#mynd solution

[myndsolution1]

Why Your Business Needs an Accounts Payable Partner?

The term "accounts payable" (AP) describes the money a business owes creditors or suppliers for products or services that have been received but not yet paid for. On the balance sheet of the business, these short-term obligations are listed as current liabilities. Trade payables, expenditure payables, and non-trade payables are among the several categories of accounts payable.

[llyfrenfys]

Hey, I’m doing a design project based around the Welsh language as was wondering if you knew if there was any word for ‘welsh person’. Like Welshman being Cymro and Welshwoman being Cymraes. Do you know if there’s (even if not official) any gender neutral version?

Apologies for only just answering this ask!

You're probably already aware of Cymry (Welsh people) the plural of Cymro - which is unfortunately plural and not singular. But Cymro/Cymry are interesting in that they aren't suffixed with an -o or a -y - they're both derived from kömroɣ* - the (reconstructed) Common Brittonic word for compatriot. Whereas Cymraes takes Cymro and swaps in-aes/-es, the feminine suffix. Similarly, you have athro (male teacher) and athrawes (female teacher), brenin (king) and brenhines (queen), actor (male actor) and actores (female actor), Norwyad (Norwegian man), Norwyes (Norwegian woman) etc. Each time, the masculine form is treated as the default and only modified with a feminine ending -es/aes when a woman is being referred to. Which is a feature shared with many other gendered European languages *sigh*. It's frustrating but it leaves us with 2 choices:

Simply adopt the masculine form as the sole term and use it for everyone, regardless of gender. E.g. many women refuse to use athrawes for themselves and will say athro to refer to a female teacher. Ditto actor instead of actores (a similar process has occurred in English with many gendered words such as actress and waitress being phased out in favour of simply using actor, waiter for everyone regardless of gender).

Use an additional suffix which denotes gender neutrality. I am a (very rusty) Spanish speaker and there is a movement in Spanish to use gender neutral -e in places where masculine -o or feminine -a are used. E.g. Latine instead of Latino/Latina. There have been attempts to do this in Welsh but they haven't had much traction (I know of attempts dating back at least a decade. But there isn't a consensus on what a suitable gender neutral suffix might be (a problem also shared with Spanish speakers, some of whom have used -x instead of -o/-a, e.g. Latinx. The use of -x has been more controversial than -e, however). In Welsh, I have only seen propositions for gender neutral pronouns, rather than suffixes. Which have not yet been addressed.

On solution 2., there are issues which haven't really been worked out (hence why I think the first gender neutral movement in Welsh (largely online) ran out of steam). But mayhaps this ask is a springboard to opening this discussion up to other Welsh speakers.

My 2 cents are that we're going to need a sound - ideally a vowel which isn't already in use as a suffix denoting something specific. My gut instinct is to go to -y, but we cannot use -y due to Cymry already existing. -W sounds great in theory but is clunky on its own when attempting to form neologisms with it. E.g. Cymrw, Athrw, Norwyw etc. If -es is taken by the feminine, that leaves -a, and -i to play with - both of which already exist as suffixes in other contexts (but that isn't a complete dealbreaker).

Theoretically one could take a leaf out of the book of the feminine suffix -es and add an 's'. Which might lead to things like -ws to help with flow. -Ws already exists but is very colloquial and low frequency, which could be a goer (no promises - I'm a descriptivist not a prscriptivist!). E.g. you could have Cymrws, Athrws, Norwyws (greater development needed imo). which helps with the flow.

"Ydy'r athrawes wedi mynd? (Has the (female) teacher gone?) -> "Ydy'r athrws wedi mynd?" (Has the teacher (gender neutral) gone?).

Buuuuut the problem with -ws is that depending on accent, it might get mistaken as -es/aes in speech, particularly fast speech.

Another alternative might be -a or -i. E.g. Cymra, Athra, Norwya (though -a is often gendered feminine in other European languages and may be misleading on that front). Or Cymri, Athri, Norwyi (has immediate problems due to similarity in sound to Cymry and clunkiness with other words).

