#some literally wrote their school's names wrong and i had to double-check that and fix that for the certificates. fine. whatever

[simcardiac-arrested]

never volunteer for anything university related man. also go listen to this

[fanficimagery]

The Imprint Saga pt. 1

Summary: Imagine finding out the supernatural exists. You manage to keep a level head and even give the whole Imprint business a go, but your poor wolf had no idea just how stubborn you could be when you felt he or anyone else was in the wrong.

Words: 8.2K Warnings: This is absolutely ridiculous. I wrote it, loved it, edited it, and now I hate it. But I wrote three goddamn parts (currently writing pt. 3) and I refuse to delete any of it. With that said, the Reader gets a bit confrontational with those she doesn’t like and punches someone.

Moving to Forks for the start of your Junior year was not ideal, but your mom was in need of a better paying job and it just so happened that Forks General Hospital had a few open positions that needed filling. So after she gave you a week to pack up your room, the house, and have your high school transcripts transferred, your mom hired a moving truck to follow you over two hundred miles to your new home.

Everyone was curious about you and your mom, and it seemed like everyone knew everyone else's business so it was only a matter of time before the waitress at the local diner told everyone what she learned when she had made small talk with your mom. The town was also pretty dreary, but the beach in the next town over made up for it.

The first day of school has you waking up earlier than usual so you can drop your mom off at work before taking the car for yourself. Then after checking in at the main office to get your schedule and a slip of paper that needs to be signed by every teacher before being turned in at the end of the day, the day starts off exactly as you expected.

Every stare is immediately on you as you park your car, the murmurs starting as soon as you exit. Glancing around, unimpressed, you put your arms through the straps of your backpack and secure it snugly to you. Then pulling up the hood of your jacket, you head straight for the double doors.

Only halfway there, a student jumps out in front of you and snaps a picture of you. "You're Y/N Y/L/N," he grins, fiddling with his camera. "I'm Eric Yorkie, the eyes and ears of this place."

"Cool," you deadpan.

"Anything you need?" He then asks, clearly excited to be talking to you. "Tour guide, lunch date, a shoulder to cry on?" You can only blink in response and he readily continues on. "I'm on the paper and you're news, baby. Front page."

The clearly excitable and gossip go-to are people you tend to steer clear of, but something about this boy has you cracking a grin. He takes notice, practically shaking with excitement. "So long as you never call me baby again, I'll let you run whatever story you come up with."

"Yes!"

"And you have to dial down the eagerness from about a thirteen to a three. Take a breath, dude. I'm not that interesting."

"Nice." He tries so hard to seem cool and collected, but it's clearly not working. "Can I use that as a headline."

"Whatever." Eric keeps staring, almost like an eager puppy, and you sigh. "I'm gonna go. I want to acquaint myself with my locker and make sure I know how to follow this map. See you at lunch with those questions you no doubt are going to ask for that paper of yours." He seems like he's going to ask you something else, but you make a quick escape and leave him behind.

Finding your locker is fairly easy so long as you follow the numbers, but it's the classes that are a bit tricky. You're used to having all the classes in one building, either upstairs or downstairs, but the classes here are located in various buildings that make up the entire school.

You're not sure exactly sure which exit to take to find building E since apparently one side of the map ended up being cut off, so you walk up to the first couple you see standing by their lockers. The guy is pretty burly and the girl is ridiculously pretty for being a high school teenager. "Hey," the two teens tense, but you pay it no mind, "sorry to bother you, but can you tell me which way to go for building E? My map was cut off," you explain while showing them said map.

The burly boy blinks owlishly at you and the girl glares, but the only thing that pops into your head is that they have the most exotic eyes you've ever seen. "Oh. Uh sure." The boy takes the map from you, turning around to place it against a locker and finishes the map for you. As he hands it back, he says, "Just keep walking straight and take a left. Building E is that way."

You offer him a tired smile in return. "Thank you." Then glancing at the girl, your gaze falls to her feet. "Huh. Nice boots." Her glare softens, but you don't see it before you take your leave.

Classes then proceed to go exactly as expected, you getting your slip of paper signed before each class and then giving your name, the place you moved from, and a random fact for each teacher that asks you to introduce yourself to the class.

Lunch rolls around and you find an empty table, happily setting your tray down and tearing your hamburger to bite size pieces before eating them. That's where Eric finds you, Angela Weber in tow. The girl is someone you're most likely to befriend with her soft spoken nature and laid back personality. They ask questions about where you've moved from, your family, and your hobbies. You easily answer them, tossing in a crass joke or two that has Angela snorting milk from her nose and Eric taking a picture of the aftermath as you smirk at the poor girl.

Lauren, Tyler, Mike, and Jessica make their appearance at your table then, and you immediately dislike them. They're loud, rude, and obnoxious. The girls clearly have jealousy issues of some sort and the boys are only interested in what your dating life is like. But through them you learn about the Cullen clan.

"Oh my god," Jessica suddenly muses. "Don't look now, but Alice Cullen is staring at you!"

You frown when you realize she's addressing you. "Who?"

"Alice Cullen? Don't you know who they are by now?!"

"Uh no?"

Lauren smirks, leaning forward in her seat as if she's preparing to tell you the juiciest piece of gossip. "The Cullen and Hale twins are pretty much royalty around here, even if they don't give anyone the time of day." She gestures to the table in question and it's then you realize two of the so-called royalty are the couple you approached earlier that morning. "They've all been adopted by Dr. Cullen and his wife since she can't have any kids."

"Wow. Okay one, rude. All you had had to say was that Dr. Cullen and his wife adopted them. There is no need to tell anyone about Mrs. Cullen allegedly being infertile." Lauren, Jessica, and the boys gape at you, but Angela hides her smile behind her cup. "And two, why should it matter if they're staring? Are you really that starstruck over a bunch of teenagers?"

"B-Because they're the Cullen’s!" Jessica practically whisper shouts. "They're like together-together- Rosalie and Emmett, and Alice and Jasper- and they never pay attention to anyone, and- oh god, now Edward is looking over here!"

Jessica is on the verge of swooning and you roll your eyes, sighing. "Jesus Christ," you mutter. "You really need to pull yourself together. They're kids like you and I, albeit better looking, but still kids nonetheless. It's like you're desperate for their attention."

"Well yeah," Lauren scoffs. "You should feel lucky they're even looking in your direction."

"Gross," you utter. Jessica and Lauren are now looking at you in disbelief and annoyance, and the boys have clearly busied themselves with gossip of their own when the Cullen’s were mentioned. Lightly clearing your throat, you stand up and pick up your tray. "Well it was nice talking to you, Eric and Angela. I'll see you around. Maybe."

You dump your tray and then make your way out of the cafeteria building, easily finding your next class since Emmett Cullen had fixed your map. You then proceed to have a class with Edward Cullen- he nodding in greeting when you catch his gaze, a nod which you return- and a class with Alice Cullen who is practically bouncing in her seat when the teacher sits you next to her. She's a little too perky for your likes, so you merely grin before immediately pulling out your spiral notebook and taking notes from the board.

Your last class of the day is your history class which you end up sitting next to Jasper Hale. He's very tense and quiet, and seems both interested yet terrified of your presence, so you don't pay him much mind after nodding at him when you take your seat.

All in all, your classes are decent and you've literally only spoken to one person in the entire that you can find yourself wanting to spend time with outside of school. Angela.

It doesn't take long for the teens of Forks High to realize you're not afraid to speak your mind when they annoy you, and you found yourself only ever seeking out Angela. And out of all the Cullen’s it's Alice who seemed most interested in befriending you, but you weren't really interested. You were polite when she approached you, but you never really offered to hang out with her or take her up on her offer to go shopping. And while every other student found it offensive that you've turned her down, her family found it rather amusing.

Jasper eventually slightly warmed up to you since your teacher had partnered you up with him for a project, so you found it rather easy explaining to him that you weren't really the type of girl Alice needed in her life. He chuckled at your explanation of cheery people not being your cup of tea, but that you didn't have the heart to tell Alice yourself, and promised to let her down easy for you. You sighed in relief, thanked him, and then got back to taking notes.

Fortunately for you, Bella Swan came to Forks and Alice found a new girl to set her attention on.

It's the weekend, and you and your mom are feeling up to spending a day on the beach. And since it's chilly out, your mom makes a few phone calls to La Push to make sure that you won't be getting in trouble if you were to make a fire on the beach. So after purchasing a small shovel and some easy to light wood that would keep your fire going, she drives the two of you down to La Push Beach.

You find the perfect place to have your fire, next to a rather large piece of driftwood that appears as if it'd make the perfect backrest. You dig a shallow hole while your mom makes a teepee of wood before lighting it, and then the two of you plop yourselves down and just breathe in the salty ocean air.

"So how are you liking school, darling?" Your mom asks as she pulls forward a bag of snacks and drinks. "We haven't really had time to sit and talk."

You shrug. "School is school. Met a few people I can actually call friends."

"That's wonderful!"

"But I also made more enemies, so.."

"Y/N," she groans and you laugh. Eventually she grins at you. "What'd they do?"

"They were either too chipper for me to handle or they let their insecurities get the better of them which turned them into snarky assholes."

"Anything in particular you didn't like?"

"Oh. Loads," you say, "but I would rather not get into it. It's done and over with, and I'm perfectly fine with having Angela and Jasper as my only go-to friends."

"If you say so."

"I do. How's the hospital?"

"Oh I love it," your mom suddenly gushes. "I honestly think this might be the place we finally settle down. The only complaint I have about the hospital is that the staff is ridiculously obsessed with Dr. Cullen and his good looks."

You snort. "Seriously? Everyone at school, some teachers included, are freakishly obsessed with Dr. Cullen's adopted children."

Your mom giggles. "Are they pretty too?"

"Very pretty," you sigh. "I'm on pretty decent terms with all of them. Jasper, however, is the only one I tend to seek out if I'm in need of sitting in silence with someone. He's quiet, but he's got a wicked sense of humor when he's comfortable enough to show it."

"Oohh. Do I sense a future boyfriend?"

"Oohh," you tease back, "no." Your mom frowns and you laugh. "Dr. Cullen's children are all seeing each other," you then admit. "Jasper and Rosalie Hale are Mrs. Cullen's niece and nephew, and Edward, Alice, and Emmett were adopted by Dr. Cullen. Jasper and Alice are dating, as are Rosalie and Emmett. Edward's got this weird thing going on with the other new girl Bella."

"Oh. Um that's a bit-"

"Weird? I mean yeah, but they're not actually related so it's legal. I think." You chuckle, shaking your head and tossing a pringle at your mom.

The two of you lapse into silence, you eventually retrieving your polaroid camera from the car to take a few pictures. You both decide to dip your feet into the ocean water, squealing not even a second later when it proves to be too cold. Then when you and your mom have finally had enough of the beach for the day, she starts gathering your trash while you prepare to turn out the fire.

But before you can throw the first batch of sand on it, a voice calls out to stall you. "Wait! If you're done with the fire, do you mind if my fiancée and I use it?"

You turn around to find a rather tall, muscular and tan individual. The woman at his side barely comes up to his shoulders and she smiles timidly, her hair hiding some pretty fresh facial scars. "Not at all." You dump the sand off your shovel, smiling in greeting. "We just put some wood on, so it should still burn for a bit."

The man smiles. "I'm Sam. This is Emily." The woman waves, a wave which you return.

"Y/N. And the crazy lady who has yet to speak up is my mom [enter mom's name here]."

"Hey!" You smirk, glancing over your shoulder as your mom joins you. "I'm not that crazy." She winks as she joins you, introducing herself to Sam and Emily.

"So you guys new to town?" Sam wonders.

"To Forks," she says.

"Yeah. We moved here about two months ago now. But I love the beach, so we decided to make a day of it." Sam and Emily nod in understanding. "But we should be going now. You guys have a fire to enjoy. It was nice meeting you."

"You as well," Emily softly says. "I hope we run into each other again."

"You will," your mom says. "I swear Y/N was a mermaid in another life. She loves the ocean."

"Either that or a wild animal. I'm kind of drawn to the forests around here. It's.. peaceful."

"They can be," Sam says, "but they can also be very dangerous. If you go hiking, go with a friend. A group is better."

"Duly noted, my dude."

"And on that note," your mom says, "we really should be going. Hope you two have a nice night."

"You as well," Sam replies as you and your mom take your leave.

Days turned into weeks, weeks into months.

Your friendship with Angela had ended up leading you to being introduced to Bella, and you surprisingly found yourself with someone else you could call a friend. She doesn't tend to gossip or talk about anyone's insecurities, and she somehow manages to pick up on your moods pretty well. So when your mom can't make it to your beach trips, you tend to take Bella and/or Angela.

And on the days you go alone to the beach or your with your mom, Sam and/or Emily manage to find you.

The start of your Senior year is exciting and you're already looking forward to graduation. But not even two months into your Senior year, the Cullen’s decide to move away. You're sad to see Jasper go, but you completely understand and tell him and Alice to send postcards or knick knacks from wherever they make stops at. Healing crystals are your favorite just because they're pretty and you like to line them on your shelves, and Alice promises to send some really pretty ones.

Bella, however, seems to take their absence really hard. No amount of talking to her helps, so you give her some space. And in distancing yourself, you find yourself visiting La Push Beach more and more, and spending time with Emily.

It's there with Emily that you first meet Paul Lahote, Sam's newest friend.

"Hey Em, Paul and I are going to grill some burgers. You need anything from the market?"

"No, honey. I'm good."

"Y/N?"

