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10-03-2020 | Current Affairs

We provide you with the latest news updates and daily current affairs from The Hindu. Indian Express, Live Mint, PIB, Etc, … Today's Oneliner Current Affairs are: 1. President Ramnath Kovind Presents The Nari Shakti Puraskar 2. Arifa Jan Received Nari Shakti Puraskar From President 3. Bina Devi Received Nari Shakti Puraskar From President 4. Chami Murmu Received Nari Shakti Puraskar From President 5. Kalavati Devi Received Nari Shakti Puraskar From President 6. Kaushiki Chakroborty Received Nari Shakti Puraskar From President 7. Nilza Wangmo Received Nari Shakti Puraskar From President 8. Padala Bhudevi Received Nari Shakti Puraskar From President 9. Rashmi Urdhwareshe Received Nari Shakti Puraskar From President 10. Sardarni Mann Kaur Received Nari Shakti Puraskar From President 11. Avani Chaturvedi Received Nari Shakti Puraskar From President 12. Bhavana Kanth Received Nari Shakti Puraskar From President 13. Mohana Singh Received Nari Shakti Puraskar From President 14 Tashi Malik Received Nari Shakti Puraskar From President 15. Nungshi Malik Received Nari Shakti Puraskar From President 16. Karthyayini Amma Received Nari Shakti Puraskar From President 17. Tamim Iqbal Appointed As Bangladesh’s ODI Captain 18. Andy Flower Appointed Assistant Coach Of Kings XI Punjab 19. Taniya Sanyal Appointed As India's 1st Woman Firefighter By AAI 20. India's Women Workforce Drops From 37% To 18% In 13 Years 21. Beth Mooney Ranked No.1 In ICC Women's T20I Rankings 22. Shafali Verma Ranked 3rd In ICC Women's T20I Rankings 23. Smriti Mandhana Ranked 7th In ICC Women's T20I Rankings 24. Jemimah Rodriguez Ranked 9th In ICC Women's T20I Rankings 25. Tamil Nadu Tops In Poshan Abhiyan's Participants List 26. Govt To Make Sanitary Napkin Disposal Bags Mandatory From Jan 2021 27. 3rd All-Women Post Office Opens In New Delhi 28. Vikas Krishan (69Kg) Qualified For Tokyo Olympics 2020 29. Pooja Rani (75Kg) Qualified For Tokyo Olympics 2020 30. Satish Kumar (91Kg) Qualified For Tokyo Olympics 2020 31. EC Approves The Merger Of Jharkhand Vikas Morcha (P) With BJP 32. Kerala Govt Launches " I Am Also Digital " Programme 33. Conference On Empowering Women Entrepreneurs 2020 Held In New Delhi 34. Economic Times Global Business Summit Organised In New Delhi 35. Congress Leader Hans Raj Bhardwaj Passed Away 36. Govt Sale Its Entire 52.98% Stake In Bharat Petroleum Corporation Ltd 37. Manpreet Singh Won The Dhruv Batra Player Of The Year Award 2019 38. Rani Rampal Won The Dhruv Batra Player Of The Year Award 2019. Read the full article

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09-03-2020 | Current Affairs