Cymraes differs to most other words suffixed with -es (for complicated historical reasons [See section § 65 in A Welsh Grammar, Historical and Comparative (1913)]. In principle, -es becomes -aes in only this case. Which is why we have Norwyes (or Eidales, Ffrances etc.) and Cymraes rather that Cymres. Based on this, for any neologism to work, it has to mimic this sound change in a way which seems natural, despite being a new addition to the language. "ae" is a dipthong in Welsh and for historical reasons,-es -> -aes in this case. Therefore a gender neutral replacement for -aes must also include a dipthong to preserve flow as best as possible and resemble the sound changes which Cymraes went through to get to where it is now. In other words we're getting into queer space-time territory because we have to be present in both the past and the present (linguistically speaking) simultaneously. In effect, we're conlanging for gender neutrality in a living language. Because the stem we're using (Cymr-) is so old (roughly 2500 years old but I am simplifying things here for brevity), we have to play by the old rules if that makes sense? Or it won't look or sound right. Ergo, I think using a dipthong containing "w" would be the best bet. E.g. Cymruws (Cymr- + -uw- + s).

But this is all conjecture and theorising from one person (me) so huge pinch of salt this is my 2 cents and nothing more. But, having said that I'd appreciate any other Welsh speakers weighing in with opinions (even if it's to say certain words sound clunky etc.).

[myndfin]

Exploring the Leading Bill Discounting Companies in India for 2025

In the dynamic world of business finance, managing cash flow remains one of the top challenges for small and medium enterprises (SMEs). A reliable solution that has gained significant traction in recent years is bill discounting. This financial service allows businesses to convert their credit sales into ready cash by selling unpaid bills to financial institutions at a discount. As we move into 2025, many businesses are actively exploring the best Bill Discounting Companies In India to strengthen their working capital and stay competitive in the market.

Understanding Bill Discounting

Before we explore the top players, it's important to understand what bill discounting entails. Bill discounting is a short-term financing tool where a seller receives immediate funds by selling their accounts receivables (bills of exchange or invoices) to a financial institution or a third-party financier. This approach helps companies maintain liquidity without waiting for the credit period to end.

The financier provides the business with a percentage of the invoice value upfront—usually between 80% to 90%—and the remaining amount is settled once the customer clears the payment, minus the discounting fee. This allows businesses to meet daily operational expenses, invest in growth, and avoid the risks of delayed payments.

Why Businesses Are Turning to Bill Discounting in 2025

The Indian financial ecosystem has evolved significantly in recent years. Fintech innovation, government-backed platforms like TReDS (Trade Receivables Discounting System), and growing awareness of alternate financing options have made Bill Discounting Companies In India a reliable lifeline for businesses of all sizes. With stricter lending norms from traditional banks and increased demand for unsecured financing, more businesses are leveraging bill discounting to stay ahead.

Some major reasons for the growing adoption in 2025 include:

Faster access to working capital

Better credit control

No collateral requirement

Enhanced business credibility

Streamlined financial operations

Top Bill Discounting Companies In India for 2025

Let’s explore some of the most trusted and high-performing Bill Discounting Companies In India that have made a mark in the financial sector.

1. Mynd FinTech

Mynd FinTech has emerged as a leading force in digital financing services in India. The company offers a highly efficient, tech-enabled bill discounting platform that caters to SMEs, large enterprises, and supply chain networks. Known for its transparent pricing, seamless onboarding, and integrated credit risk assessment tools, Mynd FinTech ensures that businesses can convert their unpaid invoices into cash with minimal friction. Their expertise in automating financial workflows has made them a go-to solution for invoice and bill discounting in 2025.

2. KredX

KredX is a pioneer in the Indian invoice discounting space. With a robust technology platform, the company enables businesses to raise working capital by selling unpaid invoices to investors. KredX is particularly known for connecting enterprises with a pool of investors, ensuring competitive rates and a faster turnaround.

3. M1xchange

Recognized by the Reserve Bank of India (RBI), M1xchange operates under the TReDS platform and has become one of the most trusted digital marketplaces for bill discounting. It focuses on enhancing cash flow for MSMEs by enabling invoice financing through multiple financiers, including banks and NBFCs.

4. RXIL (Receivables Exchange of India)

RXIL, another RBI-approved TReDS platform, is a joint venture between SIDBI and NSE. It provides MSMEs with access to low-cost financing by facilitating the discounting of trade receivables from reputed corporate buyers. RXIL’s credibility and compliance with regulatory frameworks make it one of the leading Bill Discounting Companies In India.

5. Invoicemart

Operated by A.TReDS, a joint venture between Axis Bank and mjunction, Invoicemart helps businesses, especially MSMEs, get faster access to funds through bill discounting. It provides a transparent and secure environment for buyers, sellers, and financiers to transact efficiently.

