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How to Write a Book And Become a Published Author

Want to Actually Write and Publish A Book? You need How to Write a Book Training. Here's why… If you're feeling locked out of the “Writing” game because…• You don't have hours to spare trying to overcome trying to figure out what to write and how to write it • Can't face any more spent too much time either […]

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How to Write a Book And Become a Published Author

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JVZOO Member Review – How to Set Up Your Own Membership Site Fast

JVZOO Member – Sell Your Own Products Online with this Point and Click Simple Membership Site Platform Click Here to Build Your First Membership Site Fast Want to Have Your Own Membership Sites Up and Running Fast and Churning Out Monthly Income on Autopilot? You need JVZOO Member. Here's why… If you're feeling locked out of the […]

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JVZOO Member Review – How to Set Up Your Own Membership Site Fast

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7 Tips for Getting Business Credit that Will Make an Impact

A credit score plays a huge role. It can determine the success of a business. A company’s credit score can help creditors, suppliers, and more to decide whether a business will pay their bills by the due date. However, understanding just how vital business credit is just the beginning. It’s vital to learn ways to improve a credit score, and below are a few ideas on how to accomplish that.

Before we jump into ways on how to improve a credit score, Expedia mentions that there’s no guarantee the following methods will improve a credit score, but it doesn’t hurt to try because these methods may improve business credit over time.

First, realize that credit scores are complex statistical models for predicting credit risk. There is no guaranteed way to improve a business credit score, but there are a few steps you can take to ensure that your business credit report reflects the best possible score for your situation.

Also, Credit Signal recommends that even if you have a small business, you should still consider establishing business credit early on. Do this so you can build business credit as quickly as possible:

There can be advantages to establishing business credit early:

It can help protect your personal credit It can help build your credibility It can help you appear more lendable

Now let’s consider some excellent ways on how you can improve your business’s credit:

Establish Business Credit

Before taking steps to improve your credit, you should first find out what your credit score is and whether or not your business has established credit. Credit Karma goes into the steps to take below:

If you didn’t find anything when you went to check your business’s credit reports, it’s possible that your business hasn’t established any credit yet. This might happen if you use a personal credit card for your business’s expenses, as your payments will only wind up on your personal credit reports. Although some business-scoring models can generate a business credit score based on your business and personal credit history and other business financial information, others rely solely on information related to your business. To establish business credit, you may first need to take the following steps: Incorporate your business or form an LLC (limited liability company). This ensures your personal and business identities will be separate.

Get a federal employer identification number (EIN). This is a free service offered by the IRS, and it also serves to identify you as a business entity. Apply for an EIN here.

Open a business bank account. Make sure you use your legal business name.

Get a dedicated business phone line. You’ll also want to make sure it’s listed under your legal business name.

Register with Dun & Bradstreet to get a D-U-N-S Number. This is a nine-digit number used to identify each physical location of your business. It’s free for all businesses required to register with the federal government for contracts or grants. Get your D-U-N-S number here.

Keep Information Current with Credit Bureaus

When it comes to building business credit, one of the first things you should consider is making sure your information is current with all the credit bureaus.

There are several credit bureaus that collect data and create business credit scores, including Dun & Bradstreet, Experian and Equifax. But compared with personal credit scores, which follow the standards set by Fair Isaac Corp. to produce a standard FICO score, business credit scores are much less streamlined. Each business credit bureau has a different formula for calculating scores, and different lenders report different types of data, says Gavin Harding, a senior business consultant at Experian.

Create Trade Lines With Suppliers

Establishing trade lines with suppliers is an excellent way to build business credit. After a while, it can boost your credit score thanks to a trade agreement. Nerdwallet has more on this below:

If you buy supplies, ingredients or other materials from third-party vendors, those purchases could help build your business credit. Many suppliers extend trade credit, which means they allow you to pay several days or weeks after you receive the inventory. If you have this type of accounts-payable relationship, ask your supplier to report your payments to a business credit bureau. Your business credit score will get a boost as long as you stick to the terms of the trade agreement. You need at least three trade lines to get a Dun & Bradstreet Paydex score, which measures past payment history. Even if you don’t work with a lot of suppliers, Colley suggests setting up trade lines with any small vendor, such as your water or office supplies distributor. If those vendors don’t report to a credit bureau, you can list them as a trade reference on your account, and Dun & Bradstreet will follow up to collect your trade data, Colley says.

