#also looking at investing in an iPad in some months. learned one issue is a need to separate my workspace from my drawing space. -> | Explore Tumblr posts and blogs

henrynicholl7-blog · 6 years ago

Text

Things You Should Know About Internet Geekies

Make certain you pay a trip to The Gallery shop beside the ferry terminal, there are plenty of lovely handmade items for sale in there. It is possible to also shop for parts dependent on the make and model of your car. If you check out our large choice of car parts once, we're certain you will be back each time you've got a demand for great-quality components.

The Debate Over Internet Geekies

There really is not any valid excuse for failing to understand the straightforward basics of SEO if you've got a fairly good idea about what your customers and prospects are in fact searching for, the SEO can almost be the simplest portion of the blogging procedure! Internet freedom is getting a foreign policy issue. Any changes needs to be accomplished by the author.

Internet Geekies Features It's a remarkable method to explore a particular topic more deeply or just inspect the geeky side of routine events. Both serve the aim of removing platform risk, at the price of taking up the duty of keeping your cryptocurrency safe. We're contemplating allowing customers to add their own customized questions later on. After you click on it you receive a shower full of cuddly cute group of them falling from the cover of the screen. A doorway folder is only a folder that will function as the very first step or the doorway for a specific user. You've spent plenty of time putting together your talk and possibly a PowerPoint presentation to go for it. Internet Geekies - What Is It? Alright, at times it is not fruity moons. This is geekdom for people who are bigger geeks than me. A number of nicknames aren't allowed and won't be tolerated. On social networking, individuals share things which make them feel really big, crazy feelings. There were people really putting plenty of emotion into it, even though it was quite an orderly crowd. It's just five words jostling with one another, and attempting to make some kind of sense. Life After Internet Geekies Marketers felt they had to consider budgets, costs, conversions, etc.. People who don't understand Skrill don't utilize it. Questions like this may be difficult to answer for a couple of reasons. Be mindful that you're not cancelling your domain registration services. However, BBB does not verify the validity of information supplied by third parties, and doesn't guarantee the truth of any information in Business Profiles. What Internet Geekies Is - and What it Is Not You're able to check to be sure that Stinger can get rid of the present virus problem by checking the List Viruses dialog make certain that you have the most recent edition of Stinger before you use it. You may see the site names below. These sites have yet to be compromised via this bug and you ought to create your own judgment as to whether you ought to change your passwords. To begin with, you have to work out how vulnerable your data may be. Evidently, it is a secret code. Every site owner naturally wishes to see high traffic numbers going to their site and among the techniques to do so is through a well-built website. Internet Geekies Fundamentals Explained A growth hacker doesn't care about one of these things. Every startup is searching for growth hackers. By way of example, let's say you have a farm and wish to track the soil conditions. But just like field work in the physical Earth, in the event you only go once or twice, you may not understand the conflicts which are part of a social group. The report documents the manners in which the twelve countries and others have established an extensive approach to internet control. Gamemania Kenya extends to you every potential leverage you have to succeed at sports betting. Top Internet Geekies Secrets Employing the trick shown here, you may not only install the WhatsApp messenger on your iPad but in addition utilize WhatsApp on your iPad free of charge. Internet is currently available all day. WhatsApp is among the most popular immediate messaging apps to be found on Earth, and it's readily available for the majority of the devices. Even though most hackers probably utilize Linux, there are a few that use Windows. If you're a Windows user, it is possible for you to learn how to hide secret data within a file, cascade certain windows or undo an accidental file move. Should you need a Toslink connection, you'll need to use an HDMI splitter. Top Choices of Internet Geekies If you're somewhat acquainted with online math brainteasers such as this one, it's apparent this problem deals with what's referred to as the order of operations. You are going to get a much quicker response from our wider community, and a few of them have likely experienced the very same problem before. My answer is always exactly the same. Which is precisely what I think they wind up doing through the lengthy run. As a precaution, the money that you put in crypto needs to be money that you're fine with losing. Here's a set of top 10 PPD Scripts that are running HOT These days. The Secret to Internet Geekies It's a completely new planet, and Chrome, in place of IE, is the target. ThinkGeek works like ForFansByFans, since it excels in lots of fandoms and supplies an assortment of new products. How-To Geek is an internet technology magazine and among the top 500 websites in the United States. Whether you would like to learn new facts, hear the newest tech news, or merely revel in geekiness by means of your fellow geeks, you should delight in the content on offer. This is geekdom for people who love gadgets. Therefore don't waste your time searching for the app as it's been takeddown for good by the developer himself. The Argument About Internet Geekies It's true, you can brag to all of your buddies and family... Thank you for giving us the chance to serve you! It might be a couple of years from now, but I eagerly anticipate the day once the forum community breaks a million posts. This past year, this specific rally pulled about 200,000. The modest personal project lasted a couple of months and was updated when Ennis had the moment. The phrase is just 5 years old. You recognize officially know a person who's touched a slice of moon. Finding the Best Internet Geekies This point about no superior strategy is a little different to other games including Blackjack and Craps, where you are able to help determine the total payout rate and so chance of winning through your selections. The simple truth is, if you produce content your perfect market and possible clients are interested in, and you do all you can to promote it and allow them to know it exists, then they are going to pay a visit to your blog to consume it! As you slowly secure familiarized with different currencies, you may want to have the choice of investing in them. They're 50% more likely to purchase again from you than new clients. Customers can also opt to receive it in installment options through Lendr. Visitors which are already interested in your goods or support. The Hidden Treasure of Internet Geekies That would likewise do the trick. Eric, nevertheless, is not as likely to win friends and not as forthcoming with his ideas and feelings. Poor stuff, but they could normally be prevented. The other portion of it is, a great deal of film critics feel a feeling that the web is their enemy. Quite simply, there is not a great deal of science available on the biology of neo-natal kittens. It's a whole lot of fun, and it should provide you with an insight into the men and women who write and edit MakeUseOf. The Tried and True Method for Internet Geekies in Step by Step Detail When signing up on these exchanges for the very first time, do make it a point to confirm your account with the necessary documents early, since you do not wish to be caught in the center of some tedious and slow admin work as soon as the trading opportunity comes. Simple to install just place in the floor and allow the sun finish up. Typically, from start to complete the migration can take anywhere from as few as 1 hour to up to 48 hours, based on the size of the account and who you're moving from. You might be interested in knowing just a little bit about the programming and its basics. A doorway folder is only a folder that will function as the very first step or the doorway for a specific user. You've spent plenty of time putting together your talk and possibly a PowerPoint presentation to go for it. All About Internet Geekies There were big numbers this past year. UntilUber reached the exact same valuation in five years. They're all fake only attempting to find some views or make some quick money. So, being a real writer can only get in the manner of the significant part blogging, that's the conversation! While Radio Garden lets you access the real-time radio in all portions of the world. You recognize officially know a person who's touched a slice of moon. Get the Scoop on Internet Geekies Before You're Too Late Employing the trick shown here, you may not only install the WhatsApp messenger on your iPad but in addition utilize WhatsApp on your iPad free of charge. By figuring out how to break into a computer you will definitely raise your self-esteem. They're all aimed at speed. Security is going to be a challenge as we bring an increasing number of devices online. Many autocracies finally have an online agenda. Easy Agent Prohas a terrific blog AND a wonderful youtube channel. Details of Internet Geekies Our Site Migration team will subsequently get the site transfer request and will start working on transferring your site. This website is a wonderful colorful website. It makes it possible for you. This program is for all those who wish to create a Wordpress website from scratch. To learn the strategy you should have a look at this video and you are going to learn a lot more about the Fibonacci Roulette Strategy. Every site owner naturally wishes to see high traffic numbers going to their site and among the techniques to do so is through a well-built website. The New Angle On Internet Geekies Just Released Daniel would wind up in jail. Naturally, the term Ajax wasn't actually coined until years later by somebody aside from Microsoft, yet this release supported everything necessary to make it operate. It's a remarkable blogg that typically keeps up to date. Which is precisely what I think they wind up doing through the lengthy run. After installation, git is prepared to run. It wouldn't have become the very first time such tactics were used. The Definitive Strategy for Internet Geekies The name of the site may sound somewhat long and it can apperar as a weird site. However, it won't disappoint you in regards to watching movies. HDNet will begin a huge ad push in 2007. The website is an easy gaming site that instructs you to conserve the small guy to fall within the endless pit. To obtain extra details on Geekies please click to read more Our readers love How-To Geek due to its special voice. Social media, and especially Facebook, has made a huge effect on the way we use the world wide web but, as much as some folks may like to think so, Facebook and societal media weren't created with the goal of replacing blogs. Therefore don't waste your time searching for the app as it's been takeddown for good by the developer himself. The Tried and True Method for Internet Geekies in Step by Step Detail As a consequence, online drug dealers are somewhat more likely to want decent customer service abilities and a persuasive way with words than muscles and a difficult reputation. Leadership and technical competence are qualities to search for in every member of the group. You're able to take a look at your organization blog as being the soul at the center of your business enterprise. Things You Should Know About Internet Geekies Arbitraging As you receive a hand in numerous exchanges, you might want to purchase from 1 exchange and sell on another to earn arbitrage' gains when you spot an arbitraging opportunity. However, for the new crypto investor, you might want to brief up on how to earn a leveraged trade. With over250 million cars on the street in the usa, in addition, this is very scalable. Contemplating that Israel is widely called an exporter of sophisticated technologies, perhaps among the most advanced in the planet, the security argument doesn't hold up. The great majority of my clients over the last couple of years have been overseas. Mopars are an instance of why I came to this nation and the reason I won't ever leave. Things You Should Know About Internet Geekies Always use the highest quality mic you are able. To acquire the precise traffic is much less simple as one could think. There's also a gifts section at which you can come across gifts based on various filters. What Internet Geekies Is - and What it Is Not Bits aren't ever likely to get more difficult to copy. The majority of these WhatsApp Messenger apps utilize the WhatsApp web functionality. Oh, absolutely free streaming, awesome! Whether you would like to learn new facts, hear the newest tech news, or merely revel in geekiness by means of your fellow geeks, you should delight in the content on offer. This is geekdom for people who love gadgets. Therefore don't waste your time searching for the app as it's been takeddown for good by the developer himself. Things You Should Know About Internet Geekies Always use the highest quality mic you are able. It is possible to also shop for parts dependent on the make and model of your car. The parts within this section are a few of our top sellers, so if you're on the lookout for a part that's very likely to be sought after, this may be the very first place to check for it. Using Internet Geekies You must be ready and equipped to put in at least some effort to help the development of your company. It's probable that these changes are going to have deep effect on the skills required to be successful in criminal markets, the report says. By way of example, let's say you have a farm and wish to track the soil conditions. Contemplating that Israel is widely called an exporter of sophisticated technologies, perhaps among the most advanced in the planet, the security argument doesn't hold up. The great majority of my clients over the last couple of years have been overseas. SportyBet Kenya extends to you every potential leaverage you must succeed. The Little-Known Secrets to Internet Geekies Getting beautiful isn't a crime. Or if you would like to compose an angry letter to the newspaper, there's a particular amount of work needed to express displeasure. It's a remarkable blogg that typically keeps up to date. The programs are usually subdivided into smaller parts (modules), so the algorithmic complexity of every one of the parts is smaller than the comprehensive program, which assists the evolution of the program. There's no additional cost to you and we might get a little commission which we are able to put towards the show. So if installing WhatsApp on your iPad is among your major targets, then keep reading this article since you'll find out ways to get WhatsApp on iPad. The Nuiances of Internet Geekies In reality, there are just a few crucial tasks required for any particular blog page or post, and all of them are very easy and mostly non-technical in nature. In return you will receive total credit for the post, an author page with a bio and your site will likewise be linked on top and bottom of every post you earn. The list of the majority of unique websites on the net is incomplete without the site, Do nothing. This program is for all those who wish to create a Wordpress website from scratch. Once it's finished, you should receive a report with the variety of clean files. The reality is that basic search engine optimization can be done by just about anyone. The Argument About Internet Geekies Alright, at times it is not fruity moons. This is geekdom for people who are bigger geeks than me. A number of nicknames aren't allowed and won't be tolerated. Those similarities aren't a poor thing. There were people really putting plenty of emotion into it, even though it was quite an orderly crowd. Of course, the word spreads. The Bad Secret of Internet Geekies This calendar year, we didn't find that. Chancing upon a boyfriend of girlfriend is hard today. Felicia Day isn't a poacher. So, being a real writer can only get in the manner of the significant part blogging, that's the conversation! While Radio Garden lets you access the real-time radio in all portions of the world. It's been a wonderful ride for a decade!'' The 30-Second Trick for Internet Geekies Employing the trick shown here, you may not only install the WhatsApp messenger on your iPad but in addition utilize WhatsApp on your iPad free of charge. Internet is currently available all day. They're all aimed at speed. Windows 10 is so familiar and simple to use, you will feel like an expert. IRC (Internet Relay Chat) is a way for people from throughout the world to communicate with one another in real moment. If you do we'll notice and kick you from the chat rooms. The 5-Minute Rule for Internet Geekies This step must start. Simple to install just place in the floor and allow the sun finish up. Some owners want to get speed and strength, while some just want their vehicle to last a very long moment. You might be interested in knowing just a little bit about the programming and its basics. The secret is to make a doorway folder. Now let's get down to the absolute most important part how Hyper-Threading will impact the operation of the computer are considering building or buying. The War Against Internet Geekies SEO, PPC etc. are certainly the best methods to receive those precious visitors, but all of them need tons of invested time and money to yield fantastic results. People who don't understand Skrill don't utilize it.

Questions like this may be difficult to answer for a couple of reasons. Be mindful that you're not cancelling your domain registration services. Visitors which are already interested in your goods or support.

Ok, I Think I Understand Internet Geekies, Now Tell Me About Internet Geekies!

As a consequence, online drug dealers are somewhat more likely to want decent customer service abilities and a persuasive way with words than muscles and a difficult reputation. Internet freedom is getting a foreign policy issue. Any changes needs to be accomplished by the author.

1 note · View note

0mostdope-blog · 7 years ago

Text

5 Finest IPhone Apps For Choosing A Restaurant

No expenses are required to edit picture, Just download it without cost and use your android telephone to edit it. Your cellphone uses Close to Discipline Communication when it pays for issues. India is nearsighted designers expressing into the development of giant scale works with world class answer area and services on deal. The designers developed a unbelievable product, the engineers found out learn how to greatest set up it in any state of affairs, and now the marketing guys are getting the word out.

Happy New Year Quotes With Pictures:- Gear as much as have a good time happy new year with happy new year 2019 images that fits best with your happy new year quotes. Finny enough, the new 12 months marks the end and the beginning at the identical time, it is filled with hope, and joy, and intentions to start out recent. You can too make your Christmas and New Year super thrilling and memorable by taking a trip to Vietnam throughout this season as the nation celebrates this two festivals in a grand and memorable method.

But an important truth that each professional digital marketer ought to know is that they can give favorable results at very cheap costs. Should you already know the product you’re going to promote, then go ahead and search the product identify in the search field provided. Commerce exhibits and other forms of event marketing are sometimes a big investment to take part in, however commerce reveals enable companies to demonstrate new merchandise and look at what is going on within the trade. You could take care of their top providers as most corporations don't supply by no means shut down process.

Click on on the link while holding down the mouse and drag it up to your Hyperlinks toolbar on the browser you're utilizing. Here are some helpful ideas which can be utilized while purchasing. Additionally, techniques utilized by different agents may be successfully replicated for increased sale. It’s so versatile that it's also possible to use it for numerous other purposes. Web site builders have long known concerning the technical requirements and specifications as decided by the World Large Net Consortium (W3C).

These methods will help entice individuals to your website and convert them into clients. There are a lot of people looking to take them and the higher salaries. There are quite a few types of dance colleges. A very long time ago, earlier than there were iPhones, when you and your pals wished to go out to eat, there was an entire ritual involved. Because of the affiliate marketing structure, you’ll never must be involved with buyer assist or customer satisfaction.

Play and management music in your audio system which have Chrome cast Audio plugged in or Chrome cast constructed-in. Have you ever ever experienced the ache of solitude? First, we'll talk about the definition of Chronic Disease Self-Administration; next, the levels of a "chronic illness self-assist behavioral change"; and, lastly, happy new year 2019 images one thing called "social learning principle". That is each ethical and beneficial to your business’s picture on social media platform. As journalists gather for the annual Online News Association conference, listed here are solutions to five questions on social media and the information.

Erie keys off of the Business Situations Report Efficiency and Measurement Centers for every spherical listed for the next segments: Conventional-Eat; Low End-Ebb; Excessive End-Echo; Efficiency-Edge and Measurement-Eat. The full Health app for the BlackBerry is the perfect manner to satisfy train goals, track health progress with graphs, view studies, see exercise animations and instructions, and even observe nutrition. The Fios Television app is appropriate with iPad®, iPhone®, Android™. The applications permit customers to obtain without any charge and provide limited companies.

2 notes · View notes

hunterframe866 · 4 years ago

Text

Dlc Info For Mac

Get your holiday gifts on time. See when to order

Get 3% Daily Cash back with Apple Card. And pay for your new Apple Watch over 24 months, interest‑free when you choose Apple Card Monthly Installments.*Learn more

Apple Watch Series 6

Assassin's Creed II is a 2009 action-adventure video game developed by Ubisoft Montreal and published by Ubisoft. It is the second major installment in the Assassin's Creed series, a sequel to 2007's Assassin's Creed.The game was first released on the PlayStation 3 and Xbox 360 in November 2009, and was later made available on Microsoft Windows in March 2010 and OS X in October 2010. If mac users are getting DLC's and updates 2 months later than it is not fair to charge them full amount of money. After two month the content is already in sale. Also for competitive users they will not get update on time. This is not fair. I will try to get refund of 'The twisted and the twilight' DLC. But showing mac icon is totally fraud. Some one should sue them. Edit: There is no option.

The future of health is on your wrist.

Apple Watch SE

Heavy on features. Light on price.

123456

Coming 12.14

Apple fitness plus

Make your move. A new fitness experience powered by Apple Watch. Try world-class workouts on your iPhone, iPad, and Apple TV. And now you can get 3 months free when you buy an Apple Watch.7

Get up to $190 toward a new Apple Watch.8

With Apple Trade In, just give us your eligible Apple Watch and get credit for a new one. It’s good for you and the planet.

Get 3% Daily Cash back with Apple Card.

And pay for your new Apple Watch over 24 months, interest‑free when you choose Apple Card Monthly Installments.

Apple Watch Studio

Any case. Any band. Any style you want.Your watch. Your way.

Now you can pair the classic Hermès case with any Hermès band to create a signature style.Now you can choose any Nike case and pair any Nike band for a style that's actively you.

Why Apple Watch

It's the ultimate device for a healthy life.

watchOS 7

The difference is like day and night.

Apple Watch essentials

New looks that feel just right.

Say it in a way only you can.

Discover new engraving options for AirPods. Mix emoji, text, and numbers.

