#SimpleSavings

[discoverandrise]

🚨 Emergency Fund: Aapka Financial Safety Net 💰 Emergency kabhi warning deke nahi aata! 💡 Experts kehte hain: Teen se chhe mahine ke kharche ka emergency fund aapko unexpected situations ke liye ready rakhta hai.

💡 Tip: Agar debt repay kar rahe ho, toh smaller fund se start karo – it’s better than nothing!

Ab bolo: Aap kitne mahine ke expenses save kar chuke ho? 🤔 Comment karo aur doston ke saath share karo!

✨ Let’s #DiscoverAndRise together for a better, secure tomorrow!

[texas-electricity-ratings]

Shop the Five Cheapest Houston Electricity Rates

Shop the Five Cheapest Houston Electricity Rates

Do You Want the Cheapest Houston Electricity? 

Spring is when energy usage dips in Texas. So, it's the best time to shop for the cheapest Houston electricity rates. Find out how these five plans really can help you save all year!

The grass has started to turn green again, and the trees are looking fuller. Springtime has arrived in the CenterPoint service area. Though the temps are rising, electric rates haven’t skyrocketed just yet. Texas is still in the “shoulder months” where the weather is mild. So now is a great time to show the cheapest Houston electricity plans. But don’t wait around because prices have crept up since the beginning of the year. 

Cheapest Houston Electricity Rates

This month’s cheapest Houston electricity contracts look highly similar to one another. Yes, they’re all bill credit plans, but no, they’re not all the same:  

PlanTermRateAvg. BillBill CreditETFAPG&E SimpleSaver 1414 months10.1 cents$101$100 @ 1,000 kWh$250Chariot Energy GridEdge 3636 months10.1 cents$101$90 @ 1,000 kWh$15 x Months RemainingAPG&E SimpleSaver 1212 months10.2 cents$102$100 @ 1,000 kWh$150APG&E SimpleSaver 1818 months 10.5 cents$105$100 @ 1,000 kWh$250Chariot Energy GridEdge 2424 months 10.5 cents$105$90 @ 1,000 kWh$15 x Months Remaining

Tips to Find Your Best Houston Electric Plan

Compare what's in the cheapest Houston electricity prices. Picking the right plan for your usage saves you the most!

So, what are those key differences? If you’re a seasoned power shopper, the 14-month plan from APG&E might stick out to you. It’s odd for a plan to have a length other than 12, 18, 24, or 36 months. Then, why would a 14-month plan exist, especially with such a low price? Well, selecting this plan will save you money now, but it comes with a big drawback. If you sign up for this plan in May, your term will expire in July. And then, you’ll be shopping for power at the most expensive time of the year. And who wants to shop for anything when Houston July temps average in the low 90s? 

You may also notice the early termination fee varies from plan to plan. That 14-month plan has a higher early termination fee than its 12- and 18-month companions. The retailer doesn’t want you to switch power plans before that contract expires. Because of the contract lengths and the early termination fees, most customers may enjoy the affordable flexibility in the GridEdge 36, SimpleSaver 12, and GridEdge 24. 

Caution With Multiple Bill Credits

Even though the cheapest Houston electricity plans only have one bill credit each, you need to know about plans with more than one. When a plan has two bill credits, make sure your usage consistently earns them both. For example, a plan may have a $75 bill credit at 1,000 kWh and another $50 bill credit at 2,000. When you don’t earn both, you pay too much for power. So, know your normal usage pattern to find the right plan for your home. 

You can find dozens more plans at http://www.texaselectricityratings.com/electric-rates. Here, you can compare prices and features to pick the plan you need. 

[denisehlabel]

#kererugallerygiftsboutique #workshops ... We are up and running again with our workshop schedule for the year. These lovely Rose Petal Bath Salts were made at our first workshop of the year this week and they are so pretty we are sharing the recipe with you. They are very easy and quick to make and make a very responsibly priced gift. We have a dehydrator at the shop if you need to dry Rose Petals. Jars can be recycled. Tell us in the comments what sort of workshops you would like to see this year. 🌹🌹 #workshops #bathsalts #roses #makeyourowngifts #simplesavings (at Kereru Creative) https://www.instagram.com/p/B8RxMRrpE8U/?igshid=109fmr2n7qss7

[moneyontap]

So You Don't Think You Can Save For Retirement?

