I am a general Writer and Blogger. I have worked mainly in the corporate financial industry and I used my past experiences in banking to write on financial matters sometimes. Being a past Banker and Financial Adviser, I hold credentials in the field of Business Management. I extend my writing genres to other industries such as health and science. I work independently as a Copywriter and I manage a small Digital Marketing Business full time.
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4 Ways To Get The Money You Need For Home Repairs Or Improvements
When it’s time for a new roof or the unexpected roof problem occurs, many homeowners can be stressed on how to pay to for it. Especially in cases where warranties or insurance won’t cover the costs, shouldering the costs of roof work is stressful for many homeowners every day.
Fortunately, there are several ways to get the money you need to fix or even replace your roof without having a 6 figure income and perfect credit! From loans provided by nonprofits to grants and contests, if you are in need of roof repairs or even a full roof replacement you have options.
Apply For A Loan
You may knock this suggestion, especially if you have questionable credit or have already been rejected by your bank, but there are nonprofits designed to help low-income and middle-class homeowners get the home repairs they need.
These loans mainly cover crucial infrastructure repairs, such as your roof or ventilation but not improvements or new appliances as they are for needed repairs and not general loans.
NeighborWorks (www.nw.org) is one such organization that can help you find the loan you need via it’s network of housing organizations around the country including Georgia. If you think you may qualify, check them out or use the internet to find others!
“In-House” Financing
Some roof contractors may offer financing solutions themselves. For example, Atlanta Roofing Specialists has arranged financing options with Wells Fargo utilizing their Home Projects credit card line, specifically for home repair and improvement. These usually require better credit scores and such but contact your local roof contractors to see if they have a solution available.
Refinance Your Home For Repairs Or Renovations
Specifically with the Federal Housing Administration 203k refinance loan. This program allows homeowners to consolidate their existing mortgage and the costs of a renovation or repair project. As long as you are using it for needed repairs and not a new pool or deck you have a decent shot at qualifying. Your local mortgage lender can help you with more information and to apply.
Grants or Contests
You even have the chance to get the things you need done for free! Entering contests such as No Roof Left Behind, can get you the roof you need for no cost! Granted these don’t happen often but when they do, sign up!
There are even grants such as the Very Low-Income Housing Repair Program offered by the USDA which provides loans and grants to repair, improve and even modernize homes!
The Rural Housing Repair and Rehabilitation Grant is available to Seniors (62+) and can be used for repairs to make your home safer, healthier or even to make accessible to those with disabilities!
For more information or to schedule your free estimate in Metro Atlanta call Atlanta Roofing Specialists in Metro Atlanta at 770-419-2222.
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Winter deck care and more with Luke Panek
Decks are popular! How should I take care of it over the winter. Learn more from deck expert Luke Panek from Lindus Construction.
See omnystudio.com/listener for privacy information. https://traffic.omny.fm/d/clips/4b5f9d6d-9214-48cb-8455-a73200038129/73d83ce2-2bc4-44fc-ba3d-a78e0037fb21/befab63e-0cf0-4538-99d3-adca00f93ff2/audio.mp3
The post Winter deck care and more with Luke Panek appeared first on Lindus Construction.
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4 Ways To Keep Your Roof In Shape This Fall
Autumn is the time of year where it is crucial to keep up with roof maintenance to avoid unnecessary damage. Especially homes in heavily wooded areas or subject to falling leaves and other debris. Your roof and gutter system is designed specifically to do this well, it’s one job is to protect your home by ensuring water is routed away from areas where it can do damage and through your gutter system to areas where it will be harmless.
When this flow is interrupted, whether from clogged gutters or debris, the results can be disastrous.
Whether you do it yourself, or hire someone to do it for you, keeping up with roof maintenance is key to ensure your roof stays in shape through the fall and for years to come.
1) Keep those gutters clean
With all the leaves falling this should be your first concern as accumulated leaves can clog your gutters allowing rainwater to collect and backup through your shingles causing major damage including roof rot and mold.