What to Consider When Choosing a Bill Discounting Company

While there are numerous players in the market, selecting the right partner is crucial for optimizing benefits. Here are a few key aspects to consider:

Turnaround Time: How quickly the funds are disbursed after invoice submission.

Interest & Fees: Understand the discount rate and any additional charges.

Credibility: Choose companies with a solid track record and regulatory approvals.

Tech Integration: Look for platforms that integrate easily with your existing ERP or accounting systems.

Customer Support: A responsive support team can save time and resolve issues promptly.

The Future of Bill Discounting in India

The future of bill discounting in India is promising. With the Indian government’s continued push for MSME support, digital lending infrastructure, and platforms like TReDS gaining momentum, businesses have more avenues than ever to secure liquidity. The emergence of AI-based credit scoring, blockchain for invoice validation, and seamless fintech integrations are set to redefine how companies leverage this funding mechanism.

In 2025, Bill Discounting Companies In India are not just financiers—they’re strategic partners helping businesses navigate cash flow challenges, improve financial health, and fuel growth.

Final Thoughts

If you're a business owner looking to unlock the value of your unpaid invoices and accelerate your financial momentum, bill discounting is worth exploring. The right financing partner can make all the difference in how effectively you manage your capital and scale operations.

As one of the top Bill Discounting Companies In India, Mynd FinTech continues to empower businesses with flexible, transparent, and tech-driven financial solutions. Whether you’re an SME or a large corporation, partnering with the right company can open new doors for growth in 2025 and beyond.

[industrystudyreport]

Virtual Reality (VR) Market: The Future of VR Hardware - Headsets and Beyond

Virtual Reality (VR) technology has transcended its origins in gaming and entertainment to become a pivotal tool in various other industries. Modern education, aerospace, defense, and healthcare all use it. In healthcare, VR offers innovative solutions across various medical domains by immersing both patients and professionals in simulated environments.

Today, medical students and professionals are using VR for immersive education. Platforms such as Osso VR offer realistic surgical simulations, allowing trainees to practice procedures and receive feedback in a controlled environment. It enhances learning outcomes.

According to the Grand View Research estimates, the demand for VR technology in healthcare is expected to register the highest CAGR of 32.2% from 2025 to 2030. On the other hand, the global Virtual Reality (VR) Market is expected to reach $435.36 billion by the year 2030. Let us try to understand why the demand for VR is growing in the healthcare sector and how it is utilized there.

Surgical Planning and Training

VR devices enable surgeons to rehearse complex procedures in a risk-free, virtual setting. They allow for detailed preoperative planning. Platforms such as Surgical Theater's Precision VR take the 2D CT and MRI images and render them into a 360°VR map of the patient's anatomy. Such practices enhance precision during actual surgeries. Organizations such as Stanford University School of Medicine use VR technology to create 3D models from medical images for pre-operative practices.

With the help of VR headsets, surgeons can also collaborate with colleagues and mentors remotely, receiving guidance and feedback in real time.

Pain Management

VR has also emerged as an approach to pain relief. Obviously a non-pharmacological one! Clinical trials have demonstrated that cancer patients using VR experienced significant and sustained pain reduction compared to those receiving standard care. This suggests VR's efficacy as a complementary tool in pain management strategies.

VR has the ability to create a highly immersive experience that occupies attentional resources and prevents the brain from focusing on painful stimuli. It basically works as a distraction.  

Mental Health Therapy

Therapists have started utilizing VR to treat conditions such as PTSD (post-traumatic stress disorder), anxiety, and phobias. Virtual Reality Exposure Therapy (VRET) has been employed to help patients confront fears in controlled environments. The idea is to create virtual environments that mimic real-life situations that trigger anxiety.  It helps the patient get used to scary objects or situations, leading to notable improvements.

Physical Rehabilitation

Rehabilitation programs are also incorporating VR to motivate patients and make recoveries better. Virtual Reality-based Rehabilitation (VRBR) utilizes VR technology to enhance rehabilitation for musculoskeletal injuries, post-stroke, and neurological disorders. It can create an engaging environment for patients to practice and improve balance and functional abilities.

Individuals with ASD (Autism Spectrum Disorder) use VR to practice social interactions and life skills. VR environments provide safe spaces for users to engage in scenarios that enhance their social understanding and daily functioning, contributing to improved quality of life.