[howtodothis]

Can You Bring A Curling Iron On A Plane 2020

Can You Bring A Curling Iron On A Plane 2020

You can bring your curling iron on a plane and either carry it in your carry on bag or put it in your checked bags. There can potentially be serious repercussions of gas filled cartridges on the airplane. View Video For Can You Bring A Curling Iron On A Plane 2020 View Video Review Can You Take Hair Straighteners In Hand Luggage Travel Made Simplesave image That is provided that it is…

[boredbrokeandbeautiful101]

Money saving Monday

5 simple ways to save money

1. Piggy Bank- yes piggy bank. You don’t realize how much change you throw around the car, leave in the bottom of your bag, etc. Start a piggy bank! Each day when you come home throw the few penny’s left over from your Starbucks drive through. You’ll have at lease $100 saved up in no time!

2.Pack your own lunch- Pack your lunch the night before. People on average spend about $60 a week on lunch. Not only will you save money, but leftovers will never be a problem again!

3. Second hand - Why spend full price when you can find things for half the price that has hardly been used or worn? Online shops like Letgo and Facebook market are a great way to save money on many things from furniture to clothing.

4. Receipts- Collecting receipts can help you in many ways. If a item you just bought breaks, you could be out some cash big or small. (Every penny counts) Many stores have great return policies If you have your receipt. Also the surveys at the bottom! It takes about 5 minutes MAX to take a short and save 10%-75%

5. Gardening- Gardening isn’t only good for the wallet it can help your physical and mental health as well. It’s basically free food with no additives, it honestly can’t better right? It gets even better, you can begin your garden by regrowing the produce you have in your home now! Check out this link https://www.diyncrafts.com/4732/repurpose/25-foods-can-re-grow-kitchen-scraps

Anyways unique ways you guys save money?

[frankmiller1]

Jobs Filter: Improving the Job Seeker Experience

As Indeed continues to grow, we’re finding more ways to help people get jobs. We’re also offering more ways job seekers can see those jobs. Job seekers can search directly on Indeed.com, receive recommendations, view sponsored jobs or Indeed Targeted Ads, or receive invitations to apply — to name a few. While each option presents jobs in a slightly different way, our goal for each is the same: showing the right jobs to the right job seekers.

If we miss the mark with the jobs we present, you may lose trust in our ability to connect you with your next opportunity. Our mission is to help people get jobs, not waste their time.

Some of the ways we’d consider a job to be wrong for a job seeker are if it:

Pays less than their expected salary range

Requires special licensure they do not have

Is located outside their preferred geographic area

Is in a related field but mismatched, such as nurses and doctors being offered the same jobs

To mitigate this issue, we built a jobs filter to remove jobs that are obviously mismatched to the job seeker. Our solution uses a combination of rules and machine learning technologies, and our analysis shows it to be very effective.

System architecture

The jobs filter product consists of the following components, as shown in the preceding diagram:

Jobs Filter Service. A high throughput, low latency application service that evaluates potential match-ups of jobs to users, identified by ID. If the service determines that the job is appropriate for the user ID, it returns an ALLOW decision; otherwise it returns a VETO. This service is horizontally scalable so it can serve many real-time Indeed applications.

Job Profile. A data storage service that provides high throughput, low latency performance. It retrieves job attributes such as estimated salary, job titles, and job locations at serving time. The job profile uses Indeed NLP libraries and machine learning technologies to extract or aggregate user attributes.

User Profile. Similar to the job profile, but provides attributes about the job seeker rather than the job. Like the job profile, it is a data storage service that provides high throughput, low latency performance. It retrieves job seeker attributes such as expected salary, current job title, and preferred job locations at serving time. Like the job profile, it uses Indeed NLP libraries and machine learning technologies to extract or aggregate user attributes.

