurance schemes provided by employers and purchased by employees. If your physical issues have prevented you from attending your office, you may be eligible for disability benefits. It is not always easy to get those benefits. In this situation, disability lawyers are the best professionals to help you. However, you must not confuse disability laws with Social Security disability. 

Short-term disability and insurance claims-

Due to injury and chronic illness, disabled claimants may not be able to go to work regularly. In that case, they look for disability income insurance for periodic payments. To know the short-term disability, you have to learn about disability insurance coverage.

When you are in Barrie, Ontario, there are some government schemes, providing disability benefits, including workers compensation, ODSP, and CPP Disability;

Some employers can offer group benefits packages for disabled persons. However, there is limited protection available with those schemes; 

As a disabled individual, you can buy an insurance policy to get disability benefits. Individual disability policies offer a high level of protection, although the premium cost could be high;

However, it is frustrating to find that the insurance agency deny short-term disability benefits. To fight against this wrongful denial, you can hire a disability lawyer Barrie and  accident lawyer barrie

At Lemieux Litigation, we have reliable disability lawyer Barrie. Our compassionate lawyers will listen to your problems and assist you in every way. Our lawyers have settled many cases. 

Long-term disability and insurance claims-

Have your insurance providers refused to pay you long-term disability benefits? Denied claimants can face financial issues if they have chosen long-term disability benefits are the only source of money. Insurance agencies never care for your financial condition in your personal life.

Some claimants try to find out the right process to appeal for the desired benefits. However, the best option for them is to file a lawsuit against the long-term disability carrier.

The most common causes of long-term disability are-

Depression

Anxiety 

Brain injuries

Back pain

Fractures

Concussions

panic attacks

What tricks do insurers play? These insurers have employed their own physicians to check your physical conditions. After their analysis, they will show you a report that you have no health issue.

Still, you have legal rights to claim your insurance benefits. To do it successfully, you need to hire a disability lawyer Barrie. The best lawyers will fight so that you will continue getting the financial benefits uninterruptedly until you have a full recovery. 

Denied critical illness- Another disability lawsuit-

Lots of insurance agencies in Orillia have critical insurance policies, and while you bought those policies, you have to claim the amount during your critical illness. However, there are slight variations in these policies. The insurance policy mostly covers the major disorders, including stroke, heart attack, coronary bypass surgery, and cancer. Besides, some critical illness insurance schemes cover multiple sclerosis, organ transplant, kidney failure, and Parkinson’s disease. Any of these health disorders can prevent you from leading a normal life. If the insurance provider does not co-operate with you despite your claims, you can hire a disability barrie lawyers .

[arcticdementor]

It can never be "consistent with someone genuinely wanting to confront fascism" because there never was consistent fascism in any meaningful sense outside stuff that is happening at any given moment, it always was about just very random "anti-communism"/"third way" with very different policies during very different global events. It's just weird long-playing shadow of the 20th century and mostly Hitler. You can't even often distinguish that much historical fascism from historical socialist/"social democratic parties" by policies in history from Asian countries to Nordics and the US. You can only do it by alliances they hold, Soviet funding and differences in rhetorics, and a general "context of political power". It was especially hard at the beginning of movements in the 20s and 30s of the 20th century then a lot of fascists were former communists and socialists. A lot of communist countries were deeply anti-semitic, xenophobic, did ethnical cleansings, were deeply homophobic, banned most civil liberties. Fascist regimes engaged in workerism and economic planning. It was especially perplexing in China: Kuomintang and Communist Party of China both were deeply xenophobic parties who wanted socialist economics and were at some point funded and advised by Soviets, but in the end, CMT has blue colors, CPP has red colors and Soviets sponsored them far more and longer, hence CMT is somewhat fascist, CPP is communist. For example, take progressives: The Nobel winning economist Myrdal is progressive in his organizing of sterilization programs because he was progressive and wrote a book about a peaceful socialist solution of the Negro Problem (but the motivation was that you can't really do eugenics with the bad insufficient environment), and Nordics are not fascist but social democratic in spite of their corporatism and questionable actions in history. FDR is not fascist after bad policies towards blacks, corporatism, war economy, internment camps, because he was progressive, progressives can't be fascist by definition. Richard T. Ely (one of the founders of the American Economic Association) is not fascist for the same reason and it was mostly before WW1. Most progressive reformers had very specific views about race, ethnicity, feeble-minded and disabled people and in general and wanted to create a militarized society: https://en.wikipedia.org/wiki/Illiberal_Reformers, but they are not fascist in any meaningful sense for the same reasons. Even after we know that a lot of Hitler's racial and "eugenics" policies were somewhat inspired by America in general and progressives in California in particular, including people who wrote Nuremberg laws taking trips to the US to study specific law. https://press.princeton.edu/titles/10925.html (and German conservative catholic deeply anti-semitic lawyers tried to change them to something less crazy). Now people are trying to retrofit fascism as any nationalistic, xenophobic, homophobic warmongering movement, but most nationalistic, xenophobic, homophobic warmongering movements were not related to anything normally perceived as fascism or people who called themselves fascists. Or they do it with some kind of "neoliberalism", in which all anti-communist policies and repressions are fascism by default and all not socialist economic decisions are fascism. Less serious: we have seen AOC snarking citing Peron's wife in recent days. The same still holds, if it's about workers and you are a socialist, it can't be fascism, heh. You can't consistently fight things that never ever were consistent in any meaningful sense to begin with. In the absence of people who really call themselves fascist, it's just an exercise in attacking random non-communists. People are somewhat right in their insistence that "anti-fascists can't be fascist" because it's probably factually right, but for somewhat different reasons.