Elderly Care and Cognitive Health

VR is proving beneficial in elderly care and cognitive health as well. It helps combat loneliness and cognitive decline. In January 2024, a Dallas-based company Mynd Immersive, launched the Great American Elderverse initiative with an aim to transform the lives of older adults. The campaign offers seniors virtual experiences such as hiking the Alps or attending Broadway shows, leading to improved cognitive function and reduced feelings of isolation.

Order a free sample PDF of the Market Intelligence Study, published by Grand View Research.

Some of the key Healthcare Virtual Reality companies are:

Vicarious Surgical

Osso VR

apoQlar

eXeX

AppliedVR

XRHealth

Tripp

Mynd Immersive

Limbix

[myndfintech]

Challenges in traditional discounting include delayed payments, strained supplier relationships, and limited cash flow flexibility. Dynamic discounting addresses these issues by offering suppliers early payments in exchange for discounts, fostering better partnerships and improving cash management. Mynd Fintech provides advanced dynamic discounting solutions that optimize working capital, strengthen supplier ties, and ensure seamless financial transactions. Choose Mynd Fintech for smarter, agile, and more efficient payment management solutions.

Visit:- https://myndfin.com/dynamic-discounting/

[supplychainfinance]

Maximize Your Working Capital with MYND Fintech's Invoice Discounting

With MYND Fintech's invoice discounting, you can maximize your working capital and free up funds to invest in new projects, inventory, or expansion. This solution allows you to unlock the value of your outstanding invoices, providing instant access to cash that would otherwise be tied up in accounts receivable. By using MYND Fintech's invoice discounting, you can improve your cash flow and take advantage of new opportunities. Whether a small business or a large corporation, MYND Fintech can help you manage your finances more effectively and maximize your working capital.

Visit Us:- https://myndfin.com/

[myndsolutionofficial-blog]

How HR Outsourcing Company Makes The Future Shape of Company Better   HR Outsourcing happens when a business needs an external supplier so that they can take responsibility for the HR department and in this way.  https://www.myndsolution.com/

[libidomechanica]

Opposing singly them deep in the stars

Opposing singly them deep in  the stars. From their doomed to  waft here, with some original  course of yon 

river, what endless deep discouery  of that he theres as  wooden members as it seemeth  in mynd. Watch the 

splendid house with  what is so rare. To  something its account both speech coming,  my own, my soul on me, 

she may be got a name                   of  the morning pure a solution: “ Davus sum! ” The fathers  gaze vpon them that, that 

I may laugh me doth laugh demolishd,  plunge in you to be  what I can well to Locksley  Hall, with thee 

still along the light clothd in  honeyd indolence be rayned  by reason can aslake. Fling the  lily whisper 

of times spoile, to their little  infants grave her face though sad  to sport he hurld; but all a  summer leaves behind our 

rafters of water from  Grimm seeping nigher, glares at once vowed  my heart, and she meanes of ioy  or pleasure; all thy minds 

imprint will plague the  keeper… . That here were m any a time to their owne, as  I have of heaven had 

sprung from the bonie lass, A  light, that often seen. and  the light doth my mind. But some  who lookd upon the 

slumbered on the highest  wish, I wish youd find you are myne  eyes my love, only learne to me,  as may behold that 

I had a mother closely, you could  want, because  to be the foolish  fish theyr snaky heads I 

saw a jutting crag, I found me seek  with number. Outdrank the  Rahvs in the light a  thing which fairest among 

the brutal summer isles and  roses and be sad. As  the maker neere: whiles her  former lucklesse pleasure, 

where, tree of the Gothic  Babel of a thousand. “ Tis true, is it then remaine:  with gold, and 

in the wood, to brouze,  or passd the woody hollow  as they would find something made to  sue, ne 

but in her red cheek grow  cold, endure, that we can  guess that late hath once should not often,  in tempests 

march of mind. Was foremost,  through the cruel coxcombs.  Had reachd the trouble deaf heaven,  no screend many a voice 

caressd—    a bolt is shot back again  revive, but strikes  within these were profane I  will not persuade me poore.”

[financeandaccountingcoach]

Business Automation

To transform your business Digitally, Business Automation is vital as it is the tech enabled automation of complex business process.

It can streamine a business for digital transformation that will resultantly improve the service quality improve service delivery and will also save the time, providing you the efficiency in your business!

Mynd Solution is also offering you an option to transform your business through digital transformation.

To know more visit at: https://www.myndsolution.com/business-automation.php

[myndsolution1]

How Smart AP Management Becomes Your Working Capital Lifeline

A 5-minute read on why your accounts payable function might be the unsung hero of financial resilience.

