#manage debt

[selling-words]

Tips for Managing Personal Debt

Struggling with debt? 🚫💳 Dive into our ultimate guide to managing personal debt and start paving your way to financial freedom! Master budgeting, repayment methods, and smart spending. 💡💰 #DebtFreeJourney #FinancialFreedom #MoneyManagement #BudgetTips

In today’s economic landscape, managing personal debt is a topic of concern for many. Whether it’s credit card debt, student loans, or mortgages, the burden of debt can often seem overwhelming. However, with the right strategies, managing debt can be less daunting. This guide provides practical tips to help you take control of your financial situation. We’ll explore how to assess your debt,…

[poobirdy]

bingqiu boxing au feat. boxer binghe and manager shen yuan, as requested by @/rev_6_4 for svsssaction!

[demonic0angel]

Piggybacking off the protective Jason one, can you please do one where Danny is actually on his side for once/approves of him and tears the JL a new one for arresting his sister. (Idk if Danny is ghost king in your au so if not maybe like a diplomat or something so he can still give her diplomatic immunity.)

(Hell yeah 🫡)

Part 1

“We can’t just allow this to happen!” Green Lantern demanded. “If this just goes on, then what example are we supposed to be setting?! And Batman, how come you never told us that you worked with a literal crime lord?!”

Superman looked despondent. “I heard that he killed hundreds of people and once put decapitated heads into a bag. Batman… why were we not informed?”

Batman was silent. It was Flash who asked, “Wait, what’s going on?”

Green Lantern turned to him and said, “Spooky over here has a son that he never told us about that bailed out his partner that we captured! Wolf was ready for interrogation when the Red Hood came and took her out! Wolf is one of the most biggest figures in the underworld right now! Even if Red Hood’s your son, why did you just let him go with Wolf?!”

Phantom suddenly spoke up for the first time. His tone was very curt. “I’m sorry, did you just say ‘Wolf’?”

Everyone paused. Phantom was young, yes, but no one could deny his power and strength. If it wasn’t his raw power on the battlefield, it was his experience as king and god that made everyone pause in place to listen.

Green Lantern looked sullen but nodded. “Yes, Wolf. Y’know, the bombshell in all black leather, wearing a helmet, taller than 6 feet?”

Phantom’s gaze grew cold. “When did you capture her?”

Superman asked, “Do you know her?”

Wonder Woman suddenly spoke up. “We captured her only a few hours before she was broken out of the interrogation room. She faced no harm, but she did mention someone during her stay here. She mentioned that her little brother would have words with us if we hurt her…. Is her little brother you?”

Everyone’s eyes widened. Phantom scowled. “That’s right. Wolf is my big sister, and while it is partially my fault that you were not aware of her status, I know her very well. She must’ve tried to argue for herself, didn’t she? Did you lock her up even when she tried to talk you out of it? Did you let her speak at all or did you just throw her straight into the room to be interrogated?”

Wonder Woman’s eyes widened in guilt. “I—!”

Even Martian Manhunter winced.

Phantom growled and stood up. “As you know, my people and I came here to this world for diplomatic reasons to learn from and protect this place. It is my fault for not telling you about my sister’s identity, but I am sorely disappointed by how you handled this situation. As heroes, you should’ve been willing to listen and hear her out, even if you believed that she was a criminal.”

Frost began to form under his fingertips before they receded as the Ghost King forcibly calmed himself. “My decision is this: the Red Hood has done nothing wrong by protecting my sister. Since they are both my citizens, I will do my best to protect them and I say that we cease this persecution. I owe the Red Hood many debts, so if we continue this idea and you insist on capturing both of them… do not blame me if I pick a fight with you all to protect my people.”

Stunned silence.

After all, what could they say to that? After he just dropped several bombs at once?

Everyone agreed to his demands. After all, no one was really that suicidal to hunt down the man who was owed debts by the Ghost King and said Ghost King’s sister.

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about How to Pay off Debt

Understanding debt:

Let’s End This Damaging Misconception About Credit Cards

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Dafuq Is Interest? And How Does It Work for the Forces of Darkness?