“vba__”

[harindergahir]

Gahir & Associate Lawyers

Gahir & Associate Lawyers & Sachdeva Milne Law GroupSuite 206Gahir Law Office- Qualified Lawyers, Mediators & Arbitrators

Gahir Law Office is based in Brampton, Ontario. With years of experience in the legal field, we pride ourselves on the quality, efficiency, and effectiveness of the legal services we provide. Our qualified lawyers, mediators & arbitrators are dedicated to providing each of our clients with high quality legal work. Our practice areas include:

Administrative Law

Mediation and Arbitration

Immigration

Admissibility and Deportation Hearings

Human Rights Tribunal

CPP Disability Appeals

Business Law

Real Estate

Commercial Real Estate

Family Law

Wills and Estates

Sachdeva Milne Law Group- Trusted Lawyers in Brampton, ON

Regardless of the complexity of your legal situation in the Brampton area, you might be able to benefit from the services of a lawyer from the Sachdeva Milne Law Group. We want the best for our clients and do our best to work closely with them so that we can meet their individual needs. Our services are available in the following areas of the law:

Criminal Law

Disability Law

Estate Law

Family Law

Personal Injury Law

Will and Trust Law

Commercial Litigation

[phgq]

AFP junks Reds' claims on CHR jurisdiction

#PHnews: AFP junks Reds' claims on CHR jurisdiction

MANILA – The Armed Forces of the Philippines (AFP) on Tuesday dismissed the claims of the Communist Party of the Philippines-New People's Army (CPP-NPA) that the Commission on Human Rights (CHR) does not have any jurisdiction over them and that it cannot act on the submitted reports on destructive incidents committed by the communist terrorist group against civilians.

In a statement, AFP Human Rights Office (HRO) chief, Col. Joel Alejandro Nacnac, also belied the CPP's claim that they have remunerated victims of atrocities by the NPA.

"What they are perceiving are far from reality. The victims of their destructive armed struggle decry for justice," he added.

The AFP earlier submitted to the CHR a report on 532 incidents of the communist terrorist group's attacks on civilians and their properties since 2010 and sought for an investigation on these incidents.

Pursuant to Republic Act (RA) 9851, the CHR is one of the national agencies in the Philippines tasked to investigate violations of international humanitarian law, genocide, and other crimes against humanity.

"Owners of property destroyed by the NPA do not know where to file complaint for they are not aware of RA9851 and the CHR’s role in assisting them as victims of IHL (International Humanitarian Law) violations. But this time, victims will be assisted because we already submitted the cases to the CHR. Hindi dapat pangunahan ng CPP ang gagawing imbestigasyon ng (The CPP should not preempt the investigation by the) CHR. Tinatakot ba nila ang CHR (Are they threatening the CHR?)," Nacnac said.

On Feb. 12, 20218, the CHR passed a resolution adopting the policy guidelines on its role in the advocacy for the observance of IHL and in the investigation and monitoring of violations of IHL, genocide, and other crimes against humanity under RA 9851.

It is exemplified in the said resolution that the CHR vests authority on and task all of its regional directors, special investigators, and lawyers nationwide to timely investigate motu proprio or upon complaint, any and all violations under RA 9851.

It shall likewise on its own, or upon recommendation by the Protection Officer or Regional Office, conduct a public inquiry on IHL violations.