Remember the last time you checked your organization’s cash position? If you’re like most finance leaders we speak with, it’s probably been more recent than you’d like to admit. Economic headwinds have a way of turning routine financial reviews into daily rituals.

From two decades of partnering with businesses through various economic cycles, we’ve learned that your accounts payable function isn’t just about paying bills anymore. It’s become the strategic lever to make or break your working capital during uncertain times.

[arcticdementor]

Let us begin with the comments section from a Youtube video of Michael D. Higgins’ presidential inauguration in 2011, the moment when the national anthem is played and many of the participants sang along with varying degrees of commitment and enthusiasm, a moment of palpable awkwardness. A comment that could have come from the pen of D.P. Moran himself sets the tone: “You see the mumbling and fumbling, even by An Uachtarán (sic.) English-speaking all, they persist in this charlatanic flummery, miming and mummery”.

A shrewd and appropriately poetic observation that may have a much wider, even metaphorical extension than the issue of mere competency in the Irish language and, of course, the day that was in it. Other commenters continued in this vein, “It is funny because many Irish are extremely anti-british BUT hate their own language”. Funny indeed, but not funny-haha, for this is a remark that more or less summarises in just one sentence the essential core of Douglas Hyde’s 1892 address, ‘The Necessity for De-Anglicising Ireland’. We can conclude this very brief review with a comment that really captures a certain aspect of the Irish Ireland movement, “[f]orget the ’32 County Republic’, without the language Ireland might as well rejoin the commonwealth”.

How remarkable it is to notice from a brief perusal of the comment section of a YouTube video that essentially nothing has changed since Hyde and Moran’s time, at least not in matters bearing on the well-being of the national psyche. Maybe there has been a change. Perhaps things have become worse?

We have very fine motorways, ingenious globalist finance schemes that are the envy of the world, we are garrisoned by the Silicon Valley Expeditionary Force, and we lead the world in the production of erection pills. These are all very impressive achievements if you are signed up to the Globalist’s “Ireland Inc.” vision but somewhat less inspiring if you hold to another.

In the first quarter of the twentieth century, the controversial figure of D.P. Moran (1869-1936) was an important influence on the cultural discussion that paralleled the political struggle for independence in Ireland at this time through his journal the Leader, founded in 1900. Not only his own writing, but his skill and vision as an editor, propelled The Leader to become a central locus of discussion and debate in what was known as the ‘Irish Ireland’ movement. Readers interested in a general account of D.P. Moran and his work should start with Paul Delaney’s 2003 article ‘D.P. Moran and the Leader: Writing an Irish Ireland Through Partition‘ and which contains much additional information in the notes.

…

The philosopher Martin Heidegger has observed in another context how obliviation involves not merely an obliviating of the matter at hand as conscious act, for we would surely remember doing such a thing, but rather a forgetting of a forgetting.  Complete obliviation comes when I do not remember that I have forgotten something: I have forgotten it and I have forgotten that I have forgotten it. This had become the strategic aim of the Elizabethan conquests and continued (continues?) to guide state policy here for a considerable period thereafter, namely, to obliviate the Irishness of the Irish and make of them good Englishmen.

The radical transformation of the Irish proposed by Edmund Spenser and his contemporaries would have to complete this oblivation in order for it to be truly successful. He understood all too well that real and lasting conquest will come not so much from crushing the body but from wiping the mind and recreating a new identity, and the only medium through which this mental conquest take place must be language: “wordes are the image of the minde, soe as, the[y] proceeding from the minde, the mynd must be needes affected with the wordes. Soe that the speach being Irish, the hart must needes be Irishe; for out of the aboundance of the hart, the tonge speaketh” (Spenser, A View of the Present State of Ireland, 1596). Replacing one system of images with another will at the same time transform the mind, from Irishman to Englishman.

Now, it should be readily apparent that the success of such a project rests on the degree to which obliviation can be brought to completion. Consider this; do any of the current inhabitants of Anatolia pine over the loss of Hittite? Are there disconsolate Iraqis lamenting the passing of Sumerian in ballads composed in Arabic and sung in the coffee houses of Baghdad? Hardly likely as these respective languages, insofar as they can be reconstructed at all, are solely the province of a small group of international scholars of ancient near eastern languages. These languages have been effectively obliviated and with them, the mentalities and worlds they constituted.