2) Trim any overhanging limbs from trees
To help keep your roof clean of debris, attack it at the source. Fall is a great time to trim those branches while the weather is cool and storms are infrequent.
3) Inspecting your roof
Getting up onto the roof without proper equipment can be a dangerous endeavor so we don’t recommend it for most homeowners. You can check out as much as you can from the ground, but we recommend a professional roof contractor for anything that requires going onto the roof itself.
If you do want to check yourself, shingles are your first line of defense against inclement weather. Look for missing, damage, or curled shingles and have any problem shingles replaced as soon as possible. Look for any signs of damage, once you have the roof cleaned of debris look at your roof for any signs of obvious damage. Catching a small problem early can save you tons of money in repairs later on.
4) Have your roof professionally inspected and/or maintained
If you aren’t inclined to getting up on the roof and doing your own inspection and maintenance, do your self a favor and call a professional roof contractor (such as Atlanta Roofing Specialists) to inspect your roof and make any recommendations to ensure your roof is adequately prepared for the fall season!
In Metro Atlanta, Atlanta Roofing Specialists can help you with a maintenance plan and any problems you may come across. Call 770-419-2222 for a free estimate today!
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The Perils Of Going With Cheap Roofers
Shingle failure is one of the most common roof problems in America. As such many think this is a natural part of having a shingle roof. In reality it isn’t, in fact a properly installed and maintained shingle roof can last for decades without a single failure. The reason why it occurs so often comes down to one thing, someone cut corners.
It’s all about the installation, especially fastenings, if not fastened properly shingles blow off, and when this happens you will be responsible for going after the roofing contractor or pay for the repairs yourself as improperly installed shingles are not covered by manufacturer warranties.
Shingles must be installed exactly to manufacture specifications. Otherwise the warranty will be voided. Unfortunately there are a lot of roof contractors out there who either cut corners or are ignorant of these requirements and the result is homeowners are left with a roof with voided material warranties, oftentimes without the homeowners knowledge until it’s too late. It happens all the time, especially on roofs that have been air-gunned and not hand-nailed!
How can a poor shingle installation void a warranty?
1.Over-driven nails rip through the shingle and make it very easy for the shingle to be blown off by gusts of wind. Common when nail guns are used.
2.Under-driven nails will hold up the shingle above, preventing it from properly sealing down to the shingle below. This can let dust in which will prevent the sealant from activating, and allows wind to catch the shingle and tear it off.
3.Nails that are driven crooked into the shingle cut into the shingle on one side of the nail, while the other side holds up the shingle above. These two things combined makes for a perfect opportunity for shingles to be blown off by wind.
4. Nails that are too short. Nails must be long enough to penetrate through the shingle and all the way through the sheathing. If the roof decking is thick, nails must penetrate up to 3/4″ into the wood.
5.Too few nails. Each type of shingle requires a certain number of nails to be used per shingle, the average is 4 nails placed evenly.
6.Improper placement of fasteners – Each type of shingle also has a “nail line” where nails are required to be placed to achieve the designed performance. If the nail line is missed, then blow-offs are more likely to occur and are not covered by the manufacturer warranty.
Avoid roof problems by doing your homework and hiring only the best roof contractors with a reputation for quality, not cheapness.
If you’re having shingle problems, contacting the roof contractor who installed it should be your first move, if they are still in business. If they are they should repair it at no cost. If you are int the Metro Atlanta area and can’t reach them or they try to charge you contact Atlanta Roofing Specialist’s for a free estimate at 770-419-2222 and we’ll advise you and make sure your roof is done right!
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Season ending home improvement projects
With our great fall weather continuing…can I paint or stain, or is it too late? Learn more from Andy Lindus from Lindus Construction.