The CHR regional office concerned shall coordinate with appropriate government offices and/or agencies, like the AFP, to ensure timely, comprehensive, and unhampered investigations of IHL cases.

“Section 18, paragraph 2 and 3 of RA 9851 specifically provides that the Supreme Court shall designate special courts to try cases involving crimes punishable under the said Act. The CHR, DOJ (Department of Justice), and the PNP (Philippine National Police) and other concerned agencies shall designate investigators or prosecutors to investigate or prosecute IHL violations of either government forces or armed groups like the CPP-NPA-NDF,” Nacnac added.

The CPP earlier claimed that it is better for the AFP to file complaints to the National Democratic Front of the Philippines (NDFP) section of the Joint Monitoring Committee (JMC), which is tasked to monitor violations of the Comprehensive Agreement on Respect for Human Rights and International Humanitarian Law (CARHRIHL) between the Philippine government and the NDFP.

“They should be made aware that CARHRIHL is a mere agreement that is no longer in existence and the Joint Monitoring Committee (JMC) has long been dissolved. The JMC cannot replace the role of the CHR," Nacnac said.

Nacnac added that even if the NDFP’s JMC acted upon complaints before it, it cannot issue a decision that can be legally implemented in the country because the JMC is not a duly constituted trial court and the CARHRIHL is already inoperative.

In Proclamation 360 issued in November 2017, President Rodrigo Duterte formally terminated the peace negotiations between the Philippine government and the CPP-NPA-NDF.

“They also pointed out that the NPA at times is ordered to seize and optionally paralyze or disable the property of some enterprises that violate the laws of the CPP-NPA-NDF's Philippine Democratic Government (PDG). With this statement, they admitted that members of the NPA were indeed ordered to destroy civilian-owned properties to advance their armed struggle,” Nacnac added.

He said the AFP remains committed to the rule of law and steadfast in upholding its constitutional duty to protect the people against all forms of threats, and let lasting peace and security prevail.

"We also appreciate the Article published by Ted Cordero of GMA News Online on January 9, 2021. The article actually exposes the ills and lies of the (CPP-NPA-NDF) and it is good that the public may know about these destructive activities of the CPP-NPA-NDF," Nacnac said.

The CPP-NPA is listed as a terrorist organization by the United States, the European Union, the United Kingdom, Australia, Canada, New Zealand, and the Philippines. (PNA)

***

References:

* Philippine News Agency. "AFP junks Reds' claims on CHR jurisdiction." Philippine News Agency. https://www.pna.gov.ph/articles/1127080 (accessed January 12, 2021 at 10:23PM UTC+14).

* Philippine News Agency. "AFP junks Reds' claims on CHR jurisdiction." Archive Today. https://archive.ph/?run=1&url=https://www.pna.gov.ph/articles/1127080 (archived).

[ullaw]

The Role of a Disability Lawyer in Appealing a Denied CPP Disability Claim

Navigating through the complexities of CPP disability claims can be daunting, especially when faced with a denied claim. In such challenging situations, the expertise of a skilled disability lawyer becomes invaluable. Understanding the pivotal role these professionals play can significantly impact the outcome of your appeal.

Understanding CPP Disability Claims

CPP Disability benefits are crucial for individuals unable to work due to a severe and prolonged disability. However, the initial application process can be rigorous, often resulting in denials due to various reasons such as insufficient medical evidence or procedural errors.

Why Claims Get Denied

Claims for CPP Disability benefits are frequently denied for reasons ranging from incomplete applications to lack of medical documentation supporting the disability's severity and duration. This initial denial does not necessarily indicate that the applicant is ineligible but rather underscores the stringent criteria set by Service Canada.

The Appeal Process

Upon receiving a denial, applicants have the option to appeal the decision. This is where a disability lawyer specializing in CPP Disability claims steps in. Their role is multifaceted:

1. Expert Evaluation of the Case

A qualified disability lawyer assesses the details of your case to identify reasons for the initial denial. They meticulously review your medical records, employment history, and other pertinent documents to build a comprehensive understanding of your situation.

2. Strategic Planning and Guidance

Crafting a successful appeal requires a strategic approach. A skilled disability lawyer formulates a compelling legal strategy tailored to your specific circumstances. This strategy often involves gathering additional medical evidence, obtaining expert opinions, and addressing any procedural errors from the initial application.

