#possible ship art incoming ig

[lieutenantlashfaz]

Why the fuck is a fictional crt TV and a ghost what pulled me put of my art block

[torque-witch]

🖤 Torque’s Witchy Wishlist 2020 🖤

Hello everyone! For informational purposes I am 28 and live in the US. If you would like to reach out to me for address info, please DM me privately here on Tumblr or on Instagram @dhdivination. These are where I will most likely see your message 🖤

1. Follow me on Instagram! 2021 will be the first year I am (hopefully) running my Etsy shop completely as my sole income! This is where I spend the most amount of time per social media and where you will see my art first. Every follow, like & share helps me support myself financially 🖤

IG: dhdivination

2. Follow/Buy from my Etsy shop! Every sale helps me keep up with bills, health insurance, medication, etc. I chose to quit my office job in April of 2020 as I am immunocompromised from Crohn’s disease medication as well as complications from comorbidities and should not work in the public during a pandemic (they refused to let me work remotely). My health is unpredictable, and this allows me more freedom to take care of it and buy things that help accommodate my illness like medicine, mobility aids, medical creams for skin conditions, pain relief, etc.

I currently offer crystals, Tarot readings, Tarot bags, rune sets, spirit boards, religious statuary, witchy wall decor, vintage home decor and crochet beanies.

Death’s Head Divination

3. Etsy Wishlist

Please support small businesses this year first wherever possible! Even if you don’t buy anything for me, some of these shops are people I know that could really use some help. Browse and see if there’s anything you like too 🖤

4. Buy this witchy planner for yourself (or me!) and share with your friends!

Plans & Intentions Day Planner

Lauren Kelly is a great friend of mine and created this awesome planner for anyone to use. Although it is sold through Amazon, you are still supporting an Indigenous creator and she did it this way so that it is accessible to everyone. You can also browse her other works and blog here

5. 💲💲💲

Frankly there are a lot of things I could use in order to run my business a lot smoother - a printer, ink, better paint brushes, restock of business cards, shipping supplies, stickers, ring light, light box, phone tripod, etc. I also pay a weekly fee to sell my items at auctions!

If you’re feeling generous or just want to buy me a coffee I would appreciate it!

6. Show me your art! Show me your friend’s art! Show me art you like! I’ll reblog it and try to get more eyes on them to help support artists and makers 🖤 If you want to send something via Ask or Submit, both are open.

7. Send me your podcast recommendations! I’m home alone for most of the day, so these really help me stay productive and feel like someone else is there.

8. Follow Bitxhin’ About on Spotify (or wherever you listen to Podcasts)

Another creation by Lauren Kelly and Megan Giselle that is super informative, inspiring & full of hot takes on topics that need discussed that definitely affect the witchcraft community and humanity at large.

9. Please be kind to essential workers right now. Most places are still understaffed, people are working long hours and they have to deal with crappy people all day long as well as being put at risk for illness. Tip where you can and be patient or say a kind word, leave a good review at places you visit often 🖤

10. If you need/want witchcraft books, buy from Portland Button Works first before Amazon if you can afford to!

Shop run by @upthewitchypunx

11. Send me your ghost & paranormal stories! I always love hearing them and will share them where possible 🖤

12. Drink some water & take your meds!

13. And finally if you’re feeling frisky - send me a letter! Mail is always nice when it isn’t bills, and I’ll be sure to send you one back 🖤

❄️ Happy Holidays and Merry Wishmas ❄️

[felidfavs]

*vibrates in irritated* spend all day at work, dealing with clients who dont understand that clay, is like, mud, and dough, and MOVES, and when u ship it, it doesnt stay perfect, that when clay freezes, its physical composition is DESTROYED, then as soon as u touch it u alter it

+ that when ur doing a very very picky process with such picky mediums that have such a high fail rate u GOTTA standardize the processing, and its going to have to be altered to make those processes possible-

not to mention when u have a massive inventory to get thru in a timely manner, and u cant AFFORD failures because ur workin with originals that CANNOT be made-as-originals again and can only be replicated

that maybe, maybe, it wont look the 100% the same, with every line of fur, after its been flattened from the slop heap the vet gave us, smoothed and detailed, cleaned and cleaned again and coated in paints and scraped and glazed etc etc etc. it might be, slightly generalized, from the original. because it has to be. 