See omnystudio.com/listener for privacy information. https://traffic.omny.fm/d/clips/4b5f9d6d-9214-48cb-8455-a73200038129/73d83ce2-2bc4-44fc-ba3d-a78e0037fb21/77d87917-d5d1-4866-a431-adc300f8a9b3/audio.mp3
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6 Cheap and Easy Ways To Make Your Home More Eco-Friendly
Small changes can go a long way. Now more than ever, it’s becoming increasingly important to make sure that we think about the positive changes we can make to protect the planet. While not everyone can afford to make big switches, we can all make simple adjustments to help make our homes and lives more... Read more »
The post 6 Cheap and Easy Ways To Make Your Home More Eco-Friendly appeared first on Cloudy2Clear Windows.
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10 Simple Ways To Improve Your Home’s Kerb Appeal
First impressions are everything. The exterior of your home can leave a long-lasting impact on guests, neighbours or even just a passer-by on the street. Improving your home’s kerb appeal can not only make the outside of your home look more appealing and attractive, but it can also increase its resale value. Often, we don’t... Read more »
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Want A More Energy Efficient Roof?
In an area like Metro Atlanta, energy efficiency is key to keeping our homes comfortable all year round. From hot muggy days during summer to icy cold days in winter that can rival our norther brethren at times, keeping your home comfortable while controlling costs, can be a battle, especially if your home isn’t energy efficient.
Your roof plays a large part in your home energy efficiency plans. Being the front-line of defense against the elements, you’ll want roof materials that will be able to take advantage of the suns’ heating effects in the winter while reflecting rays in the summer.
With the large variety of materials available for your roof how do you know what’s energy efficient?
Fortunately, one of the easier ways to know if what roof materials are energy efficient is to look for the ENERGY STAR Label.
In 1992, the U.S. Environmental Protection Agency (EPA) introduced ENERGY STAR as a voluntary labeling program to promote and help consumers identify products that are energy efficient and to encourage use of these products.
Manufacturers and retailers sign voluntary agreements that allows them to use these labels as long as their products meet or exceed energy efficiency guidelines set by the EPA and US Department of Energy (DOE).
ENERGY STAR ISN’T JUST FOR ELECTRONICS & APPLIANCES
Consumers are used to seeing these labels on everything from PC’s to refrigerators, washing machines to toasters and many other electronic products. But you may not know, this designation isn’t just for electronics. Roofing materials such as solar panels and other reflective roof materials use this label as well.
The Energy Star label is available on a variety of eligible roofing products including many types of shingles, roof coatings, single-ply membranes and more.
ENERGY STAR ROOF PRODUCTS MUST HAVE WARRANTIES THAT MATCH
While Energy Star labeled roofing products are designed to reduce energy waste and reduce utility bills themselves, they are also required to a have a matching warranty that ensures they perform equal to or superior to non-reflective roof products.
Manufacturers must test their products using EPA testing methods outlined in the Energy Star Program Requirements for Roof Products to get the label on their materials giving consumers a clear signal that the products they buy truly are energy efficient and will remain so long after the initial purchase.
Ask your local roof contractor about Energy Star labeled roof materials for your next roof and enjoy real energy saving for years to come!
For more information on the Energy Star Program and roof products visit the Energy Star Website at https://www.energystar.gov/products/building_products/roof_products.
In Metro Atlanta, Atlanta Roofing Specialists has been assisting energy conscience homeowners and businesses since 1993. For a free estimate on your new, energy efficient roof, call today at 770-419-2222.
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10-9-21 Home improvement with Andy Lindus
Storm damage is stressful. Insurance claims sometimes…frustrating. Gets some tips on how to lower stress and frustration from Andy Lindus with Lindus Construction.
See omnystudio.com/listener for privacy information. https://traffic.omny.fm/d/clips/4b5f9d6d-9214-48cb-8455-a73200038129/73d83ce2-2bc4-44fc-ba3d-a78e0037fb21/393dc8e4-1a21-4fb4-ae6c-adbc0101776c/audio.mp3
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How A Poor Roof Installation Can Void Your Warranties
Shingle failure is one of the most common roof problems in America. It happens so often many think this is a natural part of having a shingle roof, in reality it isn’t. In fact a properly installed and maintained shingle roof can last for decades without a single failure.