Looking up from the crackling fire, you say, "Yes, Samuel?" Sam's friend snorts and you turn glittering eyes on him. "Hi. I'm Y/N."

Sam's friend looks right at you, his posture and expression going lax by the second. Your expression falters, even as you do your best to keep up a smile. Sam notices, frowns, and then smothers laughter as he elbows his friend. "Oh. Um, I'm Paul."

"Nice." You look back at Sam, grinning. "Can you bring some hot Cheetos?"

"Sure thing." Paul seems perfectly content looking at you, so Sam has to grasp him by the shoulder. "Let's go, Lahote. If Y/N doesn't get her hot Cheetos soon, she'll get cranky."

You don't deny his statement, only grinning wider and shrugging a shoulder. Paul huffs a laugh, but joins Sam, and you refocus your attention on Emily who's smiling a little too wide. "What?"

"So Paul, huh? Was it just me or did he seem a little too interested?"

You roll your eyes, chuckling. "Do all Quileute boys look like that? Because if so, I'm in trouble."

"I'm surprised you didn't bite his head off for staring."

"It's La Push, Em, I'm telling you," you chuckle. "There's just something about this place that makes me feel at peace. I feel.. connected almost, if that makes any sense."

"It does," she grins knowingly. "Believe me, it does."

Eventually Sam and Paul return to Emily entertaining you with changing the color of the fire by tossing driftwood into it, and they grill up some burgers on a small portable grilling pit. Sam and Emily are side-by-side, laughing as you suck in air between clenched teeth because you ate too many hot cheetos yet again. Nearby, Paul looks torn between laughing or getting you something to drink.

You can't explain it, but you immediately get on with Paul. He's talkative, which normally annoys you, but you find yourself relaxed around him. He's sort of a touchy-feely person, but you don't mind and even relax when he sits next to you and slings an arm around your shoulders when you end up laughing a little too hard at one of your own jokes. You don't see it, but Sam and Emily stare at you and Paul with fond expressions.

The night soon comes to an end and you leave the beach with a few new polaroids to hang on your wall, some of which you having departed with because Emily and Paul wanted them.

Another few weeks pass which leaves you looking forward to Christmas vacation after the shit day you've had at school. Your mom's already been informed of the altercation which took place, and after spending all day in In-School-Suspension since she couldn't leave work to pick you up you're more than ready to go home and nap the rest of the day away.

However, when you get home, you're all too aware of the grumpy mood you're slipping into when you're left alone with your thoughts. You feel mentally drained, you wish you didn't, and all you want to do is get away. So after tossing and turning in the comfort of your bed, you grab your cell phone which was lying next to you and scroll down to Emily's name.

The phone rings a couple of times before she picks up. "Hello?"

"Hey, Em, you busy?"

"Not at all. How are you?"

You gulp. "I've been better. Today was a shit day and I just- I need to get out. You busy this weekend?"

"Nope. What did you have in mind?" She chuckles.

"It sounds pretty juvenile," you say, "but I was wondering if you were interested in a girl's weekend? Starting tonight preferably? Obviously Sam will be there because we'll be at your house, but I much rather deal with you and him than anyone here in Forks."

"That sounds wonderful," she says. "Will your mom be okay with that?"

"Yeah. She understands how I get sometimes and she'll be happy that I'm taking the initiative to put myself in a positive atmosphere rather than sulking over what happened for the next three days."

"That bad, huh?"

"Not necessarily."

"Tell you what. Paul is actually in Forks on a job for Sam. I can call him and have him pick you up if you want to leave the car with your mom."

"That sounds perfect, Em. Thank you. I'll call my mom right now to let her know what the plan is."

"Okay. See you soon."

After hanging up with Emily, you call your mom. You tell her that you need a breather and that Emily's offered to let you spend the weekend with her starting tonight. Your mom agrees to the plan and assures you that she has a ride home after work so she doesn't need you to wait for her to get out or for you to drop the car off.

Your mom ends up keeping you on the phone a little longer than expected to talk about what went down at school, so you've only just hung up with her and made it downstairs to the hall closet to search for a duffel bag when there's a knock on the front door.

Opening the door, you're met with a rather sheepish Paul. "Hey, Lahote. You got here fast."

"Yeah. I was already done with my errand when Em called."

"Oh good. I haven't packed my bag yet, so come on in."

Paul enters your house and you shut the door behind him. "Emily mentioned a girl's weekend starting tonight. Don't you have school tomorrow?"

"Yeah about that," you chuckle nervously as you lead him upstairs, "I'm actually suspended tomorrow and have been instructed to cool off over the weekend."

"Suspended?" Paul snorts. "What the hell did you do?"

"Shoes off at the top step or you wait there," you quickly inform him. "The whole top floor is carpeted and I don't like shoes on the carpet." Paul hesitates, but he kicks off his shoes in the end. "And I might have punched Bella Swan."

Paul barks out a quick laugh as he follows you. "What did Bella Swan ever do to you?"

The whole upstairs level is a loft which your mom gladly let you have and you've fixed it to your liking so you're not hesitant to let anyone see it. You move to your dressers to grab three sets of comfortable clothes to lounge around in, underwear, and then grab a pair of jeans from your closet. "She, uh, she's been hanging out with that Jacob Black kid that keeps going on and on about Sam being in a cult," you say while setting your clothes into the duffel bag.

You walk over to your bathroom, quickly grabbing your toiletries and carrying them out to drop on your bed. "I don't know how she knows we hang out, but she had the goddamn nerve to tell me that I needed to stop hanging out with you because you and Sam were bad news. I laughed it off at first because she's a friend, but she kept pushing and I just- I snapped."

You plop down on your bed and when you look up, you find Paul standing in front of your book shelf which houses only two shelves of books while your healing crystals take up one shelf and geodes of various colors on another. "You really like rocks, don't you?"

You shrug. "They're pretty and most of those are from a friend who just moved away. I don't actually believe they have healing abilities, I just like the aesthetic of it all." Paul picks a couple up, examining them. "I was gonna learn how to make a necklace with some of the smaller ones, but then I got lazy. Maybe I'll learn soon."

As Paul moves on from the crystals to standing in front of the polaroids stuck to your wall, you smile and fix the contents of your bag. "Sam and Emily are in a lot of these," he says while grinning over his shoulder.

"Because I like them. It feels like I've known them for ages rather than a few months." Just as you've pulled the blanket from your bed to fold and take with you, Paul plops down on the edge of the bed. "No, no, don't!" Paul freezes and then his eyes widen, and you sigh. "Don't you dare get comfortable, Lahote."

"Jesus Christ," he groans. "What is your bed made out of?" He scoots up your bed, laying back fully. "If we ever get to that point in our friendship where we have sleepovers, I'm definitely sleeping in your bed."

You snort. "Keep dreaming."

"Oh I will." You're thankful his eyes are closed because his words make you blush.

You quickly get yourself under control, and once you have everything Paul takes your bag while leaving you to take your blanket and pillow. He easily slides his feet back into his sneakers and you follow him downstairs where you put on your own shoes. Then outside, Paul opens the passenger door for you before handing you your bag.

"All set?"

"Yep. All set."

Paul shuts the door, smirking, and you roll your eyes at him as he saunters in front of the truck to get to the driver side door. He chuckles as he settles himself behind the steering wheel and your thoughts the entire way to La Push are centered around how screwed you are if Paul keeps up with the flirty behavior.

Thursday night at Sam and Emily's proved to be exactly what you needed. You had attempted to help her in the kitchen, but she pushed you into the living room to find something on tv. Sam and Paul had left to run some errands, so instead you made yourself comfortable at the kitchen table and kept Emily company while she cooked.

The boys had reappeared with a friend in tow, all shirtless and barefoot. You were introduced to Jared who couldn't stop smirking at you and Paul, and you only had to threaten him once when he made a crass joke directed at you. It almost sounded like a growl had come from Paul, but Emily had distracted you soon after.

When Sam and Emily had found out why you didn't have school on Friday, they seemed rather amused but it was Emily who had lightly scolded you about violence not being the answer. You assured her you knew and that your mom had already gotten on your case about it, and then proceeded to help Emily around the house and do a bit of grocery shopping since it seemed she fed not only Sam, but also Paul and Jared. Then Friday night you and Emily watched movies as the boys ran some more errands, and the two of you barely complained when the boys crashed it.

Saturday morning, you and Emily had been making some breakfast when Paul showed up. He had greeted Emily with a kiss to her cheek and when he turned to you, you raised an eyebrow at him. He had huffed, but gave you a brief side-hug before joining Sam at the table. Then just as you were taking the coffee to the table, a heart stopping howl had ripped through the air. You shuddered, Sam and Paul perked up, and Emily attempted to distract you.

But before she could, Sam spoke up. "There's nothing to be scared of. The wolves don't go anywhere near our homes."

You had startled at the hand Emily laid on your shoulder and then realized you had frozen when you heard the howl. "Oh. I'm not scared." You had set the coffee down and then took a seat. "I actually like wolves. I just never heard one outside of a wolf sanctuary."

Paul choked on his bite of food. "W-Wolf sanctuary? You've been to one of those."

"Yeah." You had started to make yourself a plate when you explained. "When I was younger, I was really obsessed with wolves. Before my dad passed, he would take me every summer to the sanctuary. I visited so much that one wolf in particular remembered me. She would knock me down to greet me and then follow me around for as long as I was there."

Not long after you had shared that memory, Jared rushed in through the back door and Emily made him sit to have breakfast before he whisked Sam and Paul away. Then before Sam had left, he had told you and Emily to dress warm because there was a bonfire with Quileute Elders that he had wanted you to attend later that night. Paul had become apprehensive at that, but your interest had been piqued immediately.

Then later that night after you had dressed warm for the beach, Sam had driven you and Emily. Paul was waiting for you at the beach and you noticed he seemed almost nervous, so when he reached for your hand you let him take it without a word. There were a handful of people on the beach, sitting around a fire, and you smiled and shook hands with everyone Paul introduced you to.

Eventually, Harry Clearwater called for everyone's attention. He spoke of the Quileute legends- of the men long before their time and spirit warriors who chased away threats. Everyone listening was hanging off his every word, and you found yourself enthralled with the tale of the Cold Ones and the Quileutes magically shifting into wolves who hunted the Cold Ones down after one slaughtered half their village. He spun a beautiful tale that you left shivering when a woman sacrificed herself for her husband and something about the somber atmosphere afterward left you feeling off. It was almost as if everyone present believed in the legends.

Harry went on to explain that the Quileute legends were passed down from generation to generation, and that it was of the utmost importance no outsiders hear them. And that- that confused you because you were the very definition of an outsider. Yet it also didn't slip your mind that everyone you had met welcomed you with warm smiles.

Back at Sam and Emily's, Emily has instructed you, Sam, and Paul to take a seat at the table while she whisks up some hot chocolate.

But your earlier thoughts are still sticking with you. "Not that I don't appreciate being invited out tonight, but why was I?" You hesitantly ask. "I'm clearly not of Quileute blood."

Paul's gaze immediately darts to Sam. He and Paul share a look, the elder man nodding. Paul promptly stands and heads out the back door, and you frown as you watch him go. "Special circumstances made it so that we were able to bring in you in on the secret."

"Secret?" You wonder. "Your legends are really that secretive?"

"They have to be," Emily carefully explains as she makes her way back to the table, hot chocolate forgotten. "If not, the wolves would be hunted down."

"The wolves?" You quirk an eyebrow, grinning, but your amusement falters when a howl pierces the air. You gulp and your eyes immediately dart to the back door. "That was a coincidence."

Another howl echoes back. "Should someone go get Paul? That sounded awfully close."

Emily smiles sadly and you find yourself climbing to your feet to follow after her. Sam follows behind and you can't help the sharp inhale when a large gray wolf stands in their backyard. "That's no normal wolf," you mutter, shocked at the sheer size of it.

The wolf seems antsy, whining as it shifts it's weight from front paw to front paw. You can't take your eyes off it, nor it you, and you find your chest aching with how hard and fast your heart is pumping.

"The wolves protect our lands from the Cold Ones. Vampires," Sam says and you flinch, startled. "The Quileute legends were just that- legends that we were told growing up. But then a coven of Cold Ones settled in Forks and their proximity started to trigger our shapeshifting abilities."

"O-Our?"

Sam smiles sadly before walking off the porch and towards the gray wolf. Your eyes widen and you reach out for him, but Emily pulls you back. "It's okay," she tells you. "Watch."

From one moment to the next, Sam bursts out of his clothes and in his place is an even larger black wolf. You choke back a sob, your mind trying to wrap around what it is you're seeing. Emily tucks you under one of her arms, but you hold yourself tense. "I- I don't- what?"

"They're our protectors."

"But- but how?" You shakily point at Sam, then towards the gray wolf. "And who?"

Emily squeezes you a little closer. "I think you know who, sweetheart."

The gray wolf whines and takes a step closer, but the black wolf lowly growls at him. Your mind is going a mile minute and part of you is wanting to go searching for Paul. But surely if Paul had heard the howl, he'd have come back or called or something. And then it clicks. "Paul?" the wolf whines louder and lowers itself to its belly. You exhale harshly, breath stuttering as you try not to freak out. "I- I need-"

"Shh," Emily shushes you. "Let's get you back inside and-"

"Home. I need to go home," you say as you start walking backwards. The gray wolf whines louder, standing up and running towards the woods. The black wolf watches him go before looking back at you and Emily, huffing once before sprinting after the wolf himself.

"Come on, Y/N. I'll get you home."