u know. as if we arent all pet owners and poor artists who unDERSTAND this is an expensive product, a one of a kind, likely the last thing your loved one has ever touched, that if we dont fix ever air pocket a careless vet or that freezing has caused it could explode and we might not be able to replicate it if its bad enough, as if we dont understand that each unique trait of your pet is important to you, and that balancing that with fixing the damage shipping or vets have caused is super fucking important

as if we dont get lectured every fucking other shift for the unavoidable human error of a production line in such a hands on super finicky process and how as much as its unavoidable we CANT fuck up

and THEN, after spending all day at this very intense, emotionally taxing, highly attentive to detail, job, in a pandemic, where im a key staff member, with family in healthcare. 

i come home and im trying to support an artist who i care about and tell them to raise their pricing, im typing staggered because im fucking tired, and some asshole butts in about affordability and i, like a dumbass ofc, say something about how its a luxury good and when u cant afford luxuries ofc u arent gunna get expensive art and they fucking OF COURSE, take it in the “poor people dont deserve fun” way, and i just. fuck you man. fuck you for taking it there. like yea, i shouldnt have worded it that way or hit enter in the chat so soon without really typing away but fuck man. like, just. im so fucking annoyed. 

obviously i dont believe that. i dont fucking MAKE ART in the FIELD I PUT MYSELF MASSIVELY IN DEBT FOR, because i cant fucking JUSTIFY SPENDING MONEY ON IT, because ceramics CANT FUCKING AFFORD ITSELF. because people refuse to pay enough, and IG GET IT, BECAUSE I ALSO CANT PAY THAT MUCH, SO I DONT FUCKING MAKE IT. 

i literally gave the artist i was talking to like fucking. 25$ the other day. cause i was worried about them giving away art so much and just, doing too much. and then anouther 25 to another of them in that chat because they are young and stupid and overworking themselves and i care. i am many grand in debt, and giving away money, and u want to come at me for fucking ACCESSIBILITY OF ART AND AFFORDABILITY AND SHIT? i fucking give away my art all the time to people because I KNOW ITS EXPENSIVE. 

but no, asking for commissions, which are a DEAL between a person and an artist granting them their skills to create SPECIFICALLY FOR THEM to be priced fairly is just TOO MUCH

on top of u know. asking for people to maybe, maybe respect artists a tiny bit and not repost their work. 

on top of, u kno, every fucking artist i know right now PANICKING and having to like, hold suicide support groups essentially because all our incomes are FUCKED because we cant go to cons and shit right now, and because were self employed we have NO safety net

but ya know. 25 bucks for a full shaded full body is reasonable!! poor people deserve specialized individualized one on ones with artists!!!!!!!!! they are entiteld to affordable art!!!!

its not like artists arent breaking their fucking bodies and minds trying to put out enough art to stay on top of algorithms just to get ANY notice so ANYONE will pay them enough for them to have a fucking sandwich maybe

its not like we are running our own social media, finances, assets, shipping, etc etc, and not being paid for it. 

dealing with people stealing our art and reposting it, or sharing it and saying “not mine!! :)” as if that fucking helps with the fact we need to get surgery on our wrists and eyes and drugs for our chemical imbalances 

literally want to set fucking fire to the art industry and burn it to the ground and tell everyone who hasnt invested their life in the arts to just go suck it because they cant even BOTHER listening to us for 5 fuckign seconds

the god damn fucking disrespect i cant

[dalaznews-blog]

Analysis: ESMA and the Professionalisation of the Retail Industry

http://dalaznews.com/news/financial-and-business/analysis-esma-and-the-professionalisation-of-the-retail-industry/

It is been substantially much less than 4 months thinking about that the European Securities and Marketplaces Authority (ESMA), a regulatory whole physique whose recognize is most likely to ship shivers down the spines of retail brokers, announced its new limits on contracts-for-discrepancies (CFDs) and binary choices.

By now, most males and ladies in the retail marketplace are typical with the regulation but, for these of you who have been residing underneath a rock, ESMA’s edicts are continue to worthy of going much more than. Beware, this will make for scintillating stuff.