It’s all about the installation, especially fastenings, if not fastened properly your shingles may blow off, and if this happens you will be responsible for going after the roofing contractor or pay for the repairs yourself as improperly installed shingles are not covered by manufacturer warranties.
Shingles must be installed exactly to manufacture specifications. Otherwise the warranty may be voided. Unfortunately there are a lot of roof contractors out there who either cut corners or are ignorant of these requirements and the result is homeowners are left with a roof with voided material warranties, oftentimes without the homeowners knowledge until it’s too late. It happens all the time, especially on roofs that have been air-gunned and not hand-nailed!
How can a poor shingle installation void a warranty?
1.Over-driven nails rip through the shingle and make it very easy for the shingle to be blown off by gusts of wind. Common when nail guns are used.
2.Under-driven nails will hold up the shingle above, preventing it from properly sealing down to the shingle below. This can let dust in which will prevent the sealant from activating, and allows wind to catch the shingle and tear it off.
3.Nails that are driven crooked into the shingle cut into the shingle on one side of the nail, while the other side holds up the shingle above. These two things combined makes for a perfect opportunity for shingles to be blown off by wind.
4. Nails that are too short. Nails must be long enough to penetrate through the shingle and all the way through the sheathing. If the roof decking is thick, nails must penetrate up to 3/4″ into the wood.
5.Too few nails. Each type of shingle requires a certain number of nails to be used per shingle, the average is 4 nails placed evenly.
6.Improper placement of fasteners – Each type of shingle also has a “nail line” where nails are required to be placed to achieve the designed performance. If the nail line is missed, then blow-offs are more likely to occur and are not covered by the manufacturer warranty.
Avoid roof problems by doing your homework and hiring only the best roof contractors with a reputation for quality, not cheapness.
If you’re having shingle problems, contacting the roof contractor who installed it should be your first move, if they are still in business. If they are they should repair it at no cost. If you are int the Metro Atlanta area and can’t reach them or they try to charge you contact Atlanta Roofing Specialist’s for a free estimate at 770-419-2222 and we’ll advise you and make sure your roof is done right!
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What You Should Know About Roof Warranties
Roof warranties, like the roofs they cover, come in all shapes and sizes. Varying from material to material, manufacturer to manufacturer and even roof contractor to roof contractor! Warranties are especially important because the investment for the consumer is big. Very big, involving thousands of dollars and expected to last decades (up to 40 years or more)!
Knowing what your warranty covers in advance and what you need to do remain compliant throughout the coverage period can save you lots of money and headaches in the event problems arise.
What Are The Chances My New Roof Will Have A Problem?
Provided you’ve hired a reputable roof contractor and didn’t go the cheapest route possible, the answer is quite low to minuscule. Nothing is 100% perfect so while chances are you won’t have a problem, if you do, the problem can be just as expensive to fix as it is to replace the entire roof! This is why it’s important to choose the right roof contractor and choose what’s best, not what’s cheapest, for your home and understand what the warranty covers and what it doesn’t.
Won’t My Material Warranty Cover Just About Everything That Can Go Wrong?
NO! A common misconception is that the warranty acts as an insurance policy. It does not. In fact, the material warranty covers only the material that was purchased and with very specific caveats. After all, the manufacturer can only make it the best they can and warranty it under the best of conditions. These warranties are very detailed, read yours carefully to ensure you understand it.
In fact, more than 2/3’s of problems with new roofs are due to the roof contractor’s workmanship and not the materials themselves and will fall outside the material warranty.
So If The Material Warranty Doesn’t Cover Installation Problems, What Does?
Workmanship Warranties. While these aren’t offered by every roof contractor, if your chosen roof contractor doesn’t offer one, you really should reconsider your choice. Workmanship problems without a clear workmanship warranty will likely lead to you paying for repairs out of your own pocket!
When looking into warranties be sure you get both a material warranty that covers manufacturing defects AND a workmanship warranty that covers installation and other workmanship errors.
Atlanta Roofing Specialists proudly offers quality GAF materials which are covered by their warranty as well as offering our own 10-year Workmanship warranty with every roof!