3. Representation in Hearings

In cases where appeals proceed to a hearing before the Social Security Tribunal, having legal representation is crucial. A disability lawyer advocates on your behalf, presenting your case persuasively and effectively. They cross-examine witnesses, argue legal points, and ensure that all relevant evidence is properly considered.

4. Ensuring Procedural Compliance

Navigating the procedural intricacies of CPP Disability appeals requires adherence to strict timelines and requirements. A disability lawyer ensures that all necessary forms are completed accurately and submitted on time, minimizing the risk of administrative errors that could further delay or jeopardize your claim.

5. Maximizing Chances of Success

Ultimately, the goal of engaging a disability lawyer is to maximize your chances of a successful appeal. Their in-depth knowledge of CPP Disability laws and regulations, coupled with their experience in handling similar cases, positions them to effectively navigate the complexities of the appeals process.

Conclusion

Facing a denied CPP Disability claim can be overwhelming, but it's important to remember that you have options. Seeking the assistance of a qualified disability lawyer who specializes in CPP Disability claims can make a significant difference. From initial case evaluation to representation in hearings, their expertise ensures that your appeal is presented comprehensively and persuasively. If you've received a denial for your CPP Disability claim, don't hesitate to consult with a disability lawyer who can provide the guidance and advocacy needed to pursue the benefits you deserve.

By partnering with a disability lawyer experienced in CPP Disability claims, such as those at UL Law, you can navigate the appeals process with confidence, knowing that your case is in capable hands.

[barapplawfirmbc-blog]

Other Benefits Apart From ICBC Claims From ICBC Lawyers In Penticton

The time has come when you might have to pull out the basic information on income loss benefit coverage, and even the medical care, other than ICBC. This is not meant to substitute for the legal advice that you might otherwise get from ICBC Lawyers in Penticton. In case, you are injured in any of the car accident and in dire need of income and medical care benefits, you might have to collect benefits first from some of the other sources, apart from ICBC. It is mainly because ICBC is always noted to be a secondary insurer.

Access to some other benefits:

In case, you are lucky enough to have access to some of the other benefits, then the ICBC accident benefits amount is subject to be reduced by amount that you receive from any of the other sources over here. There are separate ICBC claiming plans associated with the medical care and rehabilitation for the injured person and even some selected benefits for the homemaker expenses and income loss. You are asked to get in line with the ICBC Lawyers in Penticton for some details in this regard for sure.

Going for the other benefit coverage plans:

As either a person who has caused the car accident or the innocent victim of it, you are always eligible to just receive the benefit coverage for the rehabilitation, medical care and even the income loss mainly because of disability from various sources other than the ICBC over here. A Car Accident Lawyer in Penticton might be the one to help you understand the notions well. Some of the common sources of other possible benefits are employment insurance or EI sickness benefits and more. There are so much more over here that the market care to offer you with.

Time to learn about the options:

Apart from the EI sickness benefits, some of the other common beneficial sources are group or private extended income and medical benefits plans, Canada Pension Plan or the CPP disability benefits and more. The Accident Lawyer in Penticton will also cover up the benefits involving and revolving around the provincial disability benefits, mainly for the persons with disabilities. The other option that you care to consider in this regard is the Work Safe BC benefits, such as Workers in Motor Vehicle Accidents and more. Outlining the entitlement to the ICBC benefits with some other options will be the one to receive for the income loss mainly due to disability.

Values available under the ICBC claims:

Just relying on the ICBC claims is not the end of story as you have to care for the price allotted with it as well. The amount under the claims needs to be able to cover your basic needs and details well. Just be sure to check out the options available and with help from the pros, and things will start to work out right in your favor and help you cover the deals well. For more information visit Our Website

[langlawyers-blog]

Looking to get a bit of advice from a personal injury solicitor while pursuing a Toronto Fatal Accident Claims? Call now & pay after the settlement.

[peteramcsherrylaw]

Updates for Ontario Employees Affected by COVID-19

Federal Government Announces Emergency Relief

Canada has created a new source of funding for workers who do not meet the test of traditional Employment Insurance benefits. Non-traditional employees such as freelancers, contract workers or those who earn other forms of income and who have not paid into the Employment Insurance scheme will be eligible for special emergency payments.

Such workers who have lost income due to the impact of the coronavirus and the need of a pre-cautionary quarantine, illness, to care for a family member who is ill, or to attend to child care needs will be eligible for $2,000 a month for four months. Persons who have been on EI sickness benefits who have met the 15-week maximum entitlement and remain unemployed due to a coronavirus related issue are also qualified. There is no medical report required.