We provide you with the latest news updates and daily current affairs from The Hindu. Indian Express, Live Mint, PIB, Etc, … Today's Current Affairs important Headlines are like : The Hindu: 'Over 40% Govt. schools don't have power, playgrounds: Through hunters lose interest in Red Panda, traps still snare endangered mammal: No green shoots of a revival in sight as yet: Having an ear to Adivasi ground: Military co-opration Group dialogue with U.S. postponed: The Indian Express Reading the criticism from Iran: Hush, money: Don't blame it on NSO: Private banks lag in cutting lending rates, but slash deposit rates faster than PSBs: 'Saudi Arabia to hike oil output above 10 million bpd in April'": Forex reserves hit as Brent crude price sees steep fall: Today's Oneliner Current Affairs are: 1. The Lok Sabha approves Mines and Mineral Laws (Amendment) Bill over the Delhi violence and other issues. The Bill proposes to remove end-use restrictions for participating in coal mine auctions, and it will open up the coal sector fully for commercial mining for all domestic and global companies. 2. Bangladesh-based international development organization BRAC retained its position as the top NGO of the world for the 5th consecutive year. 3. The government of Jammu and Kashmir adopted a nine pronged strategy to realize the goal of doubling farmer’s income by 2022. 4. US President Donald Trump signed an 8.3 billion US Dollars measure to help tackle the coronavirus outbreak killed 12 people in the US and infected more than 200. 5. Archery Association of India (AAI) pulled out its team from the upcoming Asia Cup world ranking tournament in Bangkok, scheduled from March 8 to 15, owing to the coronavirus threat. 6. India approved as a member of the Indian Ocean Commission, the inter-governmental organization that coordinates maritime governance in the south-western Indian Ocean. India made the application to join as an observer of the organization last month. 7. Union Minister for Youth Affairs and Sports Kiren Rijiju inaugurated the first-ever five-day Khelo India Winter Games at Gulmarg. Jammu and Kashmir’s Gulmarg hosting Khelo India Winter Games 2020 from March 7th to 11th.The sports shall be organized every year at Gulmarg. 8. Assam government started surveillance at land customs stations near international borders to prevent the spread of coronavirus. 9. Around 40.59 percent of the crimes related to the environment in the country committed in Rajasthan during 2014-16. 10. International Women’s Day is observed every year on March 8 to celebrate the women’s movement and struggle for equality. Theme: I am Generation Equality: Realizing Women’s Rights Read the full article

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GS SCORE: UPSC-CSE Prelims Test Series 2020

UPSC-CSE Prelims Test Series 2020(FROM ALL INSTITUTES):

GS SCORE: UPSC-CSE Prelims Test Series 2020 Here is GS Score Institute UPSC-CSE Prelims Tests 2020: CLICK HERE FOR TESTS Vajiram & Ravi: UPSC-CSE Prelims Test Series 2020 Here is Vajiram & Ravi Institute UPSC-CSE Prelims Tests 2020: CLICK HERE FOR TESTS Vision IAS: UPSC-CSE Prelims Tests 2020 Here is Vision IAS Institute UPSC-CSE Prelims Tests 2020: CLICK HERE FOR TESTS Read the full article