Offline Evaluation Platform. Consumes historic data to evaluate rule effectiveness without actually integrating with the upstream applications. It is also heavily used for fine-tuning existing rules, identifying new rules, and validating new models.

Offline Model Training. Component that consists of our offline training algorithms, with which we train models that can be used in the jobs filter rules at serving time for evaluation.

Filter rules to improve job matches

The jobs filter uses a set of rules to improve the quality of jobs displayed to any given job seeker. Rules can be simple: “Do not show a job requiring professional licenses to job seekers who don’t possess such licenses,” or “Do not show jobs to a job seeker if they come with a significant pay cut.” They can also be complex: “Do not show jobs to the job seeker if we are confident the job seeker will not be interested in the job titles,” or “Do not show jobs to the job seeker if our complex predictive models suggest the job seeker will not be interested in them.”

All rules are compiled into a decision engine library. We share this library in our online service and offline evaluation platform.

Although the underlying data for building jobs filter rules might be complex to acquire, most of the heuristic rules themselves are straightforward to design and implement. For example, in one rule we use a user response prediction model to filter out jobs that the job seeker is less likely to be interested in. An Indeed proprietary metric helps us evaluate our performance by measuring the match quality of the job seeker and the given jobs.

Ads ranking and recommender systems commonly rely on user response prediction models, such as click prediction and conversion prediction, to generate a score. They then set a threshold to filter out everything with low scores. This filtering is possible because the models predict positive reactions from users, and low scores indicate poor match quality.

We adopted similar technologies in our jobs filter product, but we used negative matching models when designing our machine learning based rules. We build models to predict negative responses from users. We use Tensorflow to build the Wide and Deep model. This facilitates future experimentation with more complex models such as Factorization machine or neural networks. The features we use cover major user attributes and job data.

After we train a model that performs well, we export it using the Tensorflow SimpleSave API. We load the exported model into our online systems and serve requests using the Tensorflow Java API. Besides traditional classifier metrics such as AUC, precision, and recall, we also load our model into our offline evaluation platforms to validate the performance.

Putting it all to work

We apply our jobs filter in several applications within Indeed. One application is Job2Job, which recommends similar jobs to the job seeker based on the jobs they have clicked or applied for. Using the Job2Job service, we saw a greater than 20% increase in job match quality. When we applied the service to other applications, we observed similar, if not greater, improvements.

Rule-based engines work well in solving corner cases. However, the number of rules can easily spiral out of control. Our design’s hierarchy of rules and machine learning technologies effectively solve this challenge and keep our system working. In the future, we aim to add more features into the model so that it can become even more effective.

 

from Engineering https://engineering.indeedblog.com/blog/2019/09/jobs-filter/

[seattlecraigslistfraudblog]

USB3.0 3TB External Harddrive (HP) in original package (Bellevue) $65

3TB USB3 external hard drive (HP SimpleSave) in original package . It is has high quality like Seagate or Western Digital, made by Toshiba from what I read, Price Firm! If you can see the ad, it is available. No need to ask Cash Only Local (Eastsi [...] from Craigslist http://seattle.craigslist.org/est/sys/6219850812.html Fraud Bloggs made possible by: http://circuitgenie.wix.com/techsupport

[howtodothis]

Can You Buy A Money Order With A Credit Card At Western Union

Can You Buy A Money Order With A Credit Card At Western Union

How to get a money order. All you ll have to do is sign the credit card slip. View Video For Can You Buy A Money Order With A Credit Card At Western Union View Video Review Pin On Printable Template Example Simplesave image Western union and 7 eleven. Can you buy a money order with a credit card at western union. 7 eleven and western union are the only major providers who will let you. Sign…

[simplemoneyman-blog]

Your Crazy Spending Helps The Rest of Us

    For many people, the savings rate recommended by financial planners is outrageous whether it’s 10% or 15% of their annual income. For others, it’s a piece of cake. Increasing your savings rate by a significant percentage and on a consistent basis really does require a lifestyle change. You really have to give up some things or find cheaper ways alternatives and stick to them.

  But I’ve…