You collect your belongings in a daze, meeting Emily by the kitchen. She smiles sadly at you, a smile which you return, and you follow after her to Sam's truck. Just as you've set your bag and blanket down, and are about to hop into the truck, a heart shattering howl rips through the air. You freeze and turn towards the woods, your heart aching at the sorrowful howl.

The drive is silent with the exception of the static-filled airwaves and all too soon Emily is parking outside your house. Your house is empty with your mom being at work, so you're in no rush to get out and Emily is in no rush to kick you out.

The seconds seem to drag on until eventually you ask the question that's been nagging you since Sam let the wolf out of the bag. "Why me?"

"Excuse me?"

"Why me, Em?" You sigh and turn in your seat to stare at the woman. "What were the special circumstances that Sam deemed it appropriate for me to know all this?"

She fidgets in her seat. "This is something you should be really talking to Paul about, Y/N."

"But I'm asking you. I don't- I need time. But I also need to know why you guys let an outsider in when it's clear outsiders aren't welcome."

You stare at Emily long enough that she finally caves. "The wolves have something that they call Imprints. Long story short, imprints are the wolves' soulmates. They live, they breathe, and they'll do anything for this one person."

"Okay..?"

"I am Sam's imprint," she breathes out a little too quickly, "and you-"

"And me?" You ask when she trails off. She looks at you, almost as if pleading with her eyes to not make her say it. Your chest aches with realization. "And I'm whose? Paul's?" At her hesitant nod it's like all the air is sucked from your lungs. Your eyes tear up and a noise that's a mixture between a laugh and sob escapes you. Emily continues to stare and you shake your head, sniffling. "I think I should go."

"Y/N."

"Please don't," you mutter. "This is a lot to take in and I just need-"

"Time," Emily finishes. "I understand."

As you grab your blanket and pillow a little tighter in one arm, you grab the strap of your duffel bag with the other. Getting out, you then stand by the opened door. "I'll talk to you soon, Em. I will," you assure her. "I just need to sleep on it."

Just as you're getting ready to shut the door, Emily stops you. "I know it's a lot to take in. Believe me, I know," she huffs a laugh. "And when you come back around, remind me to tell you all about how Sam and I first started out."

"Do you- would you mind telling me now?" You meekly ask. "My mom will still be gone for a few more hours and in all honesty I would rather learn of everything from a fellow imprint."

"A-Are you sure?"

"Yeah."

"Okay then. I'll just call and leave a message for Sam."

Shapeshifting wolves, Imprints, and Cold Ones. It's a lot to take in, especially learning just who the Forks coven was, but a lot easier to digest coming from Emily. Hers and Sam's story was heartbreaking, but watching the love and affection she held for him eased your mind and heart some.

You had Sunday all to yourself, not doing anything at all but lounging in bed and watching the cheesiest rom-coms you could find on tv. Your mom had lured you downstairs with some meatloaf and gravy, and then you had proceeded to shower and get in bed early for school the next morning.

Monday morning had a good morning text and an apology from Paul, and you did your best to pay attention in school. People were still talking about how Bella got her black eye, but they were let down when you and Bella ran into one another and all you did was nod before moving on. She was still in a slump since the Cullen's departure and it took everything in you to keep from telling her you knew about the Cold Ones. But you figured in doing so, she'd want to know how you found out and you couldn't tell her about the wolves. So you kept quiet and tried to figure out exactly what you were going to do about Paul.

Emily had explained that the relationship between a wolf and his imprint wasn't necessarily romantic, but more often than not that's how it usually played out. She tried her best to not persuade you into anything, so you assured her she had nothing to worry about. Things between you and Paul weren't exactly normal, but you were comfortable enough with whatever you and him had going on.

Then by Monday night the loneliness started to kick in and you couldn't hold back for much longer. So Tuesday morning, after dropping your mom off at work, you decide to skip school and head down to La Push.

It's not long before you're parking in front of Emily's house. You've only walked up the steps when the screen door opens and Paul steps out. His expression is stoic, hands tucked into the front pockets of his jean shorts.

"Can we- can we go for a walk?" You ask. Paul nods and you turn to head back down the steps. He follows after you and you cross your arms over your chest as the two of you walk down the road. "So wolves," you drawl. "And imprints."

Paul huffs, smothering his amusement. "Yep. Emily told us she told you everything."

"Yeah. Sorry about that. I just figured it'd be easier to hear from her rather than anyone else." You kick a stray rock, sighing.

"Do you have any questions?"

"Hmm? Oh. No. I just wanted to see you."

Paul stops and you continue a few steps more before turning around to face him. When you meet his gaze, you roll your eyes at his smug expression. "So you're not going to freak out?"

"That's what Sunday was for," you tell him. "And then I moped around a bit on Monday and caved this morning."

"So what are-"

"We?" You finish for him. He nods. "I'm not sure. I was just hoping we would take it day by day. If something happens, it happens. If it doesn't, it doesn't. So what do you say?" You ask, holding a hand out for him.

He glances at your hand, grinning. "Sure. Why not." Taking up your hand, you and Paul then head back towards Emily's.

Christmas came and went, you spending the day with your mom since she had the day off. Then New Years came and you spent the day on the Rez since your mom had to work. You learn about the pack dynamics since more wolves had started to phase and then raised the question about why they were phasing if the Cullen coven had moved away. It was Paul who reluctantly admitted that they didn't know why.

Then Jacob Black joined the pack and Bella fell back down the slippery slope into a state of depression. But something about this time around seemed different and you just knew it was going to be bad. And sure enough you were right. Mostly.

You're finishing up an English essay when the doorbell rings. You ignore it since your mom is downstairs, grinning when you hear her greet Paul. She had met him on Christmas Eve and if you hadn't called dibs, you were pretty sure she would have jokingly tried. Your mom stalls Paul for just a little while and then you hear him climbing the stairs just as you cross your last t's and dot your last i's.

"Hey there, smarty pants."

You smile and close your binder, capping your pen and turning in your seat. "Hey, wolf boy. Done with patrol?"

"Yeah. Sam gave me the night to cool off."

"Cool off?" Paul sheepishly pads barefoot over to your bed, falling in and scooting towards the wall. You get up, clicking off your desk lamp and plugging in the fairy lights above your bed. "What did you do?" You ask, falling into bed right next to him.

"Black got around Sam's gag order and that leech lover of his found out about us."

"Leech lov- Bella? Bella knows about the Quileutes?" You ask, eyes wide and voice lowered.

"Yep." You finally settle down, head pillowed on his outstretched arm while you drape an arm across his abdomen. "Bella punched me and-"

"She punched you?!"

"Yes." He chuckles at your outrage. "And I shifted in front of her. Jacob and I got into a fight, and Bella was let in on everything. Turns out that redheaded leech is after her because her leech killed her mate and now she wants to return the favor."

"Jesus Christ," you groan. "Bella's a magnet for them."

"Yeah. So until we get a handle on the situation, please be careful. Don't do any unnecessary wandering in the woods and definitely don't go anywhere with Bella fuckin' Swan."

You snuggle deeper into him, snorting. "Aye, aye, captain. You staying the night?"

"Yeah. Your mom wants the car in the morning because she has to pick up a friend. I'm taking you to school and picking you up."

"Sounds good."

And within minutes, with Paul idly tracing patterns on your back, you're fast asleep.

Waking up the following morning, however, is a lot harder when Paul's cuddling you. You have to drag yourself out from under his arm and then grumble unflattering words at him as he snuggles down with your pillow while you get ready for school.

There's coffee waiting for you downstairs courtesy of your mom and a note of thanks from her to Paul for not defiling you under her roof while she was sleeping downstairs. Paul's cheeks turn red and you giggled the entire drive to school.

The staring reminds you of your first day of school, but this time it's because of Paul. You roll your eyes at the females who seem a little too interested and scoff at Mike and Tyler who frown as you pass by. One stare in particular, however, catches your attention.

"You can let me out here," you say. "I wanna talk to Bella real quick."

"About?"

"Girl stuff." You grin at Paul, quickly rattling off the time you get out of school. Then when you hop out, you make your way towards Bella who's standing by her red monstrosity of a truck. "So I hear you learned about the boys on the Rez."

She blinks owlishly before jerking her head in a nod. "Yeah. You knew?"

"Yep. Since before Christmas."

She frowns. "Why didn't you tell me?"

"Excuse me?" The nerve of this girl really grates on your nerves and your hand tightens its grip on the strap of your backpack. "Because it wasn't any of your business." She opens her mouth to no doubt explain her right in knowing, but she wisely shuts her mouth right away when she notices your white knuckled grip. "A word of advice, Bells, you touch Paul again and I'll blacken your other eye. Are we clear?"

Her eyes widen and when you quirk an eyebrow at her, she gulps and quickly nods. "Y-Yeah. Crystal."

"Good. Now let's get to class."

When you turn around, your curse under your breath when you realize Paul is still sitting there in his truck. He's smirking right at you and you just know he's heard what you told Bella. So after quickly flipping him off and grinning when you hear Bella snort in amusement, you and your sometimes friend head towards the school buildings.

You do your best to tune out those who would call themselves your friend, ignoring the questions about your mysterious morning companion. Bella, when around, had smirked through it all and only shrugged when the questions were then directed at her, she only telling them he was a guy from La Push.

Then when school lets out, you and Angela are walking side by side. She's going on about an upcoming article she's going to write when Paul catches your attention, he leaning on the tailgate of his truck. But when he catches sight of you, he pushes off and stalks towards you. You grin, Angela trails off when she realizes you're no longer paying her any attention, and Paul smirks just as he comes toe to toe with you.

"What are you doing, Lah-" Hands cup your jaw and feverish lips press against yours. You gasp before your eyes flutter shut, your hands grasping the front of his shirt as you lean up on the tips of your toes to press back against him. Angela giggles from beside you and you only pull back when a whistle pierces the air. You fall back so you're flat on your feet, gulping before licking your bottom lip. "So, uh, so we're doing that now, are we?"

"You started it when you threatened to blacken Swan's eye."

Angela snorts as you purse your lips to keep from laughing. "Whatever. Paul, this is Angela. Ang, this Paul. My.. Paul."

"Smooth," he chuckles, then glances at Angela and nods in greeting. "Hi. It's nice to meet one of Y/N's friends. She doesn't like to introduce me to any of them."

You punch his shoulder. "Not true. Most of my friends are your friends. Angela is the only one outside of La Push that I consider a friend and this is the first time you've literally come here. Don't be a dick."

Paul merely grins down at you, bringing you to his side and turning you so his arm drapes along the back of your shoulders. Angela smiles. "You two are adorable. No wonder none of the boys here caught your attention."

You roll your eyes, biting back a smile. "Yeah, yeah. This idiot had me hooked early on. No one in Forks even stood a chance."

"And on that note," Paul muses, far too smug, "we really should get going."

After telling your friend you'd see her tomorrow, you follow Paul to his truck where he proceeds to open the door for you. Then once he's settled behind the wheel and starts to carefully drive out of the school parking lot, he holds his right hand out in between you and you barely glance at it before grasping his hand with your own left. "So we're really doing this? No going back?"

He grins. "No going back."

[dinosaurtsukki]

BSD x university au hc’s | pt. 2

part 2 of the university au hc’s !! i am obviously a slut for chuuya and fyodor so don’t mind me. i hope you guys like this !!

check out pt. 1 here

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Akutagawa Ryuunosuke:

i love akutagawa ryuunosuke my angst child but i’m just like ‘hmmmmmmm’ when it comes to what his course would probably be

after extensive research aka reading his character page on wiki i feel like maybe he’d be a history major because,,,, he likes antiques?

well his clothes do seem very dark academia-esque and i can see him liking something as cool as history

akutagawa’s probably into something like war history but he’s not weird about it he just finds it really cool how different strategies work or analyzing what exactly makes the winners win

he absolutely HATES the fact that he keeps having to read the Iliad for class

he’s also that classmate who INTENSIVELY DEFENDS achilles for being a bit of a little bitch (but he fully agrees that patroclus and achilles were gay af ok this was random moving on)

akutagawa has practically no social life. he doesn’t go to parties, he doesn’t talk to his roommate, he doesn’t even like to eat in the dining hall

BUT he absolutely loves being in debate team because WINNING

he’s such a nightmare to work with though but he just delivers so well when it’s time for him to speak. like, if he’s on a negative and it’s time to hash out rebuttals, just prepare to get MURDERED

other debaters: “esteemed scholars and adjudicators...”

akutagawa: “you, sir, have no idea how wrong you are.”