Manage Cash Flow With Business Credit

Credit Karma also reports that another way to build a company’s credit is by managing your cash flow. Decide on which credit card is a good fit for your business and take advantage of its potential low-interest rates.

One potential benefit of building your business’s credit is you may become eligible for lower rates and better terms with vendors. Both of these can help you manage your cash flow — the lifeblood of many businesses.

You can also use a business credit card to manage your cash flow. “Credit cards may offer fast and flexible financing at interest rates lower than other types of quick funding, such as merchant cash advances,” says Detweiler. “The key is to make sure the overall cost (including interest paid) will result in a profit for the business.”

Open a Few Credit Accounts

If you’re wondering how many credit accounts you should open for your business, Investopedia recommends at least having a couple, if not more. Build a business’s credit, and there may be other opportunities.

No credit doesn’t necessarily mean good credit. In fact, having no credit makes it impossible for future creditors to accurately assess your business’ creditworthiness. You should have at least 1 or 2 sources of business credit, such as a business loan or business credit card. (See article: The Pros And Cons Of Small Business Credit Cards.)

If you’re having difficulty qualifying for a traditional commercial loan at first because of a low personal credit score, there are other options such as short-term alternative lenders and peer-to-peer lenders. At the very least, apply for a business store credit card, such as a Walmart or Staples credit card. (To find out more about peer-to-peer lending as a financing option, see article: Peer-To-Peer Lending Breaks Down Financial Borders.)

Once you’ve opened a couple business accounts, it will be easier to get more credit in the future.

If you open a business credit card, but aren’t using it that much, Experian still recommends that you keep the account open if you have a good relationship with the lender. The reason is that this increases your overall debt availability, which in turn increases your business credit.

Have a Fund Safety Net

Do you have a safety net in place in case something doesn’t work out with your business? It never hurts to be prepared, and the best way to do that is by preparing for scenarios that hopefully won’t happen, but could happen. The Balance has more on this:

A financial safety net is not one savings account or insurance policy, but rather a comprehensive portfolio of risk-reducing measures. A financial safety net is meant to protect you and your family, at least in part, from losing your financial security or derailing your long-term financial goals because of some unexpected event like a catastrophic illness or other personal tragedy. Though you cannot insure against everything, nor should you try, here are some of the best and most cost-effective measures you can take to begin to build your personal financial safety net.

Set up a Legal Entity

If you’re going to build business credit, it’s essential to have a legal entity. A business must be separate from personal finances, and CardRates further explains why this is essential.

It is critical for you to set up a legal entity for your business and to separate your personal life as much as possible from your business. You can accomplish this by simply incorporating your company. Rather than use a sole proprietorship structure, which keeps your personal finances connected to the business finances, opt for a corporate structure like a C corp, S corp, or LLC (Limited Liability Company). Financial institutions are much more likely to provide credit to an entity that has a stringent legal and tax structure. When you have this legal entity in place, you will need to get an Employer Identification Number (EIN) for your business. This provides a way to further separate you and your Social Security Number (SSN) from your company. The Small Business Administration (SBA) and Internal Revenue Service (IRS) provide great resources to help you accomplish this task, and the information is online.

Sources: Nerdwallet, Experian, Credit Karma, Investopedia, The Balance, CardRates, Credit Signal

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7 Tips for Getting Business Credit that Will Make an Impact

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8 Intriguing Facebook Techniques with Real Profit Potential

It may be true that Facebook is no longer new and edgy, but it certainly is popular. There are more than 2 billion active Facebook users and many are daily active on the site. It’s no surprise that companies try to earn money from Facebook and due to its potential to grow an audience, it makes sense.

It can be difficult to make money on Facebook, especially if you’re new to advertising and building an audience. It’s hard to stand out from the crowd, but by learning some of the techniques that can help your business grow, in time you should reach customers and make some profit. Here are a few ways you can use Facebook to your advantage.