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08-03-2020 | Current Affairs

We provide you with the latest news updates and daily current affairs from The Hindu. Indian Express, Live Mint, PIB, Etc, … Today's Current Affairs important Headlines are like : The Hindu: COVID-19 cases jump to 34: Kerala reports case of bird flu: Workplace safety still an issue : Survey: Victoria memorial Hall to display a rare miniature of Rani Padmini: SBI pegs maximum investment in YES Bank at Rs.10,000 crore: How is India containing COVID-19?: Why did YES Bank have to be bailed out?: Crypto relief: The sun brings out a fresh batch of sunspots: Finally, India shares two SARS-CoV-2 genome sequences: Imposing travel restrictions alone has 'modest' effect on virus spread: How wounded plants heal, survive: A deal for an uncertain future: Virus scare keeps visitors away from 'paradise' island: The Indian Express Centre moves privatization of BPCL, invites bids: Over 1 lakh virus cases globally; U.S. reports more deaths, infections: Regulatory measures, resolutions help reduce NPAs in energy sector in 2019: Today's Oneliner Current Affairs are: 1. 08 March: International Women’s Day 2. Theme: " I Am Generation Equality: Realizing Women’s Rights " 3. DMK General Secretary K Anbazhagan Passes Away 4. 1st Ever Khelo India Winter Games Begin At Gulmarg, J&K 5. Wasim Jaffar Announces Retirement From All Forms Of Cricket 6. Sundarlal Seal Appointed As Odisha Co-Operative Election Commissioner 7. ISRO To Launch Chandrayaan-3 In 1st Half Of 2021: Govt 8. Govt Launched The Incredible India Tourist Facilitators (IITF) Certification Programme 9. Bangladesh's Mashrafe Mortaza To Step Down As Captain 10. India Ranked 83rd In The Freedom In The World 2020 Report 11. Economist Intelligence Unit Released Inclusive Internet Index 2020 12. Sweden Topped EIU's Inclusive Internet Index 2020 13. New Zealand Ranked 2nd In EIU's Inclusive Internet Index 2020 14. USA Ranked 3rd In EIU's Inclusive Internet Index 2020 15. Australia Ranked 4th In EIU's Inclusive Internet Index 2020 16. Denmark Ranked 4th In EIU's Inclusive Internet Index 2020 17. India Ranked 40th In EIU's Inclusive Internet Index 2020 18. Sri Lanka Ranked 56th In EIU's Inclusive Internet Index 2020 19. Bangladesh Ranked 70th In EIU's Inclusive Internet Index 2020 20. Pakistan Ranked 76th In EIU's Inclusive Internet Index 2020 21. Pakistan Ranked Least Internet Inclusive Nation In South Asia 22. Burandi Ranked 100th In EIU's Inclusive Internet Index 2020 23. FSSAI Notifies BHOG Certification For Temples 24. 5th National Conference On Economics Of Competition Law Held In New Delhi 25. Amita Pandove Was Sworn In As Information Commissioner Of CIC 26. Janez Jansa Elected As Prime Minister Of Slovenia 27. SAI Announced 1st Edition Of Khelo India Women's Hockey League 28. 4th Global Ayurveda Festival Will Be Held At Kochi, Kerala 29. Theme: " Ayurveda Medical Tourism: Actualizing India's Credibility " 30. SpaceX To Launch 3 Space Tourists To ISS Next Year 31. Lok Sabha Passes Mines And Mineral Laws (Amendment), Bill 32. NASA Announces ' Perseverance ' As Official Name Of Its Mars 2020 Rover 33. BRAC Tops The List Of Top 500 Global NGOs. Read the full article