that is until dazai decided to randomly show up at a debate tournament all ‘la di da da’ like and completely crushed akutagawa along with his ego

from then on he started stalking dazai and just SOMEHOW managed to end up in his circle of friends

even though he’s antisocial in real life, akutagawa 100% runs a dark academia aesthetic blog on tumblr i’m right and i don’t accept criticism

it’s actually really good he has a ton of followers and even does requests for moodboards if someone asks nicely

atsushi was the one who actually found out about it but he’s nice so he didn’t tell akutagawa about it

kunikida probably follows that blog

Chuuya Nakahara:

if this part sounds like i’m just thirsting for chuuya then you’re absolutely right i love wine man

don’t get mad at me but i can ABSOLUTELY SEE HIM MAJORING IN FASHION DESIGN I MEAN LOOK AT HIM

he’s just always had such a good eye for fashion and he’s veryyy meticulous when it comes to snipping and putting together clothes

chuuya also carries a sketchbook full of designs and his drawings look amazing and he isn’t afraid to just show them off

that said he doesn’t dress like a tired uni student at all, like he just always looks so on-point and unbothered by his five million deadlines

dazai: chuuya, i said this was a CASUAL LUNCH

chuuya, dressed in what looks like silk pajamas: THIS IS CASUAL

tbh if he just wore a white t-shirt and jeans i would die maybe he’s actually saving us from this ordeal

he has so much talent though as a designer he’s probably had several internships with design companies all throughout his years at uni

i feel like chuuya’s also really active in extracurriculars and has been in leadership positions in some of them (he probably runs the student org for fashion design)

chuuya in a student band though oh my gosh i can’t breathe i can’t breathe him as a VOCALIST?? and wearing torn jeans and eyeliner and that same hat in concerts ican’t brEATHE

okay in all honesty he would thrive being in a band chuuya loves the attention and the creativity of being able to design their whole look and write songs

tbh i don’t know if he’d have a roommate chuuya’s probably the type who’d rather have one of those single rooms or just rent a flat for him to stay in even after graduation

because his social life is super vibrant, he does have a lot of friends and he does make an effort to get to know all of them individually 

but he’s more open around those who he’s been friends with for a really long time and as much as he’d like to say dazai isn’t one of them, he is

also chuuya is definitely the type to party hard during the weekends and has more than once crashed in someone’s house after drinking too much (dazai drew on his face on more than one occasion)

Oda Sakunosuke:

i love this man SO MUCH you guys have no idea i would literally die for him

100% this guy majors in creative writing because this is supported by FACTS and not just me wanting to be coursemates with him in this fictional world

super serious and diligent with his work especially since he’s passionate about writing. he loves to read in his spare time and is such a fan of classic novels about social realism or philosophy

oda spends 99% of his time in second-hand bookshops that the owner probably knows him by name at this point

he’s super old school when it comes to writing though, like he still keeps and writes in a notebook before typing it up on a laptop and no matter how many times dazai tells him its impractical, oda just keeps doing it

lmao whenever workshops come around he’s super nice with his critique. i bet a lot of his fellow classmates like sending their writing drafts to him

he draws smiley faces and always adds ‘nice work’ on people’s drafts omg i love odasaku

he’s such an old soul, he probably doesn’t do a whole lot of partying but he likes more quiet, private social events like drinking with close friends or just hanging out and talking at other people’s houses

he and dazai probably met when dazai decided to take an intro to creative writing class and wrote a long poem about double suicide on his first day that kind of put off everyone in the class from wanting to sit with him

odasaku was the only one who wasn’t exactly bothered but he did give dazai some comments to help him with his poetry and dazai instantly wanted to be his friend

in terms of extracurricular life, i can definitely see odasaku joining a writing organization and even the campus newspaper. he does find joy in interviewing students for newspaper articles

he’s also pretty into photography and uses a really old, second-hand camera that he bought at an antique store and fixed himself. at one point he won a prize in a contest

odasaku would be the best roommate. he’s super sensitive to when you have a bad day and will invite you to sit on his bed and hug his pillow and talk about your problems

scratch that, everyone talks to odasaku about their problems and now your room is like a therapist’s office

Edgar Allan Poe:

i swear this was the only gif i could find other than actual edgar allan poe

ANOTHER CREATIVE WRITING BUDDY AHHH I WOULD LOVE TO BE BESTIES WITH HIM AHHH

well actually i feel like since he’s super ambitious and already has a fixed idea on the stuff he likes to write, he’d probably double major in something like forensic science because he’d use it to write his mystery novels

omg that’s where he meets ranpo and now pretty much every main character poe writes is slightly based on on ranpo

it’s a problem. his professor brings it up more than once during his classes but it’s poe’s Thing now

he also has such an unending passion for gothic literature and he wears those white, long-sleeved blouses and waistcoats on a REGULAR BASIS

chuuya probably saw him once and was like ‘hmm, i could pull that off’

poe’s daily route is just going to the library and to class and then go home and that’s about it

he ended up working as a student assistant at the library because he’s just super familiar with the book collections and it’s a job that’s peaceful and quiet 

more than once though, he’d just be really in-deep with his writing to the point that he doesn’t even notice that the library has closed or that he hasn’t eaten the entire day

that’s alright though because ranpo always passes by the library at night to check on his friend and (reluctantly) give him some snacks

also since poe’s pretty much a recluse, he doesn’t go to any social event UNLESS it’s a halloween-themed one

he loves going all out with his costumes because he’s a Drama Queen like that but the problem is he keeps dressing up as gothic novel characters and nobody gets it

dazai, trying to guess his costume: umm,, Two-Face from Batman?

poe: IT’S DR. JEKYLL AND MR. HYDE

there was this one time when poe took it upon himself to host the halloween party and it was EPIC

he basically designed it as a murder mystery night wherein everyone who came pretended to be guests at a house and then a murder happened

the only problem was that ranpo was conspiring with poe and it was pretty much unfair

except for the fact that ranpo was frustrated at how bad everyone was at deducing that he ended up solving the mystery for them

Fyodor Dostoevsky:

one of my favorite scenes of him in s3 was of fyodor playing the cello because god damn that is beautiful and therefore i am hc-ing him as a music major and you can’t tell me otherwise

fyodor is an absolute music genius and he was definitely scouted by the university’s music program and then he was granted a scholarship (because in this ideal university, the arts are valued)

he purposely decided to go to a university rather than a music conservatory because he’s also interested in learning a bunch of other things

aside from his music classes, he ventures into comparative literature and philosophy, even a bit of computer science at some point

people always assume that since he’s a music major he probably wouldn’t do well in other subjects but SURPRISE BITCH

anyway, fyodor’s a genius because god clearly has favorites

aside from attending class, he’s even part of an official orchestra and has even landed a few solos 

that said, he’s quite busy and very preoccupied in his own work to actually have a social life either

you’ll often find him rehearsing by himself in an empty classroom for hours and hours on end (someone pls bring him food he’s also the type to forget to eat or even drink water)

if you are able to catch him perform at an orchestra or just practice by himself, it’s quite a mesmerizing sight. his eyes are often closed so he could focus on the sound alone and his fingers move so elegantly along the neck of the cello

(sorry i just love people who play any form of stringed instrument)

fyodor also takes such good care of his cello. also he would probably kill you on the spot if you touched his bow

he has a fairly small group of friends and they like playing chess together (even though fyodor is better than all of them) and just talk about um,, idk philosophy and stuff (whatever it is smart people do idk i’m not one of them)

i have a feeling he actually follows akutagawa’s dark academia blog and loves his content, even to the point of requesting ‘cello player moodboards’

also because he’s a cello player he needs to take care of his fingers so he wears gloves a lot (idk why i find this hot)

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taglist (check out my post for details on being part of my taglist): @waitforitillwritemywayout @tpwkatsumu @laure-chan

[lostpioneer]

Can’t Sit Down and Write? Same Dude

Alright, buddy, I’m going to lay this out flat on you, whoever you are. I’m absolute garbage at writing. I don’t just mean skill, I mean all aspects- Commitment, focus, grammar (though I try my hardest,) and pretty much anything you can think of, I’m bad at. I probably have more unfinished writing ideas than I have days left on this Earth, and I can never dedicate myself to just one idea. Even short stories, besides ones I wrote back in middle school that I pretend don’t exist, remain unfinished and collecting virtual dust in my computer files while I do literally anything besides write.

The one strength I might possibly have, though? I soak up anything- And I mean anything- that I can about writing. Tips and tricks, websites, apps, styles- Everything I can get my hands on. So here’s my grand idea: I’m going to write this blog in an attempt to help other people like me, and maybe even people that don’t have the same issues I have.

The way I see it is writing is a complex art- And just like in any other type of art, you want the best tools you can possibly obtain. Like paintbrushes for watercolor, or graphite pencils for visual art. Those tools help you do better in whichever focus you have, so shouldn’t writing tools do the same?

You can argue that writing comes from within, from years of teaching, and I get that and agree with it- but there’s nothing wrong with a little extra help.

So, here are some of my (im)perfect tips for perfect writing.

 -         Sit your ass down. I’m sure a lot of you have heard this one but I can’t stress it enough. It is an extremely important aspect of writing that can start as a building block for success. When you make yourself sit down at your desk and put pen to paper (or fingers to keys,) it helps you commit yourself to the project even more.

-         Set word goals. There’s a lot of neat sites and programs that can help you keep track of your word and character counts, and these sites usually come with extra functions as well, so it never hurts to “shop” around. The point of this, though, is to have realistic goals. Of course, the end goal is to finish your paper, end the novel, or complete your short story, but you need smaller goals in between, especially if your project is a rather large one. Think like a chapter or two a day, or 1,000-1,600 words a day. These are just random values I shoot for, but yours don’t have to be as extensive- Just set the goal. When you get to a certain word goal, there’s a sense of accomplishment that can follow, and even sometimes you’ll have the urge to keep on trudging through it. Writing is also a pain sometimes, which is why word goals are so important- Set small ones if you get easily restless, or you don’t have a lot of free time to set aside. The important thing is having a goal you can reach, or at least get close to.

-         Write first, Edit later. Now this may sound easier than it is, and for some people (me in particular,) I have an insanely difficult time not editing on the way. And sometimes that’s okay. I usually find myself just fixing a word or grammar error, like a missing period or misspelled word. What I mean about not editing is when you stop your writing and go back to review what you’ve done. This is okay if you’ve found a good stopping point or reached a goal, but to backtrack in the middle of a writing process can hurt your workflow and get your mind off the current task. As painful as it might sound, sometimes you have to grit your teeth and push through that nagging urge to double-check what you’ve done.

-         Take breaks (if you need to.) If you’re anything like me, you might have a hard time sitting and clacking at your keyboard for more than 20 or 30 minutes at a time (I can barely manage that.) So the logical way to stop yourself from getting worn out is to just take a break. Watch a YouTube video, look at Pinterest or Tumblr, or IG- Anything you want. The key here is to give your mind time to process something different and keep it from getting worn out on the same thing. The other key is to return to your writing once you’ve given your mental muscles time to breathe. It’s a weird thing to balance, but if you can find one, it does wonders.

·         Find a writing buddy. Now this is a recent one for me, but it also helps a lot with your consistency. Basically find a friend or relative that bears a similar interest in writing that you do, one that can go through the journey of writing with together. If you can’t find someone that will write with you, at least find a friend that can hold you accountable. A good way to do it is ask them if they can keep you responsible- Tell them what you’re writing, what your daily word goals are, what times during the day you’ll be writing. It’s a new experience for me but I 100% recommend it to anyone that struggles with staying committed.

-         Find an idea and stick with it. This is probably the hardest one for me personally. I have so many ideas that I’d love to see played out in stories and novels, but I can never make myself focus on just one. And that’s the key- You have to find the one. Now, it doesn’t mean you can’t have other ideas, but unless you’re an amazing multitasker, you need to focus on the one that you’re working on then and there. If I had a dollar for any idea that distracted me from finishing another idea, I’d be rich enough to hire someone else to write this for me. (Not really, I’d probably spend it on candy bars or something, but you get my point. Right?)

 So those are just a few ideas off the top of my head. I might come back to this post at some later date to add more if any come to mind, or just start a new post entirely; call it part two or something. But that’s it for now on the Tips!

So below here, I’m going to list some of my favorite apps/websites that enable writing, ones that I personally enjoy and why I enjoy them. Here goes:

 -         sta.sh: Nothing too special here, basically just a free writing tool that’s similar (though not as extensive) as Microsoft Word. The cool thing about it is that it’s 100% free, all you need is a DeviantArt account. Sta.sh is 1005 online and backs up your files online as well automatically. It’s all private as well- No one else can see your stuff except for you, and if you do want to show it off, it generates a shareable link for your projects. Another cool perk is that you can store stuff besides writing, like pictures or videos.

-         Wordcounter.net: Kind of a similar format, but the importance of it is basically in the website name. It counts up your word and character counts, but also a few other interesting things, like how long it would take someone to read your material. The site also determines your “reading level” based on the type of words and such that you use (though you should take it with a grain of salt.)

-         Draftin.com: A free online website that just lets you write. An interesting mode it has, though, would be the “Hemingway Mode.” When you select this, you literally cannot change anything. I mean it- Try to backspace, nope. Try to highlight a word to retype it, nope. You can only go forward- Which could be either the greatest or the most infuriating thing you’ll ever see. Either way, I think it’s pretty neat.

-         HemingwayApp.com: You would think that this site would have been the ones to come up with that neat little perk, but nah. This one’s still pretty cool, though- it has a writing mode and editing mode. The writing mode is very simple- Just write, nothing special aside from basic editing like bold, italics, etc. But the editing part shows a few neat things: sentence length, grammar errors (to a point) how many adverbs you have, and alternative phrases you can use. It’s pretty nifty if you ask me.

-         Writer.Bighugelabs.com: My oh my, this one takes the cake for me. Call me weird, but I’m a sucker for certain sounds, and the clicking sound of a typewriter is among my favorites. So this app makes your keyboard sound just like that, as well as saving anything you write in the browser. Any time you leave, it’s automatically saved, and anytime you come back it pulls it right back up. The app is 100% free, but there is a pro membership if you want to go above and beyond the normal benefits of it.

-         Hanxwriter: Now this is an iPhone app that is pretty much the same as the one above- make your phone keyboard sound like a typewriter. That’s it. But if you ask me, it’s the greatest thing ever, so go take a look.