Build an Audience

Influencer Marketing Hub mentions how vital it is to build an audience on Facebook so that you’ll have people who want to learn more about you and your product. Facebook is also an excellent way to communicate with customers and find out what they’re looking for in a product and how you can improve products to meet their expectations.

The whole reason that influencers are successful on Facebook is that they have already gone through the process of building a following. You need to build up your expertise on Facebook by sharing a string of excellent posts – interesting links, images, and updates. To really succeed as an individual you should build up an area of interest where you can become recognized as an expert. While businesses may choose to use influencers to market for them, they will probably also want to build up some form of Facebook presence themselves. Over time they can use it to help people recognize them as experts in their niche. Starbucks has shown how to do this well, and their page has 37 million followers.

Keep a Sales Mechanism in Mind

Sales funnels are an excellent way to get customers more interested in you and hopefully eventually purchase a product. Build a relationship with customers and gain their trust in your products so they’ll feel confident purchasing from you. Facebook can help make this happen either via their Marketplace or by advertising your products on your Facebook page and promoting them via advertising. Entrepreneur has more on this below.

The next step in your quest to make money from your ads is to create the sales mechanism. Yes, I’m talking about the sale funnel. What’s that mean? Simply this. It’s the process of finding a prospect and bringing them into your ecosystem to eventually become a customer. Here are some things that should be noted:

50 percent of all the people that inquire about something buy it within 18 months. Maybe not necessarily from you. But, from someone selling it in the marketplace.

15 percent of that 50 percent will buy within the first 90 days.

What can you put in place so that those people who’ll buy will not only know you, but also like or love you enough to purchase directly from you?

Your goal is that when the prospect is good and ready in terms of purchasing whatever product or service or information, that the relationship you’ve developed turns into a transactional one.

Figure Out Effective Ways to Drive Traffic

Promoting a business is vital on Facebook, and it’s even more important to encourage potential customers to sign up to your email list or click over to your website. You may also want to drive traffic to make a purchase via a sales funnel. Here are more thoughts from Small Business on how to drive traffic.

The great thing about Facebook is that its algorithms examine where you go online, what you click on the site, what videos you watch, etc. Then it brings more of those types of posts to your attention. Facebook is also, of course, a way to connect like-minded people, organizations, and companies.

You can take advantage of this to make money on Facebook. You’ll do it not by selling to people directly on the platform as with the Marketplace but rather compelling people to click on links on your Facebook page that takes them to your e-commerce site, landing page, or other website connected to your online business.

There you can sell them products or ask them to sign up to your email list. This Facebook traffic is very qualified—these are people interested in your product offers.

To boost your traffic, you need to post regularly to your Facebook page. You can post sales pitches, product launches, and other related things to your business. Strong copy and compelling offers can bring in a lot of traffic. But you should also have useful content on your page that engages the prospect—that’s what’ll keep them coming back. You could post industry news, funny stories, etc. Photos and videos are very important these days—people want to watch them. And they don’t have to be professionally produced.

Create a Group to Inspire Employees

A great way to stay connected with business associates, employees, or just friends is by creating groups. Inc. says groups are also a smart way to promote your business, but it’s important to first check out the group rules before letting others know about how your business may benefit their life.

Whether you’re a manager motivating a team, or have a group of industry peers who want to support each other, Facebook Groups are the answer. You can move mountains when you belong to a group of passionate people working toward the same goals, supporting each other every day.

Once you start your group, post at least a few times a week. It could be a question, words of motivation, pictures, or videos. Always like and comment on what others are posting as well. Groups are like live events happening 24 hours a day. When run correctly, it will become the cornerstone of your success.

Utilize Facebook for Leads

Similar to using Facebook to drive traffic, it’s also the ideal place to look for leads. Small business has excellent ideas on how to drive users to your site for a huge earning potential.

Basically, all the Facebook users out there are potential leads for your business. Not everybody, of course, just those folks who are interested in your products. The cool thing is that Facebook makes it easy to find these folks… and for them to find you. Again, you need a Facebook page for your business.

