#How to Invest in 20s
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How Gen Z Is Investing Differently (And Smarter) in 2025
By Midtowns | July 2025 Who Is Gen Z? Gen Z includes those born between 1997 and 2012 — the digital-native generation that grew up with smartphones, Wi-Fi, and YouTube. Now in their 20s and early 30s, Gen Z is reshaping investing in bold, unconventional, and surprisingly smart ways. What Makes Gen Z Different in Investing? Unlike millennials or Gen X, Gen Z: ✅ Learns from YouTube,…
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#Budget Investing#Crypto for Beginners#Digital Wallets#Financial Literacy#Fintech Apps India#Gen Z Finance#Global Stocks#How to Invest in 20s#Indian Stock Market#Investing Trends 2025#Investment Portfolio India#Mutual Funds India#Passive Income for Gen Z#Personal Finance for Youth#Sustainable Investing
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This is what happened after 3.1 isn't it?
#hsr#phaidei#phaidei nation I humbly offer thee a low quality meme to cope with the doomed yaoi that was going on#phainon#honkai star rail#fellas is it gay for your red coded rival to your blue coded rival to clasp his hands over your own after you stabbed him#due to thinking he was the objective of your revenge quest#pull your sword deeper in and by consequence add to your proximity while smiling and fondly say “Found you.”?#Was it casual when you had an insanely charged and homoerotic scene in the hot baths that had you face down on the ground at his feet?#no but seriously these two have me in a chokehold#what do you MEAN you told him your precise weak spot just in case you became you turned against his cause#and his presumed future EMIYA Archer coded shadow self immediately went precisely for it?#and you KNOW you'll die with a wound in that weak spot in your back and you told him about it anyway#and you tell people to keep an eye on him after you go to meet your fate and then ask him to watch over your people#and he says he'll work hard to learn your language#AND FINALLY#“If there's a chance in the next life you should come visit my library.” WHAT IF I PERISHED ON THE SPOT?!#that's their “See you in the next world.”; their “Do stay alive. I wish you the best of luck.”;#their “I would have really liked just doing laundry and taxes with you.”; “You were a wonderful experience. You were everything.” etc etc#they make me ill (positive)#also I find it so funny that as a KevinSu shipper in HI3rd I went into Star Rail expecting for the dynamic to be more coded with Anaxa#only for Phaidei to hit literally all of my points and favorite tropes in a ship and by consequence my head with a steel chair lol#really hope we see Mydei again soon because literally the first thing Phainon does after he's gone is talk about him all the time#he is a professional yearner and I respect him for it (especially since I too miss Mydei as if he's Odysseus going off to war and sea#for 20 years and I'm Penelope waiting at the shores of Ithaca)#also sorry for the low quality screenshot I was literally too invested in the quest to try and take better ones#gotta love how Hoyoverse is always giving the Kaslanas some of the best romances in their games and ESPECIALLY so if they're queer#myphai
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was rewatching fabian’s baron moment on account of it being the most delicious piece of pvp in my recent memory and ally beardsley’s growth as a player just shone through so brightly and with such clarity. after dusting off their shock they immediately asked about the nemesis ward, had enough knowledge about fellow pcs stocked to remember adaine’s ac with such like frustrated confidence and certainty, suggested to siobhan to dimension door out of adaine’s room, like. they came into this making a character with 4 dex. and now the dice deity offered to roll a check to sense if adaine was in danger. making decisions, asking questions, getting invested in the story, trying so hard with the tools they have to save characters from danger; ally beardsley is an incredible d&d player.
#blahblah tried to fly with a ribbon dancer SHUT UP. SHUT UP THEY HAD A VISION.#margaret encino’s call to the guards in battle of the brands is also a good moment#‘bonus action pick up a turtle and kiss it’ is CHARMING and FUNNY and APPRECIATES the art team#i swearrr to god if anyone comments abt them trying to railroad other players' actions. what the fuck do you want from them.#u hate when they play kristen as unserious when she’s literally a teenager with adhd + when theyre literally a comedian on a d&d comedy sho#but if theyre invested in other pc’s welfare youll shut them down too? bffr#ally beardsley you are so special to me#fully aware theyre an adult who likely does not care about people on the internet talking abt how theyre doing their job. as they should#they dont need defending they shouldnt need it people should just be normal abt them and until they are beardsley get behind me#yna.txt#fantasy high junior year spoilers#fhjy spoilers#fantasy high junior year#fhjy#dimension 20#d20#ally beardsley
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Anaxagoras in the 3.2 story really just was like:
Step 1: commit blasphemy
Step 2: die
Step 3: ?????