-         WriterDuet: Now I haven’t dipped my feet too far into this one, but from what I’ve seen I’m impressed. Once again, a phone app (unsure if it’s iPhone exclusive) that assists with your writing, and it’s really helpful for structuring scripts and the like.

-         Notebook.ai: This right here? This is the mother-load. I don’t even care what you’re writing, but you need to check this out. It’s a website that helps you collect all your world building ideas or even ideas for papers or essays. (Just mostly for world building) It asks you important questions about your universe as well, and there are too many awesome perks to talk about on this blog- Just check it out! You won’t regret it.

-         cerey.github.io/fighters-block: This is a fun, cute lil’ app that can push you intensely, or just give you some polite nudges. Basically you set a word goal and you have to keep writing, otherwise, the big bad monster will beat you up. Like I said, kind of cute, definitely entertaining.

 That’s about all I have for now! Like I said, I might come back to this post to add new stuff later on, but I’m fresh out of ideas at the moment. If anyone reads this, I hope I was able to help in some way or another!

Just remember guys and gals: Dedication is the biggest but most important step. Just write- worry about everything else later.

P.S. Let me know if I should add screencaps of these apps/websites, or if I should just leave it as it is. Peace!

[lauramkaye]

On Research And Fanfiction

When you hear someone talking about research for their fanfic, what do you think of? A historical AU, maybe? Or an AU where the characters are part of a different, very technical profession? It’s true that it’s important to research for those kinds of stories, but I’d like to make a case that making research a part of your normal writing process will lead to better stories.

I’m trying to think if there is any story I’ve written, at least in the last several years, where I didn’t research at least something, and honestly even the very short ones had some element of research to it. For example, for Problem To The Answer, I looked up the original news story that inspired the fic, as well as travel times between New York and DC. In Storage War I looked up information about storage units, not because it was specifically going into the story, but to give me a better mental image of the setting. 

Now, when I say “research,” I’m not always talking about the kind of research you’d do for school; a lot of times it’s as simple as a quick Google to check on something. For example, I’m currently working on a story that is set in May 2009. I wanted to include a throwaway line where a character makes a joke about the show Jersey Shore. So I looked it up, but discovered that Jersey Shore started airing in December 2009. So out the line went.

That’s not to say that everything has to be accurate; I change things for artistic reasons all the time. But I only do it on purpose, when I choose to, for things that are important to the fic.

For a longer example, I will take the story I finished most recently, my C/C Exchange fic, A Guy Like You Should Wear A Warning. On the face of it, you wouldn’t think that story would need that much research, right? It’s a soulmate story set on a cruise ship! It’s full of absurdity!

It’s also full of research. I researched the HELL out of that story. How, you ask? (Note: the following list will spoil some plot elements if you haven’t read the story yet). Behind the cut, a description of the stuff I researched while writing it:

Historical setting: whether I like to admit it or not, 2004 was 13 years ago and things were different then. I looked up things like fashion trends, makeup trends, hit songs, and most notably, the state of cell phones. 2004 was the year that the Motorola RAZR was the hot new phone, and smartphones just weren’t a thing yet. Some of this went into the story (for instance, Tyler’s clothing choices, Melinda’s pink lipgloss, that they all have flip or candy bar phones) and some were just to get the setting clear in my head while I wrote. I also consulted calendars for 1992 and 2004 to make sure I got dates and days of the week correct for the sections of the story set then. 

Story setting: The story action largely happens on the David Hasselhoff fan cruise. While the actual DH fan cruise occurred in November 2017, I relied extensively on the information available online about it when writing the story. Specifically, I moved it from early November 2017 to early November 2004. I also moved the meet and greet event from an afternoon event to a brunch for plot reasons. Everything else about the trip is accurate: the way that they would have traveled to the cruise from New York (I looked up flights), the way they would have gotten to Rome, the cruise schedule and stops. I also looked up maps and photographs of the cruise ship and referred to them extensively; I spent a lot of time on cruise vacationer forums while writing this story.

Phil’s studies: I looked up various colleges with good reputations in Phil’s field, and the sorts of classes he would take; I looked up actual classes at UMW; I looked up actual cryptography and cipher information. This is all current rather than historical, but I figure it’s close enough for these purposes. The point of the research isn’t to be completely 100% accurate in every respect, but more to make sure that nothing is obviously, jarringly wrong for most readers.

Events on shore: In the part of the story where Phil goes ashore in Rome, he goes to shops that really exist on the road that the story says he is on, and he goes to them in more or less geographic order, according to Google Maps. I also looked up actual products from those stores to describe. Now, these items are current (2017) rather than historical (since it wasn’t easy to find 2004 stuff online), but I still think it helps give these parts of the story verisimilitude. I also looked up the kinds of agriculture done in Catalonia for the big showdown at the end, and the actual area of Catalonia (so that when Phil says “this farm is fifty acres, I doubt that’s even one percent of Catalonia,” he is actually verifiably correct.)

Russian stuff: Since Clint’s soulmark is in Russian and Russian language is key to the story, I spent a lot of time working on the Russian parts of this story. For Clint’s soulmark, I posted a question on an online forum for Russian speakers to help me figure out something that would be appropriate. My first thought was to ask the translation for “Are you fucking kidding me?”, but as I engaged with the Russian speakers, I learned that it just wasn’t that simple. Profanity in Russian is very different than it is in English, and so much depends on the context and relationship between the speakers. The phrase we finally settled on, Еще чего не хватало, is literally translated something like “this is just the last thing I need,” but has a negative and somewhat sarcastic connotation, so that a good idiomatic equivalent in English is “I need this like I need a hole in the head.” For the other Russian, I depended on a really cool website that isn’t a dictionary but a translation search engine called Reverso Context. The great thing about this tool is that, unlike dictionaries, you can search entire sentences and phrases, and get an assortment of translated passages that match, so you can see the various ways the phrase might get used. It means you’ll get a better result than just typing something into Google Translate would give you. I use Reverso Context in combination with dictionaries and Google Translate in order to get the best idea possible of what I’m saying. It doesn’t substitute for a native speaker beta, but it’s a good fallback position. I also did a lot of research into Russian nomenclature and diminutive names, and into Russian profanity (which is SO INTERESTING, look up mat sometimes and read about it.)

David Hasselhoff: I looked up his albums released up to and including 2004. I listened to clips of his music (it is so bad you guys) and watched videos of his concert performances (OMG the LED jacket is really a thing). All the songs and medleys and such that I describe him doing are real things he’s really done. I also looked up his online merch (Melinda’s bedazzled Don’t Hassle The Hoff shirt is real) and watched the video he made promoting the cruise, to get an idea of his speech patterns for the few places when he speaks in the story.

There are a lot of other little miscellaneous things I looked up - how far ahead of getting married in NYC you need to get the license; a real place in South America that had a munitions depot explosion; grain silo explosions and how they happen; the average temperatures on the Mediterranean Sea in November; how much a suit costs at Brioni; the organizational structure of the FBI, etc. Even Barney Barton being in the FBI is rooted in canon - that’s something that Barney really has done in the comics.

This probably all sounds like WAY TOO MUCH WORK, but most of these things didn’t take a huge amount of time - it was more like “oh, wait, they didn’t have smartphones in 04, did they?” and then a quick Google, or scan of a wiki page. I spent my writing time with a lot of open tabs of maps, cruise ship layouts, etc., that I would refer to when I was trying to figure out where the characters were going. Because I have research baked in to my process, it happens mainly when I am outlining, with occasional quick Googles to double-check stuff I throw in when I’m writing.

Would the story be worse if I hadn’t done all this? I think it would. I think the research makes the story feel true, rooted in the real world, and that gives me a lot more latitude to go nuts with things like soulmates and Russian mob bros and throwing David Hasselhoff’s mimosa in someone’s face. Also, hopefully, if I have a reader who happens to know a lot about Russian, or Rome, or majoring in political science, or David Hasselhoff, that reader won’t be thrown out of the story by something obviously wrong. (also, open invitation: if you are reading a fic of mine and see something obviously wrong, I WELCOME THAT KNOWLEDGE and will fix it if I can without having to rewrite major bits of the story.)

I don’t expect everyone to be QUITE as intense about research as I am--I admit I’m pretty darn intense about research. But I would like to encourage other writers to make at least some research part of their process! It leads to better stories all around, and sometimes the things you find out help you make your stories better in cool new directions.

[thingsdoingstuff]

Kenosha and “Projects”

     I will admit something up front. I am pretty naive and optimistic when it comes to my hopes for humanity. So, when I found out about the shooting of one African American in front of his car happening directly in front of his family, I was distraught. On top of this, a 17-year-old went out and declared vigilante justice on protesters and was seemingly taken in by the police as a friend (story and CNN has a much better take on this one. story) I can’t really think of a much better example of a double-standard. A literal murderer and an alleged sexual abuser getting treated entirely out of proportion to their supposed crimes, they are of two different races and being found by the same police force. 

     Now, to cover my ass, a disclaimer.

     This is for me to share my opinions and start a gentlemen’s discussion. Whether you happen to be a gentleman, a lady, transgender, gay, bisexual, lesbian, African America, Native American, Asian, African, Persian, “The One Percent,” a cop, identify as a dog, named “Gordon,” or have sixteen toes makes no lick of difference to me unless it is valid to the conversation at hand (so do feel free to pitch in so long as it doesn’t get personal ‘lest I shall ignore thee). Your opinion is still valid and should always be valid in just about any community as most of the things we do was humans create a little discrepancy called “morality” in which we are entitled to believe anything is wrong so long as we can agree to disagree and by the end of the day we haven’t wrung each other’s necks. All that having been said barring mentioning the fact that I respected your opinion until you wrote it using the stiff end of your raging hate boner and still will so long as you put it back in your pants.     Furthermore, as these are my opinions, I am automatically wrong and will be regarded as such by about three thousand people by the time I have finished typing any given sentence. Feel free to gloat as much as you like so long as you don’t step on anyone’s toes and that includes the white ones, since last I checked all races and creeds were granted immunity and there wasn’t an asterisk at the end.

     Killing people of a specific race more than anyone of another race constantly has made our nation’s police force look undeniably racist, but there have been times that I’ve wondered whether or not it was truly hate that brought it on or just the fact that veteran cops jump to solutions of violence faster, because they’ve lost discipline over the years. However nothing defines racism like a good-old-fashioned double-standard. And while ‎all the evidence to our nation still having many pure racists in it is very apparent, I choose to give the benefit of the doubt whenever possible. Now, George Floyd’s death was obviously racially charged as well as many other police shootings on African Americans, but if you ever needed proof of inherent racism, just look at Kenosha and tell me there’s nothing personal about that load of honky.

     I’d be remiss if I didn’t propose a solution, because one of my many problems with mainstream media is that all public journalists complain and bitch and moan about how bad things are and never come up with any solutions or make any attempts to fix anything. But the root of the problem is deep-seeded racism that has been present since day one and attacking the actual root just happens to coincide with another issue that flat-out racists have brought to the forefront of media recently: Low-Income Housing.

     Now, hear me out, because this may sound bat-shit insane, but after the civil war and reformations, African Americans were still second-class citizens with very little money and very little housing opportunities. Fortunately, banks aren’t so biased nowadays as anyone with the potential to pay off their loan can buy a house and for the sake of interest, the banks make money. But there’s still so few opportunities left.      So the government decided to pitch in and build some houses themselves in their own neighborhoods, meaning the government can earn it’s money back by cutting the funding to those areas and it always adds up as such. Year one: no problems, there’s protection in numbers and everyone is content living in their own houses at an affordable price. Years later: the drugs start rolling in and the “projects” become dangerous and violent, because there’s still no opportunities and little funding. Hence, inner city schools have a reputation for being crowded, run-down and ineffective. Hence the infrastructure always looks decades old and corrupt with cracks and scars. Hence the people living there are always down on their luck and looking for a way out of the slums; then the people looking for said opportunities have to make some risky moves to get out. That’s when the violence starts and the police start doing some horrible shit, because they automatically assume “bad guy, black guy,” because of the area’s known track record for gangs and cartels and other nefarious stuff.

     I thoroughly believe that people of all races have equal potential to do great things and become industry leaders or successful celebrities, but the ability to actually act on that potential may be diminished by third party sources. Unfortunately, those third party sources are basically all controlled by the government, so the factor that has been limiting potential for centuries and still is would be the government and for once, I actually believe they can fix it.

     If you’ve ever gone on a drive around your town or city, you’ve probably taken a note of some of the houses and buildings that you see. Citing that a specific building has perhaps been unoccupied for a very long time or that a specific house has been for sale for decades. I for one have witnessed the same, massive red-brick house have the save bank-owned lock on it for seven years and it’s right in prime real-estate territory. So, to eliminate the slums throughout America and redefine a stereotype that’s kind of become a self-fulfilling prophecy, what if the government bought preexisting houses from banks throughout the United States, remodeled them and sold them at the price of the remodel? Now, maybe I made this up myself or maybe I’m just stealing this idea from someone else without realizing it, but at least then, the government can’t sanction off specific districts and plummet an entire population into poverty over and over again when they are inter-mixed with every other population.

     “But what if people don’t accept them and there are casualties?” you may ask. obviously, this plan isn’t without its faults, but the citizens of the area aren’t nearly as immune to being prosecuted as the police in inner-city areas, and having large houses with plenty of black family members or friends/roommates grants extra protection from angry neighbors and police. Plus, we don’t need to put them in states/communities with dip-shit racists that don’t understand the “melting pot” analogy. And with the “melting pot” analogy on our minds, I’m sure everyone would be happy if the “melting pot” had a smoother more consistent flavor across the whole thing, instead of one corner being extra spicy while the rest just tastes like cheese wiz on grits with a side of mayonnaise.