You’ll include useful content to engage the users. And then you’ll also include links to your website or a landing page asking them to sign up to your list to get a newsletter or updates, as well as special offers. It’s important that you give them some incentive to sign up, like a free ebook or special report related to your niche.

With Facebook, you can also include an email opt-in form directly on your Facebook page.

You should also go out to fan pages or Facebook groups that are in the same industry or niche and start posting—this networking can bring more people to your page or directly to your website or landing page.

Boost Popular Posts

Fat Stack Entrepreneurs says that if you have the funds to boost posts, it doesn’t hurt to get an audience interested in your products or website by efficiently advertising.

When you get high engagement for a particular post or piece of content, throw some money at it and boost it.  This could get the content much more traction, options, ad revenue and even attract links. The money materializes in the same way as posting.  Boosting sends traffic to your site. In some cases you may opt to boost to attract more fans so that you can drive more traffic to your website in the future.

Carefully Craft a Facebook Ad Message

Entrepreneur agrees with Fat Stack Entrepreneurs about Facebook advertising and mentions ways to craft your message. After all, a compelling ad is what’s going to attract leads to your site or prompt them to sign up for emails.

Everyone wants to make money with their Facebook ads. That much is clear. But, most people fail before they even get started. They fail because they don’t craft the right message. In other words, they don’t connect with their audience. Kusmich tells me that there’s a simple formula to doing this. If you follow the formula, you’ll be a step ahead of the game. No expensive Facebook ads courses are necessary. All you have to do is follow the feel-felt-found formula.

Feel: The goal is to connect. To make that connection, you have to create empathy. Let the prospects know that you understand how they feel. This should address the pain point and origin of the problem that they’re experiencing and that you’re solving with whatever it is that you’re selling.

Felt: The next part in the empathy bridge in crafting your message is to relate that you’ve felt the same way. You know how they feel because you’ve felt that way specifically. That was the catalyst for whatever product or service it is that you’ve created to address the problem.

Found: This is where you tell the prospects about the solution you found. Or, the origins for the solution. Something that worked for you or that you’ve implemented and has worked for others.

Sources: Inc., Sales Business, Fat Stacks Entrepreneur, Entrepreneur, Influencer Marketing Hub, The Balance Small Business

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8 Intriguing Facebook Techniques with Real Profit Potential

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9 Tips That Will Bring Forth the Productivity Genius

Experts try to figure out new ways business owners can get things done quickly and efficiently. However, there are several ways to stay productive that don’t take a lot of time but can certainly help your business succeed in the long run. The following tips should create explosive productivity, so you get big things accomplished (and make your life and business matter).

For starters, if you’d rather wait to do the most difficult tasks at the end of the day think again. Fast Company mentions that tackling the most pressing and challenging tasks first thing in the morning can relieve stress and help you feel accomplished. If you feel like you’ve already conquered the world then hopefully you’ll be just as productive on other tasks throughout the day.

Career strategist Adunola Adeshola kicks off her day by identifying her top one or two most pressing tasks. “Once I’ve scratched the most important thing off my to-do list, I immediately feel like I’ve conquered the day,” she says. “Sure, some days there are five to seven important things,” she admits, but starting by tackling something critical “helps me eliminate busy work and distractions so that I can end the day feeling accomplished.”

Fast Company also recommends reading, because it’s impossible not to benefit from reading a favorite book, especially one that can help you build your business. Who knows, some self-help books can also recommend ways to be more productive, which is never a bad thing to learn more about.

“When I am feeling stuck or overwhelmed, I often turn to a book I’ve read before, reminding myself of what it taught me and internalizing its lessons further,” says Jason Shen, founder of the talent assessment platform Headlight. Shen finds this habit helps him hone his long-term memory and practice the art of thinking deeply. “Instead of getting a quick hit on Twitter, try to extract more wisdom out of something you know is high-quality,” he suggests.

Managing your emails is also vital while trying to remain productive because it’s easy to get sidetracked and responding to a bunch of emails when you’re supposed to be finishing up a job or getting started on the next project. Check out what The Muse recommends as some of the best ways to keep track of emails without them taking over your day.