…

That Spenser’s project has not been entirely successful does not mean that all is well, rather it has created a very unhealthy mentality that to this day continues to bedevil Irish well-being within individuals and as a nation. Much emphasis has been placed on the external and physical damage wreaked by colonial conquest and foreign domination upon the Irish nation, but all too little has been devoted to examining the internal or mental, emotional and even spiritual damage.

…

Hyde believed that language is the front-line, so to speak, wherein this mentality replicates itself trans-generationally; “[it] continues to apparently hate the English, and at the same time continues to imitate them; how it continues to clamour for recognition as a distinct nationality, and at the same time throws away with both hands what would make it so.” I might add that this mentality is seen at its strongest and concentrated form among the Irish bourgeois-state class.

This mentality has had layers added and been rendered somewhat more complex with the advent of Globalisation, the cultural hegemony of America, and the reflexive tendency to look abroad for any and all solutions to problems on the underlying assumption that nothing good can come from within. Local solutions are routinely derided as “Irish solutions to Irish problems”, sometimes with just cause.  The relevant Wiki article defines this phrase as “any official response to a controversial issue which is timid, half-baked, or expedient, which is an unsatisfactory compromise, or sidesteps the fundamental issue.” Some commentators of the Irish condition, the present author included, contend that underlying this mentality and its accompanying tendencies is a deep psychical wound, and while acknowledging that this claim is deemed by some to be objectionable, it is nevertheless defensible.

…

Independent Ireland never really decolonised itself. If you want to see what decolonisation looks like, consider what happened in Hong Kong in 1997. At the stroke of midnight of the beginning of July 1st as the Union Jack came down, and the flag of the People’s Republic of China was raised, a fleet of vans with workmen spread across the territory unscrewing and removing every symbol of British rule, every ‘ER’, every lion and unicorn, every crown, so that when the citizens of Hong Kong arose the next morning and went about their business, not a trace of the British state was left to be seen anywhere. All this shows is what observers of the situation there always knew – the British never really got into the minds of the Chinese people. One hundred years on, the lion and the unicorn is still atop the Custom House. A failure in the external domain indicates failure internally.

…

At this point, the question must surely become: “Who are you?” For years now, we have been saturated with endless (and boring) discussions revolving around questions as to what it means to be Irish, but with no satisfactory conclusion. Of course not! Because the elephant in the room is assiduously avoided throughout. It is necessarily an endless inquiry because a priori there is tacit agreement that the obvious solution to the problem that generates the question in the first place will not be adopted, namely, to restore our own language to the condition of normality. And to anticipate a frequent objection; normalising Irish does not mean abandoning English. The Dutch are renowned for their fluency in English, yet Dutch is the normal language of national life in the Netherlands.

[myndfin]

What is Dealer Finance and How It Supports Channel Growth

As Indian businesses scale, the need to empower their distribution and retail networks has never been more critical. For manufacturers and wholesalers, ensuring dealers and channel partners have the liquidity to stock, sell, and service products is key to growth. That’s where dealer finance comes in—a targeted working capital solution designed to strengthen the supply chain from factory to end-user.

Dealer finance gives authorized dealers access to short-term credit facilities, enabling them to purchase goods from manufacturers without immediate payment. It eliminates working capital constraints, ensures inventory availability, and accelerates product movement across geographies.

In this article, MYND Fintech breaks down how dealer finance works, why it’s important for manufacturers and distributors, and how digital platforms are making it more scalable and secure across India.

What is Dealer Finance?

Dealer finance is a structured credit facility offered to a manufacturer’s authorized dealer or distributor. The credit is typically extended by a bank, NBFC, or fintech platform on behalf of the manufacturer and is used exclusively to purchase goods or services.

Simply put: The dealer gets goods today, pays later—with the financing partner handling the upfront payment.

This form of supply chain finance enhances the liquidity of channel partners, enabling them to hold sufficient inventory and meet demand without delays.

How Does Dealer Finance Work?

Here’s how a typical dealer finance transaction flows:

Manufacturer Signs Up: Partners with a financier or MYND Fintech to launch a dealer finance program

Dealer Onboarding: Dealers are evaluated and onboarded based on sales history, creditworthiness, and volume.

Limit Sanctioned: The financier assigns a credit limit (₹5L to ₹5Cr+) to each dealer.

Goods Ordered: The dealer places an order with the manufacturer.

Financier Pays Manufacturer: The financier pays the manufacturer directly.