Get more out of Apple Watch

Apple One

Bundle up to six Apple services.9 And enjoy more for less.

Apple Music

70 million songs. 3 months on us.

Three rings. One goal.

Do you find yourself staying up late at night trying to beat a game?

You put countless hours into beating it: collecting items, maxing out stats, and finding all the secrets it has to offer.

Soon after, you beat the game.

However, maybe the ending isn’t satisfying, or you crave more gameplay and content. What do you do? The game is over, there’s nothing left.

Coming to your aid is DLC or downloadable content – which thankfully has become a big part of the gaming business.

DLC allows game developers to continue to work on their games, adding new content and new additions that can modify gameplay greatly.

Games can be extended through new story missions, extra weapons, new secret areas, and more. There have been some truly great DLCs…and some DLCs that proved to be more of a train wreck than a benefit to the game’s overall presentation.

DLC also allows the game developer to go back and perhaps fix issues that plague the game that they weren’t able to fix or get to before the deadline of the game’s release. DLC can truly be the redeeming quality for developers and gamers alike.

I’m going to tell you about the different types of DLC, the best and the worst DLC released.

There MAY be spoilers ahead, so beware, reader!

Types of Downloadable Content

Back in 2008, I was playing Fallout 3 for the Xbox 360. I won’t drop any spoilers for those who haven’t finished it, but let’s just say that the ending left a lot to be desired.

The player plays these games for hours on end, investing their time, emotions, and intellect into a story of a game only to have it not deliver. It can be demoralizing.

Luckily for myself and others, Bethesda eventually developed extensive DLC to modify Fallout 3. It was a great experience, I was thrust back into the rich world of post-apocalyptic Washington D.C.

This is but one type of DLC, in my opinion, the best form that is offered to us gamers.

Related:Creating Game Plot and Narrative Tutorials

Story-based DLC

Like my example of DLC above, story-based adds new things to the game’s story.

It is either in the form of new quests or new characters, hopefully making your gaming experience more cohesive.

I personally love this form of DLC. With Fallout 3, it came in the form of Broken Steel, which fundamentally changed the ending, (or rather expanded upon it), and threw the player into a new set of adventures that added extreme longevity to the game, and added a new free-roam aspect to the game that was sorely lacking before.

Bethesda continued this tradition with their other Fallout games, as well as heavily modifying The Elder Scrolls Skyrim. Skyrim, along with having extensive modding capabilities, has received countless DLC packages since its release in 2011.

This allows for new, creative ideas to enter the fold and enchant gamers past the last chapter of the game’s story.

Extra Content

There’s nothing like downloading crazy new weapons or characters into one of your favorite games. One of my personal favorite games, Crusader Kings II, constantly gets updates and cool DLC all of the time.

The game started out in 2012 as a bare-bones strategy game set in the Middle Ages. Over the years, you got chances to play as new nations, have new strategic options, and new historical scenarios as well as new achievements.

This type of DLC keeps the game running for years to come – without necessarily upping the difficulty level. The developers of Crusader Kings II could have easily just released the base game in 2012, but they stuck with it, and make it seem new with every update.

This is a pretty broad category, including new characters, weapons, quests, and other features.

Best Downloadable Content

1. Grand Theft Auto IV: The Lost and The Damned

This is one of the best DLC packages of the late 2000s. I personally loved Grand Theft Auto IV and the dark, sometimes humorous tale of Niko Bellic and his bloody quest of revenge through Liberty City.

It was a pretty lengthy game, but I still found myself sad that it was over when I finally got there. Luckily for me, Rockstar released two episodic DLCs after its release.

The Lost and the Damned, released in 2009, giving the player control of rough and gruff biker named Johnny who rode with the tough biker gang, the Lost. This was a great way to breathe new life into Grand Theft Auto IV, and it added new weapons, new vehicles, and a great story.

The Ballad of Gay Tony was released later in 2009, and it followed nightclub bouncer Luis and his dealings with his boss, the titular Gay Tony.

This was a great piece of DLC, not only because it added insane new weapons and features, but it also evoked imagery from earlier titles, specifically Grand Theft Auto: Vice City.

Related:Our 50 Favorite Game Design Tutorials

These two ‘episodes’ released by Rockstar are some of the best examples of how to do DLC right. You can tell that a lot of love, work, and passion went into creating funny, witty writing and that iconic GTA gameplay we all know and love.

2. Fallout 3 DLC

After Fallout 3’s ending, one where there was no choice as to what you did and didn’t allow you to play afterward, was disappointing, to say the least. With DLC Broken Steel, Bethesda remedied this issue by changing the story minorly with big results.

As the player character, you wake up in a Brotherhood of Steel base, and you continue the story. Not only that, but the maximum level cap in the game rose by 10, adding new incentives to the gameplay.

I think Broken Steel may be one of the most significant in the manner in which it addresses the story, but the other DLCs that were eventually released for Fallout 3 were great in their own right.

Point Lookout, released in summer 2009, was perhaps my favorite. It has the main character taking a ship from The Capitol Wasteland to southern Maryland, near the confluence of the Chesapeake Bay and Potomac River.

Dlc Info For Mac Os

The player is thrust into an eerie, atmospheric environment and story that is unlike anything else I’ve ever played. It’s always creepy, with insane new enemies lurking around every corner.

I remember finding an ‘abandoned’ cabin in the woods late at night. Of course, I wanted to loot the hell out of it, so I went inside. I wasn’t careful, though, and I heard ‘FOUND YA!’ behind me.

What I saw was a grotesque, inbred swamp dweller. Not only did it add horror to the game, but it created new, vivid experiences that I’ll never forget.

3. Dragon Age: Origins: Awakening

This expansion did much of what Fallout 3’s Broken Steel did. After the end of Dragon Age: Origins, the player character isn’t able to play after the main quest is done. In this case, it makes sense. Your story is complete and, (hopefully), you get the ending you want.

Awakening throws you back into the rich world of Thedas, where the Darkspawn threatening the world has been defeated.

However, there remains a lurking threat that needs dealing with. Who better to deal with it than you? You can either return as your accomplished character or create a new one and jump right back into the RPG goodness.

Like all good RPG DLC, the level cap was increased, and important new choices were included, as well as terrifying new enemies.

4. Oblivion – Shivering Isles

This one is a trip. You know Bethesda is great at world-building, and this is no exception. The player character is transported to the wild world of the Shivering Isles, governed by the mad Daedric Prince Sheogorath. The Isles are split into two sections: dementia and mania.

All the characters are unique and weird, culminating in your meeting with Sheogorath himself, an unhinged god with a Scottish accent.

The environment is so unique and strangely beautiful, consisting of beautiful vibrant colors, as well as melancholy and dark imagery for an experience you’ll never forget.

Worst DLC

1. Oblivion – Horse Armor

Yep, you knew it would show up eventually. The infamous Oblivion horse armor was one of the first DLC for The Elder Scrolls IV: Oblivion. Oblivion was such an iconic game, and so gamers expected nothing less when it came to the upcoming possibilities of DLC.

But compared to DLCs like Shivering Isles, this one is just downright insulting to players. It allows you to equip your horse with armor. Yep, that’s it: that’s the DLC. You go to a stable and get a free set of either Elven or steel horse armor. It’s downright insulting.

Designer Joel Burgess still defends their decisions:

“…more interesting DLCs were built on the back of the horse armor…there’s something to be said for giving the internet something to make fun of. You know you’ve made it, I guess.”

2. The Sims

This hurts me because I’m a huge Sims fan. However, their model of releasing DLC is insane. Sometimes you’ll see The Sims on sale, and you think, “Hey, that sounds great, there’s a lot of content.” STOP RIGHT THERE.

That’s just the base game. There are hundreds of DLC packs equaling hundreds of dollars.

It’s just not feasible for a gamer on a budget. While the DLC may be ‘good’, the method and volume in which they’re released are just not realistic.

You ideally want all of the best DLC, but the list is huge.

The tragedy is that there are some truly great DLCs, but you can easily become overwhelmed by how many choices you have, and the sheer amount of money it would cost to outfit your copy of the Sims with the best content.

As of July 2018, if you wanted to have the COMPLETE Sims 4 experience, you would need to drop an insane $500+ dollars to acquire all DLC. On sale, it’s still $300+ dollars.

A small consolation. That should be considered a crime.

3. Dragon Age: Origins

Okay, so this is more an issue with the method of accessing the DLC. The DLC itself is pretty decent, but the way that it’s presented is…a little deceptive and underhanded.

You’ll run into a man named Levy Dryden at your camp amongst your NPC friends. He waxes and wanes about a quest he needs you to do. Nice rewards, new quest, glory; what’s not to like? Except once you want to accept, it pops u saying you need to purchase the DLC quest.

What gives, EA? I remember rejecting the quest out of sheer irritation.

Related:Beginner’s Guide to Game Mechanics

4. Destiny: The Taken King

I remember sinking a lot of hours into Destiny’s raids and getting loot. It was a lot of work, but I leveled up pretty high.

Then the game kind of petered out. I liked it, but there needed to be more.

Then the Taken King came out, and something bad happened. New content, new story missions, and everything; things that Destiny needed.

However, the Taken King made some controversial changes to the base game that left others, myself included, a little frustrated. Content that was available and a standard part of the game was locked.

That meant that players that had not bought The Taken King would be locked out of day one content.

Dlc Info For Mac Catalina

This was a cheap move by Bungie, who has millions of fans who were part of a dedicated fan base.

It was a bitter pill: while the DLC was good, Bungie still essentially forced players to buy it whether they wanted to or not.

Conclusion

As you can see, DLC can be some of the best, and worst, aspects of a game. It can breathe new life into a rich world, allowing the player to enter new environments and engaging new characters.

Other DLC can add simple aesthetic items that really serve no purpose. Overall, DLC is a great way to keep a game selling and fans satisfied with the developers’ creative vision.

Dlc Info For Mac High Sierra

Image Sources: (Kinguin, Steampowered, NRMgamingHD, Gamespot, MahaloVideoGames, Kotaku, Origin, GOG)

0 notes

bestrenew728 · 4 years ago

Text

Best Personal Finance Software For Mac 2017, Software

The best personal finance software is easy to use and helps you improve your money management. But with so many options out there, no single app or website is best for everyone. As a result, it’s important for you to research these and other options and pick one that best serves your needs. When it comes to finding a Top Rated Personal Accounting Software comparing quotes is the key to getting the best product for the lowest price. We’ve gathered information on the top personal bookkeeping solutions, user reviews, buying tips, and made it easy to get the best price.

Best Personal Finance Software For Mac 2017 Software Update

Personal Finance For Mac

Personal budget software apps can't help much with the self-deprivation, because your income is what it is and it's up to you to work within it or change it. But these best software choices can take the tedium and the challenge out of the budgeting process. CountAbout® is an easy-to-use online personal finance application that imports data from Quicken and Mint and automatically downloads data from banking, credit card, and retirement accounts. With no software to install, we’re anywhere you have an Internet connection.

Personal finance software can help you to manage your money flow in a better way. Money management is the most critical task in both personal and business life. For helping the business owners and personal finance management, there are many finance software is available for Mac.

Best Accounting Software for Mac: Xero Mac users often grapple with the issue of software that is stripped down or is less intuitive than its Windows counterpart. Banktivity 7, the leading Mac personal finance app. Banktivity connects all of your bank accounts in one place so you can make smarter financial decisions. A great personal finance app can help you save more money and give you an instant snapshot of your financial situation in seconds. A lot of the problems we face when dealing A roundup of the best in class for money management, budgeting (free and premium), investing, and microsaving apps for 2018.

The budgeting apps are smart enough to send notifications to any unusual bank and credit card activity in real time. In addition to this, these finance managing software tools can notify you of any interest charged on credit cards and bank accounts. There are free personal finance software apps and premium budget software for finance management. Free budgeting software is also good enough to record and summarize your cash flow and help to manage your personal or business budget in every month.

Here is a list of best personal finance software for Mac to get the centralization and overview of spending habits.

Banktivity 5

Banktivity formerly known as iBank 5, is one of the best personal finance software for mac in Apple Store. YBanktivity finance management software is the best choice for those who want to track transactions and manage the personal finance, that is better than simple accounting software.

This Mac budget software can connect more banks and credit card accounts than other free software. The Banktivity Mac app can get enhanced investment support for bonds and offers dismissal of similar transactions from the bank data downloads. You can acknowledge your mistakes by comparing the past, current or projected projects.

Related: These iPhone Apps will Earn Money back While You Shopping.

Through Banktivity cloud sync, you can sync your banktivity files on more than one device for free to get access to them whenever you want to. The app effortless manages your transactions, allowing control over the budgets, stock portfolios, etc.

Download: Mac $64.99 | iPad $19.99

2. MoneyWiz 2 – Personal Finance

MoneyWiz 2 allows you to efficiently control all your financial transactions, making this budget software a top choice among all the personal finance software for Mac. This finance software allows you to import the data from other apps and ensures a smooth run due to its sleek and sturdy interface.

MoneyWiz automatically monitors your financial transactions and assigns them in the needed budgets and build custom reports based what you acknowledge regarding your money. MoneyWiz 2 budget software is there to assist in online banking, downloading all your transactions and you can use any file on it from CSV, QIF, OFX, QFX to MT940 file.

Related: A Complete Guide to Transfer Money Online with Email for Free

Make your transaction entry to be fast with the software. The finance software is helpful in budget tracking and protects your data with a PIN which can be set for a particular time period. The PIN will auto-erase on 10 wrong attempts for maximum security and comfort.

Download: Mac $24.99 | iPad $4.99

3. Debit & Credit – Personal Finance Manager

Looking for a personal finance software, that offers convenience and at the same time has the needed features, then Debit & Credit software is the right choice for you. With this budget software, you can easily reconcile your accounts with the bank statements for eliminating any disparities and getting the extra help to keep the accounts in shape.

Create a new transaction in a matter of seconds and save the locations of the places where you go often, helping you to record the expenses easily. Get clean and crisp reports along with Split categories, pending transactions, transaction export, file attachments (with sync), transaction tags. Debit & Credit Mac software comes in eight color themes available for selection in the settings of the software allowing you to customize your experience.

Related: 3 Free Smartphone Budgeting Apps to Monitor Finance Transactions & Alert

Download: Mac Free | iPad Free

4. Moneydance 2015

Moneydance is one of the best personal finance software for Mac handling multiple currencies and doing any financial task virtually with ease. This Mac Budget Software has more reporting options than the majority of other software inherits; giving you centralized access to all the data related to your financial transactions.

Follow your investments and focus more on your portfolio through the software. Never miss a payment by scheduling for single or recurring transactions. Send online payments quickly and attach images, PDFs, and other such files to transactions. It learns how to categorize the downloaded transactions automatically. Create and control your budget like a breeze also ensures the inflow as well as the outflow of money through Moneydance.

So, if you are looking for a Photoshop alternative that’s easier to use or a free Photoshop alternative for your Windows PC, Mac, Linux machine or even your Android. To help you select the best software, we tested six popular photo-editing programs, all either free or under $100: Apple Photos, Corel PaintShop Pro, GIMP, Google Photos, Adobe Photoshop Elements. Best photoshop software for windows 10. The Mac is still the best device for serious photo editing, so you need some serious photo editing apps to make an impact. The built-in Photos app on Mac offers several useful photo editing tools. You can crop, adjust lighting and color, set the white balance, add filters, remove unwanted blemishes, and a.

Download: Mac $49.99

Affinity Photo is the next best software tool for photo editing on Mac OS. It is not connected to Photoshop and other Adobe products in any way, but it may look a bit similar. It is not connected to Photoshop and other Adobe products in any way, but it may look a bit similar. 11 rows As far as Mac photo editing software goes, you should be able to find a basic editing. The Mac is still the best device for serious photo editing, so you need some serious photo editing apps to make an impact. The built-in Photos app on Mac offers several useful photo editing tools. You can crop, adjust lighting and color, set the white balance, add filters, remove unwanted blemishes, and a. Finding the Best Photo Editing App for You The key decision behind using any imaging application lies with what the requirements are for the task at hand. You need to closely research the product and get really clear on both the product's strengths and its weaknesses. https://bestrenew728.tumblr.com/post/653978337133346816/best-photo-editing-tools-for-mac. How can the answer be improved?

5. Ms Finance

Standing out from the crowd, Ms Finance is there to solve all the troubles encountered with the previous personal finance software. The app makes the tracking and paying off bills convenient by bringing them at a single place.

It handles multiple accounts with the support for the transfers between same currency accounts. Create custom reports to show any financial data virtually through the report assistant. Forecast your financial requirements for the future through Ms Finance. Get accurate statements regarding the balances of your account to get the needed help. The developers of the software have tried to make the design and user interface to be intrusive and simple as possible to allow the user to access the features easily.

Download: Mac $14.99

6. Quicken 2

Best mac laptop for coding. Quicken is well known for financial management and offer iPad and Mac software. This Finance Management Software can import all your bank transactions safely & automatically. This excellent software can automatically categorize your spending. The additional features like portfolio performance, make informed buy/sell decisions and find funds that fit your goals are nice features to make this one of the best finance software.

Quicken automatically generates bill reminders and pay your bills with Quicken Bill Pay and offer investment tracking, offline use & enhanced search

Download: Mac $74.99 | iPad Free

7. iFinance 4

iFinance is a personal finance software inheriting some great features, making it worth a try. You can easily compare your investments to the rest of the market. It is a good program that can easily handle the transactions of varying forms.

The Mac finance software analyzes your finances and maintains its records through Cloud Sync or Wi-Fi. It gives the users easy to customize charts as well as reports; iFinance 4 clearly arranges the transaction lists of all your financial resources, group different types of expenses.

Best Personal Finance Software For Mac 2017 Software Update

Download: Mac $29.99

Know how the assets perform with the reports made by the tool. iFinance offers the user a broad range of easy to customize charts and reports giving you the precise reports on the source of money and the spending without any trouble.

Best financial software must have the capability to securely connect all your bank accounts and credit cards in one place. This software can track your income and expense in real-time and advice to manage the budget and invest the money in diverse ways in the coming future. In addition to this, these financial software tools summarize all your monthly expenses and automatically set budget for each category to limit your spending.

Related: This is How You Can Convert Your TV to Smart TV Under $99 Budget

Personal Finance For Mac

Through with these personal finance software for Mac, you can track your expenses and the balances of your account for the best management of money and credit cards. With efficient management of money, you can get early warnings regarding the upcoming financial fines, interest payments, and bills.