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07-03-2020 | NewsPaper Analysis

07-03-2020 | NewPaper Analysis | StudywithDS

The Hindu NewPaer Analysis

GS-2: Satutory, regulatory and various quasi-judicial bodies. GS-3: Indian Economy and issues. 1. As part of RBI bailout, SBI to pick up 49% in Yes Bank: 2. Saying 'yes' to troubled borrowers cost lender dear: 3. Thirty days is outer limit for Yes Bank resolution, says Das: March 5,2020: RBI applied to Central Govt. to impose a Moratorium to 'YES Bank', under section 45 of Banking Regulation Act, 1949. Accordingly, on the same day, Central Govt. issued the Order of Moratorium. Total period of Moratorium should not exceed 6 months. Why RBI applied for Moratorium? Financial position of YES Bank has undergone a steady decline. The bank experienced serious governance issues & practices in the recent years- steady decline. Engagement of the bank failed to result into infusion of any capital. Adequate opportunity given to YES Bank by RBI, to draw up a Credible Revival Plan, to bring a bank & market led revival, rather than regulatory restructuring. In the meantime- regular outflow of liquidity was observed. Moratorium: Govt. stays the commencement or continuance of all actions and proceedings against YES Bank in the period of Moratorium Subject to conditions/restrictions imposed on YES Bank. RBI may prepare a Scheme for the reconstruction of a banking company for following reasons in mind: In the public interest. In the interests of depositors. To secure proper management of the banking company. In the interests of banking system of the country as a whole. RBI places the final scheme(prepared after suggestions and objections) before the Central Govt. may sanction the scheme & specifies the scheme, on this behalf. Salient features of Draft 'YES Bank Ltd. Reconstruction Scheme, 2020' Authorised capital and the number of equity shares to be altered. SBI(Investor Bank) shall agree to invest in the equity of the Reconstructed bank to the extent that post-infusion holds 49% shareholding in the Reconstructed bank... SBI shall not reduce its holding below 26% before completion of three years from the date of the infusion of the capital. Four articles of association will stand deleted. The office of the Administrator of YES Bank Ltd. appointed by the Reserve Bank shall stand vacated, and a new Board shall stand constituted, with two directors nominated by SBI. Rights and liabilities of the Reconstructed bank to be as per scheme. All the employees of the Reconstructed bank shall continue in its service with the same remuneration and on the same terms and conditions of service(T&C), including terms of determination of service and retirement,... at least for a period of one year. Board of Directors of the Reconstructed Bank will, however, have the freedom to discontinue the services of the Key Managerial Personnel(KMPs) at any point in time after following the due procedure. The offices and branches of the Reconstructed bank shall continue to function in the same manner and at the same places they were functioning prior to the effective date, without in any way being affected by this Scheme. It will be open to the Reconstructed bank to open new offices and branches or close down existing offices or branches, in accordance with the extant policy of the Reserve Bank and complying with the necessary terms and conditions. The provisions of the Scheme shall have effect notwithstanding anything to the contrary contained in any other law or regulations or directions or agreement, award or another instrument for the time being in force. If any difficulty arises in giving effect to provisions of the scheme, the Central Govt may, in consultant with the Reserve Bank, by order, as occasion arises, do anything not inconsistent with the provisions of the scheme, which appears to it as necessary for the purpose of removing the difficulty. Authorised Capital: Maximum amount of share capital for which shares can be issued by a company can be increased/altered. Paid-up share capital: Amount of money for which shares were issued to the shareholders for which payment was made by the shareholder. Total Regulatory Capital in Bank: Tier-I Capital(Going-concern capital)-> The capital that can absorb losses without triggering the bankruptcy of the bank Common equity Tier-I capital. Additional Tier-I capital. Elements of Additional Tier-1 Capital(Indian Banks) Additional Tier-1 capital will consist of the sum of the following elements. Perpetual Non-Cumulative preference Shares(PNCPS), which comply with the regulatory requirements as specified by RBI; Stock surplus(share premium) resulting from the issue of instruments included in Additional Tier-1 capital; Debt capital instruments eligible for inclusion in Additional Tier-1 capital, which complies with the regulatory requirements as specified by RBI. Any other type of instrument generally notified by the Reserve Bank from time to time for inclusion in Additional Tier-1 capital; While calculating capital adequacy at the consolidated level, Additional Tier-1 instruments issued by consolidated subsidiaries of the bank and held by third parties which meet the criteria for inclusion in Additional Tier-1 capital and Less: Regulatory adjustments/deductions applied in the calculation of Additional Tier-1 capital Elements and Criteria for Additional Tier-1 Capital- Foreign Bank's Branches: Various elements and their criteria for inclusion in the Additional Tier-1 are as follows: Head Office borrowings in foreign currency by foreign banks operating in India for inclusion in Additional Tier-1 capital with comply with the regulatory requirements as specified by RBI. Any other item specifically allowed by the Reserve Bank from time to time for inclusion in Additional Tier-1 capital; and Less: Regulatory adjustments/deductions applied in the calculation of Additional Tier-1 capital 4. Banking on bailouts: Promt draft reconstruction scheme(bailout proposal) is commendable, but raises several questions. Why YES Bank was not earlier placed in prompt corrective action(PCA) Framework of RBI? PCA: If a bank hits the trigger points in three parameters(Capital to Risk-weighted Aspect Ratio(CRAR), net NPA, Return on Assets), then RBI will initiate certain structured & discretionary actions(applicable only to commercial banks) Why SBI was chosen as an investment bank to bailout YES Bank, at a time when public sector banks are currently engaged in merging with weak(Public Sector Banks)? Is it a reflection of a lack of other options for the Govt? GS-1: Effects of Globalization on Indian Society. GS-2: Government policies and interventions for development in various sectors & Effects of policies and politics of developed and developing countries of India's interests. GS-3: Indian Economy and Issues relating to planning, mobilization, of resources, growth, development and employment. 