Dealer Repayment: The dealer repays the financier within 30–90 days, as per agreed terms.

Benefits of Dealer Finance

✅ For Dealers:

Improved Liquidity: No need to block personal or borrowed funds in inventory.

Higher Stock Availability: Dealers can stock more SKUs and variants to serve deman.

Better Cash Flow Management: Flexibility to match repayments with customer collections.

Access to Working Capital: Even small dealers can access formal credit without collateral.

✅ For Manufacturers:

Boost in Sales: Dealers can order more, increasing product penetration

Stronger Channel Relationships: Supporting dealer growth builds loyalty and retention.

redictable Collections: Manufacturer gets paid upfront by the financier—no collection delays.

Controlled Credit Exposure: Credit risk is transferred to the financier, not held on the manufacturer’s books. 

Dealer Finance vs Traditional Business Loan                         

FeatureDealer FinanceTraditional Loan Purpose Used only for purchases from manufacturer Can be used freely Collateral Typically not required Often required Approval Time 2–5 days 7–15+ days Credit Partner Tied to manufacturer program Independent Monitoring Linked to invoices & shipments No usage monitoring

Dealer finance is transaction-backed, making it more secure and usage-specific than general-purpose loans.

MYND Fintech’s Digital Dealer Finance Solution

At MYND Fintech, we offer a fully digital dealer finance platform that enables manufacturers and dealers to manage credit, payments, and reconciliation in one place.

Key Features:

Instant credit limit checks and approvals

Digital KYC & documentation

Real-time ledger updates

Auto-payment scheduling & alerts

GST-compliant invoicing integration

We work with banks, NBFCs, and supply chain networks to deliver dealer finance that scales with your business.

Sectors Where Dealer Finance is Thriving

Dealer finance is actively used in industries with wide distribution networks:

Automotive & Spare Parts – Ensures dealer outlets always have vehicles or spares in stock

FMCG & Retail – Enables stocking of fast-moving products at remote stores

Electronics & Appliances – Helps retailers offer a wider product range

Pharmaceuticals – Assures medicine availability with timely inventory refill

Case Study: Driving Growth with Dealer Finance

A Delhi-based electronics manufacturer partnered with MYND Fintech to offer dealer finance across 3 states. Key results:

Dealer order value grew by 35% in 6 months

Over ₹12 crore financed with 97% repayment efficiency

Dealer loyalty improved with 2 new exclusive contracts signed

Manufacturer collections became 100% upfront from financier

By removing the liquidity barrier, the entire supply chain accelerated—from factory to shop floor.

Challenges in Dealer Finance

Despite its benefits, dealer finance comes with its own set of challenges:

⚠️ Credit Risk:

While financiers assess dealer credit, defaults can still occur if end-customers delay payments.

⚠️ Operational Readiness:

Dealers must have basic digital literacy to use finance platforms and manage repayments effectively.

⚠️ Dependency:

Dealers may become over-reliant on finance and delay payments if cash flow is poorly managed.

MYND Fintech mitigates these risks with risk profiling, credit monitoring tools, and auto-deduct features that ensure healthy repayment behavior.

Best Practices for Implementing Dealer Finance

To maximize impact:

Segment Dealers: Offer flexible limits based on performance and geography.

Train & Onboard: Educate dealers about digital finance tools and repayment terms.

Monitor Usage: Use dashboards to track drawdowns and repayments.

Incentivize Timely Repayment: Offer credit limit increases for consistent repayment.

A well-executed dealer finance program can become a growth engine for your brand.

Final Thoughts

In a hyper-competitive market, having the right products in the right place at the right time is non-negotiable. Dealer finance empowers your distribution network to stay stocked, competitive, and cash-flow positive—without external borrowing or stress.

At MYND Fintech, we deliver dealer finance with speed, transparency, and reliability. Whether you're a manufacturer or a high-growth dealer, our digital platform brings the capital, tools, and insights you need to grow faster—together.

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Virtual Reality (VR) Market: The Future of VR Hardware - Headsets and Beyond

Virtual Reality (VR) technology has transcended its origins in gaming and entertainment to become a pivotal tool in various other industries. Modern education, aerospace, defense, and healthcare all use it. In healthcare, VR offers innovative solutions across various medical domains by immersing both patients and professionals in simulated environments.

Today, medical students and professionals are using VR for immersive education. Platforms such as Osso VR offer realistic surgical simulations, allowing trainees to practice procedures and receive feedback in a controlled environment. It enhances learning outcomes.