0 notes

allenmendezsr · 5 years ago

Text

Bodybyboyle Online Strength And Conditioning Service

New Post has been published on https://autotraffixpro.app/allenmendezsr/bodybyboyle-online-strength-and-conditioning-service/

Bodybyboyle Online Strength And Conditioning Service

Buy Now

If you are at all interested in fitness or strength and conditioning, you know who Mike Boyle is. For three decades Strength Coach Mike Boyle has been at the forefront of the profession, working with a wide range of athletes and clients. From middle school, to the pros, to busy adults who want to be in the best shape of their lives, Mike has delivered results over the years that have made him one of the top presenters at seminars around the world, the author of several published books and DVDs that have shaped the industry, and owner of the Number 1 Gym in America by Men’s Health Magazine

The fitness world changes continuously so you need to always be learning the latest strategies and techniques to produce the best results. Now you can have access to everything that has made Mike Boyle so successful, on demand, right in front of you. And by everything, we mean EVERYTHING. From the programs we use at Mike Boyle Strength and Conditioning for our high school and college athletes, to the programs we use for our NFL combine athletes, to the most challenging and complete and effective fat loss programs ever released to the public.

First and foremost, BodyByBoyle Online is where the latest content from Mike Boyle is Posted. And you get to be like one of the Mike Boyle Strength and Conditioning staff members, getting the same education as they do. From the months of September through June, each week you will sit in on the MBSC Staff Meeting and listen to discussions on program design, injury prevention, rehab, business, reviews of seminars and presentations, and debates that help create the most complete and effective strength and conditioning programs in the industry.

The MBSC Staff Meeting Videos Include:

In Depth Program Design Discussion (see how and why the staff designs the programs for our athletes)

Hands On Discussions on Olympic Lifting, Mobility, Active Warm Ups, Rehab Exercises, and more!

Reviews and discussions of guest speaker’s talks, seminars, DVDs, Books, and more!

Listen in on the Wide Range of Athlete and Client Issues and How to fix them

And so much more! It is a like having a new Seminar every single week September through June!

BodyByBoyle Online is also an On-Demand library of Mike Boyle’s content. From DVDs, to Classic VHS Tapes we have converted to Digital, to Staff In Services, to talks that he gives to the Mentorship groups, and other seminars that can not be seen anywhere else.

Here are just a few examples of the content:

Many of Mike’s Seminar Talks and Hands Ons

Start With Why Seminar

Speed Training In Services

Training the Overhead Athlete

90 Minute In Depth Walkthrough of the FMS and How to Make Use of it’s Data

Training the Obese Client Seminar

Joint by Joint Training Seminar

Core Training DVD

ACL Injury Prevention

Hips and Sports Hernias

The 2011 MBSC Winter Seminar Talk on The Case for Single Leg Training

Teaching the Olympic Lifts

Success Secrets Seminar

Mass Premiere Soccer Open House Presentation (Strength and Conditioning on the Field)

Training the Baby Boomer

And More!!!

Over the last year BodyByBoyle Online has turned into the #1 Resource for Strength and Conditioning, Rehab, and Injury Prevention Education Content in the world.

Just take a look at some of the recent talks we have in our database:

Frank Nash Social Media Seminar

2018 MBSC Winter Semianr

Tim Difrancesco (LA Lakers) Journey In Service

Jason Glass Load Xplode In Service

Fergus Connolly Future of Team Sports Performance Training

Ken Clark Latest on Speed Research and Application

Charlie Weingroff Spring 2019 Q&A In Service

Dan McGinley Coaching Behavior Change Seminar

Kevin Carr Full Spectrum Rehab Seminar

Pat Van Galen “The Aging Thing” Seminar

Mike Boyle on Conditioning (Spring 2019)

Ali Gilbert – The Other 23 Hours Seminar

Tony Holler Speed Training

Pat Davidson Programming In Service

FMS and Screening with Lee Burton

Anna Hartman on the Nervous System and Breathing

Joel Jamison on Energy Systems

Michael Mullin’s Multiple PRI In Services

Josh Henkin on Sandbag Training

Gray Cook on Movement Quality

Anna Hartman on Resting Postures

Sue Falsone (of Althete’s Performances and the LA Dodgers) presenting on the Thoracic Spine

Charlie Weingroff’s Multiple In Services on Programming

Nick Tumminello talking about Rotary Training

Teaching the Olympic Lifts Mini Workshop with Charles Staley

Dan John on the Quadrants

Dan John Talk to the Staff on Programming

Dan John Talk to the Staff on Being Successful in the Industry

Sand Bag Training Hands On with Troy Anderson

Kelly Starrett of MoblityWOD talking about Mobility and Rehab

John Pallof on the Shoulder

Devan McConnel on Conditioning

Mike Mullin – 3 Hour Postural Restoration Institute In Service

Josh Aycock – Training the Chinese Olympic Teams for the 2012 Olympics

Over 5 Hours of Q&A with Mike Boyle from our Mentorship Groups

Mike Boyle – Speed Training In Service

Mike Boyle – In Depth FMS Breakdown with Corrective Techniques

John Pallof – Over 3 Hour In Service and Hands on with on Strategies for Healthy Shoulders

Charlie Weingroff – Building a Beast Mini In Service with Q&A

Holly Fitzgerald – Injury Prevention for Sports

Training with the USA Women’s Hockey Team

90 Minute MoveNat In Service

And More!

BodyByBoyle Online is housed on our easy to navigate website that offers more options than ever before, including:

Program Viewer to quickly access our program database

Multiple versions of our videos (for both high and low bandwidth situations)

NEW!!! All Future Videos are Formatted for the iPad and iPhone! We are also converting all old videos as well

Video Playlists for each video category for easy viewing and navigation between videos:

The BodybyBoyle Online System is the next best thing to working directly with a coach. As I reviewed the program, I was amazed at how complete and thorough it was. Simply put, they give you EVERYTHING! Included is an amazing video database of all the exercises that are used at MBSC, a ton of programs options with everything listed and spelled out for the user (taking out all of the guesswork), and much, much more. I highly recommend it.

Craig Rasmussen, CSCS Program

Designer/Performance Coach

Results Fitness

Body By Boyle is simply fantastic, easily one of the most complete and exceptional education I’ve ever seen. The amount of time and effort that went into Body By Boyle is apparent in every aspect of the user experience, which is like a virtual tour into the mind of one of the most prolific and talented strength & conditioning coaches in the field today. Whether you’re an exercise professional or a recreational exerciser, from novice to expert, you’re going to find all of the tools that you need to be successful right here. I really can’t say enough about Body By Boyle: This is seriously impressive stuff!

-Jonathan Fass, PT, DPT, CSCS, ART Cert.

Accelerated Strength

Coach Boyle’s success in developing elite level athlete’s speaks for itself. Over the last 3 decades, Boyle’s innovative programs and coaching have helped athletes in every major sport compete at the highest levels. Body By Boyle Online extends the value of world-class training to athletes everywhere. The ready-made programs, extensive exercise video database, and information-based videos provide athletes with all the tools they need to succeed. This is truly a breakthrough in sports performance training.

Kevin Neeld

Director of Athletic Development,

Endeavor Sports Performance

There is plenty of “fools gold” in the fitness industry these days: gimmicks, broken promises and plain misinformation. Very few products and services hold their weight. Body By Bolye On-Line (BBBO) is pure 24 karat gold! BBBO is a unique resource available to all fitness professionals. It’s a behind the scenes look into the top gym in America and a Coach with over 30 years of “In The Trenches” experience. Video taped staff meetings, special guest lectures, assessments, and access to a plethora of MBSC programs make BBBO a MUST for any and all fitness professionals! Essentially this is the only product of its kind that will allow you to have access to a “virtual” MBSC franchise. My grandfather always said, “Quality is remembered long after the price is forgotten.” Coach Boyle’s products are a MUST. Plain and simple! If you want to set yourself apart from the competition and invest in your future as competent, educated, well-versed trainer/Coach, I strongly recommend BBBO. You can’t afford to miss out on this opportunity.

Anthony Donskov, MS, CSCS, PES

Coach Boyle and his team have created another leap in the industry with Body By Boyle Online. This is one of those gems that rarely comes along. Whether you are a coach, personal trainer, athlete or client, BBBonline is a must have tool for your holster. Not only do you get to see what the #1 ranked gym in America is doing but you are able to take what they are doing and implement it into your programs. BBBonline has set a new standard for educational content.

Dewey Nielsen

Impact Performance Training

As a professional in the strength and conditioning field, constantly educating myself is what has allowed me to find true success with my clients as well as my own training. You cannot place a price on continuing education in a field which is ever evolving. I have followed Coach Boyle’s work for some time due to the high quality and integrity with which he produces informational products as well as his passion for the industry. This year I have had the distinct honor of presenting to his staff on two occasions, and I can attest to the exceptional quality of work at MBSC. The staff, methodology and programming at MBSC is unparalleled. Body By Boyle Online allows you to get an inside look at one of the absolute best facilities in the world, and gives you a chance to learn from the some of the most prominent educators in the field. I cannot stress enough the importance of investing in continuing education, and Body By Boyle Online is just that-a priceless investment in yourself and your clientele.

Neghar Fonooni

I just want to say you online stuff is perfect for me as an owner training a staff. I watch a couple videos a week… With interns and staff and it is a tremendous help Also allows me to let them watch n learn while I do other things…. Thanks

– Mike Hanley HanleyStrength.com

The Same Exact Programs we Use with Our Amateur and Professional Athletes

An Information Database with Full Seminars, MBSC In Services, DVDs, Inside the MBSC Staff Meeting, and more added each month!

We want as many people as possible to benefit from this content, so we are pricing it at a dramatically low, limited-time introductory price. We asked some of our testers what they would pay for a service like this. The responses indicated well over $100/month just for the education database. But you can have Insider Access to Mike Boyle Strength and Conditioning for less than that.

The Best Strength and Conditioning Programs in the World for Elite High School, College, Minor League and Professional Athletes and Body Composition and Strength Programs for the General Popualtion

Rehab Programs for Knees, Hips, and Shoulders

Access to an Information Database with Full Seminars, DVDs, MBSC Guest In Services, The MBSC Staff Meeting and more each month!

You will be billed $39.97 every 30-Days until Your Membership is Canceled.

That is it, no upsells, no hidden fees, everything we do at Mike Boyle Strength and Conditioning for $39.97/month.

We are so confident that you are going to love BodyByBoyle Online that we are offering an unprecidented 60-Day Money Back Guarantee. NO QUESTIONS ASKED. Just keep in mind that your access to the BodyByBoyle Online content will be terminated if you are not satisfied with your purchase and request your money back.

If you have any questions you can contact us at support(at)bodybyboyleonline.com

Note: BodyByBoyle Online is a digital product, nothing physical will be delivered. It may take up to 24-hours for your membership to be activated.

0 notes

flurrymobile · 5 years ago

Text

Tablet Usage Spikes During Covid-19

By Lisa Moshfegh, Product Marketing

In 2010, Apple reinvigorated the tablet category with the launch of the iPad. And while the worldwide tablet user base has surpassed 1 billion devices, tablets still make up less than 10% of new device shipments compared to mobile devices. The tablet—an in-between device—is less portable than a smartphone and does not deliver the same computing power and multitasking capabilities of laptops.

And then Coronavirus hit. In an April analyst call, Apple CEO Tim Cook stated that the iPad “...will improve on a year-over-year basis during this quarter—and that’s [from] customers that are either taking online education, or working remotely.” In this study, Flurry looks at how usage has changed on smartphones versus tablets to understand how shelter-in-place orders have impacted device usage behavior.

Flurry Analytics, owned by Verizon Media, is used in 1 million mobile applications across more than 2 billion active devices every month. For this analysis, we focus on the iPhones and iPads in the US market as a proxy for all smartphones and tablet usage. Apple continues to have a majority share in the US for both form factors. Additionally, focusing on one country allowed us to better pinpoint device usage changes based on when shelter-in-place orders were issued. Let’s review the data.

In the chart above, we compare the percent change in average daily sessions per user, meaning how many times people use their devices each day. We took January 2020 as a pre-Coronavirus baseline and then compared how usage changed in the following months over that baseline, from February through May.

During February in the United States, there was little interruption to daily life despite the growing number of COVID-19 cases. This explains why the increases in iPhone and iPad usage were both modest and equal, 3% over the January baseline respectively. Similarly, most of the United States was open in March, as the majority of shelter-in-place orders came at the end of March, with some coming in April. That said, the US began seeing a first wave of school and business closures in mid-to-late March. Overall, daily sessions increased by 6% over the January baseline for both form factors. In April, however, Americans began heavily sheltering-in-place, with a strong rise in both distance learning and working from home. As a result, average daily sessions per user on iPad increased by 13% over the January baseline compared to only a 9% increase for the iPhone.

We believe the accelerated growth in iPad usage has to do with how its form factor is better suited to video, media and entertainment use cases. The iPad Pro screen measures a comfortable 12.9” diagonally. With people at home in such an unprecedented way, the iPad gained increased usage over the more portable smartphone which fits nicely in pockets and purses to take on-the-go. In addition, tablets pair nicely with Games, which as a category is seeing a 20% increase in average daily sessions per user since shelter-in-place orders were announced (more on that story coming soon). All of this explains the increase in tablet usage we’re seeing during this global health crisis that has people spending more time at home than normal.

Now let’s look at new devices entering the market by week since January, with new device activations from the first week of January as the baseline. Both iPad and iPhone sales have suffered during the pandemic, which shouldn’t come as a surprise given economic uncertainty and record unemployment levels. But what is interesting is the iPhone’s decline is much more dramatic than that of the iPad.

Beginning in the second week of March, when California announced the nation’s first shelter-in-place orders, iPhone sales drop to nearly half of their baseline levels where they remain through May. iPad sales, on the other hand, drop only to 77% of January baseline levels. They quickly rebound to 90% of the baseline, where they held until early April, likely due to the release of a new iPad Pro on March 18th. Apple also released the new iPhone SE 2 on April 24th, yet the iPhone’s sales still hover around the 50% level. We believe the iPad’s less modest declines may partly be due to people finally deciding to invest in the iPad they’ve been eyeing because of the increased time at home expected for the foreseeable future.

Now that many states have lifted stay-at-home orders and are resuming some recreational activities, we will continue to monitor engagement on tablets. Did this period of isolation remind many Americans of the value of the larger screen or will we all return to our normal habits and simply reach in our pocket or purse or our trusty smartphone? As always, we’ll keep an eye on mobile device activity and update you as we see interesting trends. Stay safe!

iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

Flurry’s blog (flurry.com/blog) is an independent blog and has not been authorized, sponsored, or otherwise approved by Apple Inc.

#mobile #smartphone #apple #ipad #covonavirus

0 notes

davewakeman · 5 years ago

Text

Talking Tickets--1 May 2020--Refunds! Marketing! Seth Godin! And, More!

Hey!

How is everyone holding up?

I just want to take a second to thank all of you again for being here. If you need anyone to talk with or just to bounce an idea off of, let me know. I’m here for y’all.

Prioritize your mental health and if you don’t want to listen to me, listen to Harry Winks.

If you are enjoying this newsletter, tell your friends and colleagues to sign up by visiting this link.

I’m still dealing with intermittent internet issues that hopefully can be resolved soon so I can do some more webinars and such. I will still be co-hosting the Sports Biz Happy Hour with my buddy, Ken Troupe this afternoon at 5PM EDT. So come share a drink with us and our other hardcore happy hour colleagues. We will be voting on Ken’s new profile picture for Twitter this afternoon!

Get into our Slack group as well. We talk beef, business, and BS.

To the tickets!

————————————————————————————————————

1. We Will Come Out Of This Period:

There is no doubt that folks will be at venues, cheering, dancing, and connecting sooner rather than later, but we still have a long road back.

What is great is that we continue to see a bunch of efforts from folks all over the world that are working to help educate folks and get people prepared for relaunching the ticket industry.

We Will Overcome was started by my friends, Einar and Martin, from Activity Stream and includes support from folks around the world like Frederic Auoad, Angela Higgins, Andrew Thomas, Derek Palmer, and too many folks to list in one email.

I’ve been pretty up front about taking care of yourself and reaching out to your community for support throughout this crisis, but as we enter May, I also want to make sure that we all spend time doing some planning and setting ourselves up to be successful when things begin to return to normal.

Trust me, they will. It is just what will the return of events look like and what will the market for folk’s attention look like…that’s what we have to really think about now. And, there are a bunch of really great resources to help you think through this, here are a few:

Eric Fuller is hosting a virtual conference called “Rescue Meet” and he’s launching on May 19th with a 60-75 minute web meeting and he’s asked me to participate along with folks from Live Nation and many other industry leaders.

Ticketing Professionals Conference in Birmingham is hosting many of their speakers and this year’s presentation online now. You can check out their listings and sign up for one, many, or all of them.

The Society of London Theatre has a bunch of webinars and information that they are sharing.

INTIX continues to host weekly lunches on Wednesdays and has a bunch of resources on their dedicated landing page for Covid-19 resources.

IQ is launching a virtual panel series as well with a pretty good lineup built around a lot of music and festival content.

If there is some resource or idea you are looking to learn or find out more about, let me know and I will help you find it. We will recover and we need folks to pull together and work together to get there.

2. What Will Things Look Like When We Return?

The truth is, none of us know.

The article above talks about a bunch of venues in the DC area and how they are planning….and, the truth is, no one knows anything right now.

Oli Shawyer wrote about the need to be clear and thoughtful in how we think about what our future selves might look like and his analysis of the current reality is right on. Right now, we think we are going to do one thing and in the future, we are likely to find that our actions are entirely different than what we imagined we would do…or, we may just be ready to do anything besides sit at home.

We have already seen organizations adapt and change to engage with people, entertain them, and stay connected. As a friend at an iconic venue noted to me, “it is amazing how we were able to become a digital content production facility in a week.” After struggling to get the necessary investments in tech prior to the coronavirus.

The only correct answer here is that we don’t know what things will look like when more countries start opening up again and we start seeing social distancing loosen up.

I have talked to a lot of folks about the idea of social distancing within venues and it is pretty unrealistic, difficult, or not entirely financially feasible to do the large scale social distancing that has been talked about in a few places this week. Most of the time, you have to look at the sources and the angle to know if there is some bias in these pieces and some of the ones in sports definitely have the hint of someone trying to drum up demand like Scott Boras does with his notebooks on his clients.

I do think that as you prepare for the return, it is important to think through the entire experience you want to provide from start to finish, how you can better curate your event, and walk through the concerns and questions your guests are going to have.

Repeat: start by understanding the value you want to create for your guests and work from there.

3. Refunds are starting to become a little clearer now:

MLB teams started announcing their plans for refunds and cancellations this week with the Red Sox, Cubs, and Cardinals leading the way. But it hasn’t been nearly fast enough for the people that have been left in limbo by the fact that games and events have been postponed due to the coronavirus.

And in Europe, Ligue 1 was the first major league to call it quits for the season.

Admittedly, teams and organizations have been slow to announce refund and exchange policies or they have had to adjust them because of the nature of the virus, the shutdown, and the uncertainty.

From my point of view, StubHub got killed for going first and trying to do right by their stakeholders early on when things were so crazy, but the bigger issue for the organizations around the world has been in not communicating with their customers, in many cases, at all.

As an example, I had conversations with folks in several cities over the last week from around the country and these corporate ticket buyers told me that in most cases no one has called to talk with them about what is going on right now with their tickets, with updates, or just to check on them…from my conversations that included teams in most of the major sports. If that is widespread, that’s unconscionable and it will be tough for teams to ever overcome.