     Once again, I may be a total idiot, and feel free to tell me I am. I feel like a conspiracy theorist writing this essay, but actually fixing the negative stigma wafting around the country and giving equal opportunities to the marginalized all with one simple change to shit we’re already doing seems like a perfectly predictable outcome here, since extending opportunities to every minority means no need for drastic measures for both police and marginalized citizens.       So, tell me if I’ve been spending too much time in my own head. Tell me why your opinion is correct. Tell me what you think of our political situation and how it can be resolved, but don’t tell me that it’s hopeless. If you truly believed that, you wouldn’t still be here. As a wise man whose name I don’t remember once said: “If you love something, you critique it, but if you truly hate it, you leave it behind.” For most people, if you truly hate what you’re eating, you throw it away, if you like the taste, but not the texture, you bitch about the texture and you keep eating. American pie can be pretty gritty every once in a while, but we keep eating, because we know it gets better, because this freedom tastes better here than it does elsewhere and because we’re holding out hope that it will get better with change, respect and reform.

     Yours truly,

Jiminy Fucking Christmas.

[growlegalweed-blog]

Legal Weed Resources

Check out... https://legalweed.gq/420/forbes-30-under-30-tech-millionaire-chris-kelsey-reveals-my-biggest-scams/

Forbes 30 under 30 Tech Millionaire Chris Kelsey Reveals "My Biggest Scams"

This post is an excerpt from Forbes 30 under 30 Millionaire Chris Kelsey's account of his "biggest scams":

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Stupid people like to say I am a scammer because of many different, stupid reasons and they’ve always been wrong. I have actually scammed before, but not from the things that people have accused me of doing.

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E-Whoring

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In May 2013, I googled how to make money online from scamming (not those exact words but something to that extent). E-whoring was one of the first things I saw that appealed to me due to the possibility of making a lot of money from it. I read guides that talked about going on adult chats while pretending to be a girl, and selling picture packs or cam shows to them.

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I went on an adult chat site (I don’t remember the name, nor do I want to) and said I was selling picture packs. Some people added me on Skype, and some weird guy said he’d pay me $30. I took some random picture pack from online and sent it to him. I got up and ran around the room because it was pretty much the first time I made money completely on my own.

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I kept trying this for the next week but had very little success. I wanted to take it to the next level so I learned more about VCWs. They were videos that you could play on your Skype screen and click different buttons to prove you’re real. The VCW that I downloaded for free from a random hacker forum would show a woman sitting on the chair, and I could click “wave,” “blow kiss,” and other stupid things. They were live recordings of a woman who was paid to record her different actions for the sake of making a VCW. VCW stands for “virtual cam whore” which I actually did not know until today.

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I began offering cam shows while pretending to be a girl on the chat. Once they’d add me on Skype, if they seemed serious, we’d start a skype call and I had the VCW playing so it showed a girl on the screen. I kept a piece of paper so I could block the top part of my screen so I couldn’t see whatever weird shit the potential buyer in the skype call was doing.

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Usually they’d ask me to do different emotes and sometimes they’d ask for an emote that I didn’t have in the VCW, so I’d try to click a similar emote to make it possibly look real. I would say that I did it but it was laggy as the reason why they couldn’t see it properly. If I failed this test, I wouldn’t get their money, and sometimes I could tell they just wanted to stay on the call as long as possible, so then I’d hang up and block them.

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The most I ever made selling cam shows was $250 in a night, when I was 16. I only accepted Amazon gift cards instead of Paypal because it was harder to refund. I read on the forums many horror stories of other e-whorers (lol) losing money because of Paypal refunds.

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I would sell cam shows for whatever price I thought I could get. Once they sent the first gift card, I’d tell them it didn’t work and to send another. This worked about 50% of the time and it doubled the money. I’d place an order on Amazon as soon as possible just incase they tried to refund the gift card.

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Once I received their money, I would either block them or troll them. If I wanted to troll them, I usually made the cam show look like it was about to begin. I would then spam click to repeat one of actions over and over and finally played this video.

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At one point it started getting harder to make money because my VCW was free and dozens of people were using the same VCW on the same adult chat websites. I decided to mention that my VCW was an underage girl. Once they’d start talking to me, I’d say that they needed to give me $100-$200 or I’d report them to police (I never actually reported them). It usually didn’t work because they’d just block me but I did get $180 one time. I could’ve scammed for more money but I really hated blackmailing people as it pushed my moral boundaries. I likely tried the blackmail idea around 5–10 times before I stopped and I always tried my best to do it without really scaring them or harming them. If they ever seemed extremely scared I would backtrack so that they wouldn’t get too scared (as I said, I really hated doing this).

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I only made around $3,600 in total but I was enthralled to have made this much on my own at 16. I used the money mostly to buy designer clothes or random things I wanted. My “e-whoring history” has been a running joke between my friends and I.

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Amazon Replacements

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In the beginning 2014, I had already quit e-whoring and I was looking to find the next way to make money. My friend told me about how you could call Amazon and say that your package never arrived. I tried it with an iPad and it worked. I sold it on Craigslist for a few hundred bucks, and I was amazed.

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I joined a social engineering forum online and a guy was advertising that you could buy one item and get up to 3 more for free. I eventually learned the process. You would buy the item (it had to be sold by amazon), then tell them that it came broken. Each time the replacement arrived, you’d give a different excuse (although sometimes it worked even when I gave the same reason).

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I had different kids from my high school receiving packages at their addresses for me. I also found houses for sale and sent them there, although this was risky as sometimes the packages were lost or sent back to amazon (because the mailmen sometimes don’t deliver to “empty” properties).

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On one amazon account, I received 8 Macbook Pros for the price of one. Besides Amazon, I would order items from other websites and say they didn’t arrive. While the most I made in one month was $8,000 profit, I also had received thousands of dollars in free designer clothes.

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I also found a glitch (due to the help of the social engineering forum) to receive unlimited Xbox One replacements on the Microsoft website. I only ended up receiving about 8 Xbox Ones before they fixed the bug.

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A website called Zagg allowed you to add products to your Zagg account and click a button saying it is broken. I wanted to test how well it worked so I added 20 headphones to my account and reported them all as broken. I then sent it to a house for sale. They all arrived at once but I ended up giving them away because no one wanted to buy them.

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In August 2014, a kid I sent items to stole my Macbooks and threatened to fight me at school. I didn’t care if he tried to fight me, but I was worried that if he fought me, the school would ask the reason. So I went to the school first saying I sent packages to his house and that he stole them, and now he’s trying to fight. They ended up not caring at all about that, and instead put me under police investigation.

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A cop came to school interviewing me about why I sent packages to different people’s houses. I told him that I was ordering things for my friends who couldn’t receive packages at their own houses. I never heard from them after that and if I do, I don’t really care.

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Fiverr Flyer Distribution Scam

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I originally wanted to start a flyer distribution service by hiring Fiverr flyer distributors. I eventually realized that all of them were scams, despite having hundreds of 5 star reviews. I decided I’d try it myself.

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I posted a service on Fiverr offering to distribute 50 flyers at Stanford University for $5. As I received each order, I’d print a flyer and take a picture of it around my house. I ended up receiving $200 custom orders for 100,000 flyers. I got rated as a top seller on Fiverr and was featured on the front page.

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Most of the people gave top reviews because they didn’t assume someone would be lying about posting the flyers (especially with photo proof). I didn’t feel extremely guilty about this scam as every person needing flyers distributed would’ve likely had no more than two responses if the flyers were actually posted. I’m not saying that to justify the scam, I literally mean that the offerings of the flyers sucked so bad.

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I forgot to hide the EXIF data of the images and one person traced it by my house. They wrote a bad review saying I wasn’t actually posting at Stanford.

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Each time I received a negative review, I would accuse the person that posted the negative review of asking me to post extra flyers for free. Since Fiverr allows the sellers to have the last response on a bad review, it would always make me look innocent. I sometimes made $500 in a week doing almost nothing.

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Credit Card Fraud

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I posted a credit card fraud guide in December 2017 and was heavily investigated by the FBI (before and especially after I posted it). I was never interviewed or told I was under investigation but many weird things happened including my fiance’s car getting searched. They would also call in to businesses (like Best Buy) before I’d arrive so that they could be prepared to arrest me if I bought something with a stolen card.

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Credit card fraud feels like having unlimited money. I spent $5,000+ with a credit card that I paid $15 in Bitcoin for. I used some of the money I made for myself and gave the rest of the proceeds away. If you are in a time of need and want to make a quick buck, this is a great way.

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With that being said, I never did it to small businesses as that is screwing over regular people rather than banks. When you use a stolen card to buy something or send money, it is safe to assume that the business will lose their money once the original card owner reports the fraudulent charge (although some are protected by insurance). If you do this at Walmart, that’s fine. If do it to a mom and pop restaurant, just remember you are likely screwing them over and they will lose money (this is why I focused on big businesses only). As a side note, be careful with stores such as Target and Walmart as they specifically look out for credit card fraud. Eventually you will be flagged and can be at risk for getting caught.

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Once I got out of my bad financial situation at that time, I stopped doing it. I don’t see it as a longterm way of making money. It is a great feeling when it works out as it feels like a casino but with a much more likelihood of making a profit.

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Credit card fraud showed me the massive flaws of our current banking system. Its popularity has drastically increased as people are realizing how profitable it can be. I know in the near future people will not need to commit credit card fraud because our economy will have been fixed. Until then, keep swiping.zzzzzz

submitted by /u/Immulate [link] [comments]

[gocasualrunawaycollection-blog]

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I have a 1989 Toyota Camry thats need insurance so i can start driving it.

Car rental insurance? do i need it?

I will be paying with my credit card. I have insurance on my car, but only the basic liability nothing else. Should i buy the insurance the rental agency offers? what happens if i have an accident. Thanks for your response""

18 year old and car insurance...help please?

I've been saving up the past 3 years to buy myself a car. I've saved about 18K for a new car, so my price range is from about 18-24K for a car, new or used. Some cars that I'm interested in are: In Order: 1. 2004 BMW 530i 2. 2004 Infiniti G35 3. 2005 Mercedes C230 4. 2004 Acura TL or RSX 5. 2005 BMW 325i My problem isn't whether I can afford the car and the maintenance fees, its the insurance. I would be under my fathers insurance. He's 55, no accidents or tickets, been driving since 16. He would be the primary and I would be the secondary. I go to college, have a 3.8 GPA, work part-time, have been driving since 16, no accidents or tickets, and the car would be parked in a garage. I also wouldn't be driving much, just to and from school (less than 7500 miles a year). How much would basic insurance be? I hate getting online quotes because its time consuming and I hate getting spam emails and phone calls. I'm thinking of buying the car soon, so please help. THANKS!""

Roughly how much will my car insurance cost?

Im nearly 19 and Im looking to do my test and get a car as soon as I have the money. I would probably be getting a 2nd hand car within the 750 - 1,500 range, probably something simple what most get for their first car such as a corsa, punto, focus, clio etc. I can afford the car and the lessons, one thing I dont really know about is the insurance. I know it will be different whoever you go with but can you give me just a rough idea of how much Im looking at? I was hoping that it would be as cheap as 20/week (1,000/year). Thanks.""

Motorcycle insurance is not required in florida. But can i ride a florida motorcycle in Virginia?

I live in Florida and am planning to get a motorcycle license from Florida. But I'm probably not going to get insurance because it's my first bike in the US, and it's going to be a 600 or a liter bike. (I've in riding in another country, so i do have the experience, but that doesn't count in the US). Florida doens't require me to have motorcylce insurace, but will I be able to ride this bike occassionaly out of the state without insurance? Will I be restricted to riding within the state?""

Insurance and Pregnancy?

Looking to start trying to get pregnant in the next few months. Currently I do not have any health insurance. What is the insurance protocol with pregnancy? I know obviously no ins co. will take me once I am pregnant. But how far in advance will I need to have insurance BEFORE getting pregnant? And any specific plan I should mention or ask for that will help pay for child birth & prenatal care? I plan on using a midwife, how will that effect it as well? Thanks in advance!!""

How will it affect my insurance?

My daughter Ashlynn has just turned 16, and shes begging me to allow her to get her a learners permit. I'm all for it, but i want to know how it will affect my insurance. I heard that a teen with a learners permit doesn't have any affect and in some cases you don't even have to notify the insurance company. If it helps, i have Esurance. Also i live in southern California. If anyone has any information it would be greatly appreciated. Thanks -Lauren.""

Whats a cheap car insurance company i could try??! other than quinn any recomendations?

see above :)!

How much would it cost on average to insure an Oldsmobile Aurora?

So I might inherit my grandparents Oldsmobile Aurora and I looked it up and it says its a sport sedan. Wouldn't that mean that the insurance will be double because it is a sports car?

Car accident with someone who will not respond back to the insurance for verification?

Someone with insurance rear ended me. I took his insurance information and called his insurance the following day to report the accident. The person who rear ended me did not call the insurance and he is not responding to his own insurance who are trying to get ahold of him to confirm the accident. It's been three weeks. His insurance called me yesterday and said that I need to use my own insurance for get my car fixed. I have a note written by the person who rear ended me admitting that he did cause the accident. What legal actions can I take against the person who rear ended me?