According to the Grand View Research estimates, the demand for VR technology in healthcare is expected to register the highest CAGR of 32.2% from 2025 to 2030. On the other hand, the global Virtual Reality (VR) Market is expected to reach $435.36 billion by the year 2030. Let us try to understand why the demand for VR is growing in the healthcare sector and how it is utilized there.

Surgical Planning and Training

VR devices enable surgeons to rehearse complex procedures in a risk-free, virtual setting. They allow for detailed preoperative planning. Platforms such as Surgical Theater's Precision VR take the 2D CT and MRI images and render them into a 360°VR map of the patient's anatomy. Such practices enhance precision during actual surgeries. Organizations such as Stanford University School of Medicine use VR technology to create 3D models from medical images for pre-operative practices.

With the help of VR headsets, surgeons can also collaborate with colleagues and mentors remotely, receiving guidance and feedback in real time.

Pain Management

VR has also emerged as an approach to pain relief. Obviously a non-pharmacological one! Clinical trials have demonstrated that cancer patients using VR experienced significant and sustained pain reduction compared to those receiving standard care. This suggests VR's efficacy as a complementary tool in pain management strategies.

VR has the ability to create a highly immersive experience that occupies attentional resources and prevents the brain from focusing on painful stimuli. It basically works as a distraction.  

Mental Health Therapy

Therapists have started utilizing VR to treat conditions such as PTSD (post-traumatic stress disorder), anxiety, and phobias. Virtual Reality Exposure Therapy (VRET) has been employed to help patients confront fears in controlled environments. The idea is to create virtual environments that mimic real-life situations that trigger anxiety.  It helps the patient get used to scary objects or situations, leading to notable improvements.

Physical Rehabilitation

Rehabilitation programs are also incorporating VR to motivate patients and make recoveries better. Virtual Reality-based Rehabilitation (VRBR) utilizes VR technology to enhance rehabilitation for musculoskeletal injuries, post-stroke, and neurological disorders. It can create an engaging environment for patients to practice and improve balance and functional abilities.

Individuals with ASD (Autism Spectrum Disorder) use VR to practice social interactions and life skills. VR environments provide safe spaces for users to engage in scenarios that enhance their social understanding and daily functioning, contributing to improved quality of life.

Elderly Care and Cognitive Health

VR is proving beneficial in elderly care and cognitive health as well. It helps combat loneliness and cognitive decline. In January 2024, a Dallas-based company Mynd Immersive, launched the Great American Elderverse initiative with an aim to transform the lives of older adults. The campaign offers seniors virtual experiences such as hiking the Alps or attending Broadway shows, leading to improved cognitive function and reduced feelings of isolation.

Order a free sample PDF of the Market Intelligence Study, published by Grand View Research.

Some of the key Healthcare Virtual Reality companies are:

Vicarious Surgical

Osso VR

apoQlar

eXeX

AppliedVR

XRHealth

Tripp

Mynd Immersive

Limbix

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Automotive dealerships rely on dealer finance to maintain cash flow, manage inventory, and offer flexible payment options to customers. Dealer finance solutions help streamline operations and ensure dealerships can meet customer demands without financial strain. Mynd Fintech offers tailored dealer finance services that empower dealerships with faster credit processing and seamless financial management, driving growth and profitability. Partner with Mynd Fintech for smarter, efficient financial solutions.

Visit:- https://myndfin.com/dealer-finance/

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INTRODUCTION OF INVOICE DISCOUNTING | MYND FINTECH

Invoice discounting is a financial solution that enables businesses to receive cash upfront on their outstanding sales invoices by pledging them as collateral with an Invoice/bill discounting company. This allows businesses to generate regular cash flows and receive payment faster than waiting for the due date. With invoice discounting, businesses can improve their working capital, which in turn, supports their daily operations and growth. The Invoice/bill discounting company provides the financing by charging a service charge for its services. Invoice discounting is a flexible and cost-effective option for businesses looking for quick access to cash without going through the long and complex process of traditional lending.

Visit Us:- Invoice discounting

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Enable Better Decision Making For Your Business  Automate your business processes and accelerate decision making by having accurate and live data available at a click of a button. Mynd Solutions transforms your existing process by adding value to your current system though digitization, platforms thereby reducing human intervention and improving availability & accuracy of data available. Start your transformation journey with Mynd. https://www.myndsolution.com/services/human-resource-management-outsourcing.html