Step 4: Profit!!!!
This man is driving me crazy
#honkai star rail#hsr#anaxa#anaxa hsr#hsr spoilers#I LOVE HIM SM#THE BRAINWORMS FOR HIM ARE SO REAL#how am i even gonna wait another 3 weeks for him#the only consolation is that I now have him guaranteed and i wont have to worry about unintentionally skipping him bc of bad luck#we dont talk about how i spent 20 pulls for jiaoqiu and lost the 5050 to blade and then spent another 60#literally wasted like 2/3 of my savings since i only had 120 at the start of 3.2#its alright thats just guaranteed anaxagoras (coping)#fingers crossed for s1 now#i wont have enough to get anaxa if i get jiaoqiu so i shifted my plans to anaxas s1 instead lmao#if only the jiaoqiu banner was switched with the ratio banner then i would be able to use extra pulls on him after getting anaxa#oh well vertical investment will have to do
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No one warns you that getting a Dropout subscription is a gateway drug to watching Actual Plays, so consider this your official warning that Game Changer is merely a honeytrap to trick you into watching people play DND. And I'm totally fine with that.
#Dimension 20#Dropout#Dropout.tv#Now all I have to do is ignore how fun Matt Mercer was to watch as DM and not get invested in Critical Role too
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ally being a stabilizing force at the table rather than a supreme agent of chaos is truly wild to watch
#never stop blowing up#dimension 20#i try to keep myself in check w this stuff and not be weird w respect to public figures#but i’m sorry i am so parasocial about ally beardsley i just am#i’m deeply invested in this absolute stranger#and am so chuffed to see how they’ve evolved as a player and how they’re establishing their role within this new adventuring party#ally beardsley ur good at your job what can i say
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ngl watching this one vod has permanently altered my brain chemistry. like i didnt realize ro and planet had trust like That throughout s5. its esp obvious during the void arc when it was "WE dont trust you", and not I dont trust you or He does not trust you. no wonder planet kept defending ro even after everyone else had given up on her bc her betraying seemed inevitable..........
#veni.txt#i dont even think or know if they have a duo name#which like fair enough they have other very interesting relationships that overshadow them a bit#but s5 planet and ro make me sooooooooo#theyre both My Special Lil Guys#so obv i am very invested in whatever tf they had going on in s5......#also i desperately DESPERATELY need a locked in ro and minute team up again#watching ro hide behind 20 heart minutetech whenever she got freaked out (at the start of the void arc at least)#has like. changed how i view their relationship entirely bc there WAS a point where she trusted and fully relied on minute#which is very very interesting bc i wanna know where that changed#and what caused that change#bc start of void arc minute planet and ro seemed very stable and like they trusted each other#but well. then we got a planet self ban. and later a ro betrayal later on bc she didnt feel wanted by minute Or the foundation#and like now idt minute will ever fully trust ro as long as mapey exists on the server LMFAO
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Sorry, gonna have a little rant here.
I finally got my sister to play Infinity Nikki.
I've spent probably hundreds of hours playing the game and I just couldn't wait until she tried it too - the new update coming to Steam as well as introducing co-op was the perfect opportunity. I wanted her to experience the same magic as I did, I wanted her to get invested in the story, I wanted her to finally understand my insane ramblings about that world and my favourite characters. And to my surprise, she decided to check it out for my sake!
So I got to experience the new intro to Infinity Nikki with a new player. Ooh boy.
I don't wanna get into too much detail about what the changes were and how it differed from the version we got as older players because it can be easily found on YouTube. But I just want to say how it made me feel.
I'm not going to lie. I felt embarrassed.
The new player is just thrown into some big event, nothing's properly explained, and they spend most of the intro just yapping and yapping and yapping, lore drop after lore drop after lore drop. Momo's introduction was horrible and out of place, Ena was just another person that got yapped about by the Seer and appeared for a bit, there was no reason for the new player to care about anything... And after we were FINALLY DONE with Seer and Ena, we got teleported in front of the Stylist Guild to meet Dada. It was almost funny how within even more lore drop, she mentioned Faewish Sprites - "oh you must have seen them flying around". Yes, we saw them IN THE OLD INTRO. The new players don't even know what you're talking about!
Everything was just so long and overwhelming even for someone like me who already knew all of this stuff. My sister commented on the excessive lore drop and admitted that the tutorial made her very impatient. And I just felt embarrassed. Like, hey this is a game that I love and spent countless hours in! I promise it gets good! I swear the tutorial made sense at some point! We spent so much time with the intro that she didn't get further in the story than meeting Giovanni, and she didn't have time to explore anything that day.