5. Monetory policy can't combat the COVID-19 impact: 6. Had enough forex reserves: Das 7. Oil plunges to lowest since 2017: Monetary Policy: deal with the supply of money and interest rates in an economy. Instruments: Repo, Reverse Repo, CRR, SLR, etc,... Decided by monetary policy committee. Impact of COVID-19:U.S. Federal Reserve has cut its interest rate by 50bps(0.5%) Central banks in Malaysia, Australia also cut their rate. Exert pressure on RBI- bond yields on 10-years G-secs fell by 0.12% NOTE: Bond yield- coupon payment/market price of a bond. Interest rate and bond price are inversly related. Decrease in interest rate: (1)Increase in bond price. (2)Fall in bond yield. The Virus has affected not just the demand side, but also the supply side China: Factory of the world Industries across the world depends on chinese inputs Global supply chain is hit. UN Conference on Trade and Development: Global Merchandise exports could shrink by $50 billion. Rate Cut: Effective on demand side Ineffective on supply side Under pressure, RBI may go for tools like: Operation Twist, & Long-term Repo Operations. Indian industries heavily dependent on chinese inputs will suffer: Pharma, electronics & automobiles -> impact on our export industry-20% of GDP RBI cannot cut rates if it has to attract more investments. Fall in oil import bill- reduce current account deficit and keep forex stable. Opportunity for India: Localise our supply chains - focus on making in India. Global supply chain needs on alternative to china- India has the potential. GS-2: Structure, organization and functioning of the executive and the judiciary- ministries and departments of the govt; pressure groups and formal/informal associations an their role in the policy.& The Role of NGOs 8. Centre can't deem bodies 'political':SC Centre cannot brand organisations 'political': FCRA, 2010 and FC rules, 2011 empower central govt. to brand any organisations as of political nature. Important Provisions: Foreign Contribution(Regulation) Act, 2010. Section-3 of the Act prohibits acceptance of foreign contribution by the following: Candidate for elections; correspondent, columnist, cartoonist, editor, owner, printer or publisher of a registered newspaper; Judge, Govt servant or employee of any corporation or any other body controlled or owned by the Govt; member of any legislature; political party or office-bearer thereof; Organisation of a political nature as may be specified under sub-section(1) of section 5 by the central govt; association or company engaged in the production or broadcast of audio news or audio visual news or current affairs programmes through any electronic mode, or any other electronic form as defined in clause(r) of sub-section(1) of section-2 of the Information Technology Act,2000(21 of 2000) or any other mode of mass communication; Correspondent or columnist, cartoonist, editor, owner of the association or company referred to in clause(g) Section-5(1): Empowers Govt. to brand any Organisation as of political nature. The central govt. may having regard to the activities of the organization or the ideology propagated by the organization or the program of the organization of a political nature not being a political party, referred to in clause(f) of sub-section(1) of section-3: provided that the Central Govt may by rules made by it, frame the guidelines specifying the grounds on which an organization shall be specified as an organization of a political nature. Rule(3) of FC Rules, 2011: Guidelines for declaration of an organization to be of a political nature, not being a political party. Rule(3)(vi): Any organization, by whatever name called which habitually engages itself in or employs common methods of political action like'bandh' or ' hartal', 'rasta roko', 'rail roko', or 'jail bharo' in support of public causes. Section-5(3): Organization can represent its cause to Govt. The organization to whom a notice has been served under sub-section(2), may within a period of thirty days from the date of the notice, make a representation to the central govt. giving reasons for not specifying such an organization as an organization under sub-section(1): provided that the representation after the expiry of the said period that the organization was prevented by sufficient cause from making the representation within thirty days. Section-5(4): Govt. may forward representation to any authority. The central Govt. may if it considers it appropriate, forward the representation referred to in sub-section(3) to any authority to report on such representation. NEWS: Any organisation with no participation in active-politics/party politics can't be declared as 'POLITICAL'. GS-2: Government policies and interventions for development in various sectors & issues arising out of their design and implementation. GS-3: Environment impact assessment. & Infrastructure: Energy 9. State has powers to decide on hydrocarbon projects: Centre Environment Impact Assessment Notification, 2006: Two caterories of developmental projects. Category-A Category-B: (1) Category-B1 (2) Category-B2 Category-A Projects: Require prior Environment Clearance(PEC) from Union MoEF & CC, based on the recommendations of a Central Expert Appraisal Committee(EAC). Category-B Projects: Require PEC from State EIA Authority(SEIAA) which shall base its decision on the recommendations of State/UT Level EAC. NEWS: On 16th Jan,2020, the Union MoEF&CC modified the procedure to grant PEC for 'off-shore and on-shore Oil and gas "exploration" Projects' by amending the Schedule to the EIA notification 2006. Read the full article