You may not know anything, but you need to at least communicate enough with your customers to let them know that you can’t give them an answer yet. Put yourself in your customer’s shoes and imagine how you would feel.

It is this lack of communication and the changing nature of the policies that some organizations have been rolling out that has likely led to these lawsuits being filed this week…

In England, Brighton and Hove Albion announced their plans for next season as a hopeful sign that football will return sooner rather than later…I’m hoping that this season of the Premier League can be completed because if not Spurs will be out of European competition next year and I don’t like that.

The NFL is looking to announce its schedule next week and there is a��bit of a conversation around whether or not putting out the schedule and selling tickets is a wise decision.

What do y’all think?

For me, it would be pretty risky for the NFL to start selling tickets…especially understanding what the current environment with refunds looks like, but what do I know? (Shameless plug…I was quoted in SBJ this week.)

Maybe, we can all just buy tickets for our cardboard representations?

4. Marketing, Community, and Connection Will Matter More Than Ever:

This is awesome because I get to write about Seth Godin in my ticket newsletter.

The backstory is that Seth put out a manifesto called Stop Stealing Dreams about 8 years ago and he challenged folks that read his stuff and follow him to find ways to share the content. I’d just bought a new iPad and was testing out GarageBand, so I did the first audio version of the manifesto.

With that, I got my first dose of internet fame! Now, look at me?!

The podcast and the article that introduce the podcast are totally worth the hour, even if you aren’t in the arts.

Seth hits on some ideas that have been at the core of my work in marketing and tickets over the years as well like community and connection.

I was on the internet with Frederic Aouad from Stay 22 on Thursday and we talked about the need to be better at marketing because the world that we will return to is going to be more competitive than ever and the need to give people a clear reason to come visit is going to be more important than ever before.

I’ve been writing and speaking about marketing and strategy for about a decade and what I found was that folks know they need to be better marketers and want to sell more stuff, but the “way we’ve always done things” is a tough competitor to change.

Now, we find that it isn’t possible to go back to the way things have always been done. We are seeing organizations change in a week or less, rethink their value, and brainstorm tons of new solutions…in tickets and everywhere.

The fact is that marketing is magic. That’s where the money is. That’s where the stories are. That’s where you can build relationships with your audience that can take you all over the world and to places you’d never imagine. (I’m speaking for myself here.)

But being good at marketing is tough.

You want a jumping-off point, start here with Rory Sutherland.

But all of us are going to need to sharpen our marketing knives because we are going to need them in the coming months and years. And, just giving into the tactical aspects of marketing isn’t likely to win you the business you need or the support you have to have to be successful.

I could go on all day about marketing and the need to market more effectively, but I won’t today.

5. Here are a few things that I loved or thought were interesting this week that don’t have a common theme:

First, how about that Post Malone fundraising concert where he covered Nirvana songs. I thought it was pretty good. And, he’s raised some serious coin for the WHO.

Every morning I read a newsletter called, “The Daily Coach” from George Raveling. Coach Raveling coached Harold Miner at USC and was instrumental in getting Michael Jordan to sign with Nike. The newsletter on Thursday was all about leadership and the first two points are super important right now.

The Mayor of London announces a fund to support the arts and culture. We need similar things in the States, but I’m not holding out on that one.

Live Nation is being sued for monopolizing ticket sales. To quote Scott Galloway, it is good to invest in unregulated monopolies. This will be interesting to watch because the government has approved the deals that Live Nation has made and antitrust enforcement as a way to increase competition in the market hasn’t been a priority for a long time. So we will see. I’ll be watching it.

J Cobb shared the video of the world’s worst Old Fashioned and the redemption story that followed. This is fun and maybe that’s what I will drink this afternoon at happy hour.

Mark Pollard is an advertising strategist in NYC and he came up with the idea for a summer camp to help folks focus on their strategy. I’m going to talk with Mark about this and maybe as we work our way out of this shutdown, we can do something similar for marketing and selling tickets. I mean, 100 days for like $30 with 100 new exercises. That’s like the price of a book!

—————————————————————————————————————-

What am I up to this week?

You know, teaching fourth grade…poorly.

I’ll be in the home office all week, if you want to chat, let me know. My Internet connection is still a bit iffy due to my blown cable box, but the McGyver move I pulled to get it to work is genius. So I’m holding off on a lot of things that need the technology boost to produce them.

Please follow and like us:

Talking Tickets–1 May 2020–Refunds! Marketing! Seth Godin! And, More! was originally published on Wakeman Consulting Group

#covid-19 #marketing #refunds #sports business #tickets

0 notes

joeyrob1 · 5 years ago

Text

Rapid Growth of SaaS Accounting Software Xero and QuickbookOnline

(No Ratings Yet) Loading...

– High growth potential for SaaS Accounting software of 4.9% CAGR to $4.04 billion in 2019

– Xero & QuickbookOnline are the 2 established players in the field with growing subscribers.

– Main features, pricing and drawback are introduced and explained. Growing acceptance with accounting firms that are built around them in Singapore.

SaaS Accounting Potential

According to recent research by technology consulting firm IDC, the market for payroll accounting would grow at 4.9% CAGR to reach $4.04 billion by 2019. This is driven by demand for Software as a Service (SaaS) market of 16.4% CAGR growth as compared to 0.4% CAGR growth for the on-premise market. The on-premise market is essentially bleeding out to the SaaS cloud computing market.

The majority of the SaaS demand came from small and medium businesses as they are attracted to the low entry fee of cloud computing. Cloud computing allows the vendors to bundle the cost of hardware and software and scale it to out to businesses online. Large businesses have the scale to support on premise software which requires large upfront investments and for the time being, they have chosen to support their existing system instead of taking the risk of business disruption.

This rapid growth highlights the game changing impact of SaaS accounting. Payroll is a function of accounting which essentially moves funds between bank accounts periodically. The current industry practice of leading SaaS accounting software vendors would be to combine payroll services with inventory, budgeting, invoicing, time tracking and reporting functions. They provide tiered pricing which allows you to choose the bundle of accounting services required.

Leading SaaS Vendors

The SaaS accounting industry is a competitive and packed industry as it has low barriers to entry. Softwareadvice has a long list of 59 software for you to consider. For this article, we will just focus on 2 leading vendors. Xero and QuickbookOnline.

Source: Scoop

Xero started in 2006 and was listed on the New Zealand stock market in June 2007. As we can see, Xero had experienced high growth rate since its listing.

QuickbookOnline is developed by Intuit and it has both the desktop and cloud version. As we can see on the chart below, its online version (QBO) had also seen steady growth.

Source: Market Realist

As you see, both companies are riding on the rapid growth of SaaS accounting services. We would be looking at some of the features of their products which attracted scores of companies to them like bees to honey.

Feature – Chart of Account

Both are developed for small business users and they got their basics right. The basics of any accounting system would be the double entry system and all the major accounting functions from payroll, accounts payable, accounts receivable and inventory management are covered. These are presented in a Chart of Account as shown below.

Source: Streamtime (Xero Chart of Accounts)

Source: SageWeddingPros (QuickbookOnline Chart of Accounts)

Both QuickbookOnline and Xero understand that users of the system may not be trained accountants. This is why they have special access for accountants to look through the accounts to ensure that they conform with traditional accounting standards. It should be noted that both software provides full audit trail automatically.

Feature – Reconciliation

The next worth feature would be reconciliation of accounts. As mentioned earlier, reconciliation can be a very time consuming activity but absolutely vital for proper accounting. Both companies allow for full integration with your bank account, PayPal and credit cards.

Source: Jetbookeeping for Xero

As you can see, if the accounts match, you would just have to click ‘ok’. If not you can create a new record or transfer the funds away. If you are unsure, you can even leave a comment behind for your accountant. For regular payments, you can also create a rule to reconcile automatically.

Source: QuickbookOnline

For QuickbookOnline, they allow you to reconcile by each account (checking account in the example above) and when the difference is $0, then it is considered fully reconciled. You can then just click Finish Now.

Feature – Invoicing & Billing

Invoicing is a repetitive feature that can be streamlined especially for repeat customers. The same details do not need to be repeated twice and this applies for when you receive a bill from your suppliers. For bills, they might require different levels of approvals and this can be done.

Source: Xero

For Xero, if the customer is not a Xero client, they will get a free account that allows them to view all the bill that you have sent to them. If they are a Xero client, they save it in their own account and pay from their account. Alternatively, they can choose to batch pay.

Source: QuickbookOnline

For both, you can actually see the unpaid amount for your clients and the invoice can be automatically sent to their email address.

Feature – Reports

After all your accounting efforts, it all boils down to your profit and loss statement.

Source: Google

QuickbookOnline provides a detailed report as seen above that shows the sources of your income and expenses.

Source: Xero

This is Xero’s version of the profit and loss report which allows you to switch for different periods. It can also be exported and saved.

Similarities & Pricing

If you look at the 4 main features that were introduced, you will realize that both Xero and QuickbookOnline are quite similar in terms of functionality. The only difference is in terms of style and this is due to the intense competition between the 2 of them. When Xero burst into the US scene in 2012, they took away substantial business from QuickbookOnline which forced them to play catch up.

It should be noted that pricing always change over time. This pricing is extracted from both companies as of January 2016.

Xero (in USD) QuickbookOnline (in USD) QuickbookOnline (Singapore Version) Independent Contractor: $7.99/month for 12 months (after $9.99/month) Starter: $20/month Simple Start: $10.36/month for 12 months (after $12.95/month) Simple Start: $15/month Standard: $30/month Essentials: $18.86/month for 6 months (after $26.95/month) Essentials: $16.10/month for 12 months (after $23/month) Premium: $40/month Plus: $23.97/month for 6 months

(after $39.95/month)

Plus: $18.60/month for 12 months

(after $31/month)

The price of the products are listed above for easy comparison and they are all priced in USD. As you can see, QuickbookOnline had made it a point to price themselves below Xero due to the intense competition between the 2 of them. QuickbookOnline has a Singapore version that is IRAS compliant and eligible for the $200 Productivity and Innovation Credit Scheme.

For Xero, the pricing for each tiered package is straightforward as seen above. For quickbookonline, they have a lower price for a period of 6-12 months before the normal price is applied. Note that all prices are charged in USD.

Outage Drawbacks

While it is much cheaper to use cloud services, one of the major drawbacks is that you are entirely dependent on the service provider to keep its service online. For example, Intuit QuickbookOnline was not available for 6 hours in February 2009 due to ‘network issues’, for 12 hours in June 2010 and 36 hours in July 2010 due to power failure.

For Xero, they had their major outage in June 2009 ‘for hours’ when their host Rackspace was hit by power failure at its Dallas centre. These are just the major outages that last for hours that are widely reported and noted. There are many smaller outages that are ignored by the media. Just like Singapore’s MRT trains, you would have to accept imperfections in an otherwise perfect system.

So while the SaaS prides itself as being the service that is on demand and that you pay for what you consume, sometimes the problem is that you may not be able to get access when you need it the most. Once there is a power outage, it will affect a wide cross section of companies. Not only is availability an issue, your data might be corrupted and so it is always a good idea to backup your data periodically.

Conclusion

Nothing is perfect. The good thing is that these companies have learn their lessons and there are no major disruption in the past 5 years. Improvements have been made such as mobile access on your phones and iPAD for you, your accountants, investors and anyone that matters. These are incremental improvements so they are not written about in detail.

The main benefit of SaaS accounting software is that their low monthly cost and no upfront investments had allowed small businesses to gain access to high quality acccounting services. There are entire accounting firms in Singapore that package their services around Xero (e.g J-Accounting) and QuickbookOnline (e.g. Chiew-Accounting) for a comprehensive accounting package.

Hence it is clear that SaaS accounting is slowly but steadily gaining acceptance. While there might be a new notable entrant or an existing player that might improve their services to gain notice, for now Xero and QuickbookOnline are the 2 leading vendors.

Brought to you by RobustTechHouse. We provide Fintech Development services.

Rapid Growth of SaaS Accounting Software Xero and QuickbookOnline was originally published on RobustTechHouse - Mobile App Development Singapore

#mobile #app #development #singapore

0 notes

steamkeygenerator110agames-blog · 5 years ago

Text

How to get steam games for free review

How To Be A Relevant Video Activity Master

Can you like Xbox or Playstation? Maybe you're a Nintendo wii aficionado. Or you might choose to perform on your computer, apple ipad tablet as well as your iPhone. It doesn't issue that you engage in, it's constantly better to find out guidelines to help make your activity of movie video gaming greater, so please read on.

Acquire xbox game pauses. Being placed in the same position for too long can be harmful to your overall health. Power on your own every around 30 minutes to hit that pause key and move round the area for a little bit. This helps the body and also crystal clear your mind.

youtube

Read through its evaluations well before purchasing it, as interesting as a xbox game could check out you. Video game organizations do their utmost to create their online games look appealing when, the truth is, it is actually uninteresting it utterly awful. Use the Internet to search for reviews or ask your buddies who have performed the video game.

For mothers and fathers, online games can current a real conundrum. Your young ones definitely would like to take part in the very best and most recent game titles that their buddies are referring to, but you want to possess some control over what they experience. The perfect solution is straightforward: Do a little multiple-person gaming with your youngsters! Enjoy as well as them so you know what they're viewing and performing.

How to get free games from steam 2018 sale

While a game's rating may indicate that it is right for a midst institution aged youngster, the quantity of violence incorporated might not stay well along. Possibly put the game aside or restrict how much time your child performs it if this happens. While you can't shield them from every little thing, you are able to management how much physical violence they see.

The ideal times to purchase online games are throughout in season holiday seasons. Retail stores and on-line systems will most likely hold sales across the wintertime holiday seasons or in the course of the midst of summer where new and utilized online games will probably be sold at reduced prices. Through taking good thing about these sales, you can find several video games for the price tag on one particular new online game that isn't on sale.

Before you decide to spend a lot of cash on things like controllers or memory space credit cards, search the web for a used edition. At times a shop will be from applied activity equipment, that may be very affordable. Before you make the buying therefore you know if you're getting everything you given money for, be sure to take a look at a web-based seller's feedback.

Do not acquire new video gaming at the time with their discharge. Games can be very expensive today and waiting on a monthly basis or two in the discharge date will help you to save a lot of money on new online games. New online games constantly will cost more for the first months soon after their relieve.

On-line online auctions are one more wall socket to buy video gaming. Explore the option of buying at online auctions, however, you might be feeling that video gaming are from the budget range. Spend some time to effectively search to get the best deal. Invest in the game titles you would like but tend not to spend more money than you can afford.

Don't be as well swift to dismiss a part-enjoying video game in case your first knowledge about it is less than whelming. The majority of these video games give you considerable selections for personalizing your character, and you may obtain the game more pleasant using a in a different way-built figure. You don't wish to overlook an excellent video games encounter simply because you're taking part in an unacceptable type!

The video online game connection you make use of needs to be of the most effective top quality. Plenty of activity consoles have distinct wires which can be superior to other folks. How do you know which to use if your keep an eye on or Tv set has different types of cabling? When you can, use DVI or HDMI for the greatest snapshot. The following very best could be composite or S-Video, and up coming is RCA. They're reduced in good quality compared to relax, even though coaxial connectors are what people generally get. You must just have these links when you can't use anything else.

Consider game titles before you look at the program. Think of what type of online games are available on each program, before you go out and commit a lot of money on the game playing system. Even though many game titles possess a edition for each system, you may still find some game titles which can be exclusive to somebody method. Select intelligently.

When you choose allowing your youngster to experience a online video game playing program, don't just set it up in the place and give him cost-free reign. Put it someplace where one can keep an eye on his engage in time, and enforce time limits. Established the principles early on, and stay with them.

There, don't you sense just like you know a ton about becoming a better video game player now? All it takes to learn might be a hard work on your side, and you'll discover that understanding moves a considerable ways. Continue to keep discovering, continue to keep actively playing and you'll learn that your gaming gets much better day by day.

0 notes

digital-strategy · 6 years ago

Link

https://ift.tt/30f15au

Photo-Illustration: Intelligencer. Photos: Getty Images

On the third Friday in August, Jesse Angelo, the longtime News Corp executive hired in June as president of global news and entertainment at Vice Media, gathered the staff of the company’s nightly news show to deliver their fate. Vice News Tonight had run on HBO for three years, until the network canceled it this spring — the final episode aired last Friday — and the 200-person Vice News staff had spent the summer waiting to see if another premium platform (Hulu? Amazon? Showtime?) might pick up the show. Angelo told the staff that he and Nancy Dubuc, Vice’s CEO, had just returned from a company board meeting in Los Angeles with news of the show’s destination: They’d been given orders to bring it home. VNT would now air on Viceland, the company’s cable channel.

The switch to basic cable was better than the total dissolution of the show and everyone losing their jobs, but since Viceland’s inception in 2016, it has struggled to find a meaningful audience (it averages under 100,000 viewers), and the news was met with skepticism. “The commonly held assumption is that this was the last resort,” one Vice News employee told me. “This is what everybody was afraid of.”

HBO’s cancellation hadn’t come as a shock, especially after AT&T’s purchase of Time Warner, the network’s parent company, and the subsequent departure of CEO Richard Plepler. VNT won awards — it was nominated for 19 Emmys this year, more than any other nightly news broadcast — and had steady, if modest, ratings on HBO. But the show had been unable to break through the noise with its fresh take on the nightly news, aside from a viral segment covering the 2017 white-supremacist rally in Charlottesville, hosted by the Peabody Award–winning reporter Elle Reeve. The show’s exit from its prestige-network host was disappointing to journalists and producers who had come onboard as much to work for HBO as for Vice. Dubuc had kept the cancellation news from the VNT staff, including Josh Tyrangiel, who ran the show, for several weeks; Tyrangiel resigned a few days later, and a trickle of other employees have left since. Earlier this week, Reeve announced she was leaving to join CNN — the very network Shane Smith, Vice’s boisterous co-founder, had long insisted that Vice would someday replace.

Those who remained were now learning that the show would be fundamentally changing, and Angelo did his best to temper the disappointment. HBO had been a “lovely garden,” he said, according to a recording of the meeting shared with New York, but “it was an extremely walled garden,” and they would now be able to share their content more easily online. Most significantly, the team would no longer be producing just a half-hour show: All three hours of the network’s prime-time block, from 8–11 p.m., would now be built by the Vice News team.

What three hours a day of Vice News will look like remains a question. (Getting the essentials out of the way, one employee asked Angelo whether they could still say “fuck” on basic cable.) Angelo presented the unfilled airtime as an opportunity for creative thinking, and said he expected it to be made up of pretaped shows and live reports, which generated murmurs and questions about whether this meant an investment in the infrastructure required to do that. Earlier this year, Viceland tried to fill two of its prime-time hours with Vice Live, a nightly live variety show shot in the lobby of its Williamsburg office; the show lasted just six weeks. One employee asked Angelo if this meant Vice was trying to compete directly with the prime-time talking heads on CNN or MSNBC. “We’re not gonna look like anybody else,” Angelo said. “But all of those people, in my book, are on notice that Vice News is coming.”