Only check email at specific times during the day, and try to limit it to only 4-5 times a day. If you don’t have nearly this much self control, use a tool like Inbox Pause to keep emails from showing up in your inbox until you’re ready for them.

If email’s really getting you down, try Time Management Ninja’s system for only checking it twice a day.

Need to answer emails in a hurry? Add the perfunctory “Sent from my iPhone” signature at the bottom of the page—even if you’re emailing from your computer. While you shouldn’t do this all the time, it’s a quick way to bang out some one-sentence replies without people thinking you’re being rude.

Approach your emails in terms of how long it will take you to reply to them. If it will take less than three minutes to answer, just get it done now. If it will take more than that, set it aside. And then, when you have a large chunk of time, tackle those first.

Distractions are another major time buster that you don’t have time for when you’re trying to get a job done. Instead of getting distracted by other people in your company or getting caught up on social media, here are a few ways to eliminate distractions according to TheMuse.

“I turn off my computer and leave my phone in odd places that prevent me from immediately finding it. That ensures I’m disconnected and fully present. And the truth is that I know that my brain needs a break, otherwise my business will suffer.” Christie Mims, @revolutionsclub

Need a quick fix to keep your co-workers from distracting you? Pop in your headphones. It’s not fool-proof, but people are much less likely to approach you with a non-urgent question or gossip if you look plugged in and on-task.

When you stumble upon interesting articles, don’t let reading them now get in the way of your productivity. Instead, use a service like Pocket or Instapaper to save them to read later when you have more time (like maybe on your commute).

Inc. adds to TheMuse’s thoughts on distractions by mentioning that it’s vital not to let your phone or social media distract you. It may be tempting to check it throughout the day, but perhaps it’s better to set aside some time when you have a lunch break as opposed to picking it up every fifteen minutes when a message comes through.

While completely shutting down your smartphone isn’t always practical, managing your notifications is. Frequent pop-ups are distracting and almost guaranteed to pull your attention away from the task at hand. When you need to complete detail-oriented work, shut noncritical notifications off so you can focus with greater ease.

Just like you shouldn’t get distracted by people or articles, for example, another distraction or time buster that may pop up, is your calendar. Yes, a calendar is a great way to stay organized and show people when you’re available, but it can also start to control your life, especially if you’re not staying on top of the calendar or not allowing yourself to get all of your jobs done on time. Let’s see what Inc. has to say about that.

While working in an environment where everyone can view your Google or Outlook calendar can be convenient, it can also set you up for problems if you don’t take control of your time. Others may view empty spaces as opportunities to schedule meetings, even if you intended to use the time for other tasks. Instead of leaving your calendar in the hands of others, block out the time you need to handle critical tasks. That way you won’t be derailed by an unexpected meeting request.

Do you have a planner or somewhere you can keep track of which tasks you need to accomplish on any given day? If you don’t, you should consider figuring out a way to stay organized and not forget any deadlines or projects that are due that day. Forbes has critical advice on this.

The best solution for being productive and alleviating stress is to make a list of things that need to be completed each day. If it is a big project, be sure to break the deliverables down into manageable pieces. It also might make sense to complete a few of the easy things early to feel more accomplished. Another solution is to keep a calendar and backfill the tasks from today until the project is actually due, filling in a timeline of when each step should be completed so that the final piece is completed on-time. Remember is always best to underpromise and overdeliver. – Kathleen Houlihan, Dream2Career

Forbes also recommends spending only limited time on each project, that way everything gets done on time.

Instead of only tackling your biggest project, set a timer and work on it for an hour. Turn off all distractions. Then, take a break and transition to another project. Set that same timer for 60 minutes and take another break. If 60 minutes is too long for you, then cut it to 30 or 40 minutes. The point is that you will make progress on every project, reduce stress and feel productive. – Meghan Godorov, Meghan Godorov Consulting, LLC

This tip you may not have thought about, but Robin Sharma says it’s not only essential to implement work productivity but remember to take care of yourself by incorporating exercise and other ways you can get away and destress after a long day at work.