It's not like the old intro was perfect, it's not like they didn't bombard you with lore and tutorials, but it was nowhere near what we have now!
I'm more of a story/character focused fan so I didn't really care that much about lots of complaints people made about this game before. Because at the end of the day I had the lore, I had the story, I had the characters, I had Chigda, and that was most of where I derived my enjoyment from! But this update is probably the first time the game made me upset that much. Which is ironic, because I made this blog because I was too excited for it. How could I know that we would get a retcon? That something I cared about a lot would lose its integrity?
It's such a shame that it came to this. The game was my comfort when I was going through difficult moments in my life. I didn't even mind supporting IN financially because I was excited about the future the game had for us. From now on I'll probably stay f2p until Infold actually changes some of their scummy behavior (the dyeing system is just. too blatantly predatory to ignore it) and listens to our concerns. Or until playing the game makes me feel the same excitement as I felt before.
So now what? I guess I'm just going to do my thing. Even though the direction Infinity Nikki goes to is disappointing for me, I still don't want to just let it go completely. At the end of the day, the characters I fell in love with are still very inspiring to me, I want to do so much stuff and I want continue engaging with what makes me happy!
I don't know how to end this, uhh, I hope whoever read all this has a nice day ^^
#maybe now that im f2p ill afford more materials for my projects lol#its funny how i was literally budgeting money to spend on 1.5 just before the release#ok Infold listen up ive got a perfect deal: for every Chigda mention 10$ Chigda visualization 20$ Chigda flashback 30$ take it or leave it/j#rant post#but no joke if they ever ruin Chigda it'll be over for me#if the game just HAS to stay that way from now on then i guess the best they can do is introduce a new region with a new plotline#and distract me from this mess#infinity nikki spoilers#i really hooe that my sister gets invested enough to go through the main quest#I've already showed her Chigda but it was when she said she wasnt gonna play lol#and there was NO WAY i wouldn't yap about him given the opportunity
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I didn’t know I needed incredibly high stakes Candy Land in my life until I watched A Crown of Candy but now that I’ve finished it? I need more of it. I need more political intrigue high stakes d20 seasons in general, Brennan, @quiddie
#dimension 20#brennan lee mulligan#aabria iyengar#a crown of candy#high stakes candy land baby#I live for the political intrigue#i wish i could do that#even HALF as well as Brennan did crown of candy#that being said#Brennan#I am in your house#i am in your walls#how dare you kill off Preston the Pig#also I was so invested in all of this campaign#and also kept being forcibly reminded that all of these characters?#they are food#dropout#dimension twenty#intrepid heroes
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Seen a lot of people suggesting people make their OCs in the Sims instead of using AI (valid and I agree) but I would also like to suggest to people who don't know where to start making an OC: MAKE A SIM AND THEN GET REALLY INTO THEIR STORY!!
Most of my sims are basically OCs at this point bc I think about them in the same way. Obviously it being a game affects my ability to fully play out the story how I want but it also makes it way easier when I don't have the energy for full worldbuilding or unprompted development. Also I love decorating their houses and dressing them up and it's a great way to practice environmental storytelling.
Basically against the odds (basegame kinda sucking and the game being super buggy) I LOVE MY SIMS SM.
#This is largely about my sim Tallulah who started as a little side project bc I wasn't in the mood to play as my main family who I then got#way too invested in and she's taken over a little#She's almost 20 + she has 3 kids (Jean+Corey+Oscar) and she graduated early so she could be in their lives more and get full custody#She got divorced at 19 bc she realised how shitty her husband was (he was a fully grown man & dating her mum when they met)#And she promised her daughter on the day she told him she wanted a divorce that they'd make it out and never have to see him again#And now they're free of him!! All of them are!!#Oscar looks just like his dad though so that's being stored in my brain for maximum angst potential
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Everyone Introduced in Dimension 20's Fantasy High: Junior Year episode 14
#dimension 20 spoilers#dimension 20#d20 introductions#fantasy high junior year#fhjy#d20 fhjy#this season fucking OWNS DUDE#this combat i cannot believe how invested i am in it#also VERY EXCITED to see aguefort in his classic suit!! I love that man so much#for the other seeming repeat characters: they've got different subtitle text!#i'd seen posts speculating that the rogue teacher had never been found because they were a ghost and YEAHHHHH THEY WERE RIGHT#god hell yeah what a reveal that owned#oisin continues to be a favorite of mine as well :) i really feel him
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every show I watched weekly for 5 seasons or more I've had moments where I was less into it and almost wished it would end. every one. except NCIS. been watching that show for 20 years and I do not get tired of it. it makes absolutely no sense but it's my constant. it's been there every week since early in my high school career when I was watching it dubbed in french. and it's still there into my thirties when I watch it in the original English as it first airs. when everything goes to shit, when I want it all to end, when I don't know what I want or enjoy anymore, it's always there. I get tired of other shows but not that one.