To be eligible, applicants must be able to demonstrate an annual income of at least $5,000 for the 12-month period prior to the application.

Short-Term Disability Insurance

This is a good time to dust off that brochure on disability insurance. There are two basic forms of disability insurance which are often similar in content. These are (1) group insurance from your employment and (2) private disability insurance.

It is important to understand the workings of such insurance, as it can be somewhat complicated.

Short-term and long-term disability insurance is often provided by one’s employer as an employment benefit. If not, you will be eligible for EI payments for 15 weeks, as described in the most recent post.

In most cases of coronavirus infection, short-term disability insurance (STD) will be the most important issue, as the infection will be hopefully remedied well within the 6 month short term disability period.

The terms of the short term disability payments are often set out in a workplace manual. Read it carefully as most policies likely do not anticipate the present need to quarantine as a matter of caution. Many STD policies may well state that the plan pays a replacement salary only when an employee is medically unable to work.

Get advice as soon as possible on this issue. At worst, you may need EI for the quarantine period and then go on the STD plan, if required for illness.

Disability insurance companies require that you be medically disabled and unable to do your job for a period of 3-6 months. In order to qualify, an employee must generally be continually disabled for this time period.

Disability insurance is usually not a full income replacement but instead is based on a formula, such as 2/3 of an employee’s prior base salary up to a stated maximum. Your policy will define the test for eligibility. Sometimes you need to show simply that you cannot perform your prime responsibilities. Some policies require you to show that you cannot perform “any job for which you are reasonably skilled and qualified” by virtue of your work experience and education.

Long Term Health Implications

Should an employee suffer long-term repercussions owing to COVID-19 infection, they may be entitled to benefits beyond STD. Long-term disability insurance often begins once the period for STD runs out. The test to qualify is usually one of two thresholds: the inability to perform one’s job, or the inability to perform any job for which the employee is reasonably skilled or qualified. Our courts have interpreted this to mean any job that pays at least 2/3 of a person’s prior income.

Canada Pension Plan (CPP) also allows for disability payments for long-term serious illnesses. The 2020 cap on CPP disability is $1,387.66 monthly. CPP also provides a dependent disability claim to the cap of $300 per child per month. CPP has loosened the application process should your application be coronavirus-related. No medical report is immediately required. This is very unusual as the test for CPP is a rigorous one of showing a disability which is “severe and prolonged”. The adverb is “immediately”. A medical report will likely be required eventually.

Cautionary Note

All policies have a standard clause requiring that an employee is in “active employment” when they first become ill to qualify for disability insurance. If the employee is absent from work and needs to take a period of quarantine first, then please take note. Insurance companies have not anticipated this pandemic. They are not necessarily your friend. They may deny coverage because you were not in “active employment” due to the quarantine issue. This may be a losing argument, but they may well, nonetheless due to an expectation of a dramatic increase in claims, attempt to make it. Be careful. It may be advisable to obtain a medical note for the quarantine period stating that you are also unable to work due to mental anxiety to cover this defence.

Human Rights

In our last post, we reviewed the new Ontario law which prevents a company from terminating you due to coronavirus issues. This is good news, indeed. The trick here is that the company must have taken such action because of the coronavirus related issue. This could be hard to prove.

Human rights law also protects you from action taken against you because of a disability or a perceived disability, which would likely include a quarantine related issue or a leave to care for an infected family member.

Human rights cases are easier for the employee to win as the employee must show only that the disability issue was “influential” as opposed to “the reason” for the termination or other discipline.

Occupational Health & Safety Insurance

As promised in the most recent post, the Occupational Health & Safety Act has whistleblower protection built into the law. An employer is not allowed to take retaliatory action against a worker for reporting unsafe working conditions or taking any similar action under the Act.  This need not be a refusal to work. If there is a termination in this context, the employee has a claim for reinstatement and back pay. Unlike the new Ontario law and also unlike human rights cases, the employer is presumed to have acted unfairly and must show affirmative evidence to rebut this. This is hard to do and as such, this is a very powerful employee remedy.

Complex Issues Require Experienced Advice

In these chaotic and crazy times, this is not the moment to be flying solo. We will continue to provide updates relating to employment issues and the coronavirus as they develop. If you have questions or concerns related to your employment and COVID-19, contact the offices of Guelph employment lawyer Peter McSherry. We can guide you through the issues, help you understand your rights, and defend your position. Contact us online or by phone at 519-821-5465 to schedule a consultation.

The post Updates for Ontario Employees Affected by COVID-19 appeared first on Peter A. McSherry.