For more information on GAF’s warranties visit their warranty information page here.
For questions or more information on either material or workmanship warranties, or to schedule your free estimate contact Atlanta Roofing Specialists at 770-419-2222 today!
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Signs Your House Is Vulnerable This Winter and Steps To Take
In the Midwest, substantial amounts of snow can fall as early as October. This means now is the time to prep your home for winter. Use this checklist to ensure you’re fully prepared.
Inspect Your Roof for Missing Shingles: While a few missing shingles from storm damage or heavy winds can seem minor, this issue should not be ignored. That’s because ice, snow, and rain constantly pounding on that spot without the shingle can allow water in to deteriorate insulation, wood, and drywall. That same water (even a small amount) can make electrical, plumbing, and HVAC systems vulnerable.
Perform a Wet Hand Test on Your Windows: Now is the ideal time to inspect the exterior molding on your windows. A straightforward way to test a suspected leak is to wet your hand and hold it a few inches from the edge of the window. If there is a leak, you’ll feel air blowing on your hand. All leaks should be carefully caulked. If this has been a persistent issue with your windows, it may be time to consider full frame window replacement.
Watch Our Craftsmen Install New Infinity® From Marvin Windows:
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Check Your Gutters: Gutters that are clogged with leaves, twigs, and organic debris are a recipe for disaster. Although clogged gutters don’t directly lead to ice dams, they can make the situation worse. As a roof begins to heat up, and the snow melts, the water that is created needs a spot to exit. If gutters are clogged, they cannot disperse water away from the home. Instead, the water will push back up on the roof causing the ice dam to grow. Clogged gutters that do not channel water far enough away from a home can also result in icy driveways and sidewalks.
Look for Peeling Paint: Inspect the exterior walls of your home. If you notice paint that is peeling, it can be a sign that the existing paint film is failing and no longer protecting your home. If you leave it, the siding is at risk of deteriorating. Two types of siding that offer the ultimate peace of mind are LP® SmartSide® and steel siding. Both are durable, long-lasting, and enhance a home’s curb appeal.
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Home Improvement 10-2-21
Don’t let the warm weather fool your, now is the time to winterize your home. Fall can be short and winter arrive early. Learn more from Andy Lindus from Lindus Construction.
See omnystudio.com/listener for privacy information. https://traffic.omny.fm/d/clips/4b5f9d6d-9214-48cb-8455-a73200038129/73d83ce2-2bc4-44fc-ba3d-a78e0037fb21/9beff44f-163a-40f6-9918-adb500fd944e/audio.mp3
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E35: Cory Doesn’t Get October
Cory Hepola has a house and his internal alarm went off reminding him it’s time to go through his fall home improvement check list. But, what’s he forgetting? Andy Lindus tells Cory what he needs to be thinking about now, while also detailing the odd trend he’s seeing as a result of people buying homes “as-is.”
Listen to the Entire Episode Here:
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New Homeowner Roof Questions
Planning on buying a home or have you bought a new home and have some questions about your roof? You’re not alone! Becoming a homeowner doesn’t automatically make you an expert on all things home improvement and maintenance, and even after the inspections and appraisals you’re likely to have questions.
If you don’t know the specifics of when your roof was installed, how well it was done and what, if any, warranties still apply, it can be tough to tell how long you have before it should be replaced. In these situations, the answers to just a few questions can help make that determination.
How Long Can I Expect My Roof To Last?
Of course this answer depends on a number of factors, such as the age of your roof, who installed it, what kind of roof it is, what’s the history of the roof (any repairs?) and if it’s still under warranty or not.
Generally, shingle roofs last 15 – 25 years or so, metal roofs can last 40-75 and so on and so forth. If the roof is older and outside of it’s warranty, it’s not unreasonable to expect to replace it sooner rather than later.
How Often Will I Need To Replace My Roof?
Generally, if you’re sticking with the ever popular shingle roof you can expect to replace it every 15 -25 or 30 years (with high end materials) or so depending on the quality of the materials, installation, and if you keep up with maintenance. Higher priced materials like metal, clay and tile can last much longer.