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market

How to Build Good Credit Without Going Into Debt

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

It’s More Expensive to Be Poor Than to Be Rich

Making Decisions Under Stress: The Siren Song of Chocolate Cake

How Mental Health Affects Your Finances

Paying off debt:

Kill Your Debt Faster with the Death by a Thousand Cuts Technique

Share My Horror: The World’s Worst Debt Visualization

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

The Debt-Killing Power of Rounding up Bills

A Dungeonmaster’s Guide to Defeating Debt

How to Pay Hospital Bills When You’re Flat Broke 

Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?” 

Slay Your Financial Vampires

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Student loan debt:

What We Talk About When We Talk About Student Loans

Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”

How to Pay for College without Selling Your Soul to the Devil

When (and How) to Try Refinancing or Consolidating Student Loans

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?” 

The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For

2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly 

Our Final Word on Student Loan Forgiveness 

Avoiding debt:

Ask Not How Much You Should Save, Ask How Much You Should Spend 

How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag

Your Yearly Free Medical Care Checklist

Two-Ring Circus 

Status Symbols Are Pointless and Dumb 

Advice I Wish My Parents Gave Me When I Was 16 

On Emergency Fund Remorse… and Bacon Emergencies

Should You Increase Your Salary or Decrease Your Spending? 

Don’t Spend Money on Shit You Don’t Like, Fool

The Magically Frugal Power of Patience

The Only Advice You’ll Ever Need for a Cheap-Ass Wedding 

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It 

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash? 

The Bitches vs. debt:

I Paid off My Student Loans Ahead of Schedule. Here’s How.

I Paid off My Student Loans. Now What?

Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending 

That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????

[relaxedstyles]

[dubiousdisco]

It's cute that when you finish story mode with kenshi you get

The cages did not forget 🕶👍

[incandescentflower]

So there's been some anvil-weighted relationship development scenes in Thamepo along with the more subtle ones. I haven't seen as much infatuation with sandwiches since kdramas were sponsored by Subway. In fact, I really think there was a serious missed opportunity here. I jest. Branded sandwiches would have put this over the edge. It's already teetering.

The phone number was the next one. But what I liked about this one (and to be clear, I liked the sandwich thing and how Po's own symbolism was co-opted on him, we just don't have to keep doing it, show, we got it already) - anyway, again, what I liked about this one was that Thame was so desperate for Po to not think he forgot to save his number because he didn't care about it.

Thame wanted Po to know that it was so important to him that he have it that he recited it back to him with the intention of remembering it. It was more about the action of showing the importance, than the remembering imo. Thame knows basically one thing about Po's ex - that he was dismissive of Po. And Thame clearly doesn't want Po to think he was doing the same.

And we know that Po's issue is that he felt so unimportant, so forgotten by his ex and here he has someone before him basically declaring no matter what happens, that he will make sure he remembers him.

It's pretty sweet, actually.

[mintconditioned]

student debt is getting scarier. here’s how to protect your future.

if you’re a teen thinking about college, here’s something you might not know: the decisions you make now could either save you thousands — or lock you into years of student debt. and this moment in history? it’s making those decisions even more important.

why this matters:

1️⃣ interest rates are rising. the federal reserve raised interest rates several times recently to fight inflation. that means new federal student loans now come with higher interest rates (5.5% for undergrads in 2024–25, up from 4.99%). private loans? even higher. translation: borrowing today costs you more long-term than it did a few years ago.

2️⃣ student loan forgiveness is in flux. biden’s large-scale student loan forgiveness plan was blocked by the supreme court, but the administration is pushing new targeted relief (as of 2025, $146 billion in debt relief for about 4 million borrowers). great — but also unpredictable. future forgiveness depends on politics. counting on it is risky.

3️⃣ college costs are still climbing. average tuition at public 4-year universities rose 4% last year alone. in some states, budget shortfalls mean public universities are cutting programs but not lowering costs — so you may pay more for less.

4️⃣ economic instability is affecting job prospects. tech layoffs. hiring slowdowns. AI disrupting entire industries. a degree still matters, but planning for debt when the job market is uncertain? that matters even more.

so what can you actually do — beyond the basic “apply for scholarships” advice?

📚 know how to read a financial aid award letter. most teens don’t. schools may bury parent plus loans or high-interest private loans inside your “aid” package. use tools like nerdwallet’s aid letter decoder to understand what’s really free money and what’s expensive debt.

🔍 research state-specific aid + tuition reciprocity. look up whether your state participates in tuition reciprocity programs (like WUE for western states). out-of-state tuition can sometimes drop by 50% if your state has an agreement. most families never hear about this.