Angelo said the new plan would require “a lot more people,” while deflecting a question about who would pay for it all. According to multiple people with knowledge of the show’s budget, HBO had spent $42 million a year on VNT, while A&E, which co-owns Viceland, is planning to allocate roughly $56 million for the new three-hour block. While VNT employees admit that the show was sometimes more expensive than it needed to be, it was unclear how a 33 percent bump in resources would cover a 500 percent increase in airtime. “Even in some Mxyzptlk alternate universe where AT&T didn’t buy Time Warner, and Richard was still running HBO, and the show was renewed on HBO, here’s a newsflash for everybody: It was gonna be renewed at a much lower price point. Period,” Angelo told the staff. “There is no universe where the Willy Wonka Golden Ticket that was given to this newsroom was ever gonna happen again.”

“Making do with less” has become a theme not just at Vice News, but across the company. (As it has across the news industry in general.) Last year, the Wall Street Journal reported that Vice was on track to lose $50 million and to post revenues of between $600 and $650 million — less than it made two years earlier, and far less than the $1 billion Shane Smith, the company’s co-founder, had promised it would be making by now. In February, Vice laid off 10 percent of its employees. (Tyrangiel told his staff at the time, “The pursuit of growth was everything for the previous ten years and on Friday we closed offices that — I gotta be honest — I did not know existed.”) In April, the company’s reported web traffic dropped 49 percent when it stopped counting traffic generated by an affiliate network that included low-rent sites like Ranker.com. In May, Disney wrote down its entire $400 million investment in Vice — a declaration that it believed its investment to be worthless.

That month, Vice also raised $250 million in debt from investors. Paying freelancers and fixers on time has long been a problem at Vice, but employees in various departments say the cash-flow issues became more prevalent this year. Producers found themselves unable to take out petty cash for video shoots. Several senior employees had charges to their corporate credit cards inexplicably declined; one employee who left Vice this spring is still being hounded by debt collectors because Vice has not settled the roughly $3,000 left on a corporate card assigned to their name. Many current employees I spoke to lamented the diminishing quality and quantity of the in-office snacks — soda had disappeared, donuts were no longer included in Bagel Fridays — with opinion split on whether this was a budgetary issue or an attempt at improving employee health. (“People are saying things like, ‘This is sugar shaming,’” one employee told me.) “I was told by the accounting department that we couldn’t pay all of our bills,” a senior employee who left Vice earlier this year said. “I would get emails from businesses we had partnered with saying they hadn’t been paid, and the accounting department would say, ‘We don’t have the cash, and we have to decide who to pay.’” In one instance, a stock-photo company complained that Vice owed it tens of thousands of dollars.

All of this was happening as the company worked to consolidate itself into “One Vice,” as the internal corporate-speak goes. Earlier this year, Vice combined its various digital brands (Noisey, Broadly, Munchies, Motherboard, and so on) under the umbrella of Vice.com. Tyrangiel had walled off Vice News from the rest of the company, to the happiness of his employees and the frustration of people elsewhere in the company; Vice.com has a “News & Issues” desk that has operated separately from the Vice News team.

This departmental consolidation is occurring under Angelo, a seasoned news executive — if not, precisely, in the Vice mold. Before his current position, Angelo was best known for working throughout various parts of Rupert Murdoch’s News Corp empire, as a reporter and editor at the New York Post, then editor of The Daily — not the New York Times podcast, but Murdoch’s failed early-2010s attempt to create a newspaper exclusively for the iPad — and most recently back at the Post, as publisher, until leaving the company in January. In his meeting with the Vice News staff, Angelo talked about “leveraging across multiple platforms and products” and said he’d be thrilled if Vice News reporters started contributing to, say, a podcast in another part of the company. (Angelo, like every other media executive, has expressed a particular eagerness for podcast ideas.)

The Vice News integration into the rest of the company began just before Labor Day, with roughly 15 layoffs of Viceland employees in preparation for the network’s pivot to news. The company is now unrecognizable to many of the people who joined in the 2000s, the vast majority of whom are gone. In July, a few months after Vice folded Broadly, its women’s site focused on gender and identity, into Vice.com, the Wall Street Journal reported that Vice was in talks to acquire Refinery29, a women’s site whose tone and audience could hardly be more different from the one Vice employees thought they were targeting. Katie Drummond, who joined Vice from Medium in March to run its digital operation, including the consolidated Vice.com, told a group of Vice.com employees shortly after she arrived that she didn’t really like Vice.com, and rarely read it before joining the company.

As many have observed, the lawlessness that characterized an earlier era of Vice, which remains a key component of the brand’s appeal, has also given way behind the scenes to the kind of rigid human-resources apparatus of a company looking to be taken seriously. This spring, as part of Vice’s annual Weed Week around 4/20, a Vice producer came up with the idea to make a video in which Lil Yachty, the rapper, would try to set the Guinness World Record for rolling the world’s heaviest blunt. The idea was approved, but the amount of weed that was purchased and sent to the Vice office was enough to qualify them as a marijuana distributor. Two senior employees were fired as a result.

But the remnants of Old Vice linger, and many employees I spoke to found themselves asking: Where’s Shane? Smith has been largely quiet since handing over the reins to Dubuc last spring and elevating himself to executive chairman, although in May, at the prompting of the Vice News team, he held several off-the-record dinners with congressmen and staffers in D.C., hoping the same charm that wooed countless media executives and chief marketing officers would work on a political world the Vice News staff has had difficulty reaching.

One thing that’s certain is that Smith never planned to still be looking for someone to cash him out of his company. In 2015, he told one of his employees that the company would be sold before VNT ever aired on HBO in the fall of 2016 — three years ago. A once-floated IPO now seems out of the question, leaving Dubuc, whose contract reportedly rewards her in the event of a sale, to try to find a buyer. In February, Tyrangiel told his staff that Vice’s investors were demanding that it become profitable this year, and a person with knowledge of the company’s business strategy said Dubuc hopes to find a buyer by the end of next year. In August, Vanity Fair reported that Dubuc had been trying to woo CBS-Viacom, deploying the same logic that had led so many investors, media companies, and brands to Vice: You know old people, we know the youth. (Among the problems with the idea is that Bob Bakish, Viacom’s CEO, said in 2016, “Unequivocally, I have no interest in buying a stake in Vice, and we are not going to do it.”) Some employees have noted the fact that Jesse Angelo is childhood friends with James Murdoch, Rupert’s progressive-ish son,who has been on Vice’s board since News Corp’s 2013 investment in the company. Murdoch received $2 billion last year from News Corp’s sale of 21st Century Fox, and is said to be interested in making his own mark. In April, the Financial Times reported that Murdoch planned to use his spoils “to assemble a new portfolio of media companies that could include a liberal-leaning news outlet.”

Vice does have assets to offer a potential buyer. Despite Viceland’s poor ratings it remains a nicely profitable business thanks to the carriage fees from cable providers. (In his Q&A with the Vice News staff, Angelo avoided saying the name Viceland, and several employees told me they expected the channel’s name to be rebranded.) Spotify is paying Vice to make podcasts, and a documentary series with Hulu has been in the works for months without being officially announced. Vice Studios produced the Netflix Fyre Festival documentary and has a movie out this fall with Adam Driver. Employees on the digital side say traffic has stabilized, and the company is hiring. Vice has a popular astrology app. And the world’s largest companies and organizations, from Marriott and Sephora to Philip Morris and the Saudi Arabian government, still see Vice as a way to reach young people. The Journal has reported — in a story about the Viceland layoffs — that the company exceeded its decreased revenue goals in the first half of this year.

But it’s unclear how much all that is actually worth. In 2017, Vice was valued at $5.7 billion, an implausible number then that seems laughable now. Citing a company insider, Vanity Fair reported that the valuation is now closer to $1.5 billion. (In 2016, Smith told the Journal that by 2020, Vice could be worth $50 billion.) Whatever the price, the clock is ticking. Vice’s deal with TPG, the private-equity firm that poured $450 million into the company in 2017, includes a clause that allows TPG’s stake to grow until the company is sold. In 2016, Smith declared that by distributing stock to employees, Vice saw itself “as a tech company,” boasting that, on paper, Vice had minted 250 millionaires, with 2,000 more on the way. While some early employees have been able to cash out some of their options, the vast majority — who arrived more recently and purchased their options at an inflated valuation —are likely to see almost no return at anything close to a $1.5 billion valuation. “I’m pretty sure that my shares are worthless,” one employee told me.

For now, the company is “doubling down” on news, as Angelo put it to the staff. The new slate of programming is expected to launch later this year, and after two days off following Friday’s HBO finale, the Vice News team is returning to the working groups established to brainstorm what exactly they should do with three hours of nightly news. The Vice News employees I spoke to were largely apprehensive about what it would take to build three hours of nightly TV. Some were intrigued by the possibilities — including the idea of getting their own shows and becoming the Rachel Maddow, Sean Hannity, or Anderson Cooper of Vice. All of them described VNT as the most diverse, creative newsroom they had ever been a part of, with award-winning journalists covering stories that didn’t get much play on the cable-news networks they were now going directly up against, and none of them wanted to see it go away. But pretty much all of them were entertaining other job opportunities.

Daily news about the politics, business, and technology shaping our world.

By submitting your email, you agree to our Terms and Privacy Notice and to receive email correspondence from us.

via Intelligencer

#IFTTT #Feedly

0 notes

outputcongo2-blog · 6 years ago

Text

Can a Radical New High School Disrupt Education in Philadelphia?

City

A small group of reformers wants to change the fundamental vision of what a classroom should be. It’s as hard as you might imagine.

Revolution School team members Gina Moore, left, and Henry Fairfax. Photograph by Matt Zugale

Gina Moore draws a sip of grapefruit-tequila cocktail, a small black notebook cradled in her lap. A financial professional and mother of two in her late 40s, Moore is sitting in the lobby of a Manhattan hotel that’s inconspicuous from street level. A copper-clad doorway leads down a set of subterranean steps to where she sits. Her salt-and-pepper bob fashionably matches the flapper-era-inspired decor.

Moore is trying to locate one of her favorite quotes by one of her intellectual heroes, philosopher John Dewey, who passed away five miles from here in 1952, inside a residence overlooking Central Park. Dewey was an on-again, off-again Marxist and the undisputed “chief prophet of progressive education” in America, as the New York Times said in his obituary. Put simply, he’s not exactly required reading for your average MBA.

Moore’s New York visit isn’t for her day job as a high-powered principal at the Center City investment firm AJO, though; it’s for one of her side projects. For the past two years, Moore has been spearheading a bold soup-to-nuts plan to launch a visionary private high school in Center City Philly — called, fittingly, the Revolution School — that will open its doors in the fall of 2019. The school is premised on a progressive model that views grades as secondary to the production of curious, self-advocating minds. To that end, Moore has been busy researching nontraditional schools around the world, reading Dewey’s theories, and speaking with experts, some of whom she’s hired to co-create the Revolution School with her.

Today, Moore is meeting with a Canadian thought guru named Shane Parrish who runs an organization called Farnam Street. It’s an online community (185,000 newsletter subscribers) of global professionals interested in brainy stuff like mental models, theories of decision making, and something called “double-loop learning.” Functionally, Farnam Street is something of a guidebook to lifelong learning for adults. Moore is intent on adapting some of its practices and philosophies for the Revolution School’s curriculum.

“We can be modeling the same kinds of things that he’s trying to get people to think,” Moore tells me later. “We want to expand the intellectual horizon at a younger age, encourage the ability to spot patterns that exist across our natural systems and lives.”

That’s what the Dewey quote she’s been trying to locate also speaks to; it’s a line from the philosopher’s 1938 book Experience and Education. Moore reads it aloud from her notebook, then texts a photo of it to me for good measure:

For I am so confident of the potentialities of education when it is treated as intelligently directed development of the possibilities inherent in ordinary experience.

Shane Parrish arrives, looking decidedly less Jazz Age than Moore in shorts, a polo and Nike Airs. Moore speaks with Parrish regularly. A month earlier, she spent a weekend in Portugal at one of his retreats. He’s since taken an interest in the Revolution School.

Immediately, they begin discussing education. “We don’t teach people how to learn, and yet we put them through school for 15 years,” Parrish says.

“Not all experience needs to be educational,” Moore says, returning serve. “Some experience is miseducation, teaching you how not to do it.”

When it comes to education in America, almost everyone agrees that elements of the system — if not the entire system itself — are broken. Gina Moore, who is the financial mind and self-described “cheerleader in chief” — fund-raiser, booster and business planner — behind the Revolution School, concurs. Except instead of moving to the suburbs or writing a check to her favorite charter du jour, she’s reaching for something more audacious. Moore wants to disrupt the fundamental vision of what a classroom should look like.

•

Revolution School team members Noelle Kellich, left, and Tom McManus. Photograph by Matt Zugale

Two months earlier, in June, a couple dozen parents are gathered in a Society Hill living room full of antique furniture and bright Impressionist paintings. They’ve come to an information session held to hype interest in the Revolution School a full summer before open enrollment begins. Moore, dressed in a loose-fitting gray outfit with a name tag attached, is handing out note cards that ask attendees to “share your aspirations for high school.” When the parents settle in with paper plates of Pure Fare — the gluten-free restaurant catering the info session — Moore, ever in motion, skips introductions and asks everyone to turn toward the television for a bit of inspiration.

Photographs flash on the screen: a smartphone followed by an antique phone; a car from today, then a horse and buggy from 150 years ago; a modern classroom, then … well, an early-1900s classroom that’s eerily similar to today, with kids seated at desks facing a teacher standing in front of a board. The video — produced by a corporate-funded education venture called EdCycle — pulls back. The pictures are faux courtroom exhibits being presented by a prosecutor to a judge and a jury. School itself is on trial, it turns out, and the rap sheet doesn’t look good. “Turning millions of people into robots” is one charge. “Killing creativity and individuality” and “intellectually abusive” are two more. The litany of misdeeds gets compiled by the prosecutor, who builds his case for the “educational malpractice” of modern-day schooling.

The brokenness of the education system is a familiar refrain in Philly, and yet, with a handful of exceptions (see “19 Philly-Area Schools Rethinking Education in Big Ways and Small” for some examples of a little progress), it’s remarkable how scant change has been. We live in a supposed golden age of innovation, with digital technology disrupting human existence at unprecedented velocities. Somehow, the futurists can’t crack education, though. Smartboards and iPads haven’t been the game-changers they were supposed to be. Vouchers and charters — whether you believe they’re toxic or a panacea — are reinventing the market but not the classroom. Whether public, private or charter, school is much like it was for our grandparents: Students migrate from room to room, passively absorbing instructors’ commands and, if we’re lucky, becoming inspired enough to finish their homework.

Cognitive dissonance settles in when we imagine something else. “Our biggest issue is communication and narrative,” Moore tells me, drawing a business analogy. “One of the really challenging aspects of selling a school is that it’s a product almost everyone is familiar with. But parents’ opinions of that product are 20 or more years old.”

In other words, the societal image of school remains a force to be reckoned with in spite of the collective wisdom that education needs a hard shake-up. Teachers grading pupils, handing out report cards, and doing it over and over again is a circadian rhythm we’ve all experienced. It’s hard to let that shared history go.

Moore is trying to clear that hurdle with the audience tonight. “Our aspiration for high school is a revolutionary experience,” she says after the video. “An adventure that feeds curiosity and creativity and evokes passion and purpose. A community where we recognize diversity at the heart of our perspective. A structure built to allow teachers to thrive and share in the joy of the journey. We will need to live John Dewey’s insightful and timeless words. … ”

Moore began thinking radically about education a decade ago. She grew up mostly going to public schools outside Harrisburg (the exception was a stint in Germany, where she attended a nontraditional elementary school while her father was working for DuPont) before studying accounting and German at the University of Delaware. But a few things changed in adulthood. Not long after moving to Philadelphia 16 years ago, she began sending her son, Anthony, to the Philadelphia School in Fitler Square. It’s an example (at the K-8 level) of the same type of progressive, project-based education that Moore is advertising at the Revolution School. (A recent TPS middle-school project on pre-colonization and the early Americas offers a window in. During weekly trips to the pine plantation at the Schuylkill Center for Environmental Education, small groups of teenagers made maps, built substantial forts and resolved land disputes — each activity leading into more traditional subjects like geometry, geography and literature. Throughout the three-month-long endeavor, kids journaled on their social and intellectual journey.)

Impressed by her kids’ development at TPS (where she got involved and eventually became board chair) and reflecting on her own career, Moore began to put together the pieces of what kinds of education were meaningful to her. Most valuable were skills she gleaned from interactions with curious minds like Parrish, who inspired her to go further than a textbook assignment ever could.

That, she says, is her “personal motivation” in starting the school. “I feel there’s a whole version of education that would have prepared me much better,” she says. “I’m truly a lover of Philadelphia, and if we can do this, it will be part of a contribution to the city. We have a seed that was planted in the Philadelphia School, an anchor in a way that a lot of places don’t.”

All sorts of schools are promoting the virtues of progressive education as part of their curricula these days, and some schools are even comparable in philosophy to TPS, such as the Jubilee School in West Philly and Project Learn in Mount Airy. But those three options don’t go past eighth grade, and there’s a lack of truly progressive high schools overall. The choices end at eighth grade for just about every progressive school in the city. What makes the Revolution School so groundbreaking is the idea that this style of education can succeed right up until college.

But that’s more controversial than you’d think. Even in this room full of families predisposed to progressive models — almost every parent at the info session has a child who’s gone to TPS — there’s resistance. Noelle Kellich, a longtime teacher at TPS and the “head of teaching and learning” at the Revolution School (essentially the principal), explains why to me later.

“What some families think is that the Philadelphia School” — or a similar progressive program — “has been a lovely, wonderful place and has served their kids in all the ways they’d hoped,” Kellich says. But when it comes to high school, parental attitudes shift about what’s right for their kids. “Maybe they need something less caring, less safe, less in tune with them. Something more dehumanizing, so that they can learn to do it, learn to survive.”

Moore leaves time for questions. The conversation inevitably turns toward college. The Revolution School won’t offer AP classes, which sounds all well and good in theory — until a kid gets a rejection letter from Yale. “We believe colleges will be really excited to accept students from a school that has the courage to do this,” says Moore, who points to the University of Chicago’s 2018 decision to make the SAT and ACT optional for applicants.

Later, in private, Moore is candid about how difficult it is to break the educational model we all know.

“Some of the challenge comes in resisting the temptation to build a school in the fashion that people think of as a school,” she says. But she’s determined. “One, that’s expensive, and two, that’s isolating. It doesn’t take advantage of what the city has to offer.”

•

It’s late July, and after having considered a dozen different rental options in Center City, Moore and Henry Fairfax, the Revolution School’s head of school, are looking at a space for sale at 25 South Van Pelt Street. They make a formidable duo, with Moore dressed in one of her zippy business outfits and Fairfax probing the realtor about air rights. He’s six-foot-four to her five-foot-five, and the building dwarfs them both. It’s a 14,000-square-foot brick fortress hiding in plain sight between 21st and 22nd streets, surrounded by surface parking lots, the Mütter Museum, and the First Unitarian Church.