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Your Pay Stub Explained

Who doesn’t wait for their ‘pay stub’ or ‘pay slip’. What was once a printed sheet of paper has become electronic for many, but the significance and importance of the pay stub cannot be understated. There are laws not just against not paying employees, there are laws about recording how much is paid too.

The pay stub is a crucial employment right for all workers. It empowers you, the employee, making sure you understand exactly how much you are earning. It lets you keep tabs on your employer if they are paying you less than what is owed.

 What is a pay stub?

The pay stub is a wage statement. The Ministry of Labour, Training and Skills Development, Ontario requires pay stubs to be in writing. Moreover, they should include a breakdown of your wages and deductions. (We explain it all in greater detail below).

Gross wages

Net wages (how much you receive after deductions)

Pay period and wage rate

How many hours you worked

Overtime pay

Deduction for vacation pay

Deductions – such as income tax, EI, Canada/Quebec Pension Plan, health benefits, professional fees and more

Pay stub or paycheque?

A pay stub records how you wages are calculated, a paycheque is a payment of those wages

Why are pay stubs important?

Pay stubs are an official record of your employment, for you and for your employer. It ensures that you are being paid what you are owed and the right taxes and fees are being withdrawn.

Pay stubs are legal proof of income and employment. Whether you are applying for credit (such as for a loan or credit card), applying for new employment opportunities, your pay stub will prove invaluable. At the end of the financial year, your pay stub is essential for checking that you have paid the right amount of tax.

 More employment news

New laws that will reduce your overtime pay

Facebook recruitment ads fall foul of discrimination in hiring

The significance of the ‘equal pay for equal work’ laws

Who issues the pay stub?

The pay stub is issued by your employer. Whether you are a part time or full time employee, your employer is required to issue the pay stub. If you are employed by a company that has contracted out your services, for instance as a ‘temp’ or temporary worker, your pay stub may be issued by the temp agency or the company that is receiving your services, depending on the contractual arrangements.

What does the information in my pay stub mean?

Source: Government of Canada

Pay stubs can vary from employer to employer, and even by province. However, a pay stub is required to mention certain information.

Gross income – This is a calculation of your total income – i.e. your hourly wage multiplied by the number of hours you have worked in the period the pay stub covers. It does not include any deductions, not even tax. Your real pay will usually be less than this. In the sample above it says ‘Regular’, however, it can include additional income for time on the road and the like.

Rate – The hourly rate you are paid at. There may be multiple rates for different work you perform for the employer (for instance, while travelling or for overtime).

Hours – How many hours you worked at each of the wage rates.

Year to date – The total gross income you have earned since the beginning of the financial year.

Deductions – Mandatory and other payments that must be made. Deductions are subtracted from gross income.

Income tax – Income tax calculated on the basis of what tax bracket you fall under.

Employment Insurance – EI contributions are made by employees and employers. EI makes temporary payments if you become unemployed or are unable to perform your duties to an accident.

CPP/QPP – The Canada Pension Plan or Quebec Pension Plan is a percentage of your gross income. As the name suggests, it is intended to provide pension income once you retire, or if you become disabled, or survivor benefits.

Health benefits/Fees/Premiums – If your employer provides health benefits, its own pension plan, or deducts professional fees, these will be mentioned as deductions too.

Net pay – Net pay is calculated after subtracting all deductions and taxes from your gross income. This is the amount you will receive.

  Read about your employment rights

To understand what rights you have pertaining to your wages read more on the Ontario Ministry of Labour website. There are standards for overtime pay, what deductions can be made from your wages and about tips and gratuities. The page is geared for new workers and provides information simply.

  Speak to a Toronto employment lawyer if you think your wages have been unlawfully withheld or reduced. An employer cannot unilaterally decide to lower your wages or make deductions without your consent.

The post Your Pay Stub Explained appeared first on Soni Law.

from https://sonilaw.ca/your-pay-stub-explained/

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The Role of a Disability Lawyer in Appealing a Denied CPP Disability Claim

Navigating through the complexities of CPP disability claims can be daunting, especially when faced with a denied claim. In such challenging situations, the expertise of a skilled disability lawyer becomes invaluable. Understanding the pivotal role these professionals play can significantly impact the outcome of your appeal. Understanding CPP Disability Claims CPP Disability benefits are…

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Experienced your Toronto Total Disability Lawyers have been denied or discontinued? Get in touch with our lawyers & improve your case approval tendency. Free Consultation!