Workout 2X a day. This is just one of the little-known productivity tactics that I’ll walk you through in my new online training program YOUR PRODUCTIVITY UNLEASHED (details at the end of this post) but here’s the key: exercise is one of the greatest productivity tools in the world. So do 20 minutes first thing in the morning and then another workout around 6 or 7 pm to set you up for wow in the evening.

Drink more water. When you’re dehydrated, you’ll have far less energy. And get less done.

Work in 90 minute blocks with 10 minute intervals to recover and refuel (another game-changing move I personally use to do my best work).

Here’s another productivity idea that could save you tons of time, not to mention your computer should hopefully run a lot faster since you’ll be shutting down tabs more frequently as opposed to having a gazillion up. It’s a lot easier to get distracted when there are so many tabs up, at least that’s what Make Use Of says.

Despite their convenience, browser tabs also cause distractions. Having too many open at once slows you down while you’re looking for the one you need. Unneeded browser tabs pull your attention away from what you need to do as well.

Look at all the tabs across the top of your browser, and close tabs you don’t need. In other words, close the ones that disrupt your workflow more than helping it.

Browsers have menu features for accessing recently closed tabs. You can return to the content by going to the history section, too. It’s time to stop cluttering up the top of your browser with too many tabs.

Sources: Fast Company, The Muse, Inc., Forbes, Robin Sharma, Make Use Of

The post 9 Tips That Will Bring Forth the Productivity Genius appeared first on Job Crusher.

9 Tips That Will Bring Forth the Productivity Genius

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How Your Mind is Being Hacked on a Daily Basis

How Mind Hacking Happens to You Every Day Have you ever watched tv, been on social media or been to a casino? Then I hate to tell you this but your mind has been hacked. Corporations, Marketing companies and universities have all spent a ton of money to determine what makes us tick, and more […]

The post How Your Mind is Being Hacked on a Daily Basis appeared first on Loopholeology.

How Your Mind is Being Hacked on a Daily Basis

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Hearing Voices? You May Not Be Crazy

Mind Control Technology Harvard University's Dr Robert Duncan speaks on the Voice Of God technology, Mind Hacking and Game theory Amazingly enough, technology has been developed that can put thoughts in your mind, effectively putting commands into your head. It has been used as a military weapon and was created by Dr Duncan. Although this […]

The post Hearing Voices? You May Not Be Crazy appeared first on Loopholeology.

Hearing Voices? You May Not Be Crazy

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How to Hack Your Mind – Tips from Some of the Most Successful People in the World!

Hack Your Mind These strategies actually work.  Try them for yourself. You will be amazed at the difference in the way you think, perceive and perform. I love how these leaders put their brain hacking strategies into simple steps.

The post How to Hack Your Mind – Tips from Some of the Most Successful People in the World! appeared first on Loopholeology.

How to Hack Your Mind – Tips from Some of the Most Successful People in the World!

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Body Hacks – Try these 50 Body Hacks and Find Out About Your Body

Easy Body Hacks I just discovered this cool video that gives you 50 ways to hack your body. Cute illustrations and really neat tips.

The post Body Hacks – Try these 50 Body Hacks and Find Out About Your Body appeared first on Loopholeology.

Body Hacks – Try these 50 Body Hacks and Find Out About Your Body

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Whole Body Vibration – Power Vibe

What is Whole Body Vibration and the Power Vibe? —>Get Your Power Vibe Here Whole Body Vibration and the Power Vibe were designed to help with both exercise and improved circulation. Some claim that it can also help improve bone density. My experience with the Power Vibe is that it is pretty gentle. It does […]

The post Whole Body Vibration – Power Vibe appeared first on Loopholeology.

Whole Body Vibration – Power Vibe

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BT9 Tuner – What is It and What Does it Do?

Biotuner – BT9 Tuner Review Biotuner BT9 – Buy on Ebay If you have tinnitus this can make it worse, in rare cases. The opinion in this video is mine. It is just my opinion based on my own experiences. If you have any medical conditions, mental health issues or suffer from seizures consult with […]

The post BT9 Tuner – What is It and What Does it Do? appeared first on Loopholeology.

BT9 Tuner – What is It and What Does it Do?