While they retain a degree of flexibility on the location, the team behind the Revolution School is dead set on being in Center City. “We are a place-based school, which means that kids will be outside the walls of the classroom regularly — not once a month, not a special field trip — partnering with institutions,” Kellich explains later. “We want kids getting out there, mucking it up a bit.”

Inside, the building is a pile of rubble, offering a blank canvas for the Revolution School to make its own. The owner — a smiling, tanned older man with a cigarette in his mouth — won’t give an exact price point, and eventually Moore and her team decide it’s not the right option for them. As with any start-up, the ability to stay nimble could be key, so a rental makes more sense.

“We need to form our character before deciding where the walls are going to go,” she says.

Lack of building notwithstanding, the nuts-and-bolts aspects of the Revolution School are largely in place. It has filed for 501(c)3 status and is a permanent legal entity under the auspices of the Urban Affairs Coalition. Employees like Kellich and Fairfax are receiving salaries and benefits more than a year before opening. Around 90 percent of the start-up money has come from Moore, supplemented by some private individuals. And a financial plan, largely developed by Moore, has been put in motion for the first year. The Revolution School will begin with a class of at least 30 ninth-graders and four instructors. (Teacher pay will be substantially higher than what we’re used to; “Teachers need to be able to afford to send their kids here,” Moore says.) It will then successively add one class each year, along with instructors (at no more than a 10-to-one ratio with students), until it’s a fully formed high school.

Although the tuition will be north of $20,000, Moore has developed a sliding-scale formula that she believes will make the school accessible to students of all income levels. (Most families will pay 10 percent of their pre-tax income, with bottom- and top-end caps.) The Revolution School is broadcasting a commitment not only to racial but also to socioeconomic diversity. Part of the way the school intends to save on costs is the light footprint it will have, using the city — its libraries, green spaces, experts and museums — as its toolbox.

If it all sounds somewhat vague, Moore insists that’s intentional. “If we want to live up to being a school that’s truly progressive, it has to be a living and breathing thing,” she says. “The first class of students is going to play a big role in defining what this could be.”

But even a year before opening, some educators bristle at the Revolution School’s lack of definition and lofty ambitions. “Their website is really uninformative,” says Karel Kilimnik, co-founder of the Alliance for Philadelphia Public Schools and a longtime teacher in the city. That website — a landing page that as of late August was full of inspirational quotes — puts little flesh on the bone. “If you go to the Revolution School, what do you do, spin around all day? Study the Russian Revolution? It’s a name with no substance,” says Kilimnik. “Teachers have been doing ‘project-based learning’ for years. We didn’t market it, but now somebody has made it into a product and is selling it as a curriculum.”

Recruiting families to a school with no name recognition, no building, and little semblance to what we think of when we think of school is a hard sell. But the climate of dissatisfaction around education these days makes it a worthy gambit. Between kindergarten and 12th grade, public-school students in Pennsylvania take, on average, 112 standardized tests with numbingly similar names: PSSA, PASA, NAEP. … There’s no doubt parents and pupils are eager for something different.

“What you learn is that these kids have all been part of a transactional system,” says Fairfax. “We need to take the educational experience from transactional to transformational.”

Fairfax, a youthful 38-year-old, is chock-full of such aphorisms, picked up over his 15 years as an educator at independent schools. He also favors the kind of coachspeak one absorbs playing college basketball at Drexel. Over the course of the past three months, he and Kellich have visited more than a dozen potential feeder schools; they plan to reach 100 living rooms by the end of 2018. “We need to get into homes and recruit, Coach K-style,” Fairfax says.

Without students or a building in place, Gina Moore is betting on the collective reputation of the Revolution School’s leadership to garner buy-in from parents. Prior to joining the school this past summer, Fairfax was a vice president at Girard College; before that, he was director of admissions at the Haverford School on the Main Line. After years on the inside of institutions, nudging reforms ahead slowly, Fairfax decided to make a leap into the unknown. “It’s really hard to move a dinosaur,” he says.

It’s a sentiment shared by each member of the Revolution School team. Jane Shore, the team’s quantitative mind, spent the past decade working at Educational Testing Service — the folks who mastermind the multiple-choice bubbles on the SAT. “My experience at ETS was that we were rarely, if ever, touching the ground, looking locally at our impact,” Shore says. Her role is to monitor the latest research on neurodiversity — the way different students learn — and ensure that the free-form curriculum of the Revolution School remains guided by science, if not the usual statistical outcomes.

Then there’s the head of mission, Tom McManus, who until recently was the high-school principal at the Mid-Pacific Institute in Honolulu, a school that’s earned national acclaim for its progressive approach. Moore recruited McManus, who recently was featured in a book called What School Could Be that’s a sort of reverse Waiting for Superman — a celebration of schools doing nontraditional education right all over the country. McManus is a true believer in the potential for progressive education to take hold here, too.

“In places like Silicon Valley and even in Hawaii, if you’re not in the innovation game within education, the community is telling you to get with it,” he says. “This is happening at a rapid pace. Frankly, it’s not happening as quickly in Philly, but there is a community here that needs these sorts of options as well.”

•

American education wasn’t always so standardized. It wasn’t until the late 19th century’s wave of mass industrialization that the one-room schoolhouse went away and we began to turn education into a Foucault fever dream in which pupils go in and metrics come out: test scores, graduation rates, college attainment.

Slowly, though, that paradigm seems to be unraveling. Penn’s school of education now has a teacher certificate for project- based learning. Meanwhile, there are a growing number of nontraditional elementary schools in the city, all potential feeders to the Revolution School. Progressive education is a lot sexier than it used to be.

“When my kids started going to TPS 15 years ago, the school was selective, but not what it is today,” says Jennifer Rice, former board chair at TPS. (Moore preceded her as chair.) “Now, it’s ‘the’ school.”

Aside from the raised eyebrows its progressive approach will engender in some parents, the Revolution School will also need to counter the narrative — which will inevitably emerge — that it’s nothing more than an oasis for children of the city’s elite. “Do I sometimes worry about our financing and think, oh no, what if I build a school for rich kids? Yes, I lose sleep over that,” says Kellich. There will be rich kids, of course, but as is true for the Philadelphia School, hitting benchmarks for socioeconomic and racial diversity is central to the plan.

The Revolution School is aiming to be more than just a symbol of what high school can be, a shining city upon a hill. It’s also meant to be a think tank for progressive educators all over the city. It could be the start of a broader movement that brings progressive education solidly into the mainstream.

“If we do it right, we’ll impact all the kids in all directions and the city itself,” says Kellich, who taught in public schools for a number of years. “If that story gets told over and over, I hope people will come and say, ‘Hey, I want to see how you’re doing it.’ And we’ll say yes!”

As with any start-up, getting traction is a challenge. The school was turned down for the one grant it’s applied for, and meetings Moore has had with self-styled disrupters who are throwing money into charter schools haven’t yet borne any fruit. Meanwhile, some people have been irked by the raised fist (of a kid clutching a bunch of colored pencils) prominently displayed on the school’s website. As much as people are angry with the education system today, there’s still a conservatism that reigns over attempts to change it — the same old story in Philly.

Frankly, Moore likes that the school is generating visceral reactions. Revolutions don’t happen quietly. If the founders need to change the website down the road, so be it. The one thing she has no plans to lose is the John Dewey quote that figures prominently: “Give students something to do, not something to learn; and the doing is of such a nature as to demand thinking; learning naturally results.”

Published as “New School” in the October 2018 issue of Philadelphia magazine. Read more about Philadelphia-area schools rethinking education here.

Source: https://www.phillymag.com/news/2018/10/06/revolution-school-philadelphia/

1 note · View note

meghanhalpin · 6 years ago

Text

Benchmarking Presentations

Take notes

Target market

Pricing

Information organisation

Delivery methods

Users

Write up your observations on your Tumblr.

Team CCalum - Skillshare Classes are all self paced. Also offers workshops, with structure and deadlines. Annual/monthly price model, discount off CC with annual plan. Huge range of content with various quality levels. User generated. Suited to casual learners. Workshops provide more accountability and structure. Deadlines offer accountability. Biggest issue is quality control, anyone can upload. Promote high quality content. Rate teachers, classes can be reviewed by users by their expectations, what level it’s for etc. Teacher rankings. User groups for discussions, feedback etc. Classmates and teachers can give you feedback. You can interact among classmates and teachers can reply to comments.

Ellie - Udemy £12-£200 lots of coupons available, sales are common. Courses are relatively cheap. Refunds available if they’re unhappy with the course content. Video; downloadable resources etc. Lifetime access!!! Quizzes and assignments common but not mandatory. Anyone can be an instructor, quality is inconsistent. Student feedback and reviews. Feedback is requested after three lectures, could be misleading. Q&A platform if you’ve any issues. Assignments can be reviewed by class members and instructors.

Glenn - Thinkful Engineering, backend dev etc. $6k to $30k. Guarantee for jobs or money back. Put in a team with other students, meet with them every day and work on the project together. One-on-one sessions with your mentor. Quality control; industry exports, minimum 3 years experience, average 10 years. With the same group of people in the classroom for the duration of the course. Mentor will ensure that you understand the content. Mock interview. Help you build a professional portfolio. 6 months postgrad teach you interview skills and job stuff.

Team AIain - Butter Academy Cost $195 for 32 - 42 hrs. Casual learning. Given the information and DIY it. Website doesn’t give much away. Videos and tasks. Gets you in at a foundation level of UX understanding. Aimed with anyone with v little understanding of UX Fundamentals. Tools and templates sound interesting. “Not a designer? No problem.” Red flag. Not showing empathy about the people applying.

Dan - Alison Not UX specific. IT to nursing. Onboarding; transparent, they want education to be free. You can see what you’re going to get without being dragged in. Short course 2-3 hrs, Diploma courses - 8-10 hrs, learning paths - 18-20. All self taught, online, no teachers. No accountability. Free but there are ads between every part of the course. You can pay to remove the ads. Weird. Pay for certificate printing. Refer a friend discounts. Difficult to find more info. Aesthetically dull. Click on a card and it brings you straight to the course instead of giving you more info. Thousands of students. Star rating system. Brief overview. Comments are trash. Static images with text. Ads between every part!! Consider how people should be allowed to leave reviews.

Ethan - Udemy No hierarchy of memberships or anything. Discounts are good for business bc people are more likely to sign up if something is reduced. Fully responsive on iPad so it can be accessed through most devices! Not everyone has access to desktop or laptop all the time. Courses can be downloaded to be worked on offline. Onboarding is simple but BLAND. What you’ll learn sections included. Sections can be learned individually which is really handy if you’re looking for how to do one specific thing. Q&A section has a forum like feel. Discounts drive awareness and signups but how much you discount is important. Inconsistencies visually bc content is user generated.

Eimear - Codeacademy Beginner level coding right through. Free but upgrades are available. Onboarding is fine. 7 Day free trial. Taste of it then they whip it away from you. Consistent colours. Three screens, one for instructions, one for code and one for live project. Instructions are clear. Access to community forums. Aimed possibly at younger people. Tying you into a 12 month contract which isn’t very nice. Wee bit sneaky. Quiz gives you course recommendations. If you have a strong coding background it isn’t going to be much help. Paced for beginners. DARK PATTERNS. Make things upfront and transparent. Forums are alive, you don’t know where to start. It’s like tackling a wild animal.

Wiktoria - Future Learn Platform divided into short courses, in depth programmes and online degrees. School level classes and more. Onboarding is simple, they ask for age group and give recommendations based on difficulty which is good. Short courses are free. Some in depth programmes are free and some are paid for. Degrees are pay-as-you-learn. Aesthetic is nice. Colours are vibrant but not distracting. Shows you the educator. Some universities work with future learn. Design is cohesive throughout. Content wise is organised into categories. Videos, articles, audio, text and images. Course length varies from course to course. Short courses are 8 hours or more divided up by weeks. Programmes contain several courses within them. Online only, no download options for courses. Comments section. Reminders about when each course is going to start. Social element, classmate interaction. Health and psychology, courses in mental health. Marketed as improving your own wellbeing and mh which is nice. For anyone who wants to learn. Design Systems book needs to be read. Branding is simple but really nice. Strong typography. Pink accents tie everything together. Iconography is lovely. Not a chaos mess of learning. Used design to tie everything together. Think about how we build engagement.

Team B Marie - Skillshare Internet access, downloadable content also. Self paced but you can connect your calendar to your class to set up reminders. Anyone can make a profile and start teaching a class. While you can list qualifications it’s not actually necessary that you have any. Students can leave reviews and comments. In regards to pricing you can pay £84 a year or £13 a month and two free months if you successfully recommend someone. Imagine if you could measure student engagement. Then you can engage with students who need more support.

Oliwia - Udemy Design POV, summaries when you hover over courses. Overload with the amount/range of courses. Levels. Range of courses from business to Feng shui. 100k courses in total. Courses have 100+ lecturers. 44min - 50hrs. Video, downloadable sources, lifetime access, mobile and tv, certificate. Pay per course instead of membership. Lecturers have a system but no quality control. They do have access to a creative suite and have ratings. Some get paid. Each has proprietary courses. Some can team up. Udemy for Business. Create and streamline content. Forced feedback is NOT good. Very poor system.”2 days left at this price.” Using psychology to push people to buy courses. Smaller classes are advantageous. Think about how big stats are handled.

Hal - Duolingo Freemium online language learning platform. Mobile/desktop. 300m users worldwide. Self paced with notifications. Personalised education. Making learning fun. Universally accessible. Understand the problem of learning online and self motivation. We believe equality is when spending more can’t buy you a better education. Gamified, unlock able content, achievements, streaks etc. Lessons are organised thematically and grammatically. Related back to the real world. Levels get more difficult as you progress. Duolingo English tests accepted at over 200 universities worldwide. Tiny cards is a reinvention of the flash card. Accessible online but printable and not language exclusive. Duolingo plus - no ads, offline access, promotes gamification, extra features. Pros; visualisation, effectiveness, value for money, motivation, clarity, audio. Cons are info, topics and context. Rely too heavily on the gamification element. Topics are locked. You can’t learn something specific without going through the previous levels.

Me - CareerFoundry

Team D Ben - CareerFoundry Lots of progression on the dashboard. LOADS of testimonials but no reviews. £999 instead of £1k is basic temptation psychology. Engagement and course progression bars are VERY useful.

Lucy - Coursera Two different types of courses; regular courses and specialisations. £38 per month + £7 day free trial. Cancellation fees. Class numbers always in the thousands. All content is online but there are webinars and feedback from other students. Self paced, flexible deadlines. It does give you a timetable ie minimum amount of time it will take. Suitable for someone who wants a degree as well as people who want to do short courses. Certificate on completion. Add to LinkedIn. Ratings and reviews. Time guidelines. Number of people who complete the course is hard to find. Financial aid is available but no info on criteria etc.

PJ - UX Design Institute Started in Dublin, now partnered with Glasgow Uni. €500m invested into the online course. Very vague descriptions of modules instead of just names. “UX Professionals” deliberately vague; do they expect you to have a background in UX already? No reviews on the website. Work on actual projects and make portfolios. Batches of 60 students at a time, mentorship and webinars are provided. Two hour exam before you get your certification. You can share and get feedback from other students. 6-12 months. University accredited once you complete your exam. €2250 or €1950 early bird fees. No international fees. Financial aid might be an addition to think about. Expensive without financial aid if you’re a student. Batches mean you can only sign up on specific dates. No practical way to keep students engaged.

Team Tara Tara - CareerFoundry/CodeAcademy/Techdegree Topical areas called achievements. Hands on exercises within each achievement. Reading materials, videos, worksheets. Feedback from professionals. 50% of the way through you start building your portfolio. Job guarantee. Personal brand. Expensive but money back guarantee would give peace of mind.

Team E Lucy C - Skillshare Projects, Jessica Hische, there was a franchise frame in the background, I do NOT feel well.

Eoghan - Khan Academy Khan Academy kids is really cute. Information is presented in a boring way in the OG KA. Avatar grows as you progress, marketed at adults when it really should be marketed at kids.

#ixd303 #benchmarking

0 notes

restaurantclicks · 5 years ago

Text

Best Restaurant POS Systems for 2020

A good point of sale system can help streamline your restaurant’s processes, from payments to inventory and much more. Today, some of the best POS systems for restaurants incorporate a host of useful tools that can efficiently integrate various processes all on one platform.

If you’re a restaurant owner, it can be difficult to figure out which POS system is best for your unique business. While there are many that offer great features, some are better equipped for different service styles, restaurant sizes, budgets, and so on.

We’ve reviewed the top 9 restaurant point of sale systems so that you can find the best one for your restaurant business! Whether you’re just opening a restaurant or you’re looking to update your technology, there is sure to be a POS system for your needs.

What is a POS System?

A point of sale (POS) system allows businesses to process transactions, track sales, and more. POS systems essentially function as cash registers, but with better technology and tracking. Modern point of sale systems have an even broader range of capabilities, from inventory tracking to sales reports and much more.

Restaurant point of sale software can often handle bookings, arrange seating, collect and track customer information, and more. There are plenty of point of sale options for restaurants, so be sure to research the best one for your restaurant’s needs before committing to a specific system.

Best POS Systems for Restaurants

Upserve

TouchBistro

Lightspeed

Square

Toast

ShopKeep

Cake

Revel Systems

Lavu

Upserve

Upserve is a high-end restaurant POS system with a huge number of useful features. This point of sale system has all the features your restaurant may need, as well as great reporting dashboards to track business metrics. Their reporting tools make it easy to identify popular dishes, check on staff performance, and learn more about how your restaurant runs.

Upserve is flexible and scalable, so it can fit any size or style restaurant business. The Upserve POS terminal is required to get started, but it’s easy to use. They offer 24/7 support, so there’s always a team behind you.

Upserve Features:

Personalized training and onboarding

Tableside ordering

Online ordering

Inventory management

Advanced reporting

Staff scheduling

Menu management

Reputation management

Marketing & CRM

Offline mode

Table management

Loyalty programs

Bill splitting

Scalable

24/7 support

Pros:

Huge number of features

Easy to use plus training

Reporting tools to improve processes

24/7 support

Cons:

Expensive

Must use their hardware

No free trial

Verdict

Upserve has great features, but it’s definitely on the expensive end. The most basic plan starts at roughly $119 per month, and extra terminals add onto the price. On top of that, some features are not included with the basic plan, so if you want tools like inventory tracking, you’ll have to pay extra. If your restaurant has the money and wants one of the best and most comprehensive POS systems, however, Upserve is a worthy investment.

TouchBistro

TouchBistro is by far the best iPad POS system for restaurants. Made specifically for restaurants, TouchBistro offers lots of great restaurant-specific features. It is scalable, so it can fit restaurants of varying sizes and service styles. The manufacturers claim that it has over 200 features, so it is sure to meet any and all of your restaurant’s needs.