🛠 combine vocational training + college. instead of a full 4-year program, look at hybrid paths: 1–2 years of vocational training + part-time degree later. fields like tech support, healthcare administration, logistics pay well without requiring a full degree first. you can earn earlier and avoid full-time debt.

🖥 maximize low-cost online college credits now. through dual enrollment, clep exams, or online platforms like outlier.org, you can earn gen ed credits for ~$400/class instead of ~$1,500+. even one semester of credit saved = thousands in future loans avoided.

💬 talk to current college students about debt — not just admissions officers. schools will tell you about campus life. current students can tell you whether people are drowning in loans. if everyone says “yeah, most of us are $50k in debt,” listen.

bottom line:

student debt isn’t just a future problem. inflation, rising interest rates, shaky job markets, and political uncertainty make this the hardest environment for student borrowers in over a decade. the good news? teens today are savvier than ever — and if you start planning early, you can avoid some of the mistakes that trap millions of others.

your future self will absolutely thank you

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal

We’re all in this together. Don’t give up.

On food and groceries:

How to Shop for Groceries like a Boss

Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic

If You Don’t Eat Leftovers I Don’t Even Want to Know You

You Are above Bottled Water, You Elegant Land Mermaid

You Should Learn To Cook. Here’s Why.

On entertainment and socializing:

The Frugal Introvert’s Guide to the Weekend

7 Totally Reasonable Ways To Save Money on Cheap Entertainment 

Take Pride in Being a Cheap Date

The Library Is a Magical Place and You Should Fucking Go There

Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!

What’s the Effect of Social Media on Your Finances?

You Won’t Regret Your Frugal 20s

On health:

How to Pay Hospital Bills When You’re Flat Broke

Run With Me if You Want to Save: How Exercising Will Save You Money

Our Master List of 100% Free Mental Health Self-Care Tactics

Why You Probably Don’t Need That Gym Membership

How to Get DIRT CHEAP Pet Medication, Without a Prescription 

On other big expenses:

Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question

Understand the Hidden Costs of Travel and Avoid Them Like the Plague

Other People’s Weddings Don’t Have to Make You Broke

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

When (and How) to Try Refinancing or Consolidating Student Loans

The Real Story of How I Paid Off My Mortgage Early in 4 Years 

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It

On buying secondhand and trading:

Almost Everything Can Be Purchased Secondhand

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

The Delicate Art of the Friend Trade

On giving gifts and charitable donations:

How Can I Tame My Family’s Crazy Gift-Giving Expectations?

In Defense of Shameless Regifting

Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

How to Spot a Charitable Scam

Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again? 

On resisting temptation:

How to Insulate Yourself From Advertisements

Making Decisions Under Stress: The Siren Song of Chocolate Cake

The Magically Frugal Power of Patience

6 Proven Tactics for Avoiding Emotional Impulse Spending

On minimalism and buying less:

Don’t Spend Money on Shit You Don’t Like, Fool

Everything I Know About Minimalism I Learned from the Zombie Apocalypse

Slay Your Financial Vampires

The Subscription Box Craze and the Mindlessness of Wasteful Spending

On saving money:

How To Start Small by Saving Small

Not Every Savings Account Is Created Equal

The Unexpected Benefits (and Downsides) of Money Challenges

Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”

Bitches Get Riches: setting realistic expectations since 2017!

Start saving right heckin’ now!

If you want to start small with your savings, consider signing up for an Acorns account! They round up your every purchase to the nearest dollar and save and invest the change for you. We like them so much we’ve generously allowed them to sponsor us with this affiliate link:

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[thepersonalwords]

Budgeting has only one rule: Do not go over budget.

Leslie Tayne, Life & Debt: A Fresh Approach to Achieving Financial Wellness

[immortalsins]

what is it about my dads house that makes me want to end it all

[sometimesanequine]

a companion piece to my last bonus horse

[getinthefuckingcarkitten]

I don't have much energy for more than throwing random ideas in a pot but many thoughts about Robin and Wren and what has made their relationship so fraught

[aurora-boreas-borealis]

Role reversal AU where Dillon and Tenaya made it to Corinth, Ziggy stays and the primary colour trio never made it to Corinth

[anextravagantliar]

I’m not a cpa under the law but seeing the things you all say makes me think we should actually listen to accountants more