What Are The Signs I May Need To Replace My Roof?
Outside of storms or external force, roofs generally don’t just fall apart. There are normally plenty of warning signs that when unnoticed or ignored in order for a failure to occur.
Signs like missing shingles, loose granules, curled shingles, stains and streaks can point to potential problem but you won’t really know unless you have a professional roof inspection. Especially if your roof is older, keeping an eye out for potential problems could save you a lot of time and pain.
These signs may indicate you need a new roof.
What Is Roof Maintenance?
The most important thing you can do for your roof, no matter the materials, is to keep your roof well maintained. Most warranties and insurance require a certain level of roof maintenance (including formal roof inspections at least once a year for homes, twice a year for commercial roofs) so knowing what needs to be done is as important as getting it done.
Roof maintenance is simply the act of keeping your roof and gutters clear of debris and in good shape. While yearly inspections help ensure any problems that were overlooked throughout the year will be fixed as promptly as possible,
Your roofs main purpose is to route water away from areas where it will cause damage, any breakdown in this system can be catastrophic, avoid preventable problems and keep your roof maintained through out the year!
At Atlanta Roofing Specialists we have a maintenance plan that is guaranteed to maximize your roofs life and protect your home for years to come. Call us at (770) 419-2222 and ask us how we can solve all your roofing problems, anytime!
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ROW1: Sep 25/21, 08:59
Your home improvement questions answered by Andy Lindus from Lindus Construction.
See omnystudio.com/listener for privacy information. https://traffic.omny.fm/d/clips/4b5f9d6d-9214-48cb-8455-a73200038129/73d83ce2-2bc4-44fc-ba3d-a78e0037fb21/5eec2cb2-2e8e-4060-a5de-adae0109d997/audio.mp3
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How Long Can You Expect Your Roof To Last?
Wondering just how long your roof will actually last until it needs to be replaced? Though there are roofs, like slate, concrete or tiles that can last a century or longer (if you have one of these, chances are you are good for life), most other roofing materials last significantly less time, depending on multiple factors.
Expected lifespans of roofs vary from material to material and can depend on several factors such as installation and environment.
As with most quality products, cost plays a large factor in the longevity of any roof. The longest lasting roofs such as slate, concrete, and clay tiles are the most expensive, both in terms of materials and in installation costs. However, you have to admit, having a roof that can last over a century is appealing!
On the low end, 3-tab Asphalt shingles and metal roofs aren’t as durable as slate or concrete and thus are much cheaper. Of course the trade off is you’ll be replace these low end roofs much more often.
Other than material, factors such as routine maintenance, initial installation procedures, and environmental conditions also determine the ultimate lifespan of a roof, but even the most well-maintained, perfectly installed roofs can still fall victim to time.
Stay on top of maintenance and regular inspections to get the most out of your roof no matter what material it is.
Assuming proper installation and maintenance the following are projected lifetimes of some of the more popular materials in use today:
Asphalt Shingles (3-tab)
Lasting on average of 20 years but quality can vary with the low end lasting as little as 10 years and high-end (more expensive) shingles lasting up to 50!
Asphalt (Architectural)
Around 30 Years on average, especially when properly maintained.
Wood shingles & shakes
Usually around 30 years but under favorable weather conditions can last much longer.
Metal Roofs
Metal roofing can last anywhere from 40-80 years. Some estimates top this out at 60 but as with any material, quality, maintenance, and environment will determine the actual lifespan.
Slate, Concrete, Clay Tiles
If you don’t want to replace your roof more than once in your life, these are the materials to get, sure it’s pricey but these materials have a life expectancy of over 100 year with slate reaching 150!
Your roof is likely to be one of the most expensive investments you’ll make in your home it’s important to get it right the first time to avoid unnecessary costs in the future. Choose your material carefully and be sure you understand the expected lifespan and are prepared to replace it when it’s time!
For more information on roofing materials available for your home, call Atlanta Roofing Specialists at 770-419-2222 for an estimate today!
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