TouchBistro has an easy-to-use, intuitive interface, but it also comes with 24/7 support and training so that employees can easily manage it. It’s flexible too – small quick-serve cafes can use a single iPad, or you can connect several for a larger operation as long as you have a wireless connection.

TouchBistro Features:

Tableside ordering

Restaurant inventory management

Payment processing options

Floor plan & table management

Staff management and scheduling

Menu management

Customer relation management (CRM)

Bill splitting

Loyalty programs

24/7 support

Free trial

Pros:

Made for restaurants

Plenty of great features

Intuitive design

24/7 support

Cons:

Only works with Apple iPads and computers

Verdict

TouchBistro is perfect for any small to mid-sized restaurant that wants an iPad POS system. Even if your servers won’t use the iPads tableside, this restaurant point of sale system is a great option to streamline processes.

Lightspeed

Lightspeed is another great option that makes it easy to streamline the processes of your restaurant. It has the most third-party integrations available, with 60 integrated partners listed on their website. This means that if you have another software that you love, like scheduling software, you can easily integrate it with your Lightspeed POS system to keep everything in one place.

Because of all the possible integrations, Lightspeed has plenty of possible tools and features, so if one that’s important to your business isn’t included, you can add it in. That being said, there is a good range of useful tools already included.

Lightspeed Features:

POS software and hardware

Integration library

Custom floor plans

Customizable menus

Staff management

Offline mode

Tableside ordering

Loyalty programs

Easy bill splitting

Reporting and analytics

Scalable

24/7 support

Free trial

Pros:

Best for integrations

Plenty of tools and add on possibilities

Offline mode

Cons:

Slightly expensive

Verdict

Lightspeed is one of the best restaurant POS systems available, with plenty of features and even more third-party integrations to be added on. With all the available integrations, Lightspeed can do almost anything your restaurant may need. The only concern is the added cost of those integrations, so things may get pricey.

Square

Square is one of the most popular restaurant POS systems, and it’s frequently used in coffee shops and other counter service restaurants. It has plenty of features and a simple, intuitive design that is easy to use. Square is on the more affordable end of the best restaurant POS systems, although their system does charge 2.6% for every transaction.

Square works in a variety of industries, but they also have a specific restaurant POS system that is scalable for quick-serve restaurants through to full-scale operations. It has a wide range of general and restaurant-specific features that can streamline processes at your restaurant business.

Square Features:

POS software and hardware

Menu customization

Floor plans

Sales & shift reports

Online order integration

Plenty of third party integrations

Reporting and analytics

Payroll and employee management

Loyalty programs

Customer feedback

Gift cards

Free trial

24/7 support

Pros:

Scalable

Great analytics

Plenty of features and other possible integrations

Cons:

Takes percentage of all sales

Some features are not included and must be purchased to add on

Verdict

Square POS is one of the most popular point of sale systems for restaurants and other businesses, and for good reason. It is easy to use, on the more affordable end, and has tons of great tools. Square is most popular among quick-serve restaurants, but it is scalable to fit larger operations as well.

Toast

Toast is a popular and efficient restaurant POS system with various other features as well. Unlike TouchBistro, Toast operates on Android technology and is not compatible with iOS. Toast fits a wide range of venues, from coffee shops to upscale restaurants to online orders, so it’s great for businesses with various service offerings or those looking to expand.

Toast’s interface is easy-to-use and offers the option to combine POS, reporting and analytics, payroll and team management, online ordering and delivery, and loyalty programs. They also sell POS hardware like handhelds, kiosks, and kitchen display systems.

Toast Features:

POS software and hardware

Inventory management

Online ordering

Delivery service options

Payroll management

Staff scheduling

Reporting and analytics

Menu customization

Offline mode

Loyalty programs

Scalable

24/7 support

Free trial

Pros:

Offline mode works in case of power outage or loss of connection

Plenty of great features for restaurants

Compatible with Android devices

24/7 support

Cons:

Not compatible with Apple or iOS devices

Requires specific hardware

Verdict

Toast is a great POS system that is flexible for all sorts of restaurants, from casual to fine dining and coffee shops to nightclubs. Its offline mode is a great feature in case of power or WiFi issues – the only big drawback is that you’ll have to purchase their POS hardware. If you’re already on the market for those tools, however, Toast is a good choice.

ShopKeep

ShopKeep is another great option for restaurants in need of a point of sale system. This restaurant POS software is available as a single iPad POS system or as a full restaurant system. ShopKeep has plenty of great features, albeit not as many as some of the other systems on this list.

One of the best things about ShopKeep is that it’s incredibly mobile-friendly, working with Apple iPads and Android tablets, as well as mobile phones or ShopKeep’s own register hardware. This restaurant POS makes it easy to build email marketing lists by collecting emails at checkout, and it integrates with MailChimp to add to your email list.

ShopKeep Features:

Easy to use POS software

Inventory tracking

Reporting and analytics

Staff scheduling and clock

Loyalty program

Email marketing integration

Business listing management

Syncs with eCommerce

Syncs with QuickBooks

Mobile friendly

Optional restaurant kit hardware

24/7 support

Pros:

Very mobile-friendly – works with most smart devices

Plenty of useful features

Affordable compared to others

Flexible

Cons:

Doesn’t have quite as many features as other options

Verdict

ShopKeep is a great option, especially for those on a budget – the pricing isn’t publicly listed, but former prices were lower than competing POS systems. It has an assortment of useful features, and it works well with Apple, Android, or their own hardware. ShopKeep is also scalable, so it’s great for quick serve counters or full restaurants.

Cake

Cake offers custom solutions, so it can be scaled to fit any restaurant size or style. This POS system has a lot to offer, so while it’s more expensive than some others, it can integrate a wider range of processes for your restaurant. For instance, it can double as your reservation system as well, cutting out the cost of another software or service.

Cake is easy to learn to use, especially with training for owners and employees and 24/7 customer support. They have specific package options for quick serve, full service restaurants, and bars and pubs. Everything is still customizable however, so you can scale their offerings to fit your business.

Cake Features:

POS software and hardware

Inventory management

Waitlist management

Reporting and analytics

Gift cards

Text alerts

Online ordering

Reservation booking

Table management

Integrations

24/7 support

Free trial

Pros:

Full service POS

Rented hardware cuts down on upfront costs

Offline mode

Cons:

Expensive

Verdict

Cake is a good option for those looking for lots of features all in one software. This restaurant POS system is intuitively designed with lots of easy to use tools that can help streamline your business. You’ll need Cake hardware, but the company allows you to lease it rather than buy a large amount of equipment up front. If you have the money and the need for many tools, Cake is a great POS for restaurants.

Revel Systems

Revel Systems is a full service restaurant POS system with lots of great tools. It manages more than just point of sale transactions, and can handle various aspects of your restaurant business all on one platform. This cloud-based iPad POS software is made for restaurants, and has specific packages and plans for bars, breweries, wineries, nightclubs, and even pizza shops.

Revel Systems POS has customer experience tools, financial tools, management solutions, and plenty of point of sale options. This POS has lots of great features, and while set up can be difficult, it is easy to use once you’ve been trained.

Revel Systems Features:

POS software and hardware

Inventory management

Online ordering

CRM

Loyalty programs

QuickBooks Integration

Bill splitting

Customizable menus

Staff scheduling and management

Reporting and analytics

Enterprise management

Table management

Delivery tracking

24/7 support

Free trial

Pros:

Lots of great features

Enterprise management is great for chains

Online orders and delivery features surpass others

Cons:

Expensive

Difficult set up

Verdict

Revel Systems is a great option with a lot of features for any restaurant looking for a point of sale software that can integrate various other tools and processes. Their enterprise management feature is great for chains or multi-location restaurants, because you can track both separately and together. The only big drawback is the price, which is on the expensive end of our list. Set up can also be difficult, but with dedicated customer service on your side it won’t be too hard to figure out.

Lavu

Lavu is another good iPad POS system for restaurants. It can manage a host of tools aside from just point of sale software, including a great employee onboarding and training feature that many competitors lack. With Lavu, you can streamline the process of training new hires and take on many other tasks on one system.

Lavu can handle processes relating to POS, labor, menus, inventory, and more. Their corresponding app makes it easy to check reports while you’re on the go, and it can be accessed from your smartphone. The reports and analytics are customizable to show what matters most to your business. Lavu can be scaled to fit any restaurant business.

Lavu Features:

Scalable POS

Training and onboarding

Inventory management

Staff scheduling

Bill splitting

Pre-ordering

Reporting and analytics

Customer database

Integration with quickbooks

Loyalty programs

24/7 support

Free trial

Pros:

Makes onboarding staff easier

Easy to use

Plenty of features available

Cons:

Expensive hardware

Reports of software bugs

Verdict

Lavu is a good comprehensive restaurant POS software. It’s not the top choice, but it has plenty of great features available and it works well. The biggest drawback is that you have to purchase their hardware, which can get pricey. It does have a great employee onboarding feature, however, which can ease a difficult but necessary task for managers.

How To Choose a Restaurant POS System

There are seemingly endless point of sale systems out there today, and many claim to offer the same features and quality of services. It’s hard to weed out the best restaurant POS systems from others that will only make running your business more difficult.

Each of the options on our list are top-rated and loved by restaurants around the world, but choosing between them presents an issue too. Consider the following when choosing a restaurant POS system.

Features Offered

The features offered by each restaurant POS system should be your first consideration. After all, you’re buying a point of sale software for the tools it provides.

Today, the best POS systems don’t just handle transactions, but also offer a host of other features. Some common tools include the following:

Inventory management: Track orders and ingredients so that buying is simplified

Table management: Map out seating arrangements and create waitlists

Staff management: Can include scheduling, a time clock to punch, or employee performance

Menu management: Change menu items easily

Billing: Most offer various payment methods

CRM: Collects customer information to add to email lists, track customer purchases and engagment

Loyalty programs: Track loyal customers and offer incentives

Payroll management: Track and implement payroll

Reporting and analytics: Collect data and offer insights on business practices and where to improve

Online ordering and delivery: Track and manage online orders

Integrations: Integrate with other software to streamline restaurant processes

Some restaurant POS systems may offer some, a few, all, or even more than just these features – these are just some common ones we’ve seen.

When choosing a POS system for your restaurant, consider what tools you actually need and will use. There’s no use paying extra for staff management if you’re going to continue to use your old system. Think about what your restaurant business really needs and what would best streamline your processes.

Service Style

What style of service does your restaurant provide? Most of the best POS systems are flexible and scalable to fit any size and style of restaurant, but look for one that best matches your style.

Service styles include quick serve, counter service, full service, and so on. A coffee shop with one register can benefit from a different POS system than a full service seated restaurant. Smaller restaurants may not need the same tools as larger ones, or it may not be worth the added cost to pay for extra features.

Some POS systems are better fits for quick serve businesses, like the iPad POS systems. Others may be better for full service restaurants, bars, and so on. Some of the best options on our list offer packages for specific types of restaurants to fit their exact service offerings and needs. Keep your style of service in mind when purchasing a POS system for your restaurant.

Your Customers

Who are your customers? What will make patronizing your restaurant easier and more enjoyable for them? The customer always comes first, so consider the customer experience when choosing a restaurant point of sale system.

Older customers may not be as comfortable signing or tipping on an iPad based POS system. Younger customers will likely be more in tune with technology based options. Some people may have more or less trouble with contactless payment, tablets, and so on. Customers with disabilities may also face difficulties with some systems.

On the other hand, if you run an upscale restaurant, your guests may not enjoy the look of tableside ordering with an iPad. Consider your target demographic and what they’d like to see in your restaurant. If everything is kept on the back end, it doesn’t matter much, but if they have to interact with your system then you should consider how they’d prefer to go through ordering and payment processes.

Restaurant Size and Growth Opportunities

Consider the size of your restaurant and how it may grow over time with your POS system. A larger restaurant will require more technology and likely more hardware than a smaller one. Size may also factor into the features that are most useful and important to you.

All of the POS systems on our list are scalable, so it is possible that they can grow with your restaurant. Some are better equipped for growth than others, however, and if opening a second location is a possibility then you definitely need to consider growth options.

Budget

As always, budget is an important factor. Some systems may have low starting costs, but if the features you want cost extra then it may add up quickly. Be sure to research pricing for any POS system before making a commitment.

Restaurant Point of Sale FAQ

Your restaurant’s point of sale software is an important purchase for your business. Not only is it an investment, but it also will affect how your staff and customers interact with your restaurant. Many restaurant POS systems come with tools that can help to streamline various processes, so finding the right one is vital. Find all the answers you need here on Restaurant Clicks.

Does my restaurant need a point of sale system?

All restaurants need some way of completing customer transactions. Some old school restaurants still use cash only registers, but most have upgraded to a POS system or register system that takes credit cards and other payment options.

There are options other than a full service, online POS system, but most modern restaurants use some kind of POS software. Today, the best restaurant POS systems work incredibly well and can seamlessly take care of transactions, track sales, and track other things like inventory through each purchase.

While there are other options, we would say that yes: your restaurant needs a point of sale system. The ones on this list are your best options based on performance and the many integrated tools.

What are the best POS features?

At the end of the day, the best point of sale features are the ones that best fit your restaurant’s needs. Every restaurant is different, so one POS system may be the best option for one restaurant but not another.

The most important feature that all restaurants will probably need is an easy to use POS software that makes it easy to cash out customer transactions. Most point of sale systems come with their own hardware like card readers, tablets, and cash drawers. Make sure your POS system of choice fits your restaurants needs in terms of customer transactions, since that is its primary use.

Some of the most common and useful features for POS systems also include things like inventory tracking and reports and analytics. Since inventory is directly affected by sales, it makes sense that a restaurant POS system could track both at once. Reports and analytics will help you see what’s selling, what isn’t, and other useful information to improve the profitability of your restaurant.

Otherwise, look for features that matter to your restaurant. A full service restaurant will benefit from table management, while a quick serve or counter service restaurant may not need that tool. If accounting isn’t your strong suit, look for a restaurant POS that can track sales and integrate with an accounting software like QuickBooks.

Another great tool to look for, from a marketing perspective, is CRM or other features that can help to track customer information like names, email addresses, and phone numbers. Many restaurant POS systems offer paperless receipts via text or email and collect customer information this way. Collecting this information makes it easy to follow up with customers to ask for reviews, offer promotions, and more.

What are the different types of POS systems for restaurants?

There are various types of POS systems for restaurants as well as different hardware and different features.

On-site POS systems are older models that typically run on a server based in your restaurant. These are bulkier than those on our list and generally don’t come with continuing customer support from the manufacturer.

Cloud-based POS systems are the preferred, more modern option with better technology. They allow you to access data about your restaurant remotely, and the info is stored on a server owned by the company you choose to buy POS software from. This allows for more regular updates to the technology and support from the POS company.

Many cloud-based POS systems offer mobile point of sale technology as well, like the various iPad point of sale systems on our list. These have the same benefits of other cloud-based POS software, but allow for better mobility, as you can use a mobile tablet like an iPad or a smartphone. Often, these have the added benefit of tableside ordering where the server can enter the order directly on the mobile device while customers order. Mobile POS systems are great for many businesses, but aren’t necessarily the right fit for all restaurants.

Another option is a self-service POS system, with customer kiosks. These are popular among quick service restaurants that allow customers to customize their orders, like build-your-own salad bars. Self-service is not the best option for all restaurants, but it is a great choice for certain businesses.

Do I need to buy POS hardware as well?

Yes, you’ll need to buy some point of sale hardware along with a POS system software. Some POS systems require that you buy their specific hardware to use their services. Others may allow you to use devices like iPads or smartphones.

Even if you don’t have to buy the complete set of POS hardware from a specific POS system, you’ll probably have to buy some. You’ll need items like card readers, scanners, or cash drawers no matter what POS software you choose.

Be sure to read the details about your restaurant POS system of choice to figure out how the hardware side works and what you’ll need to purchase to get started. Most have dedicated customer service lines that can help you navigate the start up process with their specific system.

Final Thoughts

Every restaurant needs some kind of cash register, but most modern businesses use POS systems nowadays. Choose from the best restaurant POS systems to streamline your restaurant’s sales as well as other processes!re

The post Best Restaurant POS Systems for 2020 appeared first on Restaurant Clicks.

https://restaurantclicks.com/best-restaurant-pos-systems/

0 notes

allenmendezsr · 5 years ago

Text

Bodybyboyle Online Strength And Conditioning Service

New Post has been published on https://autotraffixpro.app/allenmendezsr/bodybyboyle-online-strength-and-conditioning-service/

Bodybyboyle Online Strength And Conditioning Service

Buy Now

The MBSC Staff Meeting Videos Include:

In Depth Program Design Discussion (see how and why the staff designs the programs for our athletes)

Hands On Discussions on Olympic Lifting, Mobility, Active Warm Ups, Rehab Exercises, and more!

Reviews and discussions of guest speaker’s talks, seminars, DVDs, Books, and more!

Listen in on the Wide Range of Athlete and Client Issues and How to fix them

And so much more! It is a like having a new Seminar every single week September through June!

Here are just a few examples of the content:

Many of Mike’s Seminar Talks and Hands Ons

Start With Why Seminar

Speed Training In Services

Training the Overhead Athlete

90 Minute In Depth Walkthrough of the FMS and How to Make Use of it’s Data

Training the Obese Client Seminar

Joint by Joint Training Seminar

Core Training DVD

ACL Injury Prevention

Hips and Sports Hernias

The 2011 MBSC Winter Seminar Talk on The Case for Single Leg Training

Teaching the Olympic Lifts

Success Secrets Seminar

Mass Premiere Soccer Open House Presentation (Strength and Conditioning on the Field)

Training the Baby Boomer

And More!!!

Over the last year BodyByBoyle Online has turned into the #1 Resource for Strength and Conditioning, Rehab, and Injury Prevention Education Content in the world.

Just take a look at some of the recent talks we have in our database:

Frank Nash Social Media Seminar

2018 MBSC Winter Semianr

Tim Difrancesco (LA Lakers) Journey In Service

Jason Glass Load Xplode In Service

Fergus Connolly Future of Team Sports Performance Training

Ken Clark Latest on Speed Research and Application

Charlie Weingroff Spring 2019 Q&A In Service

Dan McGinley Coaching Behavior Change Seminar

Kevin Carr Full Spectrum Rehab Seminar

Pat Van Galen “The Aging Thing” Seminar

Mike Boyle on Conditioning (Spring 2019)

Ali Gilbert – The Other 23 Hours Seminar

Tony Holler Speed Training

Pat Davidson Programming In Service

FMS and Screening with Lee Burton

Anna Hartman on the Nervous System and Breathing

Joel Jamison on Energy Systems

Michael Mullin’s Multiple PRI In Services

Josh Henkin on Sandbag Training

Gray Cook on Movement Quality

Anna Hartman on Resting Postures

Sue Falsone (of Althete’s Performances and the LA Dodgers) presenting on the Thoracic Spine

Charlie Weingroff’s Multiple In Services on Programming

Nick Tumminello talking about Rotary Training

Teaching the Olympic Lifts Mini Workshop with Charles Staley

Dan John on the Quadrants

Dan John Talk to the Staff on Programming

Dan John Talk to the Staff on Being Successful in the Industry

Sand Bag Training Hands On with Troy Anderson

Kelly Starrett of MoblityWOD talking about Mobility and Rehab

John Pallof on the Shoulder

Devan McConnel on Conditioning

Mike Mullin – 3 Hour Postural Restoration Institute In Service

Josh Aycock – Training the Chinese Olympic Teams for the 2012 Olympics

Over 5 Hours of Q&A with Mike Boyle from our Mentorship Groups

Mike Boyle – Speed Training In Service

Mike Boyle – In Depth FMS Breakdown with Corrective Techniques

John Pallof – Over 3 Hour In Service and Hands on with on Strategies for Healthy Shoulders

Charlie Weingroff – Building a Beast Mini In Service with Q&A

Holly Fitzgerald – Injury Prevention for Sports

Training with the USA Women’s Hockey Team

90 Minute MoveNat In Service

And More!