#ncis#my post#i don't rewatch it#i don't write fanfic about it#well i have once or twice#i don't go into the fandom#but i always watch it#i don't watch the spinoffs#except hawaii because of the lesbians#like grey's i stopped watching and caught back up later#i wished it would end at least twice including now#i let all the other crime shows end and didn't start new ones because i don't feel like that genre right now but i still like ncis#like if i want to watch a crime show i rewatch bones or criminal minds#but ncis i watch and enjoy every week and don't rewatch because 20 years is a lot of show to rewatch#i have the dvds for the first 11 seasons#I'm not sure they even make dvds anymore#and i don't know what streaming has it probably one i don't have#i don't know just thinking about how long it's been of watching this show#and i think the secret is to never get too invested in it
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how much can i lie before somebody accidentally hires me and cant take it back
#cozy texts#lol im never gonna get into any relevant art field#not a student anymore so thats gone#not doing graduate stuff cuz i cant afford it so thats out#live somewhere too out of the way so thats dead#(and none are where i live that arent crypto scams)#internships are also out cuz apparently im too old 👍👍#still in my 20s but thats too old ig#and i have no friends 🫶#Entry level WHOMST? meh.#but ig it doesnt matter my art isnt all that great anyway and i been out of school too long (3 years) for me to know how to function or#present myself anymore.#LEAST OF ALL A.I BEING INVESTED IN AND FREAKINGGG THE CURRENT GOV’T BEING THE WAY IT IS ALREADYYY
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Guy friend: no because I'm having problems with this new girl I'm seeing
Me: let me ask a question that's gonna determine the rest of this interaction because if you're about to tell me this girl is up in your business in a way you don't like and her birth year starts with a 2, I will be forced to side with her and tell you to date someone with a fully developed brain like yours
#the amount of times the issue was simply a girl being 20 and unsure of how to behave dating an older guy#like my man you can't complain she's not mature enough for you if she's a college student 5+ years younger#this time she was being weirdly controlling tho#she wanted him to go back to school so he could start studying medicine#and I was like????#trying to mold the guys is weird#he does have a stable job and no interest in medice#she's just an intern and wants to date another doctor#but instead of dating a doctor it seems like she's interested on investing early#weird situation#anyway#thoughts thoughts thoughts
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2024 reads / storygraph
Kill Your Darlings
a depressed author struggling to finish the last book in her bestselling fantasy series lucid dreams into the protagonist in the midst of the narrative and can't get out
she uses her omniscient knowledge to help them win the war and survive, despite not having any of her protagonist's magic powers - but when she starts to change things she can’t predict, and starts to forget her life before, things get more and more chaotic
explores mental health & suicidal ideation
ace MC
#Kill Your Darlings#aroaessidhe 2024 reads#this is fine. a bit not for me. You can clearly tell as per the author’s note that it’s a very personal book to her though.#The world/narrative of the book is very generic tropey romantasy and like that’s intentional#but also it does essentially become the plot for a lot of the book and I’m not super interested in that.#It does come back to the concept eventually but I just was never super invested#I did have some criticisms about how she was saying her book is YA when it’s clearly NA/A - the characters are mid 20s!#and she kept calling it silly YA fluff and dismissive things…….but maybe that’s an intentional choice bc of [plot twist]? idk….#the sheer amount of times she called her characters her darlings got a bit grating to me#some decent exploration of ace identity I guess.#tho it's in an alloace kind of way and didn't personally resonate with me much#I kinda feel like something more interesting and subersive could have been done with her relationship with the kinda-love-interest#('kinda' in that he's dating the character whose body she's in and there's attraction there but it doesn't quite go anywhere and also#i mean. is he even real in the end)#also pretty graphic su*cide attempt scene as a warning#asexual books
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Me hoping Wilmon survives the night 🙏🙏🙏
#i put his odds at like 20% lmao 😭#i'm so glad they brought him back because the actor absolutely killed it in S1 and i've been wishing good things for his career ever since#but still i wasn't expecting to get so invested in him and leida. the kids are not all right!#(speaking of which someone PLEASE tell me how the horrid space tradcath child marriage is going????????)#andor#wilmon paak#star wars#my posts
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