Binary options are out. Extended gone. Kaput. Finito. ESMA has decided to prohibit the marketing and advertising, distribution, and sale of them. This is  effortless to recognize offered that the behaviour of chosen industry gamers has led many to consider that the antonym of ‘scrupulous’ is in easy truth ‘binary possibilities broker.’

Fewer effortless to recognize, at minimum from the viewpoint of many in the sector, are ESMA’s restrictions on CFDs investing. From the 1st of August of this 12 months, brokers will only be permitted to supply clientele with leverage of 30:1 on CFDs in essential forex pairs, 20:1 in indices, non-key forex pairs and gold and two:1 in cryptocurrencies.

Owning go via the guidelines, and recovered from their preliminary shock, some brokers have created the selection they will not be capable to continue becoming in organization if they stay in the Aged Continent. As a outcome, many are transferring offshore or shutting up shop completely.

Finance Magnates

The regulation is not just a problem for lesser gamers each. Even although they forecast a return to profitability in the up coming year, IG Group, one particular of the greatest corporations in the retail broking space, admitted in its most modern day financial report that the new laws are most likely to outcome in a slump in its revenues.

Aside from fleeing Europe and settling in, to place it kindly, a a lot much more broker-pleasant state someplace out in the Pacific or in the midst of the Caribbean, brokers do have one particular much more generally signifies of limiting the impression of the regulation – reclassification.

ESMA’s regulation only applies to retail traders. That suggests if a broker’s client decides to reclassify as a certified trader, none of the leverage limitations will implement to him.

Proper following in depth investigation and conversations with a range of leading brokers, Finance Magnates has situated that, whilst it will significantly reshape the sector, ESMA’s regulation may possibly not harm some broker’s revenues as a wonderful deal it would to start off with seem.

Bringing in the pros

Two weeks ago, Moreover500, one particular of the leaders in the CFDs retail trading industry, introduced a trading update for purchasers. The organization was optimistic, stating that it seems set to have a stellar functionality in Q2 of the existing fiscal yr.

Contained in just the assertion was one particular much more attractive piece of information. The CFD broker pointed out that of its current customer-base, 12 % would attainable be prepared to reclassify as Elective Certified Shoppers (EPCs).

Considerably, the traders that constructed up that 12 % ended up reliable for bringing in 75 per cent of In addition500’s revenues. The implications of this had been becoming constructed distinct by the organization itself.

“The Board thinks,” talked about the broker’s assertion, “that the Group’s EPC featuring puts it in a potent posture to sustain income from these shoppers pursuing the implementation of the new ESMA policies.”

Not on your personal

In addition500 is not the only firm to have a tiny phase of its clientele delivering it with the bulk of its revenue. Finance Magnates spoke to a quantity of brokers who proposed that a comparable proportion of their traders had been furnishing the thoughts-boggling bulk of their revenue circulation.

Graeme Watkins, CEO, Valutrades

“The industry has a sort of 90/10 rule,” stated Valutraders CEO Graeme Watkins, “where we say that 10 per cent of your clientele create 90 per cent of your revenue. I would say that quite a lot all brokers, invariably, will create most of their revenue from the key conclude of their organization.”

Two other firms that Finance Magnates spoke to, OctaFX and InterTrader, agreed. Even though they did not expose their have numbers, the two stated that brokers could anticipate roughly 20 % of shoppers to create 80 % of income.

In a modern day announcement, IG Group also noted that 3800 of its clientele, who are labeled as certified, knowledgeable contributed 35 % of its leveraged trading earnings in the prior quarter. The organization added that it is now sifting by way of 15,000 applications from retail purchasers who want to be reclassified as knowledgeable traders.

Similarly, in its gargantuan yearly report, CMC Marketplaces stated that it “is in the method of examining shopper requests to be treated as elective specialist clientele.” The firm added that it has a “strategy of attracting and retaining superior cost and professional clientele to mitigate some of the impact [of the ESMA regulation].”

Our eager eyed guests will have realised that most of the earlier talked about figures match neatly with the Pareto principle. This is the believed that roughly 20 % of a group participating in a specific activity, irrespective of whether or not it be shelling out taxes, proudly owning land or committing crimes, will be accountable for 80 per cent of that workout.

The adjust in this predicament is that, ideally for brokers, their very best 20 % of traders will no lengthier be topic matter to the exact same guidelines as the other 80 %. How fast that will be to apply is dependent on a variety of variables.