BodyByBoyle Online is housed on our easy to navigate website that offers more options than ever before, including:

Program Viewer to quickly access our program database

Multiple versions of our videos (for both high and low bandwidth situations)

NEW!!! All Future Videos are Formatted for the iPad and iPhone! We are also converting all old videos as well

Video Playlists for each video category for easy viewing and navigation between videos:

Craig Rasmussen, CSCS Program

Designer/Performance Coach

Results Fitness

-Jonathan Fass, PT, DPT, CSCS, ART Cert.

Accelerated Strength

Kevin Neeld

Director of Athletic Development,

Endeavor Sports Performance

Anthony Donskov, MS, CSCS, PES

Dewey Nielsen

Impact Performance Training

Neghar Fonooni

– Mike Hanley HanleyStrength.com

The Same Exact Programs we Use with Our Amateur and Professional Athletes

An Information Database with Full Seminars, MBSC In Services, DVDs, Inside the MBSC Staff Meeting, and more added each month!

The Best Strength and Conditioning Programs in the World for Elite High School, College, Minor League and Professional Athletes and Body Composition and Strength Programs for the General Popualtion

Rehab Programs for Knees, Hips, and Shoulders

Access to an Information Database with Full Seminars, DVDs, MBSC Guest In Services, The MBSC Staff Meeting and more each month!

You will be billed $39.97 every 30-Days until Your Membership is Canceled.

That is it, no upsells, no hidden fees, everything we do at Mike Boyle Strength and Conditioning for $39.97/month.

If you have any questions you can contact us at support(at)bodybyboyleonline.com

Note: BodyByBoyle Online is a digital product, nothing physical will be delivered. It may take up to 24-hours for your membership to be activated.

0 notes

jobsearchtips02 · 6 years ago

Text

10 Fast Steps That’ll Have You Managing Your Cash Like A Millionaire (SCHEDULED UPDATE)

You understand your funds might use some critical TLC, however you’ve been placing it off… and off… and off.

If you lastly do sit down to consider it, you instantly turn into overwhelmed. Which aim do you assault first? You want a funds, a financial savings plan, a debt-repayment technique, a greater credit score rating, a plan for retirement and… oh, you’re working away once more, aren’t you?

Settle down and are available again. To sort out large targets, you must begin small.

Easy Cash Administration Steps to Take Right this moment

Listed below are a few easy steps you may take right now to get your funds below management and begin working towards a more healthy monetary future.

1. Have a Cup of Espresso and Assess the Harm

anyaberkut/Getty Pictures

Do you know that round 20% of shoppers have an error on their credit score report that’s probably bringing down their rating? And people poor scores can hinder each a part of your monetary wellness.

Banks and bank card firms aren’t the one ones that take a look at your credit score rating. You’ll need to authorize a credit score test while you need to transfer into a brand new house, lease a automotive with a debit card or purchase a brand new telephone.

That’s why we all the time recommend beginning with a peek at your credit score rating — particularly from someplace that may let if there’s something to be involved about.

Even higher if it’s free.

The credit score report card from Credit score Sesame does all that, and it’s free. The report lays out all of your unpaid money owed, any delinquencies and steps you may take if you wish to enhance your credit score rating.

You can too decide to obtain alerts when your your credit score rating rises or falls so you may take obligatory motion (or have fun with a cheerful dance).

2. Lower Your Curiosity Charges Like a Professional

Images Agency/Getty Pictures

A whole lot of us are being crushed by bank card rates of interest north of 20%. In the event you’re in that boat, consolidation or refinancing may be value a glance.

useful resource is the platform Even Monetary, which might help match you with the proper private mortgage to fulfill your wants.

Even searches the highest on-line lenders to match you with a customized mortgage supply in lower than 60 seconds. Its platform might help you borrow as much as $100,000 (no collateral wanted) with fastened charges beginning at four.99% and phrases from 24 to 84 months.

Reducing the rate of interest in your debt might prevent hundreds over the lifetime of the mortgage, which is extra money you’ll need to make your subsequent large transfer.

three. Construct Your Financial savings With out Attempting

Georgijevic/Getty Pictures

Saving cash is hard. So what when you might do it in a manner the place you wouldn’t even discover?

Digit makes that potential.

This modern app automates saving for you. Merely hyperlink it to your checking account, and its algorithms will decide small (and protected!) quantities of cash to withdraw right into a separate, FDIC-insured financial savings account.

Bonus: Penny Hoarders will get an additional $5 only for signing up! Moreover, savers will obtain a 1% bonus each three months.

Utilizing this set-it-and-forget-it technique, one Penny Hoarder saved $four,300 with out noticing — learn his Digit evaluation.

In the event you want that cash before anticipated, you’ll all the time have entry to it inside one enterprise day.

Digit is free to make use of for the primary 30 days, then it’s $2.99 per thirty days afterward.

four. Get Rewarded for Paying Your Payments on Time

GaudiLab/Getty Pictures

Your mother in all probability gave you an allowance for laundry the dishes and sweeping the ground while you have been a child. Now all you get for doing it’s a kitchen that’s clear for, like, 15 minutes.

As an grownup, you don’t sometimes get rewards for doing issues which are anticipated of you… till now.

This invention sort of guidelines all of them: MoneyLion, a free all-in-one app for managing your private funds.

MoneyLion presents rewards that will help you develop wholesome monetary habits and can actually pay you for logging onto the app.

You possibly can earn factors within the rewards program by paying payments on time, connecting your checking account or downloading the cellular app.

You possibly can redeem these factors for reward playing cards to retailers like Amazon, Apple and Walmart.

If bank cards aren’t your factor, MoneyLion is like having a rewards bank card with out the temptation to overspend.

The app additionally connects with all of your financial institution, bank card, scholar mortgage and different monetary accounts. Primarily based in your revenue and spending patterns, it presents personalised recommendation that will help you lower your expenses, cut back your debt and enhance your credit score.

5. Make Extra Cash — With out Extra Time

lechatnoir/Getty Pictures

We’ve acquired no scarcity of sensible methods to earn extra cash with out doing additional work, however listed below are some you may really begin proper now.

Join these websites to start out incomes extra cash each month — with none additional work!

Paribus: This app will get you a refund to your on-line purchases. It’s free to enroll, and when you do, it should scan your electronic mail archives for any receipts. If it discovers you’ve bought one thing from one in every of its monitored retailers, it should observe the merchandise’s worth and enable you get a refund anytime there’s a worth drop. MobileXpression for Android: After you’ve put in this app for one week, you get to play an immediate rewards sport for a prize (everybody wins one thing). We’ve seen customers win a $25 Amazon reward card, however a number of the different prizes embody iPads and Samsung TVs. Ibotta: This app pays you money for taking footage of your grocery retailer receipts. Earlier than procuring, seek for gadgets in your procuring listing throughout the Ibotta app. If you get dwelling, snap a photograph of your receipt and scan the gadgets’ barcodes. Bam. Money again. Plus, you’ll get a $10 sign-up bonus after importing your first receipt. MyPoints: This platform helps you to earn reward playing cards for taking polls, answering surveys and different stuff you do on-line — an effective way to money in on lengthy strains or an countless commute. You’ll earn a $5 bonus while you full your first 5 surveys. InboxDollars presents a number of quick, day by day surveys you may take. In the event you take all of them every day, you may earn an additional $730 a 12 months — not too unhealthy. Shopkick: This app pays you in “kicks” for strolling into sure shops (together with Walmart, Goal, TJMaxx and extra). You possibly can redeem them for reward playing cards to retailers, together with Amazon, Goal, Walmart, Starbucks, Sephora and Finest Purchase. Earn extra “kicks” for images of receipts that embody qualifying gadgets you acquire in-store with a linked credit score or debit card. You can too earn kicks for on-line purchases.

6. Put money into Actual Property (Even If You’re Not Rich)

Heather Comparetto/The Penny Hoarder

Wish to strive real-estate investing with out taking part in landlord? We discovered an organization that helps you do exactly that.

Oh, and also you don’t need to have a whole bunch of hundreds of , both. You will get began with a minimal funding of simply $500. An organization known as Fundrise does all of the heavy lifting for you.

Via the Fundrise Starter Portfolio, your cash will probably be break up into two portfolios that help personal actual property round the US.

This isn’t an obscure funding, although. You possibly can see precisely which properties are included in your portfolios — like a set of townhomes in Snoqualmie, Washington, or an house constructing in Charlotte, North Carolina.

You possibly can earn cash by quarterly dividend funds and potential appreciation within the worth of your shares, similar to a inventory. Money circulation sometimes comes from curiosity funds and property revenue (e.g. lease).

(However keep in mind: Investments include danger. Whereas Fundrise has paid distributions each quarter since a minimum of Q2 2016, dividend and principal funds are by no means assured.)

You’ll pay a zero.85% annual asset administration payment and a zero.15% annual funding advisory payment.

7. Develop Your Cash and Assist Causes You Care About

Carmen Mandato/The Penny Hoarder

Investing might be an effective way to develop your cash, however have you ever rigorously thought of which firms you’re prepared to again? Their morals and values? You in all probability wouldn’t need to spend money on an organization that’s destroying our oceans or dishonest the system.

Influence investing is an easy repair. It provides a brand new layer of transparency to investing. Take Swell Investing, an SEC-registered funding advisor.

Swell presents buyers (inexperienced persons to superior) the possibility to spend money on high-growth firms dedicated to fixing international challenges. “Swell is built on a belief that today’s biggest challenges will result in tomorrow’s leading industries,” its web site says. And it makes cents — err, sense.

You can begin with simply $50 and spend money on portfolios dedicated to wash water, zero waste, renewable vitality or illness eradication, to call just a few.

The portfolios aren’t simply clouded with these do-good names. buyers can faucet into every to be taught extra concerning the portfolio’s tendencies, efficiency and firms.

Swell doesn’t have any buying and selling charges, worth tiers or expense ratios. It does cost a zero.75% annual payment — that’s about the price of one espresso ($three.75) per 12 months when you make investments $500.

Actually, affect investing is a stable manner to assist sort out the world’s greatest challenges — when you face maybe your greatest problem: saving for retirement.

Get began with Swell by signing up together with your electronic mail handle right here.

Disclosure: We now have a monetary relationship with Swell Investing LLC and will probably be compensated if shoppers apply for an account and/or fund an account with Swell by hyperlinks in our content material. Nonetheless, the evaluation and opinions expressed listed below are our personal.

eight. By no means Get Slapped With a Late Price Once more

PeopleImages/Getty Pictures

Whereas it’s finest observe to arrange autopay to your payments, typically it’s simply not potential. You’re both not making sufficient to plan for paying payments, or the corporate’s nonetheless residing within the Stone Age, the place there’s no automated billing.

For these conditions, it’d be good to simply sync all of them and obtain automated reminders every month, proper?

Moderately than manually penciling payments into your calendar, obtain the free Prism app. The app helps you to join all of your accounts — and even pay all of your payments — in a single spot. When you’re linked, it’ll mechanically sync your invoice data and arrange reminders for you.

Activate notifications to get payday reminders and notices when your water invoice is due, for instance. This can enable you plan your month and keep away from any late charges. And since you’re making these funds on time, it might even enhance your credit score rating.

9. Mark Your “Debt-Free Day” on Your Calendar

mediaphotos/Getty Pictures

Sadly, many people carry some quantity of debt round.

But it surely’s time to alleviate that burden — and keep away from funneling cash towards insane rates of interest that shortly add up month to month.

Trim is an all-in-one money-saving software that lives in your laptop or smartphone. If you enroll together with your electronic mail or Fb account, you’ll achieve entry to quite a lot of highly effective options, together with its debt payoff calculator.

No want to recollect passwords or join every debt-carrying account. Merely sort in your remaining balances, rates of interest and minimal funds. As you play with month-to-month cost numbers, you’ll discover your debt-free date and whole curiosity will change.

When you land on a month-to-month cost you may deal with, mark your debt-free date in your calendar and plan to have fun!

10. Play the Slots — and Earn Extra Curiosity Than at Your Financial institution

Carmen Mandato/The Penny Hoarder

For many, saving cash is the furthest factor from enjoyable. In any case, it means you’re taking cash away from cool stuff you need to do right now and placing it towards grownup issues like shopping for a house, your subsequent trip or an emergency fund.

However we discovered an app that makes saving really enjoyable. It’s known as WinWin Saving. Allow us to clarify…

First, obtain the app (for iOS solely). WinWin will stroll you thru the way it all works, however right here’s the gist: You’ll join your checking account and arrange an automated quantity to stay into your WinWin Financial savings account.

Plus you may play video games (assume: classics like pinball and breakout) for possibilities to win extra money to spice up your financial savings.

So that you’re saving cash with out eager about it — and taking part in for an opportunity to win much more. Enjoyable, proper?

The app is free to obtain. You should utilize it for 60 days free, then it prices $2 per thirty days after that. Observe: You possibly can withdraw your cash or cancel your account at any time.

Professional tip: In the event you’re having hassle getting the pinball into the proper gap, faucet the pause button on the top-left aspect of your display. Activate simple mode.

11. Make investments Your Spare Change — and Get a $5 Bonus

Marco_Piunti/Getty Pictures

In the event you’re like most of us and need your cash would simply deal with itself, think about beginning an funding account by Acorns.

You can begin small — with $5 — and stack up change over time with its “round-up” characteristic. Which means when you spend $10.23 on the grocery retailer, 77 cents will get dropped into your Acorns account.

Then, the app does the entire investing factor for you.

The thought is you gained’t miss the digital pocket change, and the automated financial savings stack up quicker than you’d assume. And the earlier you begin, the extra you may doubtlessly make. For instance, Penny Hoarder Dana Sitar was in a position to save at a charge that might let her stash $420 away per 12 months.

At that charge, you may put aside $1,000 in about two and a half years — with out making an attempt.

However the magnificence is you may set your personal tempo with Acorns’ options, so if you’d like — and may afford — to speculate $1,000 quicker, go for it.

The app is $1 a month for balances below $5,000, and also you’ll get a $5 bonus while you enroll.

12. Discover out Whether or not You’re Paying Too A lot for Automobile Insurance coverage

monkeybusinessimages/Getty Pictures

For a lot of, automotive insurance coverage is simply a kind of issues the place we collapse and pay. As a result of, similar to the electrical invoice and telephone service, we’d like it, proper?

Sure. There’s no getting round automotive insurance coverage, sadly. However a technique you may lower your expenses is by procuring round and evaluating charges a minimum of annually. Lower than 50% of us do this, in accordance with this survey from The Zebra, although 81% of us report wanting decrease charges.

So, similar to you examine the costs of flights, footwear and laptops earlier than buying, why not examine automotive insurance coverage?

The Zebra, a web-based automotive insurance coverage search engine that gives “insurance in black and white,” compares your choices from 204 suppliers in lower than 60 seconds.

Right here’s the way it works:

1. Head over to The Zebra’s search platform. Enter your automotive’s 12 months, make and mannequin, and your zip code. Proceed on to reply questions on your driving habits, your automotive and your life.

On the proper sidebar, you’ll watch charges improve or lower primarily based in your solutions. For instance, when you’ve gotten into an accident — that was your fault — up to now three years, your charges will kick up. It’s attention-grabbing to see what impact your solutions may need.

2. After answering some questions, it’s time to check. The Zebra offers you an “Insurability Score,” which has similarities to your credit score rating besides it’s for automotive insurance coverage, and it teaches you find out how to get higher charges. The location additionally offers you completely different choices for protection.

If you’re prepared to contemplate your choices and choose a quote, you can too obtain a telephone name from The Zebra for extra help.

A pleasant consultant (an actual, stay human) on the road asks if you wish to converse with a specialist. In the event you’re really concerned about automotive insurance coverage and need to ask all of the questions, this may very well be the proper time.

In any other case, simply preserve shoppin’ round and weighing choices by The Zebra.

13. Take 10 Minutes to Defend Your Household’s Future

Johnny Greig/Getty Pictures

Many people would slightly not take into consideration demise — not to mention life insurance coverage.

Nonetheless, securing life insurance coverage is a vital monetary transfer, particularly when you’re married, have children or are in your prime incomes years. It pays your dependents while you die, which might help pay to your funeral, mortgage or different debt.

So if “get life insurance” has lingered in your to-do listing far too lengthy, take the following 10 minutes to determine it out. Don’t fear — it’s manner simpler than you assume.

In the event you’re younger and principally wholesome, think about buying time period life insurance coverage on-line from Ethos. It companions with a significant A-rated life insurance coverage provider to supply insurance policies for a low worth. For instance, $30 a month might get your loved ones $1 million of protection.

Anybody, together with unbiased contractors, can safe time period life insurance coverage by Ethos with out a medical examination or intensive paperwork; simply fill out a digital software.

In the event you favor extra choices, head over to Policygenius. The search engine means that you can examine life insurance coverage with immediate quotes. As soon as you discover the proper match, you may apply proper on-line.

Bonus: Set Your Youngsters up for Monetary Success

Carmen Mandato/The Penny Hoarder

As an alternative of giving your children toys or reward playing cards on birthdays and holidays, use the chance to assist them save towards large targets.

Via a website known as Goalsetter, dad and mom, kin and buddies can provide children digital “GoalCards” (with cute, animated e-cards) that put cash towards their targets. Save for the massive stuff, like school, or smaller stuff, like an iPad.

You can too assist with ongoing saving. Weekly or month-to-month, you may mechanically switch a bit of money out of your checking account to your child’s Goalsetter account.

It’s free to arrange a Goalsetter account that you could share with household and buddies, and solely takes about 5 minutes. It prices $1 per child per thirty days for fogeys to start out auto-saving, and gift-givers pay a payment per reward (primarily based on the quantity of the reward).

Able to cease worrying about cash?

Get the Penny Hoarder Each day

Privateness Coverage

from Job Search Tips https://jobsearchtips.net/10-fast-steps-thatll-have-you-managing-your-cash-like-a-millionaire-scheduled-update/

0 notes