Car insurance rates sports vs regular?

ok i've never owned a car before, im 19 and i've been insured on my parents 3 cars since i was 16, 1 being a 2005 mazda rx8. perfect driving record, no tickets, no fenders. they're going to buy me a car now, and i'm trying to get them to just give me the mazda because they want to sell it any way. They say the insurance rates would be too high. So they want me to get a shitty honda or something (which would be like the same price they would be selling this beautiful mazda for because it has 40k miles on it) So what would be the difference per month i would be paying in insurance if i were to take the mazda (which i guess is defined as a sports car) vs if i were to buy a shitty car that isn't a sports car""

Weird health insurance situation?

My hubby had two claims from a sleep study clinic that were marked as Out of network by my insurance. As such, the insurance company cut me a check for the portion of the bill that they are required to pay (instead of paying the clinic directly). I had to cash them immediately or else the checks would be void. Normally, we get a bill from the clinic with our total bill (including what the insurance needed to pay) and we then pay what the insurance wrote us a check for in addition to our portion. Now, the clinic has decided to write off what was marked as out of network. So, I have the money and nowhere to pay it. Is it ethical/legal for me to just keep it? It feels really wrong...""

Car insurance question?

Im 18 (female) i just bought a 1994 ford explorer. I have my license and stuff. First time im getting insurance. I need coverage to fix my car if i was in an accident and fix the other persons etc. Would it be cheaper to the car in my dads name and get insurance under him? Hes 58 and stable job for years and good credit. Thanx

How much is a basic texas motorcycle insurance?? cost these days..?

I am curious to know this information.. for later to purchace a bike maybe a suzuki 250r 2011

Do I have to be on my moms insurance?

I am 15 1/2 and i got my permit my california's drivers permit in march. i wont be applicable to get my drivers license until september. do i have to be on my moms insurance to drive now

How much will my car insurance go up if i claim a scratch? (newpaint?)?

Basically, i've parked up, and someones scrapedthe back end side of my car to buggery! They drove off and the restaurant didn't have CCTV in car park so all i can hope is there car is worse off. f**kers. Anyway, i need to sort this out, i'm a 21 year old male, i currently pay 74 a month on my insurance and am fully comp. My excess is very high, will i have to paint this even if it's just touching up the scratches?? And will i lose my no claims? I'm presuming it'll be cheaper in the long run to not even get my insurance involved? or what ?""

Speeding ticket in D.C. (4 points) affecting Virginia driving record and insurance rate?

I received a speeding ticket (42 in a 25-mile/hour non-school zone; 4 points according to the D.C. DMV website) a week ago. I'm licensed in Virginia. I assume D.C. will notify the Virginia DMV and will trasfer the four negative points to my driving record. I haven't had a ticket since 2003 and currently have five positive points on my record. It is the maximum number of positive points allowed in Virginia. QUESTION 1: Will my State Farm insurance policy go up? Even if not, I will take a safe driver course to offset the four negative points. QUESTION 2: Do I want to wait until the four negative points post on my driving record before I take the course? Thank you in advance for taking the time to reply.""

I bought a car week ago and i get insurance from AIG it costs me $850 for 6 months(full coverage)?

does anybody know cheaper one i am first time driver and my car new toyota scion XA 2006 thanks i really need cheaper one

Does my auto insurance address have to match my driver's license address?

I am in the market for auto insurance. I currently reside in Brooklyn, NY. I do not reside at the same address as my driver's license, but I do reside in the same city. When I get auto insurance, does my drivers license address have to match the insurance address?

Can employer force health insurance on me?

I currently have and paid for my own health insurance. I recently got a new job and was told that I had to elect to participate in one of my employer's health insurance plans. I politely told them that I had my own health insurance and wish to opt out of the employer's plan options. My employer told me I had to elect, participate, and pay. Can they make me do this?""

First time car insurance?

i have been driving my parents car for about a year now and i am going to buy my own car. i am buying a 1.3 Ford KA 07 registration i am female and 19 do you have any tips for getting good insurance and reasonably priced insurance? i am aware it will be expensive. i am looking for fully comp insurance also does anyone have any experience with coop car insurance where they fit a smart box to your car and measure your driving?

Should I keep my car insurance?

ok I will be attending college away from home in august which is when my current policy expires, When I go I will NOT be able to take my car with me at all, therefore would it be worth my while to maintain my current car insurance which is costing $167 a month, when I will have very little money to my name(I will have a job just have a lot of things i have to pay for myself), I know that when i start it again ill have to pay a slightly higher price than i would if i had kept it but will it be more than what i am saving? sorry if this is confusing im not very good with asking questions.""

Do most health insurance plans...?

if going from the US to Europe to work as an au pair for 2 months, how likely is it that health insurance will cover you while there?""

Cheapest insurance online?

Can anyone point me to the cheapest insurance companies online? Been quoted some ridicules prices. Thanks

Does my parents insurance still cover me?

I'm 19(turning 20 on Dec 1) & I live in California(southern CA) Not in school right now, still looking into trade schools will attend school in spring '11. My parents have health insurance but since I was 18 it stopped covering for me. Insurance covers almost all costs though sometimes we have to pay a small percentage. Now this new bill has passed & I was wondering if it will cover me? Or should I apply for Medicaid? Currently looking for my 3rd job. Previous jobs did not give me health insurance. Thanks""

""Hello , I have a car in my wifes name ...but the car insurance is in my name can i get it licensed?

Can i get it licensed in kentucky ...while it is in her name? ..she doesn't drive ..i have the insurance on the car in my name..etc .

How much will health insurance costs rise in your state?

Our attorney general says Ohio's will be over 80%.

Best health insurance for single young adult?

I am looking for a decent health insurance plan that will not cost me and arm and a leg but will still give me good coverage. I am self employed (a cosmetologist) so obviously my company does not supply it. I want it to cover health and dental. Any suggestions?

Need to know where to quote car insurance!?

I have a teenager and would like to know what website I can use to find insurance quotes for him without giving personal information like my address and name etc. and a car type (he doesn't have a car!). I don't want to call my insurance place or give personal info because I really don't want my insurance premium to go up! Thanks

How much did your car insurance go up after you claimed?

I had a single vehicle accident, my car may be beyond repair and I've no chance of getting my 1st yrs no claims now. How much did yours go up after you claimed?""

Where can I find cheap auto insurance after a DUI?

I have a bad driving record that includes a DUI and driving with a suspended. I am looking for some way of getting reasonable priced auto insurance in Florida. I went to Geico and they want to charge me around $700 a month! Also what is an SR-22?

Whos the cheapest car insurance companys for first time drivers?

Whos the cheapest car insurance companys for first time drivers?

Looking for affordable health insurance in California?

Is there any way that an individual might be able to join an existing health insurande group? I am single, and my job does not offer insurance. I am 28 and healthy, but the costs of individual plans are out of my budget. I was just wondering if there was a better way to insure myself on the up and up.""

Which type of insurance do I have?

I have AvMed insurance through my job and I am filling out paperwork online right now and I am not sure which type to choose: Primary Secondary Supplementary Worker's Comp It says Open Access-Self Refer to Specialist at the top of my insurance card. Could someone help me out please?

CHEAP 2 VAN INSURANCE?

looking for a van insurance for 2 vans

Is there a good site to compare the insurance rates of different cars?

I'm looking at cars for my son (who just turned 16) and would like to see which cars are best in terms of insurance rates without going through the process of getting a quote for each car.

""Progressive auto insurance wants me to show proof of health insurance, what do I send?""

I signed up for Medicaid (Michigan) a couple weeks ago and picked a health plan, but I won't get my health plan card until June 1st. I just got Progressive auto insurance today ...show more""

""Covered California applying for insurance, I have a question about household? Please help.?""

I moved to California from Nashville almost 3 years ago. I live with my girlfriend and her family. I am not related to them and I have to apply for insurance. In their household, she has a father, mother, 2 sisters and a niece. I don't have a job right now, but I did work and had two jobs and earned my own income. So when applying for insurance, and I want to apply for myself do I have to add them to the household. As well, when her father tries to apply for coverage for her and her mother and sisters does he have to put me under the household or not? Thank you very much have a great day.""

Is there a loop hole in motorcycle insurance?

I'm going to finance a motorcycle at a dealership. I know I will need full coverage insurance, and being I first time rider it will be expensive. My question is, can the dealership find some loophole through the system to make insurance cheaper? I live in california""

Difference between comprehensive and third party insurance?

hi all. What is the difference between comprehensive insure for your car, and third party insurance for your car. please help. and thankyou in advance (:""

Do older cars have more expensive insurance?

Such as a 1990 Mazda RX7 FC or a 1993 RX7 FD. I heard the older the car is the more expensive the insurance is. I live in California and thinking of getting one of those two cars for my first car.

Will my insurance increase of I get a body kit.? ?

Im planning on getting a 1.4 pug 106 and I was going to get a DIMMA kit for it and 205 gti alloys. Will my insurance go up..?

How much do you pay for car insurance?

I live in new jersey, 20 years old, I drive a 1996 oldsmobile, and I'm on my boyfriends parents insurance paying 115$ a month, my boyfriend and I share the car, he's 23 & the insurance was originally 80 then it went to 115$ because his sister got in an accident...I would like to know how much do you pay & what's your insurance company?""

What is the best (price and care) auto insurance for someone with a DUI?

So about 7 years ago I made a mistake and got a DUI. I realize it stays on your record for 10 years but there has to be decent full coverage insurance in San Francisco that does set me back almost $200 every month. Any suggestions?

Does my auto insurance address have to match my driver's license address?

I am in the market for auto insurance. I currently reside in Brooklyn, NY. I do not reside at the same address as my driver's license, but I do reside in the same city. When I get auto insurance, does my drivers license address have to match the insurance address?

Driving from california to texas?do i really need insurance and a license?

im moving from california to rowlette,texas in two weeks but the problem is im going to drive out there its going to be me and my bf the thing is the car is under my name & i have the tags & papers but i don't have insurance & my license.Is this a big deal can i still drive out there as long as i drive carefully well im not driving its my bf his better at driving & he has his permit but im 18 & they say he can drive with a person 18 and older.what can i do i already called the insurance company & the lady said its not worth getting insurance if its only for a few weeks cuz when i get to texas i have to get new insurance.What can i do what do you guys recommened i do...i think that i can get out there without the legal stuff like insurance & a license..my sister drove all the way to arizona with no license & she didnt get caught cuz she drove carefully...""

How can you find out how much your car was when it was new?

My insurance company needs to know how much my car cost when it was brand new so they can give me coverage quotes. I did not buy it new, and it is a 1999. Anyone know the best way to find this out? It is a Chevy Silverado 4500 extended cab. Thanks!""

Is it legal to keep a check from my health insurance company that they expect me to pay the doctor with?

We are having a really difficult time financially. My husband gets a very large bonus in December and we will be back on track and then some. So here's my question. I recently ...show more

Do nurses get free health insurance?

I heard from some people that they and their family get free insurance (if that's true, then what members of the family qualify?).""

Question for anyone that knows about insurance?

I am renting a garage that is not attached to the house and want to insure it. Would this be covered by the house insurance or would you need separate contents insurance as its not near the house. If you need seperate cover where would I go to get this?

Car Insurance Question... PLEASE HELP!?

My sister bumped another car when she was backing out, when the car saw her backing out but still went ahead and there was no damage. My sister, in a moment of insanity, gave the woman, who is an attorney, her insurance number and some other information. All she took from the woman was her name and email. Now we have a claim coming in. We have no idea what to do. She is still in college, and is under my parent's insurance. There was obviously nothing wrong with the car. My parents are beside themselves with worry, because the claim could mean anything from $50-$20,000. Words cannot explain my anger towards my sister's naivety in the human race. What can we do? We will know more about the claim tomorrow.""

Buying used car. What do I do for insurance?

I'm buying a new car today and I was wondering if I could drive it home (~2miles) without insurance. If not, what do I do? Thanks""

What is a good health insurance for small business owners?

i currently have blue cross of california but they raised the premium. it is the worst insurance in the world and a ppo to boot, so i can barely pick my doctors. thank you in advance.""

Camaro Vs. Mustang which is cheaper?

Camaro vs. Mustang which is affortable? Would a 2012 Camaro Coupe more affortable than a Mustang 2012 Mustang. By affortable i mean like insurances/ gas/ and all that other stuffs. Which one is cheaper in total to own? TY

I need cheap insurance for me and my baby?

I recently moved out of my mom's house to live with my boyfriend. She was covering me on her insurance but now it's been dropped, We moved to where his new job is and we are letting a friend live with us. My boyfriend's yearly income is about 65,000. I can't be covered under his insurance because we aren't married. I have a 11 month old baby and I have to take pills regularly... I need to find an insurance plan that can cover me and her. If it makes any difference I'm 18 and I'm turning 19 in October... I know some insurance plans cover certain ages. I'd prefer something kind of cheap but I also need something that has decent copay..even if it raises the price a little. Does anyone know a good carrier?""

Couple questions on cars and insurance..?

Here are a list of questions i appreciate being answered.. Why would your car be stopped if your taxed and insured? Could I use my name and everything on the insurance but change a couple of details like age and stuff? Ways to make insurance cheaper? Could I use my dads insurance and use his details? WHat does a provisional licence allow me to do? This is because i have been looking into buying a Range Rover sport on a finance with my dad but the insurance has come to 17 grand!!! I am 17 with a provisional.

Why is auto insurance cheaper in quebec than ontario?

Why is auto insurance cheaper in quebec than ontario?

Will my car insurance company find out ive lied on my no claims bonus unless i crash and have to claim?