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In order to reclassify a client as a skilled, brokers have to jump via a quantity of regulatory hoops. Shoppers have to to start off with point out, in creating, that they want to be labeled as a knowledgeable.

A broker getting these a ask for should then evidently recommend to the customer that they will drop all regulatory protections and payment legal rights. Following this, the shopper ought to state in crafting, in a new document, that he is knowledgeable of the penalties of dropping this sort of protections.

Finance Magnates

Simple, perfect? Other than the program does not close listed right here. Just following this, a broker will have to give the customer a take a appear at that demonstrates he is capable of generating his private investment selections and has an understanding of the dangers involved. How this examination is made would look be at the discretion of the broker.

More than the program of this exam, a attainable client ought to also satisfy two of three difficulties. If they do not make an ordinary of 10 trades of “significant size” per quarter, shoppers ought to have a portfolio truly worth €500,000 ($586,000) and much more than a year’s worth of functioning knowledge in the fiscal sector.

These principles depart some wiggle region for unscrupulous behaviour- how huge is a trade of “significant size” for occasion? – and some brokers at the moment seem to be getting obtain of the them.

“We’ve heard that a quantity of brokers are trawling by means of LinkedIn, obtaining shoppers with some tenuous hyperlink to finance, and telling them they need to truly reclassify.” Talked about Watkins. Other folks have noted a comparable sample but truly do not think the trend is attainable to quite final.

“In the preceding, the FCA hasn’t taken in depth to react to new regulation.” Stated Christian Rolando, founder of Lugano Associates, a London-centered regulatory specialist to brokers, “at some phase they’ll come looking and, if brokers are not behaving appropriately, they’ll consider about enforcement action.”.”

Switching approaches

Irrespective of any backhanded options, many brokers are rather open up about the reality that they will be encouraging their purchasers to reclassify as specialist.

“We will not only persuade the most crucial traders which are eligible for reclassification,” explained George Pantzis, a manager in OctaFX’s study division, to Finance Magnates, “but will also permit them to create into added knowledgeable by signing up to our educational study course and by becoming a member of a purchasing and promoting academy.”

Other corporations are not remaining relatively as explicit as Pantzis but the moves they are generating nonetheless recommend they are obtaining comparable actions. As popular, IG Group and CMC Marketplaces are equally heading as a outcome of customer requests to reclassify as expert.

CMC Markets has even introduced a new provider to cater to a added substantial-conclude clientele. In April, the broker released CMC Expert, a new help constructed to preserve a consumer-base that trades with higher leverage.

A additional broker, InterTrader, has performed the quite exact same factor. At the beginning of July, the broker confirmed that it was going to commence providing a certified help to traders.

“The trading earth is altering and we’re switching with it.” Claimed the firm’s CEO, Shai Hefetz, “Our state-of-the-art purchasing and promoting program is tailor-created to significant traders who demand from clients key investing gear.”

Professionalisation

“There is generally a misunderstanding that the marketplace is hugely saturated, but this is not the situation at all,” ActivTrades’ CEO Alex Pusco explained to Finance Magnates this June, “we are just at the beginning.”

There appear to be two meanings to the this statement, one particular is genuine and the other is not. The retail industry is not just starting, as most persons searching at this quick write-up are informed, it has been about for decades.

On the other hand, we may possibly possibly in truth be at the beginning of a new phase inside the lifecycle of the retail investing sector. In reality, the modifications we are seeing may possibly recommend it is no longer even appropriate to refer to the sector as ‘retail’.

The behaviour of brokers so significantly suggests that ESMA’s regulation has pushed them into concentrating on wealthier, professional shoppers. This is illustrated by their emphasis on generating skilled products about the previous six months and their encouraging of specific, earnings-constructing shoppers to reclassify as skilled.

A number of in the field have predicted that ESMA’s regulation will push out the lesser, significantly much less professional brokers but the identical could be true for brokers’ clientele. If these brokers no lengthier devote any vitality to retaining or onboarding purchasers that truly do not qualify as professional traders, the choice of genuinely ‘retail’ shoppers may possibly possibly shrink substantially.

That would imply we are left with only substantial brokers and skilled traders. Is that nevertheless the retail organization? Possibly, but undoubtedly not as we following realized it.