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How to Help Parents manage Money

How to Help Parents manage Money

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As parents age, it is important that as their children you help them organize their finances efficiently without attacking their independence

It is a matter of time before you may have to add managing your elderly parents’ finances to your list of money responsibilities. It is not so much about your finding the time and energy to take on the additional responsibility, as…

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Good ELSS Funds for Wealth Creation

Good ELSS Funds for Wealth Creation

Best SIP Funds Online

SIPs are when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich

For further information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

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ELSS Investors common mistakes

ELSS Investors common mistakes

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Mutual fund advisors complain that new Equity Linked Saving Schemes (ELSS) investors are getting into these tax planning mutual find schemes without doing any homework. According to them, many new investors are flocking to ELSSs these days. However, they have no idea about the product or how they can use it to meet their financial goals.

Majority of the…

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SBI MAGNUM TAXGAIN

SBI MAGNUM TAXGAIN tax-saving fund has lagged behind its peers across different time periods. Much of this stems from its preferred large-cap tilt compared to peers, who have benefited from a higher mid-cap exposure.

Its portfolio average market capitalisation is lower than its category average by `20,000 crore. The fund has recently been handed over to a new fund manager who maintains a strict…

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Build an Emergency Fund

Build an Emergency Fund

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When new jobs are hard to come by and a lot of companies are retrenching employees, everyone must plan for the eventuality well in advance so as to avoid panic at the last moment and the resulting inability to survive the layoff. Below are a few steps you can take in advance and a few others after you have lost your job.

MANAGE YOUR MONEY Build an emergency…

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How to become Rich at a young age in India

How to become Rich at a young age in India

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All of us have various financial goals in life. Everyone wants to be financially secure and well off by the age of 35-40. However, when we are in our 20’s, we tend to live life in the moment and forget saving for the future. This is not the right approach towards creating wealth. Therefore, to ensure that you are financially secure and on the right track with your money,…

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Quick Tax Saving Investment Options

Quick Tax Saving Investment Options

Best SIP Funds to Invest Online

When March hits, it is time to re-look into your investments to make sure you have made the best possible tax-saving investment for the ongoing financial year (FY) and if you find yourself not having done so, time to analyse various avenues still available with you to help you reduce your tax outgo for the year. When making this choice, however, you need to look at…

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Link PAN with Aadhaar

Link PAN with Aadhaar

Even if your income is below taxable limits, linking of PAN and Aadhaar is compulsory.

If you thought that you don’t have to link your PAN with Aadhaar because your income is below taxable limit and you don’t file income tax returns, you are wrong. If you don’t file income tax returnbut possess both PAN and Aadhaar then linking the two is compulsory. Otherwise your PAN will be liable to become…

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Aditya Birla Sun Life Tax Relief 96

Aditya Birla Sun Life Tax Relief 96

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Aditya Birla Sun Life Tax Relief ’96 (An Open-ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years) This open-ended equity linked savings scheme will make your money work on the double. This fund not only offers to grow your capital with a target allocation of 80% equity, 20% debt and money market securities, but also helps you to save tax.

SIPs are…

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Public Provident Fund

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Returns: 7.6% (For Jan-March 2018)

Small savings rates are linked to the government bond yields in the secondary market. PPF rates have progressively come down in the past two years, mirroring the decline in bond yields. The PPF rate was cut recently by 20 basis points and could fall further in the coming months. Despite the rate cut, advisers say the PPF remains a…

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Gifting SIPs

IF GIVEN ENOUGH TIME, IT COULD GROW INTO A LARGE CORPUS

traditionally people’s idea about gifting is about buying someone a physical good, which could be flowers, chocolate, cloths, diamond, jewellry, car or some other thing. Cash gifts are also popular among people. A new trend, however, is slowly emerging: Gifting a financial product. Such a gift could be a mutual fund SIP, a fixed deposit or…

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How to get EPF Money while working

How to get EPF Money while working

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Contributions towards Employees’ Provident Fund (EPF) are meant to take care of one’s post-retirement needs. But you don’t have to wait till you retire to lay your hands on it. The EPFO allows one to access one’s EPF even during the course of employment. Such withdrawals are treated as ‘advances’ and not loans.

Such advances are allowed only under specific situations – buying…

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New Retirement Age is 50

New Retirement Age is 50

I recently met a woman entrepreneur who said, “I don’t need a retirement plan,” because she was going to continue working her whole life and she had enough real estate assets to fall back on. As is well-known, in India most individuals still invest in real estate believing that it gives good returns and is a security in bad times. However, what one doesn’t realize is that with real estate prices…

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Mutual Fund SIP Approach for Investing

Mutual Fund SIP Approach for Investing

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MF SIP

Most investors are familiar with the advantages and convenience of investing in mutual funds through SIPs. We have also recommended the SIP approach in our model portfolios. But don’t expect this to be a foolproof safeguard against losses. SIP only reduce the risk—they do not remove it altogether. An equity fund portfolio will certainly slip into the red if the…

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MISTAKES IN early YEARS after RETIREMENT

MISTAKES IN early YEARS after RETIREMENT

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The period of 5-7 years after retirement is typically marked by financial mistakes. These include:

Underestimating expenses If you think your expenses will fall after retirement, think again. While kid-related expenditure and debt come down, there is a rise in medical and travel costs. This may result in an insufficient corpus that may not last too long. This can also happen…

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Types of Mutual Fund SIP

Types of Mutual Fund SIP

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Variants of SIPs Mutual fund houses have introduced different variants of SIPs, here are some of them.

Top-up SIP:The SIP top-up facility which allows the investor to increase his SIP amount either by fixed amount or as a percentage. Suppose you are investing Rs 5,000 per month and you want up the SIP amount by Rs 1,000 the next year. Then you can simply choose…

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Asset Allocation in Investing

Asset Allocation in Investing

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What is asset allocation?

Asset allocation is the implementation of an investment strategy that seeks to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio based on the investor’s risk taking capacity, goals and the time frame needed to reach those goals. The objective of asset allocation is to minimise volatility and maximise…