Will my car insurance company find out ive lied on my no claims bonus unless i crash and have to claim?

""No proof of insurance In NV, but I live in AZ?

OK so I got a Citation in the state of Nevada in my Fathers truck. It register under his name and everything. He never told me it didnt have insurance. So I got pulled over for no head lights. If I have No insurance what do I do? Im from Arizona will that have anything to do with it?

Moped insurance for 16 year olds?

about how much would the insurance cost me for my moped, i'm 16, i have my provisional licence? x""

Best health insurance for 22 yr old?

Okay so right now I have insurance through my job and the insurance really blows (for lack of a better term). Every time I go to the doctor I end up paying a couple hundred dollars for the tests they have to run (I'm a girl so I go once a year). Plus they don't cover hospital visits (had to go the emergency room and me insurance didn't pay a dime so I had to pay $500 out of pocket for the visit). So I was looking into getting my own insurance but I am not sure which one I should get. I live in Arizona and I am a 22 year old female. The only time I go to the doctor is for my yearly gyno visit and if something is really wrong (which is very rare). I would also like a vision and dental with it too since I go to the dentist once a year along with going to the eye doctor. So any suggestions would be nice :) Thank you in advance.

What is the best Dental Insurance in California?

I live in orange county, ca. I need to see a dentist, and I will probably need major dental work. I was thinking of doing payment plans with my dentist, but someone suggested I pay for dental insurance, and pay the rest with a payment plan. I dont really know much about this, so what is the best dental insurance I can get? Like I said I need major dental work, close to 10,000 dollars.""

What kind of new car is the cheapest to insure ?

I currently drive a leased 2011 Hyundai Santa Fe SUV. The full coverage insurance on this car is now $113.00 per month. Last year it was $108.00 per month. I will be in the market for a new leased vehicles soon and I want to know what cars or SUV are the cheapest to insure. Any websites I can look at ?

What is the cheapest individual health insurance plan in California?

I am young and healthy and need a health insurance plan for myself. Essentially, I just need health insurance in case of a freak accident that will land me in a hospital. Any suggestions? The cheapest so far has been $51 a month. I don't care about deductibles or any of that. Just that it has the lowest monthly fee. Thanks!""

My car under my parents insurance?

Ok i have a hypothetical question...Say if my car is in my name, and i am under my parents insurance...And i get in a major accident are they liable? Are they at more risk if i am in their name but i own the car?""

Government car insurance?

I've heard Of Auto Insurance Sponsored Through The Government For Low Income Homes. Where Can I Find More Information About This?

I opened my car door and hit another car. I left a note and the person wants to claim insurance. Will my rate?

for car insurance go up? It was very little damage. I don't think the person wants to settle privately

Which car is best for a new driver with cheap insurance im 25 and a female?

Which car is best for a new driver with cheap insurance im 25 and a female?

Car wreck....Why is his insurance calling me? Can someone please clear this up?

So Friday morning, my fiance' and I were headed to New Jersey to visit his family for Christmas. On the way there, I was driving his truck so he could sleep a little before we switched places. Early morning when we were in Virginia, I pulled off the highway to go to a McDonalds to get some coffee. When I pulled off, it was a weird exit and I had no clue where I was going. I stopped at a red light, which had another light very close behind it which turned green, my idiot self was looking at that light for some reason while our light was still red...I hit the gas and then slammed on my breaks realizing what I was doing but it was too late and I hit a guy on the side of the door. It wasn't a big wreck. The guy didn't fly across the intersection. He didn't even move, his door was just dented and it will definitely need to be replaced but the man said he was not hurt at all. The truck we were driving in barely had damage, just a little dent in the hood that was very small to the eye and a bent license plate. We were in much better shape; but again, he was not in pain and his door was the only thing that seemed to be damaged. ANYWAYS, I received a traffic ticket for failing to obey a traffic light which I totally accept because this was extremely stupid of me and I am planning on mailing the fine to the court. So since I was driving my fiance's car, which is under his parents insurance, I assume my insurance is not affected. The trooper just told us that the other guy's insurance will contact my fiance's insurance. So I am thinking all I have to do is just pay this awful fine. Well my fiance' called me this morning and said that Statefarm (the other guy's insurance) called him asking for my number. Why would the other guy's insurance need to contact me if my fiance's parent's insurance are the ones who insure the truck? I just want to know what's to come when they call me. I don't know much of anything about insurance. I just want to know why the other guy's insurance would contact me when, yes, I caused the accident but my fiance's father is the insurance holder of the car that was wrecked. Thanks!""

""Under Obama's healthcare policy, I can pay for affordable health insurance only when I am sick?ou like to ask?""

Obama said he will make sure Health Insurance companies will offer people with pre-exisiting condition. Right? So... I don't have to pay for Health Insurance now, because I am healthy and plus I can save some money. I can pay for Health Insurance after I hurt myself or get sick. Just pay monthly fee until I am well. Cool... Alright, fine. I guess the Health Insurance companies will have to pay my medical bills.""

Does my auto insurance address have to match my driver's license address?

I am in the market for auto insurance. I currently reside in Brooklyn, NY. I do not reside at the same address as my driver's license, but I do reside in the same city. When I get auto insurance, does my drivers license address have to match the insurance address?

What do I do about car insurance when buying a new car and trading in my old one?

We are planning on buying a new car soon and trading in the old one. How does insurance work? I'd like to shop around for the cheapest deal but that isn't possible if I don't know what car we are getting yet. Also I have only just renewed my car insurance this year. Will there be a penalty if I cancel that policy?

Why is my car insurance so expensive?

I'm 18 and I drive a 2008 dodge caliber. I've been paying 200+ a month on insurance and I'm sick of it. I will be 19 in the summer and have had my license going on 3 years. I have a clean record accident free and incident free. Will my payment ever go down? It's bad enough I'm already a poor college student lol.

What is a good life insurance company for the price?

I want to purchace some life insurance just in case.

The major difference between an owners title insurance policy and a lenders title insurance policy is?

The major difference between an owners title insurance policy and a lenders title insurance policy is?

How much will insurance cost for a 16 year old kid with a licence.?

how much more will it cost to add him to his parents insurance, and its MERCURY INSURANCE""

Car insurance what would you do ?

OK so i was hit from behind the insurance company are going to write the car off and give me 830 i paid 950 for the car its nothing special just a cheap first car with low mileage. The insurance company said they won't recover the car and i can do with it what i will. The damage is fixable I'm thinking 150 -200 of damage just wondered what everybody would do ? Would you just scrap the car and cut your losses, take the money and fix the car or take the money use some of it to fix the car then sell the car ?""

I received a speeding ticket in IL for 16 mph over. It is my first offense. Will my insurance rates go up?

I was going 46 in a 30. I've never gotten a ticket before. My insurance provider is Auto-Owner's Insurance (Michigan) through A Fazio Inc. in Joliet, IL. I didn't get the option of completing driving school or an online driving course, just to pay the ticket or contest it in court in three weeks.""

What is the average cost for motorcycle insurance in Maine?

I am considering getting a bike and am just curious as to how much it will cost to insure.

Wondering about maternity insurance?

okay I dont have maternity insurance. My insurance will only cover me if I have complications. Is this what most people have? or do you have an insurance that covers maternity? I am asking because we are trying to have a child and I am losing my mond trying to find a good insurance co. What and whom do you recommend and why? and say I got the insurance in a month for maternity coverage will it cover me right away if I get pregnant in 2 months or etc or do I have to wait a full year to have the insurance and than be covered? Cause thats what I have been hearing.. ANY help would be great!!! thanks!!! ttc#1 on 8th month trying!!!

Motorcycle accident - How much insurance money will I get?

I recently had an accident on my motorbike where a car did a U-turn in front of me and I went over the handlebars. I fractured my heel, broke a finger and tore the ligaments in my legs. I've been in pain since it happened and am only just getting well enough after 2 Months to walk without crutches. I have not had any sick pay as I work for agencies and have lost around 500 a week. This has almost caused me to lose my house. I want to know how much money I should expect to get as a payout? I'm not expecting to be back at work for a few weeks yet and I still have limited movement in my legs (I can't crouch down).""

How much will insurance be for me per month for a used nissan 350z yr 2003-2004?(full coverage)?

I am 19yrs old and this will be my first car. My credit score is 662 and I work full time earning 9$ an hr for 2 yrs now. Will insurance be a lot for me? How much averagly? 200? 300? 400$? I need to know before I buy it from the dealer... thanks!

When will my motorcycle insurance lower?

i live in florida im going to start riding soon probly start out on a ninja 650r but i wana move up 2 a zx14 after a while(my dream bike) but the insurance is nuts on it like 800 a month now on the 14 the 650 is like 120 with amazing insurance and 250 deductables when will my insurance drop? does it go by age or experience?

""How do I obtain cheap, good health insurance in South Carolina?""

I currently live in Conn. but I am moving to SC in the middle of Oct, but I won't have health insurance when I get down there because I am currently on state insurance, which is up at the beginning of Oct. But I really need insurance because I have monthly prescriptions that I need. So does anyone know how I can get insurance just intil I get a job with benefits.""

Kaiser Insurance Premiums Refund?

I enrolled in Kaiser through State of California Employee Insurance program. Right after the enrollment, I cancelled the Kaiser in the middle of Febuary because my wife's employer had better deal for the familiy insurance. Kaiser sent me the insurance card. However, I have not used the Kaiser health insurance. State of California deducted my payment for the premiums. Since Feburary was the first month of the insurance coverage, and I have not seen the doctor with Kaiser, could I ask Kaiser to refund the premiums? Should I contact Kaiser directly or I have to go through State of California HR? Thanks.""

Advice onCar insurance?

which cart insurance is best for two 19 year Olds? I have never had insurance of my own and I have never gotten a ticket or been in an accident. My boyfriend will be 20 next month and he has had insurance but not recently. We are on a fixed income and would prefer to only spend around 150 per month. Any advice on insurance for a 2000 4x4 2 door Ford explorer? It's a 6 cylinder engine..automatic transmission.

How much is insurance for a girl (18) coming up to 19 on a peugeout 106?

how much is insurance for a girl of the age 18/19 on a peugeout 106 roughly?

How do I get auto insurance without getting my parent involved?

I got my license in June and i turned 18 last week. My dad is trying to find a cheap auto insurance plan but the cheapest one he claimed to find was $6,000/6 months and he's not willing to pay that. I'm thinking of getting a part-time job at my college but idk how the process of getting insurance works out.""

Car insurance for 16 yr old boy?

I want to get a white 5 speed subaru impreza WRX (wagon sport) with turbo (standard). How much do you think this would cost considering that i'm 16 yrs old and the car is white and i get good grades? thanks

Insurance Cost?

what is the monthly insurance cost for a new cadillac escalade for a 32 year old driver with a perfect record

Car Insurance for Teenage Boy?

I'm looking at cars and wondering what the average car insurance for a 16 year old boy is. I know mustangs and sports cars are higher, but how much higher than a truck. And does insurance go down over time without accidents?""

""Ex has name on log book for car but i own it, it was put in their name for cheaper insurance, but now i want ?

The car back can I just take it

Will getting a refund on extended warranty and GAP insurance cause my interest to go up?

I just purchased a used car with 30% down payment. I noticed they charged me for GAP insurance and extended warranty and I asked them take it off. They are arguing getting a refund on them will cause my interest rate to go up because they used the purchase to bargain a lower interest rate. Is this true? If so, do I have to accept the higher interest rate? They say I can't return the car because it was already signed for but I don't want to buy at a higher interest rate either.""

Starting a insurance comany(drivers require minimum 4 year no claim discount) start up cost?

Starting a insurance comany(drivers require minimum 4 year no claim discount) start up cost?

Is this too high for heath insurance or is this how they all are?

I pay 130/month for health insurance through Humana for 1 adult and 2 children, full coverage. I usually have to pay a $20 copay for minor doctor visits. Recently I found out Humana is going to start charging an extra $20/week so it will be $150/week, so about $500-600/month, which is a little more than our mortgage payment. We pay less in groceries every week than the amount it costs us to pay for this insurance and we rarely visit the doctor, maybe twice a year, and the amount that is charged hardly adds up to the amount paid throughout the whole year. It's really ridiculous, in my opinion. I get this insurance through my work. I only have the option to cancel or change things about the insurance twice a year and the time has come up. So I am considering canceling and looking elsewhere for health insurance, or just paying out of pocket because if I cancel that's an extra 150 bucks in the bank. I will still keep my vision and dental. Is this a good idea to cancel? Pros. vs. Cons.? Are there any better health insurance companies I could go with that would charge less in the state of Ohio? Honestly I am considering applying for medicaid because we are struggling. We are behind in several medical bills that the insurance wouldn't cover and they are less than what the insurance company charges us monthly, yet because all our money is spent on the insurance, we can't pay for the actual bills - what's the point in the insurance? Enlighten me someone? I was told once that the two biggest crooks are lawyers and insurance companies and I'm starting to see why.""

Where to find really cheap car insurance?

I want to buy a $200 car mainly to run it into my friend's $200 car (kind of like playing bumper cars with real cars). I need a really cheap insurance that will basically only allow this car to be legal. I don't plan on making any claims on it or using it for anything other than playing around on private property. Only want to make it road legal. Any suggestions? I am looking for something under 50$ per month

Does my auto insurance address have to match my driver's license address?

I am in the market for auto insurance. I currently reside in Brooklyn, NY. I do not reside at the same address as my driver's license, but I do reside in the same city. When I get auto insurance, does my drivers license address have to match the insurance address?

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