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Suicide Rates are UP!

Suicide rates aren’t just climbing for teens, but for all of society.    Especially, small business owners.

 We all have to work together to promote a more positive lifestyle and work environment.   We have to help others get rid of the feeling of failure and get others to realize that no one’s life is perfect.    Life is a roller coaster with positives and negatives.   There is no real finish line.   Success in life comes from creating more positives in life than negatives.    The proven best chance of doing that is to be and act positive.     Start each day trying to make it 1% better than the day before.

 It’s critical to realize that you can only do the best you can.    Don’t worry about what others think.    If you do the best you can each day,  I guarantee your chances of success will only grow.    It’s easier to be critical and negative in life.   So don’t ask for the easy life, seek out the successful life through positive thought and practice.

 If you do that, everything around you will start becoming positive.    The primary cause for suicidal thoughts are negative thoughts that you allow in.     It’s always better to talk to yourself instead of just listening to yourself.

 Another factor, a wise doctor told me, regarding depression and suicide was that cell phones and social media actually create more “negatives” than positives.   If a person was able to avoid using their phone and watching TV for just one 1 hour a day, the statistics showed an amazing change in one’s attitude and positive thought process as compared to others who access their phone or watched TV during the entire day.

 We all must take time to stop and smell the roses!   Read a book, take a walk, get outside, anything. But get away from your phone/computer and from television for at least an hour each day.

 We can help each other by reducing one’s stress.   As a result, we can change the trends on depression and suicide rates and bring those rates down.    All we have to do is be positive, help others be positive and take an hour a day to smell the roses!

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Let’s Reduce Small Business Regulations

March 2017

It’s time for a new political party!   Let’s call it Republicrats?    As the Independent party doesn’t do it.

 We need a voice in the middle.    We need policies that are simple and make sense.    Small business provides the best example.

 While we need to regulate and oversee financial transactions on Wall Street, we need to make sure that any regulation imposed,  excludes or makes sense for small business.     I don’t like Trump, but we need to reduce regulations on small business.

 In today’s world of technology, banks should not be allowed to hold a $5,000 deposit for more than a day.   Banks are holding those deposit for 5 to 9 days in some situations.    This could be a full week of revenue for a small business.   So why are these funds being held like that?   Well, it seems that back in 2010 during the bank crisis, the FDIC was afraid of bank failure more than small business failures.  So the process of holding deposits became the game that all banks played.  The bank loved having “free funds” for an extended period of time, but the policy absolutely killed small business.    In today’s world of technology, no deposit should be held for more than one day.

 Let’s take this example a step further.   Picture this employer with payroll to meet with a held deposit. They collected the funds necessary, but because the customers check was over $5K, those funds aren’t good yet.  Of course, had the customer provided the business with two checks of say $4K each, those deposits, if made separately, would be good.    So the business issues out paychecks knowing it made the deposit, with the hopes that the bank will still cover payroll.  Well, it doesn’t, and then charges the business OD fees of $35 a check.  It’s crazy! No business owner should have to go through such a process.    How can a check of $5K be held for 5 to 9 business days, but a check for $4,999 not be held?  No business owner who went out and collected the funds necessary for payroll should have their payroll rejected because a bank is holding a deposit.    There shouldn’t be any labor department claims against a business when they had the funds in the bank, but the bank wouldn’t cover its payroll due to held funds.  

 Granted, the business should find another bank and in this case did.   But why do we have regulations like these making it possible for the FDIC and banks to take advantage of small businesses when a crisis occurs?

 We need to create a party that stays in the middle and “makes sense” for small business.

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Always inspirational information from Jon Gordon, Author of “The Carpenter”...

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Believe

January 17, 2017

I’m preparing myself for what I expect to be to one of the most mental draining weeks of my career and life.   I open up the closet to grab by coat and I notice for the first time, a sign that’s hanging down in the closet that says “Believe”.

It hit me.  I needed to believe that I could get through it and everything would work out fine.   I was feeling positive.

I get to the office and open my email and notice an email for motivational speaker, Jon Gordon that says the word for the day is “Believe”.   I couldn’t believe it.   It must be a sign.    Now, I really am believing that things will work out.

From then on that day…..everything went downhill.   Nothing I needed to happen, happened.   No customers called back after spending days on a new marketing campaign.   All of the financial negotiations I had worked on were stalled.    As much as I tried to stay positive and believe, nothing good came my way that day.    

I went home, thinking “what happened”?   The day started so positive and I was completely convinced that I just needed to “believe” and good things would start happening for me and my business.

I realized what I was “believing” in was hope and luck.   Being hopeful or lucky wasn’t going to get it done.   My thoughts were wrong.    I needed to believe in my preparation and my work instead.    

The fact is you can’t believe in something unless you have done the work first and in fact continue to do the work towards the goal you seek.    

This sites first blog discussed focusing on commitments in order to reach your goal.    I would agree with that.   I would agree too that “believing” in those commitments is the key to “believing” you can reach your goal.

The week ended and the fact was that it wasn’t so bad, in fact, what I was “believing” in was actually starting to occur.    The reason it was happening was because I put the work in. 

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Daily Commitments

January 3, 2017

Welcome to the Experience Plus blog where we hope to create a forum of experience and knowledge for entrepreneurs and the small business community.     This blog will address multiple topics with the only requirement being that the contributor must have “experienced” the situation or have read something that they feel is important to pass on.    Hope you enjoy and find useful these biweekly blogs.

 “Forget about New Years Resolutions and instead focus on Daily Commitments”

We all know the success rate for a New Years Resolutions stands somewhere around 2%.     Unfortunately for your business to do well, we need a success rate much higher than that.    Why do resolutions fail, because we simply expect them too?   So let’s change the paradigm.  

Instead of making a resolution, let’s make a simple daily commitment.     Here are some examples:

1.                  Let’s call on customer each day and see how things are going.

2.                  Before we take a sip on coffee, agree to be positive that day.

3.                  Say “Thank you” to someone each day.

4.                  Come up with one creative idea for the company each day.  Good or bad.

5.                  Learn something new each day that will help you be more productive.     

6.                  When stress hits your desk, get up, walk around and eliminate it. 

7.                  Talk to the stress, don’t let it talk to you.  

This is just a start.   But the consistency of your commitments will allow you to reach your goal.     You won't ever be able to reach your goal without committing to something first.    So then focus only on the commitment.    And the best part is that for commitments to work, you only need to be consistent with it.    If you miss a day, you’re OK.   Its not perfection that you need to worry about, its consistency.    That’s the main difference, a resolution is all about perfection.    

So make commitments and do your best to stay consistent with those commitments.    You will be pleased by the results experienced!

Start by making a commitment to reading this blog every other week.     Have